HomeMy WebLinkAbout10-4485MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MARY A WRIGHT
124 Clover Ln
Carlisle, Pa 17013
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
Defendant(s).
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. U) - 448 C1V 1 Te m
CIVIL ACTION COMPLAINT
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demanda en contra soya sin previo aviso o
notificacion. Adernas, la cone puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
FIND OUT WHERE YOU CAN GET LEGAL HELP. SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue,
Carlisle, PA 17013
(717) 249-3166 49a.o0 PO (?*r?
C aa4D6
e! ay 4 -7 Boa
I
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MARY A WRIGHT
124 Clover Ln
Carlisle, Pa 17013
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Mary A Wright, is an individual who resides at 124 Clover Ln
Carlisle, Pa 17013.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about May 30, 2008, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $16,291.78 at an annual percentage rate of 15.290%, in
order to purchase a certain motor vehicle, 2008 Ford Focus more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $349.27 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until September 4, 2009, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $8400.00, however a balance of
$6628.83 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $569.25 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$7198.08.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $7198.08, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
Respectfully submitted,
MA^CA& NEEDLEMAN, P.C.
JEEDLEMAN, ESQUIRE
for Plaintiff
Date: July 1, 2010
VERIFICATION
I, JOANN NEEDLEMAN, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: July 1, 2010
1NSYLVANA SIMPLE INTEREST VEHICLE RETAIL INSTALLMEN4F66619WO DATE nclTnlnR
t.e06727.7000 stye gene Coeuyad How and Actress J?diip County eM RELLEWCREDROR I8aWr Naar rte AJerwaa)
LP Co WI
e e MZARYCCLA BOUDERIle BOB RUTH FORD, hMC -
' ?ARLIS?EEPAL 11016 OILLSBURGE ?H NORTH 170,
E a JUN 0 g 2a
ITEMIZATION OF AMOUNT FINANCED
2. Dews Paymwrl
Third Party Rebate Assigned to Stl4r_......... .... _..___._..S_.3000?QD.
Cash Down
Trade-In r?f uime ,IDei+krce f Anwum f fA
TOM Down Psynynt...... ._._._...__..._......_._...__.___._..._.....f____;2gg_Ggx)
ll I. Unpaid BWnce of Chat Prim (t mime 2) ........ .... ..... .... _._.f?o )
I. Antwnls paid an year Whall (same may be meaning a portion of these swounb)
To Puhile Oaklaie
(i) he oe-is n, 4),tffois_ 0a
epmostbn „gg ), tw f _n,
(k) he Ilees go
f wee
(ti) for laces (W piC°eh Prim)
To mutrrsrrea Comperla far.
Credit LIM I-raraw (for I- at romred) ....__..._....__._._ f W
Crean wamllky Inseam, (for harm of IIiA (Term ?yp_Momms)._....._.s NIA
A,A Rerm M Month,)._......_.S IIA-
. 0119' IN ha DD0-F FE f 66.00
To .. jer CAP U-SURANCE 600.09
To -Pq4#K44*AR4NT-- f- EX; GFRIJIG6 9011T. 00
To 1110 Nor To ST DF pA ? TURF-fEF S -3rgg-
7o SE1r65A tar r rr -A f _ ?0
FILF FEE
Total ..._........ ..... __._____..__..._._....._..._..._._...__.___._._..s s„•'••+al
S. Aniornt Financed (3 plus a)_._._......... ....................... . f Y.jay... -.NS)
FEDERAL TRUTH-IN-LENDING OISCLOSURFS
ANNUAL FINANCE Amount Total Of Total Sale
PERCENTAGE CHARGE FInmttXd Payments Price
RATE Tna dpaar wnua m' °1A011M a "w a- Th toW
The mw w ymr Ile on al wl erode pranced rw wan ryva a y?r neamw
wyou p on paw wren Yon sac
aatrl se a teary mN -
COp row haylf Ne r
o+rrnnb a s
% s-6655-66- sq s
r ran
wwhw a Pavnyma AaouR a Paewyrm town Parnynt ore
? ? seea+n ?Anury
I
trreylyawm: It tau pay of your date awry. M will W hem to pay a panlN.
aearntty IrrNml: Vw an YNkln • wondb kparw b tl•a nelpcb eley puNrnad.
Tom: Yoe met WY a W awRa m'a0pdipn a Mm pn+nwe re-o mph man 10
alwq b z.o pa,ua a ma Rana
CewaeL Phase eee mb mnkKt b adds- bW-- n eeGrrky mwrW, ymem,
delawn, me dgm b require mpeyobm of lour date in Ian bHOro Ma wsyeaea im, ntl
o,'wd pwyav.
I you oo not meet your ocnineW oblg°b one you may lose your vefade, as well
as both parts and goods put on Yw+r vehicle and money or goods received for
your Vehicle.
BALLOON CONTRACT PROVISIONS
? Ycur last inaparnant PRYMN wider this tomred it a baifoon peYnrere
gb,P.aayl ? Agriaeual
? cwnrmm.l
INSURANCE
YOU ARE REOUIRED TO INSURE THE
VEHICLE. YOU MAY OBTAIN VEHICLE
INSURANCE FROM A PERSON OF
YOUR CHOICE.
LIABILITY INSURANCE COVERAGE
FOR BODILY INJURY AND PROPERTY
DAMAGE CAUSED TO OTHERS IS NOT
INCLUDED.
CREDIT LIFE, CREDIT DISABILITY AND
OTHER OPTIONAL INSURANCE ARE
NOT REOUIRED TO OBTAIN CREDIT
AND WILL NOT BE PROVIDED UNLESS
YOU SIGN AND AGREE TO PAY THE
PREMIUM.
C'"M
?LNO
msurenre Company
s
Premi Insured(s)
You want Credit Life Insurance.
Buyer Signs
Co-Buyer Signs
Credit
Insurance Company
a .,,
Preirdum Irreuretl(e)
You want Credit Disability Inurence.
Buyer Signs
Co-&ryer Signs
OTHER OPTIONAL INSURANCE
Coverage and prenkltrn and
Ineu eras Comoanv Term in Momha
$
By
S N/A
BY _
YOU went the opeawl -eenca iw wrk M
Pramiume am Induced above.
Buyer Sea
Co-Buyer Sign
E?1CESS WEAR. 119E AND MaEAOE CIAROEB
MESS l]eal Lee and peak pnealy waawnaa aro
box Mwity above K draclretl, this eeceon, Parspraph B. arM Poreyaph C of for the eerm a the crown. Th. .mown ant
this oprUad apply. Vw may be drarpetl for aposewva wear baeatl upon tan srenWrtla
for normal U.. It.you akeaese the opeon to sell the wnade Deck fo Setlar antler cava thew Yee Yon b • eaRkw n eteewrynt
swan to you fogey.
Paragraph B. you rouN pay the setter $0. a Qg_ per rule tw eadr mire m axE1n
of _..? aween alpwn on the odon Ater.
rrPmu?
)IR Dent CnpdMme YIaMr Adam4un (0~
ESTRA NLEAGE OPnON CREDIT a - ape b awnyd yon tyre pmaweep a bN
tar aebbn weMY. Pwd+les a ties meraps m
II 1Ma armrod Cppein a bssoon payment lee kgiceletl abevel, and yw h- apanw ant b rot moukad b sewn aadM. Th
epemised ywr Option to &0 the vaNde to the Sella Inter Paregreph B
His worth and mnawn sera creel mcwmtlon ewer
.
perogreph sppne o
your COmrBCI. AI the _umtl and w tlva mmred. Yw we
receive a cntlit d al..g par unused We for the numbe, d
n
i W fpm in ro w yard AOMrdum wNm m
awpppamd app rare ennha. Tne pike br me sent
n
e
p
ashe
a
ms
_
Ywd
Yo" mdll mtM 11 tlw. lees ° b I. =
r+rdar thy Conlr
will rbl M1beNa any e -red
I
d n
pe
s
m wwwb W rwmmape cppraawms
kwNaeon a Anyunl Fwerbwl www sealer a.
y ti
,
s
Dye
' are, credit
comma entls early, or you aro in datauR Y we N, -N. W sati
or n n hie credit is
leas thn Stop.
,J
?l
NON-MODIFICATION DISCLOSURE
/wry a/i/b??p?/m mom aenma mud w b ramp ww wgya by yar wo th smmr.
wet
YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND
THE REVERSE SIDE OF THIS CONTRACT. BY 7NE ARBITRATION PROVISION ON
TM Annwl Portends- Rats may - raagotlstW a th the Sage
Th
S
l
r.
ler may
e
e
a
its right to reatlvs a Portion of tint Ft_ Chara._ Y siggn t1NS COntrspt mtd rrhsy retain
Do not sign this contract in blank. You are entitled to an exact copy of the contract that you sign.
Keep it to protect your legal rights.
auyw/ X
sion..
Buyer (and Co-Buyer) acknowledge that (1) before signing this contract, Buyer (and Co-Buyer)
received and reviewed a true and completely filled in copy of this contract and (11) at the time of
s?ning this contract, Buyer (and Co-Buyer) received a true and completely filled In -copy of this
contract
sinnU /7i f aaurer X
I share
SNNr Rag RUjK r0R0 Lr By X n.. V P
TNS CONTRACT ts NOT VALID UNTIL YOU Ala) SELLER SIGN IT. f
I
ASSIGNMENT
saw m.y s ym. rom eenu.n Thl - wl ran ra.. as swerve none, nwite aw .a r.nya... ey Apes -, the
e1M gelne rte p,nwaet b YAWpnx• x
To ppwaa -I- a- tee ewrwwM wp vary thm awase w
m. /P
sew it, X TMa ?L
PIKER BnyE luxln'OrIr?L •MEEMENTS
a ?.wrabFC ?rnwap .6Yw ?r pp w ?1 W. FOR
ORIGINAL
PLY I - ORIGINAL PLY 2 - BUYER'S COPY PLY 3. CONeUYEIVDUARANTOR COPY PLY 4. SELLER'S COPY (NON-TRANSFERABLE)
ADD,....ACAEEMENT$
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CONTRACT M SUBJECT TO ALL CLAIMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT
ADAMW THE SELLER OF GOODS OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE
PROCEEDS HEREOF. RECOVERY HEREUNDER BY
THE DEBTOR SHALL NOT EXCEED AMOUNTS I.E.
BY THE DEBTOR HEREUNDER.'
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"im . SP•CW Byars Guide to be ZpNpd w IM
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THE WIDOW FORM FOR THIS VEHICLE IS PART OF
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FORE OVERRIDES ANY WNTRARY.PPIOVISIONB Ia
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k rlbr{errT; titl]-Rid
"'PRN"'
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 296068948
(877) 805.7187
POWMW600200034
MARY A. WRIGHT
9 WEST ST
NEWVILLE PA 17241-1005
Date of Repossession 10-18-2009
Date of Notice
10-21-2009 Date of Contract
0630.2008
Account Number: 043947143
Buyer MARY A. WRIGHT
Cobuyer
DESCRIPTION OF PROPERTY
Year
2008 Make
FORD ?x New
? Used
Vehicle Identification Number:
1 FAHP35NOBW259400
Model
FOCUS Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
x? PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows:
prior to such sale.
Date of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money
unless we must pay it to someone else.
The property is presently stored at: MANHEIM AUTO AUCTION
1190 LANCASTER RD
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 15,425.08
Plus Costs: Repo Expenses $ 370.00
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
Plus Late Charges $ 27.81
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 15,822.89
(Plus expenses incurred if default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 15 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before it's
actually sold.
If you do, we'll have no further claim on it. But the longer you wait, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
L The property has been (or will be) returned to:
Under our agreement with (dealer/original creditor)
your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealer/original creditor.
?x PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above.
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for aIF premium refunds.
VERONICA D. NOGUERA
FFNA 11998-37 Jan 02 Previous eci ions may NOT be used.
Printed in U.S.A. CUSTOMER/CUSTOMER FILE
Ford Motor Credit Company
P O BOX 17948
GREENVILLE SC 29606-7948
877 8057187
DATE: 2009-12-08
POY7BY00100222
MARY A. WRIGHT
9 WEST ST
NEWVILLE PA 17241-1005
STATEMENT OF SALE
Account Number: 043947143
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2008 FORD FOCUS 1 FAHP35NOBW259400
Balance owing on your contract
(1) $ 15,452.89
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 15.452.89
Deduct: gross proceeds of the sale (4) $ 8,400.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 7,052.89
Add: Expenses of retaking and storing, and (6) $ 985.00
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
Other: (8) $ 1,409.06
Deficiency** (9) $ 6628.83
Surplus* (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additiona l allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency"
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
**
If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01/04 Previous editions may NOT be used.
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'2009 072 55 0213
HEl`?r
SOFT COPY WORK ORDER 154120 12
/04/2009 oTIo
MANHEIM AUTO AUCTION CUSTOMER ;FORD MOTOR CREDIT COMPANY LLC
1190 LANCASTER ROAD f 46392 AMERICAN RD PO BOX 1732
MAN$EIM, PA 17545 DEARBORN, MI 48121
VIN 1FAHP35NOBW259400 i ARRIVAL DATE 1 10/27/2009 f WORK ORDER 154120
YEAR MAKE MODEL BODY COLOR MILES ENG R TRN PS P8 AC EN ES TOP CC EL INT CLR 4X4 TL SRS SI DF
2008 FORD FOCUS SE 4DSN RED 021654 4G C 5 X X X X X X C BLK 2 X D F X
SOLD 12/03/2009 STOCX# LEASE 48063nnnnnnnnnnnnne161?11e n.t -
DESCRIPTION PART/INV# QTY/HR
REF:RF,LF,RR,LR WHEELS 672
PDR HOOD LFDR RFDR DECK 0401143034
TOTAL SUBLET REPAIRS
VALUE DETAIL 72.50
TOTAL APPEARANCE RECONDITIONING
* NON-DEDUCTIBLE CHARGES
REPO;5SPD
SOLD TO: 5025307 11
STUCKEY FORD
RT 22 WEST
HOLLIDAYSBURG, PA 16648
INVOICE PRICE
SALE PRICE
SALB FEES
A/R AMT
RECON TOT
DLR RECON
CERTIFIED
SALES TAX
PRIME FEE
SIMLCST SAT FEE
SELLER PROMO FEE
TOTAL EXPENSES
NET SALE PRICE
ENTRY #
CHECK OR DFT #
RECON TOTAL 472.50
COST AMOUNT
200.00 220.00
.00 180.00
72.50 72.50
TOTAL
400.00
72.50
PARTS & MATERIAL
LABOR
CR/INSPECTIONS/IMS
10,050.00
84? SUBLET REPAIRS
400.00
8,400.00
105.00 MISCELLANEOUS EXPENSE
472.50 APPEARANCE RECONDITIONING 72.50
TITLE FEES
SELLING & ADMINISTRATIVE FEES
ADVANCE CHARGES
577.50
784 ------------- TRANSPORTATION
7,822.50
072 2009 55 0213
7299128
ORIGINAL 12/04/2009 Marihei m ,
VEHICLE CONDITION REPORT
46392
MANHEIM AUTO AUCTION CUSTOMER FORD MOTOR CREDIT COMPANY LLC
1190 LANCASTER ROAD f ACCT. NAME FMC
MANHEIM. PA 17545 ; ACCT. UNIT NO. :48063000000000000043947143 RTR
800-822-2886 !INSPECTOR
MLINARD ; INSP DATE .10/28/2009
VIN -. 1FAHP35NOSW259400 2009 72 55 213 ? ARRIVAL DATE ' wotrKORn NO i 154120
40/27/2009 STOCK No
DESCRIPTION 2008 FORD FOCUS SE 4DSN 4x2, RED wBLK Cloth
MECHANICAL 2.0 Liter 4 Cylinder Gas, 5 Speed, Pwr Brakes, Pwr Steering
MILEAGE 21,654 MI, Digital
RADIO CD Player, Aux - USB Input, CD Changer/OEM-06-Dash-
EQUIPMENT Pwr Locks, Pwr Windows, AC, Cruise, Rear Defroster, Tilt Wheel, Air Bags/Dual-Front, Floor Mats,
M IR $ 9 , 200 Sec System, Trip Counter, Alloy Wheels, Pwr Mirrors, Two-Wheel Drive, Regular Dash, 50 St Emis,
Own Manual, EPA Label
Pad Descd Danwe T Se LOW Labor
Hours
NON CHARGEABLE (Normal wear & Tear)
CHARGEABLE (Excess Wear & Tear)
? Front Bumper Chipped < 1/
+0
8
No Action Requ
? Hood Dings 1/2" to I"
PDR
? LF Doo
- r Din
13 Deck Lid g 1/8" to 1/211 PDR
g 1/8 to 1/2 PDR
? RF Door D
inn
gs 2 to 3y
C3 oil Dirty Unacceptable Replace
PDR
CHARGEABLE DAMAGE TOTAL:
Announced Condition........: REPO;5SPD
Comments for Consignor Only: REPO
Consign To..: Financial T
AL DAMAGE
Color Code
: E4/FW
..
E
Driveable...: Yes Labor & Paint
Int
Co
d
.
n
...: Average, OK Odor Mechanical
Cert. Cand
:
..
PDR
Cyberlot....: Air Brush
Oil Cond ....: Poor/Dirty DAMAGE TOTALS :
Keys ........: Mst 2 Trk N Spr N Val N Rem 2 Inf N Cmb N KGo N
Tires.......: LF 7 HANKOOK 195/60R15 LR
6 HANKOOK 195/60R15
RF 7 HANKOOK 19516ORIS RR 6 HANKOOK 19516ORIS
Fuel Level..: 3/4
Service.....: Scheduled Maint. No Date - Mileage -
Location -
Category Code..: RTR
Paint Labor Pad
Hours Fees Costs
45.00
45.00
45.00
45.00 j
180.00 i
180.00
.00
.00
.00
180.00
.00
180.00
Average
SP Mini Spare
Grade 4, Clean (NAAA Grade)
Title Received......: 12/03/2009
? Acceptance Date:
Account Signature:
Detail Fees Not Included.
Date:
Page 1
•r•
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(215) 789-7151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
MARY A WRIGHT
Defendant(s)
. S
PRAECIPE TO ENTER JUDGMENT
TO THE PROTHONOTARY:
-FIB .vim _
rj
77D
= Tj
No answer having been filed in the above Civil Action, kindly enter Judgment in favor of
Plaintiff, and against Defendant, MARY A WRIGHT in the amount as follows:
Principal Amount $ 6628.83
Interest to Date $ 902.47
Costs $ 125.40
TOTAL $ 7656.71
Date: October 29, 2010
?/. *& P-0 *
-)
CUMBERLAND COUNTY COURT OFL-K
COMMON PLEAS „.?.?
CASE NO. 10-4485-CV
MAURICE & NEEDLEMAN, P.C.
()-?-
BY:
JOAT$K NEEDLEMAN, ESQ.
Attorney for Plaintiff
Attorneys for Plaintiff
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-4485-CV
(L 1 S) /iSy-/ 1 ? 1
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
MARY A WRIGHT
Defendant(s)
(X) Notice is hereby given that a judgment in the above-captioned matter has
been entered against you in the amount of $7656.71 on
(X) A copy of all documents filed with the Prothonotary in support of the
within judgment is enclosed.
aV i c?. ? . ? ia.? LL
Prothonotary/Clerk
by:
If you have any questions regarding this matter, please contact the filing party:
Name: Joann Needleman, Esquire
Address: Suite 935, One Penn Center at Suburban Station
1617 J.F.K. Boulevard
Philadelphia, PA 19103
Telephone No.: 215-789-7155
(This Notice is given in accordance with Pa.R.C.P. §236)
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) 789-7151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
MARY A WRIGHT
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-4485-CV
AFFIDAVIT OF MAIL SERVICE
STATE OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
SS.
I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and
says that she is an attorney at law and that on October 14, 2010 she mailed a written Notice of
Intention to File the Praecipe to Defendant, MARY A WRIGHT, at 124 CLOVER LN ,
CARLISLE, PA 17013 by regular mail.
WORN TO AND SUBSCRIBED
fore me tf Oc6 2000 .
Notary Pu 1 . M
MAURICE & NEEDLEMAN, P.C.
BY:
JOA LE i-M , ESQ.
Attorney for Plaintiff
COMMONWEALTH OF PENNSYLVANIA
NOTARFAL SEAL
Taushe P. Major, Notary Pulft
City of Philadetp ft PMedWft County
M Ezab" June 1 2012
Mernboc ParrdOja Rio AUoc tk d
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) 789-7151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
MARY A WRIGHT
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-4485-CV
CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT
It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on
October 14, 2010 to Defendant, MARY A WRIGHT , against whom judgment is to be entered
after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe.
A copy of said Notice dated October 14, 2010, a copy of the mailing to the Defendant and
affidavits of service are all attached hereto.
MAURICE & NEEDLEMAN, P.C.
BY:
0-
JOANN LEMAN, ESQ.
Attorney for Plaintiff
Date: October 29, 2010
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(21 5) -l Z59-"l 151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
v.
MARY A WRIGHT
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-4485-CV
CERTIFICATION OF ADDRESSES
It is hereby certified that the parties have the following addresses:
Plaintiff: FORD MOTOR CREDIT COMPANY
P.O. Box 6058
MESA AZ 85216
Defendant: MARY A WRIGHT,
124 CLOVER LN,
CARLISLE, PA 17013
MAURICE &
BY:
LEMAN, P.C.
JOAW NEEDLEMAN, ESQ.
Atto ev for Plaintiff
Date: October 29, 2010
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) 789-7151
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
MARY A WRIGHT
Defendant(s)
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
CASE NO. 10-4485-CV
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
SS.
I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and
says that he/she represents the Plaintiff in the above entitled case and that Defendant, MARY A
WRIGHT , is over 18 years of age; the occupation of Defendant is unknown and to the best of
Plaintiff s knowledge, information and belief, Defendant is not in the military service of the
United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and
Sailors' Civil Relief Act of 1940 and the amendments thereto.
MAURICE & N DLEMAN, P.C.
BY:
JOA EEDLEMAN, ESQ.
Attorney for Plaintiff
.N TO AND SUBSCRIBED
me thisay
0 92000.
Public '
COMMOWMTH OF PENNSYLVANIA
NOYARIAL SEAL
Taushe P. Major. Notary Public
City of Philadelphia. Phftd@WAa Courty
My Em*esJurw2.2D12
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
solicitor
of 0MCE OF THE SWEA f
134?
Ford Motor Credit Company
vs. Case Number
May A. Wright 2010-4485
SHERIFF'S RETURN OF SERVICE
07/16/2010 08:02 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on July 16,
2010 at 2002 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Mary A. Wright, by making known unto Todd Wright, Husband of defendant at 124
Clover Lane, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handinc
to him personally the said true and correct copy of the same.
MICHAEL BAR iCK, 5EPt1TY ?
SHERIFF COST: $33.40
July 19, 2010
SO ANSWERS,
71
RON R ANDERSON, SHERIFF
iej CountygUlke Shedff Telwse. Inc.
Attorneys at law
Saito 935, One Penn tenter
1617 John F. Kennedy Blvd.
Philadelphia, PA 19103
tot. 215.665.1133
fox 215.563.8970
www.mnlowPLcom
Donald S. Notice
Alemher NJ Bar
Board (ortNied
(reaters, Bights Low
American bard of (estiffcoNon
Joann Needleman
Member PA d NJ Bar
Thomas B. Domianyk
Member NJ, NP 3 PA Bar
October 13, 2010
MARY A WRIGHT
124 CLOVER LN
CARLISLE, PA 17013
Our File No. 13471
RE: FORD MOTOR CREDIT COMPANY, A DELAWARE
LIMITED LIABILITY COMPANY v. MARY A WRIGHT
CUMBERLAND COUNTY COURT OF COMMON PLEAS,
CASE NO. 10-4485-CV
Dear Mr/Mrs/Ms WRIGHT:
Enclosed please find a ten (10) day notice of default which is self-
explanatory. This is being served upon you due to your failure to respond to
Plaintiffs Complaint served upon you on 7/7/10. Unless an answer to Plaintiffs
Complaint is filed with the Court within ten (10) days from the date of this notice,
a default judgment may be entered against you.
If you would like to discuss a resolution to this matter, please call our office at
908-237-4571 and ask for Kim Crosby.
Thank you for your prompt attention to this matter.
Very truly yours,
MAURICE & NEEDLEMAN, P.C.
Esc}.
New Jersey Office
Naerice 3 Needleman, P.C.
Salve 2007
5 Walter E. Foraa Blvd.
Flemington, NJ 08822
set. 908.237.4550
fax 909137.4551
Enc
THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A
DEBT, AND ANY INFORMATION OBTAINED WILL BE USED
FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) "/89-7151
FORD MOTOR CREDIT COMPANY, A I CUMBERLAND COUNTY COURT OF
DELAWARE LIMITED LIABILITY ` COMMON PLEAS
COMPANY
Plaintiff
V.
MARY A WRIGHT
CASE NO. 10-4485-CV
IMPORTANT NOTICE
TO: MARY A WRIGHT DATE: October 13, 2010
124 CLOVER LN
CARLISLE, PA 17013
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE INWRITING' WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS
FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE:
CUMBERLAND COUNTY BAR ASSOCIATION
LAWYER REFERRAL SERVICE
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURIC NEEDLEMAN, P.C.
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BY J-k-
JOANN/)qEEDLEMAN, ESQUIRE
Att= for Plaintiff
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Request for Military Status
Department of Defense Manpower Data Center
40 Military Status Report
Pursuant to the Service Members Civil Relief Act
Page 1 of 2
Apr-08-2010 08:33:40
Last First/Middle Begin Date Active Duty Status Active Duty End Date Service
Agency
Name
N
Based on the information you have furnished, the DMDC does not possess
WRIGHT MARY any information indicating the individual status.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast
Guard).
Alvt x ,?.y-qb...
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§
501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil" URL h=://www.defenselink.mil/fN/pis/PC09SLDR.htm1. If you have evidence the
person is on active duty and you fail to obtain this additional Service verification, punitive provisions of
the SCRA may be invoked against you. See 50 USC App. §521(c).
If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a
middle name), you can submit your request again at this Web site and we will provide a new certificate
for that query.
This response reflects active duty status including date the individual was last on active duty, if it was
within the preceding 367 days. For historical information, please contact the Service SCRA points-of-
contact.
https://www.dmde.osd.mil/appj/scra/popreport.do 4/8/2010
Request for Military Status
Page 2 of 2
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a
period of more than 30 consecutive days. In the case of a member of the National Guard, includes
service under a call to active service authorized by the President or the Secretary of Defense for a period
of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national
emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR)
members must be assigned against an authorized mobilization position in the unit they support. This
includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a
Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health
Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a
period of more than 30 consecutive days.
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active
duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate.
Many times orders are amended to extend the period of active duty, which would extend SCRA
protections. Persons seeking to rely on this website certification should check to make sure the orders on
which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report
for active duty or to be inducted, but who have not actually begun active duty or actually reported for
induction. The Last Date on Active Duty entry is important because a number of protections of SCRA
extend beyond the last dates of active duty.
Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights
guaranteed to Service members under the SCRA are protected.
WARNING: This certificate was provided based on a name and SSN provided by the requester.
Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID:625TA7JHOG
https://wv,w.dmde.osd.mil/appj/scra/popreport.do 4/8/2014