Loading...
HomeMy WebLinkAbout10-4472COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAVALRY PORTFOLIO SERVICES, LLC, AS ASSIGNEE OF CAVALRY SPV I, LLC, AS ASSIGNEE OF RIVERWALK HOLDINGS, LTD, AS ASSIGNEE OF WASHINGTON MUTUAL BANK Plaintiff V. WAYNE P RIVERS Defendant(s) CIVIL ACTION CASE NO.: l?' q4701 01 VI NOTICE TO DEFEND - j r`- . f YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT IS SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO, THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CUMBERLAND COUNTY BAR ASSN 32 S BEDFORD ST CARLISLE, PA 17013 (717) 249-3166 PG???Id ?? UU76? I 13647213 Thoma a Offices, C L- By: Douglas arinos, Esquire Atty. I.D. #53104 V 1175 Attorney for Plaintiff 101 North Cedar Crest Blvd Allentown, PA 18104 (866) 434-2993 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAVALRY PORTFOLIO SERVICES, LLC, AS ASSIGNEE OF CAVALRY SPV I, LLC, AS ASSIGNEE OF RIVERWALK HOLDINGS, LTD, CIVIL ACTION AS ASSIGNEE OF WASHINGTON MUTUAL BANK ; CASE NO.: Plaintiff COMPLAINT V. WAYNE P RIVERS Defendant(s) 1. Plaintiff, Cavalry Portfolio Services, Llc, As Assignee Of Cavalry Spv I, Llc, As Assignee Of Riverwalk Holdings, Ltd, As Assignee Of Washington Mutual Bank, ("Cavalry") is a Limited Liability Company with an address of 7 Skyline Drive, 2nd Floor, Hawthorne, New York, 10532. 2. Defendant(s), Wayne P Rivers, is/are an adult individual with an address of: WAYNE P RIVERS 3930 SULLIVAN ST MECHANICSBURG, PA 170502166 3. On or about 10/29/1999, Defendant executed a Revolving Credit Agreement ("Agreement")bearing interest at the rate of 0%. A true and correct copy of the Agreement is attached hereto, made a part hereof and marked as Exhibit "A". 4. The Defendant defaulted under the terms of the Agreement by failing to make the monthly payments when due. 5. The balance due and owing on the aforesaid application is $9,995.28 as of May 11, 2010. 13647213 6. Despite repeated demands, the Defendant has failed and refused to pay the aforesaid balance due and owing. 7. Defendant has not objected to account statements issue. 8. Defendant is liable to Cavalry on this debt as an account stated. 9. Pursuant to the Agreement, Cavalry may declare all amounts due under the Agreement immediately due and payable without notice or demand. 10. Defendant is in default of the terms of the Agreement and is indebted to the Plaintiff in the amount of $9,995.28 plus interest at the rate of 0% per annum as of the date of filing pursuant to the Application. WHEREFORE, Cavalry demands judgment against the Defendant in the amount of $9,995.28 plus interest from and after date of calculation, at the per annum rate of 0% and costs of suit. Thomas Law Offices, PLLC By:-4 Douglas MV31 inos, Esquire Atty. I.D. 04 Attorney for Plaintiff 101 North Cedar Crest Blvd Allentown, PA 18104 (866) 434-2993 13647213 ATTORNEY VERIFICATION I, DOUGLAS M. MARINOS, ESQUIRE, do hereby verify that I am the Attorney for Plaintiff, CAVALRY PORTFOLIO SERVICES, LLC, AS ASSIGNEE OF CAVALRY SPV I, LLC, AS ASSIGNEE OF RIVERWALK HOLDINGS, LTD, AS ASSIGNEE OF WASHINGTON MUTUAL BANK, that I am fully authorized to make this verification on its behalf and that the Plaintiff is unavailable to make this Verification and that the facts set forth in the attached pleading are true and correct to the best of my knowledge, information and belief and that the source of my information is interviews with my client and the Plaintiffs filed documents. Verifier understands that false statements herein made are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. DOUGL M. MARINOS, Esquire Dated: May 11, 2010 EXHIBIT "A" URI 2 EL far ?37 1 l 14.1 111111p 111i -oil ;' 11 Ili 1 ' .. ;°JU M ? . D ¦ l-$ s c h3-1 4 4 • tar SIM z I. s ,. N r 1 Pill # ;1111111 IrL g X91 ?M11W r ? iris a g . ..? ? HIR [ Pit W 1 6% Mill l fY , Z It $ 9'1? 5 W sJ• M ? S jig $, 5 _yy t M a ?A =e gr?? Q a A. 1? lgrv ?. g g fill if w o i j H1113 ?. sits. IL L 1 101 IJIF F ..? N if ?j ? C? I I -all 21L;11 ? still $f g? r 1111614%, i E ; P , Y 16, NP 4e 0 i I R ?x?94° ?g fill ' I ti fil? 1111 _ Hii ' Hil six if L CL 1,81 Fla, 431 g s5, R s ift fit.,Of. I3 '3 q ??? ? ? c• ??? a $ a lil jig ri 18 "" l m - I ,g i ll - ? R i 9 a 41 QQ egg 5 82. g a `#' g min air g? _. 6 -- g$ g qg ? srg.; 1111 v ilk far nail B _ ?S .? S !? s lit -:11 IL s g gs? Isr 3' ?6 g ??w r3a 3 L? r i i i?. a q Ill Sri F? I lit a Ld g ,q!jIII L :I .S. Mill m JL ? ass a 3. s i # - S lei _Q $ s Q $ it I ? , in r till. lit FIJI III uq F, q? . $ R a .a j. .1 1 9 let H'ars Iff I T lilt', IQ a i l? 4# {? IL A$ 6$ ¢ Tr i? ,. L$ g a9 ?a- I.?- S s s3 3 i ? o I Q Jill 34 a? o? [liltsQ .? a ?t r g3? 8?? icily JET ar g be Ca 4 a A o - y•? a AIR. .? -? Q g _ ..? ?? .• g gg R r fit Q C ? i OUR g ' 3•g i 4, Est .. a s a A 8 s ??Q? s Q ag S Igifflus.; ]p, s s all Ili ti A a I 1253 a Q2 F1 toil, I' t I I H! I RA I H sit HS I T 1 111; Q list III[[[ M S q8? ? ? ?????? ?? •? ?3'p Ail g gw ?? . ?? .. pj? a?? ? all g? o4: T111 I If I It ll a g1ji I R if a s "? ? . $? litt I I H 'its I 9 Q?? Q Q 'a SL i j 1134 $ a r. ?- : :Q S Q sq. I $ _ g ea. airl t. ff u'l IN it I :SO Iris Q A' r 1.11 fg It. f a 1 g; IL 41 -, 11 g -0 U-M 11 Mg Rim Er 4 y' xo ?m gjR •a ? .3 m5L1 mmg'b' s fi . a IA j??? ?g ° Sri r RR as Un 1 1 . I 511 11WHI , 1* of I I ", & , '211 i 1 5 HIGiliz floul I . , 11 : giv 358- !H - -Qq vistas's 14?aspcI ?1 5? 3i # S 3 ?y j T j?pj a?io s??qq A ggs a •, <rr ?4?p? ?n _> a ,ai the BT, CLI L2 HA a z : •R W1 fit It 51 -Jim it F1 HOC. 'Ic --nnig i Q HOW It w I H T i 9 -ItIffitter L9 it Lei gn all a s RA 45 ?? - s 6 Lift if I 4 ii a 3 P• p _ a r . RAI s a$ s . g a six ?l a. `_, a? r T as R g G ? Rr sa a i r. tt I ItIflill c A AIN-911 j R111jiffit fl 1 11. ME _110`13 1 1 a- ?*?a s g 51 V _1-W w-,X.2 Hit rqj a ¢ ' • RG ?g 1,31 it [is s gg? . RGja L i R jol 51-H lift -H Su- iol. J 5 fjr a' I ms 's of R ? 111112L It,. CHASE O 1144111ji"11a,l,111.1.llnall.,.1I A1144111041 ` 5-DIG{T 971*7 0266-8413.00 Sttmpk A. Stemple 1Addr?s Une 1 I tz3e Main Sdwt Addreta Liu 2 =.M=45-67 1CUy. Sulle, Ztp+ G 44fl1,1,I,a16r11,I,1.111111,II1111Ia,111111111111 Regardingyourenedit eutd o cant ending in XXXX Dow [acts. L-26]; As you awykaow, the 7PMorgau Chase & Co. duuuilb its subsidiary Chase Bank USA, N.A. (Chase) now owns your WAMU credit sand account We look fawwd to tarring you aeeasdbtg to the eons high standards we use to serve our otw credit mud customets and to Ming able to offltr you a greater ranee of flnsnWal products. your setiali ctioe is important to us and we will do our bad to ensure that this transition is as seemioa as possNo for you. Your account uumber will not change and we will continue to bomor any instructions you bays provided for teat aft bins (such as utilities and Ins not 5erv lax) or fbr scheduled payment of your credit Card 000omtt. 1 f you pay your account by cbedc. plame continue to ma,d your payawnts to the address provided cm your monthly statement You will also continue to enjoy the b iveRpt oo your account, such as Zero Liability for Uttatnhotized Pardm a and Eratgeucy Cash and Card Replacement. Ifyow account is sot up to beaulotnatically paid Arm one of your deposit amounts naa3 nKmd , those, payments will continua io be merle to your acoormt with one c ooptioo. if yaur au toomik payment woma is a "!bred pity atnousit" (e.g. 5900 per attmth) and you do nothing prior to the conversion, your fixed amount payment will be, changed to Instead prat the emountof your monthly rnbthtum payment due. A'Netk a of Charge b Toms", w" egdaioa the cheeps to the CareLaho ON Agreement and bow yon may opt hat oremtate ehaagm. Is located sat the back of this letter. Fa dead you will find a new Cardmember Aereeaa ssat that has been shaded to direct yore attention to the Aeneas described In the motlca This Herr Cardmember Agreement replaces your eotisdal Visa or MasterCard Attmw Aprraveseut and Terms Sheet. Owe emir the twee stgnigahat eiaop s; are dbayusad In the merles, pluses rend the Cwtawmber Agma gnat carAhgy and keep It with your other hoportaut account paper. Ifyete have any gowAkana about the other endured inibrmation or about Chaec, please fed itee to contort ua 24 boars a day, 7 days a week at (800)-280.M61. Thank you for your business. It is our pleasure to servo yen. Sincerely, Cardm mbar Sorvi= n'CIVW I Lluuo"j i 1 + loam l M NOTICE OF CHANGE IN TERMS TO YOUR ACCOUNT AND CARDHEMBER AGREEMENT id byes now Cedlmmba Agresatent emi.n PdApedrwti l Ye+t Thin riotbro fnPorrty yon dmrtbs Yiw orltfsaaCerd Apeamset far yxu sea9aW is beng osrtgius Ceofm tines ane"tly tr cf it on yow ncocm, .vLieh wiAbe inoaporard iaro 1!e. nmy. TIM, Armenia is ormlmod th Noaee 7111 a *a od Ncw Terre ('Sameorjo bolow sod h4la 6httbaw eodesatwd dtecbopo b & terms of yowe real heo Y?Pis ?? av? Na. dvndtgaiathe ewbtttod Apnarisastby tdtdM6 Pwom eereta realise Somiary mow. The climes disaibsd Into Svrominy villains d1Ma w of itie tint dry of do ldfift oyole dear includes b rah 6.20(19, fepndlees of w?cifer axon you tecelve asSliaR deter AMr die 9remnrry, we. doswda ywe riShd w cheese wt to wcaq cenela ape rksv?ed h tl+e entnitrY sadlwiw a oaroies drop ritlnr All athr a wt11 erpiy esr aferlly ar your aeoaeK as of the cflhetlve die describrt Your new Apmmw, destU dos a lathomiee.willeppiyiarailenfiflniL+dfuhoebslrredfonyournoooont.Naaflitsomeo(drsieonedescribed bttheSoenlry Ttty absedy bC in sallies ca yite• aacaust 5. SUBWAARYORXIM TERMS 8aeelw 1- CMnpe yoseas eteewao asst sas*F•• • Yoe Asoouni will be g"am" by Delatvste low to die extent $0 Fodetd low door, rte corral - Root and Fees: - if ray erycdr stemdrd itsvroKtaas(APIb)sill d+atyed, ?y apparr real errs shtibdoa alto Items, a,d pass able Is ibe ApairmM. Any (ntnabntaary or prses)#Cnd APlte saw no offboadby the APRvb&Mw ist?title NWke provided yon smnLtr 1o,near tbs tarns of lho P.&Aioaal ofibr - =Aragon Yawata m we fSued, M AI ba chansed to 1Wiable bowl m the Rime Rea, puNdishod le rbt Bat Waff ?yreer JWewd twe business Mys des Cloioa vase shows esydtr b?lietprateesoe, ('Pmts Res') plkw a motto db dWW in ties RAW and Fees ssodm of tine A$eanoot. We will elpt3atpcthavr9visioaeoflotwAgroveaitdtaidaafbwwhetwdhowtatatlet theawriWbttrsa- -71e taarrcdan fees Rix tnrfi edvsntoos (lndudkitmlt efvwse ebisdts) has bean wd trill IN 316 d tM tisOtsdim whb a mftnitouma eia of 1151. Nun dirt oub alrwm eUdw weo pvvkm Dr =)bd tmvwdmw decks odd - your Cso?At3mmmiL Cc& advsme balances tea shorRM aft* advswaoAPR. -?pe11bi1le0?Ih?baleteewanri6as(ltelsdlne6sbecebansMebwkd Wbeestletijad11ndwieMS7Sd'lbetiwsfsatfertwbsambliaowafeeofSS.Tide type orwtesattba bid a difMam mieNsms transaction he *an a aOh advance. and balance uwuda' ba ma 1119 chnead sbgbM* orator APR. -rho Use An will be dmiped to $15 Itdw balance In uP to bat at tinwhlg Stea. lis it des baboon is stoo sip is bu. not inaledire im ad i3q irthe bakaw it SZwf eel vvN- -Tim ow alinh ilea, reason pgrvnw r See, evil room sleek fm will be olwm{ad a W. -Tina mialatwn psrf tae Taft dace= chimp will bas $1. teed may apply it any padodb fbetee dar4e is birpceod ina bRRaR cycle. sfyoer account has 110 tool rrsTnbeahip fee and your aoaaod Is slow Wye" or by w; you Wei condom a pay the senwl owattwnMp tae until dte onatatda b,dessa on yaw stionv tt is pow in fen sad cot eecoven: dalaUaWldp tataisim. we any 4boW d hver3% fir Intonational uvmao viL • The Do6aR W ev,11 roo char my apply if yow mir" Is in dolhub wet ba ohtugad is asvetd satyr. -flune d do )]iaaaSaak APR llmitAPRfs is Inpfaotvlteaffoa as thaw yew via-oiwtfmoontnitgytttr bawad ct:kdsg s new balamon will „rantbadoctaftDialkI,A vi APR. -, Cme roes aaame b daanud w be sin c r turn bUetecysfas peat doA was firy "Ice yon tom Wweia at do safe ertwu paaest (216) a month an the unpaid balmo e. itch Dollish AM to applie4 h will be efRtdlve fbraN armors bslsoom a of dos fim day ofthe blbh* cyels to which tae dalaWt ocawrod. • Cerulft dansots of tlar positdM A a n detest aalfaMtlow wi3 elu+pa . Unpid eeaTCe ebnea loss PderitiAlnB eyala will 6e ediled a ytnn swxaRo tinnily blmhtrr+a salculotiss and asaeasd Aitaren ehalpes. - ties salehnam thence ehmp may bas ialpoaad taconites of whadvor yaw w mt Is also XAJM a slow, let, • We a ar ood Uhc charts to yams Acaooal w Cab Advastxs wd ehoRo & CAA Mlvass Fee for tbsn? "Ilfefa ekares+ include win srinallira. did paehave of aanw or I sad tAe Tao of yovircod m ealredhli wbb RtesbUti ouns"dow. • Ws as dnsop isle sp omma at my does, trRa dials of wks*w yon hairs sweet to your tout by addling, dolstop, or maliylsg atq provision, -'Ile arbitration pool= in yam mgmxMM t Will be abanevd to pro" yep, anineg esker rbMWOt With brander dilita to sibsafe Nd arks a Clot for ikhnua Isw eaMatf ties oWrrrbnttxoceas l;au tdteakf yced do wh oleArbid'91iat im I gf9fidllr w h affow d t wbwrdivr lugd viplsta yeu boa -Yaw pspenevt allocatim will coops, Wa roserve the rl* to allocate psytasatrt In it way owls nod thwtobis low O"Wakm fin as WiCTNW2-Cbo"wtbotwMgpplyayaurmet mdmftmadcWly. this tietWnlfit"wd". w"tttd • istbe Am w sdumw ptsaasp I he 3" tad 4e.' scesm?ao vie dtlaal in ikodr ambrsy aril nos mpitarl by, -Thimmosmf eyteemrit wiltryblm dibsgtOemert.laeledlolf dnironut who sppli9a {be. Rte sa0ouf><mmdtla PMSan toowwban , add Whip t omisits, as wweRlim mW porn wbo, apass to be. eahlem 8me e-oacttaf." • p16tw akoants of fie pesbdk ruaeice cioUDc ratsalob,o rand wIU ehwen: PwiaAe ads fbanos u mqm Ibr sR tnt simcdota will bs ale drsd and aatspopsdad dtey -Allis y? k Sman chaps willbs tee sub otell tee deli Iwd fhetsos eabatlstlonc for ascli umuctim ansovey fit inch dgr dutlog the PMSiotec linumem ebsrvez wet bas ohnn d on ¦ tonvoidtn,. Ate, o r 8nion *mp flan tbs dote it to added to your dollr bolsocs uvoU ptgvasr Is Nib rsoeivedat your aswuM. Fiowercr, a desCtlbed In ties AgteeirR; ,yaw i s'"(heoaPaiod," wiao6yperiod4o rate innate aY?a walk asr 1b es*r°d on pfreiuo btbnm eadercestaltt COMednca.'rM fie *W will be tal loW 20 days. Tha9 is so mrh (hose hrbd px other irronwadan hmalmdirrU fah A. I kawaooss. Periodic Ammon election will now be calculated aft a daily paiodle nos dbumeif by divfdhp ties applicable, APR by 365. Yaw deieamn psysswrt dad win dentin. lfyoa sew balance is 810 or bat to nldmiwepdytsrst will be yeses Saw bdowil. For baboon In sawis of 31111, lid rok"m mcadbly payrrara will be equal to do grosses of 2% ofthe new lwlaove at tha amt of I%of ties rutty bslarve, total billed pealudlc rats: C,itsm ohms, sad soy billad h oc fees. • The thm slur we nook receive rats p%msefr to be amdin d to of Ibst day will abonee. fad will bo diwlooal to your Uniting ylrtenradiri- • You bs fr rot use soy dmkwe said you to pay debt yam won so us or atq arbor Chore lie k• or tatapay. • All otarrimot in rite Apswm d test an not dosadlhed is this Scrawny wit! apply. Carolw ism is yoursebting Cordmerbor aalnamam ads) be initiated to dif8u.otly in this Agxomtmt for nssairple, doe Tame Shoo is craw called the Rain ad Teas able, Rfg}a b Opr Oaf Yen sow ell M* (toe now" the challis deverand so" StedOO f in floe Saatm4. To do so, yon count notify to is writing dirt you do ant west to weep. sty oftsrde chs11ees. We mar ateive your n idiftsnun bdxr, b Fabom y 2q 2009, if yew chme, to write to a, pica lodmdt yaw Sena, address nidrs9otf t ixartfwt on ryanntir Imesr ad rump h to Cad Wvkot, Retbrofe0 C , r,d Dort 994116. Ae9ngroe, TX 7609b96o6: It you send us srchaa itfta ba disopes wiyl nut apply. Ywr Aemo wlU fiat b9 dood (if k id twtl d clwgd) mody9r may out fire k f rdW. Y9*wW romeio responsible Wy . Y ot ymootn rider the fate Ellie Aerotrat;a af7huA m fin d0 k ones :21 olodlnt aq tppeww6le APR a itumay vary. ilia daa a drat ePOty.-ineuealiv re. yewaccowd aid oho nos dm=-ua io >tile Nadoe w111 apply to roes sooeunl n lour awy Srelha ration. if yon waw t w4mly timed afsmay of Me oMrigsui desaIted indole Naim sod day an iamWy in effort m yarnwont, trove ten will cmmm seg Ally proa and APRs ra oh subleit to des ferns orthe prooooriaal WRL !loses vote that sogadNss otwhwler you opt out nf%W clusigan as p00rhtot to wits Nodar. we niW send you I change a tervis io4ens in tks Atbxw m momd yaw was wt tettt>. kriveliap APRs. lMreoa sstelrtlds lYStide fir yu?vT?mrds. I tTONN"i m 2 4* macro teteossa I SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~$~~,tr of ~utnbr~~~~~ ~~ =. ; ~~: ~ 3 ~E ~- r T ->E S'+~ RIF F u~ -~~ ~~„--r~~,~~r~ Cavalry Portfolio Services, LLC Case Number vs. 2010-4472 Wayne Peters SHERIFF'S RETURN OF SERVICE 08/27/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Wayne Peters, but was unable to locate him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Wayne Peters. Request for service at 3930 Sullivan Street, Mechanicsburg, PA 17050 is vacant. To date The Mechanicsburg Postmaster does not have a good forwarding address for Wayne Peters. SHERIFF COST: $42.44 SO ANSWERS, «,, August 27, 2010 RON R ANDERSON, SHERIFF (c) Count}Suite Sheriff, Teleosoff. Inc. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAVALRY PORTFOLIO SERVICES, LLC, : AS ASSIGNEE OF CAVALRY SPV I, LLC, . AS ASSIGNEE OF RIVERWALK HOLDINGS : LTS, AS ASSIGNEE OF WASHINGTON : MUTUAL BANK, : CIVIL ACTION Plaintiff : CASE NO.: 2010 -4472 Civil WAYNE P. RIVERS, Defendant TO THE PROTHONOTARY: vs. PRAECIPE TO DISMISS Kindly dismiss WITHOUT PREJUDICE the Complaint with regard to the above - captioned matter. THE LAW OF B Liq12Lu USINESS, P.C. t� D ougl Marinos, Esquire Attorn y for Plaintiff 101 North Cedar Crest Blvd. Allentown, PA 18104 (610) 434 -0504 I.D. No. 53104