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HomeMy WebLinkAbout10-4330Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 ,,,Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. 5280 CORPORATE DRIVE MS1011 FREDERICK, MD 21703 Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 Defendant ;APY ZQIQ Jjq 30 Fib 2* 32 CU. 1--luNTY ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. to - 4330 0, Vi T?M CUMBERLAND COUNTY CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE Q +9x.00 pa Any a* gIi887 p* aggq75 239989 File k: 239989 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 239989 1. Plaintiff is CITIMORTGAGE, INC. 5280 CORPORATE DRIVE, MS1011 FREDERICK, MD 21703 2. The name(s) and last known address(es) of the Defendant(s) are: MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 08/15/2003 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR PRINCIPAL RESIDENTIAL MORTGAGE, INC. which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1831, Page 2451. The PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 02/01/2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 239989 6 The following amounts are due on the mortgage: Principal Balance Interest 01 /01 /2010 through 06/01/2010 (Per Diem $23.5332) Attorney's Fees Cumulative Late Charges 08/15/2003 to 06/01/2010 Mortgage Insurance Premium / Private Mortgage Insurance Costs of Suit and Title Search Escrow Deficit TOTAL 7. 9 $149,384.92 $3,579.00 $650.00 $213.24 $122.58 $550.00 159.90 $154,659.64 Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. This action does not come under Act 91 of 1983 because the mortgage is FHA-insured. File #: 239989 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $154,659.64, together with interest from 06/01/2010 at the rate of $23.5332 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP By: ? Lawre e Phelan, Es , Id. No. 32227 era ? Franc' S. allinan, Es , Id. No. 62695 ? Daniel G. chmieg, E , Id. No. 62205 ? Michele M. , Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 H Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #; 239989 LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land, situate in the Second Ward of the Borough of New Cumberland, County of Cumberland, Commonwealth of Pennsylvania, designated and being known as Lots Nos. 160 and 161 in a certain Plan of Lots called Elkwood, which is duly filed among the records in the Recorder's Office of Cumberland County in Deed Book'M', Vol. 5, Page 498, and more particularly bounded and described as follows, to wit: BEGINNING at a point on the corner formed by the intersection of the southerly side of Ninth Street and the easterly side of a ten-foot wide alley; thence in an easterly direction along the said southerly side of Ninth Street, seventy-four (74) feet to the dividing line between Lots Nos. 159 and 160; thence in a southerly direction along the said dividing line and at right angles with the said Ninth Street, on hundred thirteen (113) feet to a ten-foot wide alley; thence in a westerly direction along said ten-foot wide public alley, seventy-four (74) feet to the easterly side of said ten-foot wide public alley; thence in a northerly direction along the easterly side of a said ten-foot wide public alley, one hundred thirteen (113) feet to the southerly side of Ninth Street, the place of BEGINNING. HAVING THEREON erected a double two and one-half story brick dwelling house and garage known an numbered as 208 and 210 Ninth Street. PROPERTY ADDRESS: 208#210 9TH STREET, NEW CUMBERLAND, PA 17070-1609 PARCEL # 26-24-0811-282 File #: 239989 VERIFICATION ?At hereby states that he/she is Foreclosure Analyst of CITIMORTGAGE INC., servicing agent for Plaintiff in this matter, CITIMORTGAGE, INC., that he/she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. 2." DATE: V 1D Servicer: CTTIMORTGAGE INC. PHS#: 239989 Name: STRAUB SHERIFF'S OFFICE OF CUMBERLAND COUNTY i"f~ ~ - Ronny RAnderson ~" ` ~[ ~ " _ Sheriff Jody S Smith ~ ~.," ~ F~l:v i ~ ~,. , ~~~~. , ; Chief Deputy ~~ ; ~~ ` ~ 2010 PI(3Cr l ~t F}l~t 9; ~ '~ .. (^~ r1`i `'v- G.. i ~ ~.~~~~ ~ `,, Richard W Stewart SOiIClfOr tFrGE ~7F TH@ St`ERIFF !" i:: t t .`.~; . Citimortgage, Inc vs. Marisa A. Straub SHERIFF'S RETURN OF SERVICE Case Number 2010-4330 07/02/2010 09:01 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on July 2, 2010 at 2101 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Marisa A. Straub, by making known unto Tim Straub, husband of defendant at 2602 Market Street, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and correct copy of the same. DENNIS "' Y, DEPU 07/06/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Marisa A. Straub, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Marisa A. Straub. Request for service at 208-210 Nineth Street, New Cumberland, PA 17070 are apartments that the defendant owns but does not reside at. Marisa A. Straub currently resides at 2602 Market Street, Camp Hill, PA 17011. 07/06/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Marisa A. Straub, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Marisa A. Straub. Request for service at 157 S. 32nd Street, Camp Hill, PA 17011 Marisa A. Straub was not found. Marisa A. Straub currently resides at 2602 Market Street, Camp Hill, PA 17011. SHERIFF COST: $114.10 SO ANSWERS, ~ •~ [~ August 09, 2010 RON R ANDERSON, SHERIFF (ci CountySuite Sheriff, Teleosoft, Inc. Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. VS. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Gu4NP??JS`?-VA?11A Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION : No. 10-4330 CIVIL TERM q1q. oo CL. 44? ?441020ty 239989 PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $154,659.64 Interest - 06/02/2010 to 09/09/2010 $2,353.32 TOTAL $157,012.96 I hereby certify that (1) the Defendant's last known addresses are 2602 MARKET STREET, CAMP HILL, PA 17011-4632, and the mortgaged premises 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609 and (2) that notice has been given in accordance with Rule 237.1, copy attached. 1?\ (1 lee T. Phelan. Esol.. Id. No. 32227 U r cis S. Hallinan, Esq!, Id. No. 62695 ? aniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 heetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: h y_ h6 PHS a 239989 PROTHONOTARY 239989 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 Attorney for Plaintiff One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. VS. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION : No. 10-4330 CIVIL TERM 239989 VERIFICATION OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH is over 18 years of age and her last known addresses are 2602 MARKET STREET, CAMP HILL, PA 17011-4632, and the mortgaged premises 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities,.,, n Date: U L wrence T. Phelan, E q., Id. No. 32227 ? cis S. Hallinan, E q., Id. No. 62695 ? I%niel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 8heetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff 239989 't .. CITIMORTGAGE, INC. v Plaintiff COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-4330 CIVIL TERM MARISA A. STRAUB, A/KJA MARISA A. CUMBERLAND COUNTY GRINKEVICH Defendant(s) 1,01 MARISA A. STRAUB, A/K/A MARISA A. GRENKEVICH 208-210 9111 STRGf:T NEW CUMBERLAND, PA 17070-1609 DATE OF NOTICE: August 25, 2010 THIS FIRM IS A DEBT COLLECTOR ATTEMR-FING -PO COLLECT A D1`13T. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLE(71'THE INDEI3TEDNI`,SS REFERRED TO HF,REIN_ AND ANY INFORMA"FION 013-PAINED FROM YOU WILL E3E USED FOR THAT PURPOSE.IF YOU I iAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY. THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLL,I Cf A DEBT, BUT ONLY AS ENI`ORCEMENT OF I.IF N AGAINST PROPIRTY. IMPORTANT NOTICE YOU AIZE IN DI,,FAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCF. PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJF-ChIONS TOTHE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITI IIN TI;N DAYS FROM TI IF DATE OF THIS NOTICE, A,JUDGMF,NTMAY 13E ENTERED AGAINS P YOU WITHOU T A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTII BF;LOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE: MAY BE ABLE TO PROVIDE. YOI; WITFI INFORMATION ABOETP AGENCIES THAT MAY OFFER LEGAL, SERVICES PO I1,1GIB1.1'. PERSONS AT A REDUCED FI:I", OR NO FEE. PHS // 239989 Ofl ice of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717)240-6195 Pl N U 2;9989 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COI WI_HOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 E By: - -- --- Lawrence T. Phel i sq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 With T. Romano, Esq., Id. No. 58745 /Kfieetal R. Shah-Jam. Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivck Srivastava. Esq., Id. No. 20233 1 .Jay 13. Jones, Esq., Id. No. 86657 Peter .1. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., 1d. No. 84439 ,taime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq„ Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan I lallinan & Schmieg. I.,[,P 1617 lFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia. PA 19103 fl-IIS FIRM IS A DEBT COLLECTOR AT I'F,MPTING 'f0 COLLECT A DI_-IJIT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT "TO COLLECT THE INDEBTEDM:SS REFERRED "TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL, BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPI,R Y. IMPORTANTNOTICE CHTMOR"f GAGE, INC. COURT OF COMMON PLEAS CIVIL DIVISON Plaintiff NO. 10-4330 CIVIL TF'RM MARISA A. S TRAM3, A/K/A MARISA A. CUMBERLAND COUNTY GRFNKEVICI-I Defendant(s) TO: MARISA A. STRAUB, A/KJA MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 DATE OF NOTICE: August 25, 2010 YOU ARE IN D1;FAULT BF,CAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PF,RSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH 1 TIiE COURT YOUR DEFENSES OR OBJECTIONS TO "THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WTTI IIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A 14EARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT IIAVE A LAWYER, GO TO OR TF,LEPI-IONI? THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDL YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD 1-0 HIRE; A LAWYER, THIS OFFICE MAY BE ABLE l'O PROVIDE; YOU WITH INFORMATION ABOUT AGENCIES "THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PlIS !I 239989 ,ti, Ofl ice of the Prothonotary Cumberland County Courthouse I Courthouse Square Carlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 I,113ERTY AVENUE CARLISLE;, PA 17013 (717) 249-3166 Lawrence 4Esq., Id. No. 32227 Francis S. Flallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 ieetal R. Shah-Jani, Esq., Id. No. 81760 )mine 1Z. Davey, I?sq., Id. No. 87077 Lauren R. Tabas, Irsq., Id. No. 93337 Vivek Srivastava, Isq., Id. No. 202 3 31 Jay B. Jones, Esq., Id. No. 86657 Peter.l. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208 375 Phelan Ilallinan & Schmieg, LLP 1617.11--K Boulevard, Suite 1,100 One Penn Center Plaza Philadelphia, PA 19103 13) IS U 239989 (Rule of Civil Procedure No. 236) - Revised CITIMORTGAGE, INC. VS. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH CUMBERLAND COUNTY COURT OF COMMON PLEAS : CIVIL DIVISION No. 10-4330 CIVIL TERM Notice is given that a Judgment in the above captioned matter has been entered against you on ?_ By: If you have any questions concerning this matter please contact: ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 gJenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney or Party Filing 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 * * THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOUHAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BEANATTEMPT TO COLLECTA DEBT, BUT ONLY ENFORCEMENT OFA LIEN AGAINST PROPERTY. ** 239989 PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 CITIMORTGAGE, INC. Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION v MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant(s) To the Prothonotary: Issue writ of execution in the above matter: Amount Due Interest from 09/10/2010 to Date of Sale ($25.81 per diem) TOTAL O ~'c~~.00 PA A"1't"/ ~1~.~p CAF 9a. oo ~~ I+~.Op ~~ a .so „ a~}~.t~o- PA ~ a1. oo AvE ~o •'S o t.(. Note: Please attach description of property. PHS # 239989 ~.p Ipao ~K8 Q.~~503~0 NO.: 10-4330 CIVIL TERM CUMBERLAND COUNTY 0 +~ c ~ ; -,~ ~_ ~ ~.~ n~ ---, -~ rn ,~_. ~ c..~ .,_, tea ~ ~ -, , $157,012.96 '" --~n `~ ,~ ~--~ c~ -~ $ 4,490.94 w~~ ~ ~ ~._" ~ c~ " ~` ~ --i ~ ~~; :n ~ -~ -~ r,' Attorney ~l laintiff Phelan alli an & Schm' g, LLP ^ La nce ..Phelan, sq., Id. No. 32227 ^ Fran is S. ina sq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No,.62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 tz~ ~t mat W a ~. a oa ~~ o~ W OO O ~~ O~ ~~ ~U v W ~~ a~~ U U <C d ~a~ ~~ ~~ dw a ~A Q ~ d W `2 ~ ~ ~o ~ ~~ ~ ~a ~a ~~ a a> N ~~ a ~~NU O w 0 H w L 0 W ~ on W ~+ Fi a N 'r' r C,d~a' OWN C- ~ ~ rM "'.'dd'O~pN O Vl ~f1 00 ir'1 a', N Na~pN^~D`~...~r MN r o ~ ~~ ~~,~s7 o `° o ~, ~p~~~^~~ d~"'~~Z ~WW~WW W .d' v' .^` ,~ m W W ~ v, W~ a~ N N.~ ~~. ~ ~ a~W~ ~.~ y OO~i~ ~ ~~~ o~AH ~ ~~a ~ ~~ ~ 3 Phelan Hallinan &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff v. ~~' 1 t~~. ~riJ J iiU~`~EJ t~;7 f Ivi00CT 27 ~,' : 1 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant(s) CERTIFICATION Attorneys for Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION NO.: 10-4330 CIVIL TERM CUMBERLAND COUNTY The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises aze not subject to the provisions of Act 91 because: (X) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant ( ) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. By: Phelan al nan & Schm' g, LLP ^ La enc T. Phelan sq., Id. No. 32227 ^ Fr cis S. ,Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ~' ~ CITIMORTGAGE, INC. Plaintiff v. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant(s) . COURT OF COMMON PLEAS . CIVIL DIVISION . NO.: 10-4330 CIVIL TERM • CUMBERLAND COUNTY PHS # 239989 AFFIDAVIT PURSUANT TO RULE 3129.1 CITIMORTGAGE, INC., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 208-210 9TH STREET, NEW ~ CUMBERLAND, PA 17070-1609. ~ N -°~ .._ '_`' `~ --a ~ ~ 1. Name and address of Owne s or r uted Owne s : a " r() eP ~) t y ~ r--, r- Name Address (if address cannot be reasonably ,~ .-. ~ -+ '~ rn ascertained, please so indicate) ~? }' ~ ~ ~ -` ~~ r . e: ~ a MARISA A. STRAUB A/K/A 2602 MARKET STREET ~~ ,..~ t.., ~F.~ ~ --n o-~'t MARISA A. GRENKEVICH CAMP HILL, PA 17011-4632 ~,~ c~ ~ c r*t ~ ~ _, -< `°i -{ 2. Name and address of Defendant(s) m the judgment. Name Address (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) SUSQUEHANNA BANK 1570 MANHEIM PIKE LANCASTER, PA 17601 SUSQUEHANNA BANK 100 PINE ST PO BOX 1166 C/O CLAYTON DAVIDSON, ESQUIRE HARRISBURG, PA 17101-1166 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) NATIONAL CITY BANK 6750 MILLER ROAD BRECKSVILLE, OH 44141 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. ,,. w 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Relations of Cumberland County 208-210 9TH STREET NEW CUMBERLAND, PA 17070-1609 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. October 25.2010 By: Attorney for la' tiff Phelan Ha 'nan Schmieg, P ^ Lawrence T. P elan, Esq. d. No. 32227 ^ Francis S. Hall' E ., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No.94620 Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-4330 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIMORTGAGE, INC., Plaintiff (s) From MARISA A. STRAUB a/k/a MARISA A. GRENKEVICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $157,012.96 L.L.$.50 Interest from 9/10/10 to Date of Sale @ ($25.81 per diem) -- $4,490.94 Atty's Comm % Due Frothy $2.00 Atty Paid $246.60 Plaintiff Paid Date: 10/27/10 Other Costs avid D. Buell, Prothonotary (Seal) By: Deputy REQUESTING PARTY: Name: JOSHUA I. GOLDMAN, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP ONE PENN CENTER, SUITE 1400 1617 JFK BOULEVARD PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 205047 PLAINTIFF cmMORTGAGE, INC. AFFIDAVIT OF SERVICE DEFENDANT MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH CUMBERLAND COUNTY PHS it 239989 SERVICE TEAM/ lac COURT NQ:10-4330 CWIL TERM SERVE MAMA A. MAUS AMA MARNA A. GRFNIUMCH TY Na OF N d SYer Sve r- AT: 2602 MARKET STRSST SALE DATE: 03/pQ/2011 CAMP *m L, PA 179114632 rn ? r- SFJLVJM Defendant on the ? day of fto rm ISEA 20 ?9 Served and made (mown to t o'clock . M., At 2 E7 ?Jl u in the manner described below: ;a n Defendant personally served. g - Adult family member with whom Defendant(s) reside(s). Relationship is Adult in charge of Defendant's reside= who refused to give name or relateonshep. _ ManagexA3& k of place of lodging in which Defendant(s) reside(s)- - ArW or peraat in Chap of Defendant's office or usual place of business. an officer of said Defendant's company _ Other v C-1) 1 a% ?s w --t "C] 0 ,t,? Height ? weight 125 Race w Sex F Other Description: Age L j?_aAj -t b M o CG , a competent adult, being duly swoen avcordiug to law, depose and state that I personally handed a true and cottecct copy of the I?" ^f Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and sub'bed N KIMBERLY CUItTY before me thi7 ?_ day NOTARY PUBLIC N O .2010• STATE OF NEW ARSEY `v r :MVTS90N EXPIRES MARCH 7, 2013 N V NOT SERVED On 20_, at o'clock _. M., Defendant NOT FOUND because: _ scant _ Does Not Exist _ Moved _ Does Not Reside (Not Vacant) _ No Answer on at Service Refused a Other: Sworn to and subscribed before me this day By Notary: t?T.rh.,neq.IiN?33n7 ft@ ass eaN^sq,aN.aM a.er e:. sa.r&ate.1L Nw mss ?xas+r.+?aw.eix.ese r.+r r. a. ?. b e. y. N. s erMs a?.?w a. aw??tr, aw•, i; No srrw Jale R D?? 1?. Y. Nw Q?RI e,o.. a. •rtir.,, ate, Ii. Na f3n7 Ylwk S?Nr4w, aA, Id. Nw 2Rfi31 Iq & J? aA, li Nw sits? eel siddb?. 0946 er. NR trm jdMmggdmw ,ate,XNafM a.e.?.rr. r. rarer mss. x N.>+cei l+re•C-Aft aw,Y.Na]I W Cm%wa.D=,ate,rt.NaUM A.Bawc rt.N..MM A,waw., PA N143-1814 (2M563.9[[[ n F11 FD-OFFICE QF THE PROTHONOTARY CUB+3FFLAMD COUNT' FE; `1SYLVAIRIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff Court of Common Pleas Civil Division V. CUMBERLAND County MARISA A. STRAUB A/KJA MARISA A. GRENKEVICH No.: 10-4330 CIVIL TERM Defendant PLAINTIFF'S MOTION TO REASSESS DAMAGES 239989 Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: Plaintiff commenced this foreclosure action by filing a Complaint on June 30, 2010. 2. Judgment was entered on September 14, 2010 in the amount of $157,012.96. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "A". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on March 2, 2011. 5. Additional sums have been incurred or expended on Defendant's behalf since the Complaint was filed and Defendant has been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance Interest Through March 2, 2011 Per Diem $23.53 Late Charges Legal fees Cost of Suit and Title Sheriffs Sale Costs Property Inspections/ Property Preservation Appraisal/Brokers Price Opinion Mortgage Insurance Premium / Private Mortgage Insurance Non Sufficient Funds Charge Suspense/Misc. Credits Escrow Deficit TOTAL $149,384.92 $10,044.73 $213.24 $1,300.00 $1,043.20 $0.00 $121.50 $0.00 $0.00 $0.00 ($0.00) $3,212.35 $165,319.94 239989 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendant. 8. Plaintiff's foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on January 1.3, 2011 and requested the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant. A true and correct copy of Plaintiff's letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "B". 10. No judge has previously entered a ruling in this case. 239989 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: By: Phelan Hallinan & Schmieg, LLP, U Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? 'ndrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF ?4u P? h IV/M Pt 239989 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division V. CUMBERLAND County MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH No.: 10-4330 CIVIL TERM Defendant MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 239989 I. BACKGROUND OF CASE MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendant defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendant credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase 239989 Home Mortgage Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa. Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriff s sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. ofN.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank. 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendant as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendant's failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagor to tender to the mortgagee monthly payments of principal 239989 and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagor is also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagor has breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266,270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendant shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be 239989 charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville 239989 Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff's sale date, as their interests will be divested by the Sheriff's sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its 239989 foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. 239989 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP DATE: By: ? Id 1 1 # ? ;? ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 [f Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff 239989 Exhibit "A" 239989 FILED-OT9CE DTAR Sri y AM 10= 53 CUMpENNsYLVAN A Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. VS. MARISA A. STRAUB , A/K/A MARISA A. GRENKEVICH grOMEY FILE Copy PLEASE !RgUV?N Attorney for Plaintiff ATTORNEY FI_LEE COPS' PLEASE P ETUR N CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 10-4330 CIVIL TERM ATTORNEY FILE COPY PLEASE RETURN 239989 PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor ale Plaintiff and against MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH. Defendant(s) for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint $154,659.64 Interest - 06/02/2010 to 09/09/2010 S2,353.32 TOTAL $157,012.96 I hereby certify that (1) the Defendant's last known addresses are 2602 MARKET STREET, CAMP HILL, PA 17011-4632, and the mortgaged premises 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609 and (2) that notice has been given in accordance with Rule 237. 1, copy attached. I r\ L - ce T. Phelan, E, Id. No. 32227 cis S. Hallinan, E4., Id. No. 62695 ? aniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judi th T. Romano, Esq., Id. No. 58745 heetal R. Shah-Jani, Esq., Id. No. 81760 )6Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff DAMAGES HEREBY ASSESSED AS INDICATED. 1 DATE: pHs # 239989 PROTHONOTARY 239989 Exhibit "B" 239989 N W 00 10 b .? ?c 00 t-A ;I, w N r CD ? ? x x x 00 ot 00 CY CD 9 ? ? 5 z o o a a > " -^ o > a a ?? y y a ? bd bd ? N 01 B ° V] N N C ? ?p x ? • n y a ? ? y o o - y ? 0 n rd x z y z r w 3 ,,_, '? o VI b 0 N " '>O O ? v a m 9 §1 .8 e' ?': 9 ? •°' w er ` ., ? ??K? FO$t,?^ m E E ? U? ? Jf Z ` ® pTNEY HOVWfS . ?. . Q.. oo?? 26" $01 w t?? . 132 1M 004277256 JAN "' 3 2011 , w ? 0 MAILED FROM ZIP CODE " 91 0 3 s y o rn w. m ITI n N 3 y k, ? n ? 9 0 o m oa„z A .0o . pt R c CCDD ' CD Y o? 00 5, 0 C> C> 0 b z z x Cr" b PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey January 13, 2011 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 RE: CITIMORTGAGE, INC. v. MARISA A. STRAUB, A/K/A MARISA A. GRENKEVICH Premises Address: 208-210 9TH STREET NEW CUMBERLAND, PA 17070 CUMBERLAND County CCP, No. 10-4330 CIVIL TERM. Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3 (9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by January 18, 2011. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yobs;--'? r - awrence T. , Esquire Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R: Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire ,/,<Ilison F. Wells, Esquire Enclosure VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. Phelan Hallinan & Schmieg, LLP DATE: l - a0 - \A' By: kC ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 a Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-4330 CIVIL TERM CERTIFICATION OF SERVICE 239989 I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individual on the date indicated below. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 157 S 32ND ST CAMP HILL, PA 17011-5102 DATE: I ` ac- 01, MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 208-210 9TH STREET NEW CUMBERLAND, PA 17070-1609 Phelan Hallinan & Schmieg, LLP By: '? UlQ w 4m? ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Ajx1few L. Spivack, Esq., Id. No. 84439 Qllaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY . PENNSYLVANIA CITIMORTGAGE, INC.. Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Court of Common Pleas. Civil Division CUMBERLAND County No.: 10-4330 CIVIL TERM Defendant RULE AND NOW, this day of ggm&g_2011, a Rule is entered upon the Defendant to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this matter. ?c 'me Odd-uinwss, Maiisa A . S4ru0b a/ f a Mk rasa A. C-rmkevich M61ed Copies r r/ zAt OKA ?2.- "n . Mc r = 1i ? N C:?-n vc? s x=:, N CD rrn N 111)nnon BY THE COURT 2011 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-4330 CIVIL TERM CERTIFICATION OF SERVICE 239989 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of February 15, 2011 was sent to the following individual on the date indicated below. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 157 S 32ND ST CAMP HILL, PA 17011-5102 DATE: ?)' I,- N\ MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 208-210 9TH STREET NEW CUMBERLAND, PA 17070-1609 Phelan Hallinan & Schmieg, LLP By: ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 V drew L. Spivack, Esq., Id. No. 84439 me McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 CITIMORTGAGE, INC. Plaintiff, V. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY ) SS: ?J -n rn ca XW c? As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address, set fort "n the Affidavit and as amended if applicable. A copy of the Certificate of Mailin (For 3 1'n and/or Certified Mail Return Receipt stamped by the U.S. Postal Service is ttachqQAereto Exhibit "A". Date: I J[J Wwrence T. Phelan, Esq., Icy. No. 37 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? me R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. n CUMBERLAND COUNTY ? rnm COURT OF COMMON PLE CIVIL DIVISION No.: 104330 CIVIL, TERM yC -C C.. C C:) c? err,, PHS # 239989 CITIMORTGAGE, INC. Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION NO.: 10-4330 CIVIL TERM CUMBERLAND COUNTY PHS # 239989 AMENDED AFFIDAVIT PURSUANT TO RULE 31291 CITIMORTGAGE, INC., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609. 1. Name and address of Owner(s) or reputed Owner(s): Name Address (if address cannot be reasonably ascertained, please so indicate) MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2. Name and address of Defendant(s) in the judgment: Name SAME AS ABOVE 2602 MARKET STREET CAMP HILL, PA 17011-4632 Address (if address cannot be reasonably ascertained, please so indicate) 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) SUSQUEHANNA BANK 1570 MANHEIM PIKE LANCASTER, PA 17601 SUSQUEHANNA BANK 100 PINE ST PO BOX 1166 C/O CLAYTON DAVIDSON, ESQUIRE HARRISBURG, PA 17101-1166 SCOTT A. MARLOW 444 BOSLER AVENUE LEMOYNE, PA 17043 SCOTT A. MARLOW 525 N 12TH STREET C/O SAMUEL ANDES, ESQUIRE PO BOX 168 LEMOYNE, PA 17043 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) NATIONAL CITY BANK 6750 MILLER ROAD BRECKSVILLE, OH 44141 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANVOCCUPANT Domestic Relations of Cumberland County 208-210 9TH STREET NEW CUMBERLAND, PA 17070-1609 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA I verify that the statements made in this affi knowledge or information and belief. I understand of 18 Pa. C.S.A. § 4904 relating to unsworn falsifi JanuaryA, 2011 P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 are true and correct to the best of my personal Pals sta ments herein are made subject to the penalties 1 to u rities. Y: 'emu Atto Plaintiff elan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 nine R. Davey, Esq., Id. No. 87077 [Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 w SO L 6 L 3a03 d1Z woad 031IYw OLOZ LZ l oo 9SZLLZti000 09£'£0 $ VU z o ?o N90d 0- N a 0 a ? ?a? U? ? o >o °3 d >? a e aT° "aaa ?A?a?aw o?abv mWg?Ua??o?anea8?ba ? zO?OVaa gg w ?" V w. A /! O O In O V ?? ° sz3 a sz L 8 ?, 'E o da•?'o a a" ago .? ?W W g eM a oFi(D4 °.10 &dwI? a •-? ? a z F e? Z A U .. U U fsi W S ,•, ti 16 W. W .. 0 (? ,. z ?o oa 49 ? N N Z: o a '" N M 0,I24I1"04IvI1121I?IW.11 8 O e ?a a '' a ? ? . f11 ~ ~ A H. W N N ... ?+ I.+ p ?o 00 J O? f11 A W N r coo y ? a? ? a >F >f f >f >t >F >F >F >F >F >F >~ >F >f F >F >F >f >~ >F f >t >F >F >f * >F >F x >E CD Q' CD °z ?OZ X00 Cr10"'AO ? SAO @ c Q"r"y ?'o .1 [x xto z c) ??N P w -3 01, o ~ ?' 0 ?'? fy> Z a ro r n ? -] ? ION x L l O 3 y D > -4 eD d y y w W Y r" 7? ti rO m a o o ~ ti O rA A a y CL ?y a y W z o?g•O ? A W'n n a og ? 0 ? ? 3 w ? o ym c? rn ? • oo ? a O y. a y m' Q ° o e^o ? rn a W °sy a mg a??a x 0000 qq. o? o Io n °ra c r• vo i b s' ?, I cu AP n ti a S -, F so ® CD PITNEY B01NES 02 1M $ 01.680 0004277256 JAN 28 2011 MAILED FROLI 77o, ) m (D ? rn Il P' p ro?? < R, n o ? g' io _ qo o° r ro --a,? 1 a 1 V 3 2011 FEB 17 AM 9*- 48 CUMBERLAND COUNTY PENNSYLVANIA Phelan Hallman & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Court of Common Pleas Plaintiff Civil Division V. CUMBERLAND County MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH No.: 10-4330 CIVIL TERM Defendant MOTION TO MAKE RULE ABSOLUTE 239989 CITIMORTGAGE, INC., by and through its attorneys, Phelan Hallinan & Schmieg, LLP, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on January 21, 2011. 3. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on January 13, 2011 and requested the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant. True and correct copies of Plaintiff's letter pursuant to Local Rule 208.3(9) and certificate of mailing are attached hereto, made part hereof, and marked as Exhibit "A". 4. A Rule was issued by the Court on or about January 25, 2011 directing the Defendant to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "B". 5. The Rule to Show Cause was timely served upon all parties on February 1, 2011, in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "C". 6. Defendant failed to respond or otherwise plead by the Rule Returnable date of February 14, 2011. 239989 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Phelan Hallman & Schmieg, LLP DATE: ??' » By ? Lawrence T. Phelan, Esq., Id. No. 32227 rancis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH CUMBERLAND County No.: 10-4330 CIVIL TERM Defendant BRIEF IN SUPPORT OF PLAINTIFF'S MOTION TO MAKE RULE ABSOLUTE 239989 A Motion to Reassess Damages was filed with the Court on January 21, 2011. A Rule was entered by the Court on or about January 25, 2011 directing the Defendant to show cause why the Motion to Reassess Damages should not be granted. The Rule to Show Cause was timely served upon all parties on February 1, 2011 in accordance with the applicable rules of civil procedure. Defendant failed to respond or otherwise plead by the Rule Returnable date of February 14, 2011. WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Phelan Hallinan & Schmieg, LLP l r DATE: ` Z By: ? Lawrence T. Phelan, Esq., Id. No. 32227 rancis S. Ha.llinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 Exhibit "A" 239989 N W 00 110 v a n ° ?-• cn .A -• w .-• N -? O ?O Oo ?1 O? In .A w N ?-- ?"' . r ? ? a <s a o b "Cy ? a •, N W N W N W n t9 0 z 00 00 \40 00 ?o Oro ?y ? n H U) H COD H G. z rA o J ' 00 J N o-?! ? t fD n ro ?+ v? y H 3' a b 0 ;H O C ? .o c o ° o 0 J'. 2.go `° J W w ? A ? O w ?^ .3. c R 5' any w, og E _ a 2 a s° "; m o w 3 _- a f4' N n Q M 5. o>z ^G.d ? ag ? y o ?o a? o? b z z b PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey January 13, 2011 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 RE: CITIMORTGAGE, INC. v. MARISA A. STRAUB, A/K/A MARISA A. GRENKEVICH Premises Address: 208-210 9TH STREET NEW CUMBERLAND, PA 17070 CUMBERLAND County CCP, No. 10-4330 CIVIL TERM , . Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by January 18, 2011. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yeyr,°- R ?- µ ,awrence T. ;t?l?elaTi, Lsctuire `Ieis"g"Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R: Shah-Jani, Esquire Jenne R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Alison F. Wells, Esquire Enclosure Exhibit "B" 239989 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CITIMORTGAGE, INC.. : Court of Common Pleas Plaintiff Civil Division V. CUMBERLAND County MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH No.: 10-4330 CIVIL TERM Defendant RULE AND NOW, this day of 2011, a Rule is entered upon the Defendant to show cause why an Order should not be entered granting Plaintiffs Motion to Reassess Damages... Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this matter. BY THE COURT c? rn 00 C_ rm- -O r O N CD L c n I --4c) Gp "O (D-n C-) Z ? ?C? D -4 N -G L+ Exhibit "C" 239989 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 y Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 245€147 ,` ; " Courtenay R. Dunn, Esq., Id. No. 20677k-" Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Court of Common Pleas Plaintiff Civil Division V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH CQ1VI?ILAND County No.: 10-4330 CIVIL TERM Defendant CERTIFICATION OF SERVICE 239989 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of February 15, 2011 was sent to the following; individual on the date indicated below. ? MARISA A. STRAUB A/K/A MARISA A. GRL:NKI VICH 2602 MARKET STREET CAMP HILL, PA 17011-4632 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 157 S 32ND ST CAMP HILL, PA 17011-5102 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 208-210 9TH STREET NEW CUMBERLAND, PA 17070-1609 Phelan Hallinan ,& Schmieg, LLP DATE: By: t(U ? 'L ? hclan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 E] Daniel G. Schmieg, Esq., Id. No. 62205 ?, Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. T'abas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 ?]ndrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Gol , T'sq., Id. No. 205047 ? Courterr . Dunn, Esq., Id. No. 206779 W C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 ATTPRNEY FOR PLAINTIFF 239989 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Make Rule Absolute are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unswom falsification of authorities. Phelan Hallinan &; Schmieg, LLP DATE: By: ? Lawrence T. Phelan, Esq., Id. No. 32227 ?cis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CITIMORTGAGE, INC. Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-4330 CIVIL TERM CERTIFICATION OF SERVICE 239989 I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individual on the date indicated below. MARISA A. STRAUB MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH A/K/A MARISA A. GRENKEVICH 2602 MARKET STREET 208-210 9TH STREET CAMP HILL, PA 17011-4632 NEW CUMBERLAND, PA 17070-1609 MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH 157 S 32ND ST CAMP HILL, PA 17011-5102 Phelan Hallinan &; Schmieg, LLP DATE: Ah/ By: ? Lawrence T. Phelan, Esq., Id. No. 32227 Ei?ancis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 239989 IN YHE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CITIMORTGAGE, INC. Court of Common Pleas Plaintiff Civil Division V. CUMBERLAND County MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH No.: 10-4330 CIVIL TERM Defendant ORDER AND NOW, this 17 day of F44vn , 2011, upon consideration of Plaintiff s Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendant shall be and is hereby made absolute; and Plaintiffs Motion to Reassess Damages in the above captained matter is hereby GRANTED. The Prothonotary is ordered to amend the judgment and the Sheriff is ordered to amend the writ nunc pro tune as follows: Principal Balance $149,384.92 Interest Through March 2, 2011 $10,044.73 Per Diem $23.53 $213.24 Late Charges 300.00 $1 Legal fees Cost of Suit and Title , $1,043.20 Sheriffs Sale Costs $0.00 50 $121 Property Inspections/ Property Preservation . Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance 00 $0 Non Sufficient Funds Charge . Suspense/Misc. Credits ($0.00) Escrow Deficit $3,212.35 TOTAL $165,319.94 Plus interest from March 2, 2011 through the date of sale at six percent per annum. Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. y'` "'tA-1ASN H3 n U :II WV £Z0,3JII6a Q ?IIJ BY T COURT X J. q 1a- * 5q A akc, 6ren??v?c? 239989 '?rraAC-6 S. 1lCcI??;a H, CS0' t '),I) CoPtt°S PA411eO a/a3hi . SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson FILED-OFFICE Sheriff THE PPOTHO IOTARY Jody S Smith Chief Deputy 21111 APR I I AM Ia! 37 Richard W Stewart MJMBERLAND COUNTY Solicitor P EM S YLVA N I A Citimortgage, Inc Case Number vs. Marisa A. Straub 2010-4330 SHERIFF'S RETURN OF SERVICE 01/07/2011 12:15 PM - Deputy Stephen Bender, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 208-210 9th Street, New Cumberland, PA 17070, Cumberland County. 01/07/2011 11:08 AM - Deputy Amanda Cobaugh, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Marisa A. Straub at 2602 Market Street, Camp Hill Borough, Camp Hill, PA 17011, Cumberland County. 03/02/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, PA, on March 2, 2011 at 10:00 a.m. He sold the same for the sum of $ 1.00 to Attorney Daniel Schmieg, on behalf of CITIMORTGAGE, INC., 5280 Corporate Drive, MS1011, Frederick, MD, 21703, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $748.70 April 08, 2011 SO ANSWERS, RON R ANDERSON, SHERIFF $ "/8 .aa _?L oa-' ? .66 PCL eo • s-o i?cL ?..1`_ etl-jL mac- ?s7'Y 96 !ci CountySuite Sheriff. Teleosuft. Inc. CITIMORTGAU, INC. Plaintiff V. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION NO.: 10-4330 CIVIL TERM CUMBERLAND COUNTY PHS # 239989 AFFIDAVIT PURSUANT TO RULE 3129.1 CITIMORTGAGE, INC., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609. Name and address of Owner(s) or reputed Owner(s): Name Address (if address cannot be reasonably ascertained, please so indicate) MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH Name and address of Defendant(s) in the judgment: Name SAME AS ABOVE 2602 MARKET STREET CAMP HILL, PA 17011-4632 Address (if address cannot be reasonably ascertained, please so indicate) Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) SUSQUEHANNA BANK 1570 MANHEIM PIKE LANCASTER, PA 17601 SUSQUEHANNA BANK 100 PINE ST PO BOX 1166 C/O CLAYTON DAVIDSON, ESQUIRE HARRISBURG, PA 17101-1166 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) NATIONAL CITY BANK 6750 MILLER ROAD BRECKSVILLE, OH 44141 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Relations of Cumberland County 208-210 9TH STREET NEW CUMBERLAND, PA 17070-1609 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unworn falsification to autho4ties. October 25, 2010 By: I Attorney for la' tiff Phelan Hal inan Schmieg, P ? Lawrence T. P elan, Esq. d. No. 32227 El Francis S. Halli E ., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 SHORT DESCRIPTION By virtue of a Writ of Execution NO. 10-4330 CIVIL TERM CITIMORTGAGE, INC. VS. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH owner(s) of property situate in the BOROUGH OF NEW CUMBERLAND, Cumberland County, Pennsylvania, being (Municipality) 208-210 9TH STREET. NEW CUMBERLAND, PA 17070-1609 Parcel No. 26-24-0811-282 (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING JUDGMENT AMOUNT: $157,012.96 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 215-563-7000 LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land, situate in the Second Ward of the Borough of New Cumberland, County of Cumberland, Commonwealth of Pennsylvania, designated and being known as Lots Nos. 160 and 161 in a certain Plan of Lots called Elkwood, which is duly filed among the records in the Recorder's Office of Cumberland County in Deed Book'M', Vol. 5, Page 498, and more particularly bounded and described as follows, to wit: BEGINNING at a point on the corner formed by the intersection of the southerly side of Ninth Street and the easterly side of a ten-foot wide alley; thence in an easterly direction along the said southerly side of Ninth Street, seventy-four (74) feet to the dividing line between Lots Nos. 159 and 160; thence in a southerly direction along the said dividing line and at right angles with the said Ninth Street, on hundred thirteen (113) feet to a ten-foot wide alley; thence in a westerly direction along said ten-foot wide public alley, seventy-four (74) feet to the easterly side of said ten-foot wide public alley; thence in a northerly direction along the easterly side of a said ten-foot wide public alley, one hundred thirteen (113) feet to the southerly side of Ninth Street, the place of BEGINNING. HAVING THEREON erected a double two and one-half story brick dwelling house and garage known an numbered as 208 and 210 Ninth Street. TITLE TO SAID PREMISES IS VESTED IN Marisa A. Grenkevich, a single person, by Deed from Scott D. Heisey and Karen A. Heisey, his wife, dated 12/28/2000, recorded 01/04/2001 in Book 237, Page 245. PREMISES BEING: 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609 PARCEL NO. 26-24-0811-282 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 10-4330 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIMORTGAGE, INC., Plaintiff (s) From MARISA A. STRAUB a/k/a MARISA A. GRENKEVICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disnosine thereof: (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $157,012.96 L.L.$.50 Interest from 9/10/10 to Date of Sale @ ($25.81 per diem) -- $4,490.94 Atty's Comm % Due Prothy $2.00 REQUESTING PARTY: Atty Paid $246.60 Plaintiff Paid Date: 10/27/10 (Seal) Name: JOSHUA I. GOLDMAN, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP ONE PENN CENTER, SUITE 1400 1617 JFK BOULEVARD PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Other Costs David Dl, othonotar. By: Deputy Telephone: 215-563-7000 Supreme Court ID No. 205047 TRUE COPY FROM RECORD In Testimony whereof, l here unto set my hand and the seal of said Court at Carlisle, Ps. TES ..a? at 20.1 ??{p, (?• Prothonotary On November 22, 2010 the Sheriff levied upon the defendant's interest in the real property situated in New Cumberland Borough, Cumberland County, PA, Known and numbered as, 208-210 9th Street New Cumberland, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 22, 2010 By: Real state Coordinator PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 28, February 4, and February 11, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. is arie Coyne, Edit SWORN TO AND SUBSCRIBED before me this 11 da of Febmar 9011 Notary NOTARIAL AL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL Writ No. 2010-4330 Civil Citimortgage, Inc. VS. Marisa A. Straub Atty.: Daniel Schmieg By virtue of a Writ of Execution NO. 10-4330 Civil, CITIMORTGAGE, INC. vs. MARISA A. STRAUB A/K/A MARISA A. GRENKEVICH, owner(s) of property situate in the BOROUGH OF NEW CUMBERLAND, Cumber- land County, Pennsylvania, being 208-210 9TH STREET, NEW CUM- BERLAND, PA 17070-1609. Parcel No. 26-24-0811-282. Improvements thereon: RESIDEN- TIAL DWELLING. JUDGMENT AMOUNT: $157,012- .96. 58 The Patriot-News Co. 2020. Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 Ehf Patr1+0t1WX(W5 41 Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Holly Blain being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid- that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since- That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said prnted notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true!; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 1/28/11 2010-4330 CMI Term Cltimortgage, Inc 214/11 vs Marlsa A. Straub Atty: Daniel Schmleg B i 2/11111 I 1 f V , y v rtue of a Writ of Execution NO. 10- ... 4330 CIVIL TERM CITIMORTGAGE, INC. vs. MARIS Sworn to and subscribed beTuf6 me this.22 day of February 2011 A D A A. STRAUB A/K/A MARISA A , , . . GRENKEVICH owner(s) of property situate in the ` -_ BOROUGH OF NEW CUMBERLAND _-.__..-_. , Cumberland County, Pennsylvania, being (Municipality) Notary Public 208-210 9TH STREET, NEW CUMBERLAND, PA 17070-1609 Parcel No. 26-24-0811.282 C+.JMMONWEALTH OF PENNSYLVANIA --- (Acreage or street address) 7??ria, i ?l Improvements thereon: RESIDENTIAL Shp-rile sner, L.. Notary Public i DWELLING Twp Cou eP owr t'axtcrj Twp., Dauphin County JUDGMENT AMOUNT. $157 012 96 _ . {on-missicxo Expires NOV. 26, 2011 ` , . : ^? , inSV'• r la r-.ssociatlon of Notaries COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Citimortgage Inc is the grantee the same having been sold to said grantee on the 2nd day of March A.D., 2011, under and by virtue of a writ Execution issued on the 27th day of October, A.D., 2010, out of the Court of Common Pleas of said County as of Civil Term, 2010 Number 4330, at the suit of Citimortgaae Inc against Marisa A Straub aka Marisa A Grenkevich is duly recorded as Instrument Number 201110686. IN TESTIMONY WHEREOF, I have ereunto set my hand and seal of said office this day of A.D. ? d, Recorder of Deeds