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HomeMy WebLinkAbout10-5666N ja&6 9, THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES gM1IN1 REQ7IMD Goldman & Warshaw, P.C. BY: Barry A. Rosen, Esquire PA Identification No: 42951 GOLDMAN & WARSHAW, P.C. 312 W. Broad Street Quakertown, PA 18951 267-373-9730 Counsel for Plaintiff PL. A. CAPITAL ONE BANK (USA), successor in interest to CAPITAL ONE BANK 4851 Cox Road Glen Allen, VA 23060 VS. ROSALEE A ANDRAE 24 Ross Ave Apt D New Cumberland PA 17070 N.A., COURT OF COMMON PLEAS CUMBERLAND COUNTY 5i--C: DOCKET NO. I p - NOTICE cn XM N N w 0,vit -Iem YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD STREET ^ CARLISLE, PA 17013 5 717-249-3166 OA-0D P0 ATrt'`f C# 815 I COMPLAINT IN CIVIL-ACTION 1. Plaintiff, CAPITAL ONE BANK (USA), N.A., successor in interest to, is a federally chartered bank with a business address as stated in the caption above. 2. Defendant ROSALEE A ANDRAE is an adult individual residing at the above captioned address. 3. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant(s) by the plaintiff under the terms of which the plaintiff agreed to extend to defendant(s) the use of plaintiff's credit facilities. 4. Defendant (s) accepted and used the aforesaid credit card so issued and by so doing agreed to perform the terms and conditions prescribed by the plaintiff for the use of said credit card. 5. The defendant(s) received and accepted goods and merchand- ise and/or accepted services and/or cash advances through the use of the credit card issued by the Plaintiff. A true and correct copy of Plaintiff's Affidavit is attached hereto as Exhibit "A". 6. After allowing for all offsets and credits, a balance as of August 24, 2010 remains on the subject account having account number 5291492039480724 in the amount of $6,489.52 plus interest accruing at the rate: of 24.9% from December 28, 2008 in the amount of $3,222.90 for a total current amount due of $9,712.42; as of August 24, 2010 there remains a balance due in the amount of ,$9,712.42. 7. Plaintiff has made demand upon the defendant(s)for payment of the balance due of $9,712.42 but the defendant(s)has failed and refused and still refuses to pay the same or any part thereof. 8. Defendant's last payment on account was made on February 5, 2008. WHEREFORE, plaintiff claims of the defendant the sum of $9,712.42 plus applicable court costs and interest. Goldman & Warshaw, P.C. BY: Barry A. Ro n, Esquire Attorney f r Plaintiff THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE THIS COMMUNICATION IS FROM A DEBT COLLECTOR PACARD CAPITAL ONE BANK (USA), N.A., Plaintiff, V. ROSALEE A ANDRAE Defendant(s). VERIFICATION NAB ?IPO The undersigned does hereby verify subject to the penalties of 18 P&C.S. Section 4904 relating to unworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: - pa=-ttarp-ds A232 GOLDMAN & WARSHAW, P.C. EXHIBIT "A" CAPITAL ONE BANK (USA), N.A., Plaintiff, V. ROSALEE A ANDRAE Defendant(s). AFFIDAVIT The undersigned, being duly sworn, makes the following oath: 1. I am over 18 years old and competent to make this affidavit. I am an authorized agent of Plaintiff CAPITAL ONE BANK (USA), N.A. ("Capital One") for purposes of this affidavit. I am duly authorized to make this affidavit, and because of the scope of my job responsibilities, I am familiar with the manner and method by which Capital One maintains its normal business books and records, including computer records of defaulted accounts. 2. These books and records are made in the course of regularly conducted business activity (1) at or near the time the events they purport to describe occurred, by a person with knowledge of the acts and events, or (2) by a computer or other similar digital means, which contemporaneously records an event as it occurs. The contents of this affidavit are believed to be true and correct based upon my personal knowledge of the processes by which Capital One maintains its business books and records. 3. The books and records of Capital One show that Defendant(s) opened an account with Capital One for the purpose of obtaining an extension of credit and did thereafter use or authorize the use of the account for the acquisition of goods, services, or cash advances in accordance with the Customer Agreement governing use of that account. Further, Defendant(s) has/have breached the Agreement by failing to make periodic payments as required thereby. 4. The books and records of Capital One show that Defendant(s) is/are currently indebted to Capital One on account number 5291492039480724 for the just and true sum of $7038.45 as of 12128/2008, plus interest accruing from said date at an annual percentage rate in accordance with the Customer Agreement, currently 24.90%, and that all just and lawful offsets, payments, and credits have been allowed. The Customer Agreement entered into between the parties also authorizes Capital One to recover from Defendant(s) reasonable attorneys' fees and costs to the extent permitted by law. I S. Post judgment interest will continue to accrue on Defendant's(s') indebtedness at the rate authorized by law and as set forth in the judgment order. 6. I declare under the penalty of perjury that the foregoing is true and correct and if called as a witness I would competently testify, under oath, thereto. Given under my hand on: Dated: \ - a - 0' County of Chesterfield, to wit.. Commonwealth of Virginia J. Q) A Barbara Edwards SUBSCRIBED and sworn to before me, the undersigned Notary Public in and for the jurisdiction aforesaid, by Barbara Edwards, who acknowledged before me his/her signature to the foregoing Affidavit. of hi '-0 da y s GIVEN under my hand and seal t Notary Public Notary Registration Number: / / My Commission Expires: 20 ?ea4?ser?. +++•°++S?3 rqlt j 'r 1 1. •' t Commonwealth of Virginia . t ; PUBLIC : i-? 72316x4 ? ' REG # 3164 Pamela Lynn Nelson - Notary Public ission ID: 7231844 . : MY CQPA 2 Pif;?S ° CY cornm MY Commission Expires 08f3112012 . a ? • {?FJ3 it"U1? .' ° r': A232 lei, GOLDMAN & WA.RSHAW, P.C. NAN33269 Goldman & Warshaw, P.C. Barry A. Rosen, Esquire PA Identification No: 42951 GOLDMAN & WARSHAW, P.C. 312 W. Broad Street Quakertown, PA 18951 267-373-9730 Counsel for Plaintiff C? c? !:9 C_ CAPITAL ONE BANK (USA), N.A., successor in interest to CAPITAL ONE BANK vs. ROSALEE A ANDRAE COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 10-5666 PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: Kindly withdraw the above-captioned action, without prejudice. Goldman & Warshaw, P.C. BY: _ Barry A. osen, ESQUIRE Attorne for Plaintiff P006 CERTIFICATION OF SERVICE I, Barry A. Rosen, ESQUIRE, hereby certify that I, on the date below, served a copy of Plaintiff's Praecipe to Withdraw Complaint Pursuant to Pa.R.C.P. 1028(c)(1), via First Class Mail, postage pre- paid, to all other parties or their counsel of record. Barry A. sen, ESQUIRE Dated: ? j