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HomeMy WebLinkAbout10-5184 Leon P. Haller, Esquire Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 717.234.4178 mtg@pkh.com U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. LORI A. GEHRKE Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 10 - 518q 0,lvirgm THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. (06 CUMBERLAND COUNTY LAWYER REFERRAL SERVICE 499.00 Pis Al" CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET c,f Isa-10q CARLISLE, PA 17013 717-249-3166 P f oZ ?/ t/50 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff vs. LORI A. GEHRKE, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff vs. LORI A. GEHRKE, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, pursuant to a Trust Indenture dated as of April 1, 1982 ("Trust'), is a National Association with a Servicing Agent of the Pennsylvania Housing Finance Agency, with an address of 211 North Front Street, Harrisburg, Pennsylvania 17101. 2. Defendant, LORI A. GEHRKE, is an adult individual whose last known address is 261 NEWBURG ROAD NEWBURG, PA 17240. 3. On or about, March 15, 2007, the said Defendant executed and delivered a Mortgage Note in the sum of $148,724.00 payable to PHILADELPHIA FINANCIAL MORTGAGE, a division of LEESPORT BANK, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendant made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth on March 19, 2007 in Mortgage Book 1985, Page 2698 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING FINANCE AGENCY and was recorded in the aforesaid County on March 19, 2007 in Mortgage Book 735, Page 944. The Mortgage was further assigned to U.S. BANK, NATIONAL ASSOCIATION, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for recording. The said Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 261 NEWBURG ROAD NEWBURG, PA 17240 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendant is the real owner of the property. 7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on November 01, 2009 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $143,267.90 Interest at $20.89 per day $6,998.15 From 10/01 /2009 To 09/01/2010 ( based on contract rate of 5.2500%) Accumulated Late Charges $459.90 Late Charges $32.85 $328.50 From 11/0 1 /2009 to 09/01/20 10 Escrow Deficit $938.56 Attorney's Fee at 5% of Principal Balance $7,163.40 TOTAL $159,156.41 **Together with interest at the per diem rate noted above after September 01, 2010 and other charges and costs to date of Sheriffs Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and to accelerate the loan balance was sent to the Defendant by letter dated February 9, 2010 as required by Pennsylvania Act No. 6 of 1974, as amended. A copy of the February 9, 2010 Act 6 Notice is attached hereto and marked Exhibit "C". 10. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. I 1. The Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any way which would bring her within the Soldiers and Sailors Relief Act of 1940, as amended. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 5.2500% ($20.89 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff s Sale and for foreclosure and sale of the property within described By: PtMCELL, KRUG & HALLER Leon P. Haller, Esquire Attorney for Plaintiff I.D. #.15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) Loan Number: 12407056 NOTE FHA CASE NO. 441-7913339 MARCH 15, 2007 + [Date, 261 NEWBURG ROAD, NEWBURG, PENNSYLVANIA 17240 [Property Address] L PARTIES "Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means PHILADELPHIA FINANCIAL MORTGAGE A DIVISION OF LEESPORT BANK, A PENNSYLVANIA BANKING CORPORATION and its successors and assigns. 2. BORROWER'S PROMISE TO PAY; INTEREST In return for a loan received from Lender, Borrower promises to pay the principal sum of ONE HUNDRED FORTY-EIGHT THOUSAND SEVEN HUNDRED TWENTY-FOUR AND 00/100 Dollars (U.S.$ 148,724.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at the rate of FIVE AND 250/1000 percent ( 5 . 250 %) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is dated the same date as this Note and called the "Security Instrument." The Security Instrument protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the first day of each mouth beginning on MAY 1, 2007 . Any principal and interest remaining on the first day of APRIL 1, 2037 will be due on that date, which is called the "Maturity Date." (B) Place Payment shall be trade at 1767 SENTRY PARKWAY WEST, SUITE 220, BLUE BELL, PENNSYLVANIA 19422 or at such other place as Lender may designate in writing by notice to Borrower. (C) Amount Each monthly payment of principal and interest will be in the amount of U.S. $ 821 . 26 This amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to pruhcipal, interest and other items in the order described in the Security Instrument. (D) ABonge to this Note for Payment Adjustments If an alloage providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the alonge were a part of this Note. (Check applicable box.) ? Growing Equity Allonge ? Graduated Payment Allouge ? Other [specify] 5. BORROWER'S RIGHT TO PREPAY i., Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes a partial prepayment, tore will be no changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to those changes. MULTWATE•FHA FD® RATE NOTE (6/9) D? sym-. Im. (soot 6+9-1362 C4 ( / d? pay t o f /? 1 t kz 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a late charge in the amount of FOUR AND 000/1000 percent ( 4.000 %) of the overdue amount of each payment. (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as luuited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this Note, "Secretary"means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of Costs and Expenses If Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "Presentment" means the right to require Lender to demand payment of amounts due. "Notice of dishonor" meats the right to require Lender to give notice to other persons that amounts due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note willbc given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed under this Note. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages 1 and 2 of this Note. (Seal) LORI A GEHRKE -Borrower - (Seal) -Borrower - (Seal) -Borrower - (Seal) -Borrower - (Seal) -Borrower _ (Seal) -Borrower MULTMrATS+MA FDMD RATS NOTE (688 Da 43mm. Inc. (amt 649.1362 Page 2 of 2 ALLONGE Loan Number: 12407056 Loan Date: MARCH 15, 2007 Borrower(s): LORI A GEHRKE r Property Address: 261 NEWBURG ROAD, NEWBURG, PENNSYLVANIA 17240 Principal Balance: $148, 724. 00 PAY TO THE ORDER OF PENNSYLVANIA HOUSING FINANCE AGENCY Without Recourse Company Name: PHILADELPHIA FINANCIAL MORTGAGE A DIVISION OF LEESPORT BANK < a H=GAGE IIND .AUttTT NG ?IANAG -K DENISE DIGIOVANNI Xame) (Title) MULTISTATE NOTE ALLONGE OpGAI/yyiClaRPI 0 800-649-1662 03/08/07 www.docmeyic.com ALL THAT CERTAIN lot of ground with improvements thereupon erected, lying and bring situate in Hopewell Township, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and corner of lands now or formerly of James Chamberlin; thence by said lands now or formerly of James Chamberlin through an existing pin on line, North 21 degrees, 53 minutes East, 250.6 feet to an iron pin on line of lands now or formerly of George Shrawder, North 68 degrees, 32 minutes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of W. E. Ocker, thence by said lands now or formerly of W. E. Ocker through a pin on line, South 36 degrees, 37 minutes East, 258.5 feet to a spike in the centerline of said Pennsylvania Route 641; thence with the centerline of Pennsylvania Route 641, South 68 degrees 15 minutes West, 214 feet to an existing pike, the place of BEGINNING. 44 lsc? k"bi 0 6 1 t , Pennsylvania Housing Finance A, ecounting & Loan Servicing 211 North Front ,Street, P. U. Box 15057 Ilurrisbxrg, PA 17105-5057 (800) 346-3597 EAX (717) 780-3899 TTY (717) 780-1869 CERTIFIED MAIL - RETURN RECEIPT REQUESTED 2/09/2010 RE: Account No. 1538917 LORI A. GEHRKE 261 NEWBURG RD NEWBURG, PA 17240-9212 RE: 261 NEWBURG RD NEWBURG, PA 17240-9212 Dear Occupant(s): NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MORTGAGE held by PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter We, Us or Ours) on your property located at 261 NEWBURG RD, NEWBURG, PA 17240-9212, IS IN SERIOUS DEFAULT because you have not made the monthly payments of $1,032.00 for 11/2009 through 2/2010 for a total of $4,131.00. Late charges and NSF charges that have accrued to this date in the amounts of $262.80 and $.00 respectively, are also due. The total listed below includes all fees (including inspections and securing that needed to be completed) less any funds we are holding in suspense. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $3,731.80. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the total amount of $3,731.80, plus any additional monthly payments, expenses and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order and made at: PENNSYLVANIA HOUSING FINANCE AGENCY 211 NORTH FRONT STREET/P.O. BOX 15057 HARRISBURG, PA 17105-5057 1-800-822-7375 or TTY (800) 346-3597 If you do not cure the default within THIRTY (30) DAYS, We intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgageed property. If the mortgage is foreclosed, your mortgage property will be sold by the sheriff to pay off the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees, even if they are over $50.00. Any attorney's fee will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty-day period, you will not be required to pay attorney fees. FHAACT/dtmdxs/ALSV/ C We may also sue youpersonally for the unpaid principal balance and other sums due under the mortgage. If you have not cured the default within the thirty-day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the sheriff Ps foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments and any late or other charges then due as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately five months from the date of this Notice. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you waft. You may find out at any time exactly what the required payment will be by calling us at the following number: 1-800-822-7375. This payment must be made payable in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. You have the right to assert in any foreclosure proceeding or any other lawsuit instituted under the mortgage documents, the nonexistence of a default or any other defense you believe you may have to any such action. If you maintain credit, life or disability insurance in connection with your mortgage loan, your failure to pay premiums with your payments may have already resulted or may result in the future in the lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is cancelled, reinstatement of the loan will not reinstate the insurance, and you will have to apply to the insurance company and qualify for replacement insurance if you wish to retain it. If you make partial payments on account of the delinquencies, we may accept them and apply them to the delinquencies. However, such partial payments will not cure your default or reinstate your loan. The loan will not be reinstated unless we receive the entire amount required to cure the default. TLG/ Sincerely, Mr. Thomas L. Gouker Manager of Collections PENNSYLVANIA HOUSING FINANCE AGENCY 211 North Front Street/ P.O. Box 15057 Harrisburg, PA 17105-5057 FHAACT/dtrndocs/ALSW , Pennsylvania Housing Finance A NOTICE 2/09/2010 LORI A. GEHRKE 261 NEWBURG RD NEWBURG, PA 17240-9212 RE: Account #1538917 TO: LORI A. GEHRKE 261 NEWBURG RD NEWBURG, PA 17240-9212 FROM: PENNSYLVANIA HOUSING FINANCE AGENCY ??counfing & Loan Servicing 211 North Front Street, P.O. Box 15057 Harrisburg, PA 1 71 05-5 05 7 (800) 346-3597 FAX (717) 780-3899 TTY (717) 780-1869 The Federal Housing and Development Act of 1987 (as amended) directs creditors to notify homeowners who are delinquent in their mortgage obligation of the availability of homeownership counseling provided by nonprofit organizations approved by the Secretary of the Department of Housing and Urban Development ("HUD") and experienced in the provision of homeownership counseling. Attached is a current list of HUD-approved counseling agencies for Pennsylvania. If these agencies are not near you, you can call HUD's toll free number (800) 569-4287 for financially distressed mortgagors for information concerning HUD-approved housing counseling agencies. Attachment: Housing Counseling List FHAACT/dtn-docs/ALSW r *** PLEASE BE SURE THE AGENCY OF YOUR CHOICE SERVICES YOUR COUNTY *** CCCS OF WESTERN PA-HARRISBURG 2000 LINGLESTOWN RD. HARRISBURG, PA. 17110 Phone:888-599-2227 NACA 1341 N DELAWARE AVE; SUITE 312 PHILADELPHIA, PA. 19125 Phone:888-297-5568 HOUSING ALLIANCE OF YORK DEVELOPMENT 34 S. Duke S1. York, PA 17401-1106 Phone: 800-8644909 TABOR COMMUNITY SERVICES 208 E King St. Lancaster, PA 17608-1676 Phone: 717-397-5182 PHILADELPHIA COUNCIL OF COMMINITY ONE PENN CENTER;1617 JFK BLVD; SUITE 1550 PHILADELPHIA, PA. 19103-1828 Phone:800-930-4663 FHAACT/dtmdocs/ALSW 7160 3401 9848 7641 4177 TO: LORI A GEHRKE 261 NEWBURG RD NEWBURG,PA 17240 SENDER: GOOD REFERENCEa538917 RETURN Postage RECEIPT Certified Fee SERVICE Return Receipt Fee Restricted Delivery Total Postage & Fees US Postal Service Receipt for Certified Mail No Insurance Coverage Provided Oo Not Use for International Mail N ? h O M ?0 n N M M w C 9.00 .00 2.30 11.30 Ch 0 POSTMARK OR DATE ? 0 v ?rl ill F4 ---------- ------- ----c----- -------- o r-I O M C L O o U Z o Z N Y. z .?O ..> o i H d .i r O r-1 N O N L L •• X o a to to a, m H Qv Q w we ° -' Y m m a z 09x J 4 to to - µ .. tq r tL o c Q d a, _ O > ?- c c N Q C J J N LL >- W r4 .4 0 Z 111 1-1 a go LL o 0 0 fy a W D I . o .... cc 00% - CC Is M 4 O r ++ > N N •• ? J k o z 7 W Q ° N a etl n n °' o -i -1 D fq o a iv Q a 4) 0 O HO W O o . s 3 F+ > ?o N W >i` fi N Y .. .. M ad Y 0 00m . a Ix 41 z .. . = ; W C µ >r II - •+ L W > q C a Q o _ II IL n4 w E U - 0 U '? N C ? f1 A L _ c ae o: O O CD 's N ra Y - 01 - 1 U 1% E u. cc cc C r4 tY %0 ,-I > w Co > m > 4' O 0 µ O > d O M In 3 ?•? q 0:x O 0 ? 4 > 0 0-' M Z o o m z ? a0 L. U jpl f+ 4 co w m 1 o f w e w d 14 N L 40 O N N Z N Z 0 n W N V1 G m C N a -I w4 LNr1 CL L L CL M L a N 0a H L H V aD 01 o , oaeoaaLV my m -JrU rOW Wgo W WQ.Q EQ J 7 . 3 ?? 7a .d ? Qo o J y f • ril J r. Cr W A C3 o- .0 u' bbi mmmmmmm bj 11 VERIFICATION Anthony J. Julian hereby states that he is the Director of Accounting and Loan Servicing of the Pennsylvania Housing Finance Agency, mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Date: 3 Anthony J. Juli n Director of Accounting and Loan Servicing PENNSYLVANIA HOUSING FINANCE AGENCY SERVICING AGENT POP. U:S. BANK, NATIONAL ASSOCIATION AS TRUSTEE Pop, PENNSYLVANIA HOUSING FINANCE AGENCY SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy ~~;t~s~ €1t i'a~iu~arY,r, ~ •~0 FlL~D-°=' try ~`~ Y _. .~ ~; ~~~ . U , c. . . Richard W Stewart Solicitor US Bank National Association vs. Lori A. Gehrke ~~ ,~~ :' ! ~ "'r`~ ~' CUT,~~ ;,~.~~~i~ PFD^Jlv~~a :~,i~~JtF1 Case Number 2010-5184 SHERIFF'S RETURN OF SERVICE 08/16/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Lori A. Gehrke, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Lori A. Gehrke. Request for service at 261 Newburg Road, Newburg, PA 17240 is vacant. 08/16/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Occupant of 261 Newburg Road, Newburg, PA 17240, but was unable to locate them in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Occupant. Request for service at 261 Newburg Road, Newburg, PA 17240 is vacant. 08/17/2010 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Lori A. Gehrke, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of Franklin County, PA to serve the within Complaint In Mortgage Foreclosure according to law. 08/25/2010 08:55 AM -Franklin County Return: And now August 25, 2010 at 0855 hours I, Dane Anthony, Sheriff of Franklin County, Pennsylvania, do herby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Lori A. Gehrke by making known unto herself personally, at The Franklin County Sheriffs Office, 1557 Lincoln Way East, Chambersburg, PA 17201 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $81.00 September 02, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF SHERIFF'S RETURN - REGULAR . CASE NO: 2010-00228 T COMMONWEALTH OF PENNSYLVANIA: COUNTY OF FRANKLIN US BANK NA VS LORI A GEHRKE JOHN STRINE Deputy Sheriff of FF,.ANKLIN County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT-MORT FORECLS was served upon GEHRKE LORI A the DEFENDANT at 0008:55 Hour, on the 25th day of_ August 2010 at 1557 LINCOLN WAY EAST FRANKLIN COUNTY SHERIFFS OFFICE CHAMBERSBURG, PA 17201 r ~r~T ~rirrr r>T, 'nm T'1TlT TTT>T TTT /"~/1 by handing to SHERIFF OFFICE a true and attested copy of COMPLAINT-MORT FORECLS together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: .00 .00 JOHN T .00 .00 By .00 epu y Sheriff .00 08/26/ Ol PURCELL KRUG AND HALLER Sworn and Subscribed to before me this _~.~ day of - ~ 1 A.D. LC ~ L~" Notar COMMONW` RI~L P~A~NSYLVANIA RICHARD D. P~AcCARTY, Notary Public Charnbersburg Boro., Franklin County My Commission Expires Jan. 29, 2011 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) LORI A. GEHRKE for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid Principal Balance Interest Per diem of $20.89 From 10/01/2009 To 09/01/2010 Accumulated Late Charges Late Charges ($32.85 per month to 09/01/2010) Escrow Deficit 5% Attorney's Commission TOTAL $143 267 90 , . $6,998.15 ': r_? rv ` A - - L Tl $459 90 °r . . $328.50 -w -a $938.56 $7,163.40 $159,156.41 "Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. PURCELL, KRUG & HALLER By Leon P ler PA I.D. # 15700 ?d. 41tl pp n AWr 171 North Front Street Harrisburg, PA 17102 0,0 1 U'. Goa 7 (717) 234-4178 )Kl S S p a &4 -x U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF Vs. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on September 17, 20101 served the Ten Day Notice required by Pa. R.C.P. on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By_ Leon P. Haller P D. # 15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff VS. LORI A. GEHRKE Defendant DATE OF THIS NOTICE: September 17, 2010 TO: LORI A. GEHRKE 1305 ALEXANDER AVENUE CHAMBERSBURG, PA 17201 LORI A. GEHRKE 261 NEWBURG ROAD NEWBURG, PA 17240 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2010-05184 CIVIL ACTION LAW IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICE TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PURCELL, KRUG & HALLER By LEON P. HAL , Attorney for Plaintiff I.D. # 15700 1719 N. Front St., Harrisburg, PA 17102 (717) 234-4178 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant (s) above named are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subscribed before me this J/, day of 20?? LEON P. , ESQUIRE `, ? ??+idx3 4?sauuu+o? ?yry 0 ?. .,gyp d ft U.OMd J8#41 :`: knd v '??! 3aa3J '>I CNtJ1Jl" gin- '81VIab,LON `.":Ntl/1I?ISN ?3d::0h.l1113M 0 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-5184 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff (s) From LORI A. GEHRKE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $159,156.41 L.L.$.50 Interest $3,801.98-- PER DIEM OF $20.89 TO SALE DATE 3/2/2011 Atty's Comm % Atty Paid $213.50 Plaintiff Paid Date: 11/2246 '(Seal) REW1EffING PARTY: Name: LEON P. FALLER, ESQ Address: 1719 N FRONT STREET Due Prothy $2.00 Other Costs LATE CHARGES $32.85 PER MONTH TO SALE DATE 3/2/2011 -- $164.25 ----- ESCROW DEFICIT-- $2,000.00 ----- *PLUS ADDITIONAL INTEREST, LATE CHARGES AND OTHER COSTS TO DATE OF SHERIFF'S SALE -- SALE DATE 3/2/2011 Da . Buell, ?rothonotary By: Deputy HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-234-4178 Supreme Court ID No. 15700 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 20 1 0-05 1 84 U.S. BANK NATIONAL ASSOCIATION TRUSTEE Total Judgment Amount $159,156.41 FOR THE PENNSYLVANIA HOUSING FINANCE Interest $3,801.98 AGENCY, Per diem of $20.89 to sale PLAINTIFF date 3/2/2011 Late Charges $164.25 VS. $32.85 per month to sale date 3/2/2011 LORI A. GEHRKE, Escrow Deficit $2,000.00 DEFENDANT(S) TOTAL WRIT $165,122.64 *Plus additional interest, late charges and other costs to date of sheriffs sale. SALE DATE: Wednesday, March 02, 2011 (PROTHONOTARY'S USE) Pltf. Paid Deft. Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above captioned case. Date: November 16, 2010 Attorney for Plaintiff 1719 North Front Street Leon P. Patter Harrisburg, PA 17102 PA . . #15700 (717) 234-4178 WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA : SS COUNTY OF CUMBERLAND TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached description known as 261 NEWBURG ROAD NEWBURG, PA 17240 Date: PROTHONOTARY/C ERK CIVIL DIVISION BY DEPUTY ALL THAT CERTAIN lot of ground with improvements thereupon erected, lying and being situate in Hopewell Township, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and corner of lands now or formerly of James Chamberlin; thence by said lands now or formerly of James Chamberlin through an existing pin on line, North 21 degrees, 53 minutes West (erroneously referred to as East in prior deed), 250.60 feet to an iron pin on line of lands now or formerly of George Shrawder, North 68 degrees, 32 minutes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of W.E. Ocker; thence by said lands now or formerly of W.E. Ocker through a pin on line, South 36 degrees, 37 minutes East, 258.50 feet to a spike in the centerline of said Pennsylvania Route 641; thence with the centerline of Pennsylvania Route 641, South 68 degrees 15 minutes West, 214 feet to an existing spike, the place of BEGINNING. CONTAINING 1.04 acres according to the draft of survey prepared by John Howard McClelland, C.S. dated February 21, 1968. HAVING thereon erected a dwelling known as 261 Newburg Road, Newburg, PA 17240. BEING THE SAME PREMISES WHICH Chad L. Craig and Lisa A. Craig by deed dated 3/15/07 and recorded 3/19/07 in Cumberland County Record Book 279 Page 842, granted and conveyed unto Lori A. Gehrke. TO BE SOLD AS THE PROPERTY OF LORI A. GEHRKE ON JUDGMENT NO. 2010-05184 PARCEL NO.: 11-08-0603-028. SUBJECT, however, to all existing rights of way, conditions, easements, restrictions, reservations, rights, agreements, notes and other matters of record to the extent valid and enforceable and still applicable to the above-described premises. -Or, ? ILw tr riri .. ED ?-@ f ' CaI t? P1 "I" N10 f"0'P 2? P't I I: 0 r ?? Da ?#9 dA114l/ oU 9a ? .0(1 00 !l ?o 6-0 pd J ?? jj/S5lS oat l U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information con cerning the re al proR§rty located at 261 NEWBURG ROAD NEWBURG, PA 17240: '= 1. Name and address of the Owner(s) or Reputed Owner(s): =' -77 _ Fri LORI A. GEHRKE `" r' 1305 ALEXANDER AVENUE k CHAMBERSBURG, PA 17201 ==? LORI A. GEHRKE -? 261 NEWBURG ROAD NEWBURG, PA 17240 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): Leesport Bank P. O. Box 741 Leesport, PA 19533 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 261 NEWBURG ROAD NEWBURG, PA 17240 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are maaS sect to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities,-,-`-" PA I.D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: November 16, 2010 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF vs. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, March 02, 2011 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 --- -- «r- -n , ...-. ..MI Cr TUE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 261 NEWBURG ROAD NEWBURG, PA 17240 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2010-05184 JUDGMENT AMOUNT $159,156.41 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: LORI A. GEHRKE A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN lot of ground with improvements thereupon erected, lying and being situate in Hopewell Township, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and corner of lands now or formerly of James Chamberlin; thence by said lands now or formerly of James Chamberlin through an existing pin on line, North 21 degrees, 53 minutes West (erroneously referred to as East in prior deed), 250.60 feet to an iron pin on line of lands now or formerly of George Shrawder, North 68 degrees, 32 minutes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of W.E. Ocker; thence by said lands now or formerly of W.E. Ocker through a pin on line, South 36 degrees, 37 minutes East, 258.50 feet to a spike in the centerline of said Pennsylvania Route 641; thence with the centerline of Pennsylvania Route 641, South 68 degrees 15 minutes West, 214 feet to an existing spike, the place of BEGINNING. CONTAINING 1.04 acres according to the draft of survey prepared by John Howard McClelland, C.S. dated February 21, 1968. HAVING thereon erected a dwelling known as 261 Newburg Road, Newburg, PA 17240. BEING THE SAME PREMISES WHICH Chad L. Craig and Lisa A. Craig by deed dated 3/15/07 and recorded 3/19/07 in Cumberland County Record Book 279 Page 842, granted and conveyed unto Lori A. Gehrke. TO BE SOLD AS THE PROPERTY OF LORI A. GEH RKE ON JUDGMENT NO. 2010-05184 PARCEL NO.: 11-08-0603-028. SUBJECT, however, to all existing rights of way, conditions, easements, restrictions, reservations, rights, agreements, notes and other matters of record to the extent valid and enforceable and still applicable to the above-described premises. U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE RETURN OF SERVICE I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on 113 1 ao 10 , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: LORI A. GEHRKE 1305 ALEXANDER AVENUE CHAMBERSBURG, PA 17201 LORI A. GEHRKE 261 NEWBURG ROAD NEWBURG, PA 17240 Leesport Bank P. O. Box 741 Leesport, PA 19533 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 261 NEWBURG ROAD NEWBURG, PA 17240 c l By PURCELL,,JUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 LAW OFFICES HOWARD B. KRUG LEON P. HALLER JOHN W.PURCELLJR. JILL M. WINKA NICHOLE M. STALEY O'GORMAN LISA RYNARD LORI A. GEHRKE 1305 ALEXANDER AVENUE CHAMBERSBURG, PA 17201 LORI A. GEHRKE 261 NEWBURG ROAD NEWBURG, PA 17240 Leesport Bank P. O. Box 741 Leesport, PA 19533 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 261 NEWBURG ROAD NEWBURG, PA 17240 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 2344 178 FAX (717) 234-1206 HERSHEY (717)533-3836 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold. against the said real estate will be divested by the sale and that you have an opportunity to protect your, interest, if any, by being n d of said Sheriffs Sale. By: laller PA I.D.15700 for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-051184 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, March 02, 2011 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 261 NEWBURG ROAD NEWBURG, PA 17240 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2010-05184 JUDGMENT AMOUNT $159,156.41 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: LORI A. GEHRKE A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN lot of ground with improvements thereupon erected, lying and being situate in Hopewell Township, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and corner of lands now or formerly of James Chamberlin; thence by said lands now or formerly of James Chamberlin through an existing pin on line, North 21 degrees, 53 minutes West (erroneously referred to as East in prior deed), 250.60 feet to an iron pin on line of lands now or formerly of George Shrawder, North 68 degrees, 32 minutes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of W.E. Ocker; thence by said lands now or formerly of W.E. Ocker through. a pin on line, South 36 degrees, 37 minutes East, 258.50 feet to a spike in the centerline of said Pennsylvania Route 641; thence with the centerline of Pennsylvania Route 641, South 68 degrees 15 minutes West, 214 feet to an existing spike, the place of BEGINNING. CONTAINING 1.04 acres according to the draft of survey prepared. by John Howard McClelland, C.S. dated February 21, 1968. HAVING thereon erected a dwelling known as 261 Newburg Road, Newburg, PA 17240. BEING THE SAME PREMISES WHICH Chad L. Craig and Lisa A. Craig by deed dated 3/15/07 and recorded 3/19/07 in Cumberland County Record Book 279 Page 842, granted and conveyed unto Lori A. Gehrke. TO BE SOLD AS THE PROPERTY OF LORI A. GEHRKE ON JUDGMENT NO. 2010-05184 PARCEL NO.: 11-08-0603-028. SUBJECT, however, to all existing rights of way, conditions, easements, restrictions, reservations, rights, agreements, notes and other matters of record to the extent valid and enforceable and still applicable to the above-described premises. 7160 3901 9849 1138 4552 TO: LORI A. GEHRKE 261 NEWBURG ROAD NEWBURG, PA 17240 SENDER: PHFA/GEHRKE REFERENCENOS 03/02/11 7160 3901 9649 1136 4569 To: LORI A. GEHRKE 1305 ALEXANDER AVENUE CHAMBERSBURG, PA 17201 SENDER: PHFA/GEHRKE REFERENCE2?OS 03/02/11 RETURN Postage 0.61 i RETURN Postage 0-61 RECEIPT Certified Fee 2.80 RECEIPT Certified Fee SERVICE SERVICE -90 Return Receipt Fee Return Receipt Fee 2-30 Restricted Delivery Restricted Delivery Total Postage & Fees 10.21 Total Postage & Fees 450 10-21 US Postal Service POSTMARK OR ? A 1 US Postal Service POSTMARK OR DATE Receipt for Receipt for , j Certified Mail ` Certified Mail No Insurance Cownpe Prmkled No ftm.w a Cewwge Provided Do Not Use for InWrtbonel Mall ?? Q Do Not Use for InNmNionel MrA I PENNSYLVANIA HOUSING FINANCE AGENCY v. LORI A. GEHRKE Cumberland County Sale 3/2/2011 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: LORI A. GEHRKE 1305 ALEXANDER AVENUE CHAMBERSBURG, PA 17201 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: LORI A. GEHRKE 261 NEWBURG ROAD NEWBURG, PA 17240 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Leesport Bank P. O. Box 741 Leesport, PA 19533 t' ? 7 7 ;"7 ? t U 0 2 i M J , v 0004284324 OEC03 2010 MAILED FROM ZIP CODE 1 710c U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: TENANT/OCCUPANT 261 NEWBURG ROAD NEWBURG, PA 17240 17 o??*SPOsr ?r' fi NEY`IVES i 02 1M I_1Vx" 000428,4324 DEC03 MAILED FROM ZIP GODE SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor US Bank National Association vs. Lori A. Gehrke '6'?titr 4i t???nbcr{??,9 CUFF t l : -FRIFF fiiPEI..'EQAJ7N£-OF?` ?`?ICE G? T RY 2011 APP I I AM IQ: 3 7 CUMBERLAND COUNT", PENNSYLVANIA Case Number 2010-5184 SHERIFF'S RETURN OF SERVICE 12/29/2010 07:00 PM - Deputy Robert Bitner, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 261 Newburg Road, Newburg, PA 17240, Cumberland County. 01/28/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Lori A. Gehrke, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of Franklin County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 01/28/2011 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of Franklin County upon Lori A. Gehrke, personally, at 1305 Alexander Avenue, Chambersburg, PA 17201, on 1/20/11. So Answers: Dane Anthony, Sheriff. 03/02/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, PA, on March 2, 2011 at 10:00 a.m. He sold the same for the sum of $ 1.00 to Attorney Leon Haller, on behalf of US Bank National Association, Trustee for the Pennsylvania Housing Finance Agency, 211 North Front Street, Harrisburg, PA 17101 „ being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $939.32 April 08, 2011 SO ANSWERS, RON y R ANDERSON, SHERIFF Ack" -0 o PCL Cc CK Slit S! ;c; Gounty5uite S1'W f_ Tetaosott. I!-, U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT(S) COPY IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 261 NEWBURG ROAD NEWBURG, PA 17240: 1. Name and address of the Owner(s) or Reputed Owner(s): LORI A. GEHRKE 1305 ALEXANDER AVENUE CHAMBERSBURG, PA 17201 LORI A. GEHRKE 261 NEWBURG ROAD NEWBURG, PA 17240 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): Leesport Bank P. O. Box 741 Leesport, PA ?9533 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 261 NEWBURG ROAD NEWBURG, PA 17240 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are ma sect to the penalties of 18 PA C.S. Section 4904 relating to unworn falsification to authorities'-__- Le a11er PA I.D. #15700 urcetl, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: November 16, 2010 ¦ Y U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. LORI A. GEHRKE, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2010-05184 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, March 02, 2011 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 261 NEWBURG ROAD NEWBURG, PA 17240 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2010-05184 JUDGMENT AMOUNT $159,156.41 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: LORI A. GEHRKE A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN lot of ground with improvements thereupon erected, lying and being situate in Hopewell Township, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and corner of lands now or formerly of James Chamberlin; thence by said lands now or formerly of James Chamberlin through an existing pin on line, North 21 degrees, 53 minutes West (erroneously referred to as East in prior deed), 250.60 feet to an iron pin on line of lands now or formerly of George Shrawder, North 68 degrees, 32 minutes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of W.E. Ocker; thence by said lands now or formerly of W.E. Ocker through a pin on line, South 36 degrees, 37 minutes East, 258.50 feet to a spike in the centerline of said Pennsylvania Route 641; thence with the centerline of Pennsylvania Route 641, South 68 degrees 15 minutes West, 214 feet to an existing spike, the place of BEGINNING. CONTAINING 1.04 acres according to the draft of survey prepared by John Howard McClelland, C.S. dated February 21, 1968. HAVING thereon erected a dwelling known as 261 Newburg Road, Newburg, PA 17240. BEING THE SAME PREMISES WHICH Chad L. Craig and Lisa A. Craig by deed dated 3/15/07 and recorded 3/19/07 in Cumberland County Record Book 279 Page 842, granted and conveyed unto Lori A. Gehrke. TO BE SOLD AS THE PROPERTY OF LORI A. GEHRKE ON JUDGMENT NO. 2010-05184 PARCEL NO.: 11-08-0603-028. SUBJECT, however, to all existing rights of way, conditions, easements, restrictions, reservations, rights, agreements, notes and other matters of record to the extent valid and enforceable and still applicable to the above-described premises. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-5184 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff (s) From LORI A. GEHRKE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from --PaymganY-d the-defeiniant (s ndfmm-dehverin dcf?- - (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $159,156.41 L.L.$.50 Interest $3,801.98-- PER DIEM OF $20.89 TO SALE DATE 3/2/2011 Atty's Comm % Due Prothy $2.00 Atty Paid $213.50 Other Costs LATE CHARGES $32.85 PER MONTH TO SALE DATE 312/2011 -- $164.25 ----- ESCROW DEFICIT-- $2,000.00 ----- Plaintiff Paid *PLUS ADDITIONAL INTEREST, LATE CHARGES AND OTHER COSTS TO DATE OF SHERIFF'S SALE -- SALE DATE 3/2/2011 Date: 11/22/10 David D. Bull, Prothonotary (Seal) By: Deputy REQUESTING PARTY: Name: LEON P. HALLER, ESQ Address: 1719 N FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF TRUIR COPY FROM RECORD in Testirr" Wh0reo?, I here unto set my hand and ft asal of saki Carlisle, Pa. Th 1 Of .20 lG / ki * /*4 Prothonotary On December 2, 20 10 the Sheriff levied upon the defendant's interest in the real property situated in Hopewell Township, Cumberland County, PA, Known and numbered as, 261 Newburg Road, Newburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: December 2, 2010 By: Real Estate Coordinator ?S .z nZ ?o ot?z PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 28, February 4, and February 11, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. s arie Coyne, Ed' r SWORN TO AND SUBSCRIBED before me this 11 day of February, 2011 C-- I/ ;? I Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL Writ No. 2010-5184 Civil US Bank National Association vs. Lori A. Gehrke Atty.: Leon P. Haller ALL THAT CERTAIN lot of ground with improvements thereupon erected, lying and being situate in Hopewell Township, Cumberland County, Pennsylvania, more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and corner of lands now or formerly of James Chamberlin; thence by said lands now or formerly of James Chamberlin through an existing pin on line, North 21 de- grees, 53 minutes West (erroneously referred to as East in prior deed), 250.60 feet to an iron pin on line of lands now or formerly of George Shrawder, North 68 degrees, 32 min- utes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of W.E. Ocker; thence by said lands now or formerly of W.E. Ocker through a pin on line, South 36 degrees, 37 minutes East, 258.50 feet to a spike in the centerline of said Pennsylvania Route 641; thence with the centerline of Pennsylvania Route 641, South 68 degrees 15 minutes West, 214 feet to an existing spike, the place of BEGINNING. CONTAINING 1.04 acres accord- ing to the draft of survey prepared by John Howard McClelland, C.S. dated February 21, 1968. HAVING thereon erected a dwell- ing known as 261 Newburg Road, Newburg, PA 17240. BEING THE SAME PREMISES WHICH Chad L. Craig and Lisa A. Craig by deed dated 3/15/07 and recorded 3/19/07 in Cumberland County Record Book 279 Page 842, granted and conveyed unto Lori A. Gehrke. TO BE SOLD AS THE PROPERTY OF LORI A. GEHRKE ON JUDGMENT NO. 2010-05184. PARCEL NO.: 11-08-0603-028. SUBJECT, however, to all existing rights of way, conditions, easements, restrictions, reservations, rights, agreements, notes and other mat- ters of record to the extent valid and enforceable and still applicable to the above-described premises. 18 Fie Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE i4fPatriot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true, and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 1/28/11 2/4/11 2/11/11 f ?J Sworn to and sub?ribed before me this 22 day of February, 2011 A. D. Notary Public COMMONWEALTH OF PENNSYLVANIA r?rial Seal M Sherrie L Kisner, Notary Public o_ower Paxton 7'wp., Dauphin County" My Commission Expires Nov. 26, 2011 Member. PennsWanla Association OT Notaries 2010-5184 CtW Tenn %8k MWW4 l AasOcWU n V8 Lori A. Gehrke Atty: Leon p Hafer ALL THAT CERTAIN lot of ground with improvements thei?er#pon erected, lying and being umberland ate in Hopewell 7bwnship, C County, Pennsylvania; more fully bounded and described as follows: BEGINNING at an existing spike in the centerline of Pennsylvania Route 641 and comer, of lands nOW or formerly of James Chamberlin; thence by said lands now or eormerly of Jame' Chamberlin through an xc * pin on line, North 21 degrees, 53 mmu.tes West (erroneously referred to as East inprior deed), 250.60 feet to an iron pin on line of lands now or, formerly of George Shrawder, North 68 degrees, 32 minutes East, 148.25 feet to an existing iron pin at corner of lands now or formerly of WE Ocker, thence by said lands now, or formerl Of WE. Ocker through a p- y on line, South 36 degrees, ? 7 minutes East; 258.50 feet to a spite in the centerline of said Pennsylvania Route 641; theme with the centerline of Pennsylvania Route 641, South 68 degrees 15'minutes West, 214 feet to an existing spike, the pla6e of BEGINNING. CONTAINING 1.04 acres according to the draft of survey prepared by John Howard McClelland, C.S. dated F,ebruary2I 1968 HAVING thereon erected a dweying known as 261 Newburg Road, Newburg, PA 17240. BEING THE SAME PREMISES WWCH Chad L. Craig and Lisa A. Craig by deed dated 3/15(67 and recorded 319ro7 in Cumberland mberland County Record Book?79 Page Brenied and conveyed' unto A. Lori A. TO BE SOLD AS TIM pROPERTY OF LORI A. GEIMU ON JUDGMENT N0.2olo-05184 PARCEL NO.: 11.08-0,603-028. SUBJECT, however, to all existing rights way, C°ndtions, easements, restrictions, reservations, rights, agreements, notes and other matters Of record to the extent valid and enforceable and still applicable to the above-described premises. COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND I SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Pennsylvania Housing Finance Agency, Tr is the grantee the same having been sold to said grantee on the 2nd day of March A.D., 2011, under and by virtue of a writ Execution issued on the 22nd day of November, A.D., 2010, out of the Court of Common Pleas of said County as of Civil Term, 2010 Number 5184, at the suit of Pennsylvania Housing Finance Agency, Tr against Lori A Gehrke is duly recorded as Instrument Number 201110693. and seal of said office this Al day of L ?2 A.D. r - e rder of Deeds Hecprder of Cu nWWd County, Cerf 1% PA My Comm. ' F.Aires the Frst of Jen 2014 IN TESTIMONY WHEREOF, I have h reunto set my hand