HomeMy WebLinkAbout01-7108VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOCIATES, P.C.
25 East State Street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT, INC.
Plaintiff
VS.
LEONA MANNING
Defendant
NOTIC~
NO. --
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERI2LND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717)249-3166
(800) 990-9108
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
ACT#:4168100018854651
CUMBERLAND COUN'I'~ COURT OF COMMON PLEAS
FIRST SELECT, INC.
4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
VS
LEONA MANNING
85 W MAIN ST
NEW KINGSTOWN,
PLAINTIFF
PA 17072-0000
DEFENDANT
1. The Plaintiff,
CIVIL .,ACTION
First Select, ~Inc. is a Delaware coI~oration
organized and existing under the laws of the State of Delaware
with its principal place of business at 4460 Rosewood Drive,
Pleasanton, CA 94588. Plaintiff is the owner of this account,
which is the subject matter of this action.
2. The Defendant, LEONA MANNING , is an individual who resides at
85 W MAIN ST NEW KINGSTOWN, PA 17072-0000,
3. The Defendant is indebted to Plaintiff on the credit account
by virtue of charges or cash advances incurred by the Defendant or
authorized by the Defendant on a credit card or line of credit,
bearing account number 4168100018854651.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
4. The terms of said account are stated in the documentation
attached hereto as Exhibit "A".
5. The Defendant has failed to pay the amount owed in accordance
with the Account Agreement and has failed to pay the outstanding
debt as agreed.
6. The Defendant is indebted to the Plaintiff in the amount of
$2,750.84 as of 11/16/2001, plus pre-judgment contractual interest
at the rate of 18.00% per annum, less payments made.
7. In accordance with the documentation attached as Exhibit "A",
Plaintiff is entitled to reasonable attorney's fees, and Plaintiff
will incur attorney's fees in the amount of $467.00.
WHEREFORE, Plaintiff demands that judgment be rendered in
favor of the Plaintiff, FIRST SELECT, INC. and against the
Defendant in the amount of $2,750.84, plus pre-judgment interest
at the contractual rate of 18.00% per annum from 11/16/2001 until
the date of the judgment herein, plus reasonable attorney's fees
in the amount of $467.00, less payments made, plus costs and any
other such relief as this Court deems reasonable and just.
COUNT II
8. Plaintiff hereby incorporates paragraphs 1 through 7 above as
though set forth in full.
9. The Defendant received a monetary benefit, which was in fact
appreciated by the Defendant.
10. The Defendant accepted the benefits.
11. By virtue of the circumstances surrounding the request for
funds made, the Defendant knowingly requested the funds at issue
and/or knowingly and voluntarily accepted the benefits bestowed.
12. It would be inequitable for this Court to allow the Defendant
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
to retain the benefits of the funds or to be unjustly enriched at
the expense of the Plaintiff or allow the Defendant to retain the
value of the funds at issue without repaying the Plaintiff the
value of same.
WHEREFORE, Plaintiff demands that judgment be rendered in
favor of the Plaintiff, FIRST SELECT, INC. and against the
Defendant in the amount of $2,750.84, plus pre-judgment interest
at the contractual rate of 18.00% per annum from 11/16/2001 until
the date of the judgment herein, plus reasonable attorney's fees
in the amount of $467.00, less payments made, plus costs and any
other such relief as this Court deems reasonable and just.
PARK LAW ASSOCIATES, P.C.
BY: ~///
VALERIE ROSENBLUTH PARK, ESQUIRE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED
THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
SUSAN COWHERD
VERIFICATION
, declare that: I am
a Designated Agent of FIRST SELECT, INC., the Plaintiff in this
action, and I am duly authorized to make this verification on
its behalf. I have read the foregoing complaint and know the
contents thereof; that the same is true of my own knowledge,
except as to those matters stated on information and belief and,
as to those matters, I believe them to be true. I understand
that false statements herein are made subject to the penalties
of 18 Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
I declare under penalty of perjury that the foregoing are
true and correct.
Executed at Jefferson County, in the State of Kentucky.
Date
Designated Agent
5040 JOHNSON ORWE
P.O. BOX 9104
Pt. EASANTON, CA 94566
888-964-4000
EXHIBIT
ACCOUNT AGREEI~tENT
FIRST SELECT
CORPORATION
Your DISCOVER account has been tramferred to F~rat Select Corpera6on. Your DISCOVER account was closed a~ the time or this ~ransfer, and will therefore
continue to be closed. This Account A~reement contalr~ the terms tha~ ~ovem your F~t Select account (the "Account"). In this AgreemenL "you" and "your''
mean each person who i~ liable .For payment on the Account. "We," "cur," "our~" and "us" mas. n Fks~. Select Corporation cf ils assiSness. Be~'~,,_,e your Account
has been-,ranmrerted to us, you are now obllgated to repay the Account to us ir-~eed of DLqCOVEIC If the ..Lccount was opened as ajcint eccount, we may act on
lhe ins~uctlous of any joint accountholdet.
PaymenLm / Flounce C~ar{ee. AC rung m you h~vc a baianco outsmudin8 on your Account, fu~qce charges ate calcula~d am. follows:.
apply is your Account's .~inual Percent~e Rate dimded by 365. Tho Annual percentaSe Jc~te ~ ce osicuiaten as inscmsen in your moat recent LJlaUkJ v
account terms (the "Original Terms"). Iffyour 0rigLnal Temts provided for diff,,,,,~ Annual percentage I~-,-* to be applied to different components otyour
ouLstandin8 balance, we will apply the lowest such Annual Pereento~e Ram to your entire outstanding balance.
We inay accept Into or parti~ payments, cf paFments marked "paid in tull- cf marked with other re~aictious, without losing cur right to collect all arouunLs owing
under this A~r~.'ment
Fees. We will cha~go your Account a fee fur. cech billing cycle wl .ti~n wh{ch your Account is de~,;qu~.t 0ate .c~...ga)..The. amount of the late charge will be os
dbclosed in your Original Terms or the ma.,umum late charge pemuued by the law of your sram orrem~ence, wincnever ~ inwer.
We will charge your Account a fee for each returned payment chec.k (returned check charse). The am.o. unt of~.e..return .ed .ch~k ch~g~ will be u disclosed in
your Or{gloat Terms, or the maxu'num returned check charge penmtted by ~e law of your state of tin,deuce, wmcaever is lower. .
AcCOunL plus mterast and fees .as.dmcieeed hereto? 'we may also charge you lur any couect~on costs we ~cur, in~ ~. 8' - .... ~ ~-ereln shall ---l" 'la
'~ and court com. If y..o.ur Ori~,-.~! Terms pro~de.d.~r an a .v~.. or ~tomeTs' fees and court co.-u, suou provmun as mcurpur,,~, -~
reciprocally to the prevadin8 party m any law,JuR arising out of this A~resment. '
Non-1~Valver of Certain Rl~hte. Wo may de[ay or ~,wlvo enfcfcement of any provision of this Agreement without losing our righl to enforce it or any other
provision later.
Applicable Law;, S,.v.erabURT; .A~ignme~. ~ No maxtor where ~ I!ve: this A~'...e~'n. t and.your Acius. t, ~,,, guy _e__m__._ed:_b_y .f,.ed__eri[!a,w_an_ d__by~.th.e_~aUotfr the state
dasi~ated = the applicable [aw = YOUr Ori~inal T~en'os. If your. Oti.~inat. ter?. ina not con .~n a~ a .ppucame jaw p,T,__v~.,un, u~a~. ~u~.~.._~_~ .~.,_~.m _~,
Account are governed by federal law and thc law oryour sum of residance...This _ .Aide. ement ~s a z.m~ ?p. re~. i .on
~t '~r ~; '~i'~n '~'ccl'-'d]i~[ t'~ -c-~o ~:~ to--'apph'~abie l.aw,-and the ~ 0.~ :d~e p .rov~iom in thc-Agreement will.still be.enforcasble.. We may trans.fer m' a~i~cgchOUt.~tt
to ail or som~ of your payments..IrstMc law requtres that you receive noRce of such an event to protect t~e purouamer ur asmgr~ce, we may g~ve you ~u n nc~uc
by filing a financing statemen~ with the state's .qecfeto~ of Slate.
Credit Reportin:. If you ~al!.Io fulfill the terms o. ryour credit ~b~gafion, a negative credit report retie .c~g on yo,.r, er?.i.t rec. cfd .nm.y ~ ~.b~i~e~de~to a .c~edk.
reportinI agency. In order to d~puto any '_u~'..~_ .~. we are repcf~mg about your Accoun~ you mu.~ ware to us a~ ~ tonowm8 aouress. ~r~ a
Ccfpcf~ion' P.O. Box 9104, Ple~s~ntou, California, 94166. .
YOUR BILLING RIGHTS - K~F.p THIS NOTICE FOR. I~UTURI~ USE
This oo6ce coe~alm important informa~o~ about your righLs and our raspomibiil';os under the Fair Credit Billing Act
Notify. Us in Case of F. rcor~ or Questions About Your Bill
If you think y~, bill is ,won, or if you need more information ~bou, an enh'y on ..~u. r .bj},. write, us, o,na ,ep...a~_~_e ,sh~_tl~,~fo~l.l.o~n~!, wea~s~:t fiT~ee ~t bill
Corpcfatlon. P.O. Box 9104, Pleasa~ton, CA 94J66. Write to us as soon a~ posstme, we musl near =om you m, ~,~ u~,, -- '~I' '"" .....
on which tho error or problera appeared. You can telephone us, but doint so will not preserve your rights.
In you~ leV. er, ~ive us the rdilowin~
~ Your name and Account cumber.
· The dollar amount ortho suepectod error.
· Describe the err~ and explain, if you ~ why you believe there is an error. If you need more information, describe the item you cfc not sure about.
Your Rilht~ and Oar RespomibUIUee AP. er We Receive Your Written Noltce
We must acknowledge your letter within 30 deye, unless we have corroded the en~r by then. Within 90 da~, we must either corre~ the error or explain why we
believe the bill was cen~ct. ARer we receive your letter, we cannot try to collect or report you os delinquent as to ~y ,a~.. cunt you. qu~t. ion'.inci.ud.'m_s
charee~. Wecanal~lyenyunpaldamountagaimtyoutcreditline. Y P Y Yq
obligated to pay tt~ 'pL, ls of Ibc bill tau are rot in question.
If we ['md that we medea mlslake un your bi.~ you will not have to pay any finance charge relate~, to any questio.ned..wnounL Ii'we .d!.d notmZea
may have to pay i'u~nce chersee, and you v~.ll have to make up the ~ payrnenL1 on the quc~oned amount, m miner case, we w}u sana ~
tho amoun, you owe and the da,e that it ,s .d.u.e. If you tall t.o p,y the amenn~..we ~ you owe, we may,.report you as del~mq~,u~n, ~
doer not sat si'y you and you V, Tite to US within 10 da.y$ tellin~ us that you stul remse to Pc.Y, we must tell anyone we reP°" ~ ..... :" ~--~--w*.
And we must tell you the namo of anyone we reported you to. We inuat te. tl anyone we report, you to ~a.t the cmaom~..~hu been sortied eetween us when ,t unauy ,s.
If we do not follow these rules, we canoo~ collect the first $~0 of the que~Uoued amount even if your bdl was crre
Special Rate for Credit Card Purchases
If you have a problem with the qtmlity of goods and ser~ee~ that you purchased with your DISCOVER credit curd and y.o.u .bav. c ~ed }.n. go.od..f, ai?Jo CO~TeCt.tbe
problem wkh thc merchant, you may not have to pay the renum~mnst ~nount du? o.n the goo.ds or .sec'tees. t nero ~..e ._t~.oJ~.u~u_.~t. ~_~ns ~t,.o, .m~s
we rDISC o~ crc eratc the merchant, or rwc or DISCOVER mmicd you the
h~ve bean mote than $50. These limitations do not apply if¢i~her o OVER ~ p
· dver~isement fcf the propeCy or services.
Z5as
7-7
SHERIFF'S RETURN - REGULAR
CASE NO: 2001-07108 p
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIRST SELECT INC
VS
MANNING LEONA
DOUGLAS DONSEN , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
M3~NNING LEONA the
DEFENDANT
at 85 W MAIN ST
at 1434:00 HOURS, on the 26th day of December , 2001
NEW KINGSTOWN, PA 17072 by handing to
LEONAMANNING
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 3.90
Affidavit .00
Surcharge 10.00
.00
31.90
Sworn and Subscribed to before
me this ~ day of
~ ~%~3 , A.D.
! ~rothonot ary i
So Answers:
R. Thomas Kline
12/26/2001
PARK LAW ASSOC
Deputy Sheriff
VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 85 W MAIN ST
NEW KINGSTOWN, PA 17072-0000
4168100018854651
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT, INC.
Plaintiff
VS
LEONAMANNING
Defendant
N0.01-7108 CIVIL TERM
PRAECIP~ FOR JUDGMENT
TO THE PROTHONOTARY:
Please enter Judgment in favor of the Plaintiff and against
the said Defendant for failure to plead or otherwise respond to
the Complaint and assess the damages as follows:
AMOUNT OF~CLAIM
ATTORNEY FEES
PLUS ACCRUED INTEREST
LESS PRINCIPAL PAID
LESS OTHER PAYMENTS
TOTAL
$2,750.84
$467.00
$99.03
($0.00)
($0.00)
$3,316.87
PLUS ADDITIONAL COSTS
I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR
SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS
CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT.
I certify that written notice of the intention to file
this Praecipe was mailed or delivered to the party against whom
judgment is to be entered and to the attorney of record, if any,
after the default occurred and at least ten (10) days prior to
the date of the filing of this Praecipe. A true and correct copy
of the notice pursuant to Pennsylvania Rule of Civil Procedure
No. 237.1 is attached hereto a~d i~-~
VALERIE ROSF~N~LUTH PARK,ESQUIRE
Attorney for the Plaintiff
AND NOW, F~j_~9_~j~ , %~Dzg~ , Judgment is entered
Defendant by Default
in favor of the Plaintiff ~nd
for want of an Answer and damages assessed in the sum set forth
in the above certification.
P~OTHONOTARY
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS
REQUIRED THAT WE STATE THE FOLLOWING TO YOU. THIS IS AN ATTEMPT
TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE. /
VALERIE RosENBLU'I~ PAR~
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN, PA 18901
(215) 348-5200
ATrORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 85 W MAIN ST
NEW KINGSTOWN, PA 17072-0000
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT, INC.
VS
LEONA MANNING
Plaintiff
Defendant
NO. 01-7108 CIVIL TERM
NOTICE OF PRAECIPE FOR
ENTRY OF DEFAULT JUDGMENT
TO: LEONA MANNING
85 W MAIN ST
NEW KINGSTOWN, PA 17072-0000
DATE OF NOTICE: 1/16/02
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE, 4t~ FLOOR
CARLISLE, PA 17013
(717) 240-6200
PARK LAW ASSOCIATES, P.C.
BY: VALERi~E RO~BLUTH PARK, ESQ.
cc:
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
EXHIBIT
VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 85 W MAIN ST
NEW KINGSTOWN, PA 17072-0000
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT, INC.
Plaintiff
VS
LEONA MANNING
Defendant
NO. 01-7108 CIVIL TERM
VERIFICATION OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF BUCKS :
VALERIE ROSENBLUTH PARK, Esquire, being duly sworn
according to law, deposes and says that she will make this
affidavit on behalf of the within Plaintiff, being authorized to
do so, and that she believes and therefore avers, that LEONA
MANNING, Defendant is over 21 years of age; that his/her place of
residence/business is located at 85 W MAIN ST NEW KINGSTOWN, PA
17072-0000 and that he/she is employed and that he/she is not in
the Military or Naval Service of the United States or its Allies
or otherwise within the provisions of the Soldiers and Sailors
Civil Relief Act of Congress of 1940 and its amendments.
PARK LAW ASB~CIATES, P.C
Val~rie Ro-U~nbluth Park
Attorney for Plaintiff
EiO
VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET
DOYLESTOWN, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
I HEREBY CERTIFY THAT THE
TRUE AND CORRECT ADDRESS IS:
PLAINTIFF: 4460 ROSEWOOD DRIVE
PLEASANTON, CA 94588
DEF: 85 W MAIN ST
NEW KINGSTOWN, PA 17072-0000
CUMBERLAND COUNTY COURT OF COMMON PLEAS
FIRST SELECT, INC.
Plaintiff
VS
LEONA MANNING
Defendant
NO. 01-7108 CIVIL TERM
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you
are hereby notified that a Judgment has been entered against you
in the above proceeding as indicated below:
[X] Judgment by Default
[ ] Money Judgment
[ ] Judgment in Replevin
[ ] Judgment in Possession
[ ] Judgment on Award of Arbitration
[ ] Judgment on Verdict
[ ] Judgment on Court Findings
[ ] Judgment on District Justice Transcripts
[ ] Judgment on Judgment Note
[ ] Judgment on Writ of Revival
[ ] Praecipe to Reassess Damages
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE,
PLEASE CALL: Park Law Associates, P.C. at this telephone
number: (215) 348-5200.
PROTHONOTARY: .~ ~
PURSUANT TO THE FAIR DEBT COLLECT~'~RA~ICES ACT, IT IS
PURPOSE.