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Home My WebLink About10-5651 PAUL J. KLEMM, ESQUIRE NUDELMAN, KLEMM & GOLUB, P.C. 425 EAGLE ROCK AVENUE ROSELAND, NJ 07068 973-618-0000 RLEC 4-r1CE c F ?},E PP' ',,TAPY qtr; 3 1 P14 3- 3 3 ID # 92125 ATTORNIg?Mft CAPITAL ONE BANK (USA), N.A. V GERALD M COLEMAN NOTICE Plaintiff(s) Defendant(s) CUMBERLAND COUNTY o 16 I - 5CA61 0'. '1 -lem COMPLAINT IN CIVIL ACTION YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford St Carlisle, PA 17013 (800) 990-9108 AVISO USTED HA SIDO DEMANDADO/A EN CORJ'F Si usted desea defenderse de las demandas que sg presentan mas adelente en las siguientes pAginas, gebe tomar acciGn dento de los prGximos veinte (20) 41ils depu6s de la notificacibn de esta Demanda y Avis radicando personalmente o por medio de un aboIo una comparecencia escrita y radicando en la Corte pfg gscrito sus defensas de, y objecciones a, ]as demandas p fpsentadas aqui en contra suya. Se le advierte de que si ustga falla de tomar accibn como se describe anteriormente, el ,Faso puede proceder sin usted y un fallo por cualquief gpma de dinero reclamada en la demanda o cualquier otr4 reclamaciGn o remedio solicitado por el deman4 pte puede ser dictado en contra suya por la Corte sin mas agiso adicional. Usted puede perder dinero o propied4 u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTQ A SU ABOGADO INMEDIATAMENTE. SI USTEq ?JO TIENE UN ABOGADO, LLAME O VAYA A l 4 SIGUIENTE OFICINA ESTA OFICINA PUEEI PROVEERLE INFORMACION A CERCA DE tf)MO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SEFtVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVIVIOS LEGALES SIN CARGO O BAJO COSTO A PF,#SONAD QUE CUALIFICAN. Cumberland County Bar Association S 32 South Bedford St Carlisle, PA 17013 Qa'? D PA AIV (800) 990-9108 (q436 a y 7563 PAUL J. KLEMM, ESQUIRE NUDELMAN, KLEMM & GOLUB, P.C. 425 EAGLE ROCK AVENUE ROSELAND, NJ 07068 973-618-0000 ID #92125 Plaintiff(s) CAPITAL ONE BANK (USA.), N.A., V. GERALD M COLEMAN Defendant(s) ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, CAPITAL ONE BANK (USA), N.A., by and through 11s attorney, Paul J. Klemm and the law offices of Nudelman, Klemm & Golub, P.C., and file$ the following Complaint in Civil Action and in support thereof aver as follows: 1. Plaintiff, CAPITAL ONE BANK (USA), N.A., is a foreign business corporgllpn located at 4851 Cox Road, Glen Allen, VA 23060. Pursuant to 15 Pa. C.S.A. § 4122, "a fgVign business corporation shall not be considered to be doing business in this Commonwealth fqr the purposes of this subchapter by reason of carrying on in this Commonwealth any one or molV of the following acts ... (8) [s]ecuring or collecting debts or enforcing any rights in property securing them [or] (9) [t]ransacting any business in interstate or foreign commerce." NN72449 . 2. Defendant, GERALD M COLEMAN, is an individual and citizen of the Commonwealth of Pennsylvania, who is believed to currently reside at, 49 OLD STONEHOUSE RD S, CARLISLE PA 17015-9798. 3. At the special insistence and request of the Defendant, Defendant was issue it credit card by CAPITAL ONE BANK (USA), N.A., account number 5178052641716242. 4. The Defendant is responsible for an unpaid balance in the amount of $7,864,68 and interest in the amount of $990.39. 5. Plaintiff has made demand to Defendant for $8,860.07, but Defendant has willfully failed and/or refused to reimburse Plaintiff for the aforesaid sum due. Wherefore, Plaintiff demands Judgment in its favor and against the Defendant in tl; amount of $8,860.07 and interest from the date of breach, with continuing interest thereon 41 the legal rate from the date of Judgment plus anticipated court costs. The damages requested qfc less than the maximum amount for compulsory arbitration as set by the Court. Respectfully Submitted: NUDELMAN, KLE1V?;?t 4"QOLUB, P.C, Paul J. Klemm, Esquire 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 NN72449 VERIFICATION The undersigned, Paul J. Klemm, Esquire, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are trpc and correct to the best of his knowledge, information and belief. Counsel has signed this verification at the request of Plaintiff as a. matter of time and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set fprth within the foregoing pleading. Plaintiff has provided counsel with all relevant information Ln order to allow counsel to sign this verification. Plaintiff agrees to provide a verification sigIWd by Plaintiff upon request by Defendant. The undersigned understands that the statements herolp are made subject to the penalties of 19 Pa.C.S.A Section 4904 relating to unsworn falsificatiog Ip authorities. Date: August 17, 2010 Paul J. Klemm, Esquire Nudelman, Klemm & Golub, P.C. 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 NN72449 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~:~ ,~ ''''~~ FfI.ED--~ r~~~E r,c TI-,'~ tn.,r,-. .. F~l ~~ ~ ~ ~ ~~°~ ~~ 53 `iV iYfpEl VI~7.~~i~~..,~+ r!=!! j1~ {! Y 17 Capital One Bank (U.S.A.) N.A. vs. Gerald M. Coleman Case Number 2010-5651 SHERIFF'S RETURN OF SERVICE 09/09/2010 04:08 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on September 9, 2010 at 1608 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Gerald M. Coleman, by making known unto himself personally, at 49 Old Stonehouse Road, Carlisle, Cumberland County, Pennsylvania 17015 its contents and at the same time handing to hirn personally the said true and correct copy of the same. SHERIFF COST: $33.40 September 10, 2010 1'~? DEN FRY, DEP SO ANSWERS, RON R ANDERSON, SHERIFF Gerald M. Coleman 49 Old Stonehouse Rd. S. Carlisle Pa. 17015 State of ( Pennsylvania %, r: p pin - J! 0Ud°u Pl i ), ( Cumberland )County Cause/Case No. ( 10-5651 Capital One Bank (USA) N.A. Plaintiff, Vs. Gerald M. Coleman Defendant(s) Gerald M. Coleman ("Defendant"), hereby answers the complaint of Capital One Bank ("Plaintiff') for it's self alone as follows and generally denies the allegations due to the complaint based on lack of information and belief. First Affirmative Defense "(Agreement to Arbitrate) The credit card agreement may state that disputes may be resolved by binding arbitration. Defendant elects to have all disputes related to the credit card agreement resolved by binding arbitration." Second Affirmative Defense "(Amount in Dispute) The account balance claimed by plaintiff is not accurate and the total amount that is owed, if any, is in dispute." r? Third Affirmative Defense "(Financial Hardship) Due to a serious financial crisis, defendant does not have sufficient funds to pay the full amount of the undisputed debt, if any. In 2008 I had shoulder surgery, in 2009 I had knee surgery. after that the bottom fell out in the construction field, we were working 3- 4 days a week. I fell behind on payments and could not get back on track. since that time aug. of 2009 I hired Debt talk to help me out and get back on the right track. I am currently paying 975.00 a month into a account to pay off debt its just taking some time to build up a balance in the account. I have one account that has been paid so far with others to follow shortly. WHEREFORE, Defendant requests that: 1. Plaintiff takes nothing by way of his complaint; and 2. For Defendant's costs of suit. Dated: 9-26-2010 Signature Gerald M. Coleman Printed Name Defendant in Pro Per i PAUL J. KLEMM, ESQUIU ''; :: ';?O (} 0 I', TA, NUDELMAN, KLEMM & GOLUB P.C. 425 EAGLE ROCK AVENUIP 2 AP? 19 Pfd 1: U 7 ROSELAND, NJ 07068 CUMBERLAND COUNTY 973-618-0000 PENNSYLVANIA ID #92125 CAPITAL ONE BANK (USA), N.A. Plaintiff(s) v GERALD M COLEMAN Defendant(s) ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS NO. 10-5651 CIVIL T ORDER TO SETTLED. DISCONTINUE AND END WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above-captioned matter as settled, discontinued and ended without prejudice upon payment of your costs only. Date: April 16, 2012 Respectfully Submitted: NUDEL GOLUB, P.C. Paul J. Klemm, Esquire 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 NN72449