HomeMy WebLinkAbout10-3632ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Defendant(s).
FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF
DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
ERIC J SNYDER
15 North Corporation St
Newville, Pa 17241
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages..
you must take action within twenty (20) days after
this complaint and notice are served: by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
Le han demandado a usted en Is torte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) digs de plazo al partir de la fecha de la demanda y la
notification. hate falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la torte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, Is cone tomara medidas y
puede continuar la demands en contra suya sin previo aviso o
notification. Adernas, la torte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demands.
Usted puede perder dinero o sus propiedades u otros derechos
importantes pars usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, SURCIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
FIND OUT WHERE YOU CAN GET LEGAL HELP. SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013 S
(717) 249-3166 4Qa , po Pp ATN
e# aIag9
2 6043049
Attorneys for Plaintiff
Case No. 10-31o39, atVII lem
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AVISO "C !Q.
CIVIL ACTION COMPLAINT
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(215) 789--/1-')-')
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
ERIC J SNYDER
15 North Corporation St
Newville, Pa 17241
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Eric J Snyder, is an individual who resides at 15 North Corporation St
Newville, Pa 17241.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about February 5, 2008, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $40733.28 at an annual percentage rate of 3.900%, in order
to purchase a certain motor vehicle, 2008 Ford F-150 more particularly described in the Contract
(hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as
Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $565.74 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the. Contract.
6. Defendant(s) made monthly payments until June 1, 2009, but has failed to make
any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $20800.00, however a balance of
$10410.69 is still due and owing, and a notice of the deficiency balance was sent to. the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $280.32 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$10691.01.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $10691.01, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully nN di MAN, gLEMAN, P.C.
Attorney
ESQUIRE
Date: May 26, 2010
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: May 26, 2010
DATE npyn5/mm ?3k
I V. PARSONS INTERSTATE FORD LLC
ERIC J SNYDER 196 VALNUT BOTTOM RD
IS N CORPORATION ST SHIPPENSBURG, PA 17257
NEVVILLE PA 17241-1127
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ITEMIZATION OF AMOUNT FINANCED INSURANCE
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YOU ARE RECOMBINED TO INSURE THE
VEHICLE. YOU MAY OBTAIN VEHICLE
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Third Pary, aTbW AnWod to Safer___......... .............. 8NjA YOUR CHOICE.
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FEDERAL TRM-*I.LgMW DISCLOSURES
ANNUAL FIANCE Amount TOW of Total Sale
PERCENTAGE CHARGE Plimnced Payments, Price
RATE Tres aBU eniaex The - a Tb breae Tw bW r
Tlw pas a ya,r rw aeW w eedr ooWltl yW M lrre d yes P-Weee
e.arb.wsv rns non yes Mwp00 lw°aa. wart «raa:"?"w'.
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Penrweu --
NeePeyerrr¢ x yeas ERE ery. va. den as swq reN•b,r A sayre. m er ys Welas r , •oraeep.eey. eNeaW wawa a. dPxw r a ywr ba w tw uebre aw edletlWtl ow, w
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a, a spM,? rM and goods PuI on your wNCN Intl many a goods rcwived ror
? Yes Ma auexr- Per, umw nw oorruel r • eabw )ayrwnn.
ERCE55 we.w IMO AND Ias[AOE CIMWGEB ewer ur .rd r+.er Dreeaay ir.erwroe w
e tar bb duwty NWe r diecwN, eb NOW. Paragraph S. err Pmayeph C Of Ia eve rrrw a aw ? TM wrx era
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easraead ywr Option fo NA er Mllcl• W ar Steer Wow Paragraph B. afe
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NON-MOD89CATION DISCLOSURE
Mydbe,in- a in wlYq ra W_aYw rw eve saw.
aNer x CoerrYer x
YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBRRANON PROVISION ON
The Annual PNamaps Palo may ba , golledd sTmr the SoMw. The SAw may assign I N@ contract and In" mWn
he right to receive a Farrow of tar Flsres Charlie.
NOTICE TO BUYER
Do not sign this contract In blank. You Mr. GWRled to an eNaat Copy of the Contact that you sign.
Keep it to p/r/o'Jyb,O,?t your legal rights.
eagle Xt1 ?4?" ? X
Buyer (and Co-Buyer) acknowledge OW (1) Before sl in Blh cm Buyer (and Co-&Iyer)
received and reviewed a true and compieti IRWIN in copy this contract mar (11) at the Woe of
slanLng this contract, Buyer (and Co-Buyer) received a trw and compieWy filled In copy of this
contract
• Mere-Z'-? atsee
SWJ4RSONS INTERSTATE FORD LW X - The.
THIS CONTRACT IS NOT VALID UNTIL YOU AID SELLER SM fr.
A881LNNMENT
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Isar Oq R.rwwe.?«prarrl .6El OMER 610E NOR AODRgRIiL 11aREOF1rt5. _
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FTC NOTICES
NOTICE • ANY HOLDER OF THIS CONSUMER CIKDf-F
CONTRACT IS SIMJECT TO ALL CLAW AND
DEFENSES VVINCH THE DEBTOR COULD ASSERT
AGAINST THE SLLLM OF GOODS OR SMIVICES
OBTAINED PURSUANT HERETO OR WNII THE
PROCEEDS "EIlOF. RECOVERY HEREUNDER BY
THE DEBTOR ENALL NOT EXCEED AMOUNTS PAID
BY THE DEBTOR HEREUNDER'
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FORE OVERRIDES ANY OONTRARY•PROVISHM N
THE CONTRACT OF SALE
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R IleerJ, IOCT al nw,Wf edlb,e'mv won a uw.l GEE OTHER SIDE FOR =OtnOHla AGREEMENTS
k txtraevec,TNn.RCo
` I.
"`PRN"'
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 29606-8948
(877) 805-7187
POU5YV00200015
ERIC J. SNYDER
15 NORTH CORPORATION ST
NEWVILLE PA 17241
Date of Repossession 07-22-2009
Date of Notice
07-29-2009 Date of Contract
02-05-2008
Account Number: 043481388
Buyer ERIC J. SNYDER
Cobuyer
DESCRIPTION OF PROPERTY
Year
2008 Make
FORD Q New
? Used
Vehicle Identification Number:
1FTRF145B8KC28359
_
Model
F150 T(4
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises In our agreement.
s
e.
0 PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public
above at private sale sometime after 16 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows:
prior to such sale. Date of Sale Time of Sal Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
The property is presently stored at: MANHEIM AUTO AUCTION
1190 LANCASTER RD
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 30,763.24
Plus Costs: Repo Expenses $ 220.00
Plus Late Charges
Less Finance Charge Rebate
Less Insurance Premium Rebate
$
If you need more information about the sale call us at the TOTAL $ 30.983.24
telephone number above, or write us at the address above.
(Plus expenses incurred if default at the time of repossession exceeded
If you want us to explain to you in writing how we have figured 15 days and less rebate received after the date of this notice.)
the amount that you owe us, you may call us at the telephone Your property won't be sold until 16 days after the date of this notice at
number above, or write us at the address above and request a the EARLIEST. After that you can still get it back any time before its
written explanation. actually sold.
If you do, well have no further claim on it. But the longer you wait, the
We are sending this notice to the following people who have an I more costs (including repairs) you may have to pay.
interest in the property described above or who owe money under I If you have any questions about this, please call us.
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
? The properly has been (or will be) returned to.
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
VERONICA 0. NOGUERA
FFNA 1199837 Jan 02 Previous editions may NOT be used. CUSTOMERICUSTOMER FILE
Printed in U.S.A
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 29606-6948
(877) 805-7187
POU5YV00200015
ERIC J. SNYDER
15 NORTH CORPORATION ST
NEWVILLE PA 17241
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Ford Motor Credit Company
P O BOX 17948
GREENVILLE SC 29606-7948
877 8057187
DATE: 2009-09-15
POVJJ700100244
ERIC J. SNYDER
15 NORTH CORPORATION ST
NEWVILLE PA 17241
STATEMENT OF SALE
Account Number: 043481388
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2008 FORD F150 1FTRF14588KC28359
Balance owing on your contract (1) $ 30,763.24
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 30.763.24
Deduct: gross proceeds of the sale (4) $ 20,800.00
Balance less
ross
roceeds of the sale (3 - 4 (5) $ 9,963.24
g
p
)
Add: Expenses of retaking and storing, and (6) $ 900.21
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
(8) $ 452.76
Other:
(9) $ 10410.69
Deficiency"
" (10) $ N/A
Surplus
The Surplus/Deficiency will change based on monies received by us ( credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency*"
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01104 Previous editions may NOT be used.
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff ~fl~~t~, of ~uynbrr~fi~ ~ ~r ~ ~L ~~ I ' '' ' i;~S~~
Jody S Smith ~ '
Chief Deputy ~ ~~~.?~ 2010 J~~e'! 17 P~~~ 2~ 4
Richard W Stewart ~ ~" ~~`~'""
SOiICltO~ '4FFIGE QF iH~ SNfRIFF
CUPS"' , _ . l.. =,~°~1°,.J~i i 1`
' ~,;,E;~,~~r, alr~
Ford Motor Credit Company Case Number
vs. 2010-3632
Eric J. Snyder
SHERIFF'S RETURN OF SERVICE
06/14/2010 04:45 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 14,
2010 at 1645 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Eric J. Snyder, by making known unto himself personally, at 15 N. Corporation Street,
Newville, Cumberland County, Pennsylvania 17241 its contents and at the same time handing to him
personally the said true and correct copy of the same.
NOAH CLINE, DEPU
SHERIFF COST: $38.80
June 16, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c} CountySuite Sheriff. Teleosoff, Inc.
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
2010 Ju~_ 22 ~'z~ i~~ ~;
RSy-~/ 1 ~ 1
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
v.
ERIC J SNYDER
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 10-3632 Civil Term
Defendant(s).
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY,
A Delawaze Limited Liability Company, for that of the verification previously filed.
Respectfully submitted,
MAURICE & NEEDLEMAN, P.C.
JOANN N, ESQUIRE
Attorne or Plaintiff
Date: July 20, 2010
s
CERTIFICATE OF SERVICE
I, Joann Needleman, Esq. hereby certify that on this date I have caused a true and correct
copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT
COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail,
postage pre-paid upon:
ERIC J SNYDER
15 North Corporation St
Newville, Pa 17241
Respectfully Submitted,
MAURICE & NEEDLEMAN, P.C.
BY:
Jo eman, Esquire
Att ey for Plaintiff
DATED: July 20, 2010
VERIFICATION
I, ~l~ (~~~,1/)C ,verify that I am the Authorized Representative for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability
Company, and aze duly authorized to take this verification on its behalf; that statements made in
the foregoing Complaint aze true and correct to the best of my knowledge, information and
belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY: ~KXL- l L/ C~G~ +~V
Representative of Plaintif~ j;
FORD MOTOR CREDIT COMPANY LLC,
A Delaware Limited Liability Company
DATE: JUN 0 4 2010
ERIC J SNYDER
Our file no. 13045
48063000000043481388
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
ERIC J SNYDER
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-3632 CIVIL TERM
?w
xrn
,,r-
?w
C.')
--i
PRAECIPE TO ENTER JUDGMENT PURSUANT TO STIPULATION AND CONSENT
TO THE PROTHONOTARY:
Pursuant to the attached Workout Agreement for Payment and Consent to the
Entry of Judgment, kindly enter Judgment in favor of Plaintiff, and against Defendant,
ERIC J SNYDER in the amount as follows:
Principal per Workout Agreement $ 10834.16
Less: Payments to date ($800.00)
Interest from 09/13/2010 to 5/9/2011
@ 6% $ 722.92
TOTAL $ 10757.08
Pd 0iy.0 14*y A41? &&tr- MAURICE & NEEDLEMAN, P.C.
A751d5il?
Date: May 9, 2011
BY:
JOANN EEDLEMAN, ESQ.
Attorney for Plaintiff
n
-a rn
n
s°
Q?
C:)rn
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
ERIC J SNYDER
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-3632 CIVIL TERM
AFFIDAVIT OF CONSENT TO JUDGMENT
STATE OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
SS.
JOANN NEEDLEMNA, ESQUIRE, being duly sworn according to law, deposes
and says that Defendant, ERIC J SNYDER has entered into a Workout Agreement for
Payment and Consents to the Entry of Judgment, a copy of which is attached hereto.
MAURICE & NEEDLEMAN, P.C.
BY: ,
JOANN EDLEMAN, ESQ.
Attorney for Plaintiff
SWORN TO AN SUBSCRIBED
before me this ICd y
Notary Publwic ?'
NOTARIAL SEAL
JRASHETTA ROBINSON
Notary Public
PHILADELPHIA CITY. PHILADELPHIA COUNTY
My Commission Expires Mar 23 7015
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
ERIC J SNYDER
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-3632 CIVIL TERM
CERTIFICATION OF ADDRESSES
It is hereby certified that the parties have the following addresses:
Plaintiff: FORD MOTOR CREDIT COMPANY
P.O. BOX 6058
MESA, AZ. 85216
Defendant: ERIC J SNYDER
15 NORTH CORPORATION ST
NEWVILLE, PA 17241
Attorney for Plaintiff
MAURICE & N EDLEMAN, P.C.
BY:
JO NEEDLEMAN, ESQ
Date : May 9, 2011
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(21.')) 189--/ 155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
v
ERIC J SNYDER
s
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-3632 CIVIL TERM
WORKOUT AGREEMENT FOR PAYMENT
AND CONSENT TO THE ENTRY OF JUDGMENT
THIS AGREEMENT is made between FORD MOTOR CREDIT COMPANY, a Delaware
limited liability company c/o Maurice & Needleman, P.C. 1617 John F. Kennedy Boulevard, Suite
935, Philadelphia, Pennsylvania 19103, hereinafter called the "Plaintiff' and ERIC J SNYDER of 15
NORTH CORPORATION ST, NEWVILLE, PA 17241, hereinafter collectively called the
"Defendant"
WHEREFORE:
1. The Defendant acknowledges having executed to the Plaintiff a Retail Installment
Contract ("Note") under the terms of which Defendant promised to make certain payments of
principal and interest to the Plaintiff according to a schedule more specifically set forth in the terms
of the Note.
2. The Defendant acknowledges having failed to pay interest and principal as required
by the terms of the Note and is in default of the Note.
3. The Defendant acknowledges that there is immediately due and owing from him to
the Plaintiff under the Note $10834.16, consisting of principal, interest, and attorney's fees
(hereinafter the "Amount Due") and the Defendant acknowledges having no set-off, credit, or claim
against the Amount Due.
4. The Defendant desires to satisfy the Amount Due and therefore makes the above
representations to induce the Plaintiff to enter into the within agreement for the payment of the
Amount Due.
5. NOW THEREFORE: For good and valuable consideration described below, the
parties agree as follows:
a. Plaintiff may enter judgment against Defendant for the amount due, less any
payments made before the entry of judgment, and the Defendant consents to the entry thereof.
b. The Defendant shall make payments of $100.00 a MONTH due 06/30/2010
and on the same day of each month thereafter until it is paid in full.
C. As of the date that Defendant signs this Workout Agreement, interest on the
Note and for all subsequent payments shall accrue at the rate of 6%, including interest from the date
of the entry of the judgment;
d. All other terms of the Note, unless otherwise set forth herein will remain
unchanged.
e. All payments under this Agreement will be made by check payable to
"Maurice & Needleman, P.C. FMC Attorney Trust Account" at 1617 John F. Kennedy Boulevard,
2
Suite 935, Philadelphia, Pennsylvania 19103. Please reference the file number 13045 on all
payments.
6. During the term of this Agreement, the Plaintiff will forebear from enforcing its
judgment for the collection of the Amount Due provided the Defendant is not in default of any of the
terms or conditions of this Agreement and makes all payments timely.
7. The Defendant will deliver to the Plaintiff, with a signed copy of this Agreement,
answers to the "Questionnaire" simultaneously supplied to the Defendant with this Agreement.
EVENTS OF DEFAULT. The following shall constitute an Event of Default under
this Agreement:
a. The Defendant fails to pay, when due and payable, any scheduled payment as
set forth in paragraph 5 b. above, and such scheduled payment remains unpaid for more than ten (10)
days
b. The Defendant fails to return the Questionnaire.
9. PLAINTIFF'S REMEDIES UPON DEFENDANTS' DEFAULT. In the event
Defendant fails to cure any default of as described above, Plaintiff will be permitted to commence
execution proceedings forthwith.
10. This Agreement does not alter, amend or modify the Defendant's obligations to the
Plaintiff under the above Note, unless otherwise set forth herein. This Agreement does not alter,
amend or modify the Defendant's obligations to the Plaintiff under any other document which is not
named herein.
11. The Defendant acknowledges that as of the date of this Agreement he has no claim,
3
whether known or unknown, against the Plaintiff AND HEREBY WAIVES AND GIVES UP ANY
AND ALL CLAIMS HE MAY HAVE AGAINST THE PLAINTIFF AS OF THE DATE OF THIS
AGREEMENT, WHETHER KNOWN OR UNKNOWN.
12. THE UNDERSIGNEDACKNOWLEDGES HAVING READ THIS AGREEMENT,
UNDERSTANDS IT, AGREES TO ITS TERMS AND HAS RECEIVED A COPY OF IT,
WITHOUT CHARGE.
RI J SNYDER
Defendant
By:
Charlene Taylor, Esq.
Attorney for Ford Motor Credit Company
Dated: V - 08-do/C?
Dated: 6
4
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Service Members Civil Relief Act
Page 1 of 2
Feb-11-2010 09:46:07
Last
Name First/Middle Begin Date Active Duty Status Active Duty End Date Service
Agency
SNYDER ERIC Based on the information you have furnished, the DMDC does not possess
any information indicating the individual status.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast
Guard).
Owt JXR
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§
501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil" URL httn://www.defenselink.mil/faciipis/PC09SLDR htnll. If you have evidence the
person is on active duty and you fail to obtain this additional Service verification, punitive provisions of
the SCRA may be invoked against you. See 50 USC App. §521(c).
If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a
middle name), you can submit your request again at this Web site and we will provide a new certificate
for that query.
This response reflects active duty status including date the individual was last on active duty, if it was
within the preceding 367 days. For historical information, please contact the Service SCRA points-of-
contact.
https://www.dmdc.osd.mil/appj/scra/popreport.do 2/11/2010
Request for Military Status Page 2 of 2
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a
period of more than 30 consecutive days. In the case of a member of the National Guard, includes
service under a call to active service authorized by the President or the Secretary of Defense for a period
of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national
emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR)
members must be assigned against an authorized mobilization position in the unit they support. This
includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a
Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health
Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a
period of more than 30 consecutive days.
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active
duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate.
Many times orders are amended to extend the period of active duty, which would extend SCRA
protections. Persons seeking to rely on this website certification should check to make sure the orders on
which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report
for active duty or to be inducted, but who have not actually begun active duty or actually reported for
induction. The Last Date on Active Duty entry is important because a number of protections of SCRA
extend beyond the last dates of active duty.
Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights
guaranteed to Service members under the SCRA are protected.
WARNING: This certificate was provided based on a name and SSN provided by the requester.
Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID:SLH313A4BS
https://www.dmdc.osd.mil/appj/scra/popreport.do 2/11/2010
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
ERIC J SNYDER
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-3632 CIVIL TERM
(u) Notice is hereby given that a judgment in the above-captioned matter has
been entered against you in the amount of $10757.08 on
() A copy of all documents filed with the Prothonotary in support of the
within judgment is enclosed.
Prothonotary/Clerk
by:
If you have any questions regarding this matter, please contact the filing party:
Name: Joann Needleman, Esquire
Address: Suite 935, One Penn Center at Suburban Station
1617 J.F.K. Boulevard
Philadelphia, PA 19103
Telephone No.: 215-789-7151
r
(This Notice is given in accordance with Pa.R.C.P. §236)