HomeMy WebLinkAbout10-5419iii
IN THE COURT OF COMMON PLEAS OF aoro Au6 19 pM I:38
CUMBERLAND COUNTY, PENNSYLVANIA 1 `
CAPITAL ONE BANK (USA), N.A.
4851 COX ROAD CIVIL ACTION
GLEN ALLEN, VA 23060
Plaintiff
vs.
548
NO: 10
DIANE M MCCLEAD
153 OAKHILL RD
CARLISLE PA 17015-8929
Defendant :
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
(SO
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CAPITAL ONE BANK (USA), N.A. :
CIVIL ACTION
4851 COX ROAD
GLEN ALLEN, VA 23060
Plaintiff
vs. NO:
DIANE M MCCLEAD
153 OAKHILL RD
CARLISLE PA 17015-8929
Defendant
COMPLAINT
Plaintiff, CAPITAL ONE BANK (USA), N.A. , by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, CAPITAL ONE BANK (USA), N.A. , (hereinafter "Plaintiff") is a
corporation with a principal place of business located at 4851 COX ROADGLEN ALLEN, VA
23060
2. The Defendant DIANE M MCCLEAD (hereinafter "Defendant") is an adult
individual residing at 153 OAKHILL RD CARLISLE PA 17015-8929.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by CAPITAL ONE BANK
(USA), * with the account number 5291492224745279.
5. Use of the CAPITAL ONE BANK (USA), * credit card was subject to the terms
and considerations of the Cardmember Agreement (hereinafter "Agreement"), a copy of which
was sent to the Defendant along with the credit card.
6. Defendant used the CAPITAL ONE BANK (USA), * credit card account
number5291492224745279, for purchases, cash advances and/or balance transfers.
7. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
8. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due. (See, Cardmember Agreement
attached hereto as Exhibit "A.")
9. The account became delinquent June 14, 2009.
10. The total amount due and owing the Plaintiff including interest, is $12,484.79.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $12,484.79 plus costs of suit and any other relief as the Court deems just and
appropriate.
Edwin A. Abraham &
Michael F. Ratchfor , Esc
Attorney I.D. Nos.: 8 285
120 North Keyser Ave.
Scranton, PA 18504
mratchford@eaa-law.com
Phone: 570-558-5510
Fax: 570-558-5511
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff, CAPITAL ONE BANK (USA), N.A. , am
fully familiar with the facts set forth in the within Complaint and am authorized to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
k- CUSTOMER AGREEMENT
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1 .
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson (~~~p-t~L'~v~
Sheriff t~F ~ ar pc.~ " l ~~,R~(
,, ~~ nt u
~~, , , ;.~~rtrfr~
Jody S Smith
Chief Deputy ~ ~ ~ ~ ~ ~ ~~ ~'
Richard W Stewart ,~J;~`~
Solicitor CLM~~~ ~'~~" ` ~ ALL'
~~iv1~S~,"i~V~1`~iA
Capital One Bank (U.S.A.) N.A.
vs.
Diane M. McClead
Case Number
2010-5419
SHERIFF'S RETURN OF SERVICE
09/08!2010 03:30 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on September
8, 2010 at 1530 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Diane M. McClead, by making known unto herself personally, at 153 Oak Hill Road,
Carlisle, Cumberland County, Pennsylvania 17015 its contents and at the same time handing to her
personally the said true and correct copy of the same.
SHERIFF COST: $33.40
September 10, 2010
~.~
DENNIS,P Y, DEPU ~ `~
SO ANSWERS,
~~
RON R ANDERSON, SHERIFF