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Home My WebLink About10-4166Carrie Brown, Esquire PA Bar # 94055 RLM `?l.E Robert N. Polas, Jr., Esquire PA Bar # 201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. 2010 S.A 22 Fivi 12: 44 Norfolk, VA 23502 TELE: 1-866-428-8102 CUA FAX: 757-518-0860 - / Attorneys for Plaintiff 4: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. /v 7! V. SHARON GARMAN 455 KERRSVILLE RD CARLISLE PA 17015-9421 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. you may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NO HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 4th Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 Pennsylvania Lawyer Referral Service (800) 692-7375 t 1? Defendant P ,ivy/G5- Carrie Brown, Esquire PA Bar # 94055 Robert N. Polas, Jr., Esquire PA Bar # 201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. SHARON GARMAN 455 KERRSVILLE RD CARLISLE PA 17015-9421 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar .Association Court Administrator 4th Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 Pennsylvania Lawyer Referral Service (800) 692-7375 Carrie Brown, Esquire PA Bar # 94055 Robert N. Polas, Jr., Esquire PA Bar # 201259 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-512-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff NO / f e t r V. 11-4 SHARON GARMAN 455 KERRSVILLE RD CARLISLE PA 17015-9421 Defendant COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant SHARON GARMAN, is adult individual with last known address of 455 KERRSVILLE RD, CARLISLE PA 17015-9421. 3. It is averred that Defendant was indebted to HSBC Private Label Acquis/BON TON on January 22, 2009 with account number ************0805 (hereafter referred to as "Account"). A copy of the account history is attached here to and marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on December 20, 2007. 8. Plaintiff is the purchaser, assignee and/or successor in interest to HSBC Private Label Acquis/BON TON and Plaintiff is n*w the holder of the Account. A true and correct copy of the affidavit is attached hereto as Exhibit 11B 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $1,695.43. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, SHARON GARMAN, in the amount of $1,695.43, plus costs of this action and any other relief as the Court deems just and reasonable. 09-07821 rv'' Carrie A. Brown, Esquire # 94055 / Robert N. Polas Jr., Esquire # 2.01259 ,?/ PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account : ************0805 SHARON GARMAN Account Holder: SHARON GARMAN 455 KERRSVILLE RD CARLISLE PA 17015-9421 Consumer Account Issuer: Assignee: Account Number: Product Code: PVT HSBC Private Label Acquis/BON TON Portfolio Recovery Associates, LLC ************0805 Date Account Opened: February 25, 1997 Date of Last Payment: December 20, 2007 Date of Charge Off: July 31, 2008 Balance at Purchase: $1,695.43 Purchase Date: January 22, 2009 Claim Amount Less Payments: $1,695.43 $.00 Balance Due: $1,695.43 AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Kelly M. Roberts, Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee'") which is doing business at Riverside Commerce Center, 120 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the statements, representations and averments herein, and do so based upon personal knowledge and a review of the business records of the Account Assignee and those account records transferred to Account Assignee from HSBC Private Label AcquisBON TON ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on January 22, 2009. Further a review of the records reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from SHARON GARMAN ("Debtor ") to the Account Seller the sum of $1,695.43 with the respect of account number (************0805), as of January 22, 2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $1,695.43 . Portfolio Recovery Associates, LLC By: Kel y 14. Roberts, ustodlan of Records i Subscribe and sworn to before me on of 1 2010 m _--- --1 e?dti =?= i_- Eth u y Commonweaitfl of V n1a Nota Public Notary Publ Commission No. C2010 ?f(9 07821 ? MY Commission Expires C. PORTFOLIO RECOVERY ASSOCIATES, LLC z It ? S { 341 e 0 i 7 } it 3 S Mlil a ??? e? ? tis s 2 E't?} s°; .°tYI a iS . , E ¢t ' , I4 4 ?S tE if i i q E µll.? ! 1! Fid75? y et' ??t?t ,!,'?d 7lEj,E??j '? E°dli ?!j`E ?E!• fi# ?7' At it !is ?t Ai,1; a M yy t} {}}?'{l n? 3f ,2,g11 H 1:1. FEI ![!ti S !.i2E •? }ntE`(; !:ti3 E ! 6! _?'?- ?Erl = E7 i{# lift ? ? ?? = 01 :r tt .#E3 ?3?E tdi 1:6 ?All,11 1lij;?}l 1 i 1 ?e ?p , ?E E{?? t? ,i,? ?Eaei .E ' ?'tr; ,•7 F- I? t y.(t71 E?` }tlijy/p e??! i"jill Pit if I f,9i1?i ? II ti,EtEt!?t ` tI E[ ' Icu1i• r"" ' •i tI 3 !.1?1;# ,.t s#t} 1.;+ y•-!?, EE31•S 13 k S j??•}1iiiit? ii='!'3I3 Tij _ ? t ! `3?E3 t(} d I?t i , t °si ?? IiE?-is Z 31? .6 i`iii! f it ;3?yii i e'• !(t? it'i'rlitl;t Sj - Tuesday, November 21 This :,,ot collector ana is an atte ny information obtair- i;.ls: purpose. ;l it ?,r ;iil• :I4 q? t j??11i? ipaa}9?;2 g+l ,t ? t?i?g? +Sjlll? ??? ?j;f +lE?? j , ... .:•;??gl€+ 1!t{ 'a':i•3{°j? ?y?i lj ?? ,?[ y: y??ile ?e. ;f i' 1{ I it a>li14 2 t lr Itltl E"1)1! IiTl M., r i fill. - }I till ; i T P s 35• f ;1 ert !f'' t7I 1, l°. a: ?. 1I14r 1 31 l i? 3. 4l! g•? i rl1 2d1i?$t111 i? If l1:ii iii I.i•i...i ?s'?e le. 1'?i iiei, j 0 111 ;i?l [ie , ?'r ii;j?"ir f ?a a?g ?,?]i j-?j7?1 }??l _? ?' • 5?;1{ a?334r`?` ! r ,elf t 42 !g 'o i X11 3 .14 i• i`r Hit} E• r} 'tllil •l1iR S IEiGn? jt? _ }iirr ??? _f rJ° fiTitl fall sE a •ltil ?!?;iii?Elf7l4'U1A if I .Jig}IH ' i, pfF{{{ti!!L?f'ri))31_ flit fill ill, { . 1r'. ;?,:i11 1 a y z ? !?-_'d? ?t ?•t'? -ti Ill Ali l E111,>?? r13ltiliE i':1= Lf!`ri ?: lctgili? er Tuesday, November 21, 2 This Cr n,r=i : r •t ?,.n iwrr+ a uebt collector anc is a . j aebt. An)t information r,r ??-?t purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Kelly M. Roberts hereby states that she/he is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: 4/6/2010 By: SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ,. T Fa ' _ Sheriff - ; ~ ~.- Jody S Smith 4~J~a ~~: .,` ( ~ 4: ~~ Chief Deputy ~' ' ~` 2.010 JV(, ZZ Q s ~ : ~~~ wt K~~o3 .: Richard W Stewart ~ ~, _ . " r+, Solicitor s~F~~c~ : ,~ -~G ;..Ea~F~ r - ..; .-; f Portfolio Recovery Associates, LLC Case Number vs. Sharon Garman 2010-4166 SHERIFF'S RETURN OF SERVICE 07/21/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that on July 21, 2010 at 1345 hours, he was unable to serve a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Sharon Garman. The Carlisle Postmaster advised Deputies, Sharon Garman's new residence is 143 N. Hanover Street, Apartment 2, Carlisle, PA 17013. However, this location is a secure apartment complex and Deputies were unable to make service. SHERIFF COST: $38.80 SO ANSWERS, .,, ---~-~.r. July 21, 2010 RON R ANDERSON, SHERIFF (ci Goun!ySuite Sheri$ Teleosofl. Inc. Buell Trothonotag _ — Office Of the T°utQono'fnv y' - ~rk-.- -_,`_~Q Soricitor —1-Moico CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 2Dr**DAYOPOCTOBER, 2O14,AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE — THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square 0 Suite100 Dzrkste, TA 0 Thane T1724D61S5 0 717240-658