HomeMy WebLinkAbout06-18-101505607120
REV- ~SOO EX (06-05) OFFICIAL USE ONLY
PA Department of Revenue County Code Year File Number
Bureau of Individual Taxes INHERITANCE TAX RETURN
Po Box.2sosol 2 1 1 0 0 0 0 14
Harrisburg, PA 17128-0601 RESIDENT DECEDENT
tN 1 tK DECEDENT INFORMATION BELOW
Social Security Number Date of Death
185 22 0910 12 17 2009
Decedent's Last Name Suffix
MINICH
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix
Spouse's Social Security Number
Date of Birth
Decedent's First Name MI
GERALDINE M
Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
~X 1 1. Original Return ^ 2. Supplemental Return ^ 3, Remainder Return (date of death
prior to 12-13-82)
I
~-_--~ 4. Limited Estate ^^ qa_ Future Interest Compromise
^ 5. Federal Estate Tax Return Required
(date of death after 12-12-82)
~y 'i
_~ 6 Decedent Died Testate
(Attach Copy of Will) ^ ~ Decedent Maintained a Living Trust 8. Total Number of Safe De osi
(Attach Copy of Trust) p t BOX@S
9. Litigation Proceeds Received ^~ 1 p. Spousal Poverty Credit (date of death 11. Election to tax under Sec. 9113 A
between 12-31-91 and 1-1-95) ^ (Attach Sch. O) ~ )
CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
MICHAEL L. BANGS 717 730 7310
Firm Name (If Applicable)
First line of address
429 SOUTH 18TH STREET
Second line of address
City or Post Office State ZIP Code
CAMP HILL PA 17011
Correspondent's a-mail address:
REGISTER OF WILLS US~NLY
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Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief,
it is true, correct and complete. Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge.
SIGNATURE OF P RSON SPONSIBLE FOR FILING TURN QATE
~~` i~,..,,-~ Wayne M. Minich 6 , ..
/~,
ADDRESS
52 Skyline Drive, Mechanicsburg, PA 17055
S N TURE OF PREPARER OTHER TH - PRESENTATIVE D TE
/~ Z__ Michael L. Bangs ~ /,~,1a
429 South 18th Street,'Camp Hill, PA 17011
L 1505607120
Side 1
1505607120 J
J
1505607220
REV-1500 EX
Decedent's Social Security Number
Decedents Name: G e r a I d i n e M. M i n i c h 1 8 5 2 2 0 9 1 0
RECAPITULATION
1.
Real Estate (Schedule A) ..........................................................................................
1. 140,930.15
2. Stocks and Bonds (Schedule B) ............................................................................... 2.
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).......... 3.
4. Mortgages & Notes Receivable (Schedule D) .......................................................... 4.
5• Cash, Bank Deposits 8 Miscellaneous Personal Property (Schedule E) ................ 5.
14,128.10
6. Jointly Owned Property (Schedule F) ~j Separate Billing Requested ............. 6.
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) ~ Separate Billing Requested ............. 7.
8. Total Gross Assets (total Lines 1-7) ....................................................................... g. 1 5 5, 0 5 8. 2 5
9. Funeral Expenses & Administrative Costs (Schedule H) ......................................... 9.
7,249.93
10. Debts of Decedent, Mortgage Liabilities, 8~ Liens (Schedule I) ................................ 10.
13,348.94
11. Total Deductions (total Lines 9& 10) ......................................................................
11. 2 0, 5 9 8 8 7
12. Net Value of Estate (Line 8 minus Line 11) ............................................................. 12. 1 3 4 , 4 5 9 3 8
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made (Schedule J) ................................................ 13.
14. Net Value Subject to Tax (Line 12 minus Line 13) ................................................. 14. 1 3 4 , 4 5 9 3 8
TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
(a)(1.2) x .00 0 0 0 15. 0 0 0
16. Amount of Line 14 taxable 13 4, 4 5 9 3 8
at lineal rate X .045 16. 6, 0 5 0 6 7
17. Amount of Line 14 taxable
at sibling rate X .12 0 0 0 17. 0 0 0
18- Amount of Line 14 taxable
at collateral rate X .15 0 0 0 18. 0 0 0
19. Tax Due ................................................................................................... . 19. 6, 0 5 0. 6 7
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
Side 2
1505607220
1505607220
J
REV-1500 EX Page 3
Decedent's Complete Address:
File Number 21-10-00014
DECEDENT'S NAME
__ __ _
Geraldine M. Minich
__ ___
STREET ADDRESS J
104 W. Green Street
CITY
Shiremanstown STATE
PA ZIP
17011
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19) (1) 6 , 0 5 0.6 7
2. Credits/Payments
A. Spousal Poverty Credit `_ ____
B. Prior Payments _ __
_
0.00
C. Discount
Total Credits (A + g + C) (2) 0.0 0
3. Interest/Penalty if applicable
p. Interest
E. Penalty ________ __. _
Total InterestlPenalty (D + E) (3)
4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 2 Line 20 to request a refund
5, If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 6,050.67
A. Enter the interest on the tax due. (5A)
g. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5S) s ~ 0 5 0.6 7
Make Check Payable to: REGISTER OF W/LLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred :.................................................................................. ~ ~
b. retain the right to designate who shall use the property transferred or its income :................................... .~~
c. retain a reversionary interest; or .................................................................................................................
d. receive the promise for life of either payments, benefits or care? ..............................................................
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration? ....................................................................................................................... ~l
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?......... [~
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ...................................................................................................................... ^
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
net value of transfers to or for the use ,of the
For dates of death on or after Jul 1, 1994 and before Janua 1, 1995, the tax4rate im osed~on the ,„~°, r ~ ~ ,
y ry p
surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero
(0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements
for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a
natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116 (a) (1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent,
except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116 (a) (1.3)]. A
sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
Rev-1b02 EX+ (11-08)
SCHEDULE A
REAL ESTATE
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or self, both having reasonable knowledge of the relevant facts.
Real property which is jointly-owned with right of aurvivorehip must be disclosed on schedule F.
(It more space is needed, additional pages of the same size)
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 11-08)
Rev-1508 EX+ (8-98)
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with the right of survivorship must be disclosed on schedule F.
ITEM
NUMBER
DESCRIPTION VALUE AT DATE
OF DEATH
1 Allstate Insurance -Refund of auto insurance policy 108.50
2 Allstate Insurance -Refund/cancellation of homeowners policy 165.00
3 Allstate Life Insurance Company -refund of unearned premium 23.50
4 Discover Card -refund of overpayment 10.35
5 Refund from AMA Insurance Agency 19.94
6 Refund from Heritage Medical Group 7.32
7 Refund from Shipley Oil 1,276.01
8 Citizens Bank -checking account 7,042.77
9 Citizens bank -checking account 250.03
10 Citizens bank -savings account 5,001.19
11 Peoples Benefit Services Inc. refund 3.59
12 Refund from Comcast 19.90
13 Sale of china 200.00
TOTAL (Also enter on Line 5, Recapitulation) I 14,12$.10
(If more space is needed, additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98)
REV-11b1 EX+ (10-06)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
Debts of decedent must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
NUMBER
A, FUNERAL EXPENSES:
See continuation schedule(s) attached
3,210.37
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name(s) of Personal Representative(s)
Street Address
City State Zip
Year(s) Commission paid
2, Attorney's Fees Michael L. Bangs 3,500.00
3, Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees 319.50
5. Accountant's Fees
6. Tax Return Preparer's Fees
7. Other Administrative Costs 220.06
See continuation schedule(s) attached
TOTAL (Also enter on line 9, Recapitulation) 7,249.93
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 10-06)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
ITEM
NUMBER DESCRIPTION AMOUNT
Funeral Exaenses
1 Musselman Funeral Home 3,210.37
H-A subtotal 3,210.37
Other Administrative Costs
2 Cumberland Law Journal 75.00
3 The Sentinel 145.06
H-B7 Subtotal 220.06
Copyright (c) 2002 form software only The Lackner Group, tnc. Form PA-1500 Schedule H (Rev. 6-98)
Rev-1512 EX+ (12-08)
SCHEDULE
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
Repoli debts incurred by the decedent prior to death that remained unpaid at the date of death, Including unrelmbursed medical expenses.
ITEM
NUMBER
DESCRIPTION VALUE AT DATE
OF DEATH
1 FIA Card Services 5,745.24
2 GE Money Bank -Phillips & Cohen Associates statement 1,362.78
3 GE Money Bank Card 1,431.05
4 Heritage Medical Group 7.32
5 Hospice 4,080.00
6 Hospital Telephone and Telcom, Ltd. 20.00
7 Lower Allen Township -sewer/trash 48.40
8 PAWC 100.57
9 PAWL 33.61
10 PAWC 32.64
11 PAWC -Final Bill 55.13
12 PP&L -12/8/09 to 1/8/10 55.10
13 PP&L -1/8/10 - 2/8/10 36.63
14 PP&L - 2/8/10 to 3/10/10 31.38
15 PP&L - 3/10/10 to 4/9/10 28.27
16 PP&L -Final bill 28.02
Total of Continuation Schedule See attached page
TOTAL (Also enter on Line 10, Recapitulation) 13,348.94
(If more space is needed, additional pages of the same size)
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 12-08)
Rev-1512 EX+ (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
continued
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 6-98}
REV-1513 EX+ (11.08)
scHEOViE ~
ANIA
COMM BENEFICIARIES
NHER TANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Minich, Geraldine M. 21-10-00014
NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE
NUMBER PERSON(S) RECEIVING PROPERTY DECEDENT
Do Not Llst Trustee s (Words) ($$$)
I TAXABLE DISTRIBUTIONS [include outright spousal
f
• ers
distributions, and trans
under Sec. 9116(a)(1.2)]
Wayne M. Minich Son
52 Skyline Drive
Mechanicsburg, PA 17050
Total
Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 150 0 cover sheet, as appr opriate,
II NON-TAXABLE DISTRIBUTIONS:
. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TnT OI nF poRT a -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 11-08)
..JFw~,
o`f?' yam
y ! ~ t ~+
_~ ~M t= A. Settlement Statement (HUD-1)
G~aRN oeJE~A~
B. Tvae of Loan
OMB Approval No. 2502-0265
1. ®FHA 2. [~ RHS 3. ~ Conv. Unins.
4. ~] VA 5. ~ Conv. ins. 6. File Number:
10-221 7. Loan Number:
0301067146 8. Mortgage Insurance Case Number:
446-0184167
C. Note: This Ihrrrt is famished to glue you a statement o/actual settlement costs. Amounts paid to and by the :settlement agent are show/,.
Items marked (p.o.c.)"were pa/d outside the cbsing; they ere shown here Ibr in/ormafional purposes end are not included in the totals.
D. Name and Address of Borrower:
Joshua P. Deitch and
Samantha K. Deitch
104 Wesl Green Street
Shiremanstown, PA 17011 E. Name and Address of Seller.
Estate of Geraldine M. Minich F. Name and Address of Lender:
WELLS r=ARGO BANK, N.A.
6155 Rockside Road, Suite 115
Independence, OH 44131-2207
G. Property Location:
104 West Green Street
Shiremanstown, PA 17011
Cumberland County, Pennsylvania H. Settlement Agent: 68-0510988
Community Land Transfer, LLC
2331 Market Slrtaet
Camp Hill, PA 17011 Ph. (717)909-6949 I. Settlement Dale:
May 20, 2010
Place of SetllemenL•
2331 Market Street
Camp Hiil, PA 17011
J. Summary of Borrowers transaction K. Summary of Seller's transaction
100. Gross Amount Due from Borrower: 400. Gross Amount Due to Se!1er:
101. Contract sales rice 157,500.00 401. Contract sales rice 157,500.00
102. Personal ro 402. Personal ro e
103. Settlement Char es to Borrower Line 1400 9,647.33 403.
104. _ _
404.
105. 405.
Ad ustmenta for items aid b Seller in advance _
Ad ustments for items aid by Seller in advance
106. Ci !town Taxes to 406. Ci ITown Taxes to
107. Court Taxes 05/20!10 to 01/01/11
423.08 _
407, Coun Taxes 05!20/10 io 01/01/11
423.08
108. School Taxes 05/20/10 to 07/01/10 211.76 408. School Taxes 05/20/10 to 07!01/10 211.76
109. Sewer 05/20N0 to 07/01/10 20.31 409. Sewer 0520/10 to 07/01I1J 20.31
110. _
410. -
111. 411. - ---
112. 412.
120. Gross Amount Due from Borrower 167,802.48 420. Gross Amount Due to Seller 158,155.15
200. Amounts Paid b or in Behalf of Borrower 500. Reductions in Amount Due Seller:
201. osil or earnest more 2 000.00 501. Excess de osil see Instructions
202. Princi al amount of new loans 155,406.00 502. Settlement cha es to Seller Line 1400 11,725.00
203. Existin loans taken subject to 503. Existin loans Laken subject to
204. _
504. Payoff First Mortgage
205. _
505. Pa ff Second Mort a e
206. 506. - --
207. 507. De sit disb. as roceed~
---
208. 508.
209. Seller Assist 5,500.00 _
509. Seller Assist 5,500.00
Ad ustments for Items un aid b Seller Ad ustments for items un id by Seller
210. Ci /Town Taxes to 510. Ci /Town Taxes to
211. Count Taxes to 511. Court Taxes to
212. School Taxes to 512. School Taxes (o
213. 513.
214. 514.
215. 515.
216. 516. - --
217• 517. Escrow Inheritance Taxes to Rea er & Adler, PC 10,631.00
218. 518.
219. 519.
220. Total Pald b Hor Borrower 162,906.00 520. Total Reduction Amount Gue Seller 27,856.00
300. Caah at Settlement from/to Borrower 600. Cash at settlement to/from Seller
301. Gross amount due from Borrower line 120 167 802.48 601. Gross amount due to Se'!er (line 420) 158,155.15
302. Less amount paid b /for Borrower line 220 ( 162,906.00) _
602. Less reductions due Seiler (line 520) ( 27,1356.00
303. Cash ~X From ~ To Borrower 4,896.48 603. Cash X^ To ~ From Seiler 130,299.15
The undersigned hereby acknowledge receipt of mpleted copy of this statement & any attachments referred to herein
/"1
Borctwuer i._.. Seller Eslale of Geral ine M. Minich „-, ` '
J hua P. Deitch r
- Samantha K. Deitch
/~ -
4
TM Pubse Raporlirg Burden for IMs eoseetlon or InforrnNlon is sslhneMd at 9tS mkaAes per roaponas tar oo~edirg, rariswitp, and reporlkg the data. TMs ayanry may not culled tNs irdortnation, and you are not reginred to
complete IFMe rc,rrn, unless N Afsplays a uerently vetld OMa conlyd number. No cattldentlatlly M asatwed; Itde dledosttro h mandatory. TMs is designed b provide the parties to a RESPA covered transaction with inrnrmation
during the settlement process
Page 1 of 3
HUD-1
(DEITCH.JOS I-I UA. PFD/ 10-221110)
L. Settlement Charges
700. Total Real Estate Broker Fees S 9,450.00 Paid Fmm Paid from
Division of commission (tine 700) as follows: eorrcwars senors
701. 4 750.00 l0 ERA-NRT INC. Funds ~ Funds al
702. 4 700.00 to THE HOMESTEAD GROUP INC. sea~ement setnemem
703. Commission aid at settlement 9 450.00
704.8 r Commission to The Homestead Grou ,Inc. 95.00
705. Additbnal Brokerage Commission to ERA-NRT, inc. 195.00
800. Items P able fn Connection with Loan
801.Our o (nation cha Includes O !nation Point 96 or i 495.00 $ 495.00 from GFE #1 - ~ ~,` ~ '~~
802. Your credit or charge (points) for the specific interest rate chosen S (from GFE #2) '~;"' a ~s;;
803. Your adjusted origination charges from GFE #A 495.00 ,,w r „
804. A sisal fee to RELS from GFE #3 POC 445.00 B 5 00 r ", ""
805. Credit R ort to RELS from GFE #3 45 00 ~" : ` `:
806. Tex service Io (from GFE #3)
807, food certification to (from GFE #6) , ~,' ,~.-
808. (from GF #3)
8D9. (from GF 3)
810. (from GFE #3) ~ '~ '
811. from GFE #3)
9Q0. Items R aired b Lender to Be Paid in Advance
901. Daly interest charges from 0520!10 to 061'O1N0 12 ~ $21.290000fday (from GFE #10) 255 48 ~'
902. M insurance remium for monihs to De t. of HUD from GFE #3 3,419 71
903. Homeowners insurance for 1.0 are to .P ressive Home Advanta rom GFE #11 P X6419.
from GFE #11
904.
" ~ ~ , ,~
905. (from GFE #11) v"
1000. Reserves De osited with Lender
1001. InNial deposit for your esuow account (from GFE fl9} 1,941 39 ~ ~ ~ ~ * '"~~
a .,
omeowne s msurance mon s per mon ,, •~;~~ : ~,,F ~ '~..~~.
1003. Mori insurance months r month S .~i;~.` ire r
1004. Property taxes $ ~ `~ ~~~~'
p :a, ~
N
County Taxes months S par month ~ ~ t ; ~; ~" ~, ' ~,~;
Assessments months i r month ~' i~`: .~ _~~~ . .':~~-
1005.
1006. CounlyfBorough Texas 5.000 monihs ~ S 55.80 per month S 279.00
1007. School Taxes 13.000 months ~ S 161.78 per month S 2,103.14
1006. $ "~ ''
1009. Aggregate Adjustment $ -545.51 ,,:~b~ ~ ~ ~. --=
1100. Title Cha es
1101. Title services and lenders tike insurance from #4) 1,448.75 5.00
1102. Setllement or clos fee ~ $ ~~°~ ~~' ' ~`'
1103. Owner's lute insurance to COM UNITY LAND TRANSFER INSURANCE ACCT. from GFE #5 10.00
1104. Lender's title insurance to C MMUNITY LAND TRANSFER INSURANCE ACCT. $ 1,138.75 ~ "~~~'""~~ ; "" '~ -~ ~~, ' '
1105. Lenders title I limit $ 155,406.00 ` ~ ~: ~ ~ - w.ai: ~° ~r ~-
1106. Owners title If IknN S 157 500.00 ; ` ;• ' ~ '`~ ;
!
1107. A ant's rtion of lha total litb insurance ium to Commun Land Transfer, LLC $ 1 010. ` ' ~ ,+r ': as+~ : ~~~:
~
1108. Underwriter's onion of the total title insurance remium to COMMUNITY LAND TRANSFER INSUR. $ 137.85 w ~ ~ F~}~ `"` "~~ ' ,
1109.
1110.
1111.
1112.
113.
1114. Tax Cert. to Judy roweil 5.00
1115.
11 .
1117.
1118.
1200. Government Recording and Transfer Charges
1201. Govemmenl recordin cha es io Recorder of Deeds Office from GFE #7 138.00 , - ` . ~"
1202. Deed $ 62.00 Mortgage S 76.00 Releases i Other $ -s~; ,~;';;
1203. Transfer taxes to Recorder of Deeds Office (from GFE #8) 1,575 00 `~ '" '
1204. CityfCounty taxlstamps $ 1,575.00 S ,,,. ~-_ `~ ~~ ~;~~°=~~
1205. State tax/slam s S $ "` ' 1 575.00
1206.
1207.
1300. Additbnal Settlement Cha es
1301. R aired services that u can sho for from GFE #6 ' ~ - ' '"
~..
1302.
1303. Home Warrant to AHS gg5,00
1304. Flood Lite of Loan Fee to WFFS 19.00
1305.
1400. Total Settlement Cha enter on lines 103 Section J and B02 Section K 9,647.33 11 725.00
a» ..y,.n y yeyc . u r n> >,a,ar.ww, r.a ay1w~o+.aa aunvwnacye rewq~ a a w.y~e~eo Dopy w pegs [ a sea iwo pegs amemerm. ` ~ A I
Community Land T ter, LLC., Settlement Agent
Certified to be a true copy.
Page 2 of 3 HUD-1
(DECTCN.JOSHUA.PFD! 10-221110)
Comparison ~of Good Faith Estimate (GFE) and HUD-1 Charges Good Faith Estimate _ HUD-1
Charges That Cannot Increase HUb-1 Llne Number __ ,_ . _
Our origination charge # 801 495.00 495.00
Your credit or charge (points) for the specific interest rate chosen # 802 _ _
Your adjusted origination charges # 803 _ ~ 495.00 ~` 495.00
Transfer taxes #1203 _~ 1,575.00 i 1,575.00
Char es That in Total Cannot Increase More than 10'/. _Good Faith Estimate _ HUD-1
Government recording charges #1201 138.00
Appraisal fee #804
Credit report # 805 450.00
45.00 5.00
45.00
Fbod certification # 807 19'00
Mortgage Insurance Premium # 902
Title servioes and lender`s title insurance #1101 3,419.71
~ 1,516.25 3,419.71
_ 1,448.75
Owner's title insurance to COMMUNITY LAND TRANSFER INSU #1103 10.00
Total 5,449.96 5,066.46
Increase between GFE and HUD-1 Charges $ -383.50 or -7.04°/
Charges Thet Can Change Good Faith Estimate HUD-1
Initial deposit for your escrow account #1001 2,486.90 1,941.39
Daly interest charges # 901 $ 21.290000/day 255.48 _ 255.48
Homeowner's insurance #903 419.00 419.00
LVilll 1 CI I~~a
Your initial loan amount is 5155,4116.00 _
Your loan term is 30 years
Your initial interest rate Is 5•~~ %
Your Initial monthly amount owed for principal, Interest and $ 834.25 includes
any mortgage Insurance is ~ Principal
0 Interest
^ Mortgage Insurance
Can your interest rate rise? ^X No [] Yes, it can rise to a maximum of °h. The first
change will be on and can change again every ~• months after
. Every change date, ycur interest rate can increase or decrease
by °~6. Over the life of the loan, your interest rate is guaranteed
to never be lower than % or higher than _%.
Even if you make payments on time, can your loan balance rise? ^X No ^ Yes, it can rise to a maximum of $
Even if you make payments on time, can your mouthy [] No ^ Yes, the first increase can be on and the mouthy
amount owed for principal, interest, and mortgage insurance rise? amount owed can rise to $^
The maximum it can ever rise to is $
Does your loan have a prepayment penalty? [X] No ^ Yes, your maximum prepayment penalty is E_
Does your loan have a balloon payment? ^X No ^ Yes, you have a balloon payment of 5
due in _ years on
Total monthly amount owed including escrow account payments ^ You do not have a monthly escrow payment for items, such as property
taxes and homeowner's insurance. You must pay these items directy
yourself.
^X You have an additional monthly escrow payment of $252.50 that results
in a total initial mouthy amount owed of 51,086.75. This includes
principal, interest, any mortgage insurance and any items checked below:
^ Property taxes ^X Homeowner's insurance
^ Flood insurance []
^ ^
Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender.
Page 3 of 3 HUD-1
(DE17CN.JOSHUA.PFDl10-221/10)
HUD-1 Addendum
Borrower(s): Joshua P. Deitch and Samantha K. Seller(s): Estate of Geraldine M. Minich
Deitch
104 West Green Street
Shiremanstown, PA 17011
lender. WELLS FARGO BANK, N.A.
Settlement Agent: Community Land Transfer, LLC
(717)909-6949
Place of Settlement: 2331 Market Street
Camp Hiil, PA 17011
Settlement Date: May 20, 2010
Property Locatlon:104 West Green Street
Shiremanstown, PA 17011
Cumberland County, Pennsylvania
Additional Adjustments For Items Paid By Seller In Advance (Borrower Debit)
Description Amount From/Through Prorated Amount
Sewer 44.00 04/01/10 through 06/30/10 20.31
Totai Line 109/409 20.31
Adjusted Origination Charge Detaiis
Origination Charge
495.00
to WELLS FARGO BANK, N.A.
Total 3 495.00
Origination CreditlCharge (points) for the specific interest rate chosen
Total ~
Adjusted Origination Charges E 495.00
Reserves Deposited with Lender
Homeowners Insurance 104.76
3.000 at 34.92 per month
County/Borough Taxes 279.00
5.000 at 55.80 per month
School Taxes 2,103. i 4
13.000 at161.78 per month
Aggregate Adjustment -545.51
month
Total ~ 1.941.39
WARNING: k Is a crime to knowingly make false statements to the United States on this or any similar form. Penalties upon conviction can
include a ffne and imprisonment. For detafis see: Title 18 U.S. Code Section 1001 and Section 1010.
(DEITCH.JOSHUA.PFD/10-221/10
HUD-1 Addendum - Continued
Title Services and Lender's Title Insurance Details BORROWER SELLER
Closing Service Letter
Community Land Transfer, LLC
Electronic Doc. Preparation
Community Land Transfer, LLC
Wire Fee
Community Land Transfer, LLC
Notary Fee
Community Land Transfer, LLC
Overnight Fees
Community Land Transfer, LLC
End. 100, 300 & 8.1
Community land Transfer, LLC
75.00
50.00
10.00
10.00
15.00
150.00
5.00
Total $ 310.00 ~ 5.00
Owne-'S Titie insurance BORROWER SELLER
Owner's Policy Premium
to COMMUNITY LAND TRANSFER INSURANCE ACCT.
Total
1,148.75
~ ~ ~.w a
Lender's Title Insurance BORROWER SELLER
Lender's Policy Premium
to COMMUNITY LAND TRANSFER INSURANCE ACCT.
Total
1,138.75
:~ -r,-rsa.ia ~
WARNING: It is a crime to knowingly make false statements to the United States on tfiis or arty similar form. Penalties upon conviction can
Include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010.
(DEITCH.JOSHUA.FFD/10-221110)
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Juan X55 2010
B~ T..~~ ~f~c~
CJ~ Michel ~. ~3~.n
X29 ~c~~x#h 1 Sttit Street
~a Hi~I PA 17~ 11
mate of ~`xkI]IN~ M NiIl~I~-I
I3a~e o~ ~?ea~h: Dec Z 7, 20th
ESN: 1S5 ~~, ~1'~1~1
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R,iv~r~ic, RI (}2915
In ago with; youac r+~gc~~t, tl~ attamched inf~na~tacrt sip lae~ pxo~ iu the alxy~c dd~nt's
name a~ ~~ ~islt~cr date of c~sth. 'Fhe a.t~ have a1w~.ys solely c~wt~d.
For IL or ~.~ at~,ccnmts, comta~ our Loan ~~t ~t 1-8tlt}-7t}8-~6$~. far a~1 otter iris, ~le~se
call Z -$77-579-2667
~in~erely,
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D~t~ e~e~3. 31~I2 9? ~.
.A,~co`iu~t '~` C~. .
~rinci a,~ Ba~.anc~ a~ ~f DQD ~7442.'~7
Iztt~rest fx+~zc. ~~ ~'v to r]-t~U $ .00
Account balance as of DOD ~T0~~,7?
~'~ l~tcrest tc~ L~OD ~ .~0
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Aavat~xt Tine-I~.idivid~a~ +~~INE ~ MIN'I~~I
Date ed 1 ~lZ$/~OQ~
A.oeo~,t'~ Sa a
~"~~i ~-alaace as of D#~~ ~Spp~.~.9
Interest from List Pas ~ to Dt~I~ ~ .7~
1~cc~~nt Ba~an~ce ~s c~~1TJ ~50~01.9~
~r''T~- rntezest to .T)C)D- ~ ~ .1 ~
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Aavou~-t Nu~ab~x 62261 ~t?339
Aaaount T~t1e-Incii~rid~l. CrE~.~DIl~IE M 11~NI~~
Date ed ltd/2~/20U~
,A,rcovnt
Prin~i aI balance ~s of DUB $2~Q.43
~ntesest from Last Pos ' t~ D~~ ~ .t~2
Amount Baim~tce as of ~O~ ~Z~O.US
~'l~- Interest to D(aD $ -+0~5
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I, GERALDINE M. MINICH, of the Borough of Shiremanstown, Cumberland County,
Pennsylvania, declare this to be my last will and revoke any will previously made by me.
ITEM I. I direct that all my just debts and funeral expenses, including my gravemarker
and all expenses of my last illness, and any and all taxes and assessments imposed by any
governmental body as a result of my death, whether on property passing under this will or
otherwise, shall be paid from my residuary estate as soon as practicable after my death as a part
of the expense of the administration of my estate.
ITEM II. I give and bequeath all of my household goods, automobiles, jewelry, and all
other articles of household and personal use, equipment and ornament, together with all
insurance thereon and relating thereto, to my son, WAYNE M. MINICH provided he survives
my death by thirty (30) days. Should my son predecease me or be deceased on the thirty-first
day after my death, I give and bequeath all such items and insurance thereon to my daughter-in-
law, BARBARA A. MINICH, provided she survives my death by thirty (30) days.
ITEM III. I give, devise, and bequeath all the rest, residue, and remainder of my
possessions and estate of every nature and wherever situate to my son WAYNE M. MINICH
provided he survives my death by thirty (30) days. Should my son predecease me or be deceased
on the thirty-first day after my death, I give, devise, and bequeath all the rest, residue, and
remainder of my possessions and estate of every nature and wherever situate to my daughter-in-
law BARBARA A. MINICH, provided she survives my death by thirty (30) days.
,~
~- .~
1
ITEM IV. All of the interests of the beneficiaries hereunder shall not be subject to
anticipation or to voluntary or involuntary alienation nor shall they be subject to any execution or
attachment.
ITEM V. I appoint my son WAYNE M. MINICH executor of this my last will. Should
my son predecease me or otherwise fail to qualify or cease to serve as executor of this my last
will, I appoint my daughter-in-law BARBARA A. MINICH executrix of this my last will.
ITEM VI. In addition to the other powers and authorities granted to my personal
representatives by Pennsylvania law and by the other terms and provisions of this will, I hereby
give to my personal representatives the following powers and authorities effective without court
approval and until actual distribution of all property: to compromise any claim or controversy;
to make distribution in cash or in kind, or partly in cash and partly in kind, and in such manner as
my personal representatives may determine and at valuations finally to be fixed by them; to
invest in all forms of property, including any stock or other securities in any corporate fiduciary
or its successor without restriction to investments authorized for Pennsylvania fiduciaries, as my
personal representatives deem proper, without regard to any principle of risk or diversification;
to retain any or all assets of my estate, real or personal, without re~~ard to any principle of risk or
diversification; to sell at public or private sale, to exchange, or to lease for any period of time,
any real or personal property and to give options for sales, exchanges, or leases, for such prices
and upon such terms or conditions as my personal representatives deem proper; and to allocate
receipts and expenses to principal or income or partly to each as my personal representatives
deem proper in their sole discretion.
~~~
2
ITEM VII. I direct that my personal representatives and fiduciaries shall not be required
to give bond for the faithful performance of their duties in any jurisdiction.
IN WITNESS WHEREOF, I have hereunto set my hand this ~ ~ day of
q ~G vs t . Zoo9.
s
. 1 (/j
GERALDINE M. MINICH
3
The preceding instrument, consisting of this and THREE other typewritten pages, each
identified by the signature of the testatrix was on the date thereof signed, published, and declared
by GERALDINE M. MINICH, the testatrix herein named, as and for her last will, in the
presence of us, who at her request, in her presence, and in the presence of each other, have
subscribed our names as witnesses hereto.
V~~
4
COMMONWEALTH OF PENNSYLVANIA )
( SS:
COUNTY OF CUMBERLAND )
The undersigned, being the testatrix whose name is signed to the attached or foregoing
instrument, having been duly qualified according to law, does hereby acknowledge that I signed and
executed the foregoing instrument as my last will, that I signed it willingly; and that I signed it as my free
and voluntary act for the purposes therein expresse .
r
•
•
s
ERALDINE M. MINICH
Sworn or affirmed to and acknowledged
before me by the t atrix name above
r,,r i play of , 2009.E EgLTH OF ~NN~Yt,
1
,/ 1Vo~rled sdd
"'M""J R JOdI RJR
Noi~ary Pub c Tv~Z., ~~ County
IVQy t~rrr~is,~~ Expires RAay 10, 2011
~ennayluania ~so~lati~n of Nctarlas
COMMONWEALTH OF PENNSYLVANIA )
( SS:
COUNTY OF CUMBERLAND 1
WE, ~ 1 ~~~~ L A~ t.r and U ~1 r~J a d' ~ ~. ~ ~~/'~ ~ ~C~''f ,the
witnesses whose names are signed to the attached or foregoing instrument, being duly qualii~ied according
to law, do depose and say that we were present and saw the testatrix sign and execute the instrument as
her last will; that she signed it willingly and that she executed it as her free and voluntary act for the
purposes therein expressed; that each of us in the hearing and sight of the testatrix signed the will as
witnesses; and that to the best of our knowledge, the testatrix was at that time 18 or more years of age, of
sound mind, and under no constraint or undue i fl ence.
Q `~
Sworn affirmed .acknowledged
befor h' day of
-yyl 2006.
No~rv Pudic
TH QF PENKSYIV
f feel
~ten~y K ~trr~ub, IVot~uy Pudt~
lower ~ 1"~r~., Cumberland Canty
1+~r c~ornn, ~~ l1Aay ~o, zoo ~
Assoda~on of Notaci~
$~kNB~S I.~I~I OFgIC~
429 SOUTH 18TH STREET
CAMP HII.L, PA 17011
E-mail: mikebang~verizon net
PHONE: 71'7-730-'7310
FAX: 717-730-7374
MICHAEL L. BANGS, Attorney-at-Law
WENDY K. STRAUB, Paralegal
June 15, 2010
Glenda Farner Strasbaugh, Register of Wills
WILLIAM E. MILLER, JR.
Of Counsel
Cumberland County Courthouse
One Courthouse Square ~
~,~
~-
.~y ; _~;~~-
Carlisle, PA 17013 ~~~ -~~p° ~ ~,'
RE: Estate of Geraldine M. Minich
? ~~ .P`. ""T"
~' ~
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W
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a
^
File No. 21-10-00014 ~ F~'r
~ -'~3 ~
,
" ',
Dear Mrs. Strasbaugh: ~
~ ~ ;~ ~ f ~'
`3
'
. ~, .,
t
~.~.
Enclosed you will find the following:
1. Two original inheritance tax returns;
2. A check in the amount of $6,050.67 to pay the tax shown to be due;
3. An original inventory; and
4. A check in the amount of $30.00 to pay the filing fee.
Kindly file the return accordingly and send me a paid receipt in the enclosed, stamped, pre-
addressed envelope.
Thank you.
Very truly yours,
'`,~
Michael L. Bangs
wks
Enclosures
cc: Mr. Wayne M. Minich
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