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HomeMy WebLinkAbout10-3844IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. CIVIL DIVISION No. 2010-3844 AFFIDAVIT PURSUANT TO PA. R.C.P. 3129.1 Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack Pa. I.D. No. 205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION Plaintiff, ) No. 2010-3844 vs. ) LEE N. WINTON AND ) TRACEY L. WINTON, ) Defendants ) AFFIDAVIT PURSUANT TO Pa. R.C.P. 3129.1 PNC Bank, National Association, Plaintiff in the above action, by its attorneys, Tucker Arensberg, P.C., set forth as of the date of the Praecipe for Writ of Execution was filed the following information concerning the real property located in the Borough of Mount Holly Springs, County of Cumberland and Commonwealth of Pennsylvania: 1. Name and address of the Owner or Reputed Owner: LEE N. WINTON AND TRACEY L. WINTON 310 Tichy Drive Mount Holly Springs, PA 17065 2. Name and address of Defendants in the judgment: SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: PNC BANK, NATIONAL c/o Brett A. Solomon, Esquire ASSOCIATION Michael C. Mazack, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 4. Name and address of last recorded holder of every mortgage of record: 5. UNKNOWN 6 PNO BANK, NATIONAL ASSOCIATION MERS, INC. as nominee for Waypoint Bank WAYPOINT BANK c/o Brett A. Solomon, Esquire Michael C. Mazack, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 152225 P. 0. Box 2026 Flint, MI 48501 101 S. George Street York, PA 17401 Name and address of every other person who has any record lien on their property: Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: CUMBERLAND COUNTY TREASURER CUMBERLAND COUNTY TAX CLAIM BUREAU BOROUGH OF MOUNT HOLLY SPRINGS TAX COLLECTOR WEST SHORE SCHOOL DISTRICT WEST SHORE SCHOOL DISTRICT COMMONWEALTH OF PA DEPARTMENT OF REVENUE 1 Courthouse Square Carlisle, PA 17013 1 Courthouse Square Carlisle, PA 17013 c/o Mable R. Satteson 3 Trine Avenue Mount Holly Springs, PA 17065 507 Fishing Creek Road New Cumberland, PA 17070 c/o Mable R. Satteson 3 Trine Avenue Mount Holly Springs, PA 17065 P.O. Box 2675 Harrisburg, PA 17105 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE TENANT/OCCUPANT P.O. Box 320 Carlisle, Pennsylvania 17013 310 Tichy Drive Mount Holly Springs, PA 17065 -2- The information provided in the foregoing Affidavit is provided solely to comply with the Pennsylvania Rules of Civil Procedure 3129.1, and it is not intended to be a comprehensive abstract of the condition of the title of the real estate which is being sold under this execution. No person or entity is entitled to rely on any statements made herein in regard to the condition of the title of the property or to rely on any statement herein in formulating bids which might be made at the sale of the property. I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated: 8100 & Sworn to and subscribed before me this ? day of Saie fem, 2010. By: Brett A. Solomon, Esquire Michael C. Mazack, Esquire Attorneys for Plaintiff a, P_ Notary Public My Commission Expires: BANK_FI N:389375-1 000011-146162 COMMONVIALT'H OF PENNSYLVM(IA NoorlalSeal Amy 8. Hauck, Notary Public Qty of P(ttsburgh, Allegheny My Comma ExW?es Au . County Member, Penn"vanla g 18, 1013 AMCI tion of Npta_rler -3- WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 10-3844 Civil COUNTY OF CUMBERLAND) CIVIL ACTION -- LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL ASSOCIATION, Plaintiff (s) From LEE N. WINTON and TRACEY L. WINTON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $56,043.83 L.L. $.50 Interest from 7/28/10 through 12/8/10 at $7.9393 per diem -- $1,055.93 Atty's Comm % Due Prothy $2.00 Atty Paid $182.80 Other Costs: Late Charges ($20.00/mo. for 8/10 to 11/10) -- $80.00 Attorney's Fees and Costs -- $564.05 Plaintiff Paid Date: 9/15/10 (Seal) David D. Buell, /rothonotary By: Deputy REQUESTING PARTY: Name: MICHAEL C. MAZACK, ESQUIRE Address: TUCKER ARENSBERG, P.C. 1500 ONE PPG PLACE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-566-1212 Supreme Court ID No. 205742 On September 22, 20 10 the Sheriff levied upon the defendant's interest in the real property situated in Mount Holly Springs Borough, Cumberland County, PA, Known and numbered as, 510 Tichy Drive, Mount Holly, Springs, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 22, 2010 By: i Rea Estate Coordinator :x PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 22, October 29, and November 5, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. sa Marie Coyne, Editor -? SWORN TO AND SUBSCRIBED before me this 5 da of November 2010 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL Writ No. 2010-3844 civil PNC Bank National Association VS. Lee N. Winton, Tracey L. Winton Atty.: Brett A. Solomon ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake on the Eastern side of Tichy Drive, at a line of land of Robert Noggle; thence along said Tichy Drive, North 0 degrees 45 minutes East, 148.10 feet to line of land T.A. Tichy (PA Dutch Co.); thence by the latter land, North 88 degrees East 180.29 feet, to a point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a point in said creek; thence by land of Robert Noggle, North 89 degrees 15 minutes West, 205 feet to the place of BEGINNING. HAVING THEREON ERECTED a dwelling house K/A 310 Tichy Drive, Mount Holly Springs, PA 17065. CONTAINING.675 acres, and be- ing described according to a survey thereof by Thomas A. Neff, dated August 2, 1969. BEING THE SAME PREMISES WHICH Bryan L. Bradley and De- nise L. Bradley, his wife, by deed dated January 21, 2004 and recorded January 26, 2004 in the Office of the recorder of deeds in and for Cumber- land County in Deed Book 261, Page 2059, granted and conveyed unto Lee N. Winton and Tracey L. Winton, his wife, Grantors herein. 133 .. he Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717;255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 Z4( PatrlotANXIfWS Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for he Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/15/10 ?J F` Irn6 a subscribed be ore me s 10 day NoyFm i Notary Public COMMONWEALTt7 OF PENNSYLVAMA j? Notarial Sea[ Sherrie L Klsner, Notary Public tower Paxton Twp., Dauphin County My Commission Expires Nov. 26, 2011 Member Penns fvanla Assoclatlon of Notaf-IPF 10/22/10 10/29/10 r, 2010 A. D. 2010-3844 CPA Term P14C Bank NaNOW Asawledon v: Lee N. Winton Treevy L. Wb ton Atty: Brott A. Solomon ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs; County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake on the Eastern side of Tichy Drive, at a line of land of Robert Noggle; thence along said Tichy Drive, North 0 degrees 45 minutes East, 148.10 feet to line of land TA- Tichy (PA Dutch Co); thence by the latter land, North 88 degrees East 180.29 feet, to a point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a point in said creek; thence by land of Robert Noggle, North 89 degrees 15 minutes West, 205 feet to the place of BEGINNING. HAVING THEREON ERECTED a dwelling house K/'A 310 iichy Drive, Mount Holly Springs, PA 17065 CONTAINING .675 acres, and being described according to a survey thereof by Thomas A. Neff, dated August 2, 1969. BEING THE SAME PREMISES WHICH Bryan L. Bradley and Denise L. Bradley, his wife, by deed dated January 21, 2004 and, recorded January 26, 2004 in the Office of the recorder of deeds in and for Cumberland County in Deed Book 261, Page 2059, granted and conveyed unto Lee N. Vinton and `Itacey L. Winton, his wife, Grantors herein. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION vs. LEE N. WINTON AND TRACEY L. WINTON, CIVIL ACTION -COMPLAINT IN MORTGAGE FORECLOSURE Defendants. I hereby certify that the property to be foreclosed upon is: 310 Tichy Drive Mount Holly Sprin nnsylvania 17065 Boro gh of Mou olly S g T,~c/~arcel N -32-2 -086 Bf ett A: Solomon Attorney for Plaintiff Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of record for this party: Brett A. Solomon, Esquire Pa. I.D. #83746 bsolomon(a,tuckerlaw. com Michael C. Mazack, Esquire Pa. I.D. #205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 n ~ ~, .- er 1..: 4 ""' "-1 t-, 1 Y i : ~~.ro T r~S~ ~ - i"T'! (..''i =.n (~~ r1 ` O b 1' „ ~~ - j - C J ~-J ,~ L ., ~< ~~~~ ~ ~~ any c,~ 33 S 7~ i~ ~~"`-~l3 y99 BANK_FIN:3 79053-1 000011-146162 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. IMPORTANT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case lnay proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717)-249-3166 1-800-990-9108 BANK FIN:379053-I 000011-146162 AVISO Le han de mandado a usted en la corte. Si usted quiere defenderse de estas demandas expeustas en las paginas siguientes, usted tiene viente (20) dias de pla/o al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregara la corte enroma ascrita sus defenses o sus objecones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidasy puede continuar la demanda en contra suy a sin previo aviso a notificacion. Ademas, la corte puede decider a favor del demande\ante y require que usted cumpla con todas las provisioner de esta demanda. Usted puede erder dinero o sus propiedades o ostro derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIALAMENTE. SI NO TIENE ABAGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENIRA ESRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717)-249-3166 1-800-990-9108 BANK_FIN:3 79053-1 000011-146162 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants COMPLAINT IN MORTGAGE FORECLOSURE AND NOW COMES PNC Bank, National Association ("Bank"), by and through its counsel, Tucker Arensberg, P.C., and avers the following in support of its Complaint in Mortgage Foreclosure: 1. PNC Bank, National Association, is a national banking association organized under the laws of the United States of America with a principal place of business at One PNC Plaza, 249 Fifth Avenue, Pittsburgh, Pennsylvania 15222-2707. 2. Defendants, Lee N. Winton and Tracey L. Winton ("Defendants"), are adult individuals whose last known address is 310 Tichy Drive, Mount Holly Spring, Pennsylvania 17065. 3. On or about October 2, 2007, the Defendants executed a Choice Home Equity Line of Credit whereby Defendants promised to pay to Bank the principal amount of $25,000.00 plus interest as provided therein as amended by an Amendment to Choice Home Equity Line of Credit dated October 2, 2007 in the amount of $55,000.00 (collectively the "Note"). A true and correct copy of the Note is attached hereto as Exhibit "A" and incorporated herein. 4. The obligations evidenced by the Note are secured by a Mortgage dated October 2, 2007 (the "Mortgage") given by the Defendants to Bank, encumbering certain real property located in the Borough of Mount Holly Springs, County of Cumberland, Pennsylvania, as more particularly BANK F1N:379053-1 000011-146162 described therein ("Premises"). The Mortgage was recorded on November 8, 2007 in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania in Instrument No. 200745704. A true and correct copy of the Mortgage is attached hereto as Exhibit "B" and incorporated herein. 5. The Defendants are in default of the provisions of the Note for failure to make payment when due and therefore the Defendants are in default of the Mortgage. The Note is due from December 15, 2009 and as of April 16, 2010 was past due in the amount of $2,077.89. 6. The Defendants are the record and real owners of the Premises. 7. There has been no assignment, release or transfer of the Note or Mortgage. 8. On or about February 16, 2010, Notices were sent to Defendants in accordance with 35 P.S. §1680.403C (Homeowner's Emergency Mortgage Assistance Act of 1983 -Act 91 of 1983) and 41 P.S. §403 (Act 6 of 1974) that an action on said Mortgage may be commenced after 31 days from the date of the Notices. Said Notices further advised Defendants of Defendants' rights and obligations in accordance with the Act. Copies of the Notices are attached hereto as Exhibit "C", collectively, and incorporated herein. 9. The amount due Bank under the Note and Mortgage as of April 16, 2010 was as follows: Principal $52 933.77 Interest through April 16, 2010 (continuing thereafter at $7.9393 per diem) 1,015.84 Late Charge 209.41 Attorneys' Fees 1,015.00 Costs to be added TOTAL $55,174.02 10. The total amount due to Bank under the Note and Mortgage as of April 16, 2010 was Fifty-Five Thousand One Hundred Seventy-Four and 02/100 Dollars ($55,174.02), plus costs and attorneys' fees. BANK_FIN:379053-1 000011-146162 WHEREFORE, Plaintiff demands an in rem judgment in mortgage foreclosure for the amount due of Fifty-Five Thousand One Hundred Seventy-Four and 02/100 Dollars ($55,174.02), plus continuing interest at the contract rate from April 16, 2010, late charges, reasonable attorneys' fees and costs of foreclosure and sale of the Premises. .C. By: Breit A. Solomon, Esquire Pa. I.D. #83746 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412)566-1212 Attorney for PNC Bank, National Association, Plaintiff BANK FIN:379053-1 000011-146162 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants CIVIL DIVISION No. AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) I, Brett A. Solomon, Attorney for PNC Bank, National Association, being duly sworn according to law, hereby depose and say that the Defendants, Lee N. Winton and Tracey L. Wi ,are not members of the military service of the United States of America to the best of m o edge, information, and belief. Sworn to and subscribed S~{---- this ~~ day aff N My Commission Expires: Brett A. Solomon Attorney for PNC Bank, National Association me COMMONWEALTH OF PENNSYLVANIA cny a Piltsbur0n, A~epheny County My Comrnissfon Expiros May 2s, 2018 ~ Member, PennayNanle Assodatlon of Nofat(ea BANK FIN:379053-1 000011-146162 (Page 2 0! 7) Page I a 6 OlNRC60 12p1tb9 Choice Home Equity Line of Credit ~PNCBANK Borronror: !.ender. Date of this Agreement: 1ff N51N110N PIIC 6sdi. MOwal Mtadatke OVJIRBD7 TNaOETLYYINTON AgroemaM and Dbebwre Stabmsnt ® REGULM A(xOIMT H)CED RATE PARTS W{TN PAYMEMS OF INTEREST ONLY O EMPLOYEE ACCOUNT lat}N Daly PerioNe Rste: 0.f190K % per day Emptoyaa Aeeount Benefit: % INtk1 Canasponaing ANNUAL PFACEFITAtiE PATE: Fryman[ Oue Oete: 15 7.6M % Per Year ~e fie' 0.750 DerceMa9a Pants Msxktwm CredN UmiL• t2S,00LLaa Name of Borrowrhl: t. OTHBt FINANCE CHARt3ES Mwunt IEENyNNfNN T~'t la! 7rensfa Fee 1100.00 per trawler Adtresc: You must pay a Tram(er Fee aM tiros you make a iramfer to a Fixed !late Pan, 31071pN OR agNNi NOIIy EPNNW M 1705ii810 PAYMEM 0PT10NS FOR VARIANCE RATE PART m PHndpd and InPoreal ^ kttarast Dnh during the Oraw Period AUTOMA7TC PAYMENT PLAN © YES ^ NO Autortwde Payment Plan Dkwted:290 pereentage points Chaeldng Accamt Niatdnr: f1~0c00.712 d Namala) a(: l~ AND TNaI:Y WNTOtI OVERORAFi PRO7ECT1O14 ^ YES ® NO Chscldnp Account Number. to Naar{sl of: VARIABLE RATE PART IMdd DdY Perlodc Rata: 0.0[17!5 % per day 4tN1Y COnaaportdYq ANNUAL PERCENTAGE RATE L7p %per year NPs MargM: .0260 Parwnta9a Point[ The Intdal Defy Periodk Idle and MitAl Mnted Psrcamaga Rate Gad an the Indexes in effect during ma 861kp Cycle M wlich this dlaclaaae k made aro as faloas: FDCED MTE PMTS WITH PAYMENTS OF PRINCNrAL AND )tiTHiEST hrNiM DaNy PaAadk Rsta: 0.w070 % Per day irtLtai CorrapatdOg ANNUAL PL~CENTA(iE RATE: T~tt % par ytrr Bla Marptu: t.OM pMardge Pants lbl RPIAtiCE CHARGES requ'aW to open thk Accama To open die Aaoum, you must pay me laNaeNng RNANCE CHARGES on « bate tl+a est. mk Acount becomes effeetive IYOU rosy not use a titan from mk Account to pay these K'inence Chatgesl: 2. EARLY ACCOUNT CLASURE PEE ©Not appNcabh (] Z{50.00 3. t1OSING C0Si5 AmourR t. ANNUAL FEE Q Not appNeeble ® Mnud Fae: (50.00 I The Annual Foe wp G ehsgea to your Aaount by the sewtM l ~q Cyda foOOMin0 account opening and etxlt Ywr thtagfdr, duritp 1G Draer Perad_ 0 TG Mnual Fee vdl not G charged dtni~m amr Y~ that, on the date ds AnmW Fes k duo to G cnrgetl You have a chackbq sooatxrt alfg5ik f« the Paduga k)entN)W Glow I Ihowevar, tG Mnud Fa wll bs aw9cd N die k an Employes Aoceunt ragardkss of tM typed chxkbtg I sooount you have. Package Type: S. STOP PAYNNINT Pff [] Nat appOCable ® Stop Payment Far. 520.00 Agresa>rttt lal5ax. Ferlr-rtlraa~ rirlacq tA'aAa...th feedlriMlieLCya~ka~~ 1. NeNaWwc. 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Mie« eer «Na rMw ri w dbefir rr d Aq eiYwtwdlK,Yw YpeAix rArrardwdaMrtl«llccrrl AeeB« wil «ab ele. xr w.rr re .r~,.eaem. e~.~ ~~ ~ aMY nnull ^ tr eMbr iyri~ w w q^e w ~N~ 1®mrlr w re IltCeeY lef M nyer b r 774 a d Indebeeduen et Yov Aegresf. lql, pllrnappypxpN rt ~fuW N w IrnpYNrPF~«~b~ee N N«W N 11T WerinbivlpM,r/er~GiMitnlw SiRL~T~ieinu6'/ ra0e IrrlwM«rrYeear6«omid/WeaftnrtNaMedYelrw~ eeni ler « Artlrrrr lrwtl«Amra «Mwagnbmme ~1 IrrArMrntZ)fBlir~gMrrllttYrTII,M13ffi. resat ~ Mrtllpl Pnrir 6 rt ietMM Y NNdirya LLG er lirieN, tln qlw N Yea llerrrewlrtereNtn~rtw sir tr: W~MeAraa rt« Niel.reKyeWnrrMe/rMerrwiar tlN Aorrtr Wadnf ]6.. 'anefeNNeterierel«errMlepdrlir+T~i+tlrbwiw rder lferin i rrrl Tw ~iirr~w, l !a aorq a et r mil Careetlri. N pwd~ri~imfiel4N Yar. i w~ Nei rY er W dj ArArtMerprdMirvaerfpNlnaMNN,Netlrll yart ri rd rpeerrAe r. Wrw heiweNrablN 9T. tdMt reteedr ~ Art rl r0eIr11 r M rrrae ewers eref rm11e lee. N pr xM1rryt~~A Neriw a leeeri N YIIIiw, Ni Wr nreli Nnrwrf raAYS el iewrMWaelnr Ataert M c 1iioe~rYar Aaeotrlf. Ila w~ wdr Yr rlowiar dram r Na iqi /iNiwPwYeNWN~wrr~rarNttle Ner4ee. whirr rix a MMNd ewrerut eMweeiNe aW «w werreae) w el Yr ~.ewidrewerwwgbrMlWwielrrdeeNaroewi Aar ~~~«itrwereNirrwrwNdretetwNr a Mawa~6 nrdrre«aYY~dlw Naas »ygnrNraaNaaa /drrae Y aiea~i~t~tlRrwi aagiaWYaflYadrNrw awiabg ta«n rebedrere Wrxi ietrilbrer«r e)yftible«M br. all aM rf 16d NyaeL ~ N«are. M reI M« M m YM aal' ~ r«r, rrrk r Yw me e4N1e~Aerrere Perr~il Pre rfa rt 4 a rYrAIY« W~Nieir ^Iaem p err et ~i' etw aa~ aa/ w dl et e.AprygrWrw rNi Ap~«t Mtrd rMYrMxrrl« T w edreee6iq el Y IeeY r wnrtyt eM rt k rewti N Mnllde. err «w AWyyN ~~ir~rer~Y+M etNN rririe.neeyMYr ! I erornss«.tme (Page 7 01 7) • Ppe8ot8 Choice Home Equity Line of Credit e oe~~~~ 1 ~rYNNTON P'NCUeY.NNbedAfsedetioa ar5vmw 76ACEYlYgNTOM Agroament and t)iedowns SUtenw~wlloinead FApI 6 YDU A0616)YR®GES NECEIPT ~ A GOMPIFifO COY OF 1X15 MilEfwiBIT EAfH ON6E8 f16NING 1N6 AC8EFN63~If NIIO LS NOT A 60NNDMHL AND GOES NOT I. ANB QC SIWIIIO 1165 AOREBAFM NtlICA1ES YOUI tl((fdIT10N TO ~ IEOALLY NAYS THE RI611T TO OBTAM LOANS 8N ilE ACLOIMQ 6 A~fi O1RT TO BE 60UIU m TIIN; A~EIIT. 6LCllEIg10 PMAGRIPIIS ON ALL PAGES OF TIES lEfiQLY 801Nq BY TIE TENNS ~ 1NI8 A6DffhENT AF1AT610 YO THE MDRTOAGE IfiNEfAENf.A y~ TO THE iRINTOIGFOH~AIS~1)QTOIISURANCEON THE NORTGACfa PN9115E5. /1 / 1 i1 / \ I I iNE dYNEN'S LMDGITY IS LMILU T8 filE WA191'S MFEIESf NI iiE MpRTBAf+ED PRBAdES • /, eefa % /- Ovnr't EYlwbn Dw Owwr's Slpwbu OW Apraemeet ledex. ilif Mef's bawwdeKOOfdideoob. N fYf6 ee6ek le ofadeSr fgoef gPrMoll1o ext:e.'MY wdoe b Ue lN6q Ni7Mf Nadp edew.'N' nMe M blbfdrsteM bpk PeMew.lY aaOAwf aW nle b rrggk of db A/v~d. Pab d tlr Amur 7 P ~O~w~e KL11 ifw Rw~~ 1L 11 PeAlfe OeMteeBfe S! Tow t)igny - Nwop 7Nh Netioo for fiaolo Use. iA1 wtlb efeleYu ifANefol AApefYw Ynrttwriyhh wdffr eapowiifib rdfr df fair fiodt Bliq Aq. AYd1-•tlrlrprer61eerAwahwAbw MIIrAY N yw Yit Yer fi 4 wee4 ar X Yw rfi fon iAueeffn~eut ^ Nrrfeiw w Twr YN. wrib w a a feNeb fhftl r Cwue5w6 Cofbele AmifbefS PA Bw 1564 PNfiegh,PA 16l7d7S6416MM w w flee wput/f.YTe eeetMnrhee Yw w Aqr M ~ 4Yf fNSfe fed Yfonf Akt D1 wwlirA Ne Doer m OeOlfefOPmed Yw aA f dlpf w K Lw Aly w+i wt Pww lr ~• MYnrMIw 6N wNetflfeirifwrWc YwtewNwiebfeAwehr. TM ~rwreedMwyfeW enou • DaaiNYwerrdogldAiYwew, wFYYw6aFlfe~ueiweeer.NYeneed efmklenfo6q. MaBffMlwywpert Nn wml ppweatlsffw N Yee Ad b PN N+MM Ort fw Yt Ywewt wenT ~ 1Ywwa McPwlliwww.lf ew g4wtwNw w waNyYw ar Twsa w wwww s..n w~AM al ~.rayfltYw bO tM ~lMf4e~6wf INM6fM n sw6w t~Nwllr~ iexler6i AM. wewR td Teo 1M wfe f wlwewe BMW Yw LL YYe M welliRkrwtreNl, rwaefta60etur bfL~DAD 01ee aef6wedrwuw ewnit wfrM7 wsaneeL _ __ ... (Page 2 of 28) Page t N 3 ouwcsL Lnuty Amendment To Choice Home Equity Line of Credit ~PNCBA1~f1C Name of Borrower(31: Nsme of Owtter(s~: Lertder• tEE ~ ywwNL PAC wee NaaaaN MaadMra TLACEY LYmITON Aoo0untNumber. a0030att1203a2/9 Address of Bwrower(s~: Daw of this AmaWment: 31o TICtt-Oa 1aA?/i0p NOONT ROLLY SPNNGa PA 1T065,t616 Baaowafa Ragaar b Mredart MaewuWps~h kr a Gdr Ilan Epigr lie d Llreaa Asora kcal w'MtaanC 4 tNa McMrq alidt "s iaraTka M w MaaM Nrir Wrw abaa Tke McaMa MwaikyaBrgya, 4 tYa Aerim+tw br'CrertAMruN'rtew aParr.t brwAarateMwaa baprtaabtLrwwagalayrdei Aaadaan, idadnaM «iiwaaieaRariiNqu. N CrilA7raaawirtpla aNagawrwWaa.r, Wra«rafLrOtra w.~ jr.Pw~a.t.eMoraM. Bf iOaMv ekMrairM« wakwiningttakayaarsaa(alraprtawlaabwbalWolrprwA~ort~Aww~htbw.NBenwwawdD~rearstaiprbArrMMat. Ilakr ladrarra r a:a ArMwaMi w aratriitaaN hakes, tAen drgr wiaHb aalr. i. TYPE OF ACCOUNT RAppIMT !. DRAW PERIOO ^ ENROtff atoltwT ib Orrr heal wL ad aawba OryMwBiq Lydtiwliditlrtaaa EapkyrkewRBaMa: ~ aaMnrrNwdwNNe Anrtlaaa aara 2. MAIOMUM CAEDIT UNRT 10- CtDSuLO CASTS 7b eaw Madnn Grata llrit i a $OOO,N .Mich :a1dM w Cars OLeMeraprere6Mwarea,bNaro Nraae. Qedt Ilea r ee L1araM Pb w aaaw W wNek w Naairw [M Mraiaaawibrre albgla Gaatlilta Wp iaraoM by ei Minaauat. 3. AUTOMATIC PAYMENT PLAN ® YES ^ NO Mrwatle PaRrN Ra a'w..r yea a,;,,r CawkiapAcraralanb¢ 51M101332 b Waa~dE 11. ENactlva Date _ lint fia1N i e'a Mrawsa eM ~ L~a11oTLacflrwartolt meek Iladae GaR Urh CaaaM b,,.,YL,aNeawww~wnwaw~lret.~at`~ira~al~lt~'w l OVERDRAFT PROTECTION bw ipa0 thb AwMarL M Lrwwr aaphrOtawlra aaaorN w atw Mrppa, ^ YES ®NO aal M as ba IatdaM a1a Awtaaart ariLiil w tit praAra aaiar w Maur N Ryardnatl•bwaaigw6aN Util _ k Wae(tl~ Ypk~ 6Y N Ik1 Lie Olds wl MyYU wwe tlMi~emtt) /e Nrr Iaid M k P K ayes l , AawairM 4 rtwa Ltnwir, r r era eaaNar r lW «aa raaoaahyarb w olwaarwMra g N N w ease, irlr«r aa1 psrb« i w GrraM aPaarM ter ~tNk• arogt a aladaaalY aaradd by « a an irsbtr wah aaa 5. YARIABIF RATE PART The DaN Perbdk Rate and rarrespondln0 Annul percentage ReN 12. Osfiaitioaa, b W waNcrRMLMripMYWeaR~; p ~ APeW' are w a araat Oat tae b Nan hN bssed ow tM ktdax n dfeet dudrp the BLFng Cyde in which thb , ~ p a ar ArraiaaM F eY Mmesa6 eM araaraa i atLN w 'GrrM APrraa'1, Amendment b wsda are m fa0owa: kM!!I,M Waits «aer.rralwtN r w GrraM MaaaaR ek McadaaM. waY PaAOdk Rate: aaxax % par day CortesporWkrp ANNUAL PERCENTAGE HATE: a.2M % p« Yw Bew Margin b: 6Te0 DereMrtage points s. FOtED MTE PARTS 71ta IrdtbL WLy Periodic Rab and krbisl AnnuM Pareantapa Rau bawd On eM krdeces N aTHet duriq 1M RMkg CYCN ti which tlda dbaiowM b msde an a Totowa: F170E0 RATE PARTS WITH PAYMENTS OF PRINCIPAL AND MQi81EST kdtW DWy Parladle Rata: 1AZItta %par day NGaI Carratpsrdkp ANNUAL PERCENTAGE RATE: a037 % P« Yw 8ua M~LM: 2001 p«antapa goitre fl)Om RATE PARTS WRH PAYMENTS OF LVIEREST ONLY krtW oaLy Parbdlc Rats: aalaaL x oar day MRiI Careaportdkg ANNUAL PERCENTAGE RATE: T.Ltt% P« yw Baaa Margin: 1.750 P«pntaga plots 7. EARLY ACCOUNT CLOSURE PEE Aa aacew 15. Fear MtaeCkweTa 8. ANNUAL FEE ^ Not ®MnrFec f 3a00 Tb AeM iwaal bahagaa rtar Maaaaae ts«tktial w Draw heat ^ 71aAw/FavAaatbdrMM~laaaMTawOrlww W 6Aw~fwi aw r b cswP41'w awe • dwrabl ueert dI1Ma M w Nd'M taaauLaa aarw aawawx, w Mae Fr M b ehrlNtl ek k w fapiataa Maaar ryrdlw N w ttP N dsiiy aooaar ya MwL heap Tpc acwawaaogaoeamt Nrsttaaaawrdasad: « b M uoaaat r a W s w Fi ara0lt PMraa w ary IjtW ~aa~tkr br TrrWMaNw Mtna«6r ~ RI ~a Aoeaatw a rr ~Wcq aw1A t w~raMaa~w,r~w~iraaaMa°~iwrit raQaft'asewMraarraMarlwatMta abrw N i Larb N w Aaara rq sat araw w R tbNbtM ear of th4 MaaMa w Naiaua ~IkMla mtloat ifNLq JaRlgi aotaaaC~akirA Ta« QMaM WwMawa. 0 i~ aawa. L • -aaLa0a kagr apw r Yar ei Maaihaar kwa w arw araaiq r aM hae'r aw«(d aN eat Mkt Lnsb) d w Ilrrgal Iw hYpala a ar Marlaaaa/ haaaa, Mq Raw aCrkCwMynM~iM iiaaicMlMhWaYlanrLM ~ E alra N bLT eaaRaM arOh taaMr w Mmtt aaT awAr aea, r ayt a aaaaw rapa~a « a aaw taaaM tiwpl. aaataia Mtra, ar M ia/ rrr t~wMW, ~ Laat~ai.r+ic I~.rar~iw~ ilk ar aMasaaakaNsna0rwaaateM k war tiara r raaN w ar« Naake L1aN IiiL ib W k wCrnMAltrrrtettAeb warmr reek Aa.~+..0~M~ waatrl,ynrrL W Atawali to Nht~ Ye«k~0a~ ea 0nw hiN aai ~ lalal agar Trii i wild tkw MraW ~ r. isaaat wi b aNarM s N w Mt eat i w t 6alhta. Yaaar Meta r amts a ea b aad t a8 Arsaa iawa k a tba /ry+AdoY uae i anwraacatw p~ ~~ __ (Page 3 of 28) ' Pape 2 0! 7 Amendment To Choice Home Equity Line of Credit Name of Borrwtisr-s-: Name of Owners-: telalar. l>gawaltor Peeartc eaaW asrd.ues iR~CET L 111afON Aocoant Number. i8W/811283aZB8 Address of Nollower(si: Dane of this AmaedmellC (6ga7A07 sN7larvoa romrtxeurararss PA 7 78 651 61 6 IN How W. OabxelYw tMS BN.aaa oa YYhkh IaMraQ b ~ M WW b erawpW.ee, ewn e~oe¢ri 8rt 8ath1~ B~eI A'd Aw.w Oi/ 8rrw Ier re8 All, w Wu w M8~.w86ereew Oa[ 8a~ as dM rl ail a.r rw tar K eaaan A1W a wt gal ~ ~ M aubvact aM pa~aaa1aa/aafa Paaea wt Wrt 8a1 try: aM 1w W1a aeeartaq Wa Olga ha. aaR Yw.aw Awrw aal r.1d raga Chapr ialN11: w 0111aa (.8e1 say Ri 1~ r w'e1i/ BM1ncC r. w Pal- 7hM, a. aM r N N w ONr er..ola ar wl Pa+ ea w emll Ala r1 A1111 M w aN.albr N ar, v w er.6 ova.. 7w r.4 i w a..pe o1y edlra 6K lEa AR IYa 6 8i1 a la r AvaaleB.IPeer/afaaatl1A11, 1aPareR kk Hew w. Mea..t. Fa.w wn we .~ aasw «~urt arwerwMaM w1a.+lloa,raalmwarAnarwsep Gm br sa 1wi6a N pt1 a e4lgdc M tla1.~Myllee w lalw /r w M w OlM Paiafc 8aa aay M r.aaN d areaM M Qaa 1N111 /w aMa I~ ~, { t i l~ i p. Mwa ~ alallW r ~0.1~11i1 aaah ~. Yne1fMM b! iaawlWMlppasllaatLg1.a111K IwFi1M~aiAq~ a is iarnMNP Pq o- Paer N tlr M6eiy1 6iaa a aaa N w N nMa ~L~irs aB ~~Mdr#,nrry allcKNMr Ywrrlius taM/rM1( OMW;M 8111 M1Aleea[M11.llalla.YM61CI1aiM~~11AIr 101de1.1. Mafre. N LP+rwTwrfrr«.i6rkAserlan.aH~iwlkrk+cvalNd Iweelary a8iraaerawR 1 a , k a r rr Al8' 11a81/Si AIB A!L OF leE Ie08P96 N i1F 38Gn8w OP 71F q~ae1BPI AGA6611117 GI(!ID 9W ALiKf• AaF ip7BMl( 818GGU1GPS q/a67 7M5 A~B17 i{ Pal,' ~.. iM ia141 Oa8/?aYIE a1a M Pial ear Pam's fedlrl ww. ill aw,erwrl A8Ea1ENrAuiMaPatsia ~1 iI1111 M.. IMM IMa M a~MC(a ~6 Aft 6~N (~b. M ~MeilN UIMR M TM camM)rMlea Aenwl Pre.age. ma:ararMaaa (gage a of 28) ' Paae3N3 Amendment To Choice Home Equity Line of Credit ®pNCBANK Name of Borroweejsj: Nertte of Oweterlsi: 1.eetdar. tEE NMNTON PIIC 9ask Nnieaai AraNaHes iRACEYIYYINTOM A1CCatttt Number: ~PiBfN17WttW Adebaas of 8otrawa„sj: Dab of tlds Amendment: ilNl?l26aT 710TWMY BA imYNYMOLLY tP6N16'f PA IlOiS•1616 18. Our gp~r~r~ b Maba lwaa. Yb pne b Ptq dnda rd reG bra t91O1 BONRAYFN SIGNNG Ap(IUMFD(i~ PECEpT OF A COMPIET~ COPY OF TIgS iY rq relief PMe1tW b wa Ir~•R. bw a uw a we trot Oa b!r N w AhBp~la Awo Or Sla~1O nes AEItlINID(r u1pCA1FS NS an N61 ldaeta i tM Yatiib Rab Prt awl to Nsk Rra Pm r etrrd sa T09E Y BOUJ II Y to MB lBti.• IAeitrr Ctatlk CAria Webr~epe~OMbw eeuMrrM, taws rd brtlea y/// eib Aaart y YM ~ tlr 6w MiN ad raieel W M Miq 1M Orw Pwio7 « ee~itt 8r Aire tAe ahr tM etl N M Orst Pakri Sept at peitMO b to ^ D 6~6eaiibarora. Yb*NtrtPNrry dterttbeeq,twrrieeN,reWrn6aeetM s tl7:NYAl1 Du •MSrde OYrysrnoWMMaNM tlbAasAi Ttswrhlrfrrlei tary PbbA o nAes lratr ealarint N refit re swl~ r Slyasiek r periNE Y tAie ~bY tw~pw~ylsPrp~te~a~fs atk4e a tlwe Aasrc wa w «p Otero cMeke s O 18. CMnya N Year Aooamt. M aMi6a b lla ekeeps srtiesN i per &~ ~ Crtast Aguas, re arY ettb err4 ttesiee re brat b l6it Aperral, pM be FACH O6i18t ANBNMATNTYNNI a NDT A WNRWER, AMD OOFS NDT wk wMs Yes pr~Yesr~Awtrl ad f4et yea b M ip~M Eseellsa ~AMB~BR ANO AGI~NIiONLY To !E IEWLLY BMNIDr~ 6Y THE T9MS fi TH6 ArrN-rYer+ieRUbeapr AmbelsaYbrna. AIJEI~MBITI~7UNOl0THENg6fR1Of,T01lEMpHICAGEDPHHASE&AHDTo 20, roar tfaperb661tlea. M r«e eir ea N you W egeed tYr arrd.aA, i a1TamANCE oN 1HE MORiCMW P7. THE OWIRfIt (W WIY B IMYY® ro N Yw ate aett6Y rrPrtiY. iieilaelY esl taielMr, b as M nnasA (, b6 d tMb THE OYRBtS alletESr IN TIENIONIOA(0'fl PRHY56. Amra rtO ptprrw N N aea~aer aatr 1M A6taretat. 21. f7lfeeR d tM Aewdemm. artster tNtan tkr ar araNb d tltie ArrYU f ea aagaY 1b Amrk r es W tlr «reY tla rerpye eeorie f eb Awra. TYs AreeluR Y ePlbeterN r M lYrwt A«wrew aY sr a eJNmtlw M k oamM1 yMaan tbq Mau aN ereW/M tM Arrdru. meCurattApuuawtirr inlM Orrefe Sgiamn Otae 9YeipiNleNnq ire6Y4WbttieAaaMrurtltlrelrgrarriaiere. ~~ S'LOO l O Qrk 016eNEtbeeba Oeh llie ia.t i M oarrbaca wti rtreo. N aMl tat irk Oa rerii r etrpe N w P+aRpO er letiu. TM uMe rder b pr+ftda of tlt's AaO/t7e a OrawPrbf lw 1B Or A(r.eaaitbYtalser It AsrdPetseapaar E,i,le EeeMAearttimnrTw T, IS oaaar ItrroNetlta AsbraatPalrufWt 3 IieraPJatsrt It OertaNPteedmt e ~ ~e ~ MbPm i, 1 h6aye 1 ii6YY~t ~tss W 4&11 Mr 4 6 Crww`swperiilw 17,20 laelr Msredsellee itrrrt t7 ari6caw to larbr'alihih la vatblbaar s.u Cee~Anitl~ LIL tB ,6,11 Yee4hle MbPrt s,lk oa7(raelere to Metair0islnietr Nrtsaa n vakiydada to j N.r s,6,'Z ~Crftl:.k e~ii bae , I ' QOWIleaM47M (Page 2 of d) ~~ .. ry~~ Prepared by: PNC Bank - Consumer loan Center Mortgage Savicing MaOstup P5~PCLC-0I-I 27301~erty Avenue Pittsburgh, PA 15222 Tet~haooe 412 762.6728 Retain to: PNCBank - Consumer loan Cmtter 310TICHYttA MOWeTHOLLYSPIHNGS ~N ~PA 17065.1616 CUMB~tlA61D DeelBadtHambsr 261 Paaa 2054 Tax Parser Member 23.32.2336-0Bte Lot and Bbdc Numtiar tr/rt H/A PA EFORM 122745-0505 Page ,~ of _ 7NfS MORTGAGE is nade on 1Dla?/2Qb7 . The nanats) of Martgagoris) is(ere} LfS fl WIN'1'Old, TfiJ1CEY L 1iVI1!'IQN. if there is more than one, the word "Mortgagor" refers m each and aq of them. The Mortgagee tlerdm) is frHC Bank, Natfoeyd Aasadatiar. The word "8errovuer" means LEE N iMfrtiDN . TitAf~Y L 1l11NTDN . if tftere is more tfian are, the ward'Borrower" refers m eaeb and ~ of them. Ths Mortgagee has granted to Borrower a home equity Pine of txedt { txr0ed the "Account"}, antler dre terms of a writtat agreearent dated on or about 1DI02/200T . The agr~rrrent was amended tinder the terns of a writteat amrendment dated on or about the same date as this Mortgage. The wrrt~rt agremcetrt; as amended by the written amendrrrerrt and any other arnendmeMs, f~ mottificatioa, dranges in terms er edde~, wll be referred to herein as the 'Apreemerrt." The Agraeenent prtnmles for a Maximarr Credit tlmit (that is. a maxhasm amount of Indebtedness) of Fittyfive Thousand DoHws Arrd Zatro Carts tu.s. s ssooo.oo ~. Mortgagee ~ obsgate~, soda ttxrra set fath in tfre A~eement to mdse future advances the DraN- Period of fire Atxxront, which aids on ~ fast day of the nwrrthly bBxrp cycle Y whidr dre deg tan years free the date of the written amendment whidt is dated an or abort the same date as this Mortgage otxnrrs. Mortgagee is not obligated to make advances which would tie the prirKdpai bahurce outstardhtg to exceed the Maxartwn Gefiit t.imit, a~ is not obligated to make advaacas after the Account is terrrNneted or during erry period when further extendora of txedit era prafa'bited or s~peltded ac providtd in the Agteearerrt. By the Agreement, Borrower has agreed to repay the advantxa in rrxnrddy ~ widt Interest. The tetras of th Agreement allow for r is the arterest rate and the motrdtiy paymem. Borrower are3r transfer aA a' a ptwt;aa of the prertipal balance tb a foard rate pelt, to ba paid stirs a tarn in equal instaflrttents. The rata on nevv fixed parts wB change bated on a foraada, but the rata on a fared rate part wid not drenpe after it is esta6hstted. This Mortgage secures W Mo~gagexf ~dto~tlter Atha debt ovkleaoed the Agreement, as arrrerrded, stq~far)tetned, ~ taodtfied, frau tmre to tae, with t~ repi~ provided thereht; ~ihe paym~t of ail otbtx cams, with igterast thmean, advanced beretntder for the tot fazes, rresesaraertta, rnaiatenanea etmxaace premiaars and costs h+crrrred o0 protect the security of thi: AAor~egeC (c the peynwtt of a1 of a costs of iard~ng costs of suit mod, it pamiued dy few. tcesortable attorneys' fees attd expenses, if suit h fNed~,eatioa ~ taken b taAect the sums owing a to protect We Y ~ ~ !d1 pttytirent of aRe~ion, arodiHcaNon, amVa rmre+aa! of of the indebt~eaa and othm amounts ater~aed in ~ ~}~ this Ie} tht pmforamnce of s andfor s covenants ~ agraemsrtts under ~~~~~ tho Agreemerrh mid th repayment of the t~bt a my agreement which w a~ ed by the l~raearent, to the extern that sudr debt a~ mrd has rbt beetr pad. For the mt~n~ or herea~aec~dg~ alf ~n~imrta, its ~M~~ ~ h M~• blather with ~ ~rRro~vaem ~ thereon, fed at and known as: Mortgage Servh~rp Ma~top P5-PCLC-0U 27301~erty Avemre Pittsburgh, PA 15222 Telephone 41Z-762-6728 UPI ~: 23.32.2336-086 ! .a'~/ pf.NAt:S # 12142127 Chen-End Mortgage ~~ •'~~~ ~ PN~BANK (TTtrs Open-End Mortgage Secures Obligatory Future Advances) lg~l~+3y~~~ EXHIBIT (Page 3 of 4) ~• . The word "Pro~rty" herein shaA meerr all of dre foregoing mortgaged properly. To have and to hold the Property unto the Mortgagee, its successors and assigns, forever. Provided, however, that if the Mortgagor and/e Borrower sl-~ pay to Mortgagee the said ddot interest, and aq other sums ~(! perform afl caveaants aftd Earth, as we0, this present Mortgage and die esifurther tight to obtain advaaca of aetGt under the Agreement, then and from granted and comieyed by it shah cease, deterama and becorfm void and of no effect, notwidtstanding anything tothe tx-ntrary n this Metgage. Warranty of TMk. Mortgagor warrants and represents to Mortgagee that; {aj Mortgagor is die sate owner of the Property and has the fight to mortgage and txmvey the Property: ~j the Property re urteat~rtrtbered extxpt }or ertcrrmbcarrees now recorded; ~ (c) Mortgagor wiN defend the tide to the Property against aB claims and demands except araatbrmrces now recorded. Defmrlt. Mortgage wdl be in tkfautt tinder lids Mortgage upon a default antler dre temrs of the Agreenferrt. Martyagets'a Rte. Urdess prohibited bylaw, if Mortgagor is in dtfaud under this Mortgage, Mortgagee may at its option, after ratite required by few, declare doe and payable the entire ut~aki balaince of ffie sums whidt are secured by the Mortgage and owing under the Agraea~eftt. if Mortgagee so declares strch entire balance due std payable, Mortgagee may take possession of the Property, cogeci arty ofd ~ rerrts, apply sahl rent: to the irdebtedaess secfred by the Mortgage, foreclose the Mort~ge, or take other action upon the fJletgage as permitted ar provided by fear to ce the balertce oaring. Rearadies Craqulatiw. If arty cirtxurrsfsnoe exists which would pemfit Mortgagee to ac;elerate dre bdance, MortgaWe may take su(dr act~rt trc arty time ffrrcarg which such circurr>staace condrares ro todat. Mortgagee s remedies afder this Metgage shop be cumulatare and not aiterratrve. BsneCrt sad Bnrdea. fie prondses, agreemeats aad rights in this Metgage stag babmding upon and 6enofit artyere to whom the Properly ar this Mortgage is transferred. If care tfrmi oru Mortgagor signs this Mortgage, each and erg of dram are bound indaadua8y and tegettar. Delay is Enforru Mortgagee can delay in errforcirq anti of its rights under this Mortgage ar the Agreement without losing that right. Any waiver by Mortgagee of arty provisimr of this Mortgage ar the Agreeateat wig not be a waiver of the same ar any other pravuiar on any other otxasion. SAss ~wrt. ifl fortgagea mat- sefi, transfe ar~~pn tlris Martgegs wldrorr< Mortgagors tensest. ity. any provision of this tNo b held M be invalid ar aueaforceable, such det~ shagliot affect the vaNdity ar ettfarceabifrty of the remaining proirisiorur of this Mortgage. / WITNESS the siof this Murt on the date set fardr above, ~terrtirg tgibeJ¢galy bouJtd./ witness tl{litness Mortgagor Acknowledgment taken fn tfie STATE OF PENNSYLVANIA, COUNTY DF Cur?~I~er'fG-rid On this ~_ day of _S1(:'~~I'JC( a~ .before mt; JttG'{..i I.. c.~c.,~.., the undersigned officer, peraottagy appeared i nth ~ Tr ,L ~t2~ hf~n knows tome {err satistactarDy proven) to be the Haa(s) whose twaKs~ is (areas ' ed to the within instrurraxq and ackrrwrledged that he/stce/drey sxecrted the same for the purposes therein contained. to reef, I bereu er set ffry hand and offitdal seal, (:OMMO Wt=ALTH OF PENNSYLYANIA tSea! Sipna~B ____~ Mt.Motiy8prirrysBao.C~umbed~andCamtY Title ~~OT ~ MY~++lMaY ts,auto Member. F'ennsiMsnta Awodation of Notaries Certrf"rcata of Resfdence: I do lareby certify that Mortgpee s precise residence Is PNC Bard(, Conserner leafs Center, 2730 Liberty Avemre, Pittsbafrgh, PA 15222. PA EFORM 122745.0505 AWnt far Mortgagee p~ ~ of _ t~tAtONWEAt.7'H OF PeT~ MANIA Notarht Seg. t~, .kxyt_ Ypaw~, No~:x~ +~, so MyCOnan~rl Exprt. 8, 21I1G btember, Pennsylvania Aesop d Notsdos {page 6 of 4j ~ ~ , •\ ROBERT P. ZIEGLER RECORDER QF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrameat Number - 200742368 Recorded On 11/8/2007 At 12:36:22 PM * Iastrameat'F~pe -MORTGAGE Invoice Natnber -8464 User ID - BS * Mortgagor - wIlVTON, LEE N • Mortgagee - PNG BANK N A * Customer - PNC BANK N A * Fees STATB WRIT TAX So.Sa $T]lTE Jt:3/ACCESS TO $10.00 JUSTICE RECO~ING FEES - $11,50 RECOPlDER OF DEED$ A~FOxoAS~ xavszrtG 81i.5o covxTn ARCaIVES FES S2.oo RQn ~,xcalvES FEE S3. o0 TOTAL; PAID $38.50 * Tote! Pages - 3 Certification Page DO NOT DETACH This page is now part of this legal document. Y Certify this to be recorded in Cumberland County PA RECORDER O D DS '' - Iaformattoa denoted by ad astertek may change daring the reritiation prods and may oot be reth:cted oa tbls page. IlOOOOpLpZ p ~I~IIfl~I~~~IIW ~' ~~ (Page 1 of d) Date: February 16, 2010 Lee N Winton 3 i 0 Tichy Dr Mount Holly Spring, PA 17065 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage oo vour home is in defaalt. and the lender intends to foreclose Specific information about the nature of the default is Drovided in the attached aagea. The I~4MEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAPI may be abk to help !o save -oar home. This notice explains how the oroeram works. To see it HEMAP can help. von mast MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITIi3N 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when von meet with the Counseling Agencv. The name, address and phone number of Consumer Credit Coe~eling Agemies serving vonr County are tilted at the end of ~~Notice. If you have aav auesHons, you may cs11 the Feansvivania Housing Finance Agency toll free at I-$~Z-2397. (Persons_ with impaired hearing can call (7171 ?80-1869. This Notice contains important legal iaformatioo. If you have any quaiions, representatives st the Consumer Credit Coaasding Agency may be able to help explain tt. Yon may aBo want to contact ao attorney is your area. The local bar association may be abk to help you find a lawyer. LA NOTIFICACION EN ADJUNtO ES DE SUMA IMPORTANClA, PLIES AFECTA SU DERECHO A CONTllVIIAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAC[ON OBTENGA UNA TRADUCCION 1NMEDTTAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGBILE PARA UN PRBSTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Lee NWinton / Tr:cev L Winton PROPERTY ADDRESS: 310 Tichv Dr, Mount Hotly Surlag. PA 17065 LOAN ACCT. NO.: 040-03-048112034269 ORIGINAL LENDER: P Y~C CURRENT LENDERlSERVICER: PNC Bank, ~V.A. EXHIBIT (Page 2 of d) HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCLAL ASSiSTA_N[`F WHi H CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP XOU MAKE FUTURE MORTGAGE PAYMENTS. iF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OR 1983 (Ti[E "ACT'7, YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: " iF YOUR DEFAULT HAS BEEN CAUSED BY eYIRCUMSTANCES BEYOND YOUR CONTROL, " IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND " IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OFFORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thity (30) days fran the date ofthis Notice (plus three (3) days for rnailing). During that time you must arrange and attend a"face-po-face" meeting with cite of the consumer credt canseling agencies (isted at the end of this Notice. ~$ MEETING MUST AC[_tIR wiTtmv a~~ nt,ve nv ~rsrv n.r~ no ~..i.~ ~..,.,.....:. DEFAULT^, EXPLAMS HOW TO BRQJG YOUR MORTGAGE UP TO DA CONSUMER CR)CDIT COUNSELING AGENCIES ~- Ifyou meet with one of the consume credit counseling agencies listed at the end of tltis notice, Ure larder may NOT take action against you for thirty (3t?) days aRer fire date of this n1e~n2 The nsnes_ addr~eecee m.et t~4..t.~...n...t....n ..e.~.:._._.-., .~Y.._~ -~°_ --_ ___"- ,. -. s . ~.,+u~ aK orc,o~rv rs ~ocarea are sa torm at the end oithis Notice his only naxssary to sctedule one fax- nteeong. Advise your knder'm iate~ofyour intergions. APPLICATION FOR MORTGAGE ASSISTANCE -Your mortgage is in default for the reasons set forth Later in this Notice (sx following pages for specific urformation about the oatrre of your defauh.) You have the right to apply far financial assistance from the Homeowner's Emdgeray Mortgage Assistance Program To do so, you must fill out, sign and fik a completed Homeowner's Fmergertcy Program Application widt one of the desigrta0ed consumer coutseling ageruies listed at the erd of this Notice. Only cortwmer ~t counseling a~ertcies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Farance Agency. To temporarily stop the krtder from filing a foreclosure action, your application MUST be forwarded to PHFA and taxived within thirty (30) days of your face-ta-fue meeting with the counseling agency. YOUSKOULD FlLEA ffF.MAPAPPL(CATIONASSOONASPOSSIBLE. IF YOUf,G1 VEA MELTING WlIHA COLrNSELINGAGENGY iWI77fW33DAYSOFTNEPOSTMARICDA7'E OFTI~IISNOTIf~AND FILBAIVAPPLICATION fYITHPHFA WITTIDY30D,lYSOFTHAT MEETING, THEN THELENDER WILL BE TEAdPORARILYPRE4ENI'ED FROMSTARTIIVGA FiOREC.LOSUREAGAINST YOUR PROPERTY, AS EXPLAINEDABOYE, INTHESEG7701VGlLLED'7'FypORARYSTAYOFFORECL~URE" YOUKAYE7HERIt~lT77lFILEAXEMAPAPPLICd770NEYENBEYONDTHESE7TMEPERIODS A Lrl TEAPPLlCA170NWILL NOTPREI~F.NTTHELEMIER FROMSTARTTNGA FIDRECLQSUREACTION, BUT IF YOURAPPLIGlTTONISEVEMUALLYAPPROVEDATANYTTMEBEFOREA SNERIFF'SSAL~ THE F>UREt2atSURE WILL BESli?PP,ER 48age 3 of 4j AGENCY ACTION --Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Ad. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION [N BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If yon have tiled bankruptcy yon coo still apply for Emerteucy Mortgage Assistance.} HOW TO CURE YOUR MORTGAGE DEFAULT Bring it up to dotal. (ACT ~ MATURE OF THE DEFAULT-The MORTGAGE debtbeld by the above lender on your property located at: 3 (0 Tichy Dr. Mount Holly Spn~g. PA 17065 [S SERIOUSLY IN DEFAULT because: YOU HA VE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthfv payments in the amounts of 5416 80 for each of the months frnm December 2009 throueh February 2010 Other charges (erplain/itemiu): (,gte~es of: 5126.37 TOTAL AMOUNT PAST DUE: HOW TO CURE THE DEFAULT-You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS 5960.16, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WMCii BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: PNC BANK, NA, 2730 Liberty Avenue, 2nd Floor, Mailstop: PS,PCLC-02-N, Pittsburgh, PA 15222 IF YOU DO NOT CURE THE DEFAULT - If you do not aae the default within THIRTY (30) DAYS of the date of this Notice, the leader intends to ezereiae its riehts to acoderabe the rnort¢aee debt This means that fire entire outstanding balance of this debt wi tl be considered due immediately and you tttay lose the clauKx bo pay the mortgage in morrthly installtt~ertts. !f full payment of the total amount past due is not made witfiitt THQtTY (30) DAYS, the lender al9o intends on irrstruuct its attorneys to start legal action to foreclose upon vom~ mortvaeed orooeriv. IF THE MORTGAGE is FORECLOSED UPON-The mortpge property wiU be sold by the Sheriff >A pay off the mortgage debt If the lender refers your case to its atoortteys, but you afro the delinquency before the lender hegira legal proceed'mgs agairat you, you will sa71 be required to pay the reasenable attornry's fees that were actually incrared, up to 550.00. However, if legal ptoceedi~s are started against you, you will have to pay all reasonable attorney fees actually arcumed by the lender even if they exceed SSOAO. Auy attargey's fees wt~ I be added to the amount you owe the lender, which nary also include direr reasonable oasts. If you care the default within the THIRTX (30) DAY period. 9oa rviTi not be reanir+edso Ogv attoruev foes. OTBER TENDER REMEDIES-The lender may also sue you petsormlly fa the unpaid pritripal balance and all other sums due under the mortgage. (gage a of 4) RICHT 1'O ~jgE THB DEFAULT PRIOR TO SH ERI[F'S SALE - If you have not erect the defauh within the THIRTY (30) DAY period and forecloswe procrxdings have begun, you still have the rigs m cure the default mid otevem the sak at any time uP to one hour before the Sheri tFs Sak. You may do so by paying the toter aatouM then past due, plus env late or other ettaraes then due. teasoneble attortrev's fee and costs ected with the foreclosure sak mtd ar~,other Doers coonteted with Sheriff s Sak as soecified in writing~y du krrder artd by xrfermine env other reeu6emenu nnder the lIISRlgBES. Curing your detautt is the manner set tbrth In this notice wif ratore yoar mortgage ~ the same position u if you had never defaelted. xe RLj~~'f PORSIB~ S!rSRtFF'S SALE DATE - It is estimated that the eadiest date thatsttclr a SheritFs Sak of the mortgaged property could beheld would be approximately stx (~ raoaths tYont the Date of thk Notice. A notice ofthe actual date of the Sheriff's Sale will be seat to you txWre the sale. Of cotxse. the amoum nettled to wre the detiwk will incense the brtgeryou wait. You may find out at any time exactly whatthe required payment or action will be by contacting the tender. HOW TO CONTACT THE LENDER: Naau of l.mder. PNC Baak N.A. Address: 2736 I.Nmrty Avenue. 2nd Floor Mailstot: PSPCLC-02-N. PilUbureh. PA 15222 Phone Nnmber. 1-000.878.0027 Fax Nrraber. (N21768J562 CoMaet Person: Panl Sharfudx £SMait Address: Paul.SharkadrfoZPNC.eom EFFECT' OF SHERIFF'S SALE -You should realize that a Sheriffs Sak will end your ownership of the mortgaged property and your right co occupy it. If you continue to live in the property after the Sheriffs Sate, a lawsuit to remove you and your furnishings and other belongings could be started hY the lender at any time. ASSUMPTION OF MORTGAGE-You may not sell or trattsfer your home to a buyer or transferee who will assume the mortgage debt YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT ORTO BORROW MONEY FROM ANOTHER LENDWG INSTITUTION'PO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE;FiA LF. • TO HAVE THE MORTOAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OOC7J RRED; . lF YOU CURE THE DEFAULT. (HOWEVER, YOU l)D NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THRI~ TIMES 1N ANY GLENDAR YEAR • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECIASURE PROCEEDING OR ANY OTHIR LAWSUIT INS'TfTUTID UNDi1t THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFFSiSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION HY THE LENDER • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Very truly Yours, ~~~~-- PantSharkady original sent: U.S. Mail certified, postage prepaid PNC Bank, Ntttional Association copy sent: Fim Class, U.S. Mail, postage prepaid (Page 1 of l1 Date: February t6, 2010 Tracty L Winton 310 Tichy Dr Mount Holty Spring, PA 17065 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an olf~cial notice that the mort~e on~oar home. is io default. and the lender intends to foreclose. Soeclfic infor mation about the na ture Qf the default is prov ided in the attached nape s. The HO MEOWNER'S .EMERGENC Y MO RTGA GE ASSISTANCE PROGRAM (HEMAP) may be able to help to save ronr home. T his notice exnh Ins h ow the g roeram works. T o see if HEMAP can bet a. ron must MEE'[ WC1 N A CONSUM ER CREDIT COUNSELIN G AGENCY WIT HIN 33 DAYS OR THE DATE OF THIS NOTIC E. Take this N otice with you when you me et with the Counsetlne Apencv, The acme, address and phone numbs of Consumer Credk Counsel ing A eenctes servine vour Counri are fisted at the end of this Notice. If ron have sa r questions, von may ca_Il the ~enns viv_ani~_ Housia$ Finance Aeencr_tollfree at 1-800- 342-2397. (Persous with impaired hearine can call (717) 780-1869. This Notice rnntains important legal information. if you have any questions, representatives at the Consumer Credit ConnseCng Agency may be able to help esphin it. You stay also want to coataM sn attorney in yoar area. The local bar association may be able to help yon find a lawyer. LA NOTIFICACiON EN ADlUNTO ES DE SUMA [MPORTANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. S[ NO COMPRENDE EL CONTENIDU DE ESTA NOT[F[CAC10N OBTENGA UNA TRADUCClON 1NMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELECIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM^ EL CURL PUEDE SALVAR SU CASA DE LA PERDIDA OEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S~: Tracev L Winton PROPERTY ADDRESS: 310 7 ichv Dr. Mount Aolly Sns1nQ. PA 17065 LOAN ACCT. NO.: 040-03-048112034269 ORIGINAL LENDER: P Vj~ CURRENT LENDERlSERV1CER: PNC Bank. N.A. (Page 2 of 41 HOMEOWNER'S EMERGENCX MORTGAGE ASSISTANCE PROGRAM . YOU MAY BE~1 ICIB,~E FOR FIPiANC1AL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YQU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OFTHE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: ' * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FQRECLOSUR~ -Under the Ad, you arc entitled to a temporary stay of foreclosure on your mortgage for shirty (30) days from the dau of this Notice (plus three (3) days for mai(ingJ. During that time you must arrange and attend a "faco-to-face° meeting with one of the consumer (xedit counseling agencies listed at the end of this Notix. THIS MEETING MI1ST OCCUR WITHINL33) DAYS (~F THE DATE OF THIS NOTICE. i DEFAULT"~~4INS HOW TO BRING YOUR MORTGAGE UP TO DATE. ~,ON§UMER CREDIT COUNSELING AGENCIF~S - if you greet with one of the constmtec credit counseling agencies Listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and teledwne numbers9f desigpated consumer credit counseline agencies for the county in which the orotterty is located are set forth at the end of this Notice. It is only necessary to schedule one face- to-faoe meeting. Advise your lender immodiately ofyour iMentials. APPLICATION FOR MORTGAGE ASSISTANCE -Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance 6rnn the Homeowner's Ernagency Mori$age Assistance Program. To do so, you must fill out, sign and file a completed Horneowna's Ernergdrey Program Application with one of the designated conswrxr cowrsding agencies listed ~ the end of this Node. Only catsumer credit counseling agencies have applications for the program and they will assist you in submitting a corrrplete application to the Permsylvania Housing Finance Agency. To temporarily stop the leader from filing a forecloswe action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face•to-fax meUing with the counseling agency. YOUSXOULDFILERHEMAPAPPIlGTION~SSOONASPOSrSIBLE lFYOUHAVEAMEETING WITHA COUIVSELINGACENCY WI77IIN33 DAYS OFTHE POSTM.ttRKDATE OF THISNOTICE ND FILEAN APPLIGTION (WITH PHFA WITHlN3©DAYS OF THAT MEETING, THEN THE LENDER If7LL BE TEMPORARILYPREVENTED FROMSTARTINGA FORECLOSUREAGAINST YOUR PROPERTY,•AS &X,PLAINED ABOVE, IN THESECTION GLLED °TEMPORARYSTAY OF FORECLOSURE" YOUHAf/ETHERICHT T'fI FILE A HEiIlAPAPPLIGTION EVEN BEYOND THESE TIME PERIODS L~lTEAPPLIGTION WILL NOTPREVENT THE LENDER FROMSTARTINGA FOREt30S'UREACTION, BUT IF YOUR APPLIGTION IS EYENTUALLYAPPROVED ATANYTIME BEFOREA SHERIFF'SS.lLE, TIIE FORECLaITURE W/LL BE S7iDPPER (¢aqe 3 of 4) AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibliry criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives yotu application. During that tuna, no foreclosure proceedings will be pursued against you if you have mct the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANIQiUPTCY, THE FOLLOWIIYC PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (if you have Tiled Irnnkrnptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT Brina it up to date). (ACT 6) NATURE OF THE DEFAULT--The MORTGAGE dtbt held by the above knder on your property located at: 310 7 ichv Dr. Mourt Holiv Sprin¢. PA 17065 IS SERIOUSLY 1P1 DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: a•A~thly payments in the amounts of 5416 80 for each of the months from December 2009 throueh February 2010. Other charges (ezplain/itemiu): Late Charess ot: S 12637 TOTAL AMOUNT PAST DUE: 5960.16 FIQW TO CURE THE DEFAULT -You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH [S S960.i6, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money ordea made payable and sent to: PNC BANK, NA, 2730 Liberty Avdtue, 2nd Floor, Mailstop: PS-PCLC-02 TI, Pittsburgh, PA 15222 IF XOU DO NOT CURE THE DEFAULT- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender htteads to exercise ib riehb to accelerate the morttm[e debt. This means that the entire outstanding balancx of this debt will be considered due immediately and you may k)se the chance to pay the mortgage in monthly installments. If full paymont of the total amoum past due is not made within THIRTY (30) DAYS, the lender also intends W instruct its attorneys to stall legal action to forahtse upon voar morteaeed property. IF THE MORTGAGE IS FORECLOSED UPON -The mortgage ptoperiy will be sold by the Sheriff m pay off the mortgage debt. If the lender refers your case W its attotrteys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's foes that were acttu(Ily incurred, up to SS0.00. However, if legal proceedings are started against you, you will have to pay all tea9onsMe attorney fees actually incurred by the lender eves if they exceed 550.00. Any attorney's fees will be added to the amount you owe the lerdtr, which may also include other reasormble costs. if you cure the defanlt within the THIRTY (301 DAX period. you will not be required M pay attarney~es. ENDER REMED The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. (Paged of •J RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - Ifyou have not cured the default within the THIRTY (30) DAY penod and foreclosure proceedings have begun, r4v still have the tight to cure the defy ~Ir nd prey ~h~ ter. ,..........,_ ._ .,. ,.__ ~_._ L_~ _ .. _ ..~ .,. ., . -- - - ~tgagg, Cnring your default in the atanner set forth in this notice wiQ restore your mortgage to the same position as !f yon had. never defaulted. EAR •I - PO IBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff s Sak of the mortgaged property could be held would be approximately aix (~ months from the Date of this Notke. A notice of the actual date of the Sheriff's Sale will be sent m yov before the sale. Of course, dtc amoum treaded to cure the default will increase the longer yov wait_ You may find out st any time exactly what the required payment or action wits be by contacthtg the lender. HOW TO CONTACT THE r rnrnvo. Na__,•fLader. PNC ~n NA Addrers• 27Ja L(tx:iv Avrnan ~.,w m•or M ~ PC m.ut o•.« a ..w oa 15122 t'hoae NaaUer: 1-tllb-ET&0a27 Fa: Number. (N21766J56'1 Caataet Penon• Peal Sharkadv F~lall Addnnr PaaiSbaAcadvfelPN EFFECT OF SHERIFF'S SALE -You should t+eali2:e that a Sheriffs Sate will end your ownership of the mortgaged property and your right to occupy it If you continue to live in the propa2y after the Sheriffs Sale, a lawsuit to rtvttove yov and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You may not sail or transfer your home to a buys or transferee who wilF assume the mortgage debt YOU MAY ALSO HAVE THE RIGHT• • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBTOR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS iF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGIiT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Very truly Yov~~ C ~~ Paul Sharkady original sent: U.S. Mali ceetified, postage prcpaid PNC Bank, Natio>ml Association ropy sent: First Class, U.S. Mail, postage prepaid '~ ~~ `C"J \.?O .~ K' r d .~ ,\ .`` i .~~, ~~ \ • ` a .~ ~ U V ~ 'I c°n N i~ ! ~ _..___...~.N ici N ° ~ ~ g ~ N I 11 ° ~ i ~ ~ ~ ~ ~ ~ !~7 _, ~ M V} ~ ~ ~ _~~ (~O 6N9 M ~ «~ ~ ~ _`_ ~ ~ ... _ ~ ~ ; ~ ~ U ~ N~ ____ U ~ 0~ ~ ~ ~ _ _ ~vO ~ ( ~ m V ~ ~ ~ I ~ g g d ' .t ~ a ~ > ~ V' ,~ i 7 . F / . rn~ c ~ ~~ y r~ _ ~JNYN {~~ ,g a ~ ~~ ~ S ~ m° ~ a °o m° ~ a°o o°o. $ ~ ~~~ F e LL 4 A N V3 ~ ~ N 6N9 ~ 6NAr g a ~~~ ~ ~ W O t~D O m O tP C) t0 O <O O CO O `_ CD O' a m Q c ~ ~ y z A 0. ~ Z a c~ ~ ~ q ~ 000^ ~ ~ .,~ ~- U aj S~ ~ U vaj y ~ ~ ~ ~ Z w ~ r M i ~ ~ = y ~ ~ a'o ` ~ ~ g ~ m` t `O ~ m o N o o ~ a G ~ Q ~ i ~ ~ o~ J $ o z o' ar h ° ~~ a 1' I ~~ 3 E i VERIFICATION I, Diane Williams, Foreclosure Manager, and duly authorized representative of PNC Bank, National Association, depose and say subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities, that the facts set forth in the foregoing Complaint in Mortgage Foreclosure are true and correct upon my information and belief. lane Williams Foreclosure Manager PNC Bank, National Association SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ~~~t~ta ~~ ~'~tpybrr~h4 ~flc6 qF"THE $ttERI~F FILE;-s;;;=~~'~; I~;F -~~ c;~ ~ ~tA~Y Jody S Smith Chief Deputy Richard W Stewart Solicitor PNC Bank National Association vs. Lee N. Winton (et al.) Z~« ,~ ti~ 1 ~ ~~'1 2~ ~~ '~! 1'n~K r~~l'~i~iil ~ , ,P'~ Case Number 2010-3844 SHERIFF'S RETURN OF SERVICE 06/14/2010 08:35 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 14, 2010 at 2035 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Lee N. Winton, by making known unto himself personally, at 310 Tichy Drive, Mount Holly Springs, Cumberland County, Pennsylvania 17065 its contents and at the same time handing to him personally the said true and correct copy of the same. ~~~v NOAH CLINE, DEPUTY 06/14/2010 08:35 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 14, 2010 at 2035 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Tracey L. Winton, by making known unto herself personally, at 310 Tichy Drive, Mount Holly Springs, Cumberland County, Pennsylvania 17065 its contents and at the same time handing to her personally the said true and correct copy of the same. ~. NOAH CLINE, DEPUTY SHERIFF COST: $50.30 June 16, 2010 (c) CountySuite Shenff. Teleosoft, Inc. SO ANSWERS, RON R ANDERSON, SHERIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DNISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, PRAECIPE FOR DEFAULT JUDGMENT IN MORTGAGE FORECLOSURE Defendants. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of record for this party: Brett A. Solomon, Esquire Pa. I.D. #83746 bsolomon(cr~,tuckerlaw.com Michael C. Mazack, Esquire Pa. I.D. #205742 FUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place c-~ ~', Pittsburgh, Pennsylvania 15222 ~-- '' ~' -~:~ , (412) 566-1212 ~ . ~ ~~ ~' -, -~, W c~ ; ~- _. .i . .. _.... .. ~~ ~ c- ~I~.oo PA A~f ~`~ 331~t81 12~ olylo1810 ~o~k~e, I~t,~.~a.cr BANK FIN:386508-1 000011-146162 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3 844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. PRAECIPE FOR DEFAULT JUDGMENT IN MORTGAGE FORECLOSURE TO: Prothonotary Kindly enter Judgment against the Defendants above named in default of an Answer, in the amount of $56,043.83 plus continuing interest at the contract rate together with late charges, costs of suit and attorney~fees on the declining balance computed as follows: Amount claimed in Complaint $55,174.02 Interest from 4/17/10 to 7/27/10 @$7.9393 per diem 809.81 Late Charges from 5/10 to 7/10 @$20.00 per month 60.00 Total $56,043.83 *Includes credit for payments made on account. Interest, late charges, attorney's fees and charges and record costs of this proceeding will continue to accrue from the date of entry of judgment. I hereby certify that the appropriate Notice of Default, as attached has been mailed in accordance with PA R.C.P. 237.1 on the date indicated on the Notice. P.C. Brett A. Solomon, Esquire Attorney for PNC Bank, National Association, Plaintiff Plaintiff: PNC Bank, National Association c/o TUCKER ARENSBERG. P.C., 1500 One PPG Place, Pittsburgh, PA 15222 Defendants: Lee N. Winton, 310 Tichy Drive, Mount Holly Springs, PA 17065 Tracey L. Winton, 310 Tichy Drive, Mount Holly Springs, PA 17065 BANK FIN:386508.1 000011-146162 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3 844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. ) AFFIDAVIT OF NON-MII.TTARY SERVICE COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) I, Brett A. Solomon, being duly sworn according to law, hereby depose and say that the Defendants, Lee N. Winton and Tracey L. Winton, are not members of the military serv' o e United tes of America to the best of my knowledge, information, and belief./ A Brett A. No t and subscribed before me is day of July, 201J0. CeNy J. AMrak. Notary PubNo aI . ~heny Ca My Commission Expires: Esquire BANK FIN:386508-1 000011-146162 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DMSION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. TO: Lee N. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 DATE OF NOTICE: July 15, 2010 IMPORTANT NOTICE YOU ARE 1N DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU 1N THIS CASE. UNLESS YOU ACT WITHIN TEN (10} DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Cartisfe, PA 17013 (717}249-3166 1-goo-moo-9 i nR Attorney for Plaintiff, PNC Bank, National Association BANK_FM:385288-1 000011-146162 CERTIFICATE OF SERVICE I hereby certify that the foregoing Notice was served upon the Defendant, Lee N. Winton, by depositing thereof in the United States mail, first class postage prepaid, on the 15'" day of July 2010, at the following address: Lee N. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 P Brett A.JSolotrfon, Esquire Attorney for Plaintiff, PNC Bank, National Association BAIVIC_FIN:3 8 5288-1 000011-146162 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. TO: Tracey L. Winton 310 Tichy Drive. Mount Holly Springs, PA 17065 DATE OF NOTICE: July 15, 2010 IMPORTANT NOTICE YOU ARE 1N DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717249-3166 1-800-990-9108 .C. Brett A. Solomon, Esquire Attorney for Plaintiff, PNC Bank, National Association BANK_FIN:3 85288.1 000011-146162 CERTIFICATE OF SERVICE I hereby certify that the foregoing Notice was served upon the Defendant, Tracey L. Winton, by depositing thereof in the United States mail, first class postage prepaid, on the 15m day of July 2010, at the following address: Tracey L. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 BANK FIN:385288•i 000011-146162 Attorney for Plaintiff, PNC Bank, National Association IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION Plaintiff, ) No. 2010-3844 vs. ) LEE N.,, WINTON AND ) TRACEY L. WINTON, ) Defendants. ) NOTICE OF JUDGMENT TO: Lee N. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 You are hereby notified that a Judgment in Mortgage Foreclosure was entered against you on ~d,~ 3 _, 2010 in the amount of $56,043.83 plus continuing interest at the contract rate together with costs, late charges, and attorneys fees. Prothono ry BANK_FIN:386508-1 000011-146162 • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, 'vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. CIVIL DIVISION No. 2010-3 844 NOTICE OF JUDGMENT TO: Tracey L. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 You are.hereby notified that a Judgment in Mortgage Foreclosure was entered against you on 3 , 2010 in the amount of $56,043.83 plus continuing interest at the contract rate together with costs, late charges, and attorneys fees. Protho BANK_FIN:386508-1 000011-146162 } O( THApt ...i' a t 1.1 1 1: 17 IN THE COURT OF COMMON PLEAS OF CUMBERLANp C6?A* -066gSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants 310 Tichy Drive Mount Holly Springs, PA 17065 (Borough of Mount Holly Springs) Tax Parcel No. 23-32-2336-086 CIVIL DIVISION No. 2010-3844 PRAECIPE FOR WRIT OF EXECUTION IN MORTGAGE FORECLOSURE Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 v Michael C. Mazack Pa. I.D. No 205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 saq- oo p o. Am! W.3o Car ga.oo n 14-00 a.so ? -T1861-80 - PQ ATT l # a.oo Que Co •50 CL C# 338'1502 w*oZq&SOU ('.E L&ii-.f & 4&&.Lq IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. PRAECIPE FOR WRIT OF EXECUTION IN MORTGAGE FORECLOSURE TO: Prothonotary of Cumberland County: Kindly issue a Writ of Execution in Mortgage Foreclosure in the above matter as follows: Judgment Amount ....................................................................... $56,043.83'/ Interest from 7/28/10 through 12/8110 at $7.9393 per diem ......... 1,055.93 Late Charges ($20.001mo. for 8/10 to 11/10) ............................... 80.00 Attorneys' Fees and Costs .......................................................... 564.05 Sub-total ................................................................................... $57,743.81 Costs (to be added by the Prothonotary)... ............................... TOTAL plus interest accruing thereafter at the rate of $7.9393 per diem, late charges, additional attorneys' fees and costs and additional expenses incurred by the Bank, continuing through the sheriffs sale of the subject premises and distribution of the proceeds derived therefrom. TUCKER ARENSBERG, P.C. Brett A. Solomon, Esquire Michael C. Mazack, Esquire Attorneys for PNC Bank, National Association, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. CIVIL DIVISION No. 2010-3844 AFFIDAVIT OF LAST KNOWN ADDRESS LEE N. WINTON AND TRACEY L. WINTON, Defendants. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack Pa. I.D. No. 205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 C= `r7 ??` ? 'r J f 7" 2 ?? rn IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION Plaintiff, ) No. 2010-3844 vs. ) LEE N. WINTON AND ) TRACEY L. WINTON, ) Defendants. ) COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY AFFIDAVIT OF LAST KNOWN ADDRESS OF DEFENDANT Before me the undersigned, a Notary Public in and for aforesaid Commonwealth and County, personally appeared Micahel C. Mazack, Esquire, who being duly sworn, deposes and says as follows: That he is counsel for the Plaintiff in the above referenced matter. 2. That to the best of his knowledge, information and belief, the last known address of Defendants is 310 Tichy Drive, Mount Holly Springs, PA 17065. TUCKER ARENSBERG, P.C. Michael C. Mazack, Esquire Attorneys for Plaintiff Sworn to and subscribed before me this r o day of Soei b-cr , 2010. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Sad Array t HauCh,NOUPY Public legh" CountY ?v of Plt?r,ron, All zs,zois My Commisslon Exares . Member, PeruwManla Assodadon of Notaries My Commission Expires: BANK FIN:389375-1 000011-146162 , -V k IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. CIVIL DIVISION No. 2010-3844 AFFIDAVIT PURSUANT TO PA. R.C.P. 3129.1 LEE N. WINTON AND TRACEY L. WINTON, Defendants. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack Pa. I.D. No. 205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 -3 1 c j f d %- ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants AFFIDAVIT PURSUANT TO Pa. R.C.P. 3129.1 PNC Bank, National Association, Plaintiff in the above action, by its attorneys, Tucker Arensberg, P.C., set forth as of the date of the Praecipe for Writ of Execution was filed the following information concerning the real property located in the Borough of Mount Holly Springs, County of Cumberland and Commonwealth of Pennsylvania: Name and address of the Owner or Reputed Owner: LEE N. WINTON AND TRACEY L. WINTON 310 Tichy Drive Mount Holly Springs, PA 17065 2. Name and address of Defendants in the judgment: SAME AS ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: PNC BANK, NATIONAL c/o Brett A. Solomon, Esquire ASSOCIATION Michael C. Mazack, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 4. Name and address of last recorded holder of every mortgage of record: k 91 .- 5. 6. 7 PNC BANK, NATIONAL ASSOCIATION MERS, INC. as nominee for Waypoint Bank WAYPOINT BANK c/o Brett A. Solomon, Esquire Michael C. Mazack, Esquire Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 152225 P.O. Box 2026 Flint, MI 48501 101 S. George Street York, PA 17401 Name and address of every other person who has any record lien on their property: UNKNOWN Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: CUMBERLAND COUNTY TREASURER 1 Courthouse Square Carlisle, PA 17013 CUMBERLAND COUNTY TAX CLAIM BUREAU BOROUGH OF MOUNT HOLLY SPRINGS TAX COLLECTOR WEST SHORE SCHOOL DISTRICT WEST SHORE SCHOOL DISTRICT COMMONWEALTH OF PA DEPARTMENT OF REVENUE 1 Courthouse Square Carlisle, PA 17013 c/o Mable R. Satteson 3 Trine Avenue Mount Holly Springs, PA 17065 507 Fishing Creek Road New Cumberland, PA 17070 c/o Mable R. Satteson 3 Trine Avenue Mount Holly Springs, PA 17065 P.O. Box 2675 Harrisburg, PA 17105 Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE P.O. Box 320 Carlisle, Pennsylvania 17013 TENANT/OCCUPANT 310 Tichy Drive Mount Holly Springs, PA 17065 -2- The information provided in the foregoing Affidavit is provided solely to comply with the Pennsylvania Rules of Civil Procedure 3129.1, and it is not intended to be a comprehensive abstract of the condition of the title of the real estate which is being sold under this execution. No person or entity is entitled to rely on any statements made herein in regard to the condition of the title of the property or to rely on any statement herein in formulating bids which might be made at the sale of the property. I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to ni rthnritiPc Dated: Sworn to and subscribed before me this to day of d e t,- , 2010. By: Brett A. Solomon, Esquire Michael C. Mazack, Esquire Attorneys for Plaintiff a" /)? Ll"--? Notary P6blic My Commission Expires: BANK_FIN:389375-1 000011-146162 -3- COMMONWEALTH OF PENNSyIVANIA Notarial Seal Amy S. Nauch, Notary Publk City of PI sburgh, Allegheny member , Pe slOn Dores A . 28,201 nnsvlvanla Assadation of Notarle r` 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. CIVIL DIVISION No. 2010-3844 AFFIDAVIT OF ACT 6 LEE N. WINTON AND TRACEY L. WINTON, Defendants. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack Pa. I.D. No. 205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 ' - ' J r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION Plaintiff, ) No. 2010-3844 vs. ) LEE N. WINTON AND ) TRACEY L. WINTON, ) Defendants. ) COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY SS: Before me, a Notary Public, personally appeared Michael C. Mazack, Esquire, being duly sworn, deposes and says: THAT Notice of PNC Bank, National Association, intention to foreclose, pursuant to 41 P. S. §403 (Act 6 of 1974), was given to Defendants on or about February 16, 2010. Michael C. Mazack, Esquire Sworn to and subscribed before me this lo _ day of S¢a?GwrbGr , 2010. Notary Public My Commission Expires: BANK_FI N:389375-1 000011-146162 COMMONWEALTH OF PENNSYLVANIA Notarial Seal Amy B. Hauch, Notary Public City of Rusburyh, Alleyher?y County Expires A . 28, 2013 Member. PennsyNanla Assodadon of Notaries IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. CIVIL DIVISION No. 2010-3844 AFFIDAVIT OF ACT 91 LEE N. WINTON AND TRACEY L. WINTON, Defendants. Filed on behalf of PNC Bank, National Association, Plaintiff Counsel of Record for this Party: Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack Pa. I.D. No. 205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, Pennsylvania 15222 o c. (412) 566-1212 "t'tvi! -'I i r C IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Before me the undersigned, a Notary Public in and for aforesaid Commonwealth and County, personally appeared Micheal C. Mazack, Esquire, who being duly sworn, deposes and says: THAT Notice pursuant to 35 P.S. §1680.403 (Homeowner's Emergency Mortgage Assistance Act of 1983 -- Act 91 of 1983) was given to Defendants on or about February 16, 2010. Michael C. Mazack, Esquire Sworn to and subscribed before me this I day of Sa h b6, , 2010. COMMONWEALTH OF PENNSYLVANIA NMA81 S641 Amy s. Hauo Hauck, Notary PubtK Notary ublic ucy of plttsburgh, AID hVW Co my My Commisslor? My Commission Expires: Member, PennsyNanta Aswdaaon of "a"s BANK FIN:389375-1 000011-146162 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY CIVIL DIVISION No. 2010-3844 SS: G r --- ; C7 r - -0 _ I, Michael C. Mazack, Esquire, being duly, sworn according to law, hereby depose and say that the Defendants, Lee N. Winton and Tracey L. Winton, are not members of the military service of the United States of America to the best of my knowledge, information and belief. Michael C. Mazack, Esquire Sworn to and subscribed before me this /0 day of Sa eN, 6,er , 2010. -a, /9. Notary Public My Commission Expires: COMMONwEALTH OF PENNSYLVANIA Notarial Seal Amy B. Hauch, Notary Pubk City of Pittsburgh, Allegheny County BANK_FIN:389375-1 000011-146162 My Commission Expires Aug. 28, 2013 Member, Penns*anla Assodation of Notaries IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. CIVIL DIVISION No. 2010-3844 NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Lee N. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 , - , TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4T" FLOOR, JURY ASSEMBLY ROOM ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on December 8, 2010, at 10:00 AM, the following described real estate, of which LEE N. WINTON AND TRACEY L. WINTON, are the owners or reputed owners: Please see attached description of property. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of: PNC BANK, NATIONAL ASSOCIATION vs. LEE N. WINTON AND TRACEY L. WINTON at Ex. No. 2010-3844 in the amount of $57,743.81. Claims against property must be filed at the Office of the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint in Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file defense on time. If the judgment is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. -2- You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack, Esquire Pa. I.D. No. 205742 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 Attorneys for PNC Bank, National Association, Plaintiff BANK_FI N:389375-1 000011-146162 -3- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. LEGAL DESCRIPTION OF REAL ESTATE ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake on the Eastern side of Tichy Drive, at a line of land of Robert Noggle; thence along said Tichy Drive, North 0 degrees 45 minutes East, 148.10 feet to line of land T.A. Tichy (PA Dutch Co.); thence by the latter land, North 88 degrees East 180.29 feet, to a point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a point in said creek; thence by land of Robert Noggle, North 89 degrees 15 minutes West, 205 feet to the place of BEGINNING. HAVING THEREON ERECTED a dwelling house K/A 310 Tichy Drive, Mount Holly Springs, PA 17065 CONTAINING .675 acres, and being described according to a survey thereof by Thomas A. Neff, dated August 2, 1969. BEING THE SAME PREMISES WHICH Bryan L. Bradley and Denise L. Bradley, his wife, by deed dated January 21, 2004 and recorded January 26, 2004 in the Office of the recorder of deeds in and for Cumberland County in Deed Book 261, Page 2059, granted and conveyed unto Lee N. Winton and Tracey L. Winton, his wife, Grantors herein. Brett A. Solomon, Esquire Michael C. Mazack, Esquire -7- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff, vs. PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION LEE N. WINTON AND TRACEY L. WINTON, ca Defendants. No. 2010-3844 NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Tracey L. Winton 310 Tichy Drive Mount Holly Springs, PA 17065 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, Pennsylvania, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE 4T" FLOOR, JURY ASSEMBLY ROOM ONE COURTHOUSE SQUARE CARLISLE, PA 17013 on December 8, 2010, at 10:00 AM, the following described real estate, of which LEE N. WINTON AND TRACEY L. WINTON, are the owners or reputed owners: Please see attached description of property. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of: PNC BANK, NATIONAL ASSOCIATION vs. LEE N. WINTON AND TRACEY L. WINTON at Ex. No. 2010-3844 in the amount of $57,743.81. -4- date. Claims against property must be filed at the Office of the Sheriff before the above sale Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exemptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-249-3166 1-800-990-9108 You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint in Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file defense on time. If the judgment is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. -5- You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN THE TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. Brett A. Solomon, Esquire Pa. I.D. No. 83746 Michael C. Mazack, Esquire Pa. I.D. No. 205742 1500 One PPG Place Pittsburgh, Pennsylvania 15222 (412) 566-1212 Attorneys for PNC Bank, National Association, Plaintiff BANK FIN:389375-1 000011-146162 -6- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. LEGAL DESCRIPTION OF REAL ESTATE ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake on the Eastern side of Tichy Drive, at a line of land of Robert Noggle; thence along said Tichy Drive, North 0 degrees 45 minutes East, 148.10 feet to line of land T.A. Tichy (PA Dutch Co.); thence by the latter land, North 88 degrees East 180.29 feet, to a point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a point in said creek; thence by land of Robert Noggle, North 89 degrees 15 minutes West, 205 feet to the place of BEGINNING. HAVING THEREON ERECTED a dwelling house K/A 310 Tichy Drive, Mount Holly Springs, PA 17065 CONTAINING .675 acres, and being described according to a survey thereof by Thomas A. Neff, dated August 2, 1969. BEING THE SAME PREMISES WHICH Bryan L. Bradley and Denise L. Bradley, his wife, by deed dated January 21, 2004 and recorded January 26, 2004 in the Office of the recorder of deeds in and for Cumberland County in Deed Book 261, Page 2059, granted and conveyed unto Lee N. Winton and Tracey L. Winton, his wife, Grantors herein. Brett A. Solomon, Esquire Michael C. Mazack, Esquire -7- WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-3844 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC BANK, NATIONAL ASSOCIATION, Plaintiff (s) From LEE N. WINTON and TRACEY L. WINTON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $56,043.83 L.L. $.50 Interest from 7/28/10 through 12/8/10 at $7.9393 per diem -- $1,055.93 Atty's Comm % Atty Paid $182.80 Plaintiff Paid Date: 9/15/10 (Seal) Due Prothy $2.00 Other Costs: Late Charges ($20.00/mo. for 8/10 to 11/10) -- $80.00 Attorney's Fees and Costs -- $564.05 - )?o David D. Buell, Prothonotary By: Deputy REQUESTING PARTY: Name: MICHAEL C. MAZACK, ESQUIRE Address: TUCKER ARENSBERG, P.C. 1500 ONE PPG PLACE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-566-1212 Supreme Court ID No. 205742 TUCKER ARENSBERG Attorneys Cumberland County Treasurer 1 Courthouse Square Carlisle, PA 17013 September 29, 2010 Suggested Reference: Tax Parcel No. 23-32-2336-086 lf~' 1 ~~~ d ~~tJ i t aUoal3~Hi"~ 1 2QItl OCT °~ P~~ I2~ 1 ~ ~t~~~~B~i~l_F~c~D COU~di''~ ~~~~aSYL'~'1~"~1l;~~ Re: PNC Bank, National Association vs. Lee N. Winton and Tracey L. Winton No. 2010-3844 in the Court of Common Pleas of Cumberland County NOTICE TO LIENHOLDER Dear Lienholder: TAKE NOTICE: YOU ARE HEREBY NOTIFIED THAT PNC BANK, NATIONAL ASSOCIATION HAS ENTERED JUDGMENT ON A COMPLAINT IN MORTGAGE FORECLOSURE AGAINST THE ABOVE MENTIONED PERSON(S) AND HAS ISSUED A WRIT OF EXECUTION AT NO. 2010-3844 CIVIL TERM, AND THAT THE SHERIFF OF CUMBERLAND COUNTY HAS SCHEDULED A SHERIFF'S SALE ON SAID EXECUTION FOR DECEMBER 8, 2010 AT 10:00 AM PREVAILING TIME, AT THE CUMBERLAND COUNTY COURTHOUSE, 4T" FLOOR, JURY ASSEMBLY ROOM, ONE COURTHOUSE SQUARE, CARLISLE, PA 17013. THE PROPERTY UPON WH{CH EXECUTION WAS ISSUED IS SITUATED 1N THE BOROUGH OF MOUNT HOLLY SPRINGS, WITH AN ADDRESS OF 310 TICHY DRIVE, MOUNT HOLLY SPRINGS, PA 17065. SEE ATTACHED COPY OF COMPLETE DESCRIPTION. A SCHEDULE OF DISTRIBUTION WILL BE FILED BY THE SHERIFF ON A DATE SPECIFIED BY THE SHERIFF NOT LATER THAN THIRTY (30) DAYS AFTER SALE. DISTRIBUTION WILL BE MADE IN ACCORDANCE WITH THE SCHEDULE UNLESS EXCEPTIONS ARE FILED THERETO WITHIN TEN (10) DAYS AFTER THE FILING OF THE SCHEDULE. YOU ARE A LIENHOLDER OF RECORD FOR ANY DELINQUENCY THAT MAY BE DUE. JUDGMENT HAS BEEN ENTERED IN THE AMOUNT OF $57,743.81, PLUS INTEREST TO THE DATE OF SHERIFFS SALE TOGETHER WITH LATE CHARGES AND ALL COSTS OF SUIT. ~ Very truly yours, TUCKER AREN Enclosure ~0'P.C. Esquire BANK FIN:389375-1 000011-146162 Tucker Arensberg, P.C. 1500 One PPG Place Pittsburgh, PA 15222 p. 412.566.1212 f. 412.594.5619 www.tuckerlaw.com 111 N. Front Street P.O. Box 889 Harrisburg, PA 17108 p. 717.234.4121 f. 717.232.6802 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION Plaintiff, ) No. 2010-3844 vs. ) LEE N. WINTON AND } TRACEY L. WINTON, ) Defendants. ) LEGAL DESCRIPTION OF REAL ESTATE ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake on the Eastern side of Tichy Drive, at a line of land of Robert Noggle; thence along said Tichy Drive, North 0 degrees 45 minutes East, 148.10 feet to line of land T.A. Tichy (PA Dutch Co.); thence by the latter land, North 88 degrees East 180.29 feet, to a point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a point in said creek; thence by land of Robert Noggle, North 89 degrees 15 minutes West, 205 feet to the place of BEGINNING. HAVING THEREON ERECTED a dwelling house K/A 310 Tichy Drive, Mount Holly Springs, PA 17065 CONTAINING .675 acres, and being described according to a survey thereof by Thomas A. Neff, dated August 2, 1969. BEING THE SAME PREMISES WHICH Bryan L. Bradley and Denise L. Bradley, his wife, by deed dated January 21, 2004 and recorded January 26, 2004 in the Office of the recorder of deeds in and for Cumberland County in Deed Book 261, Page 2059, granted and conveyed unto Lee N. Winton and Tracey L. Winton, his wife, Grantors herein. Brett A. Solomon, Esquire Michael C. Mazack, Esquire -7- r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON AND TRACEY L. WINTON, Defendants. VERIFICATION OF SERVICE OF NOTICE OF SALE TO DEFENDANTS AND LIEN CREDITORS c 0 -+ .. ; ~~ o ~. " cn r` = °° _~ r~ ~ ~ --~ o ~~ v° ~ ©-~ ~~ .. - ~ to A ~ -t cry The undersigned does hereby certify that service of the Notice of Sale was completed on Defendants, Lee N. Winton and Tracey L. Winton, by certified mail at their last known address of 310 Tichy Drive, Mount Holly Springs, PA 17065 on September 27, 2010. Copies of the certified mail receipts are attached hereto as Exhibit "A". The undersigned does hereby certify that the undersigned personally mailed a copy of the Notice of Sale in the above captioned matter by First Class Mail to all Lien Creditors and Parties of Interest on October 12, 2010, as evidenced by P.S. Form 3817 attached hereto as Sworn. to and subscribed before me this ~-day of dC~/D /~.2 r~ , 2010. Exhibit "B". ~%~%~ Michael C. Mazack, Esquire Notary Pubic My Commission Expires: BANK FIN:392123-1 000011-146162 ~~p~yyy~p- "1'H 01' RtNNSYI.VANIA AmY B• H ~~NdkatY publk pty of Pltbbar9h, ANagM~Y Coun1Y ~~ ~s Alq. 2B, 2013 ~(~, pennstiAvanla A~tclaba~ dr !~'/V r ~ ~ ' ^ Complete items 1, 2, and 3,_,Also complete ~ item 4 if Restricted DeUvery is desired. I ^ Print your name and address on the reverse so that we can return the card to you. ^ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: r ;,~;,. Le ~ i~' (,J;~i~to ~ r (~ t ~ MaunT I~OIC~ ~~~cZ~s~ ~~ ~7~{ A. B. Is delivery adt'iress different from Rem 1?~ ~ Yai If YES, eater delivery address below: ^ No 3. Servks Type ~ Certlfied Mall ^ Map ^ Reg(~ered ^ F,Tertum Reoelpt for Mendtartdi; ^ insured Mail O C.O.D. 4. Restricted Delivery! !~~ ~) ~ Yes j. 2. Article Number •~ 7 010 0 2 9 0 0 0 01 4 3 8 2^ 3 9 5 t (Itarrsier fForn service labs!) ! PS Forrn 3811, February 2004 Domeetb Retum Receipt. te~a5c2-rYt-t: ~ Q' e s m ~~gg ~p ~+ m ~ f0.44 0071 cernned Fee s2.80 12 ~ f~eLrtmrk t~ o Retum Receipt Fee c~ Requlrea) 12.30 Here ~ o Aes>lk~ed Depvery Fee cFf~re~ so.o0 r~u total Postage b Fees $ 15.54 09/2412010 v ~ 0 /_ ~ ~ 1~/(/l [~G OI1 _ .._.--------_.........._----------------- ---- - ~~i~ •~~ to .T~t .~~t ........_._. ----- _._ ---• ..._----------- - cltys sre~ a~ N1~~~4 ~~ f,. S r h l ~G~ EXHIBIT I ^ Complete items 1 ~,2, and 3. Also complete i item 4 if Reat~ed Delivery is desired. (^ Print your name and address on the reverse j so that we can return the cans to you. ^ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: (~-tc~Y L , ~J~ e~ f Me~~•~ ~m~~Y SP~„~~s~ P~ A e. C. irate of D. Is delivery addtess different from item 1? JC.1 Ye, If YES, enter delivery address below: ^ No 3. Service Type ~Certlfled Maii ^ Mail ^ Registered O Return Reoeipt for Merd>end1~ ^ Insured Mail ^ C.O.D. 4. ResMcted Delhrery'1(Extra Feel ^ Yes 2. Article Number '~ O 1 O X 2 9 0 ~ ~ ~ 1 4 3 8 2 0 4 01 (Trartsha- from 9erYlOe PS Form 3811, February 2004 Domestic Return Receipt ioxseso2-M-t's i , ~ •, ~ Q ~ m Po,~e $ f0.44 0071 • ,.~ carxne~ F+• 52.80 12 [~ cEnaor ntReOBReyir,~ 12.30 ~ a ~ f0 00 a . tir o Total Poke & Fees $ 65.54 09/24/2010 ~ ~ o neopost'~ 3 ~ ~ 1011 36° $03 ~ ~ ~„ • o ~ ~~ ~~ _~ . ~~ ' L=. ~ ~ 'u ~, w w o g, • A .~ ' "' ZIP 15222 601 N E V ~ ~ ~ ,r, ~ ._ ~ ~ ~ .~ c ~ ~ ~ 041 L11217 ~ ~ ~ ~ ,o y oq.~a . ~ ~ O ~ ~ ~ Q ~y ~P _ .° ~ a ~•ai~ a~bp f" r C y . w. •y~~Q ~~ ~ ~~ n W ~ ~ ~ d c •~~ '~~o~,-d ~oa,•~ vow ~ ~ ~~ o~~~o g~ . o ~ ~b o ~ .~~ .5 ~ ~_. ~~4. ~w k ~ ~ °~' 7 ~~.r ~ ~ ~ ~ ~ . ~, r N y ~ W O C/J ~ c ~ ~ ° V ~i b O cU o ~ ~ ~Q Avow, ~w o°o ~Q'd ~ c w~ ~~. '~ ~ ' o '~ .1E U ~ ,~ ~ a ~ `3 ~' y V1 0 ~.. O a , O c0 O .~ ~... .17 ~ r p p U ~ ti e~ y . ~ o p ' ~ Q > C P4 ~~„ ~ ~ ~ 'v ' c~ o i 0 d a" O .5 a~ U +•+ y ~ o ~ a~i •~ ~ 5 'a , `~ ~ U xU ~'~S~ C a aoi O ~ + ~ v y i y ~ a ~., ~ (~ ~ ~ ~ ~ ~ ~ ~ V; ~ .~ G ~ (Ja ~ •~ (i ~ ~r FV ~~/ £i W Lei c~~ ~ ~••~ .Oi W p; ~h ~ ~ ~ e~ y , v ~ ~7; .r ti F"' "~ V 'C] N N V ~•.:.:.p~q ~ ~ a ~ ~ ~ODU ~ ~ O a i O a U ~ ~ i~ ~ ~ H a ~ o b ~ C ~ ~ .~. N y -~ U ~ d `~ ~ ~ ~ c~ ~ ~ ' ~ o ~ a, ~ ~ ~ a ~ ~, ~ o E ~ a~ ~ °~ a ~ •E ~ q c ~ ~ ~ n ° ° o ~ `n° r ~ ~ ~ a a 'd ~a ~•CC7d 2 •,~ . 'a _ U~ 'v ~ U ~ •v ~,~ 7~ ~ a >, ~ ~ ~'" a ,,,d '~ ova ~ a~ ~~o--~ ~cv~ .~ o ~ o°'n~' ~ ~ .c c vv~ a`n o i.~ ~ w ' ~ [ 1 p ~L7raa F.. d w d ~••~ a; OOr pad ~ OG, wC~ ~= O_N O ~ d °'ad ~ .+ 0.. v, „ o 3 GN by O a~ c x U.Sooo Ohl eY ~ ~ x pa ., O"•' N ~ d e,c~4 a~~ C.4? > O d .a ~ \ / ~ ' ~ U V o °' ~~ C~ O ~~ ~ Ain ~~ C C ~ N ti O ~~0~ ~ ~~0~ ~C1. ~ ~ Nx v z~i~+ p ~ ~Q ~ V~ ~ U ~ F'^ U ~ M ~ ~ O ~ ~ O 41 ^ p O .~ N t'n Y ~~~~ z z U-.U U--U O O m~M~ c U~U O Uaax . ~., ~wa:w 3°~ O E" O 3aM~ E°a.a°. F- d ••- a a ,. ~ w ~ W V F. y ~ p O N ~ dz . =a ~~ ~ L d ~~ _" '7 O z ~ ~ O ~ ' N "' ~ '" ~° `' °° EXHIBIT i. N ~~ ~. ~+ V M1~ neopost~ 0/,212010 •• $41.15° ...~. .. ti ZIP 15222 041L11217601 ~~~/e '^9ac~' - ,1// ~~ ~\A ~ ri 7 ~~ Rs} ~_ ~ 7 V neopost~ 10/i2/zfl10 • , 1 $~ 1 15° . ~~ ~~ ZIP 15222 041L11217601 p17TSeG . «. , \ V A ,O ~ ` '~ . ~ ~ ry l ~ 1h . Usp r ~ J ~~ ~~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLY(ANW PNC BANK, NATIONAL CIVIL DIVISION ASSOCIATION, ? M Plaintiff, No. 2010-3844 -< N vs. TYPE OF PLEADING: ` ` LEE N. WINTON and TRACEY L. WINTON, Defendants. MOTION TO POSTPONE SHERIFF'S SALE WITHOUT FURTHER NOTICE OR ADVERTISING PURSUANT TO PA.R.C.P. 3129.3 FILED ON BEHALF OF: PNC Bank, National Association. Counsel of Record for This Party: Brett A. Solomon, Esquire Pa. I.D. #83746 Michael C. Mazack, Esquire Pa. I.D. #205742 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, PA 15222 (412) 566-1212 ;72 .,, _4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON and TRACEY L. WINTON, Defendants CIVIL DIVISION No. 2010-3844 CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of the within Motion, was served on all opposing parties on the 21St day of February, 2011 via first class mail as follows: Lee N. Winton Tracey L. Winton 310 Tichy Drive 310 Tichy Drive Mount Holly Springs, PA 17065 Mount Holly Springs, PA 17065 Michael C. Mazack, Esq IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, CIVIL DIVISION No. 2010-3844 vs. LEE N. WINTON and TRACEY L. WINTON, Defendants MOTION TO POSTPONE SHERIFF'S SALE WITHOUT FURTHER NOTICE OR ADVERTISING PURSUANT TO PA.R.C.P. 3129.3 AND NOW, comes the Plaintiff, PNC Bank, National Association, by and through its counsel, Tucker Arensberg, P.C., and moves this Court for an Order allowing postponement of the Sheriffs Sale without further notice or advertising pursuant to Rule 3129.3 of the Pennsylvania Rules of Civil Procedure and in support of said Motion, avers as follows: 1. The Plaintiff has filed a Complaint in Mortgage Foreclosure relative to real property known as 310 Tichy Drive, Mount Holly Springs, Pennsylvania 17065 (the "Property") 2. A judgment in Mortgage Foreclosure was subsequently entered against the Defendants in this action. 3. The Property was scheduled to be sold at the Cumberland County Sheriffs Sale on December 8, 2010 and was postponed to the March 2, 2011 sale date due to a voluntary moratorium on foreclosures imposed by the Plaintiff. 4. As of the date of this motion the voluntary moratorium on foreclosures is still in place. 5. Plaintiff is seeking an additional postponement of the Sheriff Sale to the June 1, 2011 sale date due to this voluntary foreclosure moratorium. 6. Plaintiff would be unnecessarily prejudiced if required to stay the writ and reissue a new writ for the purpose of new notice and advertising, as Plaintiff would incur new costs in excess of $1,500.00 along with continuing to carry the amount of principal and interest owed by the Defendants on the note and mortgage being foreclosed. 7. The Plaintiff believes and therefore avers that no other parties will be prejudiced by entry of this Order. 8. Pa. R.C.P. 3129.3(b) allows for a special order of court dispensing with new notice at the discretion of the court WHEREFORE, Plaintiff moves this Honorable Court to enter an Order allowing Plaintiff a further postponement to June 1, 2011, pursuant to Pa.C.R.P. 3129.3(b), and further, directing the Sheriff to sell the real property on June 1, 2011 without the need of further advertising or further notice. 6WK FIN:?111410000114MI62 Respectfully submitted, TUCKER ARENSBERG, P.C. Michael C. Mazack, Esquire 1500 One PPG Place Pittsburgh, PA 15222 (412) 566-1212 Attorneys for Plaintiff s Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. LEE N. WINTON and TRACEY L. WINTON, Defendants. CIVIL DIVISION No. 2010-3844 ORDER OF COURT 115 AND NOW, this ,If day of e y 2011, the within Motion of PNC Bank, National Association, is granted. It is hereby ORDERED that Plaintiff is allowed a continuance of the Sheriffs Sale scheduled in the above referenced case toJune 1, 2011, without the need for further advertising or any further notice. 111 C A &,e 1 C. lea 2 ack, E"r ` r r-q y 1 c r ,, 5 s IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, Plaintiff, vs. ) a 3 LEE N. WINTON and ) :zm TRACEY L. WINTON, ? K -<> Defendants. ) :- r m C ORDER OF COURT - AND NOW, this day of 2011, the within Motion of PNC Bank, National Association, is granted. It is hereby ORDERED that Plaintiff is allowed a continuance CIVIL DIVISION No. 2010-3844 x rn Q --S x? of the Sheriffs Sale scheduled in the above referenced case to September 7, 2011, without the need for further advertising or any further notice. J. Mcehael C Mazeak Est " d Lee N. W rrtun OOP ies v TroLay L. winion ,6',21111 ? Sheriff- ih bin SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R AndersonXLVA Sheriff c{ ?r,nbr ROTH Qt?ttitu `tai Jody S Smith rA (?! 4 Aft Chief Deputy I Richard W Stew art ruMSolicitor PNC Bank National Association Case Number vs. 2010-3844 Lee N. Winton (et al.) SHERIFF'S RETURN OF SERVICE 10/13/2010 03:36 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on 10/13/10 at 1536 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Lee N. Winton and Tracey L. Winton, located at, 310 Tichy Drive, Mount Holly Springs, Cumberland County, Pennsylvania according to law. 10/13/2010 03:36 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on 10/13/10 at 1536 hours, she served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Lee N. Winton, by making known unto, Tracey L. Winton, adult in charge, by placing said document on defendant's front porch at, 310 Tichy Drive, Mount Holly Springs, PA, after defendant verbally indentified herself to Deputy Cobaugh and refused to come back to the front door and accept service, with the said true and correct copy of the same.. 10/13/2010 03:36 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on 10/13/10 at 1536 hours, she served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Tracey L. Winton, by making known unto, Tracey L. Winton, by placing said document on defendant's front porch at, 310 Tichy Drive, Mount Holly Springs, PA, after defendant verbally indentified herself to Deputy Cobaugh and refused to come back to the front door and accept service, with the said true and correct copy of the same. 12/06/2010 As directed by Brett A. Solomon, Attorney for the Plaintiff, Sheriffs Sale Continued to 3/2/2011 03/01/2011 As directed by Brett A. Solomon, Attorney for the Plaintiff, Sheriffs Sale Continued to 6/1/2011 06/02/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", due to No Representative being present at the 6/1/11, Real Estate Sale. SHERIFF COST: $729.80 June 02, 2011 !i 003 GNV1838Wn3 WY Z- t ifs I1[? ..???'-?`?-(??-III! SO ANSWERS, RbNINW R ANDERSON, SHERIFF a -a0 Pd• Co. ,S0 ?- `d, &'f -24-0-013 iC (?nl.n:yJUitr;jr:E;.'f(.Teleasoft Wc. IN THE POURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, vs. LEE N. WIN TRACEY L. NATIONAL ASSOCIATION, CIVIL DIVISION Plaintiff, No. 2010-3844 )N AND VERIFICATION OF SERVICE OF NOTICE NTON, OF SALE TO DEFENDANTS AND LIEN CREDITORS PURSUANT TO PA. Defendants. R.C.P. 3129 Filed on behalf of PNC BANK NATIONAL ASSOCIATION, Plaintiff Counsel of record for this party: Michael C. Mazack, Esquire Pa. I. D. No. 205742 TUCKER ARENSBERG, P.C. Firm #287 -rn 1500 One PPG Place ? Pittsburgh, Pennsylvania 15222 zw cr C „? rni= -a (412) 566-1212 m - x o = 71 C`' ? y C >u „? roc ,, SALE DATE: September 7, 2011 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION Plaintiff, vs. LEE N. WIN ON AND TRACEY L. INTON, Defendants. CIVIL DIVISION No. 2010-3844 VERIFICATION OF SERVICE OF NOTICE OF SALE TO DEFENDANTS AND LIEN CREDITORS The Defendants, of 310 Tich mail receipt ndersigned does hereby certify that service of the Notice of Sale was completed on Lee N. Winton and Tracey L. Winton, by certified mail at their last known address Drive, Mount Holly Springs, PA 17065 on June 18, 2011. Copies of the certified are attached hereto as Exhibit "A". The ndersigned does hereby certify that the undersigned personally mailed a copy of the Notice o Sale in the above captioned matter by First Class Mail to all Lien Creditors and Parties of Interest on June 29, 2011, as evidenced by P.S. Form 3817 attached hereto as Exhibit "B". I Michael C. Mazack, Esquire Sworn to an subscribed before me this 310, day of jj xr- 2011. Notary Public My Commis ion Expires: BANK_FIN:411 q89-1 000011-146162 M ILVAM MOWN Seel Mathrl- G "+lndfaer9, NoWy ft"c Gty or ' Tatr, : ,d*9" CGW*y Gpnm?.?.. t 4fft Awls 7, 2015 NOOK PUMMOM TION OF WTN= SENDER: CO1VWLErE THIS SECTION ¦ Complete items 1, 2, and 3. Also complete A. item 4 if Restricted Delivery is desired. X ¦ Print your name and address on the reverse so that we can return the card to,Xou. B. ¦ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: 3 iv rt<<1?Y ??t ? ( fvtd 40 Ski r,,?s, Pq ? Agent _ ? Address, by (Printed Name) C. Date of Dgliye Is delivery address different from item 'I? ? Ye; If YES, enter delivery address below: ? No 3. Service Type $"CertiGed Mail ? Express Mail ? Registered ? Return Receipt for Merchandi: ? Insured Mail ? C.O.D. 4. Restricted Delivery? (Extra Fee) ? Yes 2. Article Number (Transfer from service labeq - ...- 4 f7 q0 4377 .8290 7010.-0290 ttp.? - PS Form 3811, February 2004 Domestic Return Receipt 102595-02-M-1'. 0 IT' ru r? FFI IA L U E rl- M Postage $ STA p,T Certified Fee e \ G JUN C3 o C3 Retum Receipt Fee (Endoreemerd RegWred) Restricted Deftr Fee 0 ° I C) O a 2011 C1 y (Enftwffwnt Required) . ` 117 ru Total Pie & Fees $ E3 C3 5" TO ter /V1 r-q C3 - lorPOSoxft. ,.>W.: 3[6 `' ??' rr Ully, VMS, &P+4 [1,1A+ (7665- EXHIBIT ------- A? Z i. i ¦ Complete Items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. ¦ Print your name and address on the reverse so that we can return the card to you. ¦ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: 3to 1 taon? A. nature t q ./ 13 AAddrew B.( )3pcei Print Name) C, D of r D. Is delivery address different from Item I? ? Y If YES, enter delivery address below: ? No 3. Service Type U?Certifled Mail 0 Express Mail 0 Registered 0 Return Receipt for Merchandi; 0 Insured Mail 0 C.O.D. 4. Restricted Delivery? (Extra Fee) ? Yes 2. Article Number (rransfer from service k bell 0001 4377 7 010 0290 8283 P9 Form 3811, February 2004 Domestic Return Receipt 102595-02-M-11. US Postal Servicei • rn CD (Domestic Mad Only. No InsuranCe GoverProvjcj'?..r)" ' CID N F1 C;'IA L E r` rn Postage $ pVE ST,a A s a certified Fee :- s O O Retum Receipt Fee (Endorsement Required) c t pere Fee (Er ?R ? ?QI1 a O e qul ) ? 1 tT- rU Total Postage 8 Fees C3 -- O ? Sent To L - C0. L . 0" ° _ ?--..__..._...._...... 14 or PO OXAkX' _ T. h--_-?.... _?.. Z --------- f% GNX Stets. ZTP44 . b neopost o 06/29/2011 . $03 30- .E vi c a 0 T o ? . c •L +I? f ZIP 15222 g , o ? 6 '? "• 041 L1 1217601 .. c b e° ani aEi ?µ AVE 7 4. ? W g li o .QA ? `n w co c?'CG o ° o s , CS w o Q [i o f r ?? C k -4 E ti o ,S d a b E n U c' d ° •jC' .U ce N d oy u 48 .59 = Q 01 o, pO 8A ° qu U o w b ° o? a? • _ VV N U N F ( .-. .D C .? ° O y y •j > ? w a 0.O ° w 5 a. . Q a o .. c° b ou ? c'a ' o o ..? . ,. Er w c o -al .O. 'Ly b y N N N N N N N U X' >° U C 4 a L U y v° a W ?° v V: v d 7 'a . b ? 7 4. o S uU U ¢ o U O o a J. o ? C H ° °?' ?v{Cj1 ° = X ccdd a T ti ? '? > N ? N •? Q ? a L Qw w ? c r? be N e Utl N ° O" O 7 p. O C C p y 'O O N F- C4 - C b -5 o ' G '0- ^ z ? ? A. 0 ?" ?? > 8 ?'CC7Q C w0.. p„ U n Q ?Q O 0. b? ?¢ cd O0., ? O ° a> > ° Q O oAp O LC, ? 3 y N U.5 o o ?y, N ?' CC «+ ag ` Q a>6? ~O y > N O Q O y U l( C N s 7 T. i 0 x C ?.+ f.. ?•+ C V1 `n U O O T W O G1? U ° ?' f..L x Vl N CC Coa 0.i Vv z en O go o s .14 U n O - U o oN o v? ? 0 x3o e z -U U -U 3°z UCaa:x wa:w 3°>- 3 0 M °"° z =¢"'a [ n . '- ° w ? o W U ? .O N a C4 az ?a L ch. 00 EXHIBIT 1 6 & e4RfAiF 1M siNdenbYYtaMKh'as3eenpreseNeEto USMOformM ' m ?a «n?sUCaxl0iimaudw4rd:. //11 A , i S u . S QE? ?3 ' !? : rn N I --ink -N 0 PS F&nr19, apiA •2W Psri 75"-W ? ? N ? u -.?, f ? c s1 \??? / 21 CF) N O !O i MOO To Wy6i.l?6ifNhipEor . Fbrnl ` fi?in.yiosaiWd to form"" SOd ? ?r ?,cC ? CF) M (D 0 Y Ii'1(i R GIHr?nS ( v? O( .l . FOUgTy . F>S?dhti?'17,fIpH2O43? gSN7530.0?-0?0-9065 to O ? ` D .? N C) N N ? Om N C? r O r 10 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor PNC Bank National Association vs. Lee N. Winton (et al.) v?tii?ttt, of C 11111 /"'I" to Iti Case Number 2010-3844 SHERIFF'S RETURN OF SERVICE 06/27/2011 08:51 PM - Deputy Dennis Fry, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 310 Tichy Drive, Mount Holly Springs, PA 17065, Cumberland County. 06/28/2011 07:30 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Tracey L Winton at 231 N. Baltimore Avenue, Apartment 2 Rear, Mt. Holly Springs Borough, Mount Holly Springs, PA 17065, Cumberland County. 06/28/2011 07:46 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Lee N. Winton at 168 Linn Dr, Carlisle, PA 17013, Cumberland County. 06/28/2011 07:30 PM - Deputy Dennis Fry, being duly sworn according to law, attempted service to the Defendant, to wit: Lee N. Winton at 231 Rear North Baltimore Avenue Apt 2, Mount Holly Springs, PA 17065. The Defendant was found to have moved. 09/08/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, PA on September 7; 2011 at 10:00 a.m.. He sold the same for the sum of $1.00 to Attorney Brett Solomon, on behalf of, PNC Bank, National Association, of, 620 Liberty Avenue, Pittsburgh, PA 15222, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $855.82 October 11, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF y " ? Oc) p'(1, . 0 . oe tvt . co... ,s.j_ _ s. f_ - E. _. CUMBERLAND LAW JOURNAL Writ No. 2010-3844 Civil PNC Bank National Association vs. Lee N. Winton Tracey L. Winton Atty.: Brett A. Solomon ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at a stake on the Eastern side of Tichy Drive, at a line of land of Robert Noggle; thence along said Tichy Drive, North 0 degrees 45 minutes East, 148.10 feet to line of land T.A. Tichy (PA Dutch Co.); thence by the latter land, North 88 degrees East 180.29 feet, to a point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a point in said creek; thence by land of Robert Noggle, North 89 degrees 15 minutes West, 205 feet to the place of BEGINNING. HAVING THEREON ERECTED a dwelling house K/A 310 Tichy Drive, Mount Holly Springs, PA 17065. CONTAINING.675 acres, and be- ing described according to a survey thereof by Thomas A. Neff, dated August 2, 1969. TAX PARCEL NO. 23-32-2336- 086. BEING THE SAME PREMISES WHICH Bryan L. Bradley and De- nise L. Bradley, his wife, by deed dated January 21, 2004 and recorded January 26, 2004 in the Office of the recorder of deeds in and for Cumber- land County in Deed Book 261, Page 2059, granted and conveyed unto Lee N. Winton and Tracey L. Winton, his wife, Grantors herein. 70 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 15, July 22 and July 29, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ?I:sa Marie Coyne, ditor SWORN TO AND SUBSCRIBED before me this 29 day of July, 2011 - G?C?iJ?-d.f Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOp.OUGH. CUMBERLAND COUNTY toy Commission Expires Apr 28. 2014 The Patriot-News Co. 2020 Technology Pkwy Suite.300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 i4e Patr1*otwXews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854. and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on uehalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/15/11 07/22/11 07/29/11 Sworn,w"and'subscribed bef me this 18 d of August.. 2011 A.D. r, Notary Public COMMONWEACN 07- _ PENNSYLVANIA Notarlal Seal i Sherrie 6- Klsner, Notary Public i Lower PaXtcn Twp., Dauphin Counri my commission Expires Nov. 26, 2011 Member, Pennwlvania A?,_ociation of ?Iotarles X f04w CkA T" PNC Blink Natlopr Apoodnew Vs Los N. W41tM 7hatmy L. Wk*m Attn. Bret! A. Solomon ALL nW CERTAIN tract of land situate in the Borough of Mount Holly SPrings, County of Cumberland and State of Pennsylvania, bounded and described as follows: BEGINNING at-a stake on the Eastern side of Tlchy Drive, at a line of land of Robert Noggle; thencegsaid Tichy Drive, North 0 degrees ?5 minutes East, 148.10 feet to line of Ind TA. Tichy (PA Dutch Co.); thence by the latter land, . North 88 degrees East 180.29 feet, to a , Point in the center of Mountain Creek; thence by said Mountain Creek South 8 degrees 17 minutes East, 156.75 feet, to a Point in said creek *thence by land of Robert Noggle, North 89 degrees 15 minutes %64 205 feet to the place of BEGINNING. HAVING THERmN ERECTED a dwelling house K/A 310 Tichy Drive, Mount Holly Springs, PA 17065 CONTAINING .675 acres, and being described according to a survey thereof by Thomas A Nett; dated August 2, 1969. TAX PARCEL NO 23.32-2336-086 BEING THE SAME PREMISES WFIICH Bryan L. Bradley and Denise !:Bradley, his wife, by deed dated January ZI, 2004 and recorded January 26,2o04 in the Office of the recorder of deeds in and for Cumberland County m Deed Book 261, Pie 2059, granted and conveyed unto Lee N. mton and Mucy L. Winton, his wife, Grantors herein. COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND I SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which PNC Bank N A is the grantee the same having been sold to said grantee on the 7th day of September A.D., 202011, under and by virtue of a writ Execution issued on the 3rd day of June, A.D., 202011, out of the Court of Common Pleas of said County as of Civil Term, 2010 Number 3844, at the suit of PNC Bank N A against Lee N Winton and Tracey L. Winton is duly recorded as instrument Number 201128275. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this day of (-?? I I A.D. n of Deeds Rewrd9r of f* Curnbedand County, Cadiisfe, PA My Commission Expires the l=ust tdonday of Jan, 2014