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HomeMy WebLinkAbout10-5522THE PP04- 6 10 AUG 24 AM tU'. 22 r ?. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff vs MARY A MEHRPUYAN Defendant No : l0 - '5.`Q 0COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 08493306 C J Pit SJS O *4A.00 A IN AITY all 47wao e a y gala IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE BANK USA, N.A. Plaintiff VS. Civil Action No MARY A MEHRPUYAN Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you b the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at 3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 . 2. Defendant , is adult individual(s) residing at the address listed below: MARY A MEHRPUYAN 35 DEVONSHIRE SQ MECHANICSBURG, PA 17050 Count I - XXXXXXXXXXXX6184 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX6184 . 4. Defendant made use of said credit card and has currently a balance due and owing to Plaintiff, as of August 02, 2010 , in the amount of $10066.25 . 5. Defendant is in default of the terms of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and correct copy of the Statement of Account is attached hereto, marked as Exhibit 111" and made a part hereof. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $150.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees, or any part thereof to Plaintiff. WHEREFORE, Plaintiff prays for judgment on Count I against Defendant MARY A MEHRPUYAN , INDIVIDUALLY the amount of $10066.25 with continuing interest thereon at the statutory rate of 6.000o per annum from August 02, 2010 , plus attorneys' fees of $150.00 and costs. COUNT II - XXXXXXXXXXXX5394 9. Plaintiff incorporates by reference each of the preceding paragraphs of the Complaint as if the same were set forth more fully at length herein. 10. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX5394 . 11. Defendant made use of.said credit card and has currently a balance due and owing to Plaintiff, as of August 02, 2010 , in the amount of $8078.16 12. Defendant is in default of the terms of the Cardholder Agreement having not made monthly payments to Plaintiff thereby rendering the entire balance immediately due and payable. A true and correct copy of the Statement of Account is attached hereto, marked as Exhibit "2" and made a part hereof. 13. Plaintiff avers that the Agreement between the parties provides the Defendant will pay Plaintiff's attorneys' fees. 14. Plaintiff avers that such attorneys' fees will amount to $150.00 15. Although repeatedly requested to do so by the Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof to Plaintiff. WHEREFORE, Plaintiff prays for judgment on Count II in its favor and against Defendant , MARY A MEHRPUYAN , INDIVIDUALLY , in the amount of $8078.16 with continuing interest thereon at the statutory rate of 6.000. per annum from August 02, 2010 , plus attorneys' fees of $150.00 and costs. _ James C Wa ro t,42524 WEL 43TMAN, EINBERG & REIS CO., L.P.A. 6 Se en h Avenue, Suite 1400 Pittsb rg , PA 15219 (412) 434 7955 FAX: 12 38-7130 PITAT Y@ ELTMAN.COM 08493 0 C J Pit SJS Payment Due Date New Balance Past Due Amount Minimum Payment 05/21110 510,066.25 5891.00 (1,218.00 Account number: 6184 ,1? Make your check payable to: YW. F_ I Chase Card Services. Please write amount enclosed. New address or e-mail? Print on back. 61840012180001006625000000000000004 44430 BEX Z 11410C MARY A MEHRPUYAN 35 DEVONSHIRE SO MECHANICSBURG PA 17050-6878 11111111111111111 I1L1I111 J111111L 11111111E 111I1d 111111/11 1111111111114111 If 111111111111111oil 1111111 III Iloilo I III I III II CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 t? t: 6 If 8It 0it, slate- (Q Manage your account online: Additional contact information from CHASED www.chase.com/creditcards conveniently located on reverse side ACCOUNT SUMMARY Account Number: X6184 Previous Balance $9,839.59 Fees Charged +$39.00 Interest Charged +5187.66 New Balance $10.066.25 Opening/Closing Date 03/25x10-04124110 Total Credit Line $9,500 Available Credit SO Cash Access Line $9,500 Available for Cash $0 PAYMENT INFORMATION New Balance 510,066.25 Payment Due Date 05/21/10 Minimum Payment Due $1.218.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee and your APRs will be subject to increase to a maximum Penalty APR of 29.99% . Minimum Payment Wanting: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on paying an estimated using this card and this statement in total of... each month you about... pay... Only the minimum 33 years $28,354 payment $387 3 years $13,923 (Savings=S14,431) If you would like Information about credit counseling services. call 1-866-797-2885. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1-800-955-8030 (collect 1-302-594-8200) today. Important Message: You Are Ovedimit! Your statement balance exceeds your credit line. You should make a payment that includes the overlimit amount to bring the balance under your credit line. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amount 04/21 1 'E =EE TOTAL FEES FOR THIS PERIOD u412;5 PURCHASE INTEREST CHARGE . iv 04123 PURCHASE INTEREST CHARGE 150 04123 OVERDRAFT INTEREST CHARGE 186 06 TOTAL INTEREST FOR THIS PERIOD $18766 2 Toth • Year- a-Uab . Total fees charged in 2010 5117.00 Total interest charged in 2010 5533.15 Year-to-date totals reflect all charges minus any refunds applied to your account on or after January 31, 2010. INTEREST CHARGES Your Annual Percentage Rate (APR) Is the annual interest rate on your account. Annual Balance 8493306 Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Purchases 22.24% (v) $79.66 $1.50 50.00 Purchases 22.24% (v) $5.03 $0.10 50.00 This Statement is a Facsimile - Not an original 0000001 FIS33338 C 1 000 N Z 24 1064/24 Page 1 or2 06598 MA MA 44430 X 11310000010004443001 EXHIBIT Address Change Request Please provide information below only if the address information on front is Incorrect. Street Address: - --------------------- City: - -------------- State: -- Zip: ----- ---- Home Phone: --- --_. ---- Work Phone' --- --- ---- E-mail Address: 8493306 L To contact us regarding your account: ® By Telephone: 7 In U.S. 1.800-945.2000 Espanol 1-888-08 TDD 1 -800-955.80655.8060 Send Inquiries to: Mail Payments to: Visit Our WeMitic Pay by phone 1.800436-7958 P.O. Box 15298 P.O. Box 15153 www.chase.coMCreditcards Outside U.S. call collect hilmington, DE 19850-5298 Wilmington, DE 19886-5153 1.302594-8200 Inlormatbn AMO Your Aam uM CMWp of PbyMats: You my make payments by any d the options listed below. The amount of yarn payment should be at bast your mlalrmn paymant dm, payable I. US. ddbrs and drawn or payable through a U.S. financN inslddi et or the U.S. branch of a fahopnflnandal hstadbn. You my make paym om by regular U.S. =it Send your pymml to IN Payments address shown on this sobered. Your paymeMS by mail must coney with the Instructions on this statement. Do not send cash. Write your Amount number OF your check OF money order. Paynens mid be acoornparled by to payment coupon in the "wtope provided with our address value hero lu the awebpe window; the wen" cannot cmtatn mom than om Payamrd or coupon: and there can be m staple, pop, clips, tape or cmhmpandence inch uded wm your fagmmt. Ifyou poymem b in aao rdanm wth o u r pryment i nsnd ms and b made available to us on a,yday by 5410 p.m. bml tkm d our Peymmrs addrem on this sbwmem, we will credp the payment to year Account an of that dry. If your papal Is In aocoroancr with our primed Instructions, but is made amable re a after 5:00 p.m. bsI dose at the Payments address on this statement, we ell crank ft to your Account an of the nod totaMr day You may make paymentsebdronWe thmupvourwebnhe shoawonthastmemed. two seine your =nVW#d ,equeat on our wai by 5 P.M. Eammn Tkm, w al will medal your payment ss of the ley. If run remlw your npwat after 5 p.m. Eadem Tkna. as wit credit your payment as of the mho mandu day. If you specify a III date in your roped coo Will credit your pyrnat as of that day. the same paraeto ralee, variable rating will] vary with tlw market behind on the Pdnr Ante (or such Index dnedbml In your Account Agramwm). There is a mMntmum interest charge of 51.50 (a such amours described in your Account Agreement) In any wlling cycle in which you oweany periodic imerestcharyes, and a tmecUon befor mho babncetratater, cash admen, orcleaklnnsdlon, In the meowls shoted In yak AomuntAgnemeM, as t may be amer red. Than is a foreign transaction in of 3%d am I dolt wr oralt of amy lorepn tmnmctbn (a start amount described In yew Account Atima nert). Flow to Avoid Paying Ireest m Purchases; We begin eesmirp peeiodic imered charges on a tnmdion tea, or Inherent drupe from the rate A to jaded to your daily Mimes until your Acmmtd is pad in fulb as rawntm l in your Account Ag mmmt Your due date will be a minimum of 21 dap following the close of each buing cycle You ern avoid periodic interest charges on mw purcMm when they an first biled to a stator" n described below, bit thaddm not apply to balance benders, cash adeamm or 0lladait adwrces. If you awaI amnt monihiydawmflihatieckxM new pumhse and malwapymeM thatwen Wbythod*andtkmlMMlnWl PBMMledwfortheSW"ri,wewk not charge periodic below op any pot. of those new purchase that we alomb such payment to, 10 lop ss 1) your current *Wnwt also shown that cop received psymant of the ending balance for yew pravleua namul element by.the des and time its Wrienum Parmmt w" due OR 2) that the "ding balance for your pgviom mpmw Matemed was Zero. I you hew a batarne after than a pashas balance and det balance carries a hipker periodic iotwW rate, you may ml be"le to awld periodic leaven etergeu ar new purchases ayou do rot pry your balance In full aacF month, became we generally allaata payments oat to the bduce with the highest periodic immeat Mae. For soh other paymerb or for any pymere type above for which you do not olow our WMI To Do D Yin TMOk You Fad A masMM to Yew $Mbmnt payment inehudbm, crediting of your ppmmts may be delayer for up to 5 dap. P=lm bWMidiDA Bapotld is Cods lemel: We my reed elomwtlan about your Account to credit human. Late paymaleta. miseed kayra nb or dha debate on your Account MAY be reflected In yew credit neon. If you think we hew reported haaurde interne n to a made burn, you may will to a at the lquiries address shown on this andemen. Nona AMII Bldmne CMdf Celuanmit: When you pyby cheek, you sutheries es either to use IMormatkn from your check to make a om-tme electronic fund trnsfer from your account or to or ce the pn ri cue a clack Immdion When we use iderma ion from your check to Maim an eectronic Mnd tmndw,, funds may be wmdawn from your =aura as soon a the eafm day we mod" your payment, ad you will not recd" your check back Iromyourftmnslat Imtlhatoe. Call the Qslomar Sonloe number on this statement it you have prmiras about electronic check collection or do not wan your payments; cossual eieamnbaly Coldtbml Patemab: Any outlines check a other form of payment that you send us or lac than the full balance due list it marked "Paid In full' or contains a similar nomOon, or that you dherwke teller In fell mhahelial of a dbpeled amount, cart be ern to Card Services, P.O, Boa 15049, Wilmington, DE 19850-5049. We mom all our righlo re{pNng them payment (e.g., t l is doWmlmd them e no wild dispute a ll any such check Is rceivetl at any other address. we may accept the check ad you will alt own any ramaiNng bate). We may Muse to adept any ooh payment by retumkV ft to you, not Opening it or destroying ft. All other payments the you mile should be sent to the reguar Payment address shown on this aMMmem. Annual lit e l ft 1" If your Account Agreement has an annud memMMho la mdv or similar charge for kpence or avoi of your accol ft will be blMd Inch year or in mumhty or quarterly npWkmote Ties lee avatar charge we owed wneMer or cat you on your Account, and you perm to pay them when bead. The amid t" and chargean non-r tamable ua" you notify us that you won to close your amxomt Witten 30 dap or om billing cycle *Ido"r Is bey after who provlds the stabmert on which the wrest fee or charge Is bites arld at the some rime, you pay your ouaWtlkg balance in lull. 11 you do Into for a chirp baled eon often than mramily such an a mainly service charge, you ell not we the led bikd charge: low ire, prior bIMd thaw" are ern-refurlnNa and moat be paid a part of pi you mhtsandkg balance In full Yom paynneurd of the annual fee or charge does not atop our dghM to cline pour Account and to Unix your right to make transactions on yaw Account t your Account is closed by you or us, wo tell codbue to below the annual i" K4W charge unit you pay your outstanding baame In full and IernI your Accrued relationship. Cekhiiesen of MkaM Sv*d I@ Idwed bb: To figure your prbda Interest charges la each blang cycle when a mkiy, parbdt nlens applies , we use the duly balanm mdhod (including turned transactions). To figure your pa to Weret charge for Inch filing cycle when a monthly perkkk rate(s) appk % via m the a"rape daily MMcw method (Including cu,rart tee cceduana). For an exptenatbn of eater method, or questions about a partkulia m ured charge calculation on your statement, please call us m the of free customer M. phone number listed alp- We ('kulane Pal !Mired chugM alp the IPPIk ble M4d!c Mtn shown on this statemm, separataty, ffor each furore is 9, Mbrse trans cluecke and cash advance cnake I-check tnrwedbn't purchases Imence tandem, cash simme , promotional balances a owntrat adwnns). These calculations may co.him drifereM calsoodes with it you tank there is in error on year statement. write to us on a separate sheet at customer Service. P.O. Box 15289 Wilmington, OF 19MM290: In your letter, pie w the lolowing infix Mellon: • Account Information: Your name and Account number. • Doter -tint: The debar mount of the smpded error. • Description of Problem: Il you thidrthem is an error onyour bill, describe what you 0010" IS Wrong and whey you bdlew 8 is a Mtoke. You must contact is within 60 dap attar the error sops" an your stakepent You must tidily a Of any Potential error in wrong. You may mil US, Mt l you do ere am not rsquked to Investigate any potendd errors and you may them to pay the amount in quo.0m. While we investigate whether or not them him been an error, the following are this • We Cased try Io Coded the emouM IF Mmdim, or report you as dellinquent on that amours. • the Charge in question rtay roman on Your $WMMK and we may CoMnue To charge you IrMued on that amount. Bull, d we determlm that we made a mistake, you wk not haw to pay the account inquest on or any Inured or other fast telatec to that amouA. • While you do not be" to pay the amount In question you am resporl or the ,.-kw of your meror. • We can apply any unoaid amount spend your credit Bait. Your 81p1rt D you An OIWMMd WDk Yod Cmdl Cad Pis ants It you arc dsedslied with the goods or sarvk" that you hew purchased with your crad8 cant, and you Warned in good faith to erred Ihe mbbm who the mertant you nay have tw it cat to pay the remaining amount des on IM Purchase. To use this right all of the blowing must be Irue: 1. The punches muse have beer muds in yoa home sand in within too Milan of your current malilng address and the Purchase peke mud have been more than $50. (Ni Neither of those am necessary If your purchase was based on an w1mr1mmeMwe healled to you, or awe own the compytht sold you the goods cur-Ic ) 2. You mud haw used your credit card for the purchase. Purchases made wind cash adwnms from an ATM or with a check that mma your credit co rd Account do not ropey. 3. You most not yet hew fully pan for the proha" If as d ter cmmb above am met and you am still dbsetlsfletl with the Dacha", contact us in whaling at Customer Service, P.0. Box 15299 Wllmngton Ub 19850-5299: Whilewe Investigate, the sane rubs apply tothe d4uted amourd as discussed above. After we finish our humerptlkn, we coal tell you our decision. At that Pont, a we think you awe an annum andyou do not pay we may report you as rbkrqueM. MA1201 Statement Dale: 03/25110 - 04/24/10 Account Number: X6184 Page 2 of 2 INTEREST CHARGES CONTINUED Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Cash Advances 2124% (v) 50.00 $0.00 50.00 Cash Advances 22.24%(,o) S0.00 50.00 S0.00 Overdrafts 22.24%(v) 59,850.41 $186.06 50.00 (v) = Variable Rate Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice How to Avoid Interest on Purchases, and other important information, as applicable. 8493306 This Statement is a Facsimile - Not an original K 0000001 FIS33338 C 1 000 N Z 24 10,0424 Paget of2 06598 Mo, MA 44430 11310000010004443002 8493306 Payment Due Date New Balance Past Due Amount Minimum Payment 05/24/10 S8,078.16 5475.00 5636.00 Account number: 4266 8800 0611 5394 Make your check payable lo: Chase Card Services. Please write amount enclosed. New address or e-mail? Print on back. 42668800061153940006360000807816000000000000002 01906 BEX Z 11710C MARY A MEHRPUYAN 35 DEVONSHIRE SO MECHANICSBURG PA 17050-6678 lurllirulllrrulrirllrurllulrrlrlrrrllulrullrJdrlLr,l Irrrllirlrrlrrirlrllrrlirrririrrrrllririrrrllrrlrl?rrllrrlirrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 t: 5000 160 28t: 72060006 L L 5 394 Lne S I ate- Q Manage your account online: Additional contact information liom CHASE 0 www.chase.com/creditcards conveniently located on reverse side ACCOUNT SUMMARY Account Number: 4266 6800 0611 5394 Previous Balance 58,009.48 Fees Charged +$39.00 Interest Charged +$29.68 New Balance 58,078.16 OpeninglClosing Dale 03/28/10 - 04127110 Total Credit Line S8,400 Available Credit $321 Cash Access Line $1,680 Available for Cash $0 PAYMENT INFORMATION New Balance 58,078.16 Payment Due Date 05/24110 Minimum Payment Due $636.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee and your APRs will be subject to increase to a maximum Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on paying an estimated using this card and this statement in total of... each month you about... pay... Only the minimum 32 years $23,846 payment 5305 3years $10,970 (Savings=512,876) If you would like information about credit counseling services, call 1-866-797-2885. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1-800-955-8030 (collect 1-302-594-8200) today. JACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description S Amount 04125 '_-.7E EE ; ;) TOTAL FEES FOR THIS PERIOD ) al. .. ., I: 04/27 PURCHASE INTEREST CHARGE 0g 04/27 PROMOTION INTEREST CHARGE 26.78 04/27 PURCHASE INTEREST CHARGE 2,81 TOTAL INTEREST FOR THIS PERIOD S29.68 ? 2019 ? Total fees charged in 2010 $117.00 Total interest charged in 2010 583.30 Year-to-dale totals reflect all charges minus any refunds applied to your account on or after January 31, 2010. INTEREST CHARGES Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days in Cycle Interest Rate Charges Charges Purchases 27.24%(v) S121.46 S2.81 S0.00 Purchases 27.24% (v) 8493307 S177 SO.09 SO.00 C ashAdvances 2724%(v) S0,00 SOHO 50.00 This Statement is a Facsimile - Not an original 0000001 FIS33338 C 1 000 N Z 27 10104/27 Page 1 &2 06598 MA MA 01906 117+0000010000190601 X ExHieir z Address Change Request Please provide information below only if the address information on front is incorrect. Street Address: - ---------------------- City: - -------------- Stale: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - ----------------------- - 8493307 L To contact us regarding your account: By Telephone: 7 !a, ® In U.S. 1-800-945.2000 "Q Espadol 1-886-146-3308 Send Inquiries to: Mall Payments to: Visit Our Weisel MD 14800-955.8060 Pay by phone 1-800436.7958 P.O. Box 15298 P.O. Box 15153 www.chase coMcreditcards Outside U.S. call culled Wilmington, DE 19850-5298 Wilmington, DE 19886.5153 1.302-594-8200 lelomrbs Aka Yaf Armin Cmd hq at "Fb: You my make payrnews by airy of the options listed below. The amount of yaw payment should he at bast your mkemwn payment due, payable In U.S. dollars and green or payable ahrough a U.S. Iiradial Insulation or the U.S. branch of a forralgn financed kstbdlon. You may make paymm by regular U.S. wail Sordyour paynsol to the Payneens address shown on this stabmat. Your payments by mail must comply with the instructions on this swnnent. Do not send ash. Write your Account cumber an yow check or money order. PsymeNS must be ammpmlad by iM payment coupon in the owl proWdd with our address Hebb through Me gasps -Adorn; the a lei cement contain more then om payment a coupon; and Ihero em be ro sbples, paper clips, spa or correspondence lnciwdwdhyowpeynwm. dyowpaymembina rdanawkhourpymwtiMruc/as ad b made avatshfa b a on sydy by 5:00 p.m. local time a ow Paymem adiroa on INS sMb nent, we w11 erect Its prymart to your Account as of the dry. If your payment is In acoordfece with cow payment iatruelkrs, but is needs awllable to a after 5:00 p.m. kcal dm at the payments address on this statement, we will credit it to your Account a at the rem cahndar ay You may make paymwftelectronheNy through aswebehe shown on this retemm. Uwe rases yow wrrgeed Mp" on our webdb by 5 pan Eaten Ti,., we will "-di your payment as of Mal day. If vw realm your requed Sher 5 p.m. Eatam Time. wv w31 cedt your paymeru as of the ceal calendar dry. If you spaily a future ate in your radixes we win credit Vow payment as of that ay. IN am periodic rasa. Variable rates will vary with the mrhe based on the Prins Pas (or such Index described in yaw Account Agreement). There I s& minimum irdsmV cNSgw of $1.50 (w such amount described In your Account Agrernerd) In any bRV cycle in which you unary periodlo incomes charges. and a Inumadbn fee breach basrece ransfer, cash atlnnw, orehakir etW, in the err rb seed In yourfiloccandt Agreement, is it my be amended. Thera is a foreign mrrncfton in of 3% of the U.S. doner amount of any ioregn tlmnallon (w Such amount described in your Account Agmemm0. How to Avoid Paying Interest an Purchases: We bean 9%Nalro periodic interest charges on a tnmdlsn, fa, or Internal a" from the data a is added to your daily balance until yaw Account is paid in full as described in your Account Agreement Your des due wire be a minimum of V aryl following the ekes of each nlag cycle You an avoid parodic Internet charges an new puchaes when they am find bill to a statement a described below but INS don riot apply to brine barsfen, cull Wnrim orovsrkYt advances It you mace a Gwrent moMNy sssnwntthat incki&o new purchases and naa s a payment hates realty by mdate adtbnetheMnkwm PWmmt s des for that cW~, ails wa not charge periodic WWM an any po" of ihees raw purchase that we alaas Such payment to, in long to 11 your current statement also Shown the em received isymenrit at the ending balance for yaw pmbu mnih'Y *to at by the ate feel tone IN Minimum Par mere vws des DA 2) that mending When for your prevlea mreAU stalemN was bra N you law a balance other than a purchase EOksaa and de brine caries a hlghe parbdia closed nde, you may rot be able to awid periodic interest charges en new purchases t you do not pay your balance In fail sadch monib. because we generally allocate payments first to the balwal will, the hest paridlo interest rate. For all oiler payments or for any payment type show for which you do not blow our WNW To Be 11 You TMak You FM A MWAb On Year blaleaseit payment instruction, cracking of yaw paymsns may be delayed for w to 5 days, Aaoom Inhumation hop M • CmW Owen We my report nformtlon about your Account to credit buesua Las DWMU. MOW Mmrft or other demons on your Account may be neHK In yaw credit report If you thwk *a how reported Inaccurate estimation to a credit bureau, you may write to us at the Inquiries address shown m this sbtemm. Rolla Aar Bodmgc CMatr Cmvsm a: When you pry by check, you audnrbe a either to use INonmilon from yaw check to mks a awards electronic fuel traafa from your aCaunl or to cruse U. payment es a clack to m ucliaa When we use information from yaw check to male an ebehnb and healer, like may he ledhdrown from your moull a It a the sum day we raeiw your or~, end you left rot radio your check back from yaw fimhefl lheaaon, Can the Customer Sandan number on this ttetemnt if you have Wanlas show electronic check cessation or de not were yaw payments collected electronically. Caaditloal P"mnb: Any Sy mil check or omen term of payment that you sand us for last than the fun Wlarea des that Is mafbW 'paid in ful• or eommhs a similar rataftrk or that you otherwise taxer In full ntWWlon of a disputed emunt must be ail to Card Services, P.0. Box 15019, Wilmington, CE 111610-1410. We re ssm al ourrights regarding the. payments (n,g., b it Is determined them le d valel dlepute or N any such check Is reeked et ayode address. we my most the check and you win ail awn, any mmairirg balance). We my refuse to acoaa any each payment by returning it to you, not cashing it or destroying It All odwr paymm the you mice should be sail to the regular Psymrore address shown on tlea atn,tem ed. Aural Fan- l Motla: if your Account Agreement hn an awW nembeMVp fee arKV or similar chugs for kmance or availability of your acaum, It wall be billed each year or in monthly or gadaly n#dWwm. This to mdbr charge see owed wheher or not you use your Account, and you aaee to pay them wham billed. TM amuse lased charge am non-raludable wiles you octny a the you wish to claim you account within 30 Sys or aloe bit" cycle "cla ar Is toms) after was provide the aatemm on which the annual la or charge is bred and at the Sea lam, you ay yaw outrank g "me In full. 11 you a me, tar a charge and cure often mn annually Such a a monthly Service snap, you vAN not awe the fast billed chirp; however, prior Wall charges are nor'remdaate and must to aid a an of paying yaw oulsMmdkg balance In full. Yaw paii of the annual fee or charge don rot affect our Apia to claim your Attain and le #rmt your right to make lramadims on yaw Account. N yaw Account is closed try you or us, we will cosine to (mixes the emud to endlor chap until you ay your ouhaandig bride In full and terminateyow Account mbWMMp. Catawlation of amen Skhpat Is IaMntat f1W: To Howe your periodic mteaat charges for each belong cycle when a ally arkedic rile(s) apples, rte use IN daily balance meld :or current Immoclans). To figure your peddle W&M charges for aat'I belong cycle whin a mommy periodic isle(s) applies we use the scamp daily ban= mdrotl drowning current transactions). For en euphmtbn of Sale -Brad, or quaeorrc about a particular imrost charge calculation on your stalames. plena all us If the bee has CammralYbe phone number Ilded abova. We calculate periodic Interest charge, ueng IM applicable periodic rata shown on gib sbternal separately for each mature (e.g., Cabres transfer checks and cesh advance checks (-check transaction), purchases , balance hmsfa4 ash dances, promotional balance or ovamreft adwnas). Thee calculations my combine all categodes with N you think # m is an error on yaw stasmenl, write to a on a separate wheal at Customer Servse. PA. Box 15299 Wilmington. ONE 19850,5291): In your letter, giro a the knowing nfwmtbn: • Aloud Imormllon: Your most ad Account number. • Collar i mum: The der amours at the seepeated amt. • Desorlption of problem: If you thinkth re Sam a dron your bill, describe whit you Ddew Is wrong and why you balaw N is a mMaa. You must comet few within CO days after the emr apparent on your staterrent. You mutt dlny a of sly potmhel swat in wiling. You may all u9, but It you de we are not required to investigate any fe l from and you may he" to pay the immure in merger. While we inyeOgO whetle orrotilme has been an error, the following antrum • We cannot try to cased the amours in question, or report you a deNrgam onthat amen. • TM darge in question may remain on yaw etetemm and we my, continue to charge you Interest an that amount But, N we da inmlm that we made a mistake, you will not haw to pay the amunt in question or any Interest or other tea reel to the aural. • While you a rat hive to pay the amount In wrhebh, you are responsible far the remainder of your helades. • We call all any ahead amurd against your credit lhrit Year Alyks 11 Vow Are Disposal WIM Yew Cndil Card lifundaws If you am dissatisfied with the goods or Services that you law purchesd with yaw cram cad, ad you hew tad in good tab to correct the problem with the meniwnt you may havethe right rotto ay the remanng amount due on the purchase. To use this right, all at the fallowing must be Im: 1. The purchase must have been rate In your none swim or within 1 D0 mire of your amen nhelng address, and the Purchase price must hen been more than 350. (Now: Neither at then are necessary If your purchase was bud an an dvemaemm we misd to you, or awe own the comarythat sold you thegoads or seMaeJ 2. You must haw used your credit can lot the purchase. Purchases mde wim ash advances from an ATM or with a check that ime your credit card Aram a not wMNy. 3. You must not yet haw fully paid forth, porcelan. If all at the ameda above am mel and you are still dsntlsfled with the purchase, contact a in wining at Custemr Service, P.0.6a 15299 Wilmington, DE 19 MO-5299: III we Investigate, thesem ruin apply to the disposed amratas discussed abow. After we finish our marnpaaon, we will fail you ow decision. At that point N we think you mva an amunt and you do not pay we may report you a delinquent. MA1202009 Statement Date: 03128110 - 04/27110 Account Number. 4266 88000611 5394 Page 2 of 2 INTEREST CHARGES CONTINUED Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Cash Advances 27.24% (v) 50D0 50.00 50.00 Promotion 3.99% 57,902.40 $26.78 50.00 (v) = Variable Rate Please see Information About Your Account. section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to Avoid interest on Purchases, and other important information, as applicable. 8493307 This Statement is a Facsimile - Not an original X 0000001 F1533338 C 1 000 N 2 27 10/04;27 Page 2 of 2 06598 MA MA 01906 11710000010000190602 8493307 CMA12162 of your account balance, including any fees and finance charges, and making sure it C a rdmemb e r Agreement remains below your credit line. If your account balance is over your credit line for any reason, we may charge you an overlimit fee as described in this agreement. We may, but are not required to, authorize charges that go over your credit fine. You must pay any ACCEPTANCE OFTHIS AGREEMENT amount over your credit line, and you must pay us immediately if we ask you to. This This agreement governs your credit card account with us referenced on the card carrier a oust o t applies r any balance o your account, including any balance over your containing the card iorthis account. Anyuseoiyouraccountiscovered bythisagreement. c9editline. adoonyour account. You umiseto At our discretion, we may increase, reduce, or cancel your credit line, or the cash advance Please read the entire agreement and keep it foryour account, aswell as any tees ortinancercfiarges. portion of your credit line, at any time. However, it you have asked us not to do so, we for and charge your account for all transactions m; pay us f or all transactions made on y will not increase your credit line. A change to your credit line will not affect your obligation If this is a joint account, each of you, together and individually, is responsible for paying all amounts owed, even if the account is used by only one of you. We may require that to pay us. International Transactions: International transactions include any transaction that you person you pay the full amount owed without first asking the other will be bojs) to pay. make in a foreign currency or thatyou make outside of the United States of America even und count for nt for any purpose, even wny purpose, f you don't if it is made in U.S. dollars. If you make a transaction in a foreign currency, Visa Please if you if you dent International or MasterCard International, Inc., will convert the transaction into U.S. account you byth if you or aannythe oonene a authorized thorized b by y y rouwhenuse Your receive ave dollars b using its respective currency conversion procedures.The exchange rate each unless you ca.ncel your Whether account usecount wyour accountornot ithin 30 days after receiving within 30 days after iou your card and you card nd you agreement have entity uses to convert currency is a rate that it selects either from the range of rates unless you ca not used your account for any purpose. available in the wholesale currency markets for the applicable processing date (which rate may vary from the rate the respective entity itself receivesl. Throughout this agreement, the words *we", "us' and "our" mean Chase Bank USA, N.A., rat ern may vary from t e in rate the the applicable entity stye f e receives), rate io effect vords 'you", 'your' and "yours" mean all the issuer of your credit card a nd with this agreement, including the personwho applied persons responsible for complying on the applicable processing date may differ from the rate on the date you used your card for the account and the person to whom we address billing statements, as well as any or account. We reserve the right to charge you an additional3% ofthe U.S. dollar amount person who agrees to be liable onihe account. The word 'card' means one ormore cards of any international transaction, whether that transaction was originally made in U.S. or other access devices, such as account numbers, that we have issued to permit you dollars or was made in another currency and converted to U.S. dollars by Visa or to obtain credit under this agreement. MasterCard. In either case, the 3% will be calculated on the U.S. dollar amount internal USING YOUR ACCOUNT to us by that entity. The same process and charges may apply i any u Your account is a consumer account and shall be used only for personal, family or transaction is reversed. household purposes. Unless we agree or it is required by law, we will not be responsible Refusal to Authorize Transactions: We may, but are not required to, decline a transaction any of the following reasons: for merchandise or services purchased or leased through use of your account. You on • your account for al considerations, Promise to use your account only for valid and lawful transactions. For example, internal , because because of your account is in default, gambling may be illegal in some places. It is not our resp Willy to make sure that you • if we suspect fraudulent or unlawful activity or, use your account only for permissible transactions, and you you will remain responsible for paying for a transaction even if it is not permissible or contemplated under this agreement. in our discretion, for any other reason. Types of Transactions: We are not responsible for any losses if a transaction on your account is declined for • Purchases: You may use your card to pay for goods or services. any reason, either by us or a third party, even if you have sufficient credit available. Checks: We may provide you cash advance checks or balance transfer checks as a For online transactions, we may require that you register your account with an wayto use your account. We also refer tothem in this agreement as a check or checks. authorization system that we select. We will notify you it we want you to register. If you do not register, we may decline your online transactions. You may use a check to pay for goods or services, totransfer balances to your account, or for other uses we allow. But you may not use these checks totransfer balances to Refusal to Pay Checks: Each checkyouwrite is your request for funds. When we receive this account from other accounts with us or any of our related companies. Duly the a check for payment, we may review your account to decide whether to authorize that person whose name is printed on the check may sign the check. Cash advance checks check. We may, but are not required to, reject and return unpaid a check for any reason, are treated as cash advances and balance transfer checks are treated We balance including the following examples: transfers except as noted in this agreement or any offer we make to you. We may treat , We or one of our related companies is the payee on the check. checks that we call convenience checks as balance transfer checks. However, checks that we call convenience Your credit fine or cash advance portion of your credit line has been exceeded, Or would checks and that we indicated to you are subject to the terms exceeded if we paid the check. • The check is postdated. H a postdated check is paid, resulting in another check being for cash advances, may be treated as cash advances and assessed cash advance rates be and fees. returned or not paid, we are not responsible. • Balance Transfers: You may transfer balances from other accounts or loans with other , you have used the check after the date specified on it. rs to this account, or other balance transfers we allow. . You are in default or would be if we paid the check. number inep anounts with US OF any Credit COW !SSUBCS Or nthPf L;ns or Account Numbers! II any Gorr', Check arrount But you may not transfer balances to this account rem o Lost or Stolen ar s, e o{ our related companies. II a portion of a requested balance tronsferwill exceed your other means to access your account is lost or stolen, or you think someone used or available credit line, we may process a partial balance transfer sfer up up t to o your available or may use them without your permission, you must notify us at once by calling the credit line. Cardmember Service telephone number shown on your card or billing statement. Do not Cash Advances: You may use your card to get cash from automatic teller machines, or use your account after you notify us, even it your card, check, account number or other from financial institutions accepting the card; or Io obtain travelers cheeks, foreign means to access your account is found or returned. We may terminate or suspend your currency, money orders, wire transfers or similar cash-like charges: or to obtain lottery tickets, casino gaming chips, racetrack we gersor for similar bettingtransactions. You credit account privileges when you notify us of any loss, theft or unauthorized use related to your may also use a third party service to make a payment on your behalf and bill the payment you maybe liable it there is unauthorized use of your account from which you receive to this account. no benefit, but you will not be liable for more than 550.00 of such transactions, and you Overdraft Advances: If you have an eligible checking account with one of our related will not be liable for any such transactions made after you notify us of the loss, theft or banks, you may link this account to your checking account with our related bank to unauthorizeduse. However you must identify for us the unauthorized charges from which cover an overdraft on that checking account under the terms of this agreement and you received no benefit. your checking account agreement. We may require you to provide us information in writing to help us find out what happened. Billing Cycle: In order to manage your account, we divide time into periods called billing We may also require you to comply with certain procedures in connection with our cycles'. Each billing cycle is approximately one month inlenglh.Foreach calendar month, investigation. your account will have a billing cycle that ends in that month. Your account will have a PAYMENTS billing cycle ending in each calendar month whether or not there is a billing statement Payment Instructions: Your billing statement and accompanying envelope include for that billing cycle. instructions you must follow for making payments and sets forth the date and time by Authorized Users: If you allow someone to use your account, that person will be an which we must receive the payment. authorized user. You may request an additional card for use by an authorized user on your account. If you do so, this account may appear on the credit repon of that authorized You a roe to pay us amounts you owe in U.S. dollars drawn on funds on deposit in a U.S. financial institution a the is y branch of a foreign financial institution using payment user. You should think carefully person tofue t the account as bec you Ome c a an. Youhwill remain check, money order or automatic debitthatwillbe processed orhonored byyourfinancial because you are allowing that institution. We will not accept cash payments. Your total available credit may not be p paying according restored for up to 15 days after we receive your payment. responsible for the use of your account and each card issued on your o the terms of this agreement. This includes your responsibility for paying all charges Any payment check or other form of payment which you send to us for less than the full on your account made authorized user. balance that is marked paid in full' or with a similar notation or that you otherwise tender You mull notify us to terminate an authorized user's permission to use your account. If in lull satisfaction of a disputed amount (conditional paymentsl, must be sentto us atthe you notify us, we may close the account and/or issue a new ccarrds, checks tolr any other conditional payments address listed on your monthly statement. We reserve all ourrights account number. You should also recover and destroy any regarding such payments. For example, if it is determined there is no valid dispute or if means of access to your account from that authorized user. anysuch payment is received at any other address, we may acceptthe payment and you Credit l n e: as a credit line appears on your billing statements. We may also refer to the will still owe any remaining balance. We may refuse to accept any such payment by may dit be uslimit.ed for Your cash billing advances. statement Cash may also advances, show incluthatding conlyas sh adportionvance of returning it to yu, not cashing it or by destroying it All other payments that you make S. should be sent to the regular payment address shown on yourEXHIF your credit line credit as line a credit checks, are charged against the cash advance portion of your credit line, and all other transac tions are charged against your credit line. You are responsible for keeping track Page t of 6 3 onwhich the check is increase (your APR up to the maximum default grate statedainthe (Rates and Fees We resolve the right tfeel tenlmentYtrolm the bank eligible nically presentment and any p es drawn. Our receipt of your payment checks is your authorization for us to collect We Table, may w?n our discretiontdeterminest ychargeRein the event of any duced default rates or reinstate the amount of the check electronically, or, if needed, by a draft drawn against the bank account. Payment elect, will be collected electronically by sending the cheek standard rates for all or selected balances on your account. amount along with the check, routing and account numb erceive your ban our paymentbThe Transactions). We calculation - e checks k. Your ank Finance Charge Calcula te periodicrfinanOcercharges separot p rchases balance cash transactions advances, lfor cash example,p advance ucha checks, ses, balance account may be debited as early as the same day we overdraft transfer checks, category of original payment check will be destroyed and an image will be maintained in our transfersassoci,atedwith a balance different records. a ment due, as shown advances, and each otionl.These calculations may combine different categories prom Minimum Payment: You agree to pay at least the minimum p y payment is due. with the same daily periodic rates. This is how it works: on your billing statement, so that we receive it by the date and time pay You may pay more than the minimum payment due and may pay the full amount you We calculate periodic finance charges for purchases, balance transfers, balance e owe us at any time. If you have a balance that is subject to finance charges, the transfer checks, cash advances, cash advance checks, and overdraft advances by sooner you pay us, the lessyou will pay in finance charges because finance charges multiplying the daily balance for each of those categories by the daily periodic rate accrue on your balance each day. for each of those categories, each day. You may have overdraft advances only have linked this account to a checking account with one of our related banks- lanc Your billing statement shows your beginning balance and your ending balance (the you rges for promotf nal trans -New Balance' on your will be the New Balance. Otherwise, it will bathe largest of t transfer clhecks, cash advaances, andacash advance checks subjectto afers minimum payment due the following: 510.00; 2% 01 the New Balance; or the sum of 1% of the New Balance, rate the same way, but we use the Promotional rate. for ea total billed periodic rate finance charges, and any billed late and overlimit fees. As To the aily ethe bobalance for a each da that day. category: We add to that balance any new transactions, tees, other charges, and debit part of the minimum payment due, we also add any amount past due and any amount over your credit line. Payment Allocation: You agree that we are authorized to allocate your payments adjustments that apply to that category. We add a new purchase, cash advance, and credits you balance transfer or overdraft advance, if applicable, to the daily balance as of the t a way that mo st favorable convenient for us. For example, y authorize us to apply your payments and credits to balances with lower APRs (such transaction date, or a later date of our choice. We add a new cash advance check promotional APRs) before balances with higher APRs. or check balaornce balance transfer transfer check nsfer to the check is daily bdepositedalance by as a of payee. the dorate a the claterash date adofvance Credit our Credit Balances: You may request a refund of a credit balance at anytime. We may reduce the amount of anycreditbalance bytheamountofnewcharges orteesbilled choice. to your account. • We subtract from that balance any payments, credits, or credit adjustments that Automatic Charges: You may authorize a third party to automatically charge your apply to that category and that are credited as of that day. • treat a credit balance as a balance t zero. or season your memberships and insurance premiums). II automatic char To et the beginning balance for each category for the next day, we add the daily (including P9 ing ergettc finance charge to the daily balance. It more than one daily periodic rate suspended are stopped are st for monthly any opped utility for reason) any reason your arepeat ccount is transactions closed (for or c charges beacccaountuse for these charges could apply to a category because the rate for the category may vary based on the number responsible toes,weinay but and not paying required to, pay from amount of its average daily balance, we will use the daily periodic rate that applies direnumberctly. changes, sthat yswe may, but ar If ha your nges account are your new account number charges that authorizedtobe billedto your old account for the average dally balance amount at the end of the billing cycle to calculate the daily periodic finance charge each day. This agreement provides for daily number. tom ounding of finance charges. Promotions: From time time we may offer special terms for your account. If we p do, we will notify you about the terms of the offer and howlong theywill be in effect. To getthe total periodic finance charge for the billing cycle, we add all o the daily periodic linance Any promotion is subject to the terms of this agreement, as modified by the charges for each category for each day during that billing cycle. However, i1 any periodic linance charge is due, we will charge you at least the Promotional after. minimumperiodictinance charge stated in the Rates and FeesTable. II it is necessary FINANCE CHARGES to add an additional amount to reach the minimum linance charge, we add that amount to the balance for purchases made during the billing cycle. Daily Periodic Rates and Annual Percentage Rates:Your annual percentage rates ("APRs") and the corresponding daily periodic rates are listed on the Rates and Fees The total finance charge on your account for a billing cycle will be the sum of the eriodiciinance charges plus anytransac[ion fee finance charges. Table that is at the end of this document or provided separately. To get the daily newl dailybalance lincluding transactions periodic rate we divide the APR 365, and in effect always round up at the fifth P place to the right of the decimal point. For each category we calculate an average art for the billing cycle by adding all your daily balances and dividing that amount by apply to our account cmay vary hange - t changes the number of days in the billing cycle. If you multiply the average rdaily balance for esult the umber to the Prime Rate. When you have an APR that varies with a category yt a app i Rate, we calculate the APR by adding a margin to the Prime Rate published in The of days in the billing cycle, the total will equal the periodic finance charges fort at hey balance attributable to that billing cycle, except for minor variations due to rounding. WallrnStreet Journaltwo days b the ent.The he Pri Rat me Raie'is the hisin; the highest hest J (Ue .) Prime Rate a Rate to pushownblished on in the M the Money Wall StreerJournalstops publishing Grace Period andAeerual 01 Finance Charges: We accrue periodic finance charges statement. Rates section of Prf The Wall SrreerJournal. If The Prime the Prime Rate, we will select a similar reference rate and inform you on your billing on a transaction, fee, or finance charge fromthe date it is added toyour dailyba ante statement or through a separate notice. until payment in fullis re c eived on your account. However, we do not charge periodic finance charges on new purchases billed during a billing cycle if we receive payment A'mness is the percentage we add to the Prime Rate to calculate the APR. A of Your New Balance by the date and time your minimum payment is due and we "business day" is any day that i not a weekend or federal holiday. The Rates and Fees Table shows which rates, if any, are variable rates. also lists the margin for received payment of your New Balance on your previous billing statement by the date and time your paymentwas due. This exception or'grace period' applies only each variable rate and any minimum daily periodic rate and corresponding APR. Two business days before the Closing Date shown on your billing statement, we see to purchases and does not applyto balance transfers, balance transfer checks, cash applicable margin to that Prime Rate to get advances, cash advance checks or overdraft advances, if applicable. what the Prime Rate is. dithen add the Transaction Fees for Cash Advances: We may charge you a cash advance fee in results rate calculated as described above. the amount stated in the Rates and Fees Table for cash advance checks and cash ults in a change to a daily periodic rate from the previous billing If the our calculation daily addition, it you use a third party service to make a payment on your behalf and cycle because the Prime Rate has changed, the new rate will apply as of the first advances. calculatiday of calculation. your billing cycle that ends in the calendar month to which a higher vpe odic the service charges the payment to this account, we may charge a transaction tee Ilthedailyperiodicrateincreases,youwillhaveto pay ay These transaction lees are finance charges. We add the fee to the balance for the finance charge and may have to pay a higher minimum payment. for the payment. Default Rates: Your APRs also may vary if you are in default under this agreement related category as of the transaction date of the cash advance. For example, a or any ny other agreement you have with us or any of our related companies for any at transaction fee for a cash advance would be added to your cash advance balance. the following reasons: Transaction Fees for Balance Transfers: We may charge you a balance transfer fee We do not receive, for any payment that is owed on this account or any other in the amount stated in the Rates and Fees Table for balance transfer checks and account or loan with us, at least the minimum payment due by the date and time balance transfers. due. These transaction fees are finance charges. We add the fee to the balance for the • You exceed your credit line on this account. our bank. related category as of the transaction date of the balance transfer. For example, a If any promotional transaction fee for a balance transfer would be added to your balance transfer • You make a payment to us that is not honored by y oftheseeventsoccurs,wemayincreasetheAPRslincludingenybalance. APR) on all balances [excluding overdraft advances) upto a maximum of the default rate stated in the Rates and Fees Table. We may consider the following factors to OTHER FEES AND CHARGES determine Your defa rate: e lenh of me our account has been open. the existence, se iousnesstand timing of he defaults on your account, other indications and Fees Table. These fees following Ifees. The I be addedrto the balanceefoer purrchaisesdmade during Membership Fee If your account has an annual membership fee, it will be of your account usage and performance; information about your other relationships the billing with t or any of our related companies; and information we obtain from consumer credit reports obtained from credit bureaus. The default rate will take effect as of billed each year or in monthly installments (as stated in the Rates and Fees Table), the first day of the billing cycle in which the default occurs. whether or not you use your account, and you agree to pay it when billed. The annual CMA12762 Page 2of6 membershipfee is non-refundable unless you notify us that you wish to close your account within 30daysofthedate wemailyourbillangstatement o g which tceanfulalme bershi Your payme tee is charged and at the same time, you p yy of the annual membership fee does not affect our right to close your account r limit your , we right to make transactions on your account. If your account is closed by you obalance will continue to charge the annual membership fee until you pay your outstanding in full and terminate your account relationship. Late Fee: If we do not receive at least the required minimum payment by the date and time it is due as shown on your billing statement for any billing cycle, we may charge the late fee shown in the Rates and Fees Table. It the late fee is based on a balance, we calculate the late fee using the Previous Balance on the current month's statementthet shows the late fee. This balance is the same as the New Balance shown on the prior month's statement for which we did not receive at least the required minimum payment by the date and time it was due. Overlimit Fee: It your account balance is over your credit line at any time charge bi ling cycle, even it only for a day, we may charge an overlimit fee. We may fee even if your balance is overthe credit line because of a finance charge or feewe imposed or a transaction we authorized. We will not charge more than one overlimit fee for any billing cycle. But we may charge an overlimit fee in subsequent billing cycles, even if no new transactions are made on your account, it your account balance still is over your credit line at any time during the subsequent billing cycles. Return Payment Fee: If (a) your payment check or similar instrument is not honored, (b) an automatic debit or other electronic payment is returned reunpaid, or cessed, c) we must chargers we may a payment check because it is not signed or cannot be p return payment fee. Return Check Fee: If (a) we stop payment on a cash advance check or balance transfer check atyour request, or (bl we refuse to pay a cash advance check or balance transfer check, we may charge a return check fee. Administrative Fees: It you request a copy of a billing statement, sales draft or other record of your account or if you request two or or cards you for these services. example, obtaining cards on art expedited basis), may However, we will not charge You Ior copies of billing statements, sales drafts or similar documents thatyou request for a billing disputeyou may assert against us under applicable law. We may charge, for any services listed above and other services we provide, the fees from time to time in effect when we offer the service. DEFAULTICOLLECTION We may consideryou to be in default if any of these occurs: We do not receive at least the minimum amount due bylhe date and time due as shown on your billing statement. • You exceed your credit line. • You fail to comply with the terms of this agreement or any agreement with one of our related companies. We obtain information that causes us to believe that you may be unwilling or unable to pay your debts to us or to others on time. You life for bankruptcy. You become incapacitated or in the event of your death. may close your account If we consider your account to be in defat, immediately. ately. We also may require without you to pay interest a' the rate of two percent (2%) a month on the unpaid your account to be six or more billing cycles past due. To the extent permitted by law, if you are in default because you have failed to pay us, you will pay our collection costs, attorneys' fees, court costs, and all other expenses of enforcing our rights under this agreement. CLOSING YOUR ACCOUNT You may close your account at any time. If you call us to close your account, we may require that you confirm your request in writing. e for We may close your account at any time or suspend your credit privileges at any tse your any reason without prior notice except as required by applicable law. 11 we clo account, we will not be liable to you for any consequences resulting from closing your account or suspending your credit privileges. If you or we close your account, you and any authorized users must immediately stop using your account and destroy all cards, checks or othermeansto access your account or return them to us upon request. You will continue to be responsible for charges to your account, even it they are made or processed after your account is closed and you will be required to pay the outstanding balance on your account according to the terms of addition this agreement. In outstandi g balance immediatehy or at any time after lyour c o nt is closed. to pay the ARBITRATION AGREEMENT PLEASE READ THIS AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION. ARBITRATION REPLACES THE RIGHTTO GO TO COURT. YOU WILL NOT BE ABLE TO BRING A CLASS ACTION OR OTHER REPRESENTATIVE ACTION IN COURT SUCH AS THAT IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION, NOR WILL YOU BE ABLE TO BRING ANY CLAIM IN ARBITRATION AS A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. YOU WILL NOT BE ABLE TO BE PART OF ANY CLASS ACTION OR OTHER REPRESENTATIVE ACTION BROUGHT BY ANYONE ELSE, OR BE REPRESENTED IN A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. IN THE ABSENCE OFTHIS ARBITRATION AGREEMENT,YOU AND WE MAY OTHERWISE HAVE HAD A RIGHT OR OPPORTUNITY TO BRING CLAIMS IN A COURT, BEFORE A JUDGE OR JURY,AND/ORTO PARTICIPATE OR BE REPRESENTED IN A CASE FILED IN COURT BY OTHERS (INCLUDING CLASS ACTIONS AND OTHER REPRESENTATIVE ACTIONS). OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO A MORELIMI ED.EXCE TAISOTTHERWI EPROVID DBE WPTHOSERIGH SAREWAIVED. Page 3of6 CMA12762 Binding Arbitration. This Arbitration Agreements made pursuant to a transaction involving interstate commerce, and shall be governed by and be enforceable under the federal Arbitration Act (the 'FAA-), 9 U.S.C. §1-16 as it maybe amended. This Arbitration Agreement sets forththe circumstances and procedures underwhich claims (as defined below) may be resolved by arbitration instead of being litigated in court. •",and"our' also Parties Covered. For the purposes of this Arbitration Agreement, . we us , includes our parent, subsidiaries, affiliates, licensees, predecessors, successors, assigns, any purchaser of your Account, and all of their officers, directors, employees, agents, and assigns or any and all of them. Additionally, 'we ,'us and "our" shall include any third party providing benefits, services, or products in connection with the Account (including but not limited to credit bureaus, merchants that accept any credit device issued under the Account, rewards programs and enrollment services, credit insurance companies, debt collectors, and all of their officers, directors, employees, agents and representatives) if, and only if, such a third party is named by you as a co-defendant in any Claim you assert against us. Claims Covered. Either you or we may, without the other's consent, elect mandatory, binding arbitration of any claim, dispute or controversy by either you or us against the other, or against the employees, parents, subsidiaries, affiliates, beneficiaries, agents or assigns of the other, arising from or relating in any way to the Cardmember Agreement, ation any prior Cardmember Agreement, your credit card Account or the advertising, application or approval of your Account ('Claim). This Arbitration Agreement governs all Claims, whether such Claims are based on law, statute, contract, regulation, ordinance, tort, common law, constitutional provision, or any legal theory of law such as respondeat superior, or any otherlegal or equitable ground and whether such Claims seek as remedies money damages, penalties, injunctions, or declaratory or equitable relief. Claims subject to this Arbitration Agreement include Claims regarding the applicability of this Arbitration Agreement orthe validity of the entire Cardmember Agreement or any prior Cardmember Agreement. This Arbitration Agreement includes Claims that arose in the past, or arise in the present or the future. As used in this Arbitration Agreement, the term Claim is to be given the broadest possible meaning. Claims subject to arbitration include Claims that are made as counterclaims, cross claims, third party claims, interpleaders or otherwise, and a party who initiates a proceeding in court may elect arbitration with respect to any such Claims advanced in the lawsuit by any party or parties. As an exception to this Arbitration Agreement, you retain the right to pursue in a small claims court any Claim thatis within that court's jurisdiction and proceeds on an individual basis. It a party elects to arbitrate a Claim,the arbitration will be conducted as an individual action. Neither you nor we agree to any arbitration on a class or representative basis, and the arbitrator shall have no authority to proceed on such basis. This means that even if a class action lawsuit or other representative action, such as that in the form of a private attorneygeneral action,is filed, any Claim between us related tothe issues raised in such lawsuits will be subject to an individual arbitration claim if either you or we so elect. No arbitration will be consolidated with any other arbitration proceeding without the consent of all parties. The only Claims that may be joined in an individual action under this Arbitration Agreement are ()) those brought by us againstyou and any co-applicant. joint cardmember, or authorized user of your Account, or your heirs or your trustee in bankruptcy or (2) those brought by you and any co-applicant, joint cardmember, or authorized user of your Account, or your heirs or your trustee in bankruptcy against us. Initiation of Arbitration. The party filing a Claim in arbitration must choose one of the Association; or National following Arbitration Forum. These administrators areindependentlromus.Theadmintstrator does not conduct the arbitration. Arbitration is conducted under the rules of the selected arbitration administrator by an impartial third party chosen in accordance with the rules of the selected arbitration administrator and as may be provided in this Arbitration Agreement. Any arbitration hearing that you attend shall be held at a place chosen by the arbitrator or arbitration administrator within the federal judicial district in which you reside at the time the Claim is filed, or at some other place to which you and we agree in writing. You may obtain copies of the current rules of each of the two arbitration administrators, information about arbitration and arbitration fees, and instructions for initiating arbitration by contacting the arbitration administrators as follows: American Arbitration Association, 335 Madison Avenue, Floor 10, New York, NY 10017-46D5, Web site: www.adr.org, 800-778-7879: or National Arbitration Forum, P.O. Box 50191, Minneapolis, MN 55405, Web site: www.arbitration-forum.com, 800-474.2371. Procedures and law applicable in arbitration. A single, neutral arbitrator will resolve Claims.The arbitratorwi8 eitherbe a lawyerwith at leastten years experience or a retired or former judge. The arbitration will be conducted under the applicable procedures and rules of the arbitration administrator that are in effect on the date the arbitration is filed unless those procedures and rules are inconsistent with this Arbitration Agreement, in which case this Agreement will prevail. These procedures and rules may substanlamount law of discovery available to you or us. The arbitrator will apply applicable consistent with the FAA and applicable statutes of limitations, and will honor claims at privilege recognized at law. You may choose to have a hearing and be represented by counsel. The arbitrator will take reasonable steps to protect customer Account information and other confidential information, including the use of protective orders to prohibit disclosure outside the arbitration, if requested to do so by you or us. The arbitrator will have the power to award to a party any damages or other relief provided for under applicable law, and will not have the power to award relief to, against, or for the benefit of any person who is not a party to the proceeding. If the law authorizes such relief, the arbitrator may award punitive damages or attorney fees. The arbitrator will make any award in writing but need not provide a statement of reasons unless requested by a party. Upon a request by you or us, the arbitrator will provide a brief statement of the reasons for the award. Casts. We will reimburse you for the initial arbitration filing fee paid by you up to the amount of S500 upon receipt of proof of payment. Additionally, if there is a hearing, we will pay ahy tees of the arbitrator and arbitration administrator for the first two days t to the arbi s.; ou agree thatwe, and iifeappl''tcable. listen our agents, may your of that hearing. The payment of any such hearing fees by us willto this de dirafoln u tration administrator selected by you or us pursuant es will be allocated in keeping withthe rules of the arbitration i AgreemeadministranttorAll and other te applicable law. However, we will advance or reimburse filing fees I or arbrator determines and other fees it the arbitration administrator you ask usand we determine there is good cause reason for requiring us to do so or y Party for doing so. Each party will expense of t1fe fees and costs of and other expenses, regardless of which attorneys, experts, eat (as Permined below), except that the party prevails, for arbitration and any app artY should arbitrator shall apply any applicable law in determining whether a p recover any or all fees and costs from another pae a in enforcing this Arbitration Enforcement, finality, appeals. Failure or any Y Agreement al anytime, Orin connection with any particular Claims, will not constitute a waiver of any rights to requndered in such a bitration proceeding will be final and other Claims. Any decision in writingto the arbitration organization binding onthe parties, unless a party appeals within 30 days of issuance of the award. The appeal must request a new arbitration before a panel of three neutral arbitrators designated by the same arbitration anew, follow th organization. The panl to will reconsider all using atsinlgland e arbiittrator, and make dec sions same rules that apply ly P will bear their own fees, costs and based on the vote of the majority. Each party expensesfor any appeal, but a party may recover anyor all fees, costs andexp from another party, if the majority of the panel of arbitrators, applying applicable so determines. An award in arbitration will be enforceable as provided by the FAA or other applicable law by any court having jurisdiction. survive: li) termination or Severability, survival. This Arbitration Agreement changes in the Cardmember Agreement, the Account and the relationship between you and us concerning the Account, such as the issuing of a new account number or the transferring of the balance in the Account to another account: Pil the alf; bankruptcy of any party or any similar proceeding initi t party. r n your obeh f th and (iii) payment of the debt in full by YOU or by a Arbitration Agreement is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. CHANGES TO THIS AGREEMENT have ccess We can change this agreement at anytime, regardless of whet er Our right to add, to your account, by adding, deleting, or modifying any provision. delete, or modify provisions includes financial terms, such as the APRs and fees, and other terms such as the nature, extent, and enforcement of the rights and obligations you or we mayhave relating to this agreement. Modifications, additions, or deletions are called "Changes" or a "Change-. We will notify you of any Change if required by applicable law. These Changes may be effective with notice only, at the time stated in our notice, in accordance dance with the unpaid applicable law. Unless we state otherwise, any Change will apply balances on your account and to new transactions. The notice will describe any rights you may have with respect to any Change, and exam the consequences if ao notify rusoin not writing by a specified tdaterii you do not wnnotice tto may state that you accept certain Changes we are making. of accept the Changes, your account may be closed (it it is not already closed) and you will be obligated to pay your outstanding balance under the applicable terms of the agreement. If you do not notify us in writing by the date stated in the notice, or if you notify us but then use your account after the date stated in the notice, you will be deemed to accept all Changes in the notice and to accept and confirm all terms of your agreement and all Changes in prior notices we have sent you regardless of whether you have access to your account. CREDIT INFORMATION We may periodically review your credit history by obtaining information from credit bureaus and others. We may report information about you and your account to credit bureaus, including your failure to pay us on time. It you request additional cards on your account for others, we may report account information in your name as well as in the names of those other people. you may II you think we have reported inaccurate information to a credit bureau, Y write to us at the Cardmember Service address listed on your billing statement. risi Please include your name, address, account number, to la copy of umber and beau the t _ description of the problem. If available, Please P report in question. We will promptly investigate the matter and, if our investigation shows that you are right, we will contact each credit bureau to which we reported the information and will request they correctthe r If dis will withno u after We also our investigation, we will tell you in writing or by telephone. bureau that you dispute the information unless you let us know that you no longer dispute the information. NOTICES/CHANGE OF PERSONAL INFORMATION We will send cards, billing statements and other notices toyou at the address shown in our tiles. Or, if this is a joint account, we can send billing statements and notices to any joint account holder. Notice to one of you will be considered notice namef you and all of you will remain obligated on the account. If you change your address, or home, cellular or business telephone number or email address (if must notifyyou elect to receive billing statements or other notices online), you immediately in writing at the address shown on your billing statement. We may, at our option, accept mailing address correctionsfromthe United States Postal Service. at any addresstor tel phone number as well as anyrcellularr telephone or n number collection, provide us_ ELEPHONE MONITORING AND RECORDING so, whether you calls with nitiate the telephone call. NFORMATION SHARING You authorize us to share certain information aboutyou and your account within our family of companies, and with others outside our family of companies including any company or organization whose name or mark mayappear onthe cards, as permitted by law. Our Privacy Policy, which is provided to you when you first receive an agreement and at least once each calendar year thereafter, describes our information sharing practices and the choices you have and directions you may give us about our sharing of information about you and your account with companies or organizations within and outside of our family of companies. ILLINOIS CARDMEMBERS Illinois law provides that we may not share information about you with companies or other organizations outside of our family of companies unless you authorize the disclosure or unless the disclosure falls under another exception in the law (such as sharing information to process your transactions or in response to a subpoenal• You hereby agreelhat,if you choose notto exercisethe applicable opt out described in our Privacy Policy, you will be deemed to have authorized us to share personal informationwe have about you (including information related to any of the products or services you may have with any of our companies) with companies or other organizations outside of our family of companies. ENFORCING THIS AGREEMENT We can delay enforcing of not enforce any of our rights underthis agreement without losing our right to enforce them in the future. It any of the terms of this agreement are found to be unenforceable, all other terms will remain in full force. ASSIGNMENT We may assign your account, any amounts you owe us, or any of our rights and obligations under this agreement to a third party. The person to whom we make the assignment will be entitled to any of our rights that we assign to that person. GOVERNING LAW THETERMSAND ENFORCEMENT OFTHIS AGREEMENT AND YOUR ACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH FEDERAL LAW AND, TO THE EXTENT STATE LAW APPLIES, THE LAW OF DELAWARE, WITHOUT REGARD TO CONFLICT-OF-LAW PRINCIPLES. THE LAW OF DELAWARE, WHERE WE AND YOUR ACCOUNT ARE LOCATED, WILL APPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT. FOR INFORMATION your account or this agreement or billing Please call the Cardmember statement it you have any questions Service telephone YOUR BILLING RIGHTS Keep This Notice For Future Use This notice contains important information aboutyour rights and our responsibilities under the Fair Credit Billing Act. Notify Us In Case Of Errors Or Duestions About Your Bill If you think your bill is a separate sheet at the Ca dmemberServce address shown -n. hill lis on on your billing statement. Write to us as soon as possible. no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain, it you can, whyyou believe there is an error. It you you are not sure about. need more information. describe or the ditt and bill automatically from Your savings If you ou have have authorized us us to o pay pay y or checking account, you can stop the payment on any amount you think is wrong. occurs at least three business days before To stop the payment your scheduled must treach the automatic payment Your Rights And Our Responsibilities After We Receive Your Written Notice We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or reportyou as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit line. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may reportyou as delinquent. However, it our explanation does not satisfy you and you write to us within 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question aboulyour b;ll. And, we musttell you the name of anyone we reported you to. We musttell anyone we report youtothat t the attar has been settled between us when it finally is. If we don't follow these rules, we can't collect the first S50.DO of the questioned amount, even if your bill was correct Special Rules for Credit Card Purchases CMA12762 Page 4 of 6 If you have a problem with the quality of property or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. This right does not apply to check transactions. There are two limitations onthis right: (a) You must have made the purchase inyour home state or, it notwithin your home state, within 100 miles of your current mailing address; and (b) The purchase price must have been more than 550.00. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services. Copyright ®2007 JPMorgan Chase & Co. All rights reserved. CMAt 2762 Page 5 of 6 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. 14904 relating to unsworn falsifications to authorities, that he is Ruben A. Alcaraz (Name) Assistant Treasurer of Chase Bankcard Services, Inc. , a subsidiary of the (Title) (Company plaintiff herein, that maintains the records for and services the credit cards accounts owned by plaintiff and he is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. (Sign re) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CHASE BANK USA, NA ) Plaintiff ) V. ) MARY A. MEHRPUYAN ) Defendant ) CIVIL ACTION NO. 10-5522 c .. c? c-a -rl .. _.? •? fYl ? co rte, ipp 1 c ? t t c ?I = y ? MOTION TO STRIKE FOR FAILURE TO STATE A CAUSE OF ACTION AND NOW COMES Defendant Mary A. Mehrpuyan, pro se,Defendant in the above-referenced action and states the following: 1. Defendant was served with a civil complaint regarding her alleged debt in the above- referenced matter on August 24th, 2010. 2. In the Complaint, Plaintiff repeatedly failed to state a cause of action, the three Counts being represented by numbers. Consequently, Defendant moves the Honorable Court to strike the above-referenced complaint, with prejudice due to failure to state a cause of action. Respectfully submitted, ary,A. Mehrp, an, pro se. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CHASE BANK USA, NA ) CIVIL ACTION NO. 10-5522 Plaintiff V. MARY A. MEHRPUYAN Defendant VERIFICATION OF COMPLAINT STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND BEFORE ME: personally appeared Mary Mehrpuyan, who, being by me first duly sworn and identified in accordance with California law, deposes and says: 1. My name is Mary Mehrpuyan, Defendant herein. FURTHER THE AFFIANT SAYETH NAUGHT Mary Mehrpuyan, pro se. SWORN TO and subscribed before me this I y day of ; 2010. COMMONWEALM OF PENNSYLVANIA Notarial Seal Jennifer Boova, Notary Public Hampden Twp., Cumberland County My Commission Expires Jan. 7, 2014 Member, Pennsylvania Association of Notaries Notary Public --- I My Commission expires: CERTIFICATE OF SERVICE UNDER PENALTY OF PERJURY, I CERTIFY that a copy of the foregoing was provided by certified mail to James C. Warbrodt, Weltman, Weinberg & Reis Co., L.P.A., 436 Seventh Avenue, Suite 1400, Pittsburgh, Pa. 15219 Mafy A. Mehrp?fyan, pro se. 35 Devonshire Square Mechanicburg, Pa. 17050 CHASE BANK USA, NA, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. : CIVIL ACTION - LAW MARY A. MEHRPUYAN, Defendant NO. 10-5522 CIVIL TERM IN RE: DEFENDANT'S MOTION TO STRIKE ORDER OF COURT AND NOW, this 14th day of September, 2010, upon consideration of a document entitled "Motion To Strike for Failure To State a Cause of Action" filed September 13, 2010, and it appearing that the motion is in fact a preliminary objection to Plaintiff's complaint, the parties are directed to proceed under the Cumberland County Rules of Procedure as if the motion is a preliminary objection. James C. Warbrodt, Esq. Weinberg & Reis Co., L.P.A. 436 Seventh Avenue Suite 1400 Pittsburgh, PA 15219 Attorney for Plaintiff ?Mary A. Mehrpuyan 35 Devonshire Square Mechanicsburg, PA 17050 Defendant, pro Se C-00 k s M-aI LAC, /? Q/l I g1to ( ?-=r-yl BY THE COURT, J 1 n C *i SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Fra Sheriff Jody S Smith 10 SEP _ 9 aM $ b 4 Chief Deputy z Richard W Stewart J Solicitor = . t CCMp {?;SYLVANIA Chase Bank USA, N.A. Case Number vs. Mary A. Mehrpuyan 2010-5522 SHERIFF'S RETURN OF SERVICE 09/03/2010 08:30 PM - Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on September 3, 2010 at 2030 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Mary A. Mehrpuyan, by making known unto Dae Lee, adult in charge at 35 Devonshire Square, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and correct copy of the same. STEPHEN BENDER, DEPUTY SHERIFF COST: $37.00 September 07, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF ?o) Count Swe Sheriff, rethcsoft. w IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION c? c CHASE BANK USA, N.A. ? Plaintiff ?a r-z ca 40 Ci il A ti N 10 5522 CV vs. v on c o. - - Z aZ" MARY A MEHRPUYAN .c° cy on Defendant AMENDED COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 AMENDED COMPLAINT 1. Plaintiff is a corporation with offices at 200 White Clay Center Drive, Newark, DE 19711. 2. Defendant is an adult individual residing at 35 Devonshire Square, Mechanicsburg, PA, 17050. 3. At all times relevant hereto, Plaintiff was engaged only in those activities, including transacting business in interstate commerce, that shall not be considered to be doing business in this Commonwealth, as defined by 15 Pa.C.S.A. § 4122. COUNT I - XXXXXXXXXXXX6184 4. On or about November 24, 2003, Defendant applied for and was issued a credit card by Plaintiff bearing the account number xxxxxxxxxxx6184. Defendant applied for the credit card by internet and the information provided by Defendant to Plaintiffs representative is set forth in the written document attached hereto as Exhibit "I". 5. The aforesaid account is subject to the terms and provisions of a written customer agreement. A true and correct copy of Plaintiffs written customer agreement which was mailed by the Plaintiff to the Defendant, and which agreement was received by the Defendant, is attached hereto, marked as Exhibit "2" and made a part hereof. 6. Defendant used the aforementioned credit card to purchase goods, merchandise and services. 7. Attached hereto, marked as Exhibit "3" and made a part hereof are true and correct copies of the monthly statements on Defendant's aforementioned account, dated December 25, 2005 through August 24, 2010. 8. Pursuant to the terms of the agreement between the parties, Defendant agreed to make monthly payments on the outstanding balance on his account. 9. Defendant last made a payment on the aforementioned account on January 15, 2010, in the amount of $250.00. 10. The balance due and owing to Plaintiff on the aforesaid account as of August 24, 2010 was $10,066.25. 11. Defendant is in default by failing to make payments when due. 12. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 13. Plaintiff avers that such attorneys' fees will amount to $150.00. 14. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Mary A. Mehrpuyan, individually, in Count I, in the amount of $10,066.25, plus interest at the statutory interest rate of 6% per annum from date of judgment, plus attorneys' fees of $150.00, and costs. COUNT II - XXXXXXXXXXXX5394 15. Plaintiff incorporates by reference each of the preceding paragraphs of the Complaint as if the same were set forth more fully at length herein. 16. Defendant applied for and received a credit card issued by Plaintiff bearing the account number ending in x5394. 17. The aforesaid account is subject to the terms and provisions of a written customer agreement. A true and correct copy of Plaintiff's written customer agreement which was mailed by the Plaintiff to the Defendant, and which agreement was received by the Defendant, is attached hereto, marked as Exhibit "4" and made a part hereof. 18. Defendant used the aforementioned credit card to purchase -goods, merchandise and services. 19. Attached hereto, marked as Exhibit "5" and made a part hereof are true and correct copies of the monthly statements on Defendant's aforementioned account, dated April 28, 2004 through August 27, 2010. 20. Pursuant to the terms of the agreement between the parties, Defendant agreed to make monthly payments on the outstanding balance on his account. 21. Defendant last made a payment on the aforementioned account on January 22, 2010, in the amount of $250.00. 22. The balance due and owing to Plaintiff on the aforesaid account as of August 27, 2010, was $8076.16 23. Defendant is in default by failing to make payments when due. 24. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 25. Plaintiff avers that such attorneys' fees will amount to $150.00. 26. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Mary A. Mehrpuyan, individually, in Count II, in the amount of $8076.16, plus interest at the statutory interest rate of 6% per annum from date of judgment, plus attorneys' fees of $150.00, and costs. COUNT III - UNJUST ENRICHMENT 27. The averments contained in Paragraph 1 through 26, above, are incorporated herein by reference thereto as though herein set forth at length. 28. By his use, acceptance and retention of the goods purchased using the aforesaid accounts without making the payments due to the Plaintiff, Defendant has been unjustly enriched to the detriment of the Plaintiff. 29. Although repeatedly requested to do so by the Plaintiff, Defendant has willfully failed and/or refused to pay the principal balance, finance charges or any part thereof to the Plaintiff. WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, Mary A. Mehrpuyan, individually, in Count III, in an amount not to exceed the court's jurisdictional limits for arbitration cases, plus costs. WELTMAN, WEINBERG & REIS, CO., L.P.A. James C. W T A rodt, , PA I.D. #42 WELTM W B 1400 KopB ldin 436 Sevev Y ue Pittsburg 5219 (412) 434 795 Esquire & RE IS CO., L.P.A. This law firm is a debt collector attempting to collect this det foiour client and any information obtained will be used for that purpose. / VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa. C.S. 14904 relating to unsworn falsification to authorities, that he is an attorney for the Plaintiff herein and makes this Verification based upon the facts as supplied to him by the Plaintiff because the Plaintiff is outside the jurisdiction of the court and the Plaintiff's Verification cannot be obtained within the time allowed for the filing of this pleading; and that the facts and circumstances set forth in this pleading, are true and correct to the best of his knowledge, information and belief. FIRST USA INTERNET APPLICATION 11/24/03• PRIMARY APPLICANT INFO APPID 20031125800320 REFERENCE NUMBER 031125508893 TELEMARKETING NUMBER 329031003201 PRODUCT TYPE VP DIVISION 031 SOURCE CODE 6PRV MERCHANT NUMBER NAME MARY A.MEHRPUYAN SOCIAL SECURITY NUMBER a??i67 HOME PHONE Qw- ADDRESS 9239 LOWELL AV ADDITIONAL ADDRESS CITY/STATE/ZIPCODE SKOKIE LENGTH OF RESIDENCE ***"' PREVIOUS ADDRESS PREVIOUS CITY/STATE/ZIPCODE PREVIOUS LENGTH OF RESIDENCE DATE OF BIRTH 030363 NUMBER OF DEPENDENTS 01 EMPLOYER UNKNOWN POSITION UNKNOWN CUSTOMER AGREES Y LENGTH OF EMPLOYMENT **** BUSINESS PHONE 40-40M844 EMPLOYER CITY/STATE UNKNOWN MONTHLY INCOME 068000 OTHER INCOME SOURCE OF OTHER INCOME PBLRD HOUSING TYPE HOUSING AMOUNT 0000 CHECKING ACCOUNT SAVINGS ACCOUNT MOTHERS MAIDEN NAME MUCH AUTHORIZED USER SECONDARY APPLICANT INFO JOINT NAME LOAN TERMS *** LOAN XFER FLAG LOAN XFER AMOUNT 0000000 LOAN CHECK AMOUNT 0000000 JOINT LENGTH OF RESIDENCE JOINT PREVIOUS LENGTH OF RESIDENCE JOINT DATE OF BIRTH JOINT EMPLOYER JOINT OCCUPATION CODE JOINT POSITION JOINT LENGTH OF EMPLOYMENT JOINT EMPLOYER CITY/STATE JOINT INCOME JOINT OTHER INCOME MARKETING-ID/REF-MEM-ID BALANCE XFER ACCT # 1 0000000000000000 BALANCE XFER AMT 1 0000000 BALANCE XFER ACCT # 2 0000000000000000 BALANCE XFER AMT 2 0000000 BALANCE XFER ACCT # 3 0000000000000000 BALANCE XFER AMT 3 0000000 8493306 IL 60076 1631 EXHIBIT I Cardmember Agreement CMA12762 ACCEPTANCE OFTHIS AGREEMENT This agreement governs your credit card otceuntwith us referenced on the card carrier containing the card for this atcount. Anyuso of your account is covered by this agreement. Please read the entire agreement and keep it for your records. You authorize us to pay for and charge your account for all transactions made an your account. You promise to pay ustof all lraosoctions made an your account, aswell as anyleetortinence charges. 11 this is a joint account, each of you, together and ini ividuath, is responsible for paying all amounts owed. even if the account Is used by only one of you. We may require that you pay the full amount owed without first asking the other persons) to pay. Please sign the back of your card when you receive it. You will be bound by this agreement If you or anyone authorized by you use your account for any purpose, even If you don't sign your card. Whetfteryou use your account or not,youwillbe bound bythis agreement unless you cancel your account within 30 days after rataiving your card and you have not used your account for any purpose. Throughout this agreement, the words 'we ,'ve and'our mean Chase Rank USA, N.A., the issuer of your credit card and account. The words -yad, `Vouf and "yours mean all persons responsibfe fo complying with the agreement, including the person who applied for the-account and the person to whom we address Wall statements, as weft as any persan who agrees to be Roble on the account. The wofd'asrd' means ore or more cards or other access devices, such as account numbers, that we have issued to permit you to obtain credit under this agreement. USING YOUR ACCOUNT Your account is a consumer account and shag be used only for personal, family or household purposes. Unless we agree or it is required by law, we will not be responsible for merchandise or services purchased or leased through use of your account. You promise to use your account only for valid and lawful Transactions. For example, internal gambling may be illegal in some places. It is not our responsibility to make sure that you use your account only for permissible transactions, and you will remain responsible for paying for a transaction even H it is not permissible or contemplated under this agreement. Types of Transactions: • Purcbssus: You may use your card to pay for goods or services. • Checks: We may provide you cash advance checks or balance transfer checks as a way to use your account. We efso refer to them+n Ww agreement as a chock or ebstks. You may use a chock to pay forgoods or services, to transfer balances to your account, or for other uses we sHow. But you may not use these checks to transfer balances to this account Irom other accounts with us o any of our related companies. Only the person whose name is printed on iha check may sign the chock. Cash advance checks are treated as cash advances and balance transfer checks are treated as balance transfers except as noted in this agreement or any titter we make to you. Wo may crest checks that we cog convenience checks as balance transfer cheeks. However, checks that we cog convenience chicks and that we indicated to you are subjecr to the terms for cash advances, may be treated as cash advances-and assessed cash advance rates and Ines. • Balance Transfers. You may transfer balances from other accounts of loans with other tltlaatcotra wotherhafancetransfersweallow But you may not transfer batoncat Tr. this sccou of our related companies. $ a portion of a requested balance transfer win exceed your available credit tine, we may process a partial balance transfer up to your available credh line. - Cash Advances: You may use your card to got cash from automatic tellermachines, or from financial institutions accepting the card; or to obtain travelers checks, lofeign . currency, money orders, wife transfers or simiiareash•fike charges, "to obtain lottery tickets, casino gaming chips, race track wallas or for similar beaing transactions. You may also use a third party service to make a paymenton your behalf and bill the payment to this account • Overdraft Advances: If you have an eligible checking account with one of our related banks, you may fink this account to Vow checking account with our related bank to cover an overdraft on that checking account under the terms of this agreement and your checking account agreement, Billing Cycle: In orderto manage you account, we divide time into periods called-billing cycles'. Each blimp cycle is approximately one month in length, For each calendar month, your account wit) have a billing cycle that ands In that month. Your account will hove a billing cycle ending In each calendar month whether or pot there is a billing statement for that billing cycle, Authorized Users.. If you allow someone to use your account, that person win be an authorized user, You may request an additional card for use by an sudmized user on your account. N you do to, this account may appear an the credit report of that authorized user. You should think carefully before allowing anyone to become on authorized user because you are allowing that person to use the account as you can. You will remain responsible for the use of your account and each card issued on your secount according to the terms of this agreement, This Includes your responsibility for paying all charges on your account made by an authorized user, You [oust notify us to terminate an authorized user's permission to useyow account. If You matify us. we mayclose the account and/or issue a new card or calls with a different ascotiM number. You should also recover and destroy any cards, checks or any other meant of access to your account from that authorized us*4 Credit Line. Your cmifit-Rns appears on you bung statements. We may also refer to the credh One as a credit limit. Your biding statement may also show That only a portion of Youttredit line may be used for cash advances. Cash advances, including cash advance checks, lire charged against the cash advance portion of your credit line, and all other transactions are charged against your credit line. You are responsible for keeping track Page I of S of your account balance, including any fees and finance charges, and making sure it romalns below your, credit fine. 0 yaw account bsionce is over your crack One for any niescn, ws may chugs you on avertenit Its as deacrlbed in this agpreement We may, but are not required to, authorize charges that ga over your credit line. You must pay any amount over your credit One, and you must pay us immadistely.fl we ask you to. This agreement applies to any balance on your account, including any balance over your credit Ibte. At ourdiscretion, we may increase, reduce, or cancel your credit fate, of the cash advance portion of your credit fine, at any time, However, 0 you have asked us not to do so, we will notintresse yourcrodit line. A change to your credit Ras will not affect your obligation to pay U6 international Transactions: International Transactions include spry transaction that you make in a foreign currency or that you make outside of the United States of America wen it it is made in U.S. dollars. If you make a transaction In a foreign currency, Vise International or MasterCard international, Inc., will convert the transaction into U.S, dollars by using its respective cwreneY i0rwe(sioaprotedures.7he exchange rate each entity uses to convert currency Is a rata that it selects either from the range of rates available in the wholesale currenty markets for the applicable processing date (which rate may vary from the , rate the respective entity itself receives), or the goverameni-mandatadrats kn effect on The applicable processing date. The rate in affect on the applicable processing date may differ frorntha rate on the date you ustrdyour card or account We reserve the right to charge you an addkional3% of the U.S, dollar amount of any international Iansactwn, whether that transection was originally made in U.S. dollars or was made in another currency and converted to U.S. dollars by Visa or MasterCard. In either case, the 3% will be calculated on the U.S, dollar amount provided to us by that entity. The some process and charges may apply if any international transaction is reversed. Rafosat to AutharlteTransaclions: We may, but are not required io, decline a Transaction on Vow account fo any of the following reasons: • because of operational considerations, • because your account is in default, • ff we suspect fraudulent to unlawful activity or, • in our discretion, for any other reason, we are not responsible for any losses if a transaction on your account Is declined for any reason, either by us or a third party, even if you he" sufficient credit available. For online transactions, we may require that you register your account with an authorization systerwthat we select. We will notify you If we want you to register. If you do not register, we may decline your online transactions. Ralasel to Pay Cbecks: Each check you write is your request fur funds, When we receive a check for payment, we may review your account to deckle whether to authorize that check We may, but are not required to, rajoct and return unpaid a check for any reasork including the following examples; • We or one of our related companies is the payee on the check, • Yaw craditfne or cash advance portion of your credit fine has been exceeded, or would be exceeded if we paled the check. • The check is post-dated. If a post-dalad check is paid, resulting in anothercheck being returned or not paid, we are not responsible, • You hove used the check after the data specified on it, • You are In default or would be if we paid the cheek, Lost or o en ar s, or other is to access your account Is lost or stolen, or you think someone used or may use them without Your permission, you must notify in at once by calling the Cardmember Service telephone number shown on your cad w bang statement, do not use your account after you notify us, even 0 yaw card. check, account number or other means to access your account Is found or returned. We may terminate w suspend your credit pi vi'leges when you nosily us of any loss, theft or unauthorized use related to your account, You may be liable ;j there is unauthorized use of your account from which you receive no berelk butyou will not be liable for mote than 1150.00 of such transactions, and you will not be 0abhe for any such transactions made after you notify us of the loss, theft or unauthorized use. However, you must identity for us the unauthorized charges from which you received no benefit. We moy require you toprovide us information in writing to help us find out what happened. We may also require you to comply with certain procedures in connection with our Investigation. PAYMENTS Payment lastroction:: Your bilfing statement and accompanying envelops include instructions you must follow for making payments and sets forth the date and time by which we must receive the payment. You agree to ppaayy us amounts you owe in U.S. donors drawn on funds on deposit in a U.S. financial iastkution or the U-IL branch of a foreign financial institution using a payment check, money order or automatic debit that will be processed or honored by your financial insfiatbn. We win not accept cash oaymerds. Your total available credit may not be restored for up to 15 days suer we receive your payment. Any payment check or other form of payment which you send to us for less than the full balance purr is morked'peid in full' or wills a similar notation or that you otherwise tender in tun satisfaction of a disputed amount (conditional paymerts), most be se itto mat the conditions) payments address listed on your morttllystatemeM. We reserve an ourrights regarding such payments. For example, H it is determined there is no valid dispute or if anysuch payment is received at any other sefdress, we may accept the payment.andyou will strip owe any remaining balance. We may refuse to accept any such payment by fawning it to you, not cashing it or by destroying it. Ail other ethat you make should be sent to the regular payment address shown on you' a' 1 s We reserve the tight to electronically collect your eligible payment checks, st first presentment and any reprasenlment,lrom the bank account on which the check is drawn. Our receipt of your payment checks is your authorization for us to collect the amount of the check electronically, or, T needed, by a. draft drawn against the be nit account. Payment checks will be collected olectronicaly by sending the check amount along with the check, routing and account numbers to your bank. Your bank account may be debited as early as the some day we receive your payment. The original payment check will be destroyed and an image will be maintained in our records. Minimum Payment: You agree to pay at least the minimum payment due, as shown on your billing statement, so that we receive N by the data and tins payment is due. You may pay more then the minimum payment due and may pay the full amount you owe us at any time. If you have a balance that is subject to finance charges, the sooner you pay us, the less you will pay in finance charges because finance charges accrue on your balance each day. Your billing statement shows your beginning balance and your ending balance jibe New Batanca on your billing statement). If the New Balance is S19.811 or less, your minimum payment duo WIN be the New Balance. Dtherwise, it will be the largest of the !allowing: 510.00; 2% of the Now Balance; of the sum of t % of the Now Balance, total bilked periodic rate finance charges, and any billed fate and ovedimk fees. As part of the minimum payment due, we also add any amount past d ue and any amount over your credit line. Payment Allocation. You agree that we are authorized to allocate your payments and credits in a way that is most favorable to or convenient for us. For example, you authorize us to apply your payments and credits to balances with lower APRs (such as promotional APRs] before balances with higher APRs. Credit Balances: You mayrequest a refund of a credit balance at any lime. We may reduce the amount of any credit bafahc a by the amount of new charges orfees biped to your account. Automatic Charges: You may authorize a third party to automatically charge your account (or repeat transactions (for example, monthly utility charges, memberships a nd insurance premiums j.1f automatic charges are stopped for arty resson j'mcludin g because your account is closed or suspended for any resson) or your account number changes, you are responsible for nodytng tha biller andpayingthese charges diractly. ff your account number changes, we may, but are not required to, pay from your new account number chargesthat you suthorizedlo be biladtoyourold account number. Pfomatiana: from time to time we may offer special terms for your account, if we do, we will notify you about the farms of the offer and how long theywii be in affect. Any promotion is subject to the corms of this agreement, as modified by the promational offer. FINANCE CHARGES Daily Periodic Rates and Annual Percentage Rotor. Your sexual percentage faxes I'APRs'i and the corresponding daily periodic rates are Naiad on the Rates and Fees Table that is at the and of this document or provided separately. To gat the daily periodic rate we divide the APR by 365, and in effect always round up at the filth place to the right of the decimal point. la ow accouMmagvarywilhchanges to the Prime Rate. When you have an AP that vsrnrs Rate, we calculate the APR by adding a margin to the Prime Rate published in The WeNStreer Journshwo business days before the Closing Date shown on your billing statement. The 'Prima Rate" is the highest (U.S.) Prime Rate published in the Money Rates section of The WaNStreerioumaL if The WsNStreerJoumalstops publishing the Prime Rate, we will select a similar reference rate and inform you on your billing statement or through a separate notice. A 'margin' is the percentage We add to the Prime Rate to calculate the APR. A 'business dau+' is any day that is not a weekend or federal holiday. The Rates and Fees Table shows which rates, if any, are variable rafts. it also lists the margin for each variable rote and any minimum daily periodic rate and corresponding APR. Two business days before the Closing Oats shown on your billing statement, waste what the Prone Rau Is. We than add the applicable margin to that Prime Rate to got the APR. The daily periodic rate Is calculated as described above. It our calculation results in a change to a dally, periodic rate hom the previous billing cycle because the Prime Rate has changed, the new rate will apply as of the first day of your billing cycle that ends in the calendar month in which we made the calculation, lithe doilypedodic rate increases, you will haw to pays higher periodic finance charge and may haw to pay a higher minimum payment. Week Rotes: Your APRs also may vary if you are in default under this agreement or any other agreement you have with us or any of our related companies for any of the following reasons: • We do not recalve, for any payment that Is owed on this account or any other account or loan with us, at least the minimum payment duo by the date and time duo. • You exceed your credit line on this account. • You make a payment to us that is not honored by your bank. If any of these events occurs, we may increase the APRs (including any promotional APR) on all balances (excluding overdraft advances) up to a maximum of the default rate stated in the Rafts and Fees Table. We may consider the following factors to determine your default rate. the length of three your account has been open, the existence, seriousness anddmfng of the defaults on your account: other Indications of your account usage and performance, information about your other relationships with us or any of our related companier, and information we obtain from consumer credit reports obtained from credit bureaus. The default rate will take affect as.ot the first day of the billing cycle in which the default occurs. It we decide not to increase your APR even though there is a defauk or if we do not Increase your APR up to the maximum default rate stated in the Rates and Fees Table, we reserve our right to increase your APR in the event of any future default. We may in our discretion determine to charge reduced default rates or reinstate standard rates for all or selected balances on your account. Finance Charge Calculation - Average Daily Defence Method (Including New Transactions): Wo calculate periodic finance charges separately for each balance assoclated with a diRorent category of ira nsaclicars Itor example, purchases, balance transfers, balance transfer checks, cash advances, cash advance checks, overdraft advances, andeaehprom fWa).ThasscakWationsmaycombinedifferentcategories with the same daily perlmfic rates. This is how it works: We calculate periodic finance charges for purchases, balance transfers, balance transfer checks, cash advances, cash advance checks, and overdraft advances by niuitiptyinpthe d#Bybalance foreach of those calegories bythe dailyperiedc rate for each of those categories, each day. You may havo overdraft advances only if ==the ad ibis account to a checking account with one of our related banks. parodic finance charges lorpurchases, balance transfers, balance transfer checks, cash advances, and cash advance checks sub)ectto a promotional rate the tams way, but we use the promotional rate. To get the daily balance for tech day for each category: • We take the beginning balance for that day. • We add to that balance any new transactions, Is", other charges, and debit sdprstments that apply to that catepory. We add a new purchase, cash advance, balance tronsler or avsrdrah edvance, if applicable, to the dailybalance is of the transaction date, or a later date of our choice. We add it new tash advance check or bafence transfer check to the daily balance It of the date the cash advance check or balance transfer check is deposited by a payee, or a later date of our choice. • We subtract from that balance any payments, credits, or credit adjustments that applytothsl category and that are credited as of that day. • We treat a credit balance as a balance of zero, To gat the beginning balance for each category for the next day, we add the daily periodic finance charge to the daily balance. If more than one daily periodic rate Could apply to a category because the rate for the coke ppcry may vary based on the amount of average daily balance, we will use the daily perlodle rate that applies for the average daily balance amount at the and of the billing cycle to calculate the daily periodic. finance charge tech day. This agreement provides for daily compounding of finance charges. To getthe total periodic finance charge for the billing cycle, we add all of the daily periodic lbmsnce charges for a ch category lot oath day during that bitting cycle. However ft any periodic finance charge is due, we wig charge you If least the minimum periodic finance charge stated in the Relax and Feeslabie. Hit is necessary to add an additional smarm to reach the minimum finance charge, we add that amount to that balance for purchases made during the Wall, cycle, The total finance charge on your account Iw a billing cycle will be the sun of the periodic finance charges plus any transaction fee finance charges. For each categorywe calculate an average dotlybelanee (Including new Iransattiom) for the billing cycle by adding a$ your dally balances and dividing that amount by r of days in the bung cycle. if you rtwltiply the average daily balance for of da a bilfirmg cycle, the total will cowl the peuiodtc frnenee thatges wntbst balance sttrRnutab{a to that ItAgnp cycle, okapi for minor varfaBons due to rounding. Graea Period and Aeeruel of Rnonce Ckargsa: We accrue paiodie linante charges on a frarwegiorr lire, orfirunce charge fromihe data it is added to your dalkybaiance untNpeymsnt fn lull is received on your account. However, we do not charge periodic finance cfurgea'on nswpurcheses billed dnxirnp a biling cycle it we rocafva payment of your Now Balance by the date and time your minhnum payment is due acid we raceived payment of your New Bela+mce on your previous billing statement by the data and tame your payment was due. This exception or'grace period' applies only to purchases and does not applyto balance transfers, balance transfer checks, cash advances, cash advance checks or overdraft advances, N applicable. Traosse fen Fees for Cssh Advances: We may charge you a cash advonce fee in the amount staled in the Rates and Fees Table for cash advance checks and cash advances. in addition, if you use a lMt6 party service to make a payment on your behalf and the service charges the payment to this act ounl, we may charge a transaction lea for the payment. Thus transacilmm lees are fisaate charges. We add the tee to that balance for the related category as of the transaction data of the cash advance. For example, a treruection tea for a cash advance would be added to your cash advance balance. Transaction fees fur Balance Transfers: We may charge you a balance transfer fee in the amount stated In the Rates and Fees Table for balance transfer checks and bolonco verisfars. These transaction fees em finance charges. We add the fee to the balance for the related category as of the transaction date of the balance transfec For example, a transaction fee for a balance transfer would be added to your balance transfer balance. DTNER FEES AND CHARGES We may charge the following fees. The amounts of these tees ars fisted in the Rates _ and faosTable. These fees WIN be added to the balance for purchases made during the bilking cycle. Aeoaal Membership Few. 11 your account has an annual membership fee, it wig be billed each year or in monthly installments fez stated in the Rates and Fees Table), whatheror not you use your account, andyou agree to pay h whop billed.The annual Page 2 of 5 - CMA12762 membership fasts non-refundable unless you notify usthetyouwuh to close Y0Ur account within 30 days: of the date we mail your billing statemerd onwhich the annual membership fee is charged and at the same time, you peyyour outstanding balance in fop. Your payment of the annual membership fee does not affect our right to close your account or limb your right to make transactions on your account it your account is closed by you or us, we will continue [o charge the annual membership ix until you pay your outstanding balance in full and terminals your account relationship; Late Fee: It we do not receive at least the required minimum payment by the dote and time his due as shown on your billing statement for any bUn cycle, we may charge the late fee shown In the Rates and Fees Table. if the late fee is based an a balance, we calculate The late fee using the Previous Balance on the current month's statementdut shows the late lee, This balance is the some as the New Balance shown on the prior month's statement for which we did not receive at least the required minimum payment by the date and time k was due. Overlimit Fee: H your account balance is over your credit fine at anytime during a trilling cycle, even if a* for a day, we may charge an averf rwd tee. We may charge this fee even H your balance is overshot credit Into because of a finance charge at fee we imposed or a transaction we authorized. We will not charge more than one over" its for any billing cycle. But we may charge an overlimit Its in subsequent bitting cycles, even it no new transactions era made on your account, if your account balance still is over your credit tine at any time during the subsequent tithing cycles. Return Payment Fee: 11 in) your payment cluck or similor instrument Is not honored, (b) an automatic debit or other electronic payment is returned unpaid, or It) we must return a payment check because b is not signed or cannot be processed, we may charge a return payment Ira. Return Check Fee. 111&) we stop payment on a cash advance check or balance transfer check st your request or (b) we refuse to pay a cash-advance check orbolance transfer check, we may charge a return check fee. Administrative Fees: It you request a copy of a billing statement, sales draft or other record of your account or if you request two or more cards of any special services (for example, obtaining cards on an expedited basis), we may charge you for these services. However, we will not charge you for copies of billing statements, sales drafts of similar documents thatyou request fora billIng disputayoumay assenagalnst us under applicable law. We may charge, for any cervices listed above and other services we provide, the lees from time to time In effect when we offer the service. DEFAULTICOLLEC71011 We may consideryou to be in default if any of those occurs: • We do not recahre at least the minimum amount due bythe date and time due as shown an your b46r1¢stateritent, • You exceed your credit has. • You fail to comply with the terms of this agreement or any agreement with one of our related companies. We obtain information that causes us io believe that you maybe unwilling or unable to pay your debts to us or to others on time. You life for bankruptcy. • You become incapacitated or in the event of your death. If we consider your account to be In default, we may close your account without notice immediately. We also may require you to pay Interest al the use of two patent {29:1 s moot on a stn n we doom your account to be six or more bitting cycles past due. To the extent permitted by law, if you are in default because you have failed to pay us, you will pay our collection costs, attornays' fees, court costs, and all other expenses of enforcing our rights under this agreement. CLOSING YOUR ACCOUNT You may close your account at any time. H you tail us to close your account, we may require that you confirm your request in writing. We may close your Account at any time or suspend your credit privileges at any time for may reason without prior notice except as required by applicable law. It we close your account, we will not be liable to you for any consequences resulting from closing your account or suspending your credit privileges. 11 you or we close your account, you and any authorized users most immediately stop using your account and destroy all cards, checks or ocher means to access your account or return them to us upon request. You will continua to be responsible forcharges to your account, oven it they are made or processed after your account is closed and you will be required to pay the outstanding balance on your account according to the terms of this agroffienf. In addition, to the extent allowed by law, we may require you to pay the outstanding balance immediately or at any tune after your account is closed. ARBITRATION AGREEMENT PLEASE UAD THIS AGREEMENT CAREFULLY. IT PROVIDES THAI ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION. ARBITRATION REPLACESTHE RiGHTTO BO TO COURT. YOU WILL. NOT BE ABLE TO BRING A CLASS ACTION OR OTHER REPRESENTATIVE ACTION IN COURT SUCH AS THAT IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION, NOR WILL YOU BE ABLE 70 BRING ANY CLAIM IN ARBITRATION AS A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. YOU WILL NOT BE ABLE TO BE PART OF ANY CLASS ACTION OR OTHER REPRESENTATIVE ACTION BROUGHT BY ANYONE ELSE, OR BE REPRESENTED IN A CLASS ACTION OR DTHER REPRESENTATIVE ACTION. IN THE ABSENCE OF THIS ARBITRATION AGREEMENT YOU AND WE MAY OTHERWISE HAVE HAD A RIGHT OR OPPORTUNITY TO BRING CLAIMS IN A COURT BEFOREA JUDGE OR JURY, ANONR TO PARTICIPATE OR BE REPRESENTED IN A CASE FILED IN COURT BY OTHERS (INCLUDING CLASS ACTIONS AND OTHER REPRESENTATIVE ACTIONS). OTHER RIGHTS THAT YOU WOULD HAVE )F YDU WENT TO A COUItT SUCH AS DISCOVERY OR THE RIGHT TO APPEAL THE DECISIDN MAY BE MORE LIMITED. EXCEPTAS OTHERWISE PROVIDED BELOW, THOSE RIGHTS ARE WAIVED. 8ind'mg Arbitratwu.This Arbkration Agreementis made pursuant to s tranuaction invohiing interstate commerce, and shell be governed by and be enforceable under the Federal Arbitration Act ithe FAAI. 9 U.S.C.51-16 as itney be amended. This Arbitration Agreement sots forth the circumstances and procedures Under which claims (as defined below) may be resolved by arbitration instead of being litigated in corm. Parties Covered. For the purposes o1 this Arbitration Agreement, •we','us , and'our' also includes oarparent, subsidiaries, aHUstes,Rcenseea,pradecessors, successors, assigns, any purchaser of your Account, and all of tbek officers, directors, employees, agents, and assigns or any and ag o1 them. Additionally :we','hrs' and'out'shatt Include any third partyprovidng benefits, services, oryroductsin connection with the Accountlinchrding but.not limited to credit burnous, merchants that accept any credit device issued under the Areauot. towards programs and ehrollimmot services, credif insurance companies, debt collectors, and all of their otfkers, directors, employees, agents and rop?essmatives) if, and onlyit, such a third pony is named by youss a to-dafendantln any Claim you assert against us. Claims Covered. Either you or we may, without the other's consent, elect mandatory, binding arbitration of any claim, dispute or controversy by either you or us against the other, or againstilie employees, parents, subs+idlariet, affiliates, beneficiaries, agents or assigns of the other, arising from or retailing in any way to the Cardmembor Agreement, anyprwr Cardmsmber AgreemoKyyour credit cardAccoust or the advertising, sppficattoa or approval of your Account ('Claiml. This Arbitration Agreement governs all Claims, whether such Claims are based on low, statute, toniract, regulation, ordinance, ton. common law, constitutional provision, or any legal theory of law such as respondeat superior, or any other legal or equitable ground andwbether such Claims cook as remedies money damages, penallies, injunctions, or declaratory or equitable relief. Claims subject to this Arbitration Agreement Include Claims regarding the applicability of this Arbitration Agreementor the validity of the entire CardmemberAgreement or any prior Csrdmember Agreement. This Arbitration Agreement includes Claims shot arose in the past, or arise in the present or the future. As used in this Arbitration Agreement, the term Claim is to be given the broadest possible meaning. Claims subjectto arbitration include Clabns that are made as counterclaims, cross claims, third patty claim. interpleaders of otherwise, and s party who initiates a proceeding in court may elect arbitration with respect to any such Claims advanced *in the lawsuit by any potty or parties, As an exception to this Arbitration Agreement, you retain the right to pursue in a small claims coon arryClalm thatis within that court's jurisrfittion andpreceads on anindividual basis. Its party elects to arbitrate a Clalm.the orbhrationwi be conducted as anindhidual action, Neither you nor we agree to any arbiitratioa on a class or representative basis, and the arbdrator along have no authority to proceed on such bests, This means that even if a class action lawsuitorother representative action, such as that in theform of aprivole altornsy general action, Is fled, any Claim betwearvus related loth at issues raised in such lawsuits will be subject to an individual arbitration claim it sitharyou or we so elect. No arbitration will be consolidated with any other arbitration proceeding without the consent of all parties. The any Claims that may be joined In an individual action under this Arbitration Agreement are (1) those brought by us against you and any co-applicant, joint cardmember," or authorized user of your Account, or your heirs or your trustee in bankruptcy or (2) those brought by you and any cc-applicom, joint cardmember or authorized user of your Accourd, or your heirs or your trustee in bankruptcy against us. Initiation of Arbitration. Thar panty filing a Claim In arbitration must choose one of the 0 of Nations) ArbiuafioriFortart.Theseadministratorcara!Wdependsntfrom usThea rater Des not conduct the arbitration. Arbitration is conducted under the rules of the selected arbitration administrator by an Impartial third party chosen It accordance with The rules of the selected arbitration administrator and as may be provided in this Arbitration Agreement. Any arbitration hearing that you attend shag be held at a place chosen by the arbitrator or arbitration adpiinistralor within the iade al judicial district in which you reside at the time the Claim is filed, or at some other place to which you and we agree in writing. You may obtain copies of the current rules of each of the two arbitration edmmistretorz, Information about arbitrateen end arbitration fees, and instructions for initiating arbitration by conlacting the arbitration administrators as follows: American Aristotelian Associaliok 335 Mattison Avenue, Floor 10, New York, NY 18017.4605, Web site: www.adr.org, SOB-778.7879; or National Arbitration Foram, P.O. Box 5019), Minneapolis, MN 55405, Web site: www.srbhrafon-folum.coni, 8WgJ4.2371. Procedures and law applicable in arbitration. A single, neutral arbitrator will resolve Jaime. The arbitrator will either be a lawtrerrwitb at least ten Yeats experience or a retired or format judge. The arbitration will be conducted ender tho applicable procedures and rules of the arbitration administrator that are in A W on the date the arbitration is filed unless those procedures and rules are inconsistent with this Arbitration Agreement, in which cost this Agreement willprevail. Those procedures and rites may firellihe amount of discovery available to you or us. The arbitrator will eppty applicable substantive law consistent with the FAA and applicabte statutes of limitations. and will honor claims of privilege recognized at lass You troy choose to have a hearing and be represented by courml.The arbitrator wiz teko reasonable steps to protect customer Account information and other confidential informatwm, Including the use of protective orders to prohibfl disclosure- aulside the arbitration. N requested to do so by you of tut. The arbitrator will have the power to award to a party any damages or other relief provided lot under applicable law, and will not have the power to award retie( I% against, or for the benefit of airy person who is not a party to the proceeding. H the law authorizes such raliel,.the arbitrator may award punitive damages or attorney lees. The arbitrator will make any award Ir writfng but need not provide a statement of reasons unless requested by a party. Upon a request by you or us, the arbitrator will provide a brief statement of the reasons for the award. Costs. We will reimburse you for the Initial arbitration filing fee paid by you up to the amount of 5500 upon receipt of proof of payment. Additionally, it there is a hearing, we Page 3 of 5 CMA12752 will pay ahy fees of the arbitrator and arbitration administrator for the first two days of that hesrhlg. The payment of any such hearing fees by us wdf be made directly Id the arbitration admialsiralor selected by you or us pursuant to this Arbitration AgreemenLANoherfeeswillbeaf entedinkeepbgwiththerubsofthearbitration administrator and applicable law. However, we will advanceor rebnbursa f ling fees and other fees it the arbitration administrator or arbitrator detetminos there is good reason forrequiring us to do to of you ask us and wo daterntiae theta Is good cause for doing so. Each party will bear The expense of the lees and costs of that party's attorneys, experts,witnesses, documents and other axxpponset tiagardless of which party prevails, for arbitration and arty appeal fas permitted be, except that the arbitrator shall apply any applicable law in determining whether a petty should recovitr any us alt fees and costs from anothasparty, Enforcement, finality, spPPcsls. Failure of any delay in enforcing this Arbitration Agreement at anytime, of connection any particularciaims,wiflnotconsttwle a wows m say rights to requite erbitratiort its titer lima or in connection with arty other Claims. Any decision rendered Irt such arbitration Proceeding will be final and binding ontha patties, unkss a parry appeals Inwritinp to the arbitration organization within 36 days of Issuance of the award. The appeal must tequsst a new arbitration before a panel of three neutral arbitrators designated by the some arbitration orgeniza0on. The panel WN reconsider all factual and legal issues onew, follow the same rules that applyto a proceeding using a single arbitrator, and make decisions based on The vole of the majority. Each potty will beat their own feat, costs and expenses for any appeal, but a party may recover any or a$ fees, costs aril expenses from another party, if the majority of the panel of arbitrators, applying applicable law so determines. An award to arbitration will be enforceable as provided by the FAA or other applicable law by any court having jurisdiction. SeverabUhy, survival This Arbitration Agreement shelf survive: (i) termination or changes in the CardmembarAgreemant, the Account and the relationship between you and us concerning the Account, such as the issuing of a now accountnumber or the transferring of the balance In the Account to another account; iii) the ban icy of any piny or atry similar piocatAng initiated byyou or on your behalf; and (Iii payment of the debt to full by you at by a third party. If any ponionol this Arbitration Agreement is daamed invalid or unenforceable, the remaining portions shah nevertholeas remain in force. CHANGES TO THIS AGREEMENT We can change this agreement at any time, regardless of whether you have access to your account by adding, deleting, or modifying any provision. Our right to add, delete, or mae ily provisions includes financial terms, such as the APRs and lots, and other terms such as the nature, extent, and enforcement of the rights and obligations you or we may have relating to thit agreement. Modifitadons. additions, or deletions are called "Changes' or a *Change. We MR notify you of eery Change if required by applicable laws These Changes may be effective with notice only, at the time stated in our notice, in accordance with appicable law. Unless we state otherwise, any Change will apply to the unpaid balances on your account and to now transactions. The notlee MN describe any rights you may have with respect to any Change, and the consequences It you do or do not o"ttise those rights. Far example, the notice rmf" us in writing by a specified date if you do not went to accept certain Changes we are aR accept the Changes, your account maybe closed Gl it is no already closed) and you will be cl Agsted to pay your oststartdinif balance under the applicable terms of the agreement. If you do not notify us In vrridttg by the den stated in the nofic e, or if you ' notify us but then use your account after The date stated In the notice, you will be deemed to accept aR Changes in the notice and to accept and confirm ant terms of your agreement and all Changes In prior notices we have sent you regardless of whether you have access to your account CREDIT INFORMATION We may periodically review your credit history by obtaining information from credit bureaus and chars. w We may report information about you and your account to credit bureaus, including your failure to pay us on dine. It you request additions) cards on your account for others, we may report account information in your name as well as In the names of those other people. If you think we have reported inaccurate information to a cred"il bureau, you may write to us at the Cardmember Service address listed on your billing statement. Please Include yew name, address, account nor ialephane number and a brief description of the problem. H avaHsble, please provide a copy of the credit bureau report in question. We will promptly investigate the matter and, 0 our investigation shows that you are right we will contact each credit bureau to which we reported the informstion and will request they correct the report If we disagree with you after our investigation, we wit two you in writing or by telephone. We will also notify the credit buraaa that you dispute the information unless you let us know that you no longer disputrr the informallort NOTICES/CHANGE OF PERSONAL INFORMATION We well send cards, Wilov statements and other polices toyw at the address shown in our fifes. Dr, if this is a johd account, we can send billing statements and notices to any joint account holder. Notice to one of you M11 be considered notice to all of you and all of yortwiA remain obligated on the account. If you change your name, address, or home, cellular or business telephone number or emal address fit you elect to receive billing statements or other notices online), your must notify us immediately In writing at the address shown on your billing statement. We may, at our option, accept moiling address corrections from the United States Postal Service. We may contact you about your account, including lot customer service or to4action, at my address or telephone number as well as any cellular telephone number you provide us. TELEPHONE MONITORING AND RECORDING We, and lf applicable, our agents, may Raten to and record Vow telephone ceps wbh us. You agree that we, and it applicable, our agents, may do so, whether you or we fallible the telephone call. INFORMATION SHARING You authorize us to share certain information about you and year aceovnl within our family of companies, sod with others outside our foo* of companies ittcludmg any companyororgandzotion whose name or mark mayapfaeoran the cards, as parmiltttd by law. Our Privacy Policy, which is provided to you when you first receive an agreement and at least once eachcalendaryear thereafte; describes ourintormo0on sharing practices and the choices you have and directions you may giva us about our sharing of information about you and your account with companies or orgenketiots within and outside of our family of companies. RLINDIS CARDMEMBERS flfrtois law provides that we levy not share informaton about you with companies or other organizations outside of our fsmily, of companies unless you authorize the disclosure or unless the disclosure fails under another exception in the law (such as sharing information to process your transactions or in response to a subpoena). You hereby agree that,if you choose not to exercise the applicable opt out described in our Privacy Policy, you will be deemed to have authorized us to chore personal inlormaGDnwe have about you jincluding infometiou reletadto arryof the products or services you may have with any of our companies) with companies or other organizations outside of our family o1 companies. ENFORCING THIS AGREEMENT We can delay enforcing os not enforce any of our right; under this agreement without losing our right to enforce them in the future. If any of the terms of this agreement eta found to be unenforceable, all other terms will remain in full force. ASSIGNMENT We may assign your account, any amounts you owe us, or any of our rights and obligations under this agreement to a third party. The person to whom we make the assignment will be entided to any of our rights that we assign to that person. GOVERNING LAW THETERMSANOENFORCEMEW OFTHIS AGREEMENTAND YOURACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH FEDERAL LAW AND, TO THE EXTENT STATE LAW APPLIES, THE LAW OF DELAWYAIM WITHOUT REGARD TO CONFLICT-OF-LAW PRINCIPLES. THE tAW OF DELAWARE, WHERE WE AND YOUR ACCOUNT ARE LOCATED, WILL APPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT. FOP INFORMATION Please call the Cordmomber Service telephone number on your card or billing statement H you have any questions about your account or this agreement. YOUR BILLING RIGHTS Keep This Notice For Future Use This notice contains Importantlnfarmatian about your rights and our re spoosibiiiiies under the Fair Credit BiObtg Act. Notify Us to Case Of Errors Or Ousslions About Yaw Bill if you think your bill Is wrong, or if you need more information about a transaction ate sheet at the Cardenember Service address shown on your billing statement. Write to us as sore no later than 60 days shot we sent you the first trig on which the error or problem appeared. You tan tolephone us, but doing $o wHi cwt preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Dosgn'bs the error and explain, H you can, why you believe there is an error. H you need more information, describe the hem you are not sure about. If you have sutborhad us to pay your credit card bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us at least three business days before the automatic payment is scheduled to occur. Your Rights And Our Responsibilities After We Receive Your Wrinen Notice We must ocknowledga your letter within 30 days, unless we have corrected the error by then. Within g0 days, we must either correct the error or explain why we believe the big was correct. Attar we receive your letter, we cannot try to collect any amoval you question, or report you as dslinquita We can continue to big you for the amount you question. Including finance charges, end we can apply any unpaid amountagainst your credit fine. You do trot have to pay owl questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we math a mistake on your bill, you will not have M pay any finance charges related to any Wastionod amount. 11 we didn't make a mistake, you may have to pay finance charges, and youwiR have to make up soy missed payments on the questioned amount. In either case, we vvlfl send you a statement of the amount you owe and the date that it Is due. if you lall to pay the amount that we think you owe, we may report you as delmqueni. However, H out explanation does no satisfy you and you write to us within 10 days teOing us that you still refuse to pay, we must tell anyone we report you fir that you have a question aboutyour bill.And, we must tenyou the name of onyone we reported you)o. We must tell anyone werspon youto that the matter has been settled between us when it Anaily is. It we don't follow these rules, we can't collect the first =Do of the questioned amount, even If your bill was correct. Special Rules for Credit Card Purchases 'Page 4 pit; GMA12752 if you haba a problem with the quality of property or services that you purchased with a credit card„and you have tried to good laith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. This tight does not apply to check transacttpns. Tbete are two limitations on this right: (a) You musthave trade the purcttme In your home state or, 0 not within your home stets, within 100 miles of your current mAng address; and (b) The purchase price must have been more then 550.00. These limitations do not apply it we own or operate the merchant, or 11 we mailed you the advertisement for the property or services. Copyright 02007 JPMorgan Chase & Co. All rights reserved. Page 5 016 At ye a . CMA12762 0.1 StMM.M t for aoaottrinwwbw: Ales IM 30616194 New Balance Psymlom Due Dow Pao DueAmount Gitirtum Pryment $151.00 02116A6 10.00 -110.00 ee.Yey«.r aD.aa Is CAeee cord sav%i a Mauro Endoad If IMrw M6ns a e-rir17 Rfn1 m Mdt. 426688D13D6161840000100000D151005115536 see mzoomc MAW A MEH{?RpPEUgYAN U i1C 9UR0 PA 17050-11676 I n.111...I II....1.1.11,M.u,.6.61.,. I61.611.,,1 CHASE -0 Tax IlmeIs alro thare.Mo e youl ollidip romeo"WIMMISCIMP CAROMENIBER SERVICE PO BOX 15153 WILMINGTON DE 19556.5163 t; 5000 160 280: 2060 1,306 16 &6406' S1•bmanl Ddr. 12/"5.01/24/06 CUSTOMERSERVICE Payment Dale: In U.S. 00 - CHASE O d Out: 61130e E spanol id TDD 1-000466d060 Oublde U.S. CON cd1w 1-M-6si-0200 M SUMMARY VISA A0004 Accost Number: 4286 8801 3061 8104 ACCOUNT INQUIRES - PwAous Balance 30.00 Told Credt Line 16.090 P.O. eoz 16296 DE 10660.5296 om Pwdta W Cash. Debho +$1.0.00 Aialla0k C *& • 04.540 Finance Ch" 41.00 Cash Aoc..s Line 16.000 PAYMENT ADDRESS New Balance 51.00 Avail" br Cesh 14.640 P.O. Got 16153 Wilmkgton. DE 196963153 VISIT US AT: TRANSACTIONS Trans ArnoM Dev Rewenoe Number Mwdw" Name or TrrnacNon Deeoipion Credit Dealt 01/16 1631 13416 CH 00111 2 150.00 FINANCE CHARGES Daily Potdc Role Corwsspondn0 Ave"DaNyAslancs Finance ChaW Out Tranadfon rR1ANCE Category 31 days in ayds APR To Periodic Rase Fee CHARGES Purdhaae V x3329% MI S% 3D.OD 10.00 $0.00 10.00 Cash adwnon V .06162% 22.19% 10.00 10.00 $0.00 1D.00 over" Prolscion .03633% 13.997E 133.91 11.00 $0.00 11.00 Told irance doges 11.00 Eflaw ive Arena) Pwcw teye Rea (APR): 36.39% Plesae see reverse side to balance COMPA Don mshod. once period. and oher Important Iterredon. The Como"irg APR fa fw raw of Msraa ycu pry hthn you awry • baWae en sir/ Yrlsedon c9lepory. The EfNeive APR represents yaw toll 6naae chwon - IndWing tar"cion 1eN such as cash advance and bean. 9arafer tea - expsssed M ¦ percentage. IMPORTANT NEWS To help you reduce yar balance more quickly. yaw nin.man pw art is Increased Won fie eaismem. Phases we t" sneba9s for ddils. R dsnsalprns prsgurrW par favor Home et numsro an cargo gw wwqco of awrso do su As • volusd olyd orllber. you we aNdbo b rsceWe Wv- WaNry merchandise not Msisble It tlw general public tam lop brands such as Lena, Tor" Olney and mars! Jaen oo „. to www.vaWsrsma.cem nd onto in 166224 others N a" for your owiscefa number. Ac Now. gw Mss are limNed. Pay Your tern 1w face and Bar way. Aim we Vote card a pay for tedarsl and slow polow nhceme laws from 91106 t1r9Hdn 400g6. Nan wiimwatedsIppmwI&cwTJdhass or call 1400.2PAY=TAX for details. 8493306 FJ(dIBIT Thb Statement is a FacsNntle - Not an ofrlgbut Xwowm rossa9GI ON N z 2. 0001414 Mg.hd3 O07a MAA 9=6 074100r00h0000200l 144 of 161 StOM 00111 Ibr mooo oral ldawbw- 484 SM 30818184 Now Balance Pwpwt Due Data Pod Due Amount 6irdnum Paytrwu $704.36 03(21006 $0.00 $14.00 1? Makeywr daeU ?raWta Chose Card Somms, Mount Erxioad 'S Nw tltrasf a e-imttt MrR a, Mack. 426688013061618400001400000704385115539 CHASE O Tax lkoo is ah"t hre. ma yohx cec>myhhx P.W-I4 aws6ar z hweoac 1...111h1,.Ir.bL,le,Ilo.LL,o1L1.1...11, J.L:,IL.ILd MARE yAppM??EHRPUVAN CS A8 PA :7060-6076 PO BOX 151153R SERVICE MaEC?HN4F WILMINGTON DE 196663163 1: 5000 L60 28l: 2060 L 306 L 6 i840ae SlalerrwhtDde., 01/26/6-02Q4W CUS'TOMERSERVICE u/?? ° ay n 14? S CHASE O yrnxq Due: Witi rn Pa mu $ nol ta66.414.3300 Esp Too 19009669060 Oualde U.S. call collect 1-3023944200 VISA ACCOUNT SUMMARY Accourn Nrnsbur: 4 W 9W 3061 0104 ACCOUNTRNGUIWES Box 15296 P.O. Prevtout Balance $161.00 Told Crdt Une m J 1y Mlr Mlrrkgloth. OE 16660-5266 Payment. Cmft 4161.00 Available Cmdt 11.266 Phrdism, Cash. Debts 41700.00 Cowl Aoom Une $5.000 PAYMENT ADDRESS Finance, Ch goe 44.36 Available for Cash $4.295 P.O. Box 16153 Nov Balance 70 .30 WWn* mn. DE 196663153 ' VWT US AT: mmmm"m FlNANCECHARGES 0691 Pwbdc Rao COraa M&1/ AYWW Daily Balance Fins sClw9s Out Tmudion FINANCE CaW9W 31 days in cycle APR To Perlode Awe Fee CHARGES PUrdhsaeS V .03396% 12A0% $0.00 00 $0 $0.00 00 $0 $0.00 - $0.00 $0.00 90.00 Cash advances v .00231% Overdraft Protecfon 03633% 22.74% 13 A0% . $366.37 . $4.36 $0.00 14.36 Total inns dw9es $4.30 Egeolive Arland Porow"N a Rao (APR)r 13.16% Plew tae kown ado" Abw A Your Aomml sodon tar balance 00"PAR11011 M*W. grace period, and other important hdorma/0n. The CorroWndirg APR Is 9w rde of kaered you pay hNwn you am" • bdarhce n any tnadtn =1e91)(Y. The EftecUre APR mpreunar ya rloW bmhoe charges- inehrdh9 vaaaeaon 1s46 such a cash advance and balerhce vemtr 1sa - sxprrrd a ¦ poem ma9e- IMPORTANT N WS -- - URGENT: TNs mardh. vakNd ordmembors have been issued ¦ Thank You woM up 10 $160 erMSrg you 10 a iW Year of three moodnes. ThWvs already been mwr*W for you. OuwWdn we 0rtdted, so 00 by MANN ID AWb your Thank You at up t6 ttoo arc lot details, 1-W*-WZ-631$. 3GX Ace • vduad cw&mmbw. you are 40oft is reoMe Woh- quetty mrdwh W not available to ale 9arwal phbfo from top brands such a Lenox, Take, MWW arc mad Jud 90 ta Wow vawsanter.com and ntar in 167347 where 0 ado 11- your owt9cate raanber. Ac Now. *WMOM are WMIA Pay your taxes to tea and easy Way. Just use your cam to pay for ledard and aide personal WKw" smile from 3flMe throug h 49MM. Viet www.olldaptYrnntamrNChw or dl 1-800.2PAY-TAX lot d"s. 8493306 This Statement Is a Facslmhe - Not an original XONOW FMMWCh Wo x z 2. oea1Q. nyrh d3 onto WW Sew 0WOMMOMUN01 148 of 161 TRANSACTIONS Trans Amount Dale Relerwme Nunber Mordard Name or Transaction Doso ipllon Crdt Debt W acc ourd number: AM /80130016184 Now Bale Psymem Due Dale Past Due Arnow( laalnalm Payment CHASE 0 32,514. 04(iSAS 110.00 $5000 wslhere.MW ??s•?plol,eyewdrNc?ay bChum CrdserMree TucWnelsaYtNUM, ArnoxM sed ?MMw eddreae a rmei a dart on bock. ? 0. re6lo 426 8801306161840000500000251424 2180 aBt z "" c MARY A MEHRPVYAN 35 OEVO REGSO MECHA?$CB AS PA 17050-6870 L..IIL..IIL..J.L11...dL.L,LL..IL.I,..IL,LLIL..I 5115533 I..,III.I.A.I.1..6.11...1, ...161h. CARDMEMBER SERVICE PO BOX 15153 WILMR OTON DE 10NO.6153 1I 5000 L60 281: 2060 L 306 i6 1,840• StatemenlDole: OV2546.OVA05 CUSTOMERSERYME la m t e W - 3 ta RASE O en Du yy 00 : ,3 300 EfOW 1-0M?S TOO 13004N41400 Ou"Wo U.S. CON cow 1-30236441200 VISA A UHT StJ MARY Aowlan Nunbw: 4209 Sa01 30.1 0104 ACCOUNT INQUIRIES Previous ants $704.38 Total Cr*M Line 15290 $5.000 P.O. Box Wilm wgton. DE DE 19a50-5220 Paymenk edit. 4150.50 Available Credit $2.466 Purchases Gala, Debits +11.950.00 Caalm Access Line $6.000 PAYMENT ADDRESS Finance se +310.36 Avatiable be Cash 32.411S P.O. Box 151S3 Now B Ji 4.24 MRkdnglon, DE 1ON-6153 VIER US AT: Amour ber Alsrehlax Nrt1s or TmsaNon Desctipaon credit Debit ;; 6 $160.50 1 11 0011 002S47t u L 350.00 1400001129 ' 001110026472142 L IL 560.00 000691 11400 13 001 lOD2W72 2 S PRINOFIEL IL 1.050.00 FINANC IE CNARGM Daily Priodc Rate Cormspohdino Average Daily Balance Fneros pmags w i ronsacwn rrr.wrw.c Category 26 daysin cy6is - APR To Pwbdc Rate Fee CNARGES - Purdriew V .03390% 12.40% 1000 $0.00 $0.00 $0.00 Cash adirt X" V .06231% 22.74% $0.00 $0,00 $000 $0.00 Overdraft on .03033% 'imse 13.99% $66S.16 $10.36 $0.00 $10.36 Total ti dlargao - $10.36 Eliled" Por, I Rate (APR): 13.SMG Plow lwmattorl About Your Await section for balance compuldon melhod. grad period. and other inlportrn irdomlason. The 'ng APR is 61e role of Wereal you pay MM you COW a baWm on (try rens"On celego Y The APR reprsrNS your Mal ltrnttce durgsa -Including tnnaacion left sudm • adwnrw and balance trnrlr mass - axprassd as a percents" Final Crdmornber Rkwards Notes belore May 10.200 1 As a valued Crdnrnibi r. you're snallod to Rewards valued Lip 16 $170.001Youmustadalk*.OunfWswe IrN . So leg on now for details and b dNim your magadmi Rewards valued up b $170.001 tvww.32/maga.OOmIRalrards. Whadler you are boig for a now Mme or thirddnp about ietnncing your axiom one. Cheat is sm Ws b help you with all of your aims financing needs. GN us today at 1-06060336. NI bans we nblect to crodN and property ap{roml. Crum relardbta and MdtNans tray apply. Got 4 complimentary wmM of today's Wall Street JournK ine worlds most Vusled source of vital business news laid analyals. After your 4 complmantlay waslu, an adddunal 25 wades (30 In dQ VAN be made available 10 you for the low rate 01 only $63.75.1-800480-3743, code 27JAMM. 8493306 This Statement is a Facsimile - Not an origlnal X 0000001 4MnCl WO N z 24 MOW4 fto.1 d3 Otpa ..N.L. 1100 00]100000r000MMM 140 of 161 s Submant tar a.ooud mmebar: 4m am 3m mm NEW Baktna pwmwtt Duo as" Pau Om Arm" M'ainann P"m2m $3.607.05 066119A?DG 30.00 $73.00 Mount Enclosed I$ UNm add?iessor a+ir0'f Port obock. 426688013061616400007300003697865115537 ¦Omeaznn4mc MARY yApMNEEH{l??RpyP??EUVAN MtiEC?HANICSBU1Rp PA 17060.5070 L..111...111....1.1.11....11..1..LL..IL.L..II..LLIL..I CARDMEMBER SERVICE PO BOX 15153 WILMINDTON DE 100053153 1:5000 160 286: 2060 L 30r. L G Li840a' svdw nt Das: Ow2wit - 042406 CUSTOMER SERVICE Dole: Psyrnwd 3 CHASE O rfttrntrn $7 00 E"Aol 1 000445.330000 TDO 1400.065-x060 Pay by prom 1-000436.7056 Outside, U.S. afl collect - - 1.3023043200 VISA ACCOUNT SUMMARY Acom" Number: 4200 0001 30515164 INOWNES ACCOUNT PmvWA Bolarla $2.614.24 T01et Credit UMe x,000 P.O. Swt 16200 PeynwyL Credits X0.00 Available O7eM $1.302 W hrringlom DE 10050.5200 Purdteaes, Cash. De a 41,600.00 Cash Access Ur* $5.000 F!ttsnra t7tar9e6 +$73.02 Available for Cash $1.302 PAYMENT ADDRESS Nov Balance .807.06 P.O. Box 15163 VAIninpon, DE 108063153 VMIT US AT: TRANSACTIONS Trans Amount Date Reference Number momhwg Nome or Trwmwbm Description credit Debit FINANCE CHAR DafyPet od!c Rate Com M mdkq Average Daily 8sirawe Finesse Charge Due Transaction FINANCE Category 31 drys in cycle APR To Periodic Rate Fee CHARGES Purdtaese V .03406% 12.66% $0.00 $0.00 $0.00 $0.00 cash adnratae V .06299% 22.00% $0.00 $0.00 $0.00 Ovwdrsh Proloclon .03033% 13.00% $2112921 533.62 $0.00 $0.00 $33.62 Total l rrncs dargm $33.62 EtleadveAnrmMPecoentayaRoss (APRY 13.N% please as k m gbw About Mow Accoum action tar bolarm wmp awlion malt rod. grace penod. and taller knporb" IMormalon. The Consspotdkg APR is 151 rate of biWW You pay wton you Cary a bolorm on arty vormiedion category. TM Ebeclve APR rgsants you) mh! lknance dwVn -kWWng 0armaelon tees srdn as cash Wvarm and balance Vw*W toss - expensed as a parent Wgs. INE?ORTANT NEWS M W adsm you'd kM to do - roans yaw MM@p to 0 exit. cash. make hors knWommos, even guy a now horns: Call Chase lal at 14064N433S. We an help wM e$01 and credit needs. lo su*id Mau hoM W H A ? t &A-vat E H -sft Lw rop ? p NEW! Uninvited kwmsl Scar win PoopIsPC Orakn W or y $4.07htwnlr for 3 morNts. then pal i0.05finonlt, Vft visa Prolorlon. Popllp BlmW. sperm wr*dk krterrwl Cal Wollb and more! Call todoyl 1-vas3TRYNOW. M orabn Otter CorW.HEYDAY. OrNsh: ww.poo0gn.carNgd!mydw• Sam mom the beet of waryllktp when you give he,r a qh from 1-ego-.FLOWERS,COM, your florist of dto" gN 16%on yaw pnrditew Of seah flowers, push bowl gourmet got ttaek/q qpd more vlwn you nse pm"alon code CWUSE66. 'Ford plasee visit WWW. 1e00FLOWERS.COMOISCLAIMER. 8493306 CHASE O Tau wts is atlmow hen. M eal cre d. r?51uepp 1...111.1..1..1.1..1.11...1.1....Il.I.I...II..I.I...I1..11..1 This Statement is a Facsimile - Not an odgkul X000060. F. US36C/ O00 N Z 24 050UP Pq..a3 cow Nt..... .ease . 1.1000"ooaaa?aa. 44 of 161 for sooaad rwmbw-- 4299 9901 3091 8184 NOW Br Pay.rw I Due-Oeta Past Due Arnount Whirnum Payment CHASE 0 $4.002. ON1eA6 $0.00 $102.00 aAttey.w=1 ealW.aChaseCarsS.Me.r. Amount E ned ?$ New ed6ns or a-mall'. PA. an beak. 426 88013a616184aaaia2aaaa46G278000UnQ4 MARYAMEHRpPEUYAN MEptANK;SBURC PA 17050-6070 - POO Box 16163 SERVICE P BOX 15163 WILMINGTON DE 196064163 1,..IIL.,III....L1.n....II»I,.LL..IL.L..ILd.LIL..I 1: 5000 460 26fI 2060 1, 306 16 L1316010 Stal.m.m Data. 0426" - O5r24" CUSTOMER SERVICE BASE O PMMk?un' Payymnt De: f?2.00 EEspaW I-00-43 5`3308 TDD 1.600.165.0060 Pay by phone I-SM 436.7960 ou!" U.S. can eollset 1.302.604.6200 VISA UNT SUMMARY Acearyt Number: 4290 6601 S0a sttw AOCOUNT Previous no $3.607.66 Total Credit Line $5.000 P.O. Box x16208WRiES Payment 3200.00 Avail" credit $157 VAIn S, DE 15050 use Pura, Cash. Debits +$1.250.00 Cash Aceeas tine $5.000 Vikmirgtonc DE Finance +1164.92 Avail" for Cash $167 PAYMENT ADDRUS Now Saint?$14AW.7e P.O. Box 15153 NNnimglon, DE 15ea631S3 YI91T US AT: MaLanmAwnkommtdL TR 7KS OTract Amotad Dale nm*urrk a Marchers Nwne or Transaction Deam"on Credit Debit 00 OSJ1o 1303114000011262 CHKO GDP 0011100264721428 L It. 150.00 06112 1321320407640241$6 PAYMENT- THANK YOU 200.00 y 13?CHKGODPOOlliOO2""1429PRINGREL IL__ 500 FIKANGE CHARGES D84 Perixk Rale Corraepondnp Average Dally Balance Fnr" Charge Duo Transaction FINANCE Category 30 don In Cycle APR To Per"c Rah Fes CHARGES pufdam Y .03535% 12.90% $0.00 $0.00 $0.00 110.00 Cash adAn ces Y .063611% 2324% $0.00 110.00 $0.00 $0.00 Overdraft -rolecribon .03633% 1309% $4.776.01 $5+1.92 $0.00 $64.92 Total Arm Le charges $6402 Effective 1 Percentage Raft (APR): I&$*% Pleese kdorrhatin About Your Aaeant saelon tar balance con" Won method, Woes period, and other irnporlarn Intomadon. The Con -ding APR la ale rata at k0sreef you pay when you carry • balance an Any ranrdion Category. The APRrepreumyour Will Arum=charges, -Mdudirgtrohacilonis" such as advance and balance ternalaNaas --sxpreeaad we pace go. UT ME" Find and Omsy ThW*-You NoWe belaa July lo. 2000. As a valued Cardme mbee ymlve been Waled a Thw* You up to $too. Clain Your hvoaMa, eadt with a few fee of 12.95. Log an for dataxa nd chin your Thw* You up fe $100 tram SynapesCorma www.9 ttardloo.corn ftes. Code 24616 IVhelher you are too" far a now hone or 1hirkM dyer relnandrg yaw c rrera ons. Cluas Is evaaebe to help you with ad of your horse 6vi acing eedL Cal us today at 1466.636.0335. AN barn are taki" b IredS and prapany epprovd. Certain restrictions wand frritallons mey apply. As a valued codmembr. you we Wobb b receive high- qustly rawdrndae not aveeebla to fie general putilic torn top binds such se Lowy Torsos Disney and marts Just go to www.rr4w nMr.com and enter 161396 where it asks for yourearafews number. Ace now. qu"ies we lrriwd. 8493306 X 000»01 R This Statement is a Facsimile - Not an original 1 aoo N Z 2. 0em04 P.e.f d3 ooe2s W W .Mot 1a.1o0ooaloo .. 136 of 161 Sts3?nlant 1oa apomM numibse- 42n SIMM WS5.1M New Balance, Psyrnwd Due Dale Pest Due Miaud Mirwnum Payment $4.90.72 07119me =0.00?y?ys 31106:00 Amount Enclosed Fs ?? edarese+a ei+in0't Nirt made savant 426668013061618400010600004409720000008 hash ow z l7eoec MAppREEY A MEHRPUYAN MECNA?O PA 17060-6670 i...ill,..111.....110 ..11..L.LL..ILJ... x..l.lal,..l CHASE 0 l,..illl..l..1.l.,l..ll.,.1.1.,..ll.l.l...ll..l.l..,lt..ll..l CAROMEMBER SERVICE PO SOX 15163 WILMINGTON DE /68863169 1:50001,60 281: 2060 i 3D6 i6 L840e' 8493306 SpprnintDale: 0525ADe-0G`WM CUSTOMER SERVICE O P We no M $ CHASE yrn Due: i 1006.w Eep Ml ;-eD6.N6-boO TDD 1-800-6660060 Pay by phone. 12004367059 Outside U.S. cash collect 1-3024042200 VISA ACIDOg T SUM MARY Actou.t Nu ow: 42011; 9M SM 0104, DU1R1EB ACC Prow" aslnce - $4.802.78 Told Craft Une SS-- ox 152 P.O. Box P Oredip 2250.50 Meltable CrGM iao DE 10050.5200 Imin?on, DE Purchases, Cash. Ostits .$306.00 Cash Access Urn $5.000 Finance Charges +$57.44 Available for Cash $90 PAYMENT ADDRESS Now Silence .606.,72 P.O. Boa 16153 Wilnirtplon. DE 100553153 VWr US AT. TRANSACTIONS Trans - Annum Oats Rdererhae Nunbar Mendhsrs Nemaw Tnwmc*n Daaipdon Cred1 Debit 05/13 34444001643114000018082 NXG OOP 0 01 11 0 020 472 14 2 $PRINOFlEL IL 30000 F114ANM CHARGES Dally Pebdk Roo Catrepondng Average Dally Bdanm Finance Charge Ow Trwteadlon FMAME Calagory 31 days In Cycle APR To Perbdc Rate Fee, CMARf ES Purchases Y 93535% 1290% $0.00 $0.00 $0.00 30.00 Cade odmwn v .06368% 2324% $0,00 30.00 $0.00 $0.00 DmMh Protection 03033% 13.08% $4,83347 -$67.44 $0.00 $67.44 Total inane charges $57.44 Erieogvp Annual Peroerla RM(APR): 11.001E Please we Ndormake Aboul Your Accent section for balance ampastion method, grace period, and other wnportara Inlarms0on. The ConseponMng APR Is the roe of pdwea you pay what you erry a balwtce on any transaction category. The Elbcf o APR "mums your total Inarne charges -khdu*tg "traction pas such as cash advance and bela ce ireteter tees - expressed as a percentage. IMPORTANT NEWS For a limited time. you're whetted b ddm up 10 $100.00 wor6h of your bvmft rraguir- ReepOnd now to fee" an win yaer al seNOia a proces- by NrwSrb Servttse. Call by AUptlsl /0.2008 ter eelectbrw and KW-WJc rrtewal dodos. ouw.e"a we litrx". MOO 1200-0362620.3,18 As a valued codrrhembbr. You are e11010,11, 10 r*ONs Ngh- qudny nhedlandas not nonce to the general public tom top brnd? such • LMM Taft Oinq and MWM Jual 00 to www.rwoudwernme.00m end crow 167701 MAtere h asks bas your ceraftale rumba. Ad now. Wntim tie inited. Got 4 cor"v emery weab of The Wall Street Journal. 11140 Mat respected. vushmoMy and LOW newspaper MU0hou1 1M workN After your 4 corrpinrntry weeks, in adMonal 26 weeks Will be XWObte 10 YOU tar $107.60. Cate Today! 1200460-3126, ask ior code 28JCST. BASEBALL FANSI The season is hare. Mee playersend get greet bassbee rnamorebik thmugh Players Choice Club. Cat 12666614354 now and gel a epode Player* Chaim Club t- shirt or his vherl you join. CPP North America 0119"1 Player Choice Cub end a not a6ilsted mink Chase. This StatenmM is a Facstrnxe - Not an original x 000WDI F02331e C1 ODD M -Z 24 060=4 P.9.1 W3 O.e$ W..w OM.h 17.1 O.ODO,OODOMwa 154 of 161 StRtameM $or aeeorrd ras fiber- AS SM 3591 s$r$ CHASE O N"111- ,o Psymenl Duo Do" Past Due Arnrra K$n m+m Peyrrwm $4,716.25 oM1ems $0.00 $102.00 Chan addnp?a to-msY? Print bade sanrlm . Amount Erx*md 13 ? ===16 426688013061618400010200004715250000001 wsearz3owe MARY A MEHRPUYAN 35 DEVONSHIRE SO MECHAN ICSSUR0 PA 17060.61178 IwIIIu.nlnul.l.Il,w.Ilulnl.lu.ilnlwlL,I.L IImI I.I. Inwli„I CARDMEMBERSERVICE PO BOX 15153 "LMINOTON DE IONS-6163 450001602134 2060i30646i8400 8493306 SlidemM Dole. 0625006-07/2406 CUSTOMERSERVICE ?L6A CHASE O Due Data: ?MIM0S N U.S. 1.600.136-7927 Payment Duo: $102.00 Eapolbl 1-MG-4463300 ' TDD - I-WO.965.8000 Pay by phone 1-000475.7950 Ouaide U.S. a6 a8ec1 1.302-694.5200 VISA ACCOUNT SUMNiMARY Account Number: 429$ awt 3M 5194 ARIES ACCOU INQ Previous Salrwo S4.909.72 TotY Credit Una 00 Box 162 $5.000 P Payment. Credis 4250.00 Available Cnedl $254 IAAl fa i DE 19x0.5290 lOrL DE n Fiance Charges ?06.63 Cash Alan Une . p $5.000 New Balance .715.25 Ava$abte tar Cash $294 PAYMENT ADDRESS P.O. BOX 16163 IMWWVIm DE 19006-5153 VISIT US AT: dam conVersditcards TRANSACTIONS Trans Amount Date . Role 'rlw Number Merdnrd Mn* or TrrrneMon DaaMplion Crodl Debit 07MZ 119319=122 lank You FINANCE CHARGES Daily Pwiode Roe Corresponding Average Deily Solace Finance Charge Duo Transaction FINANCE Cats" 30 do" In cycle APR To Poriodc Roe Fee CHARGES Purchases V .03603% 13.15% $000 $0.00 $0.00 SD.00 Cash ahdwnoes V .06436% 23.49% $0.00 $0.00 $0.00 S IM Overdraft Proiscron 03033% 13.99% $4.525.60 $55.53 $0.00. 566.63 Total francs charges - $65.53 E lecllve Aernual Prrowalage Rift (APR). 13Aa% Plow we lift an Abele Your Avant soclon for balance Oompraton nw11lod, grace pwiod, nd other Wnpmbm lnfwrmson. The Conespond'vp APR is to ran of kwreo you pay yawn you co" a balance on any tnswoon category. The ERecllre APR reprowns your lolal hence charges -Including hnsecln bas will w cwt! advance end belnee wrwho left- apwsed we pace . MIPORTANT NEWS URGENT: As a valued ardnwmbw. dam your Thar k You of a tr$ year d 3 n agatN»s, woT kq to $100.00. Um W Sme O9A0106 to dare your Thank You of up to $1 woo Vocwwd by Nnl9ub Services aid br detalla 1.500-041.3426.4UO You danl sMSa for bd TV . why eerie fr boa radbl OM SIRIUS SATELLITE RADIO.- Wo bost raft on radio. 100% o m .m al lnoo•beM sporl4 news ask a wnMrahmeral OM growl deals OM a FREE 3-day, yon ® www.Choso4krimoom Special 81RIUS radio otbrrfor. Chan Customers 004-700-7313. -Aftwain Cardmembro: OM money back on pnelrws made on your craft and. Witt TrBegtanTs Searea8 oft, you Can e" wings aM wcrdty tar yariM for your "bo- M Ya *0 00 days for only ono doter. Cal 1-006-11113-SAFE (7233) by 10131!06.'^ Thank you lot being a valued Cwdnwrnbw. Did You Www You can use vow crodi card 10 access man ahsnever and whwavw you read it, Alt you need is your PIN (Personal Idnricelon Number) and an ATM. Just C20 1-000,297-4970 to -create your PIN today. Tbla StatemeM Is a Facsimile - Not an original x 0o0rlaei FISUM C1 000 N Z 24 0. 44 Pq.143 OOP. WW 591" 20i0000w00W.? 4of161 statemwlrt tw nomad nuraber: ORBS IM =816184 CHASE O Now warEe Payment Out Dale Past Duo Amours M4rirrurn Psymord $4.71.$8 WSW $0.00 $106.00 - 's?'• IMaloyawd,setpys Ch.- Card S"'ifts, Amoral Enclosed L? Nwr ddnas a rendt7 Prix m bads. 426688D13DIy,16184UDD3D5DODD487118GaDDGD1 auoa«:awaao 6..IILI,.1.,1.1..L.ILnLL,.,ILL1..,II,.1.L.,IL.IL.I MARY A MEHRP??UggYAN CHK'SUR(3PA 17060.076 CARDMEMBERSERVICE PO BDX 16163 WILMINGTON DE 19666.6163 I...I It... 111...1 I J.11 ar..11..1..1.1...11.11...16.1.611...1 45000 L60 281: 2060 L 306 L 61840M Stalanent Dee: Oj,2W6.001" CUSTOMER SERVICE ' Duo r 0-7927 060° ms ' CHASE 0 rTa n Doe: ? EE,;I ;-e ; ;: TDD 1.800466.000 Pay by p4an6 1-006436.790 OulW6 U.S. CON cdlew 1.302604-6200 VISA ACCOUNT SUM MARY Account Numbw : 4746 001 3661 6164 Previous Balance $4.716.26 TONI Credit Line INQUIME3 $6,000 AG P.O. 16208 - P%WWTL Crodis SM.60 Available Crsdh Ill- W rni glon, DE 19060.6290 Purd,ws, Cash, DQUIS 4360.00 CeshAceOse lira $6.000 Final,- Charges +$66.43 Avalable for Cash $12a PAYMENT ADD1(EBS Nov Balance 471.0 P.O. Box 16163 WllmkgWn, DE 196664163 VISIT US AT. mfnkndkwdlk TRAtM"ONS Trans Anw nl Dole Ratero nce lumber MoreMrd Name or Traeacton Daacr"on Credit Debit RMANCE CHARGES Dally Periodic Role Corm pmdrg Avw&W Daly Balance Finance Charge Dua Tronsaclin FINANCE calogwy 31 drys in cycle APR To Periodic Roe Fee CHANGES Ptadesee v .03603% 13.16% $0.00 $0.00 $0.00 90.00 Cash adwwsa V .06436% 23.40% $0.00 $0.00 $0.00 $D.00 Overdraft Proteclon .03033% 13.99% $4.740.60 SNA3 $0.00 $0.43 Told Trance dross $6643 E1Ne6ve Annual Porconaw" Raft (AM 13.0% Plana we Irdol on About Your Account saclon fa balance comp noton mvVWd. grace period. and olher imponam info nelon. The Coneepon&M APR ts 9a rae 01 irllersll you pay when you carry a belmee an any VmsadoM cdegay. The ESeolw APR reprssertu your WW *wm charges - including "n"clon late wall to cash aMnce and balance tare/or fan - expressed as a psrceres"- IMPOFM NT HEM Pond Notice: Loo on bolos October 16. 20061 As a valued Cedmnrber. you're ntaled to a Thwk You valued up 10 $110.00 Rom Nowflub Services. You mid ea quWtty. Ounnliles wetko of So bo on to d@Wo and your maipwas now wwwmybWwww r.0orrrdese. SW6 Claim your rawud todW If you missed your Oppodw* 1101 month, you so here lrre ID dam Your Jacks O. Jwlaky Colecow shrlply go a www.rowwdmnw.com and order 1643431dw it asks kr your DwlfloM rxnDw. Ka Rand Conw'sway 01 sayhg'dersts.' -ATTENTION CARDHOLDERS: GET MONEY BACK ON PURCHASES MADE ON YOUR CREDIT CARD. Wlh Tnisolmfs Sommew ofkr. you con enjoy sevinos and ssaudry for you-and for your farsay tDo-?sil, thefiral 60 days Ter omy ore dicta. Call 1-066-0e3-SAFE (7233) by 11!30/08."' 8493306 This Statement Is a faosM7lt He - Not an original x COS0a01 F UMS C 1 000 N 2 24 QMWA Pm.1 d 1 007E W w~ see omomoewsaraol 152 of 161 Sb*BnWd tiny acco nt marnbi r: =6 MM 3A67 M04 Nna Balance Payment Due Data -Past Due Annwe Minimum Psyrnenl $5.029.69 10fins 10.00 $136.69 =Z=1=11? Me to Cher Care SwWo . Amount Enclosed Prim on bees. CHASE O 426688013061618400013666005028680000003 Mw evi z aatsac MARY A MEtIRPUYAN 35 OEVONlBti1RE SO MECNAMCBBURG PA 170508979 I..?111d..I..1.6.I..11...1.1....11.1.1...II..1.1...11..11u1 CAROMEMBER SERVICE PO BOX 15163 WILMINGTON DE 196963163 1...III...HI.... 1.1.11-11..I..I.I...II.1..I6.1.1.11...1 1:5000 L60 281: 2060 & 306'&6 &BLOw Statement Dstr. 080A"-OW24MG CUSTOMER SERVICE L' CHAS O Due Dole: W u 10/19" in U.S. 6- E rO in p ayment Dw $136.66 Espahol 1.996446. 3306 TDD 1.900.966.9000 Pay by phone 1.9004367959 Oulaide U.S. dl cooed VISA ACCOUNT SUMMAR Y Account Number: 4206960110Me1M t-3023949zoo Pnlfous Saw" - - $4,671.19 Total Cedt Una $5,000 ACCOUNT 1NOUIRIES - Boa 15298 Payment Credits 5260.60 AVON" Credit VAIminyl DE DE 19860-5290 Wi on Pudrsee. Cad,. wt:in 4X0.00 Caw Access tins , $so0o Finance CharM +08.00 Available for Cash $0 PAYMENT AWRESS Now Balance ,026.66 P.O. Box 16163 Wikninoorl DE 19996-6153 V191T US AT: TRANSACTIONS Trans Amount Date Reference Number Mudtint Name or Tresrckn Deaaip9on Credil Dabit OW13 12 ?12 1 Thank You sekone Chk $250. 01!11 - 3/444002623114000016213 K30D 0011100294721425 RINGFIEL IL 360.00 FINANCE CHARGES ' - Finance Charge Daily Periodic Role Cansap. Average Daily Balance Due To Traneeuaon Accumulated FINANCE Calagery 31 days in cycle APR Periodic Rete Fes Fin Charge CHARGES P.edtrw V .03W3% 13.15% $0.00 $0.00 $0.00 $0.00 WOO Caw advances V .0643B% 23.40% $0.00 $0.00 $0.00 $0.00 $0.00 OvwdrM ProlpWan .03833% 13.99% $4,881.25 $68.00 $0.00 $0.00 $68.00 Total finance charges $69.00 ElNesalve Annual PereeAye Rate (APIA: 119$% Pleaas see Inbemkor. About Your Account sadion tar balance cwpulon method. Oran period. and other lrnporWd inbnnation. 744 Cweaportdrg APR N 144 rate of Merest you ply when you corny a balance on any Vw"c bn category. The E1ladive APR repaeems you IONS tkwrtn rJNges - including transaction tan sndr as ceah advances and balance Vanaler tees - sgressed as a percentage. IMPORTANT NEWS Did you know you can use your credit cod to sows ash :?. vAw~ and wherever you need h9 All you need is your PIN (Personal Idert66aton Number) end in ATM. Just cog 1 dOD-297-4970 to oeate you PIN today. 8493306 This Statement Is a Facsimile - Not an origtr$al X0000001 FI&ll c t 000 N Z 24 OMM14 Pq. t d t 0=a MAW 3e0M 2A.owwo00 sw" 24 of 161 Stabarnent for aooa.r aaantrar: rase ant am MM New Beene Payment Due Date Pad Due Amo rd Malmum Pwnwl CHASE O 54.666.56. 111/16)06 $0.00 $106.00 Wkeyeurd.eek to Chose Card aerwe.s. Amount Enclosed- 5 Nsw Z a *=. Mrt an leak. 426688013063618400010600004885560000003 mmmznnsc I...Ill.1.d..1.1..1..IL..LL..dLL6..IL.L1..f11"111 MARY yAppMN?SEg?H?AqPEEUYAN M?IECCMANICSBUROSPA 17050-6676 CARDMEMIBERBERVICE PO BOX 15153 WILMINOTONUE 10606.6153 1 ..Illr..lll.1.11111to.$Ih.61JIAIA. M$1,10n...I 45000 L60 28s: 2060 L 306 L6 L840ae 91stermenl Dale: OW26A6.-10144/06 CUSTOMER SiI1ViCE CHASE 0 6 m ay rn 00 $ 1 Y n Pa u Payment Due: 106 Espanol 4MM-416.3306 Too "W0466.6060 Pay by phone, 1.600.436.7056 Ouelde US. call Cdkxg VISA ACCOUNT SUMMARY _ Y - Aeeaen Number: 420.-6 6601 3061 6184 1-302.6046200 Precious Satan =6.026.66 Tow Credit Una $6.000 ACCOUNT INQUIRIES P O Box Payment, Credit .1200.50 Available Cradh . DE $114 IMlryinglon DE 10550-5208 Finance Charges +07.36 Caah Access line , $6.000 New Bola" .666.66 Available for Cash $114 PAYMENT ADDRESS P.O. Sao 16163 WOrrl gWk DE 19666-6153 VISIT US AT: TRANSACTIONS Tram Annum Date Reference Number Me~ law or Tmeecion Deamplon Credit DoW 10715 120020111025MOMM a- au eeuonc FINANCE CHARGES Fence Charge Daly Periodic Rate Comesp. Average Daily Bdwm Des To Transaction Accumulated FINANCE Calepory 30 days N cycle APR Periodic Rau Fee Fin Chwge CHARGES Purchases V.03603% 13.16% $0.00 $0.00 $0:00 $0.00 50.00 Cash adnrernaa V.0606% 23.40% $0.00 10.00 50.00 $0.00 $0.00 Overdraft Prowchon .03033% 13.01% 5{.000.70 $67.39 50.00 $0.00 $67.30 TOW 6nana charges $57.36 ENeseles Annual Percents" Rate (APRs 1166% Pleawaes letorrnason Abort You Account section for bWnce computation method. gran period, and other imponan Intormalicn. The CaraspondIN APR Is ft rate of interest you pay when you arty a balwas on arty trensat6on category. TM E1lecow APR rapneerae your told Mond charges - ndudnng tronsechon tees suds as ash adearlba and balance order less - expressed as a percentage. INPORTAItT NEVIS VII*~ you'0 like to do - raarrnce your mwvmge to gat extra cosh, make hams inprovaments, even buy a now hams: Call Chase *0 0 1.666.636!335. We can help whh all your home financing; nests. AN loan subject to aedt and property approval. Equal Housing Lender. Enjoy law web Tales. spadd awe and a dleceurt too wan you tae par Chas~z COPM 374210 at hoftaxn. NE WI Unbrited Internal access wile PeoploK OrArw Jar Only 51.97Anvolh W3 rnngn, than jual $0.96/rnorah. VM Vines Prolwin. Pop-Lp Modnr.:tporn Oorarela, ttWnwI Cab Welling, and moral Cat today! 1-677.7794210. Malin Omer Code: HEYDAYT. Or Ns": www.pwpapc=mfq sv7. Take $10 off Florida's meal dew at Are Ferriy Fwrr*Nl 0.g savings an 20 ft navel Oranges. 9rapetruk or rrlasd. Fled Vane buyers only-924.96 pkn sah, mmlt 2, ands 01/15. Visit W W W.ENJOYCrrRl19.COM or call- 1-411111-231-2314 de0.06X 8493306 Cord member customer sar„« 1400-056-0900. This Statement b a Facsimile - Not an originM 7: 9000001 F63wasC 1 900 N Z 24 96.1024 No. $ 01 00225 W W 3MS 2.T 0000010000 . 84 of 161 St11111afllBnt for aooourd rawabw: 4288 AM Bost 9184 New Balance Paplaerht 006 Dwo, Past Dus Amerna Mnimum Payment $6.014.66 12/16.06 30.00 :12226 Anoint Enclosed ? Yeast =v wIJR Pant Em ? S?Maa 426688013061618400012298005014980000007 ota an z=w@ C MAY A MEHHRgPEUYAN M VECHA?NCSON$ BURGS PA 17050.6675 CHASE O I...Ill. 11111 A 1116.111111.1....11.116111.1111111111111111 CAROMEMBER SERVICE PO BOX 16163 WILMNOTONOE 168655153 LAI.11111.... 1.1.11.... 11..1..1.1...11.11... N..1.1.111.11 45000 L60281: 2060 L 306 i6 L8401e 911derf Nht Dose: 1 W26MG -11//06 CUSTOYIER SERVICE CHASE O ' P ?` $ I Due: 122.90 sp:w ?A00 TOO 1-006654060 Par by phone 11-500475.7655 OuYide U.B. CEO collect 1-302-594 ezoo VISA ACCOUNT SUMMA RY Acmmtt Number: AIM 901 3551 5164 previous Bdetwe $4,555.66 ToW Credit Une O Box 162941 1pE8 ,$6.000 P Box 15255 PWMML O7ediS .3360.00 Available Credit . 30 YAWWlm in brh DE 155505255 PurchsoW Cash, Debits 4421.00 Cash Accees lira p , 36,000 Finance Clwpes ?366R2 Available brCaeh $0 PAYMENT ADDRESS Now Balance A 4.55 P.O. Box 16153 WR"*vMn, DE 155556153 VISIT US AT: Your minimum psyrnerm re5ects 1% of your statement wane. pica any paw-due and/or ovw4rM arrohnia, blood inwast due, and overimh sees andlor loft tees. TRANSACTIONS Trans AMOM Date Reference Number Merchant Name or TrerhMClon Description (recd Debit au M0344 ll, 00001170M UMMU13UP1301111 0p25e72142 IEL IL 100.00 11119 240540253 COW 3501377 006355 DELAWARE A WILM N DE 321.00 FINANCE CHARGES Deily Periodic Rafe Comeap. Average Deily Balance R1ence Omvgs Ow To Transaction Ace mAided FINANCE Category 31 days in circle APR Porlot is Rata Fes Fin Chorpe CHARGES Purchases V.08064% 22.24% $62.22 $1.16 $0.00 30.00 $1.16 Cash advances V.05042% 24.24% $0.00 30.00 $0.00 30.00 $0.60 Overdraft Protedon .03833% 13.66% $4,616.61 $67.24 $0.00 $0.00 $67.24 Total trance charges 366.42 E11ea11ve Annual Pereenfege Rase (APR): 1436% Ples" see edormation Aboui Your Account section for balance wffpftlion,,wd 0, grace period. and other imporlem Udonnaton. The Corresponding; APR is the rate o1 irsered you pay win you cwq s balarhee on any aw colon ceNgory. The ElMdve APR represents yaw tWat trance charges - incout ng wonsocSon lose such se cash advance and baluhce tramla lees - upesesd m e pwmftgs. 8493306 This Statement Is a Facsimile - Not an origktal X 000000i Fleelala c t = w 2- omta. ?y.I .1 06T2! w w sshT. ? 0o0D0100,*.M 1 62 of 161 $tgtffnW t ter account raeeber: 4288 M13081 Glad New educe Paymam Due Dell Past Dw Anwunt Minimum Payntaht $4.024.06 OU76A7 $0.00 $100.00 Wra yerr cheat pg1eW to Char Card Serwaea Amourd Enclosed f Nrw edaaea r nowt! Ptlni cn bads. 4266880130616184000108DD004424060000002 M40m xxmc MARY AM WUYAN &MM9CSBlJ P)117060-6670 CHASE C) I...I II.I..i.,1.1..1..11...1.1.,..11.1.1... L AJ...11..11..1 CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 196065163 1...111... III .... M.l 1.».11..1..1.1...161-1164,611 ...1 1:5000160284 2060130616 i8$.Oae Opnirgfdceirq Dale: 1 lr 6SM -12PKW CUSTOMER SERVICE CHASE O o : o 00 " y,n,t w: E,;, ?3M TOO 1.600065-6060 Pay w M. ,-600 ?@so$ Oublde U.S. Coll w9.ct VISA ACCOUNT SUMMARY Aom.hrw Numbw: 4266 6661 5091 9104 1-302.694.6200 Ptovlous Silence $6A14.96 Told Credit Line M 000 ACCOUNT INQUIRES P O Sox isne Payrwnt, C re" 4150.60 AwiabNCredit . . Vyiralr lmt DE 19650-5296 Finance Charges +,69.58 Cash Access Une g . $6.000 New BWnw .924.06 AVWWW lot Cash $76 PAYMENT ADDRESS P.O. Sox 16153 1MIMitglm4 DE 19686-5153 VISIT US AT- - adultall. 8493305 TRANSACTIONS Trans An101ro Dale PA%ferw Numbw Merdhed Noma or Transaction Description Credit Detail 1 W 50.60 FINANCE CHARGES DWIy Peiodc Role Cmresp. Average Dally BNehce Wines aterve Due To Traresebn Acconubled FINANCE CeNOory 30 dare in cycle APR Periodic Rin Fee Fn Chugs CHARGES Purdue.. V AN"% 22.24% $324.61 $6.94 $0.00 $0.09 $6.94 Cash ad+s,ws V A11642% 24.24% $0.00 $0.00 $0.00 Woo $0.00 Overdraft Prolecin .03633% 13.99% $4.664.10 $53.64 $0.00 - $0.00 $53.64 Total kwwe dirges - $50.60 EllocIl" Amusift ow tsge Raft (APR): 14.33% Plane we "lormabon Abend Your Ao mnt ssalon lm balance computation rrw6hod. Waco period. end other inpw to. Intomaton. The Corresponding APR In 104 nN of kW" you pay ~ you c w7 a balance an err rwascoon category. The Ellocve APRmpemleymr Totalfkm dhw9es-kheltrdlh0 ttnsablan teas such as cash advance and balsas trertw teas - npreaeed as a pwceruga. Clara your toward today! You will hwo Into b dskn your Thomas "a" UtlwWaplel Sklply, go to . www.towardmOw.oom and emw 167312 wire 8 asks loryour ow a* we rxmbar. Take acv '-' of I" Ind opportunity 10 claim IN i wive wllsc6ln[ HOLIDAY SHOPPERS: Gel low prices on MP3 PIWOM lays. dipibl censrak 10 swan Ift old lob more tluough TAWOWA a over. You own go up 10 $60 cash back an purchases wah your Shoppers Advenow menberehip. CALL I-M- 3.7233 TODAY. As a valued Cwdnwnbw. you've been bated a Thank You up 10 $100. Clam your lavodtes, each with w taw tea of $2.06. _ Log on for deails and darn yourTtmk You ups* $100 tram SynOPM00nn6d. www.gitlcard100.eomrdaan. Code 29235 Take i19 oil Florida's ,neat citrus at Ara F.miy Fume!!! So savings n.20lbs naval orengn. grapobuo or rnlxed. Fall ?lase buyer. only - $24.95 plus Ss H, limit 2. wide 01/15. Vail WW W.ENJOYCrrRUS.COM or call, I-NO-231-2314 dept.wx Cardmember Cuamn er SwNCe: 1.0009664900. This Statement Is a Facsimile -Plot an original x00000at Fe,I cf a0a N Z 24 W224 ".t.3 =5 0411,4.31449 3aN0000 =214®x. 16 of 161 Statamerit for aooolnl laaabb: 4= am xwi inm Near Balance Payntrn Duo Dan Pssl Due Amount Mxirtwrn Po msnl CHASE O UW9.46 02I15A7 $0.00N9eyy W.00 Pdnt Chow b .8nvlae?TO?i l rr9 Arnount Enclosed Ibhrcei 6wsceacei-1nW?hb 426688013061618400009500003979450000005 misarr z aawe MARY A MEHFW UYAN 36 DEVON8fME 80 MECFIANICB PA 17050-6979 I...II 1.4.11..1.1.,.14.11.11 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 195664163 1:50b0 160 281: 2060 i 306 i6 L840ae OprhYIglClsan g 1zrz605 - CUSTOMER SERVICE 01!44`07 Data: CHASED P r P? o InU.S. 1.009-436-7927 5 Mf immum e n MN: n 9 $ 00 Espanol Espalbl 1.556-046-3305 TOO 1.50046640W Pay by phone 14100.496-7955 Outide U.B. call coped 1-3024w-9z0o VISA ACCOUNT SUMMARY Account Nureber: 404$ 9901 30910104 Previous Balance $4.924.06 701111 Cram Line Dos 19 NGUII0E8 ACox $5.cdo P O Pgmolt, Cradir 41.000.00 Available CF" n, . DE . . $1,020 W!Imirgbn DE 19560.5299 Fwwm Chwgs +$66.39 Cash Access line , $6.000 Nov Balance ,979.46 Available for Cash $1,020 PAYMENT ADDRESS P.O. Box 16163 Witrlnglon, DE 195554163 V18R W AT: TRANSACTIONS Trans Mourn Dole Rebwco its Ibis Merchrn Nara or Transckn Dauwipllwt Credl Deb!1 00 c ,000.00 FINANCE CHARGES Daly Periodic Rats Correap. Average Daily Balance Firtnce Charge Due TO Tverrar:lan Acc nuYtad FINANCE Category 31 days in aide APR Periodic Rte Fee An Charge CHARGED Purchases 'V.06084% 22.24% $327.05 $6.15 $0.00 $OAO $6.19 Cash a&-- cot V 06642% 24.24% $0.00 $0.00 $0.00 fIDAO $0.00 ovwdreh Proteeton .03933% 13.99% $4,141.38 $49.21 $0.00 $0.00 $49.21 Told Inane charges $66.39 EMaed"Anmrl PMarnlog Raft(APR): Kam Plsaw we IMomuSon About Your Account secton for balance wmpurlon melhod, grace perlcd, and other imporlrn taontraon. The Couaaponding APR is the raft of Washita you pay alien you carry a balance an any trlaadon calegory. The Etkclve APR represents your toast lho- dnrges -incMMi g vrrac6on lass such socrh advance and balance trueness - expressed as a psreemage. IMPORTANT NEWS NEWI Un6miftdMtsmelaccess wish P=O&PCOrdnelor Orly $4.97~111 for 3 mortar. Nail Pat $0.91imonh. Wh Vkm Prerdfon, Pop-Up Slodur. spent controls, alone Cal WWft and move! Cal today! 14504TRYNOW. Mahlon Offer Code: HAM A, Or visit an9W.peoplapcoonVpoRuaw Why pay • how vela w!h ohorcrds, when you may be able to consolidate your Oelonaa and we an In at the same ems? Plssss cell the Balance Troslsr Hovne at 1-WO445-2014 !0 an it you queMy bdey! Did you blow you can use your aedh wed 10 access cash whonever and wherever you need il? All you road Is your PIN (Personal ldenti9wton Nanbr) and an ATM. Just dl I a00,2974970 to create your PIN today. 8493306 This Sta$ement is a facsimile - Not an original X 0000001 FM3&W C 1 Goo M z 24. 07.e1e4 9-q., 'It =25 IMW 471! 0261000001000tl0e1701 118 Of 161 StERWINV9 for nadwif enl number: 40$6 9813081$104 New Payment Due Dee Paal Dua Amount MOrimum Psymni CHASE. O $4JEW o3n1g7 so.0o $130.00 yeur?eakp?yWe.aarwCrdservcK TUCtinala liw& lla AntotINYe 11aw =r a e-me117 PAnt on belt. "0-.q= F. A wweepeyyarlexasAmm. 426 60130616184000130D0004ll8230000003 eWA zaawrc L.JILL.L.LL.6J1..J.Ln.ILLL..IL.LL..ll..ll..l MARYAMEHRPUVAN 00 DEypN r8UR0SOPA 17060-6875 CARDMENISER SERVICE MECHANIC38 PO SOX 15153 VALMNGTON OE 190063153 - L.III...III.... 1.611....IIJA I...IIJ...IL.6L11...I 1:5000160 281: 2060130616 L8ti01' HASE O openhygceingDale: Ol/26g7-OZn4g7 CUSTOMEIISERVICE P.ym.m Dw DeN: 03AIM7 M U.S. 1-500-436.7927 Minimum Payment Dw: $130.00 Espefbl 1005-446-3308 700 1300456.0060 Pay by phone 1-000436.79SO Culetde U.S. all 00440 VISA ACCOUNT SUMMARY Aid Number: 42M SON 3051 9,94 1.302494.5200 Pf"Ous anon $3.979AS Total Crodl Line $5.000 ACCOUNT ES Payment 4200.50 Avail" Credit $851 P.O. Box 1522011 08 Cash. Deals 4$259.00 Cash Anew lino $5.000 1MlmWoon, DE 19550-5295 Finance es +$60.25 Available for Cash $001 PAYMENT ADDRESS New Beftivi )s 6.23 P.O. Box 15153 VAIMiroon. DE 198054153 Y181T US xdad? niftyclif-rds Alaid, lee reflected on1NsbMVelaunarn. Your minimum paymentre5eew1%r your atatenttertl Werm. pka arty pall4w smouM filled Mersa( and dte bleed late lee. TRANS CTIONS Trans Amount Data Rat ronce Number Merchant Nam9 or Tronsecan Description Cre" Debit B77- LATE I'tt: $30.00 02M 2311 H(O 0011150294721428 NDFIEL IL 250.00 ovn 10 30207149900152222 Payment Thank You Electronic C 200.50 FINAN CHARGES Daly Pedodc Role Correep. Average Deily Balance Du *T* Treneedon Aealmula W FINANCE Category 31 days In qde APR Periodic Rats Fes Fin Chu" CHARGES Purdiesse V.05094% 22.24% - $337.16 06.37 $0.00 $040 $6.37 Cash ice* V.06642% 24.24% 50.00 $0.00 $0.00 $040 $0.00 Overdraft edon .03633% 13.09% $3.664.09 $43.91 $0.00 SOAO $43.91 Total charges $50.20 EMotlw Peroenlaga Raft (APR} 14.16% Row tion About Your Acownt section for bdanoa aonpulefon rtaawd, grace period, and altar imp~ information. The APR le the raw o/ Iraerod you pay when you carry a balance an any rate,alon category. P The mpnaanuyour totYttwsdirps,-lrxkd4igta0ree6onIsm = eltdt et rtalr tale- atprasaed N coandbelenosh • perceraage. $493306 X oeoooo, Fisch= C, En¢oy low web rides, special Ware ut0 a dieeoun too ~ you use your Ch discount ads CDPS 374210 r henzzont.. EXCLUSIVE OFFERI Get 1140 Uncirculated SwMtood quartsro from 1999-20061« Just $10.05. You'll SAYE 60% off repj r pricMl Hurry - Ilia of wide on MYrdt 31, 20071 To order now. go to: UnletonColncaWOurlers Why pay a Nghr tale wM offset cende, when you may be able 10 condWate your balances and seen an Wd~ it the some lime? Please a5 Ste Balance Transfer Ho*w at 1-500.945201410 ale If you quality today) Did you 0- a' you can use your credit ale to access cash wharfwver and wherever you reed it? AN you need is your PIN (Personal Ideneli aeon Number) and an ATM. Just p6 13008974970 to aisle your PIN today. This Statement Is a FacsimNe - Not an original 000 N 2 34 rANW4 p"' I a f Oot2f -1-2 1-2 OS.f 00000, 000..OOtOf 134 of 161 Statement for aceowd 4amilow- ass asst 308161114 New Balance Psynwd Due Dab Peat Due Arran Minimum Payment _ CHASE O $3,G13.77 04116/37 - $0.00 $65.00 MYnywrr dMak.syew b Chan Card SeMota Main Enclosed f Neve=r remd7 Mnt an back. 426688013061616400008500003913770000003 wito ezawc ...1.1.......ll..ll..l MARY yyAppMEHRPUYAN ?aItCHA7SCf MA 17060-6676 - CARDMEMBER SERVICE PO BOX 15163 VAUNNOTON DE 16666.6163 45000 L60 281: 2060 L 306 L6 L8b09' 0pemygoa rgDale: 02!26/17-OWW07 CUSTOMER SERVICE CHA Ohle SEO 04AGW In U.B. 1.100.436.7627 Inn um Payrrwn Ow: $65.00 E6paw 1.666446-3300 TDD 1.000666.6060 Pay by phone 1.WO.436-7056 Outride U.S. can Cuascl VISA ACCOU NT SUMMARY AccouM Number: 4266 6901 3061 6164 1.302-664-6206 Previous Batrea $4,110.23 Told Cads lke ACCOUNT INQUIRES $5 ,500 P Box 15296 O Pgrrrwm. Credits 3200.50 AveNSbe Cred! . . $2,066 IA ImIngeon DE 190504290 Ffwrae Charges 64346.04 Cash Accost Urw , $6.500 Now Balance .613. Ava$abte br Cash $2,666 PAYIIEy7r ADORfDB P.O. Box 16153 Wilmington. DE 16000-6153 V16Pr US AT: he, OongrskrbBarw! Your credit Ire hn been increased, Talc ~age of your enhanced apndng parr to rrha , purchases and tareder bdences today. TRANSACTIONS Trans Amount Date Relwwrce Number Mordham Narwor Tranwa6on Description Credit Debit 0 8 t W FINANCE CHARGES Finance Charge Dally Periodic Feb Correep. Average De6y Bslnca Due To Tmroe:fon Aecurmukad FINANCE Category 20 days in cycle APR Periodic Rate Fee Fin Charge CHARGES P rdeees V.06094% 22.24% $356.03 $6.11 $0.00 $OAO $$.11 Cash advances V .06642% 24.24% $0.00 $0.00 $0.00 $0.00 $0.00 Overdraft Protecton .03633% 13.69% $3,719.95 $30.93 $0.00 $0.00 $39.93 Total t nance charges $46.04 12000fte Annual P WQW"W Rate (APR): 13.64% Piero law elormemn About Your Aocant section for balance comp rWon method, Saco period. and other Important Informalon. The Conaaponding APR is tha rev of io is youpay v m you crrya balance on any sweacti n category. The EII@dv APR aprwema yourvial l rew dirges-Including 6anucbn lea eexlh eaa6h advance and balance 1rraku fea - expraeed w a percents". IMPORTANT NEWS NOTICE: We we repladng the Two-Cyde Average Daily Balnce M"M (Or" Interim npwrlous and cu~ Cycle purchase bMnaes) wMn 6teAvww DW Balance Including new purduaw Method (purdwset duly balance rows prdw as dally rate each day only in the current qtly. SaNC9ons as approved and ready b MW M a Chase CWnwrrber, you an taket Ngh.WdIy merchandise not evallibe to rice general public Beads such n lama, Gund and may mock ,AN4 9oto www.rwaNCama.com ad type In corliksle number 159243 and m** your istec/ons nowl Why pay s higher rate wth.otlr cards, When YOU may be atte 10 cerwoudeb your Delano and Save on Mw "al the term Imo? Please CON the Balance Transfer Hoary et 8493306 1-600-946-2014 to aw r! you queldy today! This Statement Is a Facsimile - Not an original X0000001 Pa33M C l a0 a z 2. m?a. Pw. I d r ooezi ro w oar o ae2.0ooomoooea+e„ 82 of 161 stow.M t for aecou t nuwd r: Me MM 3061 $186 Nee Bdance PW"wo Due Dow Past Due Mom Minknrrn Payram $6.315.14 06/16107 $0.00 $105.00 YsMyeer eheek 94"M' o these Cod !-Mass. Amour Encosed Is ?Nw Wdre-e ar-nwl7 Priam beck. 426688013061618.400010600005316145381570 NIARR?YAMEHRPUYAN 1 MY"W PA 17060-0676 CARDMEMBER SERVICE PO box 15163 - WILWNWONDE 1,666.5153 s. 5000 i60 28at 2060 & 306 a, 6 681v0a' OpsninyCloYnO Did# 0325107.042407 CUSTOMER SERVICE nam Wi $1 6. 0 E CHA Dte: nn PPsy SE O 06 . 000 E s Mel ;. 0 ?Oo TDD 1.100456.9060 Pay by phone I MD0435.7958 _ OuWde U.S. dl collect 1.302-504-0200 VISA AdCD ri'1J SUMMARY Aeeols" Nuntkw-. 4209 9601 3061 6194 G111RIE6 AC N Previous er.he. $3.913.77 Total CISM Una .O.. BOX Sox IC S00 P .O. Payment. Credtr 4200.50 Avsiable Credit $1.163 iKilrr nm DE 19660.5296 tiglon. DE Phrdraea, Cash. DoWs 41.560.00 Cad, Access line $6.600 Firmum Charges +$62.67 AvaM*for Cash $1.193 PAYMEM ADME66 Now -stance $6,316.M P.O. Box 16153 VAIMkoon. DE 190e6-0153 V4EIT US AT: 8493306 TRANSACTIONS Tana Arrmunl Date Robrerm Nufftw Msrdhwo Norm or rrwtnck h Dsetriplion Credil Debit FINANCE CHARGES Daly Periodic Raw Corresp. Average Daily Bdsnom Fkwhee aw" Due To Trarsodon Acaxnrlaled FINANCE Category 31 days in cyde APR Periodic Rds Fes Fin Charge CHARGEe Pardwass V 0609% 22.24% $326.14 $6.20 $0.00 1b.D0 $6.20 Cash 0*11010ea V.011100% -24.24% 1110.00 $0.00 $0.00 $0100 $0.00 Owrdrdl Protection .03033% 13.9% $3.927.49 $46.67 $0.00 $0.00 346.67 Told **we dwges E52.67 ElhctWe Amur) ft ow la9e R&W (APR): 14.60% Pleaweee Irrlemidien Aboul Yow Aamnl section fa bdwm oonpMlon nwHi groom pond. and 00wrknporlyd irdormasan. The Corresponding APR taYN roue o1 karew you pay ashen you carry • batnom on any venrdion cslegory. the E t@Ove APR repaasnls yam 10w16nrme dargse -WcWp hg trrascfon Isom such as ash advsnewand Worm "AS* lees - aapresssd as a psramage. IMPORTANT NEWS You%v been Issued a VIP Thank You valued tq to $100 a s s ape" wAngs opporkmy from GO Services. inc. whkn is not a CJaa aM@U. Log on by 6115 00 7 10 tMt jereky eom 11N Nla6son Collection at low cordmambr MO. Malt ww.pbcssd100.carM-Mry aril uWo06a: 31620 Show Mom why We* be Wall Send her -&rgM" gifts fami4WFLOWERS.Comi Gd16%o9fesh:beaueW smote, gorgeouaPlant, gcumel9M bWrlk dolidott trade and moo when you um prrnoson txade GWHASE. • For details. pl%wvle www.ISCOFLOWERS.COMIDISCLAIMER 1Mei hr you intend b slay in yew home or buy a nw home. we ore, a variety of nwngop products to neat your needs. CrI 1.966.9364335 or visit waw.daw.mrWchmWwn*=n for details. Loam ors sualad to awM W d PmPeny approvd. Cenash restriclom and 9ni,ali" may *MY This Statement Is a Facsimile - Not an original XWOMM FDS13eC1 000 N Z N 0r 24 P.e.1/3 40M NI,M11 ....r 111100D001DaD....r01 88 of 161 CHASE O or { I tvara thew o not P. may c any 6.,IILI,.I,J.L,LsIL..L1...,ILL1..,N.d,6,.ILJL,I Statement /or a ccaturl twnlber: 4na saw 30111 s1M Now Bdsnce Pay at Duo Dafe Past DwAmopm 66twnum Psymentl CHASE O $6.734.67 0611007 $0.00 $126.00 Wts year drankaayeaeb Chan Card Semm Itramb M I Mount EnhdOSad 3 Neer asoreu a e+neY7 Pria on back. P?? it* I arN may C?inbl any 4266a8013061618400012600005734675400464 obsomztawc MAR?YyA?NNEH ipP?UgYAN AMR = PA 1706040M POCM 1615 R SERVICE BOX 16153 1NILANN(iTON DE 10000.5163 1:5000 L60 281: 2060& 3D6 i6 L840%1 CHASE 0 ng gDale: 04r"7.06R407 CUSTOMER SERVICE P.ym.m Due Dab: 06116407 in U.S. 1200.436.7927 hfrhimum Pay"wril Due: $126.00 Espanol 1-MO446.3306 TDD 1200.066-9000 Pay by phone 1-WO 435-7958 Outside U.S. Call calact VISA ACCOUNT SUMMARY Aooounl Nu dm: 4200 am 3061 411164 1.3022042200 Pr"ous Reform $6.316.11 Tote CreM LO» $6.500 ACCOUNT WOUiIrES Pynwrn. Credhs -3200.60 AwdMb Cbdl $706 WilarnBox 16290 Purfiaaw, Cash, Debits .3660.00 Cash Access tine 36.000 MhDloM1 OE 19650.6206 Fnares Chagas +369.23 Available for Cash $766 PAVMEW ADDRESS Now Balrtoe , 3 .6 P.O. Box 15163 tNdnr*Vm DE 1911116-5 15 3 VIW US AT. TRANSACTIONS Tram Arltoum Data Reference Number Mershrs New or Trreadion Description Credit Dabs $550.00 0611 1134134023111171104463757 Peyrttern Thank YOU Eledra C hk 200.50 FINANCE CHARGES Finance Charge Deily Pwiodc Rafe Cotresp. AvwW Daly DUOTO Tnrvisclon Acarmsafed FINANCE Category 30 days M cycle APR sdan0e Periodic Rae Fes An Charge CHARGES Purchases V.06011114% 22.246 $327:112 $6.00 $0.00 $0.00 $6.00 Cash advances V.0111042% 24.24% 30.00 $0.00 $0.00 $0.00 $0.00 owrdrsh Projection .03033% 13.00% $6.400.13 $83.23 30.00 30.00 $63.23 Total frbnce drrges .360.23 Elbetlw Annual PMantap Rash (APR): 14.25% Plane aas Information Abdul Your Account "Clon tor balance WhIpulafon malhod. pros period. and other important inlonne an Th e Coneapondiro APR fe the rase of inbnq you pay often you Cary a Mann on any raeadin colowy. The Ellactive APR operas your tad fnence dirges - Including OaMaclon fees such as cash advace and bdrtn "UW lees - axpnased to a prcemage. IMPORTANT NEWS Enpy low web raw. eper5r apart and a decourn loo when you identity yotrseB sa a Chas. Cora,wrlber by uang this cods: CDP$ 374210 d harlLco n. Seven appliances. MP3 Players, toys, and morea Shoppers Advrnega. Eam oio-baok reeds on alto" purdmaw in 00044 b tts low prime Qa deaaa a wiser. Shoppers Advraags.corNChw, wheneysu3 be W it ed N e Chase Cardmamber diglble ice this spodsl TrW giant Offer. Whether you ime rd b say M yaw hone or buy a now horns, was 01fer a vridy d f am go produde to care your nasOa. Cal 1.5662362336 or Mash wrw.dlw.aMdawhamban for ddala Low era auh{aC1 b asdil and popery approvd. Certain other rosaicfom and timhalora may apply. Did you brow you can use your credit card is access cash wtlamvr and wherever you need it? As you nand is your PIN (Personal Iden4fca4orr Number) and an ATM. 8493306 Just Call 1-800-297-4070 10 veele your PIN today. This Statement Is a Facsimile - Not an original X0000001 .wB0006Cl 000 N L N WAN. Paq., as 0 WW 01W I-00WOW0,24" 66 of 161 Statement for accowd numbw: 42$5 am 3081 e1M New Balance Payment Due Data Pat Due Amount Mintnum Para l $6,000.16 07119/07 $0.00 $134.00 (?7lirteywrd/eek bChan Card SwWn. Amount Endoad 1; INeIr eddaaa a eiiw0'? Paint an back. 426688013061618400013400006009165417423 OIMI66tL t7aaIC MARY AFrUggYOAN WHM08(JRf` PA 17060-0076 1...111...11 I....I.L B t.t Il1 A.1.1. /.I I..I... I L /I.I.I I... i CARDMEMBER SERVICE PO BOX /5753 WILMINGTON DE 19666-6163 1:5000660281: 2060 1306 16 L81/0N@ OperWhpRa0ain0Date: 01/26107-06x24107 CUSTOMERSERVICE s CHASE O f P 'U 77 M U.S. 14000-476.7927 If ir P syrt wl u - $134.00 Espaltol 1-M-446-3300 TDD 1.904965-Woo Pay by phase 1.604436-7959 Outwe U.S. Call colleel VISA ACCOUNT SU MMARY Aceounl Number: 42999901 7091 M04 1-302-694-0200 PnMous8dana $6,734.67 TolalCmMUne $6,500 ACCWN71Nti111pE9 P O Boa 16208 Pu c se Credis 9500.50 Available dedil . DE . $490 W1Mtirhpfon OE 190103296 r h Purchases, , Cash. Debits A x$700.00 Cash ccaa limbs . $0.600 Fwwm Ow9es +$74.79 Avaiube for Cash $400 PAYMMl ADDRESS New Baknce ,009.1 P.O. Box 16103 Vilmi glon, DE 10686-6153 V MW US AT: TRANSACTIONS Tema Amount Data RNertnct Number Mordhat Name or Trarresdon Desatwn Credi Debit OWN 3PPRMSWI 14000024003 CHIQ0 111002114172142SPRINUIFIEL IL MM 4 ds CNt $00.50 0 434444001663114001XIM40 CHI(00 00111002W72/429 NGFIEL IL 200.00 FINANCE CHARGES - Fknna Charge DallyPedodcRaw COrresp. Avenge Daily Due To Tmarlescim Acoumia1W RNANCE Campry 31 days Ihcyde APR Balance Periodic Rode Fee Fin Charge 04MGU Purdaaa V.060f14% 22.24% $327.67 ..$6.20 $0.00 $0.00 $6.20 Gah advanosa V .06642% 24.24% $0.00 som $0.00 $0.00 $0.00 Ohnrdrah Protecim .03933% 13.99% $6.712.06 $M.59 $0.00 $0.00 $60.59 TOtai hams dwrga $74.70 12110011m Anrmal Pareen%" Rao (APR): 74.71% Rena we brlerrmaeon About Your Aotmhut secion for baiarl s oomlutssm matiod, gran period, and other important inlormefm The Comsapon0inp APR w iw raw of haw eai you pay when you crry a balance an any var aaon category. The Eieeaw APR repraerlle you total imams dwrga -ktdu0fig Vaeadbn leas, such as wh advance and bs*m tranalw lase expressed as a pare asila. IMPORTANT HEM Got tadmiad Wool a Img dwarve cling for $24.99 par 100 1 Try VOnspe br 1 Meth FREEI Cd 1-8003a46669 or Vlaitwww.Vange.OOM Wl0.Vomaga911opanyudilenney -800 www.Vorage.OOn0911. Addlbral UmS reaaldlms NOY. By responding I cw*m Bhal 1 am a Claw customer. 8493306 This Statement Is a Facsimile - Not an original X ODOOM SCI 000 -N L 2. 0)10901 P19.1 d3 aora Iu.u o.1ov ,>fl aoaomoaso.laeol CHASE O Magma -oooomrl offer arhh?mryoo?rhoaliny-1fms. MRS III.III.ltdt.l/1111111111/111.../1111.I.u N.dJ./III\/IL.I 126 Of 161 Statament for asimand miumbor: Axes am gm sim New Bahna Paymnt Duo Dace Peel Ous Ara awt Mrwhurn Payment CHASE 0 $5.7".06 OW10417 $0.00 $127.00 serww 1 weal b w rAd rsrMN R b P Arraun, Erhdoeod ed8iss i+rri7 PA e*. an 1 to o1Nr mat' arhy 426688013061618400012700005777955436431 te.sssxzaawc I...111.1..Ld.I..I..II...I.i....II.I.I...R..l.l.r.ll..llnl YMRY A MEHRPUYAN . y p WHANICSI PA 170603670 CAROMEMBER SERVICE PO BOX 16163 WILMINGTON DE 1oae63/63 ..IIL...Llrll....ib.l..l.L..IL.L..IL.LLIi...l 6.111 05000 L60 28a: 2060 L 3D6 L 6 L84 0r OperhYhgrgainpDate: 0626"7-07MlO7 CUSTOMER SERVICE CHASEO ?'r I Zu WSW °- 1 e: EELI *446 ? TOO ,300066-D060 Pay by phone 1-eo04130.706e OuWd* U.S. od cc0ecl 1-3o2-604-ez00 O ft IVIES VISA ACCOUNT SUWARY Assent Number: 4200 IM S x ? 3001 0104 jp.o PrOMdue Balance $6.000.16 Tost Creel, Line $6.500 VAln*Vlm DE 1905042M Payrnank Craft -300.60 mm* Cade $722 PAYMENT ADDRESS Finance Charges +$6020 Cash Aoase Une $000 P O Box 16163 Nov Belerhw 777.05 Available for Cash . .. $722 Wlminylon. DE 10896-5153 VIIRT US AT: TRANSACTIONS Trans Anphat Dole RNsror=NuMber Msrdw"ternsorTraraadimDescrown Credit Debit 0 051 0 4202 5 a hk .50 FINANCE CHARGES Finance Charge Daily Psrloalc Rae Correep. Average Daily Due To Tmnm don Acmin laled FINANCE Comply. 30 days in cycle APR Balsa Periods Rae - Fee Rn Charge CHARGE Purely a V.05014% 22.24% $326.74 $5.06 $0.00 $OAO wee Cash adverloes V,08842% 24.24% $0.00 $0.00 $0.00 la o0 8D.00 Ovrdnh Prow don .03633% 13.00% 116.506.63 $5333 $0.00 0D.00 $63.30 Tola.nerx:e dwges - $60.20 EBasltvo Am al PWOOl"I" Rate (APR)-. 14.25% Plesea w hdo a" Abort Your Aomxd sedan for bdwm conWafon rndhod. pace periott and other knporlnl IMarrrrtm The Campondinp APR is to tee of home et you pay whn you carrya balarhee m art tmeadiancalepery. The ElfaodveAMRmvmwmyawtowMansdhrpse-YhdudiNmos den few such oscosh adranco and balsa -radar toes - exWeasedtts a prcer". IMPORTANT NEWS Broollams o0r: $15 ON SW purdm o vo Web or Plante. Idendy yourself as a Chew ouamter. Menton or saner cede CHASE of dedwut VW 8roeaeorwoom or call 800.029.7000 Not valid in sorb. Exchdse lax. ehlppi g. 9M Cara. Tww-Peck. Bang and Bose prod m a Expires 12131"17. NEW Unlimited mama access woh PooploPC Oran for only $4.07Mnornh far 3 nonahe, tan yM f11.115MWrh. Gel the leahrb youd expect tram to big "11-877-775-12 10. Merton Olfer Code: MSDOW. This Wde idem"m you as a Chew customer. Or visit www.psopaKoomrgoknsm" 8493306 Enloy low Web roles. special oters and a disccum loo when you 4orniy, yoursat as a Chas CaMmernber by using tie code: COPA 374210 • henz.cam. This Statement Is a Facsimile - Not an original T000w" Fay3yC1 000 N 2 24 07WA24 re.lA'2 ao2n .rn..w_."m 20e.00ote1000..A601 20 of 161 0 StatOnOnt forao6aM number-41MM Mew $MM1 M1M Now Balance Payment Due We Pest Due Amours Midnum Paym ml CHASE C) 16547.35 00116/07 $0.00 $124.00 Amount Enclosed ta.MSyeur reset lw Chess Card SNYtaea $ New$4246aeimr6TPruon Wdr, e 426696013061618400012400005547350000000 74mearzawsre MARY A MEHRPUYAN 35 OEVOMSHI E so CAROMEMBER SERVICE MECHAMCSSURG PA 17060.6570 PO BOX 15153 WILMINGTON DE 155853153 ..u11A.1,1...11A...11,11.11 ...1 1C 5000 160 28R 2060 L 3D 6 i 6 LBMOr e: D? ng OF2b/07- CUMTOMEMSFRVICE A? CHASE a ?o Q sy ? 7 M 11.3. 1.600.436.7527 laninaam P mant Due: $124.00 E6P6f b l 1.666.446.7306 - TOO 1.000.565.0060 .Play by Phone 1-!1004136.7556 OuYide U.S. CO cdlfsd VISA ACCOUNT SU MMARY Account Number: 4M 1111101 3061 6154 1.302-654.6200 Previcls Balance $6.777.5S TOW Cmdt Line 76.500 ACCOUNT INQUIRES P O Box 162016 PaymnL Credits 4600.00 lWepable Cmdt . $562 DE 15050-5256 ? Purchases. Cash. Debits +8200.00 Clash Access Lkw - 116.600 Firsaws Charge& +865.40 Available br Cash $562 PAYMENT ADDRESS New Balance 7.35 P.O. BOX 16163 WimtrVion. DE 158863153 VI31T US AT: MMOLdmNLmmbmm2KdL TRANSACTIONS Two Amount Des Rslersnce Number Mrdunt Name or Trensdon. Dsscipion. Credit DoW 0W10 IZUUW20DOD014&MM3 PWM$M TWA W tbdrOft CPR .00 05/1334444002263114000021733 CHXOO 001110025472142 fN 1 L IL 200.00 FINANCE CHAROM Finance Chrpa Daily Padode Rate Conosp. Avenge Daily Due To Trarractn Acersiawd RNANCE Category 31 days M Rrds APR Balance Periodic Roo Fes Fn Charge CHARGES Purchases V .06054% 22.24% $327.07 $8.16 $0.00 $0.00 $6.10 Cash advances V.06642% 24.24% $0.00 $0.00 $0.00 $0.00 $0.00 Overdraft Prolecton .03833% 13.55% $6.320.34 $6322 $0.00 $0.00 $63.22 Told Inane charges $65.40 EBecllve Annual PMrosnVolpe Rase (APR): 14.74% Pies" we Irrlcrmobn Abdul Yar Aaont sector; for balance own)utaion Metwd. Waco priod, and odhr inprlars irdoenafn The Commpondwg APR is din rise otinwatl you pay when you carry a balance an any kansedn cNSgory. Thor Effect" APR repromm your seW:nano dlargas - Including; Imnsacton left aurh s cosh adwrca and balanc?e Immolor tan - expressed as a prersage. IMPORTANT NEWS Y00ve been laeusd SAM IMram Takes as a a" Thant You Yom GM Services. Inc. wtidh Is not a Cho" *Mkft. Synpy War" yourself a a Ctrs Corclrnber by usino your tokrw towards gin de s. lewsky and much more. But hhrryl lies your Token as www.mybouswmsr.com by idnsw Proved your Troth card wth 10 Seam rsntodrp. Try N now at www.Idow".0Dm6chasealts, and ywA be Idardbec s a Chas arWmamber ent6N to his TMepMrS offer. which Induces tp 10 $20 ash back l0r drangl Did y0U Isww yW can us your asdt aro to aocau ash whrrvar and wheravr you rre0 N7 AN you need Is Yom PIN (Pomansl Iden"alln Number) and an ATM. Just alt 1-800257-40170 10 crests yourPIN "day. 8493306 Thb Statement Is a Facsimile - Not an orlgYwl X 000wre FMWU Ch 000 N Z 34 07.0 *4 Pq.t ud cam ww 7h'ffi1 7Je, UOODMOOO/feN01 12 of 161 St lrMnt for acoand number: AM 680130816184 Now Bdrm Payment Due Dede Pad DUa Amou.6 Miri.n m Poytmnt 36.007.63 sal"? $0.00?W $120.00 Chan card Amount Enclosed I M uf?a?iiiritt Mn~t m OsMsa book. 426688013061618400012000006007630000001 mmmzatwc MARY A MEH?RPUggYAN M?ECHA88UR0 PA 17060.6070 CHASE O CARDMEMSERSERVICE PO BOX 16163 WILMINGTON DE 16606.5153 1...111...1! I.».l d.ll „..H..I..I.I.., I I..1... b. J.611,..1 1:50004r.0201: 2060 L 306 L 6 L840M Opriny(3oeirnp0ra: oW2M7-00/24/07 CUSTOMER SERMCE CHASE O M mum E ne t D 6- 7 0 $01 r PPn rn en uo: 0 .0 2 -AGE Esp?Ml ; X6 TOD 1.600.1165.0060 Pay by M" I-WO430.7950 Ouldde U.S. am cdw 1-302.66-6200 VISA ACCOU NT SUMMARY Account Number : 4266 6901 3001 6164 Prwious Bwwws $6.547.35 Total Crodt LYw 17.ACCOUNT INQUIRIES P O Box Payment orit" 42.000.00 Available Credit . . $492 DE WIN it DE 160603200 on Purdrwe. Cash. Debits +12.400.00 Cash Access Lks . 111.500 FirarmChrges +160.20 Avalads/rCash $02 PAYMENT ADDRESS Nw Bdrwe .00 .63 P.O. Box 16163 11ft irglon. DE 190063163 VISIT US AT. TRANSACTIONS Taw Amour6 Ds* Rdrsnce Number Merchant Name or Tra tsBc0m Oseoripiar a" Debit FINANCE CHARGES Daly Paiode Raw Cdrreep. F Average Daly irwnoe Charge OU9 To Transaction Accumulated FINANCE Caegory 31 days M eyds APR Bslanoo Periodic Rats In Fn Charge CHARGED Purchases V.05056% 21.74% $325.70 $6.02 10.00 30.00 $9.02 Cash a" an V.06604% - 23.74% $0.00 $0.00 $0.00 30100 10.00 Overdraft Proleclon .03673% 13.66% $4.666.43 564.26 $0.00 $0.00 $64.26 Told low me, charges $60.20 gfmMve Arrrual Perea wle"RaM(APR): 14.76% Rams we kAams6on Aboul Your Atxxxxtt scion for balance conp r ation method, grace period. and other inporta0 Information. a Corresponding APR is the"Wof k do you pay when you carry a balance on any tanatc im category Th Tha Eilecivs APR repress na yaw total li enee charges -Including llamaefon lsee such ere cash advance and below we reveler fast - expressed r a percentage. MAPORTANT NEWS Your 2007.2we PrInq Nwkwon is endowd for yaw record. Sava on apphwxm. MP3 Ryers, loge, and more 0 Shoppers Adratap. Ean aslrbadtrewWa an WOO pwdta errs In addition to to low pIwL Go tha dNdla al www.Sh*pne Advriaga.eoMChaw, shwas you l be iderlWM a a Chase erdmamber dlgi le for "a special Trlplad oiler. Did you know you can w your credit card to aocess cash Ww w4w and wherwr you reed Its M you reed is yaw PIN (Personal Identification Number) end at ATM. Just call 1400.207-4970 to create your PIN today. 8493306 This Statement Is a Facsimile - Not an original X WODODh FM3&' !6 C t 0011 N Z 14 OrAer24 _ Pao. 1 d3 0070 I " 0m00 Mir oaomoooaaww 8 of 161 mitt for aocowd rwwebar: 42M SM 30016164 Now Baalnce Payresnt Due Dots Pat Due Anaix6 Mirimum Payment $6.777.62 11/16107 $0.00 $126.00 ro P4 mnwmcard Arrauht Enclosed 1• 1 =r.d=.pWah4e 426686013061618400012600005777820000009 2UW awn Z2M c MARY A MEH?R?PUgYAN M$ A 17050-6676 MMOMICBBL SP CHASE O I,,.Ill h.l..I.I.. CARDMEMBER SERVICE PO BOX 15153 MIILMINGTON DE 101116.6163 I...11111.I1t...,I.I.iI eN,IINL.I.I...II.ed...N..1.I.II.N1 1:50001,60281: 2060 & 306 i6 &8406' 11011ing 11110' 062SA7-1 0 S7 CUSTOMER St7 CHA SE 0 Pa„mert Die Dole: 1„ 00 E U.S. 1.600.436.7627 Mrimhmh Payment Due: $125.00 Eepafbl 1.666146.3306 TDD 1-wo-955.5050 Pay by per 1.600435-7956 Oueide U.S. call coiled 1-302.604-6200 VISA ACCOU NT SUWARY Adea nI Number : 42M 1001 301101 M114 AO INQUIRIES Pmvious Sdwoa $6.007.63 Total Chadt Line $000 P.O. . Box Box 15200 5210 Payrtanl QaOiY 4500.50 Available Cndl $712 MNnwhplm, DE t065o-5266 Purchase. Cash. Debits 4200.00 Cash Access Use $6.500 FNana Chutes +$70.66 Available forCash $722 PAYMENT ADDRE38 New Balance 777.62 P.O. BOA 15163 MSlmhtplon. DE 165663163 VISIT US AT: 8493306 TRANSACTIONS Tram Amount Date Rslewce Nwrber Herons Name or Trraacion Deecipeon Crsdh Debi) 00 11 72 42 I L L 0.00 10106 1261 1 1707111 YOU EMOMM hk 500.60 FINANCE CHAR13E8 Fnum Charge Duty Periodic Rare Crr*W Ave" Daily Du•To Trwnw an AccurWaled FINANCE Calls" 3o days in tyal• APR Balsa Periodic Rots Fa Fn Charge CHARGES Purdhae•a V.06966% 21.747E $326.13 $5.61 Moo $DAO $6.61 Cash adrwras V.06504% 23.74% 1D.00 $0.00 $0.00 $DAO 10.00 Ovwdmtl Proi•dlon .03633% 13.66% 15.636.07 WAS $0.00 $0.00 $64.06 Toll trance charges $70.66 ENecOm Annual PbrawrbW Rats (APR): 71.21% PI•aa me Woo an AbnA Your Accent seafon tar balance amputafon "*#W. pace period. End omr irnpw in. ird mrson The Conogwt NV APR is to rate of khNrasl you ply Wren you drry a beltrc• an any nnuclion calegory. The E1lecly APR mMar a your total $rwce shrpes - ftkW g variewlon lees Such as cash adwnce and balance terolr fees - wrpreesed as a perdsraape. MIPORTANT NEWS Er joy bvrwsb rats, spiraled olars rhd a dwwra to when you ws your Chm~z CDPa 374210 al harUAM. NEW LMryiNd k11eR1at addea wh h P•optsPC Or" 101' only 14.97Anonth for 3 months 6hen juat 16.rAnorsh. Got M the Udwa "A aped from 111$ big pUyel 1-677.776.1210. MwAlon Offer Code:-MSD6e2. This cede idsralles YOU as a Ctrascualrar. or viahwww.peoplepc.oWdlia/med962. Save an •wryWrg for your home: dwFOM. repairs. whovadon A sate. Learn nave at www.Compelhorne.6omr chow. and you" be Mantua as a Chase cerrirrambar sidled ts via peat Tdgarn over. which incudeS a Woo Lows OM Crdl Loobft tot a dream hraA Talk to Chase first. We offer a range of rrartpepe produeb w meal your nseea. Call a al i-m-au3335 or Ask www.dra.coi-ft ashrMbsn. Sutlad t• Credi wo papery approval. Certain 0 hw realncbrt•arh0 lirnhalanrnlay apphY. This Statement Is a Facsimile - Not an orighal X owmoah cxatih6 C' Oro N Z S4 rnae. Pw. t d 3 auva w hu, za.s) nn ooaoaoaoaawn 110 of 161 Stetwent ter scoot.N raawbor: 4208 am 3m sine New Balance Payment Due Dote Pal Due Mom Minimum Payment $6.050.00 12/19.07 $0.00 $133.00 Wr yarr a.oa ??gqrresWW Chown 41 6rvlew. Anoun Enclosed New edrses «rmell? "1b cn task CHASE O 426688013061616400013300006050800000000 30"aaxl3ew7c MARYyApMEHRPUYAN M C?HAHIf' "am PA 171150-6979 (...ni.I..L.I.L.L.u...l.l....u.l.i...a.,l.i...n..a..( CAROMEMBER SERVICE PO BOX 16153 WILMINGTON DE 10666.6163 1-111...1111...I1a... JI4.1.1...11M..114.1.1.11 ...1 45000 L60 281: .20601306 L6 LBkhON opnenplG odnp Ode: 1025107. 11R4N7 CUSTOMER SERVICE D P.1"asm IN Dd.: CHASE 0 12!19/07 in U.S. 1-0004367927 MVemum Payment Du.: $133.00 EsImnol I-MB-4463300 TOD 1-006965-9060 Pay by phone 1-a1o-49679511 Outside U.S. coil collect VISA ACCOUNT SUtMAARY AeceurM Nurnim: AIM 99/ 3061 610 1-302-594-0200 Pr.MotmBalanw 86.782 TorlCnWtLkw 86.500 ACCOUNTINOUIRIES P Box 16269 O Prp wn, CYedir 4360.60 Mail" Cram . . . $449 Wllnenglon. DE 19060-5299 Purchases. Cash. Debits +$560.00 Cash ACG.Y. Une $6.600 Finance Charge* +$73.46 Available for Cash $449 PAYMENT ADDREW New Balance .060.90 P.O. Box 16153 WdrNlglon. DE 190064153 VISIT US AT: .dL TRANSACTIONS Trans Amount Date Reference NurMer - Mrdnm New or Transaction D..a#Mon Creda Debit 109313444460300114000012404 IL - .00 11 _ __ 0011 142 IEL IL 36000 11.09 13133130900000 20072036 Pay M YW hk 350.50 FINANCE CHARMS Fkwm Charge Daily Periodic Raw Correop. Avenge Daily . Due To Trarma kn ACeumeawd FINANCE Category 31 days In qde APR Balance Periodic Rae Fee Fin Charye CHARGES Purdwses V.06000% 21.49% $726.71 $9.97 $0.00 $D.00 $5.97 Cann advrhces V.06436% 23.49% $0.00 $0.00 $0.00 $0.00 $0.00 Overdraft Pr«ecton .03633% 13.6% $6.661.34 $67.51 $0.00 $0.00 $67.51 Total eance charges $73.45 Ealsdfee Annual Per, srwgrfloat (APR). 41.67% Please see Inlrmaion About Your Aaootnt sedon for balance oortpureon nN6wd. grace period. and other important inforrnsion The Con.sprhdirg APR is 9w rift of fntrea you pay When you carry s belsnee on any trisection Caegwy. The Etlecave APR reprasnw yourtold fewna dnrgas- indWig lrervagdon leas w.x h as cash advance nd batrms trrwlr leas - expnao.d as e pr cm age. 8493306 This Statement Is a Facslmae - Not an origtn0l X 0000001 FOMIS C t 000 N 2 Z. WA, Q. pee-3 0 w W 3 3Zn 0000010000 1 M 122 of 161 for arlwart6 nund)w: 4M am 31081 8184 New PftwwdDuoDate Par DueAnoure ISrimmPsymam CHASE O 16.82 20 01119108 10.00 $129.00 to ?MW yaw a6wk 9?nw Chou Cord 9pdas Amon t E row addaas a ?+io8t mn an ear. 3D6161840DD129000DSE2120000D006 17060-8970 11..111.1..611.I..L.II...I.i...lll.i.l...q..I.I...II..I1..1 CARDMEMBER SERVICE PO BOX 16163 VA MINOTON OE 19996-5163 I...111_1110...I.IJI r..il..L.1.1...16J...16.I.I.II...I 1:5000 L60 281: 2060 L 306 L6 L840+e Oprtni wooWq Drr. Paynant Due Drat. Minimum Payrard Duo: Pn.jou6 16.060.80 TOIW Credit Line Pgnartt, salts 8700.50 ANIMpble Credit Fvanca 470.00 Cseh Access Late New B ,2p Audi" for cash 11125007. 1V24107 CUSTOMER SERVICE 011191106 In U.S. 14806436.7927 1129.00 EspWW 1490.446.3309 TOD 1406666-6066 Pay by phora 1406436.7656 Outside U.S. call CoNd 1-302-6644200 269 6601 3661 0194 AOCOUNT INGUIRIE6 16.500 P.O. Box 15296 5 VAWW gton. DE 19660-5296 1676 PAYMENT ADDRESS P.O. Box 16153 VIIIrri%0M DE t%663163 ==wd-rda Trans A1110Ure Dace Re Ilurndr Mrchrd Name at Transaction Description Credit Debit . Fran Charge Defy Pedock Ran Cortsp. Aw age Doty Due To Trareaclon AcaxnletW FINANCE Cast" 3o days In cycle APR 80141180 Pei$odc Rate Fee Fit Charge CHARGES Purchaw V.05819% 21.24%. 1327.94 16.77 10.00 10.00 16.73 Cash aft two v .06367% 2324% 10.00 10.00 10.00 10100 10.00 Owrdrsh 01a640m .03833% 13.69% 116.97.24 199.17 10.00 10.00 199.17 Total a charges $70.90 ENedlw uN pwoord"s RM (APR): 14.19% Rene so ? IMarrna9on About Your Aowwt wion for balance eompualon meetod. grace period. and other irnWNV irlorrraaon. The ing APR is the rate of Waves you pay when you carry a balance on any vivisection crepay. The APR roovearrte your total thrice chwM -91Gu9Yq trensa rlon left . Stich as 9 wanks and batarce traetslr left - rtprsMd a a prCreage. Shop at 7400-Flawra.am for ewryww on Your holdw ki ow sew isw on b NAU 9109owrs. gourmet gth ba siew aaatt hg erMrpYasa end non. Mal 0 Code CHASE77. TAM Code idsMifn you as aChase cudo"w. For deWa plftft vlaA www.180011owraCOrNdisftRW Tetra 110 o0 Florida's Poast Citrus when you IOrdiyr yourself s a Cher Carlmenlar at Ate Fw* FWWI Big wings an 20 Ibis meal rugs, grape9uk or rdned. Rro Into buirm only 124.06 Plus SAK IirrN 2. Ends 02M- malt www.rgoydYus oom or col: 1489-231.2134 Dept. 06X Proud you credit Crd with 10 Secure M1110 ip. Try If now at wwwAfteWre.OorrJdlsasAe. and youth be kwatled s a Close owdr weber snlMsd to this Tr9spare oiler, ~ indu0ss up to 120 cash back for dringt Did you Www you can Lee you Credit cord to soma cosh v hwwjr and whatever you rata it? PA you need Is yaw PIN (Perwal aenl8talon Nunbsr) end on ATM. Just call "00-397+4070 to Create your PIN today. 8493306 This Statenm* Is a FacsirnHe - Not an odgkol X OOOOOOr cat oeo M Z 2. wnm. f V.1 do can fmM -S to 3wooc"00a•ee•40 130 of 161 Statement for noweard awaaber: 4288 OM 30018154 Now Balance Payment Out Dew Past Due Amount s9ftirtam Payment 86.489.71 02119.06 $0.00?y. $123.00 Amount Enclosed rna=i mr9f Po t m b Core Cheese 4266880330616184000123D000548l7100D0006 /3or mwzoaac I+ARRYyApMEH PPUgYAN A?iECEHAN!CI 98MIG PA 17050.6078 CHASE 0 CARDMEMBER SERVICE PO BOX 15153 WILMINOTON DE 19808.6153 1..,116..111.... 1.611 nulh.h.hl...11A.A ..111-1 45000 L60 281: 20601306 16 L61.0s' OpenintygostnpDae: 12QM7-OlrAM CUMMER SERVICE CHASE O ` M'5 D -800-436-7927 23 $ dim ue: 1 00 E pbW I 46- TOO 1-800.9664090 Pay by phone 1.606436.7959 Outside U.S. al ca9ect 1-392-504-6200 VISA ACCOUNT SUMMARY Account Number: 428.9901 sat 9104 Previous Balance $6,821.20 Total Credit Line O Box f INOU119E8 152 Box A ;.-.P O Payment, Credits 4400.00 Avail" Cndt . . . . $1,010 Mviington. DE 190566299 DE Finance Charges 04$8:61 Cash Access Urw 500 Now Balance 6, 7Gah $1.010 PAVIIIIIENIT ADDRESS P.O. Box 16163 Weminglon, DE 196963153 VISrr US AT: 8493306 TRANSACTION Trans Amoum Doto RsNrencs Number Meriden Name or Transaction Description credit Debi W .00 FINANCE CHARGES Finance Chwg* Deily Podadc Role Corr ap. Avenge DWy Cu* To Transaction Accurruaed FINANCE Category 31 days in cycle APR Balance Periodic Rae Fee Fn Charge CHARGES Purd as" V.05919% 21.24% $326.86 85.86 $0.00 WOO M.N Gbh advances V.06367% 23.24% $0.00 $0.00 $0.00 $100 $D.00 Overdraft Proteeion .03033% W90% $6,270.09 $62.63 $0.00 WOO $62.63 Total trance charges $60.51 E1Metive Amsl Percerhtege Role (API): 14.00% Please ace Irdornodon About Your Accent section for balance computation method. trace period. and other Importer. Irtlomnafon The Cownponding APR is the rate of Neared you pay when you carry a balarhce on any transaction csaegay. _ The Ef ocive APR represents your total 9nonoo charges - including trap tdon uses such w cash edverlce and balance WOMOW tees - expressed as a percentage. IMPORTANT NEWS Sand their harts deice weer great gifts from 14100f1owas cdml Save 16%• an spectacular twin flowers, dendsm dhocolslea and much more when you monim code 33dhass. This cods IasrtMes you as a Chase custam. 'Fa delaN plow vbh www.1S0011wwawMdsdsinw Take $10 off Roridits meat dtus when you i Wft yourself as o Chao attlmarnber at Aye Famtily FarrrhNif Big Savings on 20 be nvwl oranges, grope" or mired. First-time buyers only-$24.06 plus SAN, errs 2, vends OWN Visit www.entloinb uatxsn or all: 1.660-231-2314 Deg. 06X Sign up for DIRECTV today, and IeMNve FREE sameard Intablbn. Plus gar a FREE !D or DVR reestver upgradel Up to 100 HD Chile and 3 fMN1s at HBO, CINEMAX STARZ SHOVYIIME- FREE! Podagss stn as low as $29.99 per month. CALL TODAY for NI delasa:. 1-400-710.73681 Save on appliances. MP3 Players, toys, and more a Shoppers Advantage. Elam ash-back reow a on sligMe p-oc haws In eddtton to the tow price. Gal the datrle at www_.Shoppom Adverdage.caWChese, when you'd be identified u a Chose cordmember eilg W* for this special Ttlegiont offer. This Statement Is a Facsimile - Not an original X OMM M$ Fe33M C 1 000 N Z 2. oar Q. PV. t 41 Om]S )U. W f lD. t 01.8 OOOOW 0001101 t q 48 of 161 stahemard tar aoemarN smelter: 437 am 3m aw Now BSI Pwnwd Duo Date Paa1 Dw Amoum Mniman Payrrtnt 852w-77 03120Ae. WOO S116.00 ?IMMYr? V.aa4 ?y?Y1a M Orr Cara la,Maea Amount Endo»d 4? tlaaea r oeNIM! Pdrit m beak. CHASE O 426688013061618400011600005203770000004 fief oar z ewsec ?M?ApR?YyyAppM?F-HRPUYAN e1ECHA WB O PA 170504070 i...III.1..I..1.1..1.,11...1.1....11.1.1...11.,1,6..11,.11..1 CARDMEMSER SERVICE PO BOX 16153 WLMINO'TON OE 10606.6153 LAI...III.... {.t.8 »..11,.61.1... 11.1.611.1616..1 145000 L60 281. 2060 L 306 i6 6840110 Oper*iWaodngON*: 01R6pe-02I21M CUSTOMER SEANCE 00 ~ l CHASE O rom Paarmll Due: Egl S" flol ; 46 3308 TDD 1-000465-006o Pay by prone I-WO +1367656 Oulalde U.B. eta Coact 1-302-604-6200 VISA ACCOUNT SUMMAR Y AcowM twrafw: 420 6001 70H 9164 PreMoha Bdrhos ,6.480.71 Total Credh Line ox 16200 x.500 ftlE8 6260 P.O .O Box Paymnt, Credits d6o0.50 AVA40W Credit $4,260 mmkpton. DE 160565209 Ptrdhasaa. Cash. DsWw +3160.00 Cash Amw Uro 59.600 Fkarwe C1wgw +,64.66 AVelhde for Cash . $4.296 PAYMENT ADDRESS New Balance 6 2 P.O Box 16153 VAlrrinplort, DE 10006-6153 VISIT US AT: artlwtoe0 span dibno"pu T? allwartoge, of Yom rdtaan f6datf. TRANSACTIONS Trots Amman Data Rtkrwtee Marker Mwdwn Nara or Trenroion Description Credit DOW W Eladroft CM 56w,50, 1 02/70344U0 0 06 13 11 4 0 0 00227 0e r6Q300PW1illuun aWSPRiNGFieL ,L 15?•w FINANCE CHARGES Fkwrwe Charge . Duty Pododlc Raw Corteap. Average 00y Due To Tnraaclon ACralmlaled FINANCE Category 31 days in eyde APR Briar" Periodic Roe Fes An Charge CHAROF9 Phadmms V .05477 19.99% 3726.63 $5.55 50.00 10.00 11615 Cash adwnon V.06026% 21.90% $0.00 $D.00 $0.00 Sow $0.00 Overdraft Protection 03933% 13.00% $4,995.97 $50.01 $0.00 $0.00 $69.01 Total tkwnce dwgn $64.59 Eflsetlve Amuaf Paronngt Raft (APRI: 14.63% Roo" we IMarmaOon About Your Aaanl uctiorr tar balance ComW alon mettwd, grace period. and other wportare irdomelon The Coaeepori trq APR is the rate of imeresl you pay when you carry, a balers an any tarnadion ad"". The Eflealve APR mWeeenls your tour ikwwe charges -indUOhg ustraaelon feet aud+ as cnh advance and balance trarater fen - exprneed r a prcenltge. IMPORTANT NEWS part it arm you reward yohrWP An excluaw selection of momhorhdrn has ben rrwVW for you. log an to www.mybommoraor.oarAM7 and Identify yaassl as a Chan Cardrwrbr w take adver9ape 0 rip appoint `Reward. Furry - 6"M Apr9 15. 21008, Earre on Marty ewryfty lot Your hwnN' Wake. renova9n, dwpoM A more. Lam more of www.owplo ww.conVChave, and yduN be idw OW es a Cho" cordmeneer *Mod b hid, great Tdlplam over-wNch kwk.d" 120.00 town 6th Crdl 8493306 This Statement Is a Facsimile - Not an original X oaaooo, Pe911Yse, 000 N Z S. 0WW4 P.e.1 IS I 00M law SIMS Ma aaaomoaa,Oala 98 Of 161 Statortial7t for aoowxd mumbar 42aa am 2wi a1a6 New Balance Payrnnt Due Dau Put Due Mrpurd Minimum Peyrnwn $6.012.32 0411"8 $0.00 $100.00 Nalayeardneek 1e Char Cwd aerMeaa Mourn Enclosed Nwr etleeu a rmellt Afrt m beck. M CHASE O www: hey" rt C mrtJYx 426686013061616400010900005012320000003 z ow oak zounc MARY A MEHRPUYAN - .36 DEYONBAq? SO MECHMMCBBURG PA 17050-6076 1...111,1..1..111.4,11...I.I.... Ii.1.I...11.11...li.,II,.I CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 168,1163153 I...III...III....L..11..I.1.11 ...I 450000 i60 28e: 2060 1,306 i6 1,84,0o, opwnypkekgDate: 0212Sp0.03M4" CUSTOMER SERVICE /? Pay111Na Dne Date' CHASE O 04116006 in L B. 1.600.4367627 Minimum Payment Due: . $106.00 Eg*W 1406446.3309 TDO 14MO466.6000 Pay by phone 1300-4367950 Oknalde U.S. cu' collect VISA ACCOU NT SUMMARY Account Number: 4266 6601 3061 1164 1.302-5643200 PrWAOMSalncce 203.77 TOWCredit Line $5 500 ACCOUNTINGWRIES $0 Payment (]edit , 4260.50 Available Credit . $4407 P.O Box 15206 1Mlmiglon DE 166504200 Finance Chegr +$56.05 Cash Access Urn . $0.600 Now Balance .a 2.32 Avail" lor Coah $4467 PAYMENT ADDRESS P.O. Box 151S3 VlllmnplMDE 191166i1S3 VIW US AT: - 010011coll. TRANSACTIONS Trans Anwurt Dais Ratennee Number Merchant Name or Traraadn Orwiption Credk Debit 0"0108=00290000221461992 P"Mon! Thank W FINANCE CHARGES DaNy Pwtodc Rate Cormgx Aww&W Dally Due To Tracaadn Accurnwated FINANCE Cow" 20 days in cycle APR Balance Periodic Rew Fos Fin Charge CHARGES Purc asee V .05271% 16.24% $320.01 $6.01 $0.00 $0.00 $5.01 Cash adanose V AU10% 21.24% $0.00 $0.00 $0.00 $0.00 $0.00 Ovwd'att Protection .03033% 13.60% $4,66123 $54.04 $O.DO WOO $64.04 Total *WKS dwgr $66.05 ENetlw Annual Percentage Floe (APR): .13166% Reese we bdwroadon About Your Account socfon for balance conpuMon rraMod, Wow perlo0, and other Important irdwnhnaan The ConeWand'uq APR Is 9a me of kowasl you pay won you carry a balance on any tanrdin category. The E/1aeW6 APR represwra your loW $narlce drvga - Irudubing traraaebn law much r Cash advance and txdanoe tramcar tees - expresesd ss a parcon". IMPORTANT NEWS Ur"Ied tool 6 long dater ce calling tar 1124.9Wmo rnn! TryVonwe far 1 imnth n uel Call 1-6g0.6S94192 or volt www.vwage.0wMavY1ga37. Vowge911 operalasd oreraly gee www..Vnage.comr9l 1. Addlind Ian 6 reaaldons apply By responding I mnfiml that I nn a Chars anw mm. Save on dining, adtbs, heels 6 moue wish Gnat Fun. Learn elan at www.Grn*m*M.owniChase, and you'lla ldara'I r a Char antrrkarthber ormi6ad to We peat Tteglam ollar. lncludng $20.00 Call Back for dining! Guard mambo IOarrWy Ynk and mwage your mam inlomarln with Char ID Prokw;don. Gat u Wnhed mom b 3-in-1 crack spats and aeons, da0yrooni ofbg o! you OWk ant lrraty, 2214M and mare. To purchase, all 1.08-717-7534 or vigil www.duwidpmtatsw com 8493306 This Statement Is a Facsirnlle - Not an odgi ml 0000001 Fw30ateCf O00 N z 24 Omme4 Pq.l d3 000]S N - 21007 O 100000,oomnw*0 X INe/2010 we12e7e 54 of 161 Statenwd for aoooud rtutaber: 4m am 3m aw Now Balance Psynmrd Due Dale Past Due Amoum Minimum Paymarnl 16,632.50 05119109 - 10.00 $139.00 YW yrr d.sske1wsale to class care Sam- Amount Enclosed ?NSw sddresa a s•.ree't Print on bark. 426688013061618400013400006832500000004 oaswat zt15s c WRY A MEHH?R(RPPEUggrpAN ?EC19A M1RC1 PA 17060.6579 CHASE C) 1...111.1. J. J. I..I..i 1...I.1...111.IJ. «II..11.01 h.1 h. I CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 196663153 1...111...t11....l.l.ll »0011..1..1.1...110.1..111.01.611...1 1:5000 160 281: 2060 13 06 i6181.0as Opsnwtypoalnp0ste: 03V26100-0424M CUSTOMERSERVICE CHASE O N' t ?' ? - :; N In U .S. m : 7 27 ;x 3 U. TOD 1150 .959 0000 Pay by phom 1-000336-7956 Outside U.S. all 0011W 1.30z-5a 62ao VISA ACCOUNT SUMMARY Aecoum Mu On: JIM W01300t 6194 PwAous Balance $6 012.32 T01MCRIMUn* 1 500 AOCOUN WOUINES $0 , Psymad, Credits 3400.60 Awall" Credit Purdmmm, Cash, Debts 4ZIS0.00 Cash Access Line , 6206 12.667 il i Boa 1 $0.500 DE 19650-5270 Fwwm Charges 470.66 Avatshle for Cash $2,607 PAYMENT ADDRESS New Balance ,632.50 P.O. Boa 15163 WiNn 919 DE 190063153 VISIT US AT. 8493306 TRANSACTIONS Trans Mauna Dole Relwsna Poiniber AAarcha t Nam or Tratsedon Descrobn Credit Debit Total Inane dwgm $70.66 EtleeOve Amual Meenfege Role (APR): 11.55% Reese w ndormaim About Your Account oCion for balance computation meatad, gran period, and other important inlormston. Thar ConaapoMng APR is to tale at waereel you pay when you carry, a balance an any transaction at"ory. The EMeclee APR repromm your totaltkatce ch arpse - wtcitickV lronsoclon leas such ma cash advance and balance tartar twee - atprassed se a pawsage. IMPORTANT NEM Daipho an the aeons in your Ole with Wrtk 9at0 from 1-060Flosrrs.cornt Bowls% an gorgeous leash Iowa and Pinch pmsmst ptlt bbdwb and mo1M Uaa ONM CHASE77. This Identifies you so a Chore asioma. 'for daiasa ploaaa vist www.1600bwsrs.conYdledawraP. Are you IooNrp for a new hoar? Talk to Chase. We otter 6 wide range at rnod~ prod.uss to msm you needs. Cal 13063364336 or viaa www.dtss =nkhasehambsn. Sublem le crom and property approval. Certain otter restrictions and 6rtitstism may soy. Guard against Iderlay own and Monage your Credit inlarrmlion wih Chase ID Protection. Got uMi, ted eCOese to 3in-1 areas report and Corse, daily nwrWorintp of your credit ties, lmsy alms and mors. To purchase, as 14a6-717.7531 or visit www.chmadpmledon.com. This Statement Is a Facsimile - Not an original 0000001 FK33mc? 000 N z 24 ma"m ?.a.t 03 omm WW 0..10. 1151a0o 00004mm Z 1.9131% 58 of 161 RHANCECHARGES Finance Chaps Dry Periodic Role Camap. Average Dally OW To Trar madon AcmwUatsd RNAPICE Category 31 days M cycle APR Belanoe Perbdb Rue Fee Fin Charge CHARCa Purchases V.05271% 19.21% $326.33 $6.33 $0.00 9D.00 $6.33 cash advances V.0155119% 21.21% $0.00 $0.00 $0.00 $o 00 :00.00 Overdraft Proledon .03633% 13.90% $6,100.07 $6535 $0.00 $0.00 $65.36 StatW Wit for aaaourd raaabw-. rtes Nat 30516164 Now Balance Payment Due Data Pot Due Amount M *mm Paymnt 36.121.01 06116rb6 $0.00 31n00 Chm Amount EncbNd ?Nws ad utld t?lneil? Print an. bmalt N eeMaes. 426688013061618400017300008421010000009 sae oar Z 14ea C MARY A MEHRP WAN 35 f?VON BIURGO MECHANIC6BURG PA 17060-6676 CHASE 0 CARDMEMBER SERVICE PO BOX 16163 VALMNOTON DE 198663163 L..111.,.111.... 1111 e».11..1»LI.c,11J..4.1.611...1 8493306 1: 5000 L60 281: 2060 L 306 L 6 L840M OperlnygWngOale: 04"MOS-06/AM CUSTOMER SERVICE CHASE O $" 00 la I ' ue: > Eepffol 1-008446-3306 TOD 1.60046646060 Pay by phone 1400436.7966 Ouldde U.B. CNN cdl= . 1-302-664.6200 VISA ACCOUNT SUMMARY Account Numb.: AIM S M 30af 6104 . Previous Balance !6.632.60 Total Credit Line P di 60 A il" C C PO M f9.5W ACCOUNT stGUIRIED Box 16208 076 P $1 . va rv synwrk re t - Plydmm, CM. Dalils .31.900.00 Cash Acceo the r. d . . DE 19K03296 39.500 tKlrriMng loR DE F"mm Charges 409.01 Avon" lor Cash $1.079 PAYMOiT ADDRESS New Balance 21.01 P.O. Box 16163 1AMrrMoon, DE 196663153 VISIT US rw,? mk7matemilk FINANCE CHARGES Fiance Charge Daily Periodic Rat Camp. Avwsgs Dally Due To Tmnow*m Acam laud FINANCE Category 30 days In cycle APR Balance Periodic Rate Fee Fn Charge CHARGES Purdeasa V.05203% 16.99% 3327.20 $6.11 $0.00 $0.00 $6.11 Cash advanon V.05751% 20.99% $0.00 $0.00 $0.00 $0.00 $0.00 Overdraft Pralecion .03633% 13.1141% $7.206.69 363.90 $0.00 $0.00 $63.90 Total trance alleges $69.01 ENec#" Annual Paroentspe Ras (APR): 11.01% Please we lalwrenshon Above Your Accent seofon for balance conptYfon nwtwd, fryer period, and other importer! info nttm Th e Conetponding APR Is to raw of klwal you pay ~ you carry a balance on an/ tanaadion cafegry. The Eewlve APR ep *mm your WW *m= charges - I eluding trarwmeaen Imes a11dn as can advance and balance Iva or teas - expressed as • pocwlage. IMPORTANT NEWS Are you looking for a new home? Talk to Chw. We Otter a wide range of MwVmp product 10 mss ymc rnada. Call 11-8663364336 or Naif w»w. mmme co 0chaahmtlon. Subject to lxedh slid property appeal. Certain o11ur realrfcdort and linitiorm my apply. Don't Ignore that importarn CarMw ,dw no" An exck Wa aslaNm of jeweky a6ec"m has been wrangled far you! Log onto www.myb*mAc sl.ooeM662610 Man* yomelf as a Chao CaMrtlaln1m and tale a0wnbpa of Ift special reward from GM Saviaa. Inc Log an belore Jdy 15.2006. Save an appluneea. MP7 Players, toya, and mart alShoppers Advantage. Eam aaMback rewards on *Wble pwshasms in addaon to the low price. Cal Ae details al..ww.Shoppers Advamage.cmniMmes. where youIl be iderdited as a Chase ardmwnber 01#90e for his spedal Trilegiant otter. This StatsnlaTlt Is a Faeshdle - Not an odgkml 0000ao1 F Mac1 000 N Z 24 06MR4 PM.1.13 oum wkN 2wam 1.100mmoogoomm Z ..813MIN313112 104 of 161 TRANSACTIONS Tram Arrow! Date Reference Nur10sl Mrdnam Name or Tnnaadm Deeoriptbn Cred6 Dealt StOtAnlaltt for te00asa1ti ==bay. 4211 UM 3667 6704 Now wLr+Ca Payrtla+l Due Date Peel Dw Amount MiNmwO Paymern /? ? ,191.37 0711"11 710.00 11M." 58 CHM=E Q aer Cere Srrlw. . `a: Plaew.eeae arrarnte P New ese1M/ or etrrl? Print rey an leek. 426688013D61618400020200009181370000003 erwaaz ?MC L»TILL.I..L1..L.IL..1.1»..ILLL»N.J.L..Il.dl.d W1RYA MEHRPUYAN &ORMO SURD PA 17060-6878 CAROMIEN6ER SERVICE PO BOX 16163 WILMINGTON DE 188866163 LAII...III....Id.M »..fl..I..I.I...II..I...IL.I.LII...I 45000 1,60 2B1: 2060 i 306 1,6 184OM 11 111: osrssae-oerdUae CUSTOMER SERVICE CHASE O m ? ? D $2c ? „ ? M P gn t w: 2 00 6- Espeftl TDO 1.80466-e000 Psy b, phone 1.8004367960 Outside U.S. Call collect 1-302.6944200 VISA ACCOUNT SUMARY Aelawn Number: 420 !!015081 Hw Pmfow Silence $0.421.01 Total Credit Lela $9.600 ACCOUNT INOUIIBES Box 16290 Credits Parnent -M.50 Avul" 010 "Ir $318 lrtirplon DE 190606298 Purd+we, Cash, DdA& .1060.00 Cash Access Une , $9.600 Finance Clurgw 4110.98 Available for Cash $319 PAYMENT ADDRESS New Sdna 9.181.37 P.O. Box 16163 1Wmengin, DE 1911866163 = US tasa? mtradnes,ft TRANSACTIONS Trans Amount Date Rahmsum Number Merchant Name or Transaction Description Credit Debit 0e003 16 /400000001eGHK0 OOP OD 1 MW!M42 150.00 06/13116516602upwM43e71oe3 You hot 300.60 FINANCE CHARGES Daily Periodic Rae Ccrreep. Average Dally Finance Charge Due To Trertsaclon Aect mlated FINANCE Category 31 dap in cycle APR Balance Periodic Rae Fee Fen Charge CHARGES Pnwdrns V.06203% 10.99% 5326.611 56.27 $0.00 Win $6.27 Cash advnoes V.06761% 20.110% 50.00 -50.00 $0.00 $0A0 $0.00 Overdraft Protection .03833% 13.90% $0,86.36 $105.69 $0.00 $0x9 $106.69 Total finance charges $110.86 EMectiw Annual Percentage Rate (APR): 14.43% Ptew we Mdame9n Abort Your Account section for belance conpulNon toothed. grace period. and other importaa irdOmrfon The Conwpondmg APR Iserr rare of enaeM you pay aflen you centr a balance n arty 17rrosction Catatgory. The ElwW* APR ropmmu yo+rr e9at *mnce dwrpas k%hjdkV transaction to" such as cash advance and baI , a nibs taw . expeaw i n a pace as . IAN'ORTANT NE1f11S Save an neat' ewryking for your home: repass, renOValon. &Appe+g a more. Lawn more at www.mnpeWnme.mrMChw, ard ywl bNMnt led as a Chase ce do we bet shied to 4is Vast TrMepiaa o8er-veich includes $20.00 Lewes Oils Crdl s 8493306 This Statement Is a Facsimile - Not an ortghad 00000ot FM=4n C 1 000 N Z 24 064W P10.1 d t a®s W MA "On t let 00" 0ooogoa r X 96 of 161 Stabsmeni lar aeomfa mmtbar: an am Sam 9184 Now Balance Paymnt Due Daa Past Dw Amount Mc*mrn Pymnt $0.606.10 oanwas $0.00 1300.10 CHASE C) rr.a.yweMOd p I II CMe» eNA servtas. Pre» wars .me,nt e.,aleeed. tdew eedr»e er em.1? Prvn on Wdr. 4266860130616184000304100046061DOOD0001 erra®t 22ft 16C L..11MAJ,1.,Lill. Ili...q..1.1...IL.11„1 MARY A MEHRPUYAN A 17050-6676 PO Box 15153 SERVICE AI N(.B?Bl1RGP CARDVXMSER ?1 PO WILMNNOTONDE 10006.6153 6.111...1 II....WIN....II„I..I,I...Il.d,d lb.l.l.ll...I 1:5000 L60 281: 2060 L 306 L6 L840w OpanihyCbalng Date: p 06025Aa - 07/24706 CUSTOMR SERVICE HA Dow. SE O M8 w' ml MOM ' C m ,1 Due: ELI S-440-3300 TOO 14600055-am Pay by phone 1.600.436.7050 Ouhide U.S. dl called 1.302-604-6200 VISA ACCOU NT SUMMARY Account Number: 4266 0601$0$1 6104 Pre.fom educe $O.tal.37 Tom Credh Line di C $6.500 ACCOUNTINOUIPoE9 $0 P.O. Box 15206 re t Pyrtnt. Credits 4360.60 AvId" C h Ab U $0 600 Wnlralrylern. DE 16650.52x0 Ptirdnres, Cash. D France Chagas ne as es» ells +6667.60 4107.73 Available br Cash $0 PAY&Wff ADMM New Baace .606.10 P.O. Box 16163 Vilminglon. DE 10566-6153 VpfT Uf AT: TRANSACTIONS Trans AmourM Date Rebrenee Number Mwshard Name or Traraadlon Desa"lon Credl Debt 017700 PCwwd I hank You 07700 1013/ 4000000013 CHK3 or 0011 10020x721429 I LD 150.00 07117 742OW51OW11 16 GHKU OOP 001110020472142 SPRINGFIELD 517.50 FINANCE CHAROES Fiance Charge Daly Pedodc fete Corresp. Average Dally Due To Trarracln Acaxtsaated RNANCE Calegory 30 days in cycle APR Balance Periodic Raw I" Fin Chwge CHARGES Purchases V.06203% 16.60% $325.74 $6.06 $0.00 $0.00 $6.00 Cash advances V.05751% 20.66% $o.oo $0.00 $0.00 $0.00 $0.00 Overdraft Proledon .03633% 13.10% $8.026.64 $102.65 $0.00 $OAO $102.65 Total franca darges $107.73 Efaeave Anmal Paroenft6e Raft (APR): 13.117% Raw w MdCl,l On Abohtl Your Aaant salon for balance compuldon m66,od. grace period. and other importam Imomalon. The Cowaapondirg APR to the rate of Waves: you pry vean you carry a bawm on any vanrdn category. The Elftcfve APR repreexnte your toW thence dirges- MfdWng transacion fe» such n cash advance and bNarxe"Wer fees - strpreeaed as a parcaraage. 8493306 ThIs StaternmA Is a Fambnlls - Not an odgkml ooaooo, Faiamcq 000 N Z u MWQ4 ?q.. di oosa WWi1.0. 20T000ONOOCew.»d z 102 of 161 Statement far acoo9aA 1a. a' :4M SM 30 InN BMrNa Peymnt D elw Past lAw Maus Mnimtm ? t 19,801.06 CH/+ASE O . Maly ywrMs klea: Cow CW Srelaea. P asavw am w. vl New address address a a+nN9 Print rint on beer. N 426688013061618400075706001801060000007 raaraatznmc I...III.1..I..I,I..1..II...Id....11.1.1...11..1?1...11„11,.1 MARYAMEHRPUYAN M DIFY0010CHM*M BURO PA 17050-6578 CARDME 61863 f1VICE PO BOX 16163 WILMINGTON DE 10666.6153 1...111...111....1111... A.A.I.1...I I. J...IL.1.1.11...I 45000 LSO 20l: 2060 L 306 L 6 L640e' O : er e pnyW o 7/2A8-OM24" CUSTOMERSERVICE CHASEO P In ? Paynw nlD ue: 06 SIPS7 E6p Wl ;-N? 300 TDD 1-000.6666060 Pay by phone 1-000436.7658 Outside U.B. Coil cdow e2co , 3 VISA ACCOUNT SUMMARY Accown Number: 4706 9601 3061 6194 Previous Baino $e.ao6.10 Told Cr*M Line dit h D bt $78 00 A ilable Cr P r h C NES INES $6500 ACCOUNTINOU Sox . ISM $0 P.O . as . e s + va u c ases. e 0' DE 19050.5290 DE Finarae Charge 4116.06 Cash Aown Line $0.60 Now adman e0 o6 Available lor ash 60 PAYMENT ADDRESS P.O. Boa 16163 Wilokoon.OE 19006-6153 VISIT US AT: TRANSACTIONS Trans, Mauro Data Raisronce Minor Marohant Name or Tranactlon Description credit Debit 07/5 OVERUNT Fee PIX 06/19 - LATE FEE - 30.00 FINANCE CHARGES . Finance Charge Daily Pssooc Rate Corresp. Average Daily Due To Trarrscfn Acaats9awd FINANCE Category 31 days in cycle APR Balance Periodic Rae Fe Fin Charge CHARGES Purdwaes V.06203% 18.90% $376.60 $5.05 $0.09 $6.00 $6.06 029h advnae V.05751% 20.90% $0.00 $D.OD $0.00 $0.00 $0.00 Overdraft Pratacion .03033% 13.09% $9.333.59 $110.90 $0.00 $0.00 $110.90 Total 9nnrw large $116.96 EYIec11ve Annual Percentage Rata (APR): 14.467E Pleas we Irsrmabn About Your Accent seciln for balance oomp notion method. pace pono4 and otter importers Inlorma9n. TM Correepondirv APR M the raw of Irllret you pay nfwn you carry • balance on any trnaclin ca npary. The Eeec9w APR represents you tool 6nana dwryse - kWu*V lnnewilon lea such as cash advance and balance trrldr tae - expressed as a prer", 8493306 This Statement Is a Facalmile - Not an original 000000. FAISIMcI 000 M Z 24 oa0ae4 F.9.101 00721 MAMAaw07 MA000001Q=,Wa x j"t3e.2 52 Of 161 Staten$ent for aeootaA lumber: 4m aBm 3ge1 mall New .5 Bolorm Pay na Due Data Poo Due AAffwLnO Asnirmim Payment `Y Mokt yar dwd poyaMeb: Ch. Cart incises. Mesaww- emwnt wwoeed. riot ekgrees r o4W? Print on heck. 4266880130616184000565550096570500D0008 72MM ZaMMO - I1..III.1..1..I.I..1..I1...I.111.111.1.11..N1.1.1...111.11.11 MARY A MEHRPUYAN - 3SDEVONB+BRE_R_?O CAROMEMSERSERVICE MECNANICSnwui7lMUi PA 17050-6570 - PO BOX 15153 WILIIAINGTON DE 151156-5153 11..111.1. III....I dIN..1.IL.IIIIII.IIILJIY II.ILI.II..J 1:5000160 281: 2060 L 306 L 6 L840r yGoWq care: 05/25A0 - 0506 9M MER SERVICE CHASE O 6 1 M In U.S. U.S. 1.500.436- Mnimum Payment Due: 3300 $565.66 Espalbl 1.508-M6•?300 TOD 1Zali 6.5®60 Pay by phone 14500.436-7655 Oulaide U.S. c6- collect 1.302-564.8200 VISA ACCOUNT SUMMARY ACe6u011 Nu, ": 4286 8801 3081 816- Previous Balance - $6.001.06 Total Credit Line WTINGWRIES $6.500 ACCO P.O. Boa 162" Pwnmt. Credits 4300.60 AVOW* Credit $0 VAlAlnwrl DE 16860.5268 glonll DE PurMresse Cash. Dents 4$36.00 Csah Awes Una . $6.500 Firwnoe Charges 4117.40 Avail" for Cash $0 PAYMENT ADDRESS Now Balance .657.05 P.O. SDn 15153 VAtminglm. DE 16086-5153 VI9IT US AT TRANSACTION Trans Amount Dale Relanenae Number Mod am Name or Trn/wdn Description Credil Debit You Eisdronic Chit 111=111) owls LAMTEFErPona 36.00 FINANCE CHARGIM Finance Charge Daily 130106e RDO CWMP. A-go Daly Due To Tranwscfon Acamx/alad FINANCE Category 31 days in Cycle APR Balance Periods Rale Fee Fin Charge CHARGES Purcho V.06203% 10.60% $307.10 $6.24 $0.00 $D.00 $5.24 Gen advances V.05751% 20.60% $0.00 $0.00 $0.00 $0.00 $D.00 or~ Projection .03833% 13.00% $0.362.20 $111.2S $0.00 $0.00 $111.25 TDtal hence cages $117.40 Effective Arewrsl Pereenlage Mae (APR), 14.45% gene see Intormasn Mae Ydur Account scion to balance cemptristm malhod. grace panod, and other imporlsrd in mrwtan The Corresponding APR is QN Me, of irnenal you pry uhm you carry a balance on any transaction cillegory. The Etlacfve APR reprowle your total Snance dlarpas - km*W rep trenseMn teas such as cash advance and balance lrwWw tees - expreseed as s peratrtsge. 8493306 This Statement Is a Facsimile - Not an odgkul 011011001 F433e70C1 M N 2 24 0e0ee4 ?q.I aI MM WW 72700 2MOODOO.OWIZ/a01 z 92 of 161 Statement ter abaourd rawnbar: 4156 am 3081 Sim Now E? a Dws, DO* Pa.tDwMwM Wr*mmPayff*M CHASEQ W Wa.yc..rwaMayeyeMete. Ca.w O.rvNw. M.eweaae. r * re a.Idw.O. Na.r «.d9Me.ma9'! Pros on betll. 426688013061618400029746009544480000002 lawaoizsaD.c 6..1161o6.6h?6.IL.4.1....161.1...16.66..11..11..1 AMIpiEYDEy/p 1HRpKMAN 35 s PA 17050-6676 CARDMEMBER SERVICE INCSMAE BURG - PO BOX 15163 MUVINOTON DE 196663153 f ?..111...111.... 1441....11..1..1.1... 11..1...11.4.1.1I...I t; 5000 L60 28t: 2060 L 30616 L840M aairWDssa ?D OYt5A6- M CUSTOMERSETIVICE CHASE O aym lM P ws 11M U.S. 1-000496.7927 M m PayrrranID Lo: A61w71u 5207.46 Eapafbl 1466446.3306 TDD 1.000.966.0000 Pay by ph- 1.000430.7050 Ousdds U.S. edi oa6aet 1-302-6040200 VISA ACCOUNT SUMMA RY Aeoeunt NwMsr : 42N 9901 3091q94 Praviow Balo.o 50.067.05 Total Cndt t:ula A M" C d $9.500 ACCOUNT INOU116ES 16260 M P.O. Box Payment. Cradle -0670.60 v ra l Orl DE YVMm DE 10060-5290 Plydlsaw, Caah, DoWD .0300.00 CPA Aw w UrM 50.500 FMrnoo Charges 4167.93 AvaNd* for Cash $0 PAYMENT ADDRESS New Balanae .S .40 P.O. On 16163 yWlrrirlplorl, DE 1006631S3 VISIT US AT: - ndlarAL TRANSACTIONS Trw Aneurd Dale Rslerann Munber Merd.od Nona or Trweec im Descrip6m Croft Dell loms 12 ""7910 ou 10114 11 7 GMWOOF00IIIQQM7ZI4Z3FMNUPItLU 100.00 1022 74260062063114000000010 H K(3 O 00 1100294 142 SPM IELD 200.00 FINANCE CHARGES Frerloa Charge Os9y Pedodc Rafe Core.p. Average De9y Due To Tranw.7m Acmimllaled FINANCE Category 30 days in cyde APR Baked PwWft Role Fee Fm Charge CMARDEB Purdes" V .05066% 10.40% $330.37 16.16 $0.00 $0.00 $6.16 Cesh advances V.05614% 20.49% $0.00 10.00 $0.00 1DA0 10.00 Ovo*dt Proleclon V.05614% 20.40% $0.070.81 $152.77 10.00 WOO $152.77 Total Inane dwgw $157.93 Efts m Amusl PWeenisge Re%(APR): 2013% PI"" aN Inlmllsam About Your Aawwt sscton fa balance omruWm mealod. gram period, and oMw imporlanl irdamefm The Caraeporbft APR is t1M raw Ol im~ you pay a9en you Csmy a balarl- m any imwdim category. TheEfladv APR represent your raid 9rrar.s drargaa-Irckiding Vansacton less suds Y cash adwncs end boWM amdar less - ssprawM n a perCOnags. 8493306 This Statement Is a Facsimile -Not an original ODCOW FlQ3t c, aoD N Z 24 ov.aa. Y.a.l di om» w. teat 2WD00D010D0.l.O.D. z 74 of 161 Statement for acoa.M raaaber: 4256 Mot 3M161*4 Pay we Due Ddo Pss1 Due Amount MiNmum Pea rnn? $o 1?/19Ne som CHASE O . main algid MYa" IA: Chow Cord sr.Mr, pink webm""Nando"d. elaw essrrs a •me64 Print an had. 4266880130616184000254D0004404920000007 laoseaa z: c I..,IILI,.t..LL.LdI..JJ..o11.LLw16.IJ...11..11..1 MARYA MEMRPUYAN _ M3 0 O*WPA 1TD50-0676 POBO EMBERSEfiVICE PO BOX 16163 WILMINGTON OE 19966.5153 1:5000 L60 281: 21060 L 306 L 6 L840M Op/ninK2aa1n0 DsN o ' 1 W26M -1 iMPo8 CUSTOMER SERVICE CHASED ' - D u 4 ' 4 M PP* y a t e: $25 00 E ppeftl 1 00 446-3300 TOD 140046644 Pay by Phone 141004W7956 Outside U.S. call called VISA ACCOU NT SUMMARY Account Numb er: 420 9WI 3061 6194 1-302-504.6200 Pmious Balance 644.4a To* Credit Line $0 ACOUNT . INGIRRIEa $9 500 PatvnwhL Cmft Finance Charges . -$300.60 Avad" Credt 4160.94 Cash Access Line P O.O Bo 1 60 . . ".500 1MMriWVIM ?n, DE 16050-5206 Now Balance 9004.92 Avail" tot Cast. $95 PAYMENT ADDRESS P.O. Box 16163 Wilaftion, DE 196654153 VISIT US AT: TRANSACTIONS Trans Anvurd Dal* Reference Number Mardtarw Name or Transaction Description Croft Debit , ou FINANCE CHAR Fiance Charge Daily Periodic Rate Correep. Ayarags Ddly - Due To Troaactan AOcrxnlaed FINANCE Calopory, 31 days in" APR Balance Periodic Rine Fee Fin Charge CHARGES Purdaan V.04920% 17.90% .. 5271.24 $4.14 =0.00 $OAO $4.14 Cash adrarros V .0647M 10.99% 10.00 $0.00 90.00 80.00 $0.00 Overdraft Prolaoeon V.06477% 19.99% $9.235.12 $156.60 $0.00 $0.00 $156.60 ToW Mane charges $180.04 E/Iaetlw Annual PWc@n`6e Raft (APR): 20.31% Ptsaae use Inlarrceson About You Account sector for balance comp.Mon mrhod, grace pwioQ and wher inporlam kdamatn The ComeWondirg APR is ft raw of k wow you pay when you wry a beams on any tarhrdin Categary. The Ef elve APR npreawa your fdW Brans charges -khahMYhp aansacbn tsae such r cash advance and balance fronsiar feee • expressed as a pw cm age. IMPORTANT NEWS 1l9ceive $10 ON Flaldn s $neat daua whn you idntfy yourself n • Chase Cwdnwmbw al Ars Famly Famam 010 SAVINGS an 20 b Navel OrmigsA Grapahr6 or Mow. First Time RNM 0nty-$M.% Pka SILK UrnM 2. Ends 01/1 S. %010 www.9*yCWu6,nom Or Cab: 1.696-231-2314 Dept.g6X FREE Business Magakes from Synopseconned may be available. No each card required. No phrdhase necessary. Ogres pry IN teas pblce6an out you may quality to rooalvothemFREE. Nanwww.mybonrsaemar.r n*" to Mm* yourself asa Char Cardrtarfber by 01Atr0e. 8493306 This Statement Is a Facslmile - Not an original Cooaaol F003MCI Coo N Z 24 OMt1 Pyf.01 oota riV.MAMM aanooooaeoanorm z 86 of 161 StatMnimt for accowd nummi r: ass am 3061 i1N Nw Balance Pop i m Due DNS Peat Due Armed Minimum Payment 39,6"zo oivt6A9 $0.00 333350 W MNa ywraknhppMets: Chase Card 9ervlas. PMee1.NM amou.tenaosed. Mw address a *owl? Prim on trek. 426688013061616400033350009588500000007 1MUBMZ35MC - MARY A MEI MUYAN MaANICBRU PPA 17050-6676 CHASE 0 CARDMEMBER SERVICE PO BOX 15153 VALMINGTON DE 19666-0163 I...III...III.... Id.B.«.II..I..I.I...II..I...II.1411...I I: 5000 L60 285: 2060 L 306 L 6 L840aa Op erhingrG7aairq Darr. 1 /!25«16 -1V21M8 CUSTOMER 9ERVICE CHASE A ? 0 In n ? ° 1 in a M ur.PP yrwn us: » 3 5o 3 3-011184465-33oe TDD 1.600. 6-111060 Pay by phana 1.600.436.7956 Outaids U.B. cea lztac 1.302.15946200 VISA ACCOUNT SUMMARY Account Nunber: 42069em 9°616104 Pmiousselenn Sk io4.92 ToW Credit Line P bl di C A ail C di 36.600 ACCOUINT INQUIRIES 30 P.O. BOZ 16208 16266 ayrnKd. re ts -$=.60 v s s re t YylrhdrhgtoR DE 16660.6296 Purclhssae, Cash, Debits +3334.60 Cash Access Una $9,500 Finance Charges 4149.48 Avail" for Cash $0 PAYMEM ADME98 Now Balance ,588.50 P.O. Box 1161163 Wlnihplon, DE 10666-6153 V191T US AT: 8493306 TRANSACTIONS Tmui Annum Date RSMrence tdurrhbsr Marc om Norm or Traraadan Dsscipbn Credit Debit 12/18 l Tnamt You Electronic Chat 300.50 1223 %426Mb75631tI CHM /110029472 250.01) FINANCE CHARGES Finance Charge Daily Periodic RaM Correap. Average Daily DusTo TranseYon Aacun laced FINANCE Category 30 days in cycle APR Balance, Periodic Rate Fee Fin Charge CHARGES Purcaws V.04723% 17.24% $150.24 $2.13 60.00 $D.00 62.13 Cash advances V.05271% 10.24% 30.00 30.00 $0.00 3D.00 30.00 Overdraft Protector, V .05271% 10.24% $0,318.53 $147.35 $0.00 $0.00 $147.35 TNaI banes charges $140.48 eaective Annual Porcenlge Real (API): 10.91% Plesss vas Wriormsson About Your Account seclon for bolance corrpuafon method, gran period, and other important Irtionnation The Coose{wnding APR M the raa of im era! you pay ~you tarry, a' I I on any vnhacion colegory. The Effective APR represents your malt Irene charges -Wckx ng wnaacton Mae such as cash advance and halnce wormfor tea - sapreaeed a a percentage. This Statement Is a Faeatlnile - Not an original 0000001 F"Zowsc1 ON 11 Z 24 WaQ4 Pq.1 01 Oaa WAWIaae 3W00000100«ee2001 z 70 of 161 Stabanwitt for amend mamber:42SS am 3DSt sw NwM.68rar bar Pmynwn ?,f? Pat Dtrs A no h$rrmim PWm s CHASE 0 ? r W6e yw sus pN am er. Noewa ttaenq.elt ll Now eedhtle or e•eN4 Prim Prix an bed. 426666013061618400034655009594550000D06 as TRONZ§awe 1...DLLJ..1.1.J..II...hlm.11.1.1...1 11...11..11.d- MARYAMEHRPUYAN 350EV07 M SO CMDMEMBERSERVICE AtECHANH,'8 PA 17050.6076 PO Box 16163 WILMINGTON DE 10666.6153 L..111...111....1.LU....IL.L.LL.dL.1...IL d.61L..1 ,:5000 L60 281: 2060 L 306 i6 L81.Or CUSTOMER SERVICE ' CHASE O OVIMO N -ODD436-7927 D D: M ,-M666-44MB•3306 BMW TOO 1-600A66-6090 Pay by phone 1-600-4367966 Outside U.S. CO cWW 1-002-6646260 VISA ACCOUNT SUMMARY Accent Number: 42W 9W1 30M BIM Provioce BYance $9,666.60 Toth Creek Line P 4360 60 A 0" C dit WOO ACCWNTINGWI6E8 $0 P.O. Box 15206 re ayment. Cre" . V4 ' DE 196603396 Pvd.ree. Can, Debits 4200m Cash Access Une $9,600 Frrence Charges 4166.56 AVW" br Cash M PAYMENT ADORE36 Now Balance 694.55 P.O. Box 16163 VAIrrAVon, DE 796663153 VIMT US AT: TRANSACTIONS Trans Mouf l Dace PAbW ea Manbsr Merchant Noma or Tronsadion Descrolon Cron Debit Indwayouelocklmlochk $360.60 01113 7 133114000000019 CHKO ODP 00111 142 SPRI I t.D 200.00 FINANCE CHARGES Duty PonoAC Rau Careep. F Average Daly kwm Owgs DUO To Transocln AcairoJe W FINIWCE Category 31 days in cycle APR Balance Periodic Rats Fee. Fe Charge CHARGES Purcha ss V .04723% 17.24% $22.71 $0.33 $0.00 so AO $0.33 Cash advances, V.06271% 19.24% $0.00 $0.00 - $0.00 $0.00 $0.00 Overdraft Protecton V.05271% 19.24% $9,569,79 $15622 $0.00 $0.00 $156.22 Total Snenoo charges $166.56 LNse6ve Annual Percentage Rese (APR): 19.0% Rea" we krbrmokn AbtaA Your Accent section la balance oompulaton mrhod, grace priod. and other inporwA Inbnn orlon. 'rho Corresponding APR Is the role of Interest you pay tden you carry a bakux» an any Yanwc6n category. 'rho Eileelve APR n prow M your lolal inane charges - kckxgng tronesclon !sea wan as cash advance and balance kr»tr few - expressed as a percr9ags. 8493306 This Statement Is a Facalmille - Not an original X 0000001 F031MCI 000 N Z 24 cepR ?.a.I di 0=25 \.1..M 2W2 O2eh00000100022A201 64 of 161 Papast a Due Dale Now Belowit Past Due Amount MMkaure Payment C!l21106 19,346.10 x0.00 x74600 A99mm11NnIM?:12BB11111110t 90616184 . INi yew chest imaymmete: Cane card 5erv', Pkeeswri em unt endeared. New address ar emal? Pem m back. 4266bAOl3D6161840DD24000004344100000006 arriaaxzestoC I,,.IIL1„1..LLd.JI,,.LL,,,11.1.6„N.,LL„IL.IL,I kVM A MEHRPUYAN LK-COM BURGPA 17050-6575 CARDMEMBERSERVICE PO BOX 15159 WILWNGTONOE 1OWS-5163 I,,,116..t1i„..LI,11..,,IL.L,LL,.II,BL., Ib,LLIL„I 45000 1,60 2815 2060 1,306 i6 i840M 9tabment Date: CHASE O u,as+o9.92/4a. g Msesp yew aannum evens: Wntmunt Payment: $946.06 Payment Dire Dais: ONZI 16 Additional venteal IMonaWe ACCOUNT SUMMARY VISA Aeeeraw Number: 42U OW 30614" oonvedw* located on raverae side Previous Balance 19,594.56 Tod Credit tine (9.600 Peynrq, Credit 4400.60 AvWable Credil $ISO Fkwm Owgee 41SS:05 Caah Acom Lkw W500 New Balance Avalabte for Cash 1150 1ACCOUNT ACTWITY Date at imos6Nia Merchantmorns or Transaction powriotion iam9lot 02/11 PwMml Thank You Electronic CNl -00.60 FINANCE CHAROM Fkww9 Clwps Transaction DWy Parioek Rate C--W Aw epe Daily Due To Fee/ Acanalieled FINANCE COOM 31 days in cyde APR Balance Periodic Ret Service Charge Fin Charge CHARGED Pnednws V.04723% 1714% $0.16 7$0.00 $0.00 $0.00 $006 Cash advances V.06271% 19.24% 10.00 =0.00 10.00 $0.00 1606 Overdraft Protection V.06271% 1924% 19,409.15 1155.05 10.00 s0.00 1155.06 Tow bnence dwgn 1166.05 Ettellw Annual Psrom"lle Rat (APR): 19.79% Plem" ace kdomutlon About Your Account section for balance conputMlon method, grace period, and otter iffrorlant into The Co resporx" APR is me rate a interest You pay when you carry • bdwwD On any twraelon category. The EtWJw APR represents your lod trance dnarges - Indu*V tmaaabn less such as ash advance and balanw tanslar teas - expressed as a percentage. IM"ORTANT NEWS . Wears brknging you dw and aknpd Take a look at D» new tonnM of you siftem we - we hops you shd It eased to read. It oN has eve Vii g you need on M front and bads wish Irdwrolon drtply displayed. Get uNimilad ltd 6 long distance, alW+O with Vorogs for 124.961AAonih every mor " . Ya1I gat 25 W M feMVea at no o is cost S"Verrape.amOl1. Mph Speed internal era quked. For details Identity yorsstl as • Chas aNmernber and cab 000.607-0993 or vidt www.vanage.comtwt14 lodayt 8493306 This Statement Is a Facsknlle - Not an original 40000„ FW c l ON N 2 b Oa:es4. ft" I d l 00125 W W saaa Ol6l0o00„000„„„ X WMW72 76 of 161 Psyrnerd Due Dale New edrwe Past Due Amount Wnanurn Payraent anaoi 50.637.06 $o.o0 51n.a Aaoaant!eclat!..:?2espet 3a? Sim $1 MOM wafmaek ""Me". PMeasedr en 1*1 . WW. New edsreeaao-m rmall? l? Wiltce trM. 426688013061618400037106009637060000008 eimm 20r0e c MARY A MEm m UYAN 36 DEVONSFNRE SO MECHANICSBURG PA 17050-6078 CAROMEM13ER SERVICE PO Box 16163 WILMINGTON DE 19!186.5163 I...111...111..,.I.I.iI....ll..l l.l.l...fi..l.„11..1.1.11...1 t:5000 L60 28s: 2060 L 306 L6 LB40M Statement Dal: CHACCO 02reme-931"ll Mkirm m Payraant: $171.00 PayarHnt Dlle Dab: MOM PWADO Balance $6.149.10 Total Crea Lint $9.500 Psyrne nt Credit 4360.50 Avelabe Credit m Purdwow Cash. Debits 45600.00 Caah Acom Une 59.600 Fuance Chrpes 4138.46 Avalablr fr Cash so New Balance 9.037.08 8 mY O.yeveeseuntoom: AMOanat asaad Infennaaen oanverarlay loose m averse aide AC UN NfTY Date at Trowumnon 3Amourd 03/16 Payrram Thric You Eloarrac Chk -360.50 03117 CHKG ODP 0011100204721429PRINGFIELD 60.00 Me CHKO0DP00 11100211472142 SPRINGFIE LO 250.00 OY23 CHKG ODP 001110026472142 SPRINGFIELD 20000 FlNANCE CHAR RrwmChrge Tnunaceon Daly PrioacRate Cwresp. AverapeDa9y Due To Fee/ AccurnulaW RHANCE Crepory 20 days in cycle APR Balance Periodle Rate Service Charge Fin Charge CHARGES Purchases V.04723% 17.24% $0.00 $0.00 SOHO $0.00 $0.00 Caenadm- V.06271% 19.21% $0.00 $0.00 $DAO Ilmoo $0.00 Ovenlrak Protection V.062711!. 19.24% $9.301.66 $138.46 $0.00 $0.00 $130.46 Total finance dargas $13e.48 Etlecti. Annual Percentage, Rat (AP14: 10.24% Please aw Irdomalion About Your Aoeaad sealon for baMnee Wrptns6on nre9ad. grace peened- and other important information The Cormspo i ft APR is the rate of nMroN you pay !Allan you can s bslno on any "nuclon category. The, Et*CM APR represents your told tYwwe dwges - indudirV Van I n lees such so onh advnoo and balance, vmdr 1em - espreasad sa a parentage. 8493306 This Statement Is a FacsNnlle - Not an original 000000. Fffit00,aC t 000 N 2 24 mmd4 •q.1 di ame IM.111 areos 0g1000MOrO70OW z 116 of 161 paytmm Due Dale Now Bololroe Put Due Am tM Minimum Payraolnt OQMWS 11,li41.07 10.00 32tI1401. Aoaanl irmbw- 41316 Seel 30816184 . -Mw ysnr shoo Paptlste: Caw CW Sardeile. Messo-im wrwa errbaile. New edtlrr 1 or ?1rriT Mint an brat. 426688013061618400029003009541030000000 asaeaetz 1400 L.JILL.L.Lod.,II...L1....I1.1.L..U.dd...IL.ll..l MARY A MEWPUYAN 36orVON6WRE80 CAROMEMBE (SERVICE MECHA 115488 PA 17050-6678 PO BOX 16153 WILMINGTON DE 18666.6163 1...111...1I I... J.I.11....11.1..1.6..1I, J...IL.1.1.11...I 1:5000 L60 281. 2060 L 306 i6 L8b0sa U4fr. Sisfernent CHASE O o3a5ro1 ,26AM 0 .04MA1 8 ril.asa.yw amwxa.ele.: MMmum Psyment: 1268.08 P.ym.m am Due: WHOI01 AsitleeN sweet itl?...»tl.n ommianay, hosed on reverse elde ACOD SUMMARY NSA Account Number: 4161601 3061 IM94 P---*, s Balance 16.637.01 TOM Credit Line 16.500 Payment Credle -SM-S0 Available Cradh 10 Machos" . Cash, Oebits 4250.00 Cash Access Line 10.500 Finns Chwgaa .1154.47 Avalam for Can so New Balance 011.03 ACCO Defeat 0004 Psymwu ThaNb You Electronic Chk - -500.50 owls CHKG OOP 001110026472142 SPRINGFIELD 260.00 FiNA A - RrenceCMrye Tnuraelon Daly Periodic Role Camp. Average Deily Due To Feel Aca+mleW FINANCE Category 31 days In cycle APR SOMM-0 Perfodle Rne Service charge Fin C" CHARGES Purdmm V.04723% 17.24% 10.00 10.00 S6.00 - 10.00 Som Cash advances V j05271% 16.24% $0.00 50.00. 10.00 50.00 $0.00 OvwdmhProta6on V.06271% 10.24% 16.453.66 1154.47 $0.00 $0.00 1154.47 Taal fnwla charges 1154.47 Elteotpe Annual Pace legal Rate (APip: 11.31% Please an Infonnabn About Your Account eedin for balance computation method. gran period, and ohs in"rtent iaoxraMn. The Conempond'wg APR is the male of interest you pay when you carry a balance on any transaction category. The Effective APR mpmswn your tote trance charges - nduding Vnledn two _ such as ash advance and balance tnahr teas - expressed as s percentage. 8493306 This Statement Is a Faesimlle Not an original Oooosol FI 3am C 1 000 N z 2. Oex". ?p l al COM MAMA VUS 1141000=000975" x 28 of 161 PayrnMl D" Dole Now Balance PsM Oue Amount Wnkmm Payment otnra $9.a41.n $o.oo $14tn Aooatrd twlNtbar:4?6lNDl 30e1 else lower Wmk Payable, to: ckas.aar+lard.ft. Plea. wrb swam wwnw. New addwa or wmel4 Print ft be& 426688013061618400014177009641770000002 ounM:144are I...III.I..I.d.I..I..11...1.I....II.I.I.MI1..1.1...11..11..1 MARY A MEHRPUYAN 31 DEVONSHIRE SO - CARDMEMSER SERVICE MECHAIMCSSURG PA 17050-07a PO BOX 1S153 WILMINGTON DE lgaa"153 1...116nIIIm..1111.... 11..11.1.6m111.1...II.4.1.16..1 1:50001,60291: 2060 L 30636 L840N' u //??? Statement DO*: CHASE O 04Qs".05/24r09 Wrdmum PayrftM: $141.77 Payment Due Dole: M&W ACCOUNT SUMMARY NSA Account Number: 42N 99tM 30N h Prwious Balance $9.541.07 Tad Crew line $9,500 PaymentCre" 4300.50 AvaladeCredh s0 Purchases, Cash. Debits +1210.00 Cash Access Line - $9,500 Fir um Charges 4151.24 AvaloblOor Cash $D Now Balance .77 g IYaageyw eeeauntednr. A"Nmd ee.asd kdereara.a eoma.lmdy located an Wane" ACCOU ACTIVITY Dn.a Tanamclon 2 Amount 05115 Payment Thenk You Ekarome Chk -300.50 05/19 CHKa ODP 0011 100294M 42 SPRINGFIELD 25000 IFINANCE CHARGES AnamoCharge Trarsaelon Daly Parhodk Age Correep Average Daily Due To Fes( Acamalaled FINANCE Category 30 days in cycle APR Balance Parkdlc Rate Suvks Charge Fin Charge CHARGES Purchases V A4723% 17.24% $om $0.00 $0.00 110.00 $0.00 Cash advances V .01271% 19.21% $0.00 $0.00 $0.00 $0.00 $0.00 OvudnM Protection V .05271% .19.24% $8.5114.00 $157.24 $0.00 $0.00 $151.24 Told finance charges $15124 Etk"w Annual Percentage Rele (APR): 19.24% Plefte see kdomation About Yom Aocoom section for bahnee compilation method, pace period, and other arrpdnanl inhomation The CmagwdYg APR iathe ma alineimt you pay when yen carry a balance on any trarsaclon ategory. The Etb do APR reprsasme your atal Irrroe csrges • hdudlng traruAclbn two such w cash advna and balsa Intruder left • expressed as a percentage. IIMPORTANT NEWS I You have Oa $ehebifly to skip • payment. You nml pay peal due aril over*M talrhoea immedlawy. Hwmw r. the 1MwimA 9 minimum pgmant for this mash has ben mduood b b. Fowes charges ad9 continua to ac rus. To reduce your balance. tad free 10 make a psyrnom 8493306 This Smement Is a Facslynlle - Not an original Worm Fn.114tl c h 000 all Z :a 00452. Pipet dl 0@5 MA - eeX1f t of 0e000.000.On33M z 30 of 161 Pay.nant Due Dab Now Balance Poo, Due Arnonni Mnseraa Payment fllrnwa $a.7z5.3e Sg.oo ?arsx Aa couN n mbw: 4M SM 30x10114 - "It ehek Poy Ckn oMab: se view Plosee osae mount endoosd. Now address a &-all? Prim on bock. 426688013061618400048338001728380000003 MARY A2/ c Ian,IN.I..6.I.I..N.Ii...1.I....II.I.I...N..I.I...Il..ll.rl MEIRPUYAN - IS163 SERVICE CAROMEMSER AW5,04ISBURGPA 17060.61176 PO O BOX Box 16163 P WILMINGTON DE 19666.6153 - 6.IIIn.NI....LLN....IL.L.1.1...11..6..11,11.I6..I 45000 L60 281: 2060 L 306 i 6 L8405' 9laamen, a,.: CHASE O o61ta09 - 06/24A19 g airmen yen seswlt eMtne: Nlnlrtrum Paytwam: $03.3011 setoa. ZO Payment Dw Dater. 0711111! AddIdenal esntaat k fa.nsae" aanwmhnay located on ravers side ACCOUNT MUMARY VISA Account Number: 4266 OW 3091 h Prwious Balance $0.641.77 Total Oredt Line $9.500 Psytnant CnONS -SM.00 AvUable Credit $0 Purdnssss, Cash, Debits .$120.00 Cash Access Line $9.6o0 Finance Chergw 41166.61 Available for Cash $0 Now Balance .726.30 The near APR and protoadonal rate Mpkalon reflected on this Ma,errord Is a reoult of *cow" to cram bnk on your account. For your car va is ca. you con always pry online by wovemnp our webaio deployed an this Malmo.t to ensure you stay blow your available credt. IACWUI#T ACTIVITY Date of 7narion ieaaaL 06/76 Payment TMrll You Electronic Chk -150.00 06/19 Payment - Thw* You -150.00 06/16 Rohnod Payment 150.00 06/19 RETURNED PAYMENT FEE - 39.00 06/19 OVERUNI T FEE - 39.00 FINANCE CHARGES Finance Charge Transaction Daly Periods Rate Correap. Averege Daily Due To Fee/ Acerrrulatad FINANCE CMegory 31 days in cycle APR Balance Period" Rao Service Charge FinChrga CHARGED Purchases V 060x3% 22.24% $15.12 $0.29 $0.00 $0.00 $0.29 Cash advances V .00063% 22.24% - $0.00 $0.00 $0.00 $0.00 $0.00 Owxdnah Protection V .86271% 19.24% $0.559.34 $156.32 50.00 S0.00 $150.32 Taal finance dopes $16861 Effective Annual Permian" Rao (APM: 19.94% Please sea Inlor nation About Your Account ssden lor balance carp Ant n mall . grace period, and orisr imp0nent infomtedon The Correapondnrg APR Is to ran of inUrat you pay wW you arty a bde nce on any taneedon category. The Et%cdw APR repremme you local francs dwgda - indlydrtp lmandon lees such as ash advance and balance trander lama - expressed as a pwosntags. 8493306 This Statement Is a Facsimile - Not an original 0000001 Fa00sacl x00 N L 24 0006414 Ya.l ltl 0aa WWr®e 17Tao0MOOMMO Z wsiler7 26 of 161 Papw Due Dees Now Balance Past Dw Maur Wnwoure Pspnnt 9aMf?lOa 59,390.65 50.00 S24a.9D Account rMwber: 4756 IM 3M 6184 ataYr Srehhr all.aa payablete: Q Chase Cara 4 , .a.. W - Plasmas. ananm aralssed. Waw adds I or WM19 Pine on back. 426688013061618400024600009380650000003 wen m zaomr c MApREYyApMMgEHH?RppPEEUggYAAN MwECF1ANICSBIIR(i PA 17050-0078 I,.,IIL,.III.... 1111'a,.11..Inl.1... .n IL.SLI ...I 11,..1.1.... 11.1.1...16.1.6..11.,11 A CARDMEM13ER SERVICE PO BOX 15157 WO-MINCiTONDE 108865167 45000 L60 28r: 2060 L 306 L6 1,13400 8493306 Slalenwn Date: CHASE O OW5109-07rd"O fNnItnurn PaprwH: $+145.00 Pay n 4 Due Data- ON1 NOS ACCOUNT SUMMARY VISA AeedurdNurriber:45taIgOf70MN Pnsfoca Balnce $9.726.78 ToW Credit Una 50.500 pw.., Credit 4500.50 Avelade Credit $119 Finnca Charges 4152.77 Cash Acom Liu $9.500 New Setarroe Ava6ade for Caeh $119 1? ?a r«e •eeaunt enalhe: Aerdenr.antedlmOm modes omv.Nandy faceted onreverse sid. A UNT ACTIVFrY Date of Transacton 1dm9lN 07/16 Paprwd Thant You B" co c Chk -600.50 FINANCE CHAR(iIES RnnceCharge Traneaafon Daly Periodc Raw Careep. Average Deny Due To Fee / Acc meal W FINANCE Category 30 dare in cycle APR Balance Periodic Rate Service Charge Fin Charge CHARGES Purduaaa V,06093% 22.24% SS5.44 $1.01 $0.00 $0.00 $1.01 Caah advar em V 06093% 22.24% $0.00 $0.00 50.00 $0.00 $0.00 Overdraft Proeacan V.05271% 19.24% $9,597.30 5151.76 50.00 $0.00 $151.76 Total finance charges $162.77 Etleedw Annual Pereenagt Rata (APR): IIL$M Pleaas see Irdormelon About Your Accotrre section for balance wngaalin rneilod, grace period, and o1her intportnt inlorrnaion. Tht Correepondng APR is Ow ms of interest you pay anan you carry a balance on any fnnesclon category. The EtbWw APR represeri s your local irrrat charges - including irweacilDn fees such as cash advance and balance tranalar lees - artpewad n a percentage. This Statement Is a Facsimile - Not an original 0909901 F"MMUM cl 900 N z 24 O.Wr24 P.e.1 dt 9ar]S ,AMA 4W3 20e1000Og00pel.i01 X.",3075 94 of 161 Poyrnun Due Dow Now Bran Par Duo Arnounl labimwn Psyl as I OM16106 ?a,3362i $O.UO $3e7.00 A6oerrtl nalll106r: UM UM MM MW wrywet.rnwyawts: Case Car/ Sondes. $1 7-1 PYesswvb anaua elwlord. Nlaw address ar- ? Pftmbad. 42668801306161840002470000933629000000000000001 "MNKZaamc MOW A MO?-IRPUgYAN &%A PA 17050.6676 i..,111.i..1..1.i.,1..u...1.1....u.i.i...n,J11...n.41.11 CARDI EMBER SERVICE PO SOX 15153 WILMINGTON DE 10066.5157 1...111...III.I.J.1,n.... i1..6.66..11..1...11..661.11...1 1:50001.60281: 2060 L 306 L6 L84?w 9lalafnaalDaft: w e CHASE O 07R5/00. 0d24100 g WOMPVW sweat enact: Mniman Payrnant: $247.00 Paroo"t Due Data: owtem Atkatler esallael arftnnnraa amveiwltlylarad m 1e.e.e>ide JACIDOUNT SU RY Accent NwM w: 420/ $M 3061 61 Prwlous Balance $6.360.65 Tonal Cndll Line $6.500 PgnMnL Crod"s 4300.50 Malabo Credit $163 Purchases. Cash. Debts 4162AI CehAcceeLine $0.500 Finance Charge 4$1S3.73 Avalsblo for Cash $163 Now Balance .336.20 A tWT ACrr%qTY Detect. Inreecion tidmaol 0er14 Patine, Thrdc You Electronic CNl -300.60 OW07 CHKG ODP 0011100204721428PRINGFIELO 102.41 Finance Charge Transaction Daily Periodic Rate Carresp. Average Ds3y Due TO Fe / Acnanlaled FINANCE Category 31 days in cycle APR Balance Pend a Role Service Charge Fin Charlie CHARGES Purdnaw V .OW03% 22.24% $0.65 $0.01 WOO $0.00 $0.01 Cash 06WWCM V.06093% 22.24% $0.00 $0.00 110.00 $0.00 $0.00 Overdraft Protection V.06271% 16.24% $0.407.36 $153.72 $DOO $0.00 $153.72 Total inane dlerge $153.73 Melva Annual Pwcenftge Raft (APR): 16.00% Plow see idornufion About Your Account sedan for balance compulaaon rneYad, gran parbd, and ofiw Imponnl IMOmrtlon. The Corresponding APR is One nets of ntew you pay vhn you carry a balance on any traneeclon olegory. The Elladva APR represents yaw ON Inane dirge - ndWing Vansaldion fees such as ooh advance and balance Vanalr tee - expressed as a percentage. Gating DIRECTV is FREE and EASYI Ask how to Saw $21 a morph for one yaw. DIRECTV offers atoms to as many as 265 channels, all in 100%dOW picture a sand. Call 1-0611 -0e-2055 now and Wordily yourself as a Chose cw*rmyftd 8493306 This Statement Is a Facsimile - Not an original 0000M F033MCI 000 N Z 24 0610624 ?.a.1 01 OMM ww leas tae o0000/OOelell0l X 108 of 161 Psyresnt Due Dsla Now Balance - Pall Oue AnWum Mlnlmu t P&YnMd tOfla$a $a.M2.M $0.00 $a01.bi Aotowd nuwbay: 4M @M 30816184 • wrywahe*payWea: ChweW Lrvmm Pteseswrlb Wfmm wwoaed. Now addrees or e 10 Print er back. 426688013061618400040124009652240000DOODOOOD007 mumzwmc MARY A MEHRPUYAN 35 EVOMM80 MECIUINIRO PA 17050-0070 1...111.1..1..I.I..I..it...l.l....11.1.1...11..1.1...11..11..1 CAROMEMSER SERVICE PO BOX 15153 VA AMNOTON DE 10000-5153 1...111...111.... 1.1.11...JI..I..1.1...1I..I...11. 1.1.11...1 1:500D L60 2Bf: 2060 L 3D6 L6 LB'.ON6 slate StaMnn,Ow: g ?. - aW24A19 M.ngay-&mew*eMne: k- CHASEo Mlnlrnwn Psyn wn: -$401.24 Payrowd Dw ale: 1onsm Adodead seww I fors afen A AeeouH Nu alsar: 42M OW Soak h ace. w9/ dy heated on .ovarse ids Previous Balance $0.336.29 Totl Crodil Una $0.500 Psynnem. Crsdda 4260.60 AVsat7le Credit 110 Purchases. Cash. Debts 4$413.00 Cash Acorn Una $9.500 Franca Charges 4153.46 Avdabh.w Cash M New Balance ,662. ACCOU ACTIVITY Date of Transactor ;Arnglpl OW12 PaMw nt Tlmnit You El CMk CNC -250.60 09/10 CHKO ODP 0ol1100294721428PR,NOFIEID 200.00 09/21 CHKO ODP o0111o029472142 SPRINGFIELD 213.00 IFINANCIEC HAROM No ChoW Traraadon Daly Pwiodc Rate Cwrnp. Average Dally Du *7o Fee! AOarmOlwd FINANCE Caegory 31 days in cycle APR Balance Periodic Pow Swvke Chwgo Fin Charge CHARGES Purchases V .OaM3% 22.24% $0.00 $0.00 $0.00 WOO $0.00 Cash adwnees V OGM3% 22.24% $0.00 WOO $0.00 $0.00 $0.00 Overdraft Proledon V.06271% 19.24% $0.300,61 $153.45 $0.00 $0.00 $153.46 Toth finance dupes $153.45 EMae11w Annual Percentage Rw (APR): 10.29% Pleses sae hdORMWn AbOUl Your AOCOUra aadn lOr balance cwrpu,syon nwtwd, grace period, and ofhor important irdoffnsson. The Corrsapondno APR is 9n nit of Nnwaa you pay wwh you carry a bYna on any boom onoolopry. The ERadve APR regrown yourlord limas dwges- hdW tnp xnngbn less such as cash advance WW belahce tnalw less - ahtpreUW as a psrownW. 8493306 This Staternwd Is a Facsimile - Not an odgktal goo=, Fanamc1 000 N Z 24 OROMM Pp.1d1 043 MAMA 70152 2Vt CDDMDMM52M R 32 of 161 Psyrmnl Ow OEM New Balrnas Past Due Amount Mlnlmurn Payment 1/n1N69 $9,393.n $o.DO sx4s99 Aaoaird.numbeir: 4388 8801 3081 8184 . halm yr elydt peyaaute: Cher Crd $wW"a. New Now ad& addree atrwe andowd. aa er email Pr4q an back. 42668801306161840002450000136377000000BOODOD008 tlerraa z20101 c MARY DDEWNBH SON I bECHANIC88 PA 17050.6676 6.111...III .... L1.IL., .i 1..1..1.6..I6.I. a 16.1.1.11...1 t...III.I..bd.I..I.dl..t1.I....II.I.I...IIt.1.L..N.t11..1 CAROMEMBER SERVICE PO BOX 15153 VALMINGTON DE 19666.6153 1: 5000 L60 28t: 2060 i 906 i6 L840ae o9/z5ro9to/24/D9 ,g ta.eq.yw aeeerra «dlr»: slate- rAM-DEW e.m OiAl.Reo ? Mnbmen Payn nt: 5246.ao Payment Due Dar. 11nem Additional coach [ACCOUNT RY Aeemint Number: 427 9991 3991 91 mrnaniontly land m rw arae side PHNala Balance $0,652.24 Told Croo line $9,500 Payment. Credit 4420.50 AvYade Cr@M $116 Finroe Barges 4162.03 Cmh AcOam Une $9.500 New Balance 383.77 Avalatle la Cash $116 IACCOUUT ACTIMY 01110 01 Imnsecian iAmDlot IOW Peym M Thank You Electronic Chk -420.50 FlNA E CHARGES Rnenee Charge Tra ssaw OW Prio6c Rae Corrwp. Average Dolly Darr To Fee / Ace iroulo d FINANCE Caegry 30 days in cycle APR Balance Periodic Rote Swvkm Charge Rn Charge C"AROES Purdaees V .06093% 22.24% $0.00 $0.00 $D.00 $0.00 $0.00 Cash Odwnees V.06093% 22.24% $0.00 $0.00 $0.00 $0.00 $0.00 Overdraft Protection V.05271% 19.24% $9,514.09 $152.03 $0.00 $0.00 $152.03 Total Fans daryes $152.03 Etlae9w Annual Parcantge Rau (APR): 19.3m Please sea udorma9on About Your Account scion for balance compna6an meriod, grace period. and ohr important irdoma5on The Carmpan&V APR is ft mr of inisreal you pay whan you carry a bde noo on any Mnsacion category. The E1Ndive APR rpresems your Mal Faroe charges - inducing Ynaadirn taco such as wan advance and balance Vanaler two - wq"m d as a pe cwftge. 8493306 ThIs StMomwd Is a Fmmimlio - Not an original aoooaoa Pasha. c l M N z b ovre24 Pq. t al cow MAMA can 2nM ODMaa0a0rl1 x 72 of 161 Payment Due Dana Now Balance Peel We Arnow Mkdmurn Pgnwrt 12111M00 (9,437.34 $0.00 $24100 AeoaRrt Iralt$ray: 4200 OM 3019 0184 NI May rclrckp y.el.t.. Char Card Sard.aa. PYartrrka arrant ondernt Nrwadirwoar?maa? Print an bddk. 42668801306161840002480000943734000000000000002 3ww 6®t z a2m c VARY yyAppMNEE??HAPt YAN MECHANICS MGO PA 17050-8676 I...III.I..1..L I..I..It...1.1....11.1.1...11.11...11..11..1 CAROMEMSER SERVICE PO BOX 15163 WIIAMhWONDE 196865153 I...III...III.... 111.11... JI..I.1I...II4...11..1111...1 1:5000 LGO 2812 2060 L 306 i6 L840as slate- 5 nerd Da,.: 10/2500 26/09 -11/21A9 g aredg.yw.ed...r..dinr barn CHASED 7WlY,dIMf.00lNfi?,C.t?t alsnkmaa P.ynwnt: 4248.00 Paymern Doe Data: 12n9= Additional correct k.fennotian CCOUHT MWAA RY Aeeamn Number: 4261 • 90/1 h con ede ny loaded an rahrrn Silo pm%4*tw Salome $e.383.77 Teel Cradil Line 39,500 Peyn ent. Credits 4250.50. Avatabl. Credit 562 PurdvMee. Cash. Detils - +$160.00 Cash Accom I.ne $0.600 Finance Charges 4154.07 Avalade for Cash Ila New Sdence T0.16-734 . ACCOU ACTIVITY Postal imam 9l A 11/14 Pay ad Tlwlk You Eleceeric Clio j MUM -250.50 11/00 CHKO ODP 001110020472142 SPRINGFIELD 50.00 11113 CLANG ODP 001110029472142 SPRINGFIELD 60.00 11/16 CHM ODP 001110029472142 SPRINGFIELD 60.00 FINANCF CHAR Rmnce T.areael Duly Pwwdc Rat. Comdp. Average Duly Du r/ Accur aired FINANCE Category 31 days in cyde APR Balance Psriodtc Role Service Charge Fin Charge, CHANGES Pt7QrYr V.06093% 2224% $0.00 $0.00 110.00 $0.00 $0.00 Cash advanced V.06003% 22.24% $0.00 $0.00 $0.00 $0.00 $0.00 Overdraft Protection V.05271% 19.24% - $9.429.11 $154.07 $0.00 $0.00 $154.07 Total finance charges $154.07 Effective Annual Percwnge Rift (APR): 19.24% Plano sea nfornolon Aboul Your Aocars socion for balance conpArdim rnell grace period, wW oher irrlportenl information. The CWMWMMV APR Is fhe M* a Inwaal you pay when you awry a balm an any frapecton category. The Eledhre APR reprarnb your told inane charges - Including Venaadbn Use such as cash advance and balance tender feed - depressed me a pwm tag9. PAPORTANT N GdNng DIRECTV is EASY ntfn packages warkig of $29.0060o. DIRECTV offers scows Is die many ed 265 dhardhals. all in 100% 45911111 pick" a sound Call I.M-6664605 now and identify yourself as a Chose cwdnwrbW. 8493306 This Statement Is a Facslrnile - Not an odgkul ODOOM FIB a CI 000 n 2 N Oel1Ka' P.R.nn. 011a0 -w areal da.oomma e.oro. X INa13W .MI]0.1. 78 of 161 Payment Due Dale Now Balance Pad Due Aloun abimum Psymam 01M M10 I-64 f0A0 $24100 Aeeo rd number: 4206 OM 30516184 . teal. y«r elheek payable b: greed car>tarhAer. Pboaewraeam OI ?raancio>in New eddwese eeN? PAM an ixldl 426688013061618`40002440000948664000000000000009 omuaa zumc I..J11.1..L.LL.L.II...1.1....11d.1...11.dJ...IIJI J MARY A MEHRPLlYAN IS153 RYICE McMAN0" CARDMEMBER SE ICSI PA 17050.6576 PO BOX BOX 15153 PO WILMINGTON DE 10666.5153 i».IIL..IIt....1.L N....IL.L.i.l...il.d... D..LI.I l...l 1:50OD 1,60 281: 2060 1,306 i6 L840M S' afe- 3laartwau Date: 11/25100-12/!4A)9 B aYnage yew aoewni enanr. lien. ow.n0 ? Mnbnum Payment: $244.00- P¦ymom Due Dole: 0111Vlg AMMMnd eseYal brarmdkn ACCOUN SUMMARY AOMMNumber: 42e6N0/]Oetet aonvenionayloaded mtram olde Pw Aous Balance $9.437.34 Told Credit Line $0,600 Psyment,Crediis -4250.50 Available Credit $13 Purchases, Cash, Debits +$150.00 Cedh Aeceed Lin. $9.600 Finance Charged +$14960 Avaasble to Cash $13 New Balance Y, 66. ACCOUNT ACTIY Dole W Thwam on XQL IL iAMOUnl 12116 PwpTam Thank You Electronic Chk -250.50 12" CHKO ODP 9011/0020472142 SPRINGFIELD 50.00 12122 CHKG ODP 001110029472142 SPRINGFIELD 100.00 FINANCE CHARGES Fxance Chace Traaacton Dely Periodic Rate Corredp. Average Only Due To Foe/ Aewmlaled FINANCE Category 30 days in cycle APR Balance Periodic Rap Service Charge Fin Chace CHARGER Purchased V.00093% 22.24% $0.00 $0.00 $OAO $0.00 $0.00 - Cash slide s V.06093% 22.24% $0.00 $0.00 $0.00 $0.00 $0.00 Ovsrdroti Protection V.05271% 1924% . $9.473.00 $140.60 WOO $0.00 $140.60 Total lnsnce dhages $149.60 Motive Annual Pereentsge Rots (APR): 19.76% Please a" bdomntion Aborn You AOM M wow tar OWnco eor pupation rnathod, grew per. and olio Onponad intoi-no n. The Corresponding APR lot* rated intewd you pay when you awrys tlalahce on any twswion allegory. The Ellectiva APR represents you laid irhance, dnages - Including Imsecllon lees such se cash advance and balance Venda Vase - aupeesed as a pwcamage. IMPORTANT NEWS Omaha Sisaks exclusive oter to Chase Candrnanbsnl Save 62%n dw Value CoNec", end gat FREE SHPPING. PLUS 6 FREE burped Call 1.600.960.6400. HN tam you have ¦ Chow cad end sell for s0a 46491 CDE or go td wwol.0rrehaSis6W.oonrsbianas. Block up and SAVE. Order Novi! 8493306 This Statement Is a FacsNnlle - Not an orlgklal OaOWOi FIe333MCt call x 2 24 ONAZ24 Pao.l et 0aae MAW . 35000o0M000130Ma X 2 of 161 Payment Dw Date Now Balance Peal Dus AMAW Mldrlum Payment tJQlIN10 1a,419.t0 $0.00 $27100 Aaoawd mataba?: 42BS GM 3061 IM64 Melaye.ref.eaY PayWeb: phew Earl stile... Passe vales wrs ? Pri Mves1t. Nw edelese or a emelf on Ird. 42668801306161840002730000441610000000000000003 reseal earl aaao c MARY yA ?ME?HRPUgYAN SBL4i(i P WHANIC A 17050-6970 I...III.I..1..1.1..1..11...1.1...11.1.1...11..1.1...11..11..1 CAROMEMSER SERVICE PD BOX 14153 WiLWNGTON DE 190063163 Iwd11...lilt ...lJ?u ...1 1:5000 L60 281: 2060 L 30616 L840r slate 9t.lerrlsn,O11 g 1A.ngeyeureeseuraees..rk ,z/z6ro9 -oin4no k,. CHASEo ,I?am,h Mwirm" Para",: $273.00 PaymeM Due Dale: 02118110 Adod" eaded tree..lraee IACCOLWT SUMMARY Acestalt Number: 00 001 3091 41 e011vnreney 8009-11 n Wane alb Plstlous Batrloa $9.464.94 Total Credit line $9,500 Paym t Candle 5260.00 Avaiatlo Credit $43 Fires w Charges +$179.46 Cash Access Line $9.409 Now Balance ,9.10 Available for Cash $03 Date of Ydmefnt ?n 01116 Payment Tlwet You Seconx cChk '260.00 TINA CE CMAROM Finance Charge Trarrac/on Daly Perwo6c Rale Corrasp. - Average Dally Due To Fool Aco mulatad FNIANCE Calgary 31 days in cycle APR BaAtlee Prio6le Rule SerAc* Change Fin Charge CMARDES Ptrdhws V.09093% 22.24% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances V .06093% 22.24% $0.00 $0.00 $D.00 $0.00 $000 Overdmh PrMaclion V.06093% 2224% $9,501.12 $179.46 OD-00 - $0.00 $170.46 Tolalfnence charges $179.46 Etlsodve Amuse Parcanuee Rafe (APR): 2226% Please see Inlomatbn Aboul Your AWWMI socko for balance oom 0111011 nlalwlod, grace perwod, and oral 1nWrMI NO 10n . The CanspolMng APR Is 9a tale of MWOM you pay when you tarty a balance on any Waroodon colgory The E1Ndiv?APR rWraarlayolr,Mal lln , e Barges- including lraneschon less such as cash advance and bdonco Vmdw fees - expressed as a psramage. 8493306 This Statement Is a Facsimile - Not an orlglnal 0000001 1°,68301. C1 000 N z 24 10MA14 pv.1 At own wwh l.r] o focca01owM37a1 X 80 of 161 Payment am Deft Now Balance Pao Due AnIoutt Minimum Payment OY21/t0 =6,634.76 (273.00 Stt4l6o Amourd mrlba?: 4266 SM 90816164 -- Main yar aiwak eoyame a: t2.esa cad swwm rr...wm..uauatMlao.w. Nawaelress or *r1 ? PM an bads. 426686013061618400D56ADDD0963476000000000000000 43mmzomoc L.MILL.L.L1..L.IL..LL...ILLL..N..LL..IL.IL.I AN ESPA 17060-687e CAROMEMSER SERVICE - PO BOX 16163 WILMINGTON DE 10666.6153 6.111...tll....Id.11....II..I..I.I...II..I..A.I.L11...I 1:5000 L60 281: 2060 L 306 L6 L840M slate- 8 Msaava low eseeeni a1r6N: Additional aeaho kdenne"a /.a. CHAMO caam emllyloeaI anr.vwa..fd. IACOOUKt RY Account Nuabr: 42M 66M 30811111194 Pmvlous Balance $0.415.10 Face Charged +$3x.00 imarer Chr6ed +5179.66 Now Bairn $0.634.75 OpK*V0CloakV Dais 01125/10.02)24110 Total Credit Line $6.500 Available Cr"t So Cash Maces line 56.500 Available 11or Cash so PAYMt Nf INFORMATION New 9dencs $6.634.76 Paymoni Due oats 03)21110 Minimum Pay mint Due - $666.00 Law Paymnl Wamkng: If we do not mc*m your ninintan popm byllwdate liswd abowe, you may havew payupba 536.00 late IN and yew APR. as be subject to InweaN to a nmdnLn Penny APR of 29.00L MdmumPaynw Warring: It youmeltsonly theminimum paymem eadt perloa you will pay more M WWW arid it tvs take you Iongw to pay off ytlw boarm. For sample: 0 you WOW like inlormatlon about credit couraa ing aw%icas, call 14666.797-2666. 6 you make no You will pay off iw And you will acid up addtlnai dtrgea baience Mown on paying an estimated using nix oad nd this dalement in trai o1... each rrmO you about.. Pay... Orgy the ninirmn 33 yens $27.115 PGMWI 5370 3 yam $13.326 (Saving-513.M) Important Melange: You Am Owdimtl Yom atalartlanl bdwoe aaaeda your cndt,ne. You should make a peyrnam than includes the overlim6 amomt to Oft the balance under your oradd lint. ACCOUNT ACTIVITY Dew of Tmnaadon Msr0mun Name or Tmnaacthn Desedpeon $ Arnoum 02ne LATE FEE 36.00 TOTAL FEES FOR THIS PERIOD q? $36.00 ie wa . 51 3 ww . 02/24 PU C E - .17 02124 OVERDRAFT INTEREST CHARGE 176.46 TOTAL INTEREST FOR THIS PERIOD $170.66 TIn 2010 $36.00 Told Ueereo dnrged In 20 to $179.66 Yeer4odaw totals reOw all dnrgca minus any reknda applied 10 yaw ao0dra on or asr January 31, 2010. 8493306 This Staterner3t Is a Facsirnlla - Not an original 00.0001 Fld>i3ea C 1 000 N z 24 101M¢4 Pw.1 d 2 M. lM W X3.0. ow 00000100?o 36 of 161 slog am Dow. OMM10-0212410 AacounlNu bsr: 1264164103061 slat Paps 2 012 IWITEREW EF Your Annual PWangpa PAM (APtq Is the amid hq/tlt set* on your moxm Annual Balance Accrued swence Percentage Hate (APR) Bu6)ect To Irtlereat IrMfMI Type 71 Days In Cycle In erNA Rue Charges (Arpce Purdmass 22.24%(v) $0.82 $0.17 $0.00 . Cash Adyrtcos 22.24%(v) $0.00 $0.00 $0.00 Overdraft 22.21%M W.so2.66 $176.40 $0.00 (v) -1Aadetle Rota Roses aes hlonnation About Your Account seNon for to Calculation of Below Suoea to Inwood Rate. Annual Removal Notice How to Avoid Interest on Purchases. aid otter Inponam irdortneYon, as atpfeable. 8493306 This Statement is a Facsimile - Not an oftgkul xoo00oo1 Ramoact ow N z a. 10,01o2. rq.2d2 06609 w9waver 09wo0o0010oo.34002 38 of 161 Payment Due Des NOW Balance Par Due Amount Minimum paynrrlt tDU21no 19.839.59 Ss96.oo Sen.oo Aoemnl vam bar- 412116 001 2081$184 eeyeihta: . MNa yC4ho* S.e4 elt..eeri PMasrwas arrlelea eerbeea. New atlrwe or eiwrt Prhtm hart. 42668601306161840006910000983959000000000000005 ota+t arrroa.oc 1...Ill.iota.LL.1..11...1.1....11.1.1...16.LL.d1..ll..l MARY MENRpP?IN®AN . PA 17050.8878 CARDMEMBERSERVICE PO BOX 16153 WILMINGTON DE 1080114153 1`w.III.u111.... 1.1111 n..161.11.1... 161... 0..1.1.11 ...1 1:50001660281: 2060 L 306 i 6 L840ae slate- g image yaw wawa .nose: AdOftW "Met kirnrtlon i.n. 0-IAM0 lm.?saa.99mersaa.oaa ocnvw:«0ywc aeonl...Iw:a A UNT SUMMARY Account Number: 4298 811013011116184 Pf"ous Balance $0.834.76 Fees Charged 4-538.00 Interval Charged +5165.83 New Balance 10,830.59 Ope ingiClosing Data 0225/10.03241`10 Total Credit line $0.500 AwiiYUe Credit 50 Cash Access Una $9.500 Avaitsdofr Cwh 50 PAYMENT MIFORMA N New Balance Ka30.58 Payment Dale Doss 0421/10 MininIUM Paymem Due $8(11.00 Late Psyrnrn Warring: It we do not receive your nwwnurn payrnWd by the data it" aims. you may twe to pay up to a 139.00 IM tw and your APRs eta be sublea to inrasw to a nlairnlm Penalty APR of 29.90 V . Mrdmwn Payniernl Waning: V you make oroy rm rririmrn paymam sad( Period. you we pay mare in In1~ and it vdt take you Ianw to pay off your balance. For stwtple: lt you male to You we pay ON ft And you will and up additionsIanar9 - balance shel.n on paying an sNimred uekg riffs ord and lie ahtan-din tar Of each month you about... Pay... Only It* minirwn pwffw t 33 yaw 527,745 5375 3 yew 113,809 (Savings-514,136) 8 you would like Irdwitafan about Credit counesting "Mess, call 1-886797-2086. Yaw credit card aaco nt is past due. Plww send payment immediately. Call 1-800.9568030 (col ed 1.302.584.9200) lofty. Irnprtnt Message: You M Ovo* M Your saaerasr9 beano saes. I yolr asdit Drs. You stnou ld maw a paymsri Vial includes lie merWnk amount to brtrnp Its balance under your aedk the. Total fete dwged M 2010 $78.00 Total insists dnar9ed in 2010 1346.49 Ysr4odrs tools relNa d duties minus any ralunds applied to your 111000w11 on or 11111W January 31, 2010. 8493306 This Statement Is a Facsimile - Not an original 0000m ls0 c 1 wo N Z U IOA.e. P%.1 d 2 6001, .M W 00111 We1000601000Dw1101 x 1.81.w 40 of 161 auto wMt Dow. 02/26/10 -OW24/10 Amount Nunbv: 4206 0001 3061 6104 Pogo 2 012 8493306 Your ArM*1 Perearrbp Rtla (M"Is to amuel Naerel ma n you amurn. Amur Balance Accrued Balance Peromftgo Raw (APR) 9Ajoct To Interest hMreet Type 26 Days In Cycle Into RMO Charge Charge Purchom 22.24%.(Y) 146.07 $0.77 $0.00 CaehAdvnao 22.24%(v) 10.00 10.00 50.00 Ovvwtrali 22.24%(v) 10.674.65 5165.06 $0.00 (v) - vadeble Rai Flee ee Ylirrritan About YeuMMUnt sec11 for to Calala6on Of 801nae Ort(ea lo knmM Rai. Annual Renewal NWM. Fbar to Avoid Infer" on R wdmoe. and ottar w porirrt 6tonwIlon. as Moe". This Statement Is a Facsimile - Not an origkut R ooooooe FlSlbmC1 000 to z K lam -M 1."202 Oleo MAI Obeli O31100010000e-M 42 of 161 Payment Due Date New Balance Past Due Amount Minimum Payment I 05121/10 $10,066.25 $891.00 51,218.00 Account number: 4266 8801 3061 6184 77? Make your check payable to: Ch»e Card Servlus. Please write amount enclosed. New address or e-mail? Pnnl on back 42668801306161840012180001006625000000000000004 4M3011"Z 11410C Inrlllrlululrlnlnllnrlrlnnllrlrlnriiulrlnnllnllnl MARYA MEHRPUYAN ti 35 DEVONSHIRE SO CARDMEMBER SERVICE MECHANICSBURG PA 17050-6878 PO BOX 15153 WILMINGTON DE 19866-5153 LrrIll;rrlllrrrrLlrllnrdLrLrlrlrrrll,rlr.rllr.LLllr.rl 1:50001,602131: 20601,306 L6 LOL.011e slate- IQ Manage your accountonline: Additional contact information lrom CHASE0 www.chase.comlcredikards conveniently located on reverse side ACCOUNT SUMMARY PAYMENT INFORMATION Account Number. 4266 $80130616184 New Balance 510,066.25 Previous Balance $9,839.59 Payment Due Date 05/21/10 ed r$39 00 Fees Char Minimum Payment Due $1,218.00 g Interest Charged .$187.66 New Balance $10,066.25 Opening/Closing Date OS/25/10 - 04124110 Total Credit Line $9,500 Available Credit $0 Cash Access Line $9,500 Available for Cash $0 Late Payment Warring: If we do not receive your minimum payment by the dale listed above, you may have to pay up to a S39.00 late fee and your APRs will be subject to Increase to a maximum Penalty APR of 29.99%. Minimum Payment Waning: If you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay off your balance. For example: If you would Ike Information about credit counseling services, call 1-866.797-2885. If you make no You will pay off the And you will end up additional charges balance shown on paying an estimated using this card and this statement In total of... each month you about... pay... Only the minimum 33 years $28,354 payment $387 3 years $13,923 (Savings=S14,431) The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get back on track. Call 1.800-955-8030 (collect 1-302-594-8200) today. Important Message: You Are Ovedimk! Your statement balance exceeds your credit line. You should make a payment that includes the ovedimil amount to bring the balance under your credit line. ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description $ Amount 0421 LATE FEE 39.00 TOTAL FEES FOR THIS PERIOD $39.00 0423 PURCHASE INTEREST CHARGE 10 0423 PURCHASE INTEREST CHARGE 1.50 0423 OVERDRAFT INTEREST CHARGE 186.06 TOTAL INTEREST FOR THIS PERIOD 5187.66 Total fees charged in 2010 $117.00 Total interest charged in 2010 $533.15 Year-to-dale totals reflect all charges minus any refunds applied to your account on or after January 31. 2010. INTEREST CHARGES Your Annual Percentage Rate (APR)is the annual interest rate on your account. 8493306 Annual Balance Accrued Balance Percentage Rate (APit) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Purchases 22.24%(v) 579.66 S1.50 50.00 Purchases 22.24%(v) $5.03 5010 $0.00 This Statement is a Facsimile - Not an original xm0001 Fis33338C t 000 N z 24 10,04124 Prga 1 .(2 06598 MA uA X4430 1.310000n+000a 3001 1C Address Change Request Pleasg provide Information below only if the address information on front is Incorrect. Street Address: City: State: Zip: Home Phone: es? 1i ti 8493306 Work Phone: -- --- ---- E-maN Address: L To contact us regarding your account: By Telephone: © In U.S. 1-a0U-945-2000 ' ® "Q EspFfol 141884463308 Send Inquiries to: MAN Payments to: Visit Our WebsNe: MD 1-800.955.8080 Pay by phone 1410O4367958 P.O. Box 15298 P.Q. Box 15153 www,chase.com/creditcards Outside U.S. call coned Wilmington, DE 19850-5298 Wilmington, DE 198865153 1-302-594-8200 Isbrwstbe Abel Thin Ammo CrM kg d vpberi: You may coke paymns by any d the plea Items babw. The amount d your paymrd shwdd beat food your minhnm payment due: ppN. In US. Bolus and drawn or payalk Ih"h a US. firenoH Institution or the U.& branch of a bratge fiancbl btlubn. Younmy coke pymr6 by rpdar US. and. Srdyer payment to t hr payments Afton shown a this assessment. Vow payments by mail mud mmplywith the kmbudbe on Nis mentioned. Do riot send ash. Write your Amwnt number no your chink a money and. Pay. MS eel be mmogiM by the payment coupon in the monk" P.osded wah ow11 vMbthmigh In eaabpe window, tlr uwbpe amount nonttlo con then ono payment or corpse: and the an be on simples, papa. din, l" or mnepedma kdudedwlnmymrkaymet. Nygnpaymd isnaomrdsnawb odpAymwdimeudions andbmini.Wbbbbworrydyby5110pmbsitkmdwPyaam schwam this sbbmmt, on Wei awl the payment to your Amount an at hid dry. If yaw pynwd bill uai;dw a with our Payed WVUKWM 60 111 Made 8VIMb b w dlr 5110 P.M. Mal New d the Payments address no this shipment, w will credit it to your Amount a of the nod alorir day You a" ramp paymmnobdrodnythioudr ourwbak mom notes pblmnt. Mww ncdn yon nominated regwsi on our wemib by S pm Eason Thew, w wit mM your paymwasdNetday. Nwrn.Myw nqusstafWSp.m EuWnTkA "wit ant your Payment as at the red abndar dry. II you specify a failure dab in yon request w wit aedt yam payment as d that day. For all other paynwh or for any payment type show for which yon do not blow our payment imrmdbe. a.dakgd you payments my be delayed for up to 5 days. Awn bbwn*e MpdM b CoW Im ono We my mport Information also your An owl to a s& bunts. Lam p" meant Pryndri or Ober ddaub on your Annul may he ma0 , 1 n yaw awl npNL It yon think w haw needed kemun" blarmmdw to a credit bureau, you any van to a at the dunwria address down on this statement. NotlpANmt Bonds Clock Cwmdolt When you pybyclock you auftdn Mein"' In mm lkarmtkn hoe your do* 1. make a on 4- Anrmk fund Inch. tram your man m te prmmw ihe pymd n a slew kmnc§ . Whm m um hdorewbmm Iran your dsskb coke an mbelrormkkend bamlar, treri maY b wMtamlromyew behead U smma 00 sin dry mmnalve your payment, and you win cot ra "your doom back fen Vow fwawH lde1110n. 6NIheCustomer Sella nmlmr on thin swomam t you dawn gwdies abet tbmnok Maple elation or do one wit your Payments Calbmd etnclentaly. CONN" l hymen: Any payem dock a other form of payment clan you and a for ess than ft lot below do that In marked bald In b1• or anbha a smaller r.MMbrk or that you obeowhe Idle IN AM aldadim of a dmpubd on ^ and to en to card Servles, P.O. Dam ISM Wilmington, DE 198*10411. We mown and ere rights reprdng tine payments Isla, N I Is determined coma Is no wild dbprte in N any der yak is rmaiwd at." Peter adtem, on May taapNechmd and yen will still ow myrmhip below). We my Moses to so mpl and' meh payment by nlumng N to you, o mchklp it a daroylnb L NI obw papnrmds that you oWe abed be ear b sir ngclar Primed address dean no this resonant Amn1 RNNOW Nob: N your Account Agreement has an onnual.reemearship fee and? or senior chrp for bermes or ealabBy of Vow amount, it wit be filled each year or In merntiy or quarry btabatnn This to wWa chop we mod wheaur or mkt you sea your Account, ..it you wpm to pay them wham MW. The annual Mad Mtge an non-whodable utee you W* me not you wish to cbe your woman wNb 30 drys a one b*q cyeb (wenhanar Is bas) after we prahlde the dabmnt no which the ammo 1m ordeepbbONNW&t nmtkMyoupyyamoubWWbpbshrianluL Nyoudo Wa, for a sharp bfed won one horn ammWyrch a a monthynrvbe date. yin vi no ow the bat bNed doge; Maw, prior billed Mager we wmmeMaNs and mud be paid a pad of paying your emdadkp bansse in 1V. Yam payment of ih went fee N Chan a doe not aNed our rights to don your Acramt and to Icon your ripe to make transactions on Vow Amount. M year Account Is cbnd by you a us, w win corms an know it* fwd to YNVa dope until you pay your outstanding bona In lull and Iamhnty-Aoout rddbwNp. Gbddbn d Women baymat Is Intend MIk To tlpn yew parledc Mtrrt dwoo for own blip cycle wit a deny PerI & Mds) apple, m untiedYybdam rmmail lod (4whdrlg a ent IrraMb). To We your pdibdb Herself drrgw for well bWrp syri wit a man" perbdc iri(s) mpPln, on cola the a omp day babew mend gwkdp Mundt tenedb* For an explanation of sitter methed, or quander shat e Particular inbred despite calculation on your sedromad, Panama at us al the lot Iran calker-Aa phow wmbr Idea above. We attains prboc Interest Mops, uric" the appkeble Pabrfc rates sown on this someone, sepandey, fie each feature is it, mbrw transfer Mecke and ash advrce clicks 4-check tnwaaion-), pChasL mbam bander, ash adarem, promotional b.1muse or ownrak adwoas). These abuWles my mMbkn dNennl alpota wNw 1h am perbdk new. Varbble rates wW vary with fit meant bred me tlm Prim flab (or soh kriadmOO byre AccDm Agmmn). Then b s mnrimum bitend charge of $1.50 (a such Wiwi d"ollm d In your Account Atime and) In any NIA" Cycle In wimehyoammany pedote irlmaddargmandairress. folueuhbaMobwhr, nab whence, NCAedrbmpwcllon, h Iha amdunh fond h yourAaoudAgrrmad, an mY m amaroded. Then b tbrsite wnrfssgen b d 3X d tlm US, dole murn d airy bratge lrmsclbn (or meh amount,leaned h onAemat Apramnt).. lbw b Awdd Pa mp hmbro no Purdemx W hegky wsWng prbdc nnml dnrgee on a bamadim lam, or hdaoew sharp from Iha dab it is added to your duy, mhr4 won yon Annual is paid In fdk a bmur bur in your Amernd Apmmrd. Your do dab wN be a minimum of 21 days blawkO tie cam of nun lift qeb. Yep an avob permete inherent cmlgm no new pwckw when they Ana 1M blow to a staWrwsi as described below, bill ihbdi mod a miyb mlma harden, cub Woonwav" advances. it yeanarsa Ewrrd maWysbumatntOdkckmMn p=mmand oeheapaymen tlwwwn MbybwdobewWmthhWdnm Fa fame bdwimtWddmmnlmwO not dump Polak latent a my pNOn of Nee riaw emotions that we abate rich pymeM 10. m map a 1) year awmat Wlenrent ono atrwihsi w oeoalved pymmt d the mop belmrp fcryor poobw m mod dahmo bythodam rW lame b M kmo Pay real was do OR 2) Wd Dm NXIN banned her your plalow montAh slemnt mt2rs N you hear a belrra other him a pwetw brisse tnd tlr below swim a hWw pwbade Hind n%, you may not be ebb to nod Prbde bderM emotes m new machines Iyou do not pry yaw baler- In td asch mom, brew wegeeraly annow paymrelsfrst to Nr Inherent wbh the Iiprsi public Wand rate. WW To Dm N Yn Thimt Yam FM A Mrim On rim 10r d It you Oft than Is an anion on yaw dammed, web to w no a separate fwd d Customer SNOM PO. Box ISM Willmh oq OF 19 5299: In your May gat wllr blowkq Hermibn • Account Information: Your Mom and Account ..be, • Doer orb The doter amen of the swpeded era. • Description of Problem "you iNattibm In anreron your 1411, desabe when you mteve b wrong o dwhy you bebw Ilia mamma. You mud comad w wNNn 90 daye aRr the area appall m youram-1. You mud Minty w dry potential anon In wwtlp. You may ab us, Put I you do w are not refuhed to Inwdtgete ay prinlH arm. rid you my he" to lay in. amour M gwedon. While w knasitete vArUr or not lode ties been an a r r, the following an true • We caned try Iscolot the amount to kprdion, or report you a delinquent an that amount. • The dmlge In question my remain on your s ammem, and m may continue b charge you hired on Ihat mint SK N w determine #0 on made a mbtahe, you well not have to pay the amount in Maranon or any Interest or other lea nhla I. that mum. • Wel you do not ova to pay Ida amount In question, you an resporenle for the nmMdr of your mime. • We an only any copal amut paint yew credit $.A Yaw llplb N Yom Am 0bmbded Win Yaw CmM Card purchases it yen am dissatisfied with the goods or maintain laid you Imew Purchased we yaw credit and. and you Mm tried In good rim to cored the emblem with Ike mercMt, you may hawe1M right Palm pay the rsrimtnip amount due no the pnmham. To ua this right, al .10. bowing mud be Ins: 1. The purchase mum him bean made In your ham web or within 190 mks of yore ono rmNMg dtass, and On pureham prim nowt have ben Mom than $50. tide: Ndhd or floe am neaewy b your purchase we based on in advrtlpmentw mfbd b you, or low own be mmprrylhtsald you the goods or srykea.) 2. You end hew and your =0 cud for the "wow. Purchases; made wear cab edmnes from to ATM or with a Meek that reason Vow ere* and Amount do o tally. 3. You out not yet haw fury paid for the "rms. bid! d the coeds show am cot and you we dB dbaested with The Purchase. wramel us in wining d Customer Serv ee, P.O. so ISM WAmingbn, DE 19 NKI-5299: With w la staae, the some rubs appy loth dkpu d amours sdocument above. ANr w fnkh our leedi8atbn, we wed td you our dedsbri. N Nr paw. I we tea you owe an amowt and you do nor pry we may used you as debnqumt MA12C2009 Statement Dale: 03/25/10 - 04/24/10 Account Number. 4266 8801 3061 6184 Page 2 of 2 INTEREST CHARGES CONTINUED Your Annual'Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Cash Advances 22.24% (v) $0.00 $0.00 $0.00 Cash Advances 2124% (v) $0.00 $0.00 $0.00 Overdrafts 22.24% (v) $9,850.41 $186.06 SO.00 (v) = Variable Rate Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to Avoid Interest on Purchases, and other Important information, as applicable. 8493306 This Statement is a Facsimile - Not an original X 0000001 F1933338 1, 000 N Z 24 10,94;24 Maee2 af2 05598 MA Mn 1-30 113100000+0004443002 A - s i? s i 8493306 Pupwaid Oua Date Now Selma Pal Due Amount Mh*mmh Paym*M 66ri1no =faa6e2s teat oo $l,maoo Account number: 47 6 GM 30010184 ' 1Mal goer earl payoWte: Ca11e t;ard 8w1ri11e. writs anvxw Naw eeWress r ema114 PM1e on back. 426688013061618400121800074006625000000000000004 4/40eaaa I uato c 3?In1?RY A MENRpP?UgYAN MECWIDMIC88UR13 PA 17050.6676 1...111-IIl.A.1.11....11..11.1.1...11.11...llk.1.611...I I...111.1..1. ki.1.ll..i1.4.1.1....Il.l.l...lilel.i..li..ll..l CAROMEMSER SERVICE PC BOX IS163 WILMINGTON DE 16686-6153 1:5000 L60 281: 2060 L 306 L 6 L840r slate- B Mwe" yw asewnd maim Add*WA oenttd Mlemrtten 6848 O45EO a1OL?f.00 amverietyloeeIW onneveresdde ACOOUNT SUMMARY Account Number: 4266 6601 3061 61 M Prevloua Belence $6,338.50 Feea Charged x.$30.00 Interest Charged +$197.66 Nw Scum $10.065.25 Op6rirgXit sing Date 03/25110 - 0184110 ToW Credit L)ne .. $6.500 AvWMU* Credit $0 Cash Acom Line $6,600 Available for Cash $0 PAY INFORMATION Nw Balance ' $11066.25 Paynant Due Dade 0641/10 Mkhimum Paynrnt Due $1,218.00 Lab Payment Warning: 0 we do not me" your nlirkmirn paynant by the dale Istd above. you may lave to pay up b a 836.00 late be and you APR& wa be subject to Increase to a Metsimrrn Penalty APR o128.90%. Mlnlmrun Payment Wanting: It you make only the mWrwxn payment each prod, you will pay mrs in Interest and h. we 00 you longer 10 payoff your balance. Fr sample. h you make no You wN pay o8 Me And you will and ed additional charges balance allown on psyMg an estimated using hiscard and Via Nato md in total 01 each rn0n01 you about.. Pay... Orly he marh{Iiarn Pay -" 33 yens $26.364 $367 3 years $13,023 (Sevinpa$14,431) h you would like Intonation about credit counseling sw*c4 ,all 1-066.707-2086. The charge privileges an you credh card account have boon ravdM. You no longer have the ability b um you credit card account for purchases. We con help you gel beck on rarh Cut 1.604865.9030 (Collect 1.302364.6200) today. Importrn Measage: You Are OvedirM Your &U*rmM balance eaoeeds your erect line. You should r1Ww a payrrsm the includes he overi'mll amount to brig he balance under your credit hnoL 9i + Told lees claryed In 2010 $117.00 Told inlaraai ed M 2010 33.16 , Yer40rlate areaecl all charges, rNma any rskhds applied to your amount on or a9r January 31, 2010. IMMIRESTCHAROM Your Annual Percentage Rate (APMia iha arnuai imroettoo on your account. ArwKW Balance Accrued 8493306 Byp Raft (APR) "'x a e tR r interest ; 31 D In"re H atte Cla rq?e y: In Cycle PVdfa/es 22.Z4% (%f) $76.69 $tso $0.00 Phrdhasas 22.24%(h $5.03 $0.10 $0.00 This Statement Is it Famlmlle - Not an odghul 0000001 FWOaic1 000 N L 24 104*04 ?a0.102 01001 W-4 11M000 1000a4..ppi z 158 Of 161 Staternne Dale: 03WO-0424110 Aoea m Nuntm: 4266 6601 3061 616 Pepe 2 d 2 M1T OOtITW D YourAnnual P4rearnsle Rate (APMls ft wart kttaeal rate an your acoant Annual wume Accrued Dalnee Pereor"W Rar(AP7t) Subject To interest InUrsst Type 31.DepInCycle kHerNrRate Chatyr Chw2m - Cash Advances 22.24%(v) - $0.00 10.00 $0.00 Cash Advances 2224%(v) 10.00 10.00 $0.00 Owrdratd 22.24-A M $6,660.41 $166.06 $0.00 (v) - varrabte Rue Rear aft h*mwkn About Your Account eectl, br the Cdaldin of Sdance Stgsc to InMroM PMW. Annud Ramwd Notice, Hum 10 Avow Warset an Purdmes, and ohr enportnt Mdormtlbn, as aMlc6ble- 8493306 This StaterrmA Is a Facsimib - Nat an oe iykml . X 00000a1 cteeara C I 000 M Z a. 106 Pp 2 W 2 riff MA WA 44470 1121000001 WOIK2a02 i k, s 160 of 161 Pay no t Ow Dome Now Balance Pal Die Amount Minknum Payrrm- ttv2lno $topes.zs $1,z16.oo $1,416.00 Aaoaatl taenb?r: 42M Mot 3081 0184 • latlryw ohs*palwoto: Ohw cd oeOlaee. PteasewrleammuterMoe L Naw adOrs 1 or deep P.M on tom. 42668801306161840014140001006625000000000000001 w Ma VAIGO M AppREEYyAppM E H RppPEEWgg A N VECHAA6CS?Bt1Rl'.i PA 17060.6676 I...Ill...III....LLII....IL.L.IJ...IL.1...R..LL16..1 I...111.1..1..1. I..I..I I...I.1....11.1.1...11..I.I...I I. ? I I..1 CARDME6IBER SERVICE PO BOX 16163 WRMINf3TON DE 19666-6153 1:5000 LGO 281. 2060 L 306 L6 Li840w Slate- H alaeap yen etowm amerce: Addl ived eecree kd reaece k- 04ASEO cormar ionly located on warty side ACCOUNT SUMMARY Account Numb6r: 4266 eefll 3061 6161 Prwdonb Balance =10.066.26 New Brwnaa $10.066.25 OperingOoalng Dots 0425/10 - 064010 TOW Crud" Who $9,500 Avakdo Cradil $0 Cash Aces Un a $9.500 AWkdolor Cash $0 PAYMENT INFORMATION Now Balance $10.056.25 Paynwa Due 0216 064140 Mnkmm Paymnt Due $1,419.00 late Paym a Warning: M w6 do nol rec" your rnbirnrn po me2 by the daft kwd above, you may fwve loply up b ¦ 139.00 Ia1a tee wnd Mr APRs w0 be wbica to kola to ¦ rrasdrnrn Penally APR of 29.99% You broml made the rec*W pyno. and you cod l cord exam is 90 days pM dug. M a malts, you aedt tarty may be updmed whh a negative M64 PIe2s arc your prymam immedafty or tap us all-M-065-0030 (mead! 1.302.694-MM belay Importnt Meaeage: You M Ov~ Your stawnam balance eKc"& you crest We. Ycu 9Wd malty a Payer flat i duds the DVWWM wraun to WV the behnee under you amM fine. F I N hs chM0d N 2010 $111.00 . inlareal dmvgod in 2010 $533.16 Yw4D409 totals Meet al duro" minus any rahrld2 "ad to you aaeouM on or 66er Jewry 31, 2010. INTER CH ARGES Your Annual Percentage Raft (APlala th annu2l Imerso roe on your wcount. - Annual Valence Accrued Branco Percentage Rare (APR) Subject To Interest Into TYPO 30 DWo It Cyde Irrwreat Raw Charges Chug" Purchmom 22,24%M $0.00 $0.00 $0.00 Purchases 22.24%M $0.00 $0.00 $0.00 Cash Advances 22.24%(y $0.00 $0.00 SO.00 Cobh Advanon 22.24%M $0.00 50.00 10.00 Overdrafts 22.24%M $0.00 $0.00 $0.00 (V) - Varlade Raw Meoro tas Mdonalln About You Aarova secdn for She Calade9n of Balance Sutlect to ktwsal Rale, Annual Rnr W Nofke Haw b Avoid Imweal on Purdlasaa. and Ow hgMvnt irdom idon, as applkad*. 8493306 This Statement Is a Fsesimlle - Not on originol 000.OD? FM111wC1 000 r 9 2• luOSea i'?11 a1 oww t?115/090p0 IN10ppa010t00lweq x 34 of 161 Prymsnt Dw Doe Now Bdnas PM Due AnroLAM Mlrarnunt Payrnnt 07RIy10 $t0A8935 =1.419.00 $1,1b2Q00 AortarkrRMrtb9r:12BeeBe1 3001 MM . tW?ysaresedr peyeMeb: tTnw Card Sergas. PYsenwat enrerwa nrbeed. Nw address a s,Mtl Print on bedt. 42665601306161640016200001006625000000000000007 awashtlmoo MARY A MEHRppP??U,ggYAN ?HANI BURCLPA 17050.8670 I I I II....IJ.il.., d1#.1..1.1...161...IL.L1.11...I CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 196663153 t:50D0 L60 28t: 2D6D i 3D6 i6 i134Da' slate- 8 Alaeye yew een.urw aria.: Adslllenal sarasal ederaA9en 5arr. 04AMO 1m moa.9omt?FaNda con,ardardylocoad ort mom side JACWLMT SUMMARY Account Ntaabw: 42M 11991 3061 9188 Pmwoti Balance $10,08635 Now Balance $10,066.25 OpeoYnBlCbung Date OSd25F10. 0"4110 Total Credh Una 1119.500 Available Credit s0 Cash Access Line $9,Soo Available tar Cash s0 PAYMENT INFO MATION Now Balenoa =10.066.25 Paynwm Due Data 0721/10 MMid,m Paynrnl Dud $1.620.00 Late Paymun Warning: N we do not Mosiwe yam mW"I un papnert by fm dole Isleal abov, you may, Mare go $39.W Yfe lee end yar APRs will be KMOO 10 n ev a es to rtnardr am Pertly APR 0129.00% n not loo We to resolve osaut da ndng balance on your cedt card account We haw a wby of paymarN opd" rile may be . ngM for you Cab 138x792-7547 (CO9aa 1-302-5"-MM) today. ImporNM Nissugs: You Are Ovedkri! your 8, isnas balms wceeds you oedt W. You MOM nwMa a paynrre this includes 1110 ovsdlmt wnou+l to bring »e balance under your credit ice. Totaltees darrgedn 2010 $117.00 Total irdwaal Charged n 2010 $833.15 YOW40 00 laws relictNcharges Mms,anynhrAb appled to your accounl on or filer January 31.2010. liffrEIMTCHAR OM Your Anrwal Pereensge Rule (APR) is to enual Inter el rear on you aeo0w. Annual Balance Accrued Seines Pereerttaga Rata (APR) Suwd To Intarsat leveed Type 31 Days In Cycle Interest Rai Charges Charges PLIPch s 22.24%(v) $0.00 $MD0 $0.00 Ptrdnesae 22.24%(V) $0.00 $0.00 $0.00 CMh Adrdnoas - 22.24%(N $0A0 $0.00 som Cash Advances - 22.24%(V $0.00 $0.00 $0.00 Overdraft 22.24%(Y) $0.00 $0.00 $0.00 (v) + Variable Ride Pleats ass Morrison Mat You Account "ion for to CdoAdan o1 Balance Subject b Interest Rate. Annual Ranwd Haft*. How to Avoid Merest on Pudnsse. and otlw i rWnt i/dtmMfOn. of appiiotle. 8493306 This Statement Is a Facsimile - Not an orighul tDOM F"MMMCl ON V e 24 t6C.e1 pwidt oaii WM 0=2 'rMoo00ehr,oooawaor 100 of 161 Prymsnt Des Dab New Balance Par Due AM M Minimum lon"or t tar2lno $toAes.2s $1,6zo.ao $1,B21.ao AleawM 11owdee d 413M e3M 3BM 0184 . Mls yorebedr peywetw CAue ON Ssrvless. PMes Awae alrohnt eeclossd: Now address or oinslT Prim an beck. 42668801306161840016210001006625000000000000004 1IM70N effollec MARY A MEHRPUYAN 36 DEVONSI. BO MECHANICSB PA 17060-0676 Ir..III...III....I.I.N....11..1..1.1...11..1...16d.1.0?..1 Irr.u111.rrr11.1.11.1u.1aar.,rua.6wn111rl.,arr1a11r CAROMEMSER SERVICE PO 80X16153 WILANNOTON DE 16666.6163 1:5000 L60 281: 20601306 16 i840M slate- 9 Mwwp your WOaant onam: A"Mftrl noted kdwm don Am 04ASE0 altttxdtaM.mfg corlndw6yloalod w mow" sa 1ACCOUNT SUMMARY Account NwMw: 4266 SM7 7061 0184 Previous Balance $10,066.26 Now Balance $10.066.26 Op@nWv Cb" Drs OW25110. 0744110 Tad Credit Une $4.500 AvaibU* Credit $0 Cash Aceeas Lim $6.600 AvailOblefr Cash so PAYIV?NT INFORMATION Now Bdana 510,066.26 Peyrnxa Due Dale 0641110 WAmum Paynunt Due $1,821.00 Late Payment Warning: H we do not receive you tlArirthun payment by the daft lsted above- you may have, 10 pry UP b a $38.00 Iaft fes and your APRs wtil be aut440 W Increase to a rra irnurn Pendly APR of 20.901E You haven't made he required payrlME and your credt card adedusll is 160 days pod due. You con Wf tum things round. Call us today at i-6Ba-782-7647 (deflect 1-302484-020(1) s0 that we an lhd a solution for your Wuefon. Wpm to. Aline : You Are Ovw inM Yaw slatsrn M balance stands your uedh Me. You should rmka a peyrrant lhat includes the o *nk 01110um 10 brfng he balance under your credit the. This account is dosed and not ovdlatle for now bamaelons. $ there laa balance pisaw con*" fa make paymwhft by the due date. Tour loos ctharyed In 2010 .? fnaoo Told Intsreal charged in 2010 3633.15 Yor404ale lows romea all Charges mhtus any rMUMe applied to your aoooum on or after January 31. 2010. 8493306 R T CH 13ES Your Annual Perar"age RWe(APhgft the annual irserest rate on your account. Amuck Balance Accrued Balance Perantaga Rafe (APR) Subject To IMereal Interest Type 30 Days In Cycle Imereal Roo Melrose, Chwpa Purdmes 22.24%(v) $0.00 $0.00 $0.00 Purchases 22.24%(v) $0.00 $0.00 SD.M Cash Advances 22.24%(v) $0.00 $0.00 80.00 Brans ranter 22.24%M $000 $0.00 $0.00 ovwdmfw 22.24%(y $0,00 $0.00 $0,00 OvaMrehe 22.24%M $0.00 $0.00 80.00 (Vi. Venable Rae Plow WE hdonTabon About Your Aaaunt section for the Calculation of Balance 1lutlect 10 Inter" Bale. Annual Renewal Nuke How to Avoid Interest on Purchena, and otter important irdorrmtor% as a0cable. This Statement is a Facsimile - Not an odgtnal X Ca0mp1 Pw3113eCl ON Y a 34 /away Py.1 at Oman MAMA 11317 2WOOMwa001134M 114 of 161 Payreert/ Cut Oast Nets Balance Past Ow Amour MMaurn Paynan w2tno iloAeazs 91,e2t.po $2.ozzog Aoealrtl tuawfbar: l lss INOt Bost st64 - ?--? WMs yea eMOk PrysMe b: eksse cer?f 6enwteee. N fievewddr ire errant or srdbes ees ?msi4 Print on beck. 4266aDOI3061LI640020220001006625000000000000000 MVApR?Y A MEHRgPEUgYgAN MECN MC?SBURD PA 17050-8170 Ir..Illrr.Ill.r..I.IrN r..rli..ir.l.lr..lir.ir.r Ur rl.ktir..l L.rlllrlnluLluL•Ilrnlrlunllai.Lerlinlriurllulinl _ CAROMEMBER SERVICE PO BOX 10163 WILMINGTON DE 1911a0.5153 450001,60281: 2060 L 306 L 6 L840ee V I ate 8 Mensp yoursessunt No": Afd*NW .what I fensallea 6on4 MO ysltlt?t.CO twr#wiw* bcNed osry"M rids ACIDDUUT SUMMMY Account Nfaabar: 4209 GM 30q 6194 Previous Balance $10,066.26 New Balatce $10,066.25 OperingiCloshy Doe 0712Y10 - OW4110 Tolr Credal Une $9.600 Available Credit so Cash Access Lin $9.600 Awlhdefor Cash $0 PAYMFNT INFORMATION Now Balance $10.066.26 Ps"wrt Due Dale 0921/10 M{nbrsan Paynnrd Due $2.022.00 4M Papow" Warning: B we do nat receive your iiNrnrm paynyrli by ate dab fated above, you mty haw 10 lay a Me lee d up to $36.00 and you APRawO be wAO0 to Increase to ¦ rvandrrsan Pw" APR of 20.991k TM ouistardng balano on you arsdif cad socoum is scheduled to be wd0en of an a tad dad sftoAy. As • rea21, your andt bur wla betpdatsd wlW • regal oe rasing 9ns Could 16111 for uPto asvan Y"M We on aft haipt hA you need b d us now st 1.000-792.7617 (CONd 1-302-5"-8200). Important Message: You Are OwMnsO Your owwrient balenos exceeds yaw c5edt ens. You shored mslu a poyrnerd that includes rid overfilna amount to brirg 1116 bsiance under your undil Nis. Tiis acoourd is dosed and not svaNsde for new transt:yons, a etas Is a balance pissed contnus to rnske prp1 wds by fins due date. ToW lees d,argW h 2090 $117.00 TOW idtereet charged In 2010 y_ s633.15 Yer-10-d- tote re0e0 M charges mkus any rehnds eppred to you scmurd on or a0er Jeremy 31, 2010. R QE8 Your Annual PercentaBt Raw (APMIs, the annual Werest raM on you account. Annual Balance Accrued Balance Peroentage Rats (APR) Singed TO Intareof YnisrM Typo 31 Drys h Cycle bvkwest new Chergaa Charges Pudtaaes 22.24%M $0.00 $0.00 $0.00 Purchases 22.24%M $0.00 $0.00 $0.0p CashAdvenos 22206M $0,00 $0.00 $0.00 Balance trrnsly 22 24%M $000 $0.00 $0.00 Overdrafts 22.24%M 90.00 $0.00 $0.00 Overdrafts 22.24%M $0.00 $0.00 $OAO (v) . Variable Rate Plsese we Won. n About You Amount section for the Calclleaon of Belence Sutied to Irtereal Rats, Annual Renewal Notice. How to Avoid Interval an Purchases, snd other inportatt ydarnwion, as appfiabfe. 8493306 This Statement is a facsimile - Not an original doom Fbaam CI we w e 2. la"" P>0., 0, 060 IMW09,a goer uaanmooooen.a x 120 Of 161 Cardmember Agreement CMA12762 ACCEPTANCE OFTHIS AGREEMENT This iiyeement-governs your credit card account with us referenced on the card carrier contsming the card lot this account. Anyuse o1 your account k covered bythit agreement Please read the entire agreement and keep it for your records. You aulpbrite us to pay for and charge your account for an transactions made on your AccatM. You promise to pay us for all Iransactions made on your account as well as, anyfees orOnance charges. H this is a joint account, each of you, together and individually, is responsible for paving ell amounts owed, even-if the account Is used by only one of you. We may require that you pay the full amount owed without first asking the other personlsj to pay. Please signihe back of your card when you recelva iL You will be bound by this agreement it you or anyone authorized by you use your account for any purpose, even it you don't sign your card. Whether you use your account or nokyou will be bound by this agreemerd unless you cancel your account within 30 days alter reteiving your card and you have not used your account for any purpose. Throughout this agreement, the "ids 'We", 'ua and'ous' mean Chase Bank USA, N.A., the issuer of your credit tard and eccounL The words you ;'you' and -yours moan all persons responsible for complying with this agreament,inctudkrg the person who applied for the.accouni and the person to whom we address billing statements, as wall as any parson who agrees to be liable on the account. The word-cud' means one or more cards or other access devices, such as atcount numbers, that we have issued to permit you to obtain credit under this agreement. USING YOUR ACCOUNT Your account is a consumer account and shag be used only for personal, faulty or household purposes. Unless we agree or it is required by law, we will not be responsible for merchandise or services purchased or teased through use of your account. You promise to use your account only for valid and lawful transactions. for example, intsmat gambling may be illegal in some places. It is not our responsibility to make sure that you use your account only lot permissible transactions, and you will remain responsible for paying for a transaction even if it is not permissibloot contemplated under this agreement. Types of Transactions: • Purchases: You may use your card to pay for goods or services. • Chocks: We may provide you cash advance checks or balance transfer checks as a way to use your atcount. We also refer to them in this agreement as a shack or thocks. You may use a check to pay for goods or services, to transfer balances to your account, or for other uses we allow. Stu you may not use these checks to transfer balances to this account from other accounts with us or spy of cur related companies. Only the person whose name is printed on the check may sign the chock Cash advance checks art treated as cash advances and balance transfer checks are treated as balance transfers except as noted in this agreement or any offer we make to you. We may treat checks that we tag convePlant a checks as balance transfer chocks. However, checks that we can comtenitric a checks and that we indicated to you are subject to the terms for cash advances, may be treated as cash advances and assessed cash adventa ratea and fees. • BataeenTraasfers:You maylransfatbsianccrlromotharacsountsotloanswithother account, or other balance transfers we allow, But you may not transfer bsUnees le flans aecoun r of our related companies. If a portion of a requested balance transfer will exceed your available credit fine, we may process a partial befnce transfer up to your available credit tine. • Cask Advances: You may use your card to get cash from automatic ithermachfnes, or from financial institutions accepting the card; or to obtain travelers checks, foreign currency, money orders, wire transfers or similaressh•liks charges; brio obtain lonery tickets, casino gaming chips, race track wagers or for similar betting transactions. You mayalso use a third party servic a to make a payment on your behalf and bill the payment to this account • Overdraft Advances: It you have an eligible checking account with one of our related banks, you may link this atcount to your checking account with our related bank to cover on overdraft on that checking account under the terms of this agreement and your chatking account agreement. Billing Cycle. inarder to manage your account, we divide time into periods calfed'billing cycles; Each billing cycle is approximatelyaae npcnlh in lerigih For each caleodar month, your account will have a billing cycle that ends in that mordh. Your account will have a billing cycle ending in each calendar month whether or pot there is a billing statement for that billing cycle. Authorized Users: H you allow someone to use your account, that person will be an authorized user. Yoainay request an additional card for use by an authorized user on your account, n you do so, this account may appear on the credit report of that authorized user. You should thirst carefully before allowing anyone to become an authorized user because you are allowing that person to use the account as you can. You will remain responsible forthe use of your account and each card issued onyPUr s ccount according to the terms of this agreement. This includes your responsibility for paying all chetges on your account made by an authorized user. You must notify us to terminate an authorized user's permission to use your account, if you notify us, we may close the account antler issue a new card orcards with a different account Rumbec You should also recover and destroy any cards, checks or any other means of access to your account from that authorized user. Credit 13no. Your a,edit fine appears on your billing statements. We may also refer to the credit One as a credit limit Your bung statement may also show that only a portion of your credit line may be used for cash advances. Cash advances, including cash advance checks, are charged against the cash advance portion of your credit line, and an other transacfons are charged against your credit line. You are responsible for keeping track Paget of 6 of your account balance, including any fees and finance charges, and making sure a remains below your credit One. If your account balance k over your tredk Ona for any reason, we may charge you an overt Ise as described In this agreement We may, but are not required to, authirrhe charges that go over your credit One. You must pay any amount over your credit One, and you must pay us immediately it we ask you to. This agreement applies to any balance on your account, including any balance over your credit line. Atour discretion, we may increase, reduce, or cancel your credit fare, or the cash advance portion of your credit fine, at any time, However, it you have asked us not to do so, we wiflnotincresse your credit lint. A change to your credit One will not affect your obligation to pay us. inlernational Transactions: International transactions Include spry transaction that you make in a foreign currency or that you make outside of the United Stares of Americs even H is is made in U.S, dollars. It you make a transaetion in a foreign currency, Visa international or MasterCard International, inc., will convert the transaction into U.S. dollars by using As respective currency conversion procedures. The exchange rate each entity uses to convert currency is a rate that it selects either from the range of rates available in the wholesale currency markets for the applicable processing date (which tats may vary from The rate the respective entity itself ractives), or the government-maridaled rate in effect on the applicabieprocessing dale.The rate in affect an the applicable processing date may differ from the rate on the data you used Vow card or account. We reserve the right to charge you an addlronal3% of the U .S. dollar amount of any international transaction, whether that trensoctlon was originally made in U.S. dollars or was made in another currency and converted to U.S. dollars by 14sa or MasterCard in tither case, the 3% will be calculated on the U.S. dollar amount provided to us by that entity. The same process and charges may apply if any international tramsaition is reversed. Refusal toAuthorhe Transactions, We may, but are not required to, decline a transaction on your account for any of the following reasons: • because of operational considerations, • because your account is in default, • owe suspect fraudulent or unlawful 0tlivity or, • in our discretion, for any other reason. We are not responsible for any losses it a transaction on your account Is declined for any reason, either by us or a third party, even if you have sufficient credit available. For online transactions, we may require -that you register your account with an authorization system that we select We win WHY you if we want you to register. if you do not register, we may decline your online transactions, Refasalto PsyChecks: Each check you write is your request for funds. When we receive a check for payment, we may review your account to decide whether to authorize that check We may, but are not required to, reject and return unpaid a check for any reason, Including the lolkowfng examples; • We or one of our related companies is the payee en the check • Your credltfine orcash advance portion of your credit fine has been exceeded, orwould be.exceeded$wepaid the check. • The check is post-dated. H a post-dated check is paid, resulting in another check being returned or not paid, we are not responsible. • You have used the check after the data specified on d. • You are in default or would be if we paid the check Lost orSia n sr R or other means to access your account is lost or stolen, or you [lank someone used or may use them without your permission, you must notify vs at once by calling the Cardmember Service telephone number shown on your card or billing statement. Do not use your account slier you notify us, even R your card, check, account number or other means to access your account Is found or returned. We may terminate or suspend your credit privileges when you notify us of any loss, theft of unauthoehed use related to your accotrnt, You may be liable if there is unauthorized use of your a ccount from which you receive no benefit' but you will not be Habit for mote than $50.00 of such transactions, and you will not be Gable for any such transactions made alter you notify us of the loss, theft or unauthorized use. However, you must identify for us the unauthorized charges from which you received no benefit. We may require you On provide us information in writing to help us find out what happened, We may also require you to comply with censin procedures in connection wish our tovestigelium. PAYMENTS Payment instructions: Your billing statement and accompanying envelope include instructions you must ionow tot making payments and sets forth the date and Pura by which we must receive the payment. You agree to pay us amounts you owe in U.S. dollars drawn on funds on deposit in a U.S. Unsocial institution or the U.S- branch of a foreign financial institution using it payment check money order or automatic debit that WON be processed or honored by your Unsnckil institution. We win not accept cash Payments. your total available credit may not be restored for up to 15 days slier we receive your psymert. Any payment check or other form of payment which you send to us for less than the full balance that is marked `paid in fufr or witha similar natation or that you otherwise tender in full safulaciion of a disputed amount (conditional psymerasj, must be sentto us at the conditional payments address listed on your monthly statement, We reserve an our rights regarding such payments. For example, H it is determined there is no valid dispute or N any such payment is received at any other address, we may accept the payment and you will $tiff owe any remaining balanta. We may refuse to ate any such payment by returning it to you, not cashing it or by destroying It. An other Payments that you make should be sent to the regular payment address shown on your R"1s. We reserve the right to electronically collect your eligible-psyment checks, at first presentment and any represeorttent,from the bank account on which the check is drawn. Our iecelpt of your payment checks Is your authorization for us to collect the amount of the check electronically, or, if needed, by a draft drawn against the ba nkoccount, Payment checks laid be collected electronically by sending the check amount along with the check, routing and account numbers to your boor. Your bank account may be debited as early as the some day we receive your payment. The original payment check will be destroyed and an image will be maintained in our records. Minimum Payment: You agree to pay at least the mmirouni payment due, as shown on your billing statement, to that we receive 0 by the date and Nina payment is due, You msypay more than the minimum payment due sad may pay the full amount you owe us at any time, 11 you have a balance that is subject to finance charges, the sooner youpayus, tha lessyouwifl payin linance charges because finance charges sccrut on your balance each day, Your billing statement shows your beginning balance and your ending balance (the "New Balance' on your billing statement). N the New Balance is S10A0 or less, your minimum payment due will be the New Balance, Otherwise, R will be the largest of the following: SiO.Ok 2% of the New Balance; or the sum of I % of the Now Balance, total billedperi4dic rote finance charges, and any bided tale snd overrunk tees. As part of the minlinum payment due, we also add any amount pest due and any amount over your credit line. Payment Allocation: You agree that we are authorized to allocate your payments and credits in a way That is most favorable to by convenient for us. For example, you authorize us to apply your payments and credits to balances with lower APRs Isuch as promotional APRs) before balances with higher APRs. Credit Balances;: You may request a refund of a credit balance at any time. We may reduce the amount of anycredit balance by the amount of new charges offers billed to your account. Automatic Charges: You may authorize a third party to automatically charge your account for repeat transactions flat example, monthly utility charges, memberships and Insurance premiums). H automatic charges are stopped for any reason f including because your account is closed or suspended for any reason) or your account number changes, you are responsible for notifyingsbe biller snd paying these charges directly. if your account number changes, we may, but era not required to, pay from your new account number charges that you authorized taba bdisdtoyour old account number. Promalians; From time to time we may offer special terms for your account if we do, we will notify you about the terms of the offer and how long they will be In effect. Any promotion Is subject to the terms of this agreement, as modified by the promotional offer. FINANCE CHARGES Daily Periodic Rates and Annual Percentage Rates: Your sanual percentage nets CAPRs•J andthe corresponding daily periodic rates aft listed *nth* Rates and Feet Table that is at the end of this document or provided separately. To get the daily periodic rate we divide the APR by 365, and in effect always round up at the rihh plats to the right of the decimal point. In the Prune Rate, When you have on APR drat vs s vn Rate, we calculate the APR by adding a margin to the Prime Rah published in The Well StreerJournaltwo business days belare the Closing Date sbown on your bitting statement. The 'Prime Role' is the highest (U.S.) Prime Rats published in the Money Rates section of The Wall StreerJournal, H The WIII StreerJoumalstops publishing the Prime Rate, we will select a similar reference rate and inform you on your billing statement of through a separate notice. A'msrg',ri Is the percentage we add to the Prime Rate to calculate the APR. A "business day' is any day that is not a weekend or federal holiday. The Rates and Fees Table shows which tales, it any, are variable rates, it also alts the margin for each variable rate and any minimum daily periodic rate and corresponding APR. Two business days before the Closing Date shown on your billing statement, we see what the Prime Rats Is. We then add the applicable margin to that Prime Rate to get the APR. The daily periodic rata is calctdsted as described above, 11 our calculation results in a change to a dolly periodic rate Irom thepievious bfifmg cycle because the Prime Rate has changed, the new rate will apply as of the first day of your biting cycle that ends in the calendar month In which we made the calculation. lithe dailyperiodic rate increases, you willhave to pay a higher periodic finance charge and may have to pay a higher minimum payment. Default Rates: Your APRs also may very if you are in default under this agreement or any other agreement you have with us or any of our related companies for any of rite folfovprig reoseW .> . • We do not receive, lot arty payment that is owed an this account or any other account or loan with us, at least the minimum payment due by the date and time due. • You exceed your credit One on this account. • You make a payment to us that is not honored byyour bank. If an of these events occurs, we may increase the APRs lincluding any promotional A sUon an balances (excluding overdraft advances) up to a maximum of the daisuh rate stated in the Rates and Fees Table, We may consider the following factors to determine your default rate: the length of time your account has been open, the existerice, seriousness and timing of the defaults on your account; other indications of your account usels end performance; information about your other relationships with us or any of our related companies; and Information we obtain from consumer credit reports obtained from credit bureaus. The default rate will take affect as of the first day of the billing cycle in which the default occurs. If we decide not to increase your APR even though there is a ddauk or if we do not Increase your APR up to the maximum default rate stated in the Rates and Fees Table, we reserve our rght to increase your APR in the event of any future default. We may In our discretion determine to charge reduced default rates or reinstate standard rates for ad or selected balances on your account. Finance Charge Colcvlatios - Average Daily Salence Method fintluding New Traasoctmrtsk We calculate periodic finance charges separately for each balance associrtedwith a different category of tansactions(fo(example, purchases, balance transfers, balance transfer dhecks, cash advances, cash advance checks, overdraft advances, and each prommioa). These calculations may combine diffenet categories with the same daily periodic rates. This is how it works: We calculate periodic finance charges lot purchases. balance transfers, balance transfer checks, cash advances, Bash advance checks, and overdraft advances by multiplying the daily balance for each of those categories by the daily periodic rate for sash of those categories, each day, You may have overdraft advances aniy is you have Finked this account to a checking account with one of our related banks, We calculate the periodic finance charges lorpurchases, balance transfers, balance transfer checks, cash advances, and cash advance checks subisetto a promotional rate the came way, but we use the promotional rate. To get the daily balance for each day for each category: • We take the beginning balance for that day. • We add to that balance any new transactions, toes, other charges, and debit adjustments that apply to that category. We add a new purchase, cash advance, balance transfer or overdiah advance, if applicable, to the daily balance as of the transaction data, or a later date of our choice. We add a new cash sdvence check or balance transfer check to the daily balance as of the date the cash advance check or balance transfer check is deposited by a payee, or a later date of our choice. • We subtract from that balance any payments, credits, or ciedit adjustments that apply to that category and that are credited as of that day. • We treat a credit balance as a balance of zero. To get the begiraiing balance for each category for the next day, we add the daily periodic finance charge to the daily balance, It more then one daily periodic rate could apply to a category because the rate for the category may vary based coo the amount of its average daily balance, we will use the daily pa"t tale that applies lot the average daily balance amount at the end of the biding cycle to calculate the daily perfodne ftnsnce charge each day. This agreement provides for daily compounding of finance charges. To getthe total periodic finance charge for the biding cycle, we add all of the daily periodic finance charges for each category for each day during that hitting cycle. However, If any periodic fmanre charge is due, we wit charge you at least the minmvrm periodic finance charge slated in the Rates and FaesTable, If k is necessary to add an additional amount to teach The minimuat finance charge, we add that amount to the balance for purchases made during the billing cycle. The total finance charge on your account lot a Willing cycle wig be the sum of the patodictinance charges plus arty transaction its finance charges. For each sategorywe calculate an average doily balance fiocludmg new transactions) for the filing cycle by adding all your daily balances and dividing that amount by _IbLapisber of days in the billing cycle. H yov multiply the average daily balance for a category a e number of days in the biding cycle, the total will equal the pat"r finance charges or at balance attributable to that biding cycle, except for minor varladons due to rounding. Grace Period andAecruaf of Finance Charges: We accruepariodic finance charges on a transaction, fee, or finance charge Irvin the date it is added to your daily balance uatflpeyrrtentfin full is received on your eecount, However, we do rat charge periodic finance charges-on new purchases bided dwinga billing cyeloifwe receive payment of your New Balance by the date and time your minimum paynireois due and we receivedpayment of your New Balance on your previous biding statement by the data and time your payment was due. This exception or'grace period' applies only to putchases and does not appyto balance transfers, balance transfer checks, cash advances, cash advance checks or overdraft advances, if applicable. Transaction Fees for Cash Advances: We may charge you a cash advance lee in the amount stated in the Rates and Fees Table for cash advance checks and c ash advances. in addition, if you use a third parry service to make a payment on your befall and the service charges the payment to this account, we may charge a transaction fee for the payment Those transaction lees are finance charges. We add the fee to the balance for the related category as of the transaction date of the cash advance, For example, a transaction Its for a cash advance would be addedto your cash advance balance. Tronsettien Fees for Balance Transfeir, We may charge you a balance transfer lee in the amount stated in the Rates and Fees Table for balance transfer checks and balance transfers. These usasoction fees are finance charges. We add the fee to the balance for the related category as of the transaction dale of the balance transfer. For example, e transaction fee for a balance transfer would, be added to your balance transfer balance. OTHER FEES AND CHARGES We may charge the following fees. The amounts of these fees are listed in the Rates and Fats labW These fees will be added to the balance lot purchases made during the billing cycle. Aneaal Membership Fee: If your account has an aorwat membership Its. it will be bided verb year ix in monthly installments fat stated in Ibe Rates and Fees Table), whether or not you use your account, and you agree to pay it when billed. The annual Pays 2 of 6 CMA12762 membership fee Is non•tefundeble unless you notify us lhatyou wish to close your secount within 30 days of the date we magyour billing statement wwhich the annual membership fee is charged sad at the sometime, you psyyour ouutanding balance in full. Yourpayment of the annual membership fee does not affect our right to close your account or limit your right to make transactions on your account. It your account is closed by you or us, we will continue to charge the annual membership tee until you pay your outstanding balance in full and terminate your acedrast relationship. Late Fte: If we do not receive at least the required minimum payment by the date and time it is due as shown on your billing statement for any blMnp cycle, we meyy charge the late tee shown in the Rates and Fees Table. 11 the fete fee rs based on a balance, we calculate the late fee using the Previous Balance on the current month's statement that shows the late lee, This balance is tits some as the New Balance shown on the prior month's statement for which we did not receive at feast the required minfnnum payment by the dale and time it was due. Ovorlimh Fee: If your account balance is over your credit fine at arty time during a billing cycle, even it only for a day, we may charge an overtimit fee. We may charge this fee even R your balance is over the creditline because of a finance charge arise we imposed or a transaction we authorized. We well not charge awe than one overfimk fee fur any billing cycle. But we may charge an overlanit lee in subsequent billing cycles, oven if no new transactions eta made on your account, if your account balance still is over your credit line at any time during the subsequent billing cycles. Return Payment Fee: If (a) Your payment check of similar instrument is not honored, (b) an automatic debit or other electronic payment Is returned unpaid, or (c) we must return a payment check because it is not signed or cannot be processed, we may charge a return payment lee. Return Check Fee: 11 Is) we stop payment on a cash advance check or balance transfer check at your request or ib) we refuse to pay a cash advance check or balance transfer check, we may charge a return check tea. Administrative Fees: If you request a copy of a billing statement, sales draft or other retard of your account or if you request two or more cards of any special serAces (for example, obtaining cards on air expedited basis), we may charge you for these services. However, we will not charge you let copies of bung statements, safes drafts or similar documents thatyou request fora biting dispweyou may assert against us underapplicable low. We may charge, for any seances hood above and other services we provide, the lees from time to time In effect when we offer the service. OEFAULTICOLLECTION We may consider you to be in default if any of these occurs: • We do not receive st least the minimum amount due bythe date and liras due as shown on your bang staterhenf, • You exceed your credit line. - You fail to comply with the terms of this agreement or any agreement with one of our related companies. • We obtain information that causes us to believe that you may be unwilling or unable to pay your debts to us or to others on time. • You Is for bankruptcy. • You become incapacitated or in the event Of your death. It we consider your account to be in default, we may close your account without notice s immadiataly. We also may fequire you to pay interest al the rate of two percent (ZXI a moot on tan your account to be six or more billing cycles pest due. To the extent permitted by low, if you are in default because you have failed to pay us, you will pay our collection costs, attorneys' tees, colts costs, and all other expenses of enforcing our tights under this agreement. CLOSING YOUR ACCOUNT You may close your account at any time. If you cell us to close your account, we may require that you confirm your request in writing. We may close your account at any tkne or suspend your credit privileges at any time for any reason without prior notice except as required by applicable law. If we close your account, we wRl not be liable to you for any consequences resulting from closing your account of suspending your credit privileges. 11 you or we close your account, you and any suthothed users most immediately stop using your account and destroy all cards, checks or otherrneans to access your account or return them to us upon request. You wig continua to be responsible for charges to your account, even if they ere made a( processed after your account is closed and you will be required to pay the outstanding balance on your account according to the terms of this agreement. In addition, to the extent allowed by law, we may requirs you to pay the outstanding balance immediately or at anytime after your account is closed. ARBITRATION AGREEMENT PLEASE READ THIS AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BYSINDING ARBITRATION. ARBITRATION REPLACES THE RIGHTTO 60 TO COURT. YOU WILL NOT BE ABLE 70 BRING A CLASS ACTION OR OTHER REPRESENTATIVE ACTION IN COURT SUCH AS THAT IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION, NOR WILL YOU BE ABLE TO BRING ANY CLAIM IN ARBITRATION AS A CLASS ACTION 00 OTHER REPRESENTATIVE ACTION. YOU WILL NOT BE ABLE TO BE PART OF ANY CLASS ACTION 08 OTHER REPRESENTATIVE ACTION BROUGHT BY ANYONE ELSE, OR BE REPRESENTED IN A CLASS ACTION OR OTHER REPRESENTATIVE ACTION. IN THE ABSENCE OFTHIS ARBITRATION AGREEMENT YOU AND WE MAY OTHERWISE HAVE HAD A RIGHT OR OPPORTUNITY TO BRING CLAIMS IN A COURT, BEFORE A JUDGE 08 JURY, AND/DR TO PARTICIPATE OR BE REPRESENTED IN A CASE FILED IN COURT BY OTHERS (INCLUDING CLASS ACTIONS AND OTHER REPRESENTATIVE ACT)ONS). OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO A COURT, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL THE DECISION MAY BE MORE LIMITED, EXCEPT AS OTHERW LSE PROVIDED BELOW, THOSE RIGHTS ARE WAIVED. Binding Arbi(fWiion.ThisArbkration Agreamenth madepursuant ta s transectionliwolving interstate commerce, and shag be governed by and be enforceable under the federal Arbitration Act hhe FAA1. 9 U.S.C.51.16 as i<may be amended. This Arbilratlon Agreement sets forth the circumstances and procedures under which claims lax defined below) may be resolved by arbitration instead of being litigated in court. Parties Covered. For the purposes of this Arbitration Agreement *we', •ur, ond'our^ also includes ear parant, subsidiaries, alfigates, ieansoses,predeeecsas, successors, assigns, any purchaser of your Account, and all of thalr officers, directors, ampfoyeas, agents, and assigns orany and art of them. Additlonatlt, we ;'us' and *our, shad include any third party ptoWdmg benefits, services, or products In connection with the Account ('including but not Baited to credit bureaus, merchants that accept any craft device issued under the AceouK rewords programs and enrofimmat services, credit insurance companies, debt collectors, and ail of their officers, directors, employees, agents and representatives) if, and anly il, such a iftird party is named by you as a co-defendant in any Claim you assert agahtat us. Claims Covered. Either you or we.may, without the other's consent, elect mandatory, binding arbitration of any claim, dispute or controversy by either you or us against the other, or againstthe employees, parents, subsidisewa, affiliates, beneficiaries, agents or assigns of the other, arising from or relating in any way to the Cardmember Agreament, any prior Cardmember Agreement, your credit card Account or the advertising, application or approval of your Account 1-Claim7. This Arbitration Agreement governs all Claims, whether such Claims are based on law, statute, contract, regulation, ordinance, ton, commas law, constitutional provision, or any legal theory of law such as respondent supodo , a any nUrerlegalor equitable ground ardwhether such Claims oak as remsdies money damages, penalties, injunctions, at declarstoryor equitable relief. Claims subject to this Arbitration Agreement include Claims regarding the applieabitity offhis Arbitration Agreement or the validity of the entire Ca rdmemberAgreament or any prior Cardmember AgreemsnL This Arbitration Agreement includes Claims that arose in the past, or arise in the present o (the future. As used in this Arbitration Agreement, the term Claim is to be given the broadest possible meaning, Claim subjectto arbitration Include Claims that are made as counterclaims, cross claims. third patty claims, interpleaders or otherwise, and a parry who initiates a proceeding in court may elect arbitration with respect to any such palms advanced in the lawsuit by any party or parries. As an exception to this Arbitration Agreement, you retain the tight to pursue in a smog claims coed any Cohn thatis within that court's jurisdiction and proceeds on an individual basic Ifs party elects to arbitrate a Claim, the arbitatio nwif be conducted as an Individual actim Neither you nor we agree to any arbitration on a class or repfesentslWe basis, and the arbitrator shag have no outhorty to proceed on such basis, This means that even jig class at tiara lawsuit or otherrepretentalius action, such as that in the form ate F rivals attorney general action, Is fried, any Claim between us related toths issues raked to such lawsuits will be subitet to an indwidual arbitration claim if either you or war so elect. No arbitration wr'N be consolidated with any other arbitration proceeding without the consent of aft parties. The only Claims that may be joined In an Individual action under this Arbitration Agreament are 111 those brought by us against you and any co-applicant, joint tordmember' or authorized user of your Account, or your heirs or your trustee In bankruptcy or (Z) those brought by you and any co-spplicaM, joint cardmember, or authorized user of your Account, or your hairs or your trustee In bankruptcy against us. Initiation of Arbitration, The parry filing a Claim in arbitration must choose one of the o JRJW!W • of National Arl"Vol on Foruet.These administrators are indepemdenl from us The s meUata oes not conduct the arbitration. Arbitration is conducted under the rules of the selected arbitration administrator by an Impartial third patty chosen in accordance with the rules of the selected arbhietron administrator and as may be provided in this Arbitration Agreemom Any arbitration hearing that you attend shag be held at a piece chosen by the arbitrator or arbitration administrator within the federal judicial district In which you reside at the time the Claim Is filed, or at some other place to which you and we agree in writing. You may obtain copies of Una current rules of each of the two arbitration administrators, Information about arbitration and arbitration fees, and instructions for initiating arbitration by contacting the arbitration administrators as follows: American Arbitration Association, 335 Madison Avenue, Floor 10, New York, NY 10017.4605, Web she. www.adr..org.1100-770-7379: a National Arbitration Forum, P.O. Box 50191, Minneapolis. MN 55405. Web site: www.arbftralion-forum.com, 000-474.2371. Procedures and law applicable in arbitration. A single, neutral arbitrator will resolve Maims. The arbitrator wig archer bar a lawyer with at least ten years experience ore retired or formerjudge. The arbitration will be conducted under the applicable procedures and rules of the arbitration administrator that ore In effect on the date the arbitration is fried unless those procedures and rules ate inconsistent with this Arbitration Agreement, in which cast this Agreement willpreveR. These procedures and rites may limilthe amount of discovery available to you at us, The arbitrator will apply applicable substantive law consistent with the FAA and applicable statutes of tirailallons, and will honor claims of privRege recognized at Iwnt You may choose to have a hosting and be represented by cotaseLThe arbitrator twillake reasonable steps to protect customer Account information and other confidential Information, including the use of protective ordsre to prohibit disclosure outside the arbitration. N requested to do so by you or ut. The arbitrator will have the power to "award to a party any damages or other relief provided for under applicable law, and will W have the power to award relief to, against, or for the benefit of any person who Is not a party to rho proceeding. If the law authorizes such relief, the arbitrator may award punitive damages or attorney lees. The arbitrator will make any award inwrk* but need not provide a statement of reasons unless requested by a party. Upon a request by you or us, the arbitrator wi0 provide a brief statement of the reasons for the award. Costs. We will reimburse you for the initial arbitration Ofing fee paid by you up to the amount of S500 upon receipt of proof or payment. Additionaiiy, it there is a hearing. we Page 3 of 6 CMA12752 will pay ahy fees of the arbitrator and arbitration administralor for the first two days of that hearklg. The payment of any such hearing fees by us will be made directly to the arbitration administrator selected by you or us pursuant to this Arbitration AgreamenLAN other Was willbe allot aced in keeping with the rules of the arbitration administrator and applicable bvw However, we wnl advance or rebnburse Piing lees and other fees U the arbitration administrator or arbitretor dslermktes there is good reason for re quiring us to do so or you ask us and we determine there is good cause for doing so. Each party will bear the expease of the fees and costs of that pony a anoint", experts, witnesses, documents and other expenses, regardless of uaitich party preuaile, for arbitration and any appeal (as permitted below), except that the arbitrator shall apply any applicable law in determining whether a party should recover any or all fees and costs from another party. Enforcement, finality. appeals. Failure or any delay in enforcing this Arbitration Agreement *1 anytime, or in connection with any partkubrCiaims,wiftnotcont Alto e waiver of any rights to require arbitration at a later tons or in cotunctien with any other Claims. Any decision rendered in such arbitration proceeding will be final and binding onthe parties, unless a party appeals in writing to the arbitration organization within 30 days of issuance of the sword. The appeal must request a new arbitration before a panel of three neutral arbitrators designated by the some arbitration organization. The panel will reconsider an factual and legal issues anew, follow the some rules that apply to a proceeding using a single arbitrate and make decisions based on the vote of the majority. Each party wig bear their own lass, costs and expenses for any sppeal, but a pony may recover ertyor all fees, costs and expenses from another party; if the majority of the panel of arbitrators, applying applicable law, so determines. An award in arbitration will be enforceable as provided by the FAA or other applicable law by any court having jurisdiction. Sevarabifity, survival This Arbitration Agreement shah survive: 0) termination or changes in the Cardmember Agreement. the Account and the relationship between you and us concerning the Account, such as the issuing of a new account number or the transferring- of the balance in the Account to another account; fill the bankruptcy of any pony or say similar procaading initialed by you or on your behalf; and (01) payment of the debt fn tun by you or by athirdparty. It any portion of this Arbitration Agreement is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. CHANGES TO THIS AGREEMENT We can change this agreement at any time, regardless of volitiher you have access to your account, by adding, deleting, or modifying any provision. Our right to add, delete, or modify provisions Includes financial terms, such as the APRs and fees, and other terms such as the astute, extent, and enforcement of the rdgAls and obligations you or we may have reletmg to this agreement. Modifications. additions, or deletions are called "Chantive or a'Change . We vAN notify you of any Change if required by applicable low. These Changes may be effective with notice only, at the time stated in our notice. In accordance with applicable law. Unless we state otherwise, any Change will apply to the unpaid balances on your account and to now transactions. The notice wig describe any rights you may have with respect to any Change, and the consequences n you do or do not exercise those rights. For example, the notice of us in writing by a specified date if you do not want to accept catsin Changes we are ms nn . accept the Changes, your a ecoont may be closed fit it Is not already closed) and you will be obligstod to pay your outstanding balance under the applicable terms of the agreamertL H you do not notify us in writing by the data stated in the Police, or H you ' notify us but then use your account otter the date stated in the notice, you win be deerged to accept all Changes in the notice and to accept and confirm oil terms of your agreement and all Changes in prior notices we have sent you regardless of whether you have access to your account. CREDIT INFORMATION We may periodically review your credit history by obtaining information loom credit bureaus and oihns, We may report information about you and your account to credit bureaus, Including your failure to pay us on time. If you request addition) cards on your account for others, we may report account information in your name at well as in the names of those other people. It you think we have reported inaccurate information to a credit bureau, you may write to us at the Cardmomber Service address listed on your binfng statement. Please include your name, address, account number, telephone number and a brief description of the problem. Il available, please provide a copy of the credit bureau report in question. We wan promptly investigate the matter and, it our Investigation shows that you are right we Will contact each credit bureau to which we repened the information end will request they correct the report. If we disagreawith you after our Imrastigatfon, we wil tag you in willing or by telephone. We will also Polity the credit bureau that you dispute the information unless you let us know that you no longer dispute the information. NOTICES/CHANGE OF PERSONAL INFORMATION We will send cards, billing statements and other aotices toyotr at the address shown in our files. Or, if this is a joint account, we can send billing statements and notices to any Joint account holder. Notice to ons.of you will be considered notice to all of you and all of you will remain obligated on the account. 11 you change your name, address, or home, cellular or business telephone number or email address Of you elect to receive billing statements or other notices online), you must notify us immediately in writing at the address shown on year billing statement. We may, at our option, accept mailing address corrections from the UnitedStares Postal Service. We may contact you about your account, including for customer servitor or colkedon. at any address or telephone number as well as any cellular telephone number you provide us. TELEPHONE MONITORING AND RECORDING We, and r,7 applicable; our alleles, may listen to and record yon telephone cans with us. You agree that we, and if applicable, our agents, may do so, whether you or we initial* the telephone call. INFORMATION SHARING You authorize us forbore certain information about you and your account within ovr family of companies, and with others outside our famiitr of companies Including any companyororganizstion whose name or mark mayappearat the cards, as pormkted by law. Our Privacy Polley, which is provided to you when you first receive an agreement and at least once each calendar year thereafter, describes ourinformation sharing practices and the choices you have and dlrediets you may give us about our sharing of information about you end yaw accotmt With companies or organizations within and outside of our family of companies. ItUNDIS CAROMEMBERS Illinois taw provides that we may not share information about you with companies or other organizations outside of our family of companies unisas you authorize the disclosure or unless the disclosure falls under another exception in the law (such as shaft information to process your transactions or in response to a subpoenal You hereby agrsethet,0youchoose nottoexercise the applicable apt out described in our Privacy Policy, you will be deemed to have ant ed us to there personal iniormationwe have about you (including information related to any of the products or services you may have with any of our componiosl with companies or other organizations outside of our family of companies. ENFORCING THIS AGREEMENT We can delay enforcing or not enforce any of our rights under this agreement without losing our right to enforce them in the [inure, 11 any of the terms of this agreement are found to be unenforceable, all other terms will remain in Iutl force. ASSIGNMENT We may assign your account, any amounts you owe us, or any at our rights and obligations under this agreement to a third puny. The person to whom we make the assignment will be entitled to any of our rights that we assign to that person. GOVERNING LAW THETERMSAND ENFORCEMENT OFTHIS AGREEMENT AND YOURACCOUNT SHALL BE GOVERNEDAND INTERPRETED IN ACCORDANCE WITH FEDERAL lAW AND, TO THE EXTENT STATE LAW APPLIES, THE LAW OF DELAWARE, WITHOUT REGARD TO CDNFLIC70F•LAW PRINCIPLES. THE LAW OF DELAWARE, WHERE WE AND YOUR ACCOUNTARE LOCATED, WILL APPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT: FOR INFORMATION Please cell the Cardmamber Service telephone number on your card or Wiling stabment N you have any questions about your account or this agreement. YOUR BILLING RIGHTS Keep This Notice For Future Use This notice contains importanOnformalion about your rights and our responsibilities under the Fair Credit B(Ang Act Notify Us to case Of Errors Or Ouesrions Abort Yaw Hilt if you think your bill is wralg, or if you need Fnore hrfortaation about a transaction of a sheet at the Cardatember Service address shown dm you bipiug statement. Wrha to us as soon no IsteYthan M days other vve seal you the first INN on which the error or problem appeared. You can telephone us, but doing so win not preserve your rights. in your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. • Describe the error and explain, U you can, whyyou believe there is an error, If you need more information, describe the kern you are not sure about. 11 you have authorized us to payyour credit card big sutomadcanylrom your savings or checking account, you can stop the payment on any amount you think is wrong. To slop the payment your lener must teach us at least three business days before the automatic payment is scheduled to occur. Your Rights And Our Responsibilities After We Receive Your Written Notice we must acknowledge your loiter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the big was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent We can continue to big you far the amount you question, Including finance charges, and we con apply any unpaid amount against your credt line. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your big that are not in question. If we rind that we made a mistake on your big, you will not have to pay any finance charges relslad to any questioned amount. It we didn't arfis a mistake, you may have to pay finance charges, and youwill have to make up any mused payments on the questioned amount In either case, we will send you a statement of the amount you owe and the data that it is due. Hyou failto pay the amaulttthatwe thinkyou owe, we may Felton you as delinquent, However, it our explanation does not satisfy you and you write to us within 10 days telling us that you stiff refuse to pay, we must ten anyone we report =reported That you hays s question aboulyour WILAnd,we mustiellyou the name of anyone we reported you to. We mule tellanyone we report you to that the matter has been settled between us when it finally is. If we don't follow these rules, we ran' t collect the first $50.00 of the questioned amount, even Ifyour bill was correct. Special Rules for Credit Card Purchases page 4 06 CMA12762 If yod heLe a problem with the quality of property or services that you purchased with a credit card„and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property orservices. This right does not apply to cheek transacdoms. There are two limitations on this right: 1a) You must have made the purchase in your home state or, if not within your home state, within 100 miles of your current mailing address; and (b) The purchase price must have been more then MOD. These KmiteNons do tai apply N we awn oraperste the merchant, or it we mailed you the advertisement for the property or services. Copydghtm2007 JPMorgen Chose & Co. All rights reserved. Page 5 of 5 CMA1276Z Stab@irneir for acca rd MoobW:4M SM 0611 SW4 QA??0? Now BaNnce Payment Duo Dole Pool Due Amount MNm n Paymard iA? $1.11334.57 080104 $0.00 821.0D Arnaxn Enclosed Nov address or e-nd4 Prtwon back. 426668000611539400002100001064573 MARY A MEHRPUYAN CARDMEWER SERVICE 95 DEVONSHIRE SQUARE - P.O. SOX 15153 MECHANICSBURG PA 170658878 VALMNGTON DE 111556.6169 - ills ALLtltdt6d.111t/Jd1.1.ILl.ltt.ll,lLlnelLnlltll L,.IIL.,111,.,,I,IdL...IL.L,LL.,IL,L.:IL,6Lll.,d e:5000 HID LIEW 20600061,15391.9o" Slatamont Dote: "26M4,062701 CUSTOMER SERVICE Psymom Due Date: 08/2101 In US. 14OD-9462006 Minimum Psymam Dlu: $21.00 1oI.1. MB446-3905 W 1-800.0665050 Outside U.S. tall cold NSA ACCOUNT SU MMARY Aaextatt Numbs: 4 aM Moo ont sates I-SM-SIM-S o ProwlewAslaree $0.00 Told Cram Urw f10.000 Acc0U1rrimau1aES Payments, Creole 4000 Available Credit $8,915 P.a aw wee Purchases, Cash. Dsbfb *$1.05299 ash Access Llne $2.500 M1Nie - °F laeseeeeo Rnnce Charges 401.58 Available fa ash 32.000 PAYAWff AMAM New Balanc e P.0. aM lw a r u YwxxYI o e laeee.slss VIIT US AT: rav.cea.re?ewwkreae TRANSACTIONS Trans Amount Dole Reference Number Merdlant Nome or Tranowdon Oeeoptlon Orem Debit 06HT awissaralrvwvPtfEOw C W NORSESHOE CASINO HAMIGNn ID t oa: se eau 7 'FINANCE CHARGE•TRANSACTNON FEE 'tee FlNAHCECHARGES yy. PERIODIC RATE ANDAP S MAY VARY DIA -no Periodic Rate- A Average Dsey Solarice Due To Transedlon FINANCE Category 30 days In cyde Previous Cyde Ourrarn Cyde Periodic Rah Feee CHARGES Purchases .02439% B.90% - - $31.58 $31.58 Cash advances .05272% . 19.24% - - - $0.00 Tole lance charges $31.68 1310cmw Amur Permilage Ran (APRX 35.55x, Crap Period Type: A (Fries'see beck of wmf n anf kw the Grads P&W eip4ne0bn4 The CanaapmdMq APR is Ills rah of kilereet you pay when you carry a balance al purchases or cash advances. The ERecsveAPR rspresw it your total linnce charges - Inducting transocecn fees such as cash advance and belnce transfer lase - expressed as a percentage. 1 EXHIBIT 8493307 This Statement is a Facsimile - Not an Original SAM 0000 S. sod 1 11 040537 r." 1 .l S 4.p '.see 3 25 olnf.le 150 of 184 0 StOtOnNI t tlor aoooued rtuabsr.42M M00 W-1 M4 BANK=ONE. NOW Belsrnoe - Payment Due Dos Pal Due Amount Nnklum Payment 51,960.66 0720)04 $0.00 $39.00 ?eAeeke Now addrow mM Prir li p apa Oolnback. AmoumEndceed Vour w li rik O 426668000611534400003900001960681 MSER SERVICE MARY A MENRPUYAN CARDMEAROME 35 DEVONSWRE SOUAAE P.O. BOX 16190 VAL" 0E 196$6.6153 MECIMNICSBUR6 PA 770603676 hrrnrrrr,i,.i,i»r.ra,,,t,i,»,arr,?.r4n,rr,i,,,ar,n,rr .., e:5oa0 i6D 281: 20600061 i 53949' B?1 IMi OME SbNnnni Date- Due Dod: l 0626)04 - 01126174 CIISrOMER SERVICE 07r-*% S 6004462006 M i S . ep?W 14 Minirnum . oWnerm DUe• W 00E P TDD 11-110D4111540110 Ouwids U.S. cs/,,diet" VISA ACCOUNT SUMARY Aesmurtt Nunbw: 4 2M 66D0 M I SM 1.30e4944100 PfWA" Boleros $1.064.67 Tow Credit Una $10,000 ACCdnR INOIApESf Peymertp. Credits - $200.06 Available Credit $6.010 P•a am we Purchases, ash, Debits . 51.062.90 ash Access Low $2.000 wo wswk ce /freaas Rnornce Charges .$43.12 Maeda tar ash S2.0D0 PAYNIMT ADDFMS Now6alance P.aertem Weeepr@%CE tmaLSl5f VISIT USAT- ww.aanwww.Ne..ee. TRANSACTIONS True Amovn Date Reference Nun bar Mordant Name or Transaction Deeaipliort Credit Debt ...band M7eNliMIr78Ea PAYMENT-TXANKYOU worn dW f a4aaar4artesvvDlcav C W NORSEawy CASwn H"sanain in 0111229 owls 'FINANCE CHARGE- TRANSACTION FEE 31 .21111 oe26 'FINANCECHARGE- 11.54 paAodic Balm P Aver" Da$q Balance r- Ow To r Transaction FINANCE Category 29 days M cycle PrvWws Cyde Cumm Cyde Periodic Rue Fees CHARGES PurMaes .02439% 6.90% 5366.56 $1232.66 $11.54 $31.55 $43.12 Cash advances .05272% 19.24% - - - $0.00 Total *won charya $43.12 Elbellve Amusl Perceutaye RAM (APR): 71.07% Grace Period Type: A (Ptisese see bad[ ofstworrwnr (7r tfw trade Period ephnefionj The Canapandinp APR is the rate of Interest you pay when you carry a balance an pacfaws or cash edwrres. The E1 ecil"APR n peewae your low 9 ante chwpw - including transaetidn few auh as cash edvan:e and balance transfer fees - esprewed as s percentage. 8493307 This Statement is a Facsimile - Not an Original 124 of 184 Sti69111N1It Jet, scotturd number: 42M MOO 00116$01 QA AMIGI E Now Balance PaVim Due Dole Pant Due Aeoum Mnimuru Payment ?•ww $1.404.12 05122104 $0.00 1)20:00 Amount Enclaasd ?Masyea risespspMonaassMdllt. Nw eaaeaaa Prfit 4266680006Sl53940O002900001494122 MARYA MEHRPUYAN GWOMEMSER SERVICE 36 DEVONSHIRE SQUARE P.O. BOX 16160 MECHANICSBURG PA 170504576 W11II1L??MINGTON DE 10556.6111//53 - 1 'II I IIr1I I/ I/III III I11II111III I I II Ir1I lI1mI I11I1I111I I11I IIII I N III ..111611. 11111... dL 1,1111...I6161d I AI J I...I 1:5000160 2B1: 20600061 I S 391.90, Payment Oats. 0626104 - 0&25104 IEII SERVICE Payment Due oat: In U.S. 0&22M4 M .s 1400-wW2oo5 Minimum Psymem Dr. 120.00 _ ? 140.446-3305 % OM T out"e U.S. cdYoMa 1-302.594.6200 HAM SU V13y?aA N d M MN"y AeeauM Nlm6mr:.2N a 0D 0/1, 6aM . 4rlce e . .$1.960.66 Total CrdtUna $10,000 ACCOUNTINGUMIS Payments.Cw6tm -1500.00 AvWableCr"I SSAM F.o.-D.&M P1lrchmew Cash, DeMna + 111100 Cash Access Una 12.000 "a°`qw ca tuma e Finance Chagas +613.44 Avalade lar ash 52.000 PAVIA&ff ADDRESS Now Balance 1 a P.O am Isla wwwg.I,ca Iwssin VIar USAT: ww.eren.lie.wb..em TRANSACTIONS Trans Amount Data Rafwance Modw MmrWnt Name arTrasaclon Desor"on Crew DWn WE ARE PLEASED TO ANNOUNCE THAT BANK ONE CORPORATION AND J.P.MORGIAN CHASE AND CO. HAVE MERGED. THE CHASE AND SANK ONE FAMILY OF COMPANIES ARE NOW AFFILIATES. WE WILL CONTINUE TO HONOR YOUR EXISTING PRIVACY PREFERENCES WHEN SHARING INFORMATION AMONG THESE NEW AFFILIATES. DUE TO IMPROVEMENTS BEING MADE TO OUR EPAY SERVICE. WE WILL NOT BE ABLE TO PROCESS EPAYS FROM FRIDAY, AUG. SAT 6.b0 P.M (EASTERN TIME) UNTIL MONDAY, AUG. OAT 5:00 AM. WE THANK YOU FOR YOUR PATIENCE AND APOLOGIZE FOR ANY INCONVENIENCE THIS MAY CAUSE. FINANCE CHARGES yy p PERIODIC-RATES AND AP S MAY VARY Periodic Rtla APR Average Daily Balance Due To Charge Transaction FINANCE Category 33 days in cycle Prevlow Cycle Current Cycle PetodicRate Few CHARGES Purchases .02439% 6.90% $0.00. 11,669.46 $13.44 - $13.44 Cash adninces .05272% 19.24% - - - $0.00 Total linen charges $13.44 Effective Arnwal PWMMI a Rate (APR1: 9.50% G;rw*PeriodType: A /1''Lwasl6dcdMdanlrrltbrtlrC?acaArriotlegtlrllion? Th e CormpmdNq APR In the rate of Imarew you pay anon you carry a balance on pmehesem or ash advances. The EfIw*nAPR rapwaaas your letsl ilnsnce charges - including transaction ass arch as cash advance and balance toaster fees - eaprarW as a percentage. - 8493307 This Statement is a Facsimile - Not an Original I.)o ooao 0.0 I" I 1, o.on. .r I .! 1 .- .o.o -21 OlspQO 147 of 184 l WIN -0-111sessueourvinowbor:?01111111100MSM Now 901ance Paymant Due a Dole Prt Dus NNM 2 Nrimrm Psyrnsnt JESOAMMOAAEi $1.264.42 0021104 10.00 $Y6.00 Make yew dm* psyMb to Mk Dee. Amount Enclosed ? Now address ar s+nWM Print an bedr. 426688000611534400002500001254422 CARDMEMSER BMICE 1-11I.All.... L1.Ii....... PO Box 16163 ooy>•wxtanae MLMINOTONDE 16666-S1S3 WRYAt'EMPUYAN 36 DEVONS14RE SOUARE LA 11.1 ..1.1"1" 161.1.... N.Ill- ll.1114.01611A MECHAMCBBUM PA 17oso twn 450001,60281: 2060006 L L5394 Lu' Straw w o Dab: 0720.04 - 0027/04 CUSTOMER IIERVICB 8AAK10 M Payment Due Dale: OGRU04 In U.S. 1-800136.7027 . kErtmun Payrnsnt Due: 120.00 Eepafbl 14001463300 TDD 14004564060 VISA ACCOUNT SU MMARY Aseosnt Number: 42411111 MOD M1 MM Outside U.S. cou cased 1302364-8200 Previous 8atsnce $1,404.12 TOW Credit Una $10.000 PayrmnL Credos -$260.00 Avalstis Credit $0,746 ACCOUNT IICUIRIES Finance Charges -$10.30 Cash Access Llns $2.000 P.O. Box 15200 New Baance $1,25442 Available ice Cash $2,000 MNmingbn. DE 195603260 PAYMENT ADDRESS P.O. Box 16163 rilkalrtglon, DE 190063153 VISIT US AT: TRANSACTIONS Trans Ammat Dols Reference 1Anbw 111"wit Nara orTransockn Description Credit, Debit OWN 122112210417791237302720 Paymen cu tYl *VM DE 60.00 FINANCE CHAROES - PERIODIC RATE( AND APR(S ) MAY VARY Daly Periodic Ride Corr esponding Avwsps DwV Balance Finance CherOa Due Tmsaaion FINANCE Category 30 days In cycle APR To Pwbck Roo Few CHARGES Ra'd1 .02575% 4.40% $1,332.63 $1030 $0.00 $10.30 Cash advances .06409% 10.74% $0.00 $0.00 30.00 10.00 TOW Inane dhwges $10.30 EMsUw Annual Percents" Rift (APR): 0.40% The Conseporatkp APR is ens rde of iraweal you pay MW you carry a balance on prdnsses or cash advances. The Efled" APR represents your toll *wm martin - indudktg tmaaction kres such as cash advance aM Worm truster Ices - expressed as a p rcensgs. Cordrmrnber Thar*-You Notice: Yours owned a FREE C--ch tax Thank You woM up to $1001 You must doirn ymn by Oct. 1, 2004 or tativii your $100 value. Ounli6w weli nisd. Cog now 1w dMrls and to do" you FREE Cardmwnbw Thant You. 1477363.2006. Call One Life Dked, a Bank One Cor pany. st 677-301-6433 br s FREE Me Maumee quote - Yaws be glad you did. 'Not a dsposh*W FDIC Irteura0•NO Sank fialrantse• 'Not a condition of any Barn Low% Product or Service' •Not Insured by any Federal OOrerrenon! Agency' 8493307 This Statement Is a Facsimile - Noi an odgbW XDDMM F*3=06 , 006 n z 27 OAAW7 P".1 .3 Dom M M. DO.r4 mc,o E00,ao000.74a. 165 of 184 StttUMS toe aoeartl maalaw: 4196 SM MI SM ?/I-?. Now Balance Psymeni out pale Past Due Arnouta Mrkn= Pgmw11 $3.152.75 10ram 10.00 $69.00 ?1aaMynnur meek y?tete 4 Mk title. AmountErrrbesd r..?•?Nwrad' aw-W. Print on beck. 426688000611534400006300003152755 CARDMEMBERSERVICE 4rrllludlLwrLLILwr11„Irrlrl...IL.IkrrlL.LfJ1.rJ PO BOX 16153 wwsaax:2na VALION37ONDE 1OW"163 MARYAMEHRPUYAN 35 DEVON94FIE SOUARE bnllLidulJnlwlLuLlwnllJr1.w16JdnrUullwl MECFAN:MRO PA 170602676 1:5000 460 281: 2060006 1,15394 4$a BWartre Data: ON2W"49027N4 CUSTONERBERVICE AW J0W PWrnsrd Out Dale: 1042104 M U.9. 1200-436-7927 R • M ilowurn Payment Due: $63.00 E'pw 1-M44-3300 TOO l-M4662060 NT SUM MARY Aeeanl Numbw: Outside U.S. call COW 4 42$6 90900611 W VISA ACCOU _ _ _ 1-3624942200 PrsNous Balance d $1,264.42 4300 60 Total Credit Une AvdatlsCreM $10.000 $6.947 AOCWNYWWRIEa Paynat6.Cre it Purdrwq. Cry, Debits . 42,099.99 Cash Acwts Une Moto P.O. Boa 16296 W Finance Charges 4*&94 AvaratletorCesh lon.DE19650-6290 $o M., New Bobo =a $3,162.76 PAYNENT ADDRESS - P.O Box 16153 ' - Mrrftlon. DE 10886-5153 VMFT US AT: TRANSACTION Trans Arnout Dale Reference Nunttw Mwchwd w" or Transaction Description Crsdt Debi) FINANCS CHARGES PERIODIC RATE BI AND APR[9 1 MAY VARY Davy Poriodc Rote Correspondn9 Avenge Daly Balance Rnance Chwye Due Trrresesan FINAI4CE Category 31 days In cycle APR To Periodic Ride Fee CHARGES Purchases .02644% 9.65% 99% 05477% 10 $1,035.60 610 39 $1 16.49 $276 90.00 $63.00 18,49 390.8 . Cosh advances . . . Total thence drapes $90.94 Etleellm Arnwl Perwnva" Rate (APR): 37.31% Th e Coweaponding APR Ntno role of Mtor" you peal when you Carry a bW^M* On pudws% a cash advances The e1tMVe APR reW~U yen NW tyfattaa diwges - knduding lnceaclort Nee noon Stealth advance and balance 1rw1e1w test - wpraseed no pwcaaage. IMPORTANT NEM CrOnenbw Thank-You Notice: YouN earned a FREE Card an nbw Thank You worth up to $1001 You nxat claim yours by Oct. 1. 2004 or Wall Yom $t0o value. Otwr115w we united. Cap now lar Malls and to daim your FREE Cwdmanbw Thank You, 1.477-353-2905. Call Ono UN DWoM a Bald OM CWWY. It 677-301-5433 for a FREE 04e insurance quote - Yowl be tied you dd. -Not a dep st Not FDIC NwrW'NO Bw* GuwanNe' -Not a owidaon of any Bank Loan. P rodua or 9e0`41w• -Not Insured by any Federal GOM11 esnt Agency' 8493307 This Statement Is a Facsimile - Not an original X ODOM FOUND 40 N z 27 OWsa'I P." f d3 ok® MAW mace a„aoom,maaawor 157 of 184 StatUVOWIt for aoowjM number: 4M UN 0611 5=4 ??= ON " New Balance Pwmm Due Date Past Due Amours Marrurp Payment f2.662.74 11121/04 110.00 353D0 NWmyew d»ek pgeYM to Milk Ono Amours Enclosed ' i Now address or *+ Wl? Mrs an brk. 42668600061153940D005300002692749 CARDMEMBER SERVICE i...111.xIUm.i.LII....I1.•L.LL..ILd.xll•.LLllx.l PO BO% 15163 oaa.a6kzaar WILWNOTONDE 19666.5153 MARYAMFHRPUYAN 35 DEVONSHIM SOLUARE 1.•.Illhl..loll.rl..Ito.f.1,ohN.lrlo•tlolrlx.ll.rllol MECHAMCSBUROPA 17050.6076 1:5000 1,60 281: 2060006 L i 5391. i6' SuiverrNmate:. OWMM4-1027/14 CUSTOMER SERVICE /1??t?F M MIK?t Paymens Due Date. 1 Payment Due: Unknurri $53.00 Eapslbl 1-666446-3306 - TDD 1-600-055-6050 CCOUNT SUMMARY CONGO Acco ntNumber: 4266 66000611 AM Outside U.S. call VISA A -302404-8200 Pre0cem Bsianee $3.152.75 TOW Credit Una di l l $10.000 307 ACCOUNTINGUIRIES $7 Payrrrrs,Cre6ts 4600.00 t Avai ab e Cre Li . 000 P.O. Bo: 15294 32 Finance Charles +830.60 ne Cash Access h . 3o YAlmnglon, DE 16660.5206 New Balance $2.602.74 Available for Cas PAYMENT ADDRESS P.O. Boa 16153 M irploi%DE 16666-5153 V19rT W AT: TRANSACTIONS Trans Amours Dab Resonance Number MerUmm Nerve or Transaction Deaoipson Clem Dabit to/03 12772770414450265661260 1 You VAlminglon DE $600.00 FINANCE CHARGES PERIODIC RATE( S) AND APR(S ) MAY VARY Daly PerbAc Rate C A d Average Daily Balance Finance ChrOa Due Transaction FINANCE Category 30 days In cycle PR To Periodic Rate Fee CHARGES Purdneea .02644% 9.65% 362365 $445 $0.00 $4.06 Cash advances .05477% 10.90% $2.132.04 $36.04 $D.00 336.04 Total trance charges 336.00 EBaL11se Annual Paresntaga Ratp (APR): 17.41% The COnegwndirg APR Is 6w nth 01 Willi YOU parr When you terry a behum on purchases or cash GOMM. The L9sodw APR repreMms your toMl6nanee charges - Including Our"elOn fast such r cash edesnce and batanoa traveler tees - sWeerd eta percentage. IMPORTANT NEWS Barth One and Chase have merged. During the merger Vermilion you may receive communicadorn corn tea under boys the Bank Orr and Cher brands. Both brw4a mean Cher Manhattan Bonk USA. N.A.. Which owns your eeeours and Issues your card. We look formed to serving you and thank you for your Walnesal 8493307 This Statement Is a Facsimile - Not an original xo.a.., •-674-6.. coo n z v orne07 r•s•103 0= wwv ame as hao.ooteoemeh.o 153 Of 184 Manlana for aooowd nwlber: 41280 MO MI B$04 K e You have a or" balance at -j20.60. You d0 not tore to nWrs ¦ paymsm 0 tda *no. II?? ldhke year dhesk PaYsala to Bank One Amount Enclosed Mae address a emal7 Port an beak. - 4266aA000611534400000000000000007 CAROMEUNR SERVICE L.JIL»INr»rIrLlLrrril«LdJr»Il..lr«ILd.ldl«rl PO SOX 15153 Or7teaa19:fa0or WILMINGTON DE IM64163 MARYAMEHRPUYAN 36 DEVONBHRE SOUARE IrrrlN.i..Ise.I.Irrl»II«.I.I.»,NrlrLr.ILdrl.rrllrrllr.l MECFMNCMRGPA 17050,4670 45000 L60 2111: 2060006 L L 5394 Lea Statement Dole: 1lrA" -12127134 CUSTOMER SERVICE Psymrd Due DOW. 01/21/06 In U.S. 1411MAX-7027 • M6timxn Payment Due: $0.00 Eap" 1-066-440.3300 TDD 1-000056-0060 Outside U.S. call collect " 1-302-604-0200 VISA ACCOUNT SUMMARY AecoUM Number: AM x000611 5304 ACCOUNT INQUIRIES Prelfon Salrnse 120.00 Total Crsdk Urw $10,000 P.O. Sol 15200 Paymom, Credits -160.30 Available Credit $10,000 W irvir4 rn, DE 10050.5200 RnrncaCtw0s6 +$1.00 Cash Access Line $2.000 PAYMENT ADDRESS New amkw ce 20.60 AnNatle ter Cash $2.000 P.O. Sox 16163 Wemirglom, DE 100063153 VISIT US AT: You have a oast balance, so no payment Is required. You may make Charges against a* credit or request a rabid by crresdrq CrdmarMsr Service al the address above. lidtsr 0 monks the as& bdwm is $1.00 of more, we will refund go creM within 30 days. TRANSACTIONS Trans Amours Date Relerenw Number lardunt Name or Transaction Desalpion Credit Dood 12107 747 16/030 nanca ChWM PAV*Md DE $335 20.60 FINANCE CNARGM PERIODIC RATE (S) AND APR(S ) MAY VARY Daily Periodic Roo Corresponding Average Daily Bdenca Rnr>ce Chrrpqee Due Transr.4on FINANCE Category 30 days in coo APR TO Prkrdc Re. Fee CMARQ® Rados" .02781% 10.15% $0.00 $0.00 $000 $0.00 Cash advances .05614% 20.40% $8.01 $100 $0.00 $1.00 Total irnoa drgse $1.00 Elective Amaral Pwo~ Rea (APR): 140.1"% The Cortaapodkq APR is dal role of lmr" You PRY Mw You crry a bsWee on purchases a cash advendes. The EBecive APR represents your toad *once dh=V" -Wudn0 tnnsacton tsse such as own advance and bderoe Yrwter tees - expressed as • preaMaq. IMPORTANT NEWS Bark Oro and Chose have merged. Dining M nwryer vanal6on you may receive communka0arn from us Linda boon 6he Bank One and CMse brrhds. Solh trade mean Chose Man i n Bank USA. N.A.. ~ owns your aanum end osaws your card. We look forward to serving you and hank you for your bus)nsal 8493307 We haw your holiday siopplre ON wrapped upI Gel 16%• o0 all our tsive pits when you use promotirn code BANN361 From lowers and Plan 10 g0ulme Nero and tine dfwra. 1-OOD-FLOWERS.COM(R? Is your holiday Oft headqueriers. 'For d"s, plaaee aril WWWAS00FLOWERS.COMMISCLAIMER. -?eke $10 od Ala Family Forms Florida Gill Citrus'- A ti0 discant on 20 be revel uninges,grapetruil. or mixed. First iim?Aryers ony-923.96 plus SM, limb 2, ends 01/1S. Vial WW W.ENJOYCITRUS.COM or coil: 1-NO-231.2314 DEPT. Oeb Cardmember Cusloner Service'. 1-000055-99W. This Statement Is a Facsimile - Not an original )(OD000a2 FN.'f11Y aaa N 2 27-1400207 vp.r d] oaPa Mw h1" 0x716 ]a2raD000i0aeW71eM 46 of 184 Statment for wss rM Nrrrbar_ 4206 osaim (181111904 New Balance Peymnn Due One Past Duo ArowN Minimum Payrrrd ! e Sao." 1tr22A4 80.00 $10.00 Mlekeyew aMak PWOMM to MY Ons. Amount Ennebasd Now address a wash? Print an beck. 426686000611539400001000000029690 CARDMEMBER SERVICE L.J16w111.waLLIL...I1..1n.LL..IL.L..IL.1.Lllw.1 PO BOX 16163 omsasxasao. MU01IN(iTONDE 10466.5153 MARYAMEHRPUYAN 36 DEVONBINME BOUARE I...111.1..I..I.1..I..II.wI.1.... N.i16..16.111...11..11„ 1 MMECNIIRICSBURO PA 170504676 4SOOO L60281: 2060006 L LS394 Lw S1nNrwn t Data: 1Ora" -11/27/06 CUSTOMER SERVICE M IOM Payment Dol P 1 30 . nt Duo: ayme Minkrun 10.00 EspN101 1.00 -33 00 TOO 14004654060 Outside U.S. call cow 1-302-6044200 VISA ACCOUNT S UMMARY Account Number: 4200 Ye"I'M1 62" ACCOUNT INQUIRIES Provic" Ba- - $2,002.74 Tool Credit Wu $10.000 P.O. Boa 15206 PapnerA. Credits -$2.002.74 AveMe Credit 80.070 W**glM DE 10660-5206 Finance Charges +820.00 Cash Acans Line bl f l CM $2.000 PAYMENT ADDRESS 073 $1 New BalYlte .60 e Ava a a . P.O. Box 15163 Wilrtinglon, DE 106063153 VISIT US AT: TRANSACTIONS Tract Arno" Dais Refsrenos Nnaoa Merclurritltalla or Trenrclion Dwaipbn Credit Dealt 11/10 19243 17000223=4IFF iThakY WM*Vlon DE 82,602.74 FINANCE CNAROES PERIODIC RATE(91 AND APR[91 MAY VARY Daly Periodic Rae Corresponding Average Daily Balance F!nence Charge Duo Transaction FINANCE Category 31 days in cycle APR To Periodic Rae Fee CHARGES Purchases .02713% 0.00% 5307.60 $3.36 $0.00 $3.36 Cash advances .05646% 20.24% $1,631.66 $26.34 $0.00 $26.34 Total k once dirges $20.60 eYncdva Amust Parcaafpe Ran (APR): 1B.N% The Corresponding APR is On rasa of kaorea you par when you carry a Oalann an pi rdnesa or cash advances. The EMadve APR rWnerda your taNfkance charges -includ'ng transaction tees e0fh as cash advance and balance trarala leas - expressed as a percentage. IMPORTANT NEWS Berk One and Chen haw merged. Owing the merger transition you rosy receive commwilaeono Dom w under bat Ole Bent One and ChanbrWWL Both &wmmeanChase MsMsknBank USA, N.A., wNclh owns yov account and team your card. We look forward to saving you and funk you for you buskuaM Did you know you have access to a Fires Year End 8urnrrry? Am login online at crdmemberrmle-com by 1261104 and ¦ copy %Ml bo aulornsfcolly aWlable online by 2AA151 kb thes simple! Check out Chsawsponnred Amason Theater this holiday season: Five original shen tbas On 1 9 wlsbdlb such as Daryl Maaak Stele UndawooA. Chris Not. Minnie Driver, end diro la Tony Scott, ¦vulede excluen" at www.amaaon.corn. 8493307 This Statement Is a Facslmlle - Not an orlglrnl x 00oaa, P333 M 000 M Z 37 0 147 rM.1 da 00aa w w am? 31100000100007x1701 143 of 184 Stalwnwit for aieewd namamer: 414 am aft =4 New Balance Pop mon Due DOit PestDhar Arnou t M 1inaxil Pay w I OAAKINONE.0 $2.144.H 02T21A6 $OAO $42.00 your meet ?aYlt 0 Sr.k Cos. Artaud Endoaed is MM edreso or wnoll7 Pr!nt on bed. 426688000611539400004200002144640 CAROMEMSERBERVICE - l«.111.«lil«.del,it.... 11J..LMII.,I.«ilnid.il... PO BOX 15153 om sax z maa WILMING704DE 16555.5153 MARY A MEHRPUYAN 35DEVONBFMRESQUARE bnlddululJnL.IL.dJnnfld.6?.16dJ.nllnllul MECHANICSWROPA 17050.6670 45000 460 28r: 2060006 i i 5394 ie SM&Mt Dole, Dta. Payriha7t Out Data. ER SEgNCE U S 1225A4-OZ21 S I 02/21/05 I U 1-00036 7627 S • s n . . . n . . Espflol 1-0054403305 - TOO 1-0004664060 outside U.S. al Cohen 13024"4200 VISA ACCOUNT SUM MARY Account Nuffilm:4261ee000011Se6ACCOUNT INQUIRIES Pre"Is Babrre -$26.66 Total Crodil Unit $10.000 P.O. Box 15260 PwdNre. Cook Omuta +$2.106.66 Ava"*Cradt $7965 Wilmkhpfon, DE 16060.5260 Rnanoo Charges +$57.36 CaohAcara Lin* S2AD0 PAYMENT ADDRESS NwBalane i44.84 AwdadeforCaeh >D P.O. Box 16163 VAridrtpon. DE 16006-6153 vmr us AT. TRANSACTIONS Trrn Arnout Dab Relrnce NtnOar Morche t Narne or Troneadn Dow"on Cr"I - DOW 17hreo z.aaee+ov-sau hit:xr+sevr+? h:vusn ntlvnlla:t ravnnc:t c:rfl{fit3R 31.56 FINANCE CHARS PERIODIC RATE (S) AND APR(S) MAY VARY Dory Periaac Rate Camspan6nnpp Aversge Daily Balance Finance Ch Due Tranwcbon FINANCE Catitpory 31 days n.ycle Apn To Prbdc Rate Fee CHARGES Purous" .02751% 10.15% $0.00 $0.00 $0.00 $0.00 Cash advarnas .05614% 20.40% $236.33 $4.17 $83.18 $67.35 Total chance dwgea $67.35 Ell dIftAmelalFor an"Rate(APR): 30.16% 7Ae Conespon Ifng APR Is the roe of lnterew you pay wMn you carry a bounce on prdwne or can &&Amn. The Elladve APR reprove le your I" finance charges -ncudng lrsneadon bee such as can advance and balance transfer teas • erpaswd w a pardnage. IMPORTANT NEWS BANK ONE AND CHASE HAVE MERGED. DURING THE MERGER TRANSITION YOU MAY RECEIVE COMMUNICATIONS FROM US UNDER BOTH THE BANK ONE AND OWE BRAND& THANK YOU FOR YOUR CONTINUED BUSINESS AND WELCOME TO CHASE! 8493307 As a valued drdn wobef you are dill"o to reoe!va hqh- qually mwdwWiw not available to the gsnrd pubic tam fop brands Mich as Leno>< Tanks, Disney and moral Aid go to WW W.VALUECENTER.COM and war in 126627 whre M wka for your crYkate number. Ad row; OUANTNTIES ARE LIMBED! Send your sweadiwn a beauVul bouquet of flowers for ValeaneIa Day on Fsbruaryl4thl Hundreds to choose tom. S" day delivery evaaabfe in haw ace but don't wain Order 24 hou i a day a www.arcuidiy.Iow9mkjb.onm or car t-600-x22-0307 a mentan promo oodr CCJSS This Statement Is a Facsimile - Noun orighlti X oooxv1 F"JIM a 000 N z 27 owa, pp., J3 0-07-0 MAMA o14T1 OVi OD000100o0M M 28 of 184 Statement he aooouM number. 4= SE00 081167EI ?IVEi New Balance PMmant DueDsh Paef DuoAr lxn MalmuIn Pay 0 31.670.60 OW24106 $0.00 $37.60 ta.kerew veer eaW M weak am Mount Endoesd ?Nw ad' aa-mWT Mre as beak. 426668000611534400003700001678805 .,IlLelll,e.LL11....II.,r..Lr.erLaL,.rL.1,IdL.. CARDMEMBERSERVICE of muzewes PO BOX 15153 MARY A MEHRPUYAN WILMINGTON OE 166663163 36 DEVONSHIRE SQUARE . MECHANICSBURG PA 17060.6070 L.d16L.1..IJad..IL..la6,.dldaLa.ILJaba.Il.alLd 1:5000 160 281: 2060006 i 15394 iae Smernera Gala: 01rA" - 02 VM6 CUSTOMER SERVICE Q?. Paymerd Duo Data. in U.S. 1-600436-M7 7 Mlrdmum Payment Der: $3 00 E 1-800-4403300 TDD low- 6-8000 Outride U.O. cell cow 1.302-59"200 VISA ACCOUNT SUMMM$Y - Aecou t Number: IMO $0000611 SM ACCOtNIT INQUIRES Previous Balance - 3$144.64 Tom Credl Una 310.000 P.O. Box 15200 Payment . Credits -S300A0 AvWW*Cr*M ".121 WW"*Vlm DE 16860.62M Finance Charges +$34.10 Cash Am" Una h A Wd C 32.000 PAYMENT ADDRESS $121 Now Balance $tA78.80 aa v eter P.O.Box16163 WlminglM DE 186064163 VWr US AT: AllawaLmIll. TRANSACTIONS Tree Amoua Dols Reference Nunbei Merchant Name or Trx!aac6on Desa"on Credit Debit 02/06 10370360106636261663083 Payment You Wknknglon DE 00.00 FINANCE CHARGES PERIODIC RATE(S) AND APR(S1 MAY VARY Daly Periodic Raft CWNWW dilg Avage Daly Balm Finance Charge Duo Trensaaia a flNANCE Category 31 days in cycle APR To Periodic Rae Face CHARGES Purchases .02050% 10.40% $0.00 $0.00 ED.00 $0.00 Cash edvarhcoa 16683% 20.74% $1.030.04 $34.16 11D.00 $34.16 Tom trance charges $34.16 Effective Awned PMearege Raft (APR)-. =74% The Comapondi g APR N to rre of Intarsar you pay Ww you carry a' a.lares an purchases or cash advances. TM Eihetve APR repress l% your tom lieu da w - including than Becton law such an cash advance and balance trarheler toes - sWeand as a pwco go. IMPORTANT NEWS BANK ONE AND CHASE HAVE MERGED. DURING THE MERGER TRANSITION YOU MAY RECEIVE COMMUNICATIONS F90M US UNDER BOTH THE BANK ONE AND CHASE BRANDS. PLEASE CONTINUE TO BANK JUST AS YOU DO TODAY. WHERE YOU DO TODAY. THANK YOU FOR YOUR CONnN UE D BUSINESS AND WELCOME TO CHASE! Final notaeefFree Card emberTfhankYoubefore4MO(Mi You're, enthd to a Free $100.00 Cwdm~ TNenk Youl CM before 4110106 to gal 3 magazines FREE for a year. ThWyveelrm ybeenpudhasedforyoul Even pvcessing Is absolutely FREEI Cal now lordew ls. 1300-807.9169. Save on gthe ee hol they eladel Receive 16%oll kom 1.100-FUOWERS.COM(!) and aN Our red hot valentrift gills with code'aANIQ41 Fan Love's hmes with one of our counhaa scenic gilts - Cupid eouldrM do 9 betler job! 'For dean, peas vlat W W W. 1000FLOWERS.COMIDISCLAIMER. 8493307 This Statement Is la FacsMie - Not an original X 90a0001 F032 M 000 N Z 27 0%6=Y P." h d3 DC20 MA Qn7s metOD0aD/000rer2eD 131 of 184 Stahnwnt Afar aoisawil nmbw: 412M OM MI BSGI CHASE O NM ado= Psym ern Dua Date Past Due AnwM Midmum Payment 51.70615 OV21/05 $0.00 $34.00 1Wteyrmrteek MI " teplate CardlrWom Amount Endord 'i ?Nwr d6N w a+mN1 MM on bwk. 426688000611534400003400001706754 '111"',11"'1q .... 0.1oll .11A..."11'I'1"g1 CARDMEMSER SERVICE omopnx 2 warn PO BOX 15153 - MARY A MEHRPUYAN WILMINGTON DE 166566153 35 DEVONSHIRE SOUARE MECHANICSBURG PA 170566876 L11II6L.111Id111gIL..111..,111?LIg11LdJq.llnllill 1:50(30 L 60 281: 20 6000 6 L L 5 3 9L.LIe - Saas"a"d Date: Ob20r05 -0327/06 CUSTOMER SERVICE CHASE O EAMMM yffwd Due Dow. 211% In U.S. 1400436-7627 ke w: E6Pa!bl 1455446-3300 - TOO 1400-M-S 0 Otraids U.S. all collect 1-3024644200 VISA ACCOUN T SU$AtiURY Aeeeun Numbe r: 420 OM 0611 53/4 ACCOUNT INQUIRIES Previous Balarloe 31,a7e.60 ToW Credit Line 510.000 P.O. Box 15260 Payntem, Credits 4200.00 Ave6ede Credil $5.293 YWndrglon, DE 19960-5265 Anna Chrgas +$27.96 Cash Access Line - $2.000 PAYMENT ADDRESS Now Balarce 1,706.75 AvallahlelorCash $293 P.O. Box 16153 Villin rgton, DE 195863153 VISIT US AT. MOLdmuLgn&LsuoLgL TRANSACTIONB Trans Arrow Date Reference Number Merdum Plante or Trumcli n Dasa on Credit DWi1 03/06 10660660416696245314122 PAYMENT-THANKYOU $200.00 Fl NANCE CHAFRIM PERIODIC RATE( S) AND APRIS ) MAY VARY - Only Periodic Rata Corresponding Avenge Daily Balance Anna Charge Due Tra sedon FINANCE Catpory 28 days in cycle APR To Periodic Rao Fee CHARGES Purchiases .02916% 10.55% $0.00 $0.00 SOHO SD.06 Call advances .05751% 20 99% $1,736.35 $27.95 $D.00 $27.95 Twill klancedwgas $27.95 Effective Annual ParserrY/a ROM(APRg 2O.1M% The Conaponduq APR Is ate rate of Interest you pay wMn you carry a balance on puehrss or cash advances. The ESectve APR represents your Joel finance charges - including Vanescilon less wdr me cash admwe and balm transfer fees - wpresasd as a prcrdage. IMPORTANT NEWS BANK ONE AND CHASE HAVE MERGED. DURING THE MERGER TRANSITION YOU MAY RECEIVE COMMUNICATIONS FROM US UNDER BOTH THE BANK ONE AND CHASE BRANDS. PLEASE CONTINUE TO BANK JUST AS YOU DO TODAY. WHERE YOU DO TODAY. THANK YOU FOR YOUR CONTINUED BUSINESS AND WELCOME TO CHASE! No Stings. No Corm linwls and No OWgalanl Get $10 of FREE Gas. No Iddding. Jum Cd 1-WO-391-3346 to Iivien b an offer. Brought to you by NMlOnal Union Are Inamana Corp", of Phtsburgll, PA Ural am per household. Gat 4 amporwasry weeks of The Was Blreat Journal. tle moat oapected, lrualuw9ly and useful rwmpepr throughout twe wodd! After your 4 eonglFrw,ory weaks, an additonai 25 waalre wit be ava!latle to you for $107.60. Call Today! 1.500-774-2657, ask or coda 25JCMY. 8493307 This Statement Is a Facsimile - Not an ofrighul X O OMM FM33 6 1 000 N 2 27 ONQQQ7 Pq.l 43 00225 MI w Map o1wwoomooomow 120 of 184 Statement fW sloooWt number: 42M MW 01"1 M4 CHASE O Mk4AWD M mm adarme PaymrM Due Date Ptr1 DutArnout Mr4mrm Payment 11.441S.20 0622465 10.00 329.110 Amount Enclosed'i No Fbrwrdesktr PrntCharCaralaMaea ? Now atl8aaa or oma97 Print an Md1. 426688000611539400002900001485288 i...ll I..I lq.«.1.1.11... 111..1..1.1...1 I{.1...11.11.1111... CARDMEMBER SERVICE oawt9a2.lra PO BOX 13153 MARY A MEHRPUYAN WILMM OTON DE 196-63163 36 DEVONSHIRE SQUARE y11 MECHANI SBURG PA 170666076 LIIfRIi1.l1l1,lIII MIIM,IIIIIIINIIIilI111..11Ll.li{111..1 e:50001.60281: 2060006 L 15394 LNe Streamers ate: 0320 05-0427/75 CUSTOMERSERVICE C34AL CE O Payment Due Dow 0522/06 M U.S. 1400435-7927 Mlnimun Payment Due. $20.00 Espefbl I-M446-3300 TDD 14004664060 Ou*ido U.S. al Congo 1-302 4 94 4 20 0 VISA ACCOUNT SUMMARY Account Number: 4288 OW 0611 9N ACCOUNTINOIMWES Previous Balance $1,706.75 TOW Credit Una $10,000 P.O. Bait 16290 Payment, Credits -3260.00 Avalabie CroM $6,614 Mnington, OE 190665298 Finance Charges «320.53 Cash Access Unit $2,000 NOW Balarnce 1 495 28 Avasabte for Cash $614 PAYMENT ADDRESS , . P.O. Bo:t 15163 VAlming ion, DE 198864163 VISIT US AT. TRANSACTIONS Trans Amount Data Relrrha Number Mrcread Name or Traleaaion Description Crest Debit OU13 1103 030400663257062049 AY YOU $250.00 FINANCE C HARGES PERIODIC R4TE( S) AND APRILS ) AMY VARY Daly Period c Res Cornepom ing Average Defy Balance Rrwki Charge Oue Transaction FMIANCE Coo" 31 days M cycle APR To P4lo6c Rao Fee CNAIIOES Purchases .02910% 1015% $0.00 $0.00 10.00 10.00 Cash advances .06751% 20.99% $1,000.10 32613 10.00. $26.63 Total )manse chrges 326.63 E1Mellw Annual Pwan/a3e Rae (APR): 20.90% The CoaetporMNq APR la the new W hear" you pay Ylherl you carry ai Winnow M purchases Of cash advances. The Efoc9w APR reprssnls you WW unarm charges - inclu ft tnnascton teas such as cash advance and bdnce transfer hew - expressed so a percentage. RAPORTANT NEWS Valued Crdnwrberr. Reply by WOM61 You're entitled to a FREE $100 Cardmo br Thank Youl Respond now to get 3 nlsgsrlnaa FREE to a year. They have already ben reserved for youi Cal for dens m claim yours 1.006364-1567. Save on growl gibs for as fie great moms in you Mal Receive 15% oft your purchase Mwa you use prornodon code BANK23. This Mothers Day. give hr somailk etrserdmry N Mum for all 6n love she's gtven to you. For details, please visa WWW. 1e00FLOWERS.COW01SCLAJMER. As a valued csadmembr you we 449bolo receive high- quaNy merchandise tram lop brwW@ ¦M Cross. Loo:c and John Deers Just go to WWW.VALUECENTER.COM and now 143073 where h asks for Your cartMrate runbw. These preducn are not avollada 10 the penal public, so act novrl 8493307 This Statement Is a Facsimile - Not an original zLOM001 F1330,mo oils X Z 21 o60M27 P.e.1d3 Oe® MAMA ODW 17lOODM00000MOM 42 of 184 Stateamrlt for acosud tambw: ANTS am Deli m4 O few 8alatha Psym rn Due Dae Peat Due Amaxd aarenun Paymnt CHASE A41111KNOMPLE $1,360.12 0612105 .. -$0.00 $2700 f?Aa.kaysar ahwk PNNIe to Chow Card SaMms. Amok" Enclosed (i - • Now address or ~ Print m bads. - 426688000611534400002700001360125 I...III$ MIlI M J. 1.11....ll..I.J.I. al l..l...l l..l.l.ll... CAROMEMBER SERVICE hsoeaeaz tao0 PO BOX 15153 MARY A NRPUYAN MNLWNOTON DE 16"63163 MEECIICH IBREG PA 17 ABUf1D PA 17060.6676 ,:5000 L60 28,: 2060006 L L5391. Lta 9wetwaDar: 0412MS-06*7/06 CUSTOMERSERVICE CHASE O e Dam: ? IS in U.S. 14W436-7927 Pw E%mw 1450446-3309 TDD 14904664090 Out.ida U.S. a9 c - , 1-3024944200 VISA ACCOUNT SUIIIMARY Aewta.t Number: 42" Me 0911 M4 AODOUNT 1WRIES Previous saw" 11.496.29 Tolsl Cred9 Line $1%000 P.O. Sox 16290 Credo 3160.00 Payrrars Awdalble Cradle $9,079 1Mlnwplon. DE IMO-6298 . Fu mm Chwpss +$24.84 Cash Access Line WOW PAYMENT ADDRBSS New Solance $1,390.12 Avatatle for Cast 8639 P.O. Box 15163 Wningion, DE 1981163163 VISIT US AT.. TRANSACTIONS Trans - Amount Dar RelwomNutber Mardtattlim sorTransac6, Dwaip6on Credt Dabk 06/13 1133133041370=0003TM PA YOU 150.00 FINANCE CHARGES PERIODIC RATE( . S) AND APRI9) MAY VARY Daly Pwbde Rau CamponOng Avwape Dsly Band Flnwm Chaps Duo Transaction FINANCE Cato" 30 days in eyde APR To Pariodc floe FM CmARGES Purdmm 02997% 10.60% $0.00 $000 ID00 3111.00 Cast admrxm 06620% 21.24% $1.422.67 $24.84 $0.00 $24.94 Told thence dwpw $24.84 ESwtve Annual Ntwwnrge Rata (APR): 21.94% 'rho ConespordwV APR Is Ste tae M ktwea you pay wharf you c wq a balance on psatasss or cash advances. The Etloch APR npnsetda Tax tole *vm dhwW - Including varaselon fees Koch w ash a0vna and balm taafw ton- expressed mat pwcwaage. NAPORTANT NEWS As a vd W cwdmwnbw, you an a6gbu a rea!w high. - gwhy rw dwxko not avt WO Io to general public torn cep brahG much as Lwwm Tanks. Disney and non! Jual go 10 WWW.VN.UECENMR.COM and anw in 102" shwa08"for you owtfkae nunbw. Art now, qunttse we Immoodl Youye adtad io a Cw&rAmbw Thank You waked up to $0.001 Simply tali balsa Puby 16.200610 dttm yolra by wtedng yaw tworife DVD movies. Sea al ail, supping and hwtdhp Is abwWSy FREE and ton's no dub to loin. Just call now la detail and seMdonal 1.698-596.7001. Do you wish two wen lower bills in your mWbDxt Switch to PRArbn Cndt Card Staumenb am view h M online. Sign up at www.aosa.aarvasd cords today) . 8493307 This Statement Is a Facsimile - Not an ortgk6al x0000.01 MUMS CI eta m z 27 a my Pp.l w3 Oam ..NMI In" wtooDwom" am 137 of 184 Statemarot ler roowM n mbar: 4M 8800 0811 SM CHASE O Now adance Payrnrn Due Dole Pant Dua Annum MNmum Paymsnl $1,163.66 07,22106 10A0 $23.00 WoWtea ssrv!ss. NmuntEndosad Nwr a (i Iw - Or eiraff7 Prt1t on beck. edeso r ean. 426686000611531400002300001163545 waaaarztreeseUVAN 61.Ill.t..1..61.Ii.dl1.J.L...tt.ld.»It.d.i.?.I1..1.I..1 MARY A MENIiP 35 DEVONSHIRE SOUARE CAROMEMBER SERVICE MECHANICSBURO PA 17050-0076 PO BOX 15153 WILMINGTON DE taae6.6163 I...III...IIII,.J.I.Nx1.11..1..1.1...11.1..11. d.1.il... 1:500(3 i$D 286: 2(360(306 L LL53g4 Lae Stalsnrm Dee: 05/28p5 -06127/05 CURTOMER SERVICE CHASE O Pynen 0w Dae: 07,22/05 in U.S. 1 a00?436-7627 Aaninxrll Payment Dus: $23.00 Eepatkl 1ae0446?300 TDD 1-000 soft 0 Ouls!de U.S. can Comm 1302364-0200 VISA ACCOUNT SUMMARY Account N6mber: 4210110000061 6Sa4 ACCOUNrINQUIRIES Previous Balance $1,360.12 TOW Cr4dl Line $10,000 P.O. Box 15265 Paymsn, Creme - W00.00 Avalade Credit $0,816 1Nrk*VDr,, DE 16050.62M Flnrwe Charges .523.47 Cash Access time $2,000 New ftbM* $1 163 66 Avalabte 1r Cash . ENT ADORERS AAYl1 $616 P AD , . P Box .O 15153 . Vilmiglon, DE 106863153 VISIT US AT: TRANSACTIONS Trans Dale Rdwwm Number Mardum Nrrre or Traeaegn Dseafpion Credit owl W17 1 6016604127262453(32556 PAYMENT -THANK YOU $200.00 FINANCE CHARGES PERK)DIC RATEI SI AND APFM MAY VARY Oely PW"C ROO Corresponding Average, Daly Balance Fnena Chaps Due Trenesdon FINANCE Calegory 31 days in Cyde APR To Perbdn: Ras Fes CHARGED Purchases .02667% 10.60% $0.00 $0.00 DOW 50.60 Cash advances .05620% 21.24% $1,300.86 $23.47 $0.00 $23.47 Total lnerm Charges 523.47 EReeVw Ann" Paroen age Rae (APR): 21.24% The Corresponding APR Is Vw raw of kdwest you pay v~ you any a baenee on purchases or cash advances The EN80" APR repreesnti yaw IM Shan dwM - I dudng lnrewton toes such as can adwrow and balance Vander fees - expreaeed ae a percrdge. MIPORTANT NEWS Et*chv July 1. swevonk psymem (Spay) requeas rseahed pia 10 4 PM Eastern Time on a bairew day will post to your a scours M same day. Epy request naived aler 4PM orn aweek"orfeft holdyvApostb your acaud the nw budne" day. Fine NoSa of Cardmampw Thank You belore August 1D. 2005! For a fimted 10rne, youlre "ad to Claim a yea d 3 mgaanes work up to $100.00 as a Thank You! Call belore eAWM 10 don yowl Thy are reserved for youl Ce/ br det**10 gel $100 wonh o1 your Jmrhest 1-e0o-M-5067. No ansdOnrat and no obfig0ml Gar your $10 FREE gas voudw. No eddrg. Just sot 1-00 0-60 6 06 23 10 loan to an offer. Brought b you by Nel!onsl Union Fire kwara ce Company, of P!teblrgh. Pa. Urrita * per houWvdd. 8493307 This S$atement Is a Facsimile - Not an original xW W01 Fe33=4 C1 000 N z 21 0?0ee1 P*1*1d3 0® MA1 04202 tA/0000010o00QIW 62 of 184 Ststatnent for aoosur mamobo r: 4m am 0211 sew Cc New Balarn. Psrnsni Due DaL PW Due Amou l h&*wm Paymwn, CHASE O $1,467.53 Ott2106 $0.00 $26.00 emu Cord w Amount Enclosed t3 'IYw d6eNSS i?ileM4 Rile book. 426688000611539400002900001497530000007 =4 1:?0a0eC iN111111N11J161L/111N1/11111''/'111N1L1IIL/II111lllll MENiiP BQI? E CAROMEMBERSERVICE ??^A ?+ AM S04078 50'078 PO BOX 1S153 WILMINGTON DE 166664163 fNIIIINIU11111III1NINIl1Nll.11111/ii/.l/./N. /1/111L/11 45000 L60 287: 2060006 i i 5 394 it ?LJ ft1ornor"Drs: ON2606-0727A1S CUSTOMERSERVICE CHASE O Payment Due Dow: 0621/06 In U.S. 1400476-7627 ltinimum Paymrrn Our: $26.00 Espafbl 14664463306 TDD 12004666050 Oueide U.S. CON cased 1 ao24644200 VISA ACCOUNT S UMMARY Account NumW: 4266 $ M cent SM ACCOUM?M4MMES PtMOue 8411111" $1.163.66 TOM CrOM Una $/taco W P.UL ln Boas DE 16M0-6266 plon DE PrymnnL Creaks X280.00 Available CroM $6.502 , Purchases, Cash. Debts 4R7 98 Cash Alan Une $2.000 PAYMENT ADDRESS Finance Chwo" 4$35.06 Available br Cash $516 P.O. Bar 45163 New Balance , 67.53 YWminoon. DE 166664153 VISIT US AT. vent rfhaes et TRANSACTIONS Tray Amount 0" ROWS" Number Merdtsni Name or Tronascson Deaaip0on Credt Dealt 1 0.00 07/16 210877352 735 OWN 627.ee 0780 24063336200000000064738 CASH ADVANCE FINANCE CHARD 15.84 FINANCE CNAROES Daily Poriwk Role CorfoloWdn0 Aversps DoNy Brans Rna ce Charge Due TfaeacNon FUME Caupory 30 drys in cycle APR To Periodc Role Fee CKARSES Purdnaes V .03056% 11.15% $0.00 $OAO $0.00 $0.00 Cash advances V .06608% 21A9% $1,138,46 $20.11 $15.94 $36.06 Total Nrwne clrges $35.66 Efleetiw Amin Poroanlap Rafe (APR): sy.80% Please we reverse skit for bslonu computation mMod. graces period. and otter inporsnt inlomhsfon. The Oomeopordinp APR hikw rate of knerod you pay Wool yoUGIMabnilne*OMWY/tWUCknCUlogWy. The EMx7ve APR mp'soom your WW *Wice dnrgae -including aaaaClon Las such as arh advance and balance t toner toes - eapresasd as a percentage IMPORTANT NEWS ri"mahe July 1, e"o, paymern (Fpey) regllew received prior 10 4 PM Eselern Time an • business dry was pot to your aaeaurn the same dry. Epay reWom received filer 4 PM or an a weekend or tederai hoWW will pool to . your account tM noot budnou day. Find Noice ol Fro Crd motet Thank You blare 9110061 Youve anolled 10 a Free $100.00 CardlNrtEa Tfrnk You good for 3 nagadnes FREE for a yowl. Oak by 9110,416 to claim yours WO lust a few one4ime $2 Frocile ft Lt. ThWw ban reserved for yout Call ter dstaiM. 1-W0.2W 4W7. As a valued urdmernbr, you we shoble b recNve hplr quetky meranandee from top erode law Cron, Loam and Jon Dual AM gob W W W.VALUECENTER.COM and sneer 143313 vame k asks br your cooNcre number. These products are nol sweatle to the general pudic, so ad novel 8493307 This Statement Is a Facsimile - Not an orlgk-Al x 000000, F03"/act .. 000 N Z 27 MWW Pq.1 der 0=5 MAMA 119e1 3 000eo *Wnft10h 24 of 184 State$$tsnt iperao6aeent terabat ass aeon 0511 am Nan It - Payment Due Dole Poe Due Amu" Vw*mm Payment $1.764.16 OW21A6 $0.00 $27.00 1Yeyerr A,ar, ?ayN1a N eftw Cera 6uvtea Amount Enclosed 1$ 1 Nwrt =r err •ii»t17 PAR m Mok. CHASE O ?Imalrhtlao al Lim 426668000611534400002700001364165047344 snumisonc MAIVY1ApMEEHRPV AANyy? h?lECF1A?A(?S(1R(! PA 17060-6678 CARDMEMSER SERVICE PO SOX IS153 WILMINGTON DE 165854153 L A I.» ...I I J...1 11.11...I 4500(36602131: 20600061 L 5394 L6e Slatenent Data. 07128A6.08127M CUSTOMER SERVICE Payment Data: S. 00411% in 4 3 CHASE O inimum Payment Dena: M $27.00 EEap 308 1.000 43 TDD14004654060 Outside U.S. Cal cctect 1-3024644200 VISA ACCOUNT SUM MARY Accoun toumMr: 4m mo *sit sm Accouw INOui ms Previous Balance $1.467.63 To1N Credit Ltra $10.000 PA. OUR 16266 Wkmkhplon. DE 10050-6206 Payment. Croft -$200.00 Available credit $6.876 Purcmnee, Carl, Debits «$76.00 Cash Access Law $2.000 PAYMENT ADDRESS Finance Charges +$27.63 Available for Cash $676 P.O. BDY 151S3 Now Bstahce .16 Wilminglon, DE 168864153 VISIT US AT: TRANSACTIONS Trans Amours Data Reference Number Merchant Name or Tranesdion Dsarzipton Credit Dadl own LATE FEE 9.00 00/25 12772770406211206634010 PAYMENT-TWiNKYOU 200.00 FINANCE CHARGES. Daily Pabdc Rae Constpondn0 Averaps Dalhr Balance Frnahce Clmge Omer Transaction FINAIICE Category 31 days In cycle APR To PsrlodcRate Fes CHARGES Purchases V .03124% 11.40% 117S5 $000 $0.00 $0.08 Cash advances V .05657% 21.74% $1.461.62 $2755 $0.00 827.55 Totd Onance Charges $27.63 ESaegve Annual Psreealye RON (APR): 2211% Plana nee reverse side ter balance computation nanod. grace period. and other important iMormaton. The Corresponding APR is to role at hew you pry Wan you carry a balance an any transaction Category. The Etlectw APR rap howls your lOtal tfnerce charges • kxkWng asn"don teas such as aid .!hence and belence larder tees - expressed as ¦ percentage. OPOFtT NT NEWS --- enporlanl privacy slice! By spedslamown n% you can pmtac ltha personal data stored M your hWM Oorrputer with corporaegrade ar" security sotiwre worth $130. Pius. Van a eive a $1.609.00 PC replacement gusramee. Logonlorderls. www.Cam arrtwAMamage.cWVFREEYiM. As a valued CatrnwdW. you we eliglteelo receivehWt- qualuy mercandes not araMble to to goal Pmtde Yom top binds such as Leas. Take, dray and mac! Jual go to www.Valua7orrlar.com and ama In 143366 vRara N sale for your cortiliata number. Act now, quat111es are balled! 8493307 Thb Statement Is a Facsimile - Not an original x 0000001 F333=C1 000 N z 27 MOW P.a.1 d3 0cm WW1 3733 mi oco00h0005 6ld 54 of 184 StatYlrlant for arealnilnumber: 4a00 Moo 0011=4 New Balenc-e Payrrmn Dw Dole Paal Due Amount MNmum Pyrnant $2.281.50 10r2b0s 10A0 546.00 M.keyaw d.sk to mass Cad liMm Arnow Endosd I>; /New ed*M a aira8l Mnt an beak. 4266660006115344000045000022a1565054a64 tiwaax zaoasc MARY yyA?O?MEE!?? H5RqP?Ug?YAN MNSECtiAMCOIR POAAMI70S0307a IN,01...III....IJ.N....II..L.I.L..IIr.I...fl..L611...1 CHASE O me 14MIS W.W lrM. I...IIF.I..1..1.I..I..I1...1.1....11.1.1...II.11...HAIM CARDMEMBER SERVICE PO BOX 16153 W!LMINOTON DE 1011053153 4 5000 1.60 2134 206000 61 i 5 394 1,04 SfdMnnt Date: M"s - ftwAs Cu070MER s18MCE r?,,,? /? CHASE O P 10122" in U.S. 4 Mi nnirmnih Pssy nerd Due: $$45.00 EEs ! I-SM4 i6- 708 TDD 1d003e6a0e0 OhriIM U.S. Call colleen 1 -3024043200 VISA ACCOL44T SUAI MMY AOcanl Numbar: 4200 #M 0011 &M ACCOUNT INQUIRIES Previous Balance $1,364.16 Totel Credit UM $10,000 P00115200 W.U. lrtdr lon OE 12860-5208 Pwyrnim Credhs 4200.00. Available CreM g , 57.71 a Purcaas. Cash, DoUls +51,047.00 Caelh Awes UM $2,000 PAYMENT ADDRESS Finance Chwm +560.41 Avelable br Cash $0 P.O. Box 15153 Now Bunn .2e1.se VdInirgion, DE 190804163 VOrf. US AT. TRANf3ACTIONs Tres Anxhurs Date RaNrence Nurnber Madan) Nam* or Transaction D"Mplon Credit Dada 1,047.00 0007 241 9 11119 01; 11 CASH FINANCE ff- V C 31.04 OW12 1256 14019213620038 PAYMENT K YOU 200.00 FINANCE CHAR( ES Daly Parbde Roe Corregwduq Ave" Daily Balance Finance Charge Due Transaction FINANCE Category 31 days in Cycle APR To Periodic Raft Fee CNARGIES Purdases V 03102% 11.65% $10.04 $0.10 $0.00 $0.19 Caen adnmaz V A11025% 21.00% $2.02358 $37.80 $31.41 $60.24 TOM Vance charges $60.43 EOaollm Annual PMSnlege Rea (APR): 40.70% Ream ewe reverse We for bak4.0e compnatbn rnwhd, gap period, and 011r InV not kdomalon. The Coweepondinip The RllaelvaAPR APR is the n» M irdared you pay whn you carry a balance on arty Vanscfin Category. ropaaana your tOW *we* charges -krtludkV yeMeolon1ss such we 4h advance and balm Vernier tees - expressed r a percentage. MWMTANT NEWS CWM your Crdmartbr Thank You bsbre NorarKar 10.2005! For Soho a valued CWnmybsr. wave arranged for you to reosiva up to S100A0 want of your favorite nopwinee. Cal by 11110M b guaremee your wleeeaa. You must col by 1.e data shorn fa deleis and chips. 1-000486-7083. As a valued Crdmonbr. you are akgb!e to roe" ho. quelhy mrdvandise from topbrsnde like Croce, Lwwk and Jelin Deere! Just go b www wkwerder.wn and rear 152406 where 0 90a for your oerNicaa nuibr. Thaws proAhts we not welaHato 104 general pudic, to are now! Sul Sider wleh EwIhUnk FN or Dial Core 1.600.327-8464 Head back b W*d wit spedar savings thorn 1-NO-FLOWERS.pm (R)l Envoy 16V o1 you prc aso" you us promoln code BANN20. Sln tM school year o6 igih sand gorgeous pike that pul you K ria top of the dale. 'For details, pkmo oish www.1800FLOWERS.corNdsdeinwr. 8493307 This Statement Is a Facsimile - Not an original X OMMM Fg3&w C1 wo N Z 27 05M/a7 P.e.l d3 Oman MAMA 11647 2MODO 01oa011UM 58 of 184 $10911---t for account nu1nb6r: 4m 250003116991 /? ? New Balance Paynam Out Date Peat Due Amount Wirmm Paynsnt CHASE 12.001.12 01)21036 80.00 ?Me $67.00 Amount Enclosed 13 1 ee?ii rnrA4 Mback. an p& Id A ol?r am may ?y 426688000611539+ta0DD57DODO2ADll25116565 won a MEH ec L.rllidrn4rlJ..L.1111.LL...11.1.1.»Il.rl+b..llrrll.rl MARY A MENRPUYAN OUARE A 17060M! PA 17 -6076 - CARDMEMBER SERVICE o YO MABU?1 P MECN PO BOX 16163 WILMINGTONDE 16666-6163 L..Ni.nllinul.l.ll »nll»Iu1+lu.Il.Jn.I1. d.Lll?n1 ,: S000 L60 2131: 2060006 L L 5 394 Lv4 Stsfsrram Dole.' 1 V WS -12/17/06 CUSTOMER SEANCE ?L? ASE O CHA Payment Der Date: 01/2,/06 In U.S. 1400-436.7927 MinYhhtxn pa"Wil Due: 167.00 Espfbl ,466)46.1306 TDD 1400465-8060 OutMds U.S. can collect t 00024944200 VISA ACOOUNT SUM MARY Account Nwnbs: 4 256 Nog ant 3734 ACCOUNT INQUIRIES Previous Solrhw $1,996.63 Tote Crodt Line $10,000 P.O. Box 15266 DE 16550.5265 ?on Psyment Credhs 4260.00 Avoid* Cmdt ? 17.991 Pudasw, Cash. Det its 4217.30 Cash Amer Une $2.000 PAYMENT ADDREBS Finance Chwgw +$36.69 Meltable tar Cash $217 P.O. Sox 15153 Now Saanoe ,00.2 V raft glom. DE tws64153 YI3IT US AT: TRANSACTIONS Trans Amour Dote Rehrume Nurnber Msrdham Nrne or Trnaacdon Dsso "on Cram Debit 1 SWtH $1116.74 1600637333t2a M-M A HKWKEN #W IONG OF P PA 27.56 12116 1 3W0404s/6267390707 PA -TNANKYOU 250.00 FINANCE CHARGES Dolly Perbde Ras Corrsepondng Average DaNy Bounce Flnnc6 Charge Dhs Trenasaln FINANCE Category 30 days in c" APR To Psbdc Rpa Fee CNARGES Purdaew Y .03329% 12.15% $174.50 $1.75 00.00 $1.75 Cash advances V.06162% 2249% $1,906.03 $35.24 $0.00 $3524 Total manse diaries 136.99 ENeave AM MI Percentage, Rea (APR): 21.33% Please we reveres We for belatce mnpuuYon metwd. grace perlod. and ohs inpnant WdOrmsfon. The COrreepOndoV APR n 125 niv o1 Wowed you pay also you carry a bWnce n any Irnwdion category. The Effect.. APR represents yawn al trance chsgw -Wxluding vormactan new such a cash advance and balance teas fees - expressed w a percentage. IMPORTANT NEWS Sand wntrlnst wow's grsethga calla urdoM@uvm 06Imm 1.000-FLOWERB.COWMI Go Is%a"your pudaw of hen 6ohw1. gau owl OM bodcow gargsau areaft cnto"m and rare Mtn YOU Use Womaw code BANGS. 'For 6eteta plasss 'Ash WWWASOOFLOWERS.00MODISCLAIMER. Par today, log n to W W W.dtaw.a01M7edlCafd6 No cep, wars, and law! Take $10 off Fbridds Irma dtrus at Ara Family Fwmfll Big eavh¢ on 20 Hm navel oranges, gropmauN or mixed. nrM trta buyers wfy-SZ4.96 plus S&K 6dt 2. ends 01115. Van yr w.eloydImmcorn or cal 1-800-231.2314 dsp. 06x. M a velnad ordmrnber. YOU WO Miplde 10 r90elve Ngh- quMNy mWdghdw not avagWo to he general public torn tOP brands such as Lent. ToMe. Dlney and morel Just go 10 wwW.vaueamor,00m and ernes in 156143 where It asb tar your car"asa number. Ad Now, quarti.es we armed. 8493307 This Statement Is a Facalmlle - Not an orlglnal x WOOM Pa3333eCn aW N Z 27 OMMI Vap.t as OMM W W B , aMiWWm0o0»ee101 4 of 184 StalamNlt 1waocouttrwatnMr:420 BBD-OB11 SM Now Balance Paynrl Due Dale PosiDue Anicurf Mtinum Pgmnt 11,807.01 ?OV21MG $0.00 $54.00 lY Arnowd Enclosed I= Wr Mennna on bade. rMra 426688000611539400005400001887015134686 Aa77 tar z Dame MApREY A MEFO?UYAN MEI"WWICSOPPA 11 78050-5575 L«IrLrrlll.«.IJrll»..II»1..1.1«.ILd.»il.d.l.llr.rl CHASE O ofli?ni?onal uy +. I..r111.I..6.IrI..1..II...1.Ir..rll.i.l.«Ur.lr6rrllrrll.rl CARDMEM13ER SERVICE PO Box 15153 WILMINGTON DE 10555-5153 1: 50011L60 281: 2060006 L L 5 394 LM 9111"Mord Dale. 12lJ8p6-01/27!00 CUSTONEl1SERVICE CHASE O EkA Dow: W n n U06 . 80 $5 1 4 ra Mi ymem Due: n u ie 400 EN al ol 48 308 0 44a Too 14004564060 Oubide U.S. call colect 1-3024044200 VISA ACCOUN T SUMMARY Aeeorael NurrA w: 4200 0000 0011 53M ACCOUNT INQUIRES PrwAou BWwm $2,001.12 Torsi Cro*t UM $10,000 P.O. Box ImirR DE 10050.6205 pbn DE Pa mwd. Credits X160.00 A ell" Credit ' $8,112 Flrwm CfwOes -335.00 Cash Access Uro 32.wo PAYMENT ADDRESS Now BYence W-3, Ave3rble Ior Can $103 P.O. Box 15153 . WhinOton, DE 1oott6-6153 VISIT US AT. TRANSACTIONS Trans Aff"Int Do* Reference Number Msnahoni Nave or Trwlencton Dewaipion Credit Debit 01/13 101301 57118 T7 PAYMENT -THANK U 150.00 FINANCE CHARGES Dally Pwbdc Role Connepmdng Averspe Daily Balance Finmw Chwp Drre Tranuction FINANCE Calowry 31 days in cycle APR To Pwbdc Ran Fee CHARQES Purdraeae V .03320% 12.15% $14730 $10 $0.00 $1.53 Cash advances V .08182% 22.40% 31.70563 SUM $0.00 334.30 Total manes charges $35.00 Elides Annual Per, ' @*Rae(APR): 2213% pease see merge side tar balance computaBm ha0ad, Oros period, and other inpmnl irdmnalon. The Compon ti ft APR Islho role of aleresi you pay tlwn you Corry a bslancs on wry muction co"ory. The Etleclivo APR repennl your VW *w m charges - incki n0 aonsoclm teen atxh n cosh Advance and' Ilareee trarrater teen - eapsseed as a porcereape. IMPORTANT NEWS Asp vduod cw*.w to you we o0OW* to receive N6h- qudit mwclrrdw not avdwe to the owns! pubk Iran top brarde such M lots-, Tuft Dlww and morel Juba go tD www.valusoaner,com and enter In 111824 whom it -sin for your corflats nrnbw. And Now. quantities we lynW. Pay your terns Ore law and nsy way. Dualuse yw and a pW /or federal and "0 personal fterne %no trarn 3n/06 through 430A6. NM wrrw.MldaSagmrttwaomdtase Of ago. W2PAY-TAX 1DrdOWL 8493307 This Statement Is a Facsimile - Not an odgkiial x-3000001 F033 MCI no N z 21 oawa7 P.O.I dl DOW rNW IW7 0Z71000DMO WMM" 181 of 184 StOwnent sw aoeasaal n sidw: 4m a110 oE11 saw New Balance Payment Due Data Pool Due Ameum Mnhhraen Payra0 $1.606.11 03124105 00.00 $0.00 YYayerr dlwa ale b Dlrw QW a"=& Antourtt Endowd $ Nwn ehtbew r eyrW19 Mat a n bek. 426668000611539400009300001605115150224 afar m zebbc MARYA MEHRPUYAN 36 QE?80 I- sM?EC: PA 17060-0676 I...III...III...JJ11I..1JI..1..1.1...11..1...16.1.1.111..1 CHASE O Pwessssrawwrrrrr.A?AA1 PRR???o?h???.d otw b:V arhybra. Vale 11.rIIIJrrIr.1.1..1. rll.r.Irl....111111nr111 JJ.rr (l mull ul CAROMEMBER SERVICE PO BOx 15153 WILMINWON DE. 74666.6163 1:5000660281: 2060001611,53940A Blalemont Date: O1/26106.0V27" CUSTOMER SERNCE CHASE O MinP1 P?aymint UN: 06300 Eap MI i-0004 643309 TDD 1-0006564060 Ohride U.B. a6ooeect 1302464-0200 VISA ACCOUNT SUM MARY Account Number: AIM 6/000611 b7M ACCOUNT INQUIRIES PreNOr Salinas $1,667.01 Tots! Credit Una $10,000 PA. Box 16266 1Mhnrh lon OE 16660.6266 Ppnw t Croft 3166.66 g , MaOapls Crodl $5.164 PurchooW Cash. Dabils +816.00 Cash Access UJne $2,00$1 PATMENT ADDRE38 Fhahce Charges +146.06 Available for Cash $234 P.O. Box 16163 Now@alance A05. 1 Wilmiroort DE 166664153 = US ?,WWWdL ho, A lab lee h receded on the bWV su"mord. Your ninhorn psymmd rsEecs 1%o1 your swim ro,t balrhw. Plus any post-dos mows, bobs hdrwt end the baled Isle tee. TRANSACTIONS Trans Amoum Doh Relwaxs Number Merchem Nees orTranaae11 Deaaipton Crom Debt 07:16 10670570406635214732016 PAYMENT - WINK YOU 156.66 FINANCE CHARGES Daily Periodic Rah Conespondhhg Average Deily Balance Fnones Charge Dus Trenasaaon FINANCE Category 31 days in aide APR To Pertodc Rite Fee CNAR6Ib Purchases V .03360% 12.40% $73.64 $0.76 $0.00 $0.70 Cash advances V .00231% 22.74% $1,027.63 $35.31 $0.00 076.31 Total lrhanc?e charge $36.06 Window Annual Per- Raft (APR)- 22.77% Raw we Intormalim About Your Accent seclon for belanos oDmIsMton mol hod, grace period, and otter inhpwlent inIOrmatOn. The Corresponding APR In the rob of hares you pay vawn you carry a balance on any Ynssclion cnsgay. The Effect" APR represens your lobl Lmhae charges - hhduding aaneaelon lass such as ceah advance and balance frralor face - wprwwd as a prerdage. IMPORTANT NEWS URGENT: The momh, valued admembers hew been Issued a Thank You worth up to $100 rallng you to a ful yaw of three magazines. Th" aI y been nawwd for you. Ousnaew op ImIled, w cell by t1 0006 b claim your Thank You d up b $100 and fordele6a 1-600-662-6316. 3GX As a valued awdmwrbw, you an aNyble b recelw Ngh- queMy mrdhrldN riot available to the general public tam lop brands such as Lrwht Tor*^ Olney and morel Just 60 to www.voiusounw.com and emer in 167347 when ft rotor your arleab number. Acl Now. 4usrnles we 6m6ed. Pay your boas the fast and away war. Just sae your and to pay far ledral rM blab parwrhel -sauna lows from 311106 through 4110M. Neer vww.ot1da0rymams.omWa hw or an 1-coo-2PAY-TAX for details. 8493307 This Statenvird Is a FacsknNe - Not an orlgkml x OoWW/ :win ci ODD N Z 27 00=07 P.R.1 W3 Arm MAWA DOM 9WOOW0100009100h 169 of 184 Statemenirlt tier oeeeerd mamnsa r: 411e B$DO M1 B$a4 New Bananas Peyrnant Due Dots Post Des Amount Mnimum Pgmrd $1,666.16 OM21M $0.00 . $47.00 Amount Enclosed 'S Wdrssr? ifilsOt PdK Chose Owd bed. BeMs>. 42668600061353440DO04700001686155169396 uswaoc2os c MARY A MEH R?PIUeVAN LIAR Mg== ?A 17060.6676 I...Ilirhrtiir...l.l.g.u rllnlr.l.lr.rllr.lrrr ll..l.l.ll..rl CHASE 0 rM reye? otw mgcend,rryr . Inr111r1u6Jrlnl.rlinrbinullrblmll.,lr6nlinllnl CAROMEMBER SERVICE PO BOX 16161 WILMINGTON OE 160663169 450001,6028s: 20600061 15394 LM 8493307 8 ism nt Dste: 02/26,06-0=406 CuE MERSERVICE CHASE O Due ? o ur 1400,436-7927 14 00 Mn r P up wra Due: u 7 Esp MI TDO 14OD466-0060 Oualde U.B. dl Canso 1-3024944200 VISIT ACCOUNT S UMMARY Account Number: 4266 6606 6611 504 ACCOUNT INGIAR1ES Previous a&%" s1,60b.11 Total Credit Linn $10,000 Wili Box , OE 16580.5266 Nmer? n. DE PaWmatt. Credits 4150.00 Avallads CwdH $6,313 Finance Charges «01.04 Cash Access U ne $2,000 PAYMENT ADDRESS Now Belncl .15 ArWabh for Cash $314 P.O. On 16153 Wlffingtor, DE 166663163 VISIT US AT: A late We is retiaefed on the bOV alalentem. You mktim nt peymsnt reds ft 1% of your ~Twnt balance, plus any PnWw amount, Wad interest. and the billed late Ise. TRANSACTIONS Tara Annum Date Reference Number Merchant Name or Transaction Description Credit 061311 03M3 1082=0413409207262191 PAYMLNT - TFMK YOU $160.0D FINANCE CHARGES Dally Periodic Raw Ccrtaapahdng Avarege D@#yl Balance Finance Charge Des Tmsadm FINANCE Category 26 days In a" APR To Periodic Rsts Fee CHARGES Purdaw v .03360% 12.407. $32.66 $0.32 $0.00 $0.32 Cash advances v .06271% 22.74% $1,750.55 $30.72 $0.00 $30.72 Total tiname tlwgfs $31.04 EBedlve Annual Aweentage RAs, (APR): 20.76% Please we information About Your Accent season for balance computation nwthod, grace period, and olhr Inpatam information. Th e Conespondng APR isthe are 0f We you pay when you on" a balance an any transaction category. The ElWdv APR sup wnlayo r tool lnence Charges - I cludinp transaction ter such n each advance and balance ranslr lees - expressed as a percentage. IMPORTANT NEWS Final Cardiesrniow Rewards Nola before May 10. 20051 As a valued Crdrrwnber. yauW rH11ad a Rewards valued up 10 $170.001 You must mat quickly. Ouwddss are WOW. So log on now for details and 10 claim yaw ro"ni he Rewards valued up t6 $170.04 www.32inag.wffkq wards. Whether you are boktrhg for a new horn or flksdrp about mill wndng your CurMa na, Chase M ahasaae to help you wifi al of your hum financing MWa Cab us achy at 1406430.6336.101 Ions w KCJodi 10 WON and property appovd. Certain restrictions and timhalins met, apply. Gel 4 awnplnwmry wesks of todaYs Wag Strest Journal, 114,111101 0 most eualad DKM 01 Mal basonnestanatim arid raysa. Aber you 4 aonplinsinry weals, an additional 26 weeks (30 In sit) vA be rattle avahde to you kr tie bus rate 01 orly $63.75. 1.800-460.3743, code 27JAMM. Pay you locos ties be and easy way. Just we you Cad to pay for ledrat and roe petal ncame axes from Y1108 through 40". Mad www.eMdapaymen7acom0chrs or call 1-800-2PAY-TAX tur details. Thh Statement Is a Facsimile - Not an original X 0ooooot Fait?10C1 000 N Z 21 040497 Pq.103 Gala A MA Taus ONIOOOOOleOMiMe01 173 of 184 SMO Mnt for aostouM amabar: 4288 Sa00 0811 saw New Bafarla PMrment Duo Data Pot Our Amours MIMmu n P" as $1,467.88 011122AB ?O.oor?r.w - aM.00 chaft Card Amount Enclosed ?N id waiamY! Pdn on beak. SrM • 426688000611539400004600001467985192573 awn as z tr7eec MApR?VAM UYpANN MeeECHMM 8 SPA 17E06od878 IN.III...IIIN..1.6N.N.IINI1.116NII..1.N 1611.6111.11 CHASE O enrall 1 "at i dw 3 erOS e. IMS um I.NIIIJI.b.I.IN6.11...1.1....11.1.1.1111111611111111.11 CAROMEMBER SERVICE - PO BOX 16153 WILMINGTON DE 188e$4163 t: 5000 1,60 281: 2060006 i 15 394 1,r Statement Dale: o320A6-M71106 CUSTOMER SERVICE ASE O l' ?n' 01142 CH MMinnimuit Oue: swooo EEsp al ;.404446-33 TOO 1-WO-666.0060 Pay by phone 14100496-7866 Oulaws, U.S. al! af.dt 1.302-604-8200 VISA ACCOUNT SUMMARY Account Numear:4M66 600611Sow AO INQUIRIES Pretious Balance $1,685.16 TotalCredo Lne P.O. . Box Box I sio.000 Psy nent o"s $260.00 Avail" Credit rglOn $6.632 Wifrri R DE 10060.5206 DE Fine= Charges `571.83 Cash Acceo Lne . 12.000 New Balsa -11W-91 Available for Cast $592 PAYMEtR ADDRESS P.O. Boa 15163 W!ninli0oR DE 168066159 : VISIT M.A.TmAnnigitcards TRANSACTIONS Trans Arrqum Data Referart0 Number Msr&owA Nana or Tram incton Description Credit Debit 041`10 1101100041IN912 -THANKYOU P60.00 FINANCE CHARGES Daily Periodic Rale Correpondkg Ave aw Daly Balance Fmnrw Charge Due Transaction FINANCE Category 91 dqe in cycle APR To Periodic Roe Fes CHARGES Purdmes V .034ee% 12.65% $022 $0.01 $0.00 $0.01 Cash advances, V .08288% 22.88% $1,828.18 $31.82 $O.oo $11.82 Total lints charges $31.83 Effective Annual Pxcenteso Roe (APR): 23.44% Pi"" eve information About Your Acoo nt seeton for balance oornputelon mohod, grace period, and other important intormallon. . Th e ConaeponOUq APR la the roe of interest you pry when you terry a balance on srty transaction category 778 E1bcW0 APR represent yaur WW *wm ate dnrpee- I ckding transac/on Nee suds se ash advance and balance frontier fees - apaeeed n a perceraege. IMPORTANT NEWS WIINsnnr you'd like to do - refinance, your morlow to get eldra cesn. malue home knpo nwriff , evenbury a near home: Call Chase first at 1 4lba38.8336. We an help with ON of your home M6ncing needs. M bate subteen N credit and properly approved. EpMHousingUwdw. NEW UnlimltedInWlMaccess, wMlPeapNPCOnline for only $4.07AYwh for 3 momha. then W $0.9 Jmonlt. Wlfi V!nn Protection. Pop-Llp Slocker. pant co d a, Internet Cal Wailing, and more! Call today! 1.ON-STRYNOW. Manson Offer Code: HEYDAY. Orvish: www.peoplpc.caNgOrheyday. Sand mom the bast of everfril" when you give het a gift from 1-800-FLOWERS.COM, your lorlsi of cholcal get 15% off your Pwdtoe at fresh fawn, pfrnh bears, gournet gM ba"s and more Man you use praesfon cede CHASE60. 'For deeds, pleeee Nek W W W.1800FLAWERS.COMW ISCI RIMER. 8493307 This Statement Is a Facsimile - Not an original x0000001 F122%3%C1 000 M z z7 camw P;./da 00276 MAMA 00166 1171 COM00DUMM 177 of 184 Statetnetlt far l asal.e Rsmbw-. 4206 Moo ant am New alliance Paytt errl Dud, Data Pall Due Mxwa kiNmumPsymni $1.204.24 06121196 1111.00ee?s1? 1t9°.0o move Card l" Amoum Enclosed 1= IN w e . ks•?rTM M t bm*. t eis. 426688000611539400003900001294245205254 A MEMIPUYAN 676 A 17ED50.6676 «..11«1,.1.1...11..1...11.3.1.11...1 1:50001,1602131: 2060006 i L 5 394 iM C{RDMEMBER SEAVICE PO Box 16163 "LMINOTON OE 111666.6163 StiUlrwnl Dale. 0426M -061'27/06 CUSTOMER SERVICE CHASE O Dais: l sy P 6- ? Ps ynWil Due Mnnimurn : ° Esc Ml 1.06446 3308 TOO 1.600.966.111M Pay by phona 1400436-7956 Outside U.S. call Collect - 1-302-6940200 VISA ACCOUNT SUAWARY Account Nur *ar: 4266 6600 0611 6$94 INGW1aE8 Previous S11snce $1.45x90 Tool Credit Una $10,000 P.O. Box 16290 1 Bo pay, w. , CradiY 42110.00 Available Credit $6,706 Will R DE 1°060.52°0 Finance Charges .$26.26 Cash Access Una $2.000 Now Balance 2".24 Available for Can $705 PAYMENT ADDRESS P.O. Box 15153 Vhknklglcr, DE 19166-5153 VISIT Us AT. TRANSACTIONS Treats Arnaud Dole Ralarence Number Members Name or Trnsseson DeeMPfn Cram Debit 0112 11 3213204065a5214591 log PAYLIeNT - THANK YOU %M.w RNANCE CNAROES Dally Periodic Role Comapandmg Average Daily Balance Finns Charge Due Tra sadion FINANCE Cslegary 30 drys in cycle APR To Perlode Rate Fee . CHARGES Purchases V .03535% 12.90% 11D.00 90.00 $0.00 10.00 Cash advnas V .06366% 2324% $1,374.43 $26.20 $OM 3126.26 Total frainca charges $6.20 Effective Annual Percentage Rate (APR): 23.24% Plaaae ace Inlarmulal Mow Your Aswan section for balance aornputation nwihod, pea period, and other imp~ kdormallon. The Conespoldive APR Is On rate of keered you pay when you carry • balance an ary VMMC In Calegory. The Elleetve APR nVewls your foW Onmed, diarg" -Including tersadon Soso such as cash advance and balance lrw*W few - expressed a a pwcalnage. IMPORTANT NEWS Final and Orly Thais-You Nodes belae July 10, 2006. As s valued Cardrne ber, yours been Ywed a 1hai1 You up to $100. Claim your b writes, each with • low fee 01$2.96. Log an for details and claim your Thank You up to $100 torn SyrupasComeCL wwwg6t4rd 100.corrVChea r. Code 14610 WhOW YOU We looking for a raw liorrw a forking flown ref - nab your arram wia, Chess is svslshla 1o help Yn wM M of your home *WWng fads. Call w today at 1466d0641336. Ali loans ere slaeol to QvM and property sppavfl. Certain resthcliorro erd lmhstions may apply. As • valued canWrhernber. YOU We eligible to record, high- quality, f orchridise not avafade to fie general pudic tom tap brads Sufi a Lenox, Twft Disney and male Aral go to www"wrdcardw can and rxer 161306 whore it mks for your corfle" number. Ace now, quamilaa we "led. 8493307 This Mateme-M Is a Facsimile - Not an orlgktal x 0000001 Fw33M C 1 000 N 2 17 OW&W P.O. h d3 00075 MAW 01766 141000001000p0 sot CH"E O E 114 MlTileO r ofleru?maycand,ca?aay h..I1LG.1..1,1..MIL..LL...H.LL« N..1.1.,.IL.IL,1 32 of 184 StaAattNNtt tar somourd Maaabor: 42M MBB M1=4 New Bdena Payment Due Dale Past Due Am used Mitimum Paynnl 8704.34 00021106 $0.00 Moo ^t8slayaurdwk to Clues CrdarMow Amount Enclosed 's Now address our 0= Print on back. 4266&8000611539400002300000704345255458 owesetzmssec N AlW A MEHRPUYAN ME 36pE 2C"PREKI(iS.POUAARE C.MANICBBI 17060.6676 i...lll...lll.,..l.lr p.... 11..1..1.1...l l.d...ll. J.I.I I...I CHASE O rn Inrleeon?nie?ld of ?wriod JR-.. I......1.1.... 11.1.1.A d.L..ll 111 CARDMEMBER SERVICE PO BOK 16169 WILMINGTON DE 16606.5153 M:5000 L60 281: 2060006 i i 5394 it 8493307 Swornnl Data: 0MOM-0027106 CUBTOMERSMVICE Due Dole: n k in 33 1 CHASEO Dun t 6r*m I .000446. $2300 00 TOO 1.60oZili060 Pay by phone 1-6004767656 Outside U.S. Call collect 1-302-604-6200 VISA ACCQM StIMARY Account Manbar: 4266 86000671 SOM ACCOLPI1T INWIMES PreNOta Bahms - 8036.36 Told Crete Une $10.000 P.O. On 15208 PaynrrnL Credits 4250.50 Available Credit $6.206 Wdmnyon. DE 168665290 Finanos Charges +816.48 Cash AoCase Line $2.000 Available for Cash $1,286 PAYMEM ADDRM New Balance P.O. 13Dt 16153 Wiminglon, DE 10086.5153 - VIER US AT: TRANSACTIONS Taro Auburn Data Relerence Number Mardnnt Noma or Tronsaelbn Downpeon Credit Debit OW13 Payment anour wroree .50 FINANCE CHARGES - FnarCaCharge Day Periodic Role Corresp. Average Daily Balance Due TO Transaction AcnnuialW FINANCE Category 31 days In cycle APR Psdodc Rau Fee Fin Charge C14AM998 Purchases V .036M 13.15% 80.00 $0.00 $0.00 50.00 $0.00 Cash advances V.06436% 23.40% $825.71 $16.48 $0.00 $0.00 $16.40 Total Enna charges $16.45 @MeCOW Annual Percentage Rau (APR): 29.48% Reese see Inbmnation Man Your Account asdin for balance computNn method, grace pedod. and Ollie, Imporlerrl ntotmason. . TM Carrwponding APR is the rule d interest you pay when you any a balance an any transaction category TM Emsd4va APR represents yaw total 9narbe sharps - bdudrig eaneadon lees suds as ash adMwe and baianos tender %&a - expressed as a pramage. ???A?NE- Mral Nodes: Log an before Ocuber 16.20061 M a Cauled OWmanbr, you're now to a TMnk You Vdtrad up le 8110.00 from NewSub Services, You must act galdy. Otsra/s we smiled. So log on for deails and yovrnagednsnow.. wwwmybomie n w.can k ass. SW6 Claim your ravraM bdsyl 8 you raised your opportunity 1s1 momh you ON have *no 10 claim your Jsckle O. Jsereky C01,datl aw" go to wNrw.mwrdCanl A= and erase 164343 *we it sam tr your conflate nu rbr. We Reward Cemr?way of sayi g 9 w"* ...ATTENTION CARDHOIDERB: GET MONEY BACK ON PURCrMSEB MADE ON YOUR CREDIT CARD. Wfh Tumor tra BaasaB oiler, you can anjoy savings and seardty, for you--ale for your lenity 330-with the fM 6D don for ally oro ddir. Cell 1-666.6,3-SAFE (7233) by 11/30106.•» Oet 4 complinaNSry wanks of The Wall S1rer Journal, the most respected, lroawonny and useful nowapapr throughout des wand Amer your 4 ampkrtamry weeks n adMWM 26 weeks will be available to you is 3107.50. Can Todeyl 1-aOD-460-3126, a* for code 29JCST. This Statement Is a Facsimile - Not an original )( 0000001 F6333A L 1 000 N 2 21 OWS27 roe. t d 3 0023 "W 00010 Z OOa0100000S1001 98 of 184 St1111111NnWIt IW SDD0 d mmbW- 4108 Moo 0811 saw Now &kns Payment Dua Data Past Dua Amount Minimum Popment $324.03 11121/06 $0.00 $12.00 Mwy.w isae Pa??aW b chase Card Samoa. Amount Enclosed ?Hyw addnq or Eirhanl PAnl on back. 426688000611539400001200000324030000002 1 tpR yAp M /( u?Y pA N MOEY MC MOPUAM1.6-6676 1„. Ill.o.lll..?.id.a o.. oil ..61.1...11A...ILJeha..,1 CHASE C) I...III.I..L.1.I..I..ti...1.1.... 11.1.1..J1.16.11..11M CARDMEMBER SERVICE PO BOX 16153 W LWNGTON DE 16566-5163 45000 L60 281: 2060006 L L 539ti iN' 8493307 Statement Dear. 0912114400-10127/0111 CU97CUM SERVICE CHASE O Palm a um '1 00 in A M u yneem Due: m Pe 2. Esp fflol ; e O.444-3300 ., TOO 1-600.966.6060 Pay by phone 1-600.436.7956 Outside U.S. all nwI -, VISA ACCOUNT SUMMARY Aeeam Number: 4708 99900611 5396 1-302.594-6200 Previous Balance 1615.13 Tofdcremure AC B INCU118ES $10,000P O B Payment Crafts 4200.50 Available 09d1 . ox 1 . ox 6290 $9.676 yR DE 19660.6296 knlrhpb n DE Finance Charges -$9.40 Cash Access Una . $2,000 Now Belahoe ----W3 9-o3 AvNabie for Cash $1,675 PAYMEM ADDRESS P.O. Boa 16163 Wilmington, DE 190054163 VISIT US AT: www TRANSACTIONS Trans Amoura Data ReNranca Number MedwM Name or Transaction Deeaipion crodk Debit You esetwic FINANCE CHARGES Rnahce Chage Doiy Periodic Rea Coneep. Average Daily Balance Duo To Transaction Aavmuited FINANCE Category 30 days in cycle APR Periodic RM Fee Fin Charge CHARGES Pnaclmu V .03W3% 13.15% 110.00 $0.00 - $0.00 $0.00 $D.00 Caren advances V.064311% 23.40% $466.50 70.40 $0.00 $0.00 $0,40 Total trance dwgu $9.40 EMeeelw Annual Pwcmfpe Rata (APR): 23,48% Plose a" Inlon anion About You Acooud sadn for balance computation mMhod. grace plod, and other knponnd IMomlation. The Cortespondng APR Is tM row of Maul you pay when you carry a balance on any transaction category. The EM cllm APR reptessas your total ivhnce dnrges - including Irartso0n Use such as cash advance and balance transfer lass -expressed as a percentage. 11111111PORTANT NEWS Mallow you'd life to do - rollnev ce you mortgage to gel - extra ceall, make home knproverneny awn buy a maw home. Cal Chase *0 at 1-NO.036-036. We can help wN h all your home 9nncing nods. M loan Eugscl n aedt and pop®ny approval. EWM How" Lander. Enjoy low web roses. wood omen and a discount too *Mn you use your Choa~z CDP* 374210 al Ihntz.cem. NEW Unlimited knomia access wlhPeoploPCOrdinefor Only $4.97*wnth for 3 months. dean jug 8111.9fiftnontlk Will Virus Piondln. Pop Alp Blocker. sphm cited 'Inlerwl Can Walling, and moral CoNtodayl /477-779-1210. Minion OZ Code: HEYDAY?. Or Ash: www.peoplepe.caNgonnydry7. rt Take $10 off Florida's line dtru s at Ara Fancy Famasill Big swings an 20 to navel oranges. grapalrull or mined. Firel lima buyers ony424.96 pits SM, limil 2, ends 01116. Malt VyWNW.ENJOYCrrRUS.COM or an: 1-11811-231-2314 deps.06X Cadnwntm cuswm service: 1.800455-0000. This Statement Is a Facslmae - Not an orlglnal X OOOe001 Fmu3esc i WO a 2 27 W=7 Fo.1 dos MCM W W 3*71e 300h000001oOO wlw 66 of 184 S1 "110nt for aoesuN ltdaaber: 4M MDD Mi SM Now Balance Payment Due Dale Peet Due Amount Unimu n Payment •1.166.10 OV2206 $0.00??ye SM.00 "ese Mount Enclosed 's 1 Now Mdins?a?irmil9W Mart an be*. hex 426688000611539400D036D0001168195224090 meaaatzinmc M kpW?1A?p?pMI?EENNlf!R?PUM?YpA!Ny?R N?IECfiAt41CBBURf3 PA 17060-070 Ix.111...III.......11,d,» 11.4.1.11,..1 4 5000 L60 2134 20600061153916199 8493307 CARDMEMBER SERVICE PO BOX 16153 W LWNOTON DE 1080"163 Stawrn ntDale: OUMS-0627/06 CUSTOMER SERVICE SE O PsIanent Due Date °'$3 U.S. ! ? CHA era: Wnimum Payment e oo 1-06446-3300 E,o: . Too 1-600466.6060 Pay by photo 1.600.436.7656 Outiws U.S. am collect 1-302-604-8200 VISA ACCOUNT SUMMARY Acrw.nl Numbwr JIM 6600 Deft 63+4 NQUIfeEB AC Provk" Baahoe $1.204.24 Total CreM Una 15 Box Box $10.000 P O Psymem Credts 4160.50 Available Gsdt .. . $8.071 YWmfnn. DE DE 10050-5298 aon Finance Charges +$24.46 Cash Access Una $2.000 Now Balance 1.1 .to MallablebrCesh $631 PAYmEmrADoness P.O. Bone 16163 _ WSnl gW%DE 1+0064153 VWrr US AT, MoLdsmaxwmomgm:QL TRANSACTIONS Trans AmcM Date Reference Number Mereham Name or Tranaecticn Deeaipion Credt Debit 0 FINANCECHAROM Daily Peradie Rase Conetpndro Averse Daily 8dance Fmmea Chwp Due Tranesetkn FINANCE Category - 31 days in cycle APR To Palode Rate Fee CHARGES Purc aws v .03535% 12.60% $0.00 $0.00 $0.00 $0.00 Cash advances v .06366% 2324% $1.236.42 $24.45 60.00 $24.46 Total irarce charge $24.46 Efiwdve Annual Pwamsge Raft(APR): 2136% Please ace gdormst!n About Your Aceanl soelon for balance oornpnafon method, grace period. and other importard irdomafon. The Careepondbg APR Is to raft of h6ww you pay Man you carry a balance on any tmraion cregory. The Elled" APR represents your Weal Nnia= dwon - l chrOng Varasewn lee such as cash a0vance and belarce transfer tee - agmwd as a percentage. IMPORTANT NEWS For a IWMW tame, youtre antkw W claim up to $100.00 worn al your eavomto magazines. RnW now to receive an entire year of eNOpkne paceeed by Nwveub Service. Call by Augual 10. 2006 for salectbns WW auom ft reseal deudls.OuanMes weamhed. Erf0y1140043e-2e2O.3J6 As a valued ewdmembar. you We eitgibse lo McNe high- Wali y mordwhdse not eatable to fa general pudic 1m111 top brands, such as Lamm. Tanks. Disney and moral Jual go to wwwaawerdeMIK.Crn and ender 162701 where d aatta tot your oerikess r urnba. M now, quantities we imhed. Get 4 CwOhe v" weals of The Wan Star Jeumal, ft Mbar respected. ln sea, I y and useful newspaper 4rwghou fe wed After yow 4 wmpknanry weeks, on addhbna! 26 wekaYrB be avMada W you for $107.60. Cane Today! 1 -goo-460-3120. ask for code 26JCST. BASEBALL FANS! The season is here. MGM Pleyen and gat Drat baseballnanraradla through Player. Choice Club. Cal 1-eeo-ee1.43e4 now and gal a special Playas Cholos Club t- shin or no canon you join. CPP North America ofera Player Choice Club and. is not m11!latad Wnh Cho". This Statement b'a Fecalrnlie - Not an original x000000, Fn1a=nc, OW N -: 27 O.Aerl7 p".. 03 0=25 .NMn. 17 MOOOOM00002=201 CHASE O ?tttro?/ ntt? Y+fuil?. o11er(?in0 euty fine. I...I I I.I..L.I.I., I..I 1...1.1....11.1 J...11,.6 L..11 11 A 82 of 184 Staia$ilant for aooeand nowealew: 41M MO 01111116304 New Bafrrhce Payment Des Date Pet Due AmOUre Mnkinum Payment SY311.36 0621106 $0.00 - 11130.00 glass Card Amount Endossd I• IN w MAies a rrndrt A1n on back. Saivism 4266aADOD611534400003000000439365234a53 olmmza?c ?MA?RYA MEHi1PUYAN AR:CFW?NCB A RI 60-0070 1-111N."111 ... 11joll...1611.1.1 ... 161-11,11.11 ... I CHASE O pmthe a nq DII r ?. Uses, L.11...I.I....II.Id..:I1..1,i...11 AI A CARDMEMBER SERVICE PO BOX 16151 WLWNOTON DE 16000-5153 4 500D i60 28tS 20600061153916110" 8493307 S1eMn rd Date: 062!1106-0727m culnomER SERVICE E O Payment Due Date: 0691M 1-000-436-7927 . .S U M CHAS nimim Petersen! Due: h M pa $30.00 C i 14MM-446 306 eap TDD 1-s0o flo Pay by phore 1.600.436.7956 - Outside U.S. ce6 cow 1-302.664-0200 VISA ACCOUNT SUMMARY Account it~: 42M 6600 06116364 . ACCOUNT OINNES Previous Balence $1,161.16 To* Credit Lhhs $10,000 P.O. BOX 152 P.O. PsyrnenL Credits 4250.50 Available Cndil glon. DE $6.051 MNmk k DE 16650-5261 Finance Charges +$20.67 Cash Access Lim X2.000 New Balance 636.3 AVIN" for Cash $1.051 PAYMENT ADDRESS P.O. an 16163 VAMrVW%DE 161166-5153 VIB2T US AT, TRANSACTIONS Trans Amour Date Refe7enos Number Merchant Name or Train ecson Deser"on Credit Dabit p Payment Thard; You eciro c FINANCE CHARGM DaNy Periodic Rat. Coe ""ding Average Daily Balance Anance CTerye Due Transaction FINANCE Category 3 days in cycle APR To Perbdc RNs Fes CHARGES Rrdeaes V .0303% 13.16% $0.00 $0.00 $0.00 $0.00 Cady edvanwe V .0643% 23.49% $1.070.16 $20.67 $0.00 $20.67 Told finance charges $20.67 Effective Arnusl Percentage Rose (APR): 211.46% Please we IMor, vice About Your Accent section tot balance computation trashed, grace period. and other important infornwillon. The Comaapor Wq APR left male of Me - you pay when you carry a balance an any transaction category. The Effective APR repreeenes your teal )inane charges -including transaction tees, such as cash advance and taiertce transfer taw - sepressed as a percentage. N11PORTANT NEWS URGENT: As a valued cart nerlbsr, clWn your Thank You at a M year of 3 nagssinas, worth up to $100.00. Limited Ma o971bro6 to claim you Thank You of up to $100.00 prooswd -- by NewM Services and for detaNa 1-000-W 1-34211.400 You don't awho for local TV - why safe 1s, local radial ON SIRILIS SATELLITE RADIO -go boo radio an radio. 100% commercial tre?beal spons, news, talk A &MrMh cenal Oat great d Wband a FREE 3-0ay pass 0www.CheaedAduacom Special SIRIl1S radio offer for Chew Customers 0611-7W-7313. -Anordon Cerdmambsrs: Get money back an purchases made on you credit card. %W TAeg ant's Seourw6 oiler, you can wJoy srNgs and securhy for you-arid for you farinly too-tsitt M 11ral M days toe only one doper. Call t-W6-N3SAFE (7233) by I W31106."' Thenkyou for being a val.wd Cardi narbar. Did you know you can use yeu credit card to access cash whenever and wherever you need it? NI you need is your PIN (Personal Identification Number) and an ATM. Just Cell 1-000,297-4970 to create you PIN today. This Statement Is a Facsimile - Not an original x ODWwt Fts=a5C 1 000 N 2 27 0ee7r17 Pg. I d3 seta W" "575 20e1000D0.ee00.57 78 of 184 Stataa13N113t ise ahaoa4erel mmsba r: 4218 am mi sm Now Balance Paymum Due Dale Put Due Amours Minimum Payment $616.13 1022106 10.00?okr 110.00 Arnaun Enclosed (1 F aymme ada??malMt I to a e r ca back. 426668Dp0611534400001800000515135269533 aea m zarea e MAppREEY A MEHRPUYAN MECF= O Pr E060-6076 CHASE O in 1f aa??Ia a1Nr- -rd may .nail any 6rno. ...IIAI A CAiiDMEMBER SERVICE PO BOX 15163 MLMINOTON DE 16556.6163 45000 L60 281: 2060006 1 L 5394 Lr 8493307 Srtanant Dow. 051T6.005 -09!7/06 CU<toMER SERVICE CHASE O Dole: P ' 0 1 M Payment Due: 19.00 00.4463308 E?l 13 TOD 1400.66ti-eo60 Par by phone 14MM 436.7950 Outside U.S. dl c,'- , - 1-302.604-0200 VISA ACCOUNT SUM MARY Account Number: 42M Sa00 0011 SOW" ACCOUNT WOUIWES Prwioua Balance 1704.34 1 Total Cmdt lire 110.000 16294 484 P.O. Boa 0 PaynanL Credits -1202.2 Awiable Cmdl 1 . ilninglo n. DE 16060.5260 W DE Finance C LVM M3.00 Cash Accom tine 12.000 New Belence X539 Available for Cash 11.484 PAYININI T ADORERS P.O. Boa 16163 W iniftim DE 10098.6153 VIW US AT: TRANSACTIONS Trans Anil Dote RoWwm Number Merchant Name or Train re I n Dsaatpion Cradi DoW 00119 12022620214628 4w31061 Payment [no tk You Boehm c k 200.50 RNANCE CHARMER Finance Charlie Daily Periods : Role Coneap. Averelp Daly Balace Duo To Trananc sal AcarmlMed FINANCE Category 31 days In cycle APR Periodc Rain Fes Fn Charge CHARGES Purchases V.03003% 13.16% 10.00 10.00 10.00 10.00 30.00 Cobh advances V.06430% 23.41% 1661.16 $13.00 $0.00 $0.00 $13.00 Teel 5rwce charges 113.00 Effective Amu. Peraentoge Rats (APIq: 2&411% Plwsr see into, m n About Your Aecoua section for batsnce eanpMalim melhod. gnawo period, and other Important ihtonma6on, TM Corresponding APR Is the rde of h red you pry when you carry a balance on envy tranaetlon csagory. TheElbc6ve APR raimmosm your told fine ce rlages - heudng traaae *on teas such as rash advance, aW balance Vnetr few - olprwed as a Percentage. 1a1POR KI! N EM As a Valued Caromember. you're er* W 10 claim a*thnk You worth up to 3100.00. Reply by tdna/06 for n.rake yon of Vote lavodto Moome a proclaimed by SMW-CamaG. Cal 1.600.027.66!0 or log n to www.gilkm 100.comiChobe for auromaic rnwwl colds and to select your tworiles. NEWT Unbi0 Inunhelaccess w6hPNOWOOnline, for Oay 14.67Arnnih for 3 meats, ahn pall 16.116/hwm. With Vlna Prowdn. Pop-up Modw, seam owar la, Main Cell Waning, and morel Cal lodoyl 1377-778-1210. Manion Offer Code: HEYDAYS. Or visit: www.psoplepc.ccnft MydayO. Wha%%w you'd like to do - rellnrce your mrgage to gel rids tas h, make, hate ImprSWnalaa, won buy anew hon. Call Chow it l r 1-Mo4n 5336. We can hop With at you home financing nods. Al lone huged to aodl and properly approval Equal HoudM Luca. Head back a school with special savings from 1-800-FLOWEt1S.COW En1oy 15% e,5 your purchase viihn you usepmnoaon code CHASESS. State the school yea off right -awW gorgeous gills out pui.you in the top of 598 o n& 'For defsk plea. Malt WWW.1800FLOWERS.COM OISCW MER. This Statement Is a Feesimlle - Not an original z0cooml F'193t]ac1 No w z 27 060627 P .1ds 00225 uAMA0ou0 2rm00"00000e4001 90 of 184 Statemm for ao0owd Rnr.bw r1M Iwo 0611 I3M Nat edwm Payment Dun Dole Past Due Anan Minimum Paym a CHASE O $126.20 r 12/22A$ 10.00?r.Ms $10.00 Cbeft Cod OuN Mount Enclosed $??. New M nsda er,irll't Pd t be*. m 426688000611539400001000000129290000003 onumzaawo I,,, MARY A MEHFPUYAN MECHANICSWBURO PA 17E050-E07t1 CARDMEMs1ER SERVICE PO BOX 1$153 MLMINCITON DE 100064163 I...111nd11.... ma.m..I.Jel...11.1., N.4111,,,1 715000 460 287: 2060006 1 L 5394 4N' Statement Dote: 10200010 -11127.00 CWTOMER SERVICE CHASED ' ' " 00 ` 1 Due: Whiu Pa «6 E?;I ; : TDD 1.000.666.0060 Pay by phone 1-WO4W7656 Ou1Nds U S. emit -rI 1.302-664-0200 VISA ACCOUN T SUMMARY Accent Nurhber: 4266 SM 0611 5764 W1pM ?OtM Prwoors saw" $724.03 Tole! Crecl tine 2 $10.000 P.O P.O. Boa PWment, Cne" -$200.50 Available Call $6,670 OE n DE 160503266 Vifl n Finance Charge +$6.76 Cash Aacees line . . $2,000 Now Balance 126.26 Avail" br Cash $1,670 PAYMENT ADDRESS P.O. Box 16153 WiIt"on. DE 10066.5153 VISIT U! AT: TRANSACTIONS Trans Amount Ono Raftrsncn Nurntw Mwdarrl Nana or Tronsecin DeeaVbDn Croda Debit W RHANCE CHAWGIM Fr um Charge Deily Pariodic Rale Corresp. Avarepe Daly Blows Due TO Tansecion Accammasted FRANCA Category 31 days in cycle APR Periodic Rae Fee Fn Charge CHAROEe Purchases V.03603% 13.15% $0.00 $0.00 $0.00 WDO $0.00 Cash advances V .06436% 23.40% $266.30 16.76 $0.00 $0.00 $5.75 Total finance charges $6.75 EAae6w Amusl Percentage Ran (APR): 23,40% Plow see Inlormrion About Your Accent section la balance oDnputatan m 4#W. gram period, and other important inlomafon. The CarapacOim APR Is the raft of Interest you pay all" you carry a balance an any Yanraion category. TheEBscltreAPRrepremplayourtoftllm, cnrgss-includingwrtsaelonlees such as cash advance and bafenco Ywa1r tees - expressed as • percentage. IMPORTANT NEWS HOLIDAY SHOPPERS: Got low pokes on MP3 plWw% bye, 400 calrarae, flat mason TVY, and loft moo through Trflegbaxl oft. You can 9M up 10 $60 cash back an purdasss Whin your 111hoppers Advantage mentbersho CALL 1-S6b0S3-7233 TODAY. Use 4.500 kalnt To AM Ioward QM Mom and men. "your tokens, each ialual $7.07. visit wwvr.0hcrdloomamMftct for d elsils. Use dale code 25006. Take $10 0ll Florida's flnew dlhs at Are Famfly Famafll 99 swkVa an 2016s nerd aangas, gropokuk or mixed. Fret time buyers only-$24.96 pus s$h. limit 2, ends O V16. Malt WW W.ENJOYCITRUS.COM or calk 1-999-231-2314 d@0.06x CarvIrnomber C11e1DrW WMCO: 14W4166-9900. Did you Wtow you can use your crook card to saws cash whwwver and whatever you need n9 MI you need N jar PIN (Personal lonlticalon Mnbw) and an ATM. Just Call 1A00-297.4970 8493307 to create yaw PIN today This Statement Is a Facsimile - Not an orlgMiai .1( OOO , FraY1 wCI O w z zl OMrm Fp.l ai own .U, AU, Baca. Sett(lpaafH0a0...e,01 94 of 184 Statement 18a arooard number: 128E E800 0st1 SM Nw B.iriw Payr le Duo Dote Past Out Amount Mllnina.m Payment $161.62 .01321#07 610.00 643.00 can Coal LMM. Amount Enclosed ,y Nw edMs a eyiri't Mice m be ak. 42668500061153940D004300000161620000004 ZMI =rA MEFWPEUYAN MMpEYyA g 050-070 ?MECtbVNCB a811R PA 17E CHASE 0 (.s.111.1..1..61..1..II...I.1.u.11.ishas ..196..11 .11..1 CARDMEMBER SERVICE PO Box 16163 WILWNGTON OE 166664163 I...III...III.... 1.1.11....11..I..I.I...II.J...11..1.1.11...1 1:5000 i60 Z II: 2060006 i i 5394 ice' °pr'in0";I°a`"0 Date: 2!/26.016 -12!27/06 CUSTOMER SERVICE Paym DJe Data: ent D3 0,Q 0 4367627 In U.B. 1- m Payrrrnt. DW: Mnmu CHASE O 3. 0 409 623.00 Eepfn0l 1.0684{6-3306 TDO 14086664060 Puy by pha» 1400J4367956 Oulaide U.B. CON collect 1.302.5644200 VISA ACCOUNT SUMMARY Ac,--- Number: 420 0=0611 S394 ACCOLW INGWRIES Preocus Balance 6129.29 Total Credit Une 610.000 P.O. Boa 16266 - Purdnrss, Cah, Detfte +626.00 Available Credh 68.838 Wik*41M DE 168685286 Finnos Chrges +33.33 Cah Aria Una 62.000 NOW Oda-" 161.62 Available br Cash $0 PAYMENT ADDRESS P.O. Box 16163 Wilmwvwm DE 106864153 V WT UB AT: A Ire la is nHCNd on lhla bMkg slalannem. Your mIrimua payment TOWN 1%ol your rrament betanos. plu any pnMus ann^ billed Mersst and 1M bMW MM be. The ne v APR arld pramliorrl rab s"wilon re/acNd on his etawtent is ¦ mule d a lab Payment on your aloud. For your warenlarnek you an always pay atone by aooesurV our webhe displayed on His MNamem. TRANSACTIONS Tram Amaral Date Reloronce Number Mrderd Name or Traneaaion Dacriplbn Credit Dabh 12*4 LATE FEE .00 FINANCE CHARGES Finance auras Deily Periodic Rats Cor eep. Average Ds1y Balance Due To Transaction Accumulated FWANCE Category 30 days in cycle APR Periodic Role Fes An Charge CHARGES Purdue" V.00217% 20.0% 63.67 6D.10 $0.00 60.00 60.10 Cash advances V.00217% 29.60% 313o.e4 $3.23 $0.00 30.00 $3.23 Total trance dwgw $3.33 Effa Mw Annual Percentage Rale (APR): 28.88% Plana see irdomrdn About Your Account eacton for balance oompuafon method, grace period. and other important inlon aln. Tie CorreWorelft APR IS the rate of intrar you pay when you carry a balance an any verleaain cutegory. The ENet6vs APR repswhe you tote! Wnrnoe charges - including tnunaaeion lea such a cash advance and balance tranatr tees - expressed as a Percentage. Thb StatetneTrt Is a Facsirnlle - Not an original x 00000.1 F500.U6C 1 aoa N x 27 WZ27 Pq.I d t am3s .N W. 30573 3.1100000i000arr301 104 of 184 State"Mt tar leeeuad wants..: 4488 doll 06116900 You aloe a credd belafnca of -8126.17. You do not haft to retails a paynnrd Id In tine. yeer el.asY aOnse Card l«Nesa Arnoud Enclosed IlaMe 1{ ?lMw a NiwI11 FMt en bedL CHASE 0 .ti -.w -T me. 42668800061153140D000000000000005352642 olmmxuwc MApR?YAMeKRpP?UY N E AAEdH1?NICI?JRC1 417050-6076 I...111.1..6.1.1..1..11...1.6...11.1.1.«N.J.I...II1.11.11 CARDMdEMSER SERVICE PO BOX 16163 WLMINGTON DE 10060.0163 I...III...III....IJ.N »«II..I..1.1...11..1.«16.1.611...1 45000 L60 2d1: 2060006 L L 5 394 W OpernnydoalngDale: Olr"7-0287107 CUBTOMERBERVICE Payrnert Due Dee: =407 In U.B. 14000436-7627 Mirimum Paiinw it Due: CHASE $0.00 Espellel 1-066466-3106 - TOD 14"'IZ.606o Per b7 photo 1.600.136-7666 Ouelds U.B. ale cOW 1.302-6046200 VISA ACCOUNT SUMMARY Aeco nt Number: 41241119110110#111 6964 Prwoua Balrnce 4120.17 Total Credit Line AccouNTwtwlwEe $10.0M P.O. Box 15214 New Salenoe --TTNW Available Credit (10.000 yOrrirtpoR DE 10000.5206 Cash Access tine 12.000 AvalabletorCash PAW PAYMENT ADDRESS P.O. Box 15153 vWlnerglen, DE 1OBOB-5163 VINT UB AT: You have a credit balance. so ro pwo wd is required. You may make dorm spired In aedll or request • telut by cwftt* p Cwdnwrbw Service at the address above. 0 alter 5 madrethe credit balance Is $1.00 or more. we will raknd the aedit rdltln 30 days. FINANCE CHARGES Few= Charge Daily Periodic Rate Caresp. Average Deily Bal.na Due To Transerdfon Actrlrhallsnd FINANCE Calsow 31 Hays in cycle APR Periodic Rate Fes Fn Charge CHARGES PUrCh es V.06217% 29.99% $0.00 $D.00 -$0.00 $0.00 $0.00 Cash advances V.00217% 2940% $0.00 $0.00 . $0.00 $0.00 110.00 Total Brenta charges - $0 00 EMedtea Annual Percentage Raw (APR) 0.00% FIeese we Infomwicn About Your Accent section fa balance comput.tlon moll. . grace period, and other importers irdanMon. The C waMidng APR le dr rse o kNoreal you pay rdwh you carry a bow" an arty1 weaclion ewegory. The Eflec6w APR rWmw ta your WW *wm charges, -lndudeg bansadw lees such as cash advaroe and balarce a a egier teas - expressed a a pereerdapa. e0arA NT NEWS Enjoy tow web now. spacial offers and a disCWM I O ashern you use your ChaarFledz dMOouricode CDPe 374210 at holznorn. EXCLUSIVE OFFERI Get d 40 Unctalaeed Slstenood querers tan 1999.20061or just $19.05. Yoafl SAVE 69% oft regusa primes! Hung -1M after ends an Merdt 31.20071 To ceder now. 9o to: Ullw1a1Coir maNOun ers Why pay a Nye Yale nrtn oil er raids, when you may be able to arno!Wale your balances end sae on Inlersal as 0te seine 6me? RMe ail the Bstaroe Tinder Hotter at 1-WO-646-2014 a me it you quality today! Did you Inow you men use your mredh card 10 access, ale vowwh r and w6wave you road it? All you need is you PIN (Personal Went6aMon Nu tber) and an ATM. Just a9 1-800.2074970 to create your PIN today. 8493307 This Statement Is a FaesirrlHe - Not an oNginal X 0000001 .mils? c 1 000 N Z V 07AMa7 Pq. t .3 O --DIM 0561 ao0010000173M 38 of 184 Stati1111MISnt Mw motrd raw"W: 44780 • 0h11113W You how a Q.dil fable. o1-,12817. CHASE O You do nix haft to MOM ¦ Pophord d We Imo. MrlaYew desk a am" Cwt "mesa Anon n Enclosed If Now M6 o» or oi:I; Mot on beak. 4266660006135394000000000000000000D0007 rtaiaM Z rarer c I...IILL.L,1,1.,1.,16..LL...11.1.1.»n..Lb.rlG.ll..l A M ?ry A? M N 8l1Rfi PANR7E050-6878 CARDWMBER SERVICE PO BOX 16167 WILMINGTON DE 16666.6153 x:5000 L60 28x: 2060006 L 1, 51"44 Lr ? ? Dde 02/20A7.03127107 CUSTOMER SERVICE rrara Dla Ddf: CHASED Payr 64x21/07 In U .S. 1-600436.7627 AMmmumPayment Duo: $0.00 Espd101 1-688416.3306 . TDD 1.600466-W60 Pty W ph. 1400436-7856 - Ouleide U.B. CNN Callecl VISA ACCOUNT SUMMARY Aoeowl Number: 4'784 am 0611 5984 ,•302-464.6200 Pr4mouoB/w,ee 4129.17 To1NCredit Une A I I - C M IsNGUIpE6 UNT $10000 AC, Box O, Box Ism INQUIRIES - 1 v6 r* B alance 2 0.000 W $ yrdmkglon DE 16650.5266 CWi Amok lira $2000 Avaleblo for Cady $2.000 PAYMENT ADDRESS P.O. Boa 16163 Wintnolm DE 16805-6153 VWr US AT: You havo o credit balance. so rapsyront is regtirod. You may malts WwOO againd fa Cosdt a regloM • nkatd W canacYnP Cerdnwnbar 8arMce d the address wwo. H allw 6 mornda ms vadil Dalsnce to $1.00 a rra%we 048 rohne fa credf wifdn 30 days FINANCE CHARGES Dolly Pododc Palo Carrop. AvwOo Ddy Bahnos Due To Tianuc(on Acdxndaed RNANCE 011111411" 28 days in cycle APR . Periodic PAK* Fro Fm Cfw9v CHARGES Purdaaea V.00217% 2a.t1a1L $0.00 $0.00 $0.00 $D.00 $0.00 Cashadvnon V.00217% 20.06% $0.00 $0.00 $0.00 $0.00 $0.00 Total francs dwpo $0.00 Ell Anluel Pa OMOIS" Ram (APR): 0.00% Row a" ImarnOw Alxna Your Ascent secion la balance oomputslion nwhod, grace period, and olhw irnportort irdannsion. The CwnMndinp APR is iM rare of War" You pay wan you awry a baeroe an any rnaactin cot"my. The Elledve APR npow s your luM Mw,ce dwm - including vanetown ten cud, as cosh adwoe end balance tom1w teen - eupro"W o a percwxage. IMPORTANT NEWS NOTICE:WVvwrepadngfa Two-CydoAvermg Dair Bronco Metlod (am" kawoYon pwdaun and amm cycle purchew Dunces) wM the Avwaps Daly Bdna imArdi V now Purchases MW" (padaaw dolly bdwroe ircos purehesw doky Me each day only In fa mrW cycle) Selecions areapproved nd rody lostipi An ¦ Chas Cwdnanbw. you ran oolsd NpfrgWity merdmcgoo not ava61IIbe to 1M 9KWW Public. BrwMs such n Lenox. Gund and nary mow JIM po id www.roweldoonw.mm end type M orafieele nuntlw 189243 end peke your nlee4ons now! Why Pay a hi" refs wM Mier cords, when you may be able b ew"Idate your bWUxm will we on nter" sic the awpo MOW-1, RMM Ca$1w BaWoe Trends Hollins at 1.000.845.201410 ace If you queNlytodayl Pey your Was the est and easy way. Just use your Chan and to pay la bdwd leas at www.chaaop@Mwtaxes.com. 8493307 This Statement Is a Facsimile - Not an orlgkW a z0aaa0a, FoaxinC, 000 N Z 2r 07Mcy ".1 .3 602211 .UW.U„1211 ws,oommoooolxea 74 of 184 StMtWWtt for aoosemd numbw- 4108 Moo 08118184 You haw a as& bolonce; of -:126.17. You do not have to manta a payment at rih lima. ??1awy.w absent rry•n. a Chose Cold Sorilloss, Amount Enclosed )i (NSr sddrs a rnwlT Rant m beak. 426686000611534400000000000000005381578 31MMznhWc A NEHR?PUggYAN URf3 PA 17050.61170 CAR MEMBER SERVICE PO 9OX 15153 WILMINGTONDE 15555.5153 1».111...111.».I.I.N-.11»I..I.11AIA...11,1.1.11...1 450001,6028s: 2060006 i L 5 394 LM O npDole: 03MMI-?? CUSTOMER WAVICE ? Due Deals: 436.7627 U.S. 1 CHASE 0 Mrinam Psym.nt Due: $0.00 E 1.806.8 apafbl 448.3306 TDO 14000466.6060 Pay by phone 1400 436.79SO Outside U.S. Call Cooed T-302.504.8200 VISA ACCOUNT SUMMARY AeeoumNumber:426sN0OMI5aM E9 A T Previous Balance 4120.17 Totes Cradit Lhe P,OA, . Box $10.000 16208 Avaeable Craft New Balance ? $10.000 wurwhpamL DE on, DE 19060-6200 Cash ACoses lie $2,000 Available for Cash $2,ODO PAIYMMADORM P.O. Boa 15153 Wwringion. DE loses-6153 VINT US AT: 8493307 You have a aeM balance, no no payment is required. You may nooks dargr against the modit or requosl a nhrhd by conlodktg Cordienbsr Servics al lle addrw above. If after 6 months the credih balanoe is $1.00 or more, we h.i11 rel nd to credit vMn 30 days. FINANCE CHARGM Fit as Charge Dally Pedodb Rate Combelp. Average Daily BMW" DwTO Transaction AxurMWW FINANCE Category 31 days M cycle APR Periodic Rift Foe Fin Charge CHARGES Purchases V.00217% 20 99% so.00 $0.00 $0.00 1D.00 $0.00 Cash swans V .00217% 29.99% $0.00 10.00 $0.00 10.00 $0.00 Total 5nenee dorgw $0.00 EMcllve Annual Percentage Rant (APR): 0.00% Please ass Information About Your Accent section lot bdaee compMon marl hod, groom period, and other imporlam WonnaSon. The Corresponding APR Is to rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total urnce charges - hdudhg ttansacton lees such se cash a0wroe and bola ce transfer fees - exprassad r a percentage. IMPORTANT NEWS You've been hated a VIP Thank You vaked l.plo $100 as a sp ldat swings opportunity from GM Services. Inc. which is nol ¦ Clan aR11ate. Log on by e/16107 to oat jewelry tiorn the Modson Col oodon at low cerditarnber rate. Visit wwwrgHkwdl o0.carmq?wvslry'snd use code: 31620 Show Mom why she's"bool Send hot unbryettada yes froml-600-FLOWERS.Coml Ga115%o8lmh,bealWul towers. gorgeous piano, gourmet 9111 baskMa, delicious feasts and more when you use pmmokn code 611CH49E. Fordataila pleaemvialwww.9e0DFLOWERS.COWDISCLAMER Whetver you hand n may In your horns or buy anew hare, we oMr a vorialy of morgags producata of yournseds. Call 1.866-838.036 o vloh www.dhw.corrgMmdafMrn for death. LOWS, are sub(adi 10 MWh and Progeny WWwd. Cefakt restrictions and IYNtaSons may apply. Setecdons are approved and medylo shpt As a Chase Cordmsmber, you ran .suet high aidy merchandise not svailatle to the general pudic Bi - such as Lanox. Ound and nary moral Just go to www.raeadasmer.oom and type in oorfiftale comber 168243 and crape your aalectons novel Pay ywr tares the lsat and easy way. Just use your Chow card to pay for federal loxes ab www:dhnepayyouvxes.wm This Statement Is a Facsimile - Not an oNginal X axxx o. FlSil c i aoa N z 21 01. 11 rq..1 d 3 aazn .u..u .eras Mn 0000M00.06.". CHASE O I * I may oar en"y'Yihr mr 1...111.1»I. J. 1..1..11...1.1....11.1.1.» II..i.l...l l .. l l ..l 86 of 184 It D A a - 0 A for aaeeu t roundoor: 4M SSOS OS11 SM You Irve s cradle balace of-111129-17. CHASE O You do ibl hatio to rnaka p pe rnor al this frlb. . . ===11016 Chose Col Serviaes I?nreb woOWrW r - R ? Mount Enclosed an bolt. . .S a ar I -_?., 1 . indnryin any "Me U- 426686000611539400MOO00000000005400466 L.4161..1. N70r? ' a .1.I..L.11...LL...ILLL..N..1.6..11..11..1 AN YAr w AR p? ? ? y m"P fS SERVICE A 17060-6676 MEC PO Box PO BOX 15IS3 153 WILMINGTON DE 19W"153 L..111.,.1 u.... LI. a »..11..1..1.1...16.1...11..1.616..1 1; 5000 L60 281: .2060006 L 15 394 LM OpennyCl :ere: 0s2MT -O27 ? CUSTOMER SERVICE 1 le CHASE O MNmum Pay"n, Duo: $0.90 esp ijol 1.09446.3308 MO 1-WO466-6060 ,. Pay by phone 14MOA 6.7956 Outside U.B. can collect -302394-6200 VISA ACC01.1111TSUM$11ARY AeeaartNurrim:420000000811S31r1 ACCOUNT INQUIRES Pr ro" Balance $120.17 To1N Credit Luce $101100 Box 15206 Available Credit Now, Balance $10.000 Wilt YKknirgbn, DE 10050.6200 Cash Access Lim $2,000 Avallabte for Cash 112.000 PAYMENT ADDRESS P.O. Box 16153 - WOninglon, DE 10506.5153 VIMT US A.Trnkracitcarda You have a credit balnce, so no poymwH is regrir" You may make charges against the Credit or rsgL" a mkir d by oorrac*V Car*Mmber $wAo o Hw adhYess above. H other 6 momlr the aeon balance is $100 Cr more, we wan nand the credit within 30 days. FINANCE CHARGES Finance Charge Defy Periodic RaM Camep. Average Daily Due To Traraactin Accumulated FWANCE Category 30 days in cycle APR Balance Pwledie Role Fee Fn Charge CHARGES Purchases V.00217% 29.90% $0.00 110.00 $0.00 $0.00 $0.00 Cash advnps V.08217% 29.96% $0.00 $0.00 $0.00 $0.00 $0.00 Total fr once charges $0.00 BROW" Annual Personals Rao (APR): 0.007E Resw see Irdon, on About Your Account each Imbalance aompubfon mslhod, groan period. and other intportad irdomrfon. The Consapondng APR is the raft of IN~ you pay Wwn you carry a battle an any transaction category. The Efleefw APR reprints your lost *wno charges - Including oarmaclon bee such as cash advance and balance trailer to" - expressed as a pwcerhbge. IMPORTANT NEWS Enjoy bar web rates, special otters and a discount too you Idenfly, yourwH as a Chu Cadmanber by ullft this Coble: COPS 374210 all hnz.con. Save on applbnxoe. MP3 Players, 10M and anon to Shoppers Advantage. Eam oshback rewards n aNNe pvdnsw in adlifon b M tow prices Goo do" M www. ffinoMM Adelly"ga.corniChow when yours be ideralfed n a Chu Cwdrrwnalw a9yble for the special THlegiam oller. Who# w you Intnd to o" In your home or buy state hams. we ollw a vriMy ofrmnga0a producle lo mss your,neslb. Cal 1.660.6360335 m Malt www.dnw.owdehosehav loon for it"& Loco we subject 10 Credit and property approval. Csrlsin ce w rosirldone and :mil ne may apply. Did you know you can use you cradle card to soceee cash whwwver and whwwrw you rood it? AH you need is your PIN (Personal Identification Nurnbw) and nATM. Just call I -M-M-4070 to creole you PIN today. 8493307 This Statement Is a Facsimile - Not an original x 0o000O1 FlelbteC 1 000 N Z 27 OTM&07 Pp.t db 0m a MAMA Lose 1,71000001000.eo" 70 01 184 SWIM -0llt laraooaunt - labar:A2B6 9608 0611 0M You taws a a bance of -11129.17. You do not hve 10 nteke a portent of fds 1me. Ilekeyeur akeeY b Comer Core SsMsa Amours Enclosed f New a00rsee a rrnM7 Pain[ an beak. 426696000611531400000000000000005334660 avmmzuwo MA 36 W RY A SAE BURG PA 17050.8678 CARDMEMBER SERVICE PO Box 16163 WILMINGTON DE 10608.5163 1-111...II I.I„1.14 p ..11611.1.18011611 w 1W 11.111111 eC 5000 L60 28e: 2060006 i i 5 394 iae OperrihppcelnpDais: 122MG-01/27107 CUBTOMERSERVICE P.ynwra Ikw e: Dai CHASE() 07./21/07 to U.B. 1-0001767927 Mkdmum Payme nt Dug: $0.00 Espeftel 1-069-4467306 TOO 1.000.9666090 Pay by phone 1-900139-7958 oublds U.& call 009" VISA ACCOUNT SUMMARY Aoeouni Numb er: 479/ 44900911 Bfa4 1-702.6949200 Previous eaianc. $161.62 Tote) CnM Lina f10,000 ACCOUNT INGUIRIES 15298 oma Payrnam Credits 4290.91 Available Credit $10000 Win DE 19950.5299 I??rk n DE Finance Charges 41.12 Cash Access Lire $2.000 Now Balance - 120.17 AvW1a0N br Cash 112.000 PAYMEM ADDREB P.O. Boa 15163 VAlrranglM DE 19986-6153 WIT U8 AT: 8/493307 You have a crest belenoe, so no psyWd is required. You may maw dw files saminsa 9w Credit or requssl a rew by oaleding C9rtrmmber Service at he addrMa am* 6 later 6 hgnM6lhs Tech balance, Is 111.00 or morn we will refund 9w eredr tel"n 30 clays TRANSACTIONS Trans - - Amwr6 Dale Rebrenoe Number Merdrnt Nurse or Trerwadorh Dsaaipoon Credit DOW You Electronic: Chk $120.26 01106 1005006/ a3220682M72 Payment Thmnk You Inlrorac 0N1 161.62 FINANCE CHARGES finance Charge Daily Psdodic Rata Con ap. Averwo Dally Swaim DUe To Tranesefion AcanuYMd FINANCE Category 31 days in cycle APR Periodic Rd* - Fee Fin Charge CHARGES Purdhsasa V.08217% 20.99% $7.67 $0.20 $0.00 Woo $0.20 Coal, Wmame V.08217% 29.99% $36.01 $0.92 $0.00 $0.00 $042 Tole finance dlerges $1.12 EBeetM Annual Pwom a" Raft (APR): 29.99% %M* see lydam ftn AWW Your Accent secfion for balance oompute8on rnWW. grace period, and other important infamafion. The Corresponding APR Is tom now of Interest you pay vhen you owl a balance an any retroaction Category. The Efloctvo APR represerhte your laW trance, Worges - knilo ng $arteacfien tam such as cash edvence and balms trader tam - rapeseed as a peroor". MIPQRTANT HEM NEW Lihbdted Internet aoowwkh P" M Or&w for only S4.9701rrwnh for 3 nwrrtha, hen luer 11a.ti6N110rrh. VAh Virus Protedn, Pop-Up Bloolrr, Warn corerae, Internet Car Wohm and rrorelCall today! 1-0894TRYNOW. MerlBan 06erCode: H1NA.Orvhk www.peopepr-wWoofierw Wry Pay a NOW rate tab o6ter cards, when you may be obe to co edidate your baiances and sera on Internet at 6w Gems tone? Mears eait the Balerhce Trader H8n)t ar 1-600445.2014 to an it you qually lodayl Did you know you can use your Tsdh land b BOGY Caen whenever and wllererer you need h? MI you need is your PIN (Personal Identification Number) and in ATM. Just col 1-000497-4970 to create your PIN today. Thb Statement Is a FecW mile - Not an odgkul X WOW" Fl33*1tlC1 000 N 2 27 Mao? P.M.103 a@a MAW 33MG 029100a 0003470001 CHASE() an.r rtr9y Ca/1O1 any 9nQ14 1nM. .1m. Vale 18 of 184 Statarl wt 1101 a9D*wd Itewelbw: 4m am Ga11 sm Now Bolarao PaywdM Due Dew Past Duo Arrwnl M rinum Payrrunt 3D.00 C?rd=7 10.00 11100 ndoeod 's Clow Card SoMea MauroE yrd7 a Er*. Oft CHASE 0 I wt0 wagpOrW a0irind m?iny0. 426688000611531400000000000000005417424 me/ Sex z lnw c M?ApR?YyApyM??EElH1?RpP??Ugg1'AN Wll f.'8SUR0 PA 17060-6070 1...111.1..L.i.I..I..I1...1.1.... ll.I.I... L.I.L..llAIA CARDMEMSER SERVICE PO SOX 15153 WILMINOTON DE 100006163 I...III...III...dial.N....II..1..I.I..,IL.I...IL.I.I.iL„I 1:5000 L60 281: 2060006 i L 5 3916Lw Opemg0WV Dalo 0620'07-ON27107 CUSTMERSERMCE OLM 0742107 00 . ,1 Due: CHASE 0 ? EE?1 1x46 3300 - TDO 1.000.066.0000 Pay by phrw 1-0004367060 Ovlaide U.S. cog celled 1-302464.0200 VISA Ae'` OUNT 4e l!IMARy Aceotlal Nwdwr • JIM 9900 0911 6791 Prerielw Balance 4120.17 Toed Credl Lino $10.00 , ACC P.O. ism .O. On 16200 Pudwaoo, Cash, Dedis 4120.17 AvegaUla Crodl $10,000 WiNNnyoR DE 10050.5200 Caefl Access Una New Beoonw 700 52,00 Avoilsble fOr Cash $2A0 PAYMENT ADDRESS P.O. Boa 16153 Wilnwglm OE 1NOB-5153 VISIT Ile AT: TRANSACTIONS Trove Anioum Dale RaNronco Number Mrchsn Narrw or Tranrdton Dworipion Credit Debi) 0. 7 OVA CREou BALAME REFUND FINANCE CHARGES Finerce Charge Duly Periodic Raw Correep. Average Daily . OueTo Trarmefon Aeaan/owd FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fin OwN CHARGES Purdwaoa V.06217% 29.90% $0.0D 1110 $0.0 $0.00 $9.00 Cash adrmwa V.011217% 29.09% S0.0 $0.0 $0.0 111D.00. $0.0 Total ttnance dwrgr - $0.0 Eaeetlve Annual PwoWd o Raoo (APR): OA I% Flew we ItOormo n A2oea Your Acoant seafon for balance wmpuwion md.od, paw period. and other tmportsre Womwson. The Corrwpvd ng APR is the role of Mareal you pay when you carry a balance on ry trwsmon lelegory. TM ESacin APR reprourve your Wool *waa dwrgn • tr>ckm*V Wereacfon wee wrh as cash advance and batnce vu mW toes - asprered as a pareereage. WPORTANT NEWS - Got V.imiled local a long deance cling for =21.09 per nmp*l Try V0noge br 1 Mash FREEI Cal 1.00.600.6569 or Vlsh www.venego ow"ar/0. Vorwge 9110porotee diflrenty -See ar earmonege.conV911. Additional two A raatic6ans 0pply. By responding I cordrm 00 1 rn a Chow 0,Mcmer. 8493307 0,* This Statemerd Is a Facsimile - Not an original X WOOOe2 FSS1Yi6 C t 000 N Z 21 0?X Nlr P%. f d3 0029 W .U? e2)M ? Jet OOOOq 0a.9M01 50 of 184 PaynwM Oua Daft Nav Balnce Past Duo Amount MnYwa Payenant o6rtlio$ s1oz9129 110.00 $as2t AeaofNAftiallbar:lsMN6e0etf 67e1 Q? to: WWI Nave ed/.aar»+e a e-ma1T P.wM.`9 ave. c.A s.du. w dinw *4 and.MlPe. ex on cork. 426688000611539400049628010291280000005 ONUMZNOc L.,IILL.L.LL.L.tL..1.1....11.11„q.11...11.i1.1 MARY A MEHRPUYAN EMBER SERVICE A H?NeAMC8 MA 17050.11070 CA PO ROM Sox 1x163 WILMINGTON DE 10000-5153 1; 5000 L60281: 2060006 L 15394 Lae CHASE O ewwrm" Dow 0220009.03/27p9 g Y.naaey.ur.eoaunfa.r.»: Onkn n Paynw»: $46x.7$ Payment Ma Daft: 0421M Aeetwnr e.ewr I.r«aw.n ACOOUMT SU Y NSA AaCAtra Nun.bn: 42M SM 0011 angy Ioatral on m side 5364 Previous ealanas $0.00 Total Credo UM $10.000 Pvdmoa, Caah. Dabla +1110.030.00 Avaisdo Credh In Finance Chmyas 4262.26 Cash Access Lies $2A0o New Balance AvalablelorCash $0 ACW Dew d II S Allan 03M 70920 CHECK TO MARY A MEHRPUYAN 10,000.00 0327 TRANSACTION FEE 24900 0327 OVERUMIT FEE 39.00 FI NC AR Rnence Chwoe T.aroadon Daly PenodleRasCerreap. ANwap Daily Due To Fee/ Acaw"awd FINANCE Category 20 days In gds APR Breen Periodic Raw Service Crwce Fin Cfwge CHARGES: Pudlassa V.07463% 27.24% $0.00 $0.00 $040 $0.00 $0.00 Cash kwancaa V.07453% 27.24% $0.00 $0.00 $040 $0.00 $0.00 COI vm once chadt V.07463% 2724% $0.00 $0.00 $24040 $0.00 $249.00 Promolknal summary .01093% 3.99% $1,071.42 $3.26 $0.00 110.00 $3.29 Tow *MM dwrgaa $252.20 Effective Maur Pareerttage Raw (APR): 30.27% Please see IMortnalion About Your Atmum sedin for balance cmWilow rtwhod, Ora period, and crier Important irlorma0on Tt*CWOqMdM The E APR APR ta9w raw d inlareal you pay Mien you carry a balanceon any aamaclon allegory. npreewrls you laid 1nence, dlrgos - I . vV irnssdbn teas such as ash advance and balance trnelar teas - expressed as a percentage. 8493307 This Statement Is a Facsimile - Not an original 0008M F»ualaci 000 N Z 27 Oa®a7 Aw,wt 0022e MAW 0=4 ~000MOOD02MUM x 2 of 184 Peyraed Due Date Now BYna Pall Due Arneunt U $9926.9, $0.00 u Aotlawl numbw: am Mge 61111 M4 1 $ Mar ywdnrc pyeW b: q? Chew Cnl owNss. OMdoataaa en iMsssswes ar.lsua endoaW. New aAdirsarnuH PrM On trail. USED 4266860001.11539400019600009825015825718 ?aMAM"EHF lac 11..IIL1..1..1.1..1..11...1.1....161.L..N.d.i...ll..ll?.1 WFpi?YA p?EUgVpAN - SERVICE Y?EC ®l$ifi PA 17050-0070 PO ? 163 WRMINOTON DE ,9066.6163 I...NI...III....I.1.11....ii..1..1.1...11.J...11..1.1.11...1 1:50013166O 284 2060006 L L 5 394 lr Stawnarnt Date: CHASE O MS" - 04WIDO A, mom" year seem" "Am Payment Due Dale: OSl M Aare d Combat' I con"eWy loc@ W on nnione mid* ACOOUNT SULU ARY VNIA Aceeunt Number: 43M MOO 0411 Previous Balance SI O.29/.20 Told CNN tine Si o ow ftrwi6 Cradhs 41600.60 Avalatle Cradh $174 Flnrnce Chances +x14.23. Cash Aaaass Une S2.Oo0 Now Balance Avallade for cash $174 ACOO Dow al !Ahem Imladon 04,6 PaymntTherkYou BectronicChk -600.50 FlNANCE CNAROM Rnan:eCharlie Trrraaton Daly Period c Roo Cansep. Average Daily Due To Feet Accurnwisled FINANCE Category 31 daya in aydo APR Balance Panadlc Role Service Charge Fin Charge CNMIGES Purdusse V .07463% 27.24% $24.26 $0.56 $0.00 $0.00 $0.66 Cash adwrlcaa V.07403% 27.24% $0.00 $0.00 SD.00 $0.00 $0.00 Comade; chock V.07463% 27.24% $0.00 $0.00 $D.00 $0.00 $0.00 Prornotend summary .01093% 3.99% $0.937.50 $33.67 $0.00 $0.00 $33.07 Tod Imervoo dwgn $34.23 Etfeell.r Anra+d Paroar.lage Rate (API): 4.12% Pure ace Inlomrlion About Your Account section for balance00rnpMelion rr&#W. grace period. and olhr inporlant.inlolraaton. The Caresponding APR 1s v» rale clmiens! you pay when you carry a belance on any vanllecton alegory. The E/Ndw APR represents your lotd kw co dwgae - Including vwmdlon two soon as ash advance and balance Irndar less - e:per W as a percentage. 8493307 This Statement Is a Facsimile - Not an Odglnd 0000009 F9363U C 1. 009 N Z- 27 O.r1O7 ?p.1 .1 0=5 MAW 029a0 t 1710000010oo0ar.1 X 1N1130971Ne13M 127 of 184 Papaw Ow Date Nw Sala we Put Duo Amount M Aro m Papn.M 00/21100 19,a00.f4. 10.00 51fy200 Aooowd latatbar: 4250 GMOf113304 . M.k.y.la.k.a 9.1aMet.: Chw 0.r 5avtar. P W. twi..momK uie?o..d. Nw.ewww?mN'! on beck. 4266880006115394000192DD009606540000005 .OU asa z..7mc 1...111.4.6.464..11...1.1....11.1.1...11..1.4..11..11..1 WAY A HMEHFIPUYAN SO - CANDMEMBER SERVICE 49="M PA 17060-6576 PO 90X 15167 WILMINGTON DE 19Nad153 6.III... III .... I.I.N....IL.1..1.I19011....%4.1.11...1 1:5000160281: 2060006 1 i 5 394 it etalert1 n DOW. CHASE O 11WOM-05/27109 wrilrmum Papm m: $15200 Payment Duo Dab: 06121A/ B Mans" yew am unt one..: AddIYuM a.e.s 1,09"n all" oom w*f located on mane aia ACCOUNT SUMMARY NSA Aeoaunt Nmabar: 42M N00 0511 iTwq PnNous enlanm 50.626.01 Toth Croft Une $10.000 Paytlwn, Crdite x260.60 Avalabit Croft 5307 Finance Ch"m .332.00 CashAmptal Line $2,000 Nw eateries - -N.goo.54 Avalatlolor Cash 5391 A D2% of TnDuclon AL am idmam 05119 Payment T1alydt You 9edfetlic Chk -260.50 flPU E CH RrtarlNCharge Tlerewoon Daly Pwk de Role C--p. A-rep Dally Oua To Fee/ Acaxn lawl RNANCE Calapay 30 days in cycle APR eslarm Pwidk Rats Swvim O wpe Fin C hwpo CHANCES pwth as V.07483% 27.24% $0.70 $0.01 10.00 $0.00 $0.01 Cwh d.anew V,07463% 27.24% $0.00 $0.00 $0.00 $0.00 $0.00 Pmrmlwal aimwy .0109+% 3.99% 59.755.01 $32.02 10.00 5o.o0 $32.02 Tad tnen0e charges 532.03 Etloctlve Annual PWantpe Rate (APR): 3.92% Plow w IMomation About Your Acm ra oedion to mtarlce wrlptAalin MMW. gram Ww, and o91w important irdomatbn The Carmapondnp APR is the mM d muted you pay when you carry a bdwm on any lrarawlion ca%pory. The E1Ndive APR repmeawn your total *wee dwpas - hdudWV "vmcton tw ouch as cash adrnm ant bdwm maser leas - aspro ad u a pwcwyMps. 8493307 This Statement Is a Facsimile - Not an odgklal 000x01 FN933M C 1 wo N z 27 DGM21 P.O.1 d 1 Dom w w 7461 1 a710o000100074$101 X 129 of 184 Paym m Due Dole New Safnee Pwt DueA Nunt Mnlmem Peylnrn f rmove $a.1$l.e2 $OAD $19Lt10 Aoooerll nunibw: 42M IM Of17 $$Y4 . Ilsee yew drdc Payelleb: lyhaee Gnt 96rheere. Pbewa?,e w.Nrra etefoeee. New oOMew or e+Ml? Prla on beck. 4266880006115394000388DOOD943892000DOOS a MMll? C I... A MEHRPUYAN 163 RVICE 35 MAmimi amoul PA 170°0.078 PO BO% CAROMEMBER 15157 5 VALWNGTON DE leaaa3153 LAI...III....Id.N....ll..l..l.l...ll,.l... p..1.L11...I 1: 5000 i$0 281: 2060006 i i 5 394 it Smalentent Date: CHASE O D572N0O - o 6/27ae IYrase yew •aetur enam: Mb*nuM Paymwn: $7M.00 2MeeiEY..O iG[m Payment Due Dale: 07122100 -- AeAdmd eesbst abrwmdm ACCOUN SUMMARY MSA Aoeowd rhanber: 4290 $800 0n 1 oowwiwNy located m revsne fide Previous a , - , $9.505.54 Toad Croft Lim $10.000 Pwrrm t. Cro" 4200.00 AvalWo Credo M81 Fiance Charges .02.35 CwhAacer Una - $2,000 Nov Balance Ava$ade to Case $551 1ACMUNT ACTIVITY Dab ot IunsmaloO gm IL SAnw 06/18 Paymull Thw°t You. Bearonic Chit m -200.00 FINANCE CHARGES -FinrrceChrge Trereedlon Daly Pwlode Rae Corrsep. Average DoMy Due To Fee / Arammia/M RNANCE Category 31 days in crde APR BaknOS PwWlc Role Service Charge Fn Charge CHARGES PVdhaaw V 07463% 27.24% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances V .07467% 27.24% SO.OD $0.00 $0.00 $0.00 $0.00 PrortroUns .unwary .01093% 3.90% $9,557.95 $32.35 $0.00 $0.00 $32.30 Tots finance dorgw $3238 Et(eeslw Matti Pwcwdw Raw (APR): 7.20% Pls°w ew odorrration AbohA Your AcmjM mcOon for belanee mnpulaNm rrwthod, ghee pwiad, and 01 hw important infomalion. The Co segm dirq APR is to rase of Woe" you pay when you carry a belrm on any tramaceon category. The Etledm APR rp ow ne Vw sold trance dwgse - shdu ling vwncion to" such as cash advance and balance bander tole - wpn°°ed w a percentage. NiAPORTA NEWS I Gel unlimited food • by distance haSrp wlh Voape for rie lose pride of 824.e9Aloreh. 25 gntl balure° * no exaa cod. High speed Merret regWad. Bee Vonege.0orrOl1. For dears of Vormge at 888300.3808. 1dw*V yoursa8 m a Chase Crdrmmbw (tHs w NOT a Gaw araNrner service e). 8493307 This Statement Is a Fm=W ntle - Not an original 0023 FM3MWCI 660 x z 27 600647 r'.a?.w oam 64 24236 lmoowmoooanm x irwrsn 8 of 184 Stf19111M Ill tow aoooud msalbw: 4M ON 0671 6804 Naa Bslanoe Psyrnsn! Due Dols Past Due Arnourd Mnimum Psyntnl $2.015.00 I W1106 $0.00 $67.00 lies yaeral.aA 1r Chan Cod SoMela Mount Enclosed $ Nwr e06»s a rnWl7 Plot an be*. 426686000613531400005700002011005078L16 1wMalal2 C MARY. WAN A 1.641-6117! 1„.I11.LIIL...Id.H ». JI„1..1.1„116.1.„fl111.LiL..1 CHASE C) 1onMI?P ?endasssRc can rrby cr cafe my 11rm. 11./II111111/HIL.61111„61.NIIt.t?1N 111 ?IL„III/111.1 CARDWONR SERVICE PO BOX 16163 wILMINGTONDE 100116.6159 1:50001,602131: 2060006115 394 LM Slo wne nt Dare: 09I25A6 -10/27/06 CUSTOMER SERW E ?"! 5 A CHASE Ptg4nnt Die Deb: 1121/06 In U.S. 1000.435-7527 Minimun PsyrnMrSDue: $67.00 Espolbl 1455446-3305 TDD 14004564060 ' OuWde U.S. con Odom 1-302-6944200 VISA ACCOUNT SUMMARY AeeoumNumber: go 95000511S.1MACCOUMINQUIRES Previous Balance $2.201.611 To1N Credl Una $'a 000 P.O. Box 15200 60 5 DE 1 l * Peymam. Cradhe - 4700.00 A allable Creo11 -625 96 ng on, $7,051 Finance Charges +$77.42 Cash Accw Line .. $2.000 PAYMSM ADDRESS Nov Seahw -75.619.33 ANdllbw 1r Cssh $0 P.O. Bar 15167 Wlniinpfon, DE 15550-6157 . VIS(T US AT: TRANSACTIONS Tree An out Dole Reference Nunbw Merchant None or Transseion Deso"on Credit DOW 1 12 0a 77231612576 .oo FINANCE CHARGES Daily Periodic Rate CormeWdnp Averspa Daily Swonce Rnrncs Charge Due Twwasaw FINANCE Cal" 30 dsyein eyd$ APR To Periodic Rare Fee CMAR6IM Purdnws V .07162% 11.66% $004 $0.00 $D.OD $DAO Cash advances V .06025% 21.99% $2.070.04 537.42 $0.00 $37.42 Told trance drgm $37.42 E'lweew Annual Psrawrin" Raw (APR): 21.95% Please see reuse side for bswnes compulalfon ..wI . pan parted, nd ohs 4nportsm inlonraton. -the The Co evi APR APRs the nos of !merest you pay ~ you carry s belancs on any tnnotin cewpory. spasmti you tow! !crane charges - imtudalg 1lanew0on less such n crh advance and bear hosier Was - expressed as a parmitage. IMPORTANT NEWS _ URGENT: 7"S mash, vartsd CnOmanpws have been lasso a Thnk You vrontr Ip lo$too staillk you b • to yea of t! "naigkdnes. They%s already ben rewwad kw you. OuWMM we 9vwed, 00 all by 12/1 WOS to ddm you That! You of up 19 $100 sad for de1a115. 1400449-3611. TOM $10 on F1oddss Shed dsts in N'a Fancy Fams11! Big GrAWS on 20 IDs naval omngea, grsPW*A or mixed. FIMVnre b Oars my-$24.96 plea s9h. 6m6 2, ands 01115. Nail W W W.ENJOYCITRUS.COM or call 1400331-2314 doo.OSx Caamwebr CA UM earvia: f 40o4664e0o. 8493387 This Statement Is a Facsimile - Not an original X 000=1 F631316 C1 MO N Z 27 0a =1 P.C.1 tl1 00225 W W t314* 3=0000010MM44a 14 of 184 Stalwnsnt for a gesswd raaabar: 4= am all saw Now Balance Paymrd Duo Date Past oua Arrbua VdImum Paymnt $1.006.63 IVM6 $7A0 $67.00 ?1 Yieyew alhgeln te Case Care SwWos . Mount Enclosed I; I Nw o00nw u r?ia6T R1K m bock. 4266860006115344000057000019968350'18070 rarlaaeiaanfto - MARY A MEHRPUYAN NOEtu'ly° S"elu POA 17OW-070 I.rIII...III....I.I.Ur.r.Ilse.Ir.I.I.r.IIe.I.nNr.lrlellrrrl CHASE 0 NX. "? ° "r ofli ?. Irrrill.Ir.i..Ir l..l..llr..l.l....i{rIJ...llr r1.6..lirrll.?l CARDMEM13ER SERVICE Po BOX 16163 VALIAMWON DE 106061153 45000 i6D 28+: 2B800D6 3 L 5394 1r' 8493307 Stalernont Dale. 1%2"6 -1 V27/06 CUSTOMER SEnNCE O na" P n t 12/2Z " 4 CHASE a Due: Min yn m oig 7 %a708 .00 EEap Ml I.ON4 Too 14004654060 Outside U.S. all angel 1-302164-0200 VMA.ACCOUNT SUIR MARY Account Number: 420-3 06600611 SSM ACCOUNT INQUIRIES P.O. Box Previous Belem 52.016.00 Toax Crodt Loa $10.000 drpl°rt ? DE DE 16660.6266 IA6lrr Payment, CrWYb -560.00 Avanable Cradl $a.003 Finance Charges -537.63 Cash Aaase Line $2.000 PAYMENT ADDRFBS Now Balsa 81,M.S3 A allsblg for Cash $3 P.O. Box 16163 NnNrirptan, DE 166601153 VISIT US AT: TRANSACTIONS Trans - AmoUnt Dale Reference Number Mordwil Name or Transecfon Do mpton Credit Debit 1 U10 131431 14437216751710 PAYMENT K Y 0.00 FINANCE CHARGES Dilly Periodic Rate Corragwding Avsraps Deily Balance, Fine= Charge Due Transacnn FINANCE Category 31 days In cycle APR To Periodic Rele Fes CHARGES Purchases, V 03261% 11.60% So it $0.00 $0.00 $0.00 Can adnrxm V .06064% 2224% $2.00254 $37.03 $0.00 $37.03 Total francs c hw0es $37.113 ElleoOve Annual Poranlego MOO(APR)c 22.24% pease we reverse aide its, balance amputation meead, grew period, and ofer inportanl nlomafon. The Corresponding APR N the rote of hnerew you pay when you carry a balance on any tronftclin category. The EtlwJn APR reproserm your teaiUhwhw cargos- inGudi g banac6on 1ses such se cash advance and balance Nwelr left - @Wmwd se a prcernags. WORTANT NEWS As a valued oNmembor. you we angible 10 MC Mrs hlgh- quality morchndse not available 1o fe gnwal Public from lap brands such ft Laws, Tally Disney and morel Just go to www.vdu, - or.Com and n1w in 154030 aMeo 0 oohs far your certkole nurber. M Now. quanHles we ilrdted. Take 510 oft Fbrkwe into dtruan Ma Family Fam sm Big savings an 20 roe nand wanow ones or mixed Fro 1me buyers only-S24.65 plus SSH, ann 2, ands, 01115. 'Ask wwwoloydlnacom or ale 1-606.231.2314 dept. 06x. Saw 15% when you and I~s hone 1w 144 hWldsyM CNebgN tw Colors of to se saw Wri a bearM 11" arrwgrsenl delivered by a local florist. Hundreds of gift Ides b choose from! Order early A we 15%s,1 www.333.sewwclub.com 6 use promoin Code SNN50. This Statement Is a F6icslmile - Not an original X 00=01 Fl0003MC1 000 N z z] OMIW V?.1 d3 amza uAw riirz yllaooonoomlwrtol 10 of 184 Parim Ow Daft Nor Balance Put Due Amours Mnhun Paym6H q?121Aa ?a,769.0a•" 90A0 9y03.M. Aaeanl BMmbn 4963 MM Oar1 SM • Matwyw obi pisMe to: 7 Ces Crd aweless. PY Was Boom BOOM". Ner addrue or 94mi? PrM on back. 42668800061153940001830000916"60000004 7Mam zaowc 3MARYA UYAAN M PA 17050-6070 I...UI...III.... IJ.U...di..L.Id...1LJ.., n. Jd,ll...1 CARDMEMBER SERVICE PO BOX 15163 WILMINGTI.NIDE 100063153 6:50004602131: 2060006 L L 5394 La' 81e1BrrrDale: CHASE O p626104--06 7Q7A9 H WMMY aasnt skins: . Wnimua Payow": 9IMW aEeaLdLM. Paymem Due Dare: M4/AM Ae/wnr Combat werewwn ACC- SUMMARY NBA Aeea.m Nun(w: 4211111111,11111110M1 ~ ry I ? iw,ieniie Previous Balance 99.430.02 Toni Cr*M Line $9.700 PsymntCt"la 4300.60 AvalenterWO 9630 Finance Charges 430.64 Cash Acau Line 91.940 New Balance SOW Avadblefor Cady 9630 ACCOUNT ACTIVITY 0010a In oschon lidmaol 07117 Payrnnl Thant You Bedraric Chk -300.60 FINANCE CHARGES Rrwtce Ct" Tlrwac5on Daly Periods Rde O"Isp. Avsrape Ddiy Due To Fu! Acarnaiard FINANCE Category 30 days M qde APR Balance Priodk flab Service Charge Fin Charge CHAPIMIS pvd.aws V.07463% 27.24% 90.00 90.00 90.00 90.00 90.00 Cash od,WKM V.07463% 27.24% 90.00 90.00 90.00 90.00 90.00 Ptonviond summary .01093% 3.99% 99.34164 930.64 90.00 90.00 930.04 Told innos dwges 930.64 EMecOm Annual Parcisift" RaM (APR): 3.!105 Phmw w Irdomweon About Yak Acom" Becdon for bsiance cartptnagon..wN . gran period, and o1h r Imporiant irdortnation The Conupondinp APR is eN ra1B of InNrew you pay when you any a balance on any trarwadon patagory. The Etlecil" APR rgmmw s yak IMM Vance dwgm . ndudingi vnue6on fees such as cash advnoa and balance tinder ieu - ex{reased as a pwmftp. 8493307 This Statemeryt Is a Facsimile - Not an orlgkiial OOCOM F03SMCI Boo N z 27 0.4701 Pq.I d/ oot"d W W ?a?2 20M 01111M ooweN2a x renae» 183 of 184 Poynter" Dna Dead, Near Brun Pawl Due Mount Ykenarm Pgnrnt 06021106 10.114Y.36 10.00 1r noo Atteeutl nwtI AM GM MI 61911 wlayewehesi(PeyaMeb ca.e. tare 11ervtate. i'bew writ ?a srlabM NweMlwe or rroN1 PArint an adt 42668800061153940001780000844935000000000000003 nwa6aw2a3a4P.c?AN. I„.III.I..I.J.6.I..II...I.I....II.Id...ll..ld...11..11..1 OEM HRIIP?? PA 17050-6870 CARDME SERVICE FU u+tt Po cox 16163 3137 WRMINOTON DE 106604153 I„.N6.JII....I.I.N....11..1..1.1..11..1.„il..l.l.ll...i 1: 50001.60 2$l: 2060006 1 1 5 394 1M 9 Dow. 0279 2710 9 CHASE O 0726M11/09 -. O 0 8 te.n..a 1••rr.w»aee..rat: Wnlmua Pa me 1: 1/no0 Payment Due Dab: 6WIMO 11M6anat ow"d arernavm omv*Mwfy laoatf on.wene sift IACCOUNT SUMMARY A 11 MISA PreNota Belrtce 19.169.06 Total Credit line 10.700 Peyn Wd. Credits 3250.50 AVW WO Credit $750 Finance Charges 4$30.79 Cab ACCON Lie $1.640 New Bvienae .949.75 AVdWe 10r Cash 1760 ACOOIIT ACTIVITY D1ae d t I d ldmltlffvt BC na m Od16 Payment Thank You Elearorie CNc -260.60 Finance Cherge Transaction Duly PerlodcRate Cwmp. Average Dally Due TO FeeI Aearrtalaad FINANCE Category 31 days M cycle APR Balance Pwiodlc Rea 3rNce Charge Fin Charge CHARGES Purdmmm V.07463% 27.24% 10.00 10.00 10.00 10.00 $0.00 Cash advances V.07453% 27.24% 10.00 10.00 10.00 10.00 10.00 P1omoUW a mnary .01063% 3.09% $9.007.13 130.76 10.00 $0.00 $30.79 Total kmvr w dwgsa 130.79 EReetlw Annual Pwcmdw Rob (AMW 3.116% Pismo sea Into malbn About Your Account section for balance conpMelton maYwd. grace period. and other important inlorn anion The Conegoncing APR lathe mb of ina - you pay %hen you carry a balance on any vermaclon category. The Etbcaw APR 1qx mots yorr atsl bwce dwgee- indudirp tmssc6at bea such as (ash advance artd balance tender love - *Wosasd as a percentage. 8493307 This Statement Is a FacsUnlle - Not an original 0000001 F10333MC 1 000 N Z i7 O&KOW Pe.1 di OOM W W 79003 30t100000100p7.00aw X 141 of 184 Payment Ow Dew Near Balms Peal Due Amour MWmum Pgrasnt 10171100$ 10,720.M 3DA0 $17400 AoomalN nlrllber: 4M M00 DE11 ON $ y.Yb b: _ 7 Wbre?drwM p ?J Chw Gre Bw p Pbsewrb aeo.ee ll? P ft Now aedreee s e+ce14 PrM an beck. 42668oooo800061153440001740000872884000000000000003 =p;OEAA FEiPUYAN i,..nl.I..u,1,l..l..n..a.?...,u.l.l...n.a.l..,n..u..l MECFU wmm PA 17060.8078 CARDMEMBER SERVICE PO SOX -10167 WILMINGTON DE 100064153 1...111-1n...111fi ..11..hrid...ILa...i6.61.16.d 1:5000 1,60.281: 20f60006 i 1,5 394 LIr Sla%n DOW :adbPMO - OW27p9 m /27 g us"" yw exw.nt mom: slate° a0lJ eo.N CHASE0 aamAbar.o OEnlmurn Paymem; 3174A0 PaynwM On Dale: 11012201110 Aeeltlr.et sselea efernullee 1ACOOtMT Y he Im 4M OM tt mmeala.aylaealee n ave.ee ddb PaNOUa Bawnco - $8.94035 Total Credit tine $0.700 Peyrmnt, Crsdlls 3250.60 Avalatle Credit 1971 France Chrges +00.04 Cash Acom LOw 31.940 New Belnco .89 Awlstle tr Cash $071 ACCOUNT ACT114" Dab d IMUNIGI n AAMLIM 09116 Poymom Thark You 6eclroNe Chic -250.50 FINAWW- ROM Rnsncs Charge Tnuwecw Daily Pwlodk Rata Cmesp. Avsrme Dally Due To Feel AcciffO lasd -RNANCE Celegory 31 days M cyde APR Salome Periodic Role SwAce Chrm Fn Cherp CHARGES Pud.wa V A7403% 27.24% 10.00 $0.00 $0.00 10.00 10.00 Cash advorc a V .07403% 27.24% $0.00 $0.00 $0.00 $0.00 - $0.00 Promoloral summary .010939L 3.991A $a.e67.11 $30.04 $0.00 $0.00 $30.04 Taal tinny dwryea $30.04 Etleetlee Anmal Poror.taye Res. (APR): 3.91% Plea w Wdomration Aboul Your Aeceue eadbn tar banes corrpAom nwanod. Waco period. and otnsr irnporlnt k0omwlbn The Cormapm&V APR to to ale Of inleaat you pay when you arty a bslrnce on ny DWOW4On CMOPrY. The Etleaive APR reprowoMs you total *arm* dwWSa - includ8q t N=ClOn bas such as cash advnco and balance Twdw 1w - apressed Ace s perO@Ma0a. 8493307 This Statement Is a Fw*Wn11e - Not an original 0000001 FMN]..Cl 000 N Z 21 OBOPQI Vp.t dt Oe.. .M 1.M O.oZe 2101W000IOOOOPOM. X 135 of 184 e Parymerat One Dew Now Balance Poo Due AnhwM Mkbmm Pay am 1Imm 16,506.ST 10.00 7]170:00 Aeeeutl ererBb$r. 41$BB 7a1Be t7B11 li7e4 aMY?yer aMiPsysWa: Cl,w Carl tlrvMse. Ptlasawrlr allWr l? Wme Nw addlseaa?md1' Print an bedr 4266860006115394000170000085066700000000000000S anew err zaoare MARYA MEHRPUYAN &V,0ICS? BURG P AAC A 17050-0070 CARDMEMBER SERVICE PO BOX 16153 WILMINGTON DE 10566.5163 I...111...I I I,.,, IJ.II saw ,11,.11.1.1. r.11. J.., Nr,l.l.111, r l 1:5000 L60 281: 2060006 L L 5 394 La' ZW9.1 Dab: Sladenlent 00/21.0001t7A0 ? Wrp ywr seaeunt eMne: Slate" r Beal CHAaEO amtfi MInlmum Payrawd: !170.00 Pa"rd Due Deb; Ilm/09 AUlawltl **$ad erwrrwaan [ACCOUNt Y AeWYatNumber: 4Mi Oitt converienaytooate0onwAmside Praviars eabnca $6.728.80 Toll Creatt Line $0.700 Payl ma, Creole -$Z0.50 AvailatleCred71 - $1,183 Finance Charges +$20.48 Cas h Acaee Une $1.940 Now Balance - .so6.e7 Avelab7etor Cash $1.183 ACOOUNT ACTIVIRY Do* of IOIINGIM Mwdmd Nw m or Transaction Daaaiodon j =Lrd 10/21 Psymanl Thank You Beckoric Clot -260.60 IFINANCIECHARGES Rrw=Chrge Trwmw on Daily Priodc Rate Carrsap. Average Deily Due To Feel Acamaalated FINANCE Category 30 days in coo APR Be' . PwWcft Raw Service Charge Rn Charge CHARGES Purdlaees - V.074103% 27.24% $0.00 110.00 10.00 $0.00 $0.00 Cacao edvwhees V.0U0% 27.21% $0.00 $0.00 110.00 $0.00 $0.00 Premolonat sumeuy 01063% 3.00% $e.oe4.2e $26.46 $0.00 $0.00 $28.48 Tar Taws charges $20 All ENecsve AnnualPreerrlge Raw (APR): 3.$$% Pwsee case kdomration AbaA Yohm Amara ssetion for Offence tomprtatfon rrwl grace parod, and offer igmft l Irdomrllon The Crreepahdng APR is 81s me of inweel you pay when you carry a bahrwe on env lramwi*n alsgory. TheEtiedive APR rRmeewrw yam motel Lrnce dwrgea- indudrg lraneacabn wes such as ash adarha whd bYnalrrdr lass - wprewd u • percentage. 84'93307 This Statement Is a Facsknlle - Not an original opoom FrifYa c. WO M Z 27 aNOe7 Pq.1 di am" w w 690x a OOD a000.e06,01 z 163 of 184 Paytnatt Mae 00se Name Balance Pad Due Artrou d MbtSlldM Prynrnt 12/1I10? - $a,2s$.oz $D.oo ?t?oo Atialow t atiratltir: 417911 Sale OW" 5394 ahedr Pay.M.a: sew Snvlne. P . Pbmvmuammmen, . Itew aabee i or *4nd9 Pilot on be& 426688000611534400016500008285D2000000000000000 sat ho area zanac MApREYA WAN N?CIM ACS MA 17050-6978 I...111...111....1.1.11....11..6.1.1...11..1...16 J.611r.r l CARDMEMBER SERVICE PO BOX 16163 WILMINGTONDE 1eae6.6163 450001,60281: 2060006 1 1,5 394 1aa 10 tad tent D A: 1127100 g vamp pow aaeeunt onana slate- s ? bore 04AWO ?elM.mmmmisradmt? Ylnknrn Payment: $196.00 P9ynreral Due 0910: 12PAM 8493307 AddW-W aesat klfarnwidee A U SUMM ARY Aeeornt Nurnbu: 42N q00 1 mnvedaaly located on wmn side Previous soma $0.506:07 Total Credit Line $8,700 Payment. Credit x250.50 Avelad9 Credil $114 Fnanw Charges 4$20.66. Cash Access Line $1.740 New Balance 9,266.02 A%Watta lr Cash $414 A=UNT ACTIVITY Wool Transaction Nhircharn Notre, or Trana-Am Description Eamolol 11120 Pgrndd Thank You Electronic CNf -250.60 Rise Charge Transaction Daly Prio6c Rate Corresp. Average Dally DUSTO Fes? Aca"ided RNANCE Category 31 days In cycle APR Selena Periodic Rata SwWce Chrge Fin Charge CHARGES Purchases V.07403% 27.24% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances V.07463% 27.24% $0.00 $O.OD $1.00 $0.00 $0.00 Promotind tUmmary .01003% 3.09% $8.466.26 $20.65. $0.00 $0.00 $20.66 Total finance dwges $20.65 Effective Arearal Prcentye Rele (APR): 3.99% Planes, aes Irdomrlon AbolA Your Accoura section for bolonee canpMdion meahod, grad period. and oenr irnporlant information The Corresponding APR Is Vw role of Intl n" you pay when you awry a balance on any aanaactlon category. The Effective APR represents your told tr a rr» dwges - nduding transaction fees such as cash advance and balance tmdr fee - expressed as a peramep. This Statement Is a Facsimile - Not an original X GOOOOD/ FINOMC1 OW M Z 27 0011R7 Pre., dl =a W1U17111. =10O 0U02411e01. 102 of 184 Psymovit Due Dam Now Balance Pow Due MOW Mkdnwm Payrnsm CIMMO $so61.46 ?u.1M $f @1.00 AoewrM Irfntray 4908 M 13@$1 53@4 $1 xil yerak- Mrr MyaWtat: YWM 11?? Caro pea MMwwr s loam 'PPW. Now address r e.rW1 lktla m feria. 42668800061153940001610000806146000000000000004 = AMEMpPO?ILMgAAN MceB?lISagBlX1DPA 17050.07E I.rllil.i 1.1.11161 L.16..111.1.111.1.1... 24..1141/11.111.11 CARDMEMSEA SERVICE PO BOX 16153 VALAMNOTON DE 198141413$3 I...I11.Nill....ld.llN..llal..ld.1111.J.N 16 414161.1 1:5000 660 28e: 2060006 i 6 5394 LM / slate Sutrrrent oat.: A@ninran Paymrrl: $111,.00 PaymrdDwDo%: _ MMAO 1lsslawal ssrr IeferelWaa w"aZ 611004{11 M ieet.e m 1e1w1se>ialx Previous BeIr101 - $0.265.02 ToW 0*0 Unit ftno PayrrrrL Credit 4250.50 Avdable Credit $636 Finance Charges x$26.94 Cwh AccessLino $1,740 Nov Batance ,051.45 Aw$atle for Cash $535 1ACCOUNT ACTIVITY Ditto of IM011119 In remount Me Poynwd Thant You Electronic CNt -250.50 IFIN"CE R France Charge Trroodon Daly Pariodc Rato Comp. Average Ddfy Due To Fee/ AccuroJetd RNANCE Category 30 days in cYde APR Batncs Periodic Rat Samos Charge Fin Charge CKAReES Purdrww V.07463% 27.24% $0.00 $0.00 $0.00 $0.00 $0.00 Cash advances V.074 63% 27.24% $0.00 $0.00 $0.00 $0.00 $0.00 PromMonat surrrory .07013% 3.99% $6,214.62 $26.64 $o.00 $0.00 $26.64 Total Inane dirges $26.94 Effective Anrral Percentage Rar (APR): 3.M% Plewe sae Yrfonrat5on Abed Your A=M wain for Wlrice corrpuMm rrt4rod, grace period, and olrr irnportnt infonrtson The CrrepoWshg APR Is 1o rest o11nUroM you pay vrlfan You cony a bolnae on any Irwascfon category. The E"&Ww APR raprowft your bW irunce darges - Including frenwGOn feel such as cosh advance and balance :mater few -expressed as a pramegs. - 8493307 This Statement Is a Facsimile - Not an original 0000001 rmmsm-C1 M N 2 27 06002W Pq.1 art on% W W MW 30110000d000000@01 x 161 of 184 Pe View f3ae fLb Nm OdWm Past Due Amount abtnwm Payrwt a mito $7.1177.86 $oAO fgttTgO Aeepmt limpbor: 43M MDO MI SM $Ir ??wa: LLLcewcrrsr?t'w. PMeer'aeernehrt New etldrees or eansl? H Print PrYH an trdh. 42668600061153940001570000787766000000000000001 aB4f4PUVAN A bA 17060-0078 PrMA" Belem $0.061.46 ToW CreM Line - $8.700 - Pwmwvt Croft 3260.00 Available Credit $622 PUdhaaes. Caalt. Defile +$30.00 Cash Maass Line $1.740 - Finamm Charges +127.40 Available for Cash $622 New Selenoe 7. 6 450001,60281: 20600061i53941il" slate. S,".-"°"'. g 12rearo9 • 0 1127n0 Mermsevow eeessnt entse: ears CHASSO aeaeoEnea eetde IlSrhlrman Payment $167.00 Paynmd Due Dab: 02/Z1n0 AddiW1.al eerre Illiem0rlw. Y AeeOtnt Number: 42M Me0 Mtt aomnNwey loeend on ieveree Bide 8493307 IACOOUHT DR* of Z 01122 Paymrt The* You Electronic Chk -260.00 01/21 LATE FEE 39.00 IFINANCE Rnows, Charge Trarraclon Defy Periodic Roo Correap. Average Daily Due To Feel AcamAated FINANCE Category 31 days In cycle APR Balance PsfodcRaw Samwe Charge Fin Charge CHARGES Phrsthrss V.07463% 27.24% $6.82 $0.20 $0.00 $0.00 $0.20 Caeh mWrhees , V A7463% 27.24% $0.00 $0.00 $0.00 $0.00 som Pmlrolond eurrhstry .01093% 3.90% $8.026.38 $27.20 $0.00 $0.00 $27.20 Total fiance dstrgss I...111.11.L.I.1..1..11...1.1.... 1I.1.1... U.6.1611..1 CARDMEMBER SERVICE PO BOX 15169 10111 0164 DE 18988-tN 63 $27.40 ERssSve Annul Perm limse Role (APR): 4.0$% Plow w Mdormalien About Your Account eepion la balance conpulalin method. grace period. end otter important mtorrtstton: The Camepondng APR is tr no at interest you pay whn you carry a bdarm on any tmroecln category. The EtlsWve APR reprewrts your 1010 tirwrce dirges - vh lucling lrwmcNDn lw such as cash Od moe and belnca Vntlr less - expressed as a percentage. This Statement Is a Facstnlla - Not an atginal 0110000, P03,1mac1 o00 M z 21 1001017 P.a.1 dt o0i W. bow 0271 0 0 00 01 0 00.0 MM z 110 of 184 F l owrl DM DM Now S"m Pest Dhw Amount MkimAN Pall 0111 n OI46MO 87.a44Jte $1$7.00 $71500 AeeasBl$ In ilow: 421109 a MI 6n1B4 aebyerdw* payable ft: eb... cake snakes. PMSnrae an e•mowalerrt' P Fri rM New a,adrDee r on beds. 42668600061153440003150000794458000000000000001 rsreasz se rMRY Nf VAN M?CCF4INICB N VA 170601070 CAROMEYBER SERVICE PO BOX 16163 WILMINGTON DE 10066.6163 LAI...III...elders»..Il..l..l.l...li..l.x 164.611...1 I: 5000 L60 ?.Bl: 2060006 i i 5 394 iw slate- - M,eepyer.Do "MOs. "d-, snddlr/10n H goer CHASE 0 e vwkr* IDeakd on reverse side ACCOUNT MMARY Account Nmbw: 4244 4400 0.11 8384 Prehlous Borroo $7,877.06 Fast Charged +$38.00 Inlereal Charged +$27.72 New Balanca 87.644.60 Opr. losing Date 0125f70.02127110 Told Credit Una, $0.700 Avallebe Credit $755 Cash Acores Urn $1.740 Available tar Cash s0 PAYMENCWFORMA Nor Brerm $7.644.56 Paymom Due Doe 032000 Mkgmun Paymam Due $315.00 Law Payrrlant Wwnkp: 111$ do not reONve your nl *mxn payment by yak daft fated stwie, you may here to pay up te a $30.00 late tee arid your APR* will MK*IW10Increase fta mwrkaan PsMy APR of 29.99X KnlmurtPeyrnwRWim, n9c If you., only tenninimum Pyhaara each pario4 you will pay moo k1 kd~ eM Itwill take you langarto pen o8 your balarhce. For e-Vw. I you wK" Out kgomatlon about aedt course" srv Ices. al 1.066707-2665. H you make no You will pay oll the AM you 448 ell up ddti0sl drrgas lalrwe show on pff#v an estimated using "a card and Oft Welo r m in total of each morph you abort.. Pay... Orgy In ngrgmum 32 yews $22.044 Payment $264 3 years $10.600 (sekhgs•s12,356) lAQ00URT 02" ol ACTIVITY Traree lon Marchers Name or Treneserion Oescripl on $Amo.m 0221 LATE FEE 36.00 TOTAL FEES FOR THIS PERIOD $311.00 GN26 1.12 0226 PROMOTION INTEREST CHARGE 26.60 TOTAL INTEREST FOR THIS PERIOD $2772 kw Total teas charged in 2010 +. ~ Moo Tolal khlaraY dw h 2010 $27.72 Ysr4o-dsle teals o0a,d sl charges minus any oknds appllsd to yotz aorourg on or ear Januwy 31, 2010. INTER CHAPA M Yaw Anrwad Pace sale Rase (APW la the armal klresl rate on your accourn. Annual Balance Accrued Balane Pam ftee Rate (APR) Sabred To Inftnas Inure, Typo 31 Days In Cycle leteoas Raw Charges Charges Purchases 27.24%(v) $46.46 $1.12 $0.00 Cash Adrenos 27.24%(1Q $0.00 $0.00 $0.00 Promollon 3.66% $7,661.61 $26.60 $0.00 (v) - varrewo Role Plea to Avoid Irierest "' About Your A?"M section lot trw Calculation e?me ?? to Inlxew Roe. Annual Renewal Notice, Purchases, 8493307 How This Statement Is a Facsimile - Not an original COMM F03XXWC1 000 N 2 27 100027 - P.O., d, 01014 ww 91O Der10014ero wt, q, 112 of 184 4e POytsrtl Ow Daft Now Balance Paai Dar Amount MNlrlarm Paymam 0496610 $6,066.46 $316.00 $$71500 Awourdtruiiv:4=8M afnlon4 . MN»yw aafaY ywy.ah b: Chou Cw itrrleee. Pl.af a write arhwhea f.h.bwd. N.w.AMw»afnrl4 PMt an bock. 42668600061153940004750000800946000000000080002 6w vA tcaeehec AN MK KAN 170ti0fi070 CARDAEYBERBERVICE PO BOX 15153 WILMINGTON DE 100063163 I...m...fit ...1.1.u»..n»I..I.I».n..l.»n..l.l.II,J 45000 ih60 281: 206000611539161,1P slate- 1111maga vow esaaula Wow Additional mdaat Womrtlan iws 04AW O fe5t m.as.oomi t cawsnionly located on morse hide ACOOUN Y Aaeatstt Number: 4266 6600 0611 5394 Previous eerohes $7.944.55 Fees Charge +$39.00 _ Interval Charge +$26.00 Now Bola" $5.000.48 OpoingiClo" Date 02/2WlO - 03127110 Total CreM Una $6.400 Awhde Credit $300 Cal Monte Urw $1.600 Available la Cash $0 PAYMENT INFORMATION Now 9Yana $6.000:46 PaymrM Due Data 0424/10 Miinsfn Payrrtwn Du. $476.00 Late Payment Warning: It we. do not receive your nittilrum pOymrM by the doh Stood above. you nW have to pay up to a $39.00 hh he and your APR* will be subjectio hnoaae to a riviodrixim Penalty APR of L*dralaa POyn»nt Warning: M you malto only the minimum Paymnt ..ate period. you wig Pay more in N9ree1 old it wR take you longer to pay oe your belano. For emiple: N you make no You we pay an the And you win rand up ec8onal charges balance Mown an paying on narrated using We cad and tbla violation, in toil o1... each ntwn8h you about.. pay-- Orly Via niMnsrn Pon-" 32 years $23.407 $210 3 years $10.776 (SaUnga.$12.631) 0 you would She hlornwtbn SIMI OO M O rlss6ng services, all 1-666.797-21115. Your credit cad account in past due: Pines send paynw t irnmedistey. COS 1-000-1156-0030 (coNd 1-302-604.0200) today. Total hods dungas -1 2010 $70.00 Tow tetars chat in 2010 $53.62 Yw4o-deh tahh reflect oil charges trim any rehndf applhd to your aaeanl an of alter January 31, 2010. 1 Your Annual ParerASOe Rob (APPO is 166 srnuai interval rata on your wCDWd. Annual .. Balance Accrue eateries Percents" Rah (APiq Subject TO 1110 blurem - Type 20 Days h Cyde Into- Role Charges Charges PurdNaee 27.24%(v) $05.70 $1.79 $0.00 Cash AWrtas 27.24%M Ib.oo $0.00 $0.00 Prornnon 3.99% $7.a7642 $24.11 $0.00 (v) . Variable Ram 8493307 Pismo a" to Avoid Irdomisson About on Pwdrimm. Yow AoE other se roon for V Vic information. off ? Subject to Inlareal Rate. Annual Renewal Notice. How This Statement Is a Facsimile - Nat an original 00WaOa FIGIOXIf C1 WO N 2 27 1GM41 FV.h di Oei MAA ""a Otf1W0D01000.iMf01 X III M 118 of 184 10 ,f Payment Due Date New Balance Past Due Amount Minimum Payment 05/24/10 58,078.16 $475.0 5636.0 Account number: 4266 8800 0611 5394 Mean your check payable to: Chase Card Services. Please write amount enclosed. New address or e-mail? Print on back 42668800061153940006360000807816000000000000002 01906 BEX Z 11710C MARY A MEHRPUYAN 35 DEVONSHIRE SQ MECHANICSBURG PA 17050-6878 L..I I L..I I I.... 1.1.11 ....I Iii. 1..I. 4.11I..I...14.I d.11...I I...III.I..I.?I.InrI..Il.nnl.1...?Il.l.irr.ll.nl.l...llr.ll.nl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 160 281: 2060006 1 1 5 394 ill" S l at CAS Manage your account *none: Addlllonat contact information from CHASE Q www.chase.oonycreditcards conveniently located on reverse side ACCOUNT SUMMARY P/4YMENT INFORMATION Account Number: 4266 8800 0611 5394 New Balance $8,078.16 Previous Balance $8,09.48 Payment Due Dale 05/24110 Minimum Payment Due $636.00 Fees Charged Interest Charged New Balance *539.00 +$29.68 58,07816 Opening/Closing Date 0328/10 -04/27110 Total Credit Line $8,400 Available Credit $321 Cash Access Line $1,680 Available for Cash 50 Late Payment Warntrtg: If we do not receive your minimum payment by the dale listed above, you may have to pay up to a S39.00 late fee and your APRs will be subject to increase to's maximum Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay o8 your balance. For example: If you make no You will pay off the And you will end up additional charges balance shown on paying an estimated using this card and this statement in total of... each month you about... pay... Only the minimum 32 years $23,846 payment $305 3 years 510,970 (Savings=512,876) It you would Ike Information about credit counseling services, call 1-666-797-2685. The charge privileges on your credit card account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you gel back on track. Call 1-80-955-8030 (collect 1-302-594-820) today. ACCOUNT ACTIVITY Date of Transaction - Merchant Name or Transaction Description S Amount 0425 LATE FEE 39.0 TOTAL FEES FOR THIS PERIOD $39.00 0427 PURCHASE INTEREST CHARGE .09 0427 PROMOTION INTEREST CHARGE 26.78 0427 - PURCHASE INTEREST CHARGE 2.81 TOTAL INTEREST FOR THIS PERIOD $29.68 Total fees charged in 2010 S117.0 Total interest charged in 2010 S83.30 Year-lo-dale totals reflect all charges minus any refunds applied to your account on or after January 31, 2010. INTEREST CHARGES Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Purchases 27.24%(v) 5721.46 52.81 50.00 ,?,QA'"{y 8 3307 ? h `f ? C s Advances 2724% (v) 50.0 S000 $0,00 This Statement is a Facsimile - Not an original 0000001 FIS33338 C 1 000 Y Z 27 1 OA4/27 Prge 1 oft 06598 MA 1Ait 01906 11710000010000190601 X Address Change Request Please provide information below only if the address Information on front is incorrect. Street Address: - - -------------- City: Stale: Zip: Home Phone. Work Phone' E-mail Address: L To contact us regarding your account: By TNashone: ® In U.S. 1-8W-945.2000 V? Espanol 1-888-446-3308 Send Inquiries to: Mail Payments to: Visit our WY6slb: Sm? TOO 1800-955-8060 Pay by phone 1800436.7958 P.O. Box 15298 P.O. Box 15153 - www chase.comleredilcards Outside U.S. call tolled Wilmington, DE 19850-5298 Wilmington, DE 19686-5153 1302-590-6200 Infantilism Abut Year Aamml CiWAg it Payments: of your Pe riod dude 6 Ni tA Your ur nAby.fq it aban the Pm? Ow 9a?Nbbelow. a in U.S a dolkes ad drawn a pyohk atroagh a U.S. lanmN IMkulbn or Ilr U.S. bromb of ¦ waspolkamYt rwdkAbn You nay make pyrrrmby ragtw US. rrdl Send you ptymedb Sr Papwis ad k- sham on this tamnwt. Your payments by mail ms commit, with the kutrndbne a One disenad. Do not land mart. Wdb your Axat number an your dank or money wdw. Paymem mat be aaow 1, 1 by to pgm het soupn in est wneApn pl0. Mot ow edNMf alaMaatMlgk NM alaslmpf wNldsa; UM mvoYPe Cants moll mm then acrempanfnw .an Faprn a cwpolc ad ern as be to seldom, pepor din to" Or kdudeddat WrPayemal. pywmynwib MaomrimwkhowPaYwA@tbdnaNaa and to me& eligible to a on arty day by SM Fm burl film it w Pymws address an tlio dobemd, we who edit the pymwt No your Answers u of M day. It year followed Is In aowrdYwwkb err payment Mru oni6 big Is mad mbbY to an Ou 5d00 arm. owl lime t Na Po medm iddmam m Ihb tdom.M nor wM csoM 1 b your AmmM s of the rod caYndr my Youfsy, mm wommseforwkw Mlnagls ourvsmas diva on fAk dotard. Nws raftyowcow~npuMmour wa11 by5 Pm Eatwn TIml wowla ago yw paymmndwdrYy! pow namire ywmgddw5p.m.Eadm Tkm, We WIN aedit your Prymad a of Ion nail colander day. N you medy a hAu t dde in your rand we all or.& your davewm is of IM dy For wo otter payrnele or for any Payment type Mow for which you do rat blow our paynrnt lr~iom, wadmgol your pymds my be detailed for W b 5 dve. i mm red mdommelet Ibpomd M Commit Nw"w We may report tornado l about your Amord to mO beam. Late prpwo , mining paymrb OF dlo diub on yw Aawd may be M I In yaw ado Import If pr thbk we haw n-1, istcunw estimation to a aam bureau, you may vie to a at m IrgvMm mewm 1100 Or this am~. Nollm MOM Beatak Cbsk toolereoe: Who you my by donik, you ail wla aW hor to lsea Ndomdbn From your dadrlo main a bne-elne eoekonk fwd tender Iran your mwA of b Dnxaw Ur PaYmrt m n dads IremNon Whm WO em kdomnfbnlran yourn ars to "wain doamb oldtroldw, funde maybe Wlbdwvo Immyw mwml as moan the intraday Wt rewiwyw payment, "dyouwN rdmord, yeardockback Iromyorpmmid YltI Im. GNSa L1Y"w 6aNm mmrlbw on thb demand I you how glaal not ebdrr l: cheer mmdbn in m not vie your Mpmb counted elcaodcally. C"tpual lYpnab: Any dyed theft or minor form d myrmN that you "d color lam thin took beheo die mat is mrtd roala In ell' or oreika a smaller musim or that you othersm melds In hie all' I of t dbptld amount, dab m lot to cud Serdeae, P.O. or 15019, W9nwgbn. OF "BW5049 We Flown star Again regarding them payments lee., 11 Is ddomdmd them Y no her deeds or N any such drk It mommed at wyodw dyes, w may mot the dos and Pulsed 01 ow my remaining mhms, We may dun to mml any owk private by returning S b you, ad imaging I or deewying L NI otlrr Payments tie you mks sMd be nM to pa repair Payment addmai shown on ago, abnormal. foam koont fiallm: If your Among Agmamwd has lammed mamsold ip Isw ad' or merger doge for owlwlot a avM&Mly of Vow amount, N wM be wend ash year or in mommy a quarry kwWmm. This In went charge we owed wMbr a rd you use pow Amount, and you OF" to pay them Whom bled. The anohnf In ad deep an sim-win ratite floes -you a* an tie you m oh b cban your amo" wiWn 30 dove or om filing yeo (WAdrewo bey NNrw"wlaeFine tamed anwMft thesnndIse me doge is blWaN tilt"=WM you pypur wlftn*p balm bbl Nyoud tilt,toiCNrpblbdblaree mlbnannsyndhuamdhyewvlmdiwpa.yonoil hot owe ewbd blame chwga; Mwol, Prior Name Nags M nWFdW YMf ad and bePaNs PadmipyegywabbmkQhd.mkluL Yowpynmldtbwtmwllr in charge ems rot afiM w rights to camp your Among and to Nmk Vow MN to make transactions on pow Amotd. F pow Amoid is dame by you a a, in age "Items to impose the a" in eager drpe wake you pay your into"% began In full ad Wr**pwAtomMmk bs* 8493307 YalaNYon of Mlwaa Sab(eca Is Mend NOW To figure your periods deed Oman Ia each bibo ydawmn a day wmk doe(s) wpkk Ws m tw dalybamm cad (nowdNg anent ttwr"omi. To figure your Wo* Wend drga IMF ech blare yck mom ¦ am Only Parbdia mbyq apykw, we as the manage day balm ffe" ikcN&q "men tnl eadara . ror an impossible, of dhw method, or *Kim wood a poremer idreal elope wh dN" oa your moment. pm" who m of ON ell km moan rseMw prom nmhsbr fidd above. We ok*W parlodlo Named dagef, akg the apperabk perbImo Ma shown an this stsinwl, "poMay or each future (. .4. bdom Vander criticism and weh mime. chess I"chock trarmdba'), Protestant, pence Verism, ash adwrom, pmmdlonel batter a.-d,* adnmas). Thu mouNkma my combine malignant atagod" wM IN smst Peddia rant. Wriabe Mu vMl very with The rmdd limit "tie Pima Rib at V.50 (or such rmold bdnalbe t In your Account Agreements) Nm In any aging cyclim In wNft you oWSay parodic ImdcW9mu4aUan cUminbrowh0abmtrwdw, call dnuae, a drfttrmmdfm, In Sr omrawbdolsd In ywr Answers A9namml, is it may be oarrdodThem is a %,so trmraain Ind 3% of ft U.S, den ellwae dry Jordan bmmelbn (a meh amaers dnenI Y yaw Ames Agreement). How to Avoid Paying kimal m Pudmewx War 0*0 asswlnp periodic homes dismiss on a Uwwdim Is& or had don from the di it Is added to your daly b@Mm wait yaw Amount Y PW In full, an Marlbd in you Armed AVe n.1 Your do did we b a minter of 21 days 1s1oMg Her clop at also bWq Lyd1. Ym alai brold Wb& brat damages a Few pundwas wens OW wo fit blame In a ettermat as do mbd btbw,bt MgadoesnoltlPylo' ' hm tb,cmh Wvmwaow4tladwmm. N yoomo"acuMrmmlgtto 0 that basmesman plrhnnard mtwamynrd Sdwe mister bythadta adtbwlN MIMMM Ryrmd Is dm fared ddwloK MWN and dumper Iedetlo WAwW m my pwbm d thm mW pwdon iW w alado qd1 Formal b, se bag U 1) yaw woad ddowmt ON WWMfig we rnabad pymM of tla nhdili0 mblmc bwyeun Ielobia mnlhR iobemM beer dab td Nma he MnMnum Palms" was dm 01121 that IIN MMag bdonn for your probes mandlo's Assumed urn mra N you tea a bmm m offer tlum a gum I below met old bdmmeamm a hbAer pwbMo dual der, pu my r i bewort b wmM Fwbda kdvW ammo m rem pmrmMnfiym do not PaYYw boom ion Id eft mate, bwau"ws purny alloete pahmni lint to pr bomca with the NOW or WH itwM refs. Wbtl To G N You TAIab Tom Find A familiar On Year 9 yon tNm pre Is an arty an Your tatemwt. man to a OF a "Pardo shod ad Guarantor Sates, P.O. go%15299 WW0 k lm BE 19/5114M. In your dim, gm u per benwbg Normok n: . • Amowd Information: Your "mid Amount sumac wry. • Dollar mmset TN dealt anwrd oI the sapedeal • Description ofProblem: Il you thiftatm Is an err "your logo, describe whm you bemw k wrong wswy you bmbw A Y s edam. You our Caiet a wNhln 80 dyer aNertno error apprrd"your sd"wt. You matt ally me of my fdwMYl mom Y sitting. You may mil m, w M you do we am not mauled to kwalbdo ay poaenrW wren and you may how to pay the amount I. padlon Will era inwt4ls whetter or not thew has been an anar, the NbwYg an Vux • We card try to mend the smourd In gldins, or report youse didequent mtht areemt. • IN large In ouetion may remain m your tiled, AM we my wrgka to drge you altered "tie among. Suk II we ddormhn 1M w mom a mistake, ym oil nor how to pay the amosel In questbn or wry Interest or otber few Neer b pert amat. • Wide pu m not have to pay the amount In quetbn you am remonsble or the mmakdw of your bwwnm. . We an apply arty seemed wroulli Mad your made Mdt. Yaw fileMf If Yon Am ObmbpmeWNk Tow crew Cold Portfolios N YOU Me diMMild with ON Omni or ewvma tie you him pwohoW with pow credit cult and pu AM tried in good hie to metal m minimal wM On mordent ym may hm the right not to pay to IadWp amtsl der a On pwdon. To u" this dgl al d the lulowinp .it be Im: 1. The plrchna must been base made In your hum Marls or wW 100 man of pow wxrwd nWnp wises, ad the p i0 m Into mat how base mina Stan $50. (Now: Ne1M of them we wrmssry N pow purchase vas based on an adorvio Mw mmdb Yon. nipfetoWn lam wrWwyatit ooM?ommIN FcoSm oraavlee.l 2. You nr her mud pow aide and for Sur Famkna. Purdtme and what on h advances arms to ATM awith a check that "canon pow credit ord Amount do red Mow 3. You rmd not yet hors fey Fald or m Furdtan. N d d IN aMwls about an my m you me %M MertldYdwlh the PuChin, woad a in WMing at calmr Swvi:a, P.0 mar 15299 W7megtorr, OE 19NO-5199: Whilew Inwdbett, atsumtubs apply to the dkpulad moment as dbaasd above. A11ar era finish our Imtigation, a! Wd it you our domains. M tie form, 1 we think you owe an wma d and you do not Pry wt my rod you is dells muent. MA12a2099 INI Statement Date: 03128110 - 04/27110 Account Number. 4288 8806-0611 5394 Page 2 of 2 INTEREST CHARGES (CONTINUED Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Annual Balance Accrued Balance Percentage Rate (APR) Subject To Interest Interest Type 31 Days In Cycle Interest Rate Charges Charges Cash Advances 2724Y (v) $0.00 50.00 50.00 Promotion 3.99% $7,902.40 $26.78 $0.00 (v) = Variable Rate Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to Avoid Interest on Purchases, and other important Information, as applicable. 8493307 This Statement is a Facsimile - Not an original X 0M=1 F1533336C1 n00 N Z 27 10 ,27 ?aye 2 a12 065p hV 101906 11 -" t)MW 1130M 19OM2 0 ftrwd Dlta Dife Now Still Peal Due Awou t Wnlleaa PayrrleeH MWO 6g07/.l9 :475.00 6pt00 Ao@@oe1BM eraatba: q/{ p00 0811 B6B1 CIIW ?e larfeeaa. PNaae ttais amaknt mabasd. Now add a e ar e+.al? Ninon back. dlsamozf17loc 3MMA?ppR??YyyA?pM?NE{?HHygRppPLW?pAAN MECMAINCBBliWA 17060-6670 426688000611534400063600008078160 1...111...III....I.I.N....II..I..I.I...II?.I...11.1411...1 I...I Il.l..l..b 1..1..11...1,1....1 I.IJ...11..1.6..11..11..1 CARDMEMBER SERVICE PO BOX 1615) WILMINGTON DE 10006.6163 1:5000 L60 281: 2060006 L L 5344 Lr slate 8 MNNWY -Rt-M-: AkMMWM eanhatI I - den 4a. CHAWO aW,1p?,o9m[?9adt amver0wify located on ravine aide 8493307 A- A00016NT till Y Account Number: 42N 0000 OM1 1344 PfrAous Balance :41,009.40 Fwa Charged +630.00 Informal Charged +620.61 NOW B9gno 11,079.16 Opw*q/Clodng De1e 0326/10.0427/10 Told Credh Una 61.400 Available Credil 6321 Caah Acom Line 61,600 Availale for Cash so PA NT FOR TION Now Balance (0,070.16 Paymam Due Dale 062410 Mrinum Paymnt Due $936.00 Lafa Payment Warding: "we do not receive yaw rllill mwn paymem by the date Mood obwo. you may have, 10 pay up b a 139,00 late ice nd yaw APRs aaa be autleat10 Increase to a nm mn Pwmty APR of 29.09X. Mlntnum Pay w Waning: If you eats only the n"nun ptymerd eadl period, you at$ pay more in W"rew and It wit lake you longer w pay off yaw balance. For e1ar": n you make no You wit payoff the Arid you wIN and up ad~mI charge- balance alfalwl an payIng an eeamued using this Card and Ilia elata nerh M 1011 110I... each monN you about.. Pa... Cmty the nirdmaan 32 Yera 623:046 Payment $306 3 Yates sioxm (9wiga.612,070) It you Mudd 6w kdomaNon about areal eau miWV wOM call 1x66-707-2906. The charge pdvilegas on yaw aredh card account have been revoked. You no bear have the ab by to uas your crew Cent memo ter purchases. We can help you g„ balk on tack Cal t-900-966.9030 (adN S 1-3024944200) today. ==1 010 6117.00 12010 603.30 Yeerao-me wale ra/aly d iargea micas anyralulds appled to you agCO{nl on or after January 31, 2010. IMMISTCHARMS Your Annual ParW.tage Rate (APMJ& 9ha arclud inIw*d rala on your nowunl. Annual Balance Aeon Balance Percentage Rafe (APR) 9ua(ect TO Into antwM Type 31 Days In Cyc1s Inweat Rent Charges Charges Pwy1a-ea 27. MX (v) $121.46 6211 10.00 Purchases 27.24%M 13.77 $0.09 $0.00 Cash Advances 27.24%M $0.00 $0.00 $0.00 This Statement Is a Facsimile - Not an original X 0000001 Fatifte Ct 000 N Z 27 t*A*97 Pq.1d2 Oat W.N 01ta 1170000010000/90801 114 of 184 a __ Blaternom! Ck"'03/26/10.04/27/10 Account Number: 4200 WW 06116301 Pops 2 01 2 INT6t INUED Your Amsul ParoAttlsas RaM (MIgN 11M AmAMr 11rAt6r tAIA 011 your ACOD1111. n Annud Bs1Anw Ptu"RIW RAM (APR) Aeerwd NNne st6)"1 To 1r11Nas1 MNrrt Type 91 Dap In Cytls brldn A Ram Chrpw ChrpAs Cash AOwA:aA - 27.24%(v) 10.00 VOC - $0.00 PronaYon 3.00% $7.002.40 120.70 $0.00 (V) - verims, PAID PIAAsA Ass a Im oft n About Your Account sAtakn for Ow CMQA@kn of Bdwm "ad b in- Role. Annud Rw1AWA1 Nona. MOW 10 Avoid NLraAI on ftdlasm wid oiler Irr p ft" InIM MIM YhpplcalA. 8493307 This Statement Is a Facsimile - Not an original x DDwoa Fistulaec1 GOD M 2 27 I&Ouer P.WQd2 OMI WWA 01M 11ToMMMODW00002 116 of 184 -- r Psymwn Ow Daft New Balance Pad Ow AmouM MNdnwm Peymm" t mme 1B,o7e.16 $131.00 =717.00 Am ewd mBYw- 4M BBB Ml SM . "aYayw etreeM peye9le te: law Cwt,lwrtess. Pewnheialrn l? Print New, address er e -ml? e on eedn 42666800061153940007970000807816000000000000004 Mr A oe 3MSMpR?YyA NEEFIIWp MEt,NANICSBUR(3 PA 170603076 I..,III...Ill....1.1.p....ll..l..l.l...ll,d...llr,l.l.il...l I...ill.1..I.J.1..1..11...1.1.... 11.11.11.16.16161 CAROMEMBER SERVICE PO BOX 1S1S3 WILMINGTON DE 19806.6163 l: SOOD L60 2Ba: 20600061 i 5 394 lit' Slate- B M.M1.ywr.eownt@rA s: Additional owftd Information /.en. CHASQO atttrtt?0ala.aomfSOSOeada convwinMirk, on arm" side A U IBU Y Aseetnt Number: 42W 6300 ON 15394 PWAOM Swence $5.070.16 Now Balance $6.076.16 OPW*QC *V Derv 0420110 - 0526/10 Total crew Line $6,400 Avellable Credit $321 Cash Access Line - $1,8a0 Available for Cash - $o PAYMENT INFORMATION New Salanae $6,078.16 Paymsm Due Dale 062M/0 MnImum Payment Due $707.00 Late Peyrner" WwnhV: 11 vre do not rscal yaw minimrm 6901 w?damp load APR8?MBa e gm hwe toMesa Nm $39.oD rnaimum PwWV APR of 29.06%, You haven't made the required payrnaa wal yow credit cad soeam is, 90 daya Peet dw. All a MOK your meal Wrom may be updated vlri a nepalw rating. Pleaas send you Pay.Im I imcedatey or call in at 13003553030 (collect 1-302-6913200) taay. l Omm Total lees, charged in 2010 $117.00 Taal maned olwged in 2010 $83.30 Yew404ele latala.asset M durges thaws wry rdnda applied to you sOCOnM on or offer January 31, 2010. ln(MESTCHA AGM Your Annual llam age Rate (APR) is tha annual irdereal rate on your woot". Annual Balance Ac-, Balance PercenteBs Rata (APR) Sub" TO I Of - Into Type 20 DW% In Cycle 1. moo new Charges Charges Porch 27.24%M $0.00 $0.00 WOO PLVMNM 27.24%(14 $0.00 $0.00 00 $0 $D.00 00 10 Cash Advances 27.24%(v) % $0.00 00 $0 . 00 $0 . WOO Cash Aavenae. Prorrolon 27.24 M 3.99% . $0.00 . $0.00 $0.00 (V) - Variable Rate Plesse w kdomnailon About You Aoeaas maian for the Calaration of BalanceBubtecl a Interest Rate. Annual RnraM Notke, How to Avoid Indereet on Purdneas, and other irnportam Information, as eppliade. - w? 8493307 This Statenwimt Is a Famlrnile - Not an original 0000001 FMUMC1 000 Y e 27 10ows 'q.1 s,1 Cable W MA 14Ma2 fY10000MaOM40e 0. z 22 of 184 Pgenent Due Dole Mw Balance Pew Due Amou» Mlydnhurn Payment OrMna =6,076.16 :797.00 >rBt00 Asamerd number. 431110 061011 S$04 Mdp Ywr aMrk pyWea: `Y ta.w... cswcw PIN",a ee.1elalteOaOMd. New addles or eaN4 PrFa on beer 42668600061153940009580000807816000000000000005 owa lm o lauoc r A ppR EEY yAp M? E HH RppP?? U??Y pA N WEV4MCSBURO PA 17060.6679 I...N1-1II....1111 J1..1..1.1...I1.J...Lull ...I I-III.h.lnlr I..b.lir..l.l...:ll.lJ." 110OLL..I11.11..i CAROMEMBER SERVICE Pp BOX 16151 WILWNOTONDE 1966x-6151 1:50000 L60 281: 206000611539161,56 slatE JQ Mw.ge Year account a.6w AddM o" eenba Ner.aden ems 04AMO aMMt.mra,aomtlodllwma emvwknay loaad on rhhvMee side ACCOUNT SUMMARY AecourH Nmbw: 4266 SM M t 6394 PMWOUe Balance :6,076.16 Now Balance =6,076.16 openinycloaaq old* 06r27no - 66027no 7oW Credit Una $6,400 Melville Credit $321 Cash Access Line $1,660 AvailaW for Cash so rMANDEW WFOR NOW Balance $8,076.16 Payment DIN Dale 07"10 M dmxn Payment Due =656.00 Late Po marl Warning: Ilwe do not remew- your minMnum payment by the dale fated above, you may hive to pay up b a $39.00 We be and. your AFRO Will be subject b Increase to a rommum Panty APR of 29.9091L Ira not bo 10010 MOWS he outetandinp balance on your credit card acoxft Wa lava a variety of paymet opdona hr maybe riot for you. Call 1-066762.7547.(owbp 1-302.594.6200) today. t' Towl teseUwged in 2010 $117.00 Total Inarew dam ten 201o $63.30 Yw-b-dals lauds relkq.Y d"a mile any ralunds app%d to your account on or attar January 31, 2010. WERESTCHAR GES Your Anmtal ParoerNge Rate (APMto the annual Interest rate on your account. Annual Balance Accrued Balance PereerNaga Raw (APR) SubledTo In Is at Inis Type _ 32 Days in Cycle Irhteraal Rate Chargee Chore" Purdle"a 27.24%M $0.00 $0.00 $0.00 Purchases 27.24%M 10.00 $0.00 $0.00 Cash Advenon 27.24%(y $OA0 $0.00 $0.00 Cash Advances 27 24%(v) $0.00 $0.00 $0.00 Promolon 3.991E $0.00 $0.00 $0.00 (V) . Varlabla Roue Please see M nTwftn About You Account ssdiin for the Calculation of Balance SuW to Interest Rate, Annual Rnwal Nova How b Avoid Inter" an Purchases, and other w ponnt Ndomaton. as apps ape. 8493307 This Statemert Is a Facsimile -trot an original mOOM F1631 M C 1 000 V e 27 IOQa27 Vq. v .1 1 OMM WN 00161 . / m ooooa000tIMM 01 X W91"le 108 of 184 s P"Mwrt Due Daft New Salinas PIal OueAn MM Mlrdmum PaVMM MM0 30,078.16 (656.00 31,11L00 Accosted nUMbW- 4lB SM 001111 =4 ert. y.er dhs th.pele to: CkaM 17r? 3eraleee. P1swvAS s M er PM r o4ral e+rW1' a Print .. sNweddnaceOerA. 426688000611530140011110000607816000000000000005 aerte aas eamoc MARY A MEHRPLIYAN OMBO A 17000.667a IN.m..lnr...1Id.B.N Iu..INIa.LIr..L..O.J:r.ulNi IlNrlrilllrl?llNl•lllltllll/lN?11INlN UIdIIN111lIIINI CARDM&tM, SERVICE PO SOX IISM 1MILANNOTON DE 1 0 8 0 644 63 1: 5000 1,60 281: 20 6000 61 1,5 394 1,1 slate- oboe" yewmoos" mama: AOe1aonalow td kdo"ngd" a?-04AMO mmML oaneniNAy Model on moves side ACCO RY Aeeouat Nueler: 416006000N1 UN PmMou1 Owwwo $0,078.16 NOW Balanha $0,070.16 OpotargaMoli g Dale omano - 0727/10 Total Credit Line $0.400 AvaiMhe Credit $321 Cash Aeon Line $1,880 Availebe tar Cash so PAYME W WMATION New Balance $8,078.16 Paymam Due Dee 0624110 Mhinum Payment DUO $1,116.00 Late Is p m Warning: If we do not maahm your mWmum peyrywil by 1M dab listed about, you mey hove lopay up loo $36.00 Isle lies and you APRs wed be autlad to khvasas 10 a matdnurn Panaly APR of 20.90% You harem made tm roWi ed psynwts and your credit card account Is 150 days psal die. You an ad turn things round. Call us today at t "06762-7647 (collect 1.30269"200) so that we an Tend a soNgion for your Illuallon. TNs,,care is dosed hand not arallabe for new InKSOCtnL 8 two is a batnce plain conWNlato make patrments by the due data. Told lose, charged in 2010 $117.00 Told IMN'M1 Charged in 2010 $67.30 Yor-b-d@M trials reMd Y dwpee minus any rol nds epptad to you o=mM on or aaerJwuary 31, 2010. 8493307 INITERESTCHARG IM You Annual l1wira ep Rant (APiaie Me annual Interest role on your accoum. Annual Bhalnee Arerlyd B"Mom ProwrtW Rare (APR) Suk¢d To IrhYnM kltrod Type 30 Days In Cyda khemN Rae Charges Charges Pur&mm 27.24%(v) $0.00 $0.00 $0.00 Purchases 27.24%(y $0.00 $0.00 - $0.00 Cash Advances 27.24%(y $0.00 $0.00 $0.00 Balance tinder 27.24%M $0.00 $0.00 $0.00 Pmrnosan 3.90% $0.00 So.0o $0.00 (v) - Yariade Refs Pima ant Imams ion Aboul You Aoooum section for the Calculation of Balance Sugsct to Interim! Rate, Annual Ronoval Notice, How to Avoid Interim an Purchases, and other knpons inlorrmlon, as appacetle. This StaAm.m.t Is a Facsimile - ova an taigkul a00NN F036MCI ON Y e 27 IQWJ27 rv.I d/ err WWa O 209000 Oowfmm X 106 of 184 Papn-- Ow Oft Nara Baartce Pea Due Arr"t MI Mauro Papna!n WOMB, SS,o76aa s1,110.00 31.7630.00 Araeotat na 6W- 4368 M00 1111110111 53M . q.w or1 llrvleee. Nave aoase Mar yen arA or onpyaMeb:rtl! ?rat Plewwtleanentar Print on rd.. 42666800061153940012600000607816000000000000006 a ,rwaas cawed MAM A M FNPUYAN BURG PA 17OW-6676 I».III...III.».14.8»..11»1..1.1...16J... 0.4.611...1 I...111.1..6J.6.616.1.6»JSJJ...N.4.L.JI..O..I CARDMEMBER SERVICE PO BOX 16163 WILWNDTONDE 166664163 1:5000 L60 281: 2060006 L L 5394 Laa slate- Q Maas ywr awun t Aaaalee.l.aabal Werrmden sent 04ASEO IItIBe lhw.aom?OttMh con.e.iwalIr,- on rw.arte shoe ACOO SU Y Account Nvnbr: 420 3/00 M1 S334 Pravlous Brew $6.076.16 New Branca $6,076.16 Oparirq.CbrnOData 0726170-0027n0 TOW Credit Una $6,400 Availsho Credit $321 Cash Aces Lira $1.660 AvaOede 1cr Cash s0 PAY BSFO Now Branca Ss,me.te Paynts" Dtw Dab OOR4110 Mrirrm Pa/RNn1 ()us $1,260.00 Late Pa/mwd Warning: 0 we do not roorw your fftnirnrm payment by tln data lead above, you may have to pay a loo toe of up b 336 00 and your AP Re will be atgw to Increase, to a rtrarkram Penny APR 0126.00 % The otAaaaladin0 balance on your am* card account is scheduled b be wtasn o0 as a bad debt ~y. As a nWt yew aadt bureau will be updMW whit a ne0adve rain tits could feel for up la sown veara. We can cola hap but you need to d us now at 1-9611-702-7647 (collect 1-302-6044200). This account is closed and not avalleble lot raw wars dons. If riers Is a balance pleaas aantrnro to mar pwtnw a bl tha duo dale. TTwd ea dar0 od In 2010 3117.00 verse dtr0ed in 2010 $030 Yw4o-deft *We MMcI Y charges mires ary rdutN applad to your account an or aller January 31.2010. INTERES CHARQ.BB Your Annual Prr wMpe Raw (APtpb in annual interest rah on your account. Amur Balance Accrued Bowen Percentage, Rate (APR) Suk*M To Interew Order" Type 31 DWs In Cycle Irtleneet Rib Charges Chwws Pwdlass 2724%(h $0.00 30.00 30.00 Purdtasee 17.24%M $D.00 $0.00 30.60 Cash Advances 27.24%(1Q $0.00 10.00 30.00 Balance ranrr 27.24%(y $0.60 10.00 $0.00 Prortaton 3.0% $0.00 10.00 $0.00 (v) . Variable ROW Plow w htlomatlon About Your Account again for 6w Calculation d Balance %MOO to atereal Rae, Maud Renewal Notice. How 10 Avdd atereat an Purchases. rtd other 1. pattrtt irtamatCA as applrade. • 8493307 This Statement Is a Facaknlle - Not an odgkol aDOM Flewew 01 aaa v e 27 +0aaa7 PM. t d. eels MA M rare xwt aooowaaw anew 7< 36 of 184 CERTIFICATE OF SERVICE The undersigned certifies that a true and correct copy of the within Amended Complaint was mailed on the oZd? day of AlDvt^ , 2010 by United States first class mail, postage pre-paid, addressed as follows: MARY A MEHRPUYAN 35 DEVONSHIRE SQ MECHANICSBURG, PA 17050 Weltman, Weinberg & Reis Co., L.P.A. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK ) CIVIL ACTION NO. 10-7404 Plaintiff ) V. ) MARY A. MEHRPUYAN ) Defendant ) r? c ti zl "7 Co r 5 r 7 r- 1 n w? PRELIMINARY OBJECTION TO COMPLAINT AND NOW COMES Defendant Mary A. Mehrpuyan, pro se,Defendant in the above-referenced action and states the following: 1. Defendant was served with a civil complaint regarding her alleged debt in the above- referenced matter on November 30th, 2010. 2. In the Complaint, Plaintiff repeatedly failed to state a cause of action in the two Counts presented. 3. Furthermore, Plaintiffs claims of unjust enrichment have no basis, since the bill presented as Exhibit C doesn't provide a breakdown of the diverse fees and penalties imposed by Plaintiff on Defendant, the alleged debt of $17,910.42 being stated without further justification. Consequently, Defendant moves the Honorable Court to strike the above-referenced complaint, with prejudice due to failure to state a cause of action. Respectfully submitted, eMry rpuyan, pro se. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CHASE BANK USA, NA ) CIVIL ACTION NO. 10-5522 Plaintiff V. MARY A. MEHRPUYAN Defendant VERIFICATION OF PRELIMINARY OBJECTION STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND BEFORE ME personally appeared Mary Mehrpuyan, who, being by me first duly sworn and identified in accordance with Pennsylvania law, deposes and says: 1. My name is Mary Mehrpuyan, Plaintiff herein. FURTHER THE AFFIANT SAYETH NAUGHT --- ---- -------- Mary - Mehrpuyan, pro se. SWORN TO and subscribed before me thiso2/) 1A day of,?2010. COMMONWEALTH OF PENNSYLVANIA Notarial Seal Kelly A. Yoder, Notary Public Swatara Twp., Dauphin County My Compr ission_Exoires Feb._12, 2013 . ..R .§ NRFiIa ®R ries Notary Public: My Commission expires: CERTIFICATE OF SERVICE UNDER PENALTY OF PERJURY, I CERTIFY that a copy of the foregoing was provided by certified mail to Edward Stock, Esquire, 804 West Avenue, Jenkintown, Pa. 19046. Mary A. Mehrpuyan, prose. 35 Devonshire Square Mechanicburg, Pa. 17050 I,r TW,E PR0T 01 f° Gs 1x11 "y -9 PM 1: 12 WELTMAN, WEINBERG & REIS CO., L.P.A. BY: William T. Molczan I.D. No. 47437 436 Seventh Avenue 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434-7955 Fax: (412) 338-7130 File # 8493306 CHASE BANK USA, N.A. vs. MARY A MEHRPUYAN PE,NI SYLVAvl'61, Attorney for Plaintiff(s) Cumberland County Court of Common Pleas No.: 10-5522 CIVIL TERM PRAECIPE TO DISMISS WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly dismiss the above matter without prejudice . WELTMAN, WEINBERG & REIS CO., L.P.A. By G? J? , s quire William T. ?olczan Attorney folainti