HomeMy WebLinkAbout10-5360Y
5!.
aolo AOG PM <2'
Burton Neil & Associates, P.C.
By: Yale D. Weinstein, Esquire ID. NO. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff
V.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
SETH A BALUCH : NO. (? -? ?VitTr'MA
530 Warren Street, Lemoyne PA 17043-2038
Defendant CIVIL ACTION -LAW
Complaint - Notice
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to
the claim set forth against you. You are warned that if you fail to do so, the case may proceed without
you and a judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERENCE AND INFORMATION SERVICE
Cumberland County Bar Assoc.
32 South Bedford Street
Carlisle, PA 17013
Telephone No. 717-249-3166 or 800-990-9108
C-36290
4Qa.oo PAA'rr?
Crt So&A4
d t/ 80SL
Burton Neil & Associates, P.C.
By: Yale D. Weinstein Esquire ID. NO. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff
V.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO.
SETH A BALUCH
530 Warren Street, Lemoyne PA 17043-2038
Defendant CIVIL ACTION - LAW
Complaint
1. Plaintiff is CITIBANK (SOUTH DAKOTA), N.A., with place of business located at
701 East 60th Street North, Sioux Falls, South Dakota.
2. Defendant is Seth A Baluch, who resides at 530 Warren Street, Lemoyne,
Cumberland County, Pennsylvania.
3. Plaintiff is a national banking association, engaged in various types of banking
business including consumer lending through the issuance of credit cards.
4. Plaintiff furnished consumer credit to the defendant by means of a(n) Sears credit card
with account number ending in 2791 hereinafter referred to as the credit card account.
5. Plaintiff kept accurate running records of all debits and credits to the account.
6. Plaintiff mailed to defendant monthly statements for the account including the billing
statement attached hereto as Exhibit A. The monthly statements accurately stated the previous
balance, the debits and credits to the account for the prior billing period.
7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on
account of the billing statement or retained the statement without payment.
8. Defendant's actions as set forth above constituted an account stated between parties
for the sum of $1,818.59 which sum reflects the Exhibit A statement balance less credits, if any,
which were applied subsequent to the date of Exhibit A.
Wherefore, plaintiff demands judgment against defendant for the sum of $1,818.59, and
the costs of this action.
Burton NeT& AKo6iates. P.C.
ale stein, Esquire
ttorney for Plaintiff
The law firm of Burton Neil & Associates, P.C. is a deb(collector.
SearsCharge PLUS'
SETH A BALUCH
Account Number: 791
Page 1 of 2
Your Account Summa
Billing Cycle Closing Date 02/09110
Amount Over Credit Line $301.09
Amount Past Due $571.50
Total Minimum Due $702.35
Previous Balance $2,699.24
Payments & Credits $0.00
Purchases & Debits $0.00
Other Charges $39.00
Total FINANCE CHARGES $62.85
Account Balance $2,801.09
Your Credit Summary
Total Credit Line $2,500.00
Total Credit Available $0.00
Activity Sale Date Post Date Description Amount
02/08/10 02/08/10 LATE PAYMENT FEE 39.00
YOUR LATE FEE WAS BASED ON AN ACCOUNT BALANCE OF $2,699.24, WHICH WAS YOUR ACCOUNT
BALANCE ON THE LATE FEE TRANSACTION DATE.
YOUR ACCOUNT IS SERIOUSLY PAST DUE. AMOUNT PAST
DUE IS SHOWN ABOVE. ARRANGEMENTS FOR FUTURE
PAYMENTS SHOULD BE MADE IMMEDIATELY.
Average Corresponding Periodic Rate Periodic
Daily ANNUAL D=Day FINANCE
Rates 'Rate Varies Balance Balance PERCENTAGE RATE M=Month CHARGE
-,? ( J) ? 6
SEARS
REGULAR $2,801.09 $2,732.17 29.99%" .08216%(D) * $62.85
Days in Billing Period: 28 Effective ANNUAL PERCENTAGE RATE: 29.99% Minimum FINANCE CHARGE: $0.00
Please follow payment instructions on reverse side. Payment must be received by 5:00
p.m. local time on Payment Due Date.
SearsCharge PLUS'
Account Number. 791
Payment Account Balance Due l
to Minimum Due
$2,801.09 03/08/10 F$702.35
0006353 EX 07 B 10040 1 TRS001 F1G 001 7 N
111ii1?11'I11?111?111???11?11?11"II?1111'Il'I???'IIIII'1'?'I1II
SETH A BALUCH
530 WARREN ST
LEMOYNE PA 17043-2038
Please make address changes on reverse side.
Call us at 1-800-917-7700
Go to www.s"rscard.com
Write to us at PO Box 6263 Sioux Falls, SD 57117-8283
Payment Due Date
03/08/10
Amount Enclosed
Make check payable to
SEARS CREDIT CARDS
PO BOX 183081
COLUMBUS, OH 43218-3081
'?IIIIII?i11111'I?'??Illllllll??llrllll'I??Irr?lrlli?lrililllll?l
200 5049941009152791 0280109 0070235 0000000 0717
EXHIBIT
SearsCharge PLUS` Call us at 1-800-917-7700
' Go to www.searscard.com
Write to us at PO Box 8283 Sioux Falls, 3D 57117-6283
Cardmember News
SETH A BALUCH
Account Number: XXXX XXXX XXXX 2791
Page 2 of 2
6353
Payment Due Date
03/08/10
The 'Effective ANNUAL PERCENTAGE RATE' includes all
transaction and periodic finance charges imposed this billing
period on all balances on which finance charges were imposed.
If the 'Effective ANNUAL PERCENTAGE RATE' is N/A,
no finance charges (after adjustments) were imposed this
billing period.
Finance charges may be accruing on promotional balances
and may be billed to your account under the terms of the
promotional offer. Refer to the corresponding APR for
the APR that applies to each balance.
The Sale Date is the Transaction Date.
You've likely heard about some changes impacting
consumer credit cards as a result of the Credit CARD Act
and other regulatory changes. For our valued customers,
we believe it is important to understand these
changes, most of which go into effect in February 2010.
For details, visit www.newereditcardlaws.citicards.com.
'f
Verification
I, Mark Molinario , am employed by Citicorp Credit Services, Inc. (USA)
(hereafter CCSI), a subsidiary of plaintiff, Citibank (South Dakota), N.A. CCSI is a service
provider for plaintiff in that it services credit card accounts owned by plaintiff. I am authorized to
make this verification on behalf of plaintiff. The statements of facts set forth in the complaint are
true and correct upon my information and belief and are made subject to the penalties of 18 Pa.
C.S. Section 4904, relating to unworn falsification to authorities.
Signature
C-36290
Seth A Baluch
Account number ending in 2791
1031
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson F{I.~D~~Ii"1CE
Sheriff (~ THE F~~.: ~+~~'PJ(}Ti4~Y
~0~tatr ~i ~~t~brr~~~~
Jody S Smith ~ l~ ~(~~ ~ ~ PM (:
Chief Deputy 4 ~ `
Richard WStewart -~F;t"~ CUMB~`i~.~~d~ C~1NTY
Solicitor r'u~ ~'~ F"E s"~~"'~'° PEJNNSYI~/ANV~
Citibank (South Dakota) N.A. Case Number
vs. 2010-5360
Seth A. Baluch
SHERIFF'S RETURN OF SERVICE
08/20/2010 08:08 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 20,
2010 at 2008 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Seth A. Baluch, by making known unto himself personally, at 530 Warren Street,
Lemoyne, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to him
personally the said true and correct copy of the same.
NOAH CLINE, DEPUTY
SHERIFF COST: $42.40
August 26, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySuite Sheriff. Teleosoff. Inc.
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N, Sioux Falls, SD 57117
Plaintiff
v.
SETH A BALUCH
530 Warren Street
Lemoyne PA 170432038
Defendant
To the Prothonotary:
IN THE COURT OF COMMON PLEAS
~`~ ~.,
CUMBERLAND COUNTY, PENNSYLIIAQ ~
--{
~~ c°~ rn~
~ -~ -~
NO. 10-5360 civil term ~~ ~ ~~
~ c~
:~ ct
c~
~ -,~
"'~
CIVIL ACTION -LAW ~
,~
-~, t,,s
~ ~
~
Praecipe for Default Judgment
Please enter judgment by default for want of an answer in the above case in favor of the
plaintiff and against the defendant, and assess damages as follows:
Principal:
TOTAL
$1,818.59
$1,818.59
Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. §
4904 relating to unsworn falsification to authorities, I verify that:
1. The above are the precise last-known addresses of the judgment debtor and creditor.
2. The annexed notice of intention to file this praecipe was mailed to all parties against
whom judgment is to be entered and to their record attorneys, if any, after the default occurred, and
at least ten days prior to the date of the filing of this praecipe.
3. Pursuant to Section 201(b)(1)(A) of the Servicemembers Civil Relief Act of 2003
(SCRA), the defendant is not in the military service of the United States base on information
received from the defendant and/or the Department of Defense web1
JUDGMENT BY DEFAULT ENTERED
AND DAMAGES ASSESSED AS ABOVE.
NOTICE GIVEN UNDER PA.R.CIV.P. 236
Pro a
B~'rton Neil,~C ~Cssociates, P.C.
By:
l~ Weinstein, Esquire
ttorney for Plaintiff
I.D. NO. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
The law firm of Burton Neil & Associates is a debt collector.
C-36290
~"ly aDp~ Q~j
R~ ~y~o3~O
CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS
C-36290
Plaintiff :CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. ] 0-5360 civil term
SETH A BALUCH
Defendant :CIVIL ACTION -LAW
TO: Seth A Baluch
530 Warren Street
Lemoyne PA 170432038
DATE OF NOTICE: September 15, 2010
IlVIPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and file in
writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10)
days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your
property or other important rights. You should take this paper to your lawyer at once. If you do not have a lawyer,
go to or telephone the office below. This office can provide you with information about hiring a lawyer.
If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies that
may offer legal services to eligible persons at a reduced fee or no fee.
LAWYER REFERENCE AND
INFORMATION SERVICE
Cumberland County Bar Assoc.
32 South Bedford Street
Carlisle, PA 17013
Telephone No. 717-249-3166 or 800-990-9108
/;
i
B'y~-.
Yale D
In making this communication, we advise our office is a
debt collector.
Neil ~ As~iates, P.C.
Ident~cation No. 89678
i 060 Andrew Drive, Suite 170
West Chester, PA 19380
{610) 696-2120
Burton Neil & Associates, P.C.
By: Yale D. Weinstein, Esquire ID. NO. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS
Plaintiff
v.
SETH A BALUCH
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 10-5360 civil term
Defendant :CIVIL ACTION -LAW
Rule of Civil Procedure N0.236 (Revised)
Notice is given that a JUDGMENT in the above captioned matter has been entered
against you on Q C~a b e r ~ 3. ~O / p
Prothonotary
By:
eputy
If you have any questions concerning the above, please contact:
Yale D. Weinstein, Esquire
Attorney for Party Filing
1060 Andrew Drive, Suite 170
West Chester, PA 19380
Phone: 610-696-2120
The law firm of Burton Neil & Associates is a debt collector.