The URL can be used to link to this page

Home My WebLink About10-5118SHAPIRO & DeNARDO, LLC --BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747 ; MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929 LESLIE RASE, ESQ., ATTORNEY I.D. N0.58365 -' C 4° a-rt 3600 HORIZON DRIVE, SUITE 150 I -. KING OF PRUSSIA, PA 19406 X TELEPHONE: (610)278-6800 .? - S & D FILE NO. 10-037872 EverBank COURT OF COMMON PLEAS r PLAINTIFF CIVIL DIVISION tA) ' CUMBERLAND COUNTY V1 VS. NO: 10 - X118 Suzanne M. Quam 4 Arbor Drive Boiling Springs, PA 17007 Donald R. Shank 4 Arbor Drive Boiling Springs, PA 17007 DEFENDANTS ; COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAYBE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. *Q&.oo Po pTry ?'? 35oT1? E a? loa88 ?od+ev, ?? Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICIA LE HAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA APARIENCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO O NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO O SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747 MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929 LESLIE RASE, ESQ., ATTORNEY I.D. NO. 58365 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank COURT OF COMMON PLEAS PLAINTIFF ; CIVIL DIVISION CUMBERLAND COUNTY VS. ' NO: Suzanne M. Quam 4 Arbor Drive ; Boiling Springs, PA 17007 Donald R. Shank ; 4 Arbor Drive Boiling Springs, PA 17007 DEFENDANTS COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, EverBank, the address of which is, 8100 Nations Way, Jacksonville, Florida 32256, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortgage: Mortgagee: Columbia National, Inc. Mortgagor(s): Suzanne M. Quam and Donald R. Shank (b) Date of Mortgage: August 27, 1998 (c) Place and Date of Record of Mortgage: Recorder of Deeds Cumberland County Mortgage Book 1478, Page 733 Date: August 27, 1998 The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and incorporated herein by reference. (d) Assignments: Assignor: American Home Mortgage Servicing, Inc. successor in interest to American Home Mortgage Corporation successor by merger to Columbia National, Inc. Assignee: EverBank The assignment is in the process of being formalized. 2. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by virtue of the above-described Assignment(s). 3. The real property which is subject to the Mortgage is generally known as 4 Arbor Drive, Boiling Springs, Pa 17007 and is more specifically described as attached as part of Exhibit "A": 4. The names and mailing addresses of the Defendants are: Suzanne M. Quam, 4 Arbor Drive, Boiling Springs, PA 17007 Donald R. Shank, 4 Arbor Drive, Boiling Springs, PA 17007 5. The interest of each individual Defendant is as Mortgagor, Real Owner, or both. 6. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of November 1, 2009 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 7. The following amounts are due as of May 16, 2010: Principal Balance Due $99,282.21 Interest Currently Due and Owing at 7% From October 1. 2009 to May 16 2010 $4,341.12 Late Charges $221.34 Escrow Advances $2,593.43 Property Inspection $180.00 Title Report Fee $250.00 Attorney Fees & Costs of Foreclosure $4,964.11 TQT? $111,832.21 8. Interest accrues at a per diem rate of $19.04 each day after May 16, 2010, that the debt remains unpaid, and Plaintiff may incur additional attorneys' fees, as well as other expenses, costs and charges collectible under the Note and Mortgage. 9. The attorneys' fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriffs sale. If the Mortgage is reinstated prior to the sale, reasonable attorneys' fees will be charged based on work actually performed. 10. Notice pursuant to the Homeowners' Emergency Mortgage Assistance Act of 1983, 35 P.S. § 1680.402c, et §N., was sent to each individual Mortgagor at their mailing address and/or the mortgaged property address by first-class mail and certified mail. Copies of the material part of the Notice are attached hereto as Exhibit "B" in accordance with Pa.R.C.P. 1019(i). 11. Pursuant Pa.R.C.P. 1019(d), the Notice sent to the Defendant(s) contains the information required by the act of March 14, 1978 (P.L. 11, No. 6), 41 P.S. § 403 et seq., and separate Notice of Intention to Foreclose is not required. WHEREFORE, Plaintiff respectfully requests that this Court enter judgment in rem in favor of Plaintiff and against Defendants, jointly and severally, in the amount set forth in paragraphs 7 and 8, together with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Note and Mortgage and for the foreclosure and sale of the mortgaged premises. Date a l SHAPIRO & DeNARDO, LLC BY: orneys for Pla' tiff S & D File No. 10-037872 ?-la* Z C% aRaa tummum Da?nst =1 P. - s- tlati"&L 1"Upar eaa a 1 a harts, w 210 "aso wan. s- Des.M? aabewt atx F"W ifam- a0 as-210o-20z i ;ft-r + or ocas "dE9tNa A;fD C08N rr-ra oa623"a '981M C 27 Ph 2 15 OiwAMwL1.Lr1Mhri MORTGAGEE NOTICE: THIS LOAN 15 NOT ASSUMAELE WITHOUT TIM APPROVAL OF THE DEPARTMENT OF V8Tl3RAM APPAII'MS OR M AUTHORIM A08M. a[ORI?AAYCsweisrlw.urM9Ativ?+.. auwos as, love Mao Zit+Mea it. fem. D.aate a. Moak r'7?rwr b ildt fish rrumallt Y tit Iw fs od+wbu mtsm.i Iaawpm.Ord nag _jf- odhm w t.l..D. am a o nph". be 2=4W."" land 1 sea." a" Oaadewa si*bt- "_&" aLgU MM*"d wed 0o ntan.wrawlolaasltle.N,rr4walm.F 'lldl sit L "Wow by bmr-Sft-a da11d aw Sw, do . sa. ifdl?w(q.D, iust.wo.o0 y wMllp t 01 11. "a ft rlr dllf. irMl pJd aWip? drr/ 1'togPrNW CIfaM'? w<J?LpuYldN ?t 'ri11 ff.widyr tubtlwlotwwilr M tM1on aD Ma pi?M w sgNrM?e i? 2010 a wa w1lMilllllafa• etba 11o1p w0 oa 0111E a.% w IIW1w11. rirti 11asK !woof tM or414r at N1 pladq br1?1a1i ?o perhmmmorDmmm 9 stvo01gt1.ea MMwtaN faN s...,ty 1i11t10a1wta?1 tia NoM? Fee0i1 pre,ew, fa?wyeMr twatfy Dam pwllal! ?0' N L1as1r lip fwiwrLy dwwwdpal?laeldia f7W?lrra ??lyaagd??1 an tDtasa •a• m %kab oasmtaslco y'"bsAasddwl'of 4 JWbot DtLVOI POLUM ALP iaWC9b1 l 1w? 17007 Me" C#mpgAdtpws# (?b 7'aaarXM WtrH M1 NwlgwMw, w Ntmm .wO w 1 mAw . pw or do pMw bMwwe. AN area 1Yew.w so.eI ft b l ionOWIl OOV Own awt aml.wrr Of wrl uarap i• waymorr d d io Pm 1 .fpkf+d•iblerypUea.1.1w1ar.itnMYMwi IKIIlwrarllaadbytmww Warwagnpu L wli i doe appaell deee. r w0'M4?1 • •o ib ool riO Nebl.aMU. b>•wIwY FM?•.der /wgeapb 21 e1Nn. aMewtiw Atwa, bpd11Me1?.gwN1w. awdlweiel>luMwowllrlbr. +wleM Mpi.llse. DolwaaetOle? F•l i Ya.. ar wW, irNe. N.r s./ I.LeAlhe.ayillrsW. a Nw ?+rNury wOrbOAederanpdmalo ?autOtl•••ewwa64wda<r+,.rl ?IMYllgbr wdwlKiOweNslwtlerOtlwpead M ?. aweMplp, b i wrOew?.d, rpltt Nrr.lwbeeeer.rewwo, aOw.O.r awew.a I.Md49ddrwd ttter.ie, a?eetasy-wm* wwmadee " ..finis Oeve.wtr tirreNwnl r• d.a am"m wlawas %a a.tllN I. t?llla.elk d W*WPl am 3.brrq P!l itwwt d L.11 chow Lbw.ww am rowFNr fey Nlw. In Or pri.dp.l KoK t wOlel o e.1.1t oOMwl.1 by M Magl- W wi wrbelp. r.w.ierNul s %* 16r TWIS Old tYwma it?w?a ? w b. Wdit "" b IAWW 1.mwm call pqr 1a IafawwMdwro?lylpwrl+,a?flMar.rtlrtliwdlwMM.bpldtsYl..wrt?s'i?+ii0 Wa. wdwbnrwwdiet,wgaNthl owr>54>IaraaLrw.enl?r.IF...M?i'wlaanp?7drw+ePab•lw rrMwid aMr ae W Pwlwq, MOM ym*bm AmylMll. 1111 1111111 47•wb?o?IG.rub?wnlfa.r. Ywgq fd ridt nwM•P drwlwwslnwWnw fF w" W q ar M.r lr1.M. My t. - b l- m *uw*am Tmb 1..OOr.ly. Otag. tl .Op1ot..i Ydi Ihsi. to M M .A..?i Id Is 4::169 in?irMlw .rant I?.ft Aw a A q wideOw?ye bm OW 000 aW ar.e¦e.%6$NM Meeeed dlr MWd Mld AWb PWIvm.Y VlWW r Ad K 1lM4ww.aiNtbe.etwbNww.>sO.a4ae0Ne. UKoj*(OaMi$uhnwwdwkwam OJONVA 106 MoverOMM&VA.t4WWPW,OtO4/N K*&awliUKhAls a.wbrwdwMloom" drumwawN Loow ON OwbOdO M Pon" dAutr du a on beets Kwd aLb e?i ew.eoMM.ObrOa KwIP.Noxm K Lww awwalNll..r?iwwlm aO10.IdMFaat e/t?oilrfa %6 hob d O 60 d•Y W m Idltwe.OMb M/YMs w -ad by • ttlewi at?.1Y. MepAlydNV. or aft d rlvddgL*dw.lrLmdwRweabmWtY.eNedramylO"aolloll alMIt.iMQer 1t•Irlyluft OebpetMw ibesrr ilw. LrOdarwq 10 _ 0-0-.irlieYlew..e.KlfWSel.lyres,.e.rnrpterwe4wirlraareaew.uow.+. a WFA . N?wMwv?w ta.d.r? My?+rp?? Mn?iw.r ?? i ate. irfil••+ulMw.i w.?igirply?wda Oee1 LUAU W r..OSNe. aaib its be% Odom 41M.ib its (rawUm gYwwlw OWe r Opwwlwa b woe a MLlWdlmdmrwgrsamkwYWR?b- I - Let k-Odmularam IWbumdwdA 400, ..? Oeom o.Owad .worB.p KM Powsk •aN+ra Ow b rw1 d" to Nov Ymb d On pw pa in %M A Gear +e4h166o arpeeu&71*rm&uopbdsd.a.wit.nlewMipN/AMMMOW ilealwAftbottumt lr&lftede6libLm6r dlMier..bPwnwtbbeWdibap?I.iisNa??I rdwMrOeowtANweawr he60rrawTwlbi.sowaireOweyYNr oepY/wMr7MtJfllew.orNefNrldeYlllg?xdarOlNV Nw.MMt O.Nkiwer pp NmFowOMpwM?1 Oireeq a ewllb tenwOwritwNy, OM, b ntkow.aswnwa dmM pq is Landw 6o to Who tw" aMlNilrpylee ' . TwdN OdodoaMloi ft dop.iwwy. Dwroraw fAeM.Mlel r/ M Ieaeterey I. w pm doe. out Ilea OWWAK b N Or 0 OW WAMW by fib -- Ud.awgl. LaO/r *A I•••erW MW a Ible.wOr rry Fw.4toedipLill" it,wliertteraeelb71.Laelrie &v_q*OgralNw7a.FMit.LMlegpdetbMOglMe?wr" of 16 h h lOMawMIIteOl* ' My 1l?lWl I i_eli 6y L4Ww at W NNorm*Wm or n 4 dt4" NIO...a WAid by aftsoo mall .WptloMfnwr..t?aair.l.? M.otpNdMet.wnrMLlu ago 'PrOMaloOi F•Iwww. ><weMrrriaN}wMlly autldl atOOleroq.eNMe ofeplewrl V-.-wlwawpprwa?Nar+Ln?w.e?.raiea 1W.kLbl.exwrya Ywwrwtobdl perOpNy Al as 1rAii w?iaet Ntte aeadq hwwrr neW OR im 11A•r wtlM.LipeNw nd Yf iw rtw o aww+?w?+eMoal w+vc i by, w ANFw b QMt OeMerriaet of NF no L% bps Faoenlbye U"i a &S Ltwtw! aR.m.. M If;;;; w"wowr dawn 4w haMwer Ae. w ?yaemwtwelNMb 16, a 0 aoewelg. LOrrw.d. ltlr.IN ddwdnr W ee0.1pata rl" Itgwq.i mq lt1W ib a•woib'tr Lw11er raq aFw a.M.M.r a eaNo. pa.Nfjblt Nov NI..11w101Wt el awr arNM eetMwuw Ihai.bwrvlAMs 10 Wro Ktlr ainM`K.edeo, •.Mera M'lAM X31 ?'•Vt?.l MNH a p1Oaw. b i wel dw om M Irww m IM doel. Ewa M a. pbft am r teb am aw Am"m APO :ZA & ifis?sd at Itwwb bow"a. )oatwr d*d Ys b?lstnwseb for awtst a f" m *UUWN Nome AW oar ik&UWW 3 mr teiasr sfrswlr w. it .nwr. • Mlw sbss L WW Itemar lwat*of samnlwat Lmdw. wAssorogYfdtir i.IfdswWndmN Ya now r asom tltowr abrlW dr $I am?wwl, 6" ,, m. ''0""'" Vd.NatOWa 0 "F.-W-w= swq"p ?YW A0w alias r woN?i?a tf Ar Wm It bww wow As dib to go hmW. an I.setMrpfwlwr4dor Mar?yrfawdtiy, S, i?Nsl'w/rq.7Fw?nrwfw?l.?srAar.wreotww?...rMwodortta fItMOM.d?l?t?esfllrrtpt Y%?aswllmublm wM 1or t Bm *AM Ar ?iolir? N? A?rAOr ilMww?le i l?l OWN ? .Y.IIrr a 4o pow" N tlfia 11/afta A?.?L trlrrq tfllll a1?111 atrfli? fwplwk R by L"Aw taw sh pmrgh 7 ad trio dwebsd am d bapwt s..u.l b tIH bMs fob d dA N FwAft go Yom, mp- iM?flsrm Lt"m ?N ? noomwp lyladwptrlwtt dwsbm"matoft mofwrirasbmMIatl/ty"annoy wag now b A*"% M srdpa bm ft b oUsl. Q fm tq aa% *1 ty Utew kpw wvwA is 6s is sllisS %m M *AU 0 ?suYs W*w to ?irrrl N IMa r tsnraas aMMrrlr ii sit. st awt .lot k Mo ti 0 AlG'Itwnsaa }+wFdy V sdist; as h0m masd to ImAw. B aaa nWwfs iN Af AMOp t bl.mrt 7.t. RWM %I" Me we 4ft4WRJUss.wM nwsrf d-M • fo-cdo w Ion b6 . .d'l..d.r. tr r?pM laerw "w.uta W OP u...w Md r. w.p.W i.wr ydr waaw .?p?. Bpd M ?M.i d. anw.r ?y ? Nhe LoWer e r a 01b6 y? Pmmae?re6Yaa?iua?ilp?NwarrNM?Iw?i?lwwrK?talw dawr%W !. yMpkl4r, I?siru qr yrt ?s??err womm 1s amm vim ad. qulwM MMg lp,sprq. u.a. iB lIw Mv?.vretaNber dwpr.f?pi?rar?y?oligwl6nwallaaWaYfiY?pNy 14 did?Aoa 7IM Pam st word w ddn der dum pv. du w --FW . Y NNNIMM wdi ray ead.wltew w eda IddK Kwq pre of dw?a?wpt.. dr.wvyae. d iaa ama0eweelfea, eM bwby .d?wil.d dv0b.piawl,eeNr. !? d.ww.tala W arty afiJlwd.q?. i}eeea/veYR b.?lad erdwreowwwdbl ddri?wfll?Mrrrr, 444.r.r..f das day nMb mW vaa.IwM a 1aeMwoF b dM wrr ads W addy adW PWP r rbhb N. Ndr ruby vdw odi.swM«ti ?? rrd.i k orvl awsiwrr i.w ieeraerl ai era?r eerwd b Ndr + b?y4-bOA"avae i... Mir bedwiMl*-A wwitneeeawdLwdaMr?wlr.awYv?dr,Ib.ownaw.dby w a..,,igr Iarww i? rdiw/ yyrr wa.d of i sweaty WdWd Id d. MWA4W h Wm jo W UW bdbn bWbm 06 trdMd. aedr bie... l* Air b i i...i.ry tMbri 40ded. dfvifvt Ib i d4ardaf,rr..rdl l kwAa.kiv .belt Y ddld b lfalw.wc 6 d. ant • ...di erd...... ? r ......r. w. i=ft b*dmid ad 1 rm*mib n. &ww M% Ie-wAd be &a ad rl No....wra bum M"1 madA Jebr Md aemd bone it WAM Ma art % 04 paum awl add Mad" w &1 *"0. ppwaisw ow ana"a CO+ipwwt US sow..Y .d esiuw.Y of Mb Lealer aad lvwawvr, N*JW IS dr NaWw d' .ww.t dq ltaeMav ubo.??r ei swluMy Fwwwi.e..iy V ?arY. dell WA amm dd ae!k l?9 b wa I?b ablAdrd a M IM.... 4 by 64 dew aMN b" eMMNodd. Mrm ormo l.r.r?N. Va- m- n dod=i I6. ft &e hq" Adi m ...y .NNr eddew s w.wdr dafdror by weds to Reap. Alw mWo b i aWw *4 be sir.. yrM?bs W elm lei) is IdW*'m.db.w. W bnh wNW ada.ddes I.adrr&mWWn by ndy to 0....wa Jaw idu p far Is dir Bww?My aeMaane.b.nbebraalalrw.6rr a IIMe.wrrsrlydKrb.p siw.. I6. Gs"n t LAq lwwabfdy. V& swty lwnrser rids N ao....d war bw wed M. W dd. Ji Wh o..Iw vm* M b how& In seam Nwt agpwvWwwaw..fdb am* U*vgwi gr&. j" ...Ni.k WOENNUOkW. ONAd ANvdm dadMrrar l..atlfdrMsegi b.rlwMtwMlNd?w4M.rew drta.llre vidd?.vf, dr. M.vtrw. & di. wJ d. PWA*r a1 db drew* t.r.rd God ft N.r.w dubf d Id.Drrw.vr`scaff lomrw.r.Iwabedlm.w...Nrraeddop ddlkaeedatNpca...iryLe6Yiefep {?aYawl?uwt rr?.lr 4%4vm Ps"pt #W%dl ?Qdftw rAp 2 41 gulm 6 4d1ki Enemy h If am w ma. digp w ummaw by g,. Md .mow. -- wa &k 1U..s.awwMr •rNOi.w4d+.?diaiNrpr?ldiga..ra.r....t.?r?t?np ?? orad.>t.NdVMr?r..K.u4N;?.N.Awn.rlws.wiburl?...l. UVAWdiw WGpldry)Legal Descriptdam"WUNNSWO on 3Y MO DOM BCtaW, Mal M P aN b dY1pw old M wYied jp . r?eMedM ad I w.era ylene.+r ui nNNid wph it WIMMOR vhMe Ossa14 It. aback -alprN -b....r MNYM CerlUFwhsfRajdmor do w hk®u MMIpaM k Meow my 6Nd Gh day of , 4O a9"aV 9W (Y Ikd dM,-, - taddsusr Axr.tMry p Cumberland Cmabaa b*NIMR 1amekw&udIMMf, Cs say do 47 th dw d August 1"A bm- Susa"S W4 4WW sad D4»ald L Shank PUM s VA MaoYS are M**Pmdbi ?Mwld&ft / ferlaprMM b MLMWAhWL NtwlrNesiwjjDRaar, awrAdbidurwo MY C nwhM d??NMA1??,ga, I^ Xnl=T "A• -• Regal Deseaptian ALI4 that certain tract ot; land With the iwpnwagents thereon erected situate in south Nidaletm Todmehip. Cumberland county, Pennsylvania, bounded and deacribsd am fanam: dividing libea beet ee Lot Nov S. to and 10A m the berre3 altar mentioned Plea or Lour thawse by said dived m Jim, North is dsgreee 19 almmtes 40 seconds want 191.92 feet to a Doiobt thence write 11 degrees 30 adautes 22 awl east 71.37 feat to en iron pint ttkancee thence degre e& 30 nib 20 2 mot gi a 08 33 to is zest tota polntt thence by the dividiM Use between Toot roe. 10A and 11 on said Plan of Lots, South 76 amyteem as Minutes d0 seconds Wtst 136.62 lent to a psoi ant O n the eastern Side Of Arbor Duval Hums eas Arbor seconds Westr 120 d tootf to the place tOf h awjHM Ddegpmw O 30 nal ptltaB =0 sanln Lot No. 1" of Seetim "C" of the Dean of Lots.x4om as countrywide Acres, as recorded is the Offsoa of the seaoracr of Deeds for cumbew%dw county in leas soak 23. page al. U VIM thereon erected a dmWhO house knoume as 4 Arbor Drive, soilisg springs, Pub"ylvanio. AND SUNG the now preoi,0ea which It. DO Ulas Roo" M"d Karla P. More. by the'r dud dated October 17. else a" recorded catcher 21, 1996 IN the Office at the sscordtr of Deaden in end for Cumberland County, !sans l 4"a, is Deed soft 147, P60 041. 2rasted and eoaveyed onto Denbld R. 0 dahk and 8umme K. Ouse. Nortanvors hereih. s _nFp'a.n.a?: d ovall Mdt_.. ss.• (dMro1`,i'diith uI?- "?p? 7 ?PV eor..1#79??of r7?9 ms"sos VA GUARANI LOAN ANQASSOMPUMPOLtCTIMRR A AIILWAF A VA9m ?MVARUARAT =tA)N(ANDAeNNIMWkVPOLi MbMimm161M1 22e6 ?dp?. gip, Dowd atT*d « De.e m?eban bop mmb'-v?mr* llbm aeYNeYM4apdaml ?wwidp, haler ? aaalNtuM dwdo'R.aowa'f n+lewat?.leelertti tiom MW A of wm isu"k 06uw la eauAmz 2eCORynprabN M1d 00aaiaL da2'repMq deee?Rad ialba Beerdly laeNenlel •nd taeMdel M@WA •l,rAwl 4 Aobae DCLV6 doping svxLd . PA 47=1 pY"Aftu* VA GUARAN"IM tAAp COVW(MM to a w d atomkob "a% to an lWM(Y lmwgs Aa 1Mw` ad t Willie 9"t-; ppyuo.rr arr. «?iwaGAwrr.Iria?. ?eaV MmrtrM?twnI?Y,MM°?t aM a?+r?ew.?vYi ar Mmn?w.n p FM?,i MAli AA i?+ea?a'p?wel`Oor as R?md AM?i„?ar ,. u M Muby ImNedtd or wpW is Op mom epeesiWy b aedaa eotl? a aid 7>r? « e PdAm"al low mum mNlaablq I%" pw No f 9) of MegeW4eid?a? aN leelh m as do midmmomm aP7111emend Mwey % "Mae+ea as MMfeket b diwFap IM adfw lodebrdeea xmd ad pYprnetrd upmm acres bemly. GgARANTY:MwWIM31MMraMK 4lferrdrbYwelYdawMya YewIMN(bAllf 06 N f0 +r• tao ur dMe m tw tem fei of it d go ILL c11111 u?. nY¦dal of Yeeaom e w «"mropYwMowam dubme?er?ddwLewwiaacYlr.?.y?owiti??er?red°1oa?>a?0" atANgtien ae rl?t0lp eegryr eea. o . ?Womor a . lis mild y.:eltatmd:.m4.ra.peerr,10316laImill leCbde ?? t'4tw14wa') srrrytrelwq abed ra irwdysl a Nlfeeeel env?aa?r anN et??.wm W fr `M`Ia ?e*Msf=blM .?ieladaM 4Dgi.e.e=mw ?Mrra4 ap16 .tirfo,adue,6q iii eemkgt+? ?edger?wa'? ipr gM "6Y?iMwe1 r Iw mA as *A .ni a/I?a }Wa aydr IweY? SNWW W g Maa0Mt MlYd 1011111 VA GUARgM=LOM Ace Aas11e111MM MCI Mm p- tips wweneergiw-aeeasl? i.,?Ire se:?ese9 doa:i+?78yw? ?? 38 v i C. •ea pq.wa 2liL a.$ aremwlapr•dvee trdamom a =woo ua4s uw pwbi.„er 3219 W. to a mr °"x`61 awe + of a: .w YaewnAlf?a ,lee,N 1-4 air w??erwwal+???rwerw?sMwrpu.?i.ruwn.4salM.Wawtw1swa 1KVVe7' =WfiWW,Ymm WOhatG9vWWalbVAUs6M edLasandAawaeples?*ftRMm aeeew pr.. ,yw.n OaMLA ei- art?,ek .?,,,Ny d?Malgt s?.eei ?y? a.?a Mid47fts a74t EverHw-id MORTGAGE COMPANY June 07, 2010 Re: Loan No. 9000058669-A81 Suzanne M Quam DR 215 4 Arbor Drive 37 Boiling Springs PA 17007 41 ACT 91 NOTICE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER,ELIGIBLE REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled a temporary stay of foreclosure on your mortgage for thirty 30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT 30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR ACCOUNT UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for 30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located and set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. tbl EvwHomd MORTGAGE COMPANY APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty 30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIOD SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty 60) days to make a decision after it receives your applica- tion. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. If you have filed bankruptcy you can still apply for emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT Bring it up to date) A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and now past due: Monthly Payments from 11-01-09 thru the current date, with your monthly payments being $ 1,002.30. THE TOTAL AMOUNT REQUIRED AS OF THIS DATE IS $ 8489.48. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY 30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 8489.48, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES, OTHER FEES WHICH BECOME DUE DURING THE THIRTY 30) DAY PERIOD. Payments can be made either by cash, cashier's check, certified check or money order made payable and sent to: ATTN: PAYMENT PROCESSING LENDER NAME: Everhome Mortgage Company ADDRESS: P.O. BOX 530579, ATLANTA, GA 30353-0579 EverHornd MORTGAGE COMPANY IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY 30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY 30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY 30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. EverHome's MORTGAGE COMPANY Name of Lender: Everhome Mortgage Company Address: 8100 NATIONS WAY JACKSONVILLE, FL 32256 Phone Number: 800) 669-7724 Fax Numner: 904) 281-6336 Contact Person: YOU MAY CONTACT A LOAN COUNSELOR AT THE ABOVE 800 NUMBER TO ASSIST YOU. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may be eligible to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorny's fees and costs are paid prior to or. at the sale and that the other requirements of the mortgage are satisfied. However, you must contact your lender to verify if this is permissible under your Note and Deed of Trust. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELEIVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW EverHornd MORTGAGE COMPANY IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY 30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY 30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by perf- orming any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately SIX 6) MONTHS FROM THE DATE OF THIS NOTICE. A notice of the actual sale date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. EverHm-id MORTGAGE COMPANY June 07, 2010 Re: Loan No. 9000058669-A81 Donald R Shank DR 217 4 Arbor Drive 37 Boiling Springs PA 17007 41 ACT 91 NOTICE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBLE REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled a temporary stay of foreclosure on your mortgage for thirty 30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT 30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR ACCOUNT UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for 30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located and set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. . ? Eveflome MORTGAGE COMPANY APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty 30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIOD SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty 60) days to make a decision after it receives your applica- tion. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. If you have filed bankruptcy you can still apply for emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT Bring it up to date) A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and now past due: Monthly Payments from 11-01-09 thru the current date, with your monthly payments being $ 1,002.30. THE TOTAL AMOUNT REQUIRED AS OF THIS DATE IS $ 8489.48. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY 30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 8489.48, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES, OTHER FEES WHICH BECOME DUE DURING THE THIRTY 30) DAY PERIOD. Payments can be made either by cash, cashier's check, certified check or money order made payable and sent to: ATTN: PAYMENT PROCESSING LENDER NAME: Everhome Mortgage Company ADDRESS: P.O. BOX 530579, ATLANTA, GA 30353-0579 Ever come MORTGAGE COMPANY IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY 30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY 30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY 30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. EverHwd MORTGAGE COMPANY June 07, 2010 Re: Loan No. 9000058669-A81 HOW TO CONTACT THE LENDER Name of Lender: Everhome Mortgage Company Address: 8100 NATIONS WAY JACKSONVILLE, FL 32256 Phone Number: 800) 669-7724 Fax Numner: 904) 281-6336 Contact Person: YOU MAY CONTACT A LOAN COUNSELOR AT THE ABOVE 800 NUMBER TO ASSIST YOU. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may be eligible to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorny's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. However, you must contact your lender to verify if this is permissible under your Note and Deed of Trust. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELEIVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. EverHomd MORTGAGE COMPANY IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. if you cure the default within the THIRTY 30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY 30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by perf- orming any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately SIX 6) MONTHS FROM THE DATE OF THIS NOTICE. A notice of the actual sale date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. Y 4 ' ' ' EverBank v. Suzanne M. Quam and Donald R. Shank VERIFICATION The undersigned is Wmese HW=n of EverHome Mortgage Company on behalf of EverBank and as such is familiar with the records of said corporation, and being authorized to make this verification on behalf of Plaintiff an officer of the corporation, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the Mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. EverHome Mortgage Company on behalf of EverBank Name: 8 Title: V P Company: evvlwrK rar fv, 10-037872 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I. D. NO: PA Bar # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF VS. Suzanne M. Quam and Donald R. Shank DEFENDANTS AR% COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO: 10 - 5l?g PRAECIPE FOR REINSTATEMENT TO THE PROTHONOTARY: Kindly reinstate the Complaint in the above-captioned matter. SHAPIRO & DeNARDO, LLC BY: Z?2? - Christopher A. DeNardo, Esquire Attorney for Plaintiff s bra. ov ? ?L ?? eK=41 a s-3 Y96 -D -4 MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 2029-229 LESLIE RASE, ESQ., ATTORNEY I.D. NO. 58365 3600 :HORIZON DRIVE, SUITE 150 ICING OF PRUSSIA, PA 19406 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER. A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOIE, ESQUIRE, ATTORNEY I.D. NO. 81747 TELEPHONE-: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF ; VS. ; Suzanne M. Quairn 4 Arbor Drive Boiling Springs, PA 1.7007 COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO; 10 - 5118 aiv t rln Donald R. Shank a 4 Arbor Drive Boiling Springs, PA 17007 DEFENDANTS ! ! COMPLAINT CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINSTTHE CLAIMS SET FORTH INTHE FOLLOWING PAGES, YOU MUST TIKE ACTION WITIHV TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING: A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DOSOTHE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINSTYOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MOTLEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM O.R. RELIEF REQUESTED BY THE PLAINTIFF YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGIFI'S IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPE RTC} YOUR LAWYER AT ONCE. IF YOU DO NOT HAVEA I.<A.IYYER OR CANNOT AFFORD ONE, GOTOORTELEPHONETHE OFFICE SET FORTH BELOW TO FIND OUT WHERE: YOU CAN GET,LEGAL HEL IF YOU CANNOT AFFORD' TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~.°~~~r of ~uulLrrf~,l~ CsF~i~EGFt =~~:RIFI= ~04D1~t~°~ --'a ~~ 9~ EverBank vs. Case Number Suzanne M. Quam (et al.) 2010-5118 SHERIFF'S RETURN OF SERVICE 10/01/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Suzanne M. Quam, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Suzanne M. Quam. Request for service at 4 Arbor Drive, Boiling Springs, PA 17007 is vacant. To date the Boiling Springs Postmaster has not been able to provide a good forwarding address for Suzanne M. Quam. 10/01/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Donald R. Shank, but was unable to locate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Donald R. Shank. Request for service at 4 Arbor Drive, Boiling Springs, PA 17007 is vacant. The Boiling Springs Postmaster has confimed, Donald R. Shank's new address is 25102 Bluma Ranch Drive, Katy, TX 77494. 10/01/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Occupant of 4 Arbor Drive, Boiling Springs, PA 17007, but was unable to locate them in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Occupant. Request for service at 4 Arbor Drive, Boiling Springs, PA 17007 is vacant. SHERIFF COST: $80.40 October 01, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF (c) CouniySuite Shenff, Teleosoft. Inc. ;, , SHAPIRO & DeNARDO, LLC BY: CHRI5TOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D. NO: PA Bar # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 14-037872 EverBank PLAINTIFF VS. Suzanne M. Quam and Donald R. Shank DEFENDANTS FiL~EC~-I~FF~i~: CF THE ~'~;C1WN~~~~~~~~'~' 2~ ~ ~ r ~ ~ 4 ~i ~~1~~ ° ~ €~ J}. {iE V`.y 1,0.-/P J'~1`~i h`i COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO: 10-5518 MOTION FOR SERVICE PURSUANT TO COURT ORDER Plaintiff, by its counsel, Shapiro & DeNardo, LLC moves this Honorable Court for an Order pursuant to Pa. R.C.P. 3129.2(c)(1}(i)(C} and 430 permitting alternative service of the Complaint and any other document or pleading requiring original process upon Defendants, Suzanne M. Quam and Donald R. Shank, by sending a true and correct copy by simultaneous certified and regular mail; and by posting a true and correct copy on the mortgaged property that is the subject of the above-captioned mortgage foreclosure action; and in support thereof avers the following: 1. On August 4, 2010, Plaintiff filed its complaint in mortgage foreclosure against the above-captioned Defendants for the property located at 4 Arbor Drive, Boiling Springs, PA 17007 (hereinafter "Property"). 2. Plaintiff forwarded the Complaint to the Cumberland County Sheriff in order to effectuate personal service upon Defendants, Suzanne M. Quam and Donald R. Shank. 3. The Cumberland County Sheriffls attempts to serve Defendants, Suzanne M. Quam and Donald R. Shank, with the Complaint have been unsuccessful, as reflected on the Sheriff's Return of Service, attached hereto as Exhibit "A," and made a part hereof. 4. Pursuant to Pa. R.C.P. 430, Plaintiffhas made good faith efforts to locate Defendants, Suzanne M. Quam and Donald R. Shank. An Affidavit of Good Faith Investigation, which sets forth the specific inquiries made and the results thereof, is attached hereto as Exhibit "B" and made a part hereof. 5. The Affidavit of Good Faith Investigation reflects that 4 Arbor Drive, Boiling Springs, PA 17007 and 25102 Bluma Ranch Drive, Katy, TX 77494 are valid addresses for Defendants, Suzanne M. Quam and Donald R. Shank, respectively; See Ex. "B." 6. However, the Cumberland County Sheriff s Return of Service for such address states otherwise. See Ex. "A." 7. A Request for Change of Address or Boxholder, pursuant to 36 C.F.R. 265.6(d)(6)(ii), completed and certified by the Boiling Springs Pennsylvania Postmaster reflects the following: "Good as address/No change of address order on file." A true and correct copy thereof is attached hereto as Exhibit "C" and made a part hereof. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter an Order allowing Plaintiff to serve the Complaint and any other document or pleading requiring original process on Defendants, Suzanne M. Quam and Donald R. Shank, by (1) sending a true and correct copy thereof by simultaneous certified and regulaz mail to the last known address located at 4 Arbor Drive, Boiling Springs, PA 17007 and 25102 Bluma Ranch Drive, Katy, TX 77494, respectively; and (2) posting a true and correct copy thereof on the mortgaged property located at 4 Arbor Drive, Boiling Springs, PA 17007 by the Sheriff or any competent adult. SHAPIRO & DeNARDO, LLC BY: Christopher A. DeNazdo, Esquire Attorney for Plaintiff S&D: 10-037872 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ~~ yptr of Cuacbrr/ Jody S Smith ChierDepufy ~v Jh1 r ~: ~ .~ Richard WStewart ~ : - ~ .:r-~•- SOf1Ct70r OcctCE oc r-.E s«ERtPc EverBank Case Number vs I Suzanne M. Quam (et al.) 2fl10-5118 SHERIFF'S RETURN OF SERVICE 10x01/2010 Ronny R. Anderson, Sheriff. who being duly swum acconiing to law, states that he made a diligent aearc:h and inquiry for the within named defendant to wit: Suzanne M. Quam, but was unable to locate her in his bailiwick. He therefore returns the whFrin Complaint in Mortgage Forodosure as not found as to the defendant Suzanne M. Quam. Request for service at 4 Arbor Drive, Soiling Springs, PA 17007 is vacant. To date the Boding Springs Postmaster has not been able to provide a good forwarding address for Suzanne M. Quam. 10V01/2010 Rormy R. Anderson, Sheriff. who being duly sworn according to law, states that he made a didgent search and 'inquiry for the within Wanted defendant to wil: Donald R. Shank, but was unable tD locate him in his badiwidc. He therefora returns the wthin Complaint in Mortgage Foreclosure as not found as to the defendant Donald R. Shank Request for servk:e at 4 Arbor Drive, Boiling Springs, PA 17007 is vacant. The Boding Spriggs Postmaster has confimned, Donald R. Shank's new address is 25102 Bluma Ranch Drive, lCety, TX Hasa. 10/01/2010 Ronny R. Anderson, Sheriff, who being duy sworn according to law, states that he made a diNgeM sesrch and inquiry for the within named defendant b wit: Occupant of 4 Arbor Drive, Boiling Springs, PA 17007, but was unable to bcate them in his bailiwick He therefore returns the within Complaint in Mortgage Forecbsure as not found as to the defendant Occupant. Request for service ~ 4 Arbor Drive, Boddng Springs, PA 17007 is vacant. SHERIFF COST: $130.40 oaober o1, 2010 SO ANSWERS, '""k ~~ RO R ANDERSON, SHERIFF le; Crave-y5~nte SnenN. -aros~!t uic )a-03~8~2 CAUSE NO.: 10_5118 EVERBANK § IN THE COURT VB. § OF COMMON PLEAB SUZANNE M QUAM AND DONALD R § CUMBERLAND COUNTY SHANK PENNSYLVANIA AFFIDAVIT of DUE DILIGENCE My name is BRYAN SILLS. SCH2592. I am over the age of eighteen (18~. I have never been convicted of a felony or a crime of moral turpitude. I am competent to make these statements contained in this aftdavit. 1 was assigned to deliver process in the above styled case and cause upon the bebw-named defendant at the usual place of abode: SUZANNE M QUAM 25102 HLUMA RANCH DRIVE KATY. TX 77494 The folbwing efforts to deliver to the defendant a true copy of the Complaint, Civil Cover Sheet and Complaint In Mortgage Foreclosure on the following date(s) with stated results: 10/02/2010 Q 6:41 AM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. 10/06/2010 Q 11:30 PM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. 10/07/2010 (a 12:02 PM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO L1GHT5. NO MAIL. Further Affiant Sayeth Not, STATE OF TEXAS ( Before me, the undersign authority, personally appeared thc a named aIl'iant, who being first duly sworn tested that the above stated facts are true and c t, d subscribed the a before me on this _..,~ day of ~~ .2010. / _ „ ~m AiJDZEIY C. t:".A~GER~ '` ku:~,rr pu~:ic, S?ate o: Tex ^.^., Comm~r>s~pn Expn Ctip Iv1ny 30, 2011 0017253 CAUSE NO.: 10-5118 EVERBANK § IN THE COURT VS. § OF COMMON PLEAS BUZANNE M QUAM AND DONALD R § CUMBERLAND COUNTY SHANK PENNSYLVANIA AFFIDAVIT of DUE DILIt1rENC& My name is BRYAN SILLS. SCH2592. I am over the age of eighteen (18). I have never been convicted of e felony or a crime of moral turpitude. I am competent to make these statements contained in this affidavit. l was assigned to deliver process in the above styled case and cause upon the below-named defendant at the usual place of abode: DONALD R SHANK 25102 BLUMA RANCH DRIVE KATY, TX 77494 The following eRorts to deliver to the defendant a true copy of the Complaint, Civil Cover Sheet and Complaint In Mortgage Foreclosure on the following date(s) with stated results: 10/02/2010 cQi 6:41 AM - NO ANSWER AT THE DOOR. I LEFT MY CALL SACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. 10/06/2010 (d~ 11:30 PM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. 10/07/2010 Q 12:02 PM - NO ANSWER AT THE DOOR. [LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. Further Altiant Sayeth Not, AFFIANT I~ry4•r S. %ls STATE OF TEXAS } Before me, the undersign authority, personally appeared the above named alliant, who being first duly swo stated that the above fated facts are true and correc d bscribed the same befo~j°~e on this day of ®~ , 2010. _ ~ _ /~~ ~-, A „% ~~r c. MAn~~~ ANDRE t7 ,~.~.~, a~~~,ic. State o ~~y. Co~rnnr:s~on MoY 30.201GhrPro® OO~iMSt 10/15/2010 14:27 2159850169 PAGE 02/14 Conl~dential Plaiutitff: LverBamk Investigative county: Cumaberland Services, Inc. vs. Term #: . Defendant: Suzamme ~. Quam and Donald R. Sham Locate: Donald R Shank ,Address Givem: 4 Arbor Drive, Do~iling Springs, >',A~ 1.7007 ATTENTION: Jennifer Whitemxan Shapiro & DeNardo, LLC 3600 Dox'izon Drive, Suite 150 King of i?'russia, PA 19406 k'ile #: 10-037$72 AFFIDAVIT OF GOOD FAITH INVESTIGATION LAST KNOWN ADDR)=SS 4 Arbor Drive, Boiling Springs, PA 17007 INQUIRY OF THE CREDIT BUREAU The credit bureau reports that the mast recent address of the subject is 4 Arbor Dr., Boiling Springs, PA 17007. INQUIRY OF THE PENNSYLVANIA DEPARTMENT OF TRANSPORTATION The Pennsylvania Department of Transportation reports that operator Itcense number 20884542 is issued to Donald Ray Shank of 4 Arbor Dr., Boiling Springs, PA 17007. The subject's license record type is Out of State and not due to expire until November 5, 2012. INQUIRY OF U.S. POST OFFICE (FOIA) A request has been forwarded to the Boiiing Springs Post Office. SEARCH OF LOCAL TELEPHONE DIRECTORIES ~ PHONE COMPANY OPERATOR CONTACT The telephone company operator reports no listings issued to the subject in Boiling Springs, PA. CONTACTS. Mr. Bixler, a resident of 2, advises he was familiar with Donald and Suzanne, however advises they moved from 4 a few months ago. He had no information regarding their current whereabouts. Contact could not be made at (717)258-4034 (from Donald's credit header) as only an automated answering machine was received. I CERTIFY UNDER PENALTY OF PE1ttiJRY, THAT T'HE FOREGOING 1S TIZ,UE A,NA CORRECT,'IO'THF BEST OF MY KNOWLEDGE. I UNDERSTAND THAT FALSE STATEI~IJ'I'S HEREIN ARE MADE SUOJI?CT TD THE PENALTIES It~I,ATTNG TO UNS WORN FALSIFICATION TO AUTHORITIES. AFFIANT: DIANE CU'W,AA1, CLI 235 South 13th Sheet SGVORN & SiTB5CRIBED BEFORE NxE TX-~(S Philadelplxia, PA 19107 Off' . 20I0 (215)546-7400 (800)503-7400 Fax (215) 985-0169 NOTARY P'LJBLIC t . ~~ 1. ~ ~~ ~~.'^~~ 10/15/2010 14:27 2159850169 Report Results - This'~'arm produced bjr ~q~ifax ~'Llser )~~eferem~e; D~.A~NE In ui~ ir~fortri~tian ~.. ~ . . Date O~ Inquiry: OS/17/201'0 ~ • . • UserID: •DIANT PAGE 03/14 •page 1 of'1 Svbjec`t I'nfoYiriatidn: Name': •~rKarik,~•'dt~nald' • S5N : ~~ •Cu7r7tezit • Adci~es's : ~4 a~boX DR ~ .. . • bailing, spr`ing's'; P`P; 17"007 . ' ,' Rs.~sort ~R~su Its zxxx,F*fx*~w~kwwxiY;t*w~*+'#r*•wwwww'reYczzx•x,t•**#*;t**wwww•viwirzxxxrF+r*+t*k+*#*,t:www'wwwitxx•isx,t,t#'# SSN AF`~IR~1-ALERT'-INQt7T17Y• SSN •IKAY BE ASSOC .WIT'FT ANO`PHER CdNSUMER-S'SN NlIBIgATCEi • f~ne•rwwwwww'xic*dr#ir+i+lwwi;-zwwx*'*z*~*t*•www7rwwxxer*z*z•kwwfta'xww~w'vrwwr*wxxxxxitic'zx#***• * •P~D~REBS DISCREPANCY -, t30 SVBS'~'P;NT'zAL DIF'F'ERSNCfi OCCURRED .'+~ •*+***wwwxxxx******,~ww»waxx'xl.+++tx**v.wvewxx *xxxYx~*x'+*+**wwwwwxx*xxxx•wxs',r*r•ia,-a. • 199 E4j7lFAX• INFORMAT20N BER~ICES LLC, P O SOX 7aoa4'1, ' ,ATx,AN'PA;GA,30374-0241,800/685-11X1 *SHANK,'DONAZD,R',5 SINCE 09/08/84 FAD 08/15/09 •.~'N=702 4 , •.ARS01t, DR, BOYLYNG SFRT1dGS , PJ#', 17.007 , I',A,Pfi RFTb 02 / 0'7 , O~GNS 'TELEPHONE NLTNIB$Ii .'(717) 258-8034 SPSC 10/09 • 148,NB,ST,CARLISLE,PA,17013;CRT RPTD 10/96 ' 530TH MAINT Gb„ FORT KN07~, KY, 40121, TAPE 1ZFTD tl8/96 ' FN-SHANK, RONALD, R ' FN=SI~ANK, E, DONALD; 5 •. . Ol ES^~KAINTF,NANC$,CARLI$L$ TIRE RUBS' 02 PF- , TU T4P ' 02 03 fit-F5,US ARMY& •• ,END.OF REPI7RT EQUI~'AX AND AF`FILIA~S ~ 05/17/1D https://www.epoxt_equifax.coli~tedadservlet/com.equifax.gt.edat.ui.k~esultRouter 5/1.712010 10/15/2010 14:27 _2159850169 PENNSYLVAIQIA DEPARTME OF HVREAU OF DRIVR L. B,A52C DRIVER I FO' MAY 19 a 10 DRIvRR: DONALD RAY SAAR I# RrVBR LICffidS~ DTO 206245~k2 4 ARBOR DR 'J.'E OF BIRTS 1~01~' 04 X954 BOILING SPGS, FA 17007 ~ 8X MAT+k" $ppRD T'[PE OLTT OT? STATE DRIVER LICENSE (T:'L) I CORCYAL DRIVER ,LICErISS (CDL) LICENSE CLA~33 C ~L LICED7SB CLAS5 - LIC6NSH ISSIJTi DATE: NOV 05 3008 ~ L T,ICEIQSR XSSITRD LICENSE 87cPIR~ NOV 05 aalZ ®L LICEetsg SXBIRES: OTLZCi ZSSCTFr DATE = APR 30 19$1 L rDL TsNDORSEM8NT8 1QORE LEA RE81'1~2ZCTIONS NONL ~L RSST$ICTION3 NONE LEARN$R PERMITS ~'L LEARN'ER PERMITS: T,ICSDISR STATQ3 WL LIC'F~NSH $TATITS S B ENDORSER~NT PROBATIO1gARY LICENSE CPL) PL LICET~TSE CT+AS3 _ ~ L LICSt7SE pRZG ISS: L LICS~tSH ISSIIEJ] : ~ t - FL T+ICEN$$ S1fPITt$S ~L I.TCENSE BTATCTS E I )CCDPATIONAL T+IMITED LICE~T9)3 (OI~Ta) LL LICST'1SS CLAS9 ~ LL LIGHNSS ISSUED ALL LIC~3E &RPIRES= ~ 3LL LICENSE STATU9 *** HWD OF R$CO~D **} PAGE 04/14 10/15/2010 14:27 2159850169 PAGE 05/14 Chri~stiurae )Butler 2 Arbor Dz Boiling Spzings, PA 17007-9725 (717) 245-2639 Kevin Cna 6 Arbor Dz Bai1ang SQrings, P.A.17007-9726 (717) 701-8904 ~JC;~f~ YYI.~v~ ~ ~ ~ ~~~ ~ No. 6 - Tho telepbane company apezatoz zeports no listings issued to eitl~ex subject. (717)25 8-4034 - ~rvxn Donald's credit lxeadez - GZA.L7C O `CYY~~'~A~' ~ ~~~ rv~~ Nt `~ raid Sh~cn ~. ~~~ ~~~ f 10/15/2010 14:27 2159850169 PAGE 06/14 CIS, Inc. 23S South 13a' Stx-eet, Philstdelphaa, PA 19107 Date: 3une 1, 2010 Station Mamager Please provide aparbouent cumber or Boiling Spring, PA. x7p07 physical address itnformation £or post office box, City, State, ZIP Cale !f applicable Request for' Change of Address or Boxholder Inforlaaa#loo, Needed for Services of Legal Process SSE FUR.NxS~ xHE NEW ADDRESS OlR 'A'H1E NAME AND TDE SxREE'i' ADDRESS (H+ A BOx~ef0l~abER) FOR THE FO[,LOw1INC: Name: Donald Y2. Sham Address: 4 ,Arbor Drive NOTE: The same and last mown address are required fvx cl~a»ge of address inforaiat,ion. The name, if know~u, and l~ o~iice box address are roquued for boxholder ixli'orimatiom. The following iznfornlaticrn is provided im accordance with 39 CFit 2b5.8(dx6xu). There is >ao fee for providing boxholder information. The fee for providing change of address ilTfort7a~ation is waived in accordatta with. 39 CFR 265.6(dxl) arld (2) and corresponding Admiuo,istrarive Support Manual 352.44a alld b. 1. Capacity of requester is a process server. 2. Statute or regulation that enlpawers me to serve process is: Yeausvlvauia Rules o Civil Procedure 400.1, 3. T71e rlalpes of a!1 known parties to the litigatiozl: PverBsak vs. Donald R. Shark 4, The Courtin which the case has been or will be heard: Cumberlatud Cou~aty Court of Common Pleas 5, The docket or other identifyi~ag number if orle has been issued: Not Provided 6. Tile capacity in which this izldividua! is to be sewed is a defeuds-nt. WA~tNING Tk~ SUBnuSSION aC F.(4,LStE JNFORMAT[ON TO OBTAIN ANA VSE cr;arroE Or ADDRESS INPORIr1A,TION OR Hoo6IOLDER It~ffDRMATION FOR ANY PURPOSE OTIIE,R'r1~A~1 TI-ie SERVICE OF LbGAI. PROCESS IN CONNECrTON wlrl~l ACTUAI.OR PROSPECTIVE LITIGAT1dN COl11,A I~SU1-T 1N CRIhIINAL PENALTIES INCLUAII~IQ A PINE OF UP' TO 410,000 OR A~RISOtn~tETFr OIt (3) TO AvOm PAY'~Nr OF TFS~ f'b8 FOR CHANG£ OF ADDRESS 1NFpRMA7'IAN OF NOT•MDRE 7IL4r15 Yl~AR3.OR BOTH (1TILE !b U.S.C. SBCT[ObT 1001) I CERTIFY THAI THE VE INFOR1~fATIOx1' [S TRUE ADID THAT THE ADDRESS II~FORMArION IS 14EEEDID AND W1LI, BE USED SOLELY POR SbRV[CE OF I„EGAL PAO SS II~ C OTC W'I'1'I'I ACTUAL ~t PR03PL•C?I'VC LITIGAT101~. ~~. 235 South 13th Street ~ Frat~"j~`;~~ S elute Address ~ `~~ Aiane Cowan Prugted Name _ Mail is good as addressed. _ Not icllowm at address given, _ Moved, left no forwarding address. No such address. .. !~ Fbliladeinhia. PA 19107 ~~ City, State, Z1P Code FOR POST_OFk1iCg USF ONLY _~`"~' p -.,.._.. F ~~ 10~~ Z ~ ' ~ ti.,. ~ . u' ~ ~ ~ i N'~W AAARESS OR BOXHOLDL'It'S POS'I'zvl,AltK 100L ~ d NAME ANA STREET ,Al~l.7RES5 ~~ ~ a2 ~L~n~,~ ~ ~~ ~~Ty ' ~ ~ 74~ ~ 10/15/2010 14:27 2159850169 PAGE 07/14 Con~dex>lt~al Plaintiff: EverBamk Investligative Coamty: ~umherland Serv~ccs, Inc. vs. Term #: . Defendant: Susanne M. Quam, and Donald R Shank Locate: Suzanne M. Quaza A~dd~resx Given: 4 Arbor Drive, Boidiuag Sp>tinga, PA 17007 A'I'~'~NTION: JcAUUi~er Whiteman Shapiro & DeNardo, LLC 3600 Horizon Driive, Suite 150 King of Pruss:Is, P,t~ 19406 File #: 10-037$72 AFFIDAVIT bf+ GAD FAITH INVESTIGATION LAST KNOWN ADDRESS 1) 4 Arbor Drive, Boiling Springs, PA 17007 2) 25102 Bluma Ranch Drive, Katy, TX 77494 INQUIRY OF THE CREDIT BUREAU The credit bureau reports that the most recent address of the subject is 25102 Bluma Ranch Drive, Katy, TX 77494. INQUIRY OF THE PENNSYLVANIA DEPARTMENT OF TRANSPORTATION The Pennsybanla Department of Transportation reports that operator license number 25114570 is issued to Suzanne Mae Ctuam of 4 Arbor Dr., Boiling Springs, PA 17047. The subject's license record type is Out of State and not due to expire until August 37, 2011. SEARCH OF FORT BEND COUNTY TEXAS PROPERTY RECORDS Search conducted reveals the subject does not the own the property at 25102 Bluma Ranch Dr., Katy, TX. 1NQUIRY OF U.S. POST OFFICE {FOIA) Requests have been forwarded to the Boiling Springs and Katy Post Offices. SEARCH OF LOCAt_ TELEPHONE DIRECTORIES ~ PHONE COMPANY OPERATOR CONTACT The telephone company operator reports no listings issued to the subject in Boiling Springs, PA or Katy, TX. CONTACTS 1) Mr. Bixler, a resident of 2, advises he was familiar with Donald and Suzanne, however advises they moved from 4 a few months ago. He had no informs#ion regarding their current whereabouts. Contact could not be made at (717)258-4034 (from Donald's credit header) as only an automated answering machine was received. 2) No neighbors could be contacted to confirm the subject's residency. 10/15/2010 14:27 2159850169 PAGE 08/14 Affidavit of Good Faith luvestigations, coat'd (fluam, S) I CE1tT1FY UNDER PENALTY OF PERJURY, T1~.A,T T1~E FOREGOING 1S TRUE AND CUlt2ir;C1', T'O T1~E 13F.ST OF MY KNOWLBACrE. 1 UNDF•RSTANA THAT FALSE STATEMENTS I~'E1LE1N Alt1;141AAE SUB3ECT TO THF, Pl?NALTIE5 SLATING TO UNSWORN FALSIFICATION T'O AUTlit71t1'1TES. AFFIANT: MANE cowAN, CLI 235 South 13th Street SWORN & SUBSCItIl3BD BEFORE ME THIS Philadelpbds, PA 19107 OF . 2UIU (215) 546-7400 (800)503-7400 Fax (215} 985-O1b9 NOTAR"SC PUBLIC 10/15/2010 14:27 2159850169 Report Results -This Fbz~a ProduC•ed liy Ec~uii'aac ~ Usex Referei~Ce: DIANE Inquiry Information: Date of •~nq'iiiiy: • -05/17/2010, . . i18erZD:• DIANE • Subject •Informatian': . •Natit~: cjtYatit, sttzaYixie • $$N: ~~ • ~tixrxerit Addree~e : 4 arbax D12 • boillzzg springs, PA .17007 R~~c~~:t,• Results . #wwww•wwwxticx•k###f+www;rwwwwre**####ww~•f'*w.irwwwwww•wwxxxx,t*##*#~~*s*,'r•w'rwwwwirwxww'xxwxxw $5N AFFIRM - IIQQUIRY 3•SN AS30CIAfiL~ ~TZTH 'CONSCII~I$R • *~t*#"*awwwwtes+r#***w**#www,rf~*w,i**s':ri.*w#*wwwww,rwwxxrr*•r'i,frr##r*w,-,t#w*w*•;~wwwwwxww w ADDRESS DZSCRSpA[VCY - Nb. St?$S'i"ANTIAL DIFFERENCE OCCUI2RLD • +. wxxxx•k*#ir**ww•wwwxwwxxie*#•#rtw•ww,rwiw*wxx~r*ir*###*t*,-*,t*w~rwwwxirwxwx*,tx'ir'+#fttt;t***x w i99 EQUYFAX INF012MkTYdN ~SERVIC$S x.z,C~, ,ATL7INTA„GA, 30374-0241, 800/G•85-1111 *QU•AM,8~A~1NE,M SINCE 10/07/89 'FAD •08/05/09 9,ARBOR,DR,BOILTNC~ SFRINGS,PA,17007,x'APE RPTD 09/99 340, OLD BAY, LN, HAVRE D& G12ACE, IrID, 21,0'78 ,CRT RPTD 12/99 25103•, SLVMA RANCEi, DR, ICAxY, TX, 77494, TAPE RPTD 10/09 FN-SAANiIC, SUZAN~E, QUAl4, ~ • ~N-QUAM,SUZANNE,QUAM •. DDS-08/30/1968,SSS-~~E .. ' 02 EF-, LJ S A'RMX • 03 E2-,US ARMY& END O'F REPORT EQVIFAX AND A1~'~'xLIATES• -~ OS/17/10 P O BOX 740241, FN-2$2 htlps://www.effort.equz~'sx.com/c+dat/sezvlet/com.egt~i fa~c. gt. eclat. ui.R~st~ltRouter PAGE 09/14 • Page ~ of ~ $/l7/2010 • 10/15/2010 14:27 2159850169 PAGE 10/14 pEN~osYZ,vAZ~IA DS8AT2TI~J • BvRBAU oP DRr sASic nazvffit • /KAY 18 pRIVER: 3Q7ADTNR MAL QIIAM 4 ARBOR DRIVE BOZLSNG SPCeS, PA 1,7007 pRriTER LICENSE {DL) x,ICEHSE CXJ#SS C liICH1QSB x3StfE DATE: DEC 15 2007 LzC8N38 EXT?IRE$ AS7G 31 2 p 11 QRiG ISSIIE DA's FLB 21 1596 M8fl RB3TRICTIONS NONB LR PERMITS LICSN9a STATUS +*~ ENO OF 'TRAaTSpORTATION RIVER LICENSE NO 25X14570 ilTB O! BxRTS AUG 30 1968 SX PfiMALE SCOR'la TYPE : (>u'T OF STATE C'0('4MERCI.P,L DRYVF>Tt LICENSE {CDL) AI. LICEl'i3E CLASS 13L LICFNfiB ~SSUSD DL LTCEA73Lr E3C$IRFsS DID ~3NDOR8'LNlSNTS NnT+iE AA RESTRICTIQ~iS : NQNS 'DL I~EARNSR I'EF2MIT5: !I3L LICENSE $TATIJS ~8 ENDORSEMENT PR09ATIONARY LIC¢I~SE (PL) 'L LICffi'~S8 CI..ASS s 'L LICENSE ORIG ISS: 'L LIC8N9E I55DED 'z Llc~rsE SacalR~s ~L LICADT38 STA.T'QS ICCUPATIONAL LIMITED LICE[QSE (OLL) IY+I+ LICSDiSF, CLAS9 ILL z.zCEBisB xssuEn >TaL LICENSE EXPIRES ILL LICBNSB STATUS e e.: 10/15/2010 14:27 2159850169 Christine Bider, 2 Azbor Dr Boilia~.g Sprizags, PA 17007-9726 (717) 245-2b3~ Kevin Goy 6 Arboz Ar Boiling Springs, l',A, 17007-9726 (7X7) 701-8904 )j No.2 ~C~Vi~$ ~~~~.~" CY?4VCG~. ~ ~ ~,r i l'1~D Nn. 6 -- PAGE 11!14 -~,na~ p,,,C-~,, j,~,,~5 i~.zun n..2 . The telephone company operator repoxts no listings issued to either subject. (717)258-4034 - l-irom Donald's credit header - ~~ f'1r1Q_~~f' Gt-~ ~Xl 10/15/2010 14:27 2159850169 PAGE 12/14 V~~'~~~10 SO 25114 ~luma Rauch Dr Katy, T X 77494 (281) 395-5417 No_ 25114 - ~'j,n~itl~i'1 ~ C~~1(~ '1'hcre are no other ntigbbors with published Listings withiurx the proximity o£ 25102 Bluma Rauch Dr. The telephone company opezator reports no llstangs issued to the subject. ~5l o~ 10/15/2010 14:27 2159850169 PAGE 13/14 CIS ~z1C. 235 South 130i Street, Pbilsdelplda, PA 19107 Date: June 1, 2010 Statiol~ 1Vlanager Please pxavlde apartwent number or Boiling Sprung, PA 1.7007 physical address ix~armatio>x 1'ar post ol~'ice boy, City, Stag, Z~ Code if applicable Request for Cb~ange of A,dd>tess or 13oxb~older T~aformation Needed for Services of Legal Process PII,F,~-s1i Ft7R1~1(SI['rr~E 1v1cw,,tpnxz~'ss pl8'l~lE NAME ,AivA T~ s~r>~e~e~r .~nn>zESS {~ A Boxgotn~llt) Fox ~~ kax.t.ownvc: Naluae: Suza~une M. Quam Address: 4 Arbor Drive NOTE: The name and last known address are required for chamge of address informatioxA. 1'he name, if laxown, and post office box address aze required for boatholder information. The following ini`ormation is provided ~ accordance with 39 CFit 265.8(dX6)(u). '1'bere is no tee for providing boxholder infoz:mation. '1'he fee for providing change of address information is waived in accordance with 39 Ck'R 265.6(dxl) and (2) and eoxresponding Administrative Support Nlanua13S2.44a add b. 1. Capacity of requester is a process server. 2. Statute or regulation that empowers ~oae to serve process is: Peep: svlvania It s of C~vll Procedure 400.1. 3. Tlae mamas of all 1rnowll parties'to the litigation: EverBaplt, vs. Sazanlue M. Oaam 4. 'l'he Court ixI which the case has been ar will be heard: Cuioot erlsnd County Coart a Commop Pleas S. The docket or other identifying number if oxwe has been issued: ~iot_P~r vided 6. The capacity in which this iuadividual is to be served is a defelpdaut. WARN~TG THE SU1SI~ssiON OF FALSE n+u°OR,IyIA'IION r0 ODTAIN AND USE CHANGFs of ADDRESS INFORMATION OR AOJOIOLAF,S~ DiFORMAIiON FAR ANY YCfRPOSE OTH~R.THAN THb ,S3aRVICE OF L.E(}AX. PROCESS IN CONNECTION WITH ACTUAL OR I'ItOSPECTIVE LITIGATION COULD RESULT pd CRIINII~AL ' PENAi,TIBS INCLUDING A, FINE O! UP Tp~4I0,ooo Oa II~RISON~1'I Ok (3) TO AvoID PAYIv~'N'~ OF SWi FB6 POR CHANCrE oI`' ATlDRESS R3FORIrIATION ......_ .... _-.1.~r14GTTdt01~'IkL+,St SS^: St~S,'OR'8t3:Fi'(T::L~'I8'U.S.C.'SEC'ttONI00I) . .. . I CERTIFX THAT THE IAffORMATION IS TRUE ANA TRAY THE ADARESS INFORIorfATION IS NEED AND WILL HS USED SOLELY FOIL aYRVICE OF LEGAL k'R SIN N wI'rH ACTUAL OR PROSI'I~CTr~+g LI7TOATION. 235 South 13th Street ~~-~., ~, Address ~ `~ Signature C- ~''" ' r Diaoe Cowa~a Philadelphia.- P 19107 to ~' ~ ~= ~' ;~:,. Primed Naiiae Ciry, State, Z1P Code ~~'~,,e' ~~l i/ ~~~ FOIL POST OFFICE tTSE ONLX ~. ~~ ~ Mail is good as addressed. wt ~ ~. y _ Not ladown at address given. NEw ADDRESS Olt BOxNDLDBIt'S POS'fl~lAltK U c ~` ~ _ Moved, leR no forwardillg address. NAIv~ AND STI~I?T ADDRESS ~ _,,, No such address. ~Opl t tit a ~ S 1 a~ t~ L~rnA ~r~,Jc..~ 10!15/2010 14:27 2159850169 PAGE 14/14 CIS- Xx~c. . 235 South 13~ Sfireet, Philadelphia, PA Y91D7 Date: 3une 1, 2010 Station l~aaager Please provide apartment number ar Katy, 'f'X 77494 physical address information ?far post office box, Ciry, State, Zll' Code if applicable Rtquest for Cb.aaage of Address or Bosholder InforpaatAOla Needed far Services of Legal Process PLEASE FUI.WISii THE 1v~W ,ADDRESS Olft 7C~Ti NAME AND't~ STREET ADDRE55 (~~' A, $OXHOLDEIt) R~Oti TBE FOLLOWR~G: Naltae: Suzam~ue 1VI. Qna,m Address: 25102 ~luama Ranch Drive NOTE: '!,fie name and last lgnown address are required for change of address informatioD. The Dame, if known, and post offlce box address are required for boxholder infotDaatioD. Tkte fallowing iuafatmation is pzovifled In accordamce with 39 CFR 265.$(dx5xu). There is no foe for providing box~wlder informatirnl. The fee for providing cbauge of addt~ess information is waived in accordance with 39 CFIt.2b5.6(dxl)ond (Z) and colrespolading Adlalinistrative Support Manual 352.44a and b. 1. Capacity of requester is a process server. 2. Statute oz regulatioD that empowers me to serve process is: Pennsvh-anla Roles of Civil Procedure .i. 3 _ The, names of alI known patties to the litigatioD: EverBank v~. Su~sioude M. Guam ~. The Count in which the case has been oz will be heard: CuDSberland County Court of Common Pleas 5. The docket or other identifying number if one has been issued: Not ~'rovided 6. The capacity in which this iDdividual is to be served is a defea,dan . WARNING . TaL6 SUBMISSION U1' k'Ak.SE aI~ORMATION TO OBTAII~T AID USS CHANOT3 QF ADDRESS INI'01tMATION Oat a3oaa3aa.tnlt INFORMATION FOR ANY PUIiFOSa's OTHER TFL4N'I~ SElt'VICE OF LEGAL, I~tOC1i$3 IN CONNECTION aNIT%I ACTUAL OR PROSPECTrVB'i.ITIOATION COULD RESULT,IN CItINIaNAL ~. PENAti.T~S INCLUDINV A!~ os VP TO 410.000 Oat II~~RISONMENT OR (2) TO AVOID PA7 MCNT OT TIC FEE FOH CHANGE OF ADI~RES3 INFOItMA'rION OF NOx!wOnL"'17!:AN 3 YER'J:S, .7.4 `tG~I?:•(TIT.,.E : S U.S ~. S CTION :COI) I CERTIFIC Tim INFORMATION IS TRUE AND'CHAT.'~1I& ADDQLESS'INFORMATION IS I?aS~ED AND Wlld, BE USED SOLELY FOR SERVICE OF LEGALa'1l SnY E4"AIVNDVrItI'AC7VALORPROSF'ECTIVbLITiGATSON. 23S South 13th Street ' ignature Address piaae Cowala Printed NaaTAe ,%~, M>sil, is good as addxessea.. . _ Not•lcnown a4 address given. Iylovod, left no foa~warding address- - No such address. Philadelphia: PA 1107 City, State, ZIP Code Holz POST aFFICI; uslE dlvx.x NBW .ADDRESS OR BO~-IOL.DER'S POSTMARK NAME AND STREET A17DRESS 3600 Hnrixon Drive, Suite 1.50 King of Prussia, i'A 19A06 ~1ay l4 24:10 Postmaster 8t3ILING SPRINGS,PA 170(}7 Request for C~a~age of Address ar Boxholder Information Needed for ~ervi'ce of ;L~egai Process Ptrase furnish the new address tsr name anld str9eet ttddtaess {if a boxhoider) for the following: NAME & ADDRESS; Suzanne vt. Qwam f~DURESS; ~ Arbor DtYrre Boiling Sprin,'PA 17007 NtJTE: 'Che natue and last known address are required ftzr change ctf addreess information:: The name, if knorm, and ptsst office bax address are required for boxhtiidcr information. The foiiawing iufEymtatit>n is provided in accordance with 39 ~~ ~fiS.6(d)(fi){ii). There is no fee' for providing bnxholder infartnatian. The fee or providing change of address information is waivad in aceordance wills 39 CFit 2G5.6(d){i) and-(2) and eorresponding A+dniinistrative Support Manua13S2.A4a sand b. 1. Capacity of Requester{e<g. process server„ attorney, party representing himself): ATTt7RNEY. 2. Statute ar regulation that empowers me to serve process (neat required when regtteater is an attorney or t party acting pro se except a corpc>mton acting pro se must cite statute(s): NIA 3. The-names of all known parties to this litigation: EvrrBartk vs. Suzanne ~i. Quam land Donald R. Shank ~. Tlrr exytM in which the case has' been or trio be heard: The Court of Cnmman P1e~r of CUA~18E RLA` D Cuutsty 5. Thew docket or other identifying numlacr ifone has been issued: fending b. The capacity in which. this individual is tube served {e.t;, defendant tar witness): DEFENDANT 1~ARl~tING TFit Sl.~[3AIISSK7N OF FA[SE thFORMATtON 'r+E) t?BTAIN A?3l7 USE CNr1NGt: OF At)DRESS 12+(Ft?R~iATtON C3R t30XHpLCIER tNFORMf171CaN FOR. ANY PUKPCISE OTHER THAN Tt4E SHRVICE OF'LECSAL P'ROCESSity CONNGGt'ION WITII AC'tliAL OR PROSPtiCTF~"~ [.fi'tGATY(.?N COULD R~'iUt~T tt~3 CRtt~1tNAi. PET3ALTIES tNCLUDtN6 A FtNH OF UP TO S! (I~QQ OR tRtPRISOAiMED3T OR {'2) TQ Av41U RAYMENT CaF T1#~ rEE FAR Gk#ANGEpF Ak~r~ESS 1N FOR>4tATfit~N ~OF 1~iOT MORE TtfiAN 5 1'EAItS. OR BQTtI ('t'Il'LE 18 ll:S.C'. $tOt11} t ~afify th~ the aExic-ainfamafiott is true and ihak the uddne~ infonnatic+n is neared and will trc usoct solcty for Siarvice a. icpal ptnccsx in ccmn~ctpn with act-tial o: urtivd Iiti~aticut. ~, :y '; ,! At)l]RESSiShapim8:.[7cN~kr,[.LC . 36(x1 Hariztan Cative.Sniie lSn ~J~`~ni~~f~tiVlriu-mart K3n~,oCpru~si;r,PAt'~~tOb r.c8,tl._ sistant SXO t~iteA3u-nber: tU.G37~;2 FQR POST (7FFICE t3SL ONLY' „_ Goad As AddressedlNO change of address ardcx on-Erie. 'Nlrtl'Sd r'1I?DRFSS ar BQXIIOLDER'S FOSTMARK ____ Not known at address given NAME and STREET ADDRESS ~,,,,,, Moved. lair na forwarding address ~x7~;.? _ ~~E'f ~~ !`~ ~i v ~,~ ~1'- i`ta such address ~ ~ f ~ ~ '~ .~ C~ '~ ~t ~~~::;: z~~~,~ .. ~.. 36UU Horizon Drtvc, Suite lSq King at`t'rttssia, t'~ t9AU6 May 1 ~ 2010 Postmaster BOILING SA1tINGS, PA 1700'7 Regtue'ik'far Change ut Address err Baxhoider Informa~ttan Needed far Service of Legal. Prncess Ptease furnish the new Address arname ttnd sarcet address {if a boxholder) for the fnttawin~: NA~x~ ~ ADDRESS: Donald R. ShCatr<k AU'b`I~,[SS: _ 4 .+Arbar Drive Boiling Springs..,. PA 17007 NbTE The name and test tcnawn addr!cas arc rcquirat for change of addres.5 information.. The natae, if knuv~m, artd post ef~ce box address rrre nxtttircd far baxhatder information. The following infimnatinn is provided in accordance with 39 CFti 265.6{d)(6)(): There is no fire for prot~dttg t~axhotdcr inforrnatan. The fre arproviding change afaddr~ information is waived in accattiiancc rt~th 39 CFit 2b5,6(d)(i) and {2) and corresponding Administrative Support INaltua135?.41a and b. t. Capacity of ttcquestcr (e.g. process server, atwtrneY, party representing hirnsctf): ATTUIitYEl'. 2. Statute: or regulation that empowtxs me to serve procrss (not regained when requester is an attornt;y err a party acting pro se except a corporation acting pro se must one statute(s): NIA 3. The Hamra of ail (rnawn parties to this litigation: tv~rliank vs. Suzanne Ni.. Quam and Donald R Shank ~: The caetrt in which the case: has beat err will be heard:l'he Coact of`Common Pleas of CLt1~BERL.~:'~Ill C'aunt}` S. The dactcet err otltcr idcntifyinb number ifane has becrr issued: Pending. 6. The cmpaeiry in which'ttus individual is to be sccnned (e.g. defendant err witness); I~EFENIaAi~t'[' WARNItVG THE5C~hitSS#QN'OF F~tS6 INFORMATION T17 OQTAIh AND tlSECHANGE OF At7DRt?S&#NFORA9ATIQ#V QR BOal#OI.I)ti;R 1NFOR1`tAT#ON FOR' ANY't'URPOSE O'#'F#ER TF1AN TIIE SirRVtCE OF t.ECIAt. PROCESS IN CC3YMECTtON 1~'1TH ACT1iAL QR PRO$pECT[Vt LCf(iA7'K1N COULi7 RE5l1lfi #T~! GRtDv##NAL PEAIALTIES INGLtJD#NG A F#NE Of UP TO 3lQ 4t}0 OR IMPRISONMENT O12 (2) TO AvOtD-PAYMENT OF TF1E FE$~tOR G#iANGE QF AUDRFSS 1NFORMATtCEN OP NO'!'2~#ORE THAt~#5 YFrARS, QR BOTN~~'tTL~ IS U.S.G. 51(~pl}, 1 certify that theabase infomwtitm is tnte stnJ that: the adctrcssinfonnatam is +reeelad ~# will be usrc# solely far service o#' Irgat pmecxs in c<annoction with acxual c~ p~uypativc' litisatiatu ADD#tESS: Shalairt> ~', DeNarrlo.l.t.G Signet r~ ....~..~. ~. 3fp1# F3nrizan lar't+c,5ait~ 15D 3rnnif Whitcnuvt King ofPtttssia:, PA 1.9406 tcgal A~.vistant SSI) E•ileNun~btx; IO-03773 FOR'A(7ST CJFFIC'F TJS~` ONLY _,. Goad As rlddressect/No change of acklress ardor art file. -NEW AADR.twSS or t30XHULTDCFt'S Pt)STMARK Not known at address gti~n NAME and S'I'Rl•:l~"I' A 1Dt~ESS ~ ~~ ~. Mavcd, left no franvarding addt~s ~~~~~~ ~/;? ~~ ~ f t,± L' }~ No such address ~ ~ ,% `~ ~~ /~ ~ 7 ~~ ! :t,,.. ~~F~t't ~~ ~I~~'~: ~~ '~~ r .~ a ~. ~~, • EverBank vs. Suzanne M. Quam and Donald R. Shank VERIFICATION Christopher A. DeNardo, Esquire, hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to make this Verification, and that the statements made in the foregoing MOTION FOR SERVICE OF THE COMPLAINT IN MORTGAGE FORECLOSURE PURSUANT TO COURT ORDER are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. SHAPIRO & DeNARDO, LLC Date: ~Q ~~ I~ BY: ~- -- Christopher A. DeNardo, Esquire Attorney for Plaintiff S&D: 10-037872 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D. NO: PA Bar # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF COURT OF COMMON PLEAS CIVIL DNISION CUMBERLAND COUNTY VS. Suzanne M. Quam and Donald R. Shank DEFENDANTS NO: 10-5518 MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a} If service cannot be made under the applicable rule the Plaintiff may move the Court for a special Order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant and the reasons why service cannat be made. Note A Sheriffs Return of "Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (2076). Notice of intended adoption mailed to last known address requires a "good faith effort" to discover the correct address. Ad~tion of Walker, 468 Pa. 165, 360 A.2d 603 (2076). An illustration of a good faith effort to locate the Defendant includes (1) inquiries of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. As reflected on the attached Sheriff s Return of Service, the Cumberland County ~~ Sheriff s attempts to serve Defendants, Suzanne M. Quam and Donald R. Shank, with the Complaint have been unsuccessful. See Ex. "A." Good faith efforts to discover the whereabouts of Defendants, Suzanne M. Quam and Donald R. Shank, have been made, as evidenced by the numerous inquiries set forth in the attached Affidavit of Good Faith Investigation. See Ex. "B." The Affidavit of Good Faith Investigation reflects that 4 Arbor Drive, Boiling Springs, PA 17007 and 25102 Bluma Ranch Drive, Katy, TX 77494, respectively are valid addresses. See Ex. "B." However, the Sheriff's Return of Service for that address states otherwise. As reflected in the Affidavit of Good Faith Investigation, inquiries have been made to the following persons and entities: 1. Defendant's creditors; 2. Directory Assistance; 3. Defendant's neighbors; 4. United States Postal Service; 5. Pennsylvania Department of Transportation, Driver and Vehicle Services; and 6. Pennsylvania State Vital Records Office. See Ex. "B." Inquiries have also been made to public record databases on the Internet, the County voter registration records, and the County tax assessment records. See Id. Despite all of the foregoing inquiries, Plaintiff has not been able to determine Defendants, Suzanne M. Quam and Donald R. Shank's present location. Based on the foregoing, it is more likely than not that Defendants, Suzanne M. Quam and Donald R. Shank is avoiding and/or evading personal service of the Complaint. ~~ Plaintiffrespectfullyrequests this Honorable Court enter an Order allowing Plaintiff to serve the Complaint and any other document or pleading requiring original process on Defendants, Suzanne M. Quam and Donald R. Shank, by (1) sending true and correct copies thereof by simultaneous certified and regular mail to the last known address located at 4 Arbor Drive, Boiling Springs, PA 17007 and 25102 Bluma Ranch Drive, Katy, TX 77494, respectively ;and (2) posting a true and correct copy thereof on the mortgaged property located at 4 Arbor Drive, Boiling Springs, PA 17007 by the Sheriff or any competent adult. SHAPIRO & DeNARDO, LLC Date: ~0 ~~ ~~ Christopher A. DeNardo, Esquire Attorney for Plaintiff 1 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D. NO: PA Bar # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF VS. Suzanne M. Quam and Donald R. Shank DEFENDANTS COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO: 10-5518 CERTIFICATE OF SERVICE I hereby certify that I have served a true and correct copy of the Motion for Service Pursuant to Court Order, Verification, Memorandum of Law, and proposed Order on ~ (~~ ~~~~~_ to all parties named herein at their last known address or upon their attorney of record as below listed by regular mail, postage prepaid: Suzanne M. Quam, 4 Arbor Drive, Boiling Springs, PA 17007 Donald R. Shank, 4 Arbor Drive, Boiling Springs, PA 17007 Donald R. Shank, 25102 Bluma Ranch Drive, Katy, TX 77494 Suzanne M Quam, 2510 Bluma Ranch Drive, Katy, TX 77494 SHAPIRO & DeNARDO, LLC Date: BY: ~-' Christopher A. DeNardo, Esquire Attorney for Plaintiff JD- a3~8'72 EVERBANK VS. ~h. ~~IO ~rT 2pcr~~,;1~0.: 10-5118 § IN THE COURT § OF COMMON PLEAS § CUMBERLAND COUNTY § PENNSYLVANIA SUZANNE M Q~TAM AND DONALD R SHANK I AFFIDAVIT of DUE DILIGENCE My name is ~,$,, , SCH2592. I am over the age of eighteen (18). I have never been convicted of a felony or a crime f moral turpitude. I am competent to make these statements contained in this affidavit. I was assigned to deliver process in the above styled case and cause upon the below-named defendant at the usual place of abode: SU ANNE M QUAM 25 02 BLUMA RANCH DRIVE KA'~'I', TX 77494 The following effo s to deliver to the defendant a true copy of the Complaint, Civil Cover Sheet and Complaint In Mortgage Forecbsure on the following date(s) with stated results: ~, 10/02/2010 @ 6:~1 AM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE i DOOR. NO CARS. NO LIGHTS. NO MAIL. 10/06/2010 @ 11~)i0 PM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE ~, DOOR. NO CARS. NO LIGHTS. NO MAIL. Ii 10/07/2010 @ 12:102 PM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. Further Affiant Say~~th Not, ~- G~ s~ ~a s sa STATE OF TEXAS ;} Before me, the u (I dersign authority, personally appeared the ve named affiant, who being first duly sworn~~~ated tha the above stated facts aze true and c ct, d subscribed the s e before me on this ---y~-~- day of ~ , 2010. ~ ., ~7 /l.~i~ „~~~,,,,,, A `~~~;~pRY PG9 `~~ ANDREW C. MANGER ,, _°~'~ ~= Notan~ Public, Mate of Tex , ,~~.~ ~ M~/ Commission Erpir Ci ro®0.1 . ~. ..• _ . ~..: 00-17253 w CAUSE NO.: 10-5118 EVERBANK VS. SUZANNE M Q~JAM AND DONALD R SHANK NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA AFFIDAVIT of DUE DILIGENCE My name is ~~,~u,I~, sCH2592. I am over the age of eighteen (18). I have never been convicted of a felony or a crime '~,bf moral turpitude. I am competent to make these statements contained in this affidavit. I was assigned tolideliver process in the above styled case and cause upon the below-named defendant at the usual place of ab~-de: ,i DONALD R SHANK 25 p',02 BLUMA RANCH DRIVE KA~,, TX 77494 The following effo s to deliver to the defendant a true copy of the Complaint, Civil Cover Sheet and Complaint In Mortgage Forec sure on the following date(s) with stated results: 10 J 02 j 2010 @ 6:~ 1 AM - NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. 1Oj06j2010 @ 11~~30 PM - 10/07 j2010 @ 12:b2 PM - Further Affiant Sa$~th Not, STATE OF Before me, the u der swo stated tha the _J rl day of ~ NO ANSWER AT THE DOOR. I LEFT MY CALL BACK CARD ON THE DOOR. NO CARS. NO LIGHTS. NO MAIL. ~C l7 .~_ ~ ~.~ F N ,~ry4'a .Si %l~' authority, personally appeared the Frstated facts are true and correc .2010. ANDREW C. snN~~~... ;yotarY public, State ofi T any Commission Moy 30, 201a+_~P! affiant, who being first duly 1 the same before~ne on this 00-17254 OCT 2 5 2010 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D. NO: PA Bar # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF VS. Suzanne M. Quam and Donald R. Shank DEFENDANTS cn .~~'~- ;~ ~a cn~ ~ ~~ r -~.. COURT OF COMMON PLE~o ; CIVIL DIVISION y, c CUMBERLAND COUNTY = N0:1033~. S ~` g ORDER a ~ ~ rn~ ~c ~ r-- r '~ Q .T, ~ ~~ ~ n ~ ~ -< i AND NOW, this ~ day of Ifliwrl+tir , 206a ,upon consideration of Plaintiffs Motion for Service Pursuant to Court Order, Affidavit of Good Faith Investigation and Memorandum of Law is support thereof, and any response thereto, it is hereby ORDERED AND DECREED that Plaintiff may serve the Complaint and any other document or pleading requiring original process on Defendants, Suzanne M. Quam and Donald R. Shank, by (1) sending true and correct copies thereof by simultaneous certified and regular mail to the last known address located at 4 Arbor Drive, Boiling Springs, PA 17007 and 25102 Bluma Ranch Drive, Katy, TX 77494 respectively ;and (2) posting a true and correct copy thereof on the mortgaged property located at 4 Arbor Drive, Boiling Springs, PA 17007 by the Sheriff or any competent adult. Service of the aforementioned mailings is effective upon the date of mailing and is to be effectuated by Plaintiff s attorney, who will file with the Prothonotary's Office a Certificate of Service as to such mailings BY THE COURT: .~! ~ ` / 7 J. R ~, ~t ~IV~d~s ~~/afro ~~ SHAPIRO & DeNARDO, L]LC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I. D . NO: PA Bar. # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 194.06 TELEPHONE: (610)278-6800 S &`D FILE NO. 10-037872 EverBank COURT OF COMMON PLEAS PLAINTIFF CIVIL DIVISION CUMBERLAND COUNTY VS. SII NO: 10-8 Suzanne M. Quam and Donald R. Shank DEFENDANTS PRAECIPE TO SETTLE, DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter SETTLED, DISCONTINUED AND ENDED, without prejudice. SHAPIRO & DeNARDO, LLC zt3?_?? BY: Christopher A. DeNardo, Esquire Attorney for Plaintiff SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D NO: PA liar # 78447 3600 HORIZON DRIVE, SUITE 150 ICING OF PRUSSIA, PA 194.06 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank COURT OF COMMON PLEAS PLAINTIFF CIVIL DIVISION CUMBERLAND COUNTY VS. NO: 10-5518 Suzanne M. Quam and Donald R. Shank DEFENDANTS, CERTIFICATE OF SERVICE I hereby certify that I h ve served a true and correct copy of the Praecipe to Settle, .Discontinue and End on i ?( ? to all parties named herein at their last known address or upon their attorney of record as below listed by regular mail, postage prepaid: Suzanne' M. Quam 4 Arbor Drive Boiling Springs, PA 17007 Donald R. Shank 4 Arbor Drive Boiling Springs, PA 17007 Donald R. Shank 25102 Bluma Ranch Drive Katy, TX 77494 Suzanne' M Quam 25102 Bluma Ranch Drive Katy, TX 77494 SHAPIRO & DeNARDO, LLC BY: Christopher A. DeNardo, Esquire Attorney for Plaintiff SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D. NO: PA Bar # 78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF ; VS. Suzanne M. Quam and Donald R. Shank DEFENDANTS t COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO: 10-5518 5-11 ff PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification to the Complaint in the above-captioned civil action. Respectfully Submitted, SHAPIRO & DeNARDO, LLC BY: Christopher A. DeNardo, Esquire Attorneys for Plaintiff Y - EverBank v. Suzanne M. Quam and Donald R. Shank VERIFICATION The undersigned is Assistant Vice President of EverHome Mortgage Company on behalf of EverBank and as such is familiar with the records of said corporation, and being authorized to make this verification on behalf of Plaintiff an officer of the corporation, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the Mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. EverHome Mortgage Company on behalf of EverBank K-(, 0 01 me: E. Michele de Craen Title; Assistant Vice President Company- EverHome Mortgage Company 10-037872 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE ATTORNEY I.D. NO: PA Bar #78447 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 10-037872 EverBank PLAINTIFF V. Suzanne M. Quam and Donald R. Shank DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 110-5518 CERTIFICATE OF SERVICE I, Christopher A. DeNardo, Esquire, Counsel for Plaintiff, hereby certify that on November 2, 2010, a true and correct copy of the attached Praecipe to Substitute Verification was served by mailed same by regular mail, postage prepaid, to: Suzanne M. Quam 4 Arbor Drive Boiling Springs, PA 17007 Donald R. Shank 4 Arbor Drive Boiling Springs, PA 17007 SHAPIRO & DENARDO, LLC BY. Christopher A. DeNardo, Esquire 1