HomeMy WebLinkAbout10-5427IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC
assignee of BANK OF AMERICA
V.
Plaintiff
NO. to - 54a? IT?Lm
CIVIL ACTION - LAW
VALARIE A STIMELING
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this Complaint and Notice are served, by entering a
written appearance personally or by an attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice
for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013 T_
(717) 249-3166
FFG File # 154942
St.1 .
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Defendant(s)
PA/PA_NTCDE
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC
assignee of BANK OF AMERICA
Plaintiff
V.
VALARIE A STIMELING
Defendant(s)
NO.
CIVIL ACTION - LAW
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda
puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que
esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un
abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en
esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un
juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado
en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder
dinero o propiedad o otros derechos importante para usted.
UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.
ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN
ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FFG File#: 154942
PA/PA_NTCDE
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Midland Funding LLC
assignee of BANK OF AMERICA
8875 Aero Drive
Suite 200
San Diego CA 92123
V.
Plaintiff
NO.
CIVIL ACTION - LAW
VALARIE A STIMELING
610 N MIDDLETON RD
CARLISLE PA 17013
Defendant(s)
COMPLAINT
AND NOW, comes Plaintiff, by and through its attorneys, Fulton, Friedman & Gullace, LLP, and files this
Complaint and in support avers as follows:
1. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all
rights, title and interest to defendant's BANK OF AMERICA account XXXXXXXXXXXX3119 (MCM
Number 8528380129) (hereinafter "the account").
2. Upon information and belief, Defendant(s), VALARIE A STIMELING , has a last known
address(es) of 610 N MIDDLETON RD CARLISLE PA 17013
3. Upon information and belief, this action is based upon a written credit agreement entered into
between Defendant(s) and the original grantor.
4. Upon information and belief, defendant(s) used or authorized the use of the account to obtain loans
from the original credit grantor for the purpose of obtaining goods, and/or services and/or cash advances.
5. Defendant(s) failed to make full payment of the amount owed on the account.
6. Upon information and belief, the last payment posted to the account on 01/07/2010.
7. The account shows that the Defendant(s) owe(s) a balance of $2245.07.
8. Attached hereto, upon information and belief, is a copy of the credit agreement provided to plaintiff
as either the actual agreement applicable to defendant, or an exemplar of such agreement applicable to
accounts issued by BANK OF AMERICA.
FFG file#: 154942
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the
Plaintiff and against Defendant(s) in the amount of $2245.07, plus costs of this action, and any other
relief as this Court deems just and reasonable.
ResaoetfhfiYQ5iLbmitted,
David R. Galloway 87326
Fulton Friedman & ullace, LLP
130B Gettysburg Pi e
Mechanicsburg, PA 17055
Telephone Number: (866) 563-0809
VERIFICATION
Cynthia Schaefor?
being duly sworn (or affirmed) according to law deposes and says that I am
employed as a Legal Specialist for Midland Credit Management, Inc. ("MCM"), servicer of this account on
behalf of plaintiff. I am authorized to make this verification on plaintiff s behalf. The facts set forth in the
foregoing pleading are true and correct upon information and belief.
JUL 12 2010
Date
State of Minnesota
County of Stearns
JUL 12 2010
Signed and sworn to (or afPfjf-e before me on
DARLA GENZ
Notary Public Pub
??01111?5011 El?Poi? ?,?
?Mm
III IIIINI101111
FFG file # 154942
?N3t.1
EXHIBIT A
-mss . is;
Bank of America
BANKAMERICARDe
VISAa OR MASTERCARVP
CARDMEMBER AGREEMENT
ADDITIONAL DISCLOSURE
The mars" ann. are for rue V". bwarCara. Ylia Colo.
Gold moss rGara or Isminurr Reserve" AmmA (•Aecoure).
EACH be To was below. we Nmte In so aaomm Cardnrwnper
Ayreanau SOON. a e»re it a - lior, ere Irma In No Additional
04elaeure bell eambal
YOUR ACCOUNT
Ova do Pro" Cum
II your soma C America Ws" chmourv account a orerdrawn
Wo yW ACCW% a tara0 for OWOW Prooeillk are a" lanelar
finds from year Acca m to corer ft n dren (in ffftAwK of
$100), as WT as raw ACCttWV nee trrlre4n eveeeblo error and
Vou are MCI r. eatwr: ?nosr On Ap 40ML T Veal 0W*W4 Itlt:Ctllnl
la orxaide C& tCrr». ar &Sft Praaetian nyy tat 9e averetaa.
FINANCE CMAMiE
Ylniarum FMewee Charge:
MW in any b*Fq cycle a wricn a Frrance C`arge based on a
periooic ran for mocnesas is Vayaba.
Carty Advance Fees:
ATM Advances arm Account Checks - 3% (S3 nrirerwwn)
Or.drap Pr MCNI r - 3% 456 arrrirwrrn)
Cash Orebureemrms - 3% f5110 miein Wn)
Qual Cash - e% (sm nrrnw:m)
PERIODIC RATES
Eah quaMr, va CompAe Ira Aenrd Pe?tenapr flaee bT staronp
v.itlr an iw7e. ndtn it are Drina flNe (The beef rail on etirDOrate
tank at tar" U.S. money rontet CenelaKlel bantre) to it
pubishao In The was UM JPAVW ('lodes-). We ate the Index in
*11"I an the tora%&* Sara to cakutae VW rates in ate lonowep
0". :
gotwe will aeLerwvne yak Yrdew a torows:
owes ew on AFPM or 911111rM CAM
e.er ea.rrr.a oar ru wle7 W" Dias
NO ofnew Jer%wv FabommV.-
FqDnmaqj ken
Apt eiq. Mire
moy AM. •WMr. Sap 10
'WWx Oeaea.Almomum.Decerneu
IDC-5078 3-99
® A-PC ae Paper
O 7998 Gar* co Anar"
\ ? r1 A
,ql
.f
It we Mora is una iamb-0 on :he tr4ea Dace descrteaa above. we
may at the opMm+. Wall: 181 ra inter or. 3.e nee svabeble coy ahr.
re trdax Die. Of ID) Will 7s:MSrte role Of MISM d AmwNp NTiSA
as an W"s.
The Daily Paliock Pale is the nom of Annual Percentage fiats
Omdee Dy Re MMOV Of Gilt at ere yeM WOW M VW Ada
N OWN Wx"a Te "we. d a ;orcotaaga Point.
Promtaowmw poww :
AnMef ParW~ Rata rAP'R-) Of 741% IOAIO99% comatpMlsxng
Daily Ped*dk Rafe) 40160" 01490 re Small burp cycle
aaowkiQ tte "W41f Me A=m" win operwa. Thereafter. m!
PwChM APR below, wig mMy ic your purcnsm.
Pwahasm:
The Alattraf Parosnlals Raft to pur"ses. a varoft ram.
adj llabM OuM PIV. is + MRS.M Jbw:la: Orrtna raft ('InbM-i
Phrb 9.99 flarCa+"A- tceas. Buse an 1Ma Nwrk/a, die Or:ala
AnmMPaf 04WRats 41a.7-:%i:.p4ft'%Wraspor.QingCa:).
Petxwic Role)-
Cash AOvames;
The Maud PM?.wC*?"e Raft %r :tort acvamn. a vM*e rate.
-C*wltt CWiMbts , is the W40 Oks 12.95 paKNNape cairn..4%
t miremrr. Am" PMOentap Rate Cl 10.9%. Bale Or, C.s
'omlhtla. 9e ar.Ma Annual Petconlop Rare Is 20.74%MOS0 %
COrrbszcnaing DMy PGPftI Aa:e:.
Payawtr Peraarlwalee:
The AM W PerCNaa9e Pates C'MrIt Ild in this ..cod onX
04"soowe or 41 Wnes Me sueie° m the pevmaq Paten+?:r
pMr.T, ::estrO" in PA CMCirs!'Kar ASNer:yarn. The C::grr.
AAM M Pwcw tap lade a (O.CSU3% COnespanCrC
Daily ponoc fa Ram).
YOUR PAYMENTS
Minkrum Payment Oda and Payment Ow Cole:
Tee krim tiro Patna Du.s is .teal to rw greats d: la) rte
Curtain kAlnirrm Amewr Ow ('sfi% of Ow Now Balance. S10
mini m Pius any Pal Dos --, m (b) any Overmm Amourg.
If We New far110! is SIC Or :bas. ftvAm. die Mirwnum Psym ni
OUR is ft Mire New ft%W'ee. Ydur Paymmm Due Data will be 20
Oats "m Ole a" hale 9 you ;.alb ale mw sawn" by ax
PsyrrlMd Cal Ode is yOw Drawious bitelg cycle. or 25 toys Nam
line 0" Dam If ym do not bey ere me. distance by re p"Woru
No Die.
OTHER CHARGES
t.baa Cr w: 529
O vwbv t Pea: S29
Revnap PaymerM Foe : 525
Sap Pawam Pta: SIS
copy Creep: 37 :!r all
Research Fee' 5.5 sat nou
Af uls" Inkf"Woon4harlsp faecal law Pero" us w share
watt BMW d Arnmm aeaq c@m M*m ilftnoWn abm you or
yaw Amaft. In soditk wa OW dwa MM mr OM M
0 doh "M teteiwed 6M sMafda 10MO a. hdusinp iMOme.0 in
yW Aaaoto 800e8M (%M" 1 10 t1aa Im I k yae da M VAM
ut a true Obbbko IMwmtaiom, yw arWa wets a diarbt d Ameriti.
P.O. Bee !TOSS. Rietvrlord. VA lifGt-70E3 p do to, and inekrda
your retna, aoorma, fttepnore rawnber. Acwurr r%ppftr(b) ano
amid "tuft hwrdat.
POW EAR NMS AND REWARDS
1. You wM ocraw a emm Iowa owim to we ON-A
PNCa(aaps of your Meiud pwomm J)0% of rill bra Km.
.7i%d h nee 14AM 1%d Wa nM 54.000. atW 2% of die
nee STA00.
2. Your mbnC.y BMrA *M&d RPVMd{ Blrnp Slatemwro wdi
view your Cash Robbie oMNtps, and Mw Cash Rabble
baleft".
3. Vow Cam Amm bMnitgs will be Milled to your bra S4.000
d pwouses alr69i1 be*- m kO wkhyw Omwb- bwv Oy01a
OW ending wdh you SOMP6 r being C".
4. Every OCmM. Can Robins a- 0 tar to pmvow year
IDcwW - Sepaarou Mft Cyotet) wM be calcdatao.
Cararynlslers ertC hr a awed a Can Room of $2.01 of
910111 Will Olt Irsilm a Eted? IM Re ammre d Visit wmu.
Cartrrer-,.e-s 0-a save called "Cat Rebar d S2.00 or test
wa racuva a ::-ad: to stair accovm.
:. Yaw Cmh Reaaa wit to f"4" 9
• You we in MI&A d your Cardnlaml M AgraMlleM I!4• you
do nil rme im lea item n Payment Duo by Rte Paynem Due
D ,t M
• VOW Bat o larsrxatO Rewards Aeaowtb to CIMO Dy you or by
us.
E. YW hM M rigni to tuspi rW or IMnwtals art Program at any
ire. We On now Re right a aft tk wma or rim my die
Cafh PAMM oamelg and radamp90m uhech"s.
7. CoM PADM C W&C OMe w0aa - by you. ww riot a rsola0ed
it billion. WK 9"VOW or **pit".
0. You will be scie1J 7abpo"aft IV Rory teaMd at blue tax lieft
or rQMIN om yaw Cats Pisbale.
9. Cash Rbbsft do *$ d0 not cwta911M ywr property.
10. Caah Rabds decle shit bra no pmooraed Bill aapmk or
pawn sm by you afth 1)0 dep wA be void. and you wit tt dak
ally VIII to 9e WoMft attid will baeome ale "le"ery d
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronn R Anderson ~ FL~~f•r"~
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
~r ~.,.~,,;~,,
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.~~ ~~~ i 5 A~ $~ S2
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PENivS~t'Llf~~}IF~
Midland Funding LLC Case Number
vs.
Valerie A. Stimeling 2010-5427
SHERIFF'S RETURN OF SERVICE
09/07/2010 08:33 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on September
7, 2010 at 2033 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Valerie A. Stimeling, by making known unto herself personally, at 610 North Middleton
Road, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her
personally the said true and correct copy of the same.
SHERIFF COST: $33.84
September 10, 2010
DEN FRY, DEP
SO ANSWERS,
~~
RON R ANDERSON, SHERIFF
A
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC
assignee of BANK OF AMERICA,
Plaintiff
VS.
VALARIE A STIlVIELING
L"
s
-z-r
To the Prothonotary:
Please enter Default Judgment in favor of Plaintiff and against Defendant(s), VALARIE A STRAEL.ING for failure to file a
written response to Plaintiffs Complaint.
(X) Principal in Complaint
Less payments received
Interest in Complaint
Attorneys' Fees
TOTAL
Defendant
NO. 10-5427 i?
CIVIL ACTION - LAW 1--
tJJ T>
PRAECIPE FOR DEFAULT JUDGMENT
$2245.07
$0.00
$ -0-
$ -0-
$2245.07, plus court costs and statutory
interest from date of judgment
(X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint
and is calculable as a sum certain from the complaint.
(X) Pursuant to Pa.R.C.P. 237, I certify that a copy of this praecipe has been mailed to each other party who has
appeared in the action or to his/her Attorney of Record.
( X ) Pursuant to Pa.R.C.P. 237. 1, I certify that written notice of the intention to file this praecipe was mailed or
delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default
occurred and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached.
FULTON, FUIEDMAN, & GULLACE LLP
Signature:
David R.1
130B Getl
Mechanicsb , PA 17055
(866)563- 09
Counsel f4laintiff
Attorneys in the Practice of Debt Collection
FFG File # 154942
I III 1 11?i I
now,
IINI ICI IINIII NII fNll I? ilf? Ilil ? L ?? ? ????
&W tqsc)9i?
A)OW 94?41
PA/PA_PRAEJD
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC
assignee of BANK OF AMERICA
Plaintiff
V.
VALARIE A STHAELING
Defendant(s)
NO. 10-5427
CIVIL ACTION - LAW
NOTICE OF WDGMENT
Notice is hereby given that a Judgment in the above-captioned matter has been entered against you as follows:
Principal in Complaint $2245.07
Less payments received $0.00
Interest in Complaint $ -0-
Attorneys' Fees $ -0-
TOTAL $2245.07, plus court costs and statutory
interest from date of judgment
NOW, Q , 20 jo--, JUDG IS ENTERED AS ABOVE.
I
Pro tart'/Clerk, ivil Division
By:
Deputy
I hereby certify that the name and address of the proper person to receive this notice under Pa. R. Civ. P. 236 is:
VALARIE A STIMELING
610 N MIDDLETON RD
CARLISLE PA 17013
FFG file #: 154942
1111111 M11 11 ME X1111111111111
FULTON, FRIEDMAN, & GULLACE LLP
Signature:
David R. Gall #87326
13013 Gettysb g Pike
Mechanicsb , PA 17055
(866) 563-0809
Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
PMPA_NWOFJ
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC
assignee of BANK OF AMERICA
Plaintiff
V.
VALARIE A STIMELING
Defendant(s)
To:
VALARIE A STIMELING
610 N MIDDLETON RD
CARLISLE PA 17013
DATE OF NOTICE: 10/01/2010
NO. 10-5427
CIVIL ACTION - LAW
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S BEDFORD ST.
CARLSILE, PA 17013
(717) 249-3166
FULTON, FRIEDMAN, & GULLACE LLP
FFG File # 154942
By:
David R. Galloway #87326
130B Gettysburg Pike
Mechanicsburg, PA 17055
(800) 869-2331
Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
PA/PA_l ODAYNTC