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HomeMy WebLinkAbout10-3793e t 60 J .. i , s C _7 ?.; . I 50 i t. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff No: /6-.3792) 6ut"-7LI*?1 VS. COMPLAINT IN CIVIL ACTION UPALI N BOYAGODA Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 08316447 C J Pit SJS S CK? ys?.2?a? 12?- a.3'?3a5 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, ]PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. Civil Action No UPALI N BOYAGODA Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at 3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 2. Defendant , is adult individual(s) residing at the address listed below: UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG, PA 17050 Count I - XXXXXXXXXXXX8589 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX8589 . 4. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, as of May 12, 2010 , in the amount of $5760.77 . 5. Defendant is in default of the terms of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and correct copy of the Statement of Account is attached hereto, marked as Exhibit "1" and made a part hereof. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees., 7. Plaintiff avers that such attorneys' fees will amount to $150.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal. balance, finance charges, attorneys' fees, or any part thereof to Plaintiff. WHEREFORE, Plaintiff prays for judgment on Count I against Defendant , UPALI N BOYAGODA , INDIVIDUALLY the amount of $5760.77 with continuing interest thereon at the statutory rate of 6.000% per annum from May 12, 2010 , plus attorneys' fees of $150.00 and costs. COUNT II - XXXXXXXXXXXX4271 9. Plaintiff incorporates by reference each of the preceding paragraphs of the Complaint as if the same were set forth more fully at length herein. 10. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX4271 . 11. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, as of May 12, 2010 , in the amount of $11466.54 . 12. Defendant is in default of the terms of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and correct copy of the Statement of Account is attached hereto, marked as Exhibit 11211 and made a part hereof. 13. Plaintiff avers that the Agreement between the parties provides the Defendant will pay Plaintiff's attorneys' fees. 14. Plaintiff avers that such attorneys' fees will amount to $150.00 15. Although repeatedly requested to do so by the Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. WHEREFORE, Plaintiff pray against Defendant , UPALI $11466.54 with continuing 6.000% per annum from May and costs. s for judgment on Count II in its favor and N BOYAGODA , INDIVIDUALLY , in the amount of interest thereon at the statutory rate of 12, 2010 , plus attorneys' fees of $150.00 fames WELTM 436 S Pitts. (412) PITEI FAX)0836 NBERG & REIS CO., L.P.A. n h Avenue, Suite 1400 rg , PA :15219 3 -7955 -338-7130 WELTMAN.COM 7 C J Pit SJS 8316447 Payment Due Date New Balance Ainimum Payment 03/14!10 55,760.77 5344.00 5495.00 Account number: 4266 8411 6667 8589 Make your check payable to: Chase Card Services. . Please write amount enclosed. New address or a-mall? Print on back. 42668411666785890004950000576077000000000000003 26373 BEX Z 04810 D UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 III IIILIII IIIIIILIIIl,1111L1,11J1111111111,11111111111L11 III/II II IIIIIIIIII III II III III III/ ll l1111111111111IIIIllllllll) CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 t: 5000 160 2131: 20 3 116 6 6 78 58 9 hue CHASEFREEDOM- Q Manage your account online: Additional contact information www.chase.comfcred4cards conveniently located on reverse side ACCOUNT SUMMARY Account Number: 4266 8411 6667 8589 Previous Balance S5,667.34 Fees Charged +539.00 Interest Charges +554.43 New Balance 55,760.77 Opening/Closing Date 01118/10 - 02/17/10 Total Credit Line 55,900 Available Credit S139 Cash Access Line 51,180 Available for Cash SO PAYMENT INFORMATION New Bale 55,760.77 Payment Due Date 03/14/10 Minimum Payment Due $495.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a S39.00 late fee and your APRs will be subject to increase to a maximum Penalty APR of 29,99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay off And you will end up additional charges the balance paying an estimated total using this card and shown on this of... each month you statement in pay... about... Only the minimum 26 years 510,685.00 payment 5189.00 3 years 56,818.00 (Savings=53,867.00) It you would like information about credit counseling services, call 1-866-797-2885. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1-800-955-8030 (collect 1-302-594-8200) today. CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards balance S0.00 Rewards earned on purchases 50,00 Bonus rewards from Ultimate Rewards Travel $0.00 Bonus rewards earned at Ultimate Rewards Mall $0.00 Rewards unavailable for redemption 512127 Current rewards balance $0.00 Your Chase Freedom credit card allows you to earn Unlimited Cash Back Rewards with No Expiration! You earn a full 1% cash back on ALL of your purchases with ongoing opportunities to earn even more! Earn up to an additional 10% cash back when you shop online through the Ultimate Rewards Mall. You can redeem your Cash Back Rewards for cash, gift cards, travel or merchandise. To redeem. go online at www.chase.com/ultimaterewards or callus at (800) 610-5671 ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amount FEES CHARGED 02/11 LATE FEE 39 00 TOTAL FEES FOR THIS PERIOD S3900 - INTEREST CHARGED. 02117 PURCHASE *INTEREST CHARGE` 49.66 02/17 PURCHASE "INTEREST CHARGE' 4 77 TOTAL INTEREST FOR THIS PERIOD $54 43 This Statement is a Facsimile - Not an original 0000001 V1533338 D 8 000 N Z 17 10/0217 Page 1 of 2 05686 MA MA 26373 048'0000080002637301 X 04221N514496 EXHIBIT I Payment Due Date New Balance Ainimum Payment 02128!10 S11,466.54 S997.00 $1,400.00 Account number: 5401 6830 2379 4271 Make your check payable to: Chase Card Services. • Please write amount enclosed. New address or e-mail? Print on back. 54016830237942710014000001146654000000000000006 '.6079 BEX Z 03410 0 UPALIBOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 L111111111111101111111111111111111... 111111111111111L dL11 111/1111 III II IIt 1111111111111111111111111111111111111111111111 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1: 5000 160 2Br: 209 30 2 3 794 2 7 1911• CHASE O © Manage your account online: Additional contact information www.chase.com/creditcards conveniently located on reverse side ACCOUNTSUMMARY Account Number: 5401 6830 2379 4271 Previous Balance $11,138.94 Fees Charged +578.00 Interest Charges +$249.60 New Balance S11,466.54 Opening/Closing Date 01/04/10 - 02/03110 Total Credit Line $10,700 Available Credit SO Cash Access Line 510.700 Available for Cash so PAYMENT INFORMATION New Bala $11,466.54 Payment Due Date 02128/10 Minimum Payment Due 51,400.00 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee and your APRs will be subject to increase to a maximum Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to payoff your balance. For example: If you make no You will pay off And you will end up additional charges the balance paying an estimated total using this card and shown on this of... each month you statement in pay.., about... Only the minimum 35 years $35,869.00 payment $464.00 3 years $16,690.00 (Savings=$19,179.00) If you would like information about credit counseling services, call 1-866-797-2885. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you gel back on track. Call 1-800-955-8030 (collect 1-302-594-8200) today. Important Message. You Are Ovedimit! Your statement balance exceeds your credit line. You should make a payment that includes the overlimit amount to bring the balance under your credit line. Your account is closed. Please continue to make monthly payments by the due date until your balance is paid in full. FLEXIBLE REWARDS SUMMARY Previous Points Balance 0 Thank you for using the credit card that earns Points Earned on Purchases This Period 0 rewards that can be used for travel, gift cards Points Earned Through Chase Rewards Plus 0 , cash, or merchandise. Remember, you can New Total Points Balance Total Points Unavailable for Redemption 0 13,839 earn points by using your Flexible Rewards credit card for everyday purchases like 29 Points to expire on statement on or after DECEMBER. 2011 groceries, gas, and drugstore purchases. Your Chase Flexible Rewards credit card earns 1 point for every S1 you spend on purchases. Earn up to an additional 10 points while shopping online through www.chase.com/rewardsplus, Add authorized users, and sign up to have your monthly bills charged to your card, too. Why not get rewards for all those purchases too? Its that simple. Simply go chase.com/rewards to choose your reward today! Redeem your points anytime, or just check out new offers at www.chase.com/rewards. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amount FEES CHARGED. r. 01/28 LATE FEE 3900 01/04 OVERLIMIT FEE 39.00 TOTAL FEES FOR THIS PERIOD 578.00 INTEREST CHARCiED.. *INTEREST CHARGE' EXHIBIT 1113 PURCHASE 8323600 02/03 PURCHASE 25 10 'INTEREST CHARGE' 224.50 TOTAL INTEREST FOR THIS PERIOD S249.60 This Statement is a Facsimile - Not an original 0000001 FIS33338 0 7 000 N Z 03 10,02r'o3 Page 1 of 2 05686 MA MA 16079 034'0000070001607901 X 0050IN514496 Statement Date: 01!04110 - 02/0,, - Account Number: 5401 6830 2379 4271 Page 2 of 2 1010 Totals Year-t©-Date Total fees charged in 2010 50100 [Total interest charged in 2010 $249.60 Year-to-dale totals reflect all charges minus any refunds applied to your account on or after January 31, 2010. INTEREST CHARGES Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Purchases 25.99% (v) 51,13717 $25.10 $0.00 Cash Advances 25.99 % (v) S0.00 50.00 $0.00 Balance transfer 25.99% (v) 510,169.80 5224.50 S0.00 (v) = Variable Rate Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to Avoid Interest on Purchases, and other important information, as applicable. 8323600 This Statement is a Facsimile - Not an original X 0000001 FI533338 D 7 000 N 2 03 10,02,03 Page 2 of 2 05686 MA MA 16079 03410000070001607902 CMA12762 Cardmember Agreement ACCEPTANCE OF THIS AGREEMENT This agreement governs your credit card account with us referenced on the card carrier containing the card forthis account. Any use of your account is covered bythis agreement. Please read the entire agreement and keep it for your records. You authorize us to pay for and charge your account for all transactions made on your account. You promise to pay us for all transactions made on your account, as well as any fees orfinance charges. If this is a joint account, each of you, together and individually, is responsible for paying all amounts owed, even if the account is used by only one of you. We may require that you pay the full amount owed without first asking the other person(s) to pay. Please sign the back of your card when you receive it. You will be bound by this agreement if you or anyone authorized by you use your account for any purpose, even if you don't sign your card. Whether you use your account or not, you will be bound by this agreement unless you cancel your account within 30 days after receiving your card and you have not used your account for any purpose. Throughout this agreement, the words "we "us" and'oue mean Chase Bank USA, N.A., the issuer of your credit card and account. The words 'YOU", "your" and `yours" mean all persons responsible for complying with this agreement, including the person who applied for the account and the person to whom we address billing statements, as well as any person who agrees to be liable on the account. The word "card" !Weans one or more cards or other access devices, such as account numbers, that we have issued to permit you to obtain credit under this agreement. USING YOUR ACCOUNT Your account is a consumer account and shall be used only for personal, family or household purposes. Unless we agree or it is required by law, we will not be responsible for merchandise or services purchased or leased through use of your account. You promise to use your account only for valid and lawful transactions. For example, internet gambling may be illegal in some places. It is not our responsibility to make sure that you use your account only for permissible transactions, and you will remain responsible for paying for a transaction even if it is not permissible or contemplated underthis agreement. Types of Transactions: • Purchases: You may use your card to pay for goods or services. • Checks: We may provide you cash advance checks or balance transfer checks as a way to use your account. We also refer to them in this agreement as a check or checks. You may use a check to pay for goods or services, to transfer balances to your account, or for other uses we allow. But you may not use these checks to transfer balances to this account from other accounts with us or any of our related companies. Only the person whose name is printed on the check may sign the check. Cash advance checks are treated as cash advances and balance transfer checks are treated as balaoce transfers except as noted in this agreement or any offerwe make to you. We may treat checks that we call convenience checks as balance transfer checks. However, checks that we call convenience checks and that we indicated to you are subject to the terms for cash advances, may be treated as cash advances and assessed cash advance rates and fees. • Balance Transfers: You may transfer balances from other accounts or loans with other credit card issuers or other lenders to this account, or other balance transfers we allow. But you may not transfer balances to this account from other accounts with us or any of our related companies. If a portion of a requested balance transfer will exceed your available credit line, we may process a partial balance transfer up to your available credit line. • Cash Advances: You may use your card to get cash from automatic teller machines, or from financial institutions accepting the card; or to obtain travelers checks, foreign currency, money orders, wire transfers or similar cash-like clrargus; orto obtain lottery tickets, casino gaming chips, race trackwagers or for similar betting transactions. You may also use a third party service to make a payment on your behalf and bill the payment to this account. • Overdraft Advances: If you have an eligible checking account with one of our related banks, you may link this account to your checking account with our related bank to cover an overdraft on that checking account under the terms of this agreement and your checking account agreement. Billing Cycle: In order to manage your account, we divide time into periods called "billing cycles". Each billing cycle is approximately one month in length. Foreach calendar month, your account will have a billing cycle that ends in that month. Your account will have a billing cycle ending in each calendar month whether or not there is a billing statement for that billing cycle. Authorized Users: If you allow someone to use your account, that person will be an authorized user. You may request an additional card for use by an authorized user on your account. If you do so, this account may appear on the creditreport of that authorized user. You should think carefully before allowing anyone to become an authorized user because you are allowing that person to use the account as you can. You will remain responsible for the use of your account and each card issued on youraccount according to the terms of this agreement. This includes your responsibility for paying all charges on your account made by an authorized user. You must notify us to terminate an authorized user's permission to use your account. If you notify us, we may close the account and/or issue a new card or cards with a different account number. You should also recover and destroy any cards, checks or any other means of access to your arcount from that authorized user. Credit Line: Your credit line appears on your billing statements. We may also refer to the credit line as a credit limit. Your billing statement may also show that only a portion of your credit line may be used for cash advances. Cash advances, including cash advance checks, are charged against the cash advance portion of your credit line, and all other transactions are charged against your credit line. You are responsible for keeping track Page 1 of 6 of your account balance, including any fees and finance charges, and making sure it remains below your credit line. If your account balance is over your credit line for any reason, we may charge you an overlimit fee as described in this agreement. We may, but are not required to, authorize charges that go over your credit line. You must pay any amount over your credit line, and you must pay us immediately if we ask you to. This agreement applies to any balance on your account, including any balance over your credit line. At our discretion, we may increase, reduce, or cancel your credit line. orthe cash advance portion of your credit line, at any time. However, it you have asked us not to do so, we will not increase your credit line. A change to your credit line will not affect your obligation to pay us. International Transactions: International transactions include any transactiun that you make in a foreign currency or that you make outside of the United States of America even if it is made in U.S. dollars. If you make a transaction in a foreign currency, Visa International or MasterCard International, Inc., will convert the transaction into U.S. dollars by using its respective currency conversion procedures. The exchange rate each entity uses to convert currency is a rate that it selects either from the range of rates available in the wholesale currency markets for the applicable processing date (which rate may vary from the rate the respective entity itself -receives), or the government-mandated rate in effect on the applicable processing date. The rate in effect on the applicable processing date may differ from the rate on the date you used your card or account. We reserve the right to charge you an additional 3% oftho U.S. dollar amount of any international transaction, whether that transaction was originally made in U.S. dollars or was made in another currency and converted to U.S. dollars by Visa or MasterCard. In either case, the 3% will be calculated on the U.S. dollar amount provided to us by that entity. The same process and charges may apply if any international transaction is reversed. Refusal to Authorize Transactions: We may, but are not required to, decline a transaction on your account for any of the following reasons: • because of operational considerations, • because your account is in default, • if we suspect fraudulent or unlawful activity or, • in our discretion, for any other reason. We are not responsible for any losses if a transaction on your account is declined for any reason, either by us or a third party, even if you have sufficient credit available. For online transactions, we may require that you register your account with an authorization system that we select. We will notify you if we want you to register. If you do not register, we may decline your online transactions. Refusal to Pay Checks: Each check you write is your request forfunds. When we receive a check for payment, we may review your account to decide whether to authorize that check. We may, but are not required to, reject and return unpaid a check for any reason, including the following examples: • We or one of our related companies is the payee on the check. • Your credit line or cash advance portion of your credit line has been exceeded, or would be exceeded if we paid the check. • The check is post-dated. If a post-dated check is paid, resulting in another check being returned or not paid, we are not responsible. • You have used the check after the date specified on it. You are in default or would be if we paid the check. Lost or Stolen Cards, Checks or Account Numbers: If any card, check, account number or other means to access your account is lost or stolen, or you think someone used or may use them without your permission, you must notify us at once by calling the Cardmember Service telephone number shown on your card or billing statement. Do not use your account after you notify us, even if your card, check, account number or other means to access your account is found or returned. We may terminate or suspend your credit privileges when you notify us of any loss, theft or unauthorized use related to your account. You may be liable if there is unauthorized use of your account from which you receive no benefit, but you will not be liable for more than 550.00 of such transactions, and you will not be liable for any such transactions made after you notify us of the loss, theft or unauthorized use. However, you must identify for usthe unauthorized charges from which you received no benefit. We may require you to provide us information in writing to help us find outwhat happened. We may also require you to comply with certain procedures in connection with our investigation. PAYMENTS Payment Instructions: Your billing statement and accompanying envelope include instructions you must follow for making payments and sets forth the date and time by which we must receive the payment. You agree to pay us amounts you owe in U.S. dollars drawn on funds on deposit in a U.S. financial institution or the U.S. branch of a foreign financial institution using a payment check, money order or automatic debitthat will be processed or honored by your financial institution. We will not accept cash payments. Your total available credit may not be restored for up to 15 days after we receive your payment. Any payment check or other form of payment which you send to us for less than the full balance that is marked "paid in full' or with a similar notation or thatyou otherwise tender in full satisfaction of a disputed amount (conditional payments), must be sent to us at the conditional payments address listed on your monthly statement. We reserve all our rights regarding such payments. For example, if it is determined there is no valid dispute or it any such payment is received at any other address, we may accept the payment and you will still owe any remaining balance. We may refuse to accept any such payment by returning it to you, not cashing it or by destroying it. All other payments that you make should be sent to the regular payment address shown on your monthly statements. exHieir wwmn? 3- -M We reserve the right to electronically collect your eligible payment checks, at first presentment and any representment, from the bank account on which the check is drawn. Our receipt of your payment checks is your authorization for us to collect the amount of the check electronically, or, if needed, by a draft drawn against the bank account. Payment checks will be collected electronically by sending the check amount along with the check, routing and account numbers to your bank. Your bank account may be debited as early as the same day we receive your payment. The original payment check will be destroyed and an image will be maintained in our records. Minimum Payment You agree to pay at least the minimum payment due, as shown on your billing statement, so that we receive it by the date and time payment is due. You may pay more than the minimum payment due and may pay the full amount you owe us at any time. If you have a balance that is subject to finance charges, the sooneryou pay us, the less you willpayin finance charges becausefinance charges accrue on your balance each day. Your billing statement shows your beginning balance and your ending balance (the "New Balance' on your billing statement). II the New Balance is $10.00 or less, your minimum payment due will be the New Balance. Otherwise, it will be the largest of the following: 570.00; 2% of the New Balance; or the sum of 1 % of the New Balance, total billed periodic rate finance charges, and any billed late and overlimit fees. As part ofthe minimum payment due, we also add any amount past due and any amount over your credit line. Payment Allocation: You agree that we are authorized to allocate your payments and credits in a way that is most favorable to or convenient for us. For example, you authorize us to apply your payments and credits to balances with lower APRs (such as promotional APRs) before balances with higher APRs. Credit Balances: You may request a refund of a credit balance at anytime. We may reduce the amount of any credit balance by the amount of new charges or fees billed to your account. Automatic Charges: You may authorize a third party to autornatically charge your account for repeat transactions (for example, monthly utility charges, memberships and insurance premiums). If automatic charges are stopped for any reason (including because your account is closed or suspended for any reason) or your account number changes, you are responsible for notifying the biller and paying these charges directly. If your account number changes, we may, but are not required to, pay from your new account number charges that you authorized to be billed to your old account number. Promotions: From time to time we may offer special terms for your account. If we do, we will notify you about the terms of the offer and howfong they will be in effect. Any promotion is subject to the terns of this agreement, as modified by the promotional offer. FINANCE CHARGES Daily Periodic Rates and Annual Percentage Rates: Your annual percentage rates ("APRs") and the corresponding daily periodic rates are listed on the Rates and Fees Table that is at the end of this document or provided separately. To get the daily periodic rate we divide the APR by 365, and in effect always round up at the fifth place to the right of the decimal point. Variable Rates: One or more APRs that apply to your account mayvarywith changes to the Prime Rate. When you have an APR that varies with changes to the Prime Rate, we calculate the APR by adding a margin to the Prime Rate published in The Wall Street Journaltwo business days before the Closing Date shown on your billing statement. The "Prime Rate" is the highest (U.S.) Prime Rate published in the Money Rates section of The Wall Street Journal. If The Wall Street Journalstops publishing the Prime Rate, we will select a similar reference rate and inform you on your billing statement or through a separate notice. A "margin" is the percentage we add to the Prime Rate to calculate the APR. A "business day" is any day that is not a weekend or federal holiday. The Rates and Fees Table shows which rates, if any, are variable rates. It also lists the margin for each variable rate and any minimum daily periodic rate and corresponding APR. Two business days before the Closing Date shown on your billing statement, we see what the Prime Rate is. We then add the applicable margin to that Prime Rate to get the APR. The daily periodic rate is calculated as described above. If our calculation results in a change to a daily periodic rate from the previous billing cycle because the Prime Rate has changed, the new rate will apply as of the first day of your billing cycle that ends in the calendar month in which we made the calculation. If the daily periodic rate increases, you will haveto paya higher periodic finance charge and may have to pay a higher minimum payment. Default Rates: Your APRs also may vary if you are in default under this agreement or any other agreement you have with us or any of our related companies for any of the following reasons: • We do not receive, for any payment that is owed on this account or any other account or loan with us, at least the minimum payment due by the date and time due. • You exceed your credit line on this account. • You make a payment to us that is not honored byyour bank. If any of these events occurs, we may increase the APRs (including any promotional APR) on all balances (excluding overdraft advances) up to a maximum of the default rate stated in the Rates and Fees Table. We may consider the following factors to determine your default rate: the length of time your account has been open, the existence, seriousness and timing of the defaults on your account; other indications of youraccount usage and performance; information about yourother relationships with us or any of our related companies; and information we obtain from consumer credit reports obtained from credit bureaus, The default rate will take effect as of the first day of the billing cycle in which the default occurs. if we decide not to increase your APR even though there is a default or if we do not increase your APR up to the maximum default rate stated in the Rates and Fees Table, we reserve our right to increase your APR in the event of any future default. We may in our discretion determine to charge reduced default rates or reinstate standard rates for all or selected balances on your account. Finance Charge Calculation - Average Daily Balance Method (Including New Transactions): We calculate periodic finance charges separately for each balance associated with a different category of transactions (for example, purchases, balance transfers, balance transfer checks, cash advances, cash advance checks, overdraft advances, and each promotion). These calculations maycombine different categories with the same daily periodic rates. This is how it works: We calculate periodic finance charges for purchases, balance transfers, balance transfer checks, cash advances, cash advance checks, and overdraft advances by multiplying the daily balance for each of those categories by the daily periodic rate for each of those categories, each day. You may have overdraft advances only if you have linked this account to a checking account with one of our related banks. We calculatethe periodic finance charges forpurchases, balance transfers, balance transfer checks, cash advances, and cash advance checks subjectto a promotional rate the same way, but we use the promotional rate. To get the daily balance for each day for each category: • We take the beginning balance for that day. • We add to that balance any new transactions, fees, other charges, and debit adjustments that apply to that category. We add a new purchase, cash advance, balance transfer or overdraft advance, if applicable, to the daily balance as of the transaction date, or a later data of our choice. We add a new cash advance check or balance transfer check to the daily balance as of the date the cash advance check or balance transfer check is deposited by a payee, or a later date of our choice. • We subtract from that balance any payments, credits, or credit adjustments that apply to that category and that are credited as of that day. • We treat a credit balance as a balance of zero. To get the beginning balance for each category for the next day, we add the daily periodic finance charge to the daily balance. If more than one daily periodic rate could apply to a category because the rate for the category may vary based on the amount of its average daily balance, we will use the daily periodic rate that applies for the average daily balance amount at the end of the billing cycle to calculate the daily periodic finance charge each day. This agreement provides for daily compounding offrnance charges. To get the total periodic finance charge for the billing cycle, we add all of the daily periodic finance charges for each category for each day during that billing cycle. However, if any periodic finance charge is due, we will charge you at least the minimum periodic finance charge stated in the Rates and Fees Table. If it is necessary to add an additional amount to reach the minimum finance charge, we add that amount to the balance for purchases made during the billing cycle. The total finance charge on your account for a billing cycle will be the sum of the periodic finance charges plus any transaction fee finance charges. F tr each categorywe calculate an average daily balance (including newtransactions) for the billing cycle by adding all your daily balances and dividing that amount by the number of days in the billing cycle. If you multipfythe average daily balance for a category bythe applicable daily periodic rate, and multipfythe resultbythe number of days in the billing cycle, the total will equal the periodic finance charges for that balance attributable to that billing cycle, except for minor variations due to rounding. Grace Period and Accrual of Finance Charges: We accrue periodic finance charges on a transaction, fee, orfinance charge fromthe date it is added to your daily balance until payment in full is received on your account. However, we do not charge periodic finance charges on new purchases billed during a billing cycle ifwe receive payment of your New Balance by the date and time your minimum payment is due and we received payment of your New Balance on your previous billing statement by the date and time your payment was due. This exception or "grace period" applies only to purchases and does not applyto balance transfers, balance transfer checks, cash advances, cash advance checks or overdraft advances, if applicable. Transaction Fees for Cash Advances: We may charge you a cash advance fee in the amount stated in the Rates and Fees Table for cash advance checks and cash advances. In addition, if you use a third party service to make a payment on your behalf and the service charges the payment to this account, we may charge a transaction fee for the payment. These transaction fees are finance charges. We add the fee to the balance for the related category as of the transaction date of the cash advance. For example, a transaction fee for a cash advance would be adde to your cash advance balance. Transaction Fees for Balance Transfers: Wo may charge you a balance transferfee in the amount stated in the Rates and Foes Table for balance transfer checks and balance transfers. These transaction fees are finance charges. We add the fee to the balance for the related category as of the transaction date of the balance transfer. For example, a transaction fee for a balance transfer would be added to your balance transfer balance. OTHER FEES AND CHARGES We maycharge the following fees. The amounts of these fees are listed in the Rates and Fees Table. These fees will be added to the balance for purchases made during the billing cycle. Annual Membership Fee: If your account has an annual membership fee, it will be billed each year or in monthly installments (as stared in the Rates and Fees Table), whether or not you use your account, and you agree to pay it when billed. The annual Page 2 of 6 CMA1£762 membership fee is non-refundable unless you notify us that you wish to close your account within 30 days of the date we mail your billing statement on which the annual membership fee is cha rged and at the same time, you pay your outstanding balance in full. Your payment of the annual membership fee does not affect our right to close your account or limit your right to make transactions on your account. If your account is closed by you or us, we will continue to charge the annual membership fee until you pay your outstanding balance in full and terminate your account relationship. Late Fee: If we do not receive at least the required minimum payment by the date and time it is due as shown on your billing statement for any billing cycle, we may charge the late fee shown in the Rates and Fees Table. If the late fee is based on a balance, we calculate the late fee using the Previous Balance on the current month's statement that shows the late fee. This balance is the same as the Now Balance shown on the prior month's statement for which we did not receive at least the required minimum payment by the date and time it was due. Overlimit Fee: If your account balance is over your credit line at any time during a billing cycle, even if only for a day, we may charge an overlimit fee. We may charge this fee even if your balance is overthe credit line because of a finance charge or fee we imposed or a transaction we authorized. We will not charge more than one overlimit fee for any billing cycle. But we may charge an overlimit fee in subsequent billing cycles, even if no new transactions are made on your account, if your account balance still is over your credit line at any time during the subsequent billing cycles. Return Payment Fee: If (a) your payment check or similar instrument is not honored, (b) an automatic debit or other electronic payment is returned unpaid, or (c) we must return a payment check because it is not signed or cannot be processed, we may charge a return payment fee. Return Check Fee: If (a) we stop payment on a cash advance check or balance transfer check at your request, or (b) we refuse to pay a cash advance chock or balance transfer check, we may charge a return check fee. Administrative Fees: If you request a copy of a billing statement, sales draft or other record of your account or it you request two or more cards or any special services (for example, obtaining cards on an expedited basis), we may charge you for these services. However, we will not charge you for copies of billing statements, sales drafts or similar documents that you request for a billing dispute you may assert against us under applicable law. We may charge, for any services listed above and other services we provide, the fees from time to time in effect when we offer the service. DEFAULT/COLLECTION We may consider you to be in default if any of these occurs: • We do not receive at leastthe minimum amount due by the date andtime due as shown on your billing statement. • You exceed your credit line. • You fail to comply with the terms of this agreement or any agreement with one of our related companies. • We obtain information that causes us to believe that you may be unwilling or unable to pay your debts to us or to others on time. • You file for bankruptcy. • You become incapacitated or in the event of your death. If we consider your account to be in default, we may close your account without notice and require you to pay your unpaid balance inonediately. We also may require you to pay interest at the rate of two percent (2%) a month on the unpaid balance when we deem your account to be six or more billing cycles past due. To the extent permitted by law, if you are in default because you have failed to pay us, you will pay our collection costs, attorneys' fees, court costs, and all other expenses of enforcing our rights under this agreement. CLOSING YOUR ACCOUNT You may close your account at any time. If you call us to close your account, we may require that you confirm your request in writing. We may close your account at any time or suspend your credit privileges at any time for any reason without prior notice except as required by applicable law. If we close your account, we will not be liable to you for any consequences resulting from closing your account or suspending your credit privileges. If you or we close your account, you and any authorized users must immediately stop using your account and destroy all cards, checks or other means to access your account or return them to us upon request. You will continue to be responsible for charges to your account, even if they are made or processed after your account is closed and you will be required to pay the outstanding balance on your account according to the terms of this agreement. In addition, to the extent allowed by law, we may require you to pay the outstanding balance immediately or at anytime after your account is closed. ARBITRATION AGREEMENT PLEASE READ THIS AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION. ARBITRATION REPLACES THE RIGHTTO GO TO COURT. YOU WILL NOT BE ABLE TO BRING A CLASS ACTION OR OTHER REPRESENTATIVE ACTION IN COURT SUCH AS THAT IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION, NOR WILL YOU BE ABLE TO BRING ANY CLAIM IN ARBITRATION AS A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. YOU WILL NOT BE A BLE TO BE PART OF ANY CLASS ACTION OR OTHER REPRESENTATIVE ACTION BROUGHT BY ANYONE ELSE, OR BE REPRESENTED IN A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. IN THEABSENCE OFTHIS ARBITRATION AGREEMENT, YOU AND WE MAY OTHERWISE HAVE HAD A RIGHT OR OPPORTUNITY TO BRING CLAIMS IN A COURT, BEFOREA JUDGE OR JURY, AND/OR TO PARTICIPATE OR BE REPRESENTED IN A CASE FILED IN COURT BY OTHERS (INCLUDING CLASS ACTIONS AND OTHER REPRESENTATIVE ACTIONS). OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO A COURT, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL THE DECISION MAY BE MORE LIMITED. EXCEPT AS OTHERWISE PROVIDED BELOW, THOSE RIGHTS ARE WAIVED. Binding Arbitration. This Arbitration Agreement is made pursuantto a transaction involving interstate commerce, and shall be governed by and be enforceable under the Federal Arbitration Act (the'FAA"), 9 U.S.C. §1-16 as it may be amended. This Arbitration Agreement sets forth the circumstances and procedures under which claims (as defined below) may be resolved by arbitration instead of being litigated in court. Panics Covered. Forthe purposes of this Arbitration Agreement 'we", "us", and "our" also includes ourparent, subsidiaries, affiliates, licensees, predecessors, successors, assigns, any purchaser of your Account, and all of their officers, directors, employees, agents, and assigns or any and all of them. Additionally, 'we", "us' and"our shall include anythird party providing benefits, services, or products in connection with the Account (including but not limited to credit bureaus, merchants that accept any credit device issued under the Account, rewards programs and enrollment services, credit insurance companies, debt collectors, and all of their officers, directors, employees, agents and representatives) if, and onlyif, such a third party is named byyou as a co-defendantin any Claimyou assert against us. Claims Covered. Either you or we may, without the other's consent, elect mandatory, binding arbitration of any claim, dispute or controversy by either you or us against the other, or againstthe employees, parents, subsidiaries, affiliates, beneficiaries, agents or assigns of the other, arising from or relating in any way to the Cardmember Agreement, any prior Cardmember Agreement, your credit card Account or the advertising, application or approval of your Account ('Claim"). This Arbitration Agreement governs all Claims, whether such Claims are based on law, statute, contract, regulation, ordinance, tort, common law, constitutional provision, or any legal theory of law such as respondeat superior, or any other legal or equitable ground and whether such Claims seek as remedies money damages, penalties, injunctions, or declaratory or equitable relief. Claims subject to this Arbitration Agreement include Claims regarding the applicability of this Arbitration Agreement orthe validity of the entire CardmemberAgreement or any prior Cardmember Agreement. This Arbitration Agreement includes Claims that arose in the past, or arise in the present or the future. As used in this Arbitration Agreement, the term Claim is to be given the broadest possible meaning. Claims subjectto arbitration include Claims that are made as counterclaims, cross claims, third party claims, interpleaders or otherwise, and a party who initiates a proceeding in court may elect arbitration with respect to any such Claims advanced in the lawsuit by any party or parties. As an exception to this Arbitration Agreement, you retain the right to pursue in a small claims court any Claim that is within that court's jurisdiction and proceeds on an individual basis. Ito party elects to arbitrate a Claim, the arbitration will be conducted as an individua) action. Neither you nor we agree to any arbitration on a class or representative basis, and the arbitrator shall have no authority to proceed on such basis. This means that even if a class action lawsuit or other representative action, such as that in the form of a private attorney general action, is filed, any Claim between us related to the issues raised in such lawsuits will be subject to an individual arbitration claim if either you or we so elect. No arbitration will be consolidated with any other arbitration proceeding without the consent of all parties. The only Claims that may be joined in an individual action under this-Arbitration Agreement are (1) those brought by us against you and any co-applicant, A nt cardmember, or authorized user of your Account, or your heirs or your trustee in ?nkruptcy_or (2) those brought by you and any co-applicant, joint cardmember, or authorized user of your Account, or your heirs or your trustee in bankruptcy against us. Initiation of Arbitration. The party filing a Claim in arbitration must choose one of the following two arbitration administrators: American Arbitration Association; or National Arbitration Forum. These administrators are independent from us. The administrator does not conduct the arbitration. Arbitration is conducted under the rules of the selected arbitration administrator by an impartial third party chosen in accordance with the rules of the selected arbitration administrator and as may be provided in this Arbitration Agreement. Any arbitration hearing that you attend shall be held at a place chosen by the arbitrator or arbitration administrator within the federal judicial district in which you reside at the time the Claim is filed, or at some other place to which you and we agree in writing. You may obtain copies of the current rules of each of the two arbitration administrators, information about arbitration and arbitration fees, and instructions for initiating arbitration by contacting the arbitration administrators as follows: American Arbitration Association, 335 Madison Avenue, Floor 10, New York, NY 10017-4605, Web site: www.adr.org, 800-778-7879; or National Arbitration Forum, P.D. Box 50191, Minneapolis, MN 55405, Web site: www.arbitration-forum.Cgm, BOD-474-2371. Procedures and law applicable in arbitration. A single, neutral arbitrator will resolve Claims. The arbitrator will either be a lawyerwith at least ton years experience or a retired or formerjudge. The arbitration will be conducted under the applicable procedures and rules of the arbitration administrator that are in effect on the date the arbitration is filed unless those procedures and rules are inconsistent with this Arbitration Agreement, in which case this Agreement will prevaif. These procedures and rules may limit the amount of discovery available to you or us. The arbitrator will apply applicable substantive law consistent with the FAA and applicable statutes of limitations, and will honor claims of privilege recognized at law. You may choose to have a )tearing and be represented by counsel. The arbitrator will take reasonable steps to protect customer Account information and other confidential information, including the use of protective orders to prohibit disclosure outside the arbitration, it requested to do so by you or us. The arbitrator will have the power to award to a party any damages or other relief provided for under applicable law, and will not have the power to award relief to, against, or for the benefit of any person who is not a party to the proceeding. If the law authorizes such relief, the arbitrator may award punitive damages or attorney fees. The arbitrator will make any award in writing but need not provide a statement of reasons unless requested by a party. Upon a request by you or us, the arbitrator wit] provide a brief statement of the reasons for the award. Costs. We will reimburse you for the initial arbitration filing fee paid by you up to the amount of $500 upon receipt of proof of payment. Additionally, if there is a hearing, we Page 3 of 6 CMA12762 will pay any fees of the arbitrator and arbitration administrator for the first two days of that hearino. The payment of any such hearing fees by us will be made directly to the arbitration administrator selected by you or us pursuant to this Arbitration Agreement. All otherfees will be allocated in keeping with the rules of the arbitration administrator and applicable law. However, we will advance or reimburse filing tees and other fees if the arbitration administrator or arbitrator determines there is good reason for requiring us to do so or you ask us and we determine there is good cause for doing so. Each party will bear the expense of the fees and costs of that party's attorneys, experts, witnesses, documents and other expenses, regardless of which party prevails, for arbitration and any appeal (as permitted below), except that the arbitrator shall apply any applicable law in determining whether a party should recover any or all fees and costs from another party. Enforcement, finality, appeals. Failure or any delay in enforcing this Arbitration Agreement at anytime, or in connection with any particular Claims, will not constitute a waiver of any rights to require arbitration at a later time or in connection with any other Claims. Any decision rendered in such arbitration proceeding will be final and binding on the parties, unless a party appeals in writing to the arbitration organization within 30 days of issuance of the award. The appeal must request a new arbitration before a panel of three neutral arbitrators designated by the same arbitration organization. The panel will reconsider all factual and legal issues anew, followthe same rules that apply to a proceeding using a single arbitrator, and make decisions based on the vote of the majority. Each party will bear their own fees, costs and expenses for any appeal, but a party may recoveranyor all fees, costs and expenses from another party, if the majority of the panel of arbitrators, applying applicable law, so determines. An award in arbitration will be enforceable as provided by the FAA or other applicable law by any court having jurisdiction. Severabilhy, survival. This Arbitration Agreement shall survive: (i) termination or changes in the Cardmember Agreement, the Account and the relationship between you and us concerning the Account, such as the issuing of a now account number or the transferring of the balance in the Account to another account; (ii) the bankruptcy of any party or any similar proceeding initiated by you or on your behalf; and (iii) payment of the debt in full by you or by a third party. If any portion of this Arbitration Agreement is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. CHANGES TO THIS AGREEMENT We can change this agreement at any time, regardless of whether you have access to your account, by adding, deleting, or modifying any provision. Our right to add, delete, or modify provisions includes financial terms, such as the APRs and fees, and other terms such as the nature, extent, and enforcement of the rights and obligations you or we may have relating to this agreement. Modifications, additions, or deletions are called "Changes" or a "Change". We will notify you of any Change if required by applicable law. These Changes may be effective with notice only, at the time stated in our notice, in accordance with applicable law. Unless we state otherwise, any Change will apply to the unpaid balances on your account and to new transactions. The notice will describe any rights you may have with respect to any Change, and the consequences if you do or do not exercise those rights. For example, the notice may state that you may notify us in writing by a specified date if you do not want to accept certain Changes we are making. If you notify us in writing that you do not accept the Changes, your account may be closed lif it is not already closed) and you will be obligated to pay your outstanding balance under the applicable terms of the agreement. If you do not notify us in writing by the date stated in the notice, or if you notify us but then use your account after the date stated in the notice, you will be deemed to accept all Changes in the notice and to accept and confirm all terms of your agreement and all Changes in prior notices we have sent you regardless of whether you have access to your account. CREDIT INFORMATION We may periodically review your credit history by obtaining information from credit bureaus and others. We may report information about you and your account to credit bureaus, including your failure to pay us on time. If you request additional cards on your account for others, we may report account information in your name as well as in the names of lhuse other people. If you think we have reported inaccurate information to a credit bureau, you may write to us at the Cardmember Service address listed on your billing statement. Please include your name, address, account number, telephone number and a brief description of the problem. If available, please provide a copy of the credit bureau report in question. We will promptly investigate the matter and, if our investigation shows that you are right, we will contact each credit bureau to which we reported the information and will request they correct the report. If we disagree with you after our investigation, we will tell you in writing or by telephone. We will also notify the credit bureau that you dispute the information unless you let us know that Vol) no longer dispute the information. NOTICES/CHANGE OF PERSONAL INFORMATION We will send cards, billing statements and other notices to you at the address shown in our files. Or, if this is a joint account, we can send billing statements and notices to any joint account holder. Notice to one of you will be considered notice to all of you and all Of you will remain obligated on the account. If you change your name, address, or home, cellular or business telephone number or email address jif you elect to receive billing statements or other notices online), you must notify us immediately in writing at the address shown on your billing statement. We may, at our option, accept mailing address corrections from the United States Postal Service. We may contact you aboutyour account, including for customerservice or collection, at any address or telephone number as well as any cellular telephone number you provide us. TELEPHONE MONITORING AND RECORDING We, and if applicable, our agents, may listen to and record yourtelephone calls with us. You agree that we, and if applicable, our agents, may do so, whether you or we initiate the telephone call. INFORMATION SHARING You authorize us to share certain information aboutyou and your accuunt within our family of companies, and with others outside our family of companies including any company or organization whose name ormark may appear onthe cards, as permitted by law. Our Privacy Policy, which is provided to you when you first receive an agreementand atleast once each calendaryearthereafter, describes ourinformation sharing practices and the choices you have and directions you may give us about our sharing of information about you and your account with companies or organizations within and outside of our family of companies. ILLINOIS CARDMEMBERS Illinois law provides that we may not share information about you with companies or other organizations outside of our family of companies unless you authorize the disclosure or unless the disclosure falls under another exception in the law (such as sharing information to process your transactions or in response to a subpoena). You hereby agree that, if you choose not to exercise the applicable opt out described in our Privacy Policy, you will be deemed to have authorized us to share personal information we have about you (including information related to any of the products or services you may have with any of our companies) with companies or other organizations outside of our family of companies. ENFORCING THIS AGREEMENT We can delay enforcing or not enforce any of our rights underthis agreement without losing our right to enforce them in the future. If any of the terms of this agreement are found to be unenforceable, all other terms will remain in full force. ASSIGNMENT We may assign your account, any amounts you owe us, or any of our rights and obligations under this agreement to a third party. The person to whom we make the assignment will be entitled to any of our rights that we assign to that person. GOVERNING LAW THETERMS AND ENFORCEMENT OFTHIS AGREEMENTAND YOURACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH FEDERAL LAW AND, TO THE EXTENT STATE LAW APPLIES, THE LAW OF DELAWARE, WITHOUT REGARD TO CONFLICT-OF-LAW PRINCIPLES. THE LAW OF DELAWARE, WHERE WE AND YOUR ACCOUNTARE LOCATED, WILLAPPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT. FOR INFORMATION Please call the Cardmember Service telephone number on your card or billing statement if you have any questions about your account or this agreement. YOUR BILLING RIGHTS Keep This Notice For Future Use This notice contains important information aboutyour rights and our responsibilities under the Fair Credit Billing Act. Notify Us In Case Of Errors Or Questions About Your Bill If you think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the Cardmember Service address shown on your billing statement. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information:, • Your name and account number. • The dollar amount of the suspected error. • Describn the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are not suru about. If youhav authorized us to payyour credit card bill automatically from your savings or checkiig account, you can stop the payment on any amount you think is wrong, To stop the payment your letter must reach us at least three business days before the automatic payment is scheduled to occur. Your Rights And Our Responsibilities After We Receive Your Written Notice We must acknowledge your letter within 30 days, unless we have corrected thu error by then. Within 90 days, we must either correct the error or explain why we believe t'le bill was correct. After we receive your letter, we cannot try to Collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit line. You do not have to pay any questioned amount while we are investigating, but you are ,;till obligated to pay the parts of your bill that art, not in question. If we find :hat we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent, However, if our explanation does not satisfy you and you write to us within 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question aboutyour bill. And, we musttell you the name of anyone we reported you to. We musttell anyone we report you to that the matter has been settled between us when it finally is. If we don't follow these rules, we can't collect the first 550.00 of the questioned amount, even if your bill was correct. Special Rules for Credit Card Purchases Page 4 of 6 CMA12762 If you have a problem with the quality of property or services that you purchased with a credit card„and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. This right does not apply to check transactions. There are two limitations on this right: (a) You must have made the purchase in your home state or, if not within your home state, within 100 miles of your current mailing address; and (b) The purchase price must have been more then 550.00. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services. Copyright ®2007 JPMorgan Chase & Co. All rights reserved. Page 5 of 6 CMA12762 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. 14904 relating to unsworn falsifications to authorities, that he/she is Steve Lichtenstadter (Name) Assistant Treasurer of Chase Bank USA N.A. , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. t/i el ( ignature) Lichtenstadter W WR# Client Account # Name SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson FEi tL'F~ t.: Sheriff ! ~r< ~ ~ ~.°:;. :` ~'~; `~ 1.~~Y ~~~ttitr of ~~unt~etl~~~0 Jody S Smith Chief Deputy ~t Z0~0 ~~!~~ ~ ~ pi ~ ~ ~~ Richard W Stewart ~ ,- a Solicitor e~FCi E ~ 4 ~t:: ~..~t~iw~ CUi~i .,•,_t;t~1;Y r }~ ,.:'a Chase Bank USA, N.A. Case Number vs. 2010-3793 Upali N. Boyagoda SHERIFF'S RETURN OF SERVICE 06/11/2010 07:22 PM -Michael Garrick, Deputy Sheriff, who being duly sworn according to law, states that on June 11, 2010 at 1922 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Upali N. Boyagoda, by making known unto herself personally, at 713 Florence Circle, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. MICHAEL BARRICK, D P TY SHERIFF COST: $37.00 June 14, 2010 SO ANSWERS, RON ~ R ANDERSON, SHERIFF Sri Coun?ySuite Sh~rdt~, 7el~cC>ott. Inr,. Court of Common Pleas of Cumberland County, Pennsylvania, Civil Division Case No. 10-3793 Chase Bank USA, N.A. (Plaintiff) vs. Upali N. Boyagoda ~ (Defendant) ~ ~~ rn~ t-- ,: c I, Upali N. Boyagoda, answer the complaint as follows: ~_ ~: ~'~ ~' ~ o ~' COUNT I ~ ~ ~ Y-` ~' 1. I can neither confirm nor deny that CHASE BANK USA, N.A . is a corpor~ion+ with offices at 3700 Wiseman Blvd, San Antonio, TX 78251. 2. I confirm that I am the defendant in the above entitled action and I reside at 713 Florence Circle, Mechanicsburg, PA 17050. 3. I confirm that I applied for and received a credit card issued by Plaintiff bearing an account number ending in 8589. 4. I cannot confirm nor deny that the amount owed the Plaintiff as of May 12, 2010, is $5,760.?7. S. I cannot confirm nor deny that I am in default of the terms of the Cardholder Agreement. 6. I can neither confirm nor deny that the Agreement between parties provides that I pay the Plaintiff's legal fees. 7. I can neither confirm nor deny that such attorneys' fees will amount to $150. 8. I deny that I have willfully failed or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. COUNT II 9. N/A 10. I confirm that I applied for and received a credit card issued by Plaintiff bearing an account number ending in 4271. 11. I can neither confirm nor deny that the balance currently owed the Plaintiff amounts to $11,466.54 as of May 12, 2010. 12. I cannot corm nor deny that I am in default of the terms of the Cardholder Agreement. 13. I can neither confirm nor deny that the Agreement between parties provides that I pay the Plaintiff's legal fees. 14. I can neither confirm nor deny that such attorneys' fees will amount to $150. 15. I deny that I have willfully failed or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. WHEREFORE, it is respectfully requested that the Court dismiss the complaint herein with prejudice and for such other relief as the Court may deem just and proper, Sworn before me this 3 ~ day of June, 2010. ~ ~ ~~ Notary Pub c "T a"~ .. Defendan,/t~ f lip ce, i t 1 '- ~ a y Q9 0 ~0. ~~ ~* ~7 o~y s9 ~ w~~~w~t" 11o,~d~n.~IM Upali N. Boyagoda 713 Florence Circle Mechanicsburg, PA 17050 Ph: 866.757.8571 eat 311 Fa: 888.881.2550 ATTN: Attorneys for Plaintiff Chase Bank USA Weltman, Weinberg & Reis 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 Ph: 412-434-7955 FX: 412-338-7130 June 29, 2010 Re: Chase 5401 6830 2379 4271 & 4266 84116667 8589 To Whom It May Concern, I am writing to explain the unfortunate set of circumstances that have lead to my current financial hazdship. I did not qualify for consumer credit counseling or debt management and I have considered bankruptcy. However, I believe if my creditors will work with me it is an option I could avoid. This letter is an offer to settle the debt. I neither confirm nor deny the balances listed by the creditor I can only propose a settlement for less because of my inability to pay the entire balance due to my financial circumstances. I am 73 yeazs old and have been diagnosed with Parkinson's disease. For over 55 years I have paid my bills fully and on time. During the last two years my real estate business crumpled. My health had been declining over the years, I am a heart patient, diabetic and have severe arthritis but now Pazkinson's had robbed me of the use of my right hand. I can no longer work and can not afford to pay my accounts in full on my fixed and limited income. I have reached settlement with one of my creditors and respectfully request you consider accepting $5,000 as settlement in full. Please accept this offer to settle this account under the following conditions ONLY: The parties involved agree to settle the account in full for the sum of $5,000.00 and this amount is accepted as full and final payment on said debt. The account will be listed as settled in full; paid as agreed or settled as agreed and all further legal action will cease. Complete discharge and settlement of all monies due will be created, provided that the amount agreed upon shall be paid in twenty (20) monthly installment payments of $250.00 with the first payment provided on August 10, 2010. Ifyour office agrees to this settlement, please send back confirmation via fax to (888) 881-2550 of this stipulated settlement signed by someone with the authority to accept such offers on your compatry letterhead. Time is of the essence because of my financial situation so please reply as soon as possible. Thanking you in advance for your attention and assistance in this matter. Respectfully, .~ 1 ~~~, ~ fs ..yJ-_ Upali N. Boyagoda Cpr 114 PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in triplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next Argument Court.) ---M---------------------- ----------------M----------------------------------------------------------------- CAPTION OF CASE, (entire caption must be stated in full) CHASE BANK USA, NA -'' /?? Y - v W vs. UPALI N BOYAGODA e No. 10-3793 CIVIL 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): Motion for Summary Judgment 2. Identify all counsel who will argue cases: (a) for plaintiffs: Benjamin R. Bibler, Esquire; 436 Seventh Ave, Suite 1400, Pittsburgh, PA 15219 (Name and Address) (b) for defendants: Upali N. Boyagoda - Pro-Se; 713 Florence Circle, Mechanicsburg, PA 17050 (Name and Address) 3. 1 will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: 12/15/2010 Sign Prin me Benjamin R. Bibler Attorney for t0i "W 11/9/10 Date: .D INSTRUCTIONS: 1. Original and two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case is relisted. AP CERTIFICATE OF SERVICE A true and correct copy of the within Praecipe for Listing Case for Argument was served by U. S. Mail, postage prepaid, this 1 day of, ?OJWNP('2010 upon the following: Upali N. Boyagoda 713 Florence Circle Mechanicsburg, PA 17050 By: Benjam' Bibler,Esquire PA 1 935 8 Weltm n. einbera & Reis CO L.P.A. 1400 Kopers Building 436 Seventh Avenue Pittsburgh, PA 15219 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA NA, Plaintiff, VS. UPALI N BOYAGODA, Defendant. Case No.: 10-3793-CIVIL TERM MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler,Esquire PA ID# 93598 Weltman,Weinberg & Reis CO L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 WWR# 8316447 W w = =? „_ co 'iii IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA NA, Plaintiff, Case No.: 10-3793-CIVIL TERM vs. MOTION FOR SUMMARY JUDGMENT UPALI N BOYAGODA, Defendant. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support thereof, Plaintiff avers as follows: COUNT I: ACCOUNT NUMBER 4266841166678589 1. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $5,760.77 with interest at the interest rate of 6.00% per annum from May 12, 2010, plus attorneys' fees of $150.00, and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 3. Defendant filed an Answer to Plaintiffs Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 4. On or around August 24, 2010, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of the same is attached hereto as Exhibit "C" and made a part hereof. 5. No response to the discovery demands has been received from the Defendant. 6. The requests for admissions are now deemed admitted under Pennsylvania Rule of Civil Procedure 4014(b). Thus Defendant has admitted that he has made no payment on the credit card since November 19, 2009; that he applied for the credit card; that the statements attached to Plaintiffs Discovery Request correctly identify the payments, charges, and balances on the account; that he has not submitted any written disputes as to billing inaccuracies; and that $5,760.77 is a correct and accurate balance on the credit card account. 7. By way of his Answer, the documents attached to this Motion, and the Requests for Admissions, deemed admitted under Pa.R.C.P. 4014(b), the Defendant has admitted all facts material to this matter and verified the amount owed. 8. There are no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $5,760.77 with interest at the legal interest rate of 6.00% per annum from May 12, 2010, plus attorneys' fees of $150.00, and costs. COUNT II: ACCOUNT NUMBER 5401683023794271 9. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $11,466.54 with interest at the interest rate of 6.00% per annum from May 12, 2010, plus attorneys' fees of $150.00, and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 10. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 11. Defendant filed an Answer to Plaintiff's Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 12. On or around August 24, 2010, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of the same is attached hereto as Exhibit "C" and made a part hereof. 13. No response to the discovery demands has been received from the Defendant. 14. The requests for admissions are now deemed admitted under Pennsylvania Rule of Civil Procedure 4014(b). Thus Defendant has admitted that he has made no payment on the credit card since November 19, 2009; that he applied for the credit card; that the statements attached to Plaintiffs Discovery Request correctly identify the payments, charges, and balances on the account; that he has not submitted any written disputes as to billing inaccuracies; and that $11,466.54 is a correct and accurate balance on the credit card account. 15. By way of his Answer, the documents attached to this Motion, and the Requests for Admissions, deemed admitted under Pa.R.C.P. 4014(b), the Defendant has admitted all facts material to this matter and verified the amount owed. 16. There are no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $5,760.77 as to Count I and $11,466.54 as to Count 11, to total $17,227.31, with interest at the legal interest rate of 6.00% per annum from May 12, 2010, plus attorneys' fees of $300.00, and costs. Respectfully Submitted: By: PA ID# 3598 Weltm We' erg & Reis CO L.P.A. 1400 Kop s Building 436 Seventh Avenue Pittsburgh, PA 15219 WWR# 8316447 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff No: vs. UPALI N BOYAGODA COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh,. PA 15219 (412) 434-7955 FAX: 412-338-7130 08316447 C J Pit SJS EXHIBIT A 8316447 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff vs. Civil Action No UPALI N BOYAGODA Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you.must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a.judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 8316447 COMPLAINT 1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at 3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 2. Defendant , is adult individual(s) residing at the address listed below: UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG, PA 17050 Count I - XXXXXXXXXXXX8589 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX8589 4. Defendant made use of said credit-card and has currently a balance due and owing to Plaintiff, as of May 12, 2010 , in the amount of $5760.77 . 5. Defendant is in default of the terms'of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and correct copy of the Statement of Account is attached hereto, marked as'Exhibit I'll, and made a part hereof. 8316447 6.. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $150.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees, or any part thereof to Plaintiff. WHEREFORE, Plaintiff prays for judgment on Count I against Defendant UPALI N BOYAGODA , INDIVIDUALLY the amount of $5760.77 with continuing interest thereon at the statutory rate of 6.000o per annum from May 12, 2010 , plus attorneys' fees of $150.00 and costs. COUNT II - XXXXXXXXXXXX4271 9. Plaintiff incorporates by reference each of the preceding paragraphs of the Complaint as if the same were set forth more fully at length herein. 10. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX4271 . 11. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, as of'May 12, 2010 , in the amount of $11466.54 . 8316447 12. Defendant is in default of the terms of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and correct copy of the Statement of Account is attached hereto, marked as Exhibit 1121, and made a part hereof. 13. Plaintiff avers that the Agreement between the parties provides the Defendant will pay Plaintiff's attorneys' fees. 14. Plaintiff avers that such attorneys' fees will amount to $150.00 15. Although repeatedly requested to do so by the Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff WHEREFORE, Plaintiff prays for judgment on Count II in its favor and against Defendant , UPALI N BOYAGODA , INDIVIDUALLY , in the amount of $11466.54 with continuing interest thereon at the statutory rate of 6.000o per annum from May 12, 2010 , plus attorneys' fees of $150.00 and costs. James C arm o t,42524 WELTMAN EINBERG & REIS CO., L.P.A. 436 Se n h Avenue, Suite 1400 Pitts rg , PA 15219 (412) 43 -7955 FAX: 41 -338-7130 PITA T WELTMAN.COM 083 64 7 C J Pit SJS 8316447 Payment Due Date Now Balance Alnlmum Payment 03/14H0 55,760.77 5344,00 5495.00 Account number: 4266 8411 6667 8589 . Make your check payable to: Chase Card Services, Please write amount enclosed. New address or e-maa7 Print on hack 42668411666765890004950000576077000000000000003 263739Ex 2 0-810 o UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 Irr.Illnlnrirrirl111rrllrrrlnirr,rilrirlrrrlinnlrlrrritnrllr?l CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1...Ill...Iilrrr.1,f,lirnr,,Irlrrlrl.nrllrrlrlr„Ilrrtlrnlirrl 8316447 1:5000160 tat: 203 1 1666 7a 5a961+a CHASEF'REEDOM" t4anago your account online: Additional coMaU information wNW.4n1aSC.rDmr 1C4deAdS convenienlty located on reverse side ACCOUNT SUMMARY PAYMENT INFORMATION Account Number: 4266 6411 6867 8589 Now Baia 55.760.77 Previous Balance $5,667.11 Payment Doe Uate 03/14!10 F as Char d 539 00 Minimum Payment Due ` 5495.00 e ga Interest Ganges New Balance . •S54.43 S5,7G017 Opening/Closing Dale 01/18110.02117110 Total Credit Line S5,900 Available Credit $139 Cash Access Line S1,180 Available for Cash so Late Payment Warning: It we do not receive your minkouot payment by the dale listed above, you may have to pay lip to a S39.00 tale fee and your APRs will he subject to increase to a maximum Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay off your balance. For example: If you make no You will pay off And you will end up additional charges the balance paying an estimated Iola) using this card and shown on this of.., each month you statement in pay... about... Only the minimum 26 years 510,685.00 payment S769A0 I I 3 years 56.818.00 (Savings=S3.867.00) It you would like Information about credit counseling services, call 1-1166-797-2065. - The charge pdvdeges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you gel back on track. Call 1.800.955.8030 (tolled 1.302.594.8200) today. CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards balance SO.00 Rewards earned on purchases 50.00 Banus rewards from Ultimate Rewards Travel SO.00 Bonus rewards earned at Ultimate Rewards Mail 50.00 Rewards unavailable for redemption - 5723.27 Current rewards balance 50.00 Your Chase Freedom credit card allows you to earn Unlimited Cash Back Rewards with No Expiration! You earn a full 1% cash back on ALL of your purchases with ongoing opportunities to earn even more? Earn up to an additional 10% cash back when you shop online through the Ultimate Rewards Mail. You call redeem your Cash Back Rewards for cash, gift cards. travel or merchandise. To redeem. go onikle at www.chase.conduht!materewards or callus al (800) 610.5676. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amounl r ? a3 ?" ...c :a t s . r ...c r r, `SEE-&C1dARGEU - , . .. r i2 02111 ` LATE FEE 39 00 TOTAL FEES FOR THIS PERIOD S39,00 02117 PURCHASE' INTEREST CHARGE' 49. SS 02/17 PURCHASE'WTEREST CHARGE' 4.77 TOTAL INTEREST FOR THIS PERIOD 554.43 EXHIBIT 8316447 This Statement is a Facsimile - Not an original 0000001 NS31130"0 000 N 7. 17 10N2Jt7 Para lag 05W ru MA 26373 040 '.0W0000ood637;,On 1\' 0•122 IN514496 Payment Due Date New Balance Minimum Payment 02x28110 S11,46B.54 S997.00 51,400.00 Account number: 5401 6630 2379 4271 $1 Make your check payable to: Chase Card Sentces. Please once amount enclosed. New address or c-mail? Pnnl on back 54016830237942110014000001146654000000000000006 i"sex z 03410 0 UPALIBOYAGODA 713 FLORENCE CIR MECH PA 17050.2212 1111111,dIi.11x111111..11,LJdrrllLdrllldL,IL11L11 I-I1111111rrirli1lr111rriI'll's111.11Its. 111.11].,.Us.IIIII CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886$153 1:50001C.0281: 2093023791.27191" CHASE 0 L Manage your account online: Additional contact inlormallon 1 air,I".com/Sreditcards conveniently located on reverse 9ldc 8323600 8316447 ACCOUNT SUMMARY PAYMENT INFORMATION Account Number: .54DI 6830 2379 4271 New Bai¢ S11,466.54 Previous Balance 511,138.94 Payment Due Date 02128/10 Fees I1large1. +S78.00 Minimum Payment Due SI.400.00 Interest Charges «S249.60 New Balance S11,466.54 OpenMgrClasing Date 01/04110 •02103110 Total Credit Line S10.700 Available Credit SO Cash Access Line 510,700 Available for Cash So Late Payment Warning: If we do not rec&e your minknum payment by the date tilled above, you may have to pay up to a S39.00 late fee and your APRs will be subject to im:rease to a maximum Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each pedod, you will pay more it interest and it will take you longer to pay off your balance. For example: If you make no You will pay off And you will end up additional charges the balance paying an estimated total using this card and shown on this of.- each month you statement in pay... about... Only the minimum 35 years $35.869.00 payment 5464.00 3 years S15,690.00 (Savings=S 19.179.00) It you would like information about credit counseling services, call 1-866.797.2885. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1-800.955.8030 (collect 1-302.594.8200) today. Important Messaye: You Are Overlimil! Your statement balance exceeds your credit line. You should make n payment that includes the oveilimk amount to Ixing the balance under your credit fine. Your account Is closed. Please continue 10 make monthly payments by the due date unlit your balance is paid in full. FLEXIBLE REWARDS SUMMARY Previous Points Balance 0 Thank you for using the credit card that earns Points Earned on Purchases This Period - 0 rewards that can be used for travel. gift cards. Points Earned Through Chase Rewards Plus 0 cash, or merchandtse. Remembe6 you can New Trial Points Balance - 0 earn pol6ts by using your Flexible Rewards Total Points Unavailable for Redemption 13.839 credit card for everyday purchases like groceries. gas. and drugstore purchases. 29 Points to expire on statement on or after DECEMBER, 2011 Your Chase Flexible Rewards credit cant eams 1 point for every $1 you spend on purchases. Earn up to an additional 10 points while shopping online through www.chase.cornlrewardsplus. Add authorized users, and sign up to have your monthly bills charged to your card, too. Why not gel rewards for all those purchases too? It's that simple, Simply go chase.comrrewatds to choose your reward today! Redeem your points anytime. or just check out new offers at www.chase.comirrewards. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Tramisclion Description S Amount _ '?Itr_.x9.?+?li 1)?3i it Iti I j "-ry'.r,.33EES4k1ARGFA -_ _ _ 01128. LATE FEE 3g,00 01104 OVERLIMIT FEE 39.00 TOTAL FEES FOR THIS PERIOD $78.00 e ? _ EXHI 02!03 PURCHASE 'INTEREST CHARGE" 25.10 BIT 02!03 PURCHASE 'INTEREST CHARGE' 224.50 TOTAL INTEREST FOR THIS PERIOD S249.60 This Statement is a Facsimile - Not an original 0000001 x153373007 UW N L 03 104N03 P;,g.102 DS006 I,1A%% 16079 D'34:IWW7C%wleu79Dl X MSO INS 1 •)496 Statement Dale: 01*4110 .0210,r v Account Number: 5401 66302379 4271 Page. 2 of 2 -"'; ?.? ..?:. t201fLTola1'sXeaMO?DaIe.: Total fees charged In 2010 50.00 Total interest charged In 2010 5249.60 Yeordo-date totals reflect all charges minus any refunds applied to your account on or after January 31. 2010. INTEREST CHARGES Your Annual Percentage Rate (APR) is the amwal interest rote on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Purchases 25.99% (v) S1.137.17 S25.10 S0.00 Cash Advances 25.99% (v) 50.00 50.00 50.00 Balance transfer 25.99%(v) $10,169.80 5224.50 $0.00 (v) = Variable Rate Please see Information About Your Amount section for the Calculation of Balance Subject to Interest Role, Annual Renewal Notice, How to Avoid Interest on Purchases, and other important information. as applicable. 8323600 8316447 This Statement is a Facsimile - Not an original x 00V0001 FI$1333007 U00 N Z 03 IMZM v,V.2N. 2 058x6 M " 1019 03.110000070001007912 CMAi2762 Cardmember Agreement ACCEPTANCE OFTHIS AGREEMENT This agreement governs yourcredit card accountwith us referencedon the card carrier containing the card for this account. Any use of your account is covered by this agreement. Mease read the entire agreement and keep it for your records. You authorize us to pay for and charge your account for all transactions made on your account. You promise to pay us for all transactions made on your account, as well as any lees orfinance charges. II this is a joint account, each of you, together and individually, is responsible for paying all amounts owed, every if the account is used by only one of you. We may require that you pay the full amount owed without first asking the other person(s) to pay. Please sign the back of your card when you receive it. You will be bound by this agreement if you or anyone authorized by you use your account fur any purpose, even if you don't sign your card. Whetheryou use your accounror not,you will be bound by this agreement unless you cancel your account within 30 days alter receiving your card and you have not used your account for any purpose. Throughout this agreement, the words "we', "its' and "our mean Chase Bonk USA, N.A., the issuer of your credit card and account. The words "you', "your" arid "yours" mean all persons respunsible for complying with this agreement, including the parson who applied for the account and the person to whom we address billing statements, as well as any person who agrees to be liable on the account. The word "card'memis one or more cards or other access devices, such as account numbers, that we have issued to permit you to obtain credit under this agreement. USING YOUR ACCOUNT Your account is a consumer account and shall be used only for personal, family or household purposes. Unless we agree or it is required by law, we will not be responsible for merchandise or services purchased or leased through use of your account. You promise to use your account only for valid and lawful transactions. For example, internet gambling may be illegal in some places. It is not our responsibility to make sure that you use your account only for permissible transactions, and you will remain responsible for paying for a transaction even if it is notpermissibia or contemplated under this agreement. Types of Transactions: Purchases: You may use your card to pay for goods or services. • Checks: We may provide you cash advance checks or balance transfer checks as a way to use your account. We also refer to them in this agreement as •a chock or checks. You may use a check to pay for goods or services, to transfer balances to your account, or for other uses we allow. But you may not use these checks to transfer balances to this account from other accounts with us or any of our related companies. Only the person whose name is printed on ilia check may sign the chock. Cash advance checks are treated as cash advances and balance transfer checks are treated as balance transfers except as noted in this agreement or any otter we make to you. We may treat checks tharwe call convenience checks as balance transfer checks. However, checks that we call convenience checks and that we indicated to you are subject to the terms for cash advances, may be treated as cash advances and assessed cash advance rates and lees. Balance Transfers: You may transfer balances from other accounts or loans with other credit card issuers or other lenders to this account, or other balance transfers we allvw, But you may not transfer balances to this account from other accounts with us or any of our related companies. H a portion of a requested balance transfer Wtll exceed your available credit line, we may process a partial balance transfer up to your available credit line, • Cash Advances: You Islay use your card to get cash from automatic teller machines, or from financial institutions accepting the card; or to obtain travelers checks, foreign currency, money orders, wire transfers or similar cash like cltargus; or to obtain lottery tickets, casino gaming chips, racetrack wagers or for similar betting transactions. You may also use a third party service to make a payment on your behalf and billthe payment 10 this account. Overdraft Advances: If you have an eligible checking account with one of our related banks, you may link this account to your checking account with our related bank to cover an overdraft on that checking account under the terms of this agreement and your checking account agreement. Billing Cycle: In order to manage your account, we divide time into periods called "billing cycles". Each billing cycle is approximately one month in length. For each calendar month, your account will have a billing cycle that ends in that month. Your account will have a billing cycle ending in each calendar month whether or pot there is a billing statement for iliat billing cycle. Authorized Users: If you allow someone to use your account, that person will be an authorized user. You may request an additional card lot use by an authorized user on your account. if you do so, this account may appear on the credit report of that authorized user. You should think carefully before allowing anyone to become an authorized user because you are allowing that person to use the account as you can. You will remain responsible for the use of your account and each card issued on your account according to the terms of this agreement. This includes your responsibility for paying all charges on your account made by an authorized user. You must notify us to terminate an authorized user's permission to use your account. If you notify us, we may close the account and/or issue a new card or cards with a different account number. You should also recover and destroy any cards, checks or any other means of access to your account from that authorized user. Credit Line: Your credit line appears on your billing statements. We may also refer to the credit line as a credit limit. Your billing statement may also show that only a portion of your credit line may be used for cash advances. Cash advances, including cash advance checks, are charged against the cash advance portion of your credit line, unit all other transactions are charged against your credit )ine. You are responsible for keeping track 8316"76 of your account balance, including any fees and finance charges, and making sure it remains below your credit line. If your account balance is over your credit line for any reason, we may charge you an overlimil fee as described in this agreement. We may, but are not required to, authorize charges that go over your credit line. You must pay any amount over your credit line, and YOU must pay us immediately if we ask you to. This agreement applies to any balance on your account, Including any balance over your credit line. At our discretion, we may increase, reduce, or cancel your credit line, or the cash advanc e portion of your credit line, at any time. However, it you have asked us not to do so, we will not increase your credit line. A change to your credit line will not affect your obligation to pay us. International Transactions: International transactions include any transaction that you make in a foreign currency or that you make outside at the United States of America even if it is made in U.S. dollars. If you make a transaction In a foreign currency, Visa International or MasterCard International, Inc., will convert the transaction into U.S. dollars by using its respective currency conversion procedures. The exchange talc each entity uses to convert currency is a rate that it selects either from ilia range of rates available in the wholesale curruncy markets for the applicable processing dale (which rate may vary from the rate the respective entity itself .receives), or the govermnent-mandated rate in effect on the applicable processing date.lhe rate in effect on the applicable processing date may differ bran [)to rate on the date you used your card or account. We reserve the right to charge you an additional 3 % of the U.S. dollar amount of any international transaction, whether that transaction was nriginally made in U.S. dollars or was made in another currency and.converted to U.S. dollars by Visa or MasterCard. In either case,the 3% will be calculated on the U.S. dollar amount provided to us by that amity. The some process and charges may apply if any international transaction is reversed. Refusal IuAuthurize Transactions: We may, but are not required lo, decline a transaction on your account for any of the following reasons: • because of operational considerations, • because your account is in default, • if we suspect fraudulent or Unlawful activity or, in our discretion, for any other reason. We are not responsible for any losses if a transaction on your account is declined for any reason, either by us or a third party, even if you have sufficient credit available. For online transactions, we may require that you register your account with an authorization system that-we select. We will notify you if we want you to register. If you do not register, we may decline your online transactions. Refusal to Pay Checks: Each check you write is yourrequest forfunds-When we receive a check for payment, we may review your account to decide whether to authorize that chock. We may, but are not required to, reject and return unpaid a check for any reason, including the following examples: We or one of our related companies is the payee on the check. Your credit line or cash advance portion of your credit line has been exceeded, or would be exceeded if we paid the check. • The check is post-dated. It a post-dated check is paid, resulting in another check being returned or notpaid, we are not responsible. You have used the check attar the date specified urn it. • You are in default or would be if we paid the check. Lost or Stolen Cards, Cheeps or Account Numbers: It ally card, check, account number or other means to access your account is lost or stolen, or you think someone used or may use them without your permission, you must notify us at once by calling the Cardmember Service telephone number shown on your card or billing statement. Do not use your account after you notify us, even if your card, check, account number or Other means to access your account is found or returned. We may terminate or suspend your credit privileges when you notify us of any loss, theft or unauthorized use related to your account. You may be liable if there is unauthorized use of your account from which you receive no benefit, butyou will not be liable for more than 550.00 of such transactions, and you will not be liable for any such transactions made after you notify us of the lass, theft or unauthorized use. However, you must identify for us the unauthorized charges train which you received no benefit. We may require you to provide us information in writing to help us find out what happened. We may also require you to comply with certain procedures in connection with our investigation. PAYMENTS Payment Instructions: Your billing statement and accompanying envelope include instructions you must follow for making payments and sets forth the date and time by which we must receive the payment. You agree to pay us amounts you owe in U.S. dollars drawn on funds on deposit in a U.S. financial institution or the U.S. branch of a foreign financial institution using a payment check, money order or automatic debit that will be processed or honored by your financial institution. We will not accept cash payments. Your.totaf available credit may not be restored for up to 15 days after we receivu your payment. Any payment check or other form of payment which you send to us for less than the full balance that is marked "paid in full' or with a similar- notation or that you otherwise tender in full satisfaction of a disputed amount (conditional payments), must be sent to its at the coniiilional payments address listed or your monthly statement. We reserve all our rights regarding such payments. For example, if it is determined there is no valid dispute or it any such payment is received at any other address, we may accept the payment and you will still owe any remaining balance. We may refuse to accept any such payment by returning it to you, not cashing it or by destroying it, All other payments that you make should he sent to the regular payment address shown en your monthly statements. ?w??r? We reserve the right to electronically collect your eligible payment checks, at first presentment and any iepresentment, from the bank account on which the check is drawn. Our receipt of your payment checks is your authorization for us,to collect the amount of the check electronically, Dr, if needed, by a draft drawn against the bank account. Payment checks will be collected electronically by sending the check amount along with the check, routing and account numbers to your bank. Your bank account may be debited as early as the some day we receive your payment. The original payment check will be destroyed and an image will be maintained in our records. Minimum Payment: You agree to pay at leastthe minimum payment due, as shown on your billing statement, so that we receive it by the date and time payment is due. You may pay more than the minimum payment due and may pay the lull amountyou owe us at any time. It you have a balance that is subject to finance charges, the sooneryou pay us, the less you will payin finance charges because finance charges accrue on your balance each day. Your billing statement shows yourbeginning balance and your ending balance (the 'New Balance on your billing statement). lithe New Balance is S1D.OD or less, your minimum payment due will be the New Balance. Otherwise, it will be the largest of the following, S10.00; 2% of the New Balance; or the sum of 1% of the Now Balance, total billed periodic rate finance charges, and any billed late and overlimit fees. As part of the minimum payment due, we also add any amount past due and any amount over your credit line. Payment Allocation: You agree that we are authorized to allocate your payments and credits in a way that is most favorable to or convenient for us. For example, you authorize us to apply your payments and credits to balances with lower APRs (such as promotional APRs) before balances with higher APRs. Credit Balarnces: You may request a refund of a credit balance at any time. We may reduce the amountof any credit balance by the amount of new charges or fees billed to your account. Automatic Charges: You may authorize is third party to automatically charge your a c count for repeat transactions (for example, monthly utility charges, memberships and insurance premiums). It automatic charges are stopped for any reason (including because your account is closed or suspended for any reason) or your account number changes, you ore rosponsiblu for notifying the billar and paying these charges directly. If your account number changes, we may, but are not required to, pay from your new account number charges that you authorized to be billed to your old account number. Promotions: From time to time we may offer special terms for your account If we do, we will notify you about the terms of the offer and how long theywill be in effect. Any promotion is subject to the leans of this agreement, as modified by the promotional offer. FINANCE CHARGES Daily Periodic Rates and Annual Percentage Rates: Your annual percentage rates ('APRs"I and the corresponding daily periodic rates are listed on the Roles and Fees Table that is at the end of this document or provided separately, To get the daily periodic rate we divide the APR by 365, and in effect always round up at the fifth place to the right of the decimal point. Variable Rates: One or more APRs that apply to your account may varywith changes to the Prime Rate. When you have an APR that varies with changes to the Prime Halt-, we calculate the APR by adding a margin to the Prime Rate published in The Well Street Journaltwo business days before the Closing Date shown on your billing statement. The "Prime Rate Is the highest (U.S.) Prime Rate published in the Money Rates section of The Wall Street Journal. If The Wall Street Journal stops publishing the Prime Rate, we will select a similar reference rate and inform you on your billing statement or through a separate notice. A'margin" is the percentage we add to the Prime Rate to calculate the APR. A "business day" is any day that is not a weekend or federal holiday. The Rates and Fees Table shows which rates, it any, are variable rates. It also lists the margin for each variable rate and any minimum daily periodic rate and corresponding APR. Two business days before file Closing Date shown on your billing statement, we see what the Prime Rate is. We then add the applicable margin to that Prime Rate to get the APR. The daily periodic rate is calculated as described above. If our calculation results in a change to a daily periodic rate from the previous billing cycle because the Prime Rate has changed, the new rate will apply as of the first day of your billing cycle that ends in the calendar month in which we made the calculation. ll the daily periodic rate increases, you will have to pay a higher periodic finance charge and may have to pay a higher minimum payment. Default Bales: Your APRs also may vary if you are in default under this agreement or any other agreement you have with us or any of our related companies for any of the following reasons: We do not receive, for any payment that is owed on this account or any other account or loan with us, at least the minimum payment due by the data and time due, • You exceed your credit line on this account. You make a payment to us that is not honored by your bank. If anyol these events occurs, we may increase the APRs (including anypromotional APR) on alt balances (excluding overdraft advances) up to a maximum of the default rate stated in the Rates and Fees Table. We may consider the following factors to determine your default rate: the length of time your account has been open, the existence, seriousness and timing of the defaults on your account; other indications of youraccount usage and performance; iniormation about your other relationships with us or any of our related companies; and information we obtain from consumer credit reports obtained from credit bureaus. The default rate will take effect as of the first day of the billing cycle in which the default occurs. It we decide not to ineroase your APR even though there is a delaultor if we do not increase your APR tip to the maximum delauft rate stated in the Rates and Fees Table, we reserve our right to increase your APR in the event of any future default. We may in our discretion determine to charge reduced default rates or reinstate standard rates for all or selected balances on your account. Finance Charge Calculation - Average Daily Balance Method (Including New Trensoclionsy We calculate periodic finance charges separately for each balance associatedwith a different category of transactions (for example, purchases, balance transfers, balance transfer checks, cash advances, cash advance checks, overdraft advances, and each promotion).These calculations may combine different categories with the same daily periodic rates. This is how it works: We calculate periodic finance charges for purchases, balance transfers, balance transfer checks, cash advances, cash advance checks, and overdraft advances by multiplying the daily balance for each of those categories by the daily periodic rate for each of those categories, each day. You may have overdraft advances only if you have linked this account to a checking account with one of our related banks. We calculate the periodic finance charges for purchases, balance transfers, balance transfer checks, cash advances, and cash advance checks subject to a promotional rate the same way, but we use the promotional rate. To gat the daily balance for each day for each category: We take the beginning balance for that day, • We add to that balance any new transactions, fees, other charges, and debit adjustments that apply to that category. We add a new purchase, cash advance, balance transfer or overdraft advance, it applicable, to the daily balance as of the transaction date, or a later date of our choice, We add a new cash advance check or balance transfer chock to the daily balance as of the data the cash advance check or balance transfer check is deposited by a payee, or a later date of our choice. • We subtract from that balance any payments, credits, or credit adjustments that apply to that category and that are credited as of that day. • We treat a credit balance as a balance of zero. To get the beginning balance for each category for the next day, we add the daily periodic finance charge to the daily balance. II (tore than one daily period:c rate could apply to a category because the rate for the category may vary based on the arnoUnt of its average daily balance, we will use the daily periodic rate that applies torthe average daily balance amount at the end of the bitting cycle to calculate the daily periodic finance charge each day. This agreement provides for daily compounding of finance charges. To get the total periodic finance charge for Ilia billing cycle, we add all of the daily periodic finance charges for each category for each day during that billing cycle. However, if any periodic finance charge is due, we will charge you at least thu minimum periodic finance charge stated in the Rates and Fees Table. )I it is necessary to add an additional amount to reach the minimum finance charge, we add that amount to the balance for purchases made during the billing cycle. The total finance charge on your account for a billing cycle will be the sum of the periodic finance charges plus any transaction fee finance charges. Fir each categorywe calculate an average daily balance (including rowtransactions) for the billing cycle by adding all your daily balances and dividing that amount by the number of days in the billing cycle. It you multiply the average daily balance for a categoryby the applicable daily periodic rate, and multiply the result by the number of days in the billing cycle, the total will equal the periodic finance charges for that balance attributable to that billing cycle, except for minor variations due to rounding. Grace Period acrd Accrual of Finance Charges: We accrue periodic finance charges on a transaction, fee, or finance charge from the date it is added to your dailybalance until payment in full is received on your accounl. However, we do not charge periodic firiance charges on new purchases billed during a billing cycle if we receive payment of your New Balance by the date and time your minimum payment is due and we received payment of your New Balance on your pieviovs billing statement by the date and time your payment was due. This exception or "grace period' applies only to purchases and does not apply to balance transfers, balance transfer checks, cash advances, cash advance checks or uvurdra)t advances, if applicable. Transaction Fees for Cash Advances: We may charge you a cash advance ter. in the amount stated in the Rates and Fees Table for cash advance checks and cash advances. In addition, it you use a third party service to snake a payment on your behalf and the service charges the payment to this account, we may charge a transaction Ice for the payment. These transaction Leos are firiance charges. We add the fee to rho balance for the related category as of the transaction date of the cash advance. For example, a transaction fee for a cash advance would be addel to your cash advance balance. Transaction Fees forSalanue Transfers: Wu pray change you a balance transfer lee in the amount stated in the Rates and Foes Tablu for balance transfer checks and balance transfers. These transaction fees are finance charges. We add the fee to the balance for the related category as of the transaction date of the balance translur. For example, a transaction fee for a balance transfer would be added to your balance transfer balance. OTHER FEES AND CHARGES We moycharge the following lees. The amounts of these fees are listed in the Rates and fees Table, These fees will be added to the balance for purchases made during the billing cycle. Annual Membership fee: It your account has an annual membership lee, it will be billed each year or in monthly installments (as stated in the Rates and Fees Table), wheiher or not you use your account, and you agree to pay it when billed. The annual 831644-If 6 CMA12762 membership fee is nun-refundable unless you notify us that you wish to close your account within 30 days of the date we mail your billing statement on which the annual membership fee is charged and at the same time, you payyuur outstanding balance in full. Your payment of the annual membership fee does not affect our right to close your account or limit your right to make transactions on your account. If your account is closed by you or us, we will continue to charge the annual membership tae until you pay your outstanding balance in full and terminate your account relationship. Late Fee: If we do not receive at least the required minimum payment by the date and time it is due as shown on your billing statement for any billing cycle, we may charge ilia late fee shown in the Rates and Fees Table. If the )ate fee is based on a balance, we calculate the late fee using the Previous Balance on the current month's statement that shows the late fee. This balance is the same as the Now Balance shown on the prior months statement for which we did not receive at least tho required minimum payment by the date and time it was due. Overlimit Fee: If your account balance is over your credit line at any time during a billing cycle, even if only for a day, we may charge an overlimit fee. We may charge this,lee even if your balance is over the credit fine because of a finance charge or fee we k0posed or a lransaction we authorized. We will not charge more than one overlimit fee for any billing cycle. But we may charge an overlimit fee in subsequent billing cycles, even if no new transactions are made on your account, it your account balance still is over your credit line at any time during the subsequent billing cycles, Return Payment Fee: If (a) your payment check or similar instrument is not honored, Ili) an automatic debit or other electronic payment is returned unpaid, or (c) we must return a payment check because it is not signed or cannot be processed, we may charge a return payment fee. Return Check Fee: If (a) we stop payment on a cash advance check or balance transfer check at your request, or (bl we refuse to pay a cash advance chock or balance transfer check, we may charge a return check let:. Administrative Fees: If you request a copy of a billing statement, sales droll or other record of your account or it you request two or more cards or any special services Ifor example, obtaining cards on an expedited basis), we may charge you for these services. However, we will not charge you for copies ofbilling statements, sates drafts or similar documents that you requestlor a billing dispute you may asseftagainst us under applicable law. We may charge, for any services listed above and other services we provide, the fees from time to time in effect when we offer the service. DEFAULT/COLLECTION We may consider you to be in default if any of these occurs: • We do not receive atleast the minimum amount due by the date and time due as shown on your billing statement. • You exceed your credit line. You fail to comply with the terms of this agreement or any agreement with one of our related companies. • We obtain information that causes us to believe that you maybe unwilling or unable to payyuur debts to us or to others un time. • You file for bankruptcy. • You become incapacitated Orin the event of your death. If we consider your account to be in delault, we may close your account without notice and require you to pay your unpaid balance immediately. We also may require you to pay interest at the rate of two percent (2%) a month on the unpaid balance when we, deem your account to be six or more billing cycles past due. To the extent permitted by law, if you are in delault because you have failed to pay us, you will pay our collection costs, attorneys' fees, court costs, and all other expenses of enforcing our rights underthis agreement. CLOSING YOUR ACCOUNT You may close your account at any time. If you call us to close your account, we may require that you confirm your request in writing. We may close your account at anytime or suspend your credit privileges at anytime for any reason without prior notice except as iequlred by applicable law. If we cluse your account, we will not be liable to you for any consequences resulting from closing your account or suspending your credit privileges. If you or we close your account, you and any authorized users must immediately stop using your account and destroy all cards, checks or othermeans to accessyour account or return them to us upon request. You will continue to be responsible for charges to your account, even if they are made or processed after your account is closed and you will be required to pay the outstanding balance on your account according to the terms of this agreement. in addition, to the extent allowed by law, we may require you to pay the outstanding balance immediately or at any time after your account is closed. ARBITRATION AGREEMENT PLEASE READ THIS AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION. ARBITRATION REPLACES THE RIGHT TO GO TO COURT. YOU WILL NOT BE ABLE TO BRING A CLASS ACTION OR OTHER REPRESENTATIVE ACTION IN COURT SUCH AS THAT IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION, NOR WILL YOU BE ABLE TO BRING ANY CLAIM IN ARBITRATION AS A CLASS ACTION OR OTHER REPRESENTATIVE ACTION, YOU WILL NOT BE ABLE TO BE PART OF ANY CLASS ACTION OR DTHER REPRESENTATIVE ACTION BROUGHT BY ANYONE ELSE, OR BE REPRESENTED IN A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. IN THE ABSENCE OF THIS ARBITRATION AGREEMENT YOU AND WE MAY OTHERWISE HAVE HAD A RIGHT OR OPPORTUNITY TO BRING CLAIMS IN A COURT, BEFORE A JUDGE OR JURY, AND/OR TO PARTICIPATE OR BE REPRESENTED IN A CASE FILED IN COURT BY OTHERS (INCLUDING CLASS ACTIONS AND 07HER REPRESENTATIVE ACTIONS). OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO A COURT, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL THE DECISION MAY BE MORELIMITED. EXCEPTAS OTHERWISE PROVIDED BELOW,THOSE RIGHTS AREWAIVED. Binding Arbilration,This Arbitration Agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by and be enforceable under the Federal Arbitration Act (the'FAAJ. 9U,S.C. §1-16 as it maybe amended. This Arbitration Agreement sets forth the circumstaneds and procedures under which claims (as defined below) may be resolved by arbitration instead of being litigated in-court. Parties Covered. For the purposes of this Arbitration Agreement,'we "us, and-our" also includes our parent, subsidiaries, alliliiates, licensees, predecessors, successors, assigns, any purchaser of your Account, and all of their officers, directors, employees, agents, and assigns or any and all of them. Additionally,'we,"us*and"our shall includu ally third party providing benefits, services, or products in connection with the Account (including but not limbed to credit bureaus, merchants that accept airy credit device issued under The Account, rewards programs and enrollment services, credit insurance companies, debt collectors, and all of their officers, directors, employees, agents and representatives) if,and onlyif, Socha third party is named byyou as a co-defendant in any Clairnyou nssen against us. Claims Covered. Eilhur you or wo shay, without the other's consent, elect mandatory, binding arbitration of any claim, dispute or controversy by either you or us against the other, or against the employees, parents, subsidiaries, affiliates, beneficiaries, agents or assigns of the other, arising from or relating in any way to the Cardmember Agreement, any prior Cardmember Agreement, your credit Card Account or the advertising, application or approval of your Account ('Claim'). This Arbitration Agreement governs all Claims, whether such Claims are based on law, statute, contract, regulation, ordinance, tort, common law, constitutional provision, or any legal theory of law such as respondeat superior, or anyotherlegal or equitable ground and whether such Claims seek as remedies money damages, penalties, injunctions, or declaratory or oquitable relief. Claims subject to this Arbitration Agreement include Claims regarding the applicability of this Arbitration Agreementor the validity of the entire CardmemberAgreement or any prior Cardmember Agreement. This Arbitration Agreement includes Claims that arose in the past, or arise in the present or the future. As used in this Arbitration Agreement, the term Claim is to be given the broadest possible meaning. Claims subject to arbitration include Claims that are madu as counter claims, cross claims, third party claims, interpleaders or otherwise, and a party who initiates a proceeding in court may elect arbitration with respect to any such Claims advanced in the lawsuit by any party or parties. As an exception to this Arbitration Agreement, you retain the right to pursue in a small claims court any Claim that is within that court's jurisdiction and proceeds on an individual basis. )f a party elects to arbitrate a Claim, the arbitration will be conducted as an individual action. Neither you nor we agree to any arbitration on a class or representative basis, and the arbitrator shall have no authority to proceed on such basis. This means [flat even if a class action lawsuit or other representative action, such asthatin the formal a private attorney general action, is filed, any Claim between us related Lathe issues raised in such lawsuits will be subject to an individual arbitration claim it either you or we so elect. No arbitration will be consolidated with any other arbitration proceeding without the consent of alt parties. The only Claims that may be joined in an individual action tinder this. Arbitration Agreement are (f) Htuse brought by us against you and any co-applicant, joint cardmember, or authorized user of your Account, or your heirs or your trustee in inkiuptcy-or (2)'those brought by you and any co-applicant, joint cardmember, or authorized user of your Account, or your heirs or your trustee in bankruptcy against us. Initiation of Arbitration. The party filing a Claim in arbitration must choose one at the following two arbitration administrators: American Arbitration Association; or National Arbitration Forum. These administrators are independent from us-The administrator does not conduct the arbitration. Arbitration is conducted under the rules of the selected arbitration administrator by an impartial third party chosen in accordance with the rules of the selected arbitration administrator and as may be provided in this Arbitration Agreement. Any arbitration hearing that you attend shall be held at a place chosen by the arbitrator or arbitration administrator within the federal judicial district in which you reside at the time the Claim is filed, or at some other place to which you and we agree in wrilino. You may obtain copies of the current rules of each of the two arbitration administrators, information about arbitration and arbitration fees, and instructions lot initiating arbitration by contacting the arbitration administrators as follows: American Arbitration Association, 335 Madison Avenue, Floor 10, New York, NY 10017-4605, Web site: www.adr.org, 800-778.7879; or National Arbitration Forum, P.O. Box 50191, Minneapolis, MN 55405, Web site: www.arbitration-iorum.coon, 800-4742371. Procedures and law applicable in arbitration. A single, neutral arbitrator will resoive Claims. The arbitrator will either bea lawyer with at least tali years experience or a retired or former judge. The arbitration will be conducted Under the applicable procedures dull rules of the arbitration administrator that are in effect on the date the arbitration is filed unless those procedures and rules are inconsistent with this Arbitration Agreement, in which case this Agreement will prevail. These procedures and rules may limit the amount of discovery available to you or us. Thu arbitrator will apply applicable substantive law consistent with the FAA and applicable statutes of limitations, and will honor claims of privilege. recognized at law. You may choose to have a hearing and be rupreserted by counsel. The arbitrator will take reasonable steps to protect c ustmner Account information and other confidential information, including the use of protective orders to prohibit disclosure outside the arbitration, if requested to do so by you or us. The arbitrator will have ilia power to award to a party any damages or other relief provided for under applicable law, and will not have ilia power to award relief to, against, or fur the benefit of any person who is not a party to the proceeding. If the law authorizes such relief, the arbitrator may award punitive damages or attorney fees. The arbitrator will make any award in writing but need not provide a statement of reasons unless requested by a party. Upon a request by you or us, the arbitrator will provide a brief statement of the reasons tot the award. Costs. We will reimburse you for the initial arbitration filing lee paid by you up to the amount of 5500 upon receipt of proof of payment. Additionally, it there is a nearing, w« 831W76 CMA12752 will pay any fees of the arbitrator and atbilration administrator for the first two days of that hearing. The payment of any such hearing fees by us will be made directly to the arbitration administrator selected by you or us pursuant to this Arbitration Agreement. All oiherfees will be allocated in keeping with the rules of the arbitration administrator and applicable law. However, we will advance or reimburse filing fees and other fees if the arbitration administratorar arbitrator determines there is good reason for requiring us to do so or you ask us and we determine there is good cause for doing so. Each party wig bear the expense of the lees and costs of that party's attorneys, experts, witnesses, documents and other expenses, regardless ofwhich party prevails, for arbitration and any appeal (as permitted below), except that the arbitrator shall apply any applicable law in determining whether a party should recover any or all fees and costs from another party. Enforcement, finality, appeals. Failure or any delay in enforcing this Arbitration Agreement at any time, or in connection with any particular Claims, will not constitute a waiver of any rights to require arbitration at a later time or in connection with any other Claims. Any decision rendered in such arbitration proceeding will be final and binding on the parties, unless a party appeals in writing to the arbitration organization within 30 days of issuance of the award. The appeal most request a new arbitration before a panel of three neutral arbitrators designated by the same arbitration organization. The panel will reconsider all factual and legal issues anew, follow the same rules that apply to a proceeding using a single arbitrator, and make decisions based on the vote of the majority. Each party will bear their own fees, costs and expenses for any appeal, but a parry may recover any or all lees, costs and expenses train another party, if the majority of the panel of arbitrators, applying applicable law, so determines. An award in arbitration will be enforceable as provided by the FAA or other applicable law by any court having jurisdiction. Sevcrabilhy, survival. This Arbitration Agreement shall survive: (I) termination or changes in the Cardmember Agreement, the Account and the relationship between you arid us concerning the Account, such as the issuing of a new account number or the transferring of the balance in ihu Account to another account, (ii) the bankruptcy of any party or any similar proceeding initiated by you or on your behalf; and ([if) payment of the debt in full by you or by a third party. II any portion of this Arbitration Agreement is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. CHANG ES TO THIS AGREEMENT We can change this agreement at anytime, regardless of whether you have access to your account, by adding, deleting, or modifying any provision. Our right to add, delete, or modify provisions includes financial terms, such as the APRs and fees, and otter terms such as the nature, extent, and enforcement of the rights and obligations you or we may have relating to this agreement. Modifications, additions, or deletions are called "Changes" or a "Change". We will notify you of any Change if required by applicable law. These Changes may be effective with notice only, at the time stated in our notice, in accordance with applicable law. Unless we state otherwise, any Change will apply to the unpaid balances on your account and to new transactions. The notice will describe any rights you may have with respect to any Change, and the consequences if you do or do not exercise those rights, For example; the notice may state that you may notify us in writing by a specified date it you do not want to accept certain Changes we are making. If you notify us in writing that you do not accept ilia Changes, your account maybe closed lif it is not already closed) and you will be obligated to pay your outstanding balance under the applicable terms o1 the agreement. If you do not notify us in writing by the date stated in The notice, or if you notify us but then use your account after the date stated in the notice, you will be deemed to accept all Changes in the notice and to accept and confirm all terms of your agreement and all Changes in prior notices we have sent you regardless of whether you have access to your account. CREDIT INFORMATION We may periodically review your credit history by obtaining information from credit bureaus and others. We may report information about you and your account to credit bureaus, including your failure to pay us on time. If you request additional cards on your account for others, we may report account information in your name as well as in ilia names of those other people. It you think we have reported inaccurate information to a credit bureau, you may write to us at the Cardmember Service address listed on your billing statement. Please include your name, address, account number, telephone number and a brief description of the problem. If available, please provide a copy of the credit bureau report in question. We will promptly investigate the matter and, it our investigation shows ilia( you are right, we will contact each credit bureau to which we reported the information and will request they correct the report. If we disagree with you after our investigation, we will tell you in writing or by telephone. We will also notify the credit bureau that you dispute the information unless you let us know that you no longer dispute the information. NOTICES/CHANGE OF PERSONAL INFORMATION We will send cards, billing statements and outer notices to you atthe addross shown in our fifes. Or, if this is a joint account, we can send billing statements and notices to any joint account holder. Notice to one of you will be considered notice to all of you and all of you will remain obligated on the account. If you change your name, address, or home, cellular or business telephone number or email address lit you einct to receive billing statements or other notices online), you must notify us immediately in writing at the address shown on your billing statement. We may, at our option, accept mailing address corrections front the United States Postal Service, We may contact you about your account, including for customer service or collection, at any addross or telephone number as well as any cellular telephone number you provide us. TELEPHONE MONITORING AND RECORDING We, and it applicable, our agents, may listen to and record your telephone calls with us. You agree that we, and it applicable, our agents, may do so, whether you or we initiate the telephone call. INFORMATION SHARING You authorize us to share certain information aboutyou and your accuunt within our family of companies, and with others outside our family of companies including any company or organization whose name or mark may appear on the cards, as permitted by law. Our Privacy Policy, which is provided to you when you first receive an agreement and atleamonce each calendaryearthereafter, describes our information sharing practices and the choices you have and directions you may give us about our sharing of information about you and your account with companies or organizations within and outside of our tamily of companies. ILLINOIS CARDMEMBERS Illinois law provides that we may not share information about you with companies or other organizations outside of our family of companies unless you authorize the disclosure or unless the disclosure falls undur another exception in the law (such as sharing information to process your transactions or in response to a subpoena!. You hereby agree that, if you choose not to exercise the applicable opt out described in our Privacy Policy, you will be deemed to have authorized us to share personal information we have about you (including information related to any of the products or services you may have with any of our companies) with companies or other organizations outside of our family of companies. ENFORCING THIS AGREEMENT We can delay enforcing or not enforce any Of our rights under this agreement without losing our right to enforce them in the future. H any of the terms of this agreement are found to be unenforceable, all other terms will remain in lull force. ASSIGNMENT We may assign your account, any amounts you Owe us, or any of our rights and obligations under this agreement to a third party. The person to whom we make the assignment will be entitled to any of our rights that we assign to that person. GOVERNING LAW THE TERMS AND ENFORCEMENT OF THIS AGREEMENT AND YOUR ACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH FEDERAL LAW ANU, TO THE EXTENT STATE LAW APPLIES, THE LAW OF DELAWARE, WITHOUT REGARD TO CONFLICT-OF-LAW PRINCIPLES. THE LAW OF DELAWARE, WHERE WE AND YOUR ACCOUNT ARE LOCATED, WILLAPPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT. FOR INFORMATION Please call the Cardmember Service telephone number on your card or billing statement if you have any questions about your account or this agreement, YOUR BILLING RIGHTS Keep This Notice for future Use This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us In Case Of Errors Or Questions About Your Bill It you think your bill is wrong, or if you need more intonation about a lransaclion on your bill, write us on a separate sheet at the Cardmember Service address shown on your billing statement. Write to us as soon as possible. We must hear from you no later than g0 days after we sent you the first big on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter give, us the following information: • Your name arid account number. The dollar amount of the suspected error. Oescribn the error and explain, it you can, why you believe there is an error. If you need more information, describe the item you are not surv about. II you hava authorized us to pay your credit card bill automatically from your savings or chocki-)y account, you can stop ilia payment on any amount you think is wrong. To stop the paymunt your letter must reach us at least three business days before the automatic payment is scheduled to occur. Your Rights And Our Responsibilities After We Receive Your Written Notice We must acknowledge your lever within 30 days, unless we have corrected the error by .him. Within 90 days, we must either correct the error or explain why we believe The bill was correct. After we receive your letter, we cannot try to Collect any amount you question, or report you as delinquent, We can continue to bill you lot the amount you question, includingfinance charges, and we can apply anyunpaid amount against your credit line. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that aru not in question. If wo find that we made a mistake on your big, you will not have to pay any finance charges related to any questioned annum. If we didn't make a mistake, you may have to pay finance charges, and you will have to make up any missed paymonis on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to paythe amount that we think you owe, we may report you as delinquent. However, it our explanation does not satisfy you and you write to us within 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question eboulyour bill. And, we must toll you ilia name of anyone we reported you to. We mustiollanyone we report you to that the matter has been settled between us when it finally is. If we don't. follow these rules, we can't collect the first S%00 of the questioned amount, evewif your bill was correct. Specfaf Rulesiorcredil Card Purchases 8316 f6 UMA12762 If you have a problem with the quality of property or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. This right does not apply to check transactions. There are two Hmitations on this right: la)You musthave made the purchase in your home state or, if notwithin your home state, within 100 miles of your current mailing address, and (b) The purchase price must have been more than 550.00. These limitations do not apply it we own or operate the merchant, or H we mailed you the advertisement for the property or services. Copyright©2007 JPMorgan Chase & Co. All righis reserved. 8316'"71; CMA12762 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. 14904 relating to unsworn falsifications to authorities, that he/she is Steve Lichtenstadter (Name) Assistant Treasurer of Chase Bank USA N.A. , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ( ignature) e Lichtenstadter W WR# Client Account # Name 8316447 Court of Common Pleas of Cumberland County, Pennsylvania, Civil Division Case No. 10-3793 Chase Bank USA, N.A. (Plaintiff) vs. Upali N. Boyagoda -cz (Defendant)' zzz 67 1 I, Upali N. Boyagoda, answer the complaint as follows: F o c COUNT I = t ` - A 1. I can neither confirm nor deny that CHASE BANK USA, N.A. is a corporitiort; with offices at 3700 Wiseman Blvd, San Antonio, TX 78251. 2. I confirm that I am the defendant in the above entitled action and I reside at 713 Florence Circle, Mechanicsburg, PA 17050. 3. I confirm that I applied for and received a credit card issued by Plaintiff bearing an account number ending in 8589. 4. I cannot confirm nor deny that the amount owed the Plaintiff as of May 12, 2010, is $5,760.77. 5. I cannot confirm nor deny that I am in default of the terms of the Cardholder Agreement. 6. I can neither confirm nor deny that the Agreement between parties provides that I pay the Plaintiff's legal fees. 7. I can neither confirm nor deny that such attorneys' fees will amount to $150. 8. I deny that I have willfully failed or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. COUNT II EXHIBIT 'B - 9. N/A 10. I confirm that I applied for and received a credit card issued by Plaintiff bearing an account number ending in 4271. // TRUE COPY FROM RECORD _ to Testimony whored, l have uMo set my trend r ' and the 9001 of said Corm St CaHiste. Pa. l !? . ? This , d 'mow 20 ?VkaQ wy 11. I can neither confirm nor deny that the balance currently owed the Plaintiff amounts to $11,466.54 as of May 12, 2010. 12. I cannot confirm nor deny that I am in default of the terms of the Cardholder Agreement. 13. I can neither confirm nor deny that the Agreement between parties provides that I pay the Plaintiff's legal fees. 14. I can neither confirm nor deny that such attorneys' fees will amount to $150. 15. I deny that I have willfully failed or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. WHEREFORE, it is respectfully requested that the Court dismiss the complaint herein with prejudice and for such other relief as the Court may deem just and proper, De en t LAP "-I) M Ba'Kajd1- Sworn before me this 30 -g- day of June, 2010. Notary Publi dIC and M Ib? ?NMo?6p1?t M d iM. ?M Upali N. Boyagoda 713 Florence Circle Mechanicsburg, PA 17050 Ph: 866.757.8571 ext 311 Fx: 888.881.2550 ATTN: Attorneys for Plaintiff Chase Bank USA Weltman, Weinberg & Reis 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 Ph: 412-434-7955 FX: 412-338-7130 June 29, 2010 Re: Chase 54016830 2379 4271 & 4266 8411 6667 8589 To Whom It May Concern, I am writing to explain the unfortunate set of circumstances that have lead to my current financial hardship. I did not qualify for consumer credit counseling or debt management and 1 have considered bankruptcy. However, I believe if my creditors will work with me it is an option I could avoid. This letter is an offer to settle the debt. I neither confirm nor deny the balances listed by the creditor I can only propose a settlement for less because of my inability to pay the entire balance due to my financial circumstances. I am 73 years old and have been diagnosed with Parkinson's disease. For over 55 years I have paid my bills fully and on time. During the last two years my real estate business crumpled. My health had been declining over the years, I am a heart patient, diabetic and have severe arthritis but now Parkinson's had robbed me of the use of my right hand. I can no longer work and can not afford to pay my accounts in full on my fixed and limited income. I have reached settlement with one of my creditors and respectfully request you consider accepting $5,000 as settlement in full. Please accept this offer to settle this account under the following conditions ONLY: The parties involved agree to settle the account in fill for the sum of $5,000.00 and this amount is accepted as full and final payment on said debt. The account will be listed as settled in full; paid as agreed or settled as agreed and all further legal action will cease. Complete discharge and settlement of all monies due will be created, provided that the amount agreed upon shall be paid in twenty (20) monthly installment payments of $250.00 with, the first payment provided on August 10, 2010. If your office agrees to this settlement, please send back confirmation via fax to (888) 881-2550 of this stipulated settlement signed by someone with the authority to accept such offers on your company letterhead. Time is of the essence because of my financial situation so please reply as soon as possible. Thanking you in advance for your attention and assistance in this matter. Respectfully, Upali N. Boyagoda' Dated ` q ?D VALI n(Q Defendant Address City/State/Zip Telephone VERIFICATION AND ACKNOWLEDGEMENT a. I have read this document. To the best of my knowledge, information and belief the information, contained in the document is well grounded in fact and is warranted by existing law. b. I have not been determined by any court in Pennsylvania or in any other State to be a frivolous litigant or subject to an Order precluding me from serving and filing this document. c. I am not serving or filing this document for any improper purpose, such as to harass the other party or to cause delay or needless increase in the cost of litigation or to commit a fraud on the Court. d. I understand that if I am not telling the truth or if I am misleading the court or if I am serving or filing this document for a ny improper purpose, the court can order me to pay money to the other party, including the reasonable expenses incurred by the other party because of the serving or filing of this document such as court costs, and reasonable attorneys fees. Defendant iA PJ' tq t-'414J ° -k4 Q Subscribed and sworn to before me this 30?`` day of , 20/0. Notary Public/Court Clerk ?C ??J 11 Dille 10 Ike IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION CHASE BANK USA, NA, Plaintiff, V. UPALi M. BOYAGODA, Defendant. NO.: 10-3793-CIVIL TERM PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendants answer and respond to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendants answer and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless you?- sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be. delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in frill or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director EXHIBIT or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. In these Requests for Admissions: A. The word "person(s)" generality of the foregoing, includes natural partnerships, joint ventures, trusts, and estates; means all entities, and, without limiting the persons, joint owners, associations, companies, B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify", "identification", when used with respect to a person(s) means to state the full name and present or last known address and business address of such person(s) and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity", "identify" "identification", when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each person who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "identify", when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every person (s participating in such an act; (;) identify all other person(s) (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identify the person(s) presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. 9. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial of this action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similar claim, identify that document as follows: author; addressee; indicated or blind copies,. date, subject matter; number of pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similar claim asserted. AS TO COUNT I - ACCOUNT NO. 4266841166678589 REQUEST FOR PRODUCTION OF DOCUMENTS 1: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in Count I of the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists; phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR ADMISSION NO. 1: Defendant applied for the credit card referenced in Count I of the Complaint. Admitted Denied If the answer to Request for Admissions No. I is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 2: The last payment on the account referenced in Count I of the Complaint was made on November 19, 2009. Admitted Denied If the answer to Request for Admissions No. 2 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 3: The attached monthly statements, from March 29, 2005 through June 17, 2010, correctly identify the payments, charges, and balances on the account referenced in Count I of the Complaint. Admitted Denied If the answer to Request for Admissions No. 3 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 4: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card referenced in Count I of the Complaint. Admitted Denied If the answer to the Request for Admissions No. 4 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REQUEST FOR ADMISSION NO. 5: $5,760.77 is a correct and accurate current balance of the.credit card account referenced in Count I of the Complaint. Admitted Denicd If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation supporting the denial. AS TO COUNT II - ACCOUNT NO. 5401683023794271 REQUES_r FOR PRODUCTION OF DOCUMENTS 3: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in Count II of the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 4: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR ADMISSION NO. 6: Defendant applied for the credit card referenced in Count 11 of the Complaint. Admitted Denied If the answer to Request for Admissions No. 6 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 7: The last payment on the account referenced in Count 11 of the Complaint was made on November 19, 2009. Admitted Denied If the answer to Request for Admissions No. 7 is "denied", then supply specific written documentation supporting the denial. REQUES"f FOR ADMISSION NO. 8: The attached monthly statements, from January 30, 2004 through April 3, 2010, correctly identify the payments, charges, and balances on the account referenced in Count 11 of the Complaint. Admitted Den led If the answer to Request for Admissions No. 8 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 9: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card referenced in Count 11 of the Complaint. Admitted Denied If the answer to the Request for Admissions No. 9 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REQUEST FOR ADMISSION NO. 10: $11,466.54 is a correct and accurate current balance of the credit card account referenced in Count II of the Complaint. Admitted Denied If the answer to Request for Admissions No. 10 is "denied", then supply specific written documentation supporting the denial. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. Ben 4-nin R. Bible , Esquire PA I.D. 493598 WELTMAN, WEINBERG & REIS CO., L. P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-79555 W W R: 8316447 CERTIFICATE OF SERVICE A true and correct copy of Plaintiffs First Request for Production of Documents and { Request for Admissions has been served by U.S. Mail, on the Yt day of 0-S 01 2010, upon the following: David Allison, Esq 470 Midland Ave Staten Island Ny 10306 StYteItlOltt tar saeeurd number: 4266 84116867 8580 New Belnce Payment Dua Dete Pest Due Amourt Minimum Payment CHASE O $436.76 OU07106 $0.00 $10.00 Wkeyesr desk prtyWe to Caws Card Sermons Amount Enclosed f New address a efnai7 RiN m Deck. 426684116667858900001000000438780000002 72M OB(Z lOM c UPAU N BOYAGODA 713 FLORENCE CIR CAROMEMBER SERVICE MECHANICSBURG PA 17050-2212 PO BOX 15153 WILMINGTON DE 196865153 L„III...11I,;,,L1,11 ..... W.d.1... 1:50001,60213t: 203 L L666785896i' 8316447 ODningrCloeinpData: 03/181)8-04117/06 CUSfOMERSERVICE CHASE O t D ?' In U.S. ? ?i Payment en ue: sppelkil ;tea46-3308 ;o E Too 1-000.956-8060 Pay by phone 1-800-436-795a Outside U.S. call colled 1 302 594-6200 VISA ACCOUNT SUMMARY Account Number: 4266 9411 6667 9669 00 Total Credit Una Previous; Balance $0 000 ACCOUNT 0UItiE3 (7 . Payment, Credits -$/0.00 Avoil" Crom , $6,561 Wil Box 1529298 Wominglon DE 19850.5298 Pwdnases, Cain, Debits 4"8.78 Cash Access, Um , $1.400 New Balance 38.78 Available for Cash $1,400 PAYMENT ADDRESS P.O. Box 15153 Wilmington. DE 198863153 VISIT US AT: www dross com0 reditcards C ARF FR FMM R WARnq SUMMARY Previous Month's Balarica $0.00 Bonus Eamkg6 on top purchase categories $8.98 Tefemmranicatom Rewards Earned on Purchases $4.49 Order Bolus Rewards $10.00 Cuvem Rewards Told $23.47 $23.47 rewards will expire on statement in April 2011 Your card slows you to earn cash back fester then ever. You will Sam 3% cash - back for every $1 of eligible p(rctmw made at the everyday places you spend the most and 1% (ash bad( for d other purtimses. You can redeem your rewards for a cihad(as soonesyou can 160 in rewards For complets program details. pcesse refer b your Rewards Rules aid Regulalions To redeem your rewards, go online at www dhase.com or call us at (BOD) 503.2265. TRANSACTIONS Trans - Amoum Date Reference Number Merchant Nana or Transaction Description Credit Debit 03130 00 2 0 CINGULAR34701)(1940,01140, - 3 0 ,78 04102 74256850933470010014503 Spend your 10 Credit 10.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Daly Due To Traroacton ACaam lafed FINANCE Category 31 days in cycle APR Beianca Periodic Rile Fee Fin Charge CHARGES Purchases .00000% ..0.00% $0.00 $0.0D $0.00 $0.00 $0.00 Cash advances V,05819% 21.24% $0.00 so.W $0.00 $0.00 $0.00 Total Inane charges $0.00 Eflectiw Annual Pis cenlage Rate (APRk 0.00% Please sae Information About Your Account section for balance compuLton i nalhod, frapperio . and other imponam irdor ation The Cowespongirtg APR Is In rose of interest you pay when you carry a balance on any transaction category. The Etlaelve APR repreaanla yaw totos Irnanbe dharges - including iansicton tees such as Cash advance and bitter h a a or teen - expressed as a parcwtlage. Are you looking for a raw home? Talk to Chase. We otter a wide range of mortgage products to mem your needs. Cal 1-846 .036 -833S or visa www.dhase.Can/cr,esahome4oW Sutied to credit and property approval. Conan other resiricoons and havisdons may apply. This Statement Is a Facslrrille - Not an original OOO DUt i61111a c , 000 !I z 17 I 11 pv i d t OW25 MAMA )2f10? , On 000001oa?mpt0, 7 a 54ofi;1 "k ? ? Statement /or account mrsober 4268 8411 Bari am New Balance Payment Due Dale Pest Oue Anroum Mirsrrum Payment $413.78 06/86108 $0.00 $10.00 M.N ayour your chackpeysala t Cbec Card 9eMns> Amount Enclosed few dx $ a-mwt? Print Wc ed. 426684116667858900001000000413785613112 Yom a" z 13an o UPAU N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 CHASE O qIGw`e Piyrtwra Rolsp, or -. b road a manta s Drx osures on b seen. I...IiI.I..I..1.l..1.•II...1.1.... 11.1.1.•.11.•I.1...11.•II•.1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 L..ill..all....1.i.ll.....LL.Id...IL.LI...ll..ll..li..I 8316447 1:50001,60261: 203 11,66678589601 O1 r Ds e: 04118108.0518 CUSTOMER SERVICE ? P se Di CHASE O In U.S O -4 6. 1 - IAramum Payment Due: N 6-3308 $10.00 446 bl 1 .68 6 7308 TDO 1-800.955-8060 Pay by phone 1.8004367958 Outside U.S. call collect 1302-5948200 VISA ACCOUNT SUMMARY Account -Number: 426611411 61710 9599 Previous Balance $438.78 Total Credit Line $7,000 ACCOUNTINQUUtlES P Box 15298 Payment. Credits -$25.00 Available (credit I $6,586 Wdnin lon DE 19850-6298 Cash A-am Urns New Balance - 13.78 g , $1 400 Available be Cash $1,400 PAYMENT ADDRESS P.O. Box 15153 Wilmington. DE 19886-5153 VISR US AT: wwnv chew mn9creditrards CHASF FRFFMIM RFWARM RLIMYARY Previous Month's Balance - $23.47 Bonus Famkgs m top purchase categories $0.00 Curem Rewards Total $23.47 $23 47 revrards will expire on statement in April 2011 Your card allows you to ern cash bark faster than aver. You will eam 3% cash back lot awry $1 of eligible purchases made at the everyday places you apesxi he moat and 1% cash back for ati other -purchases. You can redeem your rewards tor a check as soon as you ern $60 in reirre a. For oortpete program details, please Mr to your Rewards Rulse and Regulations To redeem your rewards go online at www.chose.com or call us at (800) 603-2265. TRANSACTIONS Trans Amoua Dale Reference Number Marchand Name or Transaction Description Credit Debit 05M 1127127020OW0221433556 Psymsrn Thank You Ebetronlc Chk $25.00 FINANCE CHARGES Finance Charge Daily Periodic Rate Conesp. Average Only Due To Transaction Acwmlaed FINANCE Category 30 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases .00000% 0.00% $420.78 $0.00 $0.00 $o.oo $9.00 Cash ¦dva . V.05751% 20.99% $0.00 $0.00 $0.00 $0.00 $0.00 Total Irene charges $000 Effective Annual Percentage Rata (APR)- Q00% Pismo see Information About Your Accent section for balance computation method, grace period. and other importers inlormafon The Corresponding APR Is the rate of "word you pay when you carry a balance on any trhaecion category. The Effective APR represents your total 6ronee charges - Including transaction fees such as cash advance and balance trrroter fees - expressed as a percentage. IMPORTANT NEWS Are you looking for a new home? Talk to Chase. We Offer a wide range of mortgage products to kneel your needs. Call 1-666-036-6335 r visit wwvr dness.corNCrosehernelosn. SU4ect io credit and property approval. Censin other ,a5lnc1i0ns and tin, ltalinne may agAy This Statement Is a Facsimile - Not an of9ginal 000000) FiS3lY4S c 1 000 N Z 17 b.OSn) P.p.1 > J 902--,y -u 7J 1 3rr?-? 0741 .Nat 1?N511.P SC of 7 1. StatOMM for acooud m anber: 4266 8411 6667 8509 Now Balance Payment Due Date Past Due Amount Mtirhmum Payment $2,017.66 071d710e $0.00 540.00 . M.M your checkpayasleto: Chase Card Services. Please wri anw,t endosod. Now address or &-I? Print on badk. 426684116667858100004000002017885627670 seas aF7f z taaea C UPAU N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 1...111..,11.... 1.1,11..... 1.1..46..11.11..11AI ,16d CHASE 1 wmsnt to 6bG pqlCa?hna W reI a IS a rat Disdoalres n need. I...III,I,.1..I.1..I.,11...I.1....II.I.I...II,.I.1...II..I1..1 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE. 19666-5153 1:5000 L60 281: 203 L L666785896ae 3316447 t)pentng/Goaig Date: 05/19.06-OW17108 CUSTOMERSERVICE -0 °' 00 ' 79 CHASE O t cue: O446-3 EspeMl I-aa 308 TOD 1-aoo-%S-1b6° Pay by phone 1-0°0-4316-7958 Outside U.S. Call collect 1-302-594-6200 VISA ACCOUNT SUYYARY Account Number: 4266 6411 6667 W09 W E3 r A Prwious Balance $413.78 Total Credit Line 208 $7,000 P.O. ox .O. Box 15296 Psyrnent. Credits . -525.00 Avaiable Credit $4,902 Nfiltringlon. DE 1965°-5298 Purchases, Cash, Debits .$1,611.97 Cads Access Line $1,400 Finance Charges +$17.13 Availede for Cash $1,400 PAYMENr ADDRESS New Balance $2,017.88 P.O. Box 15153 Wlminglon, DE 19886-5153 1/tSrr U8 AT: W Ww as mMcradtcarcs [`YACC FRFFQ 9Y REWARDS CIIYYARY Previous Month's Balance $23.47 Boras Earnings on top purchase cateognes _ $12.00 TefeoomMrerafons Rewards Earned on Poc eses $10.43 Current Rewards Total 545.00 $23.47 rewards will expi a on statement in April 2011 Your card allows you to earn Cssll back faster than ever. You will sent 3% cash beck for every $1 of 40ble purchases made al the everyday piacas'you spend the mod and 1% cash beck for all other pxcMees. You can redeem your rewards for a check as soon as you earn $60 in rewards. For complete program dateils. please refer to your Rewards Runts and Regulations. To redeem your rewards. go online at www c ase.oom or call us at (000) 603-2265. Thank you fa uwV your Chase Random credit card. Youre _ bawl awarded the maximum bona rewards the month. M of your purchases rsceived 1%cash back for every $1 spent. We apprecale your business as a valued Chase Freedom Customer. TRANSACTIONS This Statement Is a Facsimile - Not an original COCdaD1 Fl91V:meCl a0a M Z 17 OaOa.) ...... DxM __Se il9100W0.0005?0. Z ^ iN91?eJ9 .'?4 cf j' Trans Amount Date Reference Number Marcum Name or Transaction Description Credit Debit OpenngrClosing Dale: 05118106 - 06117/09 Account Number: 4266 9411 6667 5689 Page 2 of 4 FINANCE CHARGES Finance Charge Daiy Periodic Role Conesp. Average Daly Due To Transaction Aacumcgled FINANCE Category 31 days in cycle APR Balance Periodic Role Fee Fn Charge CHARGES Purchases .00000% 0.0061. $941.26 $0.00 $0.00 $0,00 $0.00 Cash advances V.05751% 20.99% $0.00 $0.00 $0.00 WOO $0.00 Convenience check .00000% 0.00% $000 $0.00 $17.13 $0.00 $17.13 Promotional summary, .00000% 0.00% $267.50 $0.00 $0.00 $0,00 $0.00 Total hence charges $17.13 Etfeetiw Annual Parcemage Rate (APR): 1159% Please ace MorMOlion About Yfnf Account section br balance computation nwftd, grace period, and other important information. The Corresponding APR is tit role of interest you pay when you carry a balance on any transaction category. The Etfeaive-APR represents your total lnsnce charges - including venaaClion left such as cast advents and balance vamler lees - espressed at a percentage. IMPORTANT NEWS - Saw on needy everything for your home: repairs. . renovation, stopping a more. Loam more st www.complelMOme.edTVGese, and you11 be!demified as a Chase cardmwnbar witt"ad to this great TrOwgianl offer-wthich includes $20 00 lower (lift Card! Can paying your bills with your Chem FrasdomSbt Visa(R) Card be soktlalming 10 look brwwd 1o? Thanks 10 the 200a Vlsa ON Pay Sweepstakes, 8 can! No purchase necessary. To loam more, visit: viae.oarNbllpay between April 1 and June 30.2005. 8316447 This Statement Is a Facsimile - Not an original .? ROOC r15S1315 v` 1 JCO N Z 17 --17 a,q.; a ? J 5 .W1 - .E I ST OJ(U01'.UOlwOTP2 46 if 71 St1M0f$IBM for aeeotad marller:412M 64116667 8586 Now Balance Psyrnent Due Data Pest Due Amount Mrimum Payment CHASE O .$1,817.68 OW06108 60.00 $38.00 n. wryewelselraeyaaece: ?lartluat rtal y. Chase Card Services. Pla?? a drtsean Y' P1rua Milaamant /ndaaed. Ulad New eildni" a?nwt? PrMm bed. Ljme 426684116667858900003800001917885648069 otsaeesarlfeeeab LrdlLLri.rirr.rt..trrr.lrr....11.L6r.Nrdrl.rrtlrrNrrr UPAU N BOYAGODA 773 FIOF) VICE CIR - CARDMEMBER SERVICE MECH BURG PA 17050.2212 PO BOX 15153 WILMINGTON DE 18808.5153 rr.run.rrnrrr.r6r.ur..r.r.l..l.r.r.u.rl.r..ar..n..n.rr 1:5000 160 281: 20 3 1 1666 7a 5896 r oPene,orCleahrg Date: 06f18A8-07117M CUSTOMER SERVICE Paynsrit Due Dale: CHASED Oft6ft In U.S. 1-800.438.7827 lirimum Ptyrnent Due: $90.00 Espatlol 1-888-4813308 TDO 1-006855-mw Pay by phone 1.800438-7958 Outside U S. call celled VISA ACCOUNT SUMMARY Account Number: 42a6 94th 6667 sties 1.302.594-8200 Previous Balance $2 017.88 Total Credit Line ACCOUNT INQUIRIES 000 $7 , Payment,Credls 4100.00 Available Credit . P.O. Box 15290 $5.082 Wilmington DE 108565299 New Balance 1.917.88 Cash Accsas Line , $1400 Available for Cash $1.400 PAYMENT ADDRESS P.O. 86x 15153 Wilmington, DE 191186,5153 VI91T US AT: www d S A.mMnreditards CHAS FA FnnM R WARDS S IUMAR Y Previous MonOrs Balance $45.90 Bono Eamkgs on top Purchase categories $0.00 Curren Rewards Total $4s.9o $23,47 rewards will expie on statement in April 2011 Your card allows you to earn cash bie& laslar than aver. You will earn 3% cash bad for every $1 01 eligible purchases node at the everyday paces you spend he most and 17: cash back for 26 otlw pureftpn You can redeem you rewards for a check as soon as you stem $50 M rewards. For compete program docks, pease rotor 10 your Rewards Rules and Regulations. To redeem you rewards. go online at www.chase.com or call us at (800) 603-2265. TRANSACTIONS Trans Amount Dale Relerennce Number Merchant Name or Tranascion Dawiptbn Credit Debit 06r14 117617002CWW146880474 Ianik Vou EI v i C 00 06/25 It 771772700005628233440 Peyrisnt - Thank You . 50.00 FINANCE CHARGES Finance Clwge Dairy Periodic Rate Corresp. Avenge Daily Due To Trorteackon Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Role Fee Fin Charge CHARGES Purchases .00000% 0.00% $1.429.90 $0.00 $0.00 $0.00 $0.00 Cash advances V.05751% 20:99% $D.00 $0.00 $0.00 30.00 $0.00 Convenience check .000007E 0.00% Slim $0.00 $0.00 $0.00 $0.00 Promotional summary .00000% 0.00% $808.22 $0.00 $0.00 $0.00 $0.00 Total finance charges lobo etleethre Arinusil Percents" Ride (APR): CAM Foos we Information About YourACeatnt section for balance compulsion malhod, pace pwtcA and other important lydornafon The Corresponding APR is go rate at inbred you pay wher i you carry. a balance on any transaction category. The Effective APR represents your told finarm charges - including lrrnesdon yes such as cash advance aid balance transfer leas - expressed as a percentage. IMPORTANT NEWS As a pedal Thank You, youve been issued 8.000 Instant Tokens you - use toward an siUUaive wAi ion of gia hems arranged for you! Mal wuw. nybDouscemer. coMTokens 8316447 to identity yours" as a Chase Cardmember before 09115/08 a use If" towed the special reward horn Gin Scow-, Inc. This Statement Is a Facsimile - Not an original WOOMi F;a,D.'AeCf gips N Z 1) OeA)A) Fy.l tll 0?3 pU yA ?32p Ia910000enOrWa'alq Y •3a) WSf zeal _ 12ofli Statement lair account munber' 4266 84116067 65610 Nov an nice Payment Due Dote Past Due Amount lAnmum Payment $2.175.37 091108108 $0.00 $43.00 . Make your d.edr Poya6le to: Chao Card Srvfaee. Please write urou,R endesed. Now addroes a s•mati? Prim on bodt. 42668411666785890D004300002175370000001 ma6Otz23MC UPAU N SOYAGODA 713 FLORENCE CIR MECFiAMCSBU. PA 17050-2212 CHASE O 6..II1.1..L.1.1..t..IL..1.1....11r1.1...ll..l.1..,li.,ll..l CAROMEMBER SERVICE PO BOX 15163 WILMINGTON DE 19 88 8-51 53 ir..111...I II. r.. 1.I.I1 .....11.I.I...IIA6.11.46.1h.1 e:50001,60281: 203 L 1,6667858966' OprninglClodrig Date. 07110/08 -08/17/08 CUSTOMER SERVICE Dol / m O In U.S. 1-800436-7927 09106108 n Payme Due: MN? CHASE $43-00 Espanol 1-MB 446 300 Too 1.800-966.8060 Pay by phone 1-800436-7958 Outside U.S. CEO collect 1.302-564-8200 VISA ACCOUNT SUMMARY Account Number : 4266 $4116687 6588 ACCOUNT INQUIRIES; Previous Balance $1.917.88 Total Credit Line $7.000 P.O. Box 15298 Pa merit, Credits 4150.00 Available Credit &1.824 VAIminglon. DE 19850-5298 Purchases. Cash, Debits 4407.49 Cash Access Line lit.400 New Balance $2.175.37 Available for Cash $1.400 PAYMENr ADDRESS P.O. Bo05153 yArninglon. DE 19806-5153 VISrr US AT , chase comrcredlterds 8315447 CHACC FRFFMM ocWARM SI IMUARY Previous Mon Ws Balance"- - $45.90 Bonus Earnings on lop purchase MagOfas $1.54 CablerSOlefHe 6 1SP Rewards Earned on PUrch is $4.D9 Current Rewards Told $51.53 $2347 rewards will eVire on statement in Apri 2011 Your card allows you to stn cash bark faster than ever. You wit sann 3% cash bit for every $1 of eligible purchases made at the everyday places you spend the most and 1% cash beds for ale other purchases You can redeem your rewards for a check as soon as you elm $50 in rewards. Fof couples program details, please refer 10 your Rewards Rules and Regulations. To redeem your rewards go online at www.chase.oom or call us at (600) 603-2265. FINANCE CHARGES Finance Charge Daly Periodic Role Corresp. Average Daily Due To Transaction Acnxaialed FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases .00000% 0.00% $1,461.19 $0.00 $0.00 $0.00 $0.00 Cash advances V.05751% 20.99% $0.00 $0.00 $0.00 $0.00 $0.00 Corveniance check .00000% OD0% $467.86 $0.00 $0.00 $0.00 $0.00 Total trance dhagoo $0.00 Effective Annual Percentage Role (APR): 0.00% Please see Information About Your Account sewn for balance mmputaton method, grace period. and other important imormalon The Corresponding APR is thereto of lmeresi you pay when you carry a balance m any traneec,an cslsgury. The Ellwive APR repreeenla your Iola) timW charges - including Iran-ton tares such as ash advance and catance tr3nster lees - expressed as a percentage This Statement Is a Facsimile - Not an original OeWL+et F Sf5C1 WO N Z 11 OG ion) PW., alt (.DDS Ww, )TI90 ZlOt W0001a00?T19s01 d0 cf 7' TRANSACTIONS Truro Amourf Date Refemxe Number Merchant Name or Transaction Description Credit Debit Statement for actxtad mgnber_ 4206 6411 ws7 am Now Bianca Payment Ouo Dale Past Due Amount Minimum Payment $4,400.77 10N710e $0.00 $68100 Make veer clock payeMe to: Chase Crs Please write arrant enWsW. New ederess a rmai? Print on bed,. 426684116667858900008800004408775687065 2MMMZ7MOSC U PAU N BOYAGODA 713 FLORENCE CIR MECHANCSBURG PA 17050-2212 l..,lllr c, lll,••,L611,..,.LLd,l,.,flxhlx,ll..li..l l..l CHASE O 11 PpIm to pst??n ,? pplionel oqw Disclosures on beck of eer1. 1,,,111.1,.1, nl,l•,I•,Ilr,•1.1...,11•l,l..•11„1.1...11..11„I CARDMEMSER SERVICE PO BOX 15153 WILMINGTON DE 198e6-5153 @:5000 i60 28@: 20311,6667851396o' OP4nirglCbeirig Dale: 0&16100-OW17106 CUSTOMER SERVICE Dale: HASE O ? m ? 10107/00 ? in U.S. 1-eou.436.7927 'nu P fym C Due: EspeM1Ol 1-066-446.3306 TDD 1-600.955.6060 Pay by phone 1600.436-7956 Outside U.S. call collect 1-302-594-8200 VISA ACCOUNT SUMMARY Accent Nurrmbr: 4266 64116667 t1568 Previous Balance $2,175.37 Total Credit Line $7,000 ACCOUNT INQUIRIES 16295 P .O. Rol Payment, Credits 360.00 Avaiiatle Credl $2,591 Wi . DE 19850-5288 rtgion DE l mi Purctnses. Caen, Debits +$2.262.23 Cash Access Line $1,400 Finance Charges +$21.17 Available for Cash $1.400 PAYMENT ADDRESS New Balance ,406.77 P.O. Box 15153 Wilmington, DE 19806-5153 VI51T US AT: rHASE FRFFOAY REWARENSCLIUMARY Previous Mbnth? Bid $61.63 Boras Earninps on t ones p rireetete $2.66 CNbl1e s Gm 8 Cawwierwe Stores Rewards Earned on Purdaaos $22.65 Current RewsrdsTatd $76.84 $23.47 rewards will expire on statement in April 2011 Your card allows you to ern cash beck faster than ever. You will earn 3% cash back br every $1 of eligible purtllasss made at the everyday paces you spend the most and 1% cash back br an othr purctases. You can redeem your rewards for a check as soon sit you ern $60 in rewards. For cornplsse progam details. {lease rater b your Rewards Rules and Regulations. To redeem your rewards, go online at www.chsae-corn or call us at (000) 603-2265. TRANSACTIONS 8316447 This Statement Is a Facsimile - Not an original 00000a F15333a5 c t Mo N z 17 cages, 7 Pap• I d 2 OR25 wv w 291115 211„ OOCOa00rIIMeS01 X QM.l iN312ee4IN S:SiM 36 or 7! Trans Amount Dale Reference Number Merchant Name or Transaction Description Credit Debit OpninglClosing Dale: 01111111011-09117108 AowunI Number: 4266 6411 66678589 Pepe 2 of 2 FINANCE CHARGES Finance Charge DeW Periodic Rule Correap. Average Daly Due To Transaction Aoaa "Mod FINANCE Category 31 daysin cycle APR Balance Periodic Rate Fee Fn Charge CHARGES Purchases V .02463% 6:99% $2,262.22 -$17.43 $000 $000 $17.43 Cash advances V.05751% 20.99% $0.00 $0.00 $0.00 $0.00 00.00 Convenience check V.02463% 8.99% $489.78 $3.74 $0.00 $0.00 $3.74 Total finance charges $21.17 E7Nclive Annual Percerdaga Rate (APR): 9.9SyK Please sae hlormatien Aboul Your Account ewdon for balance certpwa ion nwaad. grace period. and aher lmportam nlon. on. The Corresponding APR is the rate of onereal you pay when you carry a balance on any transaction category. The Effective APR represents yow total linos charges - including tansarbon lees such as cash advance and balance transfer leas - mpremad as a percentage. IMPORTANT NEWS _ Ghard againal idnlity, theft and manage your credit inlonnstion with Cho" Identity Prolvalon. Gat soma 10 34n4 otadh reports and scores, daily nanhori g of yow credll Nee, timely dens and more. To purduse, call 1-1100-217-0291 orvis4www.chassidprotectin.com. Save on nearly everything for your hone: repairs, renovaMom shopping 6 more. Lawn more st www compleWwro.conVChase. and you'll be identified as a Chess cer6rwmbar smiled 10 this great Trhegiara oaer-whlch includes $20.00 Lowes Gift Card! 8316447 This Statement Is a Facsimile - Not an original Z coooml nSTYUS f t N z 17 ^ 17 Taps 2 n 2 -5 -- YI-00 -2 38 of 71 St8tetRettt for accotart nlanbw: 4256 94118667 9599 NoiaBsiance $5.3 Payment DUe? E Paa Drre 0 1lsrhirnum Slaymen0 l CHASE C) I went 0§91 MNwarsedt eas. to,. C]1aI mass PiYm mass Card 4aviees. B.IIar1. 1111 reed a Pease vtrb eman[aneba.d. owrea on ts. New addnne a -1- Print on book 426684116667858400010700005353625711322 UPAU N UPAU N BOYAGODA 713 Fl.ORENCE CIR - CARDMEMRER SERVICE MECHANICSBURG PA 17050-2212 PO Box 15153 WILMINGTON DE 19886-5153 I...III... III....L1.11.....IJ..1.1...11A.I.A1..11.,16 d 1:5000 L60281: 203 L L66678589Gas OpanhgfCbeing Dae: OWIMa-10/17/08 CUSTOMERSERVICE /? HASE O µ C l p 1 In U.S. 1-800.436.7927 $ 7 ge: r PPmyrn an 1007 00 Espefbl 1-088-446-3306 TDD 1-900.955-8060 Peyty phone I -aOO43 -7958 Outside U.S. call Coiled VISA ACCOUNT SUMMARY Accotnt Nu *m. 42M 6411 5667 8589 1-302•504-8200 Previous Balance $4•408.77' To1a Credit Line ACCOUNT INOUIM ES 000 $7 Payment Credit 4250.00 Available Credit . P.O. Box 152911 $1.648 Plrch*aes. Cent, Debits 0/$1,161.17 Cash Access Una $1 466 Wdmingbn, DE 19x50-5298 Finance Changes .$13.68 Avail" for Cash $1.400 PAYMENT ADDRESS New Balance .353.62 P.O. Box 15153 Wilminglorl DE 1911863153 VISIT US AT: Wcaw,dese Lm ,odlcards (_`HASF FRFFQQMRFWARMSUMMAR Previms Monti es Balance Y $76.94 Bonus EamYtys on top purchase categories $11.23 CadNSs"Is, a ISP Gas a Cmrsriance Stares Tolmrmyantcatiore Rewards Earned on Purchases $11.62 Current Rewards Told $60.79 $23 47 rewards will expire on delement in April 2011 Your card allows you to earn cash beck taster than ever. You will earn a% cash bed[ for every $1 of eligible purcasw made a The everyday places you 3POM The most and 1% Cash bads for at otter purchases You can redeem your rewards for a check as soon as you aem 060 in rewards. For omoolo program delailk pleese rotor To yom Rewards Rules and ReWleiona. To redeem y«r rewards, go online at W Ww.ch89o.rom or Cell Us at (000) 603-2265. TRANSACTIONS Tract - Amount Date Retrence Number Merchant Name or Transaction Description Credit Debt Eteetive Amus1 Rarcetttage Rate (APR): 8.49% Please we Infarnation Abota Your Accowt section lot balance comp rayon method, grace period, end other impw-i intMrneton The Corresponding APR is the rase of interea you pay vW-, you carry a balance m sty 7ansaaion c;megory_ 8316447 ?e Eflecave, APR represents your total lwartca charges -includng transaction fees suds , cash advance and beertce itans1w lees - expressed as a percentage This Statement Is a Facsimile - Not an original 'Ooooot FBJJJ36 C 1 OOD N Z 1) OYIM r P?qs t d ?. 8112E W 1..A .a». tw 1 nwopt00oaa.?)1 X N.I,I INStltyt lMSt Jae 32 of 71 FINANCE CHARGES Finance Charge Daily Periodic Rats Coneep. Average Daily Due To Transaction Acatnx(ated FINANCE Category 30 days in cycle APR Balance Periodic Ram Fee Fin Charge CHARGES Purchases V.02326% 840% $4.33645 $3026 $0-00 $0.00 $30.26 Cash advances - V .05614% 20.40% $0.00 $0.00 $0.00 $0.00 $0 00 Comahisnce Chock V.02326% 8.40% $400.50 $3.42 $0.00 $0.00 $3.42 Total lnar ce chargma $33.68 Statement for account nund r- 4286 84116667 9580 New Balance Payment Due Date Past Due Amount Minimum Payment $6,414.02 12/07008 $000 $128.00 . Msla your eMdc pre -te: Chase CN 9ervleae. Please writs wnourn andosW. New sddreas orewer? Print on beds. 426684116667858900012800006414025731649. W3a 0M Z32MC UPAU N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 I...II I.»I i .1.1.11.....Ill. .l.l...l I..Il l...II.A.11..1 CHASE O I =: word 10 y lVa ,=' 6 =1 Prwe41a6 sdosures on 6n10son. I ...III . I ..1.. i. 1. , 6.11...1.1....11.1.1... I I..1. i... I I .. I I .. I CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 L6D 281: 203 L L66678589F n` 8316447 Opaagl Cbamg Data. - 1x16008-1 1/17108 CUSTOMER SERVICE ar Dale: te: OU6 Pa yn 12/07/08 M U.S. 1. 436.7927 CHASE v D l4mum Payrrhanl Due: N 8 $128.00 Eepenol 1-09888-M6.3308 TDD 1-100-955-6060 Pay by phone 1-000-436-7956 Outside U.S. can collect 1-302-594-6200 YISA ACCOUNT summ RY Account Number: 4266 6411 6667 9549 NTINQUI ACCOUPoE3 Previous Balance $5.353.62 Told Credit Urn $7.000 Bon 16296 P.O Payment Credits .$150.00 Available Credit $585 Wilr 19650-5296 gton. DE nn Purchases. Cash. Debits +$1.171.28 Cads Access Lire $1,400 Finance Charges +530.11 Available for Cash $585 PAYMENT ADDRESS New Balance .414.02 P.O. Bon 15153 Wilmingilm DE 19886-5153 VISIT US AT rrww dhaee cerNcre6lcerds CHME FRFFnnY RFWARnC CI IMIYAR Y Previous Monafa Balance $09.79 Bonus Earnings on top prrchaea categories $12.00 CabINSaISN1e A ISP Telecommunications Rewards Earned on Purdlasea $11.48 Current Rewards Trial $123.27 $23 47 rewards will &M*e on statement in Ape 2011 Your card slows you to earn cads bedt faster then ever. You will mom 3% cash beds for every $1 of eligible purchases made at the everyday paces you spaq the most and 1% cash back for all case p arc hasss. You can redeem your rewards for a check es soon sayou een $60 in rewards For complete program deans, pease rear to your Rewards Rules and Regulations To redeem your rewards, go online al www.chase.com or call us at (300) 603.2265. Thw* you for using your Chase Freedom credit card. You've been awarded the macirarn bonus rewards this month. An of your purchases received 1% cash heck for every $1 spent We appreciate your business as s valued Chase Freedom Customer. This Statement Is a Facsimile - Not an original osoooot Pw.vaasct coo w z +r Obhtn) P.p.h A• oma w..n saso ear oooomaowzrwot mU iws+zeee rust yeo 26 of 7' TRANSACTIONS Tram Amount Date Reference Number Marchant Name or Transaction Description Credit Debit Opening/Cloaxg Date:. 1011a/Os - 11/17105 Account Number: 4266 5411 6667 9589 Page 2 of 4 FINANCE CHARGES Finance Charge Daly Periodic Raft Conesp Average Daly Due To Transaction Ao:u nulwsd FINANCE Category 31 days in cycle APR Balance Periodic Rats Fee Fin Charge CHARGES Purchases V .02150% 7.99% $5.273.47 $35.79 - $0.00 $0.00 $35.79 Cash advances V .05477% 19.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.02159% 7.09% $489.80 $132 $0.00 $0.00 $332 Tom) finance cneges $39.11 E"ecave Annual Percentage Rate (APR): 7.99% Please sae Inlontadion About Your Account section for balance conpulalion rnetleA. grace prtriod. ale other important nlormmion. The corresponding APR is the rate of interest you pay when you tarry a balance on any transaction rategay. The Effective APR represents your total tnnce charges - including Yansacion lees such as cash advwwe and balance tranaler tees - engxessed as a percentage. IMPORTANT NEWS Receive $10 eft Florida's fires/ citrus when you Identify yourself as a Claw Cardmorrber al NY FarmYy Fern H BIG SAYINGS an 20 to Pkval Oranges. Grapefruit a Mixed. Frst Time Buyers Only-$26.95 Plot BAIT Urnil 2. Ends 0U16 'fait vrww.enjoydkus.ccm Or Call: 1-066 4314314 040.06X FREE Business Magazines Yom SynaposConred may be available. No creAt card required. No purchase necessary. Others pay for thew publications Out you may quality to receive fiern FREE. Visit www.nybonuscemar.con v1ree to identity youraelt as a Chase Cardnertbe by OV01/09. 8315447 This Statement Is a Facsimile - Not an original .Z OCkOWI FlS3'kaAS?;I OCO M Z 1] Cbl?/t7 P?2d? Cam! 1M >M RLT,fO 322, 000OOi ZCYT.JIX?2 .1g of ?i Statetflent for ateeourd ma labor 4265 84116ee7 0588 Now Balance Payment Due Date Paot Oue Arnounf Minimum Payment $6,320.65 . 01/05M9 $0.00 $126.00 . Make gem tla - pe"Me to: Chase Card Serrleas. PMasewrila amount enclosed. klew eahess w einse? Print on heck. 426684116667858900012600006320655751284 I"We" ZiamaC IIPAU N BOYAGODA 713 FLORENCE CIR MECHANICS BURG PA 17050-2212 1...111...111....LLIL....LL.LL..IL. Ll.. JL.IL.I L.1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19666-5153 1:5000 L60261: 203 L i66678i5896ae c Date: p 11/76N8 CUSTOMER SERVICE - 12/17/M Date CHASED n m 0'AWN In 1aow36. lA mu Pey ment bus: pa 3308 $72 33o6 Espeaol 1-Ma-446-3308 TDD 1-000.955-6050 - Pay by phone 1-000.436.7956 - Outside U.S. call Co1ac 1.702-5948200 VISA ACCOUNT SUMMARY Account Number: 4268 9411 6667 06e9 Previous Balance $6.414.02 Total Credit Una $7,000 ACCOUNT INQUIRIES P.O Box 16296 Payment Cred le -$135.00 Available Credit - $679 Im Wilrtin DE 19850-5296 lon Finance Charges .$41.63 Cash Access Una g , $1.400 Now Balance ,320.65 Available for Cash $679 PAYMENT ADDRESS P.O. Box 15153 Wilminglo, DE 198863153 =dUS AT: www es n 9cradilards CHASE FRFFWIM REMRnsSl11111QRY Previous Monlhh Balance $123.27 Soma Earnings on tap purchase categories $0.00 Current RewardsTotat $123.27 $23.47 rewards will expire on slalement in April 2011 Yom and allows you to earn cash back faster then wen. You will earn 3-A cash back for every $1 of Mlgible purchases rode et the everyday places you spend the most and 1% ash back for all other pndases. You an redeem your rewards for a chalk as won as you son $50 In rewards. For mrrplea program delalls, please rotor if your Rewards Rules and Regulations. To redeem your rewards, go online at www.chaw.com or call us at (600) 603.2265. TRANSACTIONS Trans Amara Date Reference Number Merchant Name or Transaction Description Credit Debit 1127 13323322700006226095702 Payment- Thenk You 135.00 FINANCE CHARGES Finance Charge Daily Periodic Rate Caresp. Average Daily Due To Transaction Accumulated FINANCE Category 30 days In cycle APR Balance Periodic Role Fee Fin Charge CHARQE3 Purchases V .02189% 709% $5,649.19 $36.41 $0.00 $0.00 $35.41 Cash advances V .05477% 19.99% $0.0D $0.00 $0.00 $0.00 $0.00 Corwonlacedreclk V .02189% 7.99% $490.53 $3.22 $0.00 $0.00 $322 Total finance charges $41.63 EMectlw Amual Pwanlogo Rafe (APR): 7.999E Please ass Information About Your Account section for balance co"Jon mellod, grace period, and other important information The Corresponding APR Is the rate of imareal you pay when you carry a balance an any I enaction category - The Effective APR rep osana your fool Irene dterges - including tran6setion fees wan as cash advance and balance transfer leas - expressed as a paces". N PORTANT NEWS Make the days merry a bright wilh holiday 9119 from 1.600- tloweracom(r)! Save 1510 on your prrd w of hash flowers. gift beaked dnocolin" and more when you Identify yo-r 4 as a chase cardmernber and mention cede d-.aw22. For den9ile please visit wvwv1600eowws cwnrdiadaimer 8316447 This Statemerd Is a Facsimile - Not an original 0000001 F19Sl9.LC1 OOa N Z 11 09.1]/17 PSe.1 dt 0@s. }UW12IX19 1',SZt Glb001 o0D11raM1 .t 3113 M511eN CHApuSrhE O Cha?sbWirrrh '41 Rqal Ike read he ns 6 comes on ot mean. I...Ill.ir.1.d.l..l..ll...1.1.r..ll.l.l..rll..l.l...ll.AIM '22 of 7 Statement for seowr,>t number- 4286 841160157 6580 Now "e.? Payment Die Dale Paa, D,» A o M ry?m sue' CHASE O stake yev elredr pephle to: pI(v Wars Chase CW yf1iWyePaKM7rMt?t PrdlaapcNtt?o?rl; Q; 9ervlen. VZijU't)AR Inseh. Y$ Please orb amo nt andosW. New address or emel? Print on had. usie 42668411666785890D1112400006248065767258 UPAU N zmseac IrrrlllrlrrlrrLlrrl.rllnr.1.1.rr.llrl.ir.rllr.l.l...llr.ll..l IIPAU N BovAGODA 713 FLORENCE CIR CAROMEMBER SERVICE MECHANICSBURG PA 17050-2212 PO BOX 15153 WILMINGTON DE 19806-5153 L..Ill.r.ill...rl.Lllr.red.l.rirl.rrlirrirl..rll„Il.rlir.l 1:50001,,60281: 203 L L6667858960 yCloainp Dale: Opanth 12r18p6-OVt7l09 CUSTOMER SERVICE ? Payment O EO Dale: 020"9 In U.S. 1.800-436-7927 mum Pey@y Mirt rtrent Due: $124.00 Espalbl 1-068.4463308 TOD 1-000155-8060 Pay by phone 1-000-4367958 Outside U.S. call collect 1-302.5948200 VISA ACCOUNT SUMMARY Aecor+htNentbar :42668411666761566 Previous Balance $6.320.65 Total Credit Line I.CNA $7.000 ACCO P.O x 15298 PoE3 P.O. Box Payment, Credits 4150.00 Available Credit $751 thN , DE 19850.5298 ?on OE Purchases, Cash, Debils .$39.00 Cash Access Une $1.400 Finance Charges - 438.41 Available for Cash $751 PAYMENT ADDRESS New Balance .248.06 P.O. Box 15153 1Mlmi glon, DE 18086-5153 VISIT US AT www.daw mMCraditards -HAS FR FDAM RFWARM C 1 AR V Previous MonWs Balenca $123.27 Bonus Earnings on top purchase categories $0.00 Current Rewards Total _ $123.27 $23.47 rewards will expire on alinement in April 2011 Your card allows you to earn cash bads faster then ever. You will earn3%cash beat for every $1 of eligible purchases made at the everyday paces you spend the most and 1% cash beck for all otter purchases You can redeem your rewards to e clack as soon as you earn $50 in rewards. For complete program details. pease rota to yRtr Rewards Rules and Regulalions To redeem you towards, go online at wwW.C aae.CDM or tall us at (800) 603.2265. TRANSACTIONS Trans Amount Date Reference Number Madam Nacre or Transaction Description Credit Daily 12ng 597 NED CHMUM- 12r22 13573572700006336751736 Payment - Thank You 150.00 FINANCE CHARGES Finance Charge Daily Periodic Rate CorroW Average Daily Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fn Charge CHARGES Rxdases V .019641A 724% $,756.47 $35.40 $0.00 $0:00 $35.40 Cash advances V.05271% 19.24% $0.00 $0.00 $0.00 $D.00 $0.00 Convenience deck V,01954% 724% $09.85 $301 $0.00 WOO $3.01 Total tinamo charges - $36.41 Elfeetlve Annual Percentage Rate (APR): 724% Please we Information About Your Account section for balance computation method. grace period. and other important information The Corresponding APR is tea rate of itarest you pay when you carry a balance on any I a. ctioncalegory. The Effective APR represents your fatal 6narce charges - in eluding transaction lees such as cash adwrce and balance truster lees - expressed as a percentage. IMPORTANT NEWS Romance kern in style with gifts from 1-0W-Fbwers.com! Order now to Save 15%' on ?rash VelaminWs flowers, sweat vests and more greet gt% when you identify yourself as a Chase Cardmerrbw and men5on cods Cthase44. 8316447 'For details paeee visil wow. 1000Flwvers cafN63daimer This Statement Is a Facsimile - Not an original 000'001 F6."1'yltect COC >• z 17 OOxrIA) P'q•t dt oma W11U .roe 01TOLOOaIOWrahDDe1 x m ?wsrasw ?0 of 71 Payment Due Date New Balance Past Due Amount Wniman PayrnoM ? mmsioa? {6,t3s.76 Eooa S1noe Acaou-rrl rnxnbar: 4206 8411 OW 8589 • mate your P"Ablt.: chaee CW 9wiees. Pease was, amsu t oncosed. Now address a am ill? Print on back. 426684116667858900012200006135760000000 25M BOX 2onoec- I...I11.1..i..I.I..I..11...I.I.... fl. 1.l... a..l. l... 11..111.1 UPAU N BOYAGODA 713 FLORENCE CIR CARDMEMSER SERVICE MECHANICSBURG PA 17050-2212 PO BOX 15153 WILMINGTONDE 19666-5153 1..III...III.......11.11 ...11..11-11 l %:5000 L60 287: 203 L &6 6 6 78 58967%1 Statement DaW CHASEQ otnao9 - ozr17/0 7g9 6kmgoy6uraa ntonana: WNmum Payment: $122 00 Payment bue Date: 03r09a06 AdAdmal contact kdemraen ? ry leratea on av "do ACCOUNT SUMMARY NSA Aeeoum Numilron 4M S411 0607 Previous Balaha $6.246.06 Total Credit Line $7,000 Payment Credits 3150.00 Available Credit $064 f9mince Charges x$37.70 Cash Access Line $1.400 New Balance - 5.76 Available la Cash "64 CHASE FREEDOM REWARDS SUMMARY Thank you fo kaing Chave Freedom! We Previous MoreWs Balance $123.27 approdge your Wainses as a valued Chase Bonus Earnings on top purchase categories $0.00 Freedom arslorrsr. Were Iwo to serve you. Rewards Earned through Chase RewadrPl s $0.00 M you have any "fors, do not hesitate to call Current Rewards Total $123.27 usl Rewards Earned Year to Date $123.27 $23.47 rewards wit expire on statement in - April 2011 Your Chase Freedom credit cord allows you to item cash hack last. You will earn 3% cash tack in he 3 Everyday ca"o ies whoa you spend two most and 1% ant beck for all other purchases You can triple cash heck where you aped the moat autortatially!- You on redeem your rewards for a check once you earn $50 in Cash Beck Rewards To redeem your rewards: go online to www.ehose.con?newards or at us at (a00) 603-2265. JACCOUNT Y Dale of .. Transaction Me ant Name or Transaction Descri lion tAmgpl 0121 Payment - Thank You -150.00 FINANCE CHARGES Finance Charger Transaction Daily Periodic Rate Cormsp Average Daily . Des To Fee! Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rae Service Charge Fin Change CHARGES Purchases V 019649/6 7.24%- $5,641.07 $34.69 $0.00 $0.00 $34.60 Cash advandes V 05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.019114% 7.24% $469.72 $3.01 $0.00 $0.00 $3.01 Total lino changes $37.70 Effective Annual Percentage Rana (APR): 7.24% Please see Information About Your Account section fa balance, cornpulatim method, grace period, and other important information. The Corresponding APR is Oho tae of invest you pay when you carry a balance on any trar eadon category. The EtleeWS APR represents your total tnarnce chegas - including transaction leas such as act advance and balance tnala lest - expressed as a percentage. IMPORTANT NEWS We are bringing you dear and simple'. Taut a look at the now ermat of your statement - on hope you find it easier to read: h area has every6hing You reed n the front and beck with informatien simply displayed. Gat urtifrNMd local a long distance calling with Vonsge for $24.e9I1,11on1h every moan. Youll gal 26 great Aaarea of no extra coat Sea Vonego,comgl 1. High Speed irnanet re- quired. For delete ider" youraelt as a Chase ce rdmernbar and loll 9904074!993 or visit -v vormgo.condalariN today! 8316447 This Statement Is a Facsimile - Not an original f%I00001 FISS1139 C 1 WO N Z 17 OaA2A 7 Pq. I Q 1 -W-25 MA M/t 2'3x11 O.llt (%,VODr00 02 5293 0. X IN31312 7.9 or'1 Payment Due Daft New Balance Past Due Amount Writ m rn Payment $6.039.39 $0 00 512400 Account rnnrlb.r: 4266 4411607 6580 - WlwyemcheApayatleto: Chw Card savk-. Please was errant er.*md. Now address remea? Print dxr bedr. 426684116667858900012000006039395807848 auasdzblrwc UPAU N BOYAOODA 713 FLORENCE CIR I,.,111„rIIIr..,LI.II,.r,.L1.,I,Ir,rll..blw,11 r.I6JL,l Dis? ~oa?nsdcaera I ward MECHANICSBURG PA 17050-2212 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19806-5153 1: 5000 L60 281: 20 31 L 66678 5B96ue 8316447 Statement Dale. CHASE O 02/11Y09-03/17/09 9 Manage yorea:oentonll e. Minimum Payment: $12DA0 vnvwdre»mmlz.eararee Payment Dus Dab: 04/06109 Additional conlaot adernasan ACCOUNT SUMMARY VISA Account Number: aonveriantly louts on nvarse side 4266041/ 6067 Previous Balance _ $6,135.76 Total Credit Une $7,000 Payment. Credit 4130.00 Avelable Credit $960 Finance Charges 4$33.63 Cash Access Line $1.400 New Balance ,039.3 Avalablefor Cash $060 CHASE FREEDOM REWARDS SUMMARY Thank you for using Chu* Roedtirril We Previous Morws Balance $123.27 appedab your business as a valued Chase Sinus Earnings on lop purchase colagodao $0.00 Freedom customer. We are here to serve you. Rewards Earned through Chase Rewards Plus $0.00 If you have any questions, do not hsstlale b all Current Rewards Total $123.27 us! Rewards Earned Year to Date $123.27 $23.47 rewards W{I expire on statement in April 2011 Your Chas e Freedom credit card allows you b sent cash back teal. You will earn 3% cash beck in an 3 Everyday coagdries where you spend t» most and 1% cash back for as other purchases. You earn triple aah back where you spend the most automatically! You can redeem your towns $r a check once you earn SW in Cash Back Rewards.- To redearn your towards. go online to www.cnase.cDn*ewwds or al kin at (00tH 603-2265. JACCOUNT ACTIVITY Date of Transacton Merchant Name or Transaction Description 1AMMIM 02125 Payment - Thank You -130.00 FlNANCECHARGES Finance Charge Tannacion Daly Periodic Rate Conesp Average Daily Due To Fee/ Aca.mUeled FINANCE Category 28 days In cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purchases V 01084% 7.24% $5,564.47 $30.91 $000 $0.00 $30,91 Cash advances V 05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience chock V 01954% 7.24% $400.04 $2.72 $0.00 50.00 $2.72 Total finance dirges $3363 EHectlw Ammal Percentage Rate (APR): 7.24% Please see Information About Yom Account section for bekna Computation mulhod. grace period, and oinr imponant information The COMISI nding APR is the role Of interest you pay when you Carry a balance on any hansecfon category. The Elfsmva APR raprosenn your btal tnenee dirges - Including hanasction foss such as cash advance and balancetenalsr tees - expressed as a parumtage. This Statement Is a Facsimile - Not an original m01a' Ot F-Pi C r Ouo N z 17 OaQYI ] Pap. t d t OmZS MAW 2ut0 07M OO[ear) W(rl Z WIt:NSr]5a?1 1S nr7f Payment Due Data New Balance Past Due Ariaun Aenkmun Payment 05/07/011 55,641.14 50.00 511fl00 Account number: 41x8 8411 ON7 9588 - Make your check payable b: sF Chace ew services. Pgasawrae amount enaosed. Now address ar amaa? Prim on back. 42668411666785890DDll800005941145825711 noeo6ax 21maC 11PAU N BOYAGODA 713 FLORENCE C1R MECHANICSBURG PA 17050-2212 CARDMEMBER SERVICE PO fox 15153 WILMINGTON DE 19886-5153 1-10...III.... will ..... I.I.Id,..11..61...11..11..Ib.1 P:50001,602131: 20311,666785139600 8316447 Statement Oats: CHASE O 03M see - an7A9 Manage year amount erdine: H Minimum Payment: $119.80 ww.r Me.e mrttMredkerdr Payment Cue Dab: OS107A9 Additional aottac werrmtian mnvanlensyloutoamrerenede. ACCOUNT SUMMARY VISA AceoumNumber: 42669411MY GSA Previous Balance $6.036.39 Total Credit Una $7.000 Payment Credits 4135.00 Avalabts Credit $1.058 Francs Charges .W6.75 Cash Access Line - $1.400 New Balance ---W.-94M Available for Cash $1.058 CHASE FREEDOM REWARDS SUMMARY Thank you for using Chase Freedom! We Previous Morphs Balance $123.27 appreciate, your business as a valued Chase Boras Earnings on top purchase categories $0.00 Freedom customer. We are hero to serve you. Rewards Earned through Chase Rewards Plus $0.00 If you have any questions, do not headse to call Currem Rewards Toth $123.27 usl $23.47 rewards wit expire on Statement in April 2011 Your Chase Freedom credit card allows you to "in cast beet fast. You wig own 3% cash beck in the 3 Everyday abgorias where you spend fie Inds and t %cash back for e0 other purchases. You earn triple cast back where you spend ill recta! automalicaly! You an redeem your rewards for a check ones you eam 550 in Cash Beet Rewards. To redeem your inwards, go online to www.dhase.aMrewards or al us at (800) 603-2265. ACCOUNT ACTIVITY Defeat Tnusaeton Merchant Name or Transaction Descrirition amount 0300 Payment - Thank You -135.00 FINANCE CHARGES Finance Charge Transaction Daly Periodic Rate Correap. Average Daily Due To Feet Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Reza Service Charge Fin Charge CHARGES Purchases V .01984% 7.24% $5,483.96 $33.73 $0 .00 $0.00 $33.73 Cash advances V .05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V .01984% 7.24Y. $490.49 $3.02 $0.00 $0.00 $3.02 Total finance charges $36.75 Effective Annual Percentage Rate (APR): 7.14% Please see Information Abort Yom Account section for balime computation method, grace period. and ohs important Information The Corresponding APR is the nth of interest you pay when you wry a balance on any trensaclon category. The Etlectivr APR represents you total ktarne charges - including transaction tees such as cash advance and balance transfer teas - expressed as a percentage. This Statement Is a Facsimile - Not an original JOQ%p1 Ft531118 C f 000 N Z 17 O 7 -g. t d 1 ORa W MA 1 Oea> 1 ca11000001000h OB6>OI ml ?N31?I5.> I wssonU -r° 1111`11135 Ual. I...111.1..L.1.1.11.31...1.1.... 11.1.1...H..LI...I1..11.3 14,3f 71 Payment Due Daft New Balance Paw Due Amount Onemu m Payment Cgaaaos? Ss,eso.b6 ta.oo fa.oo Aoc0ut17 raanbar: 4206 8411 0067 SSW - U.I. year she k payaMe to: Chase Card 9avlom Plessawrea smowt wk ."d. New addrna a e-rmai? Prix on back. 426684116667858900000000005860060000008 123e2 M Z 13706 C UPAU N BOYAGODA 713 FLORENCE CIR MECHANICSSURG PA 17050.2212 I...III... III.... I.1.II..... I.I..I.I... HAI...II..II..lI..1 I...Ill.I..1..1.I..1..11...1.1....Il.l.l..r ll..l.l...ll..l1..1 CARDMEMBER SERVICE Po Box 15153 WILMINGTON DE 19086-5153 1:5000 L60287: 203 L LB66785896aa Statement !Tate: CHASE 0 04AWO-05/171109 B M.nase year aeeeua arnNne: Minimum Payment: $0.00 www eh-s mmiffedilcarda Payment Due Dale: 06106A9 Addid-al contact Infomwtkn conwnNanaY located on - sitla ACCOUNT SUMMARY - VISA Acemal Number: 42666411 6807 Previous Del-ce $5,941.14 Total Credit Line $7,000 Payment Credits 4135.00 Avaiado Credit $1,130 Finance Charges 453.02 Cash Access Line $1,400 New Balance .060.06 Avallble for Cash $1,139 CHASE FREEDOM REWARDS SUMMARY Thank you to using Chase Freedom! We Previous Month's Balance $123.27 appreciate your Waiross as a valued Chase B. Earrings on top purchase calegmes $0.00 Freedom customer. We we here to serve you. Rewrds Earned 1hro gh Chase Rewards Plus $0.00 it you have any questions, do not heat e, to call Current Rewards Total $123.27 usl $23.47 rewards will expire on statement in - April 2011 Your Chase Freedom credit card 211OWa you 10 earn cash back 1aar. You wall cam 3% cash beak in the 3 Everyday categories where you spend the most and 1 %ash back for ON other puncheses You scum kiple rash back where you spend the moss sulon10Daly! You can redeem your rewards for a check once you em $50 in Cash Back Rewards. To redeem your rewards, go ontina to www.dreae.coMrewards or Cal us at (800) 603-2265. ACCOUNT ACTIVITY Detect Transaction Mardnarn Name or Traheeelion Description A Amount 04119 Payment - Thank You -135.00 FINANCE CHARGES Finance Charge Treneaclion Daly Perioiic Rate Corresp Average Dally Due To Fee/ Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rata Service Charge Fin Charge CHARGES Purchases V .03079% 11.24% $5,348.43 $49.39 $0.00 50.00 $49.39 Cash advances V.05271% 19.24% $0.00 $0.00 50.00 $0.00 $0.00 Convenience cheek V .03079% 11.24% $490.29 $4.53 $0.00 $0.00 $4.53 Total finance charges $53.92 Etleetbe Annual Percentage Rae (APR): 11.24% Please yea Information Abort Your Account section for balance computation rnathod. grace period, and other important information. The Corresponding APR is the rate of interest you pay when you nary a balance on any tmneaction category. The Effective APR represents your 10121 tmnee charges - including transaction less such as ash advance and balance tender lees - expressed as a percentage. IMPORTANT NEWS You have the fexbiHy to skip a payment. You must pay peat due end ovsrlind balances immediately. However. the remaining minimum payment for this month has been induced 10 $0. Finance charges will continue to accrue. To reduce your balance, fed free to make a payment. 8316447 This Statemlartt Is a Facsimile - Not an original 00e Fl8Sl1he c l WO N Z 17 0a 7 P.e. I d l 011723 VA W t K102 1 ]A OOCOnm00N B?(t20r z- 12 of Prymetm Due Date New Balance Peat Due Amount Minimum Payment 07/07/0° 55,916.25 50.00 511&00 Aecartt rarllber: 42Q6 8411 8887 8589 lMlne7 check pay.M. to: M. Car/ 9ervten. - Plaasewria amount enclosed. New, address w emal? Print on back. 4266841166678589D00118DOD05916250000005 UPAU N N eoYA BOYAe c I,.BILL.1..1.L.LJL..LL..dLLL..11..L1.,.ILdlol uPAGODA 713 FLORENCE CIR CARDMEM13ER SERVICE MECHANICSBURG PA 17D50-2212 Po BOX 15153 WILMINGTON DE 19906-5153 1...111...111....1.1.11..... 13.11.1... 11..I.I.. J1..11.M..1 1:5000 i60 281: 203 11666785896aa Statement Dole: CHASE O 06/111/0°-DW,7AD9 Minimum Payment: $11&00 Payment Due Dab: 07107MS Addleonai contact krenrnallem reve conveWanq'oealae on rso'do ACCOUNT SUMMARY VISA Account Number: 42666411 6667 Previous Balance $5.060.06 Total Credit line $8.200 Finance Charges .566.19 Available Credit $203 New Balance ,916.25 Cash Access Line $1,240 Available for Cash $2113 CHASE FREEDOM REWARDS SUMMARY Thank you for using Chase Freedom! We Previous Month's Balance $123.27 appreciate your business as a valued Chase Bonus Earrings on lop purchase categories $0.00 Freedom cnalorner. We we here to sane you. Regards Earned 1 hrough Chase Rewards Plus $0.00 6 you have any questions, do not hest le to call Current Rewards Total $123.27 us! 523.47 rewards will expire on statement in April 2011 You Chu Freedom credil card allows you 10 earn cash back last. You wlt cam 3% cash back in the 3 Everyday categories where you spend the most AM 1 %cast back for all other purchases. You earn triple cash beat where you spend re most :40melicaly! You can redeem your rewards for a check as soon as you sam $60 in Cash Back Rewards. To redeerrk go online at www.dhaae.dnvrewwde or cal us at (800) 003-2265. FINANCE CHARGES France Charge Trarswilon Daly Pericdc Rate Corresp. Average Daily Due To Fee! Accrmulafed FINANCE Category 31 days in cycle APR Balance Periodic Ras Service Charge Fin Charge CHARGES Purchases V.03079% 11.241/6 $5,392.40 $61.47 $0.00 $0.00 151.47 Cash advances V.05271% 19.24% $0.00 $0.00 $0.00 $0.00 50.00 Convenience check V .03079% 11.24% $494.79 $4.72 $000 $0.00 $4.72 Total finance charges $56.19 Etbcthve Annual Percentage Rats (APR): 11.24% Please sae Information About Your Acsourn section for balance computation method, grad period, and other important Information The Corresponding APR is the rata of interest you pity ashen you carry a balance on any transaction category . The Efleceve APR represerils your told Inane, cha-M - including transaction lees such as cash advance and balance ranger teas - expressed as a percentage. 8316447 This Statenlent Is a Facsimile - Not an original 0000001 F?a.H'f98 c 1 000 N z 17 OaOern 1 Pap. r a 1 06'125 i..5 MA 30292 i ea1 LW00100rQd7a20r x OSU Me?bY M91bn 10'-)F71 Payment Due Dan New Balance Past Cue Amount Wnkaurn Paymant O9/11A1a 55,645.26 $AAd 511Q00 AeeoMiSl t11astI1M:4286 8411 88 67 8591 WINN Year cho kpaya6M to: Chase Card 9wiess. PMfewris or *-ter.dPrint Now address or enwi+ Pant on had. 426684116667858900D116000058452600.00005 tam B Oa z 19M C UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 I...I11.I..I..I.1..I..II...I.1...11.1.1...11..1.1...11..11..1 L..II L..iii....1.LIL....61..LIn.ll..l.l...a..11..11..i 1:5000 L60 2131: 203 L L6 6 6 713 5139 6a' . Statement Dale: 97/,7A19 CHASE O Minimum Psymern: $11400 Payment Due OM: 09111 11A9 ACCOUNT SUMMARY VISA Account Number: 429984119597 Previous Balancs $5,916.25 Total Credit Una $6.200 Payment Credits 4125.00 Available Credit $354 Finance Charges 454.01 Cash Access Line $1,240 New Balance $6.846.26 Available for Cash $354 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19066-5153 H IYmpa yn.r account online: -hassoomAxeditcarch AadNlanal canna Intom.Wen conranianeyloated on -ids CHASE FREEDOM REWARDS SUMMARY - Thank you for using Chase Freadond We Previous Months Balance $123.27 approdase your busiraaa as a valued Chase Bonus Earnings on top purchase categories, $0.00 Freedom cuslonar. We are here to serve you. Rewards Earned through Chase Rewards Plus $0.00 N you have any quesiom, do not Maiato to call Carmrs Rewards Tatty $123.27 us! $23.47 rewards will expire on statement in - April 2011 Your Chase Freedom credit card slims you to stem cash back Iasi. You will earth 3% cash back in the 3 Everyday categories wham you spend the most and 1% cash back for all other purchases. You earn triple cash beck where you apend the most aulomelicaiyl You can redeem your rewards for s check as soon as you earn $50 in Cash Back Rewards. To redeem, go online at www.case.corMevrards or cd.u s at (900) 603-2265. ACCOUNT ACTIVITY Date of Transarfron Merchant Name or Transaction Description I Amount OWS Payment - Thant You _ -125.00 FINANCE CHARGES France Charge Transaction Defy Periocc Rate Corresp. Average Daly Due To Fee! Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Service. Charge Fin Charge CHARGES Purchases V .03079% 11.24% $5,354.26 $49.46 $000 $0.oo $49.46 Cash advances V.05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V .03079% 11.24% 5492.34 $4.55 $0.00 $0.00 $4.55 Total finance charges $54.01 Effective Annual Percentage Rate (APR): 11.20% Please sea Infosnalion Aboum Your Account section for balance computation methUd, grace period, and other important inlomretion The Corresponding APR is the ran of interest you pay when you carry a balance on any Ireroecion category. The Eftaci is APR represents, your total franca charges - including trenpeabn Was such as cash ad9snos and balance trander teas - aspreased as a percentage. 8316447 This Statement Is a Facsimile - Not an original 0900001 ?C1 000 M Z 17 0.01/1) P.O., d1 002M - IW.-9 198100000100011V? X f4..1 3 71 Payment Due Date New Balance Past Due Amount Minimum Payment ants! 55,775.35 5000 $11500 Aeeairt nun r: 4206 8411 6057 6688 make yoer edadr Payable to: Ch- Cara 9avloes. Pwase Wbo amountenclosed. New address a email?' Print on back. 426684116667858900011500005775350000000D0000004 OftnO kZaeteC - I..x111.1..1..61..I..I1...1.1....Ii.l.l.nll..l.l...ll..lirrl UPAU N BOYAGODA 713 FLORENCE CIR - CARDMEMBER SERVICE MECHANICSBURG PA 17050-2212 PO BOX 15153 WILMINGTON DE 19886-5153 ...16.1. 1...IIA1..11u1 i:50001660281: 203 L L666785&96ae anlDate: CHASE O 0711th5109 wog -Ow17a9 H trneas ye.r aoheunt sane: Wnlmurn Payment: amee. $115.00 Payment Duo Date: 09n1a9 Additional contact keematfan conveniently lccetad on reverse side ACCOUNT SUMMARY Ad.:ohaht Number: 466 0411 8687 e5 Previous Balance $6.845.26 Total Credit Line $6,200 Payment Credits 4125.00 Available Credit $424 Finance Charges .1165.09 Cash Access Line $1.240 New Balance .775.35 Available for Cash $424 CHASE FREEDOM REWARDS SUMMARY Thank you for using Chao Freedom! We Previous Months Balance $123.27 appreciate your business as a valued Chose Bonus Earrings on top purchase otegodea $0.00 Freedom customer.. We are here to saw you. Rewards Earned through Chase Rewards Res $0.00 it you have any questions. do not hesitate to can Current Rev ords Total $123.27 of $23.47 rewards will expire on statement in April 2011 Your Chase Freedom credit card allows you to own cash back test. You Wit earn 3%cash back in the 3 Everyday olegories where you spend the most and 1 % cash beck for sit other purchases. You earn triple cash back where you spend tte moat ahaonasotyt You an redeem your rewards for a cheek as soon as you earn $60 in Cash Back Rewords. To redeem, go online at wvw.kinese.corrvrehvanda or cal bas at (600) 603.2265. ACCOUNT ACTIVITY Date of Trersacion Merchant Name or Transaction Descrbfion amount 07124 Payment - Thank You -12500 FINANCE CHARGES Finance Charge Transaction Daly Periodic Rate Cunesp. Average Daily Due To Feet Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rea Service Charge Fin Charge CHARGES Purchases V .03079% 1124% $6.280.02 $60.40 $0.00 -$0.00 $60.40 Cash advances V 05271st. 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Converniernce check V .03079% 11.24% $491.12 $4.69 $0.00 $0.00 $4.69 Total finance charges $55.09 Effective Anrwat Percentage Rae (APR): 11.24% Please see Information About Your Account section for balance computation ffwdW. grew period, and other important Information The Corresponding APR Is 9e raw of Infief" you pay %Ahet you carry a balance on any tra, aw an category. The Effective APR represents your total & once, charges - including transaction fees such as cash advance and balance transfer toes - expressed as a percentage. IMPORTANT NEWS Please nose you he" a new payment tie date Via has been exterded to give you more line to pay. The new paymerd due date Is reflected on "a statement If you peter to select a payment due dale that better nears your needs, plaese edl Customer Service. 83'16447 This Statement Is a Facsimile - Not an original 0000001 F6311'w C ? 000 M 2 I) OOdVt r Paerr 1 d f Cm15' .M rM 9aeT! ?AI000(Mx00[eaeZlM 03w1 it n) 71 Payment Due Date NOW Balance Pest Due Amount Minimum Payment 10Jt2709 $5,704.61 60.00 $11400 Account numb: 4286 8411 8867 8589 Mass W your ehaek payaalate: Ay chase card s rvlesa. Please write amount ando"d. New address a a-ma1? Print on bade. 42668411666785840001140000570461000000000000004 20MOUZ2100e I...II1.1..1..1.1..1..11...1.1....11.1.1...11..1.1...11,.11..1 UPAU N BOYAOODA 713 FLORENCE CIR CAfiDMEMBER SERVICE MECHANICSBURG PA 17050-2212 PO BOX is 153 WILMINGTON DE 198064153 1...111...111....1.1.11 ..... ... IIAI..dlr.ll..ll..l 1:5000 160 281: 20 3 1 1666 78 589611' Slatement Date: CHASE O oanara9-99/,7A9. f g tYYa.ayraaeaaeamenllw MlnImulm Payment: $114.00 Payment Due Date: 10112/09 Adebenr contact kde.rrasen mnvenimey located m reverse rda ACCOUNT SUMMARY Account Number: 42t>s 84179967 Previous Branca $5,775.35 Total Credt Line $5,900 Payment Cradtb 3125.00 Available Credit $1115 Finance Charges x$64.26 Cash Access Lira $1.190 New Balance 5,704.61 Avalahls for Cash $195 CHASE FREEDOM REWARDS SUMMARY Thank you for using Chas* Freedom! We Previous Morena Balance $123.27 appredats your business as a valued Chase Bans Earnings on lop purchase categories $0.00 Freedom ouslomer. We ors here to serve you. Rewards Eared svough Chase Rewards Plus $0.00 If you have any questions, do not hedtme to call Current Rewards Total $123.27 us! $23.47 rewards Will expire on atetemem in April 2011 Your Chase Freedom credit card allows you lo can cash back fast. You will earn 3% cash hack in to 3 Everyday categories where you spend 1 he most and 1% cash back for all olha purchases. You clam triple cash back krtere you spend he ,twat aunomat calyf You can redeem your rewards fa a check as soon as you earn $50 in Cash Bark Rewards. To redeem, go cnine at www.dhase.coMrewards or cal us al (900) 603-2265. A T ACTIVITY Date of Traneacson Merchant Name or Transaction Description ,t Amount 01W Payment - Thank You -125.00 FINANCE CHARGES Finance Charge Tnahaaceon Daly Periodic Rate Caresp. Average Deily Due To Fee I Acamalaied FINANCE Calegory 31 days in cycle APR Balance Periodic Rae Service, Chan Fin Charge CHARGES Purchases V 03079'/. 11.24% $5,194.10 $49.58 $0.00 $0.00 s4w5a Cash advencee V 05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Convaniancs check V .03079% 11.24% $490.54 $4.68 $0.00 $0.00 $4.68 Total finance charges .$,,4 25 Etfecdve Annual Percentage Rats (APR): 11.24% Please sae Information About Your Ac coum section for balance computation method, grace period, and other important infomation The Corresponding APR is aherate of inisnnt you pay when you carry a balance on any taneacion category. The Effective APR represents you lot, Lance changes - Including transaction fees such as cash advance and balance I anrer fees - expressed as a percentage. 8316447 This Statement Is it Facsimile - Not an original WOtDet Fi531TpeCp X. N Z 17 COMM7 Pa2.1 din 0@23 -A2." 2E0h 1YW01 ooazn5ep z? 4of71 Payment Due Data New Balance Pad Due Amoum Minimrn Payment 11/1140 $5,616.93 $0.00 $11200 Account nu ndw: 4286 8411607 8588 Make Ywrel P-"bd.te:. chase Card servlees. - Plassa wria amo W encl-ed. New address -19 Pmt cn had. 42668411666785690001120000561693000000000000009 ensnmzaadcac IshhIIL1..Irv1.L.1..Ili.rrlrlrr.rlLLl..rilr.LL..11.rILrl UPAU N BOYAGODA 713 FLORENCE CIR - CARDMEMBER SERVICE MECHANI SBURG PA 17050-2212. PO BOX 15153 - WILMINGTON DE 19656-5163 L..{IL..111....LIr11.....Li.rLLr.U.rLl.r d6rll.rll.rl 1:5000 L60 281: 20 3 L L6 6 6 78 589 60' Statement Dale: CHASE O 09/15109-1d17A9 H IYnsye y------ t enema: 1t0o0a.mata. arils Minimurn Payment: $11200 Payment Due Dale: 11/11/09 Addldonsl o-takt kdemedah ACCOUNT SUMMARY Account Numbs: 42x1611411 6667 S!FBR converiarrrly located m corona side Previous Bairns $5,704.61 Total Credit Tina $5,900 Payment. Credits 4140.00 Avaidfe Credit $263 Finance Charge +562.32 Cash Access Line $1,160 New Balance 5,616.93 Avaiade for Cash $283 CHASE FREEDOM REWARDS SUMMARY Thank you for using Chase Freedom! We Previous Mor dh e Balance $123.27 app vdnt* your business as a valued Chase Some Earrings on by purchase categories 110.00 Freedom ardoms. We are here to sane you. Rewards Earned through Chase Rewards Plus $0.00 If you have any questions, do not hesitate to call Chrram Rewards Total $123.27 usl $23.47 rewards will expire on statement in April 2011 Your Chu" Freedom credit card allows you to own cash bark fed. You will earn 3% cash back in the 3 Everyday categories where you spend the most and 11% cealn back for all other purchases. You earn triple cash tack wMr" you spend fie most aulomstfcelyl You can redeem your rewards tar a check as soon as you earn $50 in Cash Back Rewards, To redeem, go online at www.chase.mMrewards or cal us at (600) 603.2265. ACCD N ACTIVITY Date of Traraaclon Merchant Name or Tnnsacion Oesablion %Amou ( 10/04 Payment. Thank You _ -140.00 FINANCE CHARGES Anance Charge Transaction Daly Periods Roe Corresp Average Dally Due To Feel Aearrtarlated FINANCE Category 30 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purchases V .03079% 1124% $5,172.03 $47.77 10.00 $0.00 $47.77 Cash edvaroes V.05271% 19.24% 1$0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.03079% 11.4% $492.67 $4.55 $0.00 10.00 $1.55 Total finance charges $52.32 EtfeeWe Annual Percentage Rats (APR): 11.24% Plane sea Information About Your Account section for balarra eorWallion rt*VW, grace period, and other inportani Information The Comespon6ng APR is the rata of interest you pay when you carry a balance on any transaction category. The Effective APR represeras your told irwhce charges - including van mcbon fees such as cash advance and balance irensler fees - expressed as a percentage. 8316447 This Statement Is a FacsimlW - Not an original COMM FB;?1t3Arh Ch mo N z ,r -o" No•r dt d@15 wwk 9-5 --o-,Y ,0cf71 Payment Due Deb Now Balance Past Due Amount Minimum Payment 12!12100 55.514.63 $0.00 s11Q00 AerawA number: 1266 8411 5667 6589 l yov eJleek A)•hlem Srlrbee. Cane P Card k.sewrita erroult erldosae. New eddms er amtV Print W beck 426684ll666785890DO110000D554483000000000000002 775013 SEX 2 32100 D UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 I...I II I ..I. .... 11.1.1..,11..1,1...11.11L.1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE IM5-5153 1...111...111. ... I.I.it.....Id.,61,..11.,1.1..111..11..11..1 1:5000 LE0281: 203 L 1.6 6 6 78 58 966' Statement Date'. 10/16100-11117/09 CHASEO 8 sfemge 7our•«eurhteMns: www phase conVoredaerds Wnlmum Payment: 1111Q09 Payment Due Date: 12112/09 A"tionef contact inferesides ACCOUNT SUMMARY Account Number: 4266 e4t t ses7 o.-Nently locsted on n0/ s is Previous Balance $5.616.03 Told Credit Line $5.000 Payment. Credits 4125.00 Available Credit $355 Finance Charges .552.90 Cash Access Line $1.150 New Balance .544.63 Mailable for Cash $355 CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards balance - $0.00 Rewrds traralerred n $123.27 Rewards eared on purchases $0.00 Bonus rewards from Ultimate Rewards Travel $0.00 Bonus towards erred at Ultimate Rewards Mall $0.00 Current rewards befanca $123.27 Your Chess Freedom oredif card diva you to ern Undimmed Cash Back Rewards with No ExpkatoM You cam a kA 1% cash back on ALL of your purchases with ongoing opportunities to earn even moral Earn up te an additional 10% cash back when you shop online through the Ultimate Rewards Mall. You can redeem your Cash Back Rewards for cash, pt cards. travel or merdhrhdee. To redeem, 90 online at www.chase.corMAtimaterewards or call us at (600) 610-5675. ACCOUNT ACTIVffY Date of Transaction Merchant Noma or Trsn-coon Deaontion & Amount 10/24 Payment - Thank You - -12500 FINANCE CHARGES RnanceCharge Trainaefon Daily Periods Rate Corresp. Average Dilly Due To Feel Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purcesn V'.03079% 11.24% 55.050.63 $46.21 $0.00 so:bo $40.21 Cash advances V 05271% 19.24% $0.00 $0.00 fo.DO $0.00 $0.00 Converience check V 03079% 1124% $491.12 $4.69 $0.00 to-ou $4.69 Total finance charges - $52.90 Effective Annual Percentage Rib (APR): 11.29%. Plena sae Information About Your A¢ounl section fa balance computation method, grace period. and other important information. The Correapon6ng APR is the tab of interest you pay when you carry a balance on any f ran"don category The Effective APR represents your told trance charges - including tanhacon leas such as cash advance and balance Tonder tan - expressed as a prcemage. IMPORTANTNEWS Chase GM Cards, The Perfect Gill Available in any amount tan $2510 $500. Accepted at million of locations worldwide. Order online at chase.eomi GiflCardOrdr or slop by a Chase Branch today! 8316447 This Statement Is a Facsimile - Not an original :V 00001 '1/0333.1/0 00 .0 N Z 17 Oe.l n 7 Pp.l .1 _80 141 tU 2D.3 321100000ma62b1301 x ra SS of 71 Psyment Due Doe New Balance Pant Due Amount Midmurn Payment 01/11/70 $5,574.80 :50.00 =19500 Aeeotatil numilar: 42a6 x111 8887 8589 . chase chase archedrpsysaete: Ow !aunts. Now atki Plassewritatmounterxiosed. New address a *-mall? Prhr PriN on atlr 426684116667858900Dl950000557480000D000000D0D09 z"9W z36ho0 I...111.I..11.1.1..I..II...I.I....II.I.I.,.II.J.I... 11..11.11 UPAU N BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECHANICSBURG PA 17050-2212 PO BOX 15153 WILMINGTON DE 19886-5153 I... Ili•uIIL..JJ.Ilan.1.1..1.L.J1..1.1. 11AIAI..1 1:5000 L60281: 203 L L66678511961r " CHMEFREEDOM ++,`°'?`,'v»p o Y • N 8 a neye yere aae0ar11 er. re: wninum Payment: $195.00 Payment Due Date: 01111110 A"derial wrftct Wo meWn ACCOUNT SUMMARY Account Number: 426614116667 oonvard-dy looted m reverse qI& Previous Balance $5.544.83 Total Credit Line $5.900 Payment, Credits -$60.00 Available Credil $325 Ptrdhaaes, Cash, Debits .539.00 Cash Access Line $1,160 Finance Charges .$50.97 Available for Cash $0 New BeImce ,574.80 CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards bWnce $123.27 Rewards erred on purchases $0.00 Bonus rewards from Ultimate Rewards Travel $0.00 Bonus rewards earned at Ultimate Rewards Mall $0.00 Current rewards balance $123.27 Your (rase Freedom credit cad stows you 10 tam Unlimited Cash Bads Rewards with No Expiration! You earn a iA 1% cash back. on ALL of your ptrdraass wa h ong0eg opporlumbee to tam even more. Earn up Is an additional 10% cash had when you ahoy arena t nwgh the Ultinete Rwmw,ds MaN. You can redeem your Cash Back Rewards for cash, gill cards. travel or merchandise. To redeem. go online at www.c he3a.rsmUrttinmeterewards or call us at (600) 610-5676. ACCOU ACTIVITY Date of Transaction Merchant Name or Transaction Desaution mount 11/19 Payment - Thank You 60.00 12/13 LATE FEE 39.00 FINANCE CHARGES lanencecharge Trarls9Cton Daly Periodic Role Correep. Average Daily Due To Fee! Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purdhases V .03079% 11.24% $5,627.61 $66.44 $0.00 $0.00 $46.44 Cash advances V.05271% 19.247E $0.00 $0.00 $0.00 $0.00 $0.00 Convenience Check V 03079% 11.24% 5490.32 $4.53 $0.00 $0.00 $4.53 Total finance charges $50.97 Effective Annual Percentage Rafe (APR): 11.24% Please see Information About Your Account section for balance computation msl hod, grace period, and other important iraometion The Corresponding APR is the rate of Interest you pay when you eery a balance on any transaction category. The Effective APR represents your total finance charges - including transaction fees such as cash advance and balance Pander fees - expressed as a paraMps. 8316447 This Statement Is a Facsimile - Not an original 000000. FrS11330 o r 000 a z f) OM]H r Pte, r .1 mete .U Za W1 r 000u070002a110r Z as 6 of 71 1 Payment Due Data New Balance Past Due Amount Minlmurn Payment 02MIAD $5.667.34 b165.00 (344.00 Accourd rrtrltbar: 4266 8411 9697 9581 ? ? Mate yC-d 5. v yahlem: Chaac Care vlote. Please wrb our-m arrdosad. New address a rmall? Print on hack. 42668411666765890003440000566734000000000000001 ]acre om z or7lco 717 FLORENCE CIR MECHANICSBURG PA 17050-2212 CAADMEMBER SERVICE PO BOX 15153 WILMINGTON DE 16086-5153 L..111...IIL...1.1.11.....1.1..LLrdLrLL,d6dL.ILd 1:50001,602W: 20 3 1 16 F, 6 7 8 58 9 60- 12ntlvo9 -oven o CHASEFREMOM" iftoeitDa11 sanlrnran Payn"ril: (344.00 PaymarR Due Data: 02111/10 8 M¦rtege ykNw akceure enana: amaLmau.9tm?aaatmma A"ll-d mntaa tlernaaen ACCOUNT SUMMARY Account Nur lso: 4266 6411 6867 65 conraiantly located nn reverse side Previous Balance $5.574.80 Total Credit Line $5.900 Purchases. Cash. Debits .$39.00 Available Credit $232 Finance Charges +3.54 Cash Access Line $1,180 New Balance $5.667.34 Available for Cash $0 Your credt card account is past due. Please send payrrem inmedadely. Call 1.800-&55-80.70 (cared 1-302-564.8200) today. CHASE FRE DOM: ULTIMATE REWARDS SUMMARY Previous rewards balance $12327 Rewards earned an purchases $0.00 Boma rewards from 116imele Rewards Travel $0.00 Baran rewards earned al Utimele Rewards Mall $0.00 Rewards unavailable for rede nplion $123.27 Currem rawarosbalance $000 Your Chase Freedom credit card allows you to can Unlinnned Cash Back Rewards with No Expiration! Ycu arm a full 1% cash back on ALL of your purdtasas with ongoing opportunities to eem even more! Earn Lip ID at addtiond 10%wh beck when you shop anths trough I e Ltfmate Awards Mat. You can redearn your Cash Beck Rmwds lot cash. gill cards. ravel or merchandise. To radeem, go online at www.c hose eorrNrllinnearewards or call us M (800) 610.5676. ACCOUNT ACTIVITY Onto of Transaction Merchant Name or Transection Desclntion 1 Annou01 01111 LATE FEE - 39 DO FINANCE CHARGES Finance Charge Transaction Daily Periodic Rale Corresp. Average Daily Due To Feel AcOtmulsaed FINANCE Category 31 days in cycle APR Balance Periodic Rate Service Charge Fin Change CHARGES Purchases V.03079% 1124% $5.114.63 $48.82 $0.00 $0.00 $45.82 Cash advances V.05271% 19.24% $0.00 $0.00 $0.00 $0.00 $0.00 Canvrlence check V.03079% 11.24% $404.79 $4.72 $0.00 $0.00 $4.72 Total finance charges $53.54 13"ecsive Annual Percentege Rate (APR): 11.74% Pismo see Inlonnetion Aboul Your Account section fa balance computation method- grace period. and other important intomalion. The Corresponding APR is the rata of interest you pay when you terry s balance on any Ireroaefon category. The Elleclive APR represents your total trance charges - Including tranaacion fees such as cash advance and balance trader tees - expressed as a prcentag4. IMPORTANT NEWS Try TurboTal Free Edtlion for your shoo ref rrh or Oar a 35 parcel Discount on TurboTax Oche Federal Products. visit chase.con4ates 83'16447 This Statement Is a Facsimile - Not an original COCNO1 F631.93a D. OJO N Z hr 'e Al Pao.. 01 0leea -W 220. M7l0000o60,xiza a Y anNSh uat 64 of 71 Payment Due Dab New Balance Pas Due Amount Minimum Paymern 06$44$40 $5,760.77 $344.00 sg9A00 Aooowll number: 4206 $4118.067 6569 . Ch your 9ewrvila.Meto: Chne Grd Services. . Plessawrievannowtandozed. or -11' Print int - ewes or e Pnt on O.a. 4266841166678589000495D00057607700000000.0000003 30730W 2:01eo0 I...Ill.lr.lr.l.l..l..ll...irl....11.1.1...11..1.1..,11..11..1 UPAU N BOYAGODA 713 FLORENCE CIR CARDMEMSER SERVICE MECHANICSBURG PA 17060-2212 - PO BOX ism - WILMINGTON DE 19886-6153 Grdllrrr111.r.drLlL.r..LL.LL.rlirrLL.riLJl.rli..l 450001160284 203ii6667a5896a" 8316447 CHASEFREEDOM" g Menage y.ur seeeurs entire: Add*ormd contact Information <omi"w*loamd w nvv rse;d. ACCOUNT SUMMARY Account Number: 4288 6111 6667 8689 Previous Balance $5,667.34 Fees Charged 439.00 Interest Charges +$54.43 New Balance $5,760.77 Operino Closing Date 01/18110 - 02/17/10 Total Credit Line $5,900 Available Credit $139 Cash Access Line $1,160 Available for Cash so PAYMENT INFORMATION New Balance $6,760.77 Payntont Ogle Date MA4/10 h0li inure Payment Due $185.00 Late Paymed Wining: It we do not receive your minimum peyrnem by the dale listed above, you may have to pay up to a $39.00 Into We and your APRs will be subject to increase to a maximum Penalty APR of 29.89-. Minimum Payment Warning: It you make only the minimum payment each period, you will pay more In interest end it wig take you longer to pay ofl your balance. For example: It you make no You VAN pay oll And you ail and up additional charges the balance paying n es1111. ad 10101 using this cold and shown on this of... each month you sa temes in pay... about... Only the nwwnrn 26 years $10,685.00 payment $1 e9 00 3 years $6,818.00 (Sawnga-$3,867.00) if you would like Information about credit counseling services, call 1-866-797-2885. The carpe privileges on your credit card account have been revoked. You no longer have the ability to use your credit card acceaa for purchases. We can help you get back on track Cal 1-800-955-0030 (collect 1.302-5948200) today. CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards balance $0.00 Rewards earned on purchases $0.00 Banta rewards kern Wirmne Rewards Travel $0.00 8onus rewards earned al Utimtse Rewards M011 $0,00 , Rewards unavailable for redemption $123.27 Currom rewards balance $0.00 Your Chase Freedom credit card allows you to ism Unlimited Cash Back Rewards with No Exptrotion! You earn a full 1% cash back on ALL of your purchases with ongolrg opportunities to own even morel Earn lip to an additional 10% cash back when you shop an6le through the Ultimate Rewards Mal. You tan redeem your Cash Bed Rewards for cash, gill cerde, travel or merchandise. To redeem. go online at www.dmse.0omlrllmatarewards or call us at (800) 610-5676. A UN ACTIVITY Date of Trantimon, Merdmm Name or TrnsacNiony,Desolpion $ Amount 0?/11 LATE FEE - 38,00 T&AL FEES FOR THIS PERIOD 9.00 ?t:,'>2.::\+.,::tw a <i. •..:..:- .. .. , - ....... ,,,•. , ,,, *??S?K•??`'.i??'.c<.'??t..?;+?:'..:zw ?,.:t-?.,,,,k?,,,`.•Y'?'c•,,?fia`:t 07177 Pl1RC11ASE INTEREST CHARGE' •• 816 02117 PURCRASE INTEREST CHARGE' _ 4.77 TOTAL INTEREST FOR THS PERIOD $54.43 This Statement Is a Facsimile - Not an original COOOCOt Fi33h3]e0a Wn e 2 11 lOAT/li PV.1.2 MW --29'3 01 i 00Waee0O2rs73oh R 0.4 ?M911?ee 60 of 71 Statement Dale: 01118AO •02/17110 Account Number: 4266 $411 6667 6566 Page 2 of 2 TOW feet Charged in 2010 $39.00 Total imerest chained in 2010 $64.43 Year-to dale totals relect all dtarges minus arty rotunda appied to your account on or after January 31. INTEREST CHARGES Your Annual Percentage Rate (APR) is the annual interest rate on your eCCOUr11. Annual Balance U-,wd Balance Percent"* Ra4e (APR) Subject To Interest Irnereat Type 31 Deys In Cycle IMrest Rate Ch_rgea Charges Punhases 11.24%(v) $6.202.66 $4866 $0.00 Cash Advances -19.24%(v) $0.00 so Do $0.00 Balance tronsler 11.24%(V) $499.53 $4.77 $0.00 (v) - Variable Rata Please sae Information About Your Account section brine Calculation of Balance Subject to Interest Rate. Annual Renewal Notice. How 10 Avoid Interest an Plydtmae• and other important irdormatiwt as applicable 8316447 This Statement is a Facsimile - Not an origlnai R ?oo?m sw?a O s ono H z 17 . rlrTi t Paps 2 H 2 -a. w w ?-A Nat W?CMm"1m)3112 62 of 71 Payment Due Date New Balance Past Due Amount Minimum Payment 03/14110 55,760.77_ 5344.00 $495.00 Account number: 4266 8411 6667 8589 y Make your check payable to: Chase Card Services. Please write amount enclosed. New address or e-mail? Pnnt on back. 42668411666785890004950000576077000000000000003 26373 SEX Z O<810 D UPALI N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 Irrnlllrlrrl.rlrlrrlrrllrr11r1rrr111rlrlrrrllrrlrl.rrllrrllrrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 6316447 1:5000 i60 281: 2031 166678589611' CHASEFREEDOM- Q Mama9e your account online: Additional contact information ww.v.rhase.com2reditcards conveniently located on reverse side ACCOUNT SUMMARY Account Number: 4266 80116667 8589 Previous Balance S5,667.34 Fees Charged *S39.00 Interest Charges +554.43 New Balance S5,76077 Opening/Closing Date 01118!10 - 02/17110 Total Credit Line S5,900 Available Credit 5139 Cash Access Line - - S1.180 Available for Cash SO PAYMENT INFORMATION New Balance 55,760.77 Payment Due Date 03/14/10 Minimum Payment Due 5495.00 Late Payment Warning: If we do not receive your minimum payment by the dale listed above, you may have to pay up to a S39.00 late fee and your APRs; will be subject to increase to a maximum Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay off your balance. For example: If you would like information about credit counseling services, call 1-866-797-2685 If you make no You will pay off And you will end up additional charges the balance paying an estimated total using this card and shown on this of... each month you statement in pay... about... - Only the minimum 26 years 510,685.00 payment 5189.00 3 years 56,818.00 (Savings43,867.00) The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1-800-955-8030 (collect 1-302-594-8200) today. CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards balance 50.00 Rewards earned on purchases 50.00 Bonus rewards from Ultimate Rewards Travel S0.00 Bonus rewards earned at Ultimate Rewards Mall S0.00 Rewards unavailable for redemption 5123.27 Current rewards balance S0.00 Your Chase Freedom credit card allows you to earn Unlimiled Cash Back Rewards with No Expiration! You earn a full 1 % cash back on ALL of your purchases with ongoing opportunities to earn even more! Earn up to an additional 10% cash back when you shop online through the Ultimate Rewards Mall. You can redeem your Cash Back Rewards for cash, gift cards, travel or merchandise To redeem, go online at www.chase.com/ultimaterewards or callus at (800) 610-5676. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amount FdS CHARGED:..- - - - - 02?11 LATE FEE 39-uU - TOTAL FEES FOR THIS PERIOD 539.00 h ' =" j• INTEREST CHARGED - - 02J17 PURCHASE INTEREST CHARGE' 49.66 02/17 PURCHASE 'INTEREST CHARGE* 4.77 TOTAL INTEREST FOR THIS PERIOD S54.43 This Statement is a Facsimile -blot an original Payment Ore Daft New Balance Pass Due Amount MlNmum Psymor. 09/14/10 E5,7BO.TT $485.00 $610.00 AtxouM ttlrlnlder: 42e0 8471 0067I$SBY . Me W year week payable to: Chase Card Services. Pease writ amount -*,sed. New address a o-mad? Print m bad 42668411666785890006100000576077000000000000004 =120Warite0 UPAU N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 i..1.1..I..11...1.1.... ...11„11..1 CARDMEMBERSERVICE PO BOX 15163 WILMINGTON DE 19BBG-5153 L..111...II L...LLIL....LL.LL..ILJd...IL.IL.li.rl 1:5000 L60 2181: 2031,L6667858960 . CHASEFREEDOM` g It tageyeeraeeew..n.ne: Add!dand somas ln-nwdon ympy, ,p jtQi convoniondylocated w rwerse as ACCOUNT SUMMARY Account Number: 4288 8911 8667 8569 Previous Balance $5,760.77 New Balance $5,76077 OprirglCtoshng Dale 02/1 iV10-03/17/10 Total Credit Line $5,800 Available Credit $139 Cash Accost Line $1,180 Available for Cash $0 PAYMENT INFORMATION New Balance $5,750.77 Payment Due Date 04/14170 Mrlmrm Payment Due $610.00 Late Payment Warning; 11 we do not receive your minimum payment by the dale fated above, you may lure to pay up to a $39.00 kilo fee and you APRs will be sutjfct to increase to a meadnvx n Penally APR of 29.99X. You haven't made he required psymem s and your credit card ac must is 9o days peat due. As a result, your credit bureau may be updated vAih a negative raling. Please send your payment immediately or call us at 1-000-055.8030 (collect 1-302504-0200) today. CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous swords balance $0.00 Rewards earned on purchases $0.00 Bonus rewords from ttlimste Rewards Travel $0.00 Boma rewords sarrwd at Ultimate Rewards Mall $0.00 Rewards unavailable for redemption $123.27 Current rewards balance $0.00 Your Chase Freedom credit card allows you b ern t)nimned Cash Bad Rewards with No Exiration! You ern a kL 1% cash bad on ALL of your purchases with ongoing opportunities to ern even more. Earn up to an adclWnal 10% cash bad when you shop online though the Uimate Rewards. Mall. You can redeem yaw Cast Bad Rewords for cash, gill cards, travel or merchandise. To redeem, go online at www.drose.oDmAilimeterewards or call us at (800) 610-6676. vTVVwJ:ri{A•nim\•.v' - 4ix3:. ""M "IRE .v Total left charged in 2010 $39.00 Tole) Interest charged in 2010 564.43 Year4o-dale told$ re11ec1 ear charges minus any rshnds appled to your account on or after January 31, 2010. 8316447 INTEREST CHARGES Your Annual Pacantage Rae (APM!s the annual interest rate on your accoun. , Annual Dolan- Accrued Balance Percentage Rata (APR) Subject To Interest Interest. Type 28 Days In Cycle Imenst Rats Charges Charges Purchases 1114%(y $o AO $0.00 $0.00 Cash Advances 19.24%(v) $0.00 $0.00 59.09 Balance Vardar 11.24%M $0.00 $0.00 $0.00 (v) . Variable Rate Pleafe am Intormel on Abort Your Account section for the CalaAdan of Balance Sutifct to Interest Rate. Annual Renewal Notice How to Avoid Interest on Purchases, and other Important w4ormallon, as applicable. This Statement Is a Facsimile - Not an original Qp000tr1 FIS,W'faDS boor Y 9 1) I6OYIl Pq.l dl 05aea MI.W 02112 07T OnWQ100nn21t201 Y a2z 98 of 71 Paynaharht Due Data Now Balance Pat Due Mount Welrrwm Psyment 051`14110 $s.76o.n $610.00 $72s.oo AoaouM number: 4206 8411 8667 6589 . Malo, tw r chock payable to: Chase Card $ovlees. Purse write anorak enclosed. Now address a wirol? Print on back 42668411666785890007250000576077000000000000007 aDra soc a tortol) l1PAU N 80YAGODA 713 FLORENCE CIR MEC IA.SMG PA 17050-2212 6..111.,.III.... 1.1.11..... 11.1.1-1141...II 4.11..11 A CARDMEM8ER SERVICE PO BOX 15153 MLMINOTON DE 19806-5153 1:50001.60282: 203 L 1.66678589611' CHASEFREEDOM' wn.ga yaw NOOOla ararhe: AkallNnal wr Uct ldemrtlen Canvwtiardly localod on rawarae lido ACCOUNT SUMMARY Amount Number: 4258 6411 8687 0589 Previous Balance $5,760.77 New Balance $5,760.77 Openirg.Cbsng Dale 03/te/10-04/17/10 Taal Credit Line " $5,9bo Available Credit $139 Cash Access Line $1,160 Available for Cash so PAYMENT INFORMATION Now Balance $5.760.77 Payment Due Dale 05114110 Minn,,, Payrranl Due $725.00 Late Payment Warning: It we do not receive your mittimam payment by the date fisted above, you may have to pay up 10 a $39.00 lets lee end your APRs will be subject to increase 10 a ma timurn Penalty APR of 29.99%. Ira nol too We to resolve the outstanding balance on your credit card account We have a variety of payment options that may be right lot you. Cal 1.886792-7547 (celled 1-302-5940200) today. HASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous towards balance $0.00 Rewards earned an purchases $0.00 Borne rewards from 1.1ha ste Rewards Travel $0.00 Bane rewards owned at Utimete Rewards Mall $0.00 Rewards Waited rfis period $123.27 Currern rewards balance $0.00 Your Chase freedom credit card allows you to earn Linfin iled Caste Baca Rewards with No Espiral on! You cam a tadl 1-A cash back on ALL of your purchases wen ongoing opportunities to earn even more'. Earn up lo an additional 10% cash beat when you shop orrine though the Ulimale Rewords, Mall. You can redeem your Cash Baca Rewards lot cash. gill ®rde, vev l or merchandise, To redeem, go oriine at www.dmse.corT*Itrriaiw ards or all us, sl (a00) 610-5676. 5a;-? ?afin49a1dQ)Mti '.''' ?::3<;: Told teas charged in 2010 $39.00 anYreal dhar0e0 in 2010 :$54.43 [Tolid Year-to-date Wale railed ON tllorges name art/ refunds applied 10 your account on or after January 31.2010" INTEREST CHARGES Your Annual Percentage Rate (APfDis the annul interest rate on your account. Annual Balance Accrued Balance Percentage Rob (APR) Subject To Inure it Interest Typo 31 Days In Cycle Interest Rate Charges Charges Purchases 11.241146(v) $0.00 $0.00 $0.00 Cash Advances 1924%M $000 $0.00 110.00 Balance frensfer 11.24%(v) $0.00 $10.00 $0.00 (v) - Variable Rdo Please sea Wonnabon About Your Account sanction tar the Calculation of Balance Subject to Interest Rate. Annual Renswal Notice. How to Avoid Interest an Purchases, and other important irdormaton, as appaade. 8316447 This Statement Is a Facsknile - Not an original ooo0m+ F?s?.iti o, o Uno r 9, r ,O.aan 7 Pao. i a h 056" co w 02ar4 a sea 00uo+0o000aor.0, Y e.a 0+s+.tias 56 of 71 Payrnsnt Due DIM New Balance Pass Due Amount Minimum Psyment Iten4no $5,760.77 $ns.DO $646:00 Aeayaril rmr?ar:+28611471 8667 BSBD ` Wee your cMd Myame to: `XM Chase Card Services. PNaaearse Now seeress or artha-mall? Print Phint . m bads. 42668411666785890D08400000576077000000000000009 c2m Bm o ta7loo UPALi N BOYAOODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 CARDMEMBER SERVICE PO BOX 16153 WILMINGTON DE 19686-5153 h..II6..11.... 1.1.11..... L6d.1...11 L6.IIA6.16.1 1:5000 L60261: 203 LL666785896aa CHASEFREEDOM" gfl..at year ace.ara enflh.e: Addftiari contact idormatfon wall chase catnkrodecards conwnianty located on revers. side ACCOUNT SUMMARY Account Number: 4266 9411 6667 6599 Previous Belows :5,760.77 New Balance $5,760.77 OpeningiClosing Date 04/16110 - 05/17110 Total Credit Line $5,900 Available Credit $139 Cash Access Line $1.160 Available for Cash $0 PAYMENT INFORMATION New Balance $5,760.77 Payment Due Data 06/14x10 Minimum Payment Due $040.00 Late Payment Warning: If we do not receive your min um payment by the date listed above, you may have to pay up to a $39.00 late tee and you APRs will be subject to increase to a maximum Penalty APR of 29.99X. You havens made the required payments and your credit card aaoum is 150 days pas due. You can stil tun Otings around. Call . us today at 1.896-792-7547 (collect 1-302-6948200) so Mat we can find a sdu0on for you situation. CHASE FREEDO : ULTIMATE REWARDS SUMMARY Previous rewards balance $0.00 Rewards owned on purd am $0.00 Bonus roeerds from 1.41male Rewards Travel $0.00 Emus rewards, eared at LMffru fe Rewards Mall $0.00 Current rewards balance $0.00 Your Chew Freedom credit cent allows you to earn Unlimited Cash Bad Rewards with No Expiration! You earn a full 1% assn back on ALL of your purchases with ongoing Opportunities 10 earn even morel Earn up to an additional 10% cash bad when you shop Who through the Utimafe Rewards Mall. You can redeem your Cash Back Rewards ler cash, gift cards. travel or merchandise. To redeem, go Orline e1 WWW.ehase.mrMdbmeterewards or callus at (600) 610.5676. Toss fees charged in 2010 $39.00 Totalinle,"cht rged in 20 to $54.43 Year-to-dse totals reflect all charges minus any reknds applied 10 you soeoum on or after January 31, 2010. 8316447 1 RESTCHARGES You Annual Percentage Rate (APR)is the annual interest rats on you account. AmhW Balance Accrued Balance Percentage ROM (APR) subset To Infarest Interest Type 30 Days In Cycle Irnerset Rate Charges Charges Purchases 11.24%(v) $0.00 $0.00 $0.00 Cash Advances 10.24%1,1 $0.00 $0.00 $0.00 Balance transfer 11.24%(v) $000 $0.00 $0.00 (v) s Variable Rata Please see Information Abort Your Account section for the Calculation of Balance Subject to Inlet of Refs, Annual Renewal Notice How to Avoid Ineres on Purchases, and other knportant informalon, as applieade. This Statement Is a Facsimile - Not an original coeooot Fl9:1 60. coo Y e 17 lo4,Y1] Pmr/01 oseee -won -:A000eo0W ffl Z o.a 24 of 71 Payment Dual Dais New Balance Pam Oue Mount Minimum Psymer" 071114no $5,760./1 $64oao $95Stq Account number: 42M 8411 6667 8588 Ilk yew aiheok payable a: Chase Card 6esvlees. Pbasewnb imam enebsad $1 . New address a a-mall Pmt on bad 42668411666785890009550000576077000000000000002 oasam f ialnab UPAL I N BOYAGODA 713 FLORENCE CIR MECHANICSBURG PA 17050-2212 L.,111... III....L1.11...,.1.L.L L..II..LI...11..11..11..1 ...1r1.... 11.1.1-11..1.1...Il,. it..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19666-5153 N: 5000 1,60 28t: 20 3 1 1666 78 5&961r CHMEFREED©W ® likeayeyew aseoura eMne: Additloeal eenaa Information ar?t.,hte.oorricradt-rds eonwnianey located on rovarse sida ACCOUNT SUMMARY PAYMENT INFORMATION ACGOwht Number: 4266 0411 6667 9599 New Balance $5.760.77 Previous Balance $5,760.77 Paymar0 Due Dale 07/14/10 New Balance _ $5,760.77 Minimum Payment Due $955.00 Late Payment Warning: If we do not receive your minimum OpeninyCbsing Dale OY76/70 - 06/17/10 (payment by the dale listed above, you may have to pay up to a Total Credit Line $5,900 $39.00 late fee and your APRs WIN be subject to increase to a Available Credit $139 maximum Penally APR of 29.99%. Cash Access Line $1,160 Available for Cash $0 The outstanding balance on your credit arts account Is err hedukd 10 be written o6 ee a bad debt ~y. As a result, your credit bureau WIN be updated with a negative rating that could last for up to seven years. We can still help, but you need to at us now at 1-666-792-7547(ated 1-302.5949200). CHASE FREEDOM: ULTIMATE REWARDS SUMMARY Previous rewards balance $0.00 Rewards aarrted on purchases $0.00 Bonus rewards from UlNmale Rewards Travel $0.00 Bonus rewards gamed at Utimale Rewards Mall $0.00 Current rewards balance $D.00 Your Chase Freedom credit card allows you to earn Unlimited Cash Bade Rewards with No 50ration! You cam a full 1% ash back on ALL of your purchases with ongoing opporWnMie to earn wen moral Earn Lip w an additional 10% cash back when you shop online trough the Uynlate Rewards MON. You an redeem your Cash Back Rewards for ash, gill cards, ravel or merchandise, To redeem, go orine st Www.chese.cornfArraterewards or all us at (600) 610-5676. Total lees charged in 2010 Y - $39.00 Told interest charged in 2010 $54.43 Year-to-date totals relied all charges minus any refunds applied to your account on or alter .terwary 31. 2010. I REST CHARGES Your Annual Percentage Rats (APM is the annual interest rate on your acmurm. Arelml Balance Accrued Balance Percentage Rib (APR) Subject TO Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Purchases 1124%(v) $0.00 $0.00 $0.00 Cash Advances 1924%(v) $0A0 $0.00 $0.00 Balance Vanfer 11.24%(v) $0.00 $0.00 10.00 (v) - Varfahie Role Please see Information About Your Account ascion for the Calarlation of Balance Subject to Interest Rata,. Annual Renewel Notice How to Avoid Interest on Purchases, and other important informe9on, as applicable. 8316447 This Statement 13 a Facsimile - Not an original CACa101 F61#1 a0. p00 Y p it lOgWn) ?rest dl pyeae MAMA 0? 1Ee1 ?pCMt ?p?? '? ^ASl..9t V t9 2 of,I ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 0150r2004 I $7.42950 I $148.00 0 *le Facsi---i UPAU BOYAGODA n'ro 713 FLORENCE CIR MECH PA 17050-copy O CHASE Chase Platmm MastarCardO) ACCOUNT NUMSERz SM 76n 7909 05411 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE $ 7,479.50 01/302004 $11I'00 WJ70 0111512094 Here is our Accoant Su1n>®ar TOTAL Previous Balance 51.826.50 (-) Paynwft CraOita 258.97 (a) Purdles". Cash. Debits 5.745.53 (r) FINANCE CHARGES 110.44 (_) New Balance 7.429.50 Minimum Paymem Due $148.00 Here are vmr Cbarem sod Credits at a rlance: TRAN. DATE POST DATE REF. NO. DESCRIPTION OF TRANSACTIONS CREDITS CHARGES 1 12004 BH AT&T WIRELESS VC 600 WA - 122 12!03 12/04 ZX01M PASSAGE TO INDIA HARRISBURG PA 65.1 12/10 12110 RXZVM BJS FUEL x9025 WOX HARRISBURG PA 25. 12/10 12170 FTGQM OLLIES BARGAIN OUTLET MECHANICSBURGPA TIC 12/11 12/11 2XGFM AL'S PIZZA 6 SUBS ENOLA PA - B. 12/12 12/12 VPKNM &S FUEL 09025 WOX HARRISBURG PA 15. 12/12 12112 E7YPM VERIZON PHONE BILL 8OD-660-7111 PA 100. 12/13 12MS 1612M BJ WHOLESALE 00025 WOX HARRISBURG PA 74.1 12/13 12/13 97ONM HIGHLANDGARDENS CAMP HILL PA 224.1 12116 12M6 622MM WAL MART MECHANKSBURGPA 112 12/17 12M7 70MM UNIV OF PITT TUITION PITTSBURGH PA 1,668. 12/18 12/18 A2ROM CARFAX 877-429-6148 MO CARFAX.COM VA 24. 1211a 12!18 7TS1M CROWN 11009750 GLEN BURNIE MD 24. 121`19 12/19 78K7M BJS FUEL MOM WOX HARRISBURG PA 24. 1209 12119 VKW BJ WHOLESALE 00025 WOX HARRISBURG PA 96. 12/19 12119 SSZMM CIRR ADV ATM:748432 CAMP HILL PA 501 12119 12119 YMAOM CIRR ADV ATM 1748714 HARRISBURG PA 501 1220 1220 PKSRM LOWERS O405 MECHAMCSURG PA 30.7 1221 1221 A117M CORR ADV ATM 0748435 MECHANI SSURGPA 501 1222 1222 G2H5W OFFICE MAX M 00000395 MECHANK:SBRG PA 42 12022 12/22 XGKJM CIRCUIT CITY SS 13720 MECHANKSBURGPA 127.1 12/22 12122 S7NFM STAPLES 0643 MECHANKSBURGPA 31.7 1222 1222 SBLNM STAPLES 0643 MECHANICSBL0IGPA 31. 12127 18123 H1JFM BJ WHOLESALE #0025 WOX HARRISBURG PA 18.7 12123 /523 2TTHM BURGDORFF ERA MISSION VIFJOCA 186. 1223 1223 ETD2M AT&T WIRELESS SERVICES 8008887600 WA 132. 1223 12,23 HMZ3M HESS38M CAMP HILL PA 19. 12123 1223 X54EM HAIR CONTINENTAL MOTOR READING PA 324. 1224 12124 OKBOM LIMITED STORES 0009 CAMP HILL PA 39. 1225 1225 5GP2M PAYMENT THANK YOU 50.00 1 1 M PAYMENT THANK YOU-ELECTRONIC K 1 50.00 Pepe 1 of 2 8323600 45 of 72 a 12130 farm 12/30 1231 1201 01103 12130 1200 12M 12031 12/31 01100 MYSMIM S37GM XHTSM LLOHM 69RDM 8E2FM SAMSGASSTATION HARRISBURG PA STAPLES 0643. MECHANICSSURGPA SEARSROEBUCK WS4 HARRISBURG PA BJS FUEL 6807 WOX HARRISBURG PA CORR ADV ATM #748714 HARRISBURG PA TEXAOD INC 1 41 51 221 0 4 7 LEMOYNE PA 12T] 31. 28.7 9444 2768 50t 10.00 Total 01 your credits and charges 258.97 5.745-53 IMPORTANT: PLEASE READ THE CHANGE IN TERMS NOTICE THAT ACCOMPANIES THIS BILLING STATEMENT. THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR ' GOOD CREDIT RATING IN AN EMERGENCY. FOR MORE INFORMATION, PLEASE CALL 1-877-752.8672 INTRODUCING CHASE ONLINE? CREDIT CARD STATEMENTS. GET FAST ONLINE ACCESS TO YOUR MONTHLY STATEMENT AND EMAIL ALERTS TO HELP YOUAVOID LATE FEES. LEARN MORE AT WW W.CHASE.COWSTATEMENTS THIS MONTH YOU EARNED 3,581 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 6.849 ULTIMATE REWARD POINTS. FOR MORE INFORMATION CALL 1.800-243.6533. ue..?.1 -- - A.*.-i-.A v..e.. lt'inonn. lhsi V- TSew 1. IMIno r`rter 33 NOMINAL AVERAGE EROJDIGMIN. TRANSACTION TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FEE FINANCE PERCENTAGE PERCENTAGE PERIODIC BALANCE CHARGE - FINANCE CHARGE RATE RATE RATE CHARGE Cash 0.0547 $1.715 $31.01 $60.1 $91.7 19. 5l Purchaesa 0.02463% $3.0965 $ZL1 $0.00 $23.1 8. 0. Prior Ptsduaaa 0.01 $120 $.7 limoll it 4. 4.0 Prior Ptrdleess O.G4361% 7 0, 15. 15. Please, am rwwae aide for balance compU audit melnoo and other imporlam inronnamm. Questions about your aceount? Credit Card kM or atalan? Call Chase Customer service 24 hwm a Day. 7 days a weak. loll-tee e11-800-334- 0601 orwfis P.O. BOX 15650, V18rrrtrtgtdn, OE 19886.5650. Para Swwdo al Clieme on EspeRol:1-000345-0464 Page 2 ct2 8323600 46 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 02127/2004 $ 10,327.79 $206.00 Fa mile UPALI BOYAGODA n7a 713 FLORENCE C1R MECH PA 17050-copy Chase Plathom MasterCard O1 CHASE ACCOVxr NEINMRt 5222 76317"0 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE j10,327.78 0=72004 572,700 :2,372 020=2004 Here Is your Account Stmmer . TOTAL Previcus Balance 67.429.50 (-) Payments, (?edits 356.15 (a) Purchases. Cash. DaNls 3.136.19 (t) FINANCE CHARGES 115.25 (?) New Balance 10.327.79 MiMmim Payment Due 5206.00 Here a re our Ch a nd Credits at a pj ance: TRAM. POST REF. DATE DATE NO. DESCRIPTION OF TRANSACTIONS CREDITS CHARGES 01/05 DIM 2W20M PITT JONST 017 J NSTOWN PA 191. 01103 01006 F6K2M MONRO MUFFLER #199 LEMOYNE PA 125 DIMS 01106 PSIEM OLLIESBARGA/NOUTLET MECHANICSBURGPA 7. 01108 01=6 YNRIM CIRRADVATMA748435 MECHANISBURGPA 401 OI W 01107 6NSTM AL'S PITTA & SUBS ENOLA PA B OlAB 01/M ASJXM VICTORY AUTO GROUP HARRISBURG PA 9.1 01/00 0116 6V3WM ADVANCED AUTO PRTS 812 MECHANI SBURGPA 3. 01/08 01106 RI89M PULSADVATM{ML6276 CAMPHILL PA 202. 01/09 01009 V4L9M AT&T WIRELESS SERVICES 800.OWS00 WA 125. 01112 01112 4TTFM SAMSGASSTATION HARRISBURG PA 26. 01115 Ot/75 77X4M PAYMENT THANK YOU 176.00 0120 01/20 OWJFM BURGDORFF ERA MISSION VIEJOCA 128 0120 01020 J03RM UNIN OF PITT TUITION PITTSBURGH PA 1,526. 0121 DIM VKSLM KMART 00042754 MECHANICSBURGPA 10. 01121 0121 HW7RM MEDCO HEALTH NVERSAILL NORTH VERSAILPA 145. D121 0121 33EDM SAMS GAS STATION HARRISBURG PA 27. 0124 0124 480EM SJ WHOLESALEJ0025 WOX HARRISBURG PA 46. 01/24 01124 RITZ CAMERAi196 CAMP HILL PA 180.1 01130 0100 EFVVM HESS 38303 LEBANON PA 20. 01130 01130 DJIZM LOWIFS#522 HARRISBURG PA 31.7 ToW d yam crsdhs and charW 355.15 3,138.1 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING IN AN EMERGENCY. FOR MORE INFORMATION. PLEASE CALL 1-577.752-8572 THIS MONTH YOU EARNED 2.356 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 8204 ULTIMATE REWARD POINTS. FOR MORE INFORMATION CALL 1-800-2436533. Pape 1 of2 8323600 43 of 72 U.--a 16- vs rlatsrminoA vrmr Finance C7saroe'e- ileva to 8litn 1'sde_ 29 NOMINAL AVERAGE ERIODIWAN. TRANSACTION TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FEE 'FINANCE PERCENTAGE PERCENTAGE PERIODIC BALANCE CHARGE FINANCE CHARGE RATE RATE RATE CHARGE Cash 0.0617 $3.45322 $54.95 $10.1 SM95 19. 25. Pudmese 0.02463% 75.02281 S42-, W $0.00 $42.30 8. 8. Prior Purctm"s 0.04301 15. 15. Please we reverse side for balance ccr"llm method and otter important Intonnaem. questions about your account? Credit Card lost or stolen? Call Chase Cummter service 24 hours a Day. 7 days a weak. tall-iraa at 1-80334- 0601 or write P.O. BOX 15850, 01111-nplm. DE 19888-5860. Para 5ervicio d Cliente en Eiperlot: 1-000-545.0464 Page 2 012 8323600 44 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 01/28'2004 $11.02B.91 $220.00 F,acsi*mi*le UPAU BOYAGODA nio 713 FLORENCE CIR MECN PA 17050-copy Chase PL detwiMaslsrCard® O CHA SE ACCOUNT NUh=Rt 5222 76317900 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE $11,028.81 0=112004 $12,700 $1,871 03AL2000 Here Is your Account 5 ary- TOTAL PwAcum Balarim $10.927.70 (-) Psyr-w or-me 210.01 (.) Pls+tlteees, Cash, Dsbits 804.23 (y FINANCE CHARGES 106.88 (.) Now Balance 11,028.91 Maom n P"WOM Due 5221.00 02W 02W 9MXM AT&T WIRELESS SERVICES 800886MIX) WA 150.7 02n l 02fl t A1.P/M RF FINGER CO. CAMP HILL PA 3.1 02/17 02/17 TRZJM HESS 38M CAMP HILL PA 10.0 02M 0ZQ0 42BWM BURGOORFF ERA MISSION VIFJOCA 103.0 02M 0220 J4DFM TWEETER HOME ENT MECHANICSBURGPA 1011 02!20 02120 SPIWIM LOWE'S0522 HARRISBURG PA 311 02M 0223 N67MM MEDCO HEALTH NVERSAILL NORTH VERSAILPA 145.0 02124 0224 BRWIM AT&T WIRELESS SERVICES BODAIMSDO WA 75.0 0224 0224 8RZ2M AT&T WIRELESS SERVICES 800-8867600 WA 100.0 0224 0221 OM AT&T WIRELESS SERVICES 8008887600 WA 652 0225 0225 8P06M PAYMENT THANK YOU-ELECTRONIC CK 210.04 Toul ol your aeons and charges 210.00 80423 SEE HOW MUCH YOU MAY BE ABLE TO SAVE ON TERM LIFE INSURANCE. CALL MATRIX DIRECT INSURANCE SERVICES FOR A COMPETITIVE 01107E ON TERM LIFE INSURANCE. CALL NOW 1-877-567-TERM(15376) THE CHASE PAYMENT PROTECTOR PLAN CAN HELP PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASECALL 1-877.7528572 OR LOG ON TO HTTPMW W.CHASEPAYMENTPROTECTOft.COM CONGRATULATIONS1 BECAUSE YOU ARE A VALUED CUSTOMER, YOUR CREDIT LINE HAS BEEN INCREASED. PLEASE NOTE YOUR NEW LIMIT ON THIS STATEMENT. THIS MONTH YOU EARNED 805 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 9,009 ULTIMATE REWARD POINTS. Page 1 of 2 8323600 41 of 72 n.w 1. itiRfiw Ctid- 29 NOMINAL AVERAGE PERIODIClMIN. TOTAL ANNUAL ANNUAL DAILY DAILY" FINANCE FINANCE POWER.- PERCENTAGE PERIODIC RATE BALANCE CHARGE CHARGE RATE -RATE yyt 0.464 33:48¢.04 355.. 'S3S 19. 11.9 0. 200: 1. .4 B 8. Please OW reruae aldo for bolls s cantPUWIton maatoa arw aawree4- Quesdons about yaw acwmt? Credt card IoM aratdon? 0a3 chaea cuabnw service 24 hours a Day. 7 days a reek. ton-tae at 14M-334- W01 w write P.O. BOX 15850, YVnn*om. DE 19888-5850. Pare Ssmicio er Cllente on EepsM 1-000345-0464 Page 2 of 2 8323600 42 Of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 04127x2" 1 $11,511.01 4 $230.00 Facsi*ml*le UPAU BOYAGODA n? 713 FLORENCE CIR MECH PA 17050-Copy A CHASE Chase Ylathum MasterCard® ACCOUNT MbUI ES1 5223 7631 7900 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE - DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE $11,517.01 OV27R004 512,700 (1.182 044212004 TOTAL Previous BeLence $11,028.91 (-) Payments, Credits 220.00 (.) Pvehew, Cash, Detrils 592.04 (.) FINANCE CMARGES 176.08 (_) NOW sdwxe 11,517.01 UNnum Payrl sM Due $23D.00 03111 03111 AOPKM 0105 SHEETZ 00001958 MECHANICSBURGPA A- 03114 03714 X70AM KMART OW42754 MECHAMCSBURGPA 8. 00115 031`15 HAKNM STAPLES #643 MECHANIMBURGPA 7- 03116 J 03116 6XXEM 0210 SHEETZ 00002106 HARRISBURG PA ? 03117 03117 FOW1M AUS PIZZA A SUBS ENOLA PA 0. 03117 03117 PH5ZM SURGDORFF ERA MISSION VIEJOCA 103 3 . 03125 03M YJ5DM PAYMENT THANK YOU , Total of your crodM and charges 220.00 502.04 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1$77-752-0572 OR LOG ON TO HTTP-OW W W.CHASEPAYMENTPROTECTOR.COM CHASE ALL ONLINE: EVERYTHING YOU NEED TO GET THE MOST FROM YOUR CHASE CARD-ALL N ONE PUKE. PAY YOUR CREDITCARD BILL, GET THIS STATEMENT ONLINE, TRANSFER BALANCES, AND MORE.JrS FREE AND EASY. OO IT ALL ONLINEI.W W W.CHASEALLONUNE.OOMMLL THIS MONTH YOU EARNED 585 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 6,594 ULTIMATE REWARD POINTS. Paget of 2 8323600 39 of 72 IM----e 16-- - .i.9ninon va r Finwnc C'hnrve#: Daw mRZins: Cvde: 30 NOMINAL AVERAGE PERIODIc4MIN. TOTAL ANNUAL ANNUAL DAILY - DAILY FINANCE FINANCE PERCENTAGE PERCENTAGE PERIODIC RATE BALANCE CHARGE - CHARGE - RATE RATE Cash 0.054 $3.475.86 $57.1 $57.161 19. 11 Pkskhess 0.02463% $7.971.8 $50. $Stt 901 B. 6. rensterrad Balanua 0.01841% $.4 moo] 55.9VA 5. Please aea reverse aide for balance cwpA@IM mamob ana Omar kmponam Gi millons about your account? credit Care lost or olden? cao chase cummw service 24 Yours a Day, 7 days a week. toll-free so 1-800-334- 0601 or write P.O. BOX 15650, Wllmingfan, DE 19888.5660. Para fieMdO al Cume on Espsm:1-600545-0464 Page 2 012 8323600 40 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 06/28f2004 1 $ 12,013.59 $240.00 ac *l Fsimi f' UPAU BOYAGODA mvn 713 FLORENCE CIR MECH PA 17050- 0 O CHASE ACCOUNr i NWn SM 763 `"0 0505466 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE =12,013.59 : 05120/2004 $12,709 $608 06042006 Here is our Account Sllm 3m TOTAL Provicu6 BaWxo $11.517.01 (-) Paymama, C"Idit 250 00 (•) Pt rchnea, Cash. Oabite 621.24 (•) FINANCE CHARGES 175.34 (?) New Balanco 12,013.59 ankimm Payment Que 5240.00 0011 04/11 NSZSM HESS 38266 CAMP HILL PA 24 01112 04112 6WJM BA FUEL. a9625 WOX HARRISBURG PA 28. D422 04,22 83LZM SURGDORFF ERA MISSION VIEJOCA 107. D426 0428 75OPM EUROPEAN IMPORT MIVNT. HARRISBURG PA 160.1 04/28 04M K M PHONE PAY FEE 14. 04M 0428 VX14M PAYMENT-THANK YOU 250.00 OV30 04130 OLFZM DAILEY EYE ASSOC CAMP HILL PA 60 04130 04M V67RM MEDOO HEALTH NVERSAILL NORTH VERSAILPA 60. 054 05102 FVG2M OFFICE MAX 00000395 MECHAN=6RG PA 158. Total d your cr"Is and charges 250.00 e2l.24 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION. PLEASE CALL 1-077-7528572 OR LOG ON TO HTTP 1JCHASEPAYMENTPROTECTOR.COM. THIS MCARH YOU EARNED 607 ULTIMATE REWARD POINTS. " YOU CURRENTLY HAVE 10.201 ULTIMATE REWARD POINTS. Pape 1 of 2 8323600 37 of 72 Aere'a how we detereniued vour Finance Qtareee: Data to BSS= Crde: 32 AVERAGE PERIODIOMIN. TOTAL ANNUAL DAILY DAILY RNANCE FINANCE PERCENTAGE PERIODIC RATE' BALANCE CHARGE CHARGE N RATE Cash 0.054 $3,455.65 561.11 581.11 19.9 ass 0.@483 $8,048. 40 44 67. 5 $83. 8. rmalional Purtheew 0.01641 151.1 IS" 5. Please see reverse aide for balance compidaam mealod and OMIK unponam mramenw. Questions aboul your ac=ml? Credit Card bet or olden? Call Chase Cushmw service 24 hours a Day, 7 days a vmok, 1014*0 al 1480-334- 0601 or vvme P.O. BOX 15650, WdmkVlcn, OE 19886-5650. Pare Sermdo el CGerte an Eepam: 1-800345-0464 Page 2 of 2 8323600 38 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 062712004 I $ 11.874.20 I $237.00 i i Facsimile UPALI BOYAGODA x?e 713 FLORENCE CIR MECH PA 17050-C O O CHASE ACCOUNT i Chase Plathure MasterCard* NEW PAYMENT TOTAL TOTAL. STATEMENT BALANCE DUE DATE CREDIT UNE AVAILABLE CREDIT CLOSING DATE $11,874.20 08127!2001 $12,700 San 04002M 1! rSSS!'T=, r7_TT^'T7 i-`T'TTTrA TOTAL Previaua Balance $12.013.59 (-) Pay-mol. creme 401.98 (.) Purchases, Cash, Debits 153.88 (+) FINANCE CHARGES 115.74 (-) Now Samoa 11.874,20 Minown Paymem Duo $2371 0&19 05119 FVMgM O&W OW7 I ? QWDQMO M BURGD RTHANK E YOU-ELECTRONIC BFKa PA I 2?. 103.0 Tolal art your credila and charges 408.99 153.849 EFFECTIVE 411104, THE CARRIER FOR YOUR COMMON CARRIER BAGGAGE INSURANCE CHANGED TO FEDERAL INSURANCE COMPANY. DFS AND A INSURANCE AGENCY IS THE NEW ADMINISTRATOR, YOUR COVERAGE REMAINS THE SAME. COMPLETE DETAILS WILL BE PROVIDED TO YOU SHORTLY. THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1-877-752-a572 OR LOG ON TO HTTPYNWVW.CHASEPAYMENTPROTECTOR.COM THIS MONTH YOU EARNED 05 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 10,198 ULTIMATE REWARD POINTS. Page 1 of 2 8323600 35 of 72 r_ L.... .?.. A-4--4--A vm... VI--- !`I.oe?r?• Fl - tw 1taMno Odle 20 NOMINAL AVERAGE PERIODOMIN. TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FINANCE PERCENTAGE PERCEMiA(IE PERIODIC RATE BALANCE CHARGE CHARGE RATE RATE Cash 00.054T1% SSS $51 19. 19.9 Punriaep 0.02483 $5.127.81 ? "a B.99' 6.9 Prorno9onel Purdtaw DD2483% 363. $2A 8. 6.9 Pleese aM rew9Ae side for balance cornptaeeon memos ono Veler ImF10llain OUQStion* aboul your account? Credit Card loot or stolen? Call Chase Customer service 24 hours a Day, 7 days a week, toll-tee al 1-800-334 0601 or wlite P.O. BOX 15630, VWmington, DE 19866.5850. Pare Servido N Clieme an EspsMr 1-800545-0464 Page 2 of 2 8323600 36 of 72 ACCOUNT NUMBER: 5222.7631 7900 0546 PAYMENT DUE DATE NEW RAtANCE MINIMUM DUE 07/302004 1 $ 12.300.87 SNS.OD Facs11I1 UPAL)BOYAGODA m0 713 FLORENCE_CIR MECM PA 17050-Copy 0 CHASE Chafe Plat6aml MasterCard® ACCOUNT NEWUR, S M 76317900 OS" NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUEDATE CREDIT LINE AVAILABLECREDIT CLOSING DATE $12,800.97 071702004 $12,700 $399 07ANtOM Here is our Acoo"mt stm6mary: TOTAL Prevms Balance $11.874.20 (-) Paymema. Credils 300.00 (a) Purdmw". Cash. Debhs 594.46 (y FINANCE CHAr4ES 13221 (-) New sale" - 12.300.87 MiNmum Payment Dug 1246.00 06M8 DUl6 7GDOM AT&T WIRELESS SERVICES 8011,M600 WA 0620 06720 2PXTM AT&T WIRELESS SERVICES 8006867600 WA 0823 06723 E311M SURGDORFFERA PARSIPPANY NJ 08f23 06123 GBRSM PAYMENT THANK YOU-ELECTRONIC CK 0SW 0620 lT2MM AT&T WIRELESS SERVICES 8008867800 WA 07101 07/01 142WTM AT&T WIRELESS SERVICES 60OMS7600 WA Total of your credits and charpes 300.00 594.46 WE ARE PLEASED TO ANNOUNCE THAT BANK ONE CORPORATION AND J.P.MORGAN CHASE AND CO. HAVE MERGED. THE CHASE AND BANK ONE FAMILY OF COMPANIES ARE NOW AFFILIATES. WE WILL CONTINUE TO HONOR YOUR EXISTING PRIVACY PREFERENCES WHEN SHARING INFORMATION AMONG THESE NEW AFFILIATES. THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1 4 67 7-752.8572 OR LOG ON TO HTTPY/W W W. CIWSEPAYMENTPROTECTOR.OOM THIS MONTH YOU EARNED 595 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 10,701 ULTIMATE REWARD POINTS. Pape 1 o12 8323600 13 of 72 Here'¦ how we determined vanr Fhnsnte C nraee: Days In Bllim CYde: 33 NOMINAL AVERAGE PERIODKYMIN. TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FINANCE PERCENTAGE PERCENTAGE PERIODIC RATE BALANCE CHARGE CHARGE RATE RATE Cash 0.054 X1,478. SM03 38293 19. 19.9 Ptwrhaws 0. 58.406. 566. Ssfl3 & I ProvxIsmal Purchases 0.024113 1273 1. 1. 8 S. Please am reverse aide for balance ea nptaalm meutod and other important inimnaeon. Questions about your account? Credl card Ioal or slaan? Cat Chase Cuslomer service 24 hoes a Day. 7 days a week. lot-tee e11-900-334- 0601 or wMe P.O. BOX 15650. "Imkgton. DE 19886.5660. Para Sw%icio al Cliame an EspaRd_ 1-WO-54"464 Page 2 d 2 8323600 34 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE - NEW BALANCE MINIMUM DUE 0827!2001 $ 12.555.98 $25t,00 Facsi*mi*le UPALI BOYAGODA 311. 713 FLORENCE CIR MECH PA 17050- o f % CHASE C um Platmtme MadwCardO ACCOUNT NUMBERi S= 76317900 9546 NEW PAYMENT TOTAL TOTAL STATEMENT F BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE S 12,M11,11 0111272004 SIX706 f144 09/0912004 LI--? 4 - A--t \tinn1Y?9!'f1! --_-?? TOTAL Previaue Balance $12,300.87 (') Perm Credit 300.00 (a) Pmrdwaea, Cash, Dads! 434.62 (r) RNANCE CHARGES 12DAT (.) NM Balance 12.556.96 Minimum Pawnerd Duo $251.00 at 07/16. 07/16 EEAKN AT&T WIRELESS SERVICES 8068867800 WA 30 07/18 07/16 EEDNMI AT&T WIRELESS SERVICES 800.8887800 WA . 33 07/18 07/16 EEGTM AT&T WIRELESS SERVICES 800,84107600 WA . 3D 07119 07/19 OVW AT&T WIRELESS SERVICES 8068887800 WA . 0721 07/22 0721 0722 KSMM GVG SURGDORFF ERA PARSIPPANY NJ LEHMAN MOTORS SAAB HARRISBURG PA 103. 114.4 0728 0726 KDBNW AT&T WIRELESS SERVICES 8068087800 WA ?M 35.11 Total of WOIU credla end chamyaa 300.00 434.62 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION. PLEASE CALL 1.877-752.8672 OR LOG ON 70 HTTPJAVW W.CHASEPAYMENTPROTECTOR.COM YOU COULD SAVE UP TO HUNDREDS OF DOLLARS ON AUTO INSURANCE AND GET BETTER COVERAGE! CALL AID MEMBER COMPANIES TOLL-FREE AT 1-8884834091 EXT. 51168 AND MENTION KEYCOOE VCUOUC TODAY TO REQUEST A FREE, NO-OBLIGATION RATE OUCTE! THIS MONTH YOU EARNED 435 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 11228 ULTIMATE REWARD POINTS. Page 1 or 2 8323600 31 of 72 ..._ a..... me .let-4--A ..m... T`i i...- C%-*' 11.- in ARH- C-4- 29 NOAONAL - AVERAGE PERIODIGMIN. TOTAL ANNUAL' ANNUAL DAILY DAILY 14NANCE FINANCE PERCENTAGE PERCENTAGE PERIODIC BATE BALANCE CHARGE CHARGE RATE HATE Cash 0. 53.481.9 360. - - Sm 0 . 20.24 20. Purchsaea - 0:024 3D,DiQ44 354. $012 B. It Prorndilkta. Pundneas 0. 10. 0 8. 9w 5. 0111% please see revem aide for balance camptdaacn method ana oster important mnrmawn. 0005tloit3 about your account? Credit Cad bat or Ludo n? Cal Chase Customer swvice 24 inure a Day. 7 days a week. tdl-Fee at 1-800-334- 061M or wMe P.O. BOX 15650, MMminpton. DE 19886-SM. Para SwMdo w cNarte on Expand=1-00-545-0464 Pape 2 of 2 8323600 32 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 00/27/2004 $5.22380 1 $104.00 Facsi*mi*le UPALI BOYAGODA x» 713 FLORENCE CiR MECH PA 17050 A CHASE Chase Plxdmu mMsmarCard® ACCOUNT NUMSERt 5222 76317909 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT UNE AVAILABLE CAEDTT CLOSING DATE i s.?-y 06J27R004 512,706 37,476 ONW/2004 ?-mmnwarv- ---- TOTAL Precious Bdanee 5%96 (.) Paytnonto, Create 7.546. (?) Pwdm", ?, Debits 103.00 (4) FINANCE CHARGES 111.76 (_) Now swan= 5.223.00 Mirtirtesa Payment Duo $104.00 0826 OBI25 GMM PAYMENT THANK YOU 08/27 Dow W VF PAYMFIIT THANK YOU - ?• Tonal o1 your cnaU and charges 7,546.73 103.00 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION. PLEASE CALL 1-877.752-6572 OR LOG ON TO Hn P/AV W W.CMASEPAYMENTPROTECTOR.COM. CHASE ALL ONLINE EVERYTHING YOU NEED TO GET THE MOST FROM YOUR CHASE CARD-ALL IN ONE PLACE. PAY YOUR CREDIT CARD BILL, GET THIS STATEMENT ONLINE. TRANSFER BALANCES, AND MORE..(T'S FREE AND EASY. DO (TALL ONLINE! - W W W CHASEALLONLINE.COM/TM THIS MONTH YOU EARNED 103 ULTIMATE REWARD POINTS. YOU CURRENTLY NAVE 11,328 ULTIMATE REWARD POINTS. FOR MORE INFORMATION CALL 1.800-24346633. - __ _ -- --- - - - NOMINAL AVERAGE PERIODIIXMIN. TOTAL ANNUAL ANNUAL DAILY D/uLY FINANCE FINANCE PERCENTAGE PERCENTAGE PEA RATE BALANCE CHARGE CHARGE RATE RATE Cash 0.06614 $3.481.54 Sts6. 556. 20.4 = 4110146 es 0.02457 $7 . I . 151.1 $57.1 8. 6. Prafko0orte Purrhsow 0.02463 l B. 5. - noes as revarer eiae ns w.a..:= w.ry,.n=..........,w ......,.....,,,r....o.... ................ CAM IGnS about yotr account? Credit Card lost Or s"On? CO Chaae Cusorrw seMes 24 Itoura ¦ Day. 7 days a week, td!-tee at 1-80034- 0601 Or write P.O. BOX 15&50. Wentington, DE 1 t78B6.5650. Pan SwAdo W CBeMe en EgmMol: 7-800$45-0464 Page 1 of 1 8323600 30 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 10129'2004 512585.06 - 5251.00 Facsi*mi*le UPALI BOYAGOOA X70 713 FLORENCE CIR MECH PA 17050 Copy CLese Platinum MasterCard6 C )CHASE ACCOUNT NUMSERI S= 76317"8 8546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE j/25aS.06 10f262004 $12,700 $134 IGM412004 Here 15 Your ACCOnnt 5id 0>0'IY[ TOTAL Previous Belance $6.223.90 (-) Psyn-IL Credits 125.00 " (+) Purtmses. Cash, Debits 7.349.73 (y FINANCE CHARGES 116.94 (?) Now Brrfance 12.565.06 Minimum Payment Due 5251.00 Here are Your Charam and Credits at a a bum THANK YOU Total of yam cre6da and ch"m 125.00 7.349.73 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1-877-752-8572 OR LOG ON TO HTT P'l1W W W.CHASEPAYMENTPROTECTOR.OOM. CHASE ALL ONLINE EVERYTHING YOU NEED TO GET THE MOST FROM YOUR CHASE CARD -ALL IN ONE PLACE! PAY YOUR CREDIT CARD BILL, GET THIS STATEMENT ONLINE. TRANSFER BALANCES. AND MORF-AT'S FREE ..SIGN UP NOW • GO TO W W W.CHASEAUANUNE.COWTM THIS MONTH YOU EARNED 103 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 11,432 ULTIMATE REWARD POINTS. FOR MORE INFORMATION CALL 1-800.243-6533. Here!'. bnw wo dl ptormined vnnr Finsnre (7lar9ee- 112-1.. R011w [1..i.. ,42 NOMINAL AVERAGE PERIODIUMIN. TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FRANCE PERCENTAGE PERCENTAGE PERIODIC RATE BALANCE CHARGE CHARGE RATE RATE Cush 0. , -6 3-0 20.74 20.7 Purollaeea 0. 1 , 759.1 S12 .4 0.99% - Pause ase revafae alas to OMaICe CornplMeQt McMod and olner imponem inRYMOM. Ouns1lans ataA your account? Crew Card lot or stolen? Call Chase Cuslomer service 24 hours a Day. 7 days a reek, toll-tae 811-800-334- 0601 or orate P.O. BOX 15650, NOmmptdn. DE 16098.5650. Para Servicio w Clients on EspaRd: 1.800345-0464 Page 1 011 8323600 29 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE ! MINIMUM DUE 11/2712004 1 $ 12,510.55 { 5250.00 Facsi*mi*le LIPAU BOYAGODA 2170 713 FLORENCE CIR WCH PA 17050 copy O CHASE CLase Platlmm MaslerCarde ACCOUNT NEMMR1 3222 7631 7900 0346 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE 512,510.55 11n 7n004 - $12,700 5799 11iG2n0011 Here 1s vour Account SmnmuT: TOTAL P.ef me Balance 512.565.os (.) Paymenle. Cradhe 280.00 (.) Purchases. Calf, Debits 103.00 (y FINANCE CHARGES 12249 (?) Now Balance 12,510-55 Minimum Psymenl Due $250.00 Here are o ur l:II es anU cleans at a guince: TRAM. POST REF DATE DATE -NO. DESCRIPTION OFTRANSACTtONS CREDITS CHARGES 1 1 1 1 I ANY 1 , 10tM 1026 BD79M PAYMENT THANK YOU 260. Total of you credits and charges 28000 103. THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION. PLEASE CALL 1-877.752.8572 OR LOG ON TO HITPl VWW.CHASEPAYMENTPROTECTOR.COM. CHASE HAS A SMART PAYOFF PLAN FOR VALUED CUSTOMERS LIKE YOU. GET STARTED TODAY AND TURN YOUR HOME'S EOUTTY INTO CASH YOU CAN LASE-CALL CHASE NOW 1400-707-4812-MAKE HOME IMPROVEMENTS, PAY OFF BILLS OR USE FOR ALMOST ANYTHING AT ALL. WE CAN CUSTOMIZE A HOME EQUITY LOAN OR LANE OF CREDIT SO ITS EXACTLY RIGHT FOR YOU! CHASE ALL ONLINE EVERYTHING YOU NEED TOGET THE MOST FROM THIS MONTH YOU EARNED 103 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 11.535 ULTIMATE REWARD POINTS. YOUR CHASE CARD-ALL IN ONE PLACE) PAY YOUR CREDIT CARD BILL, GET THIS STATEMENT ONLINE. TRANSFER BALANCES. AND MORE..rrS FOR MORE INFORMATION CALL i-80062436533. FREE... SIGN UP NOW-GOTO WWW.CWLSEALLONUNE.OOAYTM Page 1 of 2 8323600 25 of 72 Lam........ A-.--4--A - 1C4..-- C%--e• ilaw tw Taboo fr.A- 70 NOMINAL AVERAGE PERMI AIN. TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE RNAMM PERCENTAGE PERCEWAOE PERIODIC RATE BALANCE CHARGE CHARGE RATE RATE 0.06882K 82 1 $57. S".44 20.74 10.7 0: 107.34 Sol B. &! Please ate reverse aWe fir balance compute m mainod ono omerlmponam to n wwm. QUe"Onslabout youraccouni? Credit Card loot or olden? Call Chase Cumtomer service 24 hours a Day. 7 days a week, ta!-tee &1 1-800-334- 0601 or write P.O. BOX 15650, W9mlrow. DE 19886-SM. Pena Semicio III Cliame on EepaAd: 1$00345-W4 P%6202 8323600 26 at 72 ACCOUNT NUMBER: 52222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 12/2&2OD4 512510.18 $250.00 FaCSl*---l*le UPALI BOYAGODA n70 713 FLORENCE CIR BIECH PA 17050 copy O CHASE Chase Plathntm Mosta CardO ACCOUNT MM31ERN SM 74317"0 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE SlZmQ18 121282004 $15,700 $3,189 t24114064 Here 25 oar ACCGLOL Jmhib am_ TOTAL Previous Balance $12.510.55 (-) Paymama, Credits 260.00 (?) P1rchmsm Cash, Debits 125.35 Imo) FINANCE CHARGES 131.20 (_) New 9darwo 12.510.18 Mirlkmrn Payment Due 5250.00 Tote) of your credits and charge& 260.00 128.3 THE MINIMUM PAYMENT SECTION OF YOUR CARDMEMBER AGREEMENT (SECOND PARAGRAPH. THIRD SENTENCE) IS AMENDED TO CHANGE A PART OF YOUR MINIMUM PAYMENT CALCULATION FROM 3% TO 2% OF THE NEW BALANCE. ALL OTHER PARTS OF THIS CALCULATION REMAIN IN EFFECT. THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1-M-752-8572 OR LOG ON TO ATP JlvlW W. CFASEPAYMENTPROTECTOR.COM. BUYING A CAR? LET CHASE HELP YOU SAVE MONEY, TIME AND AVOID HASSLES. CALL 1486-22A6601 OR GOTO: W W W.CHASEAUTOLOAN.COM THIS MONTH YOU EARNED 120 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 11,654 ULTIMATE REWARD POINTS. He,re'a how wn dpiltormined vamr 7rhesnce Cases,! This to R2Nne [:rdn 31 NOMINAL AVERAGE PERIODIGMIN. TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FINANCE PERCENTAGE PERCENTAGE PIODIC RAT BALANCE CHARGE CHARGE RATE RATE 0.06751 13.483 9 21 " 502.1 g 20. 2D. Poch 0. 1 w Cl w & i 599% S_ - Fiestas, see reverse, suds, Tor balarme COrtIPln um method and other rnpw m rntrrsaim. QW116011f about your swaan? Credit Card Icer or stolen? CM Chase Custorner service 24 hours a Day, 7 days a week, loN-tea as 1-800-334- 060'1 or vita P.O. BOX 15650. Wilmington, DE 19886.5650. Para S"clo d Cllenle an EsPOM: 1-800-545-W4 Page 1 of 1 8323600 24 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 011292005 $12.624.73 $252.00 Facsi*-m--i*le UPAU BOYAGODA xis 713 FLOREME CIR h1ECH PA 17050 Copy Clam Plathem0 MasterCard® O CHASE ACCOUNT NUI MRA 5222 76317900 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT UNE AVAILABLE CREDIT CLOSING DATE ;12,624.73 0U2gf" S'15,700 !P,075 011042005 TOTAL Previous Balance $12,51D.18 (-) Payrnam, Crews 250.00 (+) Purdwas. Cash DoUls 228.00 (+) MHANCE CHARGES 138.55 (?) New Balance 12,624.73 - Minimum Par wnl Due sm.5 01 YOU Tolsl of ycwr tests and dwryes 250.0D THE CHASE PAYMENT PROTECTOR PLAN CAN HELP PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1$77-752-8572 OR LOG ON TO HT7P'1MNYW.CHASEPAYMENTPROTECTOR.COM CONGRATULATIONS! BECAUSE YOU ARE A VALUED CUSTOMER, YOUR CREDIT U N E HAS BEEN INCREASED. PLEASE NOTE YOUR NEW LIMIT ON THIS STATEMENT, LOG INTO W W W.CHASEALLONLINECOMITM TODAY. PAY YOUR BILL, TRANSFER BALANCES, GET THIS STATEMENT. ITS FREE AND EASY! DO IT TODAY! THIS MONTH YOU EARNED 225 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 11,802 ULTIMATE REWARD POINTS. Ps"1d2 8323600 22 of 72 T-7-0. k- wo dafnraadnav{ vaanr Fhaanre! (" horse?: Dee in 1kWhae Crdr. 32 NOMINAL AVERAGE PERK)OK9MIN. 70TAL ANNUAL ANNUAL DAILY GAILY - FINANCE flNANCE PERCF]1TAOE PERCENTAGE PERIODIC RATE BALANCE CHARGE - CHARGE RATE RATS Cash 0.Q661 7;3.486 :f4. $64 21.24 21. Purchases - 0. 088.5 $71. S. 8. Planes we reverse aids for balance computation method and other IMPOnarm atla 11 aeon. UusstyOns about your account? Craat Card tcal or stolen? Call Chase CuMww service 24 hours a Day. 7 days a week. tall-tee ® 1-900-334- 0601 or write P.O. BOX 15650. Wilmington, DE 19686-5650. Para Sor*io al Clients an EspwU: 1-800345-0464 Psge 2 ol2 8323600 23 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 Total of your credits and charges 25600 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1-877-752.8672 OR LOG ON TO HTTP/AVWW.CHASEPAYMENTPROTECTOR.COM. CHASE HASA SMART PAYOFF PLAN FOR VALUED CUSTOMERS LIKE YOU. GET STARTED TODAY AND TURN YOUR HOMES EQUITY INTO CASH YOU CAN USE-CALL CHASE NOW AT 1-8004531443-MAKE HOME IMPROVEMENTS. PAY OFF BILLS OR USE FOR ALMOSTANYTHING AT ALL. WE CAN CUSTOMIZE A HOME EQUITY LOAN OR LINE OF CREDIT SO ITS EXACTLY RIGHT FOR YOU! DISCOVER HOW A CHASE HOME EQUITY LINE OF CREDIT HELPS YOU WITH YOUR FINANCING NEEDSI CALL CHASE HOME FINANCE NOW AT 1-e6S-881-6M. HOME EQUITY LINES OF CREDIT WILL BE MADE IN CT. NI, NY. AND TX BY JPMORGAN CHASE BANK AND IN OTHER GEOGRAPHIC AREAS AND TX BY CHASE MANHATTAN BANK USA. NA EQUAL HOUSING LENDER THIS MONTH YOU EARNED 832ULT!MATE REWARD POINTS. YOU CURRENTLY HAVE 12,724 ULTIMATE REWARD POINTS. 561. Pape 1 of 2 8323600 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 0227rM $ 13,914.13 $278.1X7 Facsi*m---i*le UPALI BOYAGODA xvo 713 FLORENCE CIR MECH PA 17050 copy O CHASE Chase Pledrum MmterCard® ACCOUNT NUMBI:R7 522 76317900 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE $17,814.17 00/272005 $75,700 $1,785 0200/2005 Here is your Accomlt Smmarv: TOTAL Previous Balance $12,624.73 (-) Psymams. Credits 256.00 (+) Purchases, Cash Debits 1,392.75 (+) FINANCE CHARGES /51.65 (?) Now Balance 13.914A3 hmraum PaymaM Due $276.00 01!05 I01A75I9EAEM ( AT&T WIRELESS SERVICES BODE8876W WA Ot/08 110,2 B607M WWW.CIRC rTCrrY.COM TELS0054324BOOK 01/13 07/13 7ODBIA SAMSCLUS CHECKR 40D1 DE 01/24 01/24 XFNHM AT&T WIRELESS SERVICES SW48887600 WA 01/ZB 01/26 GJVSM BURGDORFF ERA PARSIPPANY NJ 20 of 72 Here's how we determined vm r Fln- r%mvese. a, -.., Us- - 1.. - AVERAGE ERIODICJMIN. TRANSACTION N TOTAL NOMNV/1L ANNUAL ANNUAL DAILY DAILY FINANCE FEE FINANCE PERCENTAGE PERCENTAGE PERIODIC BALANCE CHARGE FINANCE CHARGE RATE RATE RATE CHARGE ash 0.0581 13.895 - SM75 11% $a2. 21.20% 25 4 Purchases 0.02463 $9,670.00 9. so. $69.0 8.90% . H. Questions about your account? Credt Card lost or slden? Can Chase Customer service 24 hours a Day. 7 days a week. ton-tae at 1-800-334- 0601 or wrhe P.O. BOX 15650, VHknkgtom DE 19886-5660. Para Senido d Memo en Espsttol: 1-800-545-0464 Page 2 of 2 8323600 21 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 0429'2005 , $3.1131,30 $114.00 Facsi*mi*le UPAU BOYAGODA nvo 7" FLORENCE CIR MECH PA 17050 Copy Chum Md=m MaAerCard6 0 CHASE ACCOLVrr INUMMRr 5222 76317999 9546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE $2,131.30 0412!/2005 S1S,700 j12,! 041062005 91 ..4a - A-11 Ctemirnm - TOTAL Previous Belanea 514,950.65 (') Payments. Credits 12,624.00 (•) Purchases, Cash, Debits 691.65 N) FINANCE CHARGES 113.00 (=j Now Balano 3.131.30 1"mum Payment Due $114.00 ORESN1263 ENOLA PA 03!10 0OODSf 03/10 03!10 ZBHDM NMOBILIS 09714494 HARRISBU PA 09(18 03/18 M060M FEDEX SAP t7Jf11KB AB! 650.T8D50B 11 03/22 0322 GZW PAYMENT THANK YOU 03024 03024 WY8 BURGDORFF ERA PARSIPPANY NJ Total of your credits and charges THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1-877.752-8572. WITH INTEREST RATES STILL HISTORICALLY LOW, MOWS A GREAT TIME TO OPEN A HOME EQUITY LINE OF CREDIT. PLEASE CALL US TODAY AT 1-004792-6573 AND GET AN ANSWER BEFORE YOU HANG UP. HOME EQUITY LINES OF CREDIT ARE OFFERED BY JPMORGAN CHASE BANK, N.A. OR CHASE BANK USA NA. EQUAL HOUSING LENDER. FOUND THE HOME OF YOUR DREAMS? TALK TO CHASE HOME FINANCE FIRST. AND GET SPECIAL SAVINGS ON CLOSING COSTS. CALL A CHASE MORTGAGE CONSULTANT TODAY AT 18" 830 8335. ALL LOANS SUBJECT TO CREDIT AND PROPERTY APPROVAL CERTAIN OTHER RESTRICTIONS AND LIMITATIONS MAY APPLY. EQUAL HOUSING LENDER THIS MONTH YOU EARNED 692 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 14.134 ULTIMATE REWARD POINTS. 12.624.00 691 Page 1 of 2 8323600 16 of 72 Uarsoe lenw wa datarminnd vnnr Finsnta Ch arvee: Davs In Sflbt Cvda131 NOMINAL AVERAGE PERIODIGMIN. TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FINANCE PERCENTAGE PERCENTAGE PERIODIC RATE BALANCE CHARGE CHARGE RATE RATE 0 . $3.552.4 f65. Sas 21.74% 21,7 Purdtaess 0.02461 205.1 7. 597. 8. 8.9 Please a" remAw" sid* W balance computation method and Otherlmporrem rr101rrr1010n. QllesiionS about your accaunl? CroM Card lost or modem? Call Chase Cuslorrw service 24 hours a Day. 7 days a week, toll-tea at 1-800-334- 0601 or wthe P.O. BOX 15650. Whminglon, DE 19886-5660. Pare Serviao W Monte on Espalld: 1-800545-0464 Page 2 ol2 8323600 17 of 72 ACCOUNT NUMBER: 5222 7631 7900 0546 PAYMENT DUE DATE NEW BALANCE MINIMUM DUE 07rd0200r I 512,50&70 I $250.00 Facsi*m---Ile UPALIBOYAGODA am 713 FLORENCE CIR MECH PA 17050 C opy n CHASE rh. Platm® Mamacardo ACCOUNT MNMRs 5222 76317900 0546 NEW PAYMENT TOTAL TOTAL STATEMENT BALANCE DUE DATE CREDIT LINE AVAILABLE CREDIT CLOSING DATE $12,501 07730200iT $15,700 $3,191 D7A15I2005 eae..s i. oewr a nroeeeer ?rm?marrr_ TOTAL Previous Balance $10.740.41 (') Psyrsads, Credits M.00 (.) Purdutses. Cash, Debits 1,923.68 (r)RHANCECHARGES - _ 91.41 (?) Neer Balanos 12.508.70 MiMumn Papnerd Due SM.00 OBN7 OSI07 R708M HILTON DIM INICKORTHOD CAMP HILL PA mmu- 06111 OB11I FH97M OFFICE MAX 0000378 HARRISBURG PA 84. 06113 06113 35LRM ENCOMPASS-166 S66430,291SIL - 575. OSMS DBMS V61WAM BEVERAGE EXPRESS MECHANICSBURGPA 1933 OS21 -0121 7STPM MR KERTIC DHSS CPA CHECK# 4313 DE 230.00 06122 0122 5FKSM THE HOME DEPOT 4120 MECHANICSBURGPA 14.98 0122 0122 5H27M THE HOME DEPOT 4120 MECHANICSBURGPA 159 O&M 0623 5YDPM MERRILL PRINTING 5003233164 MN 83. DB24 061P4 GK02M R F EAGER CO CAMP HILL PA 127 0624 06124 DKELM KWIK FILL MECHANICSBURGPA 30.94 0624 06124 K1IBM THE HOME DEPOT 4120 MECHANICSBURGPA 5. 08/21 06126 3PHIM THE HOME DEPOT 4120 MECHANICSSURGPA 14. 0626 0625 3PK5M THE HOME DEPOT 4120 MECHANICSBURGPA 21.1 0626 06126 O6E)CM PAYMENT THANK YOU 225 06027 01127 421WM BJSFUEL 99025 WOX HARRISBURG PA 20.1 Tolal of your asdits and charges 225.00 THE CHASE PAYMENT PROTECTOR PLAN CAN HELP YOU PROTECT YOUR GOOD CREDIT RATING. FOR MORE INFORMATION, PLEASE CALL 1-877-752.8572. CHASE HOME FINANCE-SIMPLY THE BEST WAY HOME FOR GREAT FINANCING AND HOME MORTGAGE LOANS, PLUS COMPETTTWE INTEREST RATES AND MUCH MORE. CALL 866 836 8335 FOR SPECIAL SAVINGS THIS MONTH YOU EARNED 1,8D4 ULTIMATE REWARD POINTS. YOU CURRENTLY HAVE 17,301 ULTIMATE REWARD POINTS. ON YOUR CLOSING COSTS ALL LOANS SUBJECT TO CREDTTANO PROPERTY APPROVAL.CERiA1N RESTRICTIONS AND LIMITATIONS APPLY. FOR MORE INFORMATION CALL 1.800243-8533. Page 1 of 2 8323600 10 of 72 Here's how we determined vour Finance falareet: Dava In Bflhn Cvdr. 32 NOMINAL AVERAGE ERIOOICAAMN. TRANSACTION TOTAL ANNUAL ANNUAL DAILY DAILY FINANCE FEE FINANCE PERCENTAGE PERCENTAGE PERIODIC BALANCE - CHARGE FINANCE CHARGE RATE RATE PATE CHARGE Cash 0.06025 $124. SZ40 $10.00 Z40 21. 64. Ptrcha a 0.02464% $2.661 $21.01 WMI $21.01 B. tft% raldwrad ®alancaa 0. ,506.41 A $3.05 .09% .99% rauMnd Bohm" 0Q01365% $5.700.47 041. 324.95 4. 4. ' Rsaaa ass rwsras aide for belancs oanputak n moMod slid oatar anpoMM intormaaon. Questions about your accwm? Crsdt Card bat or atden? Cat Chaos Customer UNCa 24 hours a Day, 7 daya a weak, too-t" at 1-800-334- 0601 or writs P.O. BOX 15650, MuinWon. DE 19666-5650. Para SenAdo d Cltane on Eap@W: 1-800-545-0464 Page 2 012 8323600 11 of 72 Statement for accourd number: 5222 76317900 0546 Now Balance Payment Dub Dale Past Due Atnwm IAnkrum Payment $15,266.32 ?05MAS $0.00 $305.00 be . 9erMaea Cord Amount Enclosed IS ??Hwsddrssed?eea ppryyW?Prig slsCarSback. oyrWl 5222763179000546000305DD015286325047398 CHASgEy 0 Pa?ynwd Pro Plan. dar16may Ea cal arty 1 e 7.076 WU z2150o L.r11L1..Ld.L.Iu16..L1,...11.1.1...11.51.1..51LJL51 UPAU SOYAOODA 713 FLORENCE CIR CARDMEMBER SERVICE MECHPA 17050 -PO BOX 15153 WILMINGTON DE 19566-5153 1:5000 L60 281: 421,317900051L.660' Statamwll Date: 0710S05-0647,1075 CUSTOMERSERVICE CHASE O Wn!ml ml PPaayro Da neem Die: ? 00 EEsU.S. t 7as ?a?30e TOO 1-000-0554060 .. Culdde U.S. a6 cWkXt 1-302-594-0200 8323600 MASTERCARD ACCOUNT SUMMA Previous Balance $12.423.69 Payrnau. Crediw 3336.16 Pudreses, Cash, Debile x$3.0".16 Finance Cfw gm 4119,43 RY Aeeoum Numk Tow! Credit Una Available Cre& Cash Access Une Availe6ls br Cash w: SM 701 ISMW S ACCOUNT MOWRIES $15.700 P.O. Box 15206 $413 tMilmkgbn. DE 1985asz95 $15,700 PAYMENT ADDRESS $413 P.O. Box 15153 New BNance 15,266.32 VAiIr inplon, DE 195563153 VISIT US AT: W&WdufamombalmGUL 111 TIMATF RFWARnl4 FYPRFCC C11MMARY For Ukmew Rowrds EAY*w Prwious rewards balance 17.301 Cualorrlr 6mvlceCd RoWds sarnrad on purOlaaea 493 1-000-045.2000 How" avad" b redeem 17.704 600 rewards to e,ke on eelament date In 059006 Rwrwl*w. your poirse add up 1as1 when you Isla you Chaos abdt cord Ia r1 year Wdases-- at the gas *Won. lha ffmM amsuwmnw. on-line - everywrare you Chase credit card m aecWW. YOU cam one point br every dollar you spend. TRANSACTIONS Trans Annals Date Rererer ce Number Merchara N wro, or Transaction Doomplon Credit Debit p B. This Statement Is a Facsimile - Not an original )Lroora0l F15oQW150a 006 k z sa maws Pp0142 05610 raw 34070 re00000010003+7M 6 Of 72 OT 1 35 243.39 O60I 34266662155101216441406 012M CHECK10 110 2,500.00 0603 3426SM2155101246441406 TRANSACTION FINANCE C E 65.00 S!abntant Dane: 07106005 - 0M V05 Acoount Number: 5222 7631 7900 0546 Page 2 of 2 FINANCE CHARGES Daily Periodic Rate Corresponding Avwsga Daly Balance Finance Charge Due Transaction FINANCE Category 29 days in cycle APR To Periodic Reza Fee CHARGES Purchases .02463% 8.99% $3.321.30 523.73 $0.00 $23.73 Cash advances V .05094% 22.24% $260.46 $4.61 $0.00 $4.61 Comrertienee Check .02463% 8.99% $0.00 $0.00 $65.00 566.00 Promotions .01368% 4.99% $5,661.21 1122.46 $0.00 $22.46 Promotion .00272% 0.90% $3,296.80 $2.60 $0.00 $2.60 Promotions .01368% 4.99% $258.68 $1.03 $0.00 $1.03 Total finance charges $119.43 EHectlve Annual Percentage Rate (APIA): 2224% Please see reverse tide for barence compnsson method, grace periocL and other irrponant information. The Correspondig APR is Me rate of interest you pay when you any a balance on any transaction category. The EBaahre APR represents your totel finance charges - including transacdla lees such as cash advance and balance transler lees - enyxeeeed as a peramage. IMPORTANT NEWS Sea this swmter's blochdtstar movie him and gat 50% rebates. Upgrade year card 10 the Chase Prestige Card and get ash beck rewards on movie Wets, any moats, wW Ineatewhen you pay with your Chase Prestige Credit Card. Cal 1 800.290-4097 now to town more about upgre6ng. inportan privacy notice! By special -anhg--vL you can protect the personal data awred In your tame computer with corporetagrade tviine security sofhrere worth $130. Run, yan receive s $1,500.00 PC replsarnent gusram". Log on tot delaifs, www.CardmemberAdvartage.com(FREEfid. As a valued Cardnertber, you are eligible to reain high- quaHy merdndise not available lo the general public from top brands such as Lana, Tanks, Diaay and more! Just go to www.valueemer.am and snbrin 142395 when 4 sales for your ksrtitieale number. ALI now, quarrstias ere lrtifed! 8323600 This Statement Is a Facsimile - Not an odgtnill )( OWDWI Flti33ri30• ow N 2. a aea01 Pg02V2 0900! MW 3404 21ma00WY0a61 7m 8 of 72 Statement ter eacwa,t raenber: 5222 71337 7900 0546 CHASE O New Balance Payment Due Dale Pest Due AffMM Minimum Psyrtent $15.107.15 09/28/05 $0.00 $302.00 r?-?'? Wne your d,eek pysale to Chem Card Samoa. Amount Enclosed I$ INaw aattrass a rrMK Pon on back. 522276317900054600030200015107150000006 UPAU BOYAGsoDA in FLORENCE in F CIR CARDMEMBER SERVICE MECH PA 17050 p0 BOX IS153 VALMINOTON DE 19886-5153 1:50001,60284 4 2 1,3 L 7900054661' Statement Dods: 0SV"5-0910 M CIISTOMERSERVICE CHASE O ? ue Payymeent Due: $ Espanol ;X3308 TOO 1800455-0060 Outside U.S. call mlod 1.102304-0200 MASTERCARD ACCOUNT SU1iNIA Previous Balance $15,280.32 Payment Credits -$330.33 Purchases, Cash, Debits +$80.92 Firm" Charges 4"24 r: 4222 7831 7900 0546 ACCOUNT INQUIRIES f/7,700 P.O. Box 15298 u'702 mnlpon, DE 19550.5299 Vrs 1117,700 PAYMENT ADDRESS 32,592 P.O. Box IS153 RY Aecant Numa Total Cmdt Line Available Credit Cash Access Line Mafeble for Cash New Balance 15, 07.1S W**Oon. DE 19886-5153 VISIT US AT: www domes, nikradtrards CorpraLlagonal Your credit lard has been increased. Take advantage of your enhanced spending power to make purchases, get cash and tender balances today. err rts¦ATF RFWARnr, FYPR FCC 5111fi1fi8ARY For lMinww Rewards Express Phniousrewahdstxdetce 17.794 Cun mx Services Revrards awned on purchases 66 7-000445-2000 Rewards avaiktble b redeem 17,860 600 rewards to spire on ddwnent data in may 2006 Remember. your points add up Jest when you use your Chew credit card ttr all your purrnws - at the gas MOM the movies, restaurants. oft-line - ovwy~ your Chew* credit card is accepted. You earn one point for every dcisr you spend. TRANSACTIONS Tram Amount Date Reference Number Merchant Name or Transaction Descdpfion dell Debit FINANCE CHARGES Daily Pariode Rate Correapondsig Average Daily Balance Finece Charge Due Transaction FINANCE Category 31 days in cycle APR To Periodic RIM Fee CHARGES Purchases .02463% 8.90% $3,666.68 1128.02 $0:00 $28.02 Cash advances V .06162% 2249% $26530 36.07 $0.00 16.07 Prornotiorw .01368% 4.99% $6,657.03 $23.88 $0.00 Mall Promote" 00272% 0.99% $2,994.75 $263 $0.00 12.53 Prornaaaw .01368% 4.99% $2.505.49 $10.63 $0.00 $10.63 Total finance charges $70.24 EMeeaw Annual ParmnY9e ROO(APR), 5.58% Please sea reveres side for balance aompitsibn method, gram period. and other important indomnaWn. The ComesporWhV APR is the too at it ow you poky when you carry a balance an any transaction casagary. The Effective APR represents your tad Gra nce d,arWm - including t wmwton Ism such as cash advance and be anre Venetr ism - expressed as a percentage Burt Sder wih Earthl-ink HS or Dial Call 1-800-327-8454 8323600 ( This Statemerd Is a Facsimile - Not an origkial 1 z coaoaor FS==e Wo „ z as 01.,06,03 vM., ma ewe ww Maas zsan oomaroasaaeaa 89 of 72 statement for accoufl nurnbr: 6222 7831 7900 0548 New Balance Payment Due Dale Pmt Due Amarm 1lanimum Payment CHASE O $15,678.18 102M5 $0.00 $311.00 WRayeer flora, 1sleto Chase Care 9ervlaa Mount Enclosed " ?Nwr edtrese aanwr Print on back. 522276317900054600031100015578180000001 3540a6xz2Fem0 1.,1111.I..1..1.1..I..11...1.1....11.1.1...0..1.1...111111..1 UPAU BOYAGODA 7113F FA; CE CIA CAROMEMBER SERVICE IMCH PO BOX 15153 VALMINGTON DE 198a6-5153 1:5000 L60 281: 4 2 L 3 L 7900051.66ti" SlslememDate. 00104105-10103" CUSTOMERSERVICE Payment nnirnum Paymee Date. 41,06 Payment Dus: $3 1.00 Eape ;l 1-0?-446 330008 CHASE. O u TDO 1-000955-0060 Outside U.S. coil co0ect 1 }302394-0200 MASTERCARD ACCOUNT SUMW Previous Odonce $15,107.15 Payment Credits 3310.00 Purdtmes. Cash. Debits ,$691.42 Finanos Charges +$60.61 RY Aeeount Numb Total Credit Line Avail" Credit .Cash Aomm Line Available for Cash r: 52237031790D I1b16 A000UMT INQUIRIES P.O. Box 32,2510 $17.700 $2.121 Vldltsnpton, D£ 19m0-5298 $17.700 PAYMENT ADDRESS $2,121 P.O. Box 15153 New Beiance 15,578.18 Mninglon, DE 198863153 VISIT US AT: IIt TIMATF RFWARnS FYPRFSS SUMMARY For llfhfrHb Rewards Exirees Prin4ousreeardsbtan 17.850 CusiomxSWVIMCFO Rewards awned on purchases - 692 1 400.945.2000 Revised: available to redeem 18.662 600 Raaards to sxptre on statement dab in May 2006 Rerrlsnbr, your pdnb add up last wen you use your Chase credit card for s9 your purdtabm - at the gas sit," . the motfee, restaurants. on4ne - everyaMro your Chess credit card is soeepled. You cam one P7ird for every dater you spend. TRANSACTIONS Trans Amours Date Reference Nlarber Marchers Name or Trans¦ction Description Credit Debit OW18 564OWM6122164MI324 i6iMt DKKTAL VOt R32E SON NJ 27.24 09121 1264284P120627244313756 PAYMENT -T14MIK YOU 310.00 0022 66470626266265220000079 1CTORY Yw AUDI MTfSUB KkRRisBURG PA 542.28 FINANCE CHARGES Daxy Periodic Rau Corresponding Average Daffy Balance Finance Charge Due Transaction FOUINCE Category 30 days tar Cyde APR To Periodic Role Fee CHARGES Purdnaes .02463% 8.90% $5.967.54 $5149 $0.00 $61.40 Cash advanoaa V .06231% 22.74% $27026 315Jx6 $0.00 $5.05 Promou" .01360% 4.90% 115,542.03 $22.75 $0.00. $22.75 Promotions .01360% 4.99% $2.511.03 $1031 $0.00 $10.31 Total Inanlce charges $08.61 Effective Annual Percentage Rase (APR): 7.03% Please we reverse aids for bebmd computation method. onln period. and other Ynportam Information. Th ar Corresponding APR Is the rare of iraarew you pay when you mTy a bbnee on any transaction category. The Effective APR represents your lolal 4nersa dirges - Including transaction bee such as cash advsnrce end btattce "slar fees - stprmsod as a percentage. IMPORTANT NEWS UW.ENT: This month, valued Cardmwr Ws have been issued a Thank You worth up-lo $100 emising you to a tut year of three magnanes. They1e already been reserved fill, you. 8323600 Ocal7fies are limited. so call by 12/10105 to daim yam . Thank You of up to $100 are for deteib. 1-80G-842-3511 This Statement Is a Facsimile - Not an original )(000We1 MUMa 1D WO N Z w o"oA,3 P.Q.tda Oeeae R11.-355.0 2)e1000010D008S61001 65 of 72 Statement tot nocouni rwmber: s222 7e31 71900 D64e New Balers Payment Due Date Pmt Due Amount Minimum Payment $16.933.61 1 1M6N5 $0.00 $336.00 =z- r chock pryaMe a arse Cord S rvl- . Amount Enclosed ?drns or e-mrl? Print m beck. 522276317900054600033800016933815098077 302448ax z3010a D UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050 CHASE O Ewoll me the ol*on Paymom pmadoi Plann.. 1 undar?tend 6,e e?lcl oner end may cants .gTm.. ume ...11..111.,,11..11..1 C.AROMEMSER SERVICE PO BOX 15153 WILMINGTON DE 19666-5153 1.50001,60 281: L.2 L 3 1,790005466 ' SmeM Dals. 1W04p5 -11/03M CUSTOMER SERVICE CHASE O PteleMinnimum, Payne a Due: '»8OD Es{ MI 1.008446 333008 TDD 1.600-955-0060 Ounide U3. Carl collect 1.302-594-8200 MASTERCARD ACCOUNT SUMW Previous Balance $15,576.16 Payment. Credits 4315.00 Purchases. Gall, Debits .$1,527.24 Finance Charges 4143.39 ,RY Aceonmt Nutnt Total Credit Line Availallfe Credit Cash Access Una Avatabie for Cash or: 52227631 7900 0546 ACCOUNT INQUIRIES $17700 P.O. Box 15296 $766 Wilmington. DE 19650-5296 $17.700 PAYMENT ADDRESS $766 P.O. Box 15153 Near Balance i6A33.a, Wilmiroom DE 19666-6153 VISIT US AT: III.TIYATEREWARMEYPREZe3L1YYARY ForU6hnatsRow" Express Previous rawaNS batnce 19.552 Cuarorner Service Cal Rewards gamed on pirdfases 26 1-aw-045-2000 Rewards available, to redeem 16.550 600 Ravnards to expire on etelenwM data in May 2006 Remember, your points add up fast when you Lim your Chain credit card for all your purchases -- at the Use station. the movisA restaurants, on-line - everyMtxe your Chase credit cad in aceepled. You earn one poke for every dorw you spend. TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credt Debit 10/12 6 46667 CHECK TO EUROPEAN IMPORT CENTER $I,Mrdr 1014 34266ssmsocit2ime7635 1RWSAC710N FINANCE CHARGE 45.00 10/le VONAGE DIGTTALY DISON NJ 27.24 10119 12922920458266242491276 PAYMENT -THINK YOU 315.00 FINANCE CHARGES Daily Periodic Rae Correspondlnip Avers" Deny Balance Finance Charye Due Transaction FINANCE Category 31 rays in cycle APR To Periodic Rene Fee CHARGES Purchasae 02463% 6.99% $7,36723 $56.41 $0.00 $66.41 Cash advances V .06231% 22.74% $27555 $5.33 $0.00 $6.33 Convenience, check .02463% 6.99% $0.00 $0.00 $45.00 $45.00 Prortatian 01366% 4.09% $5,230.46 $2222 $0.00 $72.22 Promotions .01366% 4.99% 52.510.13 $1065 $0.00 $10.65 Promoaore .01094% 3.90% $1.11423 $3 78 $0.00 $3.78 Total linance charges $143.39 Enoctive Annual Perontayo Ross (APR): 22.74% Please see reverse aide for balance computation nial hod. grace period, and other important intormolon. The Comopiinif g APR is the redo of interest you pay ehsn you carry a balance on any transaction category. -rho E4feelve APR represents your total Isamoo charges- irfrhrdnrig transaction tests such as cash advance and balance trenaler foes - expressed as a percentage. Make your Holiday shopping more rewerdng. Use your I.Mimeu Rewards Expam card br at of your purchases, and earn reward points for every purchase you make. Redeem your Ports for more gins for terniy, and rinds $ 0O or treat yourself to a special reward. This Statement Is a FacsknHe - Not an odgin i Z0o00o01 P6333300. 000 N z 0.l OViim Pae.fe3 03616 hMW3o344 3 ooooopoooo4g"m 61 of 72 Statement for accouril number: 5222 7631 7900 0546 New Balance Payment Due Date Pest DUe Amwtnt Minimum Paynard $16.716.11 (01/20,06 S0,00 $334.00 Card Amount Enclosed Wks your chink bit to Chow . BeMaea. f Now sdesas a e+e,wR Print b ack. 52227631790005460D033400016716115115538 CHASE Tax time is almost hens. Make tLW credit y!r of dalai?yavri oftlPon asaemn4msse4sp 30010MWZ3060 L..IIL1..L.I,L.L.IL..LL...IL1.L..IL.LL.,IL.11..1 UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19886-5153 ;: 5000 160 281: 4 2 113 1 7900[15 . r. &e Slalenvard Dete: 12104,05-01/03106 CUSTOMER9ERWCE CHASE O Mi i r ? ? er s 00 m n ; t e: Easel ; x.46-330e TOD .14100-055-0060 Oulalda U.S. call coned - 1-302404-0200 MASTERCARD ACCOUNT SUMMARY Accowd Humbr: 522278317111111101 WAS ACCOUNT INQJIRIES Previous Belenrr $16.041.96 Total Credit Line. $17700 P.O. MX 15208 Win nglun DE 19850-5208 Psyment Cradhs 4750.00 Avs9eble Credit . $083 Purdresas. Cash. Debts +;23.19 Cash Access Una $17.700 PAYMENT ADDRESS Finance Charges 4100.94 Pivailabla for Cash $083 P.O. Bolt 15153 New Balance 16,716.11 Wilmkypon. DE IWW-5153 VISIT US AT: " IIITIYATERFWARnSFXPRF-?_CSIIMMARY ForUftnn*Rewards Etgress PrwAwsrewNdsOtlsae 18.841 Customer Service Call Rewards earned on ptrcha as 24 11-000445,2000 Rewards available Io redeem 1x.865 600 Rewards a spire on statement dais in May 2006 Remember, your points add up test when you use your Chose credit card for an your purOimais - at the gas ats6m, the movies, restsurmms. on-Ina - everywhere your Chase credit card is sccRtted. You earn one poird for every dosnr you aped. TRANSACTIONS Trans Amours Date Reference Number Merchant Name or Transaction Dsevipton Credit Debit I.Wis 12120 13543642724550488400002 PAYMENT-THANK YOU 350.00 FINANCE CHARLES Daly Periodic Ride Cortespondiig Average Daily Balance Finance Charge Due Trenmctton FINANCE Category 31 days In cycle APR To Periodic Rale Fee CHARGES Purchases .02453% 8.99% $7.78748 $59.46 $0.00 $59.46 Cash advances, V .06m% 2324% $286 35 $6.66 50.00 $5.06 Convanierve check .02463% 8.99% $0.00 $0.00 $0.00 30.00 Promotion. .01366% 4.99% $5.101.40 $21.84 30.00 $21.64 Promodore 01368% 4.99% (2.510.46 $10.65 $0.00 $10.64 Promotions 01094% 3.00% $1,03854 8353 $0.00 $3S3 Total anance charges $100.94 Effective Animist Perc ecriage Rate (APR): 724%. Please see reverse aide fo balance congcrslion rneahod. Waco period. and other np~t Inks melon. The Corresponding APR is On raw of interest you pay when you carry a balance on any transaction celsgory. The Etfectve APR repnessms yaw coat finance charges - Intl W ng BaroeCton bes such as cash advance and balance traaier lose - expessed as a percentage. IMPORTANT HEM A Now Years readu im fi>e is easy Io kespt Use Your Utimale Rewards Express card for at of your purchases. Earnreward poklta for every purchaaas you rr ks. Redeem your pointy for name-Wand merchandise 8323600 or gift cart0cates to lending marclards. This Statement Is a Facshnlle - Not an origtnal X 0000001 F63a33.010 oo0 4 z w ovolm Pq.1 43 am" W MA 3001o OMt1000a1ao0113M M 53 of 72 Statement for account number: 5222 7631 7000 0546 New Balance Payment Due Date Past Due Amour Minimum Payment $17.309.83 02l28106 50.00 $346.00 Amount Enclosed m Wdrass e-rnPYyf We an ba Card 9ema 522276317900054600034600017309835115537 n321e M Z 034N D UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17060 CHASE() Taut time Is almost here. Make your arc. alt ot0t5 paymerss. ess.lsp CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 196863153 t: 500D 160 281: 1.2 L 3 L 79000 54 6 611' Statement Oats: 01104106-02103106 CUSTOMERSERVICE SE 0 Payment Due Dale: OW.S. -000-045000 CHA TOD 1-000-055-0060 Outside U.S. can ooNect 1-302384-0200 MASTERCARD ACCOUNT SUMMARY Account Number: 5222 7631 7900 0548 ACCOUNT INQUIRIES P.O. BOII 15298 Previous Balance E7Q716.11 Total CredtUM $17,700 OE 79850-52718 irgton Mdkn Payment Cre" -$350.00 Avait" Credit , $300 Purdiassa. Cash. Datifs .501624 Cash Aozes line $17,700 PAYMENT ADDRESS Finance Charges 4127.48 Avalteble tOr Cash $390 P.O. Box 15153 New Balance 1708.83 Nfilmhglon, DE 10886-5153 VISIT US AT www douse mnvtYedfmrda 111 TIYATF RFWAROC FXPR S SUMMARY For Uafnwte Rewards b prow Previous raswrds balance 16.1165 Customer Service Ca$ Rewards emted on purchases. 20 1-000-046-2000 Rewards aveitabte to redeem 18,893 600 Rewards to more on statement date in May 2006 Remernber, your points add up last whern you use your Chase eredt card tot all your purchases -- at the gas station, 90 meviee, redieverea, on-ins, - everyWtere your Chase credit card is accepted. You esm one point br every dollar you SpWW. TRANSACTIONS Trans Amount Date Reference Ntmbsr Marchers Name or Trw n Description Credt Debit 34XIIIIIIN46ON241215781 45078 CHECK TO CORNWALL DOOR St:HV 00 01104 34268980045000241216781 TRANSACTION FINANCE CHARGE 23.67 01/14 10140140415904195le3/95 AY61 NT-TFIANK YOU 350.00 Will 55499676018286540504994 VONAGE DOTAL YOI HOLMDEL NJ 27.24 FlNANCE CHARGES Daily Periodic Rate Conespandirg Aversoe Deny Balance Finance Charge Due Transaction FINANCE Category 31 days in cycle APR To Periodic Rase Fee CHARGES purous4a 02463% 8.89% $7,872.66 $W.11 $0.00 $60.11 Cash advances V 06436% 23.49% $29210 $5.83 $0.00 $5.83 Convenience dick .02463% 8.99% $0.00 $0.00 $23.67 523.67 Promo9erns .01368% 4.99% $6.09757 $21.62 $0.00 321.62 Promotions .01369% 4.98% $2,508.57 $10.64 $0.00 $10.64 PronnBos .01094% 3.98% $661.68 $225 $0.00 $225 Promotions 01368% 4.89% $m et $3.36 $0.00 $3.36 Total finance dsrges $127.4a Eflec ve Annual Porcenaye Rats (APR): 73.49% Plesse we reverse side for balance cempuwtion rnetwd, gnat period. and other important Wormeson. The Correeponding APR N 124 rate of aft you pay 1011W you tarty a balance on any transaction category. The Effective APR represents yowloW Wwnae c ho -Indudkg varsedon tees suds as cash advance and balance vanalar to" - eMesaed as a pscemage. 8323600. r This Statement is a Facsimile - Not an 009kial X o0o9ow F6.11199D9 000 a L 0.l. asQtaa Pap.1113 OWNS W MA 13219 Oan 00000rO0015"M 49 of 72 Statement for accouird rs rnba : 5222 7631 7900 05413 New Balance Payment Due Dale Pmt Due Amount Mirimum Payment $17.124.22 03/26/06 $0.00 $342.00 ==r Mar PaysWe is Chem Card S (Aces. Amount Enclosed ?Jnr-mrt? Pdn on back. 522276317100054600034200017124225115533 CHASE 0 Tax time is almost here. Make your Mt yoVlur credit ?palfydf.IlF?fD1r d otficl Blpeymeme.CDITVI:tlme.l8{1 erosreoczomoeo Ir.rIILl,rir,1.L.1..IIr,rLLr..iLl.l,..ll.rl.l.,.llr.ii,rl UPAU BOYAOODA 713 FLORENCE CIR CARDMEMSER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19666-5153 is 5000 L6O 20i: 4 2 L 3 L 7900054660' Stalanrnl Dots. 0210"ll-03/W" CUSTOMERSERVICE CHASE O Mi Minimum Due Deb: Due: ? 00 IEspall n 1tee;; 3ma TDO 1.800-055-8060 Outside U.S. call collect 1.102-594-0200 8323600 MASTERCARO ACCOUNT SUMMARY Acomwd Number: 52227431 7x00 0546 ACCOUNT ING1U1R1ES P.O. BOX 15296 Previous Balance $17,300.83 Total Credt Line $17,700 OE 19850-5296 wdmfglon Paynrent,Credits 4346.00 Avail" Credit , $575 Purchases, Cash, Debts }$88.24 Cash Access lira $17,700 PAYMENT ADDRESS Finance Charges .$04.15 Available for Cash $575 P.O. Box 15153 New Balance 17,124.22 VAilniroon, DE 19888-5153 VI31T US AT: wow does. rnfareditcares 111 TIMATF REINARIIC EXERFSS SLIYYARY For U6imafe Rewards Express, Previous towards balance 18.603 ahtomer Service Calf Rewards semadonpurdrmaa 28 1-000445.2000 Rewsds available, lo redeem 16,921 600 Rewards b expire on statement date in May 2006 Remember, your points add up fast when you use your Chose credit card for alt your purchases -- at the gas station, the rTmMet% restaurants, mine - everyotme your Chose cra61 card is accepted. You eam one point for every dollar you spend. TRANSACTIONS Trans Account Date Reference Number Merchonl Name or Transaction Deemplon Credit Debit 000 6 + 866-243-4357 NJ vrsr 02M LATE FEE 39.00 03/01 10600602726363776500002 PAYMENT -THANK YOU 346.00 FINANCE CHARGES Daily Periodic Rees Corresponding Average Daily Seltirce Fina ea Charge Due Transaction FINANCE Category 26 days in cycle APR To Periodic Rate Fee CHARGES Purchases .02463% 6.99X. $7.952.62 $54.92 $0.00 $54.92. Cash adver+ws v 06436% 23.4970 $297.70 $5.37 $0.00 $5.37 Convenwncermack ,92463% 6.99% $0.00 $0.00 $0.00 $0.00 Prory"o s 01368% 4.90% $6.10a.91 $19.57 $0.00 $19.57 PrornoYnm 01366% 4.90% V-S1415 S Q63 11.0.00 $9.63 Promotions .01094% 3.99% $527,90 $1.62 $0.00 $1.62 PromMbns .01366% 4.90% $793.46 $304 $0.00 $3.04 Told irotxx charges $94.15 E9ecilvo Amual Pereeninge Rale(APR): 6.56% Please all Information About Your Account "don for balance computation rre" oil. grace penod. and other imponertt irdomration. The Corresponding APR Is the rate of ia6real you pay when you carry, a balance on any transaction eelegory The E6scfve APR represents your total lrmrca changes -includig auoacfon toes such as cash s prance and balance transfer teas - expressed as a percentage. Get ready for spring. Use your Uhlmats Rewards EXpress card to update your wardrobe. and rack Lip the points' Earn reward points to awry Ruche" you melee. Redeem your points for narne-brard merchandise or gift Dart$®aa to leading mrdams. This Statement Is a Facsimile - Not an "Inal X OOD000h caasaie0ro Wo N z 03 O&CO l P,oar am am" WU 9105, oa21000afMxa,O Ql 47 of 72 Statement for account number 5222 7631 79W 0546 New Betanee Payment Due Oste Past Due Amount Minimum Payment $16.954.00 04/2mll $0.00 1339.00 r? Amount Enclosed =yW aer ehrelr prystnk tPnrto mChel>ocsskCud 6ervho.a tf ?Nevr 6ns«amrr . 5222763179D0054600033900016954095115532 CHASE 0 Tax time is almost here. Make our im y«,r t wuq d. or °dee"ta9 offici ryyitrrma. age p 5e349a01zolem0 . I...III.I..I..1.1..I..II...I.I...,Ilrl,l..,li,.I,I...14.II.4 UPAU BOYAOODA 713 FLORENCE C1R CARDMEMBER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 105116-5153 1:5000 L60 281: 4 2 i 3 i 7900054666• Statement Dale. 09104,06-0400108 CUSTOMER SERVICE HASED aym un Pa e t P U.S. a 3 a 3 C Duo: Mlt m ym $ 30.00 EEsp e?6-3 308 ) 1-BE TDD 1-800.055-8060 Pay by phone I-WG-436-7958 Outside U.S. call collect 1-302.5948200 MASTERCARD ACCOUNT SUMMARY Account Number: 5222 7631 7 900 0546 ACCOUNT INOUIRIES Previous Balance $17,124.22 Total Credit Line `15269 $19,700 Payment Credits -$389-00 Available Credt gbn. DE $2,745 Wilmington. DE 19850-5298 Purchases, Cash, Debits 4114.86 Cash Access Una $19.700 Finance Charges +$104.02 Avalable for Cash $2,745 PAYMENT ADDRESS New Balance 16,1154.09 - P.O. BDX 15153 Wiiminplon, DE 196863153 VISIT US AT. aww.dnass_c om0creditcards Cot enulalioniA Your credit lsr has been inenasa8. Tales advantage of your enhanced spending pow b make purchases and varobr balances today. III TWATF RFWARM FYPRFCCCIIIIOOARY For UNmsM RevrarOs E*ress Prinious rove rds balance 111.921 Cu3l0mw Sm%ies Cal Rswads gamed on p rdnases 115 14100-045-2000 Rewards available to redeem 19.036 600 Rewardato expire on slalemBm dale in May 2006 Renvanhar. yam Pointe add up turf vNren you use your Chase credit card for s11 your purchases -- at ale gas Meson, the movies, restsnaents, on-Me - ewywMre your Chase credit card is aoeapsad. You gem one Point Ise every dolkr you spend. FINANCE CHARGES Deily Periodc Rae Carrespondrg Average Daily Balance Finance Chase Duo Transaction FINANCE Category 31 days in cycle APR To Periodic Rate Fee CHARGES Purchases .02463% a.09% $8.07401 $61.65 $0.00 $61.85 Cash advances V .06505% 23.74% $303.44 $6.12 $0.00 $6.12 Conwltiwnce check .02463% 8.991A $0.00 $0.00 $0.00 $0.00. Prolrroles .01368% 4.99% $5.086.01 $21.56 $0.00 $21.56 Promotions. 01368% 4.99% $2.512.29 $10.86 $0.00 . $10.66 Promotions 01004% 3.90% $168 e7 $044 $0.00 $0.84 Promotions, 01368% 4.99% $792.08 $3.37 $0.00 $3.37 Tote) Inane charges $104.02 Elfedtve Annual Percenlea Raft (APR): 7.36% Please we Information About Your Amount section /e balance oomputason method, grace period. and other important information. The Corresponding APR is the ride of Witeree you pay when you carry a balance on any transaction calegory. The Etloctive APR represents, your tale! funence dtapas - indudng lransacvon lees 8323600 such as cash advance end balance treafer tees- expressed as a percentage This Statement Is a Facsimile - Not an origtflal X ODOM" P13331900,0 000 N I 0.l Oee1c. P.O.. all 05M "W. 5O 000,0 iveoosa Um 27 of 72 TRANSACTIONS Trans Amount Data Roleran ce Number Merchant Name or Transaction Daeeripfon Credit Debit Statemer7t for.00" number 5222 7631 7900 0548 New Befenar Payment Dus Date Past Due Amours Minimum Psymani CHASE O $78.601.12 0528006 $0.00 $372.00 t? leaks your d.eek Me to Char Card xrMeea Amount Enclosed It ?Nw edtrass v rmrl? Print m back. 5222763179DO0546000372DD01860112DODDODD M11566r z,23oao I... 111.1..1..E I..1..11.A.1...,11. W... UPAU SOYAGODA 713 FLORENCE CIR CAROMEMBER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19886-5153 1: 5000 i 60 281: 4 2 & 3 1,79000 54 6 6M SlalantantOs. 0~6-05003106 CUSTOMER SERVICE P " 00 ' $ " CHASE O ?n ur neall Bile! V Eape?l ;6 .4:6-3303 TDD 1-8004955-0060 Pay W phone 7-800436-7058 Oulaide U.S. call rro9ecl 1.302-594-6200 MASTERCARD ACCOUNT SUMMARY Accotan Nwnbar: S222 7531 7900 6646 ACCOUNT INQUIRIES Previors Baianee $16,964.09 Tolal Credit Line $19.700 P 8.X 15290 O Payment, Credits 3339.00 Available Credit . . $7.080 Wifnin0lort DE 19850.5298 Purdnsses, Cash, Debils aS7,675.11 Cash Ace" Line $19,700 Finance Charges 4110.92 Available for Cash $1,090 PAYMENT ADDRESS New Bdmce 16,601.12 P.O. Box 15153 V7ilmin2lon. DE 198863153 VISIT US AT. ILITW 1ERE-MtARQ8FXPR af;UMMeRY For UNmsM Rewards E*rem Previcam rewards balance 19.036 Customer Service Cal Rewards awned on pudmon 1.878 1-800-946-2000 RswerM om;iWed ris s7elemenl 600 Rewards available to reeeern 20.312 692 Rewards to expire on stalernert ditto in November 2006 Rerrs+mber. you Pointsedd up last when you use you Chose credit card for a9 yaw purchases- at the 91, slaVon, the navies, mtsuama. on-line - evolvdwre you Chore credit card is a0eeged. You cam one point for every dollar you spend. . TRANSACTIONS Trans Amours Date Reference Number Merc hers Nome or Transaction Descriplon Credit Debit 8323600 This Statement Is a Facsimlle - Not an orl9kml X n0o000, Fl4899507 000 0 Z 03 Owasso Pia. I d2 DUN 1M W 2a 123, 00550i0ar M." 2 of 72 04#11 05444006102426920704033 1114 FUEL 19025 WOX HARRl6 PA 40.69 0415 0544411061476432516025645 BJ6 FUEL #9025 WOX S PA 41.97 0417 5543368610700024080206 VOKAZF -PRICE. TAXES 666.243 357 NJ 27.72 0410 8550,40116110900111011CS00124 LEHM" MOTORS SAAB HARRISIBURG A 427.50 0420 564832661 "267123700136 INSTMITE OF REAL ESA CAMP HILL PA 125.00 WA 05463076111710003506260 63 30256 HAFUNBURG A 42.90 0422 1113 122727777333600007 PAYMENT-THANK YOU 339.00 0428 0641012611 0105 0000 3 MANIC RG PA 46.81 04029 0541019512076 lIIINI 251 AMOCO L 0244SM SHERMANS DALE PA 44.43 osm 55541866123072006420042 VITAMIN D 02335 CAM HILL PA 31.49 Slaisnenl Date: 04104106 - 05103106 Accouu Number: 5222 7631 7900 0546 Page 2 of 2 FINANCE CHARGES Daily Periodic Role Corresponding - Average Daly Balance Rnance Charge Due Transaction FINANCE Category 30 days in cycle APR To Periodic Rate Fee CHARGES Purchases .02463% 8.99% $9,625.22 $71.12 $1300 $71.12 Cash advances V .06505% 23.74% $309.52 $6.04 $0.00 $6.04 Convenience check .02463% 8.999E $0.00 $0.00 $0.00 Woo Promotions .01368% 4.99%. $4.915.68 $20.18 Woo $20.18 PrOMlww .013687E 4.99% $2,511.40 $10.31 $0.00 $10.31 Promotiom .010949E 3.90% $0.38 $0.01 50.00 $001 Promotions .01368% 4.00%. $792.60 $3.26 50.00 $326 Toaf ftnanee dhw9es $110.92 9feetiw Annual Percentage Fiala (APR),. 7.33% Please see nbrmtaion About Your Account section for helaxe computation method, grace period and other in PXUM information. The Corresponding APR is the rata of interest you pay when you Carty a balance on any transaction category. The Eflaraiva APR represents your total loan charges - imixirg frensaclton tees such as cash advance std balance tranalu Use- eVicessed as a paaMage. IMPORTANT NEWS Final and Only Thank-You Notice before, July 10. 2006. As avalued Cerdmesmbi r, you've been Issued a Thank You tp to $100. Claim your fe cruse, each with a low tea of $2.95. Log on for delalla and daim your Thank You up b $100 from Synap eCornect www.giAcad100.cwTVClha5e. Code 24615 Road VIP INS sunrVw? LIM you Utlmote Retards Express card as your traveling companion and cam reward points on every eligible purchase you rnakM.. Redeem your poetsfaname-trend mwc hah6ee or gillcetificdes to leading merdrems. Low you Pei? Happy Paws, a club for cats. doge and birds. provdea dlaoanla on Pal Skgpffee, Pat inakaenca sal Moral Enroll now by calling 1-666-0814409 and 8nd out haw you can as" SW 00 on yam nest pat are service. CPP Non h America offers Happy Paws and is not affiliated with Chess. As a valved ardmasbeir, you we d'glbls b reaivs high,- quality mwdww its not swi cable to the general public from top trends such m Lama. Tonke. Disney and moral And go to www.rewadeMer.COM and NOW 161396 VANOR ads for you anifaae nuhber. Act now, quantities we ffmited. 8323600 f This Statement Is a Facsimile - Not an original R wo0t01 RS11oso, ow N Z 0 0e PV.2t2 oNSO /eh?2a3a6 i=ooooo7W@A1a err 4 of 72 __ _ er Statement for accoui" Timber: 54016630 2379 4271 New Balance Payment Due Date Past DueAmount Minimum Payment CHASE O 518,557.15 llfim8as $0.00 $371.00 Melreaar cheek eye6le to Cases, Card S.,A_ Amount Enclosed $ New sAy_ a e•rnar!p R1at en beep. 540168302379427100037100016557150000005 rnmaor YAGIO IrrrIII,Ir.L.LL.Lrll.rrLL.rrILI.L..Ii.d.LrdLrll,rl uPAU BOYA+000A 7/3 FLORENCECIR CARDMEMBERSERVICE MECH PA 17060 _ PO BOX 15163 WILMINGTON DE 19886.5153 4500OL602134, 209302379427L9r Stafenent Doe: 0510406-06W/W CUSTOMER SERVICE CHASE O Payment 00 ' $ 20? Due: V E,?, ,_ TDO 14MO.055.8060 Pay by phone i-800-436-7956 Outside us. cat collect 1302 Sea ezoo MASTERCARD ACCOUNT SUMMARY Aecow1 Nur.&W 54M 603023794271 Previous Balrhce $18,601.12 Told Credit Une ACCOUNT INQUIRIES $19,700 P O BOX 15298 Payment Credits -5372.00 Available Credil . . $1,142 1Mimin lor DE 19850 5208 Purchases, Cash. Deblts +$209.02 Cash Access Line g L - $19,700 Finance Charges 15119.01 Available for Cash $1,142 PAYMENT ADDRESS New Balance 519357.15 P.O. Box 15153 Wilminglon, DE 198863153 VISIT US AT: 8 Item was transferred from lost / Mien s=ung 1 TWA REWARriR YPR SS IN ARY For Ultimate Rewards EXprssa Prwioua rewards balance 20,312 Customer Service Call Rewards owned on purchases 210 1-000-046.2000 Rewards available b radssm 20,522 692 Rewards 10 expire On atelarne t dab in November 2006 Remember. your poires add up fast when you use your Chase credit card for all your purchases - at the gas station. the ffwA*k restaurants. on4ne - everywhere your Chase croM card is accepted. You own one point for av- dollar youapand. TRANSACTIONS Trans Amountn Date Reference Number WreMA Nome or Transaction DeeXiplon. Credit Debit 8323600 O S 6 a T20 6.243-4357N 2778 OR 11461462929697207500004 PAYMENT -THANK YOU 372.00 FINANCE CHARGES Dairy Pat c Role Corresponding Average Daily Balance Finance Charge Due Transaction FINANCE Category 31 days in cycle APR To Periodic Rate Fee CHARGES Purchases .02483% 8.99% $10.329.16 1176.67 10.00 $76.67 Cash advances V .06573% 7349% $315.75 $6.44 $0.00 $5.44 Convehiece Mock .02463% 8.90% $0,00 $0.00 $0.00 $0.00 PmamBcne .01366% 4.99% $4.636.68 $19.67 $0.00 $19.67 Pr01 0 one .01366% 4.99% $2,512.46 $10.65 $0.00 $10.56 Promotions .01369X. 4.99% 5792.93 $3.37 $0.00 $3.37 Told finance charges $110.01 Effective Annual Percentage Raw (APR). - 7.6996 Please sea INarmetion About Ycur Account section for balance compub9on method, grace period, and other imponom inlarrraaon. The Corresponding APR is the rids of Internet you pay when you carry a 6slance an any transaction category. The Effect" APR represents your 1011 finance Uhorgee - including tronsocton tees much so cesh advance end balerce transfer tees - expressed ss a parearrtegp. This Statement Is a Facsimile - Not an orlgkul X Ammar FS,3=01 ODD N z oar o0wd Prg.I dt owes ra W 74M 15310ammam 470M "0f63 Statement for aiccourd nunber: 5401 6830 2379 4271 New Balance Payment Oue Date Pest Due Annum Minimum Payment CHASE 0 $9.631.57 070M $0.00 $196.00 beck. 9sMms. Amount Enclosed 111N am, or m R Prito Chem Mam, 540168302379427100019900009631570000008 3..e.8otz11114060 i...III.1..I:.I.I..1..Ii...1.1.... 11.1.1...11..I.I...II.J1..1 UPAU BOYAGODA 713 FLORENCE CIR CARDMEMSER SERVICE MECH PA 17050 PO BOX 15153 WILMINOTONDE 19886.5153. 1:5000 i602Er: 20930 23794 27 i9M Smarnant Dale: OW04M6 - 07103MG CUSTOMER SERVICE CHASE O Prjnmm ? roM - i o 00 4 Due: n Psp M E?;m1 1-636- 1 -MG-446-3308 TDD 1-MO-955.8060 Pay by R'ab 1-WO-436-7958 Outside U.S. call collect 1-302-5848200 MASTERCARD ACCOuwr SUMMARY Account Number: 5404 Salo 23794271 P.erious Balance $18.657.15 Total Credit Line $19.700 ACCOUNT H6E3 P.O. Box 15298 15298 Payment. Credits -$10.000.00 Available Credit $10.068 VAAkan lon DE 19850-5298 Purchases, Cash. DoWs 4971.69 Cash Access Line g , $19.700 Finance Charges 4102.73 Available br Cash $10.056 PAYMENT ADDRESS New Balance .631.57 P.O. Box 16153 VAiMinpolLDE 136116i153 V191T US AT: vrww.hfia? mfcredtmrds ce ULTIMATE REWARDS EXPRESS SUMMARY For Ulbnm Ravvsrds Express Previous rwwMa balance 20.522 Oustontsf Service Cal Reatsrds emmed on purchases 972 /-00D-M-2000 Rawrds aw6ede b redeem 21.404 602 Rewards to expire on stesarasrt date in Novarber 2006 Rernember. your points add up test when you use your chess audit card for all your ptr om - at the gas station. the movies, restaurants, mine - everywhere your Chose audit card is accepted You tan one point for every dollar you spend. TRANSACTIONS Tram Date Reference Nuntm Merehem None or Transaction Description Amount Credit Oebl 06106 554667761570072069319 7060MO140 WICHRA FAIL N 196.40 0606 05483076158710003491338 SS 36285 CAMP HILL PA 44.58 ON71 06463076163710003391341 SS 36285 CAMP HILL A 40.41 06/14 55463266166206140636366 3 CN PA 292.50 06715 554607761MM7201142331 16300140 A AL N 33.90 06116 SSS41MG16 6267611 COMt PA600 A 217.23 06!16 0S416016189l4ODW733064 WAL-MART r18a6 SE2MECHANICSOURPA 73.26 061`119 55432686170000715650302 VGNWEPRICE.TAXES aW2434757 lU 27.78 06116 2696170403016724669 KW1K FLL CM MECHANICSBURG PA 15.16 06116 56641066172004132319151 (MANY /263 ENOLA A 30.28 06723 11741740415615377000001 PAYMENT RECEIVED-THANK YOU 10.000.00 Fl NANCE CHARGES Daily Periodic Rate Corresponding Average Daily Balance Finance Charge Due Transaction FINANCE Category 30 days in Cycle APR To Periodic Rate Fee CHARGES Purchases .02183% 8.90% $10.337.48 $7639 $0.00 $76.36 Cash advances V .96573% 23.99% $31756 3627 90.00 $6.27 Convenience check .02463% 8.09% $0.00 $000 $0.00 $0.00 Promotions .01368% 4.99% $2.789.65 $11.45 10.00 $11.45 Pronn6ons .01368% 4.80% $1.594.46 $6.65 $0.00 $6.S5 Promotions .01336% 4.90% $60022 $2.07 $0.00 $2.07 Total finance charges $102.73 Effective Annual Pus sr l•ge Rm. (APR): 7.93% Please see Information About Your Accent section is balance oomputaeon method. grace period. and other khhpornnl information. 8323600 The Corresponding APR is the rale of interest you pay when you carry a balace on any transaction emegory. The E6ectwe APR represents yew loW Tnence charges - inek.dtng transaction fees such as cash advance and balance trahaler leas - mprmwd so a pweentaga. This Statement Is a Facsimile - Not an original R 3oaaon F1aS1'fle 0.3 000 a Z m CenrA3 - Pm. t d. asses W Al. ].+ma 1 Mt moohmomua 01 42 of 63 Statement for accllrwd rnwnber: MW 6830 2379 4271 Now Balance Paymsn Due Date Past Du&Arnae& Minimum Payment CHASE 0 $0,710.62 0002&06 $020 $7".00 ywrel pslrebto Chose Card 9eMm>L Am0un1 Enclosed New E Naw address or le o-may? Print ose 540168302379427100034400009710620000002 x ffi aalr z z. Solo I...III.I..I..I.I..1..II... I. 1.... ILL[- III.. AL. L.I UPALI BOYAGODA 713 FLORENCE CIR - CAROMEMBER SERVICE MECH PA 17050 PO BOX 15153 MRLMINGTON DE 19886-5153 r:5000160 281: 2093023791.2719n' Statem-m Dale' 07/0406-09/0306 CUSTOMERSERVICE f"'• r AA NSE 0 Pais'"-r`: Due Dale: "-1< '16 In U S 1-100-s45.-::.? r.. t` N:mmum Faymera Due $344.]'0 EsFafiol 1-99E-446= ?G8 TDD 1-e00-955-^060 Pay by phone 1-800-436-7058 Outside U.S. call cCli._i:l 1.302-594-1,200 MASTERCA R D ACCO U NT S U M MA R Y Account Nu mber: 5401 6630 2379 4271 Previous Balance 59,631.57 Total Credit line $1 ACCOUNT INQUIRIES 8,700 p O Box 15298 Payment, Credits -5400 PO AvailnhM Credit . (9,999 DE 1.?r.0.r2..e Mhlm:ng:o0 PirQlases. Cash. De_ats aS231 07 Cash Access Lint) . $14,700 Firence, Charles +524703 Available for Cash $3.999 PAYMENT ADDRESS New Balance $9,710.62 P.O. Box 15153 Wilmington, DE 19885-5153 - VISIT US AT: vAvw cha3e :orNcrMit r s Your ntln rtim payment reflects 1% of you statement balance, plus any past-due and/or over-limit amounts, billed interest due, and ova-limit fees and/or late fees. ULTIMATE REWARDS FXPRFSS SUMMARY For Ultimate Rewards Express Previous rewards balance - 21,494 Curo.?vlr Service Cal Rerlards earned on purchases 232 1-900-945-2000 Re -ds ava.;abie w redeem 21,723 692 Rewards io exp re on statement date in November 2006 Remember, your points add up last wnen you use you Chase credit card for all your purchases -- at the gas station, the movies, restaurants, on-fine -- everywhere your Chase credt card !s accepted. You earn one point for every dollar you sp-d TRANSACTIONS __-Amount ` Date Reference Number Merchant Name or Transaction Descripl.on Credit DeDit 07/11 55547506193253070017548 R F. FAGER COMPANY CAMP HILL PA 127' 5 30 117117. 55432e66168000153a73367 VONAGE'PRICE+TAXcSRS2 d5d-243.4357 Nj 25.3 .7:18 :;- I,&2 730 15 651 32 00 00d PA!Y_NT-TK Y--U FINANCE CHARGES r= Iv 3alndlc Rate Ca-esponding Ave-oe Ceav'yar'e F-:. Cce - r=v? .inn FlNANrc i-3j- A: P. - - 'rr?a::n:oiu .01368% 49d% -,.to 00.73 $0.03 Pmrbllons D1368% 4 Q9' V ti d•6 $0.02 110"', tom 01361% .: :. .. '- 2.. .. .,.i. tJ:a :iricnC3 ,:nar•JES a24i.Utl Effective Annual Percentage Rate (APR): 30.54% Flease see Irtarma!.on AWui Your Account seebon lur baance grata period, and o:ha i-r:po; tent mlc-mo, T`e C, rraspondi%APR is the role of interest you pay w%n y,u c.irr/ a'n'a, - : cn any transaction category. The Effective APR represents your total linance charges - including trans,.:u: n !??s such as cash advance. and balance Irarts1w lees - expressed see percentage. 8323600 This StatenvIl t Is a Facshnlle - Not an odgtflal X 4eUCee. Frsmaliaoi = N z .3 osMQs Pq•t dI faller W W X'.er z. st 000007000242@M 42 of 135 Statement for aecoamt ntttnbar- 540/6930 2379 4271 Now Balance Paymem Dug Data Post Dua Arro re Minimum Psyrnent CHASE O $9,710.62 oar2w s $0.00 $94400 ble to Chem Enclosed ? .ydkx.?v i+ w7i? Print . Can! 5u.ler: 540168302374427100034400004710620000002 2 aoeExz2h90eo Ir..III.I.rl.r1.I.rI.rll.rrl.I..r.I1.1.Ir..q..Ir6rJl..illrl UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050 PO BOX 16153 WILMINGTON DE 19086-5153 1:5000 LS0 281: 209 30 2 3 794 2 7 L9ir 8323600 Stalarrwd Dale: 07/04.96 - 081003/06 CUSTOMER SERVCE CHASE O ? ° ? ° " t y sm Due: 1 EspaW ? 08 TDD 1400966.6060 - Pay W Phone 1-800-436.7958 Outside US. cell collect 1-302-594.1200 MASTERCARD ACCOUNT SUMMARY Account Nun w- 5401 em 2379 4271 AC INQUIRIES Previous Balenc?e $0.631.57 Total Credit Line .Box 1 $19,700 P.O. Payment Credits - 4100.00 Available Credit l on rL DE $9,969 M1flnin DE 198605296 r Ptrrhasse, Call, Davits 6$231.97 Cewh Access Una , g g $19,700 Finance Charges .-$247.00 Available la Cash $9,089 PAYMENT ADDRESS New Balance .710.62 P.O. Box 15153 WNnirglorL DE 19685-6153 V191T W AT: frAredilcards Your nw*T rn payment reaacla 1X01 yolr Statement bole ce, plus any Post-dls W&or over-snit arno n4 billed interest due. end over4mh ism armor Isla tees. 111 TIMATE REWARr1S FYPRFSS SUMMARY For Ulineb Rawards Exprase Previous rewards balance 21.494 Cusbmar Service, Cal Rewards owned on prthoses 232 1-0004452000 Rewards avMabls b redeem 21,725 692 Rewards io expire on slownern detain November 2006 Remember, your po'rds add up fast whan you use your Chase credit cad for all your purdnsss - at the gas se9an. line m00e4 rastauremS, nine - 9vayvrere your Chase Credit Card is aomped. YOU earn ens point br 9Very dollar yw spend. . TRANSACTIONS Trans Amount Data Reference Nunbar Merchant Name or Transaction Desaipton Credit Debit 07nl 66547SO61932530700175" R F. FAGER COMPANY CAMP HILL PA $205.00 07117 55432666198c00153873387 VONAGE'PWE.TAXESRS2 aW-243-4357 W 26.97 07/18 1190190273015S513200009 PAYMENT-THANKYOU 400.00 FINANCE CHARGES Daily Parodic Rae Corresponding Average Daily Balance Finance Charge Due Transaction Fff4ANCE Category 31 days in cycle APR To Perbdic Rate Fee CHARGES Purdesss V .062177E 29.99% $9.380.50 $230.95 $0.00 5236.95 Cash advances V .08217% 29.99% $31688 $5A7 50.00 36.07 Promceia s .01368% 4.00% $5.18 50.03 $0.00 $0.03 Promaliors .01368% 4.90% $2.96 50.02 $0.00 $D.02 Pronadions .01389% 4.90% $0.93 50.01 $0.00, 50.01 Totaal mare dsges $247.08 Effective Annual Percentage Rant (APR): 30.64% Ranee sae tdorrtha9n About Yaw Ateantseelon fa balance cnpuuson method, gram Period and ODIar 111W ten irdamaian. The Carreepading APR is the retool interest you pay when you carry a bohncs on any twoa6n Category. The Etlacivo APR repre"m your total lNwnee charges - i I ig Vsnewil n toes such as each advance and Oelnca trarefar fees- expressed see percentage. This Statem wd is a Facsimile - Not an original X W00cel F61i1h607 000 N 2 Go OeAeiQJ PIQ.I d I osew -- 3.Jee m510000ar00a24' W 40 of 63 Statement for account number: 5701 6a3m 2379 4271 New Boar= Payment Due Data Paul DuaAmotsa Monimum Psylvent CHASE 0 $2,351.99 o92me $0.00 $137.00 M Now address or e-Pmeya? is ar Card 9erNae> Amount Enclosed $ Naw dtrrs ars7 Print on b back. . 540168302379427100013700002351990000008 I 7f e76EX z arWab I.11llirllllrrl.I.ll.rllrr.1.Irrr,liri.ir..lir.l,i.rrllrrll,rl UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050 PO BOX 1s 163 WILMINGTON DE 19836.5153 1: 5000 1,60 21Se: 209 30 2 3 791.2 7 19aa Statement Date: 00/04/06 - 09103/06 CUSTOMER SERVICE _ Due Dale: l Mi S 1-800-945-2000 OW4C1. 1M CHASE Li ayment Due: nim m P 3 7. DO Espan ol 1-888-446.3308 TDD 1-800-955-0060 Pay by phone 1-000-435-7958 Outside U.S. call collect 1-302-594.8200 MASTERCARD ACCOUNT SUMMARY Account Number: 5401 6630 2379 4271 ACCOUNT INQUIRIES Previous Baance $9,710.62 Total Credit Line $19.700 P.O. Box 15298 Payment, Credits -$7,500.00 Available Credit $17.348 Wilmington, DE 19050-5293 Purchases, Cash, Debits +526.97 Cash Amass Une S19,700 Finance Charges .511440 Available for Cash $17.348 PAYMENT ADDRESS New Balance $2.351.99 P.O. Box 15153 Wilminglon. DE 198 86-5 15 3 VISIT US AT www.dlas.cOMcredlcards ULTIMATE REWARDS EXPRESS SUMMARY For Ultimate Rewards Express Previous rewards balance 21.726 Cusitt ner Service Call Rewards earned on purchases 27 1-000-945-2000 Rewards available to redeem 21,753 692 Rewards to expre m statemam data in Noverr*w 2005 Remember, your points add up fast whm you use your Chase credit card for all your purchases -- at the gas station, the movies. reslaumms, on-line -- everywhere your Chose credit card is accepted. You earn one point for every dollar you spend. TRANSACTIONS Trent' Amount Dale Refane+- NUinber merchant Name or Tfsnssetion De>:npt.Jn Cr a3t Cecil 08107 12192192730737328100000 PAYMENT WWK YOU $4000.00 De117 IS "55 V 'PRICE. AXESRS2 666-243<357 NJ 26.97 06/20 12322320421731254162644 PAYMENT - THANK YOU 3,SCO DO FINANCE CHARGES Finance Charge Dairy Periodic Rate Conresp. Average Daily Balance One To Transaction ArxvrWated FINANCE raj::: Cr7 71'Iavt11n Cyr'9 APR ?.;-tioyr Rc:n Fo- Fr CHAPGE3 Tatar lutalce dnwhles $114.40 Bfeetlve Annual Perosntage Rats (APR): 2aa9% Hear we Information About Your Acooud section tot balance compulMlm meamd. Croce psdod. and Other Ir(porlam Information. The Corresponding APR Is the role of imeraat you pay When you carry a balawa on any lrarleaclbn category. The Elective APR repreaerss your twat anance charges - Including Vantteeboll fees such as cash advance and balance Vansler fees - expressed as a percentage. IMPORTANT NEWS As a Valued Cardmembx, yoUre smiled b daim a Thank You worth up to $100.00. Ropy by 10110105 for an emirs year Of your %Mdle magazines processed by Synapse Constr. Cal 1-0C0.927-9660 or log on to www.Olt ardl o0.=n)Chne for automatic renewal delada and to select your tavoriles 8323600 This Statement Is a Facsimile - Obt an original x000000, Fa=osDa o00 N Z as ealown Paeat dl 05M -t i7he7 2,141 OWeOMM 718701 36 of 135 Statement tar account number: 5401 6830 2379 4271 New Balance Payrnern Due Dore Paw DusAmour6 Minimum Peyrrlent CHASE 0 $2,351.90 ?09MM6 $0.00 - $13700 Pr Amount Enclosed ?NMw iyd6?s Prirf on back. Cwd 54016830237442710001370D002351990000008 1ne7MZ2.6060 1.111111 L.L.1.LrL111...LL...IIJ.L..IL11.17..IL.ILJ UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE 163 MECH PA 17050 PO BOX 158 I WILMINGTON DE 19666.5153 1:50001,602131: 209 30 2 3 794 2 7 1,91' Slalenwa DEN: OWOW6-09103M6 CUSTOMER SERVICE CHASE O Due Dew: er k ? 00 ' Mi e num Earl ;° TDD 1-000-955-6060 Pay by pt- 1-000436-7966 Outside U.S. call collect 1-3D2-594-9200 MASTERCARO ACCOUNT SUMMARY A-urd Number: 5401 600 2379 4271 Pnwious Balance $9.710.62 Total Credit Urns, $10,700 P.O. AOox 52 8 $RIES . Box 15290 Payntant, Credib -S7,500.DO Available Credit $17.345 YVarnrh bn DE 19550.5295 Purchases. Cash, Debits 0$26.97 Cash Access Une g , $19,700 Finance Charges .5714.40 AvaNsUe for Cash $17,340 PAYMENT ADDRESS New Balance .351.99 P.O. Sox 15153 VAIrringlon, DE 19086-5153 ==rnkradtcards ULTIMATE REWARDS EXPRESS SUMMARY For LftnwN Rewards E:presa Previous rewards balance 21.726 Customw Service Cal Rewards owned on purchases 27 1.500-W6 2000 Rewards avoilsUls to redeem 21,753 692 Rewards to expire on efalemert data in Novernber 2006 Remember, your p0ims add up Imml when YOU use your Chase credl cad for all your purchases -- at the gas station, the momK restounwrls, on-Ina - everywhere your Crave credit card is accepted. You earn one point for every dollar you spend. TRANSACTIONS Trans Amount Dote Reference Nurrbor Merchant Name or Transaction Descripion Credit Debit 00107 326 000.00 08/17 %432666229000016070156 VO E'P « RSZ 666.2434357 NJ 25.97 08/20 12322320421731254162544 PAYMENT-THANK YOU. 3,500.00 FINANCE CHARGES Finance Charge Deily Periodic Rae Corresp. Average Daily Balance Due To Transaction Aoehmulaed FINANCE Ceeg-Y 31 days in cycle APR Perfodfc Raw Fee Fin Charge CHARGES Purchases V.08217% 29.90% $4,165.69 $106.12 $0.00 $0.00 $105.12 Cash advances V,08217% 29.99% $324.76 $5:25 $0.00 $0.00 $8.26 Total finance charges $114.40 Pitedlw Annual Percentage Role (APR): 20.8914, Plesse ase Information About Your Account section tot balance eampuldah method. grace period. andpilter inponam inbenabn. The Correepondng APR In the rata of imerea you pay when you carry a balance an any transaction category. Tina Ellsaim APR rsp ow nb ymr loaf ina ce c wgm - inducing vummc6On toes such as cash advance and balance raster lase - etpmamO as a percentage. IMPORTANT NEWS As a Valued Cardmerbor. yoUre en i$sd b claim a Thank You worth up to $100.00. Reply by 10110706 tar an entire year of your taverns nregsrinae processed by Synapse Contract Cal 1-80OW7-066D or tog on to wwW.gittadl 00.afmlChane for sulamaic renewal deteYa and to sdecl your tavonlsg 8323600 This Statement h a Facsimile - Not an original X0000001 Fr53Wvs03 000 10 Z 03 0.100,03 F.M. t d t owes __ 17197 2b100000e0001 hUM 38 of 63 Statement 1W account number: 5001 GM 2979 4271 CHASE O New Balance Payment Due Date P661 Dua Amount Minimum Payment $528.63 1012606 $0,00 $55.00 ?Makeywr d1.ek payable to Cho- Card 9eMa? Amount Erxbsad 5 ilaw address a a+n•1? IMrt m 5401683023744271000055000006286300D0003 ZOVOax 227e/eD I... UPAU BOYAGODA 713 FLORENCE CIR CAROMEMSER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19806-5153 1:5000 1,60 281: 209302379427190- Statement Date. 09/04/06 - 10`03/06 CUSTOMER SERVICE ' In U.S- 1-WO-946-2000 P ' P CHASE O Mini ay Due: Espaflol . 1-eee-446-3309 TOD 1.900-955-8090 Pay by phone 1-800-436-7958 Outside U.S. cell collect 1-302-594.8200 MASTERCARD ACCOUNT SUMMARY Account Number: 5401600 23794271 - AOCOUNT INOUIPoF-9 Previous Balance $2.351.99 Total Credit Line $19.700 P.O. Box 15299 PWPTAK Credits 51.800.00 Available Credit $19,071 yylmin0lon. DE 19950-5296 Purdusea. Cash. Dacus +$26.27 Cash Access Une $19,700 Finance Charges 44967 Ava9able for Cash $19.071 PAYMENT ADDRESS Now Balance 28.63 P.O. Box 15153 Wilmington, DE 1988"153 VISIT US AT: www dace mmtreditcerds 111 TNATF REWARDS EXPRESS S UMMARY For Ciletrene Rewards Express Provi" rewards balance 21.753 Customer Service Cap Rsaerds owned on purcfiws 27 1.800816-2000 Rewards onwhable 10 redeem 21,760 692 Rewards to expire on staemsrd dole in Novwvbw 2006 Remarnbw. your poufs add up feet when you use your Close credt cad for dl your purdaaes -- at 9a gas elation. tha mwis k mstawafst on-ens - evwywhom your Chose credit red is ertePad, You cam one point br every dollar you spend. TRANSACTIONS Trans_ Anxrunt Date Reference, Nutter Marchers Name or Transaction Desaipion Credit Dabit 09/17 5 070 + IAXESRS2 a66-213 7 02x21 12642640225MIS3010692 P t Ttna91 You Soctronc Chk 300.OD 02(29 12722722732247272900005 PAYM -THANK YOU 1.500.00 FINANCE CHARGES Finance Charge Daily Periodic Rate Coresp. Avnege Deily Balance DueTo Transocion Ammdoled FINANCE Category 30 days in cycle APR Periodic Raw Fee Fn Charge CHARGES Purchases V.08217% 29.99% $1,661.54 $41.46 $0.00 $0.00 $41.46 Cash advarlcae V.00217% 29.00% $333.01 $8.21 $0.00 $0.00 $9.21 Total irance charges $40.67 Etleeaw Annual Percentage Rats (APrW. 269WA Plaaae ace Intolmatiotn About Your Aecoura section for balm a: eompuWan nMl il. grace period, and other imponent information. . The Corresponding APR is In* raw at Merest you pry when you carry a balance on any trerwacion category The E4lacava APR. spew your told inane charges- inrhr6ng vmwcu0n tees such as ash advance and balance tenalm, fees - expressed as a percentage. IMPORTANT NEM Whawver you'd like to do - re6rwnce you morgage 10 gel extra cash, make home irrlprohra,reras, ever buy a crew home: Call Chase list of 1.966e36-8336. We can help wlan all your home sna sing needs. All Iowa autjeci to credit and propnty approval. Equal Housing Lender 8323600 This Statement Is a Facsi nil' - Not an original X0000001 shsa>,moa 000 N z 03 0enocs F0.1d1 fees M 01 2,iSr 27e000000oa 0i 36 of 63 Statement for account manber- 5001 am 2379 4271 New Balance Psymonl Due Dote Past DUS Arnxxrnt Minimum Payment CHASE 0 $32.11 1irmtn6 $0.00 $10.00 ? syd b- . -m l? Print m bb-k. rat 9ervima Amount Enclosed Nsw 54016830237942710000300000D032110000000 UPAU BOYAfbOA UPAU BOYAG°? 713 FLORENCE CIR CARDMEMBEfl SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 1,60 281: 209 30 23 791. 27 19111 Statement Dale: 1 WD4106. 1 tl03N6 CUSTOMER SERVICE CHASE O ? n a ? 1$1 u n Payrn nt Due: 0.00 Espaft i? ?MOS TDD 1.800-955-WSO Pay by phone 1 x00-436.7958 Outside U.S. call collets 1.302-5948200 MASTERCARD ACCOUNT SUMMARY AccoWnt Number: 6001 660 2379 4271 Previous Balance $528.53 Total Credit Une ACCOUNTINQUI FOES $19,700 P Bo 15298 O Payment. Credits -$628.63 Available Credit . . x $19,667 Mrnir ton DE 19850-5298 Purchases. Cash, Debts .$28.40 Cash Access Urfa g . $19.700 Finance Charges +$3.71 Available lot Cash $19,667 PAYMENT ADDRESS New Balance ./1 P.O. Box 15153 Wilmington. DE 19886-5153 V191T U9 AT: FLEXIBLE REWARDS SUMMARY To redeem your Rexible Rewards points. cal Previous pots balance 0 1.800x00,2285. or log onto PointsesmW on pWtaseslh aperiod o www.ChoosvMyRaeards.com1or 244lour New total points balance lo.W5 access to vow rewards program. TRANSACTIONS Trans Amount Date Reference Number Morc anm Name or Transaction Desoaption Credit Debit 10111 12842640237122267233886 Payment Thonli You Electronic Chk 28.63 toile 55432066291000452307923 VONAOE'PRICE;7TA%ESRS2 866-243-4357 NJ 26.40 FINANCE CHARGES Rn i nce Charge Daily Periodic Rafe Corrsp Average Deily Balance Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Periodic Rate Fee Rn Charge CHARGER Purchases V.08217% 29.99Y $67.25 $1.72 so.W $0.00 $1.72 Cash advances V.00217% 29.99% $77.66 slag $0.00 $D.00 $1.99 Total franca charges $3.71 Effective Annual Peroerdvgv Raft (APR): 29.99% Please sea Information About Your Ao=j nt section tot balance computation method. grace period, and otter important irdorrtation. The Cotrespatdlig APR is to rate of interest you pay when you co" a balance on any transaction category. The Eneewa APR represents your total fiance charges -including transaction foes wdn as cash advents and balance tracaler lose - expressed as a percentage. IMPORTANT NEWS HOLIDAY SHOPPERS: Gat low pdces on MP3 pfayars, toys, digital cansras, tw coven TV's, and lots more 1hrough Triivgiars's offer. You cars get up to $50 cash hadt on puMnsswhh your Shoppers Advantage ,notable alnip. CALL 1-868-083.7233 TODAY. Wtasver you'd like to do - relinonee you mortgage to get extra cash. make home improvements, wen buy a new home; Cal Chess 9rst at 1-866-835-6335. We can halpwitn al you home fisndrg needs. NI bas adtect to credit and property approval- Equal Hwaing Land&r. 8323600 This Statement Is a Facsimile - Not an original R aoaoosl FG31 soe aoa N z oat -tm Pty.iat 45111 6th-71912 ]oil aooooeoaor1wx01 30 of 63 Statement toy account member: 5AB1 SM 2279 0271 New Balance Psymem Due Date Pest DusAmoura Minimum Psymerlt CHASE O $0.00 12r2MG $0.00 $0.00 Mabe year check payable h Chase Care SeMm% Errol me In the:rVif Amount Enclosed ? N- address or e- I? Print c+ tack. IPara yment P•nteae-1e Phan'. cer a 1.7 te enclosed otter enc rrwy cancel any time. 540168302379427100000000000000005322574 zhoro sex z a70ao L,,III,I,.L.LL.L.IL,.LIr.r,11.1.L..ILr6l.rrll..il..1 UPAU BOYAOODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19886-5153 l: 5000 L 60 281: 209 30 2 3 79 L.2 7 19aa Statement Dale: 11/04106 - 12/03/06 CUSTOMER SERVICE _ CHASE ! Payment Due Dale. 12.cP-..'!'S In u 3 1-800-045-2000 .r Minimum Payment Due: $0.00 Espa0ol 1-888-446-3308 TDD 1-800-055-8060 Pay by phone 1-800336-7958 Outside U S. call collect 1-302-594-8200 MASTERCARD ACCOUNT SUMMARY Account Number: 5401 6830 2379 4271 Previous Balance $32.11 Total Credit Line $19,700 ACCOUNT INQUIRIES P:O Box 15298 Payment. Credits -$60.51 Available Credit . $19,700 Wilmvngton DE 19050-5298 Purchases. Cash, Debts .$28.40 Caah Access Line , $13,700 New Balance §0_rq Available for Cash $19.700 PAYMENT ADDRESS P.O. Box 15153 Wilninglon. DE 198 56-5 15 3 VISIT US AT: www, rhase.conVuedt®rds 8323600 FLEXIBLE REWARDS SUMMARY To redeem ywr Fhexitle Rewards points, cal Previous points balance 10,905 1-8CO-503-2265, or log onto Points earned on purchases this period 29 www.ChooseMyRewards.eom for 24-hour MembeaGet-Member bonus points - 0 access to your rewards program. New total points balance 10.934 TRANSACTIONS Trans Amount Date Reference Number Merchant Name or transaction Descriplion Credit Debit 11:1755432866321000326862875 VONAGE'PRICE.TAXESRS2 PE1,443-4357 NJ $2849 1.1,'2013243242733863085300005 PAYMENT - THANK YOU Gi St FINANCE CHARGES Finance Charge Daily Periodic Rate Corresp. Average Daily Balance Due To Trars aclion Accumulated FINANCE Category 30 days in cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $O.CO $0.00 so 00 V) 00 $0.00 Cash advances V,08217% 29,99% $0.00 50.00 so CO $0300 $000 To:a! finance charges $0.00 Please see Ir110rumi..11 A;, .. rc0px • , -!1 1, r ]actin,'' :.JIT.puic P::1 TYiLG., :r -. r • I: ?anl ?? The CoffespOnding APR is the role of interest you pay when you carry a balance on any sansa:,on The E1lective APR represents your total finance charges - including transaction fuel such as :ash advance and balance Iransfw I-s - expressed as a _,erce?ta_?•z 110PORTANT NEWS Clam your reward lolly! You still have kme 10 claim your Thomas IOraade Lithographs! Srtpy go to w11W.re-'rlar.Cnm and enter 167312 where it asks for your ceritcale number. Take advantage of this final opport nhy 10 claim this eaclusve mffaci on! HOLIDAY SHOPPERS: Get low prices on MP3 playerfl, lays, digital camare4 flat screen TV's, and Iola more 1hrough Traypant's offer. You can get up to $50 cash back on purcluseewilh your Shoppers Advantage membership. CALL 1866.883-7233 TODAY. This Statement Is a Facsimile - Not an orlgk*l X taocOot GteJJ316 o s 000 N z 0J mn]gd Pqe 1 a J cum w M. 2a alit 0000050 IN 32 of 135 Statement for account number: 5401 6830 2379 4271 New Balance Psyrrert Due Dots Pmt Due Arnoun Minimum Payment CHASE O $O.00 12x2=6 $0.00 $0.00 r MaaaYaer cheek payable to Chem Card 9h.Ma> Err rtsZin tM opMaari Arnoum Enclosed 'f Now datum or omit? Print on back. offer and may P-YoA olf i P%'omN. ume 54016830237942710A000DODOODDDOOD5322574 asomowzm7as0 I...TILL.L.1.1..L.IL.J.L..JLIJ...IL.I.L.JL.I1..1 UPAU BOYAGODA 713 FLORENCE CIR CAROMEMBER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 198865153 1: 5000 i60 281: 2093023791.27&9n* Statement Date. 11104106 - I V03MG CUSTOMER SERVICE HASE O Dale: mm m 12,12905 C nt Due: u M Payme $000 E"Rol 1-885-446-3300 TDO 1.800-955-5050 Pay by Phone 1-800.436-7955 Oubide U.S. call collect 1.302.594-6200 MIASTERCARD ACCOUNT SUMMARY Account Number: 5401 MO 23794271 ACCOUNT INOUI W FS Previous Balance $32.11 Total Credit Line $19.700 P.O. Box 15288 Payment Credit -560.51 Available Credit $19.700 W16gton DE 195505298 Purha c Cash. Debits .528.40 Cash Access Una . 519.700 New Beence 0.00 Available for Cash $18.700 PAYMENT ADDRL3S P.O. Box 16153 Wilmington, DE 191156-5153 VISIT US AT: www.tha?.mmlereditrerds El [-Ya3LF REWARDS SUMMARY _ To redearn your Rexitle Rewards Points, call previous points balance 10.905 1.800-M-2265. or lop an to Poiraesen onpurchases this period 29 www.Choo"MyResrds.mmto(24-hour Msnhber-Oel•MsnWr bonus point 0 access to your rewards program. Now tatal pokm bearre 10.934 TRANSACTIONS Trans Amount Dots Reference Number Merchant Name or Transaction Deswpdon Cred'n Debit 1 117 1000326562676 VONAGE + 2 0662434357 NJ 8.40 11M 13243242 a63oa5300005 PAYMENT - THANK YOU 60.51 FlNANCECHAROES, Finance Charge Duty Periodic Rats Careep. Average Daily Balance Due To Transaction Aram lwled FINANCE Category 30 drys in cycle APR Periodic Raw _ Fee Fin Charge CHARGES Purdmm V.00217% 29.90% so.DO 11D.0D $0.00 50.00 $0.00 Cash advances V.08217% 20.99. $0.00 $0.D0 $0.00 $0.00 $0.00 Total finance charges $0.00 E6ecdw Amrusl Percentage Rase (APR): 0.00% Pleae see ktorrrnetion Abort Yaw Acoanl section for balance computation method, grace period, and other Important information. The Corresponding APR is the rate of Interval you pay when you carry a balance at any Va section category. The Efladre APR represent your total finance dhrges - indod'ng transaction fees such acash advance and balr¢e a . far tees - expressed as a pwcrornege. IMPORTANT NEWS Clem your toward today! You 80 rave time to dent your Thomas Kinkade Lithographs! Simply go to www.rewwdouger.com and enter 167312 where it salts for your anilcae number. Take earariage Of this final opportunity to dais the 9=kdve oollecdon! HOLIDAY SHOPPERS. Get low prfoes on MP3 players, toys, digital carver s, tat screen TYs, and Iota mere through TnNgm*s offer. You an get hp to $50 cash be& on purchases with your Shoppers Advantage membership. CALL 1-066893-7233 TODAY_ 8323600 This Statement Is a Facsimile - Not an origk4al Xoxxo01 Fsnwa05 000 h Z 03 -243 PM.hd3 owes MA Zd0e3 33710000050aR30900h 26 of 63 statement for aoeotind Humber 5W1 8830 2379 4271 New Balance Payment Due Date Pan Due Amount Miriaturn Payment 5650.02 022"7 $0.00 $1300 r?taakeyeardled able to Ctnss Card Stndova. Amount Enclosed 1$ INw .adrvef v..nary Pmt m bwk. 540168302379427100001300000650925352647 MEICH CHASE O elite 9®(2 OM W o UPAU 86YA000A 713 F PARENCEOCIA f Wa.25= 10M1 F reed he en?PO; cola aW may cancel arty time. CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 8:5000 L60 28ti: 209 30 2 3 794 2 7 L99e O1 9=n9 Dale: 01/04N7. 02/03/07 CUSTOMER SEANCE = CHASED ? m O W"7 37 In U.S. 1-006045-2000 MMiin PPwfrrwl Due: mu _ Espanol 1-088.446-3308 TDD 1-800-0558060 Pay by phone 1.800-436-7958 Outside U.S. cell collect 1-302.594.200 MASTERCARD ACCOUNT SUMMARY Account Nu Am: 5401 600 23714271 Previous Balance $0.00 Total Credit Line ACCOt1NTINQUIRIES 519,700 15298 Box Purdtaus. Cash. Debts .5627.94 Available Credit n 510,049 Wil DE 198565296 amtin to DE Finance Charges X522.98 Cast Atxees Line . g R $19.700 New Balance 50.92 Available lout Cash $19.049 PAYmENr ADDRESS P.O. Boa 15153 Wilainglon, DE 19686-6153 VIffiT US AT dt, ff9cradicards 8323600 FLEXIBLE REWARDS SUMMARY To redeem yotr RexaHe Rewards points, call Previous points belaoe 10.934 1411004003-2265. W log on to Points awned on Wctasce his period 0 wwwdtaee onycedheaan br 24 MM aaceea Now total points balance 10.934 to yotr rewards program. 29 polls will expire on he first day of DECEMBER 2011 TRANSACTIONS Trans Amount Dale Reference Number Merchant Name or Transaction Description Credit Dabit 01MS 342MODO MISWOO531 56761 CHECK T10 DAUPHIN 00 TREAS 01/09 3426600009500IS146WS31 TRANSACTION FEE 18.84 FINANCE CHARGES . Finance Chow Day Periodic Ras Conesp. Average Duly Balance Due To Transaction Aca mUYted RNANCE Category 31 days in cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V .09217% 20.99% $0.00 $0.00 $0.00 50.00 $0.00 Cash advatmee V.08217% 29.09% 50.00 $0.00 $0.00 50.00 $0.00 Convenience dtadr V.08217% 20.90% $0.00 $0.00 $18.64 Woo $18.84 Promotional stmrnay .02160% 7.90% $600.61 $4.14 $0.00 $0.00 $1.14 Total tinence charges $22.98 E11eaM Annul Percentage Rao (AMR): 4111% Please we Information About Your Asatnt election fa balance compulsion ns8tod. grace period. and oiler igxxtad iniormetion. Th ar Correapond ng APR is ate nos of imereal you pry tduat you merry a ftesroeml onsscry taeaaman Caesgory. The Ef active APR represents your tots ilmincs dtages - Kykoeng rarsaon fo such se ust advance and balanoetrasla ferns - saripmand me poem age. IMPORTANT NEWS Enjoy low web rate. special offers and a discount too when you use your ChaseMsrm disotnt code CDP# 374210 al has.Com. Turn your Raxtble Rewards points into a greet reward. How? Login to www.dlsss.comhxecitrarda Not sure for whet? Check ow all he-choices at www.dess.conV m*1cards. Not registered a www.dess.cmft sdhcardap Cock -Sign UP for raw users and idea masgng your amount online today. This Statement Is a Facsimile - Not an original R 0000001 FBYlbSO hO 000 N 2 W WR200 Pq.l tll Oaase l.ll AN 01We 003100001 Opm.1 W60h 24 of 63 Statement f0r aocoud nuMber: 5M 6830 2370 4271 New 8rlance Payment Due Date Post Due Amount Minimum Payment (024.78 0326A17 - $0.00 $12.00 r Yakeyeur heek payable to chase Card SerNw Mount Enclosed UNew tl4assCa e-race?' Pnrt m beck. 54016630237942710000120000062478536662D Dun am z 0121V 0 UPALI BOYA0013A MECH PAA117050CIR CHASE O la Wr mar conollaale°y Into. faun. U.0 I...II I.I s.L.I.I..1..II...1.1....11.1.1...II..I.L.M..11..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 e:50001.60 28t: 209 30 2 3 791.2 7 L9re C „ Das: 02104107- 1 CUSTOMERSERVICE CHASE O ? In U.S. 1-000.946-2000 M nnum Paymnt Due: $12.00 Espafbl 1.666.418.3306 Too 1-600-m-flow pay by phone 14800-436.7956 - Out+ide U.S. Cell collect. 1-302-5946200 MASTERCARD ACCOUNT SUMMARY AeeounlNunrer: 5401 M023794271 ACCOUNT INQUIRIES Previan Balance $650.92 Total Cmdh Line $19,700 Bolt 15290 P O Payment, Credits -$30.00 Available Credit x DE . . (19,075 DE 19650-5288 Mlitrrvnglon Finance Charges 43.86 Cash Access Uns . $19,700 New Balance 24,76 Available for Cash $19.075 PAYMENT ADDRESS P.O. Box 15153 Wflminglon, DE 19886-6153 VL917 US AT: www riwm mnYcreAt®rds FLEXIBLE REWARDS SUMMARY To redsern your Reoole Rewards points, cot Prevbouspofnb balance 10.934 1-87-503-2265. or log an to Points owned on Purchases this period 0 'wwwchaee.cerrraedocartln for 24-hour access Now lotal points balance 10,934 to your rewards program. 29 points will expm on the tint day of DECEMBER 2011 TRANSACTIONS Trans Arroum Dabs Reference Number - Merchant Name or Transaction Description craft Debit 02127 1058058273MS421700006 PAYMENT - THANK YOU $30.00 Fl NANCE CHARGES Finance Charge Daly Psdodic Raw Coweep. Average Doty Balance Due To Transaction Accumulated FINANCE Category 28 days in cycle APR Periodic Raw Fee Fn Charge CHARGES Punt Baas V.011217% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances - V.00217%. 29.90% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience Check V.08217% 29.09% $0.00 $0.00 $0.00 $0.00 $0.00 Promodonol summary .02109% 7.99%. $528.58 $3.06 $a 00 $0.00 $3.06 Total finance charges $3.05 Ef ec9hre Annual Percentage Raw (APR): 7.99% Please see Inlormalion About Yea Ao=m section for balance computsion method, grace period. and o9+a Imponam inlormation. The Conreeponding APR is the rate o1 interest you pay when you carry a balance on any transaction colegoty. Tee Effeefve APR represents yon wool finance charges - includi" tortsacion toes such as cash advance and betarm granular tees - expressed as a percentage. IMPORTANT NEWS NOTICE. We we rapadna she Two-Cycle Averps Deily Balance Metwd (CwrP is laarsat on previous and seem cycle puratsss balances) vefi the Average Daly Balance including new Purchases Method (purcflasee daily balance limes purchases daily raw each day only in the arrem cycle). 8323600 This Statem.-M Is a Facsimile - Not an orlgknl JC 0000002 FIS33336010 oo0 N z 03 0"am Py.l d3 0!6se tL\a.h 01515 Oett OCCOteo00036t6e1 20 of 63 Statement iofaccount n rnber:5401 X2379 +271 CHASE CI New Belarns PaymaO Due Date Pest Dus Amounl Minimum Payment $Sa9.se 0412997 10.00 $12.00 [ ?w Card service. Amouf Enclosed ytl wrdvxk POS?nnu ? Now MYhsdroes a o+.rl? P an beck. 540168302379427100001200000608840000009 vaaepxztetar0 I...111.1..I..I.I..I..lit..1.Ire..11.1.1...I1..1 1-11..11..1 713 FLORENCE 713 FORENCE CIR - CARDMEMBER SERVICE MECH PA 17050 PO BOX 15153 WILMINGTON DE 19966.5153 v: 5000 660 261: 209 30 2 3 79 4 2 7 696' Openihpl(.Tceinq Date: 03/Ob07-04/03!07 CUSTOMER SERVICE 1 Po - 7 In past 1-600-945-2000 ° W WO 0 wM Due: erirr um Peyn CHASE O I 0 Espa AOl 1-006416-3306 TDD 1-900-955.9090 Pay by phone 1-900-436-7959 Outside U.S. Call Ca9®ct 1.302-594-9200 MASTERCARD ACCOUNT SUMMARY Account Number: 54M $03022794271 Previous Balance 9924.79 T01M Cr*M Lke ACCOUNT INOU1R1E3 $19,700 P.O. Box 15296 Payment. Credits '920.00 Available Credit 919,001 Wikninglon, DE 19950.5299 Finance Charges +94.06 Cash Access Line 919,700 New Balance 9.94 - Available lot Cash 919.091 PAYMENT ADDRESS P.O. Box 15153 Wur irypon, DE 190066153 OAT: wrrw deer mMeradi arda FI FYIRI F REWARDS SUMMARY To redean your Flexible Rewards points, call Previous points balance, 10.934 1 $006113-2265. or lag on to Points owned an purchases We period 0 wrrw.dlsse,.mMeedilr e h for 24-haur access New toll points bad 9 10.934 to your rewards program. 20 points wig expire on re first day of DECEMBER, 2011 TRANSACTIONS Terre - Annum Dale Retrenee Nrnber Merchant Name r Tra oscson Description Credit Debit 03120 10700792737910523200004 PAYMENT - THANK YOU 920.00 FlNANCECHARGES Fkance Charge Daily PefodC Rats Coneep. Average Doily Balance Due To Transaction Acc rnulatsd FINANCE Category 31 days In cycle APR Periodic Role Fee Fin Charge CHARGES Purchases V.0112117% 29.99% $0.00 $0.00 90.00 $0.00 90.00 Cash advances V.06217% 20.00% 90.00 90.00 $0.00 90.00 90.00 Convenience check V .09217% 29.90% 90.00 90.00 $0.00 $0.00 $0.00 Pmmaional eummay .021eg% 7.99% $609.23 $406 $0.00 $000 94.05 Total finance charges 94.06 Elfectil Annwl Parxe,rrM- Ross (APR): 7.991E Planes we Indorrmhon About Your Account saefon for balance conpufafah nelhod, grace period. and othr'wriporlam information. Th ar Correspoiding APR In the raw o,[ brain l you pair when you crry a balance on any 7aneactIon category. The E11eeMe APR represent your toles 9rionce charges - tndldng tranaacfon tees arch r cash advance and bolrloetrrefr leas - expressed w a percaxage. 19111POWANT NEWS _ Yours been lased a VIP Thank You valued kp to 9100 as a speoel savings oMortuflylrom GO Se vkes, Inc.. vNriclh is rat a Cleea nflikNe. Log on by 6115107 to gel jewelry from the Madison Collection at low card. ember rate. Veit www.gi0eard1o0.corn"wely and use code: 31520 8323600 This Statement Is a Facsimile - Not an original RaanD00} F-oaa10 000 w Z 03 OIAaAp Paget eJ Oaaaa k W.W.09 am10000100048.Wr 16 of 63 Statement for aaaaunt number: SW I 8638 2378 4271 New Balance Psymam Ous Date Past Due Arroum Mini n im Payment CHASE O $1,303.00 05241A7 $0.00 ,826oo Mount Enclosed Nw aydeised.aek .ads err Card ser.leea 540168302379427300002600001303000000003 art'. six z limo I...III.i..Ld.I..I..II...I.1....II.I.I..Nr.l.l...ll..li..l UPAU BOYAGOOA 713 FLORENCE CIR CAROMEMSER SERVICE MECH PA 17050-2212 Po BOX 15153 VpLMINGTON OE 1888631 S3 1...111...1 I L.. LLIL.... I 1.1.1..11.311.31.14.11'.1 1: 5000 L60 281: 209-30237 91.27190* OpwrityGaWtpOdle: 0404407-0 510:/07 CUSTOMER SERVICE CHASE O ° m D ? 0 u Payment ue: M 0 Easel ; ? TOD 1-00096611M Pay by phone 1-000436-7856 Outside U.S. call collect 1 302 584-41200 MASTERCARD ACCOUNT SUMA1ARY Aecaam Nundw: 5401 $00237s 4271 Previous Balance $606.64 TOW Credit Una $16,7- ACCOUNT INOUIItiPS P O Box 15286 Payment. Credits 4100.- Available Credit . . $18,397 vlixalr ton DE 191350-S206 PWhrr, Cash, Debts _ +5767.00 Csalt Amese Urr g $18,700 Finance Charges -W-16 Available for Cash $18.387 PAYMENT ADDRESS New Balance ,303.00 P.O. Box 15153 VYfenintgton DE 19886-6153 ==TTycradlcwds Fl J XISLF REWARDS SUMMARY To mdsem yaw Reebte Rawwds points, cat Previous poi nta balnce 10,934 1-0006034255, or log on to Points earned an purchases Via period 0 wwtv.clunwoonftwillwrds for 244tour access Neer IDUl paints belemce 10.834 to your rewards program. 29 points all expire an the fiat day of DECEMBER, 2011 TRANSACTIONS Tracts Amourd Date Rebrennt Number Marchard Name or Tmrdn Description Credit Deblt 0425111511 738046741 Y MrNT - THAW YO U $100.00 0423 3420688115511060834 UN $9405 CHECK IRS 767.00 04725 342666611550060634436- TRANSACTION FEE 23.01 FINANCE CHARGES Rnance Charge Daly Periodic Rau Corresp. Average Daily Balance Due To Tranewiat Accumulated FINANCE Category 30 drys in cycle APR Periodic Rafe Fee Fin Charge CHARGES PuMrses V.08217% 26.89% 50.00 $0.00 $0.00 $0 AO $0,00 Cash advances V.08217% 29.99% $0.00 $0.00 $0.00 $0,00 $000 Convenience check V.00217% 29.99% $0.00 $D.00 $23.01 $000 $23.01 Promotional summery WS46% 1.09% 5281.322 $046 $0.00 $0.00 $046 Promotional summary .02188% 7.911% $661.85 $3.89 $0.00 $DAO $3.69 Total /ante charges 527.16 Effective Amuef Aww rtage Rah (APR).- 2&%% Please we Informs tiorn About Yaw Aamurd Secin for balance conversion malhod, grace period, and other importe n Wormaan. The ConoepoMing APR is the refit of inter" you pay when you carry a Nance on any 8ansarlin category. The Effective APR represent yow loud farrow charges • indudig tnnewion lase such as cash advance nd balance trafe/w fees - expressed as a percent". IMPORTANT NEWS Enjoy low web rates, spedal ocean old a distant too when you identify yourself as a Chase Cardmwmbw by using INS Code. COP# 374210 at hanLCCm. 8323600 This Slatem ert Is a Facsimile - Not an orlgbmi x 0000001 Fm=msas 000 N z 03 01,0503 Pp., d 1 aum hxnl W 3MI Zit 00DDa00a012.h 14 of 63 State'illent for accouA number. 5101 6830 2370 4271 New Balance Payment Due Date Pest Due Amon Minimum Payment $12221.55 05121147 $0.00 $24400 Make year dwelt payable to Chow Card SeMftS, Amount Enclosed Is Now edikass or-mail? Print on bw*. 540168302379427100024400012221550000000 W313 OMZ n5W D UPAU BOYAGODA 713 FLORENCE CIA MECH PA 17050-2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 199965153 L..111...ill....1.1.i1.....i.l..i.l...ll..lrl...11..11..11..1 45000 i60 281: 209 30 23794 27 i9ue g oehh ate: OWO"7-0 CUSTOMERSERVICE ?a CHASE O 0612=7 U.S. M 1-900445-2000 Mtnrtwm Payment Dtre: 244.00 $ Espo M1ol 1-9a9446.3308 TDD 1-000.955.9060 Pay by phone 1.0004367956 Outside U.S. can collect 1-302-584-6200 NIASTFRCARD ACCOUNT SUMMARY Account Number: 5401600 23794271 ACCOUNT INQUIRIES Previous Balance $1,303.00 Total Credit Line $19.700 P O Box 16290 Payment. Credits -$50.00 Available Credit . . $7.476 Gon DE 19650-5296 vNkhnin DE Purchases, Cash. Debits 5$10,773.44 Cash Access Line . . $19,700 Finance Charges 4195.11 Available for Cash $7,478 PAYME4r ADDRESS New Balance 12.221.55 P.O. Box 15153 Wilrlington, DE 190866153 =Inkrodilcards 8323600 FJ E? MILE REWARDS SUMMARY To mdwn your Flexible Rewards points, cea Previous pointsfiance 10.934 1-000603.2265. or log on to Points awned an purchases this period 0 www.cata conyaedicads for 24hcur arses New lotal points balance 10.904 to your regards program. 29 Points to 04w* on slalemenl on or stl r DECEMBER. 2011 TRANSACTIONS Tien Amount Dide Relererne Number Merchant None or Transaction Description Credit DoW FlNANCE CHARGES Finance Charge Deily Periodic Rate Correep. Average Daly Due To Transaction Acouin land FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.0112117% 29.00% $0.00 $0.00 $0:00 90.00 $0.00 Cash advances V.08217% 20.09% 00.00 $0.00 $0.00 10.00 $0.00 C inveniahra check V.08217% 29.00% $0.00 $0.00 $152.20 $1000 $152.20 Pronx Onal summary .00546% 1.09% $735.21 $1.25 $0.00 $0.00 $1.25 PronaMaW sunrtary .02169% 7.99% $402.69 $3.35 10.00 $0.00 $3.35 Prorta'6orha1 summary .00548% 1.09% $1,201.00 $2.04 $0.00 10.00 $2.04 Promotional summary .01015% 6.09% $6,109.44 $36.27 10.00 $D.00 $36.27 Total !inane charges $105.11 EVoctive Annual Parot ge Rale (APR): 19.50% Pismo we kdarmation About Yaw Account section td balance compulsion method, grace period, and Mar irnpom nt ird rmalon. Th at Comispording APR lathe rate of Interest you pay when you carry a balance on any transaction category. The Bftctiw APR re"onle your lode trance charges -inclu0rq tionew on teas such as cash advance and balance transfer fees- expressed as a percentage. Sava on everylhng for your home: shopping. repairs. a? renovation, a more team more at www.x>,mplslehome.mmrChase, and youll be identified as a card mamber entitled to this graft Trilegiorn offer-which ndudes a $20.00 Lovrm Gift Card CHASE O L.. 11h h.1..I.1..1..11.1.1.11...11.1.1...11..1.1...11..11..1 This Statement Is a Foe-Wmlle - Not an original x OOO , F63331M1Oe 000 N 2 03 074 Pq. t d t oxee W I 37313 1 W 0000a000073.3m 12 of 63 Statement for aecaunl fttanber: 5401 6830 2376 4271 New Balance Psymrd Due Date Past Due Amraa Mrimm Payment $12.039,99 07/23107 $0.00 3240.00 Amount Enclosed =.Y trvrssdvadvimir??Prnt b sa?vlos. 540168302379427100024000012039995436434 Oal7009r Z te.07 D UPAU SOYAGODA 713 FLORENCE CIR MECH PA 17050.2212 I...Ill...II I....1.1.IL....1.1..1.1 ...IL.LI...II n11..16.1 CAROMEMSER SERVICE PO BOX 15153 WILMINGTON DE 19906.5153 x:5000 LBO 28f: 209 30 23794 27 1,9119 Openinydas'wg Dads: OW04A7. 07l03Po7 cusTomER 9ERNCE ? ? D CHASE O In U.S. ,- -2300 $2 PPayrn en ue: 06446 40.00 Eap Mol ,-00064463300 TDD 1-000.955-WW Pay by phone 1-6004367856 - Outside US. call collect 1-302-594-6200 MASTERCARD ACCOUNT SUMMARY Account DYnnber: Sam 6=23794271 ACCOUNT RIE9 PM%iaa Balance $12.221.55 Told Credit U ne 298 $19.700 P.O. Box Payment Credits, 3260.00 Available C.edit $7660 DE 19850-6269 ton DE n Ptrdnee I, Cash. Debits .$39.00 Cash Access Uns . g $10.700 Finance Charges +$6644 Available for Cash $7.660 PAYMENT ADDRESS New Balance $12.030.99 P.O. Boa 16153 Wilmington. DE 108863153 VISIT US AT. www.clwss miNr7edit®rds FLEXIBLE REWARDS SUMMARY To redeem your Retitle Rewards points, ear Previous points Odrtce 10.904.. _- 1-000 -603-2255. or kog on to Poise senrd on pkrrhasea lhis prlod 0 www.dhase.cwNdedOOSds for 244au aaxua Now 10189 pains balance 10.934 10 Y- rewards program. 29 Points to expire on alremrn on or ally DEC EM BER. 2011 TRANSACTIONS Trans Amoum Date Retwence Number Mrclhant Name or Tranaaalon Dswrip on Croft Debit 06M LATE E 9.00 own 74268851623292000131027 Lao Fee Reverse! DE 39.00 07/02 11831830200=110703304 Payment Thank YOU Electronic Chk 250.0 FINANCECHARGES Finance Charge Daily Periodic Rate Corresio. Average Daily Due To Transaction Accurrslata0 RNANCE Category 30 days in cycle APR Balance Periodic Rae Fee Fat Charge CHARGES Purchases V.00217% 29.90% $0.00 $0.00 $0.00 90.00 $O. DO Cash advances V.00217% 29.99% $0.00 90.00 $0.00 $0.00 $0.00 Corwehiarbe duck V.05217% 20.00% $499.27 $1231 $0.00 $0.0 $12.31 ProrooliOrrl wromery .00546% 1.99%. $722.89 $1.19 $0.00 $000 $1.10 Pron0dorW SMMWY .00546% 1.90% $1.762.72 $2.09 90.00 9DDO $2.89 Promo9rwl sminary .01915% 6.99% $0.050.01 $52.05 $0.00 $0.00 $52.05 Total finance charges $68.44 Ellecthie Annual Percentage Role (APR): 6.61% Please we nfdrmlion About Your Acornn section for balance computal in melt . grace period. and other i tportera inlornslon The Corresponding APR is to ride of Interest you pay when you carry a balance on any transaction category. The EMeaiw APR represanb yow total finance rhwges - kxWir g lrrneecaon lees aueih es cash whiviree and bdartes trandlerfees - expressed as a prernage- IMPORTANT NEWS PLEASE NOTE THAT YOUR PAYMENT DUE DATE HAS CHANGED AND IS EARLIER THAN IN PREVIOUS MONTHS. TO SELECT A PAYMENT DUE DATE THAT WORKS BEST FOR YOU, PLEASE CALL CUSTOMER 8323500 SERVICE. TO PAY THE AMOUNT DUE. YOU CAN ACCESS OUR WESSITE DISPLAYED ON THIS STATEMENT OR CALL 1-800-4367958. This Statement Is a Facsimile - Not an original R OOfxWt F1911'tu' Ot0 Gee N Z w Or? 1.0.101 fSlEe t.n.wh xtse 19.f oooo100amea.a CHASE O I tPeara b nail l e nuye?oel my ar eer '11411.8 U.10 I...ll1.1..1..1.1..1..il...l.l.... 11.1.1...11..1.1...11..11..1 10 of 63 Statement for a0cowd number: S6o1 6830 2379 4271 New Belenes Payment Due Dole Peel Dus Amount VW*Mnm PWnwnl $11,850.33 0 7 $0.00 $237.00 Mieywr check Payable to Chase Card S"- Mount Enclosed $ - New address a e+na7 Print on beck. 540168302379427300023700011850335452423 ONMeOtZ21WC UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050.2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19986-5153 1:5000;6r.02131: 209 30 2 3 794 2 7 196, O enggOossn Dale 07704107-O CUSTOMER SERVICE ?s a CHASE O ? In U.S. 1-000-946-2000 Minimum Payment Due: $237.00 Espanol 1.688448.3306 TDD 1-000456-6060 Pay by phone 1.800-436-7858 outside U.S. Call colleel 1-302-594-8200 ACCOUNT INQUIRIES MASTERCARD ACCOUNT SUMMARY Aeoouni Number: 5401 $NO 2379 4271 P.O. Box 15296 Pevious Balance %12.039.99 Total Cradh Una, $19.700 NNmngton. DE 19550.5296 Psyrnent, Credits 4260.00 , Available Crech $7.549 PAYMENT ADDRESS Finnce Charges !$7034 Cash Access Una $19,700 P.O. Box 15153 New Balance 11,850.33 Available for Cash $7.840 WirtingtoR DE 19666-5153 Vn9IT U9 AT ffycramcards Fl FYIRI F REWARDS SIIUUARY To redeem your Ramble Rewards pawns. ml Previous palms balnce 10.934 1800803-2265. or loo on 10 Points snhad on pucheaas this period 0 wwW.chnswmmhQeddewds for 247hour access New IDlal points bawce 10.934 to your rewards program. 29 Points to expre on statement on or altar DECEMBER. 2011 TRANSACTIONS Trans Amours Date Reference Number Mwc ham Nome or Transaction Desaiplion Credo Defeo 07112 1193193D20000014461071 Payment thank W Electronic Chk 6$260.00 FINANCE CHARGES - RrwnceChwge Daily Periodic Ron Correep. Average Dedy Due TO Transaction Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Role Fee Fin Charge CHARGES Purchases V.00217% 29.90% 111D.00 $0.00 $000 $0.00 $0.00 Cash advances V.0821 7% 20.09% 50.00 $0.00 $0.00 $0.00 $0.00 Convnianee check V.08217% 29.99% $511.94 $13.04 $0.00 $DAO $13.04 Pronvilw at summary .00646% 1.99% $722.06 $1.23 $0.00 10.00 $1.23 Promotanal summary .00546% 1.09% $1.413.69 $2.40 $0.00 $0A0 $1.40 Pron oliatal alanmry .01916% 6.99% $9.09.42 $53.67 $0.00 $0.00 $53.07 Total thence charges $70.34 E6ecdve Arrant Pwaarlgs Rabe (APR): 712% Please see i ion, an About Your Account secron for balance cerr¢:ut kn nlathod. graceperiod. and otter irnponant idomnefon The Corresponding APR is the ride of interest you pay when you carry a balance on any lw wciin category. Th e Elled" APR repent your lout finsh.ae charges - including hensecin Jess such as cash advance and balance transfer tees - expressed as e percentage. 8323600 CHASE O I wvan?t to sa aoe end may--Cme.. w ¦ This Statement Is a Facsimile - Not an origlnai X .onto, Fisuahs Ds o0o N Z fll w.awe Pq. r .1 o5G. Uare dreoe z s, 00romoo0ereer0h 8 of 63 Statement for account ntanlfer: 51M SM 2379 4271 Now Balance Payment Due Data Past Due Ama.rm Minimum Payment $71,670.65 Oag3A7 $0.00 $233,00 Make your desk payabfa is Chase Can! Services, Amount Enclosed Now address a a-rtW 7 Print m back. 540168302379427100023300011670855470826 3*0 eon z mom 0 UPAU BOYAGODA 713 FLORENCE CIR ME{'Jf PA 17050-2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19986-5153 I..116uIll. ...1111L11.6o11e11.11.1 x:5000 i60 281: 2093023741.27190 rCl teen g Data: OW04177-0 9 7 CUSTOMER SERVICE ro'.1 ??s y B CHASE O ? 09 rz U.S. 1.600-046-2000 In Payment Due: fAN"wm p $233.00 EspM1ol 1-see446-330e Too 1-60o-956-0060 Pay by phone 14600.436.7958 Outside US. call collect 1-302-594-0200 MASTERCARD ACCOUNT SUMMARY Account Number: 5401 411n0 2379 4271 AC NQUIRIES Previous Balance $11.050.33 Total Credit Line Box 15298 $19.700 P Box O Payment. Credit -$250.00 Avaitada Credit DE . . :8029 Wilrlm whrgton DE 19850.5298 Finance Charges +$70.52 Cash Access Line . $19.700 New Balance 11.670.85 Avail" for Cash $8.029 PAYMENT ADDRESS P.O. Box 15153 VAIrnington. DE 198964153 VISIT UeaS AT: wow. uihe. mmkre6tards 8323600 }1aEXIR1 REWARDS SUMMARY To redeem your Reside Rewards points. al PraMous paints belsce 10.934 1-000-009-2265. or log an to Poims earned on purchases this period 0 www.caee.mnVcraddarde for 24-frour access Now total points balance 10.934 lo your rawads program. 29 Palms to expire an statement on or stler DECEMBER. 2011 TRANSACTIONS Trans Am rfl Date Reference Number Merchant Name or Transaction Description Crom Debit 08!21 12332332743154759000008 PAYMENT -THANK U - 50.00 FINANCE CHARGES Finance Charge Daly Periodic Raw Cerreep. Average Daily Due To Traaeclon Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Role Fee Fin Charge CHARGES Purchases V.08216% 29.99% $0.00 50.00 50.00 $0.00 $0.00 Cash advances V.0112116% 29.9974 $0.00 $0.00 $0.00 $0.00 $0.00 Convenience wean V.09216% 29.99% $525.14 $13.30 $0.00 $0.00 $13.39 Promotional allaney .00545% 1.99% $722.42 $122 $o.oo $0.00 $122 Promotional summary .00545% 1.99% $1.274.51 $2.16 $0.00 $0.00 $2.15 Promotional summary .01915% 6.99% $9.055.48 $53.76 $0.00 $0.00 $63.76 Total franca dirges $70.52 Effective Annual Porcontape Rao (APR): 7.30% Pleura sea MomhNon About Your Account seclon to bdwm compuaton madnod. gram period. and other gmportam inlormolon Tho Covaepahdlrr9 APR is the roe of imerest you pay when you carry a b dance on any transaction category. The Effocfve APR represents your tole finance charges - including transeefon bee such as cash advance aid balance vansfa fees - expressed as a percentage. IMPORTANT NEWS Your 2007-2008 Privacy "Salim is enclosed for your record. This Statement Is a Facsimile - Not an original X cocooot FIMM 05 Ooe N Z 0.A Orgeex Pq. r a r celee -w 3.e2e 2se. 00=50003-2e CHASE O I FwesymTMtonardlNaCalegfoptioral I lave readt Ihhso MalOaeOPI otbr and nay canal any time. 6 of 63 Statement for sccaaN munber: sow 8=12379 4271 New aalance Psynient Due Dais Peat Outs Atnourd Witimtm Paymanl $11,501.14 10023A17 $0.00 $230.00 MsCN9eMoea Amotall Enclosed New address or -r.1 Pmt Con back. e 540168302379427100023000011504145492250 430400EX 2270070 UPALI BOYAGODA 713 FLORENCE CIR MECH PA 17050.2212 CHASE() I ward b 0urchax oral Payment Protects WanI' I have read me may cancel erlcany ameloseQ o8er arC . CARCMEMBER SERVICE PO BOX 15153 WILM!h'GTON DE 1 988 6-51 53 t: 5000 L60 281: 209 30 2 3 794 2 7 1,9ae OFF" losing Date: 0910.4107 - 10103187 CUSTOMER SERVICE 'r` CHASE O Pa-wnl Due Date r Vminxim PByr,: rt Cue: I 1-ts 2.K y3jc6 T?- 1-tl00-ass-8060 Pay W phone 1.800-8136-7958 Ouleidc LI S. C31 c0l,'" MASTERCARD t.000 LIN T SU I.1t:4ARY Account Number . 5-0160;0237?1 INQUIRIES Prev;DUS B:.fu'!+: 571,670.55 Total Crecit Line 513.;00 P C:. Box 15298 •. +h'enni•:1o:1. f1= - .:: } ... Fuw:nx Cnargs ) Ac +566.2y Cas•1 Awess tins st 9. 100 ` New Bale 5;1,E;.4.le Av?ilzt'e 1c•r Cash 59,155 PAYMENT ACD.',E53 Pa. sox 15153 W Irnin9lon• DE 19885-5153 VISIT US AT: FLEXIBLE REWARDS 51 UMMY To roe : rn Y,na Fife, t:e ?e vnrrs pmn,s, can Previous paints balance 10.934 1.860.603-2265, w log on .0 Prints earned on purchases this period 0 %%ww.chase ccrrUaedecards for 24-nour access New lotal points balance 10,924 to your towards program. 29 Points to expire cn statement on c, a!wr DECENIBER. 2011 TRANSACTIONS Date Reference Nander Mw, ant Namn rv T11_1 3a.7iCr` G-,5 :., a ... F,--.1 es (.421 i..r.n:•=:. v000;2:i572672 Paym-rTnank yuu c,:_:uuc...., c w FINANCECHARGES Finance Charge Daily Peril, 3,1 Fiala C,rsr? A-,I cetYrly Due TO Trens•:':n::-. ?_r•r=••:•.: FI"11 `!^c _=.te on -).8195 n-. .. 1-2 ... Perinq ?'-. .- -? - CHr ;..-- pu'd CAS. advances V .6:•216: 29.99% 50.00 5)':S £v V5 57 co SO L") Co- _crn;e clerk V [27121614 29 89 : $538 -6 n' 3 %" £C ::,1 ^ V Prorrc:i0r=.1 eua.m,'v 60°45 % 199% $72241 to "I _ np £1 1_ Pa,mclrr al >un:;r wiry Ia)5A511 19 $1.091.48 - B)O6 £1.79 Promotional summary .01915% 6.99% $0.055.65 0..2 u3 $0.00 i) w $52.03 Total finance :h-3 ? $6829 Er.-7- Annual PCrc-,:xP_ R.I. (APR): 7.19^6 P e9Se s.?ln!:cm:i ?. ?. '.,ur A?xautl??-:u:?r f,;r baiaa•.?. :yr•:; ::'N ??. , .. .... ...?. _. .;: ?I. .??i nlc c?:. ?::! IMPORTANT NEWS ACd additional authorized users to your account. Fr a.•.rt;nrt! rd is arnergency halptor loved ones. i. :..t .fyw,r a:_DUm--iv,, 9!:y ty'n_...:I' I';. ACd addftional SUdl IQ-i 1. 15 Dy calling I- number on your statement or go to www.chase.con?aedhcardsi. Enjoy low web rates, special offers and a rfacoWd loo when you use your Chase/Heriz COPS 374210 a1 hertt.com. 8323600 This Statement Is a Facsimile - Not an original X odlxteM F O S mo N z 03 wn oos Pqe / d 1 mess W MA 430,81 2781 e0000e000tro400 68 of 135 Statement for acomrd rnanber: 5101 6830 2379 4271 New Balance Payment Due Dale Pmt Due Amoum 1.4nirrum Payment $11.50414 1023)07 $0.00 $23000 Mdaywr passel[ poyable to Chan CW seMat, Mount Enclosed $ Nlaw eddrose v o-mr17 Pri.t on beds 54016830237942710OD23000011504145492250 IMMM 227ettr D UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 18686.5153 1...111 ...Ili.. i.i.i.11.....LL.LL..ILJd...ll..l L.II..i 1:5000160 261: 20930 2 3794 27 i9vl Openng/gosng Dale: n 0 9104/0 7-1 0!03107 CUSTOMER SERVICE /? CHASE O , ' m a D . 7 In U.S 1.600-945.2000 0 0 $ Due: Af m u ?M , 233 0 Espa pana 1-eea-448-33oa TDO /-800-955-8050 . Pay by phone 1-000476-»58 Outside U.S. Cell CdaCI 1-302-594-8200 MASTERCARD ACCOUNT SUMMARY Aeoourai Number: 5401 6B3o 2379 4271 ACCOUNT INQUIRIES Prewoua Balance $11,870A5 TOlaI Credl Line $19,700 Box 15298 Payment Credits -$235.00 Available Credit DE 18850-5298 S8, 195 Wilmington Wington DE Fmence Chargm +568.29 Cash Access Line , $78,700 New Balance 11,504.14 Available br Cash $6,195 PAYMENT ADDRESS P.O. Box 15153 Wilmington, DE 19856-5153 =T US AT: 0_EYBI F REWARDS SUMMARY To redeem your Flexible Rewards pon1A cell Previous point bdahce 10.934 1-exlo-m-226s. or log onto Point earned on purchases ft e period 0 ww o.dtw.coMcedhcards for 24hmr access New bid pants balance 10.034 to your rewards program. 29 Payee to expire on dalement on or Sher DECEMBER, 2011 TRANSACTIONS Trans Amours Date Raereme Number Merchant Name or Trahmcion Description Credit Debit OW21 12542640200000120572672 Payment hank You ElBgroniC Chk $235.00 FINANCE CHARGES Finance Charge Dody Periodic Rate Comiop. Average Day Due To Transaction Acasmul 1 FINANCE Category 30 days in aide APR Balance Periodic Rea Fee Fin Charge CNARGES Purdtsses V.00216% 29.99% 10.00 $0.00 $0.00 $0.00 $0.00 Cash advances V .00216Y. 29.99% 50.00 $0.00 $0.00 $0.00 10.00 Corsrani inre check V.06216% 29119% _ $538.46 $1328 $0.00 $0.00 $13.28 Pronaoticrtl summary .00545% 1.99% $722.41 - $1.19 $0.00 $0.00 $1.1g Prornotonal arnmery .0054:% 1.69% $1,001.48 $1.» $000 $0.00 $1,79 Promotional Summary .0191% 6.99% $0,055.65 $52.03 $0.00 $0.00 $52.03 Tote 6tsnce charges $58.29 Ethatlve Annual Percentage Ran (APR): 7.19% Planes we InfortrMien About Your Account aeceon for balance computs/on rMhod, grace period, and ocher imporlae inlomtfon The Corresponding APR is to rats of ~*a you pay when you Cary a balance on any vensaeion category. The Ellecive APR represents your Iota linahn charges - inekxing tronsdeton fees such as cash advares and bdence trotter fees - expressed as a Percentage. IMPORTANT NEWS Add eddieord su8»rired users to your account M additional card is orno genLy help ler loved arms. Slay on top ol your a=unt - morebr aai" to red line, online. Add addlloral w1ho nixed users by ed" to number en your aalarrern or go to 1ww.chase.CoMaedilcards_ Enjoy low web rates, spedel otters and a dscounl too when you use your ChmafHenz CDPe 374210 s1 herMcom. 8323600 CHASE 0 1 ware b aso ooliorxd the %o in cancel tandosialf oiler 1-ols U.. I...III.I..1..I.I. rl..ll...I.1.... 11.1.1...11..1.1...11..11..1 This Statement Is a Facsimile - Not an original x Mixuoh Fism:l1soa ON .4 z W 071,a Pa.rdl Mass ww loo 2756 o000aa000.]0.601 62 of 63 Statement for accourd nonber: 6407 6830 2371.4271 Now Btdance, Psyrrwrl Due Date Peat Due ArnowA kirlrtlum Psymeni $12,201.04 11T2307 $0.00 $244.00 L%lw address dock payable Chase low Card 9eMces. Amount Endowed No,,, il's Prim g w back. $ Nor aourc or ma 540168302379427100024400012201045512898 ta,. RFx 2 ww l) UPALIBOYAGODA- 713 FLORENCE CIR MECH PA 1 70 50-2 21 2 CHASE O I want to purchase aotgnel Paymanl Protacbr Ran-. 11.1 read Ine enuosed offer may cancel any lime. milises Lime I...fill 1.J..1,1.11.111...1.1..r.ll.l.imrrllr.I.i.rrlitrlit.l C AROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:50001,60281: 209 30 23 794 2 7 19sa 8323600 Opening/Closing Date. 10/04/07 -11103107 CUSTOMER SERVICE r /e? say r•..nl't:9 r-_ 11 e:n? c f _.- -?aa? Mihnu.m Faytnenl Due: $?! .. u;wri al 1-BBE-GGd-33J6 TDD 1-800-955-8060 . Pay by phone 1-800136-7958 OuQide U S ca I cclbct 1-302-@.94-8200 MASTERCARD ACCOUN T SUMMARY Account Numb er: 5 01 6E30 2379 4271 ACCOUNT INQUIRIES Preoous Balance $11,504.14 Total Credit Lice $19.700 P.O. Box 1523° Payment. Credits 425000 Avcilnoe Credit 57.408 wi:min?lon. DE 15.;0-5260 rurcnases. Casq. Debts 4369 06 Cash Access Line 1+.700 France (",,g is S77 R4 Availahla k'r Cash $7,433 PAYMENT ADDRESS New Balance $12.201.04 P.O. Box 15153 Wilmington, DE 19886-5153 VISIT US AT: WWw cl-ase c., 1credl:ra,es FI FXIRLE_ REWARDS SUMMARY To redeem your Flex bie Reviards, points, ca!I PMNY_S F•Jin1S Cal?h: M,e 1C ?'?G 1-811121-603-2205. or log on to Points earned on purchases INS period 870 wim, ch2ess ccrnfar •R•Cards for'64-nour aa:e`s New told p:en's taian:;e 1'.19c, t; ynly rewards program. 29 Points to expire on statement on or after DECEMBER, 2011 TRANSACTIONS Trans Amount Fade Relemnce vum.Wr Merchant Nerve or Transachm Llrualpllin Credit Oc?r: t 0.'le{ 72s2e920201iw0"1S665J 795 F•a'jmeui -ari6 You EkTcrorxc Cn. - f ,9F OE V'PARTSBIN fi098dJeE29 CA ___ _ __,_ WSJ !) 10/23 855049972979000 15700:66 LEHMAN MOTORS'SAAB HARRISEUR3 PA 2i 1.11 14i 3'!OS""?n73M90nr 109U?454 CAPITAL CITY OIL CORP CAMP HI'-'_P= 7_?:„;5E-a;577•i4 t3rG79J08620 Gc.V.IPARTSBIN 9Ud9:IC:'EeilL - FINANCE CHARGES Finance Charge Daily Pedolc Reza Cwresp- Average Daly Due To Transaction Accurn lata•.1 FINANCE Category - 31 days in cycle APR Balance Periodic Rate Fee Fn Chap. CHARGES Pu:aleses V.08216% 29.949: $286.58 b: .3•? $0.00 _ ,u $7 7) Caen advances V 06216. 25 n9% Sn rn en nn $000 In nn tin nn 1.. •:e tltnr4 V 017215% c- ::nio 5552.13 r?i - - ?.. ?lq n. n. v.. rl. a'v .1:1:'457. l ?. _ '? ... -. sits ;e :,>P Intnr.- .;•:I n ..ut Your A,:,:.,., :::--x: •n :sir nelann;• rG1:IF11'r:l..: n'? _l:: -••7 -.'.: :.r .:. ;i .:I •:i:, . . .. .. •ItJ.i:i;A'i?13110rateof ml+resiy:u pay when .:iucafr'l .- ;I•in ,eligCry. ins Ell_ -tive AP r; -1,esen:s yo:r %w :manta charges - h^.:.uing ;r.,r.:.:. •'..•: h ice , ....:h as cash a;P+an .e sad t?larre trenr'er lo?•-,v(rrs.... • ., a T:„. IMPORTANT NEWS Add additional authorized users to your stcowl. An additional card q anargency help for loved ones. Stay on lop of your account - monitor activity in real time, online. Add eddiional authorized users by calling the number on yaw Statement or go to wrrw.chass.comrnrsddrsds_ This Statement Is a Facsimile - Not an original Xoootoot F63te:g06 0e0 N 2 at 07AIAS Pyet dI oases uA YA 10oea 3044000Dm0o0lo0s0f 50 of 135 Siatemers Dow. Oam"O-09102709 Account Number: 5401 6830 2379 4271 Page 2 of 2 8323600 FINANCE CHARLES Finance Charge Transaction Daily Pariodic Roe Corresp. Average Daly Due-To Fee / Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purchases .07121% 25.99% 5907.67 $172`_ SOLO 3000 $17.25 Cash advances 07121% 25.99% $0.00 $000 $0.00 $000 $000 Convenience check .07121 % 25.99% $9.876.16 $210.98 $0.00 Sam $210.96 To:sl finance ch.roas $228.23 Etfedive Anr.ual Percentage Rate (APR): 25.999E Please see k.i,,,-uon AWuI Your Account seclion for balance eompu:atia1 ,r?i;u;or:.h;l :.r;, Glr,?r imNorlenl .1orratil.:n, The Corresponding APR is the rate of interest you pay when you carry a balance on any transaction cal,7cry. The Effective APR represents your local finance charges -Including transacoon fees such as cash advance and balance transfer lees - eWressed as a percentage. This Statement Is a Facsimile - Not an original X OOOOM nSniaaa07 m0 N z 03 oaaao: P"2a2 oaeas --oats a.mmooormosaeos 56 of 135 Statement foracco rA nsan)ter: sw1 6m 227942771 Now BWnce Payment Due Date Pest Due Arnot" Itirirralm Payment $12201.04 1W 07 $0.00 $244.00 ay :::tp*r&kCh-Cwd Amount Enclosed Ne add= na on back. BarNora. 540168302379427100024400012201045512898 7mrmx z301W O UPAU BOYAGODA. 713 FLORENCE CIR MECH PA 17050.2212 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE .198865153 11.tills.III...,LLn.....I,L,1,1...11..1.1..11..IL.11A 1: 5000 L60 282: 209 30 2 3794 2 7 L91' yposYp :ate: Opa 100407 - " 3 CUSTOMER SERNCE B HASED Po 1- 45-2000 C Minimum Psymem Due: O4 $244.00 Ep.11 spaf bl 1-88W8.448-3308 Too 1-800-955-0060 Pay by phone 148043679M Outside U.S. call Callacl 1302-594-MOO MASTERCARD ACCOUNT SUMMARY Account Number: 5401 "M 2379 4271 ACCOUNT INQUIRIES Previous BWnee $11,504.14 Total Credit Lime $19.700 P.O: Boa 15298 - Payment Credit 3250.00 Available Credit $7,498 VAkrington, DE 19850.5298 Purchases. Cash. Debits +5869.06 Cash Access Line $19,700 Finance Charges +$77.84 Available for Cash $7,408 PAYMENT ADDRESS New Balance 12,201.04 P.O. Boa 15153 NBlmirglorL DE 19/1863153 VIER US AT was rukreclitcards 8323600 Fl YIRI F FW ARn& -n.I2MMARY To redeern your Redde Rewards points. call Proviam point balance 10.934 1400-003-2285. or log an to Points awned on ptrclhasse this period 870 wworc hase.mmlaad tcards for 24-hour access Now total poime banns 11.804 to your rewards preparn. 29 Pant to empire an statement on or titer DECEMBER. 2011 TRANSACTIONS Trans Amount Dote Reference tAunber Merchant Nome or TrenswSan Desaipttn credo Debit FINANCE CHARGES Finance Charge Daily Periodic Rat Corresp. Average Daily - Due To Transaction Aeartlated FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARG W Purchases V.00216% 29.00% $256.58 57.30 $0.00 $0.00 $7.30 Cash advances V.00216% 29.99% 10.00 $0.00 $0.00- S0.00 $0.00 Convenience check V .05216% 29.991E $552.13 $14.07 $0.00 $0.00 $1407 Prornaft 1 emmery, .00545% 1.99% $722.32 $1.22 $0.00 $OAO $1.22 PrornOlioral euemary .00545% 1 AO% swa.57 $1.51 $0.00 $0.00 $1.51 PromOlional summary .01915% 5.99% _ $0.051.21 $53.74 $0.00 SOHO $53.74 Total Inane Charges - $77.84 Efecalve Am W Fwass t?9a Ram (APR): 9.12% Pleax we Information About Yaw Accent section for balance cenputtion two ad. pace period, and other f rWe8 information Th e CornspmWing APR fare rot of interest you pay when you arty a boame an any ?anesaion category. The ERae2ve, APR reprsaant your total finance charges -pnckding transaction tee such as cash advance and belencetreretarfees - expressed me pancar, go. IMPORTANT NEWS Add additional sudlo fired users to your account. An sci tonel and is smargeray help for loved ono. Stay an top of your account - monrbr ac" in real time, online. Add additional authorized users by citing the number on your statement w go to www.chase.corNasdihcards. CHASE O lP? arai W r I hevO mad its enO prey eancal any rte. Uwe I...I I I.I.1 1. I..I..I I ...I'll .. , I I.I.I... 11..1.1...1 i.. i l ..l This Statement Is a Facsimile - Not an original x 0000001 Fmo:osDe Coo N I 03 014143 P0.1 d1 mere ww 1m.e 3cwcoopppowo¢ 60 of 63 Statement for me cunt number: swi 6930 2379 4271 New Balance Payment Duo Dols Past Due Amount Minimum Payment $13.030.91 12/2347 $0.00 $264.00 NMI. yeurd.edc pay" M Chose, card 9mvi- AmountEnclosed 'f ?Naw odth -w svnair Mira on b.dc 540168302374427100026400013038815531710 •OeMeax Z 37W D UPAU BOYAGODA UFLORENCE CIR H PA 17050-2212 1...11L..I{L...{.{.{{.....LL.L1...II..1.1...11..11..1L.I CHASE O I want lepuch amonall Ithe d,as9 PPaarsed a b courts section. I...III.I..I..I.1..I..I1...III....II.I.I...II.4.1...11..11..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19006-5153 1: 5000 L60 28e: 209 30 2 3 79 4 2 7 19NO 8323600 eta: " °peonq?04BQ 1710447.12 3lW CUSTOMER SERVICE l DOe Dos: Pey HASE O Q 122 W M U.S. 1-000-45.2006 C km Aanimrm Payment Due: 4..00 $264 EapMol 1-900-440-3306 TDD I-WO.055-0050 Pay by phone I-WO-436-7950 Outside U.S. call cdlacl 1-302-5946200 MASTERCARD ACCOUNT SU MMARY Account Number: 54M 6M 2370 4271 ACCOUNT INQUIRIES Previous Balance $12,201.04 Total Crack! Una $1g,7D0 P.O. Box 15290 Payment Credils -$363.95 Available Credit $6.661 NMningloM DE 19850-5296 Purdrases, Cash, Debila 7$1,087.75 Cash Access Line $19.700 Finance Charges 4133.97 Availedo for Cash $6.661 PAYMENT ADDRESS New Balance 13.038.61 P.O. Box 15153 Wilminaort DE 19056-5153 : =AT FI FYIAI F RFWARM RIIMYARY To ntdown you Flexitle Rewards points. dal Previous points bolatce 11.804 1-OW4W-2265, or log an 10 Points earned an purchases this Pedod 1.004 wwar•chase aomicrodocsrds for 24-hour access Now lotal pants UMta 12.608 - to your rewards program. 29 Points to expire on slatement on or after DECEMBER- 2011 TRANSACTIONS FINANCE CHARGES Fav m Charge Dally Periodic Role CorreW Average Daly Due To Tansecion Acccrnulsted FINANCE Category 30 days in cycle APR Balance Periodic Role Fee Fin Charge CHARGES Purdhssas V.00216% 29.99% $1,908.13 $47.04 $0.00 30.00 $47.04 Cash advances V.00210% 29.99% 30.00 $0.00 $0.00 $0.00 $D.00 Convenience chd& V.0111215% 29.99% $1.370.70 $33.79 $0.00 30.00 $33.79 ProngSaW summary .00545% 1.99% $05.00 $1.14 $0.00 $0.00 $1.14 PrormOoral summary .01915% 6.99% $0,050.25 $52.00 $0.00 $0.00 $62.00 Total Inane charges $13197 Efhwd" Annual Percentage Rao (APR): 12.34% Plane we Information About You Account secion for balance computation method, grace period. and otter 9nporlant Womalon The Corresponding APR Is to rate of Intereal you ply whan you carry a balance on any Yaraaaiar allegory. The E9ecpe APR reprftants you loud lpance charges - Including lansodon leas such as cash advance and balance 1.a-W left- exprsased asa parcafage. This Statement Is a Facsimile - Not an original X COOCCOf FasAna 00 coo N z W Wmsm P.O.t err asses -W4e..0 337, oooDOrocMm.e01 58 of 63 Trans Amount Data Retarence Number Merctvm Name orTrensaion Description Credit Debit Statement for a ccourd rwlnb.r: mm sm 2970 4271 New BeYnce Psyntem Due Date Pow DuaNnoted M!"nium Psymonl $12,874.13 01r23A8 $0.00 $284.00 Make your dredr paysble_to Chatty Card SerWeet, Amount Enclosed New address or a-mail? Pnrt an back. CHASE O IChase wam b =,,e91-F9=0.0r' Ptmu'th t ata estd minalls Uwe 540168302379427100028400012894135550948 38931 aEx zxa0 UPALI BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 :;lG>.d=MBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 L60 2Bt: 209 30 2 3 794 27 19aa C;•en.az'Closutg Dale- 12!04107-01103100 CUSTOMER SER'4..-7 -. ., ? Paa.rrnt Due Date. In JS 1-8Jo _ ._ . . °. _? E CP M-munl Payme.1 Due: 1..9' 10 Esp" 1-888-446-33ud TDD 1-800-055-8060 Pay by phone 1-800-436-7858 nuiride U S call called 1.302-5ue-.°210 FJAST_F ?R:) AlC00N .:.. .. ...._, T f?, Uk1fil,%117 o-.r,tNur%,b- 5.41 t- 7. :.::I:UUivI i:J:.UI2:t' coca E^.L* St?.08 Total Cr?,.n Un? P O Box L`. _ A [at le 1c,:.aFn PAYMENT.: -_3a P O Box 1 Wilmington-DE 19885-5153 -- VI IT U3 AT- FLEXIBLE La/A S SU MMARY ec yo1 • F ex rt< w:nr smmts, caN PreVi O" r01'1ls balance 12.nOri ,-.C'j-503-2265. Or log on to Points earned on purchases INS perico 0 -/w.d1a 4 O]m;Cra„r;carcs lot 24, our access New total points balance 12.ne to your re Bards program. 29 Pcws 1o exD'ae on s;alarn n1 on or amr DECEMBER. 2011 TRANSACTIONS _ .urn _??_'Fe?_?_. _e .VU,r I.-r. r. ,••S ?rt.?a-•: or T•=. o•:. _. :ni 'r ?r. _,--, '- r r^?i- ....?. YoL Frn<,nra Gene -_. .11ir' :'31sy.+y ii ,,.__ • Ea'E.-?°. ;.. .-.•.._ :.,.. .1,?. ...'.. CH.:.--_ Purdlaaes V- 08216% 29.99'x: $1,951.14 S4973 $0 CIO SD i:0 $49.70 3asn aCvalae V.08216% 25.99% SD.00 SO u0 $0.00 50.00 10.00 rnrtvana ?P d:•v-k V OR216% 29 9W. 52.0°5.19 S', 11 $000 5000 543 11 -1 a- Please see Inlormauon A:'..ul '!our J.-11 S- 40r, for balance Wnlpula rron I..-,.. r„a , ,rm_3,.•:: .. •,.... r; . a or n: _:1 L.. i .r.la-nalon. -. .- , _.. - ... .. ,,, .•wRlen you earn? +_ .,., - '?ywl'c'e, r:o G+rk-or. .t:: <lL?ay a)?anc ? .J00 Save on appliances. MP3 ?layer., Icys. ar:J a1 8h"P;-e s Advanlage. Earn cash-`.ack rewards on eligible purchases in addition to the low prices. Get the detaaa as www.Shoppers Advantage comtChase• where you11 he idea ifed a w, a Chase Cardmd, er eligible for in,. special Trill giam otter. 8323600 This Statement Is s Facsirnile - Not an "Igtnal xdttOROt FR3aa]e09 400 N 2 03 0lgm Py.t 911 0a0M 1M MA ]salt 04110000090000aa3101 70 of 135 stetemera Date: 07/0 W 9 - OWYO9 ACCOUM Nunbw: 5401 6530 2379 4271 Page 2 of 2 8323600 FINANCE CHARGES Finance Charge Transaction Daily Periodic Rate Conesp. Average Daily Due To Fee/ Accumulated FINANCE Caierory 31 days in cycle APR Balance Perin:'.- Fa:e Service -hwge Fin Charge CHARGES Purchases .07121% 25.99% $536.37 $11.14 $0.00 $0.00 $11?. Cash advances .07121% 25 99% $0.00 $0.00 WOO $0.00 $u Gil. Convenience check .07121% 25.99% $10.03e.56 $221.6C $0.00 $0.00 $221.60 Total finance rharnes $233.44 Effective Annual Percentage Rate (APR): 25.999E Picric see Inbrmation About Your Account section for balance compuiafion method. grace period. and oarer important informali0n. The Corresponding APR is he rate of interest you pay when you carry a balance on any irensac'ion car= ory The Effective APR repesems your mal finance charges - Including tansaction fees such as cash advance and balance tra trier tees - eVressed as a percentage. This Statement Is a Facsimile,- Not an original R amsca rasanator' ow m z m aeesUl Pq.242 elms suw sneer 2r 5?orlorolaa®369o¢ 74 of 135 Statement for account number: MM 5830 2370 4271 New Balance Payment/ Due Oats Pot Due Amount MiNmartt Payment $12E94.13 01rame $0.00 $20400 ??'' M11Myaur dhack payable to peas Cad SeMsa Arriount Enclosed 'S Nor eddros+v o?rrl? Print m back. 540168302371427100028400012814135550148 3er31 eQ 2 30110 UPALI BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CHASE O Plellalba?re ena0 alfe no CARDMEMBERSERVICE PO BOX IS153 WILMINGTON DE 198863153 1:5000 L60 281: 209 3? 2 3794 2 7 19,11 Openinypas moo ' 1?l04A7- M CUSTOMER SERVICE CHASE 0 07R3 011 In U.S, 1-eoo-e46-2oo0 Nin mum Payment Due: S284.00 E Espelbl 1-e88?46.3308 TOO 14100-056-0060 Pay by phone 14600-436-7956 Outside us. Call Co9eat MASTERCARD ACCOUNT SUMMARY Account Nun bw: 54M 600 2379 4271 1 302 594.8200 Previous Balance 513,036.87 Total Credit Line $19.700 ACCOUNT INOUIi11ES P O Box Payment, credits -$300.00 Available Credit , . DE $5.805 Witminplon n DE 19450-5296 Finance Charges 4155.32 Cash Artesa Ikte . , 519,700 New Balance 12.804.13 Available for Cash $6,005 PAYMENT ADDRESS P.O. Box 15153 Wornington. DE 198863153 VISIT LIS AT: 8323600 FLEXIBLE REWARDS SUMMARY To rodents your Flexible Rewards points, mfi Previous points bownce - 12.809 "00303.2265. or log on to Poirds earned on purchases this period 10 vninwcham.conJaaditcards for 24-hour access Now total points balance 12.909 to your rewards proyyem. 29 Points to 04*0 on atafarnenl on or alter DECEMBER, 2011 TRANSACTIONS Trani Amount Dar Rebrence Number Merchant Name or Transaction Description Credit Debit 12111 134534S27000047356163a6 Payment- lhar* You $300.00 FINANCE CHARGES Finance Charge Daly Periodic Rata Corresp. Average Deily Due To Tnnsoclon Aa:um4ated FINANCE Category 31 days in cycle APR Balance Periodic Rats Fee Fn Charge CHARGES Purchases V.05215% 20.99% $1,951.14 $49.70 $0.00 $000 $49.70 Cash advences V.08216% 29.0% $0.00 $0.00 $0.00 Scott $iD.00 Convenience check V.08216% 29.99% $2,085,19 $63.11 $0.00 $0.00 $5311 Promotional aurnnery, .01915% 6.99% $8,845.30 $52.51 50.00 $D.00 $52.51 Total finance charges $135.32 Effective Annual Parantaye Rare (APR): 14.16% Please ace Information About Your Account section for boom oDn"ton nw*wd. gram period, and other bnportam irdarmaton The Etlecfivs APR APR isthe rats of intareat you pay when you cony a balance an" awaaeton category. represent your 10210mrrce cergm - including trrmacion leas such as cash advance and 6slarica "afar fees - expressed as a paralrasge. IMPORTANT NEWS wore wroying your raw options. Now in m Fiy aquae wywhwo. no blarir.out does ar 21 day aaenea far MOW point (mox value of $325), PLUS in asrff, 2005 YOull have the option a redontn travel wades for 1ratlal you boold Log onto Chase mnVcmMcards, aert a new. paps ter derails. Save on tFplOnces, MP3 Arysrs. toys, and more it Shoppers Advantage. Earn asRbaclt rewards on eBybe purchases in addition to the low prices, Go rte dotaes at www. Shoppers Advsmsge.cwVChms, where youll be identified as a Chase cordrnember -Lobe fa infs special Trispiam Otrer, This; Statement Is a Facsimile - Not an original .X0000001 FLS33MS09 000 N Z W 0601A3 P,a.tdt CS1M µJA91,01 OO9fa00e00ptmearl pr 56 of 63 Statement for accawA number; 5401 eB3o 2379 4271 New Balance Payment Due Oete Past Due Amount Minimum Parnum $12,81937 OM/08 $0.00 $28600 Anhouni Enclosed ?NMaw iYddorvssdv awrra"I Ned onnbbeck?d 3aMoa 540168302379427100028600012819375567963 2%M aeR r QUM 0 UPAU BOYAGODA 713 FLORENCE CIR MECH PA 1 7050-2 21 2 CHASE O 1 warhl rhel q Mreed e a ?e°abo rse on earn. I...111.1,.1..1.1..1.,11,..1.1....11.1.1...11,.1.1...11,.II..i CARDMEMBER SERVICE PO BOX 1S153 WILMINGTON DE 19886-5153 I...IIL.dal..r,1.1.11...r.LIr,1,1,r.11rrI,1...II,.111.1 r,1 1:5000 16? 281: 20930 23794 27 L9lt¦ prC D6Ae: ?en 01/04108 - CUSTOMER SERVICE d D CHASE O ?? U.S. 000 1 03 In M nimum Peymant ue: 3 8 pailol 1 szss oo Ele -NBB1-NO-4445-3308 ft 08 TDD 1-MO.955.8060 Pay by phone 1-800.438-7968 Outside us. Call called 1-302-5946200 MASTERCARD ACCOUNT SUMMARY Aerxunt Nur w: 5401 SM 23794271 - ACCOUNT INQUIRIES $12.894.13 Total Credl Line Previous Belanoo $19.700 P.O. BOX Payment. Credits -$300.00 Available Credit SO.880 VAkf.rh r% DE 19850.5288 plon OE Purchases, Cash. Debils +$66.95 Cash AcOeas Line $19.700 Finance Charges 416829 Available for Cash $6.800 PAYMENT ADDRESS New Balance 12.819.37 P.O. Box 16153 Wilrringlon DE 198863153 VISIT US AT 8323600 FL E XIB E REWARDS SUMMARY To redsarn your Flexible Rewards points, call Pr4mousportsbalance - 12,1108 14100-M-2265.010gonto Points seared on purchases this period 67 www.chase.ownkreUBesds for 244rour access New sots; points belence 12.875 to your rewards program. 29 Points to expire on aaawrom on or altar DECEMBER, 2011 TRANSACTIONS Trans Amount Dale Reference Number - Merchant Narrow Transaction Description Credt Debit 01/10 55547510011 /36015206060 O MIP IN 6096906629 CA 6.95 01/1610/00160200000142440139 Payment Thank You Electronic Chk 300.00 FINANCECHARGES Flnsirm Charge Daily Pedodc Rats Comsep. Average Daily Due To Transaction AcOmuisfed FINANCE Category 31 days in cycle APR Balance Pedodic Rae Fee Fin Charge CHARGES Purchases V .06216% 29.99% $2.055.98 $5237 $0.00 $0.00 $52.37 Cash advances V.00216% 28.88% $0.00 $0.00 $0.00 $D 00 $0.00 Convenience check V.0021 6% 29.999. $2.138.96 $54.48 $0.00 $0.00 $54.46 Promotional summary .01915% 6.99% $8,065.10 $6144 $0.00 $0.00 $61.44 Total snare charges $158.29 E1NCHvsAnnua'Percel, sgoRme(APR): , 14.77% Rea" ew Mornrbon About Your Aoeani sacion for balance computallon method. grace period. and other important inlormalm The Corresponding APR is tai rate of atarso you pay when you carry a balance an any transaci0n category. The EgucfveAPR represents your total finance charges -inchdkq immaclon fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS lent ft lime you reward yourself! An asduelm edecdw of merctwx1 se hs bean arranged for you. Log onto www.mybw usanMr corN37607 and Morally yourself as a Chas Cardlrmbar to take alaramage of this special Rawad. Hurry - expires April 15.2008. Save on nearly evwylNng for your home: repairs. renovation, shopping a more. Loam more at www.compieheMmemonv'Chase. and yout be identified as a Close radmamber WY~ to this greet Trliagiam offer-which includes $20.00 Laws Gift Card. This StatBlryf 410 is a facsimile - Not an cwigirml X 0000001 FI 3MMDe 000 N 2 03 0692M Py.1 d3 OWN hM Max 2eme ¢1H OOOO0r00@d990t 52 of 63 Statement for account numMr 5001 6990 2179 4271 New Balance Psymem Due Data Past Due Anicurd k0rimum Payment $12.668.92 03/23108 $000 $276.00 Make ywr d"wk Mebls,to Char Card 9"- Mount Enclosed '$ Nm Mdvss a *-mil? Pnrt m neck. 540168302379427100027600012668925580650 IW13EM Z OGMD UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CHASE O 1a??t t?r o) n Haan CARDMEMBER SERVICE PO BOX 1S 153 WILMINGTON DE 19806-5153 1:5000 L6? 281: 209 30 2 3 794 2 7 i9nl' Opanling/Cloeing D.a: D2M4108-03/03!08 CUSTOMER SERVICE °? '' 00 - la t o e: s CHASE 0 $ 99446.333000 Espeffol 1 TOO 1-800.955-9050 Pay by phone 1.800436-7956 . Out ids U.S. net Cdhlt l 1-302.5948200 MASTERCARD CARD SUMMARY AcommlNU-11m: SW MO 23794271 ACCOUNrINOUIRIES Previous Balance $12.a19.37 Told Credit Line $19.700 P.O. Box 1529a Payment. Credit -$300.00 Avall" Credit $7.031 VAIrr ington. DE 19850.5298 Finance Charges 4144.55 Cash Aeeess Line $19.700 92 Avalabte for Cash 669 2 N B l $7.031 PAYMENT ADDRESS . . ance ew a P.O. Box 15153 Wamrglort DE 198863153 VI91T US AT: www dam cemkredi1cards 8323600 F/ CYIIRI F RFWApr IR CIIYMAAV To mdearh your Flexible ROMWSPoint4 cam Previous po911s balance 12.875 1.800-603.2265. or log on to Points warned an purchases this period g vvlvw.dtaae.eonJaedseads for 24-hour access New total points balance 12.875 to your rewards Program. 29 Points to expire on statement an or after DECEMBER- 2011 TRANSACTIONS Tram - -- Amount Date Reference Number .. Merchant Name or Transaction Description Credo Debt 0 0 02 5007 669 syment- ou 00.00 FINANCE CHARGES Finance Charge Daly Periodic Pala CmvW Average Daily Due To Transaction Acatmtlawd FINANCE Category 29 days in cycle APR Balance Periodic Rae Fee Fin Charge CHARGES Purchases V.05216% 29.99% $2.120.51 $50.53 $0.00 $0.00 $50.53 Cash advances V.00216% 20.99% $0.00 $D.00 $0.00 1D.00 $0.00 Corwaniarce check V .0023,9% 29.90% $2.192.31 552.24 $0.00 $0.00 $52.24 Promolianal summary .01915% 6.90% $x,423.52 $4678 $0.00 $0.00 $46.70 Total finance charges $1491,55 Ennead" Amual Porosrrege Raft (APR): 14.08% Please sea Irdoi IN w About Your Account %scion for balance computation method. gram period, and other imporlant informalon The Coreapondirg APR lathe rl*of interest you pay when you carry a balance on any lrwmcum category. The Effective APR raprrw m you wHirtaloe charges -Inhaling vareacton fees such es cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS Urtirited Iced a long dialerce calling for SM-9ar1onthl Try Vorlege for 1 month on ual Call 1.800-594162 or visit www.vortW.eorMwlihpe37. Vorlage 911 operate di ww* See warn vonage.certJel1. Additional left a reatCdom IIPPly By reepodi g I confirm 001 am a Chase cuslOnW. Save on dining, echivlties, hotels a more will Great Fun. Leant more a w .Greaaunfia.comlChasa. and youll be identified as a Chase cardmember emitted to thin great TAegam offer. Including $20.00 Cash Back for during This Statement Is a Facsimlie - Not an original ODOOOOt FBf31790e 000 N Z 0.9 Oa?a] Py.1 d1 O el .N-.? 3 Omt m0Dee000.el1301 )( OD50 Na1?00a N91Dee IN911ale IN9,000a 50 of 63 Statement for account m,mber: 5401 om 2379 9271 Now Balance Peyrnent Due Date Pmt Due Amount Wrimum Psyment $12.527.18 o4r2=e $0.00 $2113.00 Amount Enclosed "y-rd:!: sPrint -back. Service. 540168302374427100028300012527185598598 3527SOM 2001090 UPAU BOYAGODA 713 FLORENCE CIR MECN PA 17050-2212 CARDMEMBER SERVICE PO BOX 15163 WILMINGTON DE 10886-5153 1:50011 i60 2131: 2093023791-27190 OpeninygairgDate: 03f04105 - 04;03108 CUSTOMER SERVICE CHASE O ? mrm w't c -2300 ? 00 I 1-1100- 94S-20M ue: 4464s Esp&U 1-80 -4 TDD 1.800-055-OM Pay by phone 1-800-4378-7858 Outside US. Call Collet - 1-302-594-8200 MASTERCARD CARD SUMMARY Account Number: 5401 6830 2370 4271 ACCOUNT INQUIRIES Previous Balance - Slzs6a.92 Total Credit Line f19,700 P.O. Box 15298 Payment, Credits -$Mo.00 Available Credit $7,172 VAIr inglon, DE 19850.5298 Finance Charges .$158.25 Cash Acme Line $19.700 New Balance 2.527. s Available for Cash $7,172 PAYMENTADDRESS P.O. Box 15153 VAIrringpon, DE 198863153 =r, US AT: asernnycredit®rda 8323600 FI FYIRI F RFWARdS SUMMARY To redeem your Rexitile Rewards pDird& call Previous points balance 12,1175 1-800-M2265. or log on to Pointe earned an purchases this period 0 www.chase.com!ctedtcerds for 2441" access New total points ban 12.675 to your rewards program. 29 Points to expie on stalertartt on or alter DECEMBER. 2011 TRANSACTIONS Trans Amount Date Reference Number Merchant Nana or Transaction Description Credit Debit 0 0 006 296!10079 ayrrtenl - ou 5300.00 FINANCE CHARGES Finance Charge Daly Periodic Rasa Comesp. Average Dairy Due To Transaction Accumlafed FINANCE Category 31 days in cycle APR Balance Periodic Role Fee Fin Charge CHARGES Purcases V.0115011% 29.24% $2,172.74 $53.96 90.00 $0.00 $53.96 Cash advances V.05011% 2924% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.00011% 29.24% $2.246.31 $55.79 $0.00 .$0.00 $55.79 Promotional summery .01915% 6.99% $8,171.58 $49.51 $0.00 $0.00 $45.51 Total knnce cargea $158 28 E1fac51re Annual Percentage RaN(APR): 1&09% Rams sae I doi ifton About Your Acccurd section for balerroe compulsion mnhod, grace period, and other imported Intormaton The Co resporidYg APR is the rote of interest you pay when you carry a balance an a y Irsnaeaion Category. Th e Electra APR roprments your total finance charges - indWttg transaction toes such m cash advance and belaloe transfer fees - eapreasad a a percentage. IMPORTANT NEWS Delight as the Moms in yaw life with terrific gifts from 1-800Flowers.com! Saw 15%on gorgeous fresh towers and pants, gountmal 90 baalrela and mars! Use code CMASE77. This idelntiN you as a Chess Cnaalrner. 'F6r delafa pleaw Nail www.15001bwaa.corlYdtscsirrw•. Am you looking for a new home? Talk to Chain. We offer a wide range of mortgage products to meet yaw needs. Cal 1 A66a36-0335 or visit www.c ase.comic asNenWoan. Subject to crew and property approval. Certain otter resInciions and limitetiore may apply. This Statement Is a Facsimile - Not an original 1100ow F03im011 1100 a z 03 aebos Pgrf d3 mss ,w ku 35ve ora?ooooamamsx»a X m5orsutswsuetstrs13rct7nnst36,o CHASE O r pqlCa?hn??y?bf+?yrnh ! actonot D19d0a11 ros0 batlt 01 nnapr8 ?ffs Date 46 of 63 Statement for account nurnber- 5401 6830 2379 4271 New Balance Payment Due Dale Past Due Amount h9ttimum Payment $12,381.65 06r2"8 50.00 $278.00 Mho your deoell payable to Chum Card 3-41- Amount Enclose Now address or s-rnw 7 Pert on bock. 540168302371427100027600012381655613118 e9. OW 212•aa o UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CHASE O 1 ware anal readrT°`"e ' a as on of naen. I...III.1..1..I.I..I..II...1.1....II.I.I...29..111...11..11..1 CARDMEMBER SERVICE PO BOX 15163 WILMINGTON DE 19886-5153 L..111...111...11.1.11.....1.11.1.1...11. 16.111.•11..11..1 1:5000 i60 281: 20930 23794 27 i9sa openr,grClcatrg Date. 04x0406-OSr03r08 CUSTOMER SERVICE Payment Due Dale: CHASED 052 08 M 1600.45-2000 Minimum Payment Due: 8. pe $278.00 Espafbl 1-888 446-3308 TDD I-WO.955.8060 Pay tr/ phone I-M-436-7958 Outside U.S. call called 1-302-594-8200 MASTERCARD CARD SUMMARY Aecaaut Number: 5401 MO 2279 4271 ACCOuNL INQUIRIES Previous Balance $12,527.18 Total Credit Line $19,700 P.O. Box 15296 Payment. Credits -$300.00 Available Credit $7,316 Wlmkglon, DE 19850.5298 Finance Charges 4154.47 Cash Access line $19,700 New Balance $12.381.66 Aveilable for Cash $7,318 PAYMENT ADDRESS P.O. Box 15153 VAIM"Vton, DE 198863153 =US AT rrkredilcards El F)(IRI F REWARDS SUIIYARY To redeem your Flexible Rewards poling, cal Prevloua points bafrtee 12,875 1-800603-2266, or log on to Points ettttlad on purchases this period 0 wwwclese.corNcroddcards for 24-hour access Now 1010 points Dann 12.875 to your rewards program. 29 Polnfa to expire on stahwnent on or star DECEMBER, 2011 TRANSACTIONS Tram - Amount Dote Reference Number Merchant Name or Transaction Description Credd Debit 04/21 111211122700005259227333 Paynteni-ThankYou 00.00 FINANCE CHARGES Finance Charge Daily Pedo6e Rats Correap. Average Daily Due To Transaction Accumulated FINANCE Category 30 days in cycle APR Balance Penodic Rafe Fee Fn Charge CHARGES Purchases V.00011% 29.24% $2,226.46 $53.51 $0.00 $0.00 $53.51 Call advrloes V.00011% 29.24% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.00011% 29.24% $2,301.55 $5532 $0.00 $0.00 $55.32 Promotional surivnry .01915% 6.99% $7,943.51 $4564 $000 $0.00 $45.64 10191 finance charges $154.47 Effective Annual Perdewtagle Ran (APR): 14.8699 Please ass kdarrrlation About Your Amount asclon for baance wmpsralon rnothod, grace period, and other fnlporlyd intonna/on The Corresponding APR Is the rata of Interval you pay when you on" a balance on only vanseclon category. The Effect" APR represents your total trance c hrgse - including trareaefon tees such as cash advance and balance framtr fees - expresad as a percentage. IMPORTANT NEWS Guard against identify theft and manage your credit imonafon win Chem ID Protection. Got unfirriftedi access Io 3-n-1 cred8 reports and scores, daily nronficring of your credit lies, bray tarts and more. To pirchow. call 1-WS-717-7534 or visit www.dnaeidproWion.oxn. Are you looking for a mw home? Talc to Chess. We Offer a wide range of mortgage Produces to meet your needs. Call 1666-8366335 or visit www.chaee.corNclasehomaloan. Sutiect to credit and property approval. Certain other restrictions and limhaaons may apply. 8323600 This Statement Is a Facsimile - Not an original 0000001 ilaaf316010 Wo N Z 03 OWSq] Pgst d3 meee IM.•a eo.es 1 291 0 0 0 01oo00ef.ee01 z 005D W8130a1N9131121N912e7r 32 of 63 StatemeM /or aocowae number: 5491 SM x179 4271 Now Balance Payment Due Date Pan Due Amour Wrlimlm Paymanl $12,066.56 oe 2me WOO $409.00 Cw check leyaalete Ch- area Care lavlcsa. PW ddrea e-malradosi? Print Now eltdrae or era-rn on l>atlr. nt 54D36830237942710004090001206686D00DO06 3vae ear z 2lms o UPAU BOYAGODA 713 FLORENCE CIR MECH PA 170504212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 10888-5153 L..1111.1111....LIJL....LL.LL..I1.ri.l...IIAl.r11111 1: 5000 160 281: 209 30 2 3791. 2719ta Oponinprgosirq Date: 07/WA8 - GSW/ a CUSTOMER SERVICE CHASE O i OW3= In 1- 6-2000 m Peyrnem Due: Ma -08MG44 $ 409.00 EE,?1 1 5-04 6.3309 TDD 1-ODO-955-0060 Pay by phone 1-BOO-QS-7958 Outside US. call called 1-302-594-0200 MASTERCARD CARD SUMMARY AceowlNumtm:5401MO2370427t ACCOUNT INOUI ROES Previous Balance $12,270.1a Total Cr*M Life $19,700 P.O. Box 15298 Payment, Credits -$500.00 Aveisae CreQ1 $7,633 wFlmington. DE 19850-5298 Finance Charges +MB.68 Cash A- Lino $19.700 New Balance 2,066.86 Available for Cash $7,633 PAYMENrADDRESS P,O. Sox 15153 Wilrringlon, DE 198863153 ==m1breclitcards 0 EXIRI F REWARM SI)YM$ARY To redeem yaw flexible Rewards points. call Previous poise balance 12.920. 1.000-603.2285. or log on to Points ea nedonpurchavestispeiod g >wwwr?.dfine.aoMabilcards mr 2"our access Now total points balance 12.920 to your rewards program. 29 Palms to spire on statement on or atfer DECEMBER. 2011 TRANSACTIONS Trans Amours Date Reference Number Merchant Name or Transaction Deviplion Credit Debit 07 a 20021102 0056303 7 ou .00 FINANCE CHARGES Finance Charge Daly Periodic Role Corresp. Average Daily Due To ' Transecion Acarnialed FINANCE Category 31 days in cycle APR Balance Panoac Rate Fes Fn Charge CHARGES Purchases .07665% 2f.W% $2.030.27 $18.26 $0.00 $0.00 $48.26 Cash advances .07660% 27.09% $0.00 $lDva $0.00 $0.00 $D.00 Corwenlence check .07668% 27.99Y. $10,114.27 $24042 $0.00 $0.00 $240.42 Total Inane charges $288.66 Etlecaw Annual RWONWIage Raft (APR); 77.99% Please see idormadon About Your Account "coon for balance ccnpuafon method. grace Periodk and other importam inlormafon Th ar Corresponding APR laths rate of interest you pay when you carry a balance on any "Nsacion Magary. Thar ESecfve APR repressr s yaw total linene charges - indudig lrarasclon fees such as cash adwnce and bola ce tranater lose - expressed sea panda age. IMPORTANT NEWS Guard agmhat Ideally the" and manage your credit intor anon wen Chow 10 Proadion. Gat v9irrited access l0 3-h-1 aadl repona and scores, 4iy morthodng of your araca flat *n* alarm and anon. To purr aaa call -14NO-217-0201 or vier www.Mraeegxoaction.can. Save on Wolancaa. M P3 Planar! toys, and more at Shoppm Adve legs. Eam ceahI- r rewards on aligitis purchases in addition to to now picsa Cut ahe details id www.Shoppars - Adriefage.comfChee, when yoenl be idenafed as a Chase Cardman0er atpblefor fins spacial Trlegierd otter. 8323600 This Statement Is a Facsimile - Not an original meOL01 Fw11;1a D• see N 2 0.l 01-co P.a.t d3 DSaaa -"=aI 2hel OOmaaaa¢4-001 1( m?0 N9t313a INah33.9INat3330hN3N351 CHASE O I...I11.1..11.1.1..1.111...1.1.... 11.1.1... 11..111.1.111.1W 52 of 73 Statement ter account number: Ban am 2379 4271 Now Balance Payment Due Date Past Due Amours MM rrum Psyment $12.535.07 06423" - $0.00 $472.00 W Ch Gera.-`Art a: Plane- Wto arewa endowed. New address a ernal? Print on took. 540168302379427100047200012535075627679 39117 MM 215waeD UPAU BOYAGODA 713 RARENCE C1R MECN PA 17050-2212 L..IILrllllrll.ld.IIL.LLL.i.l..rllr?4l.r.lll.ll..ilrrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19866.5153 1:5000 L60 281: 209 30 2 3 794 2? L9ae Opaning7Clakng Oals: OU04M-ON03M CUSTOMER SERVICE /? ? CHASE O = um * D 062000 00 In U.S. ,-800-046- rwr PPaym en ue: Espanol ,-(166146-33M 3308 TDD 1-aoo-g55-W60 Pay by phone 14800136-7958 Outside us. coil cdlect 1-302-5946200 MASTERCARD CARD SUMMARY Account Nu im: 5401 MO 2379 4271 ACCOUNT INQUIRIES Previous Balance S`I Z381.65 Toted Credit Una $19,700 P.O. Box 15298 Payment, Credits -$578.00 Available Credit $7.164 1WmInglon, DE 198503206 Puxdtases, Cash, Deblls 4423.00 Cads Access Una $19.700 Finance Charges +53118.42 Available ter Cash $7.164- PAYMENT ADDRESS 535.07 New Balance 12 P.O. Box 15153 . M1lmington, DE 198063153 VINT US AT. The promo rate aaFiratian ralleced on t is didemem is a result ol a latepeyment made during the piomotonoi roe period an your account. For your wrnetience, you can always pay online by accessing our webeho dgAyed an cis alatemsri Fl FYIRI F REWARDS, SUMMARY To redeem your Raxible Rewards poM4 call PrwAms points balance 12.875 1-8006¢34265. or log on 10 Points so nW all purchases this period 45 www.chose .mribrodscards for 244mr access New tetal points balance 12.920 to your rewards program. 29 Pointe to expire on statement on or alter DECEMBER, 2011 TRANSACTIONS FINANCE CHARGES Finance Charge Daily Periodc Rats Corresp. Average Daily Due To Transaclon Accumulated FINANCE Category 31 days in cVde APR Solance Periodic Rate Fee Rn Charge CHARGES Purchases V.07942% 25.09% $2,331.64 $57.41 $0.00 $000 $57.41 Cash advances V.07942% 28.95% 9D.00 50.00 $0.00 50.00 30.00 Corwenbflee check V.07942% 211.05% $10,19S.11 $251.01 50.00 $0.00 5251.01 Total trance charges $308.42 Et isclWe AnnualParoa . ge Rale (APR): 28.98% Please ace Mtomaaon About Your Account saeion for balance compuatlon mshod, gnus period, and other Important inlormafon The Coreapor ft APR is the rate of Meerew you pay when you carry a balance on any Yansaction category. The t?OeG1vs APR n'epreeella yor lolel Branca charges- inayuctng traneec7on tam such as cash advance and balance the lot lees- expressed ass, percentage. IMPORTANT NEWS Guard against iderney than and manage your asdri inlornaton win Chase ID Protection. Gel unlimited access to 3-in-1 credit reports and scores, doily monMoring of your credil flea lirney demo and more- To pAchose. cell 8323600 1-800-217-0291 or vi sit www.caseidpWaaion.cem. This Statement Is a Facsimile - Not an original WaWe1 F-07 WO N 2 a] ?3 PtQe1 d3 aX! W.N-7 1561WWa10a0eb17q X (OW WW3113 a 51267" II141321? N+S, 32, 5 CHASE C) tons! glgavrn,aarlr8yaa yrr?m a DiarJOStrae?on a Deer(. 1111I11.Irrl.ril lell.rll...lllr rlrilll.l.e.llr 1111rr.lllr11111 2 of 63 Trans Amount Dale Reference Number Mecanl Navas or Transectian Description Creels Dabit Statement for account rrunber: 5401 6830 2779 4271 Now Balance Payment Due Dats Past Due Annum Minimum Psyment $12.27810 07moe $0.00 £40400 Make 7e? chid paya?te: Chase Card 9rnlao- Pleass viii alrant andosW. New address w anal? P1int on hack. 540168302379427100040400012278185648062 OM=aEK ZIS=D UPAU BOYAGODA 713 FLORENCeCIR MECH PA 17050.2212 CAROMEMSER SERVICE PO BOX 15153 WILMINGTON DE 19886.5153 L.rill«111Lrr.l.Irlt,.,n61..Ll,.dl„1, 1.«II,.Ilrrll,.l 1: 5000 460 281: 209 30 2 3 79 4 2 7 19ue Openinq/Closing Dale: 06104108 - 07103M CUSTOMER SERVICE _ Payment Due Date CHASE 93 0723/09 In j .S ,-800-9K5-2000 3 NirimumPayment Cu.: 9404.00 Espehol 1-868-446-3308 Too 1-800.955.0060 Pay by phone 1-800-436-7859 Outside U.S. call colleol 1-302-594-8200 MASTERCARD CARD SUMMARY Account Number: 5401 6830 2379 4271 ACCOUNT INQUIRIES Previous Balance $12.53507 Total Cis 61 Line $19,700 P.O. Box 15298 Faymonl. Credils -$53900 Available Credit $7,421 Wilmington, DE 19850.5288 Finance Charges +£282.11 Cash Access Line $19,700 New Balance 12.278.18 Available for Cash $7.421 PAYMENT ADDRESS P.O. Box 15153 VAInpngton, DE 196 86-5 1 5 3 VISIT US AT: www. chase. com/credlcards F1 FXIRLF REWARDS SUMMARY To redeem your Flexible Rewards points, call Previous pouts belence 12.920 1-000403-2265, or log on to Points earned on purchases this period 0 www.rha e.cDnVcredtc vds for 24-hour access New total points balance 12,920 to your rewards program. 29 Palms to expire on statement on or after DECEMBER, 2011 TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 06106 50 51127000054 75$870 ens- Thank You 00.00 06123 11751752700005521083462 Payment - Thank You 20000 0523 7426685/753292000000010 Late Fee Reversal - 39.00 FINANCECHARGES Finance Charge Daily Periodic Rate Corresp. Average Daily Due To Transaction Accumulated FINANCE Celegory 30 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases .07660% 27.99% $2,12383 $4886 $0.00 $0.00 918.86 Cash advances .076611% 27.99% $0.00 $o.00 $0.00 $0.00 $00o Convenience ch eck .07668% 27.99% $10,139.60 $23325 $0.00 $0.00 $233.25 Total finance charges $282.11 Effective Artmsal Perceninge Rale (APR): 27.99% Please see Information About Your Account section for balance completion method, grace period, and other Important information The Corresponding APR is ila rate of imereal you pay when you carry a balance on any transaction category. The Etlactve APR represents your laid finance charges - ineI ig trersaelon less such as cash advance and balance transfer tees - expressed as a percernage. IMPORTANT NEWS Guard against identify theft and manage your credit Information win Chow ID Protection. Get unlimited amens 10 3-h-1 credit reports and emres, daily monkae ng of yov sad- ties, imey dens and more. To puclsa•, can 1.800-217-0291 or visit www.chosekfpmiocdon.com. As a Veda] Thank You, you've been Issued B,ooo Indent Tokens you can ue• toward an exiduueiv selection of gift items arranged for you! Visit www.nrybomaceasr.comrTokens 10 identify yoursen as a Chase Cardmerrber before 09r15r S a use them toward It" special reward from 0ift Services, Inc, 8323600 This Statement Is a Facsimile - Not an original 0x00061 F1313:11607 we a z 60 '3a WM Pg.l d l oss W" osgao 1 h16 00(XieAa00eaaea, 1T 0076.912601 Na1021Q 1Ne/k0921a91>.70 CHASE O t waan?t• P)s1. M rNd • ila a won nsert. UNW- I...Ui.1„I..IrI..1..IIr..111rrrrll.l.ll..llrrirl.rrilrrilrrl 8 of 135 StatefnOM for account number- 640181!30 2379 4271 Now Balance Paymard Due Date Past Dun Amount sanimum Payment $12.27x.18 07rnM $0.00 $404.00 Maim year shedprysMete: ?????JJJ CAwcarslwe, PWreuses war l? Print Now address n anal? on Ea4. 540168302379427100040400012278185648062 o?omziomxo UPAU BOYAGODA 713 FLORENCE CIR MECH PA 1 7050-2 212 CHASE O Prii asclolwei con 4 nV_ 1...111.11.1..1.1..1..11...1.1.... 1I.Id...U..1.1...11..11..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886.5153 In.I11o.I11onLLllu... 13.11.1...11u1.1n.11u11.111..1 1:5000 L60 281: 209302379427&9111 n9faadno Dals: 091W/OB -07!03/09 CUSTOMER SERV ynant Due e: gal CHASE O P. U.S. 0724.08 In b 1-600-04 045-2000 htnimum Pay ment Due: $404.00 pa 1-666•MB-3306 TDO 1-WO.955-060 Pay by p!era 1-MO.436-7956 Outside U.S. edl coked 1-302-5948200 MASTERCARD CARD SUMMARY Account Nu iba: 54016830 2370 4271 ACCOUNy INOW f1IES Pro, ious Balance $12.535.07 Toni Credt Line $19.700 P.O. Box 15298 PdymwrL Credits 453e.oo AvaNoW Credil $7.421 Wflminglon, DE 1985o-52a8 Praetor Charyas 4za2.11 Cash Access Line $19.700 278.8 Available for Cash New Balance - 2 S7.421 PAYMENT ADDRESS . P.O. Box 15153 Wilmirglon. DE 196863153 = Z AT m0tredicardis 8323600 FI FYRfI F RFWARM R11MMA_RY To redeem your Rexible Rstwds points. BI Previous potva belucs 12.920 1-00-03.2285. or be on to ww echose.mrNeredAeerds for 24-tlour access Points sewed on ptrdneass this period 0 New fetal ponfe txiferes 12.920 10 your retards program. 29 Points to expire on stateroom on or offer DECEMBER. 2011 TRANSACTIONS Trans Amount Date Reference Number Merdte t Name or Tronsac ion Description Credil Debit ()&VS 59 582 870 Payment Thank You "cig.00 OW231175175270OW5621653452 Psymarn-T!enit You 200.00 OW3 7426585175329200WOD010 Lbe Fee Rovers- 39.00 FINANCE CHARGES Finance Charge Dally Periodic Rate Corresp Average Dally Dus To Tnueeeson Aearrraletad FINANCE Calegory 30 days in cycle APR Balance Periods Rate Fes Fm Charge CHARGES Purchases .07668% 27.99% $2.123.83 546.86 $0.00 $0.00 $48.86 Cash advances .07868% 27.09% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience dock .07660% 27.09% $10.139.60 $23325 $0.00 $OAO $233.25 Told finance charges $282.11 Effective Ammrl Pereenage Raw (APR)- 27.88% Phase we Information About Your Accanl Becton for balance c orrputaton method, grace period, and otter briportrm !ntormaton Thar Corresponding APR ist to rate of livered you pay ation you carry a balance on any Yonsadion category. The Effect" APR rep imards your bid finanos charges - nduditg tra secSon foes such as cash advance and balance transfer fees - expensed so s percentage. . IMPORTANT NEWS Guard agrist identify them and monew your ao6t imormston will Cuss ID Protection. Gal unlirifed scows n 3-n-1 crack reporm aid sca sta. dWy -ras rirq of ywr aedk lea. tnv* dens and rrma. To padres, call 1.804217.0291 or veOwtew.dtassidpoacdol.com. Asa special Thank You.. you've been issued 8.000 Instant Tokens you can use loward an exclusive selection of gill items, arranged for Lou! Visit vrsrw.n.yboniacenler corrfTOkens to idem fy yourself as a Chose Cardmentm before 09115/08 a use tam toward ilia special reward from Gift Servican. he This Statement Is a Faoairnlle - Not an original ODeaotli Far?ii60r s,.0 N 2 = oao?m Vapal al Close .4tW 1100 isStmmOmooseYlom X 0050 Ne12rn 114913MIr1413 Aldn3M 56 of 73 Statement for account number: 5401 GM 237E 4271 New Balance Payme n Due Date Pan Due Amourd Minimum Payment $11.92711 oar2ma $000 $404.00 TANS year check egable to: Chmo Caro it ' -aa. Plassawrila anetw enclosed Flew address or e-mal? Print on back. 54016830237942710004040001.927115687066 3t.ha sef ulnae D UPAU•BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 1911865153 1: 5000 i 60 281: 209 30 2 3 79 4 2 7 191' OPerhhglgodn9 Date: OW04Na - 0&03M CUSTOMER SERVICE Data CHASE() rwm o"Yoll In Payme nt Derr: n $404.00 EspoW 1 68.446.3308 TDD 14600-955-0060 Pay by Phone 1-8O.4367958 Outside us. call collect 1-302-594-a200 MASTERCARD CARD SUMMARY AcooudNumber: 64CM8002379 4271 ACCOUNT INOUIRIES Previous Balance $12,066.86 Told Crew Una $19.700 P.O. Box 15296 Payment. Credits -$425.00 Available Credit $7.772 V,A.tnirglon, DE 19860.6298 Finance Charges 4295.25 Cash Acme Lim $19.700 New Balance .927.1 Available for Cash $7,772 PAYMENT ADDRESS P.O. Box 15153 VAImirglOn, DE 19886-5153 VL41T US AT: vrww.daas_ mtreditca ds FLEXIBLE RE411IARM St1a998ARY To redeem Your Flexible Rewards points. cell Prwiouspoimshslance . 12.920 1-000-5LL1.2265, or 0-0 on to Points sta on purdteseslNsperiod 0 www.chsse.crNcredttcards for 24-hour access New total points balance 12,920 to yow rewards program. 29 Poima to expire on statement on or after DECEMBER, 2011 TRANSACTIONS Trans Amara Date Referrlea.Number Merchant Nameoi Trarmcbm Deamplon - Credit Debit 12332332700005795644205 Paymsnl Thank You 25.00 FINANCE CHARGES Finance Charge Daily Periodc Rats Corraep. Average Doily Du•To Tnanaaeion Aeasnulerd FINANCE Category 31 days in cycle APR Balance Periodic Role Fee Fin Charge CNARGO Purchases .07658% 27.98% $2.033.14 $4833 $0.00 50.00 $48.33 Cash advances .07068% 27.98% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check .07666% 27.98% $9.966.75 $23692 $0.00 $0.00 $236.92 Total finance charges $205.25 Effective Annual Percentage Rafe (APR): 27.99% Please see Information About Your Account seclon 1r balance compuation method, grace period. and other important inlorma/on The Corresponding APR is the roe of Interest you pay when you carry a balance on any, VanmOlon category. The Efteclve APR represents your bad finance charges - Wickidig transaction bee such as cash advance and balance transfer fees - expressed as a per ca. age. IMPORTANT NEWS Guam agahat Idanallythen and rharags your oast information vi th Chase tdernity Protection. Get acc ese to 34h-1 credit reports and scwr, , daily Kw rinc of your credli flee. timay darts and more. To purdtar, calf 1-800-217.0201 or visit wwvr.cheask1 aoleclion.cora. Save on nearly everything 0-r your horns: repairs. renovation. shopping a more. Learn more at www.com(ietehom•.comrChass. and youth be idorillied as a Chase crdTenhber smiled to the great Trilegier4 oar-which induces $20.00 Lower Gift Card! 8323600 This Statement Is a Facsimile - Not an original 0DOXXn F?0. ODO e 2 0.t 06Nae3 Pat.t e3 Mar W.e111na ]aT00m0e0®3n5O. R 0030 N913137 N91766511L4/tDa51N91 Dice CHASE 0 I8en ." faXfrlx nal PplIarnhsss PPread • 12 a Diedoaures on of nsem. 1......1.1.... 11.1.1...11..1.6.M..11A 48 of 73 Statement for account man w: sm em 23701271 Newce Payrrer 1012"s Peel l3haAr$0.0 tienim,m f30r100 CHASE Q ch"a C" WIN. Q yeNate: a? CAase CMa lake. ft res emourt errlosad. Nw address n rtrrei? Print qn osdr. 5401683023794271D00304000067140400000D9 L..IILI.rLdJ.rLJL.d.1.rr.I1JhJ.oiLrld.7hI1..ILd rA=eonz V7060 UPAU BOYAGODA 713 FLORENCE C11 CARDMEMBERSERVICE MECH PA 17050-2212 PO BOX 15153 VALMINOTON DE 19886-5153 s:50001,,60281: 209 30 23 7 94 2 7 i99e CPeninyClcsing Owe: CHASE OF Payment Due Dale: Minimum Payrnell Due: 09/04108. 10103108 CUSTOMER SERVICE 1i?rG0e 1n US 1-80C 045-2000 $304.00 EspaAol 1-088-448-3300 TDO 1-000-955-8060 Pay by {alone 1-000-436-7950 Outside U.S. call collect 1-302-594-8200 MASTERCARD CARD SUMMARY Account Number: 5401 ae3a 2379 4271 ACCOUNT INQUIRIES Previous Balance $11.927.11 Total Credit Line Payment, Credits -S5.45000 Available Credit Finance Charges +8236.93 Cash Access Line New Balance 5,714.04 Available br Cash $19.700 P.O. Box 15298 $12.985 Wilmington. DE 19850-5258 $18.700 S12.905 PAYMENT ADDRESS P.O. Box 15153 - Mural glon. DE 198 86-515 3 VISIT US AT: www chase mm7veditrards Your account is dosed. Please continue b make monthly payments by fie due date until your balance is paid in full F1 FXIRI a RIFW AQr1C SUMMARY To redeem your Flexible Rewards points, cat Prw apointsbalance 12,920 1-800603-2265,0rlogon1¢ Pointe Barred on purchases this period 0 arww chase .mrtJaedIcards for 24-hour coats Now ur a1 points balance p to your rewards program. Total points Iravaiftble for redemption 12,920 29 Points to expire on statement on or ever DECEMBER. 2011 TRANSACTIONS Trans Amour' Dale Relerence Number Merchant Name or Transaction Description Gedd Debit 09117 26126 2 S9 5110710 PWmdnt:'Thank You $450.00 - O9/25 12592692700005948950625 Payment - Thant You 5.000.00 FINANCE CHARGES Finance Charge Daily Periodic Rasa Corre6p. Average Daily Due To Transaction Accumulated FINANCE Category 30 days in cycle APR Balance Paiodc Rate Fee Fn Charge CHARGES Purchases .o766a% 27.99% $1.431.07 $32.92 $0.00 $000 $32.92 Cash advances .07668% 27.90% $000 $000 $0,00 $0.00 $0.00 Corwenience cntclt .07660% 27.99% $6,868 41 $20401 $0.00 $0.00 $204.01 Total finance charges $236.63 Efftetlw Annual Pereentaye Raft (APR): 27.99% Please we tr6amation About Your Accmrn secton lot balance computation method, grace period, and otter importers information Th e Corresponding APR is this raft of Mlarest you pay when you tarty a balance an any tensection category. Th e Etec lve APR represents you total finance charges - khckrd'ng tanseclon fees such as cash advance and belanoe "War fees - expressed as a parcanage. IMPORTANT Remember to pay at [mid your minimum poymerd by the payment due daft fn order b avoid Isle fees. Ear rrewerdswilh our hotidey'uPeaal oars. you Chose Flexible Rewards card and log onto www.chassm"rdeplus.com and earn an area 7 points pa $1 .4 Holets.emh, an exta 9 points Per $1 of Tlii am an 8323600 extra 5 points per 8 a Circuit City ttrotgh December, 331 la. This Statement Is a Facsimile - Not an original GD000(n Fi9=06De Dao M Z 43 WIQW Poet rxh Cee64 --7Sfss 27710me000a7ZN6an R oaso 14 of 135 Statement for aooourd number- 5401 6830 2379 4271 Now $66714A4 Payment 1or."8 Put DueAmaunl A?inimum $30400 CHASE O ' Male Yshr ahadt p"We M: Caw Card Savkea. Please wit emoert enclosed. Now address or e 19 Prat on beck. 540168302379427100030400006714040000009 723M e9r 227M 0 1...1{1.1..1..1.1.,1..11...1.1....11,1.1...11..1.1...11,.11.,1 UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 1 7050-2 21 2 PO BOX 15153 WILMINGTON DE 19666-5153 L..111,•,IU•..•LIdL....61,rLIr,.ILdJ•••Il r•ILdl.d 1:5000 L&0 28l: 209302379427190 0 no Dols' 09/04A18 CUSTOMER SERVICE CHASE O 45-200 IDW In U.S. 1- hpayment Due: NO-4 o Espanol 1-066.448.3306 6 Too 1.800-955-0060 Pay by phone 1.800-438-7958 outside U.S. Call CoNed 1-302-594-8200 MASTERCARD CARD SUMMARY Account Number: 54M 6030 23794271 ACCOUNTINOUIF8E3 - Previous Balance $11.927.11 Total Credit Line $19,700 P.O. Box 15298 Payment. Credits -$5.450.00 Avail" Credit $12,985 W iminglon. DE 19850-5208 FIrarxe Cleryss aS238.03 Cash Access line $19.7DO New Balance 6, ,O Available for Cash $12.985 PAYMENT ADDRESS P.O. Box 15153 1Ntrainglon DE 198863153 VOW US AT: wwwr.d aw-combre6tcards Your accourt is cloned. Please continue to make monthly payments by the due dais until your balance is pad in full. F1 FYIRLF RFWARf1R SUMMARY To rvdswn your Flexible RinvoAs points, call Previous points balance 12.920 1-800-603-2255. or b0 on to Points sane0 on purchases this period 0 www.chase .cenJvedirartfe for 244uxw access Now load points balance 0 to your rewards program. Total pants hrsveilable for reder pnicn 12.920 29 Points to expie on alinement on or filer DECEM BER. 2011 TRANSACTIONS Trans - Amount Dole Reference Number Merchant Name or Transaction Description - credit Debit O W17 126120127000OU %I 10 0 t- Tionnit our 5450.00 01 I2512662692700006941111SM8 Payment-Teak YOU 5.000.00 FINANCE CHARGES Finance Charge Daily Periodic Rata CorroW Average Daily Due To Transaction Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rats Fes Fn Charge CHARGES Purchases .07660% 27.00% $1,431.07 $72.92 $0.00 Saba $32.92 Cash advance" .07668% 27.9976 $0.00 WOO $0-00 SO.DO $0.00 .an an,- check .07666% 27.960% $8,689.41 $204.01 $000 SD.00 $204.01 Total tirema charges $236.03 Effective Annual Percentage Rate (APR): 27.99% Plows w Irkmhation About Your Account seefon for balance computation mol hod. grace period. and other important information. TM Co"Wodatp APR Is the rate of interest you pay when you carry a balance an any transaction category. The EBecWaAPR represents your total finance dirges - Including transaction tees such as cash advance and balance transfer fees- expensed as a pin cor, age. IMPORTANT NEWS Remember to pay at bag your., irsmum payment by the payment due dale in order to avoid Ms tees. Earn more rewards with our holiday special o8ers. Use your Chess Flexible Rewards card ate fog omo www Urssn wardsplus.eon and earn an Were 7 points per $1 at Hoteis.wR an earn 9 points per $1 at Target. and an 8323600 ex-re 5 points per Sat Circuit City nrough Deoambar 319 This Statemer7t Is a Facatmlle - Not an original tooxXh FM=06D9 000 n Z 03 W003 P.O., rJt 05M WW 72e3 2/h010001OOOr2e60r X 46 of 73 Statement for accourit ltwnber: 5401 6630 2379 4271 New BaWhu Payment Due Dow Past DmArnaxe Minimum Psyrlieni $8,009.83 1 ireLes $000 $20500 W In yeta chock irgshleb: Chess Cad $srvtees. Ptassewree snoerrt endossd. New eddrvss a clonal? Print on tack. 540168302379427100020500006009635731641 ?e zoowso UPAD BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19 88 6-51 5 3 1:50001602131: 209 30 2 3 79 4 2 7 199, Open in3fClcsirv3 Date: 10/C?rne-11!03/08 CUSTOMER SERVICE t ?'aym CHASE sr? I em Gh.? Otte 112°:,:° In U 8 1-EOL-3?5. ?JCO ? Minimum Payment Due'. $235.00 Espanol 1-888-446-33011 TDD 1-600-955-8060 Pay by phone 1-800436.7959 Outside U.S. call collect MASTERCARDCARDSUMMARY Account Number : 5401 6830 2379 4271 1-302-594-8200 ACCOUNT INOUI RI ES Prevous Balance S6.714.04 Total Credit Line $19.700 P.O. Box 15298 Pay.rn I. Cmdns -S85000 Available Credit $13,690 Wilmington, DE 19850-5299 Finance Char." «5145.59 Cash Access Line $19,700 New Balance $6,00963 Available for Cash $13.690 PAYMENT ADDRESS P.O. Box 15153 Wilmington, DE 19886-5153 VISIT US AT: www. chose . co Mcred (cards 8323600 FLFXIRI F REWARDS SUMMARY To redeem your Flexible Rewards points, cal Pre5lous points balance ' 12.920 1-1100-603-2265. slog onto Points earned on purchases fins period p www.rhase.mnvaMncards for 24-hour access New total points balance 12.920 to your rewards program. 29 Pons to expire on statement on or after DECEMBER, 2011 TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description - Credit Debit 10/05 12792792700005994156553 Payment • Thank You 5350 00 10/15 12892800200000184150173 Payment Thank You Elearonic Ch', 500 00 FINANCE CHARGES Finance Charge Daily Periodic Rate Cerreap. Average Daily Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fn Charge CHARGES Purchases .07660% 27.99% S1.ca $J03 $0.00 5000 $0.03 Cash advances .07668% 27.999. S000 'SJ 00 $0.00 SO 00 5!, n0 Convalliance check .07668% 27.99% $6,123.29 S'l5 S6 $0.00 Sri ic S14S°-6 Total finance charges $14559 Effextlve Annual Percentage Rate (APR): 27.99% Please sse inlorma9onAbout Your A¢oun section for balance computation method, gravy period, and other important inlondation The Corresponding APR iatherne of interest you pay when you carry a balance maw Iransa:9on category. The Effective APR represents your total finance charges - including transactor fees such as cash advance and balance transfer fees - expressed as a porcenag? IMPORTANT NEWS Earnmore rewards with our holiday special offers. Use your Chase Raids Rewards lard and log onto www.chaserewardsplus.com and earn an extra to points par $1 at Henry A David, an extra a Points per $1 at Target, and an extra 4 points per $/ at Apple Store througft Dsrenhper 31st Receive $10 off Florida's finest citrus when you identify Youmaff ss a Chas Cardmember an NS Family Fans!!! BIG SAVINGS on 20 Ib Navel oranges, Grepetvit or Meted. First Time Buyers Only-$2s.95 Plus SAH, limit 2, Ends 01/15. Visit I-ii.8N0Yctlru3.C0M Or Call. t -888-231-2314 Dept.06X This Statement Is a Facstnllie - Not an original 000000' F31Y os 0aD N z W os,htxis PghrI rte mess ...w uw 1111$11. aoa D000`500M .o. )( 0050 NSIMS, N9raeenMtl.plltliDlD) CHASE O Mir Oiedosliiee tl6 01 nserl Ile..111.Ir.i..lrl..1.hll...I'll ..r11.I.I...11..1.I...11r.11r.1 16 of 135 Statement for acoou t number: 5901 6830 2379 4271 Now Balance Payment! Due Data Past Due Amourn Mirimm Payment $6.009.63 11f28A8 $0.00 $205.00 . beak yaw eh.* Payable ow era.. Card S.rv- PWsawria anon[ antlosad. Now address r email? FYint on feed[. 540168302379427100020500006009635731641 3a1449Ex z3eda m UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:50001r.02131: 209 30 23794 27 1991 e: 0 ? 1N04100 - 11103/08 CUSTOMER SERVICE yrrhartl Due ?ls: CHASE O In U.S. 1-600-946-2000 Mintrlsun Payment Due: S205.00 Espef bl 1.986-4463309 TDD 1-000-955.8080 Pay by phone 1.000-436-7958 Outside U.S. cell tolled 1-302-594-8200 MASTERCARD CARD SUMMARY Account Number: 5401 6630 2370 4271 ACCOUNT INOUIFGFS Previous Balance $6,714.04 Total Credit Una $19.700 P.O. Box 15290 Payment. Credits -$e50.00 Available Gast $13,690 V61nin01ort DE 19950-529e Finance Charges .$145.59 Cash Access Line $19,700 New Balance .009.63 Available for Cash $13.090 PAYMENT ADDRESS P.O. Box 15153 Vial nglon. DE 19886-5153 V191T US AT: wvrw daaa_ mnJcraditcards 8323600 Fl FYIRI F REWARDS SUMMARY To redeem your Flexible Rewards points cell Previous points ballaince 12.9¢0 1-00g-S0:62285, or log an to Points a old on purchases, file period warw.ehase.eon4credileards for 24-hour access Now but points balance 12.020 to your rewards program. 29 Points to expire on staternant on or offer DECEMBER. 2011 TRANSACTIONS Trans Amount Date Relaw nce Number Merchant Name or Transaction Description Credit Debit 279 3 YOU .00 1415 12a028002oD0110184150173 Payment Thank You Electrric Chk 600.00 FINANCE CHARGES Finance Charge Deily Periodic Rate Crreep. Average Daly Due To Transaction Accumulated FINANCE Category 31 drys in cycle APR Balance Peiodic Rae Fee Fn Charge CHARGES Purchases dMe% 27.W% $1.09 $0.03 $0.00 $0.00 $0.03 Cash advances .07666% 27.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenienedads .07066% 27.99%. $6,123.29 $145.56 $0.00 $0.00 $145.56 Total inonce charges $145.59 Effective Annual Percentage Raw (APR): 27.8096 Please we Information About Your Account scion for balance compulsion Method. grace ponod. and other Important linformalon The Coneapordino APR Is the rats of ktarest you pry when you carry a balance on any transaction category. The Effective APR represents your tolal finance charges - inducing llareacian fare such as cash advance and bolrnoalrarotr fees - expressed as a percentage. IMPORTANT NEWS Earn mom rowerds with our holiday special offers. Uss your Chase Radble Rewards cord and log onto www.dmwwm rdepka.crn and ern on extra 10 points par $1 at Harry A DwAA an ears 0 pokes pr $1 at Tayd, and an extra 4 points pr $1 at Apple Stop through Decrfbr 31st. Receive $10 off Roridsh fired citrus when you idenily yourself as a Chaos Cwrnarnbw at Ms Family Femrs!!! BIG SAVINGS m 20 Its Navel Oranges. Grapefruit or Mixed. _ First Time Buyers Only-$26.95 Plus S&H. Unit 2. Ends 01/15. Mail www.erpoyolna.cam Or Call: 1-908-231-2314 Dapt.06X This Statement Is a Facsimile - Not an original GD00er FaC9.ffi05 000 n z m -1M P.a.h>3 "a wwa 3351 1101000-5006135w01 X o"ovisima1 a19t1eY iNal9aap iegt3l03 CHASE() I warn to cumin I ???PY?ynle s s & as on of meet. .-3 U.41 1.,,111,1,.1.11..1.,11...1.1....11.1.1,..11..61...11..11„i 42 of 73 Statement for account nuaber: 5401 61830 2375 4271 New Balance Payment Due Dots Pest Due AmOum Minimum Payment $6,038.65 - 1212WO SD.0tr $108.00 . asks year cheek payable tar: Q.w Card laraiaaa. Plassav.riro ernnrnt enclosed. Now address or @4n@J? Print on back. 540168302374427100019800005438655751286 .013e11e. Z33M D UPALI BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CHASE O 1 wan to ourdl gCMSew ? e s 8 Ois? 11oevas on aer1. I...III.I.11.1..I..11...1.1.... 11.IJ.,.14.1.1...11..11..1 CARDMEMBER SERVICE PO Box 15153 WILMINGTON DE 10886-5153 I.All...l111-1.1.16m.41n41 uJI.11.a14d4J1u1 1:5000160 281: 2093023791.271,9111' 11/04A/e - CUSTOMER SERVICE ? > ! CHASE ? In U 1 M . 1.600.045-2000 s M Poy Due: - EWatol ,-6110.446-3306 Too 1-600.055.6060 Pay by phone 1.800-136-7658 Outside U.S. call called MASTERCARD CARD SUMMARY Account Nurrtlar: 5401 6630 2779 4271 11-302-594-8200 ACCOUNT INQUI W ES Previous Balance $6.006.53 T01W Credit Lino $16.700 P.O. Box 15266 Payment, Credits 4246.00 Available Credit $13,761 Wfmington, DE 16650.5208 Purehesas, Cash, Debits 436.oo Cash Access Une $16,700 France Charges +$136.02 Available for Cash $13,761 PAYMENT ADDRESS Now B61ece 5,636.65 ' P.O. Box 1SIS3 Wfimirglon, DE 19086-5153 VISIT US rma? mk7aclitcards 8323600 FIEYIR F REMRARI]SQI9991ARY To redeem your Flwoble Rewards points, cep Previous points balance 12.920 1-000-503-2265, or log on to Points owned on purdusm this period 0 www.c ose.owftecitcards for 24-lour access Now lots! points Valance 12,920 to your rewards program. 29 Palms to expie on stmernem on or ether DECEMBER, 2011 TRANSACTIONS Trans Armours Date Refire Number Merchant Name or Tramarction Description Credit Debil 1 V20 LATE FEE 000 11/29 13363342700006233865892 Payment - Thank You 210.00 11120 74266653353292000000010 late Fes Reversal 39.00 FINANCE CHARGES Finance Charge Daly Periodc Raw ComeW Average Daly Due To Tin on Accumulated FINANCE Category 30 drys in cycle APR Balance Periodic Rule Fee Fn Charge CHARGES Purchases .07660%- 27.06% $1.33 $0.03 $0.00 $0.00 $0.03 Cash advances .0768e% 27.00% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check .07650% 27.991E $6.041.94 $13599 $0.00 $0.00 $139.99 Total. aaance charges $136.02 E/Netlw Annual An co logo Rase (APR): 27.96% Please we Information About Your Account section for balance computation method, grace period, and other Innportad information The Corresponding APR laths role of Mforew you pay when you co" a balance on my transaction category , Tho Eflocive APR represent your total *once charges -1lfaluding var mcton lees such as cash advance and balance traalr lase - expressed are a percentage. IMPORTANT NEMIS Earn more rowrds with our holiday spacial offers. Use your Chose Flexible Rewards card and leg onto www.chawwAw dWkxkcern and eon an sxaa 10 points per $1 at He" 6 DavK an exact 9 points pr $1 at Tarps, aid an extra S p*M par tl a Cicclt Cayhough Dom,ON 3161. Make the days merry a bright with holiday gifts from t-fioa nower6.c*M(r)! Save 15% on your p jwhmo of fresh flowers. gill baskets, enocclaes and more when you identify yourself as a chase cardmemba end menion mde Chsse22. For details please visit ww.v. 180D6oweramrWdsdaimer This Statement Ig a Facsimile - Not an original 0000001 F1439360e 800 N Z 03 QW203 PM.1 03 oUlae W Wk a0ale 3:ete0maapa0{OSaee x oMa Msl]aa1 -MM edf, 36 of 73 Statement for aioaosatf rttanber- 6901 OM 2379 4271 Nwr Baance Payntant Due Dole Past Due Arnaud Minimum Payment $10,629/2 0172689 $0.00 $256.00 . Ahlo year ufneea peyeblets: ChaseCad 3evlcae. Plosse Wks sane nt enclosed. Now 4doaa or email? Point on beds. 540168302379427100025800010629025767251 91074 aer Y 3140 UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 CHASE O lan.l' ? N-]IN ,,.1.1.,..11,1.1,..11„1.1...11AIA CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886.5153 1:5000 Ih60 281: 209 30 2 3 794 2 7 L9u1 OpmnglCloalng Date' 12/04/78.01/03/09 CUSTOMER SERVICE Payment Due Dale: CHASE 0128/09 to us. 1-800-945-2000 Minimum Payment Due: $258.00 EapaAOl 1-888.446-3308 TDD 1-800-955-8060 Pay by phone 1-800436-7958 Outside U.S. call collect MASTERCARD CARD SUMMARY AccounlNumber: 5401663023794271 1-302-594.8200 Previous Balance $5,938.65 Total Credit Line ACCOUNT INQUIRIES $19,700 P.O. Box 15298 Payment, Credits -$200.00 Available Credit $8.070 Wiiiming!on, DE 19850-5298 Purchases- Cash. Debits S4.600,00 Cash Access Lim $19,700 Finance Charges .$290.37 Available for Cash $8.070 PAYMENT ADDRESS New Balance $10.629.02 P O Box 15153 Wilmington, DE 19886-5153 VISIT 113 AT- w. . rare ss. com/credilcards 8323600 FI FXIRI F REWARM S IMMARY To redeem your Flexible Rewards points, calf Previous points balance 12,920 1-800-503-2265, w log on to Points earned on purchases this period 0 www.chi se.rvm/aed'dcards for 244iour access New total points balance 12,920 to your rewards program. 29 Points to expire on statement on or after DECEMBER, 2011 TRANSACTIONS Trans Amount Dale Reference Number. Merchant Name or Transaction Description Credal Debit 12;09 13443442700006261649220 Payment - hank You vh 00 12/06 34266683455006011362062 76566 CHECK TO WAVER'S HEATING 3 COOLING 4,600 00 12!10 34266683455DG50 113 62 06 2 TRANSACTION FEE - 13-3.00 FINANCE CHARGES Finance Charge Daily Periodic Rote Corresp. Average Daily Due To Transaction Acwrriulated FINANCE Category 31 days in,cyde APR Balance Periodic Rate Fee Fn Charge CHARGES Purchases .07669% 27.99% $0.00 Sl 790 $0.00 $000 $000 Cash advances .07668% 27.92% $0.00 L0 , 0 $0.00 $060 S! 00 Comehience check .07668% 27.99% $5,838.08 $138.70 $138.00 $0.00 $276.78 Promotional summary .01093% 3.99% $4,012.15 $1359 $0.00 $0.00 $13.59 Total finance charges $290.37 Effective Annual Percentage Rai (APR): 33.39% Please see Information About Your Arsou rd section for balance oompufefion na6lod, !race priced, and other important kdormefon The Cowesponding APR isthe roe of Irneurot you pay when you cony a balance on any transaction celegory. The Ellachm APR represents yaw loal lhhenee charges - including fransecfon lees such as cash advance and balance transfer left - expressed as a percentage. IMPORTANT NEWS Stan ine new year o0 nght. Go green, and remove the paper cutter from your life! Sign up for paperless idaternxas a wwwztese.cornkreditcarda AND have your nontrfy bills charged to your Chase card. Not only are you safng fro earn, you will gat points for all your bins! Romance them in ante with gifts from 1800-Flowern.com! Order now to sans 15X• on fresh Valantne's sowers, sweet reefs and more great gifts when you identify yourself as a Chase Cardmember and mention code Cheee44. For details please visit www. 1800Flowae.corNdisdeirmr This Statement Is a Facsimile - Not an original oomoor r-.3333250s m0 N z 03 04,01.94 P.O.l d3 mess wnM sma con ootomoosos7aoh x m'a wa,3 Prwi300e 24 of 135 Statement for account number: sour 8939 2179 427'1 New BsWce Paymrm Due Date Past OueAmourd Mir*mrn Pey,.m l $10,82992 011 Mq9 $0.00 $258.00 chea payable No: W ll??--..-- 1l.se o Gerd 9erlrisa ' -er Wr or a-mall? M llin Now w ahereas e?mtl? Print t on cad,. 540168302379427100025800010629025767251 arr4 enr Z309D IRAU BOYAGODA 713 FLORENCE CIR MECH PA 1 7050-221 2 CHASE 0 I nhYM1 114 aDliorml ?? ? ? Pr0ot1 mae? I... L L,1.11, 61-11.11...11.11..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19811¢5153 r...NL,,111.... 1.111...,.LLd.I...II..I.I...ll,.ll. dl. hl 8323600 45000 i60 2811: 2093023791.27190 ih? : Op tl Im"a-cli m CUSTOMER SERNCE m 5 Em O 01 00 1-a1-900-946-2000 In U.S. m Paynml Due: Mir L CHASE 4&33 $258.00 Esps1-0115-44&3308 l 1 TDD 1-804955.6060 Pay by Atone 1-800.436-7858 Outside U.S. Call collect 1-302-5949200 MASTERCARD CARD SUMMARY AecewntN nbw: 5401 MO 23794271 ACCWMINWlIffEB PrevlousBalahce $5.939.65 Total Credit Line $19.700 P.O. Box 15298 Payrrem. Credit -$200.00 AVe8lble Credit $9.070 VAIr ington. DE 19850-6299 Purchases. Ceah Debits +$1.600.00 Cash Access Line $19,700 F'nahce Charges 4290.37 Available lot Cash $9.070 PAYMENT ADDRESS New Balance $10.629.02 P.O. Box 15153 VAIrtfrgton, DE 19ea8-5153 Vlarr US AT: uttemorall. Fl FXIRI REWARDS MIMMARY To redaan your Flexible Rewards points, ®9 Previms poinla balance 12,920 1-DW-M-2265, or log on to coMdedncerds for 24fha.r access www dlaee Points eared on purdhesee W s period . . g to your rewards program New told points balance . 12.920 29 Points to 94 *9 on statement on or afar DECEMBER, 2011 TRANSACTIONS Tr" Amount Date Relwance Number Merchant Name or Transaction Description Credo Debit IZVO 0 You 00.00 12M 34266843456008011392062 78596 C KTO WAVERS HEATING a COOLING 4 600.00 12110 3426580345500801136202 IHANSACTIONFEE 135.00 FINANCE CHARGES Finero Charge Daily Periodic Role Cormsp. Average Daily DU6To Transaction ADatraaaad FINANCE Category 31 days in cycle APR Balance Periodic Ride Fee Fn Charge CHARGES purchases .01660% 27.99% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances .07668% 27.90446 Woo 50.00 - $0.00 $0.D0 - $0.00 Convertiercedteck .07668% 27.99% - $5.M6.06 $138.79 $138.00 50.00 $276.78 Prohmforal msnrnery .01 D93% 3.99% $4.012.15 $13.50 $0.00 50.00 $13.59 Total trams charges 5290.37 Effeodve AMUN P rCentage Ride (APR): 33.3e% Please we IMornm9ion About Your ACOMM section fa bdanoe Corrnpuaton md10d. Pao period. and other important infornnarfori Th e Corresponding APR iota rate of interest you pay when you c a ry a belame art any VwMCtian Category. The E9fecfve APR represents your total finance dtargee - ktckOhg Vaaaetimh Ives such as cash advance and balance "War lean - expressed as s Percentage. IMPORTANT NEWS San the new yea an right. Go green. and raoove fie paper putter from yarr Wei Sigh up for papeden smannerfe at wwa.dam conshedwards AND have your rnonhly tills charged to your Chorea cad Not a* are you saving the earth, you wil get points for of your bills! Ron aroe hem in We with gifts iron 1-000-Fl0Wea.COm! 66sr now to Save 15%' on trash VslentnWs fowen, sweet 110813, and mora yreal gift when you ideal/ yourawl as a Chase Cadmarrhe and rnwdm Code Cheee44. .For Wails plasm Nan www. t 900Rowe i cornrdsdamer This Statement Is a Facsimile - Not an original 000000. F1Se336oi Coo N 2 as owxM Pp.1.3 ores .u...w area amt Reamoooee M R aowms,3 . WWG 32 of 73 Payment Due DallaDallas Now Balance Past Due Nmunt M1nknum Pupated 1 021?? 1 (10.510.60 fD00 f2E1.00 AccwwA nunbw: 5 018030 2370 9271 chmak Payable t.: Chase Cart tierrloas. 771 Paaswrta arrount modosed. Near adtlnas " a r mai7 Print m on back. 54016E3023794271000261000105111600000006 .o.maer z awcao I,,, UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17060-2212 PO BOX 16153 WILMINGTON DE 19806-5153 L..111,. J I1., .. L1.11... ,, I d., {.I, a l I„L 6, .11,. { l e 1 { 6.1 11: 5000 L60 2811: 209 30 2 3 79 L.2 7 L9iio Statement Date: CHASE r 01M4109 - O210310 9 Q Manage your account online: MWmum Payment: $261.00 wwaenasoenn,raadaerda Payment Due Oate: 02/2e/09 Additional contact Imannati o ... ...? ............. .. . _ ___ cnnverien:y located on -,l side Previous Balance $10.62902 Total Credit line $19.700 Payment. Credits - -$275.00 Available Credit $9,189 Finance Charges *$156.53 Cash Access Line $19.700 New Balance 10,510.60 Available for Cash $9.189 FLEXIBLE REWARDS SUMMARY Previous points balance - 12,920 To redeem yotk flexible Rewards points, can Points earned on purchases this period 0 1-eOD-603-2265, or log on to New total points balance 12.920 www.dtase mMcredlcards for 24-hour access to yotr rewards program. 29 Points to expire on slatemern on or after DECEMBER, 2011 ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description 01/00 Payment - Thank You -275 DO FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Daily Due To Transaction Accimttlated FINANCE Category 31 days in cyde APR Balance Periodic Rate Fee Fn Charge CHARGES Ptxdhases 076611% 2799% $0.00 $0.00 .. $0.00 $0.00 $0.00 Cash advances .07668% 27.99% $0.00 $0.00 $0.00 $0.C0 $0.00 Convenience check .07665% 27.99% $5,945.52 $141.33 $000 $D.DO $141.33 Promotional summary 01093% 3.99% $4,501.72 $15.25 $000 $0.00 $15.25 Total liianoa charges $156.58 Eftectbe Annual Pscmlage Rote (APir): 17.99% Please see Intonnation About Your Ab=rd section fa balance Computation method, grew period, and other important imonnatlon The Corresponding APR is the role of inertial you pay when you carry a ba'ares on any transaction mte)ory The Ettactive APR represents your total finance charges - Including transaction leas such as cash advance and balance transfer fees - expressed as a pnxoantage. UdPJRTANT NEWS We are bringing you dear and srnpie! Take a look al the new format 01 your satertm - we hope you and M easier io read. h sill has evaylh7g you read on the from and twit. wilh informatlon Simply msplayed Take advantage of your points! Check fie top of your simernern for your point balance then go to www.chaw.mrnrcredMcards a see all of the me dmxise, UM cards, and swat deices available to you. Earn more rewards, shop online at www.Chasa.mmhevnardsplua Receive a 25%d3ccurd on TwlCul Online lsdsral progress at wvirwNdodt.mm/clhasa/oller.Tds kk nftes you as a Chase arsfaner. Select the online program that is right for you: Basic Premium or Signature. Valid until1N/52009. State program not included in offer. 8323600 This Statement Is a Facsimile - Not an original oomwl F0333350e cos e z 93 '002,02, Praat d3 mum -w.0aus a3a 0a0o0r00eaatasp x DOW x191370 N9137te 110in S M IUMW70 20 of 135 Payment Due Date New Balance Past Due lYrount Nmnlmum Psymml L..? ftosla.6o $o.oo $x61.oo Account member: 5401 SM 2379 4271 ?*Qr` Xpayabletw 71 Alale Chase Card 5wvk- Pleasewria amsak enclosed. d. New address or arms? Prim os bad,. 540168302379427100026100010510600000006 ?aea68" z 03"o UPALI BOYAGOOA 713 FLORENCE CIR MECH PA 17050-2212 I...III ...II I.... ...II A1.111„1 1:5000 L60 281: 209 30 2 3 794 2 7 L9Ne Statement Date. CHASEO 01/04109-02103/09 Minimum Parlpment: 5261.00 Payment Due Date: 0/029/09 ACCOUNT SUMMARY YASTERCARD Axwm Number: 5401 ton 23794271 Pfewohs Balance $10.629.02 Total Credit line $10,700 Payment. Credis 4275.00 A.181:1e Credit $9.199 Flnarhce Charges 4155.5a Cash Acossa Une $19,700 New Balsas 0, 0 Avaiable for Cash $9,189 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19986.5153 H Manageyearaee Mordl- A"ll at eentact btemellon mnw,iw* locaod on revws side FLEXI LE REWARDS SUMMARY Previous points, balance 12,920 To redeem your Flexible Rewards poima, call Palms awned on pxchases tmh period 0 1-a00403.2255, or by on to New total points balance 12.920 wwe.duse.aornbre6lranfe for 24-hour scoese to your rewards program. 29 Points b expire on statement on or after DECEMBER 2011 ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Desaotbn %Amaurn Olroa Payment - Thank You -275.00 FlNANCIECHARGES Finance Charge Daly Periodc Role Corroap Average Daly Due To Tranaaclon Accumulated FINANCE Category 31 days in cyde APR Balance Periodic Rats Fee An Charge CHARGES Purchases .07560% 27.99% . $0.00 $0.00 Woo $0.00 $0.00 Cash advances .07666% 27.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience cluck .07666% 27.90% $5,04S.52 $14133 $0.00 $0.00 $141.33 Promotional summary 01093% 3.901: $1,501.72 $15.25 $D.00 $0.00 (15.25 Total lnones charges $156.55 Effective Annual Percentage Rata (APR): 17.99% Please see IMommtion About Your Accoure section far balw=computation method, gram period, trim otter importer irdoaaation The Corroa)wndrg APR is the rate of interest you pay when you carry a balance on any transaction category. The Efkdtve APR represents your lotal finance charges - induding transaction leas such as cash advance and balance tanale fees - se pressed as a percentage. i O A N We are bringing you dear and simpal Take a look al the row bmad 01 your statement - iee hops you find h easier to read. It Stet Me everything you reed on fie front and bacK with inlorn a on simply displayed Take advantage of your polio! Check the op 01 your afalernent for your point balance then go o www.dose.ooMVedliceds o ace all of the mwdrondss. gift cards and traval choices Instable o you. Earn more rewards, shop seine al w .Chase.oonNewedaplua Racetive s 25%decourt on TocCut Ontrw fad" programs of wwwltrbloccomh?dwasblrar.TNs identifies you es a Chase anaomer. "so the online program tom is right for you: Basic Premium or Signalurs. Valid until 141/02009. Sntie programs not inducted in alter. 8323600 This Statement Is a Facsimile - Not an original m000M F6eSta O a 000 N Z On OeRm4t -g t .3 Oeeee ,.Ik W .21at5 Oxt 00000,OmI0e?i0r X rasa M313>6>Net3>w rNSt3r>7 rNa,3no 28 of 73 Payment Due Date Now Balance Past Otis Amount Writ mura Payment $1oa79.12 $o.oo $27.00 EHH] AceourA ttuttber: 54010830 237'6 4271 • Mal. your ebook Payable to: Chose Card Savlaa Pkasew ito omurit sndmw. New address or -19 Pdru on hack. 540168302379427100024700010379125807840 .n7h B5x z onto D MECH PA 17050-2212 want LIPALI BOYAGODA 713 FLORENCE CIR qqC?h IYSPr!y;n a 6Ma a OierJbo ree on neon. ..1,1....II.I.I...IIn.1.1...11..11..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 16686-5153 t:5000 &G0 2W: 209 30 2 3794 27 L9aa Statement Date: H Ma,epe your account soll- Minlmurrn Payment: $247.00 WAEdl Payment Due Dais: 03120106 Additional contact Informadon ACCOUNT SUMMARY MASTERCARD Auxcunt Number: 5401 8830 2376 4271 wnwmanly, totaled on reveres side Previous Balance $10,510.50 Tot i CroOt Lino. $18,700 Payment. Credits -$275.00 Avelabte Crest $8,320 Finance Charges .5143.52 Cash Aoosss Li1s $16,700 New Balance 10.379. Avalatlater Cesh $8.320 FLEXIBLE REWARDS SUMMARY Previous points balance 12,920 To redeem your Rsa'hle Rewards points, cell Palms owned on pudeea this period 0 1-600403-2265, or Ipg on to New total pokes balance 12.920 www.Uess.mmicredtrards fcr 24-hour access to your rewards program. 29 Points io expire pin slotanera on or alter DECEMBER 2011 ACCOUNT ACTIVITY Date of Trainsacton Merchant Na__ or Transaction nesppnbn IAmourd 02MS Payment - Tlwrhk YOU -275.00 FINANCE CHARGES Finance Charge Transacton Daly Periodic Role Correap. Average Daily Due To Feel Accumulated RNANCE Category 28 days in cycle APR Balance Periodic Rana Service Charge Rn Charge CHARGES Purchases .07568% 27.89% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances .07560% 27.90% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check .07666% 2790% $5.081.46 $130.57 $0.00 $0.00 $130.57 Promotional summary .01093% 3.90% $4,232.88 $12.05 $0.00 $0.00 $12.05 Total finance charges $143.52 E1lectlre Annual Percentage Rats (APIs): 16.669E Please am Information About You Amount section ter balance co pndaton method, gran period, and other Important intonetien The Corresponding APR is the rals 01 Inlareal you pay when you carry a balance on any transaction category. The Efiscive APR represents your tonal Inane charges - including transaction tars such as cash advance and behnce tender fees - expressed as a percentage. 1 Go 10 www.dnase.oomlvadileards to see your rewards WOMWYl Less your Ramble rewards and rave on lincled-lime otters. Gel $25 go. eardskertifinls for 2,500 points at KoMs. Darden Restaurants, and Sit rbucks "mugh March 31 w. See all your choices of merchandise, gilt reds, and ravell Pay you tams the easy way today and spread you payments out over tine. 0010 www.cfasPsyOWMGaemNlaH to pay Yotr toss with your Chas credit mod. Worried your loxes weren't done correctly? Gat a Second Look review from HSR Block tar )um $20. In the past we found mis/Mres in 4 out 6 of the Mons brought in us for a Sexed Look Review. Call 077-695-LOOK. This identities you as a Chas customer. 8323600 This Statement Is a Facsknlle - Not an original aooms+ cssn:oa0e moo w z o3 to coos Fiscal o.3 asses -- hm. waht®oaoa nnm X 0050 Males a Wy.35ap INat3)e.IK9,YhS 24 of 73 Payrnard Due Dale New Balance Pasl Due Annum Achim an Payment $10,332.12 $0.00+. Aeeounl ranllbee_ 5 01 tJ030 2770 9271 . MaMeye d.dirPayaeleto: Wti Ch.es C.rd 30inrk .. Pleeso-ita.mount en clos.d. N,w add- or a-curl? Print on b.ck. 540168302371427100026500010332125825715 ®e566Or Z testa D UPALI BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 1:5000 1,60 281: 2093023791,271190 8323600 Statement Date: CHASE 0 03/04/09-04/03/09 M,n.yay..r,?«nt.non<: Minimum Payment: $265.00 x chase rsMaM•ards Paymenl Due Dale: ON28/09 Additional -matt inrormation ACCOUNTSUMMARY COn'.TniM tly Ixatad - reverse side MASTERCARD Account Number: 5401 U30 2379 42711 Previous Balance $10.37912 Total Credit Line $19,700 Payment, Credits 4250.00 Avadade Credit $9,367 - Purchases, Cash, Debits 4/$40.68 Cash Access Line $19,700 Finance Charges 416211 Available for Cash $9,357 New Balance $10,332.12 FLEXIBLE REWARDS SUMMARY Previous poims balance 12.920 To redeem your Flex"e Rewards points, call Perms earned on purchases this period 41 1-800-603-2265, or log en to New total points balance 12,961 vwrw.arese.oorNcreditcards for 24-hour access to your rewards program. 29 Points to expire on stalemem on or after DECEMBER. 2011 ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description s Amount 03117 Payment - Thank You -250.00 03123 DTV'DIRECTV SERVICE 000-347-3288 CA 40.89 FINANCE CHARGES Fi nance Charge Transaction Daily Periodic Rase Co.re?p Ave-ace Daily Due To Fee/ ~cry^ .Iiicd FINANCE Cale'gory 31 days in cyde APR Bal.rce Periodic Rate Service Charge Fin Check. CHARGES Purchases .07668% 27.99% $15.99 $0.3e $0.00 $000 $0.38 C ash advances .07669% 27.99% $o.oo $0.00 Woo $0:00 $0.00 Converdence check 07668% 27.09% $6,220.57 $147.87 $000 5000 $147.87 Prorrtotional summary .01093% 3.99% $4.091.48 $13.86 $0.00 $0.00 $13.86 Total finance charges $162 11 Eflective Annual Percentage Rate (APR): 18.839E Please see Imormalion About Your Account section for balance compulation method. grace period, and unw important information The Correspohang APR is the rate of interest you pay when you carry a ba'ance ?n dny transactinr -ateonrv The Eeeatve APR reprsserns 1roLr S"ta hr,.•n•:o charges - ndvdmg transa?n;n lees such as cash advance and Wanr:e , e.,ve----t ns a pore;: ?:;ge IMPORTANT NEWS dtas?a?l?falal I ware" Ubta ppI? rVe read t h Ban.fila & - or 9:16litraaon beat of nsen. L.,IIIJ..L.LLJ.dI...I.Ln.II.i.Lr.II..I.I...Ih.Ih.I CARDMEMBERSERVICE PO BOX 15153 WILMINGTON DE 19686-5153 This Mother's Day use Chose Rewards Plus online to buy har Flowers. Jewelry, Candy or a Weakend Gelawayl Bonus poims, discounts end too shipping oflere we evadable just for using your Chess Flexible Rewards card. Go b'www.chese.unrrNewerdspkus to shop and earn more. Save 10% at La Ouinta Inns 3 Suites where your travel !1nA=r4/ - ?- Etcher vi-h FR== Bngh: Side BreaA'a.cl, FREE High-SpnW Internal end Comfy boos. Book nowlnrough tHJO/09 ex www.LO.cmVChasel0 or tall 1 A00-SLEEP-LO {753-3757) and ask for prorno'Chasel0'. This Statement Is a Facsimile - Not an odghul oooomt FnaaAaDl oft N 2 o4/ o.n..us Pig-.3 os.r --os.ss tieroOle omrpWaO. X apse as.asAV «a+asa hNSaaAOa 28 of 135 Payment We Dab New Balance Past Due Amount Mnlmum Payment ?? Zio,332.12 Zo.oo $295-00 lAccount-rNSnberc 5W1 77030 2379 4271 -" Mai. yaw Meth paya6lets: Cities Card 3-leu. PYaaewrb amount enclosed- New address or e-mail? Prim m era. 540168302379427100026500010332125825715 03m m z oeeoPo UPAU BOYAGODA 713 FLORENCE CIR MECH PA 1 7050-2 21 2 Lttilltnil{{self/lire.htLloi.LttlL.ir6t.llrell..ilyd pqI aG?ntwant gqsebPYynMgr?°dlKln OiarJCeliraa?o0n bads of mhaerd I...ll{tlrtl..l.l.tl..Il.771717.trlld.l...li.tltl.ttllttllttl CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 198865153 1:5000 L60 281: 209 30 2 3 794 2 7 1,90 Date: Statement ? CHASE O - 0 9 03A74/Oa.y93A99 ayes yeer aoesunt onllrna: Mndmure Payment: 5285.00 Payment Dune Dail: 04WM Addldant -Aat Infort tion mnYONimlIr lotted on nwna ands ACCOUNT SUMMARY MASTERCARD Account Number: 5401 WW 23794271 Previous Balance $10.37912 Tole Credit Ling $19,700 Payment. Credits -$250.00 AveleNe Credit $9.367 Purchases. Cash. Debits +540.89 Cash Acme Line $19.700 Finance Charges +$162.11 AWbstde for Cash $9.367 New Silence 10.332.12 FLEXIBLE REWARDS SUMMARY Previous points balance 12,920 To redown your Flexible Rewards points, tall Prima earned an purchases "a period 41 1-800-603-2205, or log on 10 New total points balance 12,661 www.ctsas.cemk7edtcerdsfor 24-hour scone to your rewards program. 29 Points b expire on statwnwn on or after DECEMBER, 2011 . ACCOUNT ACTIVrTY Data of D Merchant Name or Transaction Description 2 Amount 03/17 Payment - Thark You -250.00 03123 DTV'DIRECTV SERVICE 000-347-3208 CA 40.a9 FINANCE CHARGES Finance Charge Transaction Daly Podadc Rage Carreep. Average Deily Due To Feel Accumulated FINANCE Category 31 days in cycle APIs Belence Periodic Role Service Charge Fin Charge CHARGES P cusas .07569% 27.99% cr $15.99 $0.39 $0.00 $0.00 50.38 C M a ha. .07569% 27.99% $0.00 $0.00 $0.00 $0.00 $0.00 Cornwhin®check .07659% 27.99% $6.220.57 $147.87 $0.00 $0.00 $147.87 Promotional summery .01093% 3.89% $4,091.49 $13.96 $0.00 $0.00 $13.89 Total finance charges $162.11 Effecfae Amoral Percernage Rafe (APR): 18.93% Please sea Information Abort Your Acmure section for balance mnixaatin method, grace period, and ohw important imonnalion The Cerrespondng APR is the Pets of in s III you pay when you wry a balance on any transaction category. The EtbcNw APR rapmewes your btal finance dharges -including transaction less such as cash advance and belwhce tanwe leas - expressed as a percentage. IMPORTANT NEWS The Mohers Day use Chose Rewards Plus online to buy her Rowers, Jewdry. Cndy cur a Weekend Gwawayl Bonus pdms, discounts and tree shipping olden we available (ual for using your Chase Fl*x bla Rewards card. Go to www.dMsircomkowsrdsplus to shop and earn more. Saw 10% all LA Q)ma MPts A SIAM where your taWl dollars go swan tether %M FREE Bright Side Brewclaw, FREE FlWA4=ed krbmal and Comly beds. Book now through 9/.10/09 at www.LO.cornlChasel0 or call 1-0003LEEP-LO (753.3757) and ask for pmmo'C haas10". 8323600 This Statemeryt Is a Facsimile - Not an original ODO®1 F633=D7 O0o N L 03 OeaUa3 P.O., a3 05ltl MAMA 03035 039100000700003e?b0n )( 0050 w3h3ap NSr3eD IN91 ]906 20 of 73 Paymeem We Dau Now Balance Past DueMmtnt IWnknum Payment 1 06RBW8D 510.181.50 50.00 50.00 aaeows lttatmbar: 54010830 2379 4271 I =clod Payable te: . cod.frvtsea. Pleaseveb o,oint encased. New edtlnss ore-mail? Print- Eed,. 540168302379427100000000010181500000D02 MM SEXz 123000 !/PAL! BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 1 70 50-221 2 PO BOX 15153 WILMINGTON DE 198015-5153 t: S000 L 60 281: 209302379L.271910 Statement Date: CHASE O 04104/0 9-05M3,09 Minlmu i Payment: $0.00 u.,na ehf•e mrNafdeewdS Payment Due Date: 0512601 Addldmfl meant Infomrtlm °"? loused m .verse ride ACCOUNT SUMMARY MASTERCARD Amount Nwnbe: 5401 9930 23714271 Previous Balance $10.332.12 Total Credit line $19.700 Payment, Credits -5300.00 Available Credit $9.516 Finance Chargm 4 9.36 Cash Access Line $19.700 New Btlence 0, 9 .50 Avaiablelp Cash $9.518 R EXIBLE REWARDS SUMMARY Previous points teal nce 12.961 Thardk you for using flee credit cord tat sore Points awned an pwaesm this psdod 0 rewards tM can be used foreavel. gilt cards. New late! pokes balance 12.961 cash. or mordmixiiso. PAmenbor. you can use 10.000 points le a choice of $100 H gill cards. 29 Points 10 expire on statement on or after DECEMBER 2011 check. or statement credit. Simply go ordne to ehese comheearda loday! Your Chase Fladble Rewards credit cod ewme 1 point for every S1 you spew on purchases. Em uplo an additional 10 points while shopping oniins Though wwor.chem.eom bovardgius. Add authorized users. and sign tip to have your monthly bile charged to your card, too. Why not got hante a lcr all those purchases too? Its that simple. Simply go chaas.cornkewads to choose Vow reward today! Redeem you points snytimR or just check out new offers at www.dsao.WmMawards. - ACCOUNT ACTIVITY Date of Transaction Merchant Name or Trenaneion Descrvtion amount 04/17 Payment - Thank You -700.00 FlNANCECHARGES Finance Charge Transaction Daly Periodic Rae Correap, Average Daily . Due To Fee/ Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purchases .071217E 25.99% $41.69 30.59 $0.00 $0.00 $0.89 Cash advwvm .07121% 25187: $0.90 $0.00 $0.00 $0.00 SO.00 Convenience check .07121% 25.99% $6.362.66 $135.93 $0.00 $0.00 $735.93 Promotional summary .01093% 3.99% $3.829.93 $12.56 $0.00 $0.00 $12.56 Told finance charges $149.38 E/Mcilve Annual Percentage Rate (APM: 17.519E Please sea In formelion Abed You Accourd sedan for balance computation method, grace period, ant other important inlonnetion. The Can9apondirq APR Is On rant d interest you pay when you carry a balance on any transaction category. The Etlaaive APR reprwesms your latal Inv" &mgm - Inchudav Itaris rSon toss such as cash advance and balance manse fees - expressed as a percentage. IMPORTANT NEWS You have to 5a0biifty to ship a payment. You must pry peat "and overan9 balances Mnedietsty. However. the remaining m!nrarn payrn.rn for this momh lsa been reduced to $0. Finance charges will continue to so=*. To reduce your balance. I" free to make a payment. Manage your account you way al cese.com. Receive real-lime irdon, lionredly easy. Simply log into dhaae.com and youll be able to setup aalom alerts such as Perrier" due des. available credo- current rewards balance ant mOra! 8323600 This Statement Is a Facsimile - Not an original WOOne1 FL44'iile0. 000 N 2 43 aatbOl Py.1 tl3 (aria Wlh Wos0 1Z1h Opp00•BOasee001 X 00- 16 of 73 Payment Du* Dale New BdanCe Posi Due Amount Minknum PaymaH E.swr 1 570.336.56 E0.00 5260.00 Accaml-rtunJb6r: Sq'f 0A30 2379 4271 • helm Yew cheek payable to: Cheap Cud Servikaw Pieasewrit. arrant enclosed. New adres+ , camel? Print on back. 540168302379427100026000010338560000004 "'218 nzisrde0 I...IIL1..L.1.1..I..H...LL...ILLL..IL.LL..IL.ILd UPALI SOYA(dODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050-2212 PO BOX 15153 WILMINGTON OE 196665153 I...III...III....I.I.II...,.I.I..I.I...II.J.1...11..11..11..1 1:5000 460 281: 209 30 23794 27 191' Statement oaw: CHASE O OSA}4MO4A7906/WA9 g Iyymye yewseceuM en9m: Wrdmum Payment: $260.00 Payment Due Date: Od26109 kdamatla. Additknd contact _ mown.-ty located kin nears ids ACOOUNTSUMMARY MASTEIICARDAOtoumNwnWr: 54016930 29794271 Previous Branca $/0.161 50 Told Credit tine $10.700 Finance Charges 4157.05 Avalade Credit $361 New Balance 10.336.56 Cash Arose Line $10,7110 Avatatte for Cash $361 FLEXIBLE REWARDS SUMMARY Previous Po'ads Balance 12,961 Thank you for using tha credit card that ean» Points Eam*don Purchases The Period 0 rewards that can be used for travel, gift cards, Palms Earned Through Chase Rewards Plus o cash, or rrhardsnd". Rentarnber, you can use New Total Points Belsrce 12,961 10,000 points for a choice of $10D in g!1i cards, duct or stelarnert credit. Simply go online to chase.canirrewrds today! Your Chase Rexbw Rewards audit card tams 1 point for every $1 you spend on purchases, Earn up to an addittond 10 paints *His shopping online through werachose.cornkowatdeplus. Add authorized users, and sign up to have your monthly bills charged toyour card too. Why rot get rewards to all those ptedua too? Ifs that simple. Sirroy go chase.czmhmwds to choose your reward today! Redeem your points rtytime. or lust check out maw otters d www.dese.caMswrds. FINANCE CHARGES Finance Charge Transaction Daly Periodic Raw Cwesp. Average Doily Du6TO Fee / Accumulated FINANCE Category 31 days in tide APR Balance Periodic Res Service Charge Fin Charge CHARGES Purdeses .07121% 25.99% $42.61 $0.94 $0.00 $0.00 $0.94 Cash W9rces .07121% 25.99% $0.00 $0.00 50.00 50.00 $0.00 Convenience dwk .07121% 25.99% $6.502.31 $143.54 $0.00 Saw $143.54 Pnomoeonal s rrrnary .01093% 3.99% $3.712.33 $12.58 $0.00 $0.00 $12.56 Told finance charges $157.06 Etwotlve Anntrd Prcenrtage Rate (APlt1: 16.37% Please we Information About Your Account sedan fa bolece aornpuldion n otiod, grace period, and other lmportrn intonnatim. The Coneapw Wg APR is the rata of merest you pay when you eery a bddice an any transaction category. The Eftscare APR represents your total trance dirges - inducing Vansa ' n two such as cash advance and balance transfer fees - expressed as a percentage. JIMPORTANT Cdabrate Our Biggest FREE fights Ollsl SW wry 2 nights, than enjoy a FREE night at panidpe*V hotels. Including tisrConensrrld. Crowns Plaza, Holiday Inn and hloldey Ito Express 8323600 This Statement Is a Facsimile - Not an original 0000oat 1`01-xeD. one N't W caCeN ftq.'A' e10se 441W anz. .54?ta.oDOO®n?.0. R oosonsraerr 14 of 73 Payment Dtae Delta Now Balance Pool Out Amount Mnlnltan Payment 071J6106 510,491.34 50.00 X767.00 Aeeowtt r7rwnb..: s601.930 2379 1271 meM year ehedr P.yweto: C3.- card 9•raleea. Pba so wdro . W ant xtdosad. New address or anlai? Print w ark. 5401683023794271000-36700010491340000000 a1637BENZ 1e40e 0 UPALI BOYAGODA 713 FLORENCE CIR MFCH PA 17050-2212 ?VEMBER SERVICE PC) FOX 115153 WILM NGTON DE 19806-5153 t: 5000 i 60 281: 209 3? 2 3 79 L.2 7 19111 Statement Data: CHASES 06104/09-077009 kq Manage yourammntonline: ;eb?li:hi'S.i21'L:r3?ittxris Minimum Payment: $367.00 Payment Due Date: 07/2889 Additional contaa hiff m ation ..,r+e?r'+:'ylttal lnnrevarsey?e ACCOUNT SUMMARY MASTERCARD Amwnl Number: 5401 6230 2379 427t, P;cvous Balance 510,338 56 Total Credd Line X10.700 Payment, Credits -$275.00 Available Credit $209 Purchases, Cash. Debits +52204.15 Cash Access Line $10.700 Finance Char•Jes 42223 63 Available for Cash 3206 New Balance $10,491.34 The p:onw rate expiration role. ed on nos slateinenl:s a result of a lat9;atmoll Wars during the ?eo?n;uic l : al_ fence on y<<:.: account. For your convenience, you can always pay online by accessing our wetsde disp"ayed Gn lh:s slaie-Ie;11. FLEXIBLE REWARDS SUMMARY Previous Points Belance 12,W 1 Thank, yuu for using the credl card that earns Pom:s Earned on Purchases This Par;od 166 rewards m-a can he used'.or travel, gilt cards. Pown:s Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can use New Total Points Balance 13.127 to.tk:0 points lm a choice of $10d in git7 mrds, check or walameni aedit Simply go online 10 chase comfrewards today! Your Chase Flexible Rewards aadn card eams 1 point for every $1 you spend 0.1 Furchua:s. Earn up to sat ad]tllonal 10 points while shopping online through www chase comkewardsplus. Add authorized users, ra:d Aign :5n -0 have your monn!y hills, a.•ced to your card, no. Why net gel rawards for all those pLYChases too? Its :hat simple. ^-iriply go ehase.coml..vends ;o choosy y. u reward today! Redeem your po is anytime, or lust check ono new offers at -chase co.-tawards. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Oesaiciion nmt 06'30 Payment - Thank Yw -275 00 01122 HESS 38285 038 CAMP HILL PA 2746 0.:23 MARINA DECK RESTAURAW CCEANCITY MD E0.00 0620 LATE FEE 39.00 06126 ROYAL FARMS X 107 079 OCEAN CITY MO 2714 0629 ERFORD RD SP OPS LEMOYNE PA 40.55 FINANCE CHARGES Rnance Charge Trar.section Dady Periodic Rate Caresp. Average C•adv Due To A---!-.1A FI,NAN 7E CeTe, rrv 20 days *n side APR ea'ance Perim Service -1 n- Fin Cns-je CHA^^'^ .h z5..:, !` .,? .- ?71217. 25 gc`: 5: :.. -. 'r.) .. - ,. .:. ,.... r1J36S ;.. i. Effective Annual P-entaoe Rate (APR): 2599% Please see lnbmiemm N,•iul Your Aa:ount secliolt for baiance a";-?tt•+r ;r; rrnn .i ,.nnaa•,n The Correspmdrng APR is the rate of interest you pay when you carry a Daly r tin vny tree •sa9.; n -o_?r, y. The Effective APR represents your total finance charges - including transaaon 1??s such as crsh advance and balance hanew fags - exrresf ed as a pert-1-.4 IMPORTANT NEWS -- Discover your favorite Slarbucks V Wanno SmomHe! They come in three farnastic favors: Orange Mango Banses. Banana Chocolate a Strawberry Banana Each contains 260 calories or less, has greet nutritional benefits and Unless sensatonaM 8323600 This Statemerd is a Facsimile - Not an orig(nai rnc0oen cisvxeoa e00 N Z as mmat rxg•r at yes `Aa MalWW' lenee0000DOO1aarel z? 58 of 135 Payment Due Daw Naar Balance Peat Due Amount Minimum Payment Em2aa $10.491.34 $o.oo fr'307.00 AccratarA ttentbar: 501 E830 2379 4271 . Mahayeurchadr payedcte: dew Carl arr .rleae. PMa swrhs errant endusad. Derr address a ~1 Print on beck. 5401683023794271000367000104913400DOD00 aa37a1n21a.03b 1...111.1..1..1.1..1..11...1.1....11.1.1...11..1.1...11..11..1 UPAU BOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050-2212 PO BOX 15153 WILMINGTON DE 19886.5153 v: 5000 160 281: 209 30 2 3 79 L.2 719!fe CHASE O Statement Dater: 061MMI)-0713106 8 115nr9ayeureaeou t vill e: Minimum Payment: $3117.00 Paymant Due Dew: 072906 Adreramr walar Infprrreaon ACCOUNT SUMMARY MASMRCARD Account Number: 54015630237!4271 -nisney I-dedm remorse cede Previous Balance $10,338-S8 Total Credit Line $10.700 Payment. Credits -$275.00 Avahble Credit $209 Purchases, Cash. Debits .5204.15 Cash Access Line $10.700 Finance Charges +$223.63 Available for Cash Vol) New Balance 10.491.34 The promo role expiration reflected on this stalemate is a result of a late payment made during the promotional rule period an your account. For your convenience. you can aMrays pay onlee by accessing our webehe displayed on this etaternant. FLEXISLE REWARDS SUMMARY Pramous Pests Branca 12.961 Thank you for using to credit cord that same Paints Earned on P rcuaes This Parod 166 rewards that can be used for travel. gilt cards, Points Earrted Threkgh Chase Rewards Plus O cash. or rneri3endise. Remember. you can use New Total Points Branca 13.127 10.000 poine for a choice of $100 in gM cards, c w*, or statement wed(. Simply go orriw to tlesecom/rewerds belay! Your Chase Fteritl0 Regards credit card same 1 point for every $1 you spend on purctmsas Earn up to an addWonal 10 points wNie ehoppirg or5ne Enough www.cheas.caneewardWM Add aid xx Zed usera, and sign Lip to here you morntity bills charged toyourcard.too. 105nynot gas revrerds la all sloes purrhaseswo? Itsthataimpte. Simplygodaw.comaewardabchooseyour reward today! Redeem yore point& anytime, or just crack out new otters al www.dnaes.eomtawarda. ACCOUNT ACTIVITY Data of Trenawfon Merchant Name or Tranaaeim Descrbson IA 06!30 Payment - Therk You mount -275.00 Of (22 HESS 38285 038 CAMP HILL PA 37.45 06123 MARINA DECK RESTAURANT OCEANCITY MO 60.00 06/25 LATE FEE 39.00 0626 ROYAL FARMS a 107 070 OCEAN CITY MD 27.14 0629 ERFORD RD BP OPS LEMOYNE PA 40.55 FINANCE CHARGES Ana ce Charge Transaction Daly Penodic Rate Correep. Average Daily Due To Fee/ Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rae Service Charge Fin Charge CHARGES Purchases .07121% 25.99% $102.50 $2.19 $0.00 90.00 $2.19 Cash advances .07121% 25.69% $0.00 $0.00 SO= $0.00 $9.00 Convenience deck A7121% 25.96% $10.365.76 $221.44 $0.00 $0.00 $221.44 Total finance charges $223.63 Eflecfivs Annual Percentage Raw (APR): 23.999E Please sea lift ma on Abcrd Your Account sedion for balance conpkdation method, pmts period. and other Important information The Corresponding APR is the rata of Interest you pay when you vary a balsas on any transaction category. The Effective APR raprse as your bid finance charges - including transaction fees such as cash edverrca and brarncs tanner lass - expressed as a percentage. JIMPORTANT NEWS Discover your lavorfe Stardkiu Vhvamo Smoolble! They come in tree eteestic favors: Orange Margo Berwe. Banana Chordate a Strawberry Banana. Each contains 250 Calories or IesA has great rutrnionaf Oweas and Ares seneelionr! 8323600 This Statement Is a Facsimile - Not an original ooca0ot FBlhxe oar coo sir z m opar0a Pq•1 at osaea rlA Sea oral] ten ooosoeoooormra z? 12 of 73 Paymem Due a D?sle New Baance Past Due Amount Minimum Peymant 1 OQ?/08 1 :10A55.24 f0.00 548620 ALccount-ittanMrJ :5401 0130 2379 1271 - Mskayearrdxdkt payaM. ai to: CAsee Card lerrluee. awir n dosn Now User address ar cr wman anal? Print t on ad<. 540168302379427100049624010855240000008 5r.ar arx 2215010, UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 IrrrlUrrr116r.rLIJL.rr.i,lr.l,irrrllrrlrl.r,Ilr.ll.rllrrl I.rrIIl.Irrl.rlrl..I..ilrrrlrl..r.ll.ld...Ilrrlrlr.rllr.ll..I CARDMEMSER SERVICE PO BOX 15153 WILMINGTON DE 18(18(5-5153 45000 160 281: 209 30 2 3 79 4 2 7 1,9ue 8323600 Statement Date: CHASE 0 07104/09-OB/034)8 H Arrre?yow eeowrm omanC Minimum Peymard: 5496.24 Psymam Due Dow 061211109 Addtime) oontsQ Infemrtlaw ACCOUNT SUMMARY MASTERCARD Aa=M Number: 5401893023794271 corns arrsYloanedmmesaads Ptm+o6s Balance $10,491.34 Total Credit line $10,700 Payment Cretins -5400.00 Aveiabie Credit $0 Purdaeae, Cash, Defile 4530.46 Cash Access Line $10.700 Finance Charges +5233.44 Avelade Jar Cash $0 New Balance 10,055.2 An overNmil fee was assessed when your account exceeded the eas6Nshed credt Frnit. - FLEXIBLE REWARDS SUMMARY PreNOw Prima adertae 13.127 Thank you for using tla oodl skit lhat earns Polras Earned on Purchases This Period 492 rawardis that can be used for travel, glh c". Point Earned Through Chase Rewards Plus 0 cash, or merchandise. PAme fiber, you col use New Told Points Balance 13,619 10,000 points for a choice of $100 it gift ids, check, or suawnw, credt. Simply go online to chase.caMrewerds today! Your Chase Flaodde Rewards credit card awns 1 point for every, $1 you spend an purc ase& Earn up 10 an eddldonal 10 points white shopping online, through www.case.canNewndepka. Add authorized users, and sign kp to Mara your monthly bias charged toyawcsKIDo. Whynotgal rswardsforallihosepurdnaestoo? Irathalsimple. Simplygo dase.comiswardslo choose your reward today! Redeem your points anytime. or just clack an new offers at www.clase.comtrewards. ACCOUNT ACTNITY Date of Trareaclon Mardharm Name orTraneaclion Description lAmgunj 07108 Payment-Thank You -400.00 07103 SUNOCO SVC STATION MECHANICSBURG PA 24.80 07/04 ROY ROGERS GS-10050OPS OCEAN VIEW NJ 8.44 07/07 TLF HAROLDS FLOWER PITTSBURGH PA 57.73 07107 SUNOCO SVC STATION MECHANICSBURG PA 25.00 07/10 MIDDLESEX BP OPS CARLISLE PA . 3201 07110 MIDDLESEX BP OPS CARLISLE PA _ 4.75 07/12 SHEETZ 00003764 PITTSBURGH PA 17.84 07/12 ADVANCE AUTO PARTS x60 PITTSBURGH PA 18.02 -07/12 SUNOCO SVC STATION FALCONER NY 40.91 07/13 RED ROOF INNS FALCONER NY 91.04 07114 ADVANCE AUTO PARTS x54 MECHANICSBURG PA 9.96 07/15 HESS 38295 038 CAMP HILL PA 20.00 07/23 WMSUPERCENTER SE2 MECHIWICSBURG PA 28.17 07/23 REDBOX'DVD RENTAL OAKBRKTERRACE IL 1.05 07/22 HESS 36285 038 CAMP HILL PA 10.01 07/23 SUN MOTOR IMPORTS CAMP HILL PA 53.00 07/30 TURKEY HILL 0294 069 MECHANI SBURG PA 7.63 07/30 HOGESTOWN BP OPS MECHANICSBURG PA 25.01 00/02 PANERA BREAD 001155053 MECHANICSBURG PA 17.98 08103 - OVERLIM(T FEE 38.00 This Statement Is a Facsirnlle - Not an original 0000001 F5 380) 000 N 2 01 0.45 Pq.1 d2 Dym -- 5965 3150 DON0100mTlel01 X ww 8of73 Siaternora Oslo: 07/00/09 -O81o3/O9 AtcourriNumber: 5101 6830 2379 4271 Pape 2 of 2 8323600 FINANCE CHARGES • FnenceCharge Trartoodon - Daily Periodic Rate Comae Average Daly Due To Fee! Acclanubded FINANCE Category 31 days in cycle APR Balance Pedodtc Rate Service Charge Fn Charge CHARGES Pum ases .07121% 25.90% $635.37 $11.84 $0.00 $0.00 $11.84 Cash advances .87121% 25.99% $0.00 $0.00 $0.09 So.oo $0.00 Convedence(beck .07t21% 25.99% $10.030.56 $221.60 SO-00 So.oo $221.60 Total liname charges $233.44 Eflodlw Annual PsrceMago Rate (APR): 21999E Please see-hbrmaeon About Your Acceum sockn for balance copulation method. grace period. erd other imporam Hormalion. The Ca TeapondhgAPR is fie rate of nleraal you pry when you carry a balance on any vanseclion category. The Efledw APR represents your total finance charges - indudirq tensaaion fees such as cash adv cv and balance venaler less - expressed as a percemage. This Statement Is a Facsimile - Not an odgkmi R ODJOOM R530MOr OW M Z m palm Pn.242 09ele MAW ss3 1• b 00000MM)38W2 10 of 73 Payment Duo Date Now Balance Peat Due Amant Minimum Paynnent 09rl7Atf 510.927.30 '0.00. 556430 Aeeoud reatnber 54016030 2379 4271 . - Makr your ceadu Paybteta: Climes Cad Services. Pwasa wile armunt enclosed. Now address or v,md? Print on ad. 5401683023794271000564300109273000000000OOOODU8 CHOW, 80, Za MM0 UPAU BOYAGODA 713 FLORENCE CIR MECH PA 1 7050-221 2 1...111...111 i...l.l. N .....I.I..I.I...I I ..I.I...U ..I I..I I..1 I...111.1.,1..1.1..1.,11...1.1...1111I.i...11..1.1...11..11..1 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19686-5153 1:5000 L60 281: 209 30 23794 2 7 L99e Sivienveni CHASE O O6g4AD9 -09702A9 J;1 Maageyoura-rdoe9nr. Minkmwn Payment: $561.30 Psymerd Due Data: 09!2'7/09 Additional orwtaat 1Mamawon amveuiently, located on reverse 910a ACOOU SUMMARY Ac:eouni Number: 5401683023794271 Pre ious Balance $10.855.24 Total Credo Line (10.700 Payment Credits 4400.00 Aviade Credit SD Purchases. Cash. Debits 05243.53 Cash Access Line $10.700 Finance Charges 4228.23 Aveiablafor Cash $O New Balance 0.927.30 An werlimM1 tae was assessed when your account exceeded the established credit limit. FLEXIBLE REWARDS SUMMARY Prwious Points Balance 13,619 Thank you for using the cradt odd vial awns Palms Earned on Purchases This Period 205 towards that on be head lortravel. gilt cards, Points Earned Through Chase Rewards Plus 0 ash, or nrarcandiss. Ratanbr, you on use New Total Points Batsncce 13,824 10,000 Points for a choice 015100 in gill ce I chock or sw rnsrn cads. SI npy go on** to cheae.conYrewards today! Your Chase Rodble Rewards credit card earns 1 point for army $t you spend on purchases. Earn up lo an additional 10 points while shoppng asks through www.c w9.cw*@weaapus. Add auinorz•d Loom and sign up io haw your monthly b os charged to your cod, 1Do. Why not got rewards tar all those purchases too? Its that simple. SO" go chase.corri wads to choose your reword today! Redeem your points ohy"s. aiual check oul now client al www.chass.cornkewards. ACCOUNT ACTWY Data of jpnsaclon Marchand Name orTraneeeion ?esantion $Arrigp( 06!05 Payrnent - Thank You -250.00 . oem Payrnant - Thark YOU - -150.00 08/03 MCDONALD'S F2449 017 CAMP HILL PA 4.66 Dam TURKEYHILLS294 059 MECHANICSBURG PA 25.00 08116 SUNOCO SVC STATION BELLE VERNON PA 31.31 06116 WART 4275 MECHANICSBURG PA 21.10 D6ns ARBY'S 7505 0007DOPS HARRISBURG PA 9.08 Will SUNOCO SVC STATION MECHANICSBURG PA 41.93 08122 TURKEY HILL 0294 069 MECHANICSBURG PA 4.55 osm SHEETZ 00001966 MECHANICSBURG PA 26.06 06130 SHEETZ 00003772 BELLE VERNON PA 30.32 08130 SHEETZ DOD03OPS BELLE VERNON PA 9.67 o" REDBOX'DVD RENTAL OAKBRKTER RACE IL 1.07 09702 OVERUMITFEE 39.00 8323600 This Statement Is a Facsimile - Not an original m0000. F.e3.Sb 01 ada N I 03 Q W •q- d 2 aYaa W use aaae 2a amam000029to0. X mso wsu.mo 4 of 73 Statenes Derv. 06/04/09 - 09/02/09 Account Nun tier: 5401 6930 2379 4271 Page 2 of 2 8323600 FINANCE CHARGES Finance Charge Trons sclion Daily Periodic Rate Coneep Average Defy Due TO Fee/ Amrntiated FINANCE Category 30 days in cycle APR Balance Pedode Pale Service Charge Fn Charge CHARGES Purchases .07121% 25.99% $007.57 $17.25 $0.00 $0.00 $1725 Cash advances W121% 25.99% $0.00 $0.00 $0.00 $000 $0.00 Convenience check .07121% 25.99% $9.976.16 $210.90 $0.00 $0.00 $210.90 Total finance charges $228.23 Hfactivr Annual Percentage Rali (APR): 2199% Please see Mlormalion About Your Aco2unl section for balance cocrqutelion rnehod. grace period- and. other importers i lormetion. The CorrespoMng APR is the rile of interest you pay when you carry a balance on any transecdon category. The Eftasve APR represents yav total finance charges - incW ng transaction fees ouch as cash advence and beharxe transfer fees - sWressad as, a prow"ve. This Statement Is a Facsimile - Not an origktai x 0000001 ne0033s07 000 N Z . 0a0e02 P.G.2.2 050,6 --- 2,5$0000070000100,02 6 of 73 Payrn ed Due, Dace Now Balance Pal Due Amount Mlydrrwm Payment IMB/O! $10,80233 $0.00 y15QS3 Acetwrtl nunbeo: 54016530 2379 9271 Mahe-check psyableto: Chun Card Services. - Pleasewrss anorert enclosed. Now address or e-mail? Print Grin bad. 54016830237942710004503301080233000000000000006 06311 BE. z nata 0 UPAII BOYA(iODA 713 FLORENCE CIR MECH PA 17050-2212 111rlll.l.ll.,l.l..l..ill...1.1.r.ill.l.l...ll.rt.l.r.ll..lirrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 198865153 45000 Ir60 287: 209 30 2 3 794 2 7 19aa Statement Dale: rt ^? ^ 0£!937. 9 - t 1/J3l09 M.n.ge year seeou nt 0nlin.: Le- ci-;,_? ..?ti;ser,m•Re-r?=f- Minimum Payment: $450.33 Payment Due Dare: 10/28109 8323600 Addition-l contact W.-tic. ACCOUNT SUMMARY AceounlNumber: ttr:ea y'a:Nc c•n:a:•rse>ce 5401 6830 Previous Balance $10,92730 Total Credit Line $10.700 Payment. Credits -$3e0.00 A"Ootie Crcdil $0 F?rrtases. CBSh. Debris -$15.00 Cash Access Line 510.700 Ficance Charges -$240.03 AMaUelx Cash $0 New Balance $10.802.33 FLEXIBLE REWARDS SUMMARY Previous Points Balance 13.824 Thank you for using the credt card that same Points Earned on Pur Chases This period 15 rewards that can be used for travel, gilt cards. Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remembar, you can use New Total Points Balance 13.839 10.000 points for a choice of $100 in gitt cards. check or statement credt. Simply go online to 29 Points to expire on statement on or after DECEMBER. 2011 chase.ccmrewards today! Your Chase Flexile Rewards credit card same 1. point for every $1 you spend on purchases. Earn up to an additional 10 prints while shopping online through www.chase.conurewardsplus. Add aulty,-ized users, and sign up to have your mcnthly tills -eed to your card, too. Why not get rewards for all those purchases ioo? its that simple Simply go chase rnmhewanls :o rh -,F4 ycu- reward today! Redeem your points anytime, or lust check out new offers at www rhase.comAewards. ACCOUNT ACTIVITY Date of T--ins-Ct,n M -chant Name cr 7,-aC;rn C?sac"3?n 09115 Payment - Thank Ynu -200W. fj1:23 payment - -heck Ynl.' - ... J l OR 01 HE2-3 3C2:._• 036 CAr7.P H1LL 1-.4 1, _iJ FINANCE CHARGES - Finance Charge Transa0rin Danv Periodic Rate Comes'. Average Daily u.ue ro F•1e! A,umul,*31 FINANCE !'?::?;pny 31 days in eyde APR Bulaneo Fwxe n. :.::, 3 o-Ce Charge Fin Charge CHAr,4c3 Purchases .07121% 25 99% $950.34 S2098 $0.00 $0.00 $2095 Cash advances .07121% 25 99Y. $0.00 sJ CO $0.00 $o CO $C 00 Convenlenceched3 .07121% 25.99% $9,923.15 $21905 $0.00 SOM $219.05 S?4^ irleesa sae ohlorr;.aucn About Your Account section lof Oelance comps:a;,c? i : n_:FUd , y:7 -, rxi W, and other imponanl intoenakon. The Corresponding APR is the rata of inumill you pay when you carry a balance on any transaction category. The Eflective APR represents you total linfince, charges - including lransag90n lees such as cash acv _r.ce and balance vansfer fens - axprsssdl as a -rcc-r.:;ge This Statement Is a Facsimile - Not an original 0000001 FBOa?aDa 011,11 N Z Oa 0M600 Pq.1 Ot t1Yr MAraa 063- zrmoo00m.Ooool1101 X ONSe 40 of 135 Payment Due Date New Balance Pass Due Amoum Minimum Paymer„ 10!98/09 S79A02.33 310.09 5450.33 AccotaA nurhber: 5101 0830 29791271 . Make your etteck Payable ter: Cltw Card Sarvleu. Puase write amount enclosed. New add- or amai. Prix on bark 54016830237442710004503301080233000000000000006 06114 6@:r 2 Z700e 0 UPALI BOYAGODA 713 FLORENCE CIR MECH PA 1 7050-2 21 2 4500D 1,60 283: 209 30 23794 27 1,9111 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19086-5153 Statement Date: CHASE O 00/0310 9-1 0/03.09 g ?Ane.Oeywae«oumaallne: ypppe ha.ammmcadaewds Minimum Payment: $450.33 Payment Due Dab: 10128/09 A"dand conh2 information ACCOUNT SUMMARY Account Number: 540FMC23794271 wriveniarilly located m retlerle side Previous Balance $10,927.30 Total Credit Line 510.700 Payment, Credits 4300.00 Avakde Credit $0 Purdteaea, Cash. Delfts +515.00 Cash Access Line $10.700 Finance Charges 4240.03 Avelabletor Cash $0 New Balance 10.802.33 R EXIBLE REWARDS SUMMARY Previous Points Balancs 13,824 Thank you for using the credt card that gains Poims Earned on Purchases This Period 15 rewards Brat can be used for travel, gill cads, Palms Eamed Through Chase Rewards Plus 0 cash, or merchandise. Remember. you can use New Tulal Points Balance 13,939 10,000 pointsbr a choiceof 5100 it gih cards, check, or slidemard credit. Sirroy go online to 29 Points to entire on stalerrerd on or after DECEMBER 2011 chase .coMrewards today! Your Chase Firdbie Rewards credit card owns 1 pairs for every $t you spend on purchaft& Earn up to an additional 10 points while shopping or** taough wwwchm.cankewwdsous. Add authorized users. and sign up to have your monthly bills charged to you card, loo. Why not gel rawWa tar all those purchassa too? Ks tlel simple. Sirply go chase.cornrewards to choose your reward today! Redeem your pants arryline, orjud dick out new offers at wwwr.chase.com/rewards. CCOU ACTIVfrY Dale of Trsrneelmn Merdnam Name or Transaction Dnantion I Amount 09115 Psymarn - Trask You -200.00 09r23 Payment - Thant You _ -180.00 09/01 HESS 38205 03a CAMP HILL PA 15.00 I FINANCE CHARGES Finance Charge Trenseclon Daly Periodic Raw Corresp. Average Daily Due To Fee/ Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purchases .07121% 25.99% $050.34 $20.91 310.00 $0.00 520.91 Cash advances .07121% 25.99% $0.00 $0.00 $000 59.00 $0.00 Convervence check .07121% 25.00% $0,923.15 $219.05 $0.00 $0.00 $210.05 Total lihance cherges $240.03 Etleotihre Anrwrel Percentage Rest (APR): 25.99% Please am Indormstion About Your Account section for behave cmWa ion method, grace period, and otter important information. The Cansapondsra APR is Oa rest at Mtared you pay when you carry a balance, on any Imreaclon category. The Etfed"APR represents your total franca ctergaa - including Yansaaion tees such as cash advance and balance treader fees - expressed as a percentage. 8323600 This Statement Is a Facsimile - Not an original 00000ar Fffs-saDa 000 M 2 Oat e/hsm Fo.t alt caaae 411 ua opera 215100o00000D0314or R ONSO 72 of 73 Paynwrt Due Date Now Balance Past Due Amount Mi ml to Payment 11IJBIW $lO.Bfq.43 $0.00 $338.00 Aceound nurtbsr 5101 Q990 2379 4271 M.1. y.w Mk Payable t.: Chase Card 9arvbr. - Plsasewree enom enclosed. New address or ?mall? Prwt on bad, 54016830237942710003390001066043000000000000003 0saymz3olwo UPAU BOYAGOOA 713 FLORENCE CIR MECH PA 17050-2212 i..diLr.IlLrnI.IJhowldrdd.,rll„LI„.II..IL.ILJ CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 18886-5153 1:5000 L60 287: 20930 23794 271911- Statement Dale: CHASE O 10/04109-11/03A19 g Ueneaey.uraaewrweranc Mlnkntan Payment: $338.00 Payment Due Data: lire" Additional contact Inferlaadon ACCOUNT SUMMARY Account Number: 5401 8630 2378 4271 con-ni.ntly located - ravers. e or Previous Balance $10.802.33 Total Credit line $10.700 Payment. Credit -$375.00 Avaiade Credit 539 Finance Charges 4233.10 Cash Access Line $10.700 New Balance 10xso.43 Aveiahle for Cash. $39 FLOUBLE REWARDS SUMMARY Prevwn Points Balance 13,839 Thenk you for using the credt card that sane Points Earned at Purch sasTH3 Period 0 rewards that can be used for travel. gill cards. Points Earned Through Chase Rewards Plus O can, or merchandise. Remember. you can use New Taal Point Balance 13.839 10.000 points for a choice of $100 in gill term. check or statement credit. Simply go online to 29 Points to mom on salemord on or aher DECEMBER 2011 chase. conYrawards today! Your Chaos Flexible Rewards credit card earns 1 point for every $1 you spend on purchms, Earn up lo an acldWonal 10 poirds while shopping o the Though wew.chaea.comirawertVus. Add a llax zed users. all sign up to have your monthly bills charged to your card, loo. Why nol get rswada for al those purchases too? Hs that simple. Simply go c ase.cornhewo to choose your reward todayl Redeem your peinls anytime. or just check out new offers ad www.case.com/rewmds. ACCOUNT ACTIVITY Date of jJ;artanclon sYrdham Name or Trensactirn Desertion yAmount 1 ofo4 Payment - Thank You -275.00 10110 Payment - Thant You -100.00 FINANCE CHARGES Futon. Charge Trarmeefon Daly Periodic Rae Cerresp r Aversge Deily Due To Fee/ Acc rnleted FINANCE Category 31 days in cycle APR Balance Periodic Rea Service Cheep Fin Charge CHARGES Purdfasee .07121% 25.99% $927.19 $20.47 $0.00 $0,00 $20.47 Ceshadvances .07121% 25.99% $0.00 $0.00 $0,00 $0.00 $0.00 Conwntence cheat ..07121% 25.99% $9.632.00 $212.63 $0.00 $0.00 $212.63 Total finance charges $233.10 Efleedve Annual Percentage Rate (APR): 25.91% Please we Information About Your Account section for balance tenpula cal method. grace period. and otter Important information. The Conespmdkq APR is the ran at interest you pay when you nary a balance on any transaction category. The Etledive APR represents your local linrence charges - including tansedion two etch es cedt advance and balance transfer lees - expressed as a percentage. IMPORTANT NEWS Chase Oil Cards, The PaAect Oth! Avadeble in any amourd tan $23 b $500. Accepted at ""ions of locutions worldwide. Order online at case. corrVGit CardOrder or slop by a Chess &arhdr loday! 8323600 This Statement Is a Facsimile - Not an original 000000 r-mssseor coo e z m 0-1,03 vq•h a, mesa .uwehe.s son o0m0mcoe+smm x 005dwa14312 09,.009 70 of 73 Payraa It Die Dab New Balance Pest Due Amount Mirireurn Paymera E12/a91a sio.ala.ae sz29.oo.. $BOaoo Accowll rtlwtb?r 3101 Q830 23791271 M. Make yeu clwdrpsyaklate: Cb-Card -envies. Please write amount enclosed. NOW address or rmae9 Blot on bad. 54016830237942710006050001081849000000000000006 00722t7k231mo LIPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 1...111...11 ...IIAI...II JIAIA I...1,1,...11.1.1..4.1,1...I I..I I A CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 is 5000 i60 28t: 2093023791.2719m' (,? /? Statement Date: CHASE O 1110409 - 1210349 8 rra.ge ykwr aaeunt entne: hnw_c.ase. mrNvodloe.rds Mnlmum Payment: $605.00 Payrnwd Due Wee: 12!28109, 8323600 Adeltleriel o0mot kt-d" ACCOUNT SUMMARY Account Number: 5401693021794271 mnra.i.n0y loc.t dmravv ,i . Previous Balance $10.68043 Total Credit Une $10.700 Payment Credits 41IM00 Avaiable Credit $0 Purchases. Cash. Debts .$39.00 Cash Aces Une $10.700 France Charges .$22908 Avelabtefor Cash $0 New Balance 10.818.49 Your account is dosed. Please coninue to make mordhly payments by the due dale un9 your balance is paid in full. FLEXIBLE REWARDS SUMMARY Previous Points Balance 13.839 Thank you for using the credit cad that sans Points Earned on Purchases This Period 0 rewards that can be used /or travel. gilt cards. Points Earned Through Chase Rewards Plus 0 cash, or nwardiandise. Remember. you can New Total l by using your Flaxible, rha Total Points Unavellad eMr Redemption 13.639 ? for everyday purchases like _ groceries. gas. and drugstore purchases 29 Points to e pre on statement on or after DECEMBEFL 2011 You Chase Mead* Rewards cradit card soma 1 point to every $1 you spend on purchases Earn up b an additional 10 points while shopping crane through www.c ase.cernkawardeplta. Add authorized users. and sign Lip to have you monthly tips charged to YOLK card. too. Why not gar rewards for all those purchasestoc? Its that ample. Singly go chase LcmMewards to choose your reward today! Redeem you points anytime. or just check out raw otters at www.chase.comtrewards. ACCOUNT ACTIVITY Data m 7ID?'tgII Adam Name or Transaction Desertion SAmou t 11119 Payment - Thank You -110.00 1129 LATE FEE 39.00 FlNANCECHARGES Fnarce Ch" Transaction Daffy Periodic Role Comesp. Average Daily War To Fee/ Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rats Service Charge Fn Charge CHARGES Purchases .07121% 25.99% $043.77 $20.16 $0.00 $0.00 $20.18 Cash advances .07121% 25.98% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check .07121% 25.99% $9.778.72 $200.90 $000 $0.00 $209.90 Total finance charges. $229.06 Eflectine Annual Percentage Rats (APR): 25.99% Please ace Moanafion About You Account section for balance conputon method. grace period. and otter Important Information The Corresponding APR is the rate of in4aest you pay when you cow a balance on any transaction category. The Efkctive APR represents your total inenee charges - including transaction lees such as cash advance and balance transfer fees - ettprsssed as a percentage. This Statement Is a Facsimile - Not an original 000m01 Foa..aaus 000 N Z ors 0en30W X PQ.. d. 0501 -- 6 2 331100001000aaffl ? 68 of 73 Payment Duo DON Now Balance Past Due Amount Minhaunt Payment E1712NOf fi0.e1t1.40 (220.00 f1fOS00 ADOOhmt! rmatdher: 31011D834 23744271 $ 1 Mate yew shed Payable to: 77 Chase Card 9vvkas. Pleasev lwamournendosm Now addressor wr i Print .n tack 5401683023794271000605000108184900000000'0000DJ6 -2 SEX z 33700 D UPAU BOYAGODA 713 Fl 0RFNCE CIR VE'H ?A IA)SC-2212 7TCV°A1BER SERVICE PJ BOX 15153 WILMINGTON DE 1?986-5153 1: 5000 160 281: 209 30 2 3 7 9 L.2 7 1911• 8323600 4linimum Pay"-:: .. 00 Payment Due Date: 12;28+09 Addid...l contact information ACCOUNT SU Mt1ARY Accc,:ni Numb_: S'C7 pd•?1 -r.--S.?..? reaous ealarxe S10•BC-043 Ti-tal Crga Line -- >; 0.700 - Fu:clases. Case, Deals 00539.00 Cash Access Line $10.700 F:r.n..e Charges --9 rs AV1111tie for Cash $0 New Belwice 5:0.86;8 49 Y lir aai:?•:x00 a J.--j Please con anw? to r, e.e norihly puvcnx:ls by 1 - , . t,w ,.:,:: c.:;.: 1,;e s-aed in 10 FLEXIBLE REWARDS SUMMARY Pre?eus Pc;rts Balance. 13,..°3J hunk yo:r for using the cred,l 63rd Mal :arm; °;rrrs Earned !,, Purc"ses This Period r ermnL tart can to Lie,- for travel, gill cards. Pam's Earned through Chase H;wards PleS cast. or r,?rcllag?ise. Rwl.omter. You can New Tota Pc r,ls Balarce n ik e Total Point s Unavadab'e for Re-197 .pa?.on 13. ?_... ] e iii ..rd points ftrv by u: eve.ydaay y purrccha ha r le purchases like e groceries, gas, and drugstore purchases. 29 Points to eapre on statement on or altw DECER42ER. 2011 Y?- Chase Flex,tJe Rewan±s ?.--i1 3rd ea'cs I porn for ova-rt it yo, 5- l oil; crra, s E%rn tip t-) in 111„1 -,ra! 17,3-C< wtnle sfnr y:!xg ctilrn hrough n-a-a chase a±mjrewa•dspYus. 'Ad azr1.,., m' w,.•; -, L. , Y?.- m,: n6',`:' GCe.:t;;r •_ f to your card. lc., W!1y r.ol get rovmrds ler all these purcrases tool Its :ha: slm;r e..3u?;.ly go ch?se ronhe::•a: ds 10 :rn;„sa Yr.:: reward lodayl ac rnn your pwdis anyi -,e, or lust check cwt new olle•s at v chase c,-,.Ter: cs ACCOU'fT ACTIVITY Dale J7 1/1•c Payment- hero Yc'u -11000 LATE FEE .:,r aid hnan•-= -_ .. . . . .....: .:nce and bal-ce tanser fees 3e. FINANCE CHARGES u_•-'^'...` ._ -..- Tracsact,on Daily Periodic Rate Corry::, a•..,-,. ?? u'r. v --3 20 daysln cycle APR _,.., .. P•: :."ge F,n Cna!g•. Cri-...._- PurM=?e? .07121% 25.08% 5543 77 00 $0.00 g; r s -::; It •:: '-.,, 07121% 2594% '.•r0 _ ,. \.. .. .,_... .? )712111. ngi./, x..77. charges - 5229 -- .... r A.. _. .,. . __ This Statement Is a Facsimile - Not an original eooncot F®.la D5 me N z K3 ew,nus Pec.telt cum h -4211It aan ?Oeear2m R 1108• 62 of 135 Payrnent Due Dab New Balance Pest Due Amount Mbt6nurn Psyrnew 01/28N0 111.138.94 S60S00 $9!7.00 Aeuxtatf rttetrtbe,r: 54016630 2376 1271 . Uske your dred[psya6lem: chow Card Bak, Pfeasewita arrant ondosed. Now address or a-m ll? Print an beck. 54016830237942710009970001113894000000000000006 ea74amzwoo UPAU BOYAGODA 713 FLORENCE CIR MECH PA 170504212 I...111...111....1.L11.....1.1..1.1...11..1.1...11..11..11..1 I...IIIr1.11.1..1.x11...1.1.... 11.1.1...11.3.1...11..11.4 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19806-5153 1:5000 1,60 281: 209 30 23794 27 199/ 104MO - le:. ^ M9. y- a?M "? CHASE O ,2/D4106- t 01/03M Da° www chase, mrN .d'ferda Wnknww Payment: $997.00 Psymarrt Due Dote: °1178MO " AddltlerW contact Infenraden ACCOUNT SUMMARY Account Number: 59MSM 23794771 conveniently located ahrvwrs. id. Previous Balance $10,81049 Tolel Crea Line $10.700 Purchases, Cash. Debits x$78.00 Avaiabie Credil $D Finance Charges +$242.45 Cash AccessUn. $10.700 New Balance 11.138.04 Avaiabfefor Cash so Your credl card account is pmt due. Please send peyrrrera inmedfetaly. Call 1-000-955-0030 (collect 1-302.5848200) today. Your account le dosed. Pleas conlinue 10 make monOfyr painnerde by the due data until your balance is paid in full. FLEXIOLF REWARDS SUMMARY Previous Points Balance, 0 Thank you for using the credit card that earns Points Earned anPurdnsse This Period 0 rewards Out can be used for travel, gltt cards. Palms Earned Through Chase Rewards Plus 0 cash. or rtbrdrndise. Remarrlber, you can New Taal Points Balance 0 cram points by using your FlestDte Rewards Total Points Linavallade for Redemption 13.839 credit card for everyday Withss like gocsnies, gas, and drugstore purchases 29 Points to spire on setlernerd on or after DECEMBER, 2011 Your Chase Flmdtle Rewards cede card earns 1 point for every $1 you spend on purchases Earn Lip 10 an additional 10 points while shopping or8ra through www.dwm coneyewenleplus. Add euriorized users, and sign up to have your monthly bills charged io your card, too. Why not gal rewards for all9wea purchases too? Ks that simple. Snply go das.comrlewarde to Choose your reward today! Redeem your points atylkne. or just check ODl raw offers at www.chasaxomhesrrds. ACCOUNT ACTWWY Date of Transaction Merchant Name or Trnsad lian Dscvlion I Arco rd 12!28 LATE FEE 39.00 12104 OVERLIMIT FEE 39.00 FINANCE CHARGES Finance Charge Transaction Daly Periodic Raw, Corrsp Average Daly Due To Fs! Accrtmtlaled FINANCE Category 31 days in cycle APR Balance Periodic Rare Service Charge Fin Charge CHARGES Purchases .07121% 25.99% $1.035.23 $22.85 $000 $0.00 $22.85 Cash advances .07121% 25.99% $0.00 $0.00 Woo $o.00 $0.00 Convenience check AT121% 25.99% $9.947.84 $216.60 $0.00 $0.00 $219.60 Total finance charges $242.45 Effective, Annual Percentage Rate (API(): 23.99% Please sea Inlomstion About Your Account wokin for balance cornpcea ion reeahod, grace period, and other knponan Information. The Corresponding APR is the rate of interest you pay whan you my a balance on any transaction category. Thu Effective APR represents your total uarnce charges, - indurkng trsneection lees such as cash advance and balance transfer left - expressed as a parcernsge. IMPORTANT NEWS Try TurbDTax Free Edition for your ample return or ON a 35 percent Discount an TurboTat Online Federal Products. visit dhes.mrMmrs 8323600 This Statement is a Facsimile - Not an original unmooh Fesaaeos coo s z w nwusq P.o•+n. owe ..ark w. seta omioxomaaeeraram x nose 66 of 73 Peynwtt Due DM New Balance Pad Due Arhourd Mininalrnr PtrymMft 1lmrano i11,466A4 igY7.00 st,4oaoo Aeeo1r11 rwatrtler: 3007 Qs30 23790271 Me-CW ??„Mete: •Y Chaaa Card 9t e. Peasewrite errroma-m = bl t ow address or rmail? i? Print on Gdr 54016830237442710014000001146654000000000000006 ismaErt 2113`100 UPALI BOYAGODA 713 FLORENCE CIA MECH PA 1 7050-2 21 2 1:500011,60281: 209 30 23794 271911• ._. . _. ? ? ..- ,.r,„,ro •,,.t-..n?.„n,,•,,a-,,.aakn/omtado _v=. DSe cc_: ]ntards cmwmwt8ylwane on'--ii, 4hx 8323600 ACCOUNT SUMMARY Account Number: 5401 683023794271 Previous Balance $11,138.94 Feo„,hawed .:-, 00 Interest Charges «$249 60 New Balance $11,466.54 Opcning,Cloong Date 01134/10 - 02/33/10 Total Credit Line $10.700 Available Credit so Cash Access Line $10,700 Available for Cash so I...I I..11...1.1.... Il.l.i...ll. 3.l...l l..ii t.l CA,',CM=MBER SERVICE PO BO% 15153 WILMINGTON DE 19886-5153 PAYPAENT INFORMATION New Eala:v:e it 14.:6 54 Payment Due Dale 0228/70 M1§rimum Payment Due 5740090 Late Payment Warning: it we do not receive your minimum payment by the date hated above, you may have to Fey p to a $39.00 late fee and your APRs will be subject to increase to a maaimint PcnOlty APR 0129.99%. Minimum Payment Warning: It ycu make orgy the minim:m pa;=i oarh period, you wall pay more in Interest and it will take you longer to pay off your balance. For example: II you make no You will pay of And you will end up additional Charges the balance paying an estimated total using this card and shown on this of- each month you statement in pay about Only the mihlmunt 35 yeas $35.669.00 17?yment $46400 3 years $16,690.00 (Savings=$19.1 87.00) d you would like information about credit counseling services, call 1-866-797-2885. The charge privileges on yotr credit card account have been revoked. You no banger have he al liV 13 use your crest card a xcamTor purchases .'W-?,an help;ru get lack m lra-* Cs" t-8C4_`d-3 '.--arts', i-3n"r5?4-=2007 nod=;: Im(: •: x,0071 !VCSSa;e Ycv Are Owdlmit! Y:,.r tOancs s-,-ads yc:,rc:adl fn, v.:u<_h.iJ•i .`,:.[:i, C: ur,de: your l: e."! line ' Your accO. l Is closed Please continue to make monthly paymanis.by ire due cafe until 70ur b,191,-9 is paid M ]"ll. FLEXIBLE REWARDS SUMMARY Previous Prints 991an•x Tt•a^k j :,.r using the coon card that earns Po,n:s Earned on Purc nases This Period r.••.,ares cad ,:E,n be usef for travel, gift cards, Points Earned Through Chase Rewards Plus o cast, o. -ne-.:iandise. Remember, you can Nsw To7al Points Balarce 7 pan T-?-is,-v using your Flexible Rewards T: tat P;,n:=l?n?rsgata ln•Redempaon t?,'- -..:,i; .;4a:•rar-Jgsesnke .. ..:... .: !Irt•_. _... _. .n'i't _.. .. Ty..... . ' i:.-...:tar •'e.-..r., ?,::r :.? _?,''' c„ "'nl t _ ...e nawards d9:.1 .;r '•?rn ; 1 - : . - whirs sho^png oroine through vmw chase cam..^.swadsplua Adz aulWwiz- and sign up to have yxrr .- .? ;n•'y -f .. .... .nn Whv natant rnw,r,!?7:,-,''-r:,:?-..,._?_.: r..:.; - .. .. ., .. p:•r•.,.r q?gh?co-; _. _.. .. ..-.. ,•.. ACCOUNT ACT1;'ITY CeI; A Trarsa•_b:,n Merchant Neme or Transact on ^e.- r,_,b,n $ Amount '... "?R• 8::;::-'.'>.2-:::'••.+-yyvn :MY'om' CHAPr'trt ......... ... 01128 LATE FEE 79.00 01/04 OVERLIMIT FEE 39.00 TOTAL FEES FOR THIS PERIOD $7a off _ ,.>4 .'FC:4 '=a"?'-' `? Asti:L?•''-?£•.' %:..t.?v{_ '? ::v::: ?-`w`,2lk:Yh":A:a.:?.?.`;. -_ -:.: :Lx r : i :i Y 2:i ` ` ` _ ? i `iji ? ?' : j ? . : ; : .....:.`_ ...:.:\::............ :.-...-:i{tua ....:::...........v.......u(•a :.:.::5 ..\. ,:,,n.:::. . 02303 PURCHASE INTEREST CHARGE' - - ::?; ; :: ...: > ::::: - 25.10 02/03 PURCHASE INTEREST CHARGE- 224.50 TOTAL INTEREST FOR THIS PERIOD $249.60 This Statement Is a Facsimile - Not an original 0o00001 F0,33p3111 07 0013 N 2 0a t0,R.o3 1.,.102 ossae .a. ms ttma part ao00moomtlp)a0r X 0090 wan." 44 of 135 Statement Dore: 01104At0-02103/10 Aaeours Nu bor: SI01 5030 2379 4271 Pace 2012 INTEREST CHARGES You Annual Percentage Rate (APR) is the amuel interest rate on your acooum. Annuat Balance Accrued Balance Percentage Rate (APR) Subject T. Interest Interest Type 31 Days In Cycle Interesl R.I. Charges Charges Purchases 25.99%(v) $1,137.17 $25.10 $0.00 Cash Advances 25.99%(v) $0.00 $0.00 $0.00 Balance lrartsler 25.99%(v) $10,169,00 $22450 $0.00 8323600 (v) - Variable Rate Please see Iniormalion About Your Acmum section for the Calculation M Eatance Stt-ject lo Inlerest Rate, Annual Renawal Notice, How 10 Avn:? !n•a•gc? .-,n Purchases, and ¢her irrrorem inlormaiim - 4:cj This StMemeM Is a Faesknile - Not an odgkof z oommr wsamsor = w z as ,e®lea P,aeaea alma ue aw,eers O ,.O oetma W79M 46 of 135 Payinont Due Date New Balance Past Due Amami Minimum Payment 02y28l10 :11,468.54 5997.00 57,40000 Aceosall nuniher: 5401 E830 2370 4271 Ch yeaeMdyey¦bte te: he Card 9arvlw. Please write amount enclosed. stew address or e-m¦1? Print on sad. 54016830237942710014000001146654000000000000006 UPALl eaz BOYAGO GO LtrllLth.l.rlt1.11..I1.r.LL.r.IL1.Ln11r.LLr.IL.IL.I uPAU DA 713 FLORENCE CIR CARDMEMSER SERVICE MECH PA 17050-2212 PO BOX 16153 WILMINGTON DE 18886-5153 Ir.rllintIll.nil.itlir..r.1.Ir.I.I...Iir.1.i...Il..ll..ll..l 450001,602111: 209 30 2 3 79 4 2 7 1,960 8 I/sneta gar a zaenl aa¦.»: Addta¦ml dxrbct t ranrr8an CHASE O ccnvoriaety locatad on rev.rsa side ACCOUNT SUMMARY Account Number: 5401 8830 23704271 Previous Balance 111.136.94 Fees Charged ..178.00 Interest Charges 4124940 Now Balance 111.456.54 Opening/Closing Date 01/04/70 - 02,03110 Tod Credit Line 110.700 Avsilsde Credit s0 Cash Access Line 110,700 Available foi Cash 10 PAYMENT INFORMATION Now Balance 111.466.54 Payment We Date 0228170 Minimum Payment Due 11,400.00 Late Payment Warning: it we do no receive you minimum paymart by the date Isled above, you may have to pay up to a St9.00 late tee and your APRs well be subject to Increase to a maximum Panty APR of 29.9914 INnlmurs Payment Warning: ff you maW only the minimum paynbnl each Parlo4 You WIN pay more In Interest and It wit take you longer to pay Off your balance. For exempla: if you mdse no You will pay all And you will and up additional chortles the balance peykg an estimated laid using this card and shown on cis o1... each month you statement in pay... about... only the minimum 35 vows $35,669.00 payment $464.00 3 years 116,690.00 (Savings-519,179.00) I you would like Information about credit cotxeelirg services, call 1-066-797-2095- The charge prihMeges on your credit card account have been revoked. You no larger have the atiiy to use your credit card account for purchases. We can help you get bark on tack. Cal 1-800-955-8030 (collect 1-302-5948200) today. Important Massage: You Are Ovedni iB Your salement balance exceeds your credit Ins. You should make a payment that indudes lie overllnt enaunt to ding the balance under your as& Ina Your accost is dosed. Please comnue to make monthly paymenis by the due data until your blows is paid in tul. FLEXIBLE REWARDS SUMMARY Previous Potts edence 0 Thank you for using thB credit card tat same Pointe Earned an Purd asse This Period 0 resaNe that can be used fortraveL gin cards, Poirds Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you cal New Told Points Balance - 0 earn points by using your Horrible Rewards Told Points Unavailable for Redemption 13.839 credit cord for everyday purchases III groceries, ges, and drugstore purchases, 29 Points to arpireon statement on r after DECEMBER 2011 Your Chase Flexible Rewards u ad'il cad earns 1 point for every $1 you spend on purchases. Earn up 10 an additional 10 points while shopping onlbhe t rotgh awW.CrN.comvwndNitu. Add authorized usam and sign up to have your monlMy, bills charged W your cod. loo. Why not gel rsvwrds lr at those purdeses too? Ifs that ermple. Shpty go deas.comkawardsto choose your reward todayl Radvem your points ayime. or just Ueda out now offers at www.chsse.corntarrds. ACCO MT ACTIWTY Date of 7rarow on Merehrt Name or Trent Description $Anvtxvl xa O1l28 LATE FEE 39.00 01104 OVERUMIT FEE 30.00 TOTAL FEES FOR THIS PERIOD 178.00 ii??:-?:ii?'p'i?'}Lill:;a.Y.•n?.:ik?\i}?? in?}:-}}??}K} {i; :-:iv...^}:-}?ii iii:i:}':\4f}=ii5?:-Siiii: i?}];2:vii::}}T:i? :.2:ii3__:_:?=i>.?K:`:i?3oti:ibxi •:ix,,.>,.i„•,»}:fi::'i ..,.?.......-i.r?.-.:Mi::Wittecxii::<-=`::i?i?i:;i:mav>icc:6:ri:? ::zA.v:::';i:ix 'a'rH INTEREST 02!03 --PUACH/\4E CHARGE' 2516 0 8323600 ovm PURCHASE INTEREST CHARGE' 224.50 TOTAL INTEREST FOR THIS PERIOD 1249.60 This Statement Is a Facsimile - Not an original coaaoot FD:LiVaDr 000 x z - tucam P.e.ta2 owes h.w ur. tams ou,.,* rlao Wmn )< 0050 W W. W 62 of 73 Stetement Dale: 01/04110 -02!03/10 AMMM Number: 5401 6630 2379 4271 Page 2 of 2 Total tees charged in 2010 50.00 Total ir4enst dwpad in 2010 $219.60 Year-lo4als totals reflect all charges minus any refund- sWied b your account on a after January 31. 2010. INTEREST CHARGES Your Annual Percentage Rats (APR) is the a nu01 interest rate on your account An nuaf Balance Accrued Balance pereantage Rate (APR) Subject To Interest Interest Type 31 Days In Cyde Interest Rate Charges Charges Purchases 25.99%(v) $1.137.17 525.10 $0.00 Cash Advances 25.99%(v) $0.00 $0.00 $0.00 Balance transfer 25.99%(v) $10.16900 $224.50 $0.00 (v) - Variable Raw Please see Information About Your Account section for the Calculation of Balena Sutied to Interest Rene. Annual Renewal Notios. How to Avoid Merest m Purchasss. end other inporlaM inlometion. as aWcable. 8323600 This SUdement Is a Facsimile - Not an Wgi ail zUepm FlSXC11ap> M N Z m 1e9a6- Pg2d2 p5r-e -eela ttMfCOCCO)Oelal>aD2 64 of 73 Payment Due Date New Balance Past Due Amount Minimum Payment 02/28110 571,466.54 5997.00 $1,400.00 Account number: 5401 6830 2379 4271 ,r, ---? Make your check payable to: Chase Card Services. Please write amount enclosed. yW? New address or e-mail? Pnnt on back 54016830237942710014000001146654000000000000006 '.6079 BEX 2 93410 D UPALIBOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 Ir.rlllrlrrlrrlrlrrlrrllr,rlrlrrrrllrlrlrrrllrrlllrrrllrrllrrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1: S000 160 261: 20930 23 79t. 27 1,911• CHASE O Iq Manage your account online: Additional contact information www.rhase.com/creditcards conveniently located on reverse side ACCOUNTSUMMARY Account Number: 5401 6830 2379 4271 Previous Balance S11,138.94 Fees Charged _ +578.00 Interest Charges +S249.60 New Balance 511,466.54 Opening/Closing Date 01/04/10 - 02103/10 Total Credit Line - S10-,700 Available. Credit so Cash Access Line S10,700 Available for Cash SO PAYMENT INFORMATION New Balance S11,466.54 Payment Due Date 02128/10 Minimum Payment Due S1.400.00 Late Payment Warning: if we do not receive your minimum payment by the dale listed above, you may have to pay up to a S39.00 late fee and your APRs will be subject to increase to a maximum Penally APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay off your balance. For example: , If you make no You will pay off And you will end up additional charges the balance paying an estimated total using this card and shown on this of... each month you statement in pay..: about... Only the minimum 35 years S35,869.00 payment $464.00 3 years 516,690.00 (Savings=519,179.00) If you would like. information about credit counseling services, call 1-866-797-2885. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1-800-955-8030 (collect 1-302-594-8200) today. Important Message: You Are Ovedimii! Your statement balance exceeds your credit line. You should make a payment that includes the ovedimil amount to bring the balance under your credit line. Your account is closed. Please continue to make monthly payments by the due date until your balance is paid in full. FLEXIBLE REWARDS SUMMARY Previous Points Balance 0 Thank you for using the credit card that earns Points Earned on Purchases This Period 0 rewards that can be used for travel, gift cards, Points Earned Through Chase Rewards Plus _ 0 cash, or merchandise. Remember, you can New Total Points Balance 0 earn points by using your Flexible Rewards Total Points Unavailable for Redemption 13,839 credit card for everyday purchases like groceries, gas, and drugstore purchases. 29 Points to expire on statement on or after DECEMBER, 2011 Your Chase Flexible Rewards credit card earns 1 point for every S1 you spend on purchases. Earn up to an additional 10 points while shopping online through www.chase.com!rewardsplus. Add authorized users, and sign up to have your monthly bills charged to your card, loo. Why not get rewards for all those purchases too? Its that simple. Simply go chase com/rewards to choose your reward today! Redeem your points anytime, or just check out new offers at www.chase.com/rewards. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amount FEES CIiAGLD MW ,,, 01/28 LATE FEE q w 01/04 OVERLIMIT FEE .100 TOTAL FEES FOR THIS PERIOD SIP, 00 ' - INTEREST CHARGED - 02/03 PURCHASE'WTERES f CHARGE' 1510 8323600 02/03 * ` PURCHASE INTEREST CHARGE 224 50 TOTAL INTEREST FOR THIS PERIOD 5249.60 This Statement is a Facsimile - Not an original 1000001 FIS23333 D 7 900 N L 03 1,3;01,03 Pa;- 1 of2 056866 MA MA '..x179 1j:P 9[X0070O1)1607')01 ?. Jr.50 iN5114% i.#Ff Statement Date: 01i04•!1O - 02!03!10 Account Number: 5401 6830 2379 4271 Page 2 of 2 i -.. t 2010 Totals`Year-to-0ate-: - Total fees charged In 2010 50.00 Total Interest. charged in 2010 S249.60 Year-lo-dale totals reflect all charges minus any refunds applied to your account on or after January 31, 2010. INTEREST CHARGES Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31. Days In Cycle Interest Rate Charges Charges Purchases 25.99% (v) 51,137.17 S25.10 50.00 Cash Advances 25.99% (v) SO.OO 50.00 SO 00 Balance transfer 25.99%(v) 510,169.80 5224.50 50.00 (v) = Variable Rate Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to Avoid Interest on Purchases, and other important information, as applicable. 8323600 This Statement is a Facsimile - Not an original x (410GD I FI.S3333d'J' J1O N 2 .3 t.}ti??p3 Page 2 cf3 W,-M 'AA f.tA •6079 v.n ?. t=?10001i;G01?0"+C? Papnant Due Doe . New Balance Paal Due Atttcum MhYnwm Paynient 03R&10 571,466.54 57,400.00 S1,eze.9o Aceotanl tttambar: 5?010B30 2379 1271 . Male yew check payable to: Chase, Cara servlees. Peasew ife amount andosad. Now addrsss ..-I? Print on back 54016830237942710016290001146654000000000000003 M420 a" a 011x+00 UPALI BOYAGODA 713 FLORENCE CIA MECH PA 1 7050-2 21 2 I„1111.r rlli...,i.11IL.r 1r?.LrLl.r.ll..l.l.. rll r.ll:.ll..l 1:5000 L6? 281: 20930 23794 271961 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19666-5153 CHASES M...9.your acceunt-6-: e.,val.-I aotW-tOn nwwxhasa eomVeradacards conwnhently listed on reverse ids ACCOUNT SUMMARY PAYMENT INFORMATION Account Number. 5401 6630 23794271 New Seance - $11.465'-4 Previous Balance $11.466.54 Payment Due Date 0326/10 New Balance $11.46654 Minimum Payment Due sl.=29.00 Late Payment Wining: 11 we do not receive your minimum Opening Closing Date 02/04110 - 03/07/10 payment by the da:e listed above, you may have to pay up to a Total Credit line $10,700 $39.00 late tee and your APRs will be sutjea to increase to a Available Credit 50 maximum Penalty APR of 29 99%. Cash Access Line $10,700 Available for Cash - $D You hlw-'I made -he required payments and your relit card account is 90 days past due. As a result, your credit bureau may be updated with a nagalive rating. Please send your payment immediately or call us at 1-000-955-6030 (collect 1-302-594.6e0v) today. Important Message: You Are Overf rrit - Your statement balance exceeds your credit fine You should make a payrnew mat inde7es the rverfirnrt amowl tc tring the balance under your credit [me Your account is cosed. Please confine to make monthly payments by the due date until your balance is paid in lull FLEXIBLE REWARDS SUMMARY Previous Points Balance 0 Thank you for using the credit card that earns Points Earned on Purchases This Period 0 rewards Ihat can be LsM for travel, gift cards, Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can Total Points Forfeited This Period 13,839 earn points by using your Flexible Rewards New Total Points Balance 0 credit card for everyday purchases like . grocenes, gas, and drugsere purchases. Your Chase Flexible Rewards credit card cams 1 poirn for every $1 you spend on purchases. E=_r:h up u an ? d+i:ional 10 palms while shopping online through www lase comkewardspkx. Add authorzed ::suns- and .s')n up -o have ynur mcnltly bills .:ha-,r e1 to your card, too. Why nol gel rewards for all those purchases too? It's that sin: e. Simply go chase ox !-,.xvwos to ct:c ose yoe- rewanI today! Redeem your prints anytime, or just check oui new offers at www.chase.om6ewards. Total fees charged in 2010 $0.00 Total interest charged in 2010 5249.60 Yew-to-dale tcials reflect all charges minus any refunds appLed to your acrc, - on nr abe- t?nary 31, grin. 8323600 A,;r uai Baton tie G.: trued Bohance Percentage Rate (APR) Subject To Int-.1 Interest Type 25 Days In Cycle Interest r'. hte Charges Charges Furrhasaa 2S F9,".(v) s0.0u so co 5U J3 Cash Advances 25.99% (v) W nn $000 L0.03 Balance aansfar 25.99. (v) 53 03 $o.o0 - $003 (v) = Variable Rate Please sea Bdmrtatitah About Your A¢aen section for the Calculation o1 Balance Subject to Irnerest Raja, Annual Renewal Notice How to Avoid Inrereal on purchases. and other hi por ant information, as applicable. This Statement Is a Facsimile - Not an original 00011001 P610a]1oI. 000 v e W 1pxxWa Papa/dt ohms WrM 01420 9RI ORA12900914a001 X 00511 48 of 135 Payment Due Date New,Bdance Past Due Annum Minimum Payment 0029110 f11,4e6.51 $7,400.00 $f,9M00 Account tauasbM: 5401 8830 23791271 Make yea cheek payable to- Chase Card Services. Plsesewritwee nt sn', . New address or emd? Pik on each. 54016830237942710016290001146654000000000000003 M420 r7( 9 O9n0 D l1PAU BOYAOODA 713 FLORENCE CIR MECH PA 17050-2212 lurfilm111....lJrUrerOlrir4irl...11.1L1 rllrelI..lirrl CARDMEMSER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 L60 281: 020930 23794 27 L91e CHASE O ® O%"@* year account ads: Ad Wenel comsat YMamadon - alt-. canvedeney loeakd on rwerse aide mmid"Ifoards ACCOUNT SUMMARY Accourw Nurnbr: 5401 883023794271 Previous Balance $11,466.54 New Balance $11,466.54 Opens glCbdng Doe 07!04/10 - 03MW10 Trial Credit Line $10,700 Available Credit $0 Cash Access Line $10,700 Available for Cash $0 PAYMENT INFORMATION Now Balance $11,466.54 Payment Due Dine 0328110 Mininum Payment Due - $1,629.00 late Paymerd Warning: It we do not receive your mtrdmum psymerd by the date laud above, you nosy have to pay up to a $39.00 late tae and your APRs will be subject to incraaae to a mdornunt PsndV APR of 29.99!- You havml made the required psyrrwms and your credit card account is 00 days past due. As a madL your credit bureau may be updated w ih a negative rating. Real Bend your pai nand kTnm l* or cell w at I-M-055-0030 (collect 1.302-594-0200) belay. Important Message: You Are Ovedintfil Your siatameu balance sacdsda your credit Fns. You should make a payment that includes tna ovafin8 arrant to bring fie balance under your a adil line. Your dCani is dosed. Pleas continue to make monthly payments by the due dens ardl your balance is paid in M FLEXIBLE REWARDS SUMMARY Previous, Palms Balance 0 Thank you for using the credit cad that earns Palms Earned on Purchases This Period 0 rewards l al can be used for travel, giftcar - . Palms Earned Through Chase Rewards Plus 0 cash, or merdandiss. Harnarnbir, you can Told Points Fodeiled This Period 13.839 earn point by using your Reoble Rewards New Tod Polne Balance 0 aedh cad for everyday pudhses like groceries, gas, said dnrgslore purchases Your Chase Radbfe Rewards aKH card same 1 palm for every $1 you spend an purchases, Earn up b an additional 10 polrea while dropprp or lh 1haough w won dar.eankswaMaplus. Add authorized deers, and sign tip b have your monrily tills charged b yow cant loo. Why nel gal mwaads 1r a9 thesepurcaamloo? Its chat aimple. Sirply go cws.co nkewardsio choose your reward today! Redeem your points snyMne, or just check out new offers at www.dxase.comkewerds. Total fees charged in 2010 90.00 Total ifterea ctar9ed n 2010 9249.60 Yearlo-dde bunts rafted al charges rnnus erry ref nm applied to yaw account on or after January 31, 2010. 8323600 I TER CH ROM Your Annual Peroerhtage Rde (APR) is the annual inlered rate on your account. Amnm1 Balance AeenMd Balance ParoaHapa Rate (APR) Subject To Interea Jobs at Type 29 Days In Cycle Irrlsreet Race Cherga Chargee Purchase 25.90%M $0.00 $0.00 $0.00 Cash Advances 25.99%(y 90.00 $0.00 $0.00 Balance frander 25.00%(V) 90.00 $0.00 $0.00 (v) . Variable Rate Pleas sea nloana6on About Your Amours section for the Calculation of Balance Subject to Interco Rde, Maud Renewal Nodes How to Avoid Interest on Purchases, and other inportant irdermation, as applicable. This Statement Is a Facshnlle - I&A an original OD00001 F'14 34012 000 v • 03 1? 1a0.141 mar WMaer42e oar Oeepl2esea142o01 X 00% 60 of 73 Payment Due Date New Balance Peat Due Amount Minimum Payment twxavto s11.46es4 f+.ez9.go st,esaoo Actwtall ttinattber 5101 3090 27799271 M3Ms year ehedt payralile to- C110110 Cure swim. PW idns anhohntenelo bsed. New ad eder33s or rme6? Print on had.. 54016830237442710016580001146654000000000000009 amloerx a amob ,..IN.6.1..1.b.L,11...1.1....11. 1air..is.11.1...11n41ui UPAU BOYAGODA 713 FLORENCE CIR CARDMEY BER SERVICE MECH PA 17050-22,12 - PO BOX 151$3 WILMINGTON DE 19866-5153 1: 5000 160 281: 209 30 2 3 79 4 2 7 196• Me-ge year ac-A c.:.:::. Adartional contact hfomatlon Y--, c1y3"'?cg.isndgtlda conveniently located on rew,ii, ode ACCOUNT SUMMARY PAYMENT INFORMATION Account Number: 5401 6630 23794271 .14w Oalaitie 511,466 54 Payment Due Date 0428110 Previous Balance $11.466.54 Mlrxmum Payment Due $1.858.00 New Balance 511.465.54 Late Payment Yarning: If we do not receive your n rumm Opening,'Cloung Date 03.'04110 - 01.07/10 payment by the date listed above, you may have io Fay up to a Total Credit Line $10.700 $30.00 late lee and your APRs will be suttee to 1=0890 to a maxim" Ponatly APR of 29.99Y.. Available GeClt so Cash Access Line $10.700 Available for Cash $0 Its not too late to resolve the outstanding balance on your credit card account We have a variety o1 payment or ions that maybe right for you. CAI 1-888.782-7547 (collect 1-302-594-8200) today. Important Message: You Are Overi!mil! Your statement balance exceeds your credit One. You should make a payment that ncudes the Wert'rnh amOUnt tO bring the balance unoa your credit line. Your account is closed. Please continue to make monlNy payments by the due dale until your balance is pad in full FLEXIBLE REWARDS SUMMARY Previous Pants Balance 0 Thank you la using the credit card that earns Points Earned on Purchases This Period 0 rewards that can be used for travel, gilt cards, Points Earned Through Chase Rewards Plus 0 cash, or merchandise. Remember, you can New Total Points Balance 0 earn points by using your Flexible Rewards credit card for everyday purchases like groc4ne3. gas. and drigslore purchases _,-:h up 1? an a : -I 10 r.: Y•rrr a>e F ex'tte noses aedd card e}; r;s 1 pom: 1)r eve,y 11 y::u r.-rI c.n ?-: u. t -,Il snOpi:;ngo'.lir>it.*ughwww.chase ccm/rewadsplus. A,id autno:,-a users. and sigi, .:r 1: have y>un?a?cry ta116 to your card, too Why not get rewards for all those purchases too? Its teat simple. Simply go ch889.0rimlrewards 10 Choose yin v reward today! Redeem your points anytime, or just check out new offers at vwww.chase.comhewards. Total tees charged in 2010 50.00 Total interest charged in 2010 $240.60 Year-l0-date totals reflect at charges nurture any refunds 0 amFa,a -n n,,:r ;.:coU?l on or -r'• Jarusr; ?t, ?11 IfUTEREST CHARGES Your Annud Pareerd"s Rent (APR9is the annual imerea+rate on your acinout Amual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days h Cycle tntetaet Rate Charges Charges Purchases 25.997. (v) $0.00 $0.00 WOO Cash Advances 25.99. (v) Woo $0.00 SOW Balance transfer 25.99X(V) $t 00 $0.00 $0.00 (v) . Variable Fare Please see IMonnstion About Your Account section for the Calculation of Balance Sutjecl to Interest Rate. Annual Renewal Notice. How to Avoid Interest on Purchases, and other Important Information. as appilicatile. 8323600 This Statement Is a Facsimile - Not an original 0r10u00t F633=07 ODO V e 03 1,10.413 Prge. d1 05M W11iaih 00110 Oast 000DD7s000elt001 lC mm.314505 38 of 135 Payment Dw Date New Balance Past Due Mount Minimum Payment M/2Bf10 511,466.54 57,629.00 Si;65R00 Aee?ourd number: 1101 Q830 2379 4271 Y, Ma4e Ysur check P.Y.M. to: Q CaaN GM Nwleaa PwNwres ter.iesNed. 771 . New address aor a•+ *,nrwl? Print an back. 54016830237942710016580001146654000000000000009 015108EX9011010o I...II1.I..1..1.1..1.111...1.1..1111.1.1...11..1.1...111.11..! UPAU SOYAGODA 713 FLORENCE CIR CARDMEMBER SERVICE MECH PA 17050-2212 PO BOX 15153 WILMINGTON DE 19866.5153 I...111...IIIr.,.1.1.11..n.1.1.r1.1ur11A.1...IL.M.11.11 1:5000 L60 281: 209 30 2 3 794 2 7L9aa CHASE O g Illanaye yeura0aeunt a-: A"-'- mot kdernasen aatll? conwlia dy IoNmd on rover„ ace ACCOUNT SUMMARY A=0umi Number: 5401 6030 23794271 Previous Balance $11,466.54 New Balance $11.46654 Oparing Closing Doe 03104110 - 04103/10 Total Credit Line $10,700 AvaiW* Credit $o Cash Access Line $10,700 Available tar Cash so PAYMENT INFORMATION New Balance $11,466.54 Payment Due Dale OM26110 Nlrimum Payment Due S1.0511M Late Payment Warning: if we do not receive your minimum payment by the dab fated above, you may have to pay up to a $39.00 law lee and your APRs will be autlect to Increase to a naxlnllrrl Penalty APR of 29.99% Itb not too Iste to resolve he outstanding balance on your credit card account. We have a variety at payment oplbns hat may be right for you Coil 1- NN-792-7547 (collect 1.302-594.8200) today. Inportant Message: You Are Ovedimil Your alaarnlant balance exrawk your credit line. You should make a paymera that includes he overtin0 amount to bring he balance under your credit line. Your soeara is dosed. Please conlnue to make monthly payments by the due data until your balance is paid in full. FLEXIBLE REWARDS SUMMARY Previous Points Balance 0 Thank you for using the credit card that earns Points Earned on Purd imme This Period 0 rewards that can be used for travel, gill Cards, Palms Earned Through Chose Rewards Plus 0 rash, or rtardarldlae. Remember, you can New Total Paints Balance 0 earn points by using your Flexible Rewards credit card for everyday purchases like groceries. gas. and dmgMrs purchases Your Chew flexible Rewards credit card same 1 point for every $1 you spend on purchems. Earn up to an additional 10 points while shoppi g Wine through www.c ase.comhewardsplim. Add authorized users and sign tp 10 have your monthly file charged e yaw CRIA 100. Why Trot gar mwardsler Bl those PJVMNMtoo? Ile that simple. Sihpty 0o chase.o0mhawn da to chome your reward today! Redeem your points anytime, or just deck out now offers at www.daae.com1rearer0s. ` S'va TToottaal l liregels r8eo Mdyl ed in_2010 - $00 12010 5249 YOW40-doe telsie M11180 all Charges minus arty refunds applied to your accam on or sherJanuary31.2010. 8323600 INTEREST C ARGES Your AnnualPercentage Ram (APMis to annual interest roe on your aacelyd. Annual Balance Accrued Balance Percentage Rate (APR) Suh(ea To Interest ahtarest Type 31 Days In Cycle Interest Ram Charges Charges Ptrctassa 25.99%(1) 50.00 $0.00 $0.00 Cash Advances 25.99%(v) $0.00 $0.00 m.m Balance transfer 25.99%(v) $0.00 50.00 $0.00 (v) . Variable Rate Plow aes Information About Your Account section for the CslalaYon of Balance Subject to Into- Roe. Annual Renewal Notice How to Avoid Infer" on Purchases, and other important information. as applicable. This Statement Is a Facsimile - Not an original ma07m F?01 M Y 9 0e 10MM P.C.td1 ask. wwtieoMno -n 00000A00or01om X 0750 No"M 58 of 73 Payment Due Daft New Balance Pest Due Amount Minimum Pnymam 05!79710 571,486.54 St,esa,w 52,oeZ00 Aeearlt nwttbsr: 5401 Q830 237!14271 - Make your check payable tar: Chaaa Cod 9.rvlsaa Pl asawrbanountondosed. New address or amN? Print on back 5401683023714271002087000114665400DOOOOOODOD004 0154298( 912310D LIPALI BOYAGODA 713 FLORENCE CIR MECH PA 17060-2212 IINIIL.dIIN/kLlnlinNl.IJ//111...11/.LINIIINII.dI.J I...III.I..IId.1..I..11...1.1.... II.I.II.4.111...IL.11 J CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 1911196-5153 1:5000 L60 281: 209 30 2 3 794 2 7 19#0 CHASE O H wn.geyour.aseaat awlifr: AN)INmf contact Information slow >hass, I:anverisdyloeawA onlavNsa side ACCOUNT SUMMARY Account Number: 5401 6630 23794271 Previous Balance $11,466.54 New Balance $11.466.54 OponinglClo.hng Dade 041b1r10 - 05A3r10 Total Credit Line $70,700 Available Credit So Cash Access Line $70,700 Available for Cash _ $0 PAYMENT INFORMATION New Balahco $11,166.54 Payment Due Doe 05MV10 Wntnarm Payment Due $2.067.00 Late PayrnairYWaming: if we do not receive your nirwmum payment by the dale isad above, you may have to pay up to e $39.00 Will fee and your APRs will be "ad to increase to a n azirrsen Penahy APR of 29.9990. You haven't made the requireA payments and your ctadt card account is 150 days pest due. You can stiff urn things around. Can us today at 1 ado-792-7547 (collect 1-302-594-0200) so that we can fad a solution for your saafcn. Inportsm Maeugs: You Are OverNmM Your atatsment balance arzweds your aredil Ina. You should maw a payment than indudas ire overlent amount 10 bring ire balance under yak credit line. Your account is dosed. Plan confnue 10 make rtonthly peynhens by the due dab uhil your balance is paid in Ill. FLEXIBLE REWARDS SUMMARY Prevsow Ponta Balance 0 Thank you far using to credit tad that earns Points Earned an Purchases This Period 0 rewards tied can be wed for travel, grit uarce, Palms Earned Through Chess Rewards Plus 0 cash, or Mercfatdise. Remember. you con New Total Paints Balance 0 earn pons by using your Flexible Rewards credit card for worydey purchases No groceries, gds, and drugelwe purchases, Your Chase hloldbla Rewards credit card owns 1 poled for ovary $l you sped on purchases Earn up to an additional 10 points while Woppkg ctti a lhreugh wnww.daaa.caMewedaplus. Add outwriasd u nom and sign up 10 have your. dnthly bids charged to your card, loo. Why not gat rewards fa all those purdhasastoo? trs oat simple Simply, go chose.mrMeweds to choose your reward today! Redeem your pants anyirna, or sual check out new otters at www.c ase.comhewirds. Total fells charged In 2010 Total knoreal charged In 2010 $2401.60 Year-lo-data Wga reflect all charges minus, any, refunds applied to your socaum on or after January 31, 2010. 8323600 IINTERESTCHAR ES Your Annual Prce Cage Rasa (APIq is the annual unrest rate on your account, Annual Balance Accrued Bahnw ;;; la-fags Rafe (APR) 9u 30 Days n Cycte Interest Role Charges Charges Purdhases 25.92% CV) $0.00 $0.00 $0.00 Cash Advances 25.099E (v) $0.00 $0.00 S0.01D Balance transfer 25.99% (h) $0.00 $0.00 $0.00 (v) - Venable Rate Plane ass krbaretion About You Account section for the Cafahton of Balance bl9gaa to Intel" flarA Antual Renewal Notice How to Avoid Imareaf an Purchases, and other Important idarrtaiom as applicable. This Statement is a Facskftnile - Not an original 0000001 F03321607 .0 Y e 03 1am,03 P/0.1 alt "an WW x542 12310000070000151201 X 0050 40 of 73 Payment Due Date New Balance Past Due Amount Minimum Payment 06/18710 (11,466.54 52,097.00 =7,310.00 Acootatl numbw: 5601 B83o 2379 4271 . stake year ehecs payable sa: Chase Card 9arvleee. Plaessvata mount anclosed. New address a eynat? Print on back 54016830237942710023160001146654000000000000009 ah'Sl. ad 9 1 a.la b UPAU BOYAGODA 713 FLORENCE CIR MECH PA 17050-2212 ..????...11Lu.61.IIu... ... 16r61..JL.ii.dL.l 1:5000 i60 281: 209 30 2 3 794 2 7 1,90 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19066.5153 CHAS E O teenage your account an6ne: A.NMeml owned Inforrvistlen warty chess >t1n1cmilkeanis convenlanaY locum on revereo !ids ACCOUNT SUMMARY Account Numlaw: 5401 663023794771 Previous Ba!ence $11,466.54 New Balance $11.466.54 OpeningiCbdng Dale 051"10 - 06A3110 Total Credit Line $10,700 Available Credit $0 Cash Access Lire $10,700 Available tot Cash $0 PAYMENT INFORMATION Now fiance $11,466.54 Payment Due Dale 0626710 Minimum Payment Due $2.316.00 Late Payment Warming: It we do not receive your -mum payment by the dote listed above, you may have to pay up to a $36.00 Isle tee and your APRs will be sutiom to increase In a masfmum Penafy APR of 29.s91C. The outstanding balance on your credit Card aecoum is scheduled to be written on as a bad debt ahorsy. As a ren1L your Credit bureau wit be updated with a negative rating that could last for up to seven yeas. We can ai9 help but you need to cell us now at i-1189-792-7547(COsad 1-302-594.8200). Important Massage: You Ara Ovedinit Your alitarrtl balahce etceedt you credit tine. You should mats a payment that includes the overtint amount to bring the Ildance, under your credit line. Your aCrbunf !a dosed. Planes continue to make monthly payments by the due date until your balance is paid in full. EXIBLE REWARDS SUMMARY Previous Palms Balance 0 Thank you fa using the credit card fart same Prima Earned on Purcheaas The Period 0 rewards that can be used lorlntvel, gM cards, Points Erred Through Chase Rewards Plus - 0 hash, or merchandise. Remember. you can New Total Points Belarnce 0 sum points by using your Flexible Rewards credit card for everyday purchases like groceries. gas, and dhgatom purchases. Your Chase Flexible Rewards credo card sears 1 poke for every $1 you spend on purchase& Earn uplo an additional 10 Palms while shopping onlire through anew .c ose.eomheewaMe(fue. Add aulhoraed users. aW sign up to have you moniNy hills charged to your card, loo. Why not get rewards for all those purchases too? Its that simp!a. Sit" go r9ase.com wads to choose you reward today! Redeem you points anytime, or just &" out row offers al www.cesa.comMswrds. N K" Total lase Charged in 2010 , $0.00 Total inswa t Charged in 2010 $249.6o Yea-lo-dNe folds reflect as charges minus cry refunds applied to you account on or affair January 31, 2010. 8323600 INTER CHARGES Your Anitud Pwcw. ago Rate (APMis the annual interest rate on you s0ooug. Aortal 9 nee Accrued Balance Percentage Reb (APR) Subject To Interest b"W*m Type 31 Days b Cycle Ir mera Rate Charges Charges Purchases 25.n%(V) $0.00 $0.00 $0.00 Cash Advances 25.9g76(v) $0.00 $0.00 $0.00 Balance i ansfar 25.90%(v) $0.00 $0.00 $0.00 (v) - Variable Rees Please acs Information About You Account section for the Calculation of Balance Subject to Internal Rata, Annual Renewal Notice. How to Avoid Imered on Purc isaas, and other innportnt infamaiom as applicable. This Statement Is a Facsimile - Not an original COO00a1 Fai13la0a 000 y a 0.1 laereee Pgal el oSaee --elsha 15110ae0taama1S1.01 2 of 73 CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiffs Motion for Summary Judgment and Brief in Support has been served by U.S. Mail, Postage Pre-Paid, on I&Ndav of b)(A ar, 2010 upon the following: Upali N Boyagoda 713 Florence Circle Mechanicsburg, Pa 17050 By: PA W tman, einberg & Reis CO L.P.A 14 Ko ers Building 436 venth Avenue Pittsburgh, PA 15219 WWR# 8316447 #24. CHASE BANK USA, N.A., Plaintiff V. UPALI N. BOYAGODA, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 2010 - 3793 CIVIL TERM IN RE: PLAINTIFF'S MOTI0pi FOR SUMMARY JUDGMENT BEFORE OLE}R, GUIDO, JJ. ORDER OF COURT AND NOW, this 16TH day of DECEMBER, 2010, Plaintiff's Motion for Summary Judgment is GRANTED in the amount of $5760.77 on Count I and in the amount of $11,466.54 on Count II plus $300.00 legal fees and interest at the legal rate of 6% from May 12, 2010. . Benjamin R. Bibler Court Administrator ?ali Boyagoda Edward E. Guido, J. y*cc-c ;?j P? Cie-s `r =rY7 ma) Q rn M2! X 7?0 c-) -o r- c, o ( ° CD .Z CD _ ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff Vs. UPALI N BOYAGODA Case No.: 10-3793 CIVIL TERM TYPE OF PLEADING PRAECIPE FOR JUDGMENT PER ORDER OF COURT Defendant. 7//* A-5 3 7h FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 07911628 Jmt Amt: $18,285.75 (As to Counts I and II) 7.1 co !- IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. UPALI N BOYAGODA Defendant. TO THE PROTHONOTARY: Case No.: 10-3793 CIVIL TERM PRAECIPE FOR JUDGMENT In light of the Court Order granting Summary Judgment in favor of Plaintiff on December 16, 2010, kindly enter Judgment against the Defendant, UPALI N BOYAGODA, in the amount of $18,285.75 computed as follows: Amount Awarded per Order as to Count I: $5,760.77 Amount Awarded per Order as to Count II: $11,466.54 Interest from May 12, 2010 through February 04, 2011 at the legal rate of 6.0% per annum: $758.44 Attorneys' Fees: TOTAL: $300.00 $18,285.75 Attached is a copy of the Court Order in favor of Plaintiff for Judgment. WELTMAN, WEINBERG & REIS, CO., L.P.A. By: William T. Molcz , Esquire PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 Plaintiff's address is: Pittsburgh, PA 15219 And Defendant's c/o Weltman, Weinberg & Reis, Co., L.P.A., 1400 Koppers Building, 436 7t' Avenue, address is: 713 FLORENCE CIR., MECHANICSBURG,PA 17050 r• #24. CHASE BANK USA, N.A., Plaintiff V. UPALI N. BOYAGODA, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 2010 - 3793 CIVIL TERM IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE OLER, GUIDO, JJ. ORDER OF COURT AND NOW, this 16TH day of DECEMBER, 2010, Plaintiff's Motion for Summary Judgment is GRANTED in the amount of $5760.77 on Count I and in the amount of $11,466.54 on Count II plus $300.00 legal fees and interest at the legal rate of 6% from May 12, 2010. By the Court"', Edward E. Guido, J. Benjamin R. Bibler Court Administrator Upali Boyagoda 3? ???7 d. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that the parties against whom Judgment is to be entered according to the Praecipe attached are not members of the Armed Forces of the United States or any other military or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned further states that the information is true and correct to the best of the undersigned's knowledge and belief and upon information received from others. WELTMAN, WEINBERG & REIS CO., L.P.A. By: loo William T. Molczpf, Esquire PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#08316447 1 • IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff Case No.: 10-3793 CIVIL TERM vs. UPALI N BOYAGODA Defendant. NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendants ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on // / (xx) Assumpsit Judgment in the amount of $18,285.75, plus interest at 6.0% per annum, plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of (xx) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration Award ( ) By Consent UPALI N BOYAGODA Prothonotary 713 FLORENCE CIR MECHANICSBURG,PA 17050 , By: , PRO NOTARY (OR DEPU ) C:: C= WELT N, WEINBERG & REIS CO., L.P.A. -0a = ~ s BY: Sar ah E. Ehasz, Esquire Attorney for Plaintiff(s) ? rr°C'-I c - ; I.D. No. 6469 cnr- _z 436 Seve nth Avenue, Suite 1400 S Pittsburg h, PA 15219 Phone: 4 12.434.7955 = o-7`j Fax: 412 .434.7959 y c F-5 File # 83 16447 CHI -- CHASE;BANK USA, N.A., laintiff UPALI ? BOYAGODA efendant(s) Cumberland County Court of Common Pleas NO. 10-3793 CIVIL TERM PRAECIPE FOR SATISFACTION OF JUDGMENT TO Court PROTHONOTARY: kindly Satisfy the Judgment of the above-captioned matter upon the records of the I mark the cost paid. WELTMAN, WEINBERG & REIS CO., L.R.A. By Sarah E. Ehasz, Esquire Attorney for Plaintiff Sworn t and subscribed the Cpday of , 2011 NOTARY PUBLIC =Gault F LVi ALA Sea! Notary Publi, legheny Countb res July 15, 201 ember. Pennsvlvania Associrtior ,?r wr"_s,- Gnu} a B M Pd CL d? ?q ao? 3