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HomeMy WebLinkAbout07-23-10rt. t ..~,~ oc p+-gat ~~~•~ ~~" i~ci~~al~«w. a«. d N Tar~ws ra~w..~ PO K.2dt1dt~4 7428~0~04 11~ 550561t1S43 or~p~u~[aar • ~~ io 3yCfi soot ,y t)aa a t~Mlh 579 i~0 977'0 03 OS 2010 D~c~dwrCs Lut Nance ~s~cl t~•~1 ti;nl.r ~ .~'• atlon ~lo~w 3pous~'s Ust Narr» Spoua's Soil Ss~rit~U Nunnb~r t3~ o~ Birth 05 10 1921 SuAbc Dea~iN~t's Fbst Nance 11AI v=OS~- x SuMbc Spow~'s First t~ Np THIS RETURN MtlST ®E F~.Et1 ~1 Dl~N~t,~-TE WITH THE RE'fE~ OF'~itlU.B t~ ~ ~t~tw-n~~~ oar~es tti~.Ow 0 ~ or+otii ~ ^ s. ~ Ralun ^ s. ~ Saar d aarn ^ 4. Umilyd Ealal~ ^ '~' (d~iirdd~irMhal~ ~~-12.a~ ^ s. F~d~nM ECM Tax Ida R~ird f~ 1 Q. ~ T ^ 7. (~+ ~~~x ~0 T~ s. TaW MuntlaR d 8~ DylOdt 8000 ^ o. I.Nbalion Pnoa4a~a R.oMwd ^ 10. +~an~~'°'rr' ^ ~~. ~h. oundK sc. st• j.~ CUI tlIE~iiK~1~fT - sflC'1'!AM ~T ~E CO>rlLET~. ALL /Ml0 G071AL TAX M~"v1irA110N !!lOIJL.O ~E ONE TiO: ~ Day11AM TNspl~orr Nuutbs~' Ja!'~Y p a8Q 570 668 121 FM+st Nr» of ad~draN 10 9 'MAST lI~3~D STMT ~~ S 0 HOIS+ 290 I~~t~~ Corwrpvn~M~t'a ~~N alMir~s: p]- ~. REOIaTl~It t ~iL.Y ~~ C.... ~ ~ ~"" C t: ~'~~~ ~~~ :. ~ f~' ~-^~ ~ f ...,, ~._ , : : . _. -..... r. • r ~` •~~ .. :, ''~ ' e~ ~"~ ~: t"#jy; ~ ~~_ ata~v, ~ww '~-t~n~ atn Js1~'t~ P. Bow Esq. '1 ~ 1 co~2ot t~ 10! Wilt ~ Tsstagw, PA Skis 1 Z5flb610143 1505i.SOZ43 ,.~„~ r t 1505610245 J „~,,,~ V~ ~ S79 20 9770 ~~ . 900 , 000.00 ~. ~.r i~ab te~rdw• ~ ....................................................................................... ~. 2. Moab and Mards (its ~ ............................................................................. 2. 3. t~osMy i~Mid Carpoialfo~. Patbnship or So1~Pr~oprialor~hip (8ciMduio C)......... 3. 4. Mor~N a Nbb Rsosi~bb (BdNduis p) ........................................................ 4. 16,031.ZS s. Cash, eanlc a MlsaNrrous pwronai Prap~rly cscn.dwr ~ ............... s. ~ ~~ ( ~ ~ s•v~ 81Nrg l~aqu~d............ s. 66 , 702.88 7. MrIsMIMos Tra~srs a MMoaNr+aars t~ 8o0M~MP~iO ~q~d............ 7. 8'9 , i' 68.30 (gshad~ris ~ l ' ' 8 1,070,302.63 8. b~ ~MNS 1.T1 ..................................................................... ~as /1~aaM t ToW t . ~7,OS3.86 9. Funseal Elas a AdminNtraAiw Cats (SclNdui~-1~1) ....................................... 9. 5,312.69 10. oabia otoaoaa~rnt, M . a i.ist~s tsc~Mduis ~ .............................. to. 82 , 3 6 $ . 3 5 11. ............................................ ToW Dsduotl~Ms (toaM Lints ! a 10) ....................... 11. 1,017,936.08 12. Mat vaNr d pine 0 mb i.Nt~ 11) .......................................................... 12. 13. CharN~hb and ~osrrnrrn~rMol ~NwlIIS~ X113 TnMls 1~or ~M~fah an Nsation 1o tic hr nat bNn RMrdr1 t8d~duN .~ ............................................... 13. 1,017,936.08 14. NstYaiw atb Taac pins 1Z miens Lb 13) ............................................... 14. - TAx t~01ltRATM'~M - !~ Mr1iT1ItJGT10Mis FOIL MPLICAisLM MTN 1s. Nr~ourk d Llr~h 14 gotabls at fh~ spowNM ~ nip or awlws undue sa o11e 1s. 0.00 taxi ~ x~, 1e. Arr~oa~t d un,! 14 taaa' 1, 017 , 936.08 1d. 65 , 807.12 at iinsM rats X ~$. 17. Marit d urN-14 trKabN 0.00 17. 0.00 at sibMr+o rab ~ .1Z 1e. Amow+t d un.~ t4 ta~cabis 0.00 1e. 0.00 at cobai nw X .1s 1~ 65 , 807 . 1Z 1~. Tau pw :............................................................................................................... . .. 20. FNl M Ti~lE d~1lAL ~ 1f+0U ME IrlEptl!'STM®A II~ft11~ OF AN OMlIIPAY~N'T. ^ aa.s 1SOb1.102y3 3505~]02M3 REW1600 EI4 Papa 3 ~ 10 Tax Pa~nlNlb si~d t~Mb: 1. Tax Dcya (Papa 2, Lino 1~ 2. CtadMslPayrnstMs A. Ptiot Payrnatab 8. Discount 3. Itabtast 41.f100A0 2,9d7.q 4. M Lino 2 is pnsabtMsan Ll1ta 1 + LiNa 3, atNattha dlMnsns~a. ThY istlsa OAIElIPAY~T. t8isalt Bait aw ~ t Lira !t 1a n~wat • end 5. K Livia 1 + Lira 3 N a+sMsit U~an Llna 2. anlst ba dil~tatsoa. This b tlia TAX QUE. Total Csadb (~1 + B) C~ 43.1a7.a8 (3) (4) _.,. (~ Z~~.~ PLEBE Alert THE Ft~i.L4MAN0 4UEST14~ SY PL.AC!!~i AN "X" EI Tim APPIl~lPRi~TE lN.OClCE 1. Did daoads~ittt nrloa a transiNr and Ysa Mo s. nalMnk iM uaa or ktow~sa d ass ptcpatly transitsrns~ ............................................................................... b. tslsirt tM tight b daaipnab who shah usa tha propatt~r tranrts~nsi! or b inoatsa :.................................. a ~ a tawataianaty trslsrass~ or ............................................................................................................... d. asaaiw~aBMr praals. for iM- daiUssar paynsanb, isatsalMs of a~+.~r ............................................................ 2. K daa~ oaad aAasr Gsaannitat 12, t8ert, da daoadstat translst pnapa~ wib otsa year d death wNi~ i.aMMnv arbs8s~ala ow~aicNtabn? .................................................................................................................... 3. Did daoaei~rrt vwA an'in trust 11ot' or payatsia upon dsaiM~ basic ao~osunt of saoutiljl at his or hat daalis?....... ^ [~ 4. Did daoa0sktt awn an indhridaai Ratitrttsatat Aasount, atatnsib-~ a other tson~pnobab property which a~,daa~pnab+~ .................................................................................................................. O ~ IR Tt~ AIR TQ AN'r 'f!~ A~OiV! ~'!'WN818 YEB, YOU MUST ATE B,E ~ AwQ y~.E R A8'AIR'T Of THE I~TlJ11N. ~.____ For dates otdraM~ cn or aNir 1,1884 and ba~asa Jan.1,1l86, lha hsc tale in~oMd on 111a sat value d batsa~ts b ar brfha uaa d tM spouse 1s 8 paMOant [72 P.~ 1d (a) (1.1) (I)). For dales d death or of alls- 1. t~6~ the tax tab inaposad an flea sat value d trataslsns b or forties use dries susviisittp apo~usa is 0 panasak (7t P.8. ~11d (a) (t.1) (N)]. '1I'hr-:aMMulydoas not rormpt a transNirb a strrMNtp rtes ~, snd the abluloty for disedoauns d assab and 8i<tq a fast tMutn alN alr Babb aast+ Ntha autvlrinp spouse is the otsly batsaAoi^ty. For data ddaatls on or abr ~+h-1.2000: • Tha fast tab on sat value dtsar~ra from a daoaasad chid 21 d spa or y~octnpat at death b or bt Use awe d a talarasw patatrt, an ar sIM~~~ drra ohMd N 0 P«~ (7T P.8. ~h118 (a) (t.2~. . The tax rab tmposador rest vairsa dltatr~ts b or trot ties uaa dtha daordattCs Ntsaal bsnsAc:<atias is 4s patoattt, asNOSpt as tsobd N 72 P.8. ~8t 11; 1.2a I'~Z P ~ t8 (a) (1)j. • d~illssadwadsr~~ B~iQt, ~ ~ wl~io his at isdast~o `xrdrnottNr~dsa~ ~ ' 18boA i adopllots. ~ ~ MMN= oI+ (11~Oq ~~~~ -_ E8TATL t'3F s~~~ w i~EAL ESTATE ,~ A.I a~4 .r.. ~+~..~.. ~ •wr INt wlw, I~alrawlNtwMM MdMr+SO as r» p~fa~ at vA~h would bs w~dlr+~I~iO r~M~M~-~~ ~'~! ~'~~~,~~M~- ~ M~ini~arM~ ~~ d~ ~w~ MINM ~ ~ ~ ~ ~t abort 1tMs ~I~MIr INS MM Nld toeh/S • r~ r/ MS d~M MiSwiM M~osi~t's MMNast M ~wMd rs host Yt oeNNS~. ~~ VAU~ AT D~-TE DESCRIPT'IOId QF DEATH 1 ~t0 Mir !load, N~w+rilta. Lowry MiA~t TowtMhip, CumbrrM~nd Coin, PA - {Tax ~ ~ 1S 900,000.00 -04-03R~~1111T - s~ acrd ~lIINnN~t a~n~ TOTAL tA~o raMr on i.~.1. ll~aoil~iiNNk~n1 ' 900.000.00 iMnaw ap~or fa n~wd, addworNl polls d~ ~ ~ CaPY~~ (~) Z000 esfrrl so~MMolr cIIM~- T'1M LsdclwK Qroup, Mc. Form PA-f~ Shcsdl~le A {Rw. t 1.00) ow~.~ A. ,- B. OF LOAN• U B DEPARTMENT OF F10113Mr3 i URd/W DEVELOPMENT 1. FHA 2. FmMA 3. CONV. UNMIS. 4. VA 5. .INS. . . SETTL.EM~NT STATEMENT 8. 2o1oao3o7 7. LOAN NtJ~ABER: 8. MORTOA©E INS CAS1E I~R111A8ER c. NOTE: r~le'Ifarrr- b ~raa co ~. ~ . aram«rr o1 actual e4ltNrnerK ooeb. Arrrornap.w la.~a br the aeNwMrr.-rr aprrt arr ,~. lam. nrarkad ~POCr ww. pra oualdr Mrr. ; ~ney are shown nan. ~ ~I~-,---.do~ar pe+rpo.ee.nd.n. not lnalucwd 1n ar. bar,. 0. NAME AND SS OF WER: E. NAME AND ADDRESS R: F. NAME AND SS OF LENDER: Eric J. DelweNer and Estate of Vlolf Mw Hsrr~g Eat~e of Vbla Mae Hardkp KdMen E. DelweNer O. PROPERTY LOCATKNd: 460 M+Mdo~ws Road Newry, PA 172+41 H. SETTLEMENT At3ENT: 251649608 Bar>kera Settlernent Ssrvfa~-C~pitM Ramon, LLC I. SETTLEMENT DATE: Juy 18 2010 ~ ~Y. ~ PLACE OF SETTLEMENT 221 OoubWtg Gap Road NrwvMle, PA 17241 , 1 . 101. .00 AO 102. 103. b LIne.1400 25 318.27 104. 404.. 105. For Nsrrlt PMd b Pa1d 108. 0 b 01101111 aaoas 07/18/10 b 01 1 107. b tp 1os. o7n8no b no 314 o7~1a b 344.07 109. 110. 111. a11. 1.. 41. 120. QROSS I1A~OtNMT DUE FROM ~RROWER 925.863.48 Qf Z01. 30000:00 -420 GRp16S AIIIOLHYT DUE 1 ~D .SELLER 900,587.21 . Naar s 1400 s' b b 204. 504.. 01 205. ~'. 50 .00 207. 206. .Nola 000,00 'S'Od. Nos 820000.00 209. guns Se1wr 210. b 510.. awn ars» b 211. 07101/10 b 07N8/10 128.75 SN:' T 07101/10 b07/18/1 1 .75 212. b 51 b 213. ' 513. 214. 514. 21s. s1 . 216. 518. 217. 517. 216. 51 . 219. 19. Y20. TOTAL PAId BY/FOR BORROMVER A 870,128.75 lf2D TOTAL RlEDt/C7tiON AAr10UWT OtlE SECL.ER 870,128,75 301. 1 925883.48 302. t Ns Line 220 a 128.75 .Z1 T01 .7 303. CJISH (X FROM) ( TO) BdRROYVFR 255.758.73 803._ E SASH (X T'O) ( FROM) SQ.LER 230.410.48 The w>tlersi~e~ heroby acknowledge receipt of a oonrpleted Dopy of pages 182 of thkt atslsrner>< 8 any altadxnenb referred b herein. i HAVE CAREFULLY REVIEWED THE HUD-1 SEITLEMENT STATEMENT AND TO THE'BEST OF MY KNOWLEDGE ANp BELIEF, R IS A TRUE ANO ACCURATE STJ4TENIENT OF ALL RECEIPTS AND D138URSEMENTS MADE ON MY ACCOUNT OR BY ME IN THIS TRANSACTION. I FURTHER CERTIFY THAT 1 HAVE RACE A OF UD•i SETTLEMENT STATEMENT. BortorYer SeNst Estate of Vkrla Mae Harding rte r BY' ~• ~~•~-- la TO TF~ BEST QF MY ,THE HUD-1 S~TfLEMENT STATEMENT WHICH I HAVE PRE EO IS A TRUE,AFp~ ACCURATE ACCOUNT OF THE FUNDS WHICH'. EI MID HA ~ OR WILL BE DISBUR8E0 BY THE UNDERSK3tdED AS PART OF THE SETTLEMENT OF THIS TRANSACTION. WARNNIG: IT 1!S A CRIME TO KNOWINGLY p~~CEPIQL.SE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMN.AR FORM. PENALTIES UPON CONVICTKN~I CAN INCLUDE A FINE ANO IM ENT. FOR DETAILS SEE: TRLE 18 U.S. COOS SECTION 10018 SECTKNd 1010. `~ ~ ~~t 1111 e ~ii CASH ~~, pP'R P'E'R w ~~~~ v ~T ~it a: v~- DESCRX~~ ~~ ,~ a'""' ~~~ v'a'` .~~"' ,~ z u.s.Tey _~dstA~ ~' 3 ~~~~ 1li.~~ •~ oil a~ili TtMr ,, ~ s C,op (a) 20~ f~ - g,~ Mahawk ttpad Newv~ll~~ YA ~t7241 ~tl ~-~aw~e. ~'A ~~I~~orr" ©~~ ~~ ~vvst~~v„~ - ~a vu~-'~°' Nr,,,k ...-- och~ Oct ~ To~a1 A+~~ ~ra~ R s'ti's~ / A~ i _,_..... ~ ~ ~f ~ .. :U'~~ ~` ~~~~ ~ ~i~ ~ .. 4 vl~~~ ~' +~.~- t, ~ j :~ ~~ rte,. f!!+~' ~ ~yrely ~~ r~~ ~.vvt'~ w~~h ~ ~~vr rh+~ ,,p~,~w,~ y 11t~t,.t~k ~yxxt ~~ ~~~ ~;~r~ M' ~~ .ia~~Y °Nn~~ ~~ ~` ~ A 1 ~~ Y.~~~D ~+C~~" _~---._ Ma 1T~,1 NN~' 1i~T N t'~1iT~d ~~ ~i11'i. ~,b~3d ~~ ~'- ~.,' ~ ~* -,ter 1-4$ ~ 3-»3 tlt+~~ . v.-•- Z ~'~C ~ C ~+Aa 3 ~' C ~''~ 4 ~' ~ ~~ « s ~ ~B,C 1 s ~. ~, c T ~O,C s ~,,~ .~ ~cw~ ~',~ °• ~o 4~~ ~ ~ ~ 1~I M d prp~ar~ cwt . ~~ ~' ~ °'p°'"~ ~~~ ~~ d'prP"oMrt~ ~~ . ~',~ - 0,~4 °~~ ~~~~ ~ a+ne.'a ~ as.+~ ~ ~t.d- ~AU'-7 ~~ z6A'~~ °",s w~ aaR ~w •,~,a ~~ •.~ ~.~a •.a~u ~yqA~ ,rw~'a~ ...----~ ~,~re~....---,,,~' Tom ~ ~ N~ ~ L~ ~ ~M +~1 't'C~~" 4~ ~ ~,~prr d 11wr lM~ ~,1~ ~~1 G~~t~~ ~ ~~~ f ~v. a FoAn ~~ ~~ kT~ ~` ~ fM~ ~o+Kn-Y-O~° ,~s~«w~ ~ ~ !~ r . dam, ~~~~. r~ ~ 11,E .ao o+*+ ~ d°''~°~ .ate ~"~'"~" 1,~r+e~r+-11 ~~c ~ +'. 11 1sR -0a ~ ~ N 1~.ao mac "'~°~` 13 ,~.a 14 A ~ ~•~1i `~ 1~ ~ 1b.T~•~ 1T•70' ~r.~t s~°'~ s~~ ~~ ,~s~~ ~s ~~ w sash M•'~ 1Mw"""- ~ M~~~~ TCRK sue, 1~ C~tcl~~ _.~i~ ''~ ~ ~ tom. a ~ ~ ~,~r '~ s~.~~.! S~ ~~'~ E~~r . ~Ifr 3?.2t~10 Dow,, Liar an~i ~awt 104 wrdt Drlrwd ~r~idt R~3 Ddre ]!~ TMR, #~iW~0~1D ~~ f'~a E~lalta~k ~i ~o of ,Epp B~rDfM~ lnionriatlon rrq~bbd on awoo~r~b iMld In tIN no~no of tlr aibow-oaipt~aid dwi~Mrt a~ of ddb of ~l~i~s~rr~l~r~r..bir PNad~ nn~ aAMRl~ari ~+~ br 1~lonnolbn nat aid~rd~o dab of d~ailh val~w orb dog aood~~ did b~ dlnrabwo~ffi Do~ntt of MrMrbar Sair~ and fwWoo ait 8es~r of AnNr~oo Gpd Ca~nd~poiMrwo R.~. d ~ C~nb~r ~~b~ ~-:~ct Toynpo~- P~:~N If yov had~dj awY gwltl~ pMe~o dot ~roil~-M~ildr~ lldwNl yw uoMfb liddwa~i a~-al aoa+r~ is;r :~i . pMa~o~e! # tiaih r nmMd,aiaw. IMr~n i1r emit drt ~~ Mew u~stiM R~rones.aMiUOwiw~y~o~. SMwrr~- O~fiM. RdMa~t CI~11as~ ~oillu~ ~d-i q~bn 6 oR.~d.a Pn•• i T. ~ ~ MFMBER51~ ~~ PB>?BRAL CREDIT UNION wurntar uAbc 67451-00 Dille 10129111986 Principal 8 !~ ~ of ©eatt- 53,447.83 Accrus~d In6arrat ~ gale cf Death 5.11 Total art~l Acexued irrlerest 53,447.94 Name afi Joieat Owner Vida Godfrey Dori Brogan Janice Davy Dale Joint Ownership Estat>tished 08/0812006 S't'elSil~ . Account Nu 67691-11 Dale Accourtl E 03129V2004 Prindpal ealanos ~ Dale of Death 515,747.80 Accruer! inlsrsst t$ Dot. of Death 5.17 ToW Principal arrc~ /Iccnred In/er+est 515,747.97 Name of Joint Owihsr Zelda Godfrey Doris Brawn Janice Davis Date Jo~-t Ownership Established 03129/2004 lL ,di~COUNT: Account Number uflbc 67651-0b Date Account E 0312912004 Principal Bahnoe ~ DalSe of Death 517,270.04 A«xued lrrlerost ~,- Dale of Death 5.88 Total Principal ~ Acxxued Inlerost 517,270.70 Nanw of Jolt Owner Zelda Godfrey Doris Bngan Janice Davis Dots Joint OwnersMt~ Estabi~hsd 03/29/2004 ~~ mount Number ufRx 67651-6Z 67651-63 Dote Account E 09/14/2009• 09Vt4/2009'" Prindpa! Balartoe ~ Dale of Death 525,183.52 525,146.17 Accrued lr~bersst td Dale of Oeath 54.39 53.97 Total PrincJpal and' Acxxued Interest 525,187.91 525, t 70.14 Name of Joint Owner Zelda Godfrey Zelda Godfrey Doris Brogan Dora Brogan Janice Davis Janice Davis Date Joint Ownersn~ Est~lished 091141'2009 09114/2009 *Ro~ovet from c~srtiticate 87891-40, origina~y established 09!13/2006. '"`RoNover from oert6icate 87491-40, originally established 09/1312004. CERTIFl~/1~.. Accourn Nurr~rJS ffix 47451-64 67651-iiii Date Account Ests~lished 09J14/2009" Og/14/2009*' Principal Balance alt. Dale of Death 525,154.58 .525,212.48 Accrued ir~bsrrt+st to ~~ Dale of Death 53.89 55.08 Total Printip~ and Accrued interest 525,158.27 525,217.54 Name of Joint Ownisr Zelda Godfrey Zelda Godfrey Doris Brogan Doris Brogan Janis Davis Janice Davis Date Joint Ownership Estab~shed 09/14/2009 09!14/2009 'Rolbver from certifica/e 87891-41, originally established 09/1312006. "Rollover from certilicale 47891-41, originally esbblist~ed 09/1312006. 5000 Louise Drive ~ P.O. Box 40 Mechanicsburg, Pennsylvania 17055 (800) .283-2328 wwwmemberslst.org ~/ ti ~a~. Account Number! u116c 679!1-66 679!'167 DaN A+oovt+M Est~biNhsd 1211612009• 12/1NZ009"' 8alanoe!,at Dale of Oeath 520,000.00 225,068.89 llccnied h~lsrest llo Daa of Dsath 532.47 23.68 ToW PrincipN an~1 Accrued Mterost 220,032.47 225,072.57' Name of Joirrt Ownsr Zelda Godhey Zek~ Godfrey Dods Brpan DorN 8rapan Janice Davis Jams Davis Dale Joirrt Ownership Estabi~hed 12/1812009 12/1lY2009 *Opsned by trsnsl~er of furs from 67691-00. ' *'RoMover from osrtiAcaile 67691-49, ~9~Sy estabNshed 01 /1612009. Sr~~~~. i~,~cviwA ir-~unoc 67691.60 67691-69 Dais Aooourrt E~bNshsd 12/1612009' 12/1612009** Prhrdp~ 8aisnce',at Oale of Death 225,068.89 225,051.40 Accxued Irtlerest tb Dale of Death 23.68 22.75 Toted Principal and Accxusd Interest 525,072.57 225,054.15 Name of Joint Owner Zsida Godfroy Zelda Godfrey Doris Bra~sn Dori Bngan Janice Davis Janice Davis Date Joint Ownership Est~ished 12/16/2009 12/1612009 *RoNover from c»rtlficale 67691-49, ori~inaliy established 01/1612009. "'Rollovler korn certifica/e 67691-50, originaNy established 01/1612009. ~ ~ ~~. ~. Account Number! iuffbc Dale Account Ehed PrMcipai Balance 1st Dsle of Death Accrued Intsrost tp Dab of Death Toth Princ~al ark Accxued Interost Name of Joint OMmer Date JoMt OMrnership Est~shed 6769'1-60 12/1612009 225,051.40 62.75 225,054.15 Zelda Godfrey Doris Braun Janice Davis 12/16/2009 •Rogover from oertificale 67691-50, originaly established 01/16/2009. YIBA ACCOUNT: Account Number Dste Amount EstM~ished Bahncs on Dale elf Death Joint Carc#~oidsr 467209900p021691 02/23/2009 2193.66 Zelda Godfrey 'Corttrat~ual Pledge of Sharos. RS 1~ EDE C UNION ~~ - ~.. DaniMe A. KNne Lendirp Insurance Support Specialist April 21, 2010 Eshilee of VIOLA M. HAItDMKi Datr of Death: 61'010 Social, Security Number; 519-ZO-9770 • ... .. .. Jeffroay P. ~cra~, Bsq. St~rov+e, ~'~'~ and Owe ~a~ ~v~est,a ~t~t Tait PA 18253 Fast 5'~0/6d~-4511 April 13, 2010 Re: BStabQ of Vfo~a ~[. ~Larda` 15e:curit~r ~fu~,bar 57g-Zt-~7?0 Date of Dcath lwiarch ~, 2010 t~E 1~1.L0~AG'~1A1T 11f+~"T~~ t'~RI~i~WAt~11tl~• Account No. - Account Z`YPe -- D~ate Op~ed - Joint At:count (name/date). - B~ce - Accr~aed Ingest - 1t~6Q0276~ ~t?+ Int~t~est C.lieck 1Q/iQ/02 ~k~a Irk. ~-c~+cy 8i 17/06 X577.36 x.01 Best ~e~eu~ls, . .. . Vicki ~. C}tdli~oon Custa~er 5ervi~~e Spocialist ~ s~ ~ et~t. shiprpe~bus~ Pia~sylvania 1767 ~a~ e ~~n ~~ ~dt td o~~'T' ~`d~~ • ~~~.~ Fa-tn- 1~7fi~ ~-. tM.~r moa I ~ 1#~~ ~~tflt I ot~ Mo. ,s~e.ooa: r i~te ear rMe wlw t~ttttt ~, tiro errs ~ i~rte tirt Telr tt~ « Tart iMetNn. 6lAe at MNt wpt aMeee ~r[ urrMN 1 Qeterdw~'!s ~It ~ illd else 2 D~dset's Isst ~ i 0«aeder+t's seeiM • DeM d Oeed~ 11I~ MM « !"~~~'!r >•Wi4i i NInM s~ ~ ~ ~ lam: i"~It•. ~ SIM~ FMAI ~le~ wr ~lTrf~~M1 ;. ~. • "f'~ vi paw 7 rttwilwr • ~ s A~.~I~~ ~r not ow~rN-. ! Ds~ i~rd 'N a~~~s. A~oA ess~ opt 11 !'~ sNIpNO 1! Ys#u~ of ~ P.~l- in tlr It JMaerslrt d pnn+~l pee N~retiedortr~ ~'M Nf+tnt M ber~trAeierles drr+o d awnt ~~ ~,, ~M ~ i Zlsidr M. Oo/IF~e~-. 1i Fao. 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TMt ss~s~4 iaeloMr r Mi fri0tir ~ry err wMiwwR s,M1r~ oe1dN Qwrl' s,MU •w and a~iwet orM~s s~ ~ t sres TM~ - ONE d - 4.14+~'f~ Cit. trs~ tol7rty fon~ fir. i-f0eq ~~~~ ' ~~~~~~ N1~TN~ Nub 7~ „~........... ~~~~ ~~.~ p~ V1~ M. ~~ a n~ . ~d ,,,,,,....r--~-"" ~~,RIpmQN ~ 1 T~pTS.T3 uN~ts1 ~ S-M t:0~- T1~1l~ ~- ms's ~~ B. 1 s) i. ~~ Zb -~"'~~ ..•-••^ ..... -~ ZS,pQ0.00 CM~f Yea~s~ ~+L~~~ ~ r+~s ~ ~ mss, ~ t 3 F~ ~~ ~ S~ T~-~ CI~t p f CM~nt ~° D R~~° ~ °~ C~~,~ C~~ ~', Fe.• 8. Tax r Cow ,.~•~""""' ~ ALI~-~''0°"~- t~ Fan+ pk.~~ N ~~,r,rrr..•~" TtM ~sck~ ~,, Inc c~+~* ccl 2°°0 ~oinn s ~~ ~~ E~~= co+''''~ r+~ ~gGR1P''~'r~ 00.00 6.101.'! x.00 00.00 .00.00 ..~.,.. T ~OgO.T"S H-~- 1.x.00 T 6 10 ~~ - ~, TO't'.01 Ili 1?A-~ won 66.04 ~ ~ ,~ W~ ~ ~ ~, 7i,N 100•p0 3~~' ~r.aw 9.00i0•~ ~~~?rN 0 ~ b~ ~cnh~ ~,pMrr+k ~ 190.00 ~~~ ~ ~ 11 1Z 18 ~~ ~~ ~" ~ cam ~. ~ N tom' Fo~,'A''4IrM s on~t ttM ~~~}~~ ~,t f~1J~itEt~ArL. ENSEB AHt~ ACt1~1l~TRAT11fE CC~ST3 condnwd E$TA'TE 4F ~ DE3CRiP"1'ION AMOUNT 1.0.00 44 ~coa - Lawn +a~ - R~Nnb~sam~ 1'or ~ ~d labor Igor out opt Aal ~ '~ ~'~ 1S ?rNda M. H.67- 13,x.63 Copyclpl~t {c~ ~ form ot~I 11ro Ladct»r t3roup. lnc. Form PAr1~00 M (~. ~~ ~ i ! .ION~$ AND TNN AUCTIONs • • PA.1T?41 AMOK !~ - 2.6 » ~-10 E~~TATE OF' MfA1 i~ IIfAe t~AA~DN~t~ i IIAt~'#N 1.LC ~1AA R~1 ~ PA ~T~I1 T1T~~li~7! r+roto~~ 2~1N UM~t ARdlb10 Pp~ 1 r~ EPIC oMwMr TO: • Q~,RANI1RY EX'T~IVC~D I.~ , OE' !P'T~'iN I~JIW'T !~!lM4E PRICE ~ ' l~IMR~A AT ~i10Q,0001~t CQAMAIS810N _ 1 x 9, 00©. Q4 9,000.00 • ------- --- --------------•---------r- -------•---- --•---- - -----•-----~--------- TOW ~ Prios: 9 ~ 000.00 • Taoc1 ' .0.00 Taxi t~ult - 0.00 inv~oics T0~ s9, 000, o0 • Rarrirnir~p mob. e.~.nc.: t9, 000. oa ~ ~I~IS' : • :: ~; t~r~ac You ~ oua • L ~ ~~~ NEB. MA!!"r1N~A • T1~~?-M~ • O!''l~IC~ - 7~T!'~~1N ~ www.Mwe~a~pn N- if+10 CilAt~ , ~ L~ ~~~ ~ ~~~~~ ~ o~-TM ~ Coop' ~' - ~ 57~ 1 ~ ' ~ ~~ ~.~ 2 ,~ 511.10 3 YID t,VC - pt~0 3,1~.~ 4 „ t~onN ~ 15.13 ~ ~t . Ph~y ~ ~ ~~~ 31T.80 ~~ 5 ~ . PM~1 Tax Ow 125.' 7 ho~ol Ta~M • SoM a~ RM1 ~ I s 251.id ,~ o $ ~ ~~~ 1~ Taos Tsx C~oN •201 50.00 1..11 L~ - ~ p~ewnWNn 10 ss+~ rarK t~ «wK an un.+~, e~1 ~ ~~ o,ws d fr ~ ~ Form PA~'1M0 8dN~~M ~ ~-.12.04) (If maw ~~ ~,~ t1eo~~P• ~. ~opy~tOht {a) ~ ~ - ~~~~ ESTATE OF ~II.E HUGER M• 14 NU~ABER I~IA~ AND Al~it>R~8S OF ~ SH11RE OF ESTATE OF !STATE AI~:C~ P1IIOPERTY ~ (~ I ~AXAdL~ ~-. ~+ ~a~ No~n.n orw. eon«na,+ HY ~~»a 1r~ ~d~ ECM c~a Drhr. ~z a6t3~ era l~r.k1~- Es~a1. z+~a. M. :~aooaoo 1 ~ NrwnN 1T241 ~ N~ EsIM~ Toed ~• A. OI~OI~. DISTRIBUTIONS UNDER SECTION Ii113 FOR IAAIICH AN ELECTION TO TAX IS NOT TAKEN B. CtiARtTABLE MID OO~VERAMOFNTAL D18TRI8UTiON8 Cop~Rght (c) 2000 burr soll~ on~t Thy L.ae~cnK Coup, Inc. Fqm PA-f!M 8chrduln J (lBrv. 11-00 VIOLA M. HAItDING I, VIl~LA M. I~[ARI~ING, also known as MAE SAItI1ING, of Cumberland County, Pennsylvania, declare this to be my will and hereby revoke all prior wills and codicils made by me. 1. ~"~:4®i~Y. I bequeath to my husband, Warren W. H~u~ding, all of n1y tangible personal property not used in business or for the production of income, incl~ag witlmut limitation furniture, furnishings, clothing, jewelry, objects of art and decoration, and the like, aril any motor vehicles which I own, together with the insurance theroori, if he survives rne. If my husband does not survive me, then I bequeath all said properly, together with the insurance thereon, to those of my children who survive me. If said children are not all competent adults, ar if they cannot agree on the division, then my executor(s) shall make the division, and may sell any items passing hereunder and distribute the proceeds. 2. ~~g. I bequeath the sum of: (a) 'I~wenty-five Thousand Dollars ($25,000.00) to my daughter Zelda M. Godfrey, if she survives me, or, if she does not survive me, per stirpes to her issue; (b) Twenty-five Thousand Dollars (525,000.00) to my daughter Doris Bragan, if she survives me, or, if she does not survive me, per stirpes to her issue; and . ~~ ~ (c) 1~veaty-five Thousand Dollars (~2S,t)OO.t~) to my daughter Janice Daviis, if she survives me, or, if she does not swrvive me, per ~ to her issue. If any such i~saue of a daughter is under the age of thirty-f ve (35) y~eara, his share shall be held for him in a separate trust under the terms of paragraph 6 below. 3. egg. I bequeath, devise, and appoint s11 the rest of my property, of whatever nature and vWherever situated, including property over which I bold a power of appoffitmeat, except that I do not exercise any power of appointment given to me by my husband, to the Trustee(s) hQ.reinafter named, for the following purposes: (a) If my husband, Warren W. Harding, survives me, then the Tne(s) shs11 establish Trust A hereunder, governed by paragraph 4 below, by allocation thereto, from the property held hereunder, sn amount, if any, equal to (i) th¢ minimum amount, alter taking into account all deductions other than the marital deduction and applying all credits available, which is necessary as the marital deduction to reduce to the lowest possible amount the federal estate tax payable by reason of my death, less (ii) the value of all other assets in my gross estate which qualify for the marital deduction and which pass or have passed to my sand husband under other provisions of this will or o~se. In determining such amount, all assets involved in the calculation shall be valued at final federal estate tax values, but in funding Trust A, date of distribution values shall be used and only assets that qualify for the marital deduction shall be used. I intend that the interest of my husband in Trust A shall qualify for the marital deduction, and any provisions herein which may appear to conflict with or in any way defeat my intention to obtain the marital deduction for the full amount of Trust A shall be construed or applied to accomplish that intention. -2- ! ~ ~ ~ ~ (b) The remainder of the 1~p~Y Ping haz~cva~cter (or, if my husbaisd not s~uvive me, all the pmP~y P~~S hcr+euudGr) shall beheld as Trust 1~. (See pa:sgraph 5 below.) 4. . The income and principal of'I1ru~ A (if established )shall be distributed ~ follows: (a) . The Trustee(s) shall pay the net income fi~orn Trust A to or for the benefit of my husband, Warren W. Harding, for his lifetime, in such installrn~nta, but not less fi~equently than quarterly, as the Tn~a#ex(s) may determine. (b) '~~. The Tnistee(s) shall pay from time to time from the principal of mist A to or for the benefit of my husband: (i) such sums as shall in the d~scr~tion of the Trustee(s) seem proper for his support, maintenance, and health care or nexesssry to permit him to maintain a sl~ndard of living approximately equal to that maintained by him during my lifetime, taking into account such other sources of income, support and estate that maybe available to him, and (ii) such sums, including any or all principal, that my husband may request in writing. (c) After Husbaad's Lif .clime. Upon the .death of my husband, Warren W. Harding, all the principal then held in Trust A shall be distributed as he may by his will appoint, making specific reference to this Trust A. Except as expressly stated in the preceding sentence, there shall be no restriction, condition or qualification on or to the power to make such appointment and the permissible -3- t ~ ~ • bene~iciaties. The power of appointment shall be exercisable by my husband skna~ and in all events, aa~d there shall be no power in aay other than my husband to appoint to any other person any part of the property passing under 1'ruat' A. To the extent that my husband should fail to exercise~effectively his powerr of appointment over any part of the property in Trust A, the Trustee(s) shall (except to the extent that my husband expressly directs to the contrary in his last will a-r in a writing delivered to the Trustee(s) ~ his lifetime) pay from the minted portion of the principal of Trust A: (i) the amount of any additional estate, inheritance or oilier death taxes unposed on account of the death of my husband by reason of his power of appointment over and other rights in t1s~. unappointed portion of the principal of Trust A (the amount of each such additional tax to be equal to the excess if any of the tax, i~luding any interest thereon, payable by reason of his death over the amount of such tax which would have been payable if no such tax was payable by Wesson of his death with ns~pect to the unappointed pri~ipal of Trust A), and (ii) any expenses incurred in the administration of his estate attributed to the determination. of such taxes (and the Trustee(s) may accept the written statement of his personal relmsentativea as to the amount of taxes and expenses payable hereunder), -4- 1 ~ ~ ~ and the rrsmrainag balance of the principal held in Tn~st A at his death shall be added to and, c~sdea~ed part of Trust B and shall be achninistered and distn"b~tad undet~ the provisions herein governing Tn~st B. 5. ~,. The income and principal of'I'ruat B shall be distributed as follows: (a) .The Trustee(s) shall pay the net income fi~om Trust B at least gwarterly to or for the benefit of my husband, Warren W. Harding, far his lifetime. ro> r~ (i) The Trustee(s) shall firm time to .time pay such sums from the principal of Trust B to or for the benefit of my husband as may in the discretion of the Tn~stee(s) seem necessary for his support, maintenance and health care, and for the maintenance by my husband of the standard of living maintaainneci by him during my lifetime, taking into account such other sources of income, support and estate that maybe available to him and the needs and resources of all the beneficiaries. My first priority for the income and principal of Trust B taken together is the support, .maintenance, and health care of my husband for life. In determining whether any invasion shall be made for the benefit of my husband from the principal of Trust A or fry the principal of Trust B, such invasion shall be made from Trust A as far as practical. -5- : ~ • (ii) The Tn~atee(a) sla~ll fi~om time to tune pay such sums from the principal of Trust B to or for the benefit of my issue sa may in the discretion of the Trustes(s) seem necessary liar the health, education, support and maintenance of my issue, taking into account such other sources of income, support and estate that may be avslab-le to the beneficiary and the needs ~ rCSOUrces of all the beneficiaries. Any of the foregoing distributions to or for the benefit of my issue shall be based on their needs, rather thaw on a desire to maintain absolute equality of payments among them. (c) Legal Supoo. rt Obli No payment aha11 be made under subparagraphs (a) or (b) above which would discharge to any extent the legal obligation of any person for the support of the recipient of such payment. (d) Husband's Rights of Withdrawal. In addition to the foregoing, during any calendar year my husband shall have the unqualified right in his sole discretion to demand in one or more writings delivered by him to the Trustee(s) that he be paid from the principal of Trust B an amount not in excess of the greater of Fivc Thousand Dollars (SS,000.00) or five percent (S%) of the aggregate market value of the assets of Trust B as of December 31 of the calendar year during which such demand is made. The right permitted my husband under this subparagraph (d) must be exercised by him as herein provided on or before December 31 of the calendar year to which applicable, ami any amount as to which soh right is not exercised for any given calendar year sha111apse and shall not accumulate or carry oven to any future calendar year: -6- 1 1 1 ~ (e) A~ HL ~$ i if 'mom i i~~i P~v~' of Ar~ntnt~m~ by _ ._ . Upon the death of the survivor of my husband and me, if he survives me, the Trusteo(s) shall pay the balance held in Trust B, outright or in trusat, in such amounts or pn~portions to or for the benefit of any or all of my issue and their spouses or former spouses and persons gifts to whom are then allowable as deductions under Section 2055 of the Internal Revenue Code (or any successor provision), as my husband may direct in his will making speciSc referee to Trust B hereunder. To the extant that my husbaa~ should fail to exercise effectively his limited power of appointment over Trust B, or if he should predecease me, then upon the death of the survivor of my husband and me, the principal remaining in Trust B shall be di~ributed per stirpes to my issue, provided, however, that if any such issue is then under the age of thirty-five (35) years, his share shall be held for him in a separate trust hereiuLder under the terms of paragraph 6 below. 6. Separate Trusts. The income and principal of a septn~a~te mist in which a share of any .issue under paragraph 2 is to be held for the beneficiary under this paragraph 6, or in which a share in Trust B is to be held for the beneficiary pursw~nt to the terms of paragraph S(c) above, shall be distributed as follows: (a) Imo. The income shall be di~ributed at least quarterly to or for the benefit of the beneficiary. No payment shall be made under this subparagraph (a) which would discharge to any extent the legal obligation of any person for the support of the beneficiary. (b) ~. The Tnisted(s) shall pay firnn the principal such sums to or far any or all of the beneficiary and his issue as in the discretion of the -7- ~ c,~a`a' m~a'°' faR s'~ ~ceadi ~ ~- T'r ~ ar for ~, ~ua- ~ °''~` ~~~($) saw P~ ~ e,oca-~mt ~`°' T d~°n of ~ a home ~ bpd'' di~~e, ~U~ °~ ~~ aVe~IC t0 the ~°fe~`°n ar end ~ that an and ~ i~~ o f,~e~ ~~ °f ~ fic~srY • ~ sovucoes _ , n ~ rea° ~°pp, (if any) ly ~~"~ ' .th of ~ ~ n~' ~rck~ the o aym-e~ s a tax tax, N p ;n~omt 'on•~'~'~ ,~cte~-t ~ leS~ . s of aay g~ to a~-Y ,,plc ~~~ ~~~ would n for ~e s~~ obi°n °f ~Y ~$° ~ the e~ . ~ ,~ ~~~uaa~ c) ~ic~rr'y v ( ~h ~ ,bate ~ ~, et (;) C T~~t~(8) chaff th _~ive (25) r+nng p~nm~ of ~ (113) of the hia writt~ re4 t~+'~~, suo held ~ his ~~~'~ .l~usto'o(s) slash balms thco f tl~Y (3p) yea,, the ye ~~~ the ~e ° o~ half (~~) of tb~e ~ at his ~~° ~ cisrY ab~l ~`Ve d~butC ~ h~ why s~hefi •pel b~al~ac~~ ead s) sl~l ran thi~Y'~ve (35) held ~ his ~~ tl~t 88e of uc~ a~ bfala~ him ~ 1c~s wri~en ~ dbute tO s'~ ficiaar'y ~~xild ~ Mire (~i) .~ av~hb~ ~' , the ~~ bala~e in.lua ~ d~bu~, rc~1' for ~ ~,atl ~ ~ doh e ~ his s~ r~ bs1~ _g_ ~ f 1 ~ outright or in trust, in such aortas or proportiortrta as such beneficiary may direct in his last will, exprcasly rem to his trust lsorcunder, but only among rtny issue and their spouses or former artui persons gifts to whortn are ttsm allowable as deductions under Section 2055 of the Internal Revenue Code (or any successa~r provision); arttd to the extent that such beneficiary shall fail to exercise effectively his limited power of appointment hear~euzrtder, the aforementioned balance in his separate trust shall then be distributed per stirpes to his issue, or, if no such issue survive him, per stirpes to the issue of his part~cnt who was a child or mare remote descendant of mine, or, if no such issue survive him, per stirpes to the issue of his grandparent who was a child or rtnore remote descendant of mine or, if no such issue srtnvive him, per stirpes to my issue, with the share of any of such issue for whom property is then held in or payable to a separate trust under this paragraph b being added to such separate trust. (d) DisQosition Uvon Atrtnlicaticm of Rule AQaiast Perc~etuties. Notwith~anding subph (c} above, if during the lifetime of a person for wham a separate trust under this paragraph b was established the interest of such p~ tl~ein becomes void under the applicable rule against perpetuities, then the balance in such separate trust shall then be distributed outright to such person. 7. Survival Clause. If any beneficiary heretuLder should die within sixty (60) days after me or within sixty (60) days after any other person the survival of whom determines his -9- ! ! 1 ~ • rights he~utder, then such beneficiary shall be deemed to have pmedeceased the or such other person for all purp~es hea~m<ier. 8. ~. In addition to such other powers and duties as maybe granted elsewhere her~tin or which maybe granted by law, the fiduciaries herder shall have the following powers at~d duties, withoux the necessity of notice to or consent by any Court: (a) To retain aU or any part of my property, real or personal, in the form in which it may be held at the time of its roceipt, including any closely held bins in which I have sn interest sad any stock of any corporate fiduciary hereuacx~er, as long as in the exercise of their diiscretion it may be advisable so to do, notvvitlrataading that said property may not be of a c~ authorized by law, provided, however, that upon written request by my husband, they shall vvithio a reasonable time make productive of income any interest in property (how~wer and wheaever acquired) held in Trust A (b) To invest and reinvest any funds held hereunder in any property, real or personal, including, but not by way of limitation, bonds, prefen~ed stocks, common stocks, and other securities of domestic or foreign corporations or investment trusts, mortgages or mortgage participations, and common trust funds, eves though such property would not be considered appropriate or legal for a fiduci,~ary apart from this provision. (c) To sell, convey, exchange, partition, give options to buy or lease upon, or ather~wise dispose of any property, real or per~wnal, at any tune held by them, with or without order of court at their option, at public or private sale or otherwise, for cash or other consideration or for such credit terms as they think -10- ~ r ~ • proper, and upa~n such terms for such prices as they may determine, and to conv+cy such properly free of all trusts. (d) To borrow money from any P ~' ~Y P in connection with the admtinistration hec+co~ to execute p~aissaiy notes or other obligesions for amounts so borrowed, and to secure the payments of such amounts by mart~ages or pledges of aay prr-perEy, real or personal, which maybe held her~sunder. (e) To make losms, secured or ur~ecur~ed, in such samrmts, upon such terin$, at such rates of interest, and to such peraOns, firms or corporations as they may deem advisable. (f} To renew or extend the time far payment of any obligation, secured or unsecured, payable to or by , for as long a period of time and on such terms, as they may determine, and to adjust, settle and arbitrate claims or clenaends in favor of or against them. (8~ ~ dividing or distributing any pt~operty, real`or peesanal, included herein, to divide or distribute in cash, in kind, or partly in cash and partly in kind. (h) To hold, manage, and develop any real estate which maybe held by thew at any time, to mortgage aay such pr~-erty in such amounts and on such terms ~ they may deem advisable, to lease ~y such property for such term or arms; and upon such conditions and rentals as they may deers advisable, whether or not the tenor of any such lease shall exceed the period permitted by law or the probable period of retention urger this instrument; to make repairs, replacements ward irhprovements, sltnuctural sad otherwise, in connection with any such property, to abandon any such property which they may deem to be worthless ar -11- ~ i i ~ rat of suffeent value to warrant keeping or protecting, and to permit any such prrty to bo la-st by tax sale or any other pra~ceodings. (i) To e~loy such brokers, banks, custodians, invo~ment counsel, attoriacya, and other agents, and to delegate to tl~rn such duties, rights and powers as they may determine, and for such periods ss they think fit. (j) To register any securities at any time in their names as fiduciary, or in the names of nominees, with or without indicating the trust character of the securities so registered. (k) V~ith respect to any securities held h~undr~, to vote upon any pr~poaition or election at any meeting of the person or entity issuing such securities, a~ to grant proxies, discretionary or otherwise, to vote at any such meeting; to join ar become a party to any reorganization, resdjwstaaent, merger, voting trrust, consolidation or exchange, and to deposit any such securities with any committee, depositary, trustee or otherarise, and to pay out of the trust created herein, any fees, expanses, a~ assessments incurred in connection therewith; to exercise conversion, subscription or other rights, sad to receive or hold any new securities issued as a result of any such reorganization, readjustment, merger, voting trust, consolidation, exchange or exercise of conversion, subscription or other rights and generally to take all action with respect to any such securities as could be taken by the absolute owner thereof. (1) To engage in sales, leases, loans, and other transactions with my estate, the estate of nZy husba~, or any trust established by either of us, even if they are also fiduciaries or beneticisries thereof. -12- liciesa . t1a~~ ~ of to . na-~'~ fc~c ~ ~~ To ° ~ ~~ a~n-y ~ of cl~' t~~ b,c~,a~~ vc~ cx. c a~o~gQ~+ b~~ d ~~~~ on~~tl~ of ,~ ~ ,~~cct sai p ~t i ~y ~`~ • ~ ~~ ~ thcy dc~ t° 1 ~` ~ f. If, ~,~~cX, buts fot al 1 s ~ ~ ,~, tli~° ~ t''c rc~ ' cl~ ine-y b° suuicct ~ ~,y a~ ~,~ ~,,,~,ts w~ . $cat~on, th+cY t ~,prex~f ~"om wi~'ut ~, ~ a 1 _. ~~ • ivaca ~~ ~y ~ be ~~ ~' clcc~°~a Bch vwn~o'~t ~`4n To cx~~ ~ ca, i~l`~' o,~,~vtin8 toy ~ at °~'~ ~'~` t,cxp ~' c ft, ~' ~anhc~ c1c+~on ~'D d' acfar pa`~°°oz~ ''°~°~' ~ ~~ ~ ire 'on ~ °_ ~' avy vtion °f ~otnt lit g~f ts, e''°"d cl~ ~~~~,~,~ f ~, ~- all ~~'~' ~ 13,c1d of a~ay b~ of ~K~`~ oY • ~ ~vclop any , ~~~,,p, ~texl ~n o ot~ To oQ,~tc, ~' ~t,~q-on Sole p~ .u~na-, toy ~,$ ~~ut coo~° ~y fob ~1 ~ stion~ t~'y m ~ ~, a$ th~- .~ a~oc ~,t 8~ ~p~ oc~~'~ ~rict~ oT ~'O g~ ~~~ ~t t1~cY Svc a a~ oR ~cr oar of any ~bc~r, ~ zinc or '' ~ d~-+on ~, tw~c~* ~' tb+~ ~o ua-t f ~Y ~~iciatY any COt1~~t~ ~ , ~ S~1 9. wb v ~ tr~f~'n ~`ny n~ ~`l ~ ~cl ~va~ cot, salt "~` s~-ld u~~~ on, p}'~' 1~ a of '~~~ ~ ~, ~, aoc~~p~ ~ ~ cha~8 arc p°~'~'n any _ ~cssty _ 13 +~ • • • intaest of any beneficiary be liable or subject in any maam~r while in the poian of the f duGisriea f~rr suy liability of such beneficiary, whether such liab~Iny a~ees from his debts, contracts, t~o~ts, or otter engaganents of any type. 10. Facility of Favments for .Qt.~i~~ffi. Any a~nouats or property which are payable or distributable hereunder to a minor or incompetent may, at the discretion of the fiduciaries, be paid to the parent or guardian of such minor or incompetent, to the person with whom such minor or incompetent resides, or directly to such minor or inco~t, or maybe applied for the use or benefit of such minor or iravompet~t. Any amount or property payable or distributable hereunder to a person under the age of twenty-five (25) years may in the discretion of the fiduciaries involved be paid or distributed to a custodian for such person undue the ., Pennsylvaoia~ Uniform 'I~raasfers to Minors Act. 11. ~,~. I diroct that all estate, inheritance, and succession taxes that maybe assessed in consequence of my death, of whatever nature and by whatcwer jurisdiction imposed, other thaw generation-skipping taxes, shall be paid out of the principal of my general estate to the same effect as if said taxes were expenses of administration, except that any such additional taxes (sad interest penalties thereon) imposed on account of my interest in or power over any trust established by my husband shs11 be paid out of the property held in such trust, and all other property inclt~clible in my taxable estate for federal or state tax purposes, whether or not passing under this will, shall be free and clear thereof; provided, however, that my executor(s) may in the.. discretion of the executor(s) r+oquest that any portion or all of said taxes (to be paid out of the pri~ipal of my general estate) shall insteayd be paid out of the principal of any trust established by me in this ~ri11 ar otherwise, to the extent expressly authorized under the terms of said trust. With the consent of the Trustee(s) hereunder, said taxes may be paid out of the principal of Trust B hen~uider as if said taxes were expenses of administration thereof, provided, however, that no -14- !. • s f such taxes shall be paid out of Trust A hereunder or out of assets that erne not iach~dible is my fed~ecal grate estate. 12. ~ ~j~,~. I appoint as executors he~rotr sad as Trustees homer mY daughters Zelda Mae Godfrey, of Nevwille, Pannsyivanis, Doris Jean Bragaa of Bohemia, New York, and Janice Sue Davis of Tempe, Arizona. My executors shall save ss guardians of the property of say minor beneficiaries hereunder, under any in~ument of trust executed by me, under say policies of insurance on my life, and in any other situation is which the power to make such apponrinnent exists under the laws of Pennsylvania. No individual fiduciary shall be liable for the acts, omissions or defaults of any agent appointed and retained with due care or of any co-fiduciary. No fiduciary shall be required to furnish bond or other security for the proper peEfornnance of her duties hereunder. 13. . Unless the context indicates otherwise, any use of the masculine gender herein shall also include the feminine gender. IN WITNESS WHEREOF, I, VIOLA M. HARDING, herewith set my hand to this, my last Will, typewritten on sixteen (16) sheets of paper including the self-proving attestation clause and sib of witnesses, this ,_ day of / ,~~ 2004. (SEAL) Viola g Witnessed: ,~ ~ ~~ M ~ ~o~s !~( ~: residing at Q Q ~ ~ ~ . ~~ ~ k~~~ R ~I :, residing at I /0 -15- 1 • K ! COMMONV~EALTI~I OF PENNSYLVANIA COL'tNTY OF DAUPHii~T SS: o Harding, ( testatrix), Gtl a~ ( ~ are ~gaed to the y avvara, each hereby cieclar~s do the t~ authority thaa the 'signed executed the i~rumaut ~ her l~ will in the prmeence of the ants auld that she had signed wi y, sad she aacacuted it as her Eras and vohmtary act for the thar+ein sadllu~ each of the wi in tho ' lam ~ t~nesse~„ presence and hesnwg of the teata~ix, sig~ued the will as wig and thax to the beat of his ~rnowled~pe the tee was at that time eightear of age or older, of sound mind and under ~ cx~~raint or undue influence. WITNESS: ~- TESTATRIX: XV10L1M.H~~tDIFX~1 V WRNE3S: ~a~ Subscribed, sworn to ~ acknowledged before me by Voila M. Harding, the testatrix, anti subscribed and sworn to before me by and n - the witnesses, this l,~ ~ day of ~l~ra~c_. , 2004. Notary lit (SEAL) NarW s•r t+ih- GonMnMion Ewa ,hn.'t9~~ MA111b~, P~fk'1.9y1V~+1Et ASl~0~8110110f NOh1'fee -16-