HomeMy WebLinkAbout10-3633Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No, 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 238956
WELLS FARGO BANK, N.A.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
Plaintiff
V.
BARBARA A. POTTER
1841 CREEK VIEW DRIVE
NEW CUMBERLAND, PA 17070-2210
Defendant
ATTORNEY FOR PLAINTIFF
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COURT OF COMMON PLEAS
CIVIL DIVISION
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CUMBERLAND COUNTY
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File 4 238956
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
File #: 238956
1. Plaintiff is
WELLS FARGO BANK, N.A.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
BARBARA A. POTTER
1841 CREEK VIEW DRIVE
NEW CUMBERLAND, PA 17070-2210
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
On 04/14/2003 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to CARDINAL FINANCIAL COMPANY, LTD. PARTNERSHIP
which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in
Mortgage Book No. 1807, Page 4678. The PLAINTIFF is now the legal owner of the
mortgage and is in the process of formalizing an assignment of same. The mortgage and
assignment(s), if any, are matters of public record and are incorporated herein by
reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its
obligations to attach documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 01/0 1 /2010 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 238956
6. The following amounts are due on the mortgage:
Principal Balance $100,414.41
Interest $2,453.21
12/01/2009 through 05/04/2010
(Per Diem $15.82)
Attorney's Fees $650.00
Cumulative Late Charges $99.78
04/14/2003 to 05/04/2010
Property Inspections/Property Preservations $60.00
Costs of Suit and Title Search %550-00
Subtotal $104,227.40
Escrow Credit (%45
TOTAL $103,771.24
Plaintiff is nal seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) hasihave
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
File #: 238956
9. HERBERT H. POTTER was a co-record owner of the mortgaged premises as a tenant by
the entirety. By virtue of HERBERT H. POTTER's death on or about 07/15/2000, his
ownership interest was automatically vested in the surviving tenant by the entirety.
10. Plaintiff hereby releases HERBERT H. POTTER from liability for the debt secured by
the mortgage.
11. By virtue of the death of HERBERT H. POTTER on 07/15/2000, Defendant BARBARA
A. POTTER became sole owner of the mortgaged premises as surviving tenant by the
entireties.
WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of
$103,771.24, together with interest from 05/04/2010 at the rate of $15.82 per diem to the date of
judgment, and other costs, fees, and charges collectible under the mortgage and for the
foreclosure and sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG? LLP
By: '
? ce T. Phe d. No. 32227
EY-Wa'-ncis S. Hallinan, Es ., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Pet lcahy, Esq., Id. No. 61791
ndrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 238956
LEGAL DESCRIPTION
ALL THAT CERTAIN tract or parcel of land situate in the Township of Lower Allen, County of Cumberland and
Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit:
BEGINNING at a point on the southerly line of Creek View Drive at the corner of Lot No. 6 of the hereinafter
mentioned Plan of Lots; thence by the southerly line of Creek View Drive by a curve to the right having a radius of
180 feet, an arc distance of 27.18 feet to a point at the corner of Lot No. 4 of the hereinafter mentioned Plan of Lots;
thence by Lot No. 4 North 39 degrees 30 minutes 00 seconds West, a distance of 154.31 feet to a point at land now
or late of Drexel Hills; thence by land now or late of Drexel Hills South 24 degrees 42 minutes West, a distance of
26.66 feet to a point at the corner of Lot No. 6 of the hereinafter mentioned Plan of Lots; thence by Lot No. 6 South
39 degrees 30 minutes 00 seconds East, a distance of 154.42 feet to a point on the southerly line of Creek View
Drive, the place of BEGINNING.
BEING Lot No. 5 of the Final Subdivision Plan for Phase I, Beacon Hill Village of Creekside, recorded in
Cumberland County Plan Book 50, page 113
UNDER AND SUBJECT to the Declaration of Covenants and Restrictions recorded in Cumberland County
Miscellaneous Book 319, page 556. Also under and subject to the bylaws of Beacon Hill Community Association
recorded in Cumberland County Miscellaneous Book 319, page 525, and all reservations, restrictions, easements and
rights-of-way of record.
BEING the same premises which Sealover Homes, Inc., by deed dated May 27, 1987 and recorded in Cumberland
County Deed Book R-32, page 870, granted and conveyed unto Gregory S. Chelap and Patricia A. Chelap, now
Patricia A. Williamson, brother and sister, Grantors herein. Susan J. Chelap joins in this conveyance as spouse of
Gregory S. Chelap and Stephen L. Williamson joins in this conveyance as spouse of Patricia A. Williamson.
PREMISES BEING: 1841 CREEK VIEW DRIVE
PARCEL: 13-25-0010-276
File #: 238956
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge,
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S.
Sec. 4904 relating to unsworn falsifications to authorities.
DATE: I?
File #l: 238956
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Phelan Hailinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
ATTORNEY FOR PLAINTIFF
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
Plaintiff
vs.
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.10-3633-CIVIL-TERM
BARBARA A. POTTER CUMBERLAND COUNTY
Defendant(s) .
PRAECIPE TO SUBSTITUTE VERIFICATION
TO CIVIL ACTION COMPLAINT
IN MORTGAGE FORECLOSURE
TO THE PROTHONOTARY:
PHS #: 238956
Kindly substitute the attached verification for the verification originally filed with the
complaint in the instant matter.
Phelan Hallinan & Schmieg, LLP
Attorney for Plain ' f
By:
^ Lawr ce T. Phelan, Esq., Id. No. 32227
^ Francis S. Hallinan, Esq., Id. No. 62695
^ Daniel G. Schmieg, Esq., Id. No. 62205
^ Michele M. Bradford, Esq., Id. No. 69849
^ Judith T. Romano, Esq., Id. No. 58745
^ Sheetal R. Shah-Jani, Esq., Id. No. 81760
^ Jenine R. Davey, Esq., Id. No. 87077
^ Lauren R. Tabas, Esq., Id. No. 93337
^ Vivek Srivastava, Esq., Id. No. 202331
^ Jay B. Jones, Esq., Id. No. 86657
^ Peter J. Mulcahy, Esq., Id. No. 61791
^ Andrew L. Spivack, Esq., Id. No. 84439
^ Jaime McGuinness, Esq., Id. No. 90134
^ Chrisovalante P. Fliakos, Esq., Id. No. 94620
^ Joshua I. Goldman, Esq., Id. No. 205047
^ C urtenay R. Dunn, Esq., Id. No. 206779
drew C. Bramblett, Esq., Id. No. 208375
Date: 6-10-10
PHS #: 238956
VERIFICATION
Anne Neely ,hereby states that he/she isv.P. Loan Documentation of,
WELLS FARGO HOME MORTGAGE, INC., servicing agent for Plaintiff in this matter,
WELLS FARGO BANK, N.A., that he/she is authorized to take this Verification, and verify
that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true
and correct to the best of his/her knowledge, information and belief. The undersigned
understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
DATE: 6/2/10
Name: Anne Neely
Title: V.P. Loan Documentation
Servicer: WELLS FARGO HOME
MORTGAGE, INC.
File #: 238956
Name: POTTER
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
Plaintiff
vs.
BARBARA A. POTTER
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.10-3633-CIVIL-TERM
CUMBERLAND COUNTY
CERTIFICATE OF SERVICE
I hereby certify that a true and correct copy of Plaintiffls Praecipe to attach Verification
of Complaint was sent via first class mail to the following on the date listed below:
PHS #: 238956
BARBARA A. POTTER
1841 CREEK VIEW DRIVE
NEW CUMBERLAND, PA 17070-2210
Phelan Hallinan & Schmieg, LLP
Attorney for Plaintiff
By.
^ Lawrence T. Phelan, Esq., Id. No. 32227
^ Francis S. Hallinan, Esq., Id. No. 62695
^ Daniel G. Schmieg, Esq., Id. No. 62205
^ Michele M. Bradford, Esq., Id. No. 69849
^ Judith T. Romano, Esq., Id. No. 58745
^ Sheetal R. Shah-Jani, Esq., Id. No. 81760
^ Jenine R. Davey, Esq., Id. No. 87077
^ Lauren R. Tabas, Esq., Id. No. 93337
^ Vivek Srivastava, Esq., Id. No. 202331
^ Jay B. Jones, Esq., Id. No. 86657
^ Peter J. Mulcahy, Esq., Id. No. 61791
^ Andrew L. Spivack, Esq., Id. No. 84439
^ Jaime McGuinness, Esq., Id. No. 90134
^ Chrisovalante P. Fliakos, Esq., Id. No. 94620
^ Joshua I. Goldman, Esq., Id. No. 205047
^ Courtenay R. Dunn, Esq., Id. No. 206779
drew C. Bramblett, Esq., Id. No. 208375
Date: 6-10-10
PHS #: 238956
�F c 4,
David D. Buell' '90, Wcnee X Simpson
Prothonotary . q 15` Deputy Prothonotary
O agar `,+ Z C
7�irkS. Sohonage, ESQ _ _.�gam- Irene E. Nforrow
Solicitor 1750 2' Deputy Prothonotary
Office of the Prothonotary
Cumberland County, Pennsylvania
10 —3133 CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 29TH DAY OF OCTOBER, 2013,AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE-THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square • Suite 100 • Carlisle, SPA. 17013 • (717)240-6195 • Ea0717 240-6573