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Burton Neil & Associates, P.C.
By: Neil Sarker, Esquire ID. NO. 203465
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff
V.
RUSSEL M SUTTON
1924 Sterretts Gap Avenue
Carlisle PA 17013-1060
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 10 - 4140 FIE"
CIVIL ACTION - LAW
Complaint - Notice
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to
the claim set forth against you. You are warned that if you fail to do so, the case may proceed without
you and a judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERENCE AND INFORMATION SERVICE
Cumberland County Bar Assoc.
32 South Bedford Street
Carlisle, PA 17013
Telephone No. 717-249-3166 or 800-990-9108x.00 ?p ATY'Y
C-33450 a* 7AA
?'? a?l4
Burton Neil & Associates, P.C.
By: Neil Sarker, Esquire ID. NO. 203465
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V.
RUSSEL M SUTTON
1924 Sterretts Gap Avenue
Carlisle PA 17013-1060
: NO.
Defendant : CIVIL ACTION - LAW
Complaint
1. Plaintiff is CITIBANK (SOUTH DAKOTA), N.A., with place of business located at
701 East 60th Street North, Sioux Falls, South Dakota.
2. Defendant is Russel M Sutton, who resides at 1924 Sterretts Gap Avenue, Carlisle,
Cumberland County, Pennsylvania.
3. Plaintiff is a national banking association, engaged in various types of banking
business including consumer lending through the issuance of credit cards.
4. Plaintiff furnished consumer credit to the defendant by means of a credit card with
account number ending in 6317 hereinafter referred to as the credit card account.
5. Plaintiff kept accurate running records of all debits and credits to the account.
6. Plaintiff mailed to defendant monthly statements for the account including the billing
statement attached hereto as Exhibit A. The monthly statements accurately stated the previous
balance, the debits and credits to the account for the prior billing period.
7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on
account of the billing statement or retained the statement without payment.
8. Defendant's actions as set forth above constituted an account stated between parties
for the sum of $8,996.90 which sum reflects the Exhibit A statement balance less credits, if any,
which were applied subsequent to the date of Exhibit A.
Wherefore, plaintiff demands judgment against defendant for the sum of $8,996.90, and
the costs of this action.
Burton Neil & Associates, P.
By:
Neil Sarker, Esquire
Attorney for Plaintiff
The law firm of Burton Neil & Associates, P.C. is a debt collector.
01/12/10
RUSSEL M SUTTON
1924 STERRETTS GAP AVE
CARLISLE
17013-1060000
$8996.90 $587.25 SITE:KC-CL TM:CO-5000 ACID:IRB4980
02/11/10 21:44:34:
CITI CARDS
PO BOX 183051
COLUMBUS, OH
43218-3051
PA
Citi' Driver's Edge®
Platinum Select Card-Options Rbts
Account Number
6317
Customer Service: 1-800-866-9900
BOX 6062 SIOUX FALLS, SO 57117
C ti
Minimum Payment Due Payment Due Date New Balance
$587.25 1 01/12/2010 I $8,996.90
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you
may have to pay a $39 late fee and your APRs may be increased up to the Penalty APR of 29.99%,.
Credit Limit Available Credit Cash Advance Limit Available Cash Limit Statement Closing Date Days in Billing Cycle
$23,000 $14,003 $10,000 $10,000 12/16/2009 30
iummary of Account Activity
Previous Balance Payments Other Credits Purchases Balance Transfers Cash Advances
$8,933.35 $0.00 $0.00 $39.00 $0.00 $0.00
Amt Over Credit Line Past Due Amount New Balance
$0.00 $434.70 $8,996.90
Post Date Reference Number Activity Since Last Statement Amount
St Purch
d
12/16 LATE
FEE - NOV PAYMENT PAST DUE
39.00
12/16 66 0000
PURCHASES*FINANCE CHARGE*PERIODIC RATE 0000000000
3.02
84 0000 0000000000
12/16 Balance Transfer - Charged To Offer 4
*
PURCHASES
FINANCE CHARGE*PERIODIC RATE 1,72
84 0000 0000000000
12/16 Balance Transfer - Charged To Offer 5
*
PURCHASES
FINANCE CHARGE*PERIODIC RATE ,82
84 0000 0000000000
12/16 q
Balance Transfer - Cha To Of 6
*
e
PURCHASES
FINANCE CHARGE*PERIODIC
RATE 6
23
84 0000 ,
0000000000
12/16 Balance Transfer - Charged To Offer 10
*
PURCHASES
FINANCE CHARGE*PERIODIC RATE 12
76
84 0000 .
0000000000
DRIVER'S EDGE REBATES SUMMARY Activity This Period
Purchase Rebates Earned 0.00
Ad"ustments / Expired -0.09
NE DRIVER'S EDGE REBATES -0.09
Previous Balance EXHIBIT
Purchase Rebates Earned 1.44
PREVIOUS DRIVER'S EDGE REBATES 1.44
Submitted Redeemable
Purchase Rebates 1.35
TOTAL DRIVER'S EDGE REBATES 1.35
0
RUSSEL M SUTTON
Sale Date Post Date Reference Number Activity Since Last Statement Amount
Bonus Rebates may take one to two billing cycles to appear on your statement.
Please refer to the specific terms and conditions pertaining to the promotion
for further details.
Citi Driver's Edge Card Options rebates expire 5 years after they are earned.
Expired rebates will be deducted from your rebate account.
0.09 rebates expired on DECEMBER 16, 2009
0.09 rebates will expire on JANUARY 18, 2010
Your late fee was based on your account balance as of the payment due date
(12/14/09), which was $8,933.35.
Your account is seriously past due and your credit privileges have been
suspended. Please call the toll-free number shown above to learn about our
special payment options. Call Monday - Friday, 7 am - 9 pm, or Saturday, 8 am
5 pm, Central Time.
Contact us today - we can help! Go online at
www.paymentsolutions.citicar(is.com to login or register.
Account Summary revious (+ Purchases (- Payments (+) FINANCE =) New
Balance & Advances & Credits CHARGE Balance
PURCHASES
ADVANCES $8,933.35
$0
00 $39.00 0.00
$0
00 $24.55 $8,996.90
TOTAL .
$8,933.35 .
0.00
$39.00 10.00 $0.00
$24.55 $0.00
$8,996.90
Days This Billing Period: 30
Rate Summary Balance Subject to
Finance Charge Periodic
Rate Nominal ANNUAL
PURCHASES APR PERCENTAGE RATE
Standard Purch
Offer 4 184.10 0.05477%(D) 19.990% 19.990%
Offer 5 699.89
1332.29 0.00819%(D)
0.00819%(D) 2.990%
2
990% 2.990%
Offer 6
Offer 10
62,536.24
192
55
68
0.00819%(D)
0
00819%
D .
2.990% 2.990%
2.990%
ADVANCES ,
. .
(
) 2.990% 2.990%
Standard Adv $0.00 0.06025%(D) 21.990% 21.990%
Verification
Lisa Blumer
am employed by Citicorp Credit Services, Inc. (USA)
(hereafter CCSI), a subsidiary of plaintiff, Citibank (South Dakota), N.A. CCSI is a service
provider for plaintiff in that it services credit card accounts owned by plaintiff. I am authorized to
make this verification on behalf of plaintiff. The statements of facts set forth in the complaint are
true and correct upon my information and belief and are made subject to the penalties of 18 Pa.
C.S. Section 4904, relating to unworn falsification to authorities.
Signature
C-33450
Russel M Sutton
Account number ending in 6317
1000
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
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Citibank (South Dakota) N.A.
vs. Case Number
Russel Morrow Sutton 2010-4140
SHERIFF'S RETURN OF SERVICE
07/14/2010 03:54 PM -Michael Ba rick, Deputy Sheriff, who being duly sworn according to law, states that on July 14,
2010 at 1554 hours, h served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Rus I Morrow Sutton, by making known unto himself personally, at 1924 Sterretts Gap
Avenue, Carlisle, Cum erland County, Pennsylvania 17013 its contents and at the same time handing to
him personally the sai true and correct copy of the same.
SHERIFF COST: $33.40
July 15, 2010
MI HAEL BARRIC , D PUTY
SO ANSWERS,
(:~
RON R ANDERSON, SHERIFF
lc) CountySuite Shenif, Teleosoft. Inc.