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HomeMy WebLinkAbout10-5544 10 AUG 24 PM 3: 11 Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 247485 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 Plaintiff V. JEFFREY B. WALKER MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 Defendants File d: 247485 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. lb .- 55411 &YitTe-rK CUMBERLAND COUNTY OS 04,0D P0 Ary e9 0500 &a y 7as7 We hereby certify the within to be a true and correct copy of the original filed of record NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 247485 Plaintiff is WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 2. The name(s) and last known address(es) of the Defendant(s) are: JEFFREY B. WALKER MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. On 12/15/2000 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book No. 1659, Page 381. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 247485 6. The following amounts are due on the mortgage: Principal Balance Interest 04/01/2010 through 08/07/2010 (Per Diem $17.44) Attorney's Fees Late Charges through 08/07/2010 Property Inspections/Property Preservations Costs of Suit and Title Search Subtotal Escrow Credit TOTAL 8. $90,951.50 $2,226.86 $650.00 $0.00 $90.00 550.00 $94,468.36 949-63) $93,619.73 Plaintiff is nat seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. File #: 247485 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $93,619.73, together with interest from 08/07/2010 at the rate of $17.44 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. By: PHELAN HALLINAT)-* SCHMIEG, LLP awrence T. Phelan,E/q., Id. No. 32227 rands S. Hallinan, q., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ?? J dith T. Romano, Esq., Id. No. 58745 eetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #: 247485 LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in the Township of East Pennsboro, County of Cumberland, Commonwealth of Pennsylvania, being more fully described as follows: BEGINNING at a point located on the northern right of way line of Pine Ridge Court at the dividing line between Lot No. 9 and Lot No. 8, herein described; thence by the northern right of way line of Pine Ridge Court by a curve to the left having a radius of 50 feet and an arc length of 53.33 feet to a point at the dividing line of Lot No. 7 and Lot No. 8, herein described; thence by the same North 70 degrees 59 minutes 35 seconds West, a distance of 159.78 feet to a point at lands now or late of East Pennsboro Area School District; thence by the same, North 70 degrees28 minutes 55 seconds East, a distance of 186.31 feet to a point at the dividing line of Lot No. 9 and Lot No. 8, herein described; thence by the same South 9 degrees 52 minutes 39 seconds East a distance of 82.53 feet to a point, the place of BEGINNING. BEING Lot No. 8, containing 10,838.42 square feet, as shown on Final Subdivision Plan of Pine Ridge Estates, Phase 4, recorded in Plan Book 67, Page 87 and being subject to all easements of record. PROPERTY ADDRESS: 40 PINE RIDGE COURT, ENOLA, PA 17025-3405 PARCEL # 09-13-1000-116 File #: 247485 The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating; to unsworn falsifications to authorities. DATE: File #: 247485 Phelan Hallman & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallman, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jan], Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff VS. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) C7 j 4.s+ h ti ' G ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION : NO. 10-5544 CIVILTERM : CUMBERLAND COUNTY PRAECIPE TO SUBSTITUTE VERIFICATION TO CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE TO THE PROTHONOTARY: PHS #: 247485 Kindly substitute the attached verification for the verification originally filed with the complaint in the instant matter. Phelan Hallman & Schmieg, LIT Attorney for Plaintiff By: ? Lawrence T. Phelan, Esq., Id. No. 32227 rancis S. Hallman, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Date: 9-9-10 PHS #: 247485 VERIFICATION Vice President Loan Documentation Xee Moua , hereby states that he/she is of, Wells Fargo Bank, NA successor by merger to WELLS FARGO HOME MORTGAGE, INC., servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. LDS' Name: Xee Moua DATE: 8/24/10 File #: 247485 Title: Vice President Loan Documentation Servicer: WELLS FARGO HOME MORTGAGE, INC. Name: WALKER Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jam, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua L Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C.. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff Vs. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION : NO. 10-5544 CIVILTERM : CUMBERLAND COUNTY CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of Plaintiff's Praecipe to attach Verification of Complaint was sent via first class mail to the following on the date listed below: JEFFREY B. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 PHS #: 247485 MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 Phelan Hallman & Schmieg, LLP Attorney for Plaintiff By: ? Lawrence T. Phelan, Esq., Id. No. 32227 rancis S. Hallman, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Date: 9-9-10 PHS #: 247485 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy ???rti1t4 al 4rurtr?F???? Its SFP -9 QM 8? 44 Richard W Stewart Solicitor Wells Fargo Bank, NA vs. Jeffrey B. Walker (et al.) FIL?'1C ?jARY i?Nt, SYIVANW Case Number 2010-5544 SHERIFF'S RETURN OF SERVICE 09103/2010 06:50 PM - Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on September 3, 2010 at 1850 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Jeffrey B. Walker, by making known unto himself personally, at 40 Pine Ridge Court, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him personally the said true and correct copy of the same. TEPH N BENDER, DEPUTY 09/03/2010 06:50 PM - Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on September 3, 2010 at 1850 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Melissa A. Walker, by making known unto Jeffrey B. Walker, Husband of defendant at 40 Pine Ridge Court, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him personally the said true and correct copy of the same. STEPHE BENDER, DEPUTY SHERIFF COST: $57.50 September 07, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF (c) CcunfySu.to Sheriff, Te eosoff, h?r,. r "'~"~L`E"Q =t~F'fCE OF Th-E RRCT~ONOTARY 210 ACT 20 ~, 11 ~ 58 CUh18~Rl.A~'0 COUNTY PEP~2~SYLVANIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 / Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE, INC. vs. JEFFREY B. WALKER MELISSA A. WALKER Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 10-5544 CIVILTERM $ l'~.00 P4 ATry 4~ IOFBµI~ ~# a494(o/ 247485 PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against JEFFREY B. WALKER, and MELISSA A. WALKER, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $93,619.73 Interest - 08/08/2010 to 10/18/2010 $1,255.68 TOTAL $94,875.41 I hereby certify that (1) the Defendants' last known address is 40 PINE RIDGE COURT, ENOLA, PA 17025-3405, and (2) that notice has been given in accordance with Rule 237.1, copy attached. Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~] Courtenay R. Dunn, Esq., Id. No. 206779 <^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. ~~ DATE: /o as o PHS # 247485 PROTHONOTARY 247485 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE, INC. Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION vs. JEFFREY B. WALKER MELISSA A. WALKER No. 10-5544 CIVILTERM 247485 VERIFICATION OFNON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant JEFFREY B. WALKER is over 18 years of age and resides at 40 PINE RIDGE COURT, ENOLA, PA 17025-3405. (c) that defendant MELISSA A. WALKER is over 18 years of age and resides at 40 PINE RIDGE COURT, ENOLA, PA 17025-3405. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: lO ~ ~$~~ 1 ~- awrence .Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ourtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff 247485 (Rule of Civil Procedure No. 236) -Revised WELLS FARGO BANK, N.A., SIBiM WELLS CUMBERLAND COUNTY FARGO HOME MORTGAGE, INC. . COURT OF COMMON PLEAS vs. JEFFREY B. WALKER CIVIL DIVISION MELISSA A. WALKER No. 10-5544 CIVILTERM Notice is given that a Judgment in the above captioned matter has been entered against you on O O /O By: ~ If you have any questions concerning this matter please contact: ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallman, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney or Party Filing 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 ** THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLYENFORCEMENT OFA LIENAGAINST PROPERTY. ** 247485 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff v. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) TO: MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 DATE OF NOTICE: September 24, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-5544 CI~ILTERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIIZING A LAWYER. PHS # 247485 IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle, PA 17013 2 LIBERTY AVENUE (717) 240-6195 CARLISLE, PA 17013 (717) 249-316`--~ By: Y.a~ a ce helan, Esq., Id. No. 32??l7 Fran ' .Hallman, Esq., Id. No. 62695 D tel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., 1d. No. 8443 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallman &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 247485 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff v. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) TO: JEFFREY B. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 DATE OF NOTICE: September 24, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-5544 CIVILTERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAII~ED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIIZING A LAWYER. PHS # 247485 )F YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle, PA 17013 2 LIBERTY AVENUE (717) 240-6195 CARLISLE, PA 17013 (717) 249-3166 By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 247485 PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P.3180-3183 WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME COURT OF COMMON PLEAS MORTGAGE, INC. Plaintiff CIVIL DIVISION V. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) To the Prothonotary: Issue writ of execution in the above matter: Amount Due Interest from 10/19/2010 to Date of Sale ($15.60 per diem) NO.: 10-5544 CIVILTERM CUMBERLAND COUNTY $94,875.41 $2,106.00 cxs °W- r° -rt _ a TOTAL 444.oo PA A-m4 '$ 9.1 oo ??5? 8r 60 ?,l ?p t d- K ? 19Q• bd Pd- a, N Note: Please attach description of property. PHS # 247485 e'* IDS743 ?? 0'51 Io9 a Hallinan & Schmieg, LLP ence T. Phelan, Esq.,/Id. No. 32227 F cis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Ju th T. Romano, Esq., Id. No. 58745 eei R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 w o? a Oa co v ?w ?v U a O pq O w a z 0419 b a? it y d v M v M N d O N 3 oa a ? a a a ? a a o a o o M Nom ` M -- MMr O ?t (V ? ''? h h o ? N OO MN CT Q N ?'?"N p Mob Cw y?MQ h %0 o 6z z F-i 'Cy w >.''?¢? Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 _ One Penn Center Plaza. i it Philadelphia, PA 19103f r t 215-563-7000 i l n LIMI I? P'll 1?, WELLS FARGO BANK, N.A. 9%WMS1M9O HOME MORTGAGE, INC. P E N S'i ` elf ? 1'!'A Plaintiff V. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) CERTIFICATION Attorneys for Plaintiff : COURT OF COMMON PLEAS : CIVIL DIVISION : NO.: 10-5544 CIVILTERM CUMBERLAND COUNTY The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: ( ) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant (X) Act 91 procedures have been fulfilled ng,.?o unsworn falsification to This certification is made subject to the penalties ?. C.S.A. § 4904 relati, 1 authorities. e "n an & Schmieg, L L nce T. Phelan, Esq., Id o. 32227 F is S. Hallinan, Esq., Id. No. 62695 D41 G. Schmieg, Esq., Id. No. 62205 Mi ele M. Bradford, Esq., Id. No. 69849 r J ith T. Romano, Esq., Id. No. 58745 heetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 t, WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff V. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) CUMBERLAND COUNTY PHS # 247485 AFFIDAVIT PURSUANT TO RULE 3129.1 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following informatiorpconqgninjihe real property located at 40 PINE RIDGE COURT, ENOLA, PA 17025-3405. --i . Name and address of Owner(s) or reputed Owner(s): •tm CD T71 -_ , Name Address (if address cannot be reasonably EJ> r- - wa ascertained, please so indicate) ` rya 1..-D JEFFREY B. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 2. Name and address of Defendant(s) in the judgment: Name Address (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) Capital One Bank C/o: Gregg L. Morris, Esquire 213 East Main Street Carnegie, PA 15106 Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) Mers, Inc. 3300 SW 34`s Avenue; Suite 101 Ocala, FL 34474 Mers as a nominee for National Bank of Kansas City, a nationally chartered Bank National Bank of Kansas City, a nationally chartered Bank US Recordings, Inc. P.O. Box 2026 Flint, MI 48501-2026 7311 West 132nd Street; Suite 300 Overland Park, KS 66213 2925 Country Drive; Suite 201 St. Paul, MN 55117 Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) COURT OF COMMON PLEAS CIVIL DIVISION NO.: 10-5544 CIVILTERM None. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANVOCCUPANT Domestic Relations of Cumberland County 40 PINE RIDGE COURT ENOLA, PA 17025-3405 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA Mers as a nominee for GMAC Mortgage, LLC. P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 P.O. Box 2026 Flint, MI 48501-2026 GMAC Mortgage, LLC. 3451 Hammond Avenue; Mail Code 507-345-186 Waterloo, IA 50702 I verify that the statements made in this affidavit are true and correct to the best of my personal ments herein are ma de subject to the penalties knowledge or information and belief. I understand tft?tities. of 18 Pa. C.S.A. § 4904 relating to unsworn falsificn November 8. 2010 By: D y f Plaintiff .la Ha roan & Schmieg, L La n e T. Phelan, Esq., Id. o. 32227 Fran . S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 J ith T. Romano, Esq., Id. No. 58745 heetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 WELL9VARGO BANK, N.A., SB/M WELLS FARGO HOME COURT OF COMMON PLEAS MORTGAGE, INC. : CIVIL DIVISION Plaintiff . : NO.: 10-5544 CIVILTERM VS. . JEFFREY B. WALKER CUMBERLAND, _ MELISSA A. WALKER M == _w -1 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY "- w? 7 ? TO: JEFFREY B. WALKER MELISSA A. WALKER b k v 40 PINE RIDGE COURT 40 PINE RIDGE COURT ? ENOLA, PA 17025-3405 ENOLA, PA 17025-3405 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 40 PINE RIDGE COURT, ENOLA, PA 17025-3405 is scheduled to be sold at the Sheriffs Sale on 03/02/2011 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of $94,875.41 obtained by WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE, INC. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the vale of your property. 3. Tlfe sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 SHORT DESCRIPTION By virtue of a Writ of Execution NO. 10-5544 CIVILTERM WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. vs. JEFFREY B. WALKER MELISSA A. WALKER owner(s) of property situate in the TOWNSHIP OF EAST PENNSBORO, Cumberland County, Pennsylvania, being (Municipality) 40 PINE RIDGE COURT, ENOLA. PA 17025-3405 Parcel No. 09-13-1000-116 (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING JUDGMENT AMOUNT: $94,875.41 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 215-563-7000 LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land situate in the Township of East Pennsboro, County of Cumberland, Commonwealth of Pennsylvania, being more fully described as follows: BEGINNING at a point located on the northern right of way line of Pine Ridge Court at the dividing line between Lot No. 9 and Lot No. 8, herein described; thence by the northern right of way line of Pine Ridge Court by a curve to the left having a radius of 50 feet and an arc length of 53.33 feet to a point at the dividing line of Lot No. 7 and Lot No. 8, herein described; thence by the same North 70 degrees 59 minutes 35 seconds West, a distance of 159.78 feet to a point at lands now or late of East Pennsboro Area School District; thence by the same, North 70 degrees28 minutes 55 seconds East, a distance of 186.31 feet to a point at the dividing line of Lot No. 9 and Lot No. 8, herein described; thence by the same South 9 degrees 52 minutes 39 seconds East a distance of 82.53 feet to a point, the place of BEGINNING. BEING Lot No. 8, containing 10,838.42 square feet, as shown on Final Subdivision Plan of Pine Ridge Estates, Phase 4, recorded in Plan Book 67, Page 87 and being subject to all easements of record. TITLE TO SAID PREMISES IS VESTED IN Jeffrey B. Walker and Melissa A. Walker, by Deed from Federal Home Loan Mortgage Corporation, dated 12/07/2000, recorded 12/20/2000 in Book 236, Page 520. PREMISES BEING: 40 PINE RIDGE COURT, ENOLA, PA 17025-3405 PARCEL NO. 09-13-1000-116 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-5544 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff (s) From JEFFREY B. WALKER AND MELISSA A. WALKER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$94,875.41 L.L.$.50 Interest FROM 1/19/2010 TO DATE OF SALE (15.60 PER DIEM) - $2,106.00 Atty's Comm % Atty Paid $190.00 Plaintiff Paid Date: November 12, 2010 (Seal) Due Prothy $2.00 Other Costs -- - '? ) - 0,/ Da ell, thonotary By: Deputy REQUESTING PARTY: Name JENINE R. DAVEY, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP,1617 JFK BOULEVARD, SUITE 1400, ONE PENN CENTER PLAZA, PHILADELPHIA, PA 19103 Attorney for: Plaintiff Telephone: 215-563-7000 Supreme Court ID No. 87077 t: r HE 1 TA r7 2 7 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS Court of Common Pleas FARGO HOME MORTGAGE, INC. Plaintiff Civil Division V. CUMBERLAND County JEFFREY B. WALKER No.: 10-5544 CIVILTERM MELISSA A. WALKER Defendants PLAINTIFF'S MOTION TO REASSESS DAMAGES 247485 Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: Plaintiff commenced this foreclosure action by filing a Complaint on August 24, 2010. 2. Judgment was entered on October 20, 2010 in the amount of $94,875.41. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "A". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on March 2, 2011. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $90,951.50 Interest Through March 2, 2011 $5,860.63 Per Diem $17.44 Late Charges $0.00 Legal fees $1,325.00 Cost of Suit and Title $920.00 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $90.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $944.43 247485 TOTAL $100,091.56 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiff s foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff s attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on December 16, 2010 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiff's letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "B". 10. No judge has previously entered a ruling in this case. 247485 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP DATE: I Z 1Z3) By: U La 'nLHallinan Phelan Id. No. 32227 Bra ? Fr cis E Id . No. 62695 Daniel hmieg sq., Id. No. 62205 Michel or d, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? .Chrisovalante P. Fliakos, Esq., Id. No. 94620 FXJoshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 247485 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff V. ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County JEFFREY B. WALKER No.: 10-5544 CIVILTERM MELISSA A. WALKER Defendants MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 247485 I. BACKGROUND OF CASE JEFFREY B. WALKER and MELISSA A. WALKER executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 40 PINE RIDGE COURT, ENOLA, PA 17025-3405. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendants defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase 247485 Home Mortgage Corporation of the Southwest v Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. ofN.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli, 407 Pa. Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to gender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal 247485 and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagor s have breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriff s Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendants shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest 247485 to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff s sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fewer, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville 247485 Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff s sale date, as their interests will be divested by the Sheriffs sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its 247485 foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. 247485 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: (Z 23 t ° By: U La nce . Phelan Esq., Id. No. 32227 ? Fr cis S Hallin sq., Id. No. 62695 ? D iel G. c . g, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff 247485 Phelan Hallinan & Schmieg, LLP Exhibit "A" 247485 ATT ORNEY FILE Cagy PLEASE RU Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 - 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. VS. JEFFREY B. WALKER MELISSA A. WALKER Attorney for Plainti o C) M M c°-? C r - r Z: o ?o ?n 3, - ? =q -Tj o 3_ z C') Do .. gr *rn D crt ATTORNEY FILE COPY PLEASE RETURI N CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 10-5544 CIVILTERM 247485 PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against JEFFREY B. WALKER and MELISSA A. WALKER Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $93,619.73 Interest - 08/08/2010 to 10/18/2010 $1,255.68 TOTAL $94,875.41 I hereby certify that (1) the Defendants' last known address is 40 PINE RIDGE COURT, ENOLA, PA 17025-3405, and (2) that notice has been given in accordance with Rule 237.1, copy attached. L wrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: 1o PHS # 247485 PROTHONOTARY 247485 f` Exhibit "B" 247485 C) n, W x U z a Q x a a O .a .n A N U a 0 L' ? y C E -`o Con CG "O c.. zoo ? I c m I r c I . r.L o r :5 ?o K o ? U F C Cn C' Q K.n v ? F a K v v ?, K F. i) _ K ; ? F C ° c o £ 0 L6 3003d1Z W0213 091IVVI D "- 3 OLOZ 9L030 9SZLLZb000 o M ZO o9Z' L O $ c' ?. ?KF F? 53M0H h3Nlid C ! v w C v dy %d S31 " v ? r: v U W v ? t d tiy ?? o ? _ c- a .n v a ,° ti - a?, ro c O F c? ?.E U ??ob o c C w F O L O °` 0 u rr N ._ = v y ro ? W ? ? O v = G L O z VI wa F Q? L 61 ° i ^ ?-' '? v i H3 CIr Q I_1 ?IJ yy U O 3 o a G a d z b ? ? C vv ? a v C> iG o c y,, ? C Cd a ti W h ? a Q 3 b o vv ° Q W N o Q v z ?a ov i z v N ?, t: b c v a M Qw o m ? v ..-i N M d' 00 N M o 2 Ln cc N PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey December 16, 2010 JEFFREY B. WALKER MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 RE: WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE,, INC. v. JEFFREY B. WALKER and MELISSA A. WALKER Premises Address: 40 PINE RIDGE COURT ENOLA, PA 17025 CUMBERLAND County CCP, No. 10-5544 CIVILTERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3 (9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by December 21, 2010. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. truly yours, Frcis S. Hallinan, Esqute D iel G. Schmieg, Esqui e Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esqu. e Jenne R. Davey, Esquire Lauren R. Tabas, Esquire 247485 Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Allison F. Wells, Esquire Enclosure 247485 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. DATE: By: Id. No. 32227 d. No. 62695 ? DaXiel G. S ie q., Id. No. 62205 ? Michele M. Bra ford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 247485 Phelan Hallinan & Schmieg, LLP Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff V. JEFFREY B. WALKER MELISSA A. WALKER Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-5544 CIVILTERM CERTIFICATION OF SERVICE 247485 I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below. JEFFREY B. WALKER MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 DATE: 7-23 10 By: U Lawr c T. Phelan , sq., Id. No. 32227 ? Fr is S Hallman, E q., Id. No. 62695 ? D el G. chmie sq., Id. No. 62205 ? Michele M. ra ford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 247485 Phelan Hallinan & Schmieg, LLP WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC., PLAINTIFF V. JEFFREY B. WALKER, MELISSA A. WALKER, DEFENDANTS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ?a 'r i tit Tj NO. 10-5544 CIVIL = - ir`1 ORDER OF COURT AND NOW, this 3`d day of January, 2011, upon consideration of the Plaintiff's Motion to Reassess Damages, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief requested should not be granted; 2. The Defendants will file an answer on or before January 24, 2011; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Defendants file an answer to this Rule to Show Cause, the Court will determine if further Order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. By the Court, M. L. Ebert, Jr., J ,/Joshua Goldman, Esquire Attorney for Plaintiff 'Jeffrey B, Walker Melissa A. Walker Defendants t(a% DW bas fiLED•OFFICE OF THE PROTHONOTARY 201141=.'i 9I r.1 10 39 ICUMQE-R! r? C COUNTY PF'rc'! )YL"'1 ?'1A, Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS Court of Common Pleas FARGO HOME MORTGAGE, INC. Plaintiff Civil Division V. CUMBERLAND County JEFFREY B. WALKER No.: 10-5544 CIVILTERM MELISSA A. WALKER Defendants CERTIFICATION OF SERVICE 247485 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of January 24, 2011 was sent to the following individuals on the date indicated below. JEFFREY B. WALKER MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 DATE: By: ? La e . Pl, cat , Esq., Id. No. 32227 Elfr-ancis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 llison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF Phelan Hallinan & Schmieg, LLP 247485 AFFIDAVIT OF SERVICE (FHLMQ PLAINTIFF CUMBERLAND COUNTY WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. PHS # 247485 DEFENDANT KER SERVICE TEAM/ kxc C? COURT NO.: 10-5544 CIVILTER 2 o ? JEFFREY B. WAL WALKER SSA A . MELI rnlao tnr- SERVE JEFFREY B. WALKER AT: OURT TYPE OF ACTION y? XX Notice of Sheriffs Sale Z '10 t'?t (231? 40 PI RIDGE C T 3405 SALE DATE: 03/0212011 ENOLA, PA 17025- SERVED A C7 Serve d and made known to JEFFREY B. WALKER , Defendant on the _ ay of ??a4k6W20 I? 49 iL lk o'clock A. M., at 40 PINE QlA6E Ct E Met.A PA , in the manner described below: l , _V Defendant personally served. _ Adult family member with whom Defendant(s) reside(s). Relationship is Adult in charge of Defendant's residence who refused to give name or relationship. _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. _ Other: 46 0 0 -,M- _ Height Weight lt0 Race W Sex Other Description: Age P40 AS E-L- , a competent adult, being duly sworn according to law, depose and state that I personally I, hand ?da true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case bn the date and at the address indicated above. Sworn to and subscribed KIMBERLY CUjj befotle me this 1% dNOTARY RC t of 2STATE; Or N: ?k11,,LS Not C NOT RVED On nr 20at _ o'clock _. M., Defendant NOT FOUND because: acant _ Does Not Exist - Moved - Does Not Reside (Not Vacant) No Answer on at , Service Refused Other: Sworn to and subscribed befo e me this day of I-. By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R Shah-Jani, Esq., Id. N. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chtisovalante P. Fliskos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Brambiett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 AFFIDAVIT OF SERVICE (FHLMC) PLAINTIFF CUMBERLAND COUNTY WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE, INC. PHS # 247485 DE NDANT SERVICE TEAM/ lcxc f^?'C JEFY B. WALKER COURT NO.: 10-5544 CIVILTERM C ---t MELISSA A. WALKER ca r ? rnrn SER MELISSA A. WALKER AT: TYPE OF ACTION xyr 40 P 114E RIDGE COURT XX Notice of Sheriffs Sale Cn -4C) ENO A, PA 17025-3405 SALE DATE: 03/0212011 ? .ICO ;es O'rt y C) SERVED =p o r=? Serve and made known to MELISSA A. WALKER_, Defend nt on the j6hay of , 20 1q11= - ' -2 , o'clock -P.M., at 22 W. &9,,g4..E PI GNoulAAA , in the manner described below: ? Defendant personally served. _ Adult family member with whom Defendant(s) reside(s). Relationship is _ A ult in charge of Defendant's residence who refused to give name or relationship. ager/Clerk of place of lodging in which Defendant(s) reside(s). _ A ent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. _ O her: Description: Age 61 Height r%ld" Weight 130 Race L1J Sex Other I, 4VDAIA VD t L , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. pJA 'TFhWy V.44kt,pep& T Nb LON6? Swor to and subsc ]bed L R?S1 5 Sri. INVEStI"T-,0N a" 6;9> -11)* WAt-VP2 s befor me this 3811, day F-E-5 (Cho 5 ZZ W • $ C4CX= AV E FNetA, PA- of , 20 0. N By: V IC,(/if' NOT SERVED Xacant 20_, at o'clock _. M., Defendant NOT FOUND because: t _ Does Not Exist _ Moved - Does Not Reside (Not Vacant) No Answer on at at Service Refused __.---- OtheT K!N1151R1 Y CU tRTY Sworn to and subscribed p-rT;l A' Pt 1C before me this day STNTT, j1 lrlSEY RCH 7, 2013 ofB KF,SMA : MY COM'.vs1S`<,,, ::_. _ Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Franck S. Hallman, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcaby, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fhakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblelt, Fzq., Id. No. 208375 Allison F. Welk, Esq., Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 FILED-OFFICE O , TEE PROTHONOTAR a I I JAIL' I AM S: IL, I ,,UJIBERLAl O COUInT'' PEIIIiSYUPkt"IIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., SB/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff Court of Common Pleas Civil Division V. CUMBERLAND County JEFFREY B. WALKER No.: 10-5544 CIVILTERM MELISSA A. WALKER Defendants PRAECIPE TO WITHDRAW MOTION TO REASSESS 247485 r TO THE PROTHONOTARY: Plaintiff hereby withdraws its Motion to Reassess Damages, filed on December 27, 2010 in the above referenced action. Phelan Hallinan & Schmieg, LLP DATE: ®S I By: ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 'Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 247485 r Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A., S/B/M WELLS Court of Common Pleas FARGO HOME MORTGAGE, INC. Plaintiff Civil Division V. CUMBERLAND County JEFFREY B. WALKER No.: 10-5544 CIVILTERM MELISSA A. WALKER : Defendants CERTIFICATE OF SERVICE 247485 I hereby certify that a true and correct copy of Plaintiff's Praecipe to withdraw its Motion to Reassess Damages was served upon the following interested parties on the date indicated below. JEFFREY B. WALKER MELISSA A. WALKER 40 PINE RIDGE COURT ENOLA, PA 17025-3405 Phelan Hallinan & Schmieg, LLP DATE: By: ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? drew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 247485 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney For Plaintiff WELLS FARGO BANK, N.A., S/B/M WELLS FARGO HOME MORTGAGE, INC. Plaintiff vs JEFFREY B. WALKER MELISSA A. WALKER Defendant Court of Common Plea . eTt Civil Division; r- CUMBERLAND Count c? No. 10-5544 CIVILTEItI TO THE PROTHONOTARY: Please ark the judgment(s) satisfied and the action settled, discontinued and ended. Date: PHELAN AN & HMIEG, LLP By: awre. Phelan sq., Id. No. 32227 cis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 -Allison F. Wells, Esq., Id. No. 309519 PHS# 247485 Attorneys for Plaintiff CD -•y z C :)-n = _. c? ., cs rT I ' Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY Wells Fargo Bank, NA vs. Jeffrey B. Walker Case Number 2010-5544 SHERIFF'S RETURN OF SERVICE 01/12/2011 12:03 PM -Deputy Ryan Burgettl being duly sworn according to law, states service was performed by posting a true copy of the reque ed Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 40 R ine Ridge Court, Enola, PA 17025, Cumberland County. 01/12/2011 12:03 PM - Deputy Ryan Burgett being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in th e above titled action, by making known its contents and at the same time personally handing a true copy t a person representing themselves to be the Defendant, to wit: Jeffrey B Walker at 40 Pine Ridge Court, E ast Pennsboro Township, Enola, PA 17025, Cumberland County. 01/12/2011 07:30 PM - Deputy Stephen Ben er, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in th e above titled action, by making known its contents and at the same time personally handing a true copy t a person representing themselves to be the Defendant, to wit: Melissa A. Walker at 22 West Beale Ave ue, East Pennsboro Township, Enola, PA 17025, Cumberland County. 01/26/2011 Ronny R Anderson, Sheriff, beino duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Atto ney Schmieg on 01/25/11. SHERIFF COST: $2,159.81 March 25, 2011 s i`?! frn 25 f ?: t rUMBERLAND :E`1N-Z)yLyA141,?. SO ANSWERS, ?IRON R ANDERSON, SHERIFF ell ' (.,CUnT SU1(C -,E" !f f e ;-,0-1-11t , ICS,;. NWL S FtARGO, BANK, N.A., HOME MORTGAGE, INC. 11 Plaintiff v. JEFFREY B. WALKER MELISSA A. WALKER Defendant(s) Name and address of Owner(s) or reput d Owner(s): Name JEFFREY B. WALKER MELISSA A. WALKER Name and address of Defendant(s) in thjudgment: Name PHS # 247485 RULE WELLS FARGO BANK, N.A., SB WELLS FARGO HOME MORTGAGE, INC., Plaintiff in the above action, by the of the date the raecipe for the Writ of Execution was filed, the following information concerning the undersigned attorney, sets forth as real property located at 40 PINE RIDGE CO , ENOLA, PA 17025-3405. 2 3 4. SAME AS ABOVE Name and last known address of every Name Capital One Bank C/o: Gregg L. Morris, Esquire Name and address of last recorded Name Mers, Inc. WELLS FARGO COURT OF COMMON PLEAS CIVIL DIVISION NO.: 10-5544 CIVILTERM • CUMBERLAND COUNTY 213 East Main Street Carnegie, PA 15106 of every mortgage of record: Address (if address cannot be reasonably ascertained, please indicate) Mers as a nominee for National Ba4 of Kansas City, a nationally chartered an National Bank of Kansas City, a chartered Bank US Recordings, Inc. 3300 SW 34`h Avenue; Suite 101 Ocala, FL 34474 P.O. Box 2026 Flint, MI 48501-2026 7311 West 132"d Street; Suite 300 Overland Park, KS 66213 2925 Country Drive; Suite 201 St. Paul, MN 55117 5. Name and address of every other pers who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) Address (if address cannot be reasonably ascertained, please so indicate) 40 PINE RIDGE COURT ENOLA, PA 17025-3405 40 PINE RIDGE COURT ENOLA, PA 17025-3405 Address (if address cannot be reasonably ascertained, please so indicate) creditor whose judgment is a record lien on the real property to be sold: Address (if address cannot be reasonably ascertained, please indicate) None. flame and address of every other person sale. Name None. 7. Name and address of every other person of be affected by the sale: Name TENANT/OCCUPANT Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of P, Mers as a nominee for GMAC Mortgage, has any record interest in the property and whose interest may be affected by the Address (if address cannot be - reasonably ascertained, please indicate) the plaintiff has knowledge who has any interest in the property which may Address (if address cannot be reasonably ascertained, please indicate) 40 PINE RIDGE COURT ENOLA, PA 17025-3405 13 North Hanover Street Carlisle, PA 17013 P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 P.O. Box 2026 Flint, MI 48501-2026 GMAC Mortgage, LLC. 3451 Hammond venue; Mail Code 507-345-186 Waterloo, IA 50702 I verify that the statements made in th cnowledge or information and belief. I unde if 18 Pa. C.S.A. § 4904 relating to unworn lovember 8, 2010 true and correct to the best of my personal statements herein are made subject to the penalties affidavit By: Atto y f Plaintiff Phela Ha linen & Schmieg, LL ? La en a T. Phelan, Esq., Id. o. 32227 ? Fran' S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 VJen ith T.Romano, Esq., Id. No. 58745 etal R. Shah-Jani, Esq., Id. No. 81760 ine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 SHORT DESCRIPTION By virtue of a Writ of Execution. 10-5544 CIVILTERM WELLS FARGO BANK, N.A., B/M WELLS FARGO HOME MORTGAGE, INC. VS. JEFFREY B. WALKER MELISSA A. WALKER owner(s) of property situate in the County, Pennsylvania, being 40 PINE RIDGE COURT. ENC Parcel No. 09-13-1000-116 (Acreage or Improvements thereon: RESIDE JUDGMENT AMOUNT: $94,87! Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 215-563-7000 WNSHIP OF EAST PENNSBORO, Cumberland -et address) 'IAL DWELLING .41 LEGAL DESCRIPTION ALL THAT CERTAIN piece or Cumberland, Commonwealth of BEGINNING at a point located on the between Lot No. 9 and Lot No. 8, here Court by a curve to the left having a ra, line of Lot No. 7 and Lot No. 8, herein seconds West, a distance of 159.78 fee District; thence by the same, North 70 at the dividing line of Lot No. 9 and L< minutes 39 seconds East a distance of ; BEING Lot No. 8, containing 10,83 Estates, Phase 4, recorded in Plan B Federal Home Loan Mortgage 520. PREMISES BEING: 40 PINE of land situate in the Township of East Pennsboro, County of lvania, being more fully described as follows: torthern right of way line of Pine Ridge Court at the dividing line i described; thence by the northern right of way line of Pine Ridge ius of 50 feet and an arc length of 53.33 feet to a point at the dividing lescribed; thence by the same North 70 degrees 59 minutes 35 to a point at lands now or late of East Pennsboro Area School egrees28 minutes 55 seconds East, a distance of 186.31 feet to a point No. 8, herein described; thence by the same South 9 degrees 52 2.53 feet to a point, the place of BEGINNING. square feet, as shown on Final Subdivision Plan of Pine Ridge 67, Page 87 and being subject to all easements of record. N Jeffrey B. Walker and Melissa A. Walker, by Deed from dated 12/07/2000, recorded 12/20/2000 in Book 236, Page COURT, ENOLA, PA 17025-3405 PARCEL NO. 09-13-1000-116 WRIT (F EXECUTION and/or ATTACHMENT Ii 'COMMONWEALTH OF PENNSI LVANIA) NO 10-5544 Civil COUNTY OF CUMBERLAND) ; CIVIL ACTION - LAW TO THE SHERIFF OF CUMBER] To satisfy the debt, interest an( HOME MORTGAGE, INC. Plait From JEFFREY B. WALKER (1) You are directed to levy upon DESCRIPTION. (2) You are also directed to of GARNISHEE(S) as follows: AND COUNTY: costs due WELLS FARGO BANK, N.A., S/B/M WELLS FARGO (s) ) MELISSA A. WALKER property of the defendant (s)and to sell SEE LEGAL the property of the defendant(s) not levied upon in the possession and to notify the garnishee(s) that: ?a) an attachment has been issued; (b) the garnishee(s) is enjoined from ` ` --- r-- `? - ----.., -r.L.- A-r ...7...+F 1.'% ., A A- - - fthA ap--...-....f ^.7^ 1-1 --a ---1 --- -- - -- (s) or otherwise disposing thereof; (3) If property of the defendant(s of anyone other than a named garn garnishee and is enjoined as above Amount Due$94,875.41 Interest FROM 1/19/2010 TO Atty's Comm % Atty Paid $190.00 Plaintiff Paid Date: November 12, 2010 (Seal) REQUESTING PARTY: Name JENINE R. DAVEY, ESQ Address: PHELAN HALLINAN PENN CENTER PLAZA, PHIL Attorney for: Plaintiff Telephone: 215-563-7000 Supreme Court ID No. 87077 not levied upon an subject to attachment is found in the possession >hee, you are directed to notify him/her that he/she has been added as a L.L.$.50 OF SALE (15.60 PER DIEM) - $2,106.00 Due Prothy $2.00 Other Costs J)J David D. Mel], rotho otary By: Deputy SCHMIEG, LLP, 1617 JFK BOULEVARD, SUITE 1400, ONE WLPHIA. PA 19103 ,MVE COPY VF to a RECORD whereof, whereof, l he unm hend re pt Testimony saidrrl at sell bf •y OJ t.. to p ?v Wrid 90 On November 22, 2010 the Sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA, Known and numbered as, 40 Pine Ridge Court, Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 22, 2010 N B: ou? A-a?- Real Estate Coordinator \,