HomeMy WebLinkAbout10-5420IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CAPITAL ONE BANK (USA), N.A.
4851 COX ROAD
GLEN ALLEN, VA 23060
Plaintiff
VS.
KENNETH MOYER
238 N LOCUST POINT RD
MECHANICSBURG PA 17050-2691
Defendant
CIVIL ACTION
NO: 10 - 54aD
NOTICE TO DEFEND
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You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400 O
Qa.bD Pb Arri
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CAPITAL ONE BANK (USA), N.A.
4851 COX ROAD
GLEN ALLEN, VA 23060
CIVIL ACTION
Plaintiff
vs.
NO:
KENNETH MOYER
238 N LOCUST POINT RD
MECHANICSBURG PA 17050-2691
Defendant
COMPLAINT
Plaintiff, CAPITAL ONE BANK (USA), N.A. , by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, CAPITAL ONE BANK (USA), N.A. , (hereinafter "Plaintiff") is a
corporation with a principal place of business located at 4851 COX ROAD
GLEN ALLEN, VA 23060.
2. The Defendant KENNETH MOYER (hereinafter "Defendant") is an adult
individual residing at 238 N LOCUST POINT RD MECHANICSBURG PA 17050-2691.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by CAPITAL ONE BANK
(USA), * with the account number 4802137108313794.
5. Use of the CAPITAL ONE BANK (USA), * credit card was subject to the terms
and considerations of the Cardmember Agreement (hereinafter "Agreement"), a copy of which
was sent to the Defendant along with the credit card.
6. Defendant used the CAPITAL ONE BANK (USA), * credit card account
number4802137108313794, for purchases, cash advances and/or balance transfers.
7. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
8. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due. (See, Cardmember Agreement
attached hereto as Exhibit "A.")
9. The Defendant last made payment on September 16, 2009.
10. The total amount due and owing the Plaintiff including interest, is $13,877.00.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $13,877.00 plus costs of suit and any other relief as the Court deems just and
appropriate.
Respectfully submitted,
EHwin A' Abrah s & Assoc.
Michael F. Ratc ord Esquire
Attorney I.D. No • 8 285
120 North Keyser Ave.
Scranton, PA 18504
mratchford@eaa-law.com
Phone: 570-558-5510
Fax: 570-558-5511
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff, CAPITAL ONE BANK (USA), N.A. , am
fully familiar with the facts set forth in the within Complaint and am authorized to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
Michael F. Rat)dif¢rd, Esquire
P. 1
s,0vFk_
CUSTOMER AGREEMENT oo5n2"?
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
? y?tip di v I'l6rr{t
OFFicF `-f 1. c S- i RIFF
FILED-OFFICE
Oi THE PROTHONOTARY
2060 SEA' 23 AN $*- 39
;!,-" E- NH SYL VANIA
Capital One Bank (U.S.A.) N.A. Case Number
vs.
Kenneth R Moyer, Jr 2010-5420
SHERIFF'S RETURN OF SERVICE
09114/2010 11:22 AM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on
September 14, 2010 at 1122 hours, he served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: Kenneth R. Moyer Jr., by making known unto himself personally, at 402
Reservoir Road, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same
time handing to him personally the said true and correct copy of the same.
1
ROB RT BITNER, DEP
SHERIFF COST: $46.00
September 17, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySuite ShenYf. Te{eosoft- Inc.
~ i
CAPITAL ONE BANK (USA), N.A.
Plaintiff
vs.
KENNETH MOYER,
Defendant
To: Chase Home Finance LLC
3415 Vision Drive,
Columbus Ohio 43219
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
No. 2010 GN 5420
NOTICE TO PLEAD
You are hereby notified to file a written response to the within Preliminary Objections
within twenty (20) days from service hereof or a judgment may be entered against you.
~~' ~ ~ /D
Da e
~~
Shawn B. Cohen, Esquire
PA ID No. 79478
Attorney for Defendant
COHEN LAW OFFICES
1149 Municipal Drive
PO Box 663
Duncansville, PA 16635
(814)693-0500
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CAPITAL ONE BANK (USA), N.A.
Plaintiff
vs.
KENNETH MOYER,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
No. 2010 GN 5420
PRELIMINARY OBJECTIONS
AND NOW, comes the Defendant, Kenneth Moyer, by and through his attorney, Shawn
B. Cohen of Cohen Law Offices and hereby files these Preliminary Objections to the Plaintiff's
Complaint and in support thereof respectfully avers as follows:
1. Plaintiff s Complaint fails to state if Plaintiff Corporation is authorized to do
business in the Commonwealth of Pennsylvania and able to bring an action in this court.
2. Plaintiff s Complaint appears to be in the nature of a contract dispute between
itself and Defendant.
3. Plaintiff s Complaint fails to state whether the alleged agreement was oral or in
writing in violation of Pa. R.C.P. 1019 (h).
4. Plaintiff s Complaint alleges that Defendant made use of a credit card, yet fails to
attach any specific instances of use or an accounting of charges.
5. Plaintiff s Complaint has an attached exhibit "A" which appears to be a "sample"
customer agreement, which contains no signature of Defendant that would show acknowledgment
of an agreement.
6. Plaintiff s Complaint states that it repeatedly demanded payment from Defendant,
but again, it neither provides proof of said averment, nor provides a list of alleged charges and/or
payments made by Defendant.
c,
7. Plaintiff s Complaint alleges Defendant applied for a credit card yet has attached
no proof of any application.
8. Plaintiff s Complaint fails to state a correct verification on behalf of the Plaintiff,
as the verifying party has not set forth the source of the person's information as to matters nat
stated upon his or her own knowledge and the reason why the verification is not made by a party.
9. The sum total of these deficiencies leaves Defendant without the ability to respond
to the allegations levied against him.
WHEREFORE, Defendant respectfully requests that this Honorable Court dismiss the
Complaint against him or, in the alternative, require Plaintiff to file a more specific pleading.
Dated: / o / ~ / ~~ Respectfully submitted,
Shawn B. Cohen, Esquire
PA ID No. 79478
Attorney for Defendant
COHEN LAW OFFICES
1149 Municipal Drive
PO Box 663
Duncansville, PA 16635
(814)693-0500
CERTIFICATE OF SERVICE
I hereby certify that a true and correct copy of the foregoing document was served this
date by first-class United States mail, sufficient postage prepaid, addressed to:
Edwin A. Abrahamsen & Assoc.
Michael F. Ratchford, Esquire
120 North Keyser Avenue
Scranton, PA 18504
16 ~
Date
Shawn B. Cohen, Esquire
~i~.ED-OF~lC~
IN 1'HE COURT OF COMIVI~N ~~,>~R$T(f3IFIP~Q i~~~'~`
CUMBERLAND COUNTY, P 2~~~~'Y~N~~ !~. ~~
CAPITAL ONE BANK (USA), u I ~ L
CIVIL ~~~A~D CGU~~T ~`°
Plaintiff °E~3NSYL~~~`~~
vs.
KENNETH MOYER,
Defendant
NO: 10-5420
PLAINTIFF'S RESPONSE TO DEFENDANT'S PRELIMINARY OBJECTIONS
Plaintiff, CAPITAL ONE BANK (USA), by and through its attorneys, Edwin A.
Abrahamsen & Associates, responds to Defendant's Preliminary Objections as follows:
l.- 5. Denied. The allegations of Defendant's Preliminary Objections are conclusions
of law, which are deemed denied. To the extent a further response is deemed necessary, Plaintiff
denies that its Complaint fails to satisfy the Pennsylvania Rules of Civil Procedure in any
manner, and particularly not as alleged by the Defendant. To the contrary, Plaintiff set forth with
particularity the allegations against the Defendant and attached the cardmember agreement
which is the writing that governs the parties' agreement.
Additionally, Plaintiff denies that the Complaint is deficient in any manner, and
particularly not as alleged by Defendant. To the contrary, Plaintiff set forth with particularity the
amount owed, the date the account became delin9uent and Plaintiffs right to collect the debt and
attached the cardmember agreement which is the writing under Pa.R.C.P. 1019(1) that governs
the parties' agreement. Such allegations satisfy the Plaintiff's pleading burden. See, Opinions
of The Honorable Terrance Nealon in Commontinealth Financial Systems Inc. v. Michelle
Barnard, Lacka~~anna County C. C. P. Civil Action, attached hereto as Exhibit "A "; The
Honorable Hiram Carpenter in American Ex~~°ess v. Josephine Peyton, Blair County C.C.P.
Civil Action attached hereto as Exhibit "B "; and The Honorable David C. Klementik in
Commonwealth Financial Systems Inc. v. Jennifer L. Reepin~-, Somerset County C.C.P. Civil
Action, attached hereto as Exhibit "C".
WHEREFORE, Plaintiff respectfully requests this Honorable Court to deny the
Defendant's Preliminary Objections and award counsel fees and such other relief this Court
deems just and equitable.
Respectfully submitted,
BY:
Edwin A. Abrahamsen is es, P.C.
Kevin J. Cummings, Esquire
Attorney I.D. Nos.: 86285/209660
120 N Keyser Avenue
Scranton, PA 18504
(570) 558-5510
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CAPITAL ONE BANK (USA),
CIVIL ACTION
Plaintiff
vs.
NO: 10-5420
KENNETH MOYER,
Defendant
CERTIFICATE OF SERVICE
I, Kevin J. Cummings, Esquire, hereby certify that I caused a true and correct copy of the
Plaintiff's Response to Defendant's Preliminary Objections and Memorandum in Support thereof
was served via first class United States Mail, postage prepaid on the date set forth below upon
the following:
Shawn Cohen, Esquire
1149 Municipal Drive po box 663
Ducansville, PA 16635
Date: ` 6 ~ /O BY:
Edwin . Abrahamsen Associates, P.C.
Kevin J. Cummings, Esquire
Attorney I.D. Nos.: 86285/209660
120 N Keyser Avenue
Scranton, PA 18504
(570) 558-5510
David D. Bud
Prothonotary
Office of the Prothonotary
Cum6erfancf County, Pennsylvania
?CPU. Sofionage, ESQ
Solicitor
0-31/.26 CIVIL TERM
ORDER OF TERMINATION OF.000RT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE -THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square 0 Suite100 ® Carlisle, ® (Phone 717 240-6195 0 'Tax 717 240-6573