HomeMy WebLinkAbout10-3514Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
-Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No, 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
BAC HOME LOANS SERVICING, L.P.
7105 CORPORATE DRIVE
PLANO, TX 75024
Plaintiff
V.
KATHLEEN S. REAM
WALLACE R. REAM
619 BROOKHAVEN ROAD
NEW CUMBERLAND, PA 17070-1706
Defendants
2Ji0t"iAY 2u AM 10: 40
CU+U =??. _N i Y(?
}. ft
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. /0-3,5'-/Y
CUMBERLAND COUNTY
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 235353
235353
ok* qsa X 19
-f'- a y;1- 716
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
File #: 235353
Plaintiff is
BAC HOME LOANS SERVICING, L.P.
7105 CORPORATE DRIVE
PLANO, TX 75024
2. The name(s) and last known address(es) of the Defendant(s) are:
KATHLEEN S. REAM
WALLACE R. REAM
619 BROOKHAVEN ROAD
NEW CUMBERLAND, PA 17070-1706
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 02/22/2005 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INCORPORATED AS A NOMINEE FOR CAPITAL ONE HOME LOANS, LLC which
mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in
Mortgage Book No. 1902, Page 3608. By Assignment of Mortgage recorded 10/052009
the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment
of Mortgage Book No. 1902, Page 3608. The mortgage and assignment(s), if any, are
matters of public record and are incorporated herein by reference in accordance with
Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach
documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 09/01/2009 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 235353
6.
The following amounts are due on the mortgage:
Principal Balance $89,645.07
Interest $4,184.04
08/01/2009 through 05/13/2010
(Per Diem $14.6295)
Attorney's Fees $650.00
Cumulative Late Charges $256.90
02/22/2005 to 05/13/2010
Costs of Suit and Title Search 550.00
Subtotal $95,286.01
Suspense Credit ($305.97)
Escrow Credit $374.51
TOTAL $94,605.53
7
8.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
File #: 235353
WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of
$94,605.53, together with interest from 05/13/2010 at the rate of $14.6295 per diem to the date of
judgment, and other costs, fees, and charges collectible under the mortgage and for the
foreclosure and sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
By(_-.," v-
? Lawrence T. Phelan, Esq., Id. No. 32227
12Trancis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 235353
LEGAL DESCRIPTION
Y
ALL THAT CERTAIN PIECE OR PARCEL OF LAND: WITH THE BUILDINGS AND IMPROVEMENTS
THEREON ERECTED, SITUATE IN DTHE BOROUGH OF NEW CUMBERLAND, COUNTY OF
CUMBERLAND AND STATE OF PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED
AS FOLLOWS, TO WIT:
BEGINNING AT A POINT ON THE Northerly LINE OF BROOKHAVEN Road, EIGHTY (80) FEET
MEASURED Westwardly ALONG SAID LINE FROM THE Northwest CORNER OF BROOKHAVEN AND
CYNWOOD Roads; THENCE Westwardly ALONG THE Northerly LINE OF BROOKHAVEN Road BY A
CURVE TO THE LEFT HAVING A RADIUS OF THREE HUNDRED SEVENTY (370) FEET, AN ARC
DISTANCE OF SIXTY-FIVE (65) FEET TO A POINT; THENCE North 0 DEGREES 46 MINUTES West
PARALLEL WITH CYNWOOD Road AND ALONG THE Easterly LINE OF Lot NO. 15, BLOCK 'B', ONE
HUNDRED THIRTY-ONE AND SEVENTY-FOUR HUNDREDTHS (131.74) FEET TO A POINT; THENCE
North 89 DEGREES 14 MINUTES East ALONG THE Southerly LINE OF Lot NO. 11, BLOCK'B', SIXTY-FOUR
AND ONE-THENTH (64.1) FEET TO A POINT; THENCE South 0 DEGREES 46 MINUTES East ALONG THE
Westerly LINE OF Lot NO. 13, BLOCK'B', ONE HUNDRED TWENTY-ONE AND TWELVE HUNDREDTHS
(121.12) FEET TO A POINT ON THE Northerly LINE OF BROOKHAVEN Road, THE PLACE OF
BEGINNING.
BEING Lot NO. 14, BLOCK'B' ON THE Plan OF SECTION 1, HIGHLAND PARK HILLS AND DREXEL
HILLS, SAID Plan BEING RECORDED IN THE CUMBERLAND COUNTY RECORDER'S OFFICE IN Plan
BOOK 7, PAGE 23.
HAVING THEREON ERECTED A DWELLING HOUSE KNOWN AS NO. 619 BROOKHAVEN Road, NEW
CUMBERLAND, PENNSYLVANIA.
BY FEE SIMPLE DEED FROM DONALD R. JUDY AND JOYCE M. JUDY, HIS WIFE AS SET FORTH IN
DEED BOOK H27, PAGE 508 AND RECORDED ON 7/18/1977, CUMBERLAND COUNTY RECORDS.
PROPERTY ADDRESS:
619 BROOKHAVEN RD., NEW CUMBERLAND, PA 17070-1706
PARCEL # 26-24-0809-295
File #: 235353
VERIFICATION
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge,
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S.
Sec. 4904 relating to unsworn falsifications to authorities.
DATE: k O lJ
D7a-'-'
Attorney for Plaintiff
File #: 235353
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronn R Anderson X11 c~ ~,~ rt~.F
y -~, ~~~~
Sheriff '.}~ T~~,L t ,, ,
~~,~~~ir of ~uutb~~,~~~~d~
Jody S Smith ~ .n A~~ $: ~F3
Chief Deputy ~' ' ~~ ZQ~~ ~~~~ _g
f4i ~3~
~: !~'.
Edward L Schorpp t ; t"ti 4~
Solicitor c~F~~4~ . ~.:G s~4RicF CUN~~~ ~~~°~ '~ ~ ~'~t!~i~
r~i ~l~~ (~r,
BAC Home Loans Servicing, LP Case Number
vs. 2010-3514
Wallace R. Ream (et al.)
SHERIFF'S RETURN OF SERVICE
05/27/2010 Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on May 27, 2010
at 2010 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within
named defendant, to wit: Occupant of 619 Brookhaven Road, New Cumberland, PA 17070, by making
known unto Gretchel Guell, current occupant of 619 Brookhaven Road, New Cumberland, Cumberland
County, Pennsylvania 17070 its contents and at the same time handing to her personally the said true and
correct copy of the same.
06/03/2010 Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on June 3, 2010 at
2030 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within
named defendant, to wit: Wallace R. Ream, by making known unto himself personally, at 619 Brookhaven
Road, New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same time
handing to him personally the said true and correct copy of the same.
06/03/2010 Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on June 3, 2010 at
2030 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within
named defendant, to wit: Kathleen S. Ream, by making known unto Wallace R. Ream, Husband of
defendant at 619 Brookhaven Road, New Cumberland, Cumberland County, Pennsylvania 17070 its
contents and at the same time handing to him personally the said true and correct copy of the same.
SHERIFF COST: $90.60
June 04, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
By -
GERAL WORTHINGTON DEPUTY SHERI]
STEPHEN BENDER, DEPUTY SHERIFF
{c? CountySuite Sheriff, Teieosaft, Irc.
Y ~ f .
Phelan Hallinan & Schmi g, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, sq., Id. No. 62695
Daniel G. Schmieg, sq., Id. No. 62205
Michele M. Bradfor ,Esq., Id. No. 69849
Judith T. Romano, sq., Id. No. 58745
Sheetal R. Shah-J ,Esq., Id. No. 81760
Jenine R. Davey, Es ., Id. No. 87077
Lauren R. Tabas, Es ., Id. No. 93337
~ivek Srivastava, E q., Id. No. 202331
Jay B. Jones, Esq., I . No. 86657
Peter J. Mulcahy, E q., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, sq., Id. No. 90134
Chrisovalante P. Fli os, Esq., Id. No. 94620
Joshua I. Goldman, sq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramble ,Esq., Id. No. 208375
1617 JFK Boulevard, Suit 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
BAC HOME LOANS SERVICING, L.P.
vs.
KATHLEEN S. REAM
WALLACE R. REAM
Attorney. for Plaintiff
n
`tip t'
~f~~
a° ~ .
y
r% i`
xl a
,~-, ~ ;,
r c~~,
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
No. 10-3514
FOR IN REM JUDGMENT FOR FAILURE TO
VER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTA-.RY:
N
~-
~~'
~f
t r.
-v _ -~~
~.-.
a ` `-°
r:.? -_
~~
Kindly enter judg ent in favor of the Plaintiff and against KATHLEEN S. REAM, and
WALLACE R. REAM, efendant(s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from servi a thereof and for foreclosure and sale of the mortgaged premises, and
assess Plaintiff's damage as follows:
41~f.oo PQ fl~
~~ 477y(oa
~.~' d~fsy39
No{~ca. ~d
As set forth in Co plaint
Interest - 05/14/20 0 to 07/16/2010
TOTAL
I hereby certify the
ROAD, NEW CUMBERI
accordance with Rule 237
$94,605.53
$936.29
$95,541.82
t (1) the Defendant's last known address is 619 BROOKHAVEN
AND, PA 17070-1706, and (2) that i has n given in
1, copy attached.
~ y
Lawrence T. Phelan, Esquire
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
Judith T. Romano, Esquire
Sheetal R. Shah-Jani, Esquire
Jenine R. Davey, Esquire
Lauren R. Tabas, Esquire
Vivek Srivastava, Esquire-
Jay B. Jones, Esquire
Peter J. Mulcahy, Esquire
Andrew L. Spivack, Esquire
Jaime McGuinness, Esquire
Chrisovalante P. Fliakos, Esquire
Joshua I. Goldman, Esquire
Courtenay R. Dunn, Esquire
Andrew C. Bramblett, Esquire
ney for Plaintiff
~THONOTARY
Phelan Hallinan & Schm eg, LLP
By: Lawrence T. Phel ,Esq., Id. No. 32227
Francis S. Hallinan Esq., Id. No. 62695
Daniel G. Schmieg Esq., Id. No. 62205
Michele M. Bradfo d, Esq., Id. No. 69849
Judith T. Romano, sq., Id. No. 58745
Sheetal R. Shah-J i, Esq., Id. No. 81760
Jenine R. Davey, E q., Id. No. 87077
Lauren R. Tabas, q., Id. No. 93337
Vivek Srivastava, sq., Id. No. 202331
Jay B. Jones, Esq., d. No. 86657
Peter J. Mulcahy, sq., Id. No. 61791
Andrew L. Spivac ,Esq., Id. No. 84439
Jaime McGuinness Esq., Id. No. 90134
Chrisovalante P. Fl akos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. D ,Esq., Id. No. 206779
Andrew C. Brambl tt, Esq., Id. No. 208375
1617 JFK Boulevard, Suit 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
Attorney for Plaintiff
BAC HOME LOANS S RVICING, L.P. CUMBERLAND COUNTY
vs.
KATHLEEN S. REAM
WALLACE R. REAM
COURT OF COMMON PLEAS
CIVIL DIVISION
No. 10-3514
N OF NON-
The unders gned attorney hereby verifies that he/she is the attorney for the
Plaintiff in the above-capt oned matter, and that on information and belief, he/she has knowledge
of the following facts, to it:
(a) that th defendant(s) is/are not in the Military or Naval Service of the United
States or it Allies, or othe 'se within the provisions of the Soldiers' and Sailors' Civil Relief
Act of Congress of 1940, s amended.
(b) that de endant KATHLEEN S. REAM is over 18 years of age and resides at
619 BROOKHAVEN RO D, NEW CUMBERLAND, PA 17070-1706.
(c) that
619 BROOKHAVEN l
This
relating to unsworn
ant WALLACE R. REAM is over 18 years of age and resides at
NEW CUMBERLAND, PA 17070-1706.
ent is made subject to the penalt' c~~ 8 P~ C.S. Section 4904
ation to authorities. /h
U Lawrence ~: Phelan, Esq., Id. No. 32227
^ Francis S. Hallinan, Esq., Id. No. 62695
^ Daniel G. Schmieg, Esq., Id. No. 62205
^ Michele M. Bradford, Esq., Id. No. 69849
^ Judith T. Romano, Esq., Id. No. 58745
^ She 1 R. Shah-Jani, Esq., Id. No. 81760
^ J ine R. Davey, Esq., Id. No. 87077
auren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331.
Jay B. Jones, Esq., Id. No. 86657
^ Peter J. Mulcahy, Esq., Id. No. 61791
^ Andrew L. Spivack, Esq., Id. No. 84439
^ Jaime McGuinness, Esq., Id. No. 90134
^ Chrisovalante P. Fliakos, Esq., Id. No. 94620
^ Joshua I. Goldman, Esq., Id. No. 205047
^ Courtenay R. Dunn, Esq., Id. No. 206779
^ Andrew C. Bramblett, Esq., Id. No. 208375
Attorney for Plaintiff
(Rule of Civil Procedure No. 236) -Revised
BAC HOME LOANS
vs.
KATHLEEN S. REAM
WALLACE R. REAM
against you on
CING, L.P. .
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
No. 10-3514
Notice is g~ven that a Judgment in the above captioned matter has been entered
If you
sy: ~
any questions concerning this matter please contact:
^ Lawrence T. Phelan, Esq., Id. No. 32227
^ Francis S. Hallinan, Esq., Id. No. 62695
^ Daniel G. Schmieg, Esq., Id. No. 62205
^ Michele M. Bradford, Esq., Id. No. 69849
^ Judith T. Romano, Esq., Id. No. 58745
^ She 1 R. Shah-Jani, Esq., Id. No. 81760
^ J ine R. Davey, Esq., Id. No. 87077
auren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
^ Jay B. Jones, Esq., Id. No. 86657
^ Peter J. Mulcahy, Esq., Id. No. 61791
^ Andrew L. Spivack, Esq., Id. No. 84439
^ Jaime McGuinness, Esq., Id. No. 90134
^ Chrisovalante P. Fliakos, Esq., Id. No. 94620
^ Joshua I. Goldman, Esq., Id. No. 205047
^ Courtenay R. Dunn, Esq., Id. No. 206779
^ Andrew C. Bramblett, Esq., Id. No. 208375
Attorney or Party Filing
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
* * THIS FIRM IS A DEBT C ELECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED OR THAT PURPOSE. IF YOU HAVE PREVIOUSLYRECEIVED A
DISCHARGE IN BANKRUP CY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BEAN
ATTEMPT TO COLLECT A EBT, BUT ONLYENFORCEMENT OFA LIENAGAINST PROPERTY. **
BAC HOME LOANS
v.
DICING, L.P. COURT OF COMMON PLEAS
CIVIL DIV[SON
Plaintiff
NO. 10-3 S i 4
KATHLEEN S. REAM
WALLACE R. REAM
TO: WALLACE R. REt~
6l9 BROOKHAVE
NEW CUMBERLA
DATE OF NOTICE: June
CUMBERLAND COUNTY
Defendant(s)
ROAD
~, PA ] 7070- 1706
2010
THIS FIRM IS A D BT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE
IS SENT TO YOU AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO
HEREIN, AND AN INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY,
THIS CORRESPO DENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO CO LECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST
PROPERTY.
YOU ARE IN DE AULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPERANCE PERSONALL OR BY ATTORNEY AND FILE [N WRITING WITH THE COURT
YOUR DEFENSES OR OBJ CTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU
ACT WITHIN TEN DAYS F OM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS.
YOU SHOULD TA THiS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GOT OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH FORMATION ABOUT H[RING A LAWYER.
IF YOU CANNOT
PROVIDE YOU WITH INFO
TO ELIGIBLE PERSONS AT
FORD TO HIRE A LAWYER, TH[S OFFICE MAY BE ABLE TO
SATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
REDUCED FEE OR NO FEE.
PNS # 235353
Office of the Proth
Cumberland County
1 Courthouse Sc
Carlisle, PA 1 ;
(717) 240-61'
notary CUMBERLAND COUNTY BAR
'ourthouse ASSOCIAT[ON
ware CUMBERLAND COUNTY COURTHOUSE
013 2 LIBERTY AVENUE
~5 CARL[SLE, PA 17013
(717) 249-3166
By:
Lawrence T. P iel sq., Id. No. 32227
Francis S. Hallman, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., (d. No. 58745
~S`heetal R. Shah-Jani, Esq., [d. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Phelan Hallman &Schmieg, I.,t_P
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
~ .. ,
PHS # 235353
BAC HOME LOANS SERVICING, L.P.
v
Plaintiff
KATHLEEN S. REAM
WALLACE R. REAM
7'O: KATHLEEN S. REA
619 BROOKHAVEI~
NEW CUMBERLAI\
Defendant(s)
ROAD
~, PA 17070-1706
I)A'CE OF NOTICE: June 2~1, 2010
COURT OF COMMON PLEAS
CIVIL DIVISON
NO. 10-3514
CUMBERLAND COUNTY
THIS FIRM IS A DE T COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE
IS SENT TO YOU 1 AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO
HEREIN, AND AN INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE.IF YOU AVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY,
THIS CORRESPON ENCE IS NOT AND SHOULD NOT BE CONSTRUED TO DE AN
ATTEMPT TO CO LECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST
PROPERTY.
YOU ARE IN DE AULT BECAUSE YOU HAVE FAILED TO ENTER A WR[TTEN
APPERANCE PERSONALL OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJ CTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU
ACT WITHIN TEN DAYS F OM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING ANU YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT R[GHTS.
YOU SHOULD TA E THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GOT OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH FORMATION ABOUT H[RING A LAWYER.
IF YOU CANNOT ,
PROVIDE YOU WITH INFO
TO ELIGIBLE PERSONS AT
\FFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
ZMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
A REDUCED FEE OR NO FEE.
PHS # 235353
ti
Office of the Prc
Cumberland Counr
1 Courthouse
Carlisle, PA
(717) 240-E
cnonotary CUMBERLAND COUNTY BAR
Courthouse ASSOCIATION
Square CUMBERLAND COUNTY COURTHOUSE
17013 2 LIBERTY AVENUE
195 CARLISLE, PA 17013
(717) 249-3166
By:
Lawrence T. Phelan, ., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
~Bl~eetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., [d. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fiiakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., ld. No. 208375
Phelan Hallinan &Schmieg, LLP
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
PHS # 235353
PLAINTIFF
BAC HOME LOANS SERVICING, L.P.
AFFIDAVIT OF SERVICE (FHLMC)
^ CUMBERLAND COUNTY
1 1`
PHS # 235353
DEFENDANT
KATHLEEN S. REAM
WALLACE R. REAM
SERVE KATHLEEN S. REAM AT:
619 BROOKHAVEN ROAD
NEW CUMBERLAND, PA 17070-1706
SERVICE TEAM/ kxc
COURT NO.: 10-3514
TYPE OF ACTION
XX Notice of Sheriffs Sale
SALE DATE: 12/08/2010
SERVED
Served and made known to KATHLEEN S. REAM , Defendant on the I04uday of f W , 20 L, at
2 I/ , o'clock P.M., at 6(4 $P6ogi M-y5 ki Ra An _,in the manner described below:
? Defendant personally served. N8w MB?RG? f
Adult family member with whom Defendant(s) reside(s).
Relationship is
_ Adult in charge of Defendant's residence who refused to give name or relationship.
- Manager/Clerk of place of lodging in which Defendant(s) reside(s).
Agent or person in charge of Defendant's office or usual place of business.
an officer of said Defendant's company.
Other:
Description: Age 60 Height Weight 17 0 Race lJ Sex V Other
I, AA ,1 a competent adult, being duly sworn according to law, depose and state that I personally
handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned
case on the date and at the address indicated above.
Sworn to and subscribed CURTY
before me this _?day KIMBERLY
NOTARY PUBLIC
BLIC
STATE OF NEW JERSEY
NotaryBy: MY COMMISSION EXPI
RES MARCH 7, 2013
NOT S R ED
of ?WacantD0
On the 20_, at o'clock _. M., Defendant NOT FOUND because:
es Not Exist _ Moved _ Does Not Reside (Not Vacant)
_ No Answer on at at
Service Refused
Other:
Sworn to and subscribed
before me this day
of _. By:
Notary: ATTORNEY FOR PLAINTIFF r.a Q
Lawrence T. Phelan, Esq., Id. No. 32227
Fronds S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmic8, Esq., Id. No. 62205
` `J
Michele M. Bradford, Esq., Id. No. 69849 {-
Judith T. Romono, Esq„ M. No. 58745
0
--0
7
Sheetal R Shah-Jan), Esq., Id. No. 81760
No
87(V77
Jenin
R Dave
Es
Id
F-"
y ?
`-?
•
-
.
y,
q.,
.
e
b
E
Id
N
93337
L
R
T ?
`:?
T
o ,
.,;
?
+
?
sq.,
.
auren
.
a
as
o. ? _
1
Vivek Srivastava, Esq., Id. No. 202331 ' --1 C:)
Jay B. Jones, Esq., Id. No. 86657 :?.
Peter J. Mukaby, Esq., Id. No. 61791
84439
i
k
E
Id
N
> C-) -r,
Andrew L. Sp
vac
,
sq.,
.
o.
90134
i
E
Id
N
i
M
G ''
- ?
nness,
sq.,
.
o.
Ja
me
c
u
• ?
C:)
Chrsovalante P. FBakos, Esq., Id. No. 94620 t-7-t
Joshua L Goldman, Esq., Id. No, 205047
Courtenmy R. Dunn, Esq., Id. No. 206779
Andrew C. Brambletl, Esq, M. No. 208375
One Penn Centerat Suburban Station
1617 John F. Kennedy Blvd., Suite 1400
Philadelphia, PA 191031814
(215) 5637000
PLAINTIFF
BAC HOME LOANS SERVICING, L.P.
AFFIDAVIT OrSERVYCE (FHLMC)
CUMBERLAND COUNTY
PHS # 235353
DEFENDANT
KATHLEEN S. REAM
WALLACE R. REAM
SERVE WALLACE R. REAM AT:
619 BROOKHAVEN ROAD
NEW CUMBERLAND, PA 17070-1706
SERVICE TEAM/ kxc
COURT NO.: 10-3514
TYPE OF ACTION
XX Notice of Sheriff's Sale
SALE DATE: 12108/2010
SERVED
Served and made known to WALLACE R. REAM , Defendant on the / `day of SE4z MW, 20 16, at
tl , o'clock p. M., at (a19 PReoV Eltl _ I?okD in the manner described below:
Defendant personally served. NEW AAfiBQL.f}ND, P4,
V Adult family member with whom Defendant(s) reside(s).
Relationship is _ W 1 Ff- -
_ Adult in charge of Defendant's residence who refused to give name or relationship.
_. Manager/Clerk of place of lodging in which Defendant(s) reside(s).
-. Agent or person in charge of Defendant's office or usual place of business.
an officer of said Defendant's company.
Other:
Description: Age &0 Height 5,9Weight 170 Race W Sex F Other
I, FANS /Qb 4tr , a competent adult, being duly sworn according to law, depose and state that I personally
handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned
case on the date and at the address indicated above.
Sworn to and subsC ibed KIMBERLY CURW
before me this J day NOTARY PUBLIC
of _ r- , 201 Q STATE OF NEW JERSEY
Notary: By: MY COMMISSION EXPIRES MARCH 7, 2013
NOT SERVED
On the ay 20-, at o'clock _. M., Defendant NOT FOUND because:
acant _ Does Not Exist _ Moved _ Does Not Reside (Not Vacant)
No Answer on at at
Service Refused
Other:
Sworn to and subscribed
before me this day
of _. By:
Notary:
ATTORNEY FOR PLAINTIFF
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq, Id. No. 62695 Q
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq. Id. No. 6984 9
Judith T. Romano, Esq., Id. Na, 58745 ,.... f n az)
Sheetal R. Shah-Jana, Esq, Id. No. 81760
Jenine R. Darcy, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337 ' ?n1 ••°(°9
Vivek Srivastava, Esq Id. No. 202331
Jones
Id
No
86657
Jay B
Esq _
;} l
!? --?
.
.
.
,
.,
Peter J. Mulcahy, Esq., Id. No. 61791 ,,
Andrew L. Splvack, Esq., Id. No. 84439
'•
y
?
Jaime McGuinness, Esq., Id. No. 90134 ..• ? '
^
Chrisovalante P. Fhakos, Esq., Id. No. 94620
Josbus L Goldman, Fsq., Id. No. 205047
Courtenay R. Down, Fsq, Id. No. 206779
E5 3
t?
Andrew C. Brambletl, Fa?6 M. No. 208375 ---t
One Penn Center at Suburban Station
1617 John F. Kennedy Blvd, Spite 1400 - y
Philadelphia, PA 19103.1814 V_
(215) 563-7000
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
BAC HOME LOANS SERVICING, L.P. CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
V. CIVIL DIVISION
KATHLEEN S. REAM
WALLACE R. REAM No.: 10-3514
Defendant(s)
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA )
PHILADELPHIA COUNTY ) SS:
As required by Pa. R.C.P. 31291(a) Notice of Sale has been given to Lienholders
and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on. each of
the persons or parties named, at that address, set forth on the Affidavit an ended if
applicable. A copy of the Certificate of Mailing (Form 3817) and/ ertified MReturn
Receipt stamped by the U.S. Postal Service is attached here xhibit "A".
Lawrenc elan, Esq., Id. No 32227
Franc' allinan, Esq., Id. N& 62695
? Da ' . Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No, 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id, No. 87077
? Lauren R. abas, Esq., Id. No. 93337
? Vivek ivastava, Esq., Id. No. 202331
k ? Ja Jones, Esq., Id. No. 86657
? ter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack.; Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fli'akos, Esq.; Id. No. 94620
? Joshua 1. Goldman, Esq., Id, No, 205047
? Courtenay R. Dunn; Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorney for Plaintiff
Date: c> IMPORTANT N TICE: This property is sold at the direction of the plaintiff. It m2, not
be sold in the absence of a representative of the plaintiff at the Sheriffs Sale: The sale
must be postponed or stayed in the event that a representative of the plaintiff is not present
at the sale.
PHS # 235353
t
Y
f
c
E
M
? Q
nn ?,
U h C
is O C R
-4°U R
ro?a?.R
? ul
nJ N >?.
cC `LJ ?
zQa
o .
a
TG
T CL
ro
.
b? U ^
q 0 ?s t 9 U
s J ? G
aoOdiz waNj agltdoa
ooz: tpzonv 95ZLLZb000 n
OZ91vo $ Vd6 ZO
p
p 53M09 43N1W a ^
F L i
y ,3
"T B OR
?p
ti u L
E ,
? k C
' w ? IW-
C
y ? N
u o
? > o o .
? M
1I1 ? m c ?
N
O
3
M N
.
Cl2 : ?v
t-+ w ti !- a
?
U
a ?j (mil
SL Q ?^ M+I
V
O
c
c ?..
poi
a ....
0
C
C 0
? ?
b y?
.>C y?
A? 0 H
O O:
i ?
UM. ? ?
U ?,C
? •..
l
? A
Q d' ?' 'L7 ?
d ? .:,fie ~
a? .o x .? ?
y 'a. W y
.? ?
El u
c? a
L p
m+
Z
v
C
L o
° Sv o
r
C
v1
U ?cn
C eg ab
a ca d
W -
V?
ti .
yti
?W O y?.,F
wC/1 G
C p
f3a? -? N
N
v C w
i p go _O C
C y O lp va
?Yo L
O V?
N t-0 O
p
G
h
r`7, ??'
Q CG
C O d' ?-.+
O> Q
O? ,.a
C In
N d?
d> "e
y L N .y
O
O> .-y
A, -et
d
> et
C? N
L7 r GI)
? CZ r?,
W N •
y
,? d M
d
y
L
CS
' V
W
U x A
? N
td U O
a> C7 CCC ~,
?.+ ?«. d
r
?.+ .?.
i ? ? C
y W •G L d
F. y V1 CL, p
,O ,y
v ..,
eF
tr y v
O
N L
x y e
?O C pp
E 1w N
>> ?
rn
^?
-
W
W
`^
i
b
•q;
p
p
GY, ;r ?c
N'?"'O
Y c t-
N
G
?
?••+ ?,, ..
. C O
O C
U
MM eq
C
C
C! H `?
?
C M
C N
?N7
, oo
y
CIV
.
`?
a. ?
Z p
U a.
V
L. ,C
= y _°? y
C Y( C
o o s? "
Qi
?. Q
•. L ?"
1"
O G O
y .. a o A.i
U as
U
,? "?? W eq
o .•u
V) .d
ti
CC
x
O .
?.
d i
H off
o
w
a? Q G O .? E i, W II a
m
Q d k
•
O
n U]
C
W rjJ 4i E
eo W? W O C M ? O? Q? C C y ?
V1 C/J ?? E
O CLV ? M v v CO
? ? M a ?' O w L M? W
? E?wZ ACr?U UAG.`Jr' ....?Ci ?pf?Nx N
??.-?U MO ,
G:Cz, Ut?O ?f? UrE? C? °a
L
O
A -
a ?
d v
A a
O.. "" N M e r V5 n o0 rn ~ M ?
.
-? -4 ., .
, .r
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
Attorney For Plaintiff
c?
BAC HOME LOANS SERVICING, L.P.
Plaintiff
vs
KATHLEEN S. REAM
WALLACE R. REAM
Defendant
Court of Common Pleas
Civil Division
• CUMBERLAND County
No. 10-3514
TO THE PROTHONOTARY:
Please vacate the judgment(s) entered and mark the action discontinued and ended
without prejudice.
Date: PI EL N HALLINAN & SCHMIEG, LLP
By: \\ ('J?
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
JJaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
PHS# 235353 Attorneys for Plaintiff
c_.
.00 -t-4 ?'7
cv, )
OS ) V* a5y 5l S