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HomeMy WebLinkAbout10-5937SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff i t C Rf but 5 .C tJ? t1?^ Jody S Smith Chief Deputy Richard W Stewart Solicitor I r 'n, .` J 4 Wilmington Trust Company vs. Case Number John Mayernick, IV (et al.) 2010-5937 SHERIFF'S RETURN OF SERVICE 09/21/2010 04:43 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on September 21, 2010 at 1643 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: John Mayernick IV, by making known unto himself personally, at 1107 Shannon Lane, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true and correct copy of the same. NOAH CLINE, DEPUTY 09/2112010 04:43 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on September 21, 2010 at 1643 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Carrie Mayernick, by making known unto John Mayernick IV, Husband of defendant at 1107 Shannon Lane, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $49.84 September 22, 2010 NOAH CLINE, DEPUTY SO ANSWERS, RON R ANDERSON, SHERIFF (cj Gou;IfySuite Sheoff. Te*OSoft inc. UDREN LAW OFFICES, P.C. III WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 ,ATT91KNEY FOR PLAINTIFF `rO? _4 ?' 4j. t ,L,L.RL ` `t7 COUP ! 1 ; 1eadin2s ar,udren.eom Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff V. Carrie Mayemick € John Mayemick Defendants COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-5937 MOTION FOR LEAVE TO FILE AN AMENDED COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1, by its Counsel, Udren Law Offices, P.C., by and through the undersigned Attorney, respectfully requests that this Honorable Court enter an Order granting Plaintiff leave to file its Amended Complaint in Mortgage Foreclosure, for the following reasons: 1. Plaintiff s original Complaint in Mortgage Foreclosure was filed on September 15, 2010. 2. Plaintiff desires to amend its Complaint in Mortgage Foreclosure in order to correct the amounts claimed due and the designation of the Plaintiff. 3. A true and correct copy of the verified Amended Complaint in Mortgage Foreclosure that Plaintiff seeks leave to file is attached hereto as Exhibit "A". WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant the Plaintiff leave to file its Amended Complaint in Mortgage Foreclosure. Respectfully submitted, UDRE AW OFFICES, P.C.-? r? BY: Attorney for, Plaintiff PAIGE M. BELLING, ESQUIRE PA ID 309091 UDREN LAW OFFICES, P.C. 111 WOODCREST ROAD, SUITE 200 ATTORNEY FOR PLAINTIFF CHERRY HILL, NJ 08003 856-669-5400 pleadings@udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff V. Carrie Mayernick John Mayernick Defendants COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-5937 MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION FOR LEAVE TO FILE AMENDED COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff seeks leave of Court to amend its Complaint in Mortgage Foreclosure. The facts set forth in the within Motion are incorporated herein by reference as though fully set forth at length. The Pennsylvania Rules Of Civil Procedure state as follows: Rule 1033.2, Amendment A party, ... by leave of court, may at any time change the form of action, correct the name of a party or amend his pleading. The amended pleading may aver transactions or occurrences which have happened before or after the filing of the original pleading, even though they give rise to a new cause of action or defense. An amendment may be made to conform the pleading to the evidence offered or admitted. Pa.R.C.P. 1033. In the instant Motion for Leave to File Amended Complaint in Mortgage Foreclosure, Plaintiff requests leave to file the original of the attached Amended Complaint. Pursuant to the Rules of Civil Procedure as above stated and the facts as set forth in the attached Motion, Plaintiff requests that it be permitted to file the Amended Complaint in Mortgage Foreclosure. Respectfully submitted, UDREN LAW OFFICES, P.C. By:? Attorney for intiff PAIGE M. BELI.INO, ESQUIRE PA t0 30'9091 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(- ),udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road, #100 West Palm Beach, FL 33409 Plaintiff V. CARRIE MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013 JOHN MAYERNICK 1107 SHANNON LANE CARLISLE, PA 170134908 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County NO. 10-5937 AMENDED COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages.. you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for anv other claim or relief requested by the Plaintiff. You may lose money or propem, or other rights important to you. 'YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. EXHIBIT A LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle. Pa 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing- within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 I. Plaintiff is the entity designatedin the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this Action. Plaintiff is either the i current mortgagee of record, is the legal holder of the Mortgage by virtue of being successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assignment of Mortgage. If Plaintiff is the legal holder of the Mortgage by virtue of Assignment of Mortgage, it is by the following Assignments of Mortgage, all of which have either been recorded or Plaintiff is in the process of I formalizing the actual Assignment of Mortgage in Plaintiffs favor: Assignor: Mortgage Electronic Registration Systems, Inc. As Nominee For Finance America,Llc, Dba Finam, Llc Assignee: Lasalle Bank National Association, As Trustee For The Registered Holders Of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass- Through Certificates, Series 2005-1 t Date of Assignment: 12121/2007 Recorded Date: 01/22/2008 Instrument#: 200802132 Assignor: Lasalle Bank National Association, As Trustee For The Registered Holders Of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass- Through Certificates, Series 2005-1 Assignee: Wilmington Trust Company,. solely. in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Date of Assignment: 9/112010 Recorded Date: 9120/2010 Instrument ?: 201026169 2. Upon information and belief Defendant(s) and/or their predecessor: John Mayernick and Carrie Mayernick (hereinafter 'Defendants"), are the owners of propem' located at 1107 Shannon Ln, Carlisle, PA 17013 , by virtue of Deed dated 11/02/2004 and recorded 11/23/2004 in Official Records Book 266 at Page 1877 of the Public Records of Cumberland County, Pennsylvania (hereinafter the "Property"). I On 11/05/2004, Defendant(s) and/or their predecessor: John Mayernick and Carrie Mayernick promised to pay to the order of Finance America, LLC, dba Finam, LLC , the principal sum of S 170,000.00 payable with interest thereon provided in the Note. 4. By Mortgage dated 11/05/2004 , Defendant(s) and/or their predecessor: John Mayernick and Carrie Mayerniek to secure the Note, mortgaged to Mortgage Electronic Registration Systems Inc., As Nominee For Finance America, LLC, dba Finam, LLC, the Property which is the subject of this action. The Mortgage was recorded on 11/23/2004 in Official Records Book 1888 at Page 4446 . Said Mortgage is incorporated herein by referenced in accordance with Pa.R.C.P 1019(x). A legal description of the mortgage premises is attached hereto and made a part hereof. Said mortgage is in default in that the payment due 05/01/2010, and all subsequent payments have not been made, and by its terms, upon breach and failure to cure said breach after notice. all sums secured by said Mortgage. together with the other charges authorized by said Mortgage and itemized below. shall be immediately due. After demand, the Defendant(s) continues to fail or refused to comply with the terms of the Mortgage as follows: (a) By failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) By failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage or modification agreement as of the date stated below Unpaid Principal Balance $163,376.14 Accumulated Interest $23,665.71 Accumulated Late Charges $190.23 Escrow Deficit/(Reserve) $8,402.63 Other Suspense Balance $-1,364.99 Title Report Fee $300.00 Property Inspections $130.00 Property Valuation Fee - BPO $1,098.00 Attorney Fee $1,300.00 Grand Total $217,097.72 The above figures are calculated as of 04/09/2012: The interest rate is subject to adjustment if more fully described as such in the note and mortgage. The interest rate on the subject note is at 6.50000 %. The per diem interest accruing on this debt is 531.84 and that sum should be added each day after the above date. The late charge is subject to adjustment if more fully described as such in the note and mortgage. The late charge rate on the subject note should be added in accordance to the terms of the note and mortgage charged monthly at $63.41. 7. Breach letters have been sent to Defendant(s) in accordance with the requirements of the subject mortgage and/or The Pennsylvania Act 6 of 1974 of the Commonwealth of Pennsylvania and. if applicable, Act 91 of 1953. Copies of the breach letters are attached hereto as Exhibit "A". WHEREFORV, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $217,097.72 plus ongoing interest, costs and attorneys fees and for sale of the Mortgaged premises. i9 UDREN LAW OFFICES, P.C. BY: PA1 . BELUNO, ESQUIRE ' PA ID 309091 VERIFICATION 't The undersigned states that he/sue is authorized to make this verification on behalf of the Plaintiff, and that the facts set forth in the foregoing pleading are true and correct to the best of the information and belief?of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: f , , ' ?- ! . L.Wedon Name: Title: Company: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 by Its Attorney In Fact Ocwen Loan Servicing, LLC MJli r: 10080859 CASE #: 10080859-1 f? 66 OR 6" Tom aft% pp 'fi AdNW4 jM rsy.< SCMUMULCC p f. Them tj`atl l+ lined to it as Caimwnam m dwerbadas tti . - A t, AL.. THAT CERTAIN V= of !Od SkOIN in tie ftwmO Of Cwhole, CCU*. PA b" The i iidamis Ph=* Z. Lct tk, ice, w s w m on a FWn wd*W "T-rc t`EW*=* rwW r*vWw Ptan, fstmat 1, Smebw t ow JwLqw Z. 'fem, by P 'iwm EV*W tr.: s Wit. 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AL7N S a ( 8BM4&4 StewartTrseC3usrartty.Company ' Commitmert, Number: 2004100106M scHEDuLE c PROPERTY DESCf2iP' ON The mm referred to in this Comm is described as fodovus: i ALL THAT CERTAIN tract of land altuakud in the Borough of Cart", l,Cumberand 0ow1>y, PA being The Highlands. Phase 3. Lot No. 68, as show on a Won isrood " Tne I4tl Wd$.Fina1 Subdivision Pin, Phase 3, Section One" dieted January 21, 1997, by ParotTatre Engineering. Inc- Istate College, PA, recorded in Plan Book 79, Page 103, being bounded and described as follows BEGINNING at an Iron pin, being a southerly corner of Lot No: 67, and lying in a northerly right of way line of Shannon Lane (80 toot right of wait thenoa aiortg staid 6* of way, along a carve io the tat having 8 chord betarshg of South 86 degrees 47 rNm tes 02 seconds Wast, a d-ad dstsa ce of 16.27 feet, it radius of 430.00 feet, and an are distance of 1827 fact to a poird, manes cwthtwV along said right of way, South 85 degrees 42 minims 00 soconda West, 65.73 feet to an Iron pin, lying along sails right of way, South 85 degrees 42 minutes OD seconds Wast, e5 73 Best to an iron ptrr, V ft Song said right r? way and bdrr an esawly corner of Lot No. 68: thence along said Lot, North 04 degrees 18 minules 00 sedxmds West 105.001est to an lion pin, be" a nortftarty comor of said Lot and tying in a southerly one of Lot No. 62 thence, along said Lot and along Lot No_ 83, North 85 degrees 42 minutes 00 seconds Esst, 82M tact to an iron pin, lying 8kang Lot No. 83 aruj being a weahedy corner of Lot No. e, thence "no sect Lot, South 04 degaxs 18 minutes 00 ssoonds East, 105.34 feat to an iron pin, bektg the place of BEGINNING. CONTAIMNG 0.196 acre, BEING known acid numbered as 1107 Shannon Lane, Carlisle, PA 17013. Lot Na 651s subject to a 10 foot wide UMAY eWOff=t along VM slreetfrnrdage. UNDER AND SUBJECT to the toftow g building and use restrtthons: No buWmg, inoludsnq horse, gat'atW °r a meMOry struch re dr addttons thereto, as wed as endaernai kghtsna fumares shall be erected, plaoed, or aueted on firs W until the build ft Pisan, ins and plot plan sho *V the location of such building and fldahed OWN(dons have beef{ approved In wrung as ip oontormlty and harmony of external design with the Magri soleme of the mkdhrWjm and with exf,Wfalg WuMures in the subdivision, and as to location of the WAlding wino respect' to wpogratpl'ty and fslished ground elevation, by gramoas or Vw designee. Gnat rs may reject df approve such pans lior any reason whatsoever and sun, rejedion or approval shed be final and ehad not be appealable in law or to equity. Provided turt1w that no dwelling shall be erected on 0% tat containing less than 1.900 square foot of froor space, mcluuave of padres (finhhed err dtntinisthed} basements, attics and. garages. And further, no tthaGle homes or modular homes sr? be permittaj on this lot in the eved wantoa w their designee fat to approve or disapprove such deep an,. location within a tmlty (M dws after said plans end, VA? not DO reMNOd W this Covermnt WM be deeriod to have ben f y have been submitted ?plieo with to ttrerr? st?h ?prova; The oefintion of the leans -building" and "acomsory struchn°" as used? herein, snail be construed to incude temporary as well as permanent structures including, but not Win tad w sheds, treehouses, pwounwes, gue=, lawn omamenrs ems free-standing lighting, provided furtner, that all residence plans shat naude at beast four (4) shade trees (with a mwnum caliper stns of 2) and adeQuate shrubbery. Further, owner shall complete the lmdseaptng within nirwty (90) days of completion of the residence. Building and plans and 1andaC3Pn9 Plans, ins required hereunder, shaft be atmmitted m S & A, Custom BUM, ALTA COMWAMOM (2M411001,00D $. PM20n4'WOeoWJU) schKk E i i 14A Fbw . C?d.t+taaLwrY }°?jt'f: ? 71:Sd9?S°s# 3F+3e r 3?: cm to 7t '1307 , Ckfik P- In 13 LtAn f he! Ada: I 1 an 3 auc . €wak6-"'. Ate 1011 t1?tsOxamma usU ika jk debt mg par a. tee; `-~---- my J* bud (ft tim pk , [_ 1_ ync AI'PMIX ACT 91 ct TJkn -ACFION TO SAVE YOUR HOME FROM REcsm 'A 0' ( ADWNT 1:S ` W NorMCA?'C?!'?', ?,tGA Tick ? ? Id)1 A' RL CJ,+t??r[t r. , V AMA H G MAAr was, LL-IMA 7X) A MA, ?xM AdMt,dt ?; "A-bO 'M*MID?ii"I? WS ? ! Efl'?1 "? Ci PCt,? I tel. ,?4L t I `• I "! C; ?P p ?: IC" ' OAOR GAS SMA='+T+ {f , ICIK 1!O.X .Ar-(-r Vo. C'-rrie M+rmfk 1127om 4Q,42I low Ok T111 i1C Qi aY}r to to&" sr+ i l#1113M Oiti to, r6w Ir ds tt vctlaty"L{:t_ _ ?6k o. r rn tlGrt?Ci. F3or i'1 110MEOW-n EMYRn kcy MmTc'AGE STANCE PROGRkM 1?' YOU 011 Y ITB `lljl6 f`WV IrtS OF IW ".OWWqI-aXS tMEWVCV MO&rr ASSMAMaEll Y ONDYOM t'N?lhiTlux" WY'OUMEETQT M '7 1" I)BY Er Jr rwt1,• ?ts+-140 MAM at Otti>?r Lft-mobab v, yevr vents. to lr 6miuie Ow 1.?e+oa r " .?[4 l[= ° IlW r MOTMUk jS 0 rlifitn4+ for 46* nmmmo* act ia?th W, rr14 ag the O"'N g tmlw iPU#Ne vSfh O XbO a tM BKWCOf yt*r tom.) if "N krw Wkdatkd rtre to&irje 16 l oOre this w*btan vilb thM O k" 3O+ T-- Ibc rkxbi "0.FA,Y wile BC*l wear tILO Remewmrs XMCYFaCa WWMf AmiSU4te Prepas. TS +tk to, y. IDtst f?l wtt jWn --si ale A?+ruwoer'r am,w??.. m F ner" AMICat>itett ,41i Mid the umpa Nl tR ivr cru ,macs ?esi ez taa? mr d" Itatim t; sly it Mmuc t2rtim nmwwi'vr14 *vr- w-- aPP64-*Lmm imime at'opz'armtt tle vw us ae h nlltisi s t piet •pPk-6+2 a tba ft r? RCS Att-mv, VOAr 14J ' bt pmhoarked lw t6rtr00) Asymo iar tei-QOwe Mod YOU, = MZ W 9YPLKA7Ti PlROMM'T. IF YVLI FrAtL. M DO 0 IF Y+t tT It* FOLL Ov IR T3t+M PLXX)t^, SE7 POM M firr FOVjt' .Y P Bfa At^.,t?11Ft r VOM I ?& fNiCAUDIATF-TV A VOM -APP CAM' TIft *OI€TiTt: AUL 1 'ISrANIM Ii41I.L 1 h7C='? 4=M A.*2 bbr hApda fur mespon' vi2rtp= wwWA" axe Vtl-( k]pj T"aty, by 6itbtvMg We ` Mkrt6t 41*Why ittet bW br the Am Ttrr i?eruss h a?mn (? - ?} ter x m wake ¦ 'n+s=+?it Ni?gum ^MV lz0 loll {6v damm s tt rm" ;rmr app fimbm ftartW thwr_ gD rgr ,re pvcv#eduls will kit pu"-Irj tAirs[ y-w it you hm?. w!l ta* Uas reqwL-*umwu ma Aur b ilmWe. IOU Waj err ¦3tifieri d.Ewti t» thr Pc=uly wY "j" iffier Floc Agm-y of its ft4bitm so Ytatr wWk0if m. T '?IE: 1 Y#1[' *RR. f'i?gR 'rl,-y PRO=M A TRt P1LUN6 OF A PLTM, ON IN BJkAE?IdU?j TM FOLLOVkTMtl fART OF MIS ?'t)T,# `. IS LNIVRM&UOI? 3"[Ytll INFS tWLV AOND, SnOLLd3 NO Of C[,% MTXZ,'> A AN AT TEMPI TO COLLZrr M DIET', lit` ?? lurrc I?xd imp g9? loll Y?vl!M' 1fiT ?It ?t1 ?L t. szrnr,??? _.. ,... bt C*Jll i pF II fraft it drat cabuss r *nm n 4r valet tigb ANY mifw m p abte•s#ed ri, it w" for tit pvamw- S ku*d t SIT f(#q Apl-n _ U you Ow IWcog, of Jim oar I'mRdk OftiaMilag K---T m p a9 tis tk r my mull, h* AtE m, alkiw Y for fifty ) 00" after W dint t7( aw 1 -WV=T, LIr d{yytilz s'i• i.iTr?1F it'4'Lfi_of+'y6fe,-7 com L!?A 1 1F T E Y jjmj =MACH dtkx ] by dhow Lai. , t:ratl,isip, PA 1 nX3-BiU der onr?rr pfVp" ftaxl r C3t1? 0 ' "Iall AU-T bit; YOU KA NOT MALT, MOMMY XQORTGAGL rAVMi r wed ¦0* "a our- ?€ arRi tArp 01, 28rx ............... $010 F.xcrru....... ,..,.... ...: UMM$M PurAv 111,46 TOTAL EI.00 2 7 iqu My ?'* 'AL i7?t'f` P 'S'CI vw .!'? ?t? ? tf gut ex it!" P,?x?AJ!?11 LIM ?C?? i Cd r wu= z3 W6991- , t AMT TOAa I DM Vii, TM Tan UM j,,ky P9 is M_ CICWEN CA375 L 9 AM4 IL Sitii^. y this'NoIxt, khr If ie rr t ?s s K dcMaJ.Z w?nit TMTY rk? DAYS a6 tip Ai/it nT u & A? tw offmaug M&tm drtkk t - kw cxAAtis;diz ;d ihw @ l?atA' kdY zrr3 vgu RmY k be ckadww it, :bid the ¦ac,r p m If fdI Wye C [ht wai Uff" im plait dtGis W M& waif mm. Whm 0 AAA *rqr hS ? tV t TIMn P40 DAYS, for ae tr dw.1 Ehe Stier twim vamp a t* jnly ti! tea ?Y• inWt con 1 Olt ftE91r -Mol"Up MOW a? ncd ky h Am4 if if Gad S6dtlBt. AI*• MIrwr 0* &ft b* s faew - -- -- - AJ Alba isA` o& Air rsou"It A+3. ty oft ire k r, rim imftr Bar .4., taA er wrr#rlt?w/?r P*'--ay !sr ti Rtmok W=1061 Iw3 Aie* aaratl?a?s, wr.v,wifi c?...au.. uw r?.. a.._. ___ .. „ ! 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( r , Your 'mm 13, 'Ivr Tiff, I EE1 1 [7 ' A j`el j'WM RAW 719= (3) OS, IN yA[ MAIX yt* i To T TEM 0(x rMJfRCL Off' A bMI&LIT IN .-VY',VEXM.GSUkj VXQCEMpgG i3' CrrHrk ART ?, Tt t~ " You EL I S YE WV,%CAY RA V F TO SUCH ACTX)K Ily DR LVMIV is mom- jsla LR tF L iUtl?bt[9f #1 #tL : 8 w . ' ?y d+nvlilGc ?Kq¢siac?,p? 4x rar: 1>? f ?I{ ?RsRi rfJ W??? au aim 3uwaW RYe1i?F`a?+ °' wwwsw+?,?ri pnw MAdittw. bride ?*.WkbD Y M7%mAm l ttmw-A rmy f P. ,, on falwrtker ! Mqm" F •. W?PYYwF1?IL? ''..??. ?kiFe+A'? f1 i?illiygw 4MMI w. am Ne OOM ar AM -+f.?.4t£gewrwsa M. -11.4001.1-11 i ...m s:xaevar bmfa..?,.;?,rr. IhfF\.ltiiirl N?1#1i ?i ' ? ff?f fjaas ry If?i?rL fA !!!1! *Il iC// i4.?q la ?il&F5N 1y.y.s. * mmb4 Aw? - :Qmb- %?L w,. t. ? ?m n nfr.. "? Fi7 i7J?1 MR 4w ifuf? Y fL'?y w1. -Am fflg --------------------- i I AA w•1 ?+Mrrar.?.... .i.. r•??wr..i` PA. Ift .z W7:ac?lep;r, w•raar?a _:Y?+?iwwr?. lito 1r..twx?w. Etu? .., 77 ? VVW AWI IW ¦ Imm aLA 1?1-j LILY !w v ? rw.?M ?t?inpt?;?p ,mss M, wr rr: ¦M Yep i• K.ItihY•l?ua rAAe :O1Wff1%S?6 % f?.iLi?a PFtiR ? 'libwl'!M ?6 'tit 7A gtt+ lk D ow k ow r HIM p, I i ptxbc rr FYI `utialiS{A71 ;? ?? _ ?E'?ILLKW 1ti11. R6G??f ¦I.fiL SM4 NN.`' ?' Syr 6M `,dEiYl?'YI'?fL, r I Ymft* i n ?:fi?S ??q ?Y"'t a?)F1l fI M+MYi I r Mt I}r , , t 4 s4 twr - t lab W"MW t?+OW i AWN -no-,3. Wft 4.17 i uaa ? j ?+Ma t -1 Ra"r:- r . sift ?"' wee N r:apr ? ?? '">Xf Ojai FF't ?. r{. JiL+ bM?Ael? as atw t c? rbt Mtrr ! ?t?..t?r oe3 UDREN LAW OFFICES P.C. ATTORNEY FOR PLAINTIFF 7 III WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 pleadings ,udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset CIVIL DIVISION Investment Loan Trust, 2005-1 Cumberland County Plaintiff V. Carrie Mayernick John Mayernick € NO. 10-5937 Defendants CERTIFICATE OF SERVICE I, Paige M. Bellino, Esquire, hereby certify that I have served true and correct copies of the Plaintiffs Motion for Leave to File an Amended Complaint in Mortgage Foreclosure upon the following person(s) named herein at their last known address or their attorney of record. xxxxxx Regular First Class Mail _Date Served: May s. J 2012 TO: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 Defendant John Mayemick 1107 Shannon Lane Carlisle, PA 17013 Defendant UDREN LAW OFFICES, P.C. By: Atto ey fo laintiff PAIGE M. SELUNO, ESQUIRE PA ID 309091 UDREN LAW OFFICES, P.C. BY: STUART WINNEG, ESQUIRE- ID #45362 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadinP_s()udren.com ATTORNEY FOR PLAINTIFF Wilmington Trust Company, solely in its € COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset CIVIL DIVISION Investment Loan Trust, 2005-1 Cumberland County Plaintiff V. Carrie Mayernick John Mayernick NO. 10-5937 Defendants cn -?° r CERTIFICATION OF CONCURRENCE/NON-CONCURRENCE 1, Paige M. Bellino, Esquire, Attorney for Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1, hereby certify that on May 11, 2012, I served or caused to be served a true and correct copy of the within Motion for Leave To Amend Complaint and the proposed Order by pre-paid first class regular mail along with a request to the other parties to provide their concurrence or non-concurrence. The Concurrence/Non-Concurrence response deadline was May 21, 2012, and, as of May 22, 2012, the other parties have not responded- to the-inquiry concerning concurrence. UDR AW OFFICES, BY. Attorney for intiff PAIGE ?. SELLINO, ESQUIRE PA ID 309091 S UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(&udren.com Wilmington Trust Company, solely in its € COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset : CIVIL DIVISION Investment Loan Trust, 2005-1 € Cumberland County co rn C- Plaintiff NO. 10-5937 V. Carrie Mayernick John Mayernick Defendants ` RULE TO SHOW CAUSE AND NOW, this -?IAtday of , 2012 upon consideration of the foregoing Petition, it is hereby ORDE ED that: 1. A Rule is issued upon the Respondent to show cause why the Petitioner is not entitled to relief requested; _ 2. The Respondent may file an Answer to the Petition on or before,/,4,W Q ' 3. The Petition shall-be decided under Pennsylvania Rule of Civil Pr=ocedure 206.7; 44,1 in 6. Notice of the entry of this Order shall be provided to all parties by the Petitioner. BY THE COURT: J. Wre, Lau) 0)-W-'ces (!OFy ,died R/4v UDREN LAW OFFICES, P.C. `ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER, job? 111 WOODCREST ROAD, SUITE 31_1[i I ??' CHERRY HILL, NJ 08003-3620 ; UMBERL AND COUNT 856-669-5400 PENNSYLVANIA pleadings(&mdren.com Wilmington Trust Company, solely in its capacity as € COURT OF COMMON PLEAS Trustee for the Structured Asset Investment Loan Trust, CIVIL DIVISION 2005-1 = Cumberland COUNT' { Plaintiff i v. Carrie Mayernick ' John Mayernick No. 10-5937 Defendants The undersigned attorney hereby certifies that I have served or caused to and correct copies of the Rule to Show Cause with a Rule Returnable pate with regard to Plaintiff's Motion For Leave to Amend CoMplaint upon the person(s) named herein at their last known address or their attorney of record. xxxxxxx Regular First Class Mail Date Served: June 11 , 2012 TO: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 Defendant John Mayernick 1107 Shannon Lane Carlisle, PA 17013 Defendant UDRE AW OFFICES, P.C. C By: Attorney for intiff v MiGE M. BELLING, ESQUIR? served true e--' WILMINGTON TRUST : IN THE COURT OF COMMON PLEAS OF COMPANY, solely in its capacity : CUMBERLAND COUNTY, PENNSYLVANIA as Trustee for the Structured Asset Investment Loan Trust, 2005-1, Plaintiff V. CARRIE MAYERNICK and JOHN MAYERNICK, Defendants : CIVIL ACTION - LAW : NO. 10-5937 CIVIL TERM IN RE: MOTION TO MAKE RULE ABSOLUTE ORDER OF COURT AND NOW, this 13`x' day of July, 2012, upon consideration of Plaintiffs for Leave To File an Amended Complaint in Mortgage Foreclosure, and a Rule been issued by this Court on May 31, 2012, and no answer to the Rule having been by Defendants, it is hereby ordered and directed as follows: PLAINTIFF is granted leave to file its Amended Complaint in Foreclosure; and IT IS FURTHER ORDERED that the Complaint, except as so amended, shall all other respects, remain unchanged and as filed. BY THE COURT, C-) c Paige M. Bellino, Esq. Udren Law Offices, P.C. Woodcrest Corporate Center 111 Road, Suite 200 Cherry Hill, NJ 08003 Attorney for Plaintiff Q -u MW N C- Christyl L. Peck, J. ? , < W zC C 1V -e lv C'3 John Mayernick V Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 Defendants, pro Se :rc ?C,l0S r'1, UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 C 1• T?? L P I? u RNEY FOR PLAINTIFF 2q12 J1'.1 24 A' !.,• r Cum? R-P ND COUNTY F'L ;Yt.VH?% Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road, #100 West Palm Beach, FL 33409 Plaintiff V. CARRIE MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013 JOHN MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013-4908 Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County NO. 10-5937 AMENDED COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in t: following pages, you must take action within twenty (20) days after this Complaint and Noti are served, by entering a written appearance personally or by attorney and filing in writing wi the Court your defenses or objections to the claims set forth against you. You are warned that you fail to do so the case may proceed without you and a judgment may be entered against yl by the Court without further notice for any money claimed in the Complaint or for any oth claim or relief requested by the Plaintiff. You may lose money or property or other rigi important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NO, HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOM THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING j LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MA` BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THA' MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE Ol NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuest? en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanc y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a fav, del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Ust( puede perder dinero o sus propiedades a otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIEN] ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIC VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUY, DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE S: PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pa 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. I you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written reques within the 30 day period, we will provide you with the name and address of the origina creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will ceas collection of your debt, or any disputed portion of it, until we obtain the information tha is required and mail it to you. Once we have mailed to you the required information, w will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached documen is an attempt to collect a debt, and any information obtained will be used for that purpose. LIDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the entity designated in the caption on a preceding page. Plaintiff is they legal holder of the Mortgage that is the subject of this Action. Plaintiff is either they current mortgagee of record, is the legal holder of the Mortgage by virtue of bein successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assignment of Mortgage. If Plaintiff is the legal holder of t Mortgage by virtue of Assignment of Mortgage, it is by the following Assignments Mortgage, all of which have either been recorded or Plaintiff is in the process formalizing the actual Assignment of Mortgage in Plaintiff s favor: Assignor: Mortgage Electronic Registration Systems, Inc. As Nominee For Finance America,Llc, Dba Finam, Llc Assignee: Lasalle Bank National Association, As Trustee For The Registered Holders Of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Through Certificates, Series 2005-1 Date of Assignment: 12/21/2007 Recorded Date: 01/22/2008 Instrument#: 200802132 Assignor: Lasalle Bank National Association, As Trustee For The Registered Holders Of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage R Through Certificates, Series 2005-1 Assignee: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Date of Assignment: 9/1/2010 Recorded Date: 9/20/2010 Instrument #: 201026169 2. Upon information and belief Defendant(s) and/or their predecessor: John Mayernick and Carrie Mayernick (hereinafter "Defendants"), are the owners of property located at 1107 Shannon Ln, Carlisle, PA 17013, by virtue of Deed dated 11/02/2004 and recorded 11/23/2004 in Official Records Book 266 at Page 1877 of the Public Records of Cumberland County,', Pennsylvania (hereinafter the "Property"). 3. On 11/05/2004, Defendant(s) and/or their predecessor: John Mayernick and Carrie Mayernick promised to pay to the order of Finance America, LLC, dba Finam, LLC , the principal sum of $ 170,000.00 payable with interest thereon provided in the Note. 4. By Mortgage dated 11/05/2004, Defendant(s) and/or their predecessor: John Mayernick and Carrie Mayernick to secure the Note, mortgaged to Mortgage Electronic Registration Systems As Nominee For Finance America, LLC, dba Finam, LLC, the Property which is the subject of this action. The Mortgage was recorded on 11/23/2004 in Official Records Book 1888 at Page 4446. Said Mortgage is incorporated herein by referenced in accordance with Pa.R.C.P 1019(g). A legal description of the mortgage premises is attached hereto and made a part hereof. 5. Said mortgage is in default in that the payment due 05/01/2010, and all subsequent payments have not been made, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with the other charges authorized by said Mortgage and itemized below, shall be immediately due. 6. After demand, the Defendant(s) continues to fail or refused to comply with the terms the Mortgage as follows: (a) By failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) By failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage or modification agreement as of the date stated below Unpaid Principal Balance Accumulated Interest Accumulated Late Charges Escrow Deficit/(Reserve) Other suspense Balance Title Report Fee Property Inspections Property Valuation Fee - BPO Attorney Fee Grand Total The above figures are calculated as of 04/09/2012: $183,376.14 $23,665.71 $190.23 $8,402.63 $-1,364.99 $300.00 $130.00 $1,098.00 $1,300.00 $217,097.72 The interest rate is subject to adjustment if more fully described as such in the note mortgage. The interest rate on the subject note is at 6.50000 %. The per diem interest on this debt is $31.84 and that sum should be added each day after the above date. The late charge is subject to adjustment if more fully described as such in the note and mortgage. The late charge rate on the subject note should be added in accordance to the terms the note and mortgage charged monthly at $63.41. 7. Breach letters have been sent to Defendant(s) in accordance with the requirements the subject mortgage and/or The Pennsylvania Act 6 of 1974 of the Commonwealth of Pennsylvania and, if applicable, Act 91 of 1983. Copies of the breach letters are attached hereto as Exhibit "A". WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $217,097.72 plus ongoing interest, costs and attorneys fees and for sale of the Mortgaged premises. UDREN-IAW OFFICES, P.C. BY: M. BF jiRE PA ID 3UyW91 VERIFICATION The undersigned states that he/sh is authorized to make this verification on behalf of Plaintiff, and that the facts set forth in the foregoing pleading are true and correct to the best the information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. 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No bow or a iia mi mhkbs" to psm"d to to p on a perm or mvo* I 00 aRy tu" or rok in IWMphial da dam of in Im &how " gF No 14 C M1ft bli of prig 111OMDf Ie f?i, !1p 11 3Nt?l M t!PlMii Qr1 IOf WIm1w"O apps of SWOM ft 1-Ieai 1ud kkr, b w me hobo" w1 be p*"*Sd h Me IM* yard Weer Mey gpy hrAc f" twit dt haW 15. ka 1!qtAMd P4AAft"ft eacfaM#* to ir"W SWWIA" 4*0W to Ihm UoVu ' ;n 1t. le"Irrdil -a, Am r woum rrruel be oq nuvo ad uft apprwW mom t odumw mamume, AILTA a $?AD?t1O0'1?,NlRt?i 1? t?? 188Mh Ctlttf?fAi liu?ir 19?'? ', 1r rlli? R{ Ir i 0 t W, IMDCIGO-1 M 0e Phow ??. ? X00 ?r nod ? tliil krt ? b? 0 N?? 1 OL 11o 0 iown" on du lot mW br pwoW DOWM s1W OWNM SM WO 1006 to 0" RK, 20, Tm doAIwq be p¦ad +rA argto* ior ms0hmL r bn i&mromed bbl GmWb to Room ,of sfCxkb? x? 94888164464 too's Stmwd Title, Guara*.Co rgWM ` Number 2DD4100106M SCHED1>LE C pROpeW DESCRIPTION The iend referred to in this Cwwft net is described eo blows: ALL THAT CERTAMI tract of land shoaled In to Borough ??`',?!!.? Pp 3, -rm Highlands, Phase 3Lot No. w as sh wn on a plan stilted l iptdsi?hds Section One" doted Jwxmy 21, 1697, by PemTstra EnpiroedM inc.. ISlale Collspo, PA, mwrded in Plan Soak 19, Page 109, bang bounded and described as 1ORW t BEGINNING at an iron pin, being a southerly ocrnor of trot No. 67, and tXft in a rathedy right of wept line of Stha wfw Lem 00 foot dpht of weyx then oa sloop said right of way, sIOM a curve io the tat having s chord betting of South 05 dgwwM 47 fnlnutae 02 sooads Wet. a lord d of 16.27 test, a radius of 430.00 fast. and an oho distance of 16,27 feat In a Pr>irit: thwtca orntilmiap Mori said d W of way, South e5 depress 42 n*PAes 00 seconds West, (x.73 isat b an itch Pin, lying along $0 right of way, South 85 degrees 42. said d(M1t why and being an sasteely corner of No In rth an 04 depose 118 a as OD smapda West 105.00 last to an iron pin, et Na 69 miwle 69: town noown viong said tN d L 73test bb mot o,?,p a nortwty aorrhrr or sea L of and lying in a soutlegy Let N a • iherxc. akwhp aafd M and along tot N0.93, Nori1 e6 depress 42 mWx*w 00 taoahds East, 62.00 Not to trop piN Nag WwQ being a weWerly corner of Lot No. 67; roe? tok S M 0 .t rose IS minutes 00 seconds East. 105.31 feet loan iron pin. belt the piacb BEING wow n and numbered as 1107 Sharxhon Lars, Cadbis, PA 17013. Lot No, 66 is subbed to a 10 foot wide udity easement awnp ill shseN frontage. UNDER AND Sl18JECT to the kdowing building and use restrictions- 1. No bulk M Irda ire house, garage or, saoessory structure or additions thereto, as wet so w *WW khhrQ tbdures anal be steeled, placed, or meted on tMs hot wd the widi?i; Plam womloswo end Piet Plan shmft the location of such builft; and rsdehod sievatlons htms beehl approved in wrtrirhp as to Contarmty and haaaotry of external design with to deep sahhenre of the ab*vheron and with existing st cures inn the subdivision, end as to location of the bhlidhng wMh teeper r d such oppium such pions Ifor , mason Pro tdvided ofurther that vef r and no grantors or their designee. Grartws may mod or rojerrion or apprwN shall be find and " not be appeatabls in law 4r In equiv. dwa ft shall be ended on this lot contehning Isis then 1.900 *Wmof f1w apace, wousive of parches (finished of adi**W) basements, wire and. ON And %ftsr, no wvn or raspr nwdWw rnm s be pegrttlsd an twit laL In the sweet gfantafa or.# iC dedpnes thto 9* en ? prove s h des sign and an i location within a #&V (30) days agar sold plans and spocifcatkms v+ill not be regeirad end this Covered will be downed to have boon A* o?,pftd 11h. The defindon of the tarms "bukdMhp" arhd "acoowM a UaW as wo heron. shall to consimed to ahdude temnomy as well as paanashent sbuchOw including. but not to sheds. U"houses, t , gamobpa, Iswa omemerds and be*-dondlng; Noft P Mad further, that al reaidence plane chat Include at Newt four th0) sh*de, e h*hdeca m (wKh kmu (60) caaw Ow of 3') end Kwmote shrubbery. Further, owner complete completion of the residence. Bunldng and pions and landscaping Plans, as required hereunder, rJai be sebmitted b S & A Unli to Buit A LTA Ca w mheet I t0otoaass rr!nnao4+onteoss+s+T Y ?: i s, q OCM Or4ndo, Flores 31 11 (k'?ber ? ? fiCyY 14A ra* ?wtMeii CwdflW T110?,??5?; cmie MWORMA. 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T. - - t - ?. ?; ? ._ .: :: ? ?i 47 i FILED-OFFIGL Y f HE RROTHONOW)' UDREN LAW OFFICES, P.C. ATTORNEY FOR 111 WOODCREST ROAD, SUI7MIML 24 AM IO: 27 CHERRY HILL, NJ 08003 CUMBERLAND COUNTY 856-669-5400 PENNSYLVANIA pleadings(&,udren.com Wilmington Trust Company, solely in its = COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset CIVIL DIVISION Investment Loan Trust, 2005-1 Cumberland County Plaintiff V. Carrie Mayernick John Mayernick € NO. 10-5937 Defendants CERTIFICATE OF SERVICE 1, Paige M. Bellino, Esquire, hereby certify that I have served true and correct copies of the Plaintiffs Amended Complaint in Mortgage Foreclosure upon the following person(s) nam herein at their last known address or their attorney of record. xxxxxx Regular First Class Mail Date Served: July 23 , 2012 TO: Carrie Mayernick John Mayernick 1107 Shannon Lane 1107 Shannon Lane Carlisle, PA 17013 Carlisle, PA 17013 Defendant Defendant UDREN-LAW OFFICES, P.C. ?,- By: !) (3, A Attorney for P M. BELLINO, ESQUIRE PA ID 309091 IN THE COURT OF COMMON PLEAS FOR THE COUNTY OF CUMBERLAND Wilmington Trust Company et. al. Plaintiffs vs. John Mayernick and Carne Mayernick Defendants CIVIL ACTION NO: 10-5937 DEFENDANT'S ANSWER ~.. s. C c~ ~: W ~ ~ ~ c.~ -c io 1. Denied. After reasonable investigation Defendants are without knowledge or information sufficient to form a belief as to the truth of the averment and strict proof is demanded. 2. Admitted. 3. Denied in part and admitted in part. It is admitted that Defendants executed a on the property Located at 1107 Shannon Lane, Carlisle, PA on or about November 5, 2004. It is denied that they promised to pay to the order of Finance America, LLC, db FinAm, LLC. as Defendants are without knowledge or information sufficient to form a belief as to the truth of that portion of the averment and strict proof is demanded. 4. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averment and strict proof is demanded. 5. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averment and strict proof is demanded. 6. Denied. After reasonable investigation, Defendant is without knowledge or sufficient to form a belief as to the truth of the averment and strict proof is demanded. 7. Denied. Defendants have not received any notice in accordance with the requirements Act 6 of 1974 of the Commonwealth of Pennsylvania and strict proof is demanded.. WHEREFORE, for these reasons Defendant requests that the Court dismiss the Plaintiff's complaint at the Plaintiff s cost. The Mayernick Law Offices, LLC 1107 Shannon Ln Carlisle, PA 17013 717-609-7599 PA Attorney ID 88609 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 1661 Worthington Road, #100 West Palm Beach, FL 33409 Plaintiff CABBIE MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS ~~ „ ra ~_~ -~ ~ CIVIL DIVISION ~ rrr~ ~ . ~ f . Cumberland County ~~a ~' c~ ~ ~: t= MORTGAGE FORECLOSURE cn r'"' ~ ~ ~ ~..~-. .c ca ~,. ~ ~.., ~-c7 z o ~ - - __ car.. ~_~ NO. 10-5937 =" : { :~ ~ ~, JOHN MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013-4908 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s), CABBIE MAYERNICK; JOAN MAYERNICK; for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: FROM Unpaid Principal Balance Interest Per Complaint Additional Interest Late Charges Per Complaint Additional Late Charges Escrow Per Complaint Other Suspense Balance Title Report Fee Property Inspections Property Valuation Fee-BPO Attorney Fee Grand Total 04/10/2012 04/10/2012 TO 08/28/2012 08/28/2012 $183,376.14 $23,665.71 $4,489.44 $190.23 $317.05 $8,402.63 $-1,364.99 $300.00 $130.00 $1,098.00 1$ ,300.00 $221,904.21 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDREN L OF ICES, P.C. B Attorney for Plaintiff Katherine E. Knowlton, EsQ DAMAGES ARE REBY ASSESSED AS IND ED 31 DATE: PRO T MJU#: 10080859 CASE#: 10080859-1 '~ p,ri,~ bll.Q ~ ~1 ~.~-gag a- ~~ofi4~c~ lv ~ UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road, #100 West Palm Beach, FL 33409 Plaintiff v. CABBIE MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013 JOHN MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013-4908 Defendants} ATTORNEY ~Fi3R PLATN">C`IFF` COURT OF COMArION PLEAS CNIL DIVISION CUMBERLAND County NO. 10-5937 -~ rr .-: rrt~ ~ r~n ;~. ~~a -- r-' ~ `'r:~ ~ ~~ ~ 3~ ~ .c- " ~ ~ c ~~ . :~ ~~ ~ ~ .~~ ~~ ,' ~ •• Q .. ~ ---~ ~ ~ ;x, ~ -~:. AMENDED COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint. and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice far any money claimed in the Complaint or ..for any other claim or relief requested by the Plaintiff: You may lose money or property or other rights. important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. ~~ . SHERIFF'S OFFICE OF CUIVIBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~Q~~tix at ~t~rnb~~~~~4 ~,~ ~a~~c~ ~~~ s~p~r~ Wilmington Trust Company vs. John Mayemick, IV (et al.) Case Number 2010-5937 SHERIFF'S RETURN OF SERVICE 09!21!2010 04:43 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on September 21, 2010 at 1643 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: John Mayemick 1V, by making known unta himself personally, at 1107 Shannon Lane, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true and correct copy of the same. ~~ _,('' /~~_ J, _ NOAH CLINE, DEPUTY 09/21/2010 04:43 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on September 21, 2010 at 1643 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Came Mayerick, by making known unto John Mayemick IV, Husband of defendant at 1107 Shannon Lane, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personalty the said true and correct copy of the same. ~~r;_~~ NOAH CLINE, DEPUTY SHERIFF COST: $49.84 September 22, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-6G9-5400 __. Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CABBIE MAYERNICK, 30HN MAYERNICK Defendant(s) TO: CABBIE MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013 Date of Notice: August 14, 2012 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO.10-5937 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FII.E IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIltING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT .MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMING DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN 5U CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IIvIPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE Si USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARR, TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, TIIIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDRE ~ OFFICES, PC. BY: Attorney for Plaintiff Sherri J. Braunstein, Esquire PA ID 90675 Woodcrest Corporate Center 111 Wood.erest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 MJU#: 10080859 CASE#: 10080859-1 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-6G9-5400 Wilmington Trust Company, solely in its ~ COURT OF COMMON PLEAS capacity as Trustee for the Structured I CIVIL, DIVISION Asset Investment Loan Trust, 2005-1 ~ Cumberland County Plaintiff v. !MORTGAGE FORECLOSURE CABBIE MAYERNICK, 30HN ~ MAYERNICK NO. 10.5937 Defendant{s) TO: JOHN MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013-4908 Date of Notice: August I4, 20I 2 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA PORNO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMING DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPAR.ARECER USTED EN CORTE O ESCUCHAR PREUBA ALGL'NA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IlvIPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Sar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LART FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UD OFFICES, PC. BY: Attorney far Plaintiff Sherri J. Braunstein, Esquire PA ID 30675 Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 _, MJU#: 10080859 CASE#: 10080859-1 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. Carrie Mayernick John Mayernick Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 AFFIDAVIT OF NON-MILTTARY SERVICE UNDER Pa.R.C.P 76 THE UNDERSIGNED states based upon a search of the Department of Defense Manpower Data Center for the Defendant(s), that the Defendant(s), CABBIE MAYERNICK, JOHN MAYERNICK, who/each of whom is over 18 years of age is/are not in active military service as defined in the Servicemembers' Civil Relief Act. The Military Status Report(s) is/are attached hereto as Exhibit "A". The Affiant lacks sufficient information to be able to determine whether any other Defendants in this action are in active military service because Plaintiff cannot provide date(s) of birth and/or Social Security number(s) for said Defendant(s) to enable a search. This statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. .. ~~' 1-- . Attorney for Plainti wq~erine E. Knowlton. Esq PA ID 311713 MN#: 10080859 CASE#: 10080859-1 Department of Defense Manpower Data Center a3~ciilA ~~lSt1~ f0 ~CrV~C~ilCai~lCis ~l~ ~~~ AC't Last Name: MAYERNICK First Name: CARRIE Middle Name: Active Duty Status As Of: Aug-28-2012 Results as of :Aug-28-2012 10:45:42 SCRA 2.3 On Active Duty On Active Duty Status Dale Acme Duty Start Dais AtxiveDuty End Date Status NA NA iVo NA This response reflecb fhe hMivlduals' adNe duly s1aWS based on the Actlve Duty Status Date tin Active ~ wttnh, 367 Deye of Active Duty Stasra Date AGlve Duty Start Date Active Duty End Dete Blears $9ryiee ~po~nt NA NA - No NA This response reflects where the indMdual left active..cW1y-status wNhin 367 days preceding the Active DulyrltatllS Date The Ydemtier or HielHer Unit Was hktlflad da FuGse Cas-ltp f4 Aethe Duty on Adhe Duty Status Date Ordeh tbn Strict Oefe Qrder Notiflcatlon End Dale ' Slaters Service Canponant NA NA No NA This response reflects whether the vrd'rvidual or hislher unfl has received early notlflcatlortto report for active duty Upon searching the data banks of the Department of Defense Manpower Data Canter, teased on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. r~,~. ,w.~-~a,~. Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on alive duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.millfaq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 5NVKVA03SG Department of Defense Manpower Data Center w7i~ P't14rt ~ ~GiV'fCC1ri~1.~i~lS tiVl~ ~~tl~f a~1.4"1 Last Name: MAYERNICK First Name: JOHN Middle Name: Active Duty Status As Of: Aug-28-2012 Results as of :Aug-28-2012 10:46:54 SCRA 2.3 On Actlve DuIY on,4eWe Otdy staffs D~ Ac We Dugs Start Dals Acfrve putt' End Date 31N~s Service Component NA NA No NA This response reflects the Individuals' adlve duly status based on the Active Duty Status Date Left Ac6He Duty Wtthtn3$7 Oat's of Active Duty Status Date AttiveDuty918rtDebe Aotiva Duly End Date Statue SetvkteComponent NA NA No NA This response reflects val~is fte Individual left active duty status wtttdn 367 days preceding the Active Choy Status Date l'!b Member or Hfehter Unit Was NWMetI d a'futise Cati-Up to Active Dtrtyon AdNe Duly Status Date Order Notlflcatian'Start.Date Omer Notllica8on End Data Status SerWceCornponsnt: NA NA 'No NA This resprxtse reflects whether the individual or his/her untt has receivedeeAy notlflcatbn b report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. ..~ Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporfing System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.miUfaq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may tie invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1 ). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and incudes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this cert~cate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an eroneous certificate to be provided. Certificate ID: IIBKDGUQKP WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 10-5937 Civil CIVIL ACTION - LAW TO THII. SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WILMINGTON TRUST COMPANY, SOLELY IN ITS CAPACITY AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2005-1 Plaintiff (s) From CARRIE MAYERNICK, JOHN MAYERNICK (l )' You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNIISHEE(S) as follows: and to motify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying ;any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If1property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $221,904.21 L.L.: $.50 Interest FROM 8/29/2012 TO DATE OF SALE DECEMBER 5, 2012 -ONGOING PER DIEM OF $31.841 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE - $3,152?.56 Atty's (Comm: % Due Prothy: $2.25 Atty Paid: $189.34 Other Costs: Plaintiff Paid: Date: $/30/2012 David D. B ell, Prothonota (Seal) Deputy REQLIBSTING PARTY: Name; KATHERINE E. KNOWLTON, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER, 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attortey for: PLAINTIFF Telephone: 856-669-5400 Suprejme Court ID No. 311713 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOOPCREST ROAD, SUITE 200 CHERRY . ILL. NJ 08003-3620 Wilming>on Trust Company, solely in its COURT OF COMMON PLEAS capacity #s Trustee for the Structured CIVIL DIVISION Asset Invfestment Loan Trust, 2005-1 Cumberland County Plaintiff V MORTGAGE FORECLOSURE . Carrie ayernick r n, ? z? C a- r ) ; John M ernick NO. 10-5937 r p w o , Defendant(s) TTY 3% PRAECIPE TO ISSUE WRIT OF EXECUTION .,? ? TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due Interest From 8/29/2012 to Date of Sale December 5, 2012 Ongoing Per Diem of $31.84 to actual date of sale including if sale is held at a later date (Costs to be added) $ 221,904.21 $ 3,152.16 UDREN LAW OFFICES, P.C. BY' c A orney for Plaintiff Katherine E. Knowlton, Esq PA ID 311713 S ' MJU#: 10,080859 CASE#: 10080859-1 L4CI. , Cr- qaQ? ,?d?( 4 a.as?? ?bc? PITF - UDREN LAW OFFICES, P.C. ??,? p ,11,3Tk?IQ OTAR'ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CE14 R 111 WOODCREST ROAD, SUITE IQ% AUG 30 AM 11: 33 CHERRY ;HILL, NJ 08003-3620 856-669-5400 cuPEN?SYLD ANA T" pleadin s _ udren.com Wilming> on Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust, 2005-1 Cumberland County Plaintiff V. 'MORTGAGE FORECLOSURE Carrie Nf ayernick John Malyernick NO. 10-5937 Defendant(s) CERTIFICATE OF ACT 91 I hereby state that as the attorney for the Plaintiff in the above-captioned matter: N Act 91 procedures have been fulfilled F? Premises is not subject to the provisions of Act 91 as this is an FHA insured mortgage Tll is statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. BY: C Attorney for Plaintiff Katherine E. Knowlton, Esq PA ID 311713 UDREN LAW OFFICES, P.C. IWOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(&udren4om Wilmington Trust Company, solely in its capacity as Trus ee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff V. Carrie Mayerni?k John Mayernic4 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION rn Cumberland County w " MORTGAGE FORECLOSURE <C5 r - n T , C , . yC - cal, NO. 10-5937 W AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Wilmington Trutt Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C, sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1.107 Shannon Ln, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Carrie Mayerni?k 1107 Shannon ane Carlisle, PA 1A,13 John Mayernicl 1107 Shannon Dane Carlisle, PA 17013-4908 2. Name and address of Defendant(s) in the judgment: Carrie Mayer ck 1107 Shannon ane Carlisle, PA 17013 John Mayernic 1107 Shannon ane Carlisle, PA 17, 13-4908 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders - None 4. Name and address of the last recorded holder of every mortgage of record: Wilmington T?ust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 1661 Worthington Road, #100 West Palm Be ch, FL 33409 Sr Aortgage Holders - None i Jr Mortgage Holders - None 5. Name and address of every other person who has any record lien on the property: Sr lien Holders - None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by thesale: Cumberland Coy?nty Domestic Relations Section 13 North Hanov4r Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse S 'uare Carlisle, PA 1703 Commonwealth of PA, Department of Revenue Bureau of Compliance PO Box 281230, Harrisburg, PA17128-1230 Tenants/Occup#nts 1107 Shannon ane Carlisle, PA 17113 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which inay be affected by the sale: Federal Tax Lijen Holders - None Condo/Homeowners Association - None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unswrorn falsification to authorities. DATED: UDREN LAW OFFICES, P.C. Attorney for Plaintiff Katherine E. Knowlton, Esq MJU#: 1008059 CASE#: 10080859-1 PA ID 311713 UDREN AW OFFICES, P.C. WOOD REST CORPORATE CENTER 111 WO DCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadini! jAudren.com Wilmin ton Trust Company, solely in its capaci as Trustee for the Structured Asset I vestment Loan Trust, 2005-1 Plaintiff V. CART MAYERNICK, JOHN MAYE ICK Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION r-nW " - e=i Cumberland County rn zxr c c, ... , ra; MORTGAGE FORECLOSURE zC ) c? . x NO. 10-5937 c.. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: J hn Mayernick 1 ?07 Shannon Lane C,4rlisle, PA 17013-4908 Your ho se (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs ale on December 5, 2012 at 10:00am at the Cumberland County Courthouse, Commis Toners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of $221 04.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postpone o, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent) this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable atiorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. Ypu may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the juogment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will hive of stopping the sale. (See notice on page two on how to obtain an attorney.) IF 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the pricl= bid by calling 856-669-5400. 2.You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared tjP the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this h's happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff givos a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state ho will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions 1(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7., You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SH ULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYE OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OU WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 UDREN LAW OFFICES, P.C. BY: PAIGE M. BELLING, ESQUIRE - ID #309091 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF pleadings~audren.com Wilmington Trust Company, solely in its =COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset € CIVIL DIVISION Investment Loan Trust, 2005-1 € Cumberland County Plaintiff NO. 10-5937 v. Came Mayernick John Mayernick Defendants a.._, e... ~,., ~° c.5~ `~ PLAINTIFF'S MOTION TO CORRECT TYPOGRAPHICAL ERROR IN DEFENDANT NAME AND CONFIRM JUDGMENT Plaintiff, Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1, by its undersigned Counsel, Paige M. Bellino, Esquire, moves this Honorable Court for an Order to Correct Typographical Error in Defendant, John Mayernick's, Name and Confirm Judgment, and in support thereof avers as follows: 1. Plaintiff is Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 ("Plaintiff'). 2. Defendants, Carne Mayernick and John Mayernick ("Defendants") are the owners of real property located at and commonly known as 1107 Shannon Lane, Carlisle, PA 17013 ("Property") Plaintiff filed a Complaint in Mortgage Foreclosure on September 15, 2010 as a result of Defendants' default pursuant to the terms of a certain Mortgage and Note executed by Defendants on or about November 5, 2004. A true and correct copy of the Complaint is attached hereto as Exhibit "A". 4. Plaintiff filed an Amended Complaint in Mortgage Foreclosure on July 24, 2012. A true and correct copy of the Amended Complaint is attached hereto as Exhibit "B". 5. Plaintiff s Amended Complaint contained an inadvertent error in Defendant, John Mayernick's designation. 6. Defendant, John Mayernick should be correctly designated as John Mayernick a/k/a John Mayernick, IV. 7. Judgment in foreclosure was entered upon the docket on August 30, 2012 against John Mayernick and Carne Mayernick. 8. Plaintiff seeks to confirm the Judgment in foreclosure against Carrie Mayernick and John Mayernick to include John Mayernick a/k/a John Mayernick, IV. 9. For the foregoing reasons, Plaintiff respectfully requests that this Honorable Court grant its Motion to correct the inadvertent typographical error in the designation of Defendant to reflect John Mayernick a/k/a John Mayernick, N and to confirm the Judgment in foreclosure, entered August 30, 2012. Respectfully submitted, UDRF~LAW OFFICES, C~~ ~~ By: ' ~ ~ PAIGE Mr LLIN QUIRE Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings~audren.com Wilmington Trust Company, solely in its € COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset CIVIL DIVISION . ~ -,,. . - "' ~ ~ -- ~ Investment Loan Trust, 2005-1 , _ t, r :Cumberland County '"' ~ , `~= i Plaintiff ' .. =~~ -- v. . ~, ~~ Came Mayernick NO. 10-5937 ; c~ -.- - John Mayernick ` ='-_ ~~ Defendants `" ~`="' CERTIFICATION OF CONCURRENCE/NON-CONCURRENCE PURSUANT TO CUMBERLAND COUNTY LOCAL RULE 208.3(a)(9) The undersigned certifies, pursuant to Cumberland County Local Rule 208.3(a)(9), that on November ~ , 2012, a true and correct copy of the within Plaintiffls Motion to Correct Typographical Error in Defendant Name and Confirm Judgment and the Proposed Order was sent by pre-paid first class regular mail, along with a request to the other parties to provide their concurrence or non-concurrence. The Concurrence/Non-Concurrence response deadline was l ~ ~ ~ , 2012, and as of ~ ~ , 2012, the other parties have not responded to the inquiry concerning concurrence. Respectfully submitted, UDREN L~W OFFICES, P.C. 4 ~ , By: is PAIG M. B ~ INO, Attorne r Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: PAIGE M. BELLING, ESQUIRE - ID #309091 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings ,udren.com Wilmington Trust Company, solely in its =COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset € CIVIL DIVISION Investment Loan Trust, 2005-1 =Cumberland County Plaintiff NO. 10-5937 v. Carrie Mayernick John Mayernick Defendants PLAINTIFF'S MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO CORRECT TYPOGRAPHICAL ERROR IN DEFENDANT NAME AND CONFIRM JUDGMENT Pennsylvania common law is replete with instances of ministerial errors which the Courts have consistently viewed as harmless error and refuse to act in furtherance of the unintended result achieved by the inadvertent errors. Ministerial error has been viewed by Pennsylvania Courts as "irrelevant" in rendering the ultimate decision in a case. See Resto v. Travelers Insurance Co., 34 Pa. D.&C.3d 360 (Pa.Com.Pl. 1984) (plaintiffs failure to specify which Count of a three count complaint constituted trespass was determined to be irrelevant to the Court's decision); see also, Pennsylvania Co. for Insurances on Lives and Granting Annuities v. Houseman, 10A.2d 148, Pa. 1941 (failure to attach bonds and mortgage already of record in prior proceeding to bill, which omission was supplied by answer, were harmless errors); Com. v. Miller, 150 A.2d 585 (Pa.Super. 1959) (Court "endeavored to reform ministerial error" in a Petition for Forfeiture); Balas v. Department of Public Welfare, 616 A.2d 143 (Pa.Cmwlth. 1992) ("The reason for our holding is that often in cases of technical non-compliance what has occurred is administrative error or mistake. Thus, intent to discriminate could not be shown because it is frequently non-existent. "); Board of Sup'rs of Montgomery Tp. v. Wellington, 602 A.2d 425 (Pa.Cmwlth., 1992) (inclusion of subject property in wrong district on zoning map sold to public as a result of administrative error on part of township employees, did not operate to amend zoning map or to render so-designated property unzoned). Plaintiff filed a Complaint in Mortgage Foreclosure on September 1 S, 2010 as a result of Defendants' default pursuant to the terms of a certain Mortgage and Note executed by Defendants executed on or about November 5, 2004. See Exhibit "A". On July 24, 2012, Plaintiff filed an Amended Complaint. See Exhibit "B". Through inadvertence, Plaintiffs Amended Complaint contained an error in Defendant, John Mayernick's designation. Defendant, John Mayernick should be correctly designated as John Mayernick a/k/a John Mayernick, IV. Judgment in foreclosure was entered upon the docket on August 30, 2012 against John Mayernick and Carne Mayernick. Plaintiff now seeks to correct the inadvertent typographical error in the designation of Defendant to reflect John Mayernick a/k/a John Mayernick, IV and to confirm the Judgment in foreclosure, entered August 30, 2012 as to John Mayernick as also to John Mayernick a/k/a John Mayernick, IV. Accordingly, for the reasons hereinabove stated, and as more particularly set forth in the within Motion, Plaintiff respectfully requests that this Honorable Court grant its Motion to Correct Typographical Error in Defendant Name and Confirm Judgment as set forth herineabove. Respectfully submitted, ~-- UDREI~ LAW OFFICES, P~ ~ 1 ~ ~%~ By: VERIFICATION Paige M. Bellino, Esquire, hereby states that she is the attorney for the Plaintiff, that she is authorized to make this Verification, and that the statements made in the foregoing pleading are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. - , ,; ~ November a-~ , 2012 By: PAIGF~, ELLINO, ESQUIRE Att ev.for Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. IIDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE- TD #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 ADAM L. KAYES, ESQUIRE - ID #86408 MARGQERITE L. THOMAS, ESQUIRE - ID #204460 DANIEL S. SIEDMAN, ESQUIRE - ID #306534 WOODCREST CORPORATE CENTER 211 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 855-669-5400 pleadiaga@udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2ao5-1 12650 Ingenuity Drive Orlando, FL 32826 Plaintiff COURT OF COMMON PLEAS CIVIL. DIVISION Cumberland County C~~pd v. John Mayernick a/k/a John Mayernick, IV Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 Defendant(s) NO. f d '~3 I r? t" -,, ~~' r: .. ~~~. ~« i. .. ~iv~lTenk COMPLAINT IN MORTGAGE FORECLOSURE ..~, ~:_ -;-~ ~.:.,:~ c. s7 r..:a ~.a YOU ?SAVE BEEN -SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or far any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. +..:.~ ~~ . ~~ ,~-; ~~_ y ; ~.~7 ,_~ -; c~'a ;--1 ~' Exhibit A ~ Inr;R !` R~~1 ~ YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 Exhibit A AVISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted time veinte (20} dins de plazo al partir de la fecha de la demanda y la notificac-on. Hate falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la Corte en forma escrWta sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la torte tomara medidas y puede continuar la demanda en contra soya sin pretTio aviso 0 notification. Ademas, la torte puede decidir a favor del demandante y requ~.ere que usted cumpla can Codas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades a otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO TM2~EDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE 8L DINERO SIIFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAMFs POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR, AVERTGIIAR DONDE SE PUEDE CONSEGIIIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 Exhibit A NOTICE The amount of ,your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any pof-tion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. if you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of vour debt. This law frm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. I7DREN LAV1' OFFICES, P.C. /s! Mark. J. Udren, Esquire ~'oodcrest Corporate Center l 1.1 Woodcrest Road, Suite 200 Cherry Bill, N.l 080(13-3620 (856} 669-5"400 Exhibit A 1. Plaintiff is the Carporatior~ designated a.s such in the caption an a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this action. Current assignments of mortgage of record are as follows. Assignor: Mortgage Electronic Registration Systems, Inc. Assignments of Record to: LaSalle Bank National Association, as Trustee for the Registered Holders of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass- Through Certificates, Series 2005-1 Recording Date: 01/22/2008 Document No. 200802132 Plaintiff is in the process of formalizing the assignment of mortgage in its favor for recording. 2. Defendants} is the individual designated as such. on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real ownerfs) and mortgagor(s) of the premises being foreclosed. 3. Gn ar about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendants}, Plaintiff {or its predecessor, hereinafter called Plaintiff) loaned to the Defendants} the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Per an Agreement dated February 10, 2000, said loam was modified. A true and correct copy of the agreement is attached as Exhibit "B". Said Mortgage and Modification Agreement are incorporated herein by reference in accordance with Pa.R.C.P. ~.u19 (g) . The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1107 Shannon Lane MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Carlisle COUNTY: Cumberland DATE EKECUTED: 11/05/2004 DATE RECGRDED: 11/23/2004 BOGK: 1888 PAGE: 4x46 The legal description of the mortgaged premises is attached hereto and made part hereof. Exhibit A 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its te~-rr.s, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Martgage itemized below, shall be immediately due. 5. P.fter demand, the Defendant (s) continues to fail er refuses to comply with the terms of the Mortgage as follows: {a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The fallowing amounts are due on the said Mortgage as of sI23/1o: Principal of debt due $183,376.14 Unpaid Interest at 6.500* from 4/1/10 to 8/23/10 (the per diem interest accruing cn this debt is $32.91 and that sum sho=.zld be added each day after 8/23% 10} 4, 688 .19 Title Report 325.00 Cou~~t Costs {anticipated, excluding Sheriff's Sale costs'y 280.00 Escrow Overdraftj(Balance} (The monthly escrow on this account is $549.83 and that sum should be added on the first of each month after 8/23/10) 1,588.73 Late Charges (monthly late charge of $63.41 should be added in accordance with the terms of the note Exhibit A each month after 8/23/10} 190.23 Property Inspection 10.50 Property Valuation 111.00 Suspense Credit {1,364.99) Attorneys Fees (anticipated and actual to 54 of principal) 9,168.81 TOTAL 5198,373.61 *This interest rate is subject to adjustment as more fu11y described in the note and mortgage. 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice o~ Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, ir. accordance with the requirements of those acts, an the date appearing an the copy attached hereto as Exhibit "A", and made part hereof, and defendant{s} have failed to pxaceed within the time limits, or have been determined ineligible, or Plaintiff has not bean ratified in a timely manner of Defendant{s} eligibility. Exhibit A WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant (s) herein in the seam of $198, ;73.61 plus intez-est, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. ', UDREN LAVA OFFICES, P. C. ~~ ~t Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDP.A M. ARKEMA, ESQUIRE ADAM L. F:AYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE DANIEL SIEDMAN, ESQUIRE Exhibit A CommilmenfNumbe;; 2gtI~lgOit}t3DSS Stewart Tdle Gvatanty Compa•ry ' SCFiEDUI.E C PI2QPEFiTK t~SCtitP7'tON The €and refened ~ ~ this Gommitrrtent is described ~ fofiaws~ ALL THRT CEf'tTA€N tract of larxl situated in the f3orrnt~t of Carlisle„Cumberianc# (Bounty, PA being The Highlands, Phase 3, Lat Na. ~, as srarnm on a plan en~ect "lire High€a4rds.Finat Subdnrisiat Plan, Phase 3. Serdtan Ong" dated January 21. 1$97, by Pem7erra Er~ataedrrg, inc., Islets College, PA, recorch.~ in Plan E3oak 7@, Page 103, being bounded and de~srribad as fofiow5:' 6ELiiNF®NG at an eon pfn, beery a southerly corner of lei Na: 87, and aping in a northerly ripttt of way ~ of Shannon T one (8D foot r€pht of wayX thence along said dghi of xray, along a curve 4cs ttie Ott, hauing a rt~orci bearing of South 86 degrees 47 minutes D2 seconds bleat, a rdsord distance of 15.27 feet, a radius of d30.0D fast, and en arc distarxse of 16.27 fact to 8 polrit; iherrcg co~lnua~ along said right of way, 3ovth 85 degrees d2 mutes 00 second$ Vilest {35.73 feet t4 an Iron Par. [p€ng along aalii right of way, South 85 dagre~ 42 mawtes OQ seconds Vest, 65.73 feat to an ton pin, lying along said right cif way and tretn0 an easterty corner of Lot rya. fib; thence along said lflk North 0~ degreees 16 rrixrrAes OO ds West 10SAq feet to en icon Pin, being a rroHhariy aerr~s' of sakf Lot and lying in a southerly line of Lai N thence, along said Let and along Let Ma. 8S, North 85 degrees Q2 marutes tJ0 seconds East, t32.OtY feet b ~ imn pin, lying along t.oi Nc. 83 end being a waster4p caner of Lot Flo. 67; thence along said tat 9auUt 04r~ grew 1 B minutes 00 seoonds East. t48.31 fete! m err iron pin, beatg the Waco of t3EGiNMING. COFti'AtNWG tl.198 acxe. BEING icno-ats acrd numbered ss '! i q7 3hanrron t.ane, Carlisle, PA 1T013. tat Ne. 6$ is subject iD a 90 foot wide utdlty easement alarrg its street frontage. UNDER AND SUBJECT tits the fattawing bulidinfr and use restrictions: t . No btuldittg, tncludtng house. gx'age ar aaessory structcae or adds~ons thereto, es wail as external lighting fixtures shell be sce+ctsd, pfaeed, or altered on this alt urtiy fire build'x~ plans, spec;ficertions and plot plan showing the Ia~tivn of such budding and finished elevatans have laser; approved in writing as tD confamlry and haiTnony of external dedgn wHh the design actrerne of tl1e etlbdiYlsOn end rwiffa ~iratirrg etsuotuses In titre subdivision, and as tQ location of the bul~irtg vdth seeped to topography and ftn~had gtorard el8vatioR by grarttor& or ihdr desitpree. Grantors rrtay reject ar approve surdr purrs !f~ any reasAn wtratsoever and suds rejection ar appravsd streil be final and shay not be appesaable in taw or in eoxrity. Provided further that no dweyarg shatE be errr~ed an the tot containing less then 1.904 square feet of floor space, eeactueive of parches (finished ar un6niehsdj [easements, atlas and.gasapea:. Arid turlher, na meb€le hpmes os mecirdsr linings shat! tae permitted on thts €at to the event grerrtose or:theic dc~gnee felt hi agprave or d'asapprove such din and IocaY~rr within a thirq* (30} days after sakf plans and e~pecsncafians have Ebeen submlfted to them, suctr eppra~ra! w€ll not be required end this Covrenerrf will be deemed to have been fully cgmpGed wllh. The defetitiott of lire farms "buflding" atxi "aroes_anry strut~ue" as used; hereto, she€I ba conSwed to iruxude temponuy as well as pam+ament sinactcrres aiGuding, but Trot timaed to sheds, treehouses, playh~ses, gazebos, tgwn oman~rds arrd free-standn9 lightlnp. Provided further, that ail residence plans sheN include at {sell tour {4) shade trees {with a minimum aalipar size of 3"y and egieerrete sttslJbberyr. Further, Ovaner Shay eomnieis the landscaping. ruttttirs naregr {90} days of campiet~n of the residence. ding and plexrs and €arrdscapinff plans, ~ requh~sd trereunder, shad be submitted to 5 & A Gustav Built nzra ~ sa,ad;,~ c Caoorosass.Pfsrrxroa~oa~aros^~racJ Exhibit A ...........,q C3cw~~en Loan Servzcing, LLC P.G. Box ~4; 37 ~--~~ -- - - L?'est Palm beach, Flarida 33-FI (i-4?3 ~ 8C'NEN IL}c nat send correspondence or pay=ment,r to the above address. j ~ti ~ ~^r__ .._`h :._ _ ='^v Tune 30. 20I0 V'I.1 First Cfass Mail ~'IA Certified Mail (return receipt requested) Gertiited Ivurnber: ?106903 7515134~55~96 Reference Code: 1005 John Ma~~en3ick 110? Siiannan Lane CARLISL)/. PA 17013-490h Loan ?Vu3nber: 4094235 I Property Address: 110" Shannon Lane , Carlisle, PA 17013-0000 'LEASE SEE T.I~E ENCLOSED DDCITMENT .~~ ~;~r ~ ~' ~~ DAGT93.1' This cunrnaunicatu~rr is from a debt collector attempting tv collcet a debt; any irtfarmation obtcrirreci wila' be used fnr drat pza~,orc•. However; if the debt is in active bankrzpicy or lags beer, discharged through bankruptev, this eornrnunication ~~~blt A infiended as and does not constitarte an atternnt tv collect a debt ~..,; f3evren Loon Servicin,;, LLC "'~ ~ P.O. Bo1~ ,4_,,~~ -~``- -' t~'est f'aim Beac:lr, Fr'orida 3 cow~err {Do not sera~t cnrresp~~ndencc Jw1e 3U. 010 341 fi-4'.i oa~ patnaents to the above address.) '~~~~ ~ ~ ~ 'r~ ~ t3?~~:- APPEl'i~DIX A ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FRO~VI FORECLOSURE phis it an offic ial notice that the mortg ~e on your home is in del'aul~, and the Len der intends to foreclose S ecific information about the nature of the default is provided iu the The H01'fEOW'yER'9 MORTGAGE A5SIST'ANCE PROGR attached pies. AM ( F~'fAP) may he able to help to cave dour home This Notice~.P To see if HE1't •lains hQw° the p AP can help rogram wo you must M rks EET WITH A CO NSUMER CRE DIT CO U?\TSELTNG AGENCY ~~4'iTHIN THIRTY (3fl} DAY4 OF TH E DATE OF TH'I5 NOTICE Take this Notice with You when you ~rgeet with the Counseling Agenc};. The name ~~•dress and nhone number of Consumer edit ounse6ng~gen cies serv _ ing v~ C~c upty are listed a.t the end of this Noti ce If you have any questio ~ sr y2Lt,.4~a_}' call the Peansvivania H ou~lr~; F iance ~ency~II free at f800} 342-2397 T is - e (Persons with i •ns ' o mpaired he . arint ~n call (717} ' a i v 7$LI-, I869~, n i re r 'c at 't ~9~liligg Ag ~ilct may be ab le to heln e xptain it You ma} atgo want to co ntact an attorney in ytrur area T~i~ {acal bar association may be able to hel~r,,vou fi nd a lawyer LA NOTIFiCACION EN ADJUNTO ES DE SOMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CtJNTI.'1TL?AR VIVIENDO EN SL? CASA. SI NO COMPRE1tiDE EL CONTENIDO DE ESTA NOTIFICACION. OBTENGA UNA TRADUCCION INMEDIAT.4MENTE LLAMANDO A ESTA AGENCIA (PEllTNS~'LV"ANIA HOUSING FINANCE AGENCY} SIN CARGOS AL NLTAZERO MF.NCIONADO ARRIBA. LISTED PUEDE SER ELEGIBLE PARR UN PRESTANiO POR EL PROGRA;MA LLAMADO "HOMEO~'VNER'S E1~IERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CURL PUEDE SALYAR Sti CASA DE LA PF,R.DIDA DEL DERECHO A REDIMIR SL'! IIIPOTECA. HO:YIEU`i'}'NER'S NAME(S): ,lobo Ma}°ernick PRUPERTI' ADDRESS: 1.10^ Shannon Lane Carlisle, PA 17013-0000 LOAN ACCT. NU.: 409423SI ORIGINAL LENDER: MORTGAGE ELECTRONIC REGISTRATION Sl'STEA'fS, INC. CURRENT LENllER,iSER`7:CER: OCWEN owcrei, r 7•his eonarrrttnecatinn is_from a debt collector attempting to collect a debr._; an7~ in{ornaatiaz obiained tis~ill be used jor that purpose. Hox~ever•, j'tlze debt is era active barzkrrrpte>> or has been discharged through bankruptcy, this eornrnurzication ~li~Yiblt A intended as and fines rzat constitute an attempt to collect a debt [)Ctt%L'1? LUatt •SPI'PLCIttg, 2,1.x' .n. ~~, liCJ'. ~ 4 ! 3 i l~t'est 1'utna Beach, Florida 3316-Q?3' fI)o not send correspnndence or pct~lmettts uJ the uhnve addrers.) iv ~ ~.~_, _ -__ _ . h HOMEO'W'NER'S EMERGENCY MQRTGAGE ASSISTANCE PRQGRAM YOL" iVIA`x' BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE '4'UUR IIOAIE FR M FORECLOSURE AND HELP 1'OU MAKE FL"TURE MORTGAGE PAYMENT IF YOL' COMPLY WITH THE PROZ'ISIONS OF THE HOMEOWNER'S ED'IERGENCY MORTGAGE ASSISTANCE ACT OF I983 (THE "ACT"), YOU MAY BE IELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF' YOUR DEFAULT" HAS SEEN CAUSED B7' CIRCI7MS'i'ANCES BEYOND YOUR CONTROL, IF YOI" HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY Y"OITR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY' REQUIREMENTS ESTABLISHED BY THE PENNS~'LVANIA HOUSING FINANCE AGENC'4'. M OR. l' t t r vout•gt~ort€age for thirty° G312j days from the date of this Notice During that time vat must arrange an{l attpRd a "face r ere 't n ' t at N S MUST QCCL'R yWZ #~IN THE NEST (3fll D 4YS IF YOU DO NOT PPLl' FOR S YIERG \l~' 'V14RTCLA,SE ASSISTANCE, VOU MUST BR_.iNG YOUR MORTGAGE UP TO DATF~ TIII; PART OF THIS NOTI F BALLED"HOB!' TO CURE YOUR MORTGAGE DEFAULT" EKP AIN HOW TO BRING YC?tjR MORTGAGE CONSUIIIFR CREDIT QOi;~N~Ei L'V~' AGENCIES - Lf you meet with one of the consumer credh counseling agency listed at the end of this notice, the tender may NOT take action against you for thirty (30j days after the date of this meeting. 'I'be nantgs, a~¢resses and telephone numbers of des~nated consumer credit counseling agencies ~.~r the c~upty in A•hich the prp~erty is located are set forth at the end of this Notice. It fs only necessan° to schedule one face- ta-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR ~VIORTGAGE ASSISTANCE -Your mortgage is in default for the reasons set Earth later in this Notice (see following pages for specific information about the nature of your default.} If you have tried. and are unable to resolve this problem with the lender, you have the right to apply far financial assistance from the Homeowner's Emergency= Mortgage Assistance Program. To do sa, you must fill out, sign and file a comgleted Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only' consumer credit counseling agencies have applications far the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MIDST be filed ar gnstmarked within thirty (3fl} days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF l'OU FAIL TO DO SO OR I'F YOLT DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR FIOME I'•.1iMEDL~TELY A:ND YOUR APPLICATION FOR MORTGAGE ASSISTANCE tiTLL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act The Pennsyhania Housing Finance Agency has sixty (btlj days to make a decision after it receives your application. During that tints, no foreclosure proceedings will be pursued against ,you if you have met the time requirements se# forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE.: Ili YOi:! ARE, CURRENTLY PROTECTED BY TH:E FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONL'Y' AND SI~IOUI,D NOT BE CONSIDERED AS AN A'T'TEMPT TO COLLECT THE DEBT. (If' you have flied bankruptcy you can still apply far Emergency Mortgage Assistance}. u4crv a~ Thir cnnzmunication is from a debt collector attempting ro collect a debt; un1~ in}ot~rrrutinn obtained will be usea'jor that purpose. Howes=er, if the debt is in active banla~uptc)~ or has been discharged thyottgl? batzlcruptcy, thrr cnmmtanicatintt iCj~lblt A intended ar and dues not convtitute ate attempt to collect a debt . . . . . . . . . . .. . . . . . . . . : . . (Jcwen Loan Servicir:o; LLC -~ W,'err 1'alnz Beach, f%Inr•ida 33-f16-4i.i? ~~-Ul r,~ {I~o rznt send correspondence or payments to the above address.) HOVi' TO Ci~RF YOI1R MORTG,4CF D~FAIJL'~(Iirj~ if up to date) NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on yow~ property located at: 1107 Sharman Lane ,Carlisle. PA 17013-0000 1S SERIOUSLY IN DEFAULT because: YOU HAS'E NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 2 payments in the amount of S 1,418.10 from Mav pl, 2014 through 3une 311, 2plp 1?j'~AII. SUMMARY : Principal and Interest ................................. $ ,536.54 Interest. Arrearage ..................................... $ O.Op Ecro~~ .................................................. $ l,?99.66 Late Charges ........................................... S 63.41 Insufficient Funds Charges ........................... $ 0.~0 Fees ~ Expenses ........................................ $ O.Ot3 Suspense Balance (CREDIT) ........................ $ 1,3b4.99 Interest Reserve Balance (CREDIT) ................ $ t~.00 TOTAL DUE .......................................... x 2,534.62 HOVI% TO CURE THE DEF.4IJLT - Yau may cure the default within TH[RTY (3pj DAYS of the date of this notice 131' PAYING THE TOTAL A11IOL?NT PAST llUE TO THE LENDER, V4'HICH IS $2,534.b2, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (3p} DAY PERIOD. Payments must be made either by R~ioney Gram, Cashier's Check. Certified Check ar Vlone~ Orc er r~,~de. payable and sent to: OCy'4'EN P.O. KOX 6440 CAROL STREAM, ZL 6019',-6440 IF YOU DO'~107' CURE TH DEFAULT,- If ,you do not cure the default within THIRTY (3p) DAYS of the date of this Notice, the }ender intends to exercise its rights to arceie~ate the mortgag~flebt. This means that the entire outstanding balance of this debt will he considered due immediately and you may lose the chance to pay the mortgage in monthly installments. It full payment of the total amount past due is not made within THIRTY (3p} DAYS, the lender also intends to instruct its attorneys to start Legal action to f~reclose~pon your mortgaged property. >CF THE 1VIO~AGE IS FQRF~~;j}~TP~N -- The mortgaged property will be sold by the Sheriff to pay off the martgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred up to $~p.pp. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actualh incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you awe the lender, which may atsa include other reasonable casts. If you cure the default ~+~thin the THIR'T'Y ('il)ZDAY eriod, you will ooi be required to pgy attorney' feet OTHER LENDER REMEDI ~ -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. R~.Ii'~' ;TO CU Tk-I ~_EFACI~,T PR1QR TO SHj~,j~lFF'S ALE - If you have not cured the default within the TIfIRTZ' (3p} DAY period and foreclosure proceedings have begun, you mill Izave the right to cure the default and rrevent the sale at ~~tlGiRe up~- one hour before the Sheriffs Salc ~'ou mad o b~~avinb the total amount Xhen p ue kn us env late or ether charges then dui reasonable attarne~'c feet and casts c -nnected with the fnr~slncn~e e w a v rf v Qther requirements under the martpa~e. CurinC your default in the manner set forth in this notice will restore your martgage to the same position as if you had never defaulted ll4CT'9i 17 Tlzis cammzrrzication is from a debt collector atternptine to collect a debt; arzp ira~or•mation obtained wilt be zrsed. frn tlzcrz prrrpase. However; if the debt is in active bankrtrozn~ or has been diseJzarged tlrrougr't hankrreptcv, tlzis corzzmunication ~~lblt A intended as and does not canstitztte err attempt to collect a debt .................:. : {}cti; en Laan Ser•vicitag, LLC P. C~. 13ox 297.i i - _°...` i~'est Perim Beach, Florida :'391 t-973' ~~:~~_~~ l:Gn root send a~rrespnndence or- pgyrrzerzts to the above addr~rs.) ~ v ~ v~t ~ ~ :~;~ ~'~~ EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that ti-e earliest date that, such a Sheriffs Sale of the mortgaged property could be held would be approximately six {6) months from the date of this Notice. A notice of the actual date of the Sheriff s Sale will be sent to you before the sale. Of course, the amount needed to rua•c the default ~viIl increase the longer you wait. You may find out at any Time exactly what the required payment or action will be by contacting the servicer. HOW TO CONTACT THE SERVICER: Name of servicer: OCWEN Ad re s: P.O. BOX 24737 WEST PALM BEACH. FL 33416-4737 Phone Number: 800-3.I0-9229 Fax Number: d07-737-6300 Contact: Early Intervention Dept EFFECT OF SHERIFF'S SALE -You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to lave in the property after khe Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time.. ASSUhIPTIOti OF MORTGAGE -You may or ~. may not (CHECK ONE) sell or transfer your home to a buyer or transferee who wiQ assume the mortgage debt, pro~Rded that alt the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOLJ ~ZAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO FAY OFF THE MORTGAGE DEBT OR TO BORROW MONEI' FROM ANOTHER LENDING INSTITUTION TO PAl' OFF THIS DEBT. TO HAZ-`E THIS E)EF.AUI:T CLFRED BY AN1' THIRD PARTY ACTING ON YOUR BEHALF. TU HAVE TIIE MORTGAGE RESTORED 7'O TIIE SAME POSITION AS IF NO DEFALFLT HAD OCCURRED, IF YOU CURE THE DEFALTI,T. {HOV6'EVER, YOU llO NUT HAVE THIS RIGHT TO CvTRE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANl' CALENDAR. YEAR.} TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDi.NG OR ANI' OTHER LAVt'SUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION B~' THE LENDER. TU SEEK PROTECTION UNDER THE FEDERAL BANTKRUPTCY LAS'. CONS('R'fFR CRED(T CO[TNSFI INC; ACFVCFFS SFRV(Nf; YO IR COUNTY v,ac~~r.x ; This corrztnarrtication is from a debt c•olleetor axxernpting to collect a debt; ar7r in~rrmaz`iorz obtained v~~il1 be used %r that purpose. However. Ft the debt is in active bankruptcy or hers beerx discharged through batkruptcy, this contnsur:icatiort ~~lblt A intended as and does trot constitzrte crr~ attempt to collect a debt Ocx~en Loan Servicing, LLC P.C1. Boy _'4`3i `: ri ~ ~ Yt est 1'atm Bench. Flvrtda .33416-473' (l7a riot send carrespvndence yr payrrtertts tv the above address_J 4~ ~'~' ~'" ~' ' • Y'~ t~'t.`~x 3une 30. 201.0 l'I.A First Class Mail VI.A Certified Mail (return receil7t requested) Certified Number: ? ] 0690 1751 S 134455602 Reference Code: lOt)5 Carrie Mavemick 1107 Shannon. l.,n C:artisle, PA 17013 Loan Number: 40942351 Property Address: 110? Shannon. Lane ,Carlisle, PA 17013-0000 PLEASE SEE THE ENCLf~SED DO-C~I1t~ENT nnc~ryra~ This cvmrraunication is_frvm a debt cvllectvr uttempting tv collect a deli; an}• iufvrmution vbtairred will he used frr that purpose. However, i{the deht is in active bankr-uptcv yr has been discharged through bankruptcy, this communication~~~blt A intended as and doer not constitute an attempt tv collect a debt Ocia~en I:oar~ 4e.n~ieing, LLC P. C1. Bns ~9? c yr ~ ~ YL`e,st Fa/rn BcacTr, F7at•idu 33.916-9i3' (lio nru send corrc=sparzdence or• pr~~ntents to the above address j V r ~ ~ ° ~ i:_ i_; I~ne 3fl. 2f)10 APPE~l7DIX A .4CT 91 ~TC}TICE TAKE ACTItllti TQ SAVE YQUR HOME FRt~M FtJRE~Lt~SURE This_is an_ufficial no tice that the mortgage on vour home is iu defaul>n and the lender intends to foreclose. Specific information about the nature of the default z$ The HOMEOWNER'S MOE.,TGAGE ASSIS provided in the attached pages. T.AiNCE PRO~RA~1 tHEMAPI may he able to help to save tour how This _tiotice.e~pla~ns To see if how the program works h ou nst l4 . W T A N T O[I IN N' W. N THIRTY t.30) DAY S Ol; THE DATE OI' .THIS NOTICE. Take this 'No tice with you when you meet wit the Counseling Agency. T~~ name. address a nd phone 1~~~~ ~tf Co nsumer Credit Counseling Agpn _ eies serving vour County are listed at tlEg end of this Notice. If you have any questions, you m~~cgTl the Pennsvtvania H nu;~ng Finance. Agency toll free at f800} 342-2347 (Pers "1~iis Notice contains ons with impaired heari imDOrtanf Iggal inform ng can. call f717} 7$0-1869}. ation. If you live any questions, represental~vg~ ~t the Consnmer Credit Counseling Aaencv may be able to help exal ain it. Yoa may also want to co . ntaet an attorney in vour area The lgcal bar association may be ablg to #te[.~vou find a law;ver. LA NOTIFICACION EN ADJU?`'TO ES UE SL?A'!A IMPORTANCIA, PI7ES AFECTA SC DERECHO A CONTI!NTUAR t'IVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTiFICACIOM1i, OBTENGA UNA TRADUCCION INMEDIATAM.ENTE LLAMANDU A ESTA AGENCIA (PENNSYLVANI_A HOUSING FINANCE AGENCY} SIN C4RGOS aL NUD'IERO MENCIONADO ARRIBA. USTED PUEDE SER ELEGIBLE PARR UN PRESTAI~IO POR EL PROGRAMA I.LAMADO "HONIEOVVNER'S EMERGENC'S<' MORTGAGE ASSISTANCE PROGRAM" EL CIJAL PUEDE 5ALVAR SU CASA DE LA PERDID A DEL DERECHO A REDIMIR SU HIPOTECA. HOMEO~t'NER'S NAME(Sj: Carrie Mayernick PROPERTY ADDRESS: 1.107 Shannon Lane Carlisle, PA 1701?-4000 LOAN ACCT. NO.: 409423a'1 ORIGINAL LENDER: MORTGAGE ELEC'T'RONIC REGISTRATION SYSTEMS, INC. CURRENT' LENDER/SERVICER: OCV-tEN DACT'91.1 this cnrnmurticution is from a debt collector attempting to collect a debt; an)~ irtfo»nation obtained will be used ior• that purpose. Nawcver. if the debt is in active banh-trptcy or has been discharged through bunTcrupzcy~, this cornnrunication t. intended as and does not constitute an attempt to collect a debt ~~$ibit A --. (3civerr Loar, Servicing, LLC '•... .. i~'est Patm Beach, Florida X3416--f,'3;' ~c~~,_n (fla rot send corresporcdence or• pavmerus tv the ahove addr•esr.) ~+ ,~~ ~';~,''~~ ~ _ _ - _ ~:,,~~ HOMEOWNER'S EMERGENCY MORTGAGE ASSIS'T'ANCE PRUGR_~1VI YOU VI4Y BE ELIGIBLE FOR FI'V4N IA A SiS'TANC'~ 4YHIC"H t"AN SAFE YOUR HOMF FRO'VI FORECLOSURE AND HELP YUU MAIaE F7<TTIJRE VIORTGA PAYMENTS IF YOi;' COMPLY `W`ITH TAE PROVISIONS OF THE HOMEOWNER'S EMERGENCE" MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"'), YOLi MAY BE ELIGIBLE FOR EMERCsENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CALtSED B'S' CIRCU117STANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY S'OL?R 1410RTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCI'. TEII4PORARS' STAY OF FORECLOS JRF Under the Oct von are entitled to a temnorark Sway of fog eciosurc ou v r t'r fl a fo t t t Ntic. t t a~~' Lo-~'~.c_'s~.e f1t1P with one of the consumer credit counse ing~encies listed at the end of this'Votice THIS MRFTINC~ M J T CII VV N i 'S. Y l O N P R ~ N.' , ASSISTAt'y~F', YOU iUST B iN YOCTit ORT A F U TO DAT TH ART OF THT NOTI F CALLED"HOB' TO CLtRE YOUR MURTG 4GE D>± t+ 4ULT", 1=7tiP~AINS HOU` TO BRING YO R YI RT A('~ UP TO DATE. ~N )_S[ MF.~2S,~2~nIT O N'S NG ~IGE~VCIFS - If ~~ou meet with nne of the consumer credit counseling agency listed at the end of this notice, the lender may NOT take action against ,you for thirty= (30} day>s after the date of this meeting. The names addresser and telgphone numbers of designated consumer credit r:tincrting~}gt~ne~ric fnr t~~_ count~• in which the -~roperty is located are set forth at the end of this'Votice. It is only= necessary t:a schedule one face- to-face meeting. Advise your lender immediately of your intentions. 4PPLICATIO!S F R M RT 4i'F AS4ISTANC'F _ your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of ~=our default.} If y=ou have tried and are unable to resolve this problem with the lender, yoo Gave the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they wfll assist you in subroitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed ar postmarked within thirty (30} days of -your face-to-face meeting. YOU hIU~ST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME 1MMEDIATELI' ANU YOUR APPLICATIOP`' FOR MORTGAGE ASSISTANCE R'ILI: BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. The}° will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has silty {60} days to make a decision after it receives }roar application. lluring that time, no foreclosure proceedings will be pursued against you if you have met thc. time requirements set forth above. You rvill be nntifred directly by the Pennsylvania Housing Finance Agenc}° of its decision on your application. NOTE: IF YOU ARE CURRENTLY' PROTECTED BY THE FILING OF A PETITION iN BA1S'k;RIJPT'CI', THE FOLLO~~'ING PART OF THIS NOTICE IS FOR INFORA4ATION PURPOSES ONLY AND SI-IOIlI.I) `SOT BE CU"dSIDERED AS AN ATTEMPT TO COLLECT THE DE$T. (If you have tiled bankruptcy you can sti![ apply for Enterhency Mortgage Assistance}. nacT9i.3 dais communication is jrvm a debt collector attempting to collect a debt; any inf<rrmation oiatairred will be used Joy drat pur~rvs•e. However, i~ the debt is in active hanky^uptcy~ ot• I2ar been discharged through bankruptcy-, this cnrnmzrnicatian ~~lblt A intended as and does not evnsritute art attempt zo arllect a dpht Dc~+,=era Loam Servieirrg, LLC' P.Q. Box X4'3' ;......._....__ dt•e,ct Patna Beach. I~lor•zda :3416-4?3" ~~r~=h ('Lzr not send cnrrespnrzdence nr payments to the abnve address,/ th 4°. 4h ` } ~ ~ `~ .;~, 1{OU' TO CIiRE YOUR IetORTGAGE DEFAULT l$rinR it u_p to dates NATURE. OF THE DEF.4UI.,T -The MORTGAGE debt held b}~ the above tender on your property located af: 1107 Shannon Lane ,Carlisle, PA 17013-0000 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the fallowing amounts are now past due: payments in the amount of 5 I,41R.10 from LVIav Ql .20__~#I through ,L~ne 30a ?0~1 1 DET_4IL SL~IVIARY Principal and Interest .......................... . ...... Interest Arrearaae ..................................... Escrov~~ .............................. . . . ................. Late Charges ......................................... . . Insufficient Funds C:barges ........................... Fees ;` Expenses.................. ...................... Suspense Balance (CREDIT) ........................ Interest Reserve Balance (CREDIT} ................ TOTAL DUE .......................................... $ .536.54 $ 0.(l0 $ 1.249.66 $ 63.41 $ U. OC) $ DAl7 $ 1.364.99 $ (1.00 2,534.62 HO\~r TO CURE THE, DEFAULT -- You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL A147OUNT PAST DL?E TO THE LENDER, \YFIICH I5 52.534.62, PLL?S AN'!' MORTGAGE PAYMENTS AND LATE CHARGES VG'HICH BECOME DUE DURING THE THIRTY (34) DAl" PERIOD. Pavmentc muct be made either by \'lonev Gram, Ca I~i~r's Chect:, Certified Checl: or Nlonev Order made pay~able~g~d sent ta: UC\~rEN P.O. $0716440 CAROL STREAM, IL 64147-6440 IF 1'Oti DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Native. the tender intends to exr~rcise its -~„ahts to accelerate the mortg,~pe debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If fulE payment of the total amount past due is not made within THIRTI' (30) DAYS, the tender also intends to instruct its attorneys to start legal actic+n to foreclose upon tio.~I• mor~~ed property. IF THE MORTGAGE IS FORECLOSED UPON - 7'he mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins Legal proceedings against. you, you will still be required to pay the reasonable attorney's fees that were actually incurred up to $54.44. However, if 1ega1 proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even. if they exceed 554.40. Any attorney's fees will be added to the amount ,you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTI' 1341 DAY erp sod, you will not be required to ~~attornev's fees. OTHER LENDER REl41EDIES -The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. 4AULT PRIOR TO SHERIFF'S SALE - If you havve not cured the default within the THIRTY (34j DAY period and foreclosure proceedings have begun, you still have the rir ht to cure the default and. prevent r-he sale at any time uo to one hour befar~the She~i~'f's Sale. Yau may do so by paving the total amount hen. Est due,~plus anv Late ar other charges then dui, reasonable attorney's fees and costs connected v~'ith the foreclosure sale and. anv other costs connected with the Sheriffs Sale as specified. in writin6_by t6e_lend~r_ end by nerf2rmi~ua anv. other rea_uirements under the mort~,e. Curing your default in the manner set forth in this notice wilt restore your mortgage to the same position as if you had never defaulted. AAC'rYi.l^ Thi`~ cnnzmunicatinn is {rcnz a debt collector utternptfng to rolled a debt: um' irtfor•rttatinn obtained will be used inr that purpose. However. if the debt is in active banhruptcp ar~ has beery discharged thr•nugla banlcruptc,., this comnarrraiaztion ~~blt A intended as and does not corzstitarte ara attempt to collect a debt _... ,: C1cw•en Loan Ser~•icirt~, LLC ~': __..._._.__._.., yy esT Palrn Beach, Florida 341 h-4"37 ~W ~, IJ (L>o not send correspondence or pavrnents to the above address, j ~ '~ d~~ `~ '~ . ~ ~ ' ~iu~ FART I ST' POSSIBI F SHERIFF'S SAI E~ATF -- It is estimated that the earliest date that such a Sheriffs Sate of the mortgaged property could be held would be approximately six (6} months from the date of this Native. A notice of the actual date of the Sheriffs Sale wilt be sent to ,you before the sale. Of course, the amount needed to cure the default will increase tfie longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the services. HUW TO CONTACT THE SERVICER: tiame of Services: OC~'F`EN Ad ess: P.O. BOX 24737 VEST PALiVI BEACH. FL 3341(1-4737 Phone Number: 806-310-9229 Fax Number: 407-737-6300 (;ontact: Early Intervention Dept EFFF('T f)F 4i-IERIFF'S SALE -You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to Live in the property after the Sheriffs Sale: a lawsuit to remove you and your furnishings and other belongings could be started by the Lender at any time. ASSUMPTIO'S~ OF MORTGAGE -You may or '' may not (CI3:ECK ONE) sett or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that ail the outstanding payments, charges and attorney's fees and cysts are paid prior to or at the sale and that the other requirements of the mortgage are satisfed. '4'OP h'E4,Y ALSO HA`'E THE RIGHT. TO SELL THE PROPERTY' TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO I30RROV1~ MONEY FR011 ANO'I'HI.R LENDING INSTITUTION T'O PAY UFF THIS DEBT. TO IIA~'F: THIS DEFAULT CITRED BY ANY THIRD PARTY ACTING ON Y()IJR BEHALF, TO HAVE THE MORTGAGE RESTORED TU THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOI?CURE THE DEFAULT. (HOWEVER, YUU DO NOT HAVE THLS RIGHT TO CURE YOUR. DEFAULT MORE THAN 'T'HREE (3) TIMES IN ANT' CALENDAR Y'EAR.j TCT ASSERT THE NONE?:ISTENCE OF A DEFAULT IN ANS' FORECLOSURE PROCEEDING OR A1tiTY OTHER LAWSUIT INSTTTLTTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY' OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY' THE LENDER. 'I'O SEEI{ PRO`I'EC"I'iON UNDER THE FEDERAL SAl\'KRUPTCY LAW. CO'SSLiYIFR CREDIT COII'S`SF.IaI tC Af: NCIFS SERVING; Y`OI1R COIt1V"1`Y I)ACr9I.I' This communication fs front a debt collector- attempting to collect a debt: any inf<rrmcttiort obtained will Ire used for that put7rnse, Hvwevet^, ij the debt is in active hanlcruptcy nr• Etas been dtschatred through. hartkruptcy, this cornrnurticatiort ~:~fltiblt A intended as and does not conrrin~te ctn attempt tc• collect a debt 04.!1.6 '2e109 ~.u1..S FAX ~(^j ~° (J<•wen Gutsn Srrrfcing. iLC' ~p€ r.O.~ 745?S2 CJrforad F[orfda 33878 W a PAYMBtaiT RfEt4lITTA NCE tNFORM:A'TIQN I _ lirlaltc checks t'raYable to t~CweII Loan S.erviciRg, I..LC'. A }ways ~tl&taadc your i~ow na~m+~r wilt yoatr paytnsnt. 3 . Ttae• down payrraerK mart be in tla< Erasers of ~tt.'I,iffed_Sa.inde:- Qviv>a!a*tr=FAT L>r'~ tvEiaY Lt'bw car L. 7.. AN PERVIC7'TJ6, Lk. ATTN: CASHIL'RINC. Pt?PAt2TMItN7' tz~so xltlfit~tvtlr'I-v t~lcly~ OItLA'L'+iPU, FL 32w.2fi ,~,CrL.i ~, WIRE R8eC 6iV tLR rc?IDS: 323'7 $ K: SPMOrtean e_.lanau F.lante, NA PA YA BLIa^. TCIx a~.w~N Lt7AN 5A._t2V't [~'STTCS, LLC' ABAx 02 kUtxi01't I,ITYv ORLAN,Csp ACC_OVNT NAM7ts Ocwen Finraneie7 Cnrpo, SYATF„ NL.C'>R.[DA ArCCOtSJ7hl'T NYJIM>e/SR: UUI t$$$yy}a•J RFLFSRSNC:lG: 4l7?42355 RTi.AT REIYCEr Lcaitn Numfarer, Pro1+t'n's' Aattlr AG1L}•tT LdGATER= {[i{a07 41G-9400 and Hoszuwer Name E'arer~il: ~uraxlerrfi~-Fri~.~ _ ~ir)a a. Coe CiISy CJowcn •+€=arff~~ 1N.s w..,r. s.aet: rr_ seccrrea..-o: 4ovaz~s i Attu: Haarrae ee~,watirr.a ncparirr.rvet )LQAN MCli?7I"ZC'ATII{}N AGtit77.7iM]L IatT C)•cwun Loma Fnnrtric irtg. LLC (•`CJiawen"7 is ofFaring you this Loan ModlHcwtion A.>¢rcoaraont C"A ~n+enr"), 20. 2O{Nt, which modEliaa efie termer oY,yaur fiorne ansn nbtigacitans au. dasorlbed in detail below: A. the Mortlta¢o. i7oed of Truot, or 8ecurtiA' Z7eed (tfie "Martiraii.'.t+^~. dtaYed at+d retarded €n. Hte public racnrri CVMS$R1_A3~il} C'oonty, wrad 23. tht- NLatc, oYtlae rwrnc date and arc-cured by tale tMCarsitalie. wh;nta cnvmx Rhc r~rat wnd parannat propeary des MeaMtbagt and dctined llLereia4 e3 the °•Propa-b•". lcaoarad at Y ti]7 9i+aanRr»L Lw.a, C.a+rllRiie, PA t 7qt 2. Y+ux•nuarn w our mutant w,tueerraent Y.n modity your Notc+ nerd Mort{„aga wad in cnnaadwraYicfat of'[he ta*+eattasos. r tcrrras cats. Ytarth taeacaw, iaae partiwt arse as a1 itvwx: t . In ondsr Ftar chs trrm¢ oY stair retodtt'tcation ao become etTect:ve, you prorralse w matte an in ltial down pw. Ysyrx+cat") uf' SG,000.Od o r bef~orn Fmbrea.auy 16, 2ta09 tad two Ca) ectuaE r wnelaFy payfYaente of prireCtl in the amouttt o•F 9t t .26tt.27 to Ucwen C`°'t"ring Period^? borgiRning an Apri€ i, 2tl04. and ttforoa'fYer duo a ~aakt auoomerliaay., monrh. ... Ywu aSre'c arras, at the end oY the Trial Ytn•icad, ttac n w principal bManoa dace candor yoaar modliC ad Mnngaa~r. writ t+r, Z,a $9,53"..[.77. LYpon modt[toatinn, your Nate wilt become contrwctua7ty oarr•rtaY: aio+r citale'jgos taawt weM not ;nCiudnd an [isle yrirucipal iwaianse will Fn your raerpnnribit lay. a . grey Saayments due for taxers cr inruranea will be your rmspanetb€lit}• [n additton tea ctre paytuents of inavresa required candor ttte tottns a+F [hies rnadi RLaation. iT Yhis iotei is c rvently rrcrowec;_ ocwen wi1E non the req aatrrud ercr,ow• amounts with your monthly prirtctpai antl 4nterest payment. 4. if yc>u pLrcoera fully oonf pirrte ttrc `['stet l+ariotl, your Iwo will autnmatfcaliy bn rnotlitled puratttartt txa rh A¢rrwnaeac (rho "Madit~toation"7. Howovnr° €F you }hit m sond any full PwYa*+enc nn or bofotn ch.o neaps during the Trial Period, rho Trial Period will irnnoiodiatnty torrninaLe tad tho M<adiYbawtiox+ af't`er wilt Fero Aeeeprancs Head application of late paymenta durlRg etas Trial p¢riaci dr.cr oar waive C7cwon's rE,i,k.r cr Trial Peria3, nutiity the iKOdifiwat:on, or reasume fraroclo¢iuv e+r ortanr act€vitiea related to flan dotineuor aantter• lm 6riglnal tYl'r'taa. Aftor tl+c 'G'rid fwrtod oxpitvt€on. you pconaiwa tp make pnyrnnnts of principal wnd intorest tart Ltac son nueceeciinM month until alf ataeoautsa owod tmdar trot Naaac and MeediFiaac:ort one paid in Ytrll. 6. Lpwa. Modif+ent,ern., tree nraw aaatoaaat pnyabte under yoaar Nnts a»d dre I.•tartRnEte will be incrsarced to tt aL" debt xrvvnd cn yoaar loera. ~ub1 tX:VJEN.CC)M 6WCY F'bF.aw ry of r:bea :n d+o mtl: icana. and mans C"R~own ai and intorosr. s sera day a+F Iv otc t ~d t~o rues, Yr d principal sod nut. fn cnlior-t tasrrna of this :t€vo duo dose +uti and void. .ermin xe the ry of iTre icrarr dsy of enctr tr'+tai amount .n°..,..r..° 'T'i+LR rgatarRa+nleaLLten fa tram a debt cariln.3or atlr-rr.raL irrti to aaealiexst u a4ebL; nary infi+m+rtion utreuined w{I l lau used !nY carat ~. stases. Ficwvnwer, iC Qro dab[ la Era arattvc ttrnierupWy car aaos taem+ diaeclrwrgad tirroutrir bant+rui>tnY. rh ib comntunieMion i8 not ineetrdad Du- nod. ~ea atnt constitute an auomp[ eu c.ollxf p dcb:_ e~° _ ~,,~~~ t LyynF Exhibit A (~~~ C)caorsn Lrio+r Srr-+.fctnx. t.LC 1~~ I'. C). I3nx 'r&5052 lo.c - r.~r/ansto. Ffaridrr 32s28 t~j po2 .OCW73N.COM 7. Upon Mcadtticat3oa, the aaaauol rnm pt interest oiaar gvd' on tree auapald pa-inpipat btriance of your loan 1 ix cnnycrtnd. co n Caxed rate pi' 6.50000°~L. Tlaiit Haan will ramaitl in sftYet aaatil the erttatvriry chute Of-ypUY #Oan. 8. is you artl your PtrnPOrt_Y, a'e'Ftnancs, nr otherwise payoff ypaar roan durint: the 12 mont}ts followi g tbv dues pY' Modif uaition, the Moditlcat'ion. w}t} be yoAAakalc a[ rlac aolc ppaion of G:.acwcn and nil amnunrs o ..d uatiar cltn obilglttyona cxieting prior tv tF.e Mpolficatlon. will lea due and owlrtg.. 9. You will eompAy with aSl other oovenanus, aEtraante[atly and raqulrsrratnrs of yrnu Mnatgagc> udinE, wit}aout lim.itat; art, th¢ co.reaaanvc wnd wgraementa tv fnnkr. aft payarsearta n#` tax+.n, . t.,~.tn.ow prc..n:t[.a..s, n ones, escrow ibeaas, impounds, eared a7! other paynaeflta that ,ypat ar¢ ohlipaaed tp make under the Mtxtgatae, ,exam t tie. ctltatwiat. pM~'ialeq h.ereirl. 1 n, You undaraetand and agrex ttaats (aa Ail ti. rirtara as t rwrraadiaa, estip.alwtions. end onnd:t:ans o ud :as yo.rr nt...rtyva}ic rclatinlg dofw..tlt: laz rlac~ anaatinls, of Paymsnt8 tuad¢r thm Mortgage wilt niso apply to a~ nlt !n the making o£ the mnd ~ d paymcata hcrmwadcr. fb) Ali COV4n3rat6, w,~J"eearlenitt, gcifstala/itynty and eondil'ioits in Your Note avail 1VQorltila$C will rsamain fudi 1'orc¢ and cff t, exoopt ea Herein mtadtfimd, erred Hotta of thm your o6tipSations: or tial~i#itiea undwr your Note Mortgage will Ya¢ dtmhlFaahae} nr neieaseui iy any prpv:sions hox+oL ntrr will tlaia Agiremeat in any way impel<, d' :Dish. or aPFae>: any pf Gcwon°a rights under ar remedies on your Nana and 7waorSgage, whether such rights or r ies arinr. Hacrc tarader r by o}xaation of law. Aitto, nil rights of aet.a~ a co whtvh. t7c:wnn fa F+reraen[iy rmr'rtl att4aasr,at nr;Y prCSpeft'y c+r wny ot}aor persons in any wwy ub/igatod far. or Iaabie on. your Note grad Mortgag nxpresaly rc:sorva3ai by ()ownn_ icJ Any expenses incurred is oonnmotion wish [Nw swrvioinlt pT your lcawn. Uut not ymt cfmrged >n yaaur aunt as oY tree! date of this Agrrwaraent, may tae charged to your acooun[ a#UCr the date oC data Agraeaaent_ (d) Yaau imsre nl+ right et'acf.wrF pr eoatnteraia[tu, or any d¢frtraee tea they obli>gaaiusss aat-yrur Nwe or More go. (¢J Nortaing in mtc Agrawa»anr will be undc~retcvd or oamstrvod w ba a satisGwtion or s+e}aax<: in wtaa c nr .n part of altar Ntapn anti MWT$age. (t7 in tix syenrt chat a. Carrmvlr urn :r. p.md:ng, ahc t ltaf:.urc wvs::can will no[ tae di.mie:yacl, i-lawc.. ur. wcn w1#l fake an.ar.ablt+ eater}an to plavc 1t on hold }aonding your aotsaialatipn pf the Trial Por:od. (g) Daaritaq rhm 'I'ris} yaeriaxl, yotu- Icaan will coati naaa rtr bs detin9r.aont. Ax n result_ lar ~faa,.. rnas• 1+o vhaTgcd wnd znadit repol'tirlg. will conttnaae puasnant to the urifainai terms of your Note. C}a) You agr¢c tv mdco and trxacaate ouch ottacr docaattaenta pr papcra as may he rneovavary or toq uiarod t off ctuaar thax terms and ooaldttipas of this Agreement which. if appa'4syed and acvreptud by Ocwen, will bind an nu:+e en your hairs. eaxeQUtpra, nrhninislaattats, grad asaigna. (iJ Ypu auadcrarnnd that this a@jrccmarnt is }eataiiy binding and that IL affects yoau rights- You wont v:as .yau hwve least t},e opportunity a+cr ca'btaiia, iaadopwadorat Cage! op~utaael t~tlracetlrataag dais Aizrac-rnanx a[ad aAy.nfnL. chin A 6,'r'ttaraettt voluaatarUy aattd with fulf arnderstaa>dirtg of iu contarsts and mcaninlq- CR? Ca>tteccfoaaa Glad Omiasioras. You a6rrn® ro execute staoh ~tthor o.:d furthrar dua:aaments as nauy a rewsouabty cry do cap riate 1.hc tralaaaCC:Ona pUnietraPlateq bray eiax M t0 PQa•flrcr. thiC llauln and na vr~iC,y laawraat intvnried to taceure Uae apnyrreent oY tree !Data cvlefa»ow8 by the Ntste. 1 I. SY L-7{.F CU T}NG TH15 MOD31'ICATIt7N, YO[J FOFi1EV'Eai ttcrt.tiV C1CA73fLY WAivE AND ILBL CaL7iSIi ANY CLAIMS, ACTIONS Olt. CAU9E9 QP' Aa:"1'tt,'3N, S"'1'ATE.7'TL'+ f.}1" I.1M1'TAT10N5 OR OTH i71GT8N57;S„ COIJN"Ci3RC:L.AiMS Urn SF'1"bpl°S 6I' ANY KSND WHfCH EXIST A9 07' 'CH$ I7.4, CaF' THl`S 1yiCa17IF7CA'YION, wti1='1-1-i13'R 1CN[?WN VA U'n[KNC3WNr WPlll :l^7 Yt7U MAY NOW OR i^aERRAF CxR ASSERT IT: CC=NNf~CT1C7N WITH TFi$ MFAK#Nf9, CLO:CING_, AL.1MihTISTILATIG'aN. COL.LPC'1'1fS aR THE F...NF'ORCEM7"NT RY f.AC_`v1'EN OF Tf373' LOAN' 1?CJC7,7AyIiy'1'S. 1t11S MODIFICATIt7N OR TJ4" THE R. R.i3i_A'1-FD Af3KETC'MENTS. ] 2. $Y IEXSG`CiTtNt :- THSS MOL7}plCAT70N, YOU IftRL'~VOC',AIESLY L }t.IC.I-1T'S T A 1' i' JURY 1N ANY ACTtL7N, 7>RGaCFF'DTNf3 OA CrJUN't'ERCi..AIM 61 x~~~ T _ _ ~O- 'T?Ft'rS MC7i7iF'.ICA'l'70N AND ANY RF:LJ`.TED AGRCI~c}t2EN a?. J 'RAC'1'Ia„ aN5 ~[:Ot+arCiWir#.ATTvO IT; Ti-iIS MOI}IFSCATI(}N. t :_/'~`._ _.~f .y. axwaaa Lnan Sarv}olaag„ LC -_..__-- ~~,, - -r: 4-~ x ~_L ._-___. ~warazasa ~ emsaan Thiss or.nasa unir.~°tYO a is tM1'ti~rn r r\c+t•[ cx.neuatar anemPaa"S u` raolfoot dobt; any Fn'Camu,tioaa ub<ninotl w#i] bra tuwtl fur !fiat u[pesc'. 1-f MUOVa1', ff !fat debt is tin d..tr..°abnatkruFaecy rr has bGtft 6:sch°•'Kad Wraug}. b,.adsr'u Ptcsy-„ tF,irs ocammuni lion iH noY intentlud as enil d not cnnxtitutc ~ attearkpt ro cn]Mct as Anbc Exhibit A t~j .~°.O.F3we 72TSr1S7 G:+.-tu.•W ~. FfoN.do 3.z~7B HY: _.~-_.__ ~ rin:r ii)94iia1 ~.mwym 'zit'ia anm cw.tdn n fso a atodt oa3lacmr atrnntpting rt. oatlc..e u alubi, ery ;.vtisrrnct;can abuvinod will be uasvU f r that p .7ac.n¢_ t W waver, i[' tttc uctrx i~an v.vtivc bcdlv~upte~. dr tve_e taccn diactvxhtcd thne.ogh banYcrvptcy, ttriu awmsnarnicstfon ix nni inaendod sa and tln rat .+m.>.x,+.ut._ vvr, autempc to caiEexc a d®tw Exhibit A 'T E R I F I CAT I O N The undersigned, hereby states that he!she is the attorney for the Plaintiff, a corporation unless designated otherwise; that he/she is authorized to make this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he/she has personal knowledge of some of the facts averred it the foregoing pleading; and that the statemer_ts made in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief and the source of his information is public reca~~ds and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the pena?ties of 18 Pa.C.S. Section 4964 relating to ur~sworn falsification to authorities. UDREN LAGv OFFICES, P.C. ,:'~ P.ttorneys far Plaintiff MARK J. UDREN, ESQUIRE STU~iRT `~TINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE DANIEL S. SIEDNIAN, ESQUIRE Exhibit A UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ Oi;003-3b20 856-669-5400 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Laan Trust, 2005-1 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road, #100 West Palm Beach, FL 33409 Plaintiff v. CABBIE MAYERNICK 1].07 SHANNON LANE CARLISLE, PA 17013 JOHN MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013-4908 Defendant(s) ATTORNEY •F4R PLAIN'~"II{'F COURT OF COMMON PLEAS CIVIL DIVISION CL7vIBERLAND County NO. 10-5937 ;. c~ r~ •-,, K _.~. ~ _ ~ ~h r l-'(';j ~ ~~ ~ .-y: ~ .~ -~,£ .7.: ~ ~ ~ ~ ~~ ~ c~ ~~ ~ . ~,-::-t -~ --a ~.' AMENDED COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or,for any other claim or relief requested by the Plaintiff You may lose money or property or other rights, important to you. YOL' SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. COO p~( ~oo~ag-~~-~ -~sc A ~`'"I~I~' Exhibit B ~~ WILMINGTON TRUST IN THE COURT OF COMMON PLEAS OF COMPANY, solely in its capacity : CUMBERLAND COUNTY, PENNSYLVANIA as Trustee far the Structured Asset Investment Loan Trust, 2005-1, Plaintiff v. CAR:RIE MAYERNICK artd JOHN MAYERNICK, Defendants CIVIL ACTION -LAW NO. 10-5937 CIVIL TERM IN RE: MOTION TO MAKE RULE ABSOLUTE ORDER OF COURT AND NOW, this 13~' day of July, 2012, upon consideration of Plaintiff's Motion for Leave To File an Amended Complaint in Mortgage Fareclosure, and a Rule having been issued by this Court on May 31, 2012, and no answer to the Rule having been filed by Defendants, it is hereby ordered and directed as follows: PLAINTIFF is granted leave to file its Amended Complaint in Mortgage Foreclosure; and IT IS FURTHER ORDERED that the Complaint, except as so amended, snail in all other respects, remain unchanged and as filed. BY THE COURT, ~. ~~~~ Christyl L. Peck, J. Pa' e NI. Bellino, Esq. dren Law Offices, P.C. Woodcrest Corporate Center Cherry HiII, NJ 08003 Attorney for Plaintiff t",` r~.a '~ ~~i. na '~i ~~ ~ fir: f ~. ,~ r,' i%- : ~. ro ~ -r- - ~; HYMN !~ ~~ - , Exhibit B Sohn Mayernick Carrie Mayernick 1147 Shannon Lane Carlisle, PA 17013 Defendants, pro Se ;rc Exhibit B WIL:Vi1~IGTON TRUST ZN THE COURT OF COMMON PLEAS OF COMI'AN~', solelt~ in it4 capacit~~ : CU'vffZERLAND COtT1~`I'Y, PENIvTS1'L~AI`IA as Trustee for the Structured Asset Investment Loan Trust. 200-1, Plaintiff ~~. CARR.IE MAYERNICK and JOHN MA~'ERNICE~:, ?~7efendants CIVIL ACTION -LAW NO. l0_;93? CI`dIL 'T'ERM I?ti RF: MOTIOI~~ TO MADE RULE ABSOLUTE ORDER OF COURT A?~ NOW, this I3`h day of .luh~, 20I2, upon consideration. of Plaintiff s Motion for Lea~re Tea File an Amended Complains in Mort~a~e Foreclosure, and a Rule I~iavin~ been issued by this Court on Mai- 51, 2012, and no answer to the kale having been tiled b~T Defendants, it is hereby ordered and directed as follows: PL:~P~TIFF is granted Ieave tc~ file its Amended Complaint in ?vlort~a~e I~oreclosure: and LI, IS FtTRTiIER ORDERED that the Complaint. except as s© amended, s1~all in alI other respects, remain unchanged and as filed. ;-, BY .THE COURT. Chriss~~I L. Peel<:. J. Pare M. Bellino, Esq, . ~`dren La~t~ Offices, P.C-. W oodcrest Corporate Center Cherr~~ HiI. ?~.i 05003 Attanie~~ for Plaintiff ~.. - -~~ ~' ;-:-~ s?; `= =~ ~. r- ~:r - - _~ ~~ ~~ i _ ~u .. r. _.., ._~ :_. ~~ t.: ~: _. :~~ -, ~f". Exhibit B john ?vlavernicl~ Carrie ~~avei-:lic1: J 10 ;~ Shannon ! ,ane Carlisle.. PA 17013 Defendants, pro Se :rc Exhibit B LAVv~ERS DEFERRAL SERVICF, Cumberland Calu~ty Bar Association 2 Libertv Avenue Carlisle./Pa 17{i13 7I7-249-3166 800-990-9108 A`~'ISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas expnestas en las paginas siguientes, usted tiene veinte (20) digs de plazo al partir de la fecha de la demanda y la notification. I-Iace falta ascentar una comparencia escrita o en persona o can un ala~ado }? entregar a la carte en fornia escrita sus defensas a sus objeciones a las demandas en contra de sn persona. Sea avisado que si usted no se dafiende, la torte tomara medidas y puede c:ontinuar la demanda en cants. soya sin previa aviso a notification. Ademas, 1a torte puede decidir a favor del demandante ~~ requiere que. usted cumpla can tadas las provisioner de esta demanda. Usted puede perder dinero o sus prapiedades u otras derechos impoi-tantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIEIV'TE DE I'AGAR TAL SERVICIO, ~'AYA EN PERSONA O LLAME I'OR TELEFONO A LA OFICIN A CL?YA DIRECCION SE ENCUENTRA ESCRITA ABA30 PAR4 AVERIGUAR DONDE SE PUEDE COi~'SEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Libertv Avenue Carlisle,~I'a 17013 717-249-3166 800-990-9108 Exhibit B N(}TICE The. amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. finless you notifi~ us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any- portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, eve will obtain verification. of the debt or a copy of a judgment against ,you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 dayr period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notifi~ us in writing within the 30 day period as stated above, we will cease collection of your debt, ar any disputed portion of it, until `ve obtain the information that is required and mail it to you. Once we have mailed to you the required information, we 'will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. f7DREN LAW OFFICES, P.C. ls/ iVtark J. Udren, Esquire Woodcrest Corporate Center l 11 Woodcrest Road, Suite Z00 Cherry Hill, NJ 08003-3620 (8S6) 669-5400 Exhibit B Plaintiff is the entity designated in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this Action. Plaintiff is either the current mortgagee of record, is the legal holder of the Mortgage by virtue of being successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assigazment of Iblortgage. If Plaintiff is the Legal holder of the Mortgage by virtue of~ Assignment of ?Mortgage, it is by the following Assignments of Mortgage, all of which have either been recorded or Plaintiff is in the process of formalizing the actual Assignment of_Vlortgagc in Plaintiff s favor: Assignor; Mortgage Electronic Registration Systems, Inc. As Nominee For Finance America,Llc, Dba Finam, Llr Assignee :Lasalle Bank National Association, As Trustee For The Registered Holders Of Structured Asset Securities Corporation, Structured Asset Investmen# Loan Trust, Mortgage Pass- Through Certificates, Series 2005-1 Date of Assignment: 12/21/2007 Recorded Date: 01!22/2008 1 nstru m en t#: 20(1802132 Assignor: Lasalle Bank National Association, As Trustee For The Registered Holders Of Structured Asset Securifies Corporation, Structured Asset Investment Loan Trust, 141ortgage Pass- ThrouQh Certificates, Series 2#l0s-] Assignee: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset In~~estment Loan Trust, 200.5-1 Date of Assignment: 9/1./201.0 Recorded Date: 9t20/201.0 Instrument #: 202.0251b9 ?. upon inforn~ation and belief Defendant{s1 and/or their predecessor: John iVlayernick and Carrie Mayernick (hereinafter "Defendants"), are the otiti~ners of propertc~ located at 1107 Shannon Ln, ,~•t~~l~ PA 47!112 _ l~r c~rii_~ nf_fl~;r,~1 ~~~t~~ 11/{17J2(i(I~ ~e~rfi r~r~.t~r_~~~l ll(~Z/7Q(},~ lr? Exhibit B Official Retards Book 266 at Page 1..877 of the Public Records of Cumberland Cota~.~~, Pennsylvania (hereinafter the. "Property") 3. On 11.10512004 ,Defendant(s) andi"ar their predecessor: John Mayernick and Carrie Mayernick promised to pay to the arder of Finance America, LLC, dba Finam, LLC .the principal sum of ~ 170,000.00 payable with interest thereon provided in the Note. ~. By Mortgage. dated 11/0.512004 ,Defendant{sj andior their predecessor: John Mayernick and ~"arrie Mayernick to secure the Nate, mortgaged to Mort ;age Electronic Registration Systems Inc., Ac Nominee For Finance America, LLC, dba Finam, LLC, the Property ~~~hich is the subject of this action. The Mortgage was recorded on 11/23/2004 in Official Retards Book 1.888 at Page 4446. Said Martgage is inrarporated herein by referenced in accordance ~~ith Pa.R_C.P 1019(gj. A legal description of the mortgage premises is attached hereto and made a part herea£ 5. Said martgage is in default in that the payment due 05/01/2010, and alI subsequent payments have not been made, and by its terms, upon broach and failure to cure said. breach after notice, all sums secured by said Mortgage, together with. the other charges authorized. by said Mortgage and itemized belaw9 shall be immediatehT dtte. 6. After demand., the Defendants j continues to fail or refiised to comply with the corms of the 1llortgage a~s follaws_ Exhibit B (a j By faiiulg ar refusing to pay the installments of principal and interest when due in the atnaunts indicated below; !b} By failing ar refiising to pay after charges, if any, indicated below. ~'he follawing amounts are due an the said Martgage ar modification agreement as of the date stated belaw t7npaid Principal Balance Accumulated Interest Accumulated Late Charges Escrow Deficit/(Reserve} Other Suspense Balance Title Report Fee Property Inspections Property Valuation Fee - BPO Attorney Fee Grand Total The above figures are calculated as of 04/0912012: $183,376.14 $23,665.71 $190.23 $8,402.63 $-1,364.99 $300.00 $1.30.00 $1;098.00 $1,3DO.DD $217,097.72 The interest rate is subject to adjustment if mare fully described as such in the Hate and martgage. `l~he interest rate on the subject note is at 6.0000 %, The per diem interest accruing an this debt is ~~1.84 and that suin shauld be added each day after the abave date. The late char~Ye is subject to adjustineiit if more fully described as such in the Hate and nrart~age. The late charge rate on the subject Hate shauld be added in accardance to t11e terms of the nc7te. and .mortvage charged inonthIy at ~fi3.4I . 7. Breach letters have been sent. to Defendant(sj in accordance with the reciuirenzents of the subject mortgage andJor The Pennsylvania Act h of 1974 of the Cammonwealth of Pennsylvania and, if applicable, Act 9I of 19$3. Copies of the breach letters az-e attached _ _. hereto as E~shibif "A" Exhibit B ~Tt~'HEREFORE, the Plaintiff demands judgment, in rem, against the Defendanttsl herein in the sum of ~217,Q97.72 plus ongoing interest, costs and attorneys fees anal for sale of the l~~Iortgaged premises. UDREI~T~AVa' OFf'ICES, P.C. _ ~~J ,d, ~` ~ %( . -, BY: ~/s. ID .SUst3y:i VERIFICATION The undersigned states that he/s~ is authorized. to make this verification on behalf of the Plaintiff. and that the facts set forth in the foregoing pleading are true and correct to the best of the information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 1$ Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: "`~ ~~ ~ ~~ / Name: ! ~"~~~~ ~Att9t Title: r Company: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2{}Q5-I by Its .Attorney In Fact (3cwen Loan Servicing, LL€:' ?~IJL~ fit: 100b0~_59 CASE ~#: 1008089-I Exhibit B ~- ~..r _,~ - ~ .,;~~._ . ~, ~ ~~ .~ ka. bWi 'tea ~M. Exhibit B _ _ r~'~ r ... ~. -.. - - ,...._. .,.A # L#~E ~' ~I~l~k4~'~'l10 "T9*,a I~K~ ~ ~ in'~-~ ~tt~tl~rtu~nE ~.s ¢I~uG~A~ 14i~14~+s; E~~~; ~ ~::. 9~, x~ ~ +7 ~kr'i ~ "T~ ~ ~'r~a~ ~riftdott ~~n, ~ ~, Cp' " r~lll~fY ~ t ~'~ fat~'I ~~!'14"t~. E[9tC<, ~ f ~`, !~ ~i ~Bh Ra~tr ~~. f~ar~ .~ Ck'~4 0 3~:strindeef ~~ ~~ ~. ~~ at ~ri p~r~„ r~~q a icy ~ ~t ~~ , ~a, ~ riartty ~rt ~i~ t.orar+ . ~pht t5t' ~~, ~r~ ttj~t ~ max, Stt3Tk,S a L'~1th18' i© 'fit ~ sti c~scuzf ttl~ ~ ~~ 86 ~~ ~~~ R. ~'+ $ tad ~ tT a R~riiu~ e~ . ~i!t, altwi a~ awc di~r~ ~t 'I#3,~7 : ~.~ t~uF~~; mar:tr c~+u+p~ e~!tP ~ eat' a~as~,'..~ca#~o ~ Ott ~~: ~ ~ ~ ~dea4: 85.7"3 ~ s~; P~. f5'n~ ? aid tk ~ Apr„ ~ d +~ etainlJ~t ~aaeoo~-ads t1~TMRt, 8+6<'T3 ieet dam stn, ~ Sri s~ ~i~ ~ ~' +r M ~x ~~. ~~ aar s~i~ °~x, n ~ ae~es ~~ nn~eut~ ~~arxtn~#s rt~ ~et~ ~~ , t ~ r~s~ ~~ ~t L# $~ ~ ~ ~~ pia ~f'1~1 ~~ ~: ~~. mid :.~ ~.# ~+ie ' ~ ~ X12 ~5C ~ fit: &~ X34 t#~+~, ~n OKs; ~ Ats+d 4 ~ ~~i ~rtw~v ~~" Etsk ':b. $~'~ ~ ~Rh$ ~aat ~ dq 'i $ mat::~pmr ~0 ~e~a ~ ~~t, ~~m,~1 ~ iF'L1'-itil~. Csaeiha~~ P1R~c~fa~Yl1't~C. ~.€~~F~'~1[+Q'~i~~#.'!~~ . ?Fad 1es aa~rs~tia~ ~ ~ ~1 t~Y $iS~'inc~v `~etYt, ~artt~a, ~~ ~Et'!'3 ~1~, ~i , ~Y~eC't ~} ~ 1 i'WMIC~ SOf~O~tC +'dJ4~ ~ :i~`~E- t., tier Guitd€~y.,:tr-rdirdi~j tt~aaq ~ ~ ~srv~r~e~tua~p ~3 p~ArAtr~in!o ~#+, ara +llr~c ~I K~hEing mil blo ~~~ ~r ~ ~ ~ tt~il . b~. ~~; • BEK~ i~ t-Itd !MMKh~ '~ ~1 t~ liE1Cl1 ~~~ 8€!il ti~lsrlk~tl ~ ~ #'~ ~ ~ t+(F~13 ~ ~i ~1~' ~~ l~nna~~; #' a~ar~~ tJidtfg-a : ~ ~t t~ eaatittiui~ie~~ ~f~~ eon rn tt6 n#J~s ~ ~ d+~~s~. ~;afs~rs " ~~ ~ ~ toy! ~s~rt whRSOi~~r era s~xt a~jr~-an cr ~~! ~ ~ brims ! M`tiaEl ~i~t ~ . - i~° i+~ ~w a?r ~A ~'. ~''+s~fe ~~:~'^ ~wr ~~ ~~ ~ ~sr1t? ~i #t~s ~crt ccs~~ E ~~:~ ~+q~ +~ - ; ~'e ~xf ~~ •~r ~ i~~ ~~~ a~ a~. ~n~c ~, asc rr~ile ~ ~ ~ taea~+as pt~'a3ti4x~ ~~ +I~i~ ~~ tza ttso ~ 3i~~'++r* t-~ d'-+lir ~ oo s, ar ~ sc~ a ths~ ~~{D} ~ ~ r# ~ iYftr~cs s~ 1r~ eta ~xr~xa,~rt k~ ara'7 ~~ ~~ ~ ~+~; ~ ~ pew ~tty #,ar. '~`~~ frail ~ i~~ ~ "ki^" ~ ~~ ~~ ~, [~:~ ~ ~ in-~d ~ CC~'srr, •~r+~3E $s ~t+-a ~trr~kv~ #'+ct~irs~, ~a r~ ~~t~e t€ si~sla; tee, pu~so ~~. ta'- pros neeys`t~aa4dit~~f~~~l. PP(+~ ~'tw3t, ~ ai gt4de-tsgg #'.IA't#~; ®r~r,~t~ ~ Ilw~dd ika:~ t~} dt?~t~'~ }1i41i#h ~ #pir~s:'f ~f 3°"f ~d~Itra ~n~eb~r~. Fps.; ~r ~h~ ~arrrl~ 1h~ ~~ `+~ ~ ~} d~}s ~~treuket~~a ~itl~. ts~ ~t~ r~~ a~r+~ l~nanp ~s~~; ~s}r tB~r, ~u~rs1 ~ ~~ fra ~ ~ ,~ ~~ etc Exhibit B I~t~i.fi C i~arur:u~3t ~i~i ~~ ~~E;~ t~3 # h~aH1+~. ~t~. ~?s ~ ~ 'Ib9rc ~i p~ ~~ ~+ip~4+~RS, ~f fi~dus~i ~ ~, ! ~i-i'' i+s+rras ~e~ct see ~ta~rt~3 ?vr'c ~ ~9®d~ #~' ~ ~~'~r. ~r+r1 txxti ~~ 4n " tat r!1 licit ~# sY~C1t~3~'!, ~: Nor a~ ~ ~r ~ r~op , aam+ ~h: Fr~tA~ile~+eir ~t~ti~ is ~ pe ~~- ~ Otis ~l~1, #~,~ ~ ~;y, 6cc sny ;+~ ~v~r.. aaas ~ any . ~ ~ ~a ~#savi~gt~I~E ~t'~ ~~> ~~fr ~ea~x tbvwk~trr~kmi'~~ ~~ ~ zr tea bt~trHa, t~rpt, +~a~, g~uragq„ aiit~- ar vta At ~ idnt~t~y +„t~ shy 3aE'E~G14~#~! E'Zt~ In't ~' ~, ~~i~ qtr di~s.~y ~~ be eK+a .t~ !~ii~ii~t& s~ti ire ,~ gran ~m `~n~ ~t "~~3T' ' sft6 ~'!be ~'ba i~ art alt ~ . ~d '7., tit ~h~lt ~ cB~n ~t+t ~wh~°#e Ply bt' ~~ ~ ~r nu'~e ~ ~S~ i~iri~zx.,c B t~ ~~~~ d+a 6 4~ me ~ pRti~ +atrFut~ e~ r,~it'i~' '~. pia. ~~i~ any ~~ t -eiorc~a~ wrn. '~. .~! 'GvM~i3S"atiJ#i Slial( hd4~~ ~ X713 ~. ~E'1~6' ~~~ y ilk' [~Q~"116BE7~'} ~ ~~{~'` ,xxli2sc~eG~b±~, ~61~T stti~3 ~ aarenl~lui~3 t~C',in ~e erg cny ~ni~npr%~.vivt! tfszt §rr ~ are ~r } ice! ~'j~- ~s? !~# ~~1£P ~Ritdl tllHlft~~t6 Siff ~tl~ IGI'~ik ~ .1rw.r ~rsi'~1~4+~3rt I+# fS~ ~tt~i~'ri~i!1~~rt ,fvy~t. 9 ° , hk~ ~3 ~ aue]iat 2xxrasei~ ss~aait ~~ ~n r~rs k.€, ~?. ~~~d t~:t~ it ~~ eh : 7~ :t~! > ~ "~1: ~ ~~ ~6Dd ;~!ti~:~ lx ~81'~L~~3'J :~~1~y it tl*~ ir3~ic ri~#Sm~aerl~ ~na@lt~9cf1¢t b'f AaUS~i ~. ".3. ~ ~nak dr ~i~ weht { ~ ~ tai t~ tsct a pen:cq~fS,C~i: tN rvau~r:~s rare z~~.~ ~'t# cx r~a~ ~I~tia ci~ar~lnpnt qrc ~ $~~ ~~ arr ~~ FoE. ~~,~, ~a >~rt~a ti ~ ~ ~ ~E~ ~i ~4tit-~~ ~~ t1~ prgira~r~s ~ a~ 1 t`~4 api~bml ~ ~~n~~r zd~aci 6~ilk~ie-, ~e qtr vaiEf b. ~rerr~p ~ 1f~ ~~ ~:~ r~xet ~. F1ut~ ~t ~ti a~ F}.i~b5 1bcoa! ~ r# ~t mattJc~+tx!t ~ ~~ ~ ~ ~~~ a~~sa~' i~'~tif ~ ~i '~ ~#} +~a~c+t~t~ m~ Erg, ss~~Gt'~# a+esin~ epp~ rt~ea~ i~dti~;~ mom„ J: Ll~~'4,•,^-O~hbsriknefsl Exhibit B -_ .. - .v~~ z3.-. _ ,~..:a .,..~ ~. ~~.,~ ~~+~~ ti".`th`#f~'f'It`s!!~l:Pfr i~3/t7' ~1~y~.~~' ~ ~ _ fitc?~ s~ai~:r~ a~ ~' ~ ttn this l~k i.~a ~rn~a~ysd. a ~, "~^ ~ {31 ~ lU ~t1i~ 1~3 ~ ~ ltiF~ fA~'?Plti ~ ~~ '~ ~ c'}t"~`+ ~a ~. ~. ~~ ~~! a ' Wyk ~C'~'i G~' ~. ~~. Tarr q~J~a ~ ~a ~ ~ Ck+ ~PLtip 4i +# *.~~'y+~r~~, ~~ ~ 'I~r : ~C1~Q.~G @ ~"°~ St.~wtui Trt~ C~.+arartly : vamAa`tY Gpm;rdtmesli Number. 2J341001CEi}SS SCH5Di3LE C PROt'ERSY t>ESCRtP?'tC}ti rte tend referred to in the Camrrtitmsrt is dexxibed ~ foflaws: Att. TNAr CERTAaV rant of tarW aituat9d >n the Borough of Carsista,'Gumbet`end rdaurny, PA ir~irr~ The High'sahds, Fhase 3, tot t+k. 66, as stiovm on a plan etttlded "Tire Htghtands.s"ins! 5utsdiviafar Plan. Phase 3, Secctinn One" dated January 21, i997, by PenrtTetra ~nearing, ins., IStata College, PA, recorded to ?fan 8avk 79, Page 203, being barnded end Qascribed as fadtovas: BRCi1Nt~titJG at an iron Air,, beutg a sautt~r corner of L.ot Na. 67, and tying in a nanharty rr¢tti of way 6r1e of 8hannpn Lane =8D toot right of wayk thence t~itrrtg saki fight of way, aiohp a c:ttve to the teR having a chars trearng a€ Saultrr~ deproes A7 rdtwtes 02 accords West a choM tiistattce or 16.27 tact, a radius of 43©.00 feet and an ate tAstaxe of 18,27 feet iA a pdrd; hence sxulkinuing abng said right at way, 3auth 8S degraea 42 mitu>dss OQ sacorrds 1Nsst, 85.73 feet to an Insn pfn, lying along saiti tight of vrey, South 85 deg;aa€. 42 minutes 00 rrecanda W esi, ty5.73test to an itm pin, h~ along said tigtlt tit `-~Y and tuirr an easbarh' corner of Let NC S8; :hence along saki Lat. North Oa QeDtees 18 minulss CO seaznda West, 1C5.00'feetfc an itort pin, being a northerly comer of said l.at and lying in 8 stxRltegy fine of Lot N tx ~ ittetrs, akmp saltl Ltd and along Lot ~. 83, North f35 degrees d2 minutes ~ seconds Erik, $2.t)C test Zo ~n ht~n piny fyfng eioag Lot lVc. 83 and f~airsg s wec6atty corner of t.~t No. 67; ttUatxa} ak>ng said let, South Q4 r}epn,es 18 minutes ~} secatda East, 105.31 fry hz an iron pin. beltlQ tix~ pIaC6 at BEGINNING. 'CONTAtNtNG ~.?98 sore. BEING latov.7 and numbered es 116.' Shannon Lane, CerlYSte. P~ ??013.. Let t1a. B5 is aubjad to a 1C foot wfdc utBlty easement alnisp its street frontsge UNDER ANpSU9.tECS W fhs folkrnring twlidtng and use reatr}rllons: ?. Nc buihflng, snaludinp house, gat'aga r$ structure ar adtltfioys thereto, as +weit as exta'na! llgtmng fixtures she(! be enacted, pissed, or elle:ed on this ~ untll the ouildit~g plans, eA'~iE and plot plan 8tso~vlnp #ta locatrors of such bwgdtnp and fittfshed elevations have beeri approved In wr3ittq es tc contarntty and hey pf exiettfal design vAbt rile des~a sdtatrra Df the st~divlsart anti with existing sbuctwes m the sutuifvisian, end as tt` location of the building wllh respacY m topography and finished Around elevatlan, by gtarttors ar their designee. Gratrtats m8Y rs)ect a; appaove sudtt pta+xs;for arty reason witatsaes~r and such re}eo6oo or rapprovel shelf rie final end aim oat be aRp~{aWe In law rir to egwZy. Proaided turtles' that r~ dwefling shalt be erected a'+ this Sat cnr~inin9 less than 1.900 ~ro teak of tiaor apace, e>a:tusEve of porches {ftnishadar unimishedl becsemattta, afftasahd.6sra61a;. And turttter, na titaWte homes or raadutsr hort>es t~l be permitted an tyzs iat In #te evetd grantors or~thetr 4esitinaa tai( to atjprove or disapprove suss d~lgn taxi ldCation within a th6'ly (30) days at'ter sak! plans and eper~icatbns have tfeen sutxntUed to them, susdl approve; wk'J sot tae teQtstred end ittis Ctavettant v~ ho rlaame•.d to t1aYe trees: fully exampliad wish. 3 `fh~e aeirnfikkm of the terms "h'.i~fting" and "acoessaY atrucane° ae usadj hereto, an8il bEr construed to irxdude tentparary as nett as pem~anertt sttucturee Uit~etitng. but xxst Gtttlted to shads. traehtnts~, playhouses, gszabas, lawn ornaments and free-standing Hghting. Provided further, Drat al! tr3sidenee platys snort include at tgast four {4; shade trees {with & me7imum caliper size a* :"y std adequate s`xilhrsry. >^utvter, shefl compfefe lk>e ts'ndapystn~, within runaty {$0': days of rompie(zrn of the residence. i3uNcsr~ and piers and iarcdscaping plans. as rar#utred tse}roundar, strait be autmrtttad to 5 ~ A Custcm Eiuiit ALT'A Corrindtmar8 sd+so,ie C ~ ? (2aa~t[QOSasass.rrurraa++oa~saaos&as! Exhibit B z,~,r mow" F ~s,~, ~o.7W ~~. .~~.,~~~ ~fr~~~.FErx'~fs'S3,z'+~s3S 1~t"4t~`~`~~^S~~na.:~s ~ ~9a:~ixls:~,~s, ~+~ tv:F.~a . "rfh3rnsJ , "r : ; ~ 3 ' 8~ ~{ ~: 31?".r rnm~tz f c1 ~'IrJpG12;? tti.~~iC34C' ~ ~~1'~% ~ . Cat~7M'I+.~. ~'A i'~iA~.3 !}t1? :may ; ..~ ~~~~~*RW~S[fi$~r~It3Et i~ ~ i lt~i GOit~er#Qk #tf~7liJpd~yF C- sierl3w+"t . i'~ibc; i~oy asi~fi~ c36rt~~llrgit ~~ ~ I~r fi~xt +~r. Exhibit B w ~,, 1 `t~ ~~ ~n~~•.q.,~~,nr.v: ~, .~ ~:. :ter ~,,;; ~^ air ; ~~~~ tea . F'~`'~ w~ _._.., _, ~. --~....,.~,e.... ,~... ~.~ 4.... ~~ .~ ~~~ "~ fir. ~ ~ . , " ~' ~ -~t,tt is,~"'e[,~8 ~o~~rx ~~~,..'!s'tmi ~s~ ~Mt~r :r y. - tA# t~'+~„~#~ ~+i3Y~i~~s 1e~ }~, 1~~ ~ +~ ~ai~~1~ ~t dry ire ~4ie ' ,~~G~W'11F's~"S A~`~C,=.r'~ ~+q~~ p'~t~'; e~€ i~c~.~f':_~~ b.~i k ua 7~ir *D.tie,r~.xolrWuiti~ t~Earnnior~z~ ~. . ~'~1C~t~F~rVCi~'~''i ~f!4 ~:.`~'~'! ~'~ L Ill~~.'~."~:€'i+~.'1'.t4:. ~t~5 :~i~~'!4 ~ ,P~~:fi~ ~'R. `~i~'.~'~~~ ' ~~.~~ 4 `a4$ ~~1.A: '~'~`."^~1~3{ iT+`l~'f:Lt~i~ ~~ ~ ~:A,+'~~t"~~f,k ±~ ,~k~GF'~f~'~A i~i.~~~~~'~~.A H+t~~3P-~r ~~~; 3fc1~[3rt ISM ~.~~}5 ,A,J:, '~11~~:~3,f +~~~;C[CT~i~UCt ~4[+4~~. ~.Lfi'1'F~ ~'D~ ~ ~! =+~`l'h~,;~ ~ ~`~"~ >~+t~~x fit, ~'"1~'~#.?1.47~ #:~ ~~~ 'p~1'~1~#~C~'~r'S"~'EAL'.~ '41~3+ts~'~NC'~ ~Rtt'~~,~-~ f,~r'~~,~[~ ~`~~1~'s'rS~'" F3.: (~'gA~ ~:€~:. »i`A~ ~~ ~-"~.~1F 1.. ~ P~~;~ 1~~:;IL`~'' ~t ~7,iC,~~1 s ~`~i~`:~l_ ~~4Y~~;iysl~y A"~, ~Vs!~ ~~~~}.~~5~~~ y ~{~+ yt fix. ~~y~ ~r. .y c gay ~y7~ ~y+,~~q~q~iivt~~~pp ~y;,,:~~~,({,'~'a '~'F~~y C~~yy ~I?fy~,N~~A'~~,i 1fi~/.~e,1~lWrRl'.~.i~~ssL~..f`~~'~.. y~~41 ~.'rM'~;c4~~i 8t'r{M, 1:17Ln: () 1~'1'k3 > r ~ :.__Y-,....~_.~.. :.:. ~-• ....w.sr--sue ,.~o.~-oau... ...~•-a+.wr.---,..~ ._„..,~.. r+...._.-..-....~-.. ~a Gf.~aa~asr~~A ~ Sxr~u~ ~ .debt es~etta~r. ~ri~ ~ ~~.~ ne_r :vt'iSAI Q}~QitY,~ Nf~t ~' lll~ ~,p4 ~kF{~Pdf;: Exhibit B s ... ~t . ~~ `~:: a is ~ i . •„ ,. { F"~ " _ ,. P'~`''4~ ~`~ !E'',C.i :.adz t~~J'''~{-#,t~, .~:~.,., ~,~ ,~'E~)Qsdt{y~~,rSy59 ~zsYV:n i~~';:~~:,~6Td(:.73~1:~f 4•'~~L#"i'R`.~++.r`V'~7+~t ~iflt~IEfl~{ E~t~~~+ i4~f~-~T'aC ~!- ..~'S~,~1$.::l:: ~.~Z+~-1+~ ~~lA1;y ~."~['1}Y~._~'~A`~Lf PE47R~b 1~t~'~Ai:~ Iz;1'1i7'~d{~A1' 1'~i Z3' '~"~y1~6ks c"tL'~+t3~"~pY~ '~~y3y~ 3.~~; ~`~~a' ~~~ ~ y~y s~'~i ~~~ir~`~ ;M#.~("s7.'rSC:".#~~a:~' .'~.~~'A.']~~i i. {~' .?'Y'~.,[ ~R~' ~:w:taT Saa ~'. e~.~.'~.3~ ~ ~~L a~~s~'.~~ ~,~. ~~.~~lw.~.t~~ ~. ~-~}~t,RR~,~.~~A. i~ ;'~dEF 771 ~Y.s:.iY ~€~'k!l?s:#~t, ~~1±S.311"~..'~'~5 ~ +l~ie'~d ~.'t~,~~'~~ ~ti ~13~t~'~`~'~'.`,~`3` H~'1~41i~1 ~41!t~t i"rl ~'~'~~ S'k'i At RF.,~'i4~1.$I ~ ~~',~'~ i~` ~f~i~: ~:~ °i"~f3~ ~':#~~? '~`~ TES:1?S"s~~'~!t~:.i~~.E~M~~1f'rFt3'C~.$:"w~+~ ~kPk~' ~[RY.,:~ ~5~.~.~ ,c ~r nr~ at_3s„~, ~ iw - ^~~v?~rt ~ ~u~ [+ai~ m+ea:. ,hawts' ++n~r3lawaer ~ ~ ~~~~ s`s. R~' ~f~"~ F~{]`1~t.1k9'~'Ts~tzE fF~"t^~-~.'~ ~~~jgGG'~~!I~ ~1G e1~stQ1~ 1~rsf~ra t~ act trcrs}~ t~#r~ ~f #k~ ~na~ ~:~ f~s#~ r+dn~,l4~ip+~ Ca" ~. ~Ator~ awl ~ a~~ilnt ~2'~ai~r ~'~~ ~' tf s~swi t~r~ ~~~ t3} i~yaah'e khi~ nCPsT» aittti ~kc +~atdar~, ~+srtc ~.~,~ tf~ e~6: as i~{~• (p~/Gr[~ ~ ~iq~ ~1~1mffii~iigT"'3 ~e~w' :?t~ ~ ~ 7a~ sou, mrtt ~f ~~ ' a Gtc w ~n+ ~~a.~nasewr~r's .~ g,~~aR r~~~gtsioaE. ~t~t +s~ tat ~Gi~ir~~tri ~rn~t~paet' ;tr~~ +~i8,p~ c~a ~t~ ~t a aa#' t~#aa TaFDti~ t?alf} u~ar ~r~e ~ ~~au~rs 1trr~ eeg-Hae~n ~rc~s d+~ taa:~ x ~rili „r~ ire wak~~tS~~p ~ t~ttplct~ ~I~R~~ ~ C:oa~~-a~,ia ~~~~ ~'~~~~ +!a~~r~ 'Fade ~sr~l~~rs irc ~~t ¢~ r~~ztm,~ek~t a~t~~u;ci '}+i~;~sa?tvvnsg (LtHt~Y+d7ik9C.b~.~~r, '~ ~~ ~~-~ t'. ~ ~'~l'Li'~ :~,PP~dICk'tll9~i.~1~'Y'~.3 , ~'t'''(~+1 tx".,~~F., !Y~ Ift,~ S~! ~' 1}' 1~'fil~ ~~ ?+4~'1" a~+~?.~,~+' ~Y3'ttE~t Tti 't94l~s ~ :~C'£f.'~ ~ ~~ ~~ !~~~`=~~ ~tt'.~ ~~It ±hCa ~~i~~` k~t3kl3~ k1~1iL #~~t~~~ V ~?~~~ t.~z rk~t*~;s~c~YR ;~1?~]~R7"~'Y h~:a:;,~ 1;nr'f+~.:'~ t~tt~.Llt~.'d~.~, ,~~~±,, ~c, ~ ~.riwx~t~ +~x fi+c ' ~,r1~gr sslt~zlamr~ v~ca'y ~s~~l ~6x~ e~t9: ~ dfiaba.r~xt. ~Y tLa i~cx ~ih:e ~$'t' crrnse ~]~Itr~ ~ ~~ iR~. °r~- ~~~w`+~ 'baussc,~, t~x~ ,n~aar' Apt ~~:v t~,~ ~ws m ~:a~. ^ tiit~a ~~ki~r ,t stQ~t i!tiUr aspp+~u ~ttt, sen t~~~ t~laD~s ~~€ ~ ~+~ar~ ~~Yii~t~. ~saa 4~ you 4~w+~ aax~i ~~ t?1~r t'~gii~s~~t~riti aid: #u~1D p~~: ~~E WERE a~ g7C~~1~ i~.r~e#f}' b* !CJ!+~ t'r~s~lv~tki~r ~4~ Fim~ lgr~Kw of its ~ ~4+~e~ 6C1Sls~c. ~C~'~t L~' '~~4#l~ ,4?x~ ,t't.~.6k:6~"3i A~tGI'~~ ~" THE i,"~' '~1.k' ,~ !'',~~~~~ Fi;C~'T.t'~~ T~#:L ~X;b.C,J.~"VF't;~ f~:t~'~ `' :6'ti~5r P~E,~3` '~ ~7!~ L~t~C~t~l'~`f~:~ ~"C~lp~k~+ FI,.'~ .+~,~~ ~1~C~~~:~'i tTC?'f` ~ l'~" ~'N Aiwa: ~k{ed ~iwluh~Y~}~' }`t~' ~'8:1i'~131 ~' ~e`t=Y ~~tC~ ~~Rit1~l1~ .k~`I.L~d~V<l, . -- ,w...~,-.,...r.,,. W.., .. ~'.tti~ c~~Ynu~e~ ~ ~ t~93 '~*`B ~~ :~c ~ as Exhibit B ;~=~li`~Vtt ~'.~{5~ iL"~?Is4~ti~.~ f~~ "~`'~*~c wA'~b t~~e ~~ ~f9~ ttes~r Odin ~+.u~x,,~e~~ Uct~l r- ~a and i.i ~ ~ice~, tJue ~ ~~ tMUt' , ~ t~ss~tG~ ~ tcar ~ ~~;G t~,~-pi~eer !~s d~r+e ~' i~~. 'j t~r ~ftt~. t~ snd eriea~4~.~M[Yd-~e.d qtr ~:a ~i:.~ts ~1 t~-e e~tst~r _ . . - ,, , . . .-- ...A.,, ~.,.-,~..,.-._ ..~. ~s"~`~'3C~T'~`T'~#3L~ 1~~t~.~ }~~~~.~~_ ~xi:~r to ~~3. T.~~~'.~,'~ .l~T~.t1~ d+~w +~~c313nr ti~+r ~i~N-±~ aaerler ~Ra ~a~r ~e3~' isx~tt~i3 +~; t ~+~, ~:4a~p~tu I~~ , ~~ ~~. 3Td~~i$U Y'~()~i $ii i'~' 3~ ~4~'L7~N.'i~ h~``' ~'lk7f'~Gi~rar+R~ fin~ii~ls~,~ aa~ ~1~t~ ~~tS ;y~a~tn~+tzti+~ ~ #~~t ~~i~unt ca#31,~~~..i~ [rim ati+ar t~3., " t~-~~- ~6~ a~,.~#~'." ~~.-~. 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Sd?'f~. '~~ ~1C$~~s''A111E~ Jpc~lx:L~~I'j~~~pp'~s F~i~~_` E7ia~d i1~`"T~ .~~t#aMh ,9 ~1ir~Uy!#~~' ?~ NEE ~7i~f ice` ~: ~, `~ ~~X ~ ~ RR ~, .iwwW~r ~ ~» ill ~? F~ fY~~iF.~ ~'~- b"~'L° i~Bi'~k'~' ~cse~t ih+~ -t~g#t ~ ~~t. ~y i'6w1 a4 ~5" ~wc s+~ur~etl~ xllat ~ ~~7Git dFJ' a+ ~rl~ 1~e ~'t r+s~s~ ~wl5tner- ~'Vl~€~'c ... ~.17s 8Ki1~:.7 4:kc~ ~f'r-rais~ ~a~ot~ Iitt~i,. ~"~~i~r ~~ ~ - ~`"~ ~.:~...~ lF.:ONY 3b1AtE~ ~f1~l.t~i & ~lvC['~'a. ;~ur~G ~5'll~ a0~:1 1~t- ~M1Ai'1~".3'~ $~"'~-„t~J{U~. , ~'' ~~ ~~ ]i~It Gp ~~~' fit: ~'~ iilit t{" 1iYYS ]~ tit ~~" iJ'~Ik #b~~ !+~iA !r Inogq~t spa *rceuu~sw a~?i«~a-c~ c~R ~'[~'at~~ .~. '~~,. x, #~t'3~ ~} ~+e1t e~r+irws° ti ~ tt ~. law=r xrz~~ ~~'tir~l.a~e inf. ~~ ,~ ~ ~.~: ~ ~~t~ ~~~ e i-tu ~p ir#~iv`~ ~ x..rr, mid ~ 4a ~r ~~ tlnr t #'Jre atr ~ yi` ~r ~~ m~,+ ~.d. 7.t~€ F'~#1FF~~~t` ~~ ~~'~'+#fk 7Ml~ tf? ~~1~ ~E` 7'~E 1~~7~~fi~ ~' ~~'~'~3?1lEp~CY4yr' h9'I~'!' ~! atihl's~'i'~E~F 5.:~~ ~~t~743~+ 'Z"~.'~ r;~ ~ tt~". ~~v ec x~~ c-s~~~~1; ~~~, ~'~i? l;~i~ ?~i~ ;t3~' ~ x~~ +C~s ~"t'~ tst~~~r ~'~ ~,~'~a~' ~ s i~:tt~~ Y~EPE~'~{lC~ ~f~.~~" ~'~ ~?k~Lr~~ ~'tY.~ ~~+~ .~~'i'll~fit ~k ~'i~~~. ~'~~.ct+~t~Se44~ Y~ f3'U~ ~ ~S2~i ~S'~t~r~~riia~ to a~~rt~rt ~ a ap~:i~k~~l~+dilla~ tad wi3t k€ 'fc~ iltsE psri~~ Exhibit B ~ s .. K ., wci. ~ -- ~ - .. ...... % !sil~t:Yllll~ ~ l~i1CALS a~C!' :6aa MM!9'+~O c Cis~p ypmyyMC2 f,(~tYC1~33i1~etis ~,„apl~tilV ,~.iwg fi.4-fs ~rr~r as r t*.AV!~.. ~M ~_ ~~ ~ ~ ~1SYaflri/a i~~AA~F ` i k r ~~l.E4KMI,MC E~1YA1'~ { dllr/f1lY '4+~'Re.1 Y~~ K ~ 1fl ~~ik f ~ ~ 1'ili iblM,.q .. - ... ~ ~ ~~ RAIw" ~~'~=~$ Y' T~1 {MYei{a'^ ~rlf _ ' ... ... ~~~ ~ I$ .. M~4/kxAYC O~y~ ~I.lrM 4iY11 _. ly4~#: i/f3 ~:. 1 f4'n Q..i~ z ..~wasclx~sjts'FaA M4~YM~5;~i~=i?7`i i'W ~M~C ~ µ~ ~ e w.,rts.rVa yxir~ . ah we'gMEa ec fKN~1~il Ha #.'G*~ H tli4~ ~ " e ~t» •r~g~MxW ~ E t k ~~ [ N~W ~~s~~c~~v.fbr _ taNYiw.l~w .., a+.r, _ ~~ tt ~~I}I'LtilWi t' .iR.M•~ • ~ ~ ~ is fiwx~ • ~. 4 Mf~+W:f rMl14¢t.yAq= sl.s+.+.~- klis.~. . ey~~~ `-~-+~~+.e.~unr.v..s~s.TC-x..~vrv r__.r.~~--w+~e.u ~ .. .. .. 1 ~.~.. - .i5«av - ._......a Exhibit B ~. Q ~~ ~ , '~ )• ~~'u.^-f714.~'IH3~ ~ ~/~ t+itdhW ;7 itr'D' i !lit. , i i Exhibit B ~'Jat9MM~'y .. tta~:,ts M~*Mri roue ~~1W~s~ 7r •Nh ~Yr~ Wls ~,~hn,io9.. a.,~rn~r, ..ass -atio'wRr4?'a~Er ~~, «aec ~y IFMNf~pr7e~.. Mi ^~~~=M R~! 9Ati ds y ~9^"'~•- E1 ~iw sa+.•w~ua.r !~"~tM i+¢a •t+7d!~1riY ,. R Ate' R (. i i ~~ ...... r... ..... .. .., ... ..' ~ 'V ~ v I~Y!7311t T1{R~ ~1~I~~~e'YG ryyp rn_ H~K. OI +V-.K~un.r{R ~F 9"~ ~fr ~f x')t~~ ){ {~: }Ji iVkdrAir. , .- ~ ~. 7l1M3 ~~lN. IMIM } _ RAwlYwre ++C.~wsla[~ t re'~IM ~Mati3+4r xwrl5i j - a 11114 re lull •s11i I. l '+~s4w,. 14i`1 e~rrk. Nila6i. i11t! wa.l twig. ~1i~l7yk t[~tt + f~MiiAwyY~¢,. S A 9 ~ , q}# ~ e ? 1 ~..rliFsr.dzlr~ a M~1'M1 rii iii fiikgF g iiil[idiY Exhibit B _:~ ,~ t _.. ~~~~ s.,....,. ~Rm i .~ihr.wtq~d#d +w.z ~'r.SUrt~ ~b ELl1D .wrww. J~797 i iliGr'rfw~ i#~h~~iW ~. Mr..~e.,.-~+s., (~fv, ~.pac ~M(is ~~~R ~4fi'~~- ~~i T+'.USJIiis+71N ~~/Yhiws.Fµ. k'A3:~f~~hi !~+ !!Mi ~,astH c a.ar~y.. ~t 1-wy xrf~~er:exx +~wMtN. 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'..:.~ ,. .. _"__ ,.,,, .... ~~-.-.."-..~. _..... .J_........ ..ter.:-..---Trr- a Exhibit B ., ~.~ ~~ , _ k 331 • i~ ~ if'.y11~Y 1kl 3~IwIi4 MyY f'iI r04#1~+~M 1![~lNlc .uW Nlt! ~~ ~w.i.. ~., .uc, etpi pr. ~AI#IR33~ L'w~.y A~raa~BY~1w11:9~IrY! i~riilr fii i!•Yia v+tsrya3. ~~pKlpt.•-a1#i- ~~ k ~P1YM3Y 1F~~.~~ w+rw+r.Mrrbrr:~~c.. i~i„i~iMwus.: *. 3330 fTli'.:CY .5:tts?w::;wn 1.,..,y~~ tilrarv:..x...;.. psts~3ri~M. ~s~ ~i ~[ ^de~yrxtet ~:5'A34 Ts~++~~c~++11~eT+R.'>R~A~,9tYN!'1f~1+de ~0'1M31F~lhrM'n IM~Mni*.3 t'!y3j. gjL )wiW~ ~I~M GIl'~r ~?7i. xik'S` „yc.>scar +„ar.w~y+Mw+r"i.!!!+3filr•fiip Eyni7:liMr ~- ~ , _. <. ~ . r: - ~~i VMI~ 71~ydw-~ i+ ~~ •M neea 1S5 9f!tCq ~lTd'Yw~1Ma'ii W~nY '; r~ Y 13i iiiii ae ~S{d•«3± his ..~rr.~r...tK+i:#y~e ~Y,1, 175& 3iniY.alq.Wif+i i Yt ~ ~1[ ~ t A Fy1~~WiFiIN'1~ rde....i..p Y ~~ rM si .... _... Exhibit B .,' ~ •r tQ .. v 4 ~ ..j~q ~ t ~~"~~" S7R'd. w """"`-ter"~-^~ ~: WwiaMt N7iW'..]St it ~!!!R ~ailYri,~16KK?iii °' ~aai5 ~'~"~» "~ 3 ~[!R~!eow#14 f .y''.'+!~+'~Z~ d7AiOR~. ~i[S.R~4'~Inm..ir- ~rMr. si, k~?, Mvh ~~ 0~ w ~3FdY`:j ~iit~M~f•y ~ a:~rsF,[ y 1CS'fiw AIN JAX+:, iw M'M4i1~~.. , krw I G j ~Mr. ktlertSr 3i+i...~h.t,Ywyu. j( 3 + +- ~~tt ~ oflir NrF Mir ~.,. ~~ .. E fM4~INi~K. 1x~~~'lkR.'.lRC AY ii~~'O~l~eii~514 ~M. SlO~ ~tk~CG14tMe r. iiidn latex ewr.~~+s~rewc:. .fit '.~Fi ~ a+~~ 1 Yrgyy m ,~ ~-i f~-wks., IW9t. ~~ rir7vi :~i ~; i*fu zwsrn rwa Y W.~a:. ~...r ~r "" :.+.oY~-~~t', i+1a~. =l P~MA1N ~Y?~FIA[ ~ f ~.}~wixN.. 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M. war.. tA4~ ~ P9N~rY~k4' ,.y..z...r,cra,r t taro MyYrw N.;n a>u Exhibit B ~+' .- ..- .. n .. ~ ~.. ~ ..r .' ... .V •j; .. c.r . ~. amr h »a~ 7v: vyr TMts t ;~i0 y1,~}r Mt lArr f ~ ~~1'"'~""`ri-~.ni~Mae~iaa:~E'z~+~7 Nei: ~~~a'!~uwi~- ~ h ~ a+~l.+r~~..4;3e 7~YK "tu"+i ~ ~cw.rt: si.w4.Erswyf ~~ ~4i~:i[Lii14k ,~:rW~*F a~Q# i7R_. ~slN tea.. 'U!A q-L"+~ot51 ~~ ~Malim !~ ttlatt ta, 1-nf+wnr . ~~nr.~s - -,,..- ~ t ~s.3u'~t~~ M ~#f it t~ ~ ~ 71i i~f :tf M ~i ct~: _ +'~'~ ~ hMs ' 7.+v II'hwYrw ~F~.iw~Fi, i"ijkq Ys~:4A 3 2 y~ Exhibit B ii ; - - i 3 . _ ... t ~ ... I~-'.,";~.~~~Ra,^"~FW li ~ tiIi'~) }a~Y h~w'•T~!11Mi1F~~m"~1A5i4' ~~ '°"n~-~n}~i ~~i1k Rt Ms4t ~ ~5(»{.IYY~. twwwM~!r:+6 ''15k#~+~:Olf'OMA!}+rtFl~7 ~Y/a•Tq ' ! .4)la~9-+MAt; .. 'AMMC7' - f~Miisea t$#. 1111rt~...~ *w.' ~r ~'w~l7!Y LMnM .. 3~. X15 i~-°`Y47 '~~~YMl7~k~ , - _ ~? it #w ~ w.: ~~RS ~ .i~li4ti47k ~ - M!~-*ar 1M ICi. i~scta nug. rN ~..na :Ia! ,r..~.+MMMMtl+tlaw ~irr :.~ S s i1tiB+t .. Exhibit B Win. cr6: ••ers kwi+~~ylr ttitMgeewr{d~geru ~~~ I~trw+?~Y'.-riWrt+.a - ~4 ihrilP t~'J~+!1~ tflr tom' ws1~1~t~Qi }+J(.~tf~i111Y1~ E ` _ _ ~_ " i B a _. f -. ~ r. ~<.o-, '. a .. .. .. ~ _. x -~~:-tom. -.___~-- ,.;.y__..W.._ Exhibit B ., ~I~ :y ,.,.. ~--..aldu~.. ~~~i.!!yy~3AF ~~!~Rs irwi ~~~~ !~'sf~wN ~p az~ puxar.+,y~. ~°'' ~~w.~i..xs -r..r...,, ae~;. ~~ro~w uz,, t~j~~ 7~rM iibi! ~~~:~ 1~ ~^+~IIF.~,mlll. li4pr ~ ~:~~ q ~ #~': ~3 ~Plllk ~+®1.E Mw'1'~n' ui41 t :~. rnraa.~.;a. ++~.ww. ~~ ~- ~~~. Any., sza ~~~ .,erm.~~ ~r~ +zmam+.w~r+ ~taF.~..~,~.,. bs iS!! erw: 'r wL.A "' 9 A,. ~ _...., _.. ~~: ,~~ ~~~ k r3w~~'~ m~.wc.~ ! . ~ ~ j i9 t FL44~y,YN:.# ;~+i1Ylr lr ~ y~4~ t r ~- ~ `It. EliYr 3r1''~Z''. _ r~~~fl: ~~ ,~ { Pty Z ]jjw ~~~~ fi ~fia ~~~ ~~~ al~?}eilir. +hrR: ~~ x ~~~ wrra~ ~;+Aad -----r.-~r w ~y+itlldw ~YY 1;[r4~fw~:~~b4"t76. A f Y~_..he 1/il~rM *~-*.. Exhibit B UDRE'~ L ~`V~' OFFICES P.C. r~TTOR_NE~' FOR PI,.~I1~ TIFF III V~'OODCREST RO:~ii?, SUITE 200 CHERRY BILL, NJ 08003 856-669-5400 ~Ieadin~s n(~,udren.com Z~'ilmingtan Trust Campany, safely in its COURT OF CC)_VIMO?~ PLEAS capacity as Trustee far the Structured Asset :CIVIL DIti'ISION In~~estment. Loan Trust, 2t)OS-1 = C.umberlancl County Plaintiff v. Carrie ~2ayernick Sohn Mavernick Defendants NO. 10-937 CERTIFICATE OP SERVICE , Paige 1~~. Belling, Esquire, he~•elay certi~Iy that I have served true and correct copies of the Plaintiff's Amended Complaint in ILSoi-tgage Foreclosure upon the following persons; s } naz~zed herein at their last known address ar their attornei° of record. ~;xxx~x Regular First Class Mail Date Serv=ed: Iulv'~•~ . ?Ol? TO: Carrie h'Iaverniclc 1107 Shannon Lane Carlisle, PA 17013 Defendant •lohn ltilavernick 1107 Shannon. Lane Carlisle, PA 17013 Defendant u% OF'F~ICES. P.C. By. ~ t ', Attorney for PAIGE M. BELLiNO, ESQUIRE PA ID 3U9Q91 ~ r' ~ ~~~~ ~ ~; J Exhibit B UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: PAIGE M. BELLING, ESQUIRE - ID #309091 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings ,udren.com Wilmington Trust Company, solely in its € COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset _ CIVIL DIVISION Investment Loan Trust, 2005-1 =Cumberland County Plaintiff v. - Carrie Mayernick € NO. 10-5937 John Mayernick Defendants CERTIFICATE OF SERVICE I, Paige M. Bellino, Esquire, hereby certify that I have served or caused to be served true and correct copies of Plaintiff's Motion to Correct Typographical Error in Defendant Name and Confirm Judgment, Memorandum of Law in Support, Proposed Order and this Certificate of Service upon the following person(s) named herein at their last known address or their attorney of record. (xx) Regular First ClaGs~s Mail Date Served: November ~/ , 2012 TO: Carne Mayernick John Mayernick 1107 Shannon Lane 1107 Shannon Lane Carlisle, PA 17013 Carlisle, PA 17013 Defendant Defendant Respectfully Submitted, UDREN LAW OFFICF,~S, P.C. ~____~ 1' PAI :BELL Atto ev~or Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings@udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS"`: capacity as Trustee for the Structured Asset CIVIL DIVISION Investment Loan Trust,2005-1 Cumberland County r Plaintiff Zz —£ V. MORTGAGE FORECLOSURE rrI Co -,5 CARRIE MAYERNICK, NO. 10-5937 -- ° JOHN MAYERNICK A/K/A JOHN MAYERNICK,IV, c} C- Defendant(s) C= o r' AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 -G Plaintiff,by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriffs Sale,a true and correct copy of which is attached hereto as Exhibit"A",was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s)by regular mail and certified mail on the date appearing on the.attached Return Receipt,which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit 'B". 3. If a Return Receipt is not attached hereto,then service was by personal service on the date specified on the attached Return of Service,attached hereto as Exhibit "B". 4. If service was by Order of Court,then proof of compliance with said Order is attached hereto as Exhibit"B All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: UDREN LAW OFFICES,P.C. r _ BY: Attorne, s for Plaintiff Nicole LaBlefta, Esquire PA ID 202194 MJU#: 10080859 CASE#: 10080859-1 UDREN LAW OFFICE'S,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS.. capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust,2005-1 Cumberland County Plaintiff V. MORTGAGE FORECLOSURE Carrie Mayernick John Mayernick a/k/a John Mayernick, IV NO. 10-5937 Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1,Plaintiff in the above action,by its undersigned attorney,upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1107 Shannon Ln, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick,IV 1107 Shannon Lane Carlisle, PA 17013-4908 2. Name and address of Defendant(s) in the judgment: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick,IV 1107 Shannon Lane Carlisle, PA 17013-4908 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders -None 4. Name and address of the last recorded holder of every mortgage of record: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 12650 Ingenuity Drive, Orlando FL 32826 Orlando, FL 32826 Sr Mortgage Holders -None LaSalle Bank National Association asTrustee c/o Ocwen Loan Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 5. Name and address of every other person who has any record lien on the property: Sr lien Holders -None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA'.Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1107 Shannon Lane Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association -None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: UDREN LAW OFFICES, P.C. BY: a � Attorne for Plaintiff MJU#: 10080859 CASE#: 10080859-1 Nicole LaBlefla, Esquire PA ID 202194 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 ilm. gton Trust ompany, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured Asset Investment Loan Trust,2005-1 CIVIL DIVISION Plaintiff Cumberland County V. MORTGAGE FORECLOSURE CARRIE MAYERNICK JOHN MAYERNICK A/K/A JOHN MAYERNICK,IV; NO. 10-5937 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNERS): CARRIE MAYERNICK JOHN MAYERNICK A/K/A JOHN MAYERNICK,IV; PROPERTY: 1107 Shannon Lane,Carlisle,PA 17013 Improvements: -RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 06/05/2013 at 10:00 AM, at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013. Our records indicate that you may hold a mortgage or judgment on the property, which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU#: 10080859 CASE#: 10080859-1 Name and , Address HENNI CROMMARTY Affix stamp here if issued as of Sender UDREN LAW OFFICES,P.C. ❑Registered ❑Return Receipt for Check appropriate block for certificate of mailing or for 111 Woodcrest Road,Suite 200 ❑Insured Merchandise Registered Mail: additional copies of this bill. Cherry hill,NJ 08003 ❑COD ❑Int'I Recorded Del. ❑With Postal Insurance ❑Certified ❑Express Mail ❑Without postal Insurance Postmark and Date of'Recei t Due Rst.Del.Fee Line Article Name of Addressee,Street,and Post Office Address Postage Fee Handling Act.Value Insured Sender R.R. S.D. S.H. Number Charge (If Regis.) Value Fee Fee Fee Remarks If COD 1 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle,PA 17013 2 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle,PA 17013 _ 3 Commonwealth of PA,Department of Revenue Bureau of Compliance,PO Box 281230 Harrisburg,PA 17128-1230 r`y Lll 4 10-5937 Tenants/Occupants N �I co(� 1107 Shannon Lane Q 5 Carlisle,PA 17013 N N o CO a Q 9 0 U. a rZc � N s 6 06/05/2013 o v� 7 aalspH 8 • 9 10 i 12 ! ?� 13 14 15 Total number of Pieces Total Number of Pieces Postmaster,Per(Name of Receiving Employee) The full declaration of value is required on all domestic and international registered mail.The maximum indemnity payable for the Listed by Sender Received at Post ffice reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is$50,000 per piece subject to a limit of $500,000 per occurrence.The maximum indemnity payable on Express Mail merchandise is$500.The maximum indemnity payable is $25,000 for registered mail,sent with optional postal insurance.See Domestic Mail Manual R900,5913,and 5921 for limitations of 4 coverage on insured and COD mail.See International Mail Manual for limitations of coverage on international mail.Special handling charges apply only to thud and forth class parcels. PS Form 3877,February 1994 Form Must be Completed by Typewriter,Ink or Ball Point Pen Carrie Mayernick- MJU#10080859-1 (Cumberland County)and John Mayernick aka John Mayernick,IV—MJU#10080859-1(Cumberland County) Name and Address Henrietta Crommarty ❑Registered ❑Return Receipt for Check appropriate block for P Affix stamp here if issued as of Sender UDREN LAW OFFICES,P.C. ❑Insured Merchandise Registered Mail: certificate of mailing or for 111 Woodcrest Road,Suite 200 ❑COD ❑lnt'l Recorded Del. ❑With Postal Insurance additional copies of this bill. Cherry Hill,NJ 08003 ❑Certified ❑Express Mail ❑Without postal Insurance Postmark and Date o/Recei t Article Handling Act.Value Insured Due R.R. S.D. S.H. Rst.Del.Fee Line Name of Addressee,Street,and Post Office Address Postage Fee Charge If Regis.) Value Sender Fee Fee Fee Remarks Number g g If COD 1 10-5937 LaSalle Bank National Association as Trustee c/o Ocwen Loan Servicing,LLC 1661 Worthington Road,Suite 100 West Palm Beach,FL 33409 2 3 06/05/2013 M 4 m oW 01 � � c`-v °i o0 , Q o Q Q co t�A Q N p 1- 5 LO (y 1— N ca E N N o0 S Q N LL0 6 co Q a c �o N 7 g aalseH aaIseH .mss .9 10 11 _ 12 13 14 --------- ------ 15 Total number of Pieces Total um of Pieces Itmler)(Name of Receiving Employee) The full declaration of value is required on all domestic and international registered mail.The maximum indemnity payable for the Listed by Sender Recei a at O t Office reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is$50,000 per piece subject to a limit of $500,000 per occurrence.The maximum indemnity payable on Express Mail merchandise is$500.'Die maximum indemnity payable is $25,000 for registered mail,sent with optional postal insurance.See Domestic Mail Manual 8900,5913,and 5921 for limitations of 1 coverage on insured and COD mail.See International Mail Manual for limitations of coverage on international mail.Special handling charges apply only to third and forth class parcels. PS Form 3877,February 1994 Form Must be Completed by Typewriter,Ink or Ball Point Pen Carrie Mayernick- MJU# 10080859-1 (Cumberland County) John Mayernick a/k/a John Mayernick,IV-MJU# 10080859-1 (Cumberland County) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Gr���itp nd' �rrtS�fr Chief Deputy Richard W Stewart Solicitor 0MC.E QFTHE sIFEWF Wilmington Trust Company vs. Case Number Carrie Mayernick(et al.) 2010-5937 SHERIFF'S RETURN OF SERVICE 04/03/2013 11:02 AM-Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. -:-04/03/2013 4.1-1:02-AM-Deputy Noah Cline,-being duly sworn according to law, served the'requested Real-Estate,- - Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Carrie Mayernick at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 04/03/2013 1 11:02 AM -Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: John Mayernick at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. SHERIFF COST: $908.71 SO ANSWERS, April 09, 2013 RONW R ANDERSON, SHERIFF (c)CournySulte Shertxdii,Th! SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderso Sheriff r f? s.T OF THE Jody S Smith 4,3 440 Chief Deputy ni3 NOV - } : 50 Richard W Stewart Solicitor OFF(CE or r E SHERIFF p BEM VANI A COUNTY I Wilmington Trust Company Case Number vs. Carrie Mayernick(et al.) 2010-5937 SHERIFF'S RETURN OF SERVICE 04/03/2013 11:02 AM -Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 04/03/2013 11:02 AM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Carrie Mayernick at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 04/03/2013 11:02 AM- Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: John Mayernick at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 06/03/2013 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 8/7/2013 08/07/2013 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 10/2/2013 10/01/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $4,087.05 SO ANSWERS, October 31, 2013 RONR ANDERSON, SHERIFF za, 74, 4936 9/7 (c)CountySuite Sheriff Telecsoft,Ir; . UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 •leadin s • udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust,2005-1 Cumberland County Plaintiff v. MORTGAGE FORECLOSURE Carrie Mayernick John Mayernick a/k/a John Mayernick,IV NO. 10-5937 Defendant(s) PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: xr. =;- . Amount due $221,904.21 �' Interest From 8/29/2012 $ 17,862.24 to Date of Sale March 12,2014 Ongoing Per Diem of$31.84 to actual date of sale including if sale is held at a later date (Costs to be added) $ S UDREN LAW OFFICES, P.C. CAP' BY: �-_. $L/ C Attorne for Plaintiff Q'1, OS t r t� ELIZABETH WASSALL, ESQ. `-1 l3 O PA ID 77788 °l0 Ovltli 56 it MJU#: 10080859 CASE#: 10080859-1 n 8+ s'p!t O` 0 . a a aS its 33 p. $� r Sot q8-?0.1 1' pc.__ The land referred to in this Commitment is described as follows: ,a • ALL THAT CERTAIN tact of land situated in fns Borough of Carlisle, Cumbedand Count', PA being The Highlands,Phase 3,Lot No.88,as shown on i plan entitled"The ds Final Subdivision Plan,Phase 3, Section One"dated January 21,.1997, by PgmTera Engineering,Inc., College, PA, recorded In Plan Book 79,Page 103,being bounded and described as follows: BEGINNING at an Won pin,being a southerly corder of Lot No.87,and in a northerly right of way line of Shannon Lane(80 foot eight of way); thence along said right of way,at a curve b the left,having a chord bearing of South 88 degrees 47 minutes 02 swords ds West,a chord d of 18.27 feet,a radius of 430.00 feet,and an arc distance of 18.27 feet toe print; thence continuing said right of way,South 85 degrees • 42 minutes 00 seconds Wiest,65.73 feet to an ion pin, lying along sal right of way, South 85 degrees 42 minutes 00 seconds West,85.73 feet to an iron pin,lying along said right way and being an easterly comer of Lot No.89; thence along said Lot, North 04 degrees 18 minutes 00 sew West 105.00 feet to an Iron pin, being a northerly corner of said Lot and lying in a southerly Ins of Lot Na • thence,along said Lot,and along • Lot No.83,North 85 degrees 42 minutes 00 seconds East,82.00 feet to Won pin,lying along Lot No.83 and being a westerly corner of Lot No.87; thence along said Lot,South 04 Tees 18 minutes 00 seconds East, . 105.31 feet to an iron pin,being the place of BEGINNING. CONTAINING 0198 acre. BEING known and numbered as 1107 Shannon Lane,Carlisle,PA 17013. Lot No.85 Is subject to a 10 foot wide utility easement along is street frontage. UNDER AND SUBJECT to the following building and use restrictions: 1. No building,including house,garage or accessory structure or addto thereto,as well as external lighting fixtures shall be erected, placed, or altered on this lot until the bulk) plans, specifications and plot plan showing the location of such building and finished elevations have been approved in writing as to conformity and harmony of external design with the design scheme of the subdiv and with existing structures in the subdivision, and as to location of the bedding with respect to topogra and finished ground elevation, by grantors or their designee. Creators may reject or approve.such plans r any reason whatsoever and such rejection or approval shall be final and shall not be appealable in law or in equity. Provided further that no dwelling shall be erected on this lot containing less than 1,900 square fee of floor space,exclusive of porches (finished or unfinished)basements,atics and garages. And further,no a homes or modular homes shalt be permitted on this lot. In the event grantors or their designee fail to or disapprove such design and location within a thirty(30)days after said,plans and specifications have submitted to them,such approval will not be required and this Covenant will be deemed to have been fully plied with. The definition of the terms'building"and"accessory structure'as used ereir, shall be construed to Include temporary as well as permanent structures including, but not limited-Ito sheds, beehorsres, playhouses, gazebos,lawn ornaments and freestanding lighting. Provided further,that all residence plans shall include at least four(4) a trees(with a minimum caliper size of 3") and adequate shrubbery. Further, owner shall complete the Ian soaping within ninety(90)days of completion of the residence. Building and plans and landscaping plans, as required hereunder, shell he submitted to S&A Custom Built 2. This lot shall be sued for residential purposes only and no ess, commercial or industrial uses whatsoever shall be thereon. • 3. Only one single-family residence and one attached two-car , which garage is mandatory, and accessory buildings may be erected on this lot This lot may not the subdhv . 4. No mobile home,unlicensed or inoperable vehicle,commercial veh e,tractor/bailer or similar equipment may be located an this lot,temporally or permanen ly, for any use , unless enclosed totally in a garage by the owner of theta Quests and visitors. Provided,however,fiat bu bucks;imaged in pick up,delivery or temporary service(e.g.during construction)shaft be pen-tided. 5. No basements,tent,shade,garage,barn or structure of a temporary cter shall be erected on this lot for use ass residence,either temporarily or permanently. 6. No advertising or display sign shell be erected or maintained on this other than the customary"For Rent" or"For Sale"signs when the same pertain to the lot on which they are . 7. Nothing shall be done in this lot which may be or became an annoys or nuisance to the neighborhood. 8. No animals shall be permitted on this lot excepts pets which are mai ined solely within the residence and are not kept for commercial purposes. 9. All construction and landscaping shall be completed within one (1) year of the commencement of such construction. No fill s hell be permitted to remain ungraded on any unlmprprred lot for a period in excess of thirty (30)days. • 4 , i 10. The lot owner shall maintain all green areu!'s including the green area Included in the street right-of-way. 11. No video or audio towers shall be erected on this lot. 12. Satellite disc television receivers are prohibited In the.front or side yards on this lot end shall be permitted only in the rear yards where screened completely by natural vegetation. 1 13. No boat or recreational vehicles shall be permitted b be paced a permanent or routine basis on any street or road In the Highlands development or In the driveway on this lot 14. No fences shall be erected on this lot without complying with the provisions of paragraph 1 hereof requiring approval of Grantors. Provided Gather,that no fences will be permitted In the front yard now may any fence exceed four(4)feet in height i 15. Purchaser Is required at Purchaser's expense to install sidewalks adjacent to the Borough streets in accordance with Borough of Carlisle specifications. i 16. All residences must be constructed using approved radon reduction 4asures. 17. No clothesline shall be erected or maintained on this lot herein conveyed. . I ' 18. No skateboard ramps shall be erected or maintained on this lot or n the street rights." ights•of-way within the Highlands subdivision. 19. The driveway on this lot shall be paved between the paved street su and the garage to be erected on this lot 20. The driveway must be paved with concrete or asphalt 21. The purchaser of this lot shad, at the lime of deed conveyance, y to Grantor the 1)150.00 Borough recreation fees advanced by Grantor to the Borough of Carlisle. Parcel Number 05-19-1647-223 i BEING KNOWN AS: 1107 Shannon Ln, Carlisle, PA 17013 - PROPERTY ID NO.: 05-19-1647-223 TITLE TO SAID PREMISES IS VESTED IN John Mayernick and Carrie Mayernick BY DEED FROM DATED 11/02/2004 RECORDED 11/23/2004 IN DEED BOOK 266 PAGE 1877. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 •leadin.s ' udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust,2005-1 Cumberland County Plaintiff v. MORTGAGE FORECLOSURE Carrie Mayernick John Mayernick a/k/a John Mayernick, IV NO. 10-5937 Defendant(s) CERTIFICATE OF ACT 91 I hereby state that as the attorney for the Plaintiff in the above-captioned matter: El Act 91 procedures have been fulfilled Premises is not subject to the provisions of Act 91 as this is an FHA insured mortgage This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. BY: Attorney for Plaintiff ELIZABETH L WAS f A ?-q- a-)� a `.' DREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s ' udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust, 2005-1 Cumberland County Plaintiff v. MORTGAGE FORECLOSURE Carrie Mayernick John Mayernick a/k/a John Mayernick,IV 'm ' '; Defendant(s) NO. 10-5937 U ' r;, :t-? -<7' 4= AFFIDAVIT PURSUANT TO RULE 3129.1 c c AND RULE 76 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Inlistmentioan Trust, 2005-1,Plaintiff in the above action,by its undersigned attorney, upon information and�elief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1107 Shannon Ln, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 2. Name and address of Defendant(s) in the judgment: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders -None 4. Name and address of the last recorded holder of every mortgage of record: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders -None Jr Mortgage Holders - None 3. Name and address of every other person who has any record lien on the property: Sr lien Holders-None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle,PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1107 Shannon Lane Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association -None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: UDREN LAW IF ICES, P.C. BY: Attorney for Plaintiff ELIZABETH L WASSALL, ESQ MJU#: 10080859 CASE#: 10080859-1 PA ID 77788 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s • udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust, 2005-1 Cumberland County Plaintiff v. MORTGAGE FORECLOSURE "--"' CARRIE MAYERNICK,JOHN ter' MAYERNICK A/K/A JOHN NO _ . 10-5937 v} , MAYERNICK,IV - Y Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 Your house (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs Sale on March 12, 2014 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013, to enforce the court judgment of$221,904.21, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings @udren.com Wilmington Trust Company, solely in its COURT OF COMMON PLEAS capacity as Trustee for the Structured CIVIL DIVISION Asset Investment Loan Trust, 2005-1 Cumberland County Plaintiff v. MORTGAGE FORECLOSURE CARRIE MAYERNICK,JOHN Cr)MAYERNICK A/K/A JOHN NO. 10-5937 r`-' �� > MAYERNICK,IV --, cry Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY -; TO: John Mayernick a/k/a John Mayernick,IV -f w 1107 Shannon Lane Carlisle, PA 17013-4908 Your house (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs Sale on March 12, 2014 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013, to enforce the court judgment of$221,904.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 10-5937 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WILMINGTON TRUST COMPANY,SOLELY IN ITS CAPACITY AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2005-1 Plaintiff(s) From CARRIE MAYERNICK,JOHN MAYERNICK A/K/A JOHN MAYERNICK,IV (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $221,904.21 L.L.: $.50 Interest FROM 8/29/2012 TO DATE OF SALE MARCH 12,2014-ONGOING PER DIEM OF $31.84 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE- $17,862.24 Atty's Comm: Due Prothy: $2.25 Atty Paid: $4,330.89 Other Costs: Plaintiff Paid: Date: 11/26/13 Tavid M. I David D Buell, Prothonota (Seal) By: k, 'r l • bpktit Deputy ' REQUESTING PARTY: Name: ELIZABETH L. WASSALL,ESQUIRE Address: UDREN LAW OFFICES,P.C. WOODCREST CORPORATE CENTER, 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 77788 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 -3620 856 -669 -5400 pleadings@udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005 -1 Plaintiff v. CARRIE MAYERNICK, JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV, Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10 -5937 AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriffs Sale, a true and correct copy of which is attached hereto as Exhibit "A ", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B ". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B ". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B ". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MJU #: 10080859 CASE #: 10080859 -1 UDREN LAW``C?FFICES, P.C. BY:.2 A neys for Plaintiff ELIZABETH L WASSALL, ES. PA ID 77788 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 -3620 856- 669 -5400 pleadingsAudren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005 -1 Plaintiff v. Carrie Mayernick John Mayernick Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10 -5937 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005 -1, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1107 Shannon Ln, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick 1107 Shannon Lane Carlisle, PA 17013 -4908 2. Name and address of Defendant(s) in the judgment: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick 1107 Shannon Lane Carlisle, PA 17013 -4908 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders - None 4. Name and address of the last recorded holder of every mortgage of record: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005 -1 1661 Worthington Road, #100 West Palm Beach, FL 33409 Sr Mortgage Holders - None LaSalle Bank National Association as Trustee c/o Ocwen Loan Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 5. Name and address of every other person who has any record lien on the property: Sr lien Holders - None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128 -1230 Tenants /Occupants 1107 Shannon Lane Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any " interest in-the property which rnay. be affected by the sale: Federal Tax Lien Holders - None Condo/Homeowners Association - None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: MJU #: 10080859 CASE #: 10080859 -1 UDREN LAW OFFICES, P.C. BY: Attorney for Plaintiff ELIZABETH L WASSAL,, PA ID 77788 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE_ CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 -3620 856- 669 -5400 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005 -1 Plaintiff v. CARRIE MAYERNICK; JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV; Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10 -5937 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNER(S): CARRIE MAYERNICK; JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV; PROPERTY: 1107 Shannon Ln, Carlisle, PA 17013 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 03/12/2014 at 10:00 AM, at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013. Our records indicate that you may hold a mortgage or judgment on the property, which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU #: 10080859 CASE #: 10080859 -1 f�oGofl � Name and Address of Sender Henrietta Crommarty LJDREN LAW OFFICES, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 ❑ Registered Li COD ElCertified ❑ Return Receipt for Merchandise ❑ Int'1 Recorded Del. n Express Mail Check n appropriate block for Mail: With Postal Insurance Without postal Insurance Affix clamp here in issued as certificate of mailing g or for additional copies of this bill. Postmark Date Receipt Rst. Del. Fee Fee Remarks Line 1 Article Number Name of Addressee, Street, and Post Office Address Cumberland County Postage Fee Hand ing Charge Act. Value (If Regis.) Insured Value and Due Sender If COD o R.R. Fee S.D. Fee S.H. 2 Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Cumberland County 3 Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128 -1230 4 10 -5937 Tenants /Occupants 1107 Shannon Lane Carlisle, PA 17013 0 $ a 5 LaSalle Bank National Association as Trustee c/o Ocwen Loan Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 0 na oe �, ' f:..4 L— 6 03/12/2014 A .14 ttA o . ■ 7 {� r- t L3 tl� co o ■ �,� °. 8 NOO 9 • : r r } r • rki 10 J sea :Z. " tti' ±Irr. 12 _ 13 14 15 Total number of Pieces Total Number Pieces Listed by Sender 5 of Received at Pos e P . :ter, Per (Name of Receiving Employee) The full declaration of value is required on all domestic and international registered reconstruction of nonnego iable documents under Express Mail document reconstruction 3500,000 per occurrence. The maximum indemnity 825,000 for registered mail, sent with optional postal Yuuurance, See Domestic t Mali coverage on insured and COD mail. See International Mail Manual for limitations mail. The maximum indemnity insurance is 850,000 per maximum p ind Manual $R900 5913, and S921 payable for the subject to able limit of for tof _.....11 of coverage on international mail. Special handling charges apply only to third and forth class parcels. PS Form 3877, February 1994 Form Must be Completed by Typewriter, Ink or Ball Point Pen Carrie Mayernick - MJU# 10080859 -1 (Cumberland County) John Mayernick a /k/a John Mayernick, IV - MJU# 10080859 -1 (Cumberland County) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard Stewart Solicitor ow filt IF tie OFFICE OF TRE E.MERIFF Wilmington Trust Company vs. Carrie Mayernick (et al.) Case Number 2010-5937 SHERIFF'S RETURN OF SERVICE 01/06/2814 service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 1107 Shannon Lane, Carlisle - Borough, Carlisle, PA 17013, Cumberland County. 01/06/2014 03:08 PM - DeputyNoah CHne, being duly sworn according to Iaw, served the requested Rea Estate Writ, Notice and Description, in the above titled actimn, by making known its contents and at the same time personaily handing a true copy to a person representing themselves to be John Mayernick, who accepted as "Adult Person in Charge" for Carrie Mayernick at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 01/06/2014 03:08 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and DemchpUon, in the above titled action, by making known its contents and at the same time personafly handing a true cop to a person representing themse!ves to be the Defendant, to wit: John Mayemick aka John Mayernick, IV at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. SHERIFF COST: $99421 SO ANSWERS, January 29, 2014 RON R ANDERSON, SHERIFF Eta \-3 (c) CountySuite Sheriff, TeIeosoft,mc t. SHERIFF'S OFFICE OF CUMBERLAND COUNTY • Ronny R Anderson F 1Lf D_+ F IC Sheriff OF THE PROTHONOTARY Jody S Smith 2 iti MAY _3 PH 17 Chief Deputy Richard W Stewart CUMBERLAND COUNTY Solicitor PENNSYLVANIA OFFICE OF T14.F. s c Ewp Wilmington Trust Company vs. Carrie Mayernick (et al.) Case Number 2010-5937 SHERIFF'S RETURN OF SERVICE 01/06/2014 03:08 PM - Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 1107 Shannon Lane, Carlisle - Borough, Carlisle, PA 17013, Cumberland County. 01/06/2014 03:08 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be John Mayernick, who accepted as "Adult Person in Charge" for Carrie Mayernick at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 01/06/2014 03:08 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: John Mayernick aka John Mayernick, IV at 1107 Shannon Lane, Carlisle Borough, Carlisle, PA 17013, Cumberland County. 03/12/2014 As directed by Mark Udren, Attorney for the Plaintiff, Sheriff's Sale Continued to 5/7/2014 05/07/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $711.07 SO ANSWERS, May 07, 2014 of :;ouruySu: e Sherif`. Teleosoft. Inc. RONR ANDERSON, SHERIFF 07.309 303- /y On December 11, 2013 the Sheriff levied upon the defendant's interest in the real property situated in Carlisle Borough, Cumberland County, PA, Known and numbered as, 1107 Shannon Lane, Carlisle, as Exhibit "A" filed with this writ and by this Reference incorporated herein. cc (1).D Q' Date: December 11, 2013 �,. N i Z R o 1 o By: Real Estate Coordinator LXIII 4 CUMBERLAND LAW JOURNAL 01/24/14 Writ No. 2010-5937 Civil Term Wilmington Trust Company vs. Carrie Mayernick John Mayernick aka John Mayernick, IV Atty.: Mark Udren ALL THAT CERTAIN LOT OF LAND SITUATE IN BOROUGH OF CARLISLE, CUMBERLAND COUNTY, PENNSYLVANIA: BEING KNOWN AS 1107 Shannon Ln, Carlisle, PA 17013. PARCEL NUMBER: 05-19-1647- 223. IMPROVEMENTS: Residential Property. 61 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 24, January 31, and February 7, 2014 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Lisa Marie Coyne, Ed' or SWORN TO AND SUBSCRIBED before me this 7 da of February, 2014 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot -News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 he atriotXews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company. is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. DI ern II ATIf m 1_11DV 2010-5937 Civil Term Wilmington Trust Company Vs Carrie Mayernick John Mayernick aka John Mayernick, IV Atty: Mark Udren ALL THAT CERTAIN LOT OF LAND SITUATE IN BOROUGH OF CARLISLE, CUMBERLAND COUNTY, PENNSYLVANIA: BEING KNOWN AS 1107 Shannon Ln, Carlisle, PA 17013 PARCEL NUMBER: 05-19-1647-223 IMPROVEMENTS: Residential Property This ad ran on the date(s) shown below: 01/19/14 01/26/14 02/02/14 bscribed before mis 1ay of Febr ary, 2014 A.D. ...3y COMMONWEALTH OF PENNSYLVANIA Notarial Seal Holly Lynn Warfel, Notary Public Washington Twwp., Dauphin County My ComnYssion Expires Dec. 12, 2016 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings®udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. Carrie Mayernick John Mayernick a/k/a John Mayernick, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due Interest From 08/29/2012 to Date of Sale 12/03/2014 Ongoing Per Diem of $32.01 to actual date of sale including if sale is held at a later date. $ 221,904.21 $ 26,331.68 (Costs to be added) $ MJU#: 10080859 CASE#: 10080859-1 UDREN LAW OFFICES, P.C. BY: Attorne for ti 177. 022.56``" 99 Sb 'y+ sa PS ag-.sa So,O.�-+� C IL 0- VW 7*?Lt3% OvJ o F3 f7.111 77. UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadingudren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. Carrie Mayernick John Mayernick a/k/a John Mayernick, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 CERTIFICATE OF ACT 91 c-3 rn rn I hereby state that as the attorney for the Plaintiff in the above -captioned matit4= C7 Fl Act 91 procedures have been fulfilled fl Premises is not subject to the provisions of Act 91 as this is an FHA insured mortgage This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. BY: Attornefor Plaintiff r•r a r ' ^ �, - G =t b e u i.�C✓ y i..,y 11 �' UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin s • udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. Carrie Mayernick John Mayernick a/k/a John Mayernick, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 AFFIDAVIT OF LAST KNOWN ADDRESS UNDER RULE 76 The Defendant(s) last known address is as follows: CARRIE MAYERNICK 1107 SHANNON LANE CARLISLE, PA 17013 JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV 1107 SHANNON LANE CARLISLE, PA 17013-4908 c) CD rv� This statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. �R■ UDREN LAW OFFICES, P.C. Attorney for Plaintiff § a a � UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadingsudren.com ATTORNEY FOR PLAINTIFF Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. Carrie Mayernick John Mayernick a/k/a John Mayernick, IV Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1107 Shannon Ln, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 2. Name and address of Defendant(s) in the judgment: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders - None 4. Name and address of the last recorded holder of every mortgage of record: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders - None Jr Mortgage Holders - None 5. Name and address of every other person who has any record lien on the property: Sr lien Holders - None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1107 Shannon Lane Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders - None Condo/Homeowners Association — None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: 9 -/0 --)Lt MJU#: 10080859 CASE#: 10080859-1 UDREN LAW OFFICES, �.R�1ar rra, (75;' s.H 4 A'� ftp �' ,1 'i pn"r/. UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin s ' udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK, JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 U) Your house (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs Sale on 12/03/2014 at 10:00 A.M. at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of $221,904.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin • s udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff V. CARRIE MAYERNICK, JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 Your house (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs Sale on 12/03/2014 at 10:00 A.M. at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of $221,904.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net WILMINGTON TRUST COMPANY, SOLELY IN ITS CAPACITY AT TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2005-1 Vs. NO 10-5937 Civil Term CIVIL ACTION — LAW CARRIE MAYERNICK JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $221,904.21 L.L.: Interest FROM 8/29/2012 TO DATE OF SALE 12/3/2014 - ONGOING PER DIEM OF $32.01 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE - $26,331.68 Atty's Comm: Atty Paid: $5,070.46 Plaintiff Paid: Date: 7/11/2014 (Seal) Due Prothy: $2.25 Other Costs: David D. Buell, Prothonotary Deputy REQUESTING PARTY: Name: NICOLE LABLETTA, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 202194 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin t s ' udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK, JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV, Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County C) c MORTGAGE FORECLOSURE rn— NO. 10-5937 C') AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: ca CD 1. A copy of the Notice of Sheriffs Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. Dated: MJU#: 10080859 CASE#: 10080859-1 UDREN OFFICES, P.C. Attorneys fortltLi iAbit H L WASSAL , ESC PA ID 77788 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin • s ' udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. Carrie Mayernick John Mayernick a/k/a John Mayernick, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1107 Shannon Ln, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 2. Name and address of Defendant(s) in the judgment: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013 John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders - None 4. Name and address of the last recorded holder of every mortgage of record: Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders - None LaSalle Bank NA, as Trustee for the Registered Holders of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass -Through Certificates, Series 2005-1, by its attorney in fact, Ocwen Loan Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 LaSalle Bank NA, as Trustee for the Registered Holders of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass -Through Certificates, Series 2005-1, by its attorney in fact, Ocwen Loan Servicing, LLC c/o Stern & Eisenberg, LLP 261 Old York Road, Suite 410 Jenkintown, PA 19046 5. Name and address of every other person who has any record lien on the property: Sr lien Holders - None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1107 Shannon Lane Carlisle, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders - None Condo/Homeowners Association - None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: ( UDRENOFFICES, P.C. MJU#: 10080859 CASE#: 10080859-1 BY: Attorney for Plaintiff ELIZABETH L WASSALL, ES%, PA ID 77788 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wilmington Trust Company, solely in its capacity as Trustee for. the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK; JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV; Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNER(S): CARRIE MAYERNICK; JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV; PROPERTY: 1107 Shannon Ln, Carlisle, PA 17013 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 12/03/2014 at 10:00 AM, at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013. Our records indicate that you may hold a mortgage or judgment on the property, which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU#: 10080859 CASE#: 10080859-1 EXHIBIT A Name and Address of Sender Henrietta Crommarty UDREN LAW OFFICES, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 Ej Registered 0 Insured EJ COD ri Certified Merchandise E Return Receipt for Inel Recorded Del, Express Mail Check appropriate block for Registered Mail: D With Postal Insurance El Without postal Insurance Affix stamp here if issued as certificate of mailing or for additional copies of this bill. Postmark and Date ofReceipt Line Artcle Number Name of Addressee, Street, and Post Office Address Postage Fee Handling Charge Act. Value (If Regis.) Insured Value Due Sender IfCOD R.R. Fee S.D. Fee S.H. Fee Rst. Del. Fee Remarks 1 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 2 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 3 Commonwealth of PA, Department of Revenue Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1107 Shannon Lane Carlisle, PA 17013 4 10-5937 5 6 12/03/2014 u) 7 AGE) wrAni 11.1111101W )3 $ 7090 I.). co --I 8 •11 9 10 11 12 13 14 15 Total number of Pieces Listed by Sender 4 TotalNumber ieces R v,,t a P 0 4111101b, .siinaste Per ante ofReceiving Employee) The full declaration of value is required on all do tic and international registered mail The maximum indemnity payable for the reconstruction of nonnegotiable documents wider Express Mail document reconstruction insurance is $50,000 per p'ece subject to a limit of $500,000 per occurrence. The maximum indemnity payable on Express Mail merchandise is $500. The maximum indemnity payable is $25,000 for registered mail, sent with optional postal insurance. See Domestic Mail Manual R900, S913, and S921 for limitations of coverage on insured and COD mail. See International Mail Manual for limitations of coverage on international mail. Special handling ch es apply only to third and fonh class parcels. PS Form 3877, February 1994 Form Must be Completed by Typewriter, Ink or Ball Point Pen Carrie Mayernick - MJU# 10080859-1 (Cumberland County) John Mayernick a/k/a John Mayernick, IV - MJU# 10080859-1 (Cumberland County) Name and Address of Sender Henrietta Crommarty UDREN LAW OFFICES, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 Li Registered E Insured n COD Certified n Return Receipt for Merchandise 111 Inel Recorded Del. 0 Express Mail Check appropriate block for Registered Mail: 0 With Postal Insurance n Without postal Insurance Affix stamp here if issued as certificate of mailing or for additional copies of this bill. Postmark and Date of Receipt Line Article Number Name of Addressee, Street, and Post Office Address Postage FeeSender Handling Charge Act. V l aueInsured (If Regis.) I Value Due If COD R.R. Fee S.D. Fee S.H. Fee Rst. Del, Fee Remarks 1 10-5937 LaSalle Bank National association, as Trustee for the Registered Holders of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-througli Certificates, Series 2005-1, by its attorney in fact, Ocwen Loan servicing, LLC, Stem & Eisenberg, LLP 261 Old York Road, Suite 410 Jenkintown, PA 19046 2 LaSalle Bank National association, as Trustee for the Registered Holders of Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-through Certificates, Series 2005-1, by its attorney in fact, Ocwen Loan servicing, LLC, 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 grir nom, ) 20 1 •Cl4Z1, (.2 1),L_ • 3 12/03/2014 4 5 67 LUX 8 9 10 11 12 13 14 15 Total number of Pieces Listed by Sender 2 Total Numbe • • t es Receiv:. . . os c Posti • . -r, Per (7Vome ofReceiving Employee) 111% The full declaration of value is required on all domestic and international registered mail. The maximum indemnity payable for the reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is $50,000 per piece subject to a limit of $500,000 per occurrence. The maximum indemnity payable on Express Mail merchandise is $500. The maximum indemnity payable is $25,000 for registered mail, sent with optional postal insurance. See Domestic Mail Manual R900, S913, and S921 for limitations of coverage on insured and COD mail. See International Mail Manual for limitations of coverage on international mail. Special handling charges apply only to third and forth class PS Form 3877, February 1994 Form Must be Completed by Typewriter, Ink or Ball Point Pen parcels. Carrie Mayernick — MJU# 10080859-1 (Cumberland County) John Mayernick a/k/a John Mayernick, IV — MJU# 10080859-1 (Cumberland County) UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK; JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV; et al ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-5937 Defendant(s) PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. Date: q=2i51 UDREN LAW OFFICES, P.C. BY: Attorney for Plaintiff A N L WASSALL, ESL PA ID 77788 EXHIBIT 3 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin s@udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK, JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: John Mayernick a/k/a John Mayernick, IV 1107 Shannon Lane Carlisle, PA 17013-4908 Your house (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs Sale on 12/03/2014 at 10:00 A.M. at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of $221,904.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) EXHIBIT B YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 EXHIBIT B Wilmington Trust Company. et. al., Plaintiff(s) vs. Carrie Mayernick, et. al.. Defendant(s) UDREN LAW OFFICES Ms. Heald Crommarty 111 1Voodcrest Rd.. Ste. 200 Cherry Hill. NJ 08003-3620 State of: rY) County of: Cu_ Name of Server: Service of Process by ,,‘I• Ac?.,APS APS International, Ltd. _a; t�'* \i" '. 1-800-328-7171 ,APs I$TEttNATIONgt APS International Plaza ----_Latiri. Glenroy N Nd. Minneapolis. NMI 55439-3122 APS File #: 131027.0001 AFFIDAVIT OF SERVICE -- Individual Service of Process on: —John Mayernick Court Case No. Cumberland Co 10-5937 �V &kThl[L.d ss. V -30C ) (1 C . �l�`(Yli e ( . undersigned, being duly sworn, deposes and says that at the time of service, s/he as of legal age and was not a party to this action; Date/Time of Service: that on the '14.1kday of e_.er\r--eAue `t . 20 \_ . at1 � � o'clockT_M Place of Service: Documents Served: at 1107 Shannon Lane the undersigned served the documents described as: Notice of Sheriffs Sale of Real Property . in Carlisle, PA 17013 Service of Process on: A true and correct copy of the aforesaid document(s) was served on: John . yernick Person Served, and Method of Service: By personally delivering them into the hands of the person to be served. [1 By delivering them into the hands of a person of suitable age, who verified. or who upon questioning stated. that he/she resides with John Mayernick at the place of service, and whose relationship to the person is: Description of Person The ason receiving documents is described as follows: Receiving Documents: Sex .J� : Skin CelorU ; Hair Color • Facial Pai- Appro. ge �^l� : Approx. Height t h ; Approx. Weight F -1 )0C,710 o the best of my knowledge and belief, said person was not engaged in the US Military at the time of service. Signature of Server: Undersigned declares under penalty of perjury Sub that the foregoing is true and correct. Signature o rver national, Ltd. EXHIBIT B COMMONWEALTH OF PENNSYLVANIA Notarial Seal M. Michelle Guyton, Notary Public Carlisle Boro, Cumberland County M Commission Expires 3uly 9, 2016 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES efore me .�/ lwari . (Co ; isslon Expires) UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin s@udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK, JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Carrie Mayernick 1107 Shannon Lane Carlisle, PA 17013-4908 Your house (real estate) at 1107 Shannon Ln, Carlisle, PA 17013 is scheduled to be sold at the Sheriffs Sale on 12/03/2014 at 10:00 A.M. at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of $221,904.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) EXHIBIT B YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time. the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990-9108 EXHIBIT B Wilmington Trust Company, et. al.. Plaintiff(s) vs. Carrie Mayernick, et. al., Defendant(s) State o UDREN LAW OFFICES Ms. Henni Crommarty 111 Woodcrest Rd., Ste. 200 Cherry Hill, NJ 08003-3620 Service of Process by APS International, Ltd. 1-800-328-7171 s INTERsATIONAL I APS International Plaza 7800 Glenroy Rd. Minneapolis. MN 55439-3122 APS File #: 131027-0001 AFFIDAVIT OF SERVICE -- Individual Service of Process on: Name of Server: Date/Time of Service: Place of Service: Documents Served: Service of Process on: Person Served, and Method of Service: Description of Person Receiving Documents: Signature of Server: 1 F. ; cfce( that at the time of service, that on the , day of at 1107 Shannon Lane --Carrie Mayernick Court Case No. Cumberland Co 10-5937 undersigned, being duly sworn. deposes and says as of legal age and was not a party to this action; , 20 , att puLJ o'clock' the undersigned served the documents described as: Notice of Sheriffs Sale of Real Property • in Carlislel PA 17013 A true and correct copy of the aforesaid document(s) was served on: Carrie Mayernick personally delivering them into the hands of the person to be served. By delivering them into the hands ofj(lt1 Ma 1 e S (*)1 ck, , a person of suitable age, who verified, or who upon questioning stated, that he/she resides with Carrie Mayernick at the place of service. and whose relationship to the person is: ‘nk..15tJ� The erson receiving documents is described as follows: Sex • Skin ColorUj'\ikO • Hair ColoFacial Hair Approx. Age 1 --in : Approx. Height �t t i • Approx. Weight 19(0 t L r fOo the best of my knowledge and belief, said person was not engaged in the US Military at the time of service. Undersigned declares under penalty of perjury Subs that the foregoing is true and correct. 411, ,411MIPPAr „.44. t� tis (Com S International, Ltd. COMMONWEALTH OF PENNSYLVANIA Notarial Seal M. Michelle Guyton, Notary Public Carlisle Boro, Cumberland County My Commission Expires 3uly 9, 2016 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTA v I , q B on Expires) TB UDREN LAW OFFICES, P.C. e. WOODCREST CORPORATE CENTERT, 111 WOODCREST ROAD, SUITE 200 , CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wilmington Trust Company, solely in its capacity as Trustee for the Structured Asset Investment Loan Trust, 2005-1 Plaintiff v. CARRIE MAYERNICK JOHN MAYERNICK A/K/A JOHN MAYERNICK, IV Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-5937 NOTICE OF THE DATE OF CONTINUED SHERIFF'S SALE The Sheriff's Sale scheduled for December 3, 2014 at 10:00 AM in the above -captioned matter has been continued until February 4, 2015 at 10:00 AM. Date: vis/1 MJU#: 10080859 CASE#: 10080859-1 BY: Attorn:R:�7' ti AMANDA L. i ;SQUARE !DA, LD. # 307028 UDREN LAW OFFICES, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 (856) 669-5400