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HomeMy WebLinkAbout07-16-10PETITION FOR PROBATE AND GRANT OF LETTERS REGISTER OF WILLS OF CUMBERLAND COUNTY, PENNSYLVANIA Estate of Lawrence W. Brown also known as Deceased File Number (~ ~ '~~~ ~ ~ ~~1/ Social Security Number 161-34-4759 Petitioner(s), who is/are 18 years of age or older, apply(ies) for: (COMPLETE 'A' or 'B' BELOW.) .C~( A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is /are the Executor last Will of the Decedent dated September 10, 2001 and codicil(s) dated N/A r.a cr c+ : f _I =^_', (State relevant circumstances, e.g., renunciation, death of executor, etc.) ~-' ~ s -~ ~-i Q Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution~f the instrum~s) for probate, was not the victim of a killing and was never adjudicated an incapacitated person: N/A N B. Grant of Letters of Administration (If applicable, enter.• c.t.a.; d. b. n. c. t. a.; pendente liter durante absentia; durante mtnoritate) Petitioner(s) after a proper search has /have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: (If Administration, c. t. a. or d.b.n.c.t.a., enter date of Will in Section A above and complete list of heirs.) ~ Name Relationship Residence ~ (COMPLETE INALL CASES:) Attach additional sheets if necessary. Decedent was domiciled at death in Cumberland County, Pennsylvania with his /her last principal residence at 57 Lee Ann Court, Enola, East Pennsboro Township, Cumberland Countv, PA 17025 (List street address, town/ciry, township, county, state, zip code) Decedent, then 68 years of age, died on March 26, 2010 at 57 Lee Ann Court, Enola, East Pennsboro Township, PA 17025 Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property $ 2,000.00 (If not domiciled in PA) Personal property in Pennsylvania $ (If not domiciled in PA) Personal property in County $ Value of real estate in Pennsylvania $ 275,000.00 situated as follows: 348 Sample Bridge Road, Silver Spring Township, Cumberland County Form RW-02 rev. 10.13.06 Page 1 of 2 Wherefore, Petitioner(s) respectfully request(s) the probate of the last Will and Codicil(s) presented with this Petition and the grant of Letters in the appropriate form to the undersigned: Oath of Personal Representative COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate according to law. Sworn to or affirmed and subscribed before me the Iq ~rr day of . ~.LLLL For the egister Signature of Personal Representative t.a ~, Signature of Personal Representative = a ~j ,.y ~~~~ `~ ~ rr~~ _ ~• File Number: D.L ~ _ ~®' ~~p~~ Estate of Lawrence W. Brown Wills Deceased Q ~` (71 .'~ ~r t11 N Social Security Number: 161-34-4759 Date of Death: March 26 2010 AND NOW, I ~~ ~ 1;~~_, in consideration of the foregoing Petition, satisfactory proof having been presented before me, IT IS D ED that Letters Testamentary are hereby granted to Judith A. Brown in the above estate and that the instrument(s) dated September l0, 2001 described in the Petition be admitted to probate and filed of recor tea 11( 'cil ~ec ~tl,__ _ FEES ~~ l~ /~ Letters ............... $ ~. Short Certificate(s) ....~... $ • W Renunciation(s) .......... $ ~1C'~~ .- ... $ ... $ ... $ ... $ ... $ ... $ ... $ TOTAL .............. $ Attorney Signature: Attorney Name: Elyse E. Supreme Court I.D. No.: 41274 rti :,.i ~ 1 -. -A.J ~ ~. T"i Address: Keefer Wood Allen & Rahal, LLP 635 North 12th Street, Suite 400 Lemoyne, PA 17043 Telephone: 717-612-5801 Form RW-02 rev. 10.13.06 Page 2 of 2 IOi.50~ 121'. b' ~OUO"~ `~~ J ~7~/ LOCAL REGISTRAR'S CERTIFICATION OF DEATH WARNING: It is illegal to duplicate this copy by photostat or photograph. Fee for this certificate. $6.00 P ~.6~552~6 Certification Number `~ M106113 REY 112008 TYPE/PRMTIN PEHMANENr IAAq( INK This is to certify that the information here given i carrectly copied from an original Certificate of Deat duly filed with me as Local Registrar. The origin- certificate will be forwarded to the State Vit 5 Records Office for permanent filing. C~i~r+~ ~ arc. t~ `na. ~ ~-M~~..,A t~ ? 9(1.010 Local Registrar Data Issued h-J Q ~ ~ ~, f e e ~..: l ~} ~-s n r- v ~ :~.~ ~ .-_47 ~ 7 ;_..~ F' Y-?-1 ~ ,-„) i. -`tea. ~. ~ ,. - ~~ -T" p ~ GJi _ rT e ~.•7 "'. il W COMMONWEALTH OF PENNSYLVANIA • DEPARTMENT OF HEALTH • VITAL RECORDS CERTIFICATE OF DEATH (See Instructions and examples on reveres) ~,,,F F„ ~ ~,,,,,,~, 1. Nerre d Decedent (Fhd, nYdae, br, edea) 2 Saz 3. SacW Seaaly NuMar !. Oab d DaMh (MmM, ay, year) Lawrence W. Brawn Male 161 _ 34 _ 4759 March 26, 2010 s. Aga (leer BWday) tkldN 1 UrKY 1 8. Deb a Bktll 7. and ettls « Ba. Pboe a Dean Chadc aro sera ~ tle~ tear Hppirel: Onren 68 Yre July 17, 1941 Harrisburg, PA ^ Iripenent ^ ER I Outpedanl ^ DOA ^ NuMp Havre ~ RakMae ^ Otlier - Spedy: - 80. Couay d Daetli Bc. Ciy, Bao, Tap. d Dean NI. Fecnay Name QI rat krtlndan, give eeeet end rxater) 9. Wee Deoetled d FYepenc Odgr7 No ^ Yea 10. Han: Amerkrn kwtin, Sbrk. YdtlOe, ea. Cumberland E. Pennsboro 1tap. 57 Lee Ann Cta Enola, PA (~ ~° b' ( white ~) 11. DendNtYa lriW tln Kkd dank done moat d Ne. Do rat stay ~ 12 Wee Decedern ever h Br 13. DeoetlanYS Edratlon (SpecBy ~Y tepr~pt tlrede canglated) id. Medltl SbM: MBrMa, Neer Medad, 15. S1nivYig Spare (II aile, give meklp npe) Khd d Want KMIO d Sudnpe/ lndnny U.S. Ameed Foap7 Elemenbry I SecoMery (0.12) (1-4 « 5t) ' ~'°'"d (SP~M owner rator Machine Mf ^Yp ~1Na + Married Judith A. Pitcock • 18. Dandwe'e MWkg Am~ae lstrpt cnr/roan, slab, W cove) 57 Lee Ann Ct . Decedents Dm Dendent Aural Heekl«ae 17e state PA IM n a 17c. ®Yp, Deced«it Lived r F. _ Pannahnm reP. Enola, PA 17025 „~. ~, Cumberland r°""'NpP nd. ^ No. Denaeru lived a+n,in Add Lkrule d Ciylsao 18. Fatlrr's Nome (Flrsl, nArlde, WI, auaa) 19. MsnaYS NYne (Fhet nAdde, meldai eumenb) Lawrence L. Brown Ruth Church 20e. InfomrrM'a Nerve (type I Pdd) 20b. Ndomwda Menrlp Addeee (Snpt dY I ban. ebb, zip nee) Judith Brown 1325 Misty GYeens Drive, Sun City Center, FL 33573 21a. Metlad d DhpnAion Q Cremetlon ^ Daretlon 2, n. Date d Dkrvnieon (Mmm. day. ypr) 21c. Pbn d Orpoei8on (Name d pnrrery, aemebry «aner pets) 21d ltteaon (Gy/rwn, sbte, zip nde) ^ t~ ^ H°'"°"d''""~'° ' ""'D'""'"°""Dqi"°""'"'°"~ ~ March 29 2010 Hoffman-Roth Funeral Home & Carlisle, PA 17013 ^ ^ over- ' q lnmcr F-:.~.,roo~eren Yes Na , Cremato Inc. m sk~eea. a (« Arson «1Np p seen) za. Unrme NuM« zzc. Name and AONees a Fediiry Hof fman-Roth Funeral Home & Crematory, Inc . ~ _ 138425 Complde "ems 23e-c Qtly tarn nretYMl - To nelM&dmylaaaledga,dpn amxred attlb tlma, dare and Area sreb0. (Sprexe end tltle) 23h. Linnp Manner Zb. Deb Sigled(~n, my, year) phyekbn b nal ava2Wb at mr d dpn b ~ur~•ddp+~• X11 S I 532 L_ MRfi 2b ~ o ( o Ira. 2428 maN h cartAded M prep ~. rare d osmn ?5. Der Pmauaed Deed (Alontlr, day. year) ~. wee tees Helaned b Medral Fsrdner / Caaier rot a Heenan Onrr nn denbtlori « Dot~cn7 ~ aaa Poriourre aosn. fi A~ D'Jr' ~ n M. ~C113. 2- l7 1 ~ ^ va 1~ No CAUSE OF DEATH (Sp ruUZecUOm and axamPtea) r MP~a~• kgervel: Pad It: F~Nr atlr 28. Dk Tduxo Use Cmtrbde b Dpn7 Item 27. Pert I: Eder nle {~kp-da~H+tleeasea, rpara. «mipknsme - Me dredy need lie deWi. DO NOT «Yer brmhel e~rems each as Cardec emn, r Dyad ro Deelh IM nd rsdhp n tlia undaykq nap gNen In Parl 1. ^ YBe PnheNy nePmtarY arrest «vrlblpW nnraanon a7tleald slaaiiq nle atldogl. lit araY ar18 nap n pah Nre. ~ ^ NO DIe010e11 /ye,,.y 1 ~) _~ e. / "/ ~"!/..! ~ N A4 N ~ /~7,~~. ra NO M /i cya2 $ zs. n Femer: ^ N lyn b (« p a aonee0araa dl: i d pngnent vdNn pad yet ^ Pnpwtl d bee d dpn 2d caridYrr, 8 rn. n. ' ~ ~p d r ^ "E'' a,. a (« p e aeraesa.a• alt: urw~rw e D c~ua Nd Is•Vted, bd pe0nenl eidrn a deya d dplh _ (tlrpp a Man VW WXaM Me c i suede ma8by dpnl LAST ^ . Drw b (« p a mriee0irraa dt: ' ~ Nd peprd, M PePrent l3days b, year nerora dpn d ^ I"aoipan q pregrd aiari tlr pest year Spa Wp n Aubpey 300. Were Aabpey Fkidit0a 31. etratr d Dpm 32e Dare d Iryuy Paordr. day, Y•M 32b. DpaLe Haw Mon Omarad 32e. Prn d Mal Here, Farm. Skeel, Fanny, Ferlorrred7 AvWede Pd« b Carybtlon ^ ~~ OBb &i6g. eb. (sPetllyJ d Ceue d Dean? ~°"°~ ^ Yp I~Db ^ Vp ^ No ^ Accidnn ^ PB1 d„g 32d. cure d Merl' 32e. hylay at WaIK.+ 321. 0 Trrrpnrelbn Mixy (Spedlyj 324 Lacetlon d Mary (Sneer dY /men, err) ^ SWdde ^ Car Nd be oebnrawtl ^ ~ ^ Yp ^ DdprlOperabr ^ Peapr10r ^ Pedntrin M Oerar-seedy' 33e CenBbr (dank ady are) 93b. end Tura d Cardrr • ~IPar PM•kYa(PlMtin nretytr9awdapnwren caner plyddn ire pmau~nd dpnara nmpesea nrn 23) Todrberdnrybavrrage,apm oeeunaepbtM pwe(e)rM memw°a ebbd_______________________""""" ~'- ~ .. Prarwuronp rat arWykq P ( non praauaYq dpn and nraykp b pose d dean) 33c. Linrre Nunaar 33a. Der Siprd (A1cnn, day. year) To nee neN d nrl'raaiatlne, deem oee"raa rn. tlma, nab, eM plap, and dw p tlr pup(a) erM naemr p arpd_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ^ • eedplEaamkrr/C««rr '~ - ~ ~ h'114R,C.f{ ` ?l1 U On tlr l.w da.mki.donend/«Imeap.tlon, In my apalon dean occurnannreme,mr, pa peca,.m eeebnr nwe(q.na maraerp aMl. ^ sl.Nam. andAmiep aP«acnwm carp.ra c.ie.dDpn prate z>l ryya/Pdd `"°"~'Ye~" °B~'d""°"n''°'''"°~ CRAIG A BRADLEY D O ~ ~ la, I f Ira I f In I . , . . a~n~`.. ~~{o(nyl~~ YORK, PENNSYLVANIA 17402 LAST WILL AND TESTAMENT OF LAWRENCE W. BROWN I, LAWRENCE W. BROWN, of Cumberland County, Pennsylvania, do hereby make this my Last Will and Testament, revoking any and all former Wills and Codicils made by me. FIRST: I am married to Judith A. Brown, and all references to my wife in this Will are to her. I have two children: Tara Brown Novosat (born December 15, 1971) and Kenneth S. Brown (born December 12, 1973). These children are described in this Will as "my children, " or as "a child of mine. " Any person born to or adopted by a child of mine is described in this Will as "my issue." Provided, however, no adopted person shall benefit hereunder unless the order or decree of adoption is entered before such adopted person attains the age of twenty-one (21) years. SECOND: I give, devise, and bequeath my tangible personal property and all casualty insurance that I am carrying on said tangible personal property to my wife, Judith A. Brown, if she survives me. I have complete confidence that my wife or my Executor will honor any written instructions that I may leav~~ with regard to said tangible personal property. C=°~-~ e~ ~ ;'`•A "'"lJ c"" -~ rte- (..... . ~~_~ t r ._.a -T7 - ,_._, _..$ i - ....... _- -1- - C~7 f ._.. ~Tf -~ C,II ~~i W THIRD: If my wife does not survive me, I give, devise, and bequeath my Fostoria collection to my daughter, Tara Brown Novosat. FOURTH: If my wife does not survive me, I give, devise, and bequeath my art work, collectibles, and art collection to my children to be divided between them as they may agree. If they are unable to agree, they shall take turns selecting they items they wish, one item at a time, in alternating style, staring with my son. Any items not distributed shall be sold, and the proceeds added to my residuary estate to pass as hereafter described. FIFTH: If my wife does not survive me, I give, devise, and bequeath all the contents of my primary personal residence not covered by the paragraphs above and all of the contents of any and all other residences to my son, Kenneth S. Brown. SIXTH: If my wife does not survive me, I give, devise, and bequeath all of my real estate, except the real estate known and numbered as 348 Sample Bridge Road, Silver Spring Township, Cumberland County, Pennsylvania, to my son Kenneth S. Brown, provided, however, that my said son shall sell the real estate known and numbered as 351 Sample Bridge Road, Silver Spring Township, Cumberland County, Pennsylvania, to my daughter, Tara Brown Novosat, at her option, at fair market value of said property as of the time she exercises said option. SEVENTH: If my wife does not survive me, I give, devise, and bequeath any and all interest I may own in LL Brown, Inc., and the real estate known and numbered as 348 Sample Bridge Road, Silver Spring Township, Cumberland County, Pennsylvania, to my daughter, Tara Brown Novosat. EIGHTH: If my wife does not survive me, I suggest, but do not require that my children give ten percent (10%) of the net cash left at the time of my estate settlement to the church where I was a member at the time of my death. NINTH: If my wife, Judith A. Brown, shall survive me, I bequeath to my Trustee, hereinafter named, IN TRUST NEVERTHE- LESS, cash, securities or other property in the amount specified below, to be known as the "Bypass Trust." (1) The bequest shall be $675,000, subject however, to Paragraphs ( 2 ) and ( 3 ) below . (2) The bequest shall increase or decrease, based upon the availability of my federal unified credit for estate and gift taxes and the maximum allowable federal estate tax credit for state death taxes (but only to the extent that the use of such state death tax credit does not increase the death tax payable to any state), whether due to statutory changes, lifetime gifts in excess of the federal unified estate and gift tax exemption-equivalent amounts, or any other transfer which affects the availability of my federal credits aforesaid. (3) The bequest shall decrease, even to zero, if necessary to reduce federal estate tax payable as a result of my death to zero, considering that my intention is to fund the Bypass Trust by using my available federal unified credit for estate and gift taxes and my federal estate tax credit for state death taxes and to eliminate federal estate tax on the balance of my federal taxable estate by using the federal estate tax unlimited marital deduction. TENTH: I give, devise, and bequeath the rest, residue and remainder of my estate, real and personal, to my wife. Should she not survive me, I give, devise, and bequeath such rest, residue and remainder to my children, Tara Brown Novosat and Kenneth S. Brown in equal shares, per stirpes. ELEVENTH: The Bypass Trust shall be held, administered and distributed as follows: -4- (1) My Trustee shall pay to or apply for the benefit of my said wife, until division into shares pursuant to Paragraph (5), all of the net income from the Bypass Trust in convenient installments, but not less than quarterly, in such shares and proportions as my Trustee in its sole discretion shall determine primarily for the medical care, education, support and maintenance in reasonable comfort of my said wife, taking into consideration to the extent my Trustee deems advisable, any other income or resources of my said wife known to my Trustee, considering that my wife is the primary object of my bounty. (2) Prior to division into shares pursuant to Para- graph (5), my Trustee may pay to or apply for the benefit of my said wife such sums from the principal of the Bypass Trust in such shares and proportions as in its sole discretion shall be necessary or advisable from time to time for the medical care, education, support and maintenance in reasonable comfort of my said wife, taking into consideration to the extent my Trustee deems advisable, any other income or resources of my said wife known to my Trustee, considering that my wife is the primary object of my bounty. (3) In addition to the income and discretionary payments of principal from this Trust, there shall be paid to my said wife during her lifetime from the principal of this Trust upon her written request during the last month of each fiscal year of the Trust an amount not to exceed during such fiscal year the amount of Five Thousand Dollars ($5, 000) or five percent (5%) of the aggregate value of the principal of the Bypass Trust on the last day of such fiscal year without reduction for the principal payment for such fiscal year, whichever is greater. This right of withdrawal is noncumula- tive, so that if my said wife does not withdraw, during such fiscal year, the full amount to which she is entitled under this Paragraph, her right to withdraw the amount not withdrawn shall lapse at the end of that fiscal year. (4) My wife shall have a special power to appoint all or any portion of the Bypass Trust during her lifetime by written document, delivered to my Trustee, referring expressly to this Article, or by Will, validly executed and attested referring expressly to this Article, among such other person or persons hereinafter named or described absolutely or in trust, as she may indicate. This special power of appointment is ,~~ exercisable only in favor of a child of mine as described in this Will or to the issue of any such child. My aforesaid wife shall have no power to appoint the principal of this fund or income accumulated thereon to herself, her estate, to her creditors, or to the creditors of her estate. My Trustee may rely upon an attested Will probated in any state that otherwise meets the requirements of this Paragraph. (5) In default of the exercise of such power of appointment by my said wife, or insofar as any part of the Bypass Trust shall not be effectively appointed, then upon the death of my said wife, the entire remaining principal of the Bypass Trust, or the part of such trust not effectively appointed shall be divided into equal separate shares so as to provide one (1) share for each then-living child of mine and one (1) share for each deceased child of mine who shall leave issue then living. The share provided for a living child of mine shall be distributed to such child. The share provided for a deceased child of mine who shall leave issue then living shall be distributed per stirpes to such issue. TWELFTH: If any share hereunder becomes distributable to a beneficiary who has not attained the age of twenty-five (25) -7- years, then such share shall immediately vest in such benefici- ary, but notwithstanding the provisions herein, my Trustee shall retain possession of such share in trust for such beneficiary until such beneficiary attains the age of twenty-five (25) years, using so much of the net income and principal of such share as my Trustee deems necessary to provide for the proper medical care, education, support and maintenance in reasonable comfort of such beneficiary, taking into consideration to the extent my Trustee deems advisable any other income or resources of such beneficiary or his or her parents known to my Trustee. Any income not so paid or applied shall be accumulated and added to principal. Such beneficiary's share shall be paid over and distributed to such beneficiary upon attaining the age of twenty-five (25) years, or if he or she shall sooner die, to his or her executors or administrators. I recommend that my Trustee consider distributing all income from such share to such beneficiary when such beneficiary attains the age of twenty-one (21) years. My Trustee shall have with respect to each share so retained all the powers and discretions had with respect to the trusts created herein generally. THIRTEENTH: If any beneficiary and I should die under such ~~ -8- circumstances as would render it doubtful whether the benefi- ciary or I died first, then it shall be conclusively presumed for the purposes of this my Will that said beneficiary prede- ceased me; provided, however, that if my wife shall die with me as aforesaid, I direct that my wife shall be conclusively presumed to have survived me. FOURTEENTH: (1) I name Judith A. Brown as my Executrix. If she is unable or unwilling to serve, I name Tara Brown Novosat as my Executrix. I direct that my Executrix or Executor, herein referred to as my Executor regardless of number or gender, serve without bond in any jurisdiction in which called upon to act. (2) I name Tara Brown Novosat of Mechanicsburg, Pennsylvania as my Trustee. If she is unable or unwilling to serve, I name Howard K. Brown of Enola, Pennsylvania, as my Trustee. I direct that my Trustee, herein referred to as my Trustee regardless of number or gender, serve without bond in any jurisdiction in which called upon to act. (3) Except as otherwise provided herein, if my Executor or Trustee or any successor as herein defined should fail to qualify as Executor or Trustee hereunder, or for any ~'~ reason should cease to act in such capacity, the successor or substitute Executor or Trustee shall be some bank or trust company with trust powers, which successor or substitute Executor or Trustee shall be designated in a written instrument filed with the court having jurisdiction over the probate of my estate or by the court having jurisdiction over such Trust. The situs of the Trust may be transferred to the situs of such successor or substitute Executor or Trustee by designation in the written instrument aforesaid. (4) For services as Executor and Trustee, my Executor and Trustee shall receive reasonable compensation. FIFTEENTH: (1) I give to any Executor and to any Trustee named in this Will or any Codicil hereto or to any successor or substitute Executor or Trustee all of the powers enumerated in this Will and all of the powers applicable by law to fiduciaries in the Commonwealth of Pennsylvania and in particular through the Pennsylvania Probate, Estates and Fiduciaries Code, as effective and as in effect on the date hereof, during the administration and until the completion of the distribution of my estate, and until the termination of all trusts created in this Will or any Codicil hereto and until the completion of the -10- distribution of the assets of such trusts. I direct that all such powers shall be construed in the broadest possible manner and shall be exercisable without court authorization. (2) In determining the federal estate and income tax liabilities of my estate, my Executor shall have discretion to select the valuation date and to determine whether any or all of the allowable administration expenses in my estate shall be used as federal estate tax deductions or as federal income tax deductions and shall have the discretion to file a joint income tax return with my wife. My Executor shall have the authority to make a QTIP election or a reverse QTIP election with respect to any trust created under this Will and shall have the discretion to allocate the $1,000,000 Generation Skipping Tax exemption as he deems appropriate. (3) If at any time any trust created hereunder (or any share thereof if the trust shall have been divided into shares) shall be of such value that, in the opinion of my Trustee, the administration expense of holding the assets contained therein in trust is not justified, my Trustee, in its absolute discretion, may terminate such trust and distribute the trust property to the person or persons then entitled to receive -11- or have the benefit of the representative of such person. beneficiary, my Trustee shall income beneficiaries in the beneficiaries or if no proport to such beneficiaries. income therefrom or the legal If there is more than one income make such distribution to such proportion in which they are ion is designated in equal shares (4) My Executor and Trustee are authorized and em- powered to acquire and to retain, either permanently or for such period of time as my Executor or Trustee may determine, any assets, including the capital stock of any closely held corpora- tion, whether such assets are or are not of the character approved or authorized by law for investment by fiduciaries and whether such assets do or do not represent an overconcentration in one investment. (5) My Executor and my Trustee are authorized and empowered to disclaim any interest, in whole or in part, of which I, my Executor, or my Trustee, may be the beneficiary, devisee, or legatee, by executing an appropriate instrument (in accordance with section 2518 of the Internal Revenue Code of 1986, as amended and supplemented, or such similar section as may then be in effect). -12- (6) My Executor and Trustee are authorized and em- powered to sell at public or private sale, or exchange, and to encumber or lease, for any period of time, any real or personal property and to give options to buy or lease any such property. Additionally, my Executor and Trustee are authorized and em- powered to compromise claims, to borrow from anyone (including a fiduciary hereunder) and to pledge property as security therefor, to make loans to and to buy property from anyone (including a fiduciary or beneficiary hereunder); provided that any such loans shall be adequately secured and at a fair interest rate. (7) My Executor and Trustee are authorized and em- powered to allocate property, charges on property, receipts and income among and between principal or income, or partly to each, without regard to any law defining principal and income. SIXTEENTH: No person who at any time is acting as a Trustee or co-trustee (if any) hereunder shall have any power or obligation to participate in or to exercise any discretionary authority that I have given to my Trustee to pay principal or income to such person, or for his or her benefit or in relief of his or her legal obligations. Such discretionary authority shall be exercised solely by a disinterested co-trustee. -13- SEVENTEENTH: No interest of any beneficiary under this Will, any Codicil hereto, or any trust created herein, shall be subject to anticipation or to voluntary or involuntary alien- ation. EIGHTEENTH: All estate, inheritance, succession and other death taxes imposed or payable by reason of my death and interest and penalties thereon with respect to all property comprising my gross estate for death tax purposes, whether or not such property passes under this Will, shall be paid out of the residue of my estate, as if such taxes were expenses of administration, provided, however, that such taxes shall be apportioned or reimbursed. I authorize my Executor and Trustee to pay all such taxes at such time or times as deemed advisable. [INTENTIONALLY LEFT BLANK] -14- IN WITNESS WHEREOF, I have set my hand and seal on this my Last Will and Testament this 10th day of September 2001. ~jv WRENCE W. BROWN SIGNED, SEALED, PUBLISHED, and ~ / DECLARED by LAWRENCE W. BROWN, ~ ,~'~ ~~ .---- as and for his Last Will and '~ ~~_~ Testament, on the day and year last above written, in the presence of us, who, at his ~ C_ request, in his presence, and ~, in the presence of each other, all being present at the same time, have hereunto subscribed our names as witnesses : ~_~~~~. -15- SELF-PROVING AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS. WE, Lawrence W. Brown and Patricia D. Olyarnik , the Testator and the witnesses, Wayne M. Pecht , and Elizabeth J. Goldstein , respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and that he had signed willingly (willingly directed another to sign for him), and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the Will as witness and to the best of his or her knowledge the Testator was at that time eighteen (18) years of age or older, of sound mind, and under no constraint or undue influence. ~iC/ -- awren e W. Brown, estat~or ~ // Witnes Witness Witness Subscribed, sworn to, and acknowledged before me by Lawrence W. Brown, the Testator, and subscribed and sworn to before me by Wayne M. Pecht__~ Patricia D. 0lyarnik and Elizabeth J. Goldstein witnesses, this 10th day of September 2001 . ) ~,~ ( ~ Not ry NOTARIAL SEAL CYNTHIA J. RULE, Notary Public -16 - Camp Hill Boro., Cumberland Counttyy M C~mmPssionExpres-Jan. 24,2Q{~4