HomeMy WebLinkAbout10-4958IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION-LAW
ROSEMARY FALCON a/k/a ROSEMARY COX ~ -
a/k/a Rosemary Johnson ~'~' ~-~~~ ~` -- -~'
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670 MARSHALL RD c
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GLENMOORE PA 19343 - -
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On Behalf of Herself and Those Similarly
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Commercial Acceptance Company :
2 West Main Street
Shiremanstown, PA 17011 : ~ ~ ~ lf~j'S~ ~~
and
John Does 1-10
and Jury Trial Demanded
XYZ Corporations
Defendants
PRECIPE TO ISSUE WRIT OF SUMMONS
To: The Prothonotary:
Kindly issue a writ of summons against the Defendants captioned above. Thank you.
Vicki Piontek, Esquire
Attorney for Plaintiff
951 Allentown Road
Lansdale, PA 19446
877-737-8617
palaw@justice.com
Fax:866-408-6735
~j ~ 2 ~ \ F~
Date
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION-LAW
ROSEMARY FALCON a/k/a ROSEMARY COX
a/k/a Rosemary Johnson
670 MARSHALL RD
GLENMOORE PA 19343
(On Behalf of Herself and Those Similarly
Situated),
Plaintiff
Vs.
Commercial Acceptance Company .
2 West Main Street
Shiremanstown, PA 17011
and /~ ~ ~~~~
John Does 1-10
and Jury Trial Demanded
XYZ Corporations .
Defendants
WRIT OF SUMMONS
TO: Consumer Portfolio Services, Inc
19500 Jamboree Road
Irvine, CA 92612
and
John Does 1-10
and
X,Y,Z Corporations
~>
You are notified that ROSEMARY FALCON a/k/a ROSEMARY COX a/k/a Rosemary
Johnson has commenced an action against you.
SEAL OF ~~~'-a9, aoi0
THE t onotary to v
COURT
By
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith ~'~ ''~ ~~
Chief Deputy ~' ~~ °`
Richard W Stewart ~~ ~~` ~' f' ~ ~ ~~~` ~ ~ p ~ ~~
Solicitor Fia~ ti~F rH6 ~~~~(rr , (mot,
~~ ` ~,
Rosemary Fallon Case Number
vs. 2010-4958
Commercial Acceptance Company
SHERIFF'S RETURN OF SERVICE
08/11/2010 01:22 PM -William Cline, Corporal, who being duly sworn according to law, states that on August 11,
2010 at 1322 hours, he served a true copy of the within Writ of Summons, upon the within named
defendant, to wit: Commerical Acceptance Company, by making known unto Eric Eperjesi, Office
Manager for Commercial Acceptance Company at 2 West Main Street, Shiremanstown, Cumberland
County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and
correct copy of the same.
` V' ~~
ILLIAM CLINE, DEPUTY
SHERIFF COST: $41.94
August 12, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
(ci GountySuite Shenff. Teleosoft, hic.
n
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION-LAW
ROSEMARY FALLON a/k/a ROSEMARY COX
a/k/a Rosemary Johnson
N
670 MARSHALL RD
GLENMOORE PA 19343
(On Behalf of Herself and Those Similarly Situated), ;!?
Plaintiff
Vs. 10 4958 Civil W
Commercial Acceptance Company
2 West Main Street 3
Shiremanstown, PA 17011
and ,
John Does 1-10 -?
and Jury Trial Demanded
XYZ Corporations
Defendant(s)
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THE COMPLAINT AND NOTICE ARE SERVED BY ENTERING A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO
DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST
YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED OR FOR ANY OTHER
CLAIM OR RELIEF REQUESTED BY THE DEFENDANT. YOU MAY LOSE MONEY OR PROPERTY OR
OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Chester County Bar Association
15 West Gay Street P.O. Box 3191
West Chester PA 19381
610-429-1500
4
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION-LAW
ROSEMARY FALLON a/k/a ROSEMARY COX
a/k/a Rosemary Johnson
670 MARSHALL RD
GLENMOORE PA 19343
(On Behalf of Herself and Those Similarly Situated),
Plaintiff
vs. 10 4958 Civil
Commercial Acceptance Company
2 West Main Street
Shiremanstown, PA 17011
and
John Does 1-10
and Jury Trial Demanded
XYZ Corporations
Defendant(s)
COMPLAINT
INTRODUCTION
1. This is a class action lawsuit for damages brought by an individual consumer for
Defendant(s)' alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C.
1692, et seq. (hereinafter "FDCPA")
2. Plaintiff brings this action against Defendant(s) for engaging in a systematic scheme to
deprive Pennsylvania Consumers of their rights under the FDCPA.
3. Defendant(s)' scheme involved, contacting consumers throughout Pennsylvania, and
leaving a particular voicemail messages on said consumers' answering machines or
voicemail messaging systems. The particular messages left by Defendants had the affect
of violating the provisions of 15 USC 16918 of the FDCPA and by failing to
meaningfully disclose the identity of the debt collector or the nature of the call.
4. The claims of Plaintiff and the Class are individual claims for violations of federal law
described herein.
5. These claims arise from Defendant(s)' systematic unlawful collection activity against
Pennsylvania consumers.
6. The named Plaintiff(s) are individual consumers who received a particular type of
telephone voicemail message from Defendant while Defendant was attempting to collect
on a consumer debt against Plaintiff. The voicemail message is described in this
complaint.
JURISDICTION AND VENUE
7. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint
8. Venue is proper in this county under Rule 2179 of the Pennsylvania Rules of Civil
Procedure. Defendant(s) regularly transact(s) business throughout the Commonwealth of
Pennsylvania.
9. Defendant obtains the benefit(s) of regularly transacting business in Chester County,
Pennsylvania.
10. Venue is proper in this county under Rule 2179 of the Pennsylvania Rules of Civil
Procedure.
11. Defendant transacts business throughout the Commonwealth of Pennsylvania.
12. The conduct complained of occurred in Cumberland County, Pennsylvania.
13. Plaintiff resides in Pennsylvania.
14. Defendant's principle place of business is located in Cumberland County, Pennsylvania.
C. X,Y,Z Corporations, business identities whose identities are not know to
Plaintiff at this time, but which will become known upon proper discovery. It
is believed and averred that such entities played a substantial role in the
commission of the acts described in this complaint.
COUNT ONE: Violation of Fair Debt Collection Practices Act
15 USC 1692 et. seq.
18. All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
19. Plaintiff is a consumer debtor as defined by the Fair Debt Collections Practices Act
(FDCPA),15 USC 1692 et. Seq.
20. At all relevant times in this Complaint, Defendant(s) was / were acting as a debt
collector(s) as defined by the FDCPA, 15 USC 1692 et. seq.
21. At all times mentioned herein, Defendant(s) was / were attempting to collect on an
alleged consumer debt against Plaintiff.
22. Within the applicable statute of limitations prior to the commencement of this action,
Defendant contacted Plaintiff by telephone and left one or more voicemail messages.
"Rosemary Johnson this is Layla with the Commercial Acceptance
Company. It is important that you return my phone call at 800-
690-3857. Extension 210 client reference here is: 571406. "
23. To prohibit harassment and abuses by debt collectors the FDCPA, at 15 U.S.C. § 1692d,
provides that a debt collector may not engage in any conduct the natural consequence of
which is to harass, oppress, or abuse any person in connection with the collection of a
debt and names a non-exhaustive list of certain per se violations of harassing and abusive
collection conduct. 15 U.S.C. § 1692d(1)-(6). Among the per se violations prohibited by
that section are: the placement of telephone calls without meaningful disclosure of the
caller's identity, 15 U.S.C. § 1692d(6)
24. To prohibit deceptive practices, the FDCPA, at 15 U.S.C. § 1692e, outlaws the use of
false, deceptive, and misleading collection letters and names a non-exhaustive list of
certain per se violations of false and deceptive collection conduct. 15 U.S.C. § 1692e(1)-
(16). Among these per se violations prohibited by that section are: the failure by debt
collectors to disclose in initial oral communications that the debt collector is attempting
to collect a debt and that any information obtained will be used for that purpose, 15
U.S.C. § 1692e(11); and the failure by debt collectors to in subsequent oral
communications with consumers that the communication is from a debt collector, 15
U.S.C. § 1692e(11).
25. The above referenced voicemail message(s) was / were a communication as defined by
15 USC 1692(a)(2). See Foti v. NCO Financial Systems, Inc., 424 F. Supp.2d 643
(S.D.N.Y. 2006); INMAN v. NCO FINANCIAL SYSTEMS, INC, United States District
Court for the Eastern District of Pennsylvania, Docket Number NO. 08-5866; Edwards v.
NIAGARA CREDIT SOLUTIONS, INC., United States Court of Appeals for the
Eleventh Circuit, Docket Number 08-17006.
26. At no time during the message(s) did Defendant disclose that the call was from a debt
collector attempting to collect a debt, or that any information obtained by Defendant from
Plaintiff would be used for that purpose.
27. The above referenced voicemail message(s) was a violation of 15 USC 1692 et. seq.
because the telephone call was placed without disclosure that the calls was from a debt
collector, and Defendant(s) failed to disclose the nature of the communication. See Foti
v. NCO Financial Systems, Inc., 424 F. Supp.2d 643 (S.D.N.Y. 2006); INMAN v. NCO
FINANCIAL SYSTEMS, INC, United States District Court for the Eastern District of
Pennsylvania, Docket Number NO. 08-5866; Edwards v. NIAGARA CREDIT
SOLUTIONS, INC., United States Court of Appeals for the Eleventh Circuit, Docket
Number 08-17006.
LIABILITY
28. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint.
29. Defendant(s) is liable for the acts committed by its agents under the doctrine of
respondeat superior because Defendant's agents were acting within the scope of their
employment with Defendant.
30. In the alternative, Defendant(s) is liable for the conduct of its agents / employees under
the theory of joint and several liability because Defendant and its agents / employees
were engaged in a joint venture and were acting jointly and in concert.
31. Any mistake made by Defendant would have included a mistake of law.
32. Any mistake made by Defendant would not have been a reasonable or bona fide mistake.
CLASS ALLEGATIONS
33. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint.
34. Plaintiff brings this case as a class action pursuant to Pennsylvania Rules of Civil
Procedure 1701, et seq., on behalf of a Class consisting of members who meet the
following criteria.
a. Consumers within the meaning of the FDCPA.
b. Residents of Pennsylvania at the time they received the same or a similar
telephone voicemail message from Defendant, described in this complaint,
c. Received the same or substantially similar telephone message(s) described in
this complaint from Defendant(s) within the applicable period of limitations
prior to the commencement of this action.
35. Excluded form the class are Defendant's employees.
36. Excluded from the class is Plaintiffs attorney.
37. Plaintiff reserves the right to redefine the class following discovery.
38. Plaintiff believes that there are several victims of Defendant(s) aforementioned collection
activity, and that members of the Class are so numerous that joinder of all members is
impractical.
39. Plaintiffs claims are typical of the claims of the Class members because they received the
same type of collection telephone message from Defendant(s) that Plaintiff received from
Defendant(s).
40. Plaintiff will fairly and adequately protect the interests of the Class members. Plaintiff
has retained counsel competent and experienced in consumer law, and capable of
familiarizing herself with class action litigation practice and procedure.
41. Common questions of law and fact exist as to all Class members and predominate over
any questions solely affecting individual Class members. Among the questions of law
and fact common to plaintiff and the Class are the following.
a. Were the accounts referred to in the telephone messages left for Plaintiffs consumer
debts as defined by the FDCPA?
b. Are the Plaintiffs consumer debtors as defined by the FDCPA?
c. Was / were Defendant(s) acting as a debt collector as defined by the FDCPA at the
time that the telephone messages were left by Defendant?
d. Was / were the telephone message(s) communications as defined by the FDCPA?
e. Did the telephone message(s) sent to Plaintiff and other similarly situated Plaintiffs by
Defendant(s) fail to meaningfully disclose the identity of the caller or the nature of the
call?
f. Did the telephone message(s) left by Defendant violate the FDCPA, 15 USC 1692 et.
seq.?
42. Class action treatment is superior to the alternatives for the fair and efficient adjudication
of the controversy alleged herein. Such treatment will permit a large number of similarly
situated persons to prosecute their common claims in a single forum simultaneously,
efficiently, and without the duplication of effort and expense that numerous individual
actions would entail.
43. No difficulties are likely to be encountered in the management of this class action that
would preclude its maintenance as a class action, and no superior alternative exists for the
fair and efficient adjudication of this controversy.
44. The Class is readily identifiable from the Defendant(s)' records.
45. Prosecution of separate actions by individual members of the Class would create the risk
of inconsistent or varying adjudications with respect to individual members of the Class
that would establish incompatible standards of conduct for defendants.
46. A class action is superior to other available methods for the fair and efficient adjudication
of this controversy since joinder of all members is impractical.
47. The amounts at stake for many of the Class members, while substantial, are not great
enough to enable them to maintain separate suits against Defendant.
48. Without a class action, Defendant(s) will likely retain the benefit of its wrongdoing.
49. Without a class action, Defendant(s) will likely continue a course of action, which will
result in further damages to Plaintiff and members of the Class.
DAMAGES
5o. All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
51. At least $1.00 actual damages for Plaintiff, including but not limited to phone, fax,
stationary, postage, etc.
52. Actual damages for members of the class.
53. $1,000.00 statutory damages for the named Plaintiff as the class representative under the
FDCPA 15 USC 1692k.
54. $1,000.00 statutory damages for each additional Plaintiff under the FDCPA 15 USC
1692k.
55. Plaintiff suffered some emotional distress as a result of Defendant's illegal collection
activity in an amount to be determined at trial.
ATTORNEY FEES
56. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint.
57. Plaintiff is entitled to attorney fees pursuant to 15 USC 1692 k, in the amount of
$1,575.00 at a rate of $350.00 per hour, enumerated below.
a. Consultation with client.
1
b. Drafting of writ and related documents .25
c. Drafting, editing, review and filing of class
action complaint 2
d. Service of process and filing of service .25
e. Follow up contact with Defendant 1
4.5 x $350 = $1,575.00
58. Plaintiff's attorney fees continue to accrue as the case move forward.
59. The above stated attorney fees are for prosecuting this matter and reasonable follow up.
OTHER RELIEF
60. All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
61. Plaintiff seeks injunctive relief barring further unlawful collection activity.
62. Plaintiff seeks such other relief as this Honorable Court may deem just and proper.
63. Plaintiff requests trebles damages against Defendant because the acts committed by
Defendant were willful, wanton, reckless and / or intentional.
JURY TRIAL
64. All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
65. Plaintiff requests a jury trial in this matter.
Wherefore, Plaintiff demands judgment against Defendant(s) in the amount of no less
than $7,576.00 for the named plaintiff as enumerated below.
$1.00 more or less actual damages.
$1,000.00 statutory damages pursuant to 15 USC 1692k et. seq.
$1,575.00 attorney fees
$5,000 plaintiff incentive fee
$7,576.00
Plaintiff seeks additional actual damages and statutory damages and attorney fees for the
class also.
Plaintiff seeks such additional relief as the Court deems just and proper upon certification
of the class.
Vj"- ?iMA V- g SS '?O(Q
Vicki Piontek, Esquire Date
Supreme Court ID Number 83559
Attorney for Plaintiff
951 Allentown Road
Lansdale, PA 19446
717-533-7472
Fax: 866-408-6735
palaw@justice.com
IN THE COURT OF COMMON PLEAS
COUNTY, PENNSYLVANIA
CIVIL ACTION-LAW
ROSEMARY FALLON a/k/a ROSEMARY COX
a/k/a Rosemary Johnson
670 MARSHALL RD
GLENMOORE PA 19343,
vs.
Commercial Acceptance Company
2 West Main Street
Shiremanstown, PA 17011
and
John Does 1-10
and
XYZ Corporations
Jury Trial Demanded
Plaintiff
Defendants
VERIFICATION
I, Rosemary Fallon, have read the attached complaint. The statements contained therein are true
and accurate to the best of my knowledge, understanding and belief.
LM41 -
osemary Mon
Date
~~.
J
Case 3:02-at-06000 Document 1104 Filed 09/02/2010 Page 1 of 3
IN THE UNITED STATES DISTRICT COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
ROSEMARY FALCON a/k/a ROSEMARY COX
a/k/a ROSEMARY JOHNSON,
on behalf of herself & those similarly situated,
Plaintiff
v.
COMMERCIAL ACCEPTANCE COMPANY,
Defendant
NOTICE OF REMOVAL
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JURY TRIAL DEMANDED
Defendant COMMERCIAL ACCEPTANCE COMPANY (hereinafter referred to as
"CAC"), by its undersigned counsel, hereby petitions this Court as follows, pursuant to 28
U.S.C. § 1441(b}:
1. _ CAC is a defendant in an action pending in the Commonwealth of Pennsylvania,
Court of Common Pleas of Cumberland County, Civil Action No. 10-4958 ("the State Court
Action"). CAC received a copy of the Complaint on or about August 18, 2010. A true and
correct copy of the Complaint in the State Court Action is attached hereto as Exhibit "A".
2. Plaintiff in the State Court Action is Rosemary Fallon a/k/a Rosemary Cox a/k/a
Rosemary Johnson. See Exhibit "A".
3. Plaintiff s State Court Action alleges violations of the Fair Debt Collection
Practices Act, 15 U.S.C. §§ 1692, et seq.
4. The State Court Action involves a question of federal law. Pursuant to 28 U.S.C.
§ 1441(b}, "Any civil action of which the district court shall have original jurisdiction founded
on a claim or right arising under ...the laws of the United States shall be removable."
{00353596;x1}
Case 3:02-at-06000 Document 1104 Filed 09/02/2010 Page 2 of 3
5. Since this case arises out of an alleged violation of the Fair Debt Collection
Practices Act, 15 U.S.C. §§ 1692, et seq., this Court may properly remove the State Court Action
based on 28 U.S.C. § 1441(b).
6. This Notice has been filed with the Court within thirty (30} days after purported
service of the Complaint on defendant CAC.
WHEREFORE, defendant Commercial Acceptance Company, prays that the State Court
Action be removed from the Commonwealth of Pennsylvania, Court of Common Pleas of
Cumberland County, Civil Action No. 10-4958, to this Court for proper and just determination.
FINEMAN KREKSTEIN & HARRIS, P.C.
By /S/ Richard J. Perr
RICHARD J. PERK, ESQUIRE (PA No. 72883)
BNY Mellon Center
1735 Market Street, Suite 600
Philadelphia, PA 19103-7513
(v} 215-893-9300; (f) 215-893-8719
e-mail: rperr@finemanlawfirm. com
Attorneys for Defendant
Dated: September 2.2010
{00353596;x1}2
Case 3:02-at-06000 Document 1104 Filed 09/02/2010 Page 3 of 3
CERTIFICATE OF SERVICE
I, RICHARD J. PERK, ESQUIRE, hereby certify that on this date I served a true and
correct copy of the foregoing Notice of Removal electronically or by first class mail, postage
prepaid, on the following:
Vicki A. Piontek, Esquire
Piontek Law Office
951 Allentown Road
Lansdale, PA 19446
(v) 877-737-8617; 717-533-7472; (f) 866-408-6735
palaw@justice.com
Attorneys for Plaintiff
Prothonotary of Cumberland County
Courthouse
One Courthouse Square
Carlisle, PA 17013
/S/ Richard J. Perr
RICHARD J. PERK, ESQUIRE
Dated: September 2.2010
{00353596;v1}3
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 1 of 19
....
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 2 of 19
IN THI3 COURT OP COMMON PLEAaS '
OF CUMBERLAND COUNTY P$NNSYLVANIA
CIVIL ACTION-LAW
ROSEMARY FALJAN a/k/a ROSBMARY COX
allr/a RosemaryJobnson ~ ~? J
670MARSHALL,RD '~" ~_~
;~. _~
GLI3NMOORB PA 19343 '"' ~` _ ' , ; y~
{On Behalf of Herself and Those Similarly Situatedh • ~ ~ `' ? ~ ` ~ ~
P1aiQliff ~-~' ' ' '
Vs. 10 4958 Civil
Commercial Acceptance Company :.
2 West Main Street ..~ .
Shiremanstown, PA 17021. `• ,~
and ~ .
Jobn Does 1-10 •
and Jury Trial Demanded
XYZ Corporations ~ ,
Defendant(s)
NOTICE
YOU HAVE BEEN SUBD IN COURT. IF YOU WISH TO DEPBND AGAINST THB CLAIMS SET
FORTH IN THE FOLIAWING PAGES, YOiJ MUST TAKE ACTION WITHIN TWBNTY (20) DAYS AFTER
THB COMPLAINT AMID NOTICE ARE SERVED BY ENTERING A WRITTBN APPEARANCE
PERSONALLY 0~ BY ATTORNEY AND FIL,YAI'G IN WRTJ`ING WITH THE COURT YOUR DBFBNSES OR _
OBJfiGTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARfi WARNED THAT IF YOU FAIL TO
DO SO THE CASI; MAY PROCEBD WITHOUT YOU AND A JUDGMENT MAY B8 ENTERED AG.AIPIST
YOU BY TH8 COURT WTI'HOUT FURTHER NOTICE FOR ANY MONEY CLAIMED OR FOR ANY OTHER
CLAIM OR RELIEF REQUBSTBD $Y THE D&FENDANT. YOU MAY LOSB MONEY OR PROPERTY OR
OTHER RIGHTS 1MPORTANT TO XOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT RAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONB THE OFFICE SET BORTH 1iEL.OW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Chester County Bar Association
1S West Gay Street P.O. Box 3191
West Chester PA 19381
• 610-429-1500
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 3 of 19
IN THB COURT OF COMMON PLEAS
OFCUMBBItLAND COUNTY, PENNSYLVANIA
CfIRi. ACTION-lAW
ROSEMARY FALCON a/k/a ROSEMARY COX
alkJa Rosemary Joho~n
670 MARSHALL RD
t3L8NMOOR& PA 19343 .
(On Behalf of Herself and Those Similarly Situated),
Plaintiff
Vs. 10 4958 Civil
Commercial Acceptance Company .
2 West Maio Street .
Shiremanstown, PA 17011
and .
John Does 1-10
and Jury Trial Demanded
XYZ Corporations .
Defendant(s)
COMPLAINT
INTRODUCTION
X. Ties is a class action lawsuit for damages brought by an individual consumer for
Defendant(s)' alleged violations of the Fair Debt Collection Practices Act, 15 U.S.C.
1692, et seq. (hereinafter `~DCPA'~.
2. Plaintiff bxings this action against Defendant(s) for engaging in a systematic scheme to
deprive Pennsylvania Consumers of their rights under the FDCPA.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 4 of 19
,~
3. Defendant(s)' scheme involved, contacting consumers throughout Pennsylvania, and
leaving a particular vaicemail messages on said consumers' answering machines or
voicem:ail messaging systems. The particular messages left by Defendants had the affect
of violating the provisions of 15 USC 1691g of the FDCPA and by failing to
meaningfully disclose the ide~atity of the debt collector or the nature of the call.
4. The claims of Plaintiff and the Class are individual claims for violations of federal law
described herein.
5. These claims arise from Defendant(s)' systematic unlawful collection activity against
Pennsylvania consumers.
b. The named Plaintiffts) are individual consumers who received a particular type of
telephone vaicemail message from Defandant while Defendant was attempting to collect
on a consumes debt against Plaintiff. The voioemail message is described is this
complaint.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 5 of 19
. „
3URYSDIC~'ION AND VENETE
7. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint '
8. Venue is proper in this county under Rule 2179 of the Pennsylvania Rules of Civil
Procedure. Defendant(s) regularly transact(s) business throughout the Commonwealth of
Pennsylvania.
9. Defendant obtains the benefit(s) of regularly transacting business in Chester County,
Pennsylva~uia.
10. 'Venue is proper in this county under Rule 2179 of the Pennsylvania Rules of Civil
Procedure.
11. befendant transacts business throughout the Commonwealth of Pennsylvania.
12. The conduct complained of occurred in Cumberland County, Pennsylcania.
13. Plaintiff resides in Pennsylvania.
24. Defendant's principle place of business is located in Cumberland County, Pennsylvania.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 6 of 19
. ,, ,
PARTIES
15. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint.
16. Plaintiff is Rosemary Fallon a/k/a Rosemary Cox, an adult individual with a current
address of 670 MARSHALL RD, GLENMOORE PA 19343, on behalf of herself and
those sizniiazly situated Plaintiffs.
17. Defendants are the following individuals and business entities.
a. Conunerciai Acceptance Company, a business entity with a principal place of
business located at 2 West Main Street, Shiremanstown, PA 17011.
b. rohn Does 1-10, individuals oz business entities whose identities are not know
to Plaintiff at this time, but which will become known upon proper discovery.
It is believed and averred that such Dces played a substantial role in the
connnission of the acts described in this complaint.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 7 of 19
.. ,
,, ,
c. X,Y,Z Corporations, business identities whose identities are not know to
Plaintiff at this tiRne, but wRich will beconu known upon proper discovery. It
is believed and averred that such entities played a substantial role in the
commission of the acts described in this complaint_
COUNT QNE: Violation of Fair Debt Collection Practices Act
!5 USC 1692 et. seq.
18. All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
19. Plaintiff is a consumer debtor as defined by the Fair Debt Collections Practices Act
(FDCPA), 15 USC 1692 et. Seq.
20. At all relevant tinges in this Complaint, Defendant(s) was /were acting as a debt
collectors} as defined by the PDCPA,15 USC 1692 et. seq.
21. At all times mentioned herein, Defendants} was /were attempting to collect on an
alleged consumer debt against Plaintiff.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 8 of 19
22. Within the applicable statute of linnitations prior to the commencsmont of this action,
Defendant contacted Plainrifif by telephone and left one or more voicemail messages.
"RosernaryJohnson this isLayla with the Co»unercial~lcceptance
Comparry. It is important that you return my phone call at 800-
690 3857. Extension 2I0 client reference here is: 571406. "
23. To prohibit harassment and abuses by debt collectors the FDCPA, at 15 U.S.C. § 1642d,
provides that a debt collector may not engage in any conduct the natural consequence of
which is to harass, oppress, or abuse any person in connection with the collection of a
debt and names anon-exhaustive list of certaiua per se violations of harassing and abusive
collection conduct, l5 U.S.C. § 1592d(1}-(6). Among the per se violations prohibited by
that section are: the placement of telephone calls without meaningful disclosure of the
caller's identity, 15 U.S.C. § 1692d(6)
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 9 of 19
.,
..
24. To prohibit deceptive practices, the FDCPA, at 15 U.S.C. § 1692e, outlaws the use of
false, deceptive, and misleading collection letters aAd names anon-exhaustive list of
certain per se violations of false and deceptive collection conduct. l5 U.S.C. § 1692e(1)-
(1b). Among these per se violations prohibited by that section arc: the failure by debt
collectors to disclose in initial oral communications that the debt collector is attempting
to collect a debt and that any information obtained will be used for that purpose, l5
U.S.C. § 1692e{11); and the farTure by debt collectors to in subsequent oral
communications with consumers that the communication is from a debt collector, 15
U.S.C. § ib92e(7.1).
2s. 'Ifie above referenced voiccmail message(s) was / were a communication as de#ined by
15 USC 1b92(a)(2).~ See Foti v. NCO Financial Systems, Inc., 424 F. Supp.2d b43
(S.D.N.Y. 2006); INMAN v. NCO FINANCIAL SYSTEMS, INC, Unitccl States District
Court for the Eastern District of Pennsylvania, F?oeket Number N0.08-5866; Edwards v.
NIAGARA CREDIT SOLUTIONS, INC., United States Court of Appeals for the
Eleventh Circuit, Docket Number 08-17006.
26. At no time during the message(s) did Defendant disclose that the call was from a debt
collector attempting to collect a debt, or that any information obtained by Defendant from
Plaintiff; would be used for that purpose.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 10 of 19
2'7. The above referenced voiCe~all xnessage{s) was a violation of 15 USC 1ti92 et. seq.
because the telephone call was placed without disdosure that the calls was from a debt
collector, and Defendant(s) failed to disclose the nature of the communication. See Foti
v. NCO Financial Systems, Inc., 424 F. Supp.2d 643 (S.D.N.Y. 2006);1NMAN v. NCO
FINANCIAL SYSTEMS, INC, United States District Conrt for the Pastern District of
Pennsylvania, Docket Number NO.O8-5866; Edwards v. NIAGARA CREDIT
SOLUTIONS, INC., United States Court of Appeals inr the Eleventh Circuit, Docket
Number 08-1'7006.
28. All previous paragraphs of this complaint are incorporated by reference and made a part
of this complaint.
29. Defendant{s) is liable for the acts committed by its agents under the doctrine of
respondeat superior because Defetrdant's agents were acting within the scope of their
employment with Defendant.
30. In the alternative, Defendant(s) is Liable for the conduct of its agents /employees under
the theory of joint and several liability because Defendant and its agents /employees
were engaged in a joint venture and were acting jointly and in concert.
31. Any mistake made by Defendant would have included a rnistake of law.
32. Any mistake made by Defendant would not have been a reasonable or bona fide mistake.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 11 of 19
CLASS ALLEGATTOI+TS
33. All previous paragraphs of tbis complaint ate incorporated by reference and made a part
of this complaint .
34. Plaintiff brings this case as a class action parsuant to Pennsylvania Rules of Civil
Procedure 1701, et seq., oa behalf of a Class consisting of members who meet the
following criteria.
a. Consumers within the meaning of the FDCPA.
b. Residents of Pennsylvania at the time they rec:enred the same or a sim0ar
telephone voicexnail message from Defendant, described in this complaint,
c. Received the same or substantially similar telephone message(s) described in
this complaint from Defendant(s) within the applicable period of limitations
prior to the commencement of this action.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 12 of 19
35, Excluded foram the class axe Defendam's employees.
3b. Excluded from the class is Plaia~6ffs attoxney.
37. Plaintiff reserves the right to redefiine the class following discovery.
38. Plaintiff believes that tbere are several victims of Defendant(s) aforementioned collection
activity, and that members of the Class are so numerous that joinder of all members is
unpractical.
39. Plaintif#"s claims are typical of the claims of the Class members because they received the
same type of collection telephone message from Defendants} that Plaintiff received from
Defendant(s).
Q0. Plaintiff wiU fairly and adequately protect the izatcrests of the Class members. Plaintiff
has retained counsel competent and experienced in consumer law, and capable of
familiarizing herself with class action litigation practicx and procedure.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 13 of 19
41. Common questions of law and fact exist as to all Class members and predominate oven
any questions solely affecting individual Class members. Among the questions of Iaw
and fact common to plaintiff and the Class are the following.
a. Were the accounts referred to in the telephone messages left for Plaintiffs consumer
debts as defined by the FDCPA?
b. Are the Plaintiffs consumer debtors as defined by the FDCPA?
c. Was /were Defendant(s) acting as a debt collector as defined by the FDCFA at the
time that the telephone messages were left by Defendant?
d. VVas /were the telephone message(s) communications as defined by the FDCPA?
e. Did the telephone message{s) sent to Plaintiff and other simrlarly situated Plaintiffs by
Defendant(s) fail to meaningfully disclose the identity of the caller or the nature of the
call?
f. Did the telephone message(s) left by Defendant violate the FDCPA,15 USC 1692 et.
seq.?
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 14 of 19
42. Class action treatmen# is superior to the al#ematives for the fair and efficient adjudication
of the controversy alleged herein. Such treatment vain pemait a large number of similarly
situated persons to prosecute their common claims in a single forum simultaneously,
efficiently, and without the duplication of effort and expense that numerous individual
actions would entail.
43. No difficulties are likely to be encountered in the management of this class action that
would preclude its maintenance as a class action, and no superior alternative exists for the
fair snd efficient adjudication of this controversy.
44. The Class is readily identifiable from the Defendant(s)' reoards.
45. Prosecution of separate actions by individual members of the Class would create the risk
of inco,asistent or varying adjudications with respect to individual members of the Class
that would establish incompatible standards of conduct for defendants.
46. ~. class action is superior to other available methods for the fair and efficient adjudication
of this controversy since joinder of alI members is impractical.
47. The amounts at stake for many of the Class members, while substantial, are not great
enough to enable them to maintain separate suits against Defendant.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 15 of 19
48. Without a class actio~,1?e#endQnt(s) will likely retain the benefit of its wrongdoing.
44. Without a class aeon, Defendant(s) will likely continue a course of action, which will
result in furthcr damages to Plaintiff and members of the Clsss.
DAMAGES
so All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
51. At least $1,00 actual damages for Plaintiff, including but not limited to phone, fax,
stationary, postage, etc.
52. Actual damages for members of the class.
53. $X,OOO.UO statutory damages for the named Plaintiff as the class representative under the
FDCPA 15 USC 1ti92k.
54. $1,000.00 statutory damages for each additional Plaintiff under the FDCPA 15 USC
1S92k.
ss. Plaintiff suffered Borne emotional distress as a result of Defendant's illegal collection
activity in an amount to be determined at trial.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 16 of 19
„ ~~
A7-rol~~ is
Sb. All previous paragraphs of this complaint are incorporated by xeference and made a part
of this complaint.
57. Plaintiff is entitled to attorney fees pursuant to 15 USC 1b92 k- in the amount of
$1.575.00 at a rate of $350.00 per hour, enumerated below.
a. Consultation with client.
1
b. Drafting of writ and related documents .25
c. Drafting, editing, review and filing of class
action complaint 2
d. Service of process and filing of service .25
e. Follow up contact with Defendant 1
4.5 x $350 = $3.,575.00
58. Plaintiffs attorney fees continue to accrue as the case move forward.
54. '1'he above stated attorney fees are for prosecuting this matter and reasonable follow up.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 17 of 19
o ;.
OTHER RELIEF
60. All previous paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
61. Plaintiff seeks injunctive relief barring further unlawful collection activity.
62. Plaintif~'seeks such other relief as this Honorable Court may deem just and proper.
63. Plainti# requests trebles damages against Defendant because the acts committed by
Defendant were willful, wanton, reckless and / or intentional.
JTJRY TRIAL
64. All p;evious paragraphs of this complaint are incorporated by reference and made a part
of this portion of the complaint.
65. Plaintiff requests a jury trial in this matter.
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 18 of 19
.r, ~.
Wherefore, Plaintiff demands judgment against Defendant(s) in the amount of no Less
than $7,576.00 for the named plaintiff as enumerated below.
$1.00 wore ox less actual damages.
$1,000.00 statutory damages pursuant to TS USC 1592k et. seq.
$1,575.00 attorney fees
$5,000 plaintiff incentive fee
$7,576.00
Plaintiff seeks additional actual damages and statutory damages and attorney fees for the
class also.
Plaintiff seeks such additional relief as the Court decors just and proper upon certification
of the class.
'Vicki Piontek, Esquire
Supxeme Court YD Number 83559
Attorney for Plaintiff
951 Allentown Road
Lansdale, PA 19446
717-533-7472
Fax: 866-408-b735
palawtc7r j'ustice.eom
$• 8•ao r0
Date
Case 3:02-at-06000 Document 1104-2 Filed 09/02/2010 Page 19 of 19
. '... t ~ ,
IN TF3E COURT OF COMMON PLEAS
" COUNTY, PENNSYLVANIA
CIVIL ACTION-LAw
ROSEMARY FALCON a~/t/a ROSEMARY COX
aJkla Rosemary Johnson ,
670 MARSI~IAIZ RD ,
GLENMOORE PA 19343, .
Plaintiff
Vs. ,
commercial Aeeeptanoe company
2 West Main Street .
Shirr+manstown, PA 17011 ,
and ,
John Does i-10 ,
~ Jury Trial Demanded
XYZ Corporations .
Defendants
VERIFICATION
I, Rosemary Fallon, have read the attached complaint. The state~nnents t;oniained therein are true
and accurate to the best of my knowledge, understanding and belief.
osemary F on Date
.IS 44 (Rev. 1v07) Case 3:02-at-06000 ~~,e~`~~R SH~~'~'09/02/2010 Page 1 of 2
The JS 44 civil oovw aheetand the information contained herein nather~eplace nor lament the filing and service of~leadings orotherpapers as raptured by law, except as jrrovided
by local roles of court Thia foam, approved by the Judicial Conferenx of the Unitedtates in September 1974, is reyutted for the use of the Clerk of Court for the purpose of tmttating
the civil docket sheet (38B INSTRUCTIONS ON THB REVERSE OF THE FORM.)
I. (a) PLAINTIFFS
ROSEMARY FALCON A!K/A ROSEMARY COX A/K/A ROSEMARY
JOHNSON
(b} County ofResidencx of First Listed Plaintiff Chester CiOy PA
(EJCCEPT IN U.S. PLAINTIFF CASBS)
(e~ AtOorney's(F' SgName,Addraa andTeleph4igeC8 9~1 Allentown Road,
Vi kl A. PionTTek, E~ uire Pionfek Law VVRRII
Lansdale, PA 19446 (877-737-8617; 866-408-6735)
II. BASIS OF JURISDICTION (Place as "x";n one Sox only)
O l U.S. Government Id 3 Federal Question
Phriatiff (U.S. Government Not s Party)
O 2 U.S. Government O 4 Diversity
Defendant (Indicate CitizensJtip of Parties in Item III)
DEFENDANTS
COMMERCIAL ACCEPTANCE COMPANY
County of Residence of Fitst Listed Defendant
(IN U.S. PLAINTIFF CASES ONLY)
NOTE: IN LAND CONDEMNATION CASES, USE THB LOCATION OF THE
LAND INVOLVED.
Attorn a (If Known>
Richar~J. Parr, Esquire, Fineman Krekstein 8~ Harris, P.C., 1735
Market SL, Suite 600, Philadelphia, PA 19103-7513 (215-893-9300;
CITIZENSffiP OF PRINCIPAL PARTIES(Plaee as "x" io One Box for Plaintiff
(For Diversity Cases Only) and Oae Box for Defendant)
PTF DEF PTF DEF
Citizen of ThisStote D 1 O 1 Incorporated or Principal Place O 4 O 4
of Business In This State
Citizen of Another State D 2 D 2 IncorporotedavlPrincipalPlacc D 5 D S
of Business In Another State
Citizen or Subject of a D 3 O 3 Foreign Nation O 6 O 6
O 110 Insurance
O 120 Marine
D 130 Miller Act
D 140 Negotisbk Insuument
D 150 Recovery of Overpayn
D 151 Medicare Act
D 152 Recovery of Defau]ted
Student Loans
(ExoL Veterena)
D 153 Recovery of Overpayment
of Veteran's Benefits
D 160 Stockholders' Suits
D 190 Other Contract
D 195 Contract Product Liability
D 210 Land Condemnation
O 220 Foncksore
D 230 Rent Lease & Bjectment
D 240 Torts to Land
D 245 Tort Product Liability
O 290AIlOtherRealProperly
PERSONAL INJURY
D 310 Auphmc
D 315 Airplme Product
Liability
O 320 Assault, LibelBc
Slander
D 330 Federal Empbyera'
Liability
D ° 340 Marine
D 345 Marine Product
Liability
O 350 Motor Vehicle
O 355 Motor Vehicle
Product Liability
D 3600therPersonal
442 Employment
443 Housing/
Accommodations
444 Welfare
445 Amer. w/Disabilities -
Bmployment
446 Amer. w/Disabilities -
OOrer
440 Other Civil Rights
PERSONALIN7URY
O 362 P ersautal Injury -
Med. Malpractice
D 365 Persona! Injury -
Prodnct Liability
D 368AsbestoaPersonal
Injury Product
Liability
PERSONAL PROPERTY
O 370 Other Fraud
D 371 Tratb in Lending
D 3800therPersonal
Property Damago
D 385 Property Damage
Product Liability
S 10 Motions to Vacate
3mtmcc
Habeas Corpus:
530 General
535 Death Penalty
540 Mandamus & Other
550 Civil Rights
555 Frison Condition
D 610 Agriculture
D 620 Other Food & Drag
D 625 Drag Related 3eiwre
of Property 21 USC 881
D 630 Liquor Laws
D 640 R.R. & Track
D 650 Airlme Rega.
D 660 Occupational
Safety/Health
D 690 Other
710 Fair Labor Standards
Act
720 LaborAvlgmt. Relations
730 LaborAvlgmt.Reporting
& Discloauro Act
740 Railway Labor Act
790 Other Labor Litigation
791 Empl. Ret. Ina.
Secarity Act
463 Habem Corpus -
Alien Detainee
465 Other Immigration
Actions
D 422 Appeal 28 USC 158
D 429 Withdrawal
28 USC 157
D 820 Copyrights
D 830 Patent
D 840 Trademark
862 Black Lung (923)
863 DIWC/DIWW (405(g))
864 SSID Title XVI
865 RSI (405(¢)1
870 Taxes (US. Plaintiff
or Defendant)
871 IRS-Third Party
26 USC 7609
O 400 State Reapportionment
O 410 Antitrost
O 430 Banks and Banking
O 450 Commerce
O 460 Deportation
O 470 Racketeer Infhtenced and
Corrupt Orgmizations
lg 480 Consumer Credit
D ;490 Cabk/Sat TV
O-_ 810 Sekctive Service
O 850 Seauritres/Commodities/
Exchange
D 875 Customer Challenge
12 USC 3410
D 890 Other StaNtory Actions
O 891 AgriculNral Acts
D 892 Economic Stabilization Act
O 893 HnvironmeatalMatters
O 894 Energy Allocation Act
O 895 Freedom of Information
Act
D 900Appeal of Fee Determination
Under Equal Access
to Justice
O 950 Constitutionality of
Stilt StaNtes
V. ORIGIN (Place an "X" in One Box Only) Appcal to District
O 1 Original ® 2 Removed from O 3 Remanded from ~ 4 Reinstated or O 5 ano~there ~stric°t O 6 Multidisttict Q '] Meg svate
Proooeding State Court Appellate Court Reopened s i Litigation Judi ant
Cite the U.S. Civil Statute under which you are Sling (Do not cite jur3adictional statutes unless diversity):
VI. CAUSE OF ACTION Brief description ofcausa
VII. REQUESTED I1V Ea CHECK IF THIS IS A CLASS ACTION DEMANDS CHECK YES only if demanded in complaint
COMPLAINT: UNDERF.R.C.P. 23 JURYDEMAND: ~ Yes O No
VIII. RELATED CASES}
(See instructions):
IF ANY JUDGE DOCKET NUMBER
DATE SIGNATURE OF ATTORNEY OF RHCORD
09/02/2010 !S! Richard J. Parr
FOR OFFICE USE ONLY
RECEIPT # AMOUNT APPLY]NG ]FP JUDGE MAG. JUDGE
,s ~, R~~ ~~.1„n,) Case 3:02-at-06000 Document 1104-3 Filed 09/02/2010 Page 2 of 2
INSTRUCTIONS FOR ATTORNEYS COMPLETING CIVIL COVER SHEET FORM JS 44
Authority For Civil Cover Sheet
The JS 44 civil cover sheet and the information contained herein neither replaces nor snpplements the filings and service of pleading ar other papers as required
by law, except as provided by local roles of court. This form, approved by the Judicial Conference of the United States in September 1974, is required for the use
of the Clerk of Court for the purpose of initiating the cavil docket sheet. Consequently, a civil cover sheet is submitted to the Clerk of Court for each civil complaint
filed. The attonu;y filing a case should complete the form as follows:
I. (a) Plaintiffs-Defendant. Enter names (last, first, middle initial) of plaintiff and defendant. If the plaintiff ar defendant is a government agency, use only
the full name or standard abbreviations. If the plaintiff or defendant is an official within a government agency, identify first the agency and then the official, giving
both name and title.
(b) County of Residence. For each civil case filed, except U.S. plaintiff cases, enter the name of the county where the first listed plaintifl'resides at the time
of filing. In U.S. plaintiff cases, enter the name of the county in which the first listed defendant resides at the time of filing. (NOTE: In land condemnation cases,
the county of residence of the "defendant" is We location of the tract of land involved.)
(c) Attorneys. Enter the fnm name, address, telephone number, and attorney of record. If there are several attorneys, list them on an attachment, noting
in this section "(see attachmenty'.
II. Jurisdiction. The basis of jm~isdiction is set forth under Rule 8(a), F.R.C.P., which requires that jurisdictions be shown in pleadings. Place an "X" in one
of the boxes. If there is more than one basis of jurisdiction, precedence is given in the order shown below.
United States plaintiff. (1) Jurisdiction based on 28 U.S.C. 1345 and 1348. Snits by agencies and officers of the United States are included here.
United States defendant. (2) When the plaintiff is suing the United States, its officers or agencies, place an "X" in this box.
Federal question. (3) This refers to suits under 28 U.S.C. 1331, where jurisdiction arises under the Constitution of the United States, an amendmeat to the
Constitution, an act of Congress or a treaty of the United States. Incases where the U.S. is a party, the U.S. plaintiff or defendant code takes precedence, and box
1 or 2 should be marked.
Diversity of citizenship. (4) This refers to suits under 28 U.S.C.1332, where parties are citizens of different states. When Box 4 is checked, the citizenship of the
different parties must be checked. (See Section III below; federal question actions take precedence over diversity cases J
III. Residence (citizenship) of Principal Parties. This section of the JS 44 is to be completed if diversity of citizenship was indicated above. Mark this section
for each principal party.
IV. Nature of Suit. Place an "X" inthe appropriate box. If the nature of suit cannot be determined, be sure the cause of action, in Section VI below, is sufficient
to enable the deputy clerk or the statistical clerks in the Administrative Office to determine the nature of suit. If the cause fits more than one nature of suit, select
the most definitive.
V. Origin. Place an "X" in one of the seven boxes.
Original Proceedings. (1) Cases which originate in the United States district courts.
Removed from State Court. (2) Proceedings initiated in state courts may be removed to the district courts under Title 28 U.S.C., Section 1441. When the petition
for removal is granted, check this box.
Remanded from Appellate Court. (3) Check this box for cases remanded to the district court for further action. Use the date of remand as the filing date.
Reinstated or Reopened. (4) Check this box for cases reinstated or reopened in the district court. Use the reopening date as the filing date.
Transferred from Another District. (5) For cases transferred under Title 28 U.S.C. Section 1404(a). Do not use this for within district transfers or multidistrict
litigation transfers.
Multidistrict Litigation. (ti) Check this box when a muhidistrict case is transferred into the district under authority of Title 28 U.S.C. Section 1407. When this box
is checked, do not check (5) above.
Appeal to District Judge from Magistrate Judgment. (7) Check this box for an appeal from a magistrate judge's decision.
VI. Cause of Action. Report the civil statute directly related to the cause of action and give a brief description of the cause. Do not cite jurisdictional statutes
unless diversity. Example: U.S. Civil Statute: 47 S 553
Brief Description: u oozed recemtion of cable service
VII. Requested in Complaint. Class Action. Place an "X" in this box if you are filing a class action under Rule 23, F.RCv.P.
Demand. In this space enter the dollar amount (in thousands of dollars) being demanded or indicate other demand such as a preliminary injunction.
Jury Demand. Check the appropriate box to indicate whether or not a jury is being demanded.
VIII. Related Cases. This section of the JS 44 is used to reference related pending cases if any. If there are related pending cases, insert the docket numbers
and the corresponding judge names for such cases.
Date and Attorney 5ignatnre. Date and sign the civil cover sheet.