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HomeMy WebLinkAbout10-6043COMMONWEALTH OF PENNSYLVANIA COURT OF COMMON PLEAS JUDICIAL DISTRICT FROM DISTRICT JUSTICE JUDGMENT COMMON PLEAS No. ?? -- ` NOTICE OF APPEAL Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the District Justice on the date and in the case mentioned below. NAM/ O? AAP?T MAO. DIfT. NO* 04 MAN[ OP D? D CLAIM NO. IL ZIP COD[ ION ATU R[ O P?[LLAMT R N/f ATTORM OR Af[ CV 20 LT 20 This block will be signed ONLY when this notation is required under Pa. R.C.RJ.P. No. 10088. This Notice of Appeal, when received by the District Justice, will operate as a SUPERSEDEAS to the judgment for possession in this case. Signature of Prothonotary or Deputy If appellant was Claimant (see/Pa. R.C.P.J.P. No. 1001(6) in action befo a District Justice, he MUST FILE A COMPL NT within twenty (20) days after filing his NOTIC of APPEAL. PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE (This section of form to be used ONLY when appellant was DEFENDANT (see Pa. R.C.P.J.P. No. 1001(7) in action before District Justice. IF NOT USED, detach from copy of notice of appeal to be served upon appellee). PRAECIPE: To Prothonotary Enter rule upon , appellee(s), to file a complaint in this appeal Name of appellee(s) (Common Pleas No. ) within twenty (20) days after service of rule or suffer entry of judgment of non pros. RULE: To TNf CAS[ D¦ (PI.Wiff) Signature of appellant or his attorney or agent Name of appellee(s) , appellee(s) (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of service of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time, a JUDGMENT OR NON PROS WILL BE ENTERED AGAINST YOU. (3) The date of service of this rule if service was by mail Is the date of mailing. Date: 20 c'J : °- C-) I ? C.,- CD C J ?r \ e_ = L-tj L'J AOPC 312-90 Signature of Prothonotary or Deputy C V-? /6&74 ?`? o?SEB.Sa8 COMMONWEALTH OF PENNSYLVANIA COUNTY OF: CUMBERLAND May. Dist. No.'. 09-3-04 MDJ Name. Hon. THOMAS A. PLACEY Ad,iress. 104 S SPORTING HILL RD MECHANICSBURG, PA Telephone. (717) 761-8230 17050 NOTICE OFCJIVDGCMAESNE [TRANSCRIPT PLAINTIFF:; NAME and ADDRESS 5ASSET ACCEPTANCE,LLC/ASN:CHASE BAN' 120 N. KEYSER AVE. C/O EDWIN A. ABRAHAMSEN LSCRANTON, PA 18504 J VS. DEFENDANT: NAME and ADDRESS fGERAS, VERONICA P 202 CONODOGUINET AVENUE CAMP HILL, PA 17011 J L ASSET ACCEPTANCE,LLC/ASN:CHASE BANK Docket No.: CV-000020 1-10 120 N. 1CSYSER AVE. i C/O EDWIN A. ABRAHAMSEN Date Filed: 3/25/10 SCRANTON, PA 18504 THIS IS TO NOTIFY YOU THAT: Judgment: FOR DEFENDANT ® Judgment was entered for: (Name) (Date of Judgment) 8/19/10 GEKAS, VERONICA P d ainst: (Name1i ASSET ACCEPTANCE,LLC/ASN:CHASE Judgment was entere ag .00 in the amount of $ E] Defendants are jointly and severally liable. 0 Damages will be assessed on Date & Time El This case dismissed without prejudice. F] Amount of Judgment Subject to Attachment/42 Pa.C.S. § 8127 El Portion of Judgment for physical damages arising out of residential lease $ Amount of Judgment Judgment Costs Interest on Judgment Attorney Fees I Total Post Judgment Credits Post Judgment Costs $ .00 $ .00 $ .00 1 Certified Judgment Total $ ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENT/TRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL. EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES, IF THE JUDGMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE JCOURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY UDGMENT IS ENTERED N THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN N MAGISTERIAL THE JUDGMENT MAY FILE JUDGE. UNLESS THE A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL, SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT. Date I certify that this is a true !Q Date _ 2016 My commission expires first Monday of January, AOPC 315-07 ?? ma ffU TL7R?QT1 . R / 19 / 10 , Magisterial. District Judge containing the judgment. Magisterial District Judge I SEAL 9:25:00 AM F RIED-OF'F'ICE IN THE COURT OF COMMON PLEAS OF OF ' HE °~ {',THON0TARY CUMBERLAND COUNTY, PENNSYLVANIA 23 S- 210 a Z: lu ASSET ACCEPTANCE LLC : PO BOX 2036 AND COUNTY CIVIL ACTION DIANIA Warren, MI 48090 Plaintiff : vs. NO: 10 - Vita I l.1 C-) VERONICA P GEKAS ; 202 CONODOGUINET AVE CAMP HILL PA 17011 Defendant NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice to Defend are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE. MIDPENN LEGAL SERVICES 401 EAST LOUTHER STREET CARLISLE, PA 17013 717-243-9400 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC PO BOX 2036 CIVIL ACTION Warren, MI 48090 Plaintiff : vs. VERONICA P GEKAS 202 CONODOGUINET AVE CAMP HILL PA 17011 NO: Defendant : COMPLAINT Plaintiff, ASSET ACCEPTANCE LLC, by and through its attorneys, Edwin A. Abrahamsen & Associates, P.C., complains of the Defendant as follows: Plaintiff, ASSET ACCEPTANCE LLC, (hereinafter "Plaintiff") is a corporation with a principal place of business located at P.O.Box 2036 Warren, MI 48090. 2. The Defendant VERONICA P GEKAS (hereinafter "Defendant") is an adult individual residing at 202 CONODOGUINET AVE CAMP HILL PA 17011. 3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase and collection. 4. Defendant applied for and received a credit card issued by CHASE BANK with the account number 5467100306044598. 5. The within account was sold by CHASE BANK to ASSET ACCEPTANCE LLC for valuable consideration and all rights under said accounts were assigned to ASSET ACCEPTANCE LLC .(See,Bill of Sale and Affidavit attached hereto as Exhibit "A".) 6. Use of the CHASE BANK credit card was subject to the terms of the Cardmember Agreement, a copy of which was sent to the Defendant along with the credit card. (See, Credit Card Agreement attached hereto as Exhibit "B") 7. Defendant used the CHASE BANK credit card account number 5467100306044598, for purchases, cash advances and/or balance transfers. The Defendant was mailed account statements relative to the Defendant's use of the subject credit card.(See, Account Statement attached hereto as Exhibit "C".) 9. The Defendant defaulted under the terms of the Agreement by failing and refusing to make monthly payments on the account as they became due. 10. The Defendant last made a payment on February 2, 2007. 11. The principal amount was $4,851.39 at the time it was received by Plaintiff. 12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate of 18%. 13. The total amount due and owing the Plaintiff including interest, is $7,128.58. WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the amount of $7,128.58 plus costs of suit and any other relief as the Court deems just and appropriate. L'dwin A. Ab(rAamsen & Ass( Michael F. Ratchford, Esquire Heather K. Woodruff, Esquire' Attorney I.D. Nos.: 86285/2 120 North Keyser Ave. Scranton, PA 18504 mratchford@eaa-law.com hwoodruff@eaa-law.com VERIFICATION I, Michael F. Ratchford, attorney for Plaintiff, ASSET ACCEPTANCE LLC, am fully familiar with the facts set forth in the within Complaint and am authorized to make this Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are true and correct to the best of my knowledge, knowing that any false statements are punishable by law pursuant to 18 C.S.A. 4904. EXHIBIT A CHASE 0 BILL OF SALE Chase Bank USA, N.A. ("Seller"), for value received and pursuant to the terms and conditions of Credit Card Account Purchase Agreement dated January 06, 2009 between Seller and Asset Acceptance, LLC ("Purchaser"), its successors and assigns ("Credit Card Account Purchase Agreement"), hereby assigns effective as of the File Creation Date May 14, 2009 all rights, title and interest of Seller in and to those certain receivables, judgments or evidences of debt described in Exhibit 1 attached hereto and made part hereof for all purposes. Number of Accounts Total Unpaid Balances Premium Due Seller Amounts due to Seller by Purchaser in hereunder shall be paid U.S. Dollars by a wire transfer to be received by Seller on May 19, 2009 (the "Closing Date") by 2:00 p.m. Seller's time, as follows: This Bill of Sale is executed without recourse except as stated in the Credit Card Account Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or enforceability is expressed or implied. Chase Bank A N.A. By: 7L- Date: May 14, 2009 Asset Acceptance, LLC By: -Wa? Date: May 14, 2009 Title Operations Manager Title SVP 1 G'4 o STATE OF MICHIGAN ) ss COUNTY OF MACOMB ) ASSET ACCEPTANCE, LLC Plaintiff, vs VERONICA P GEKAS Defendant, TH.!!1 MAS TRANCHIDA I, I AFFIDAVIT being first duly sworn deposes and states: That I am a representative of ASSET ACCEPTANCE, LLC a Limited Liability company organized and existing under the laws of the State of Delaware and doing business at P.O. BOX 2041, WARREN, MI 48090. That there is justly due and owing on the account, the sum of $6825.17 representing the charged off amount and interest. That the said account originally with CHASE BANK/First USA/Chase, account number 5467100306044598, has been purchased by ASSET ACCEPTANCE, LLC, who now owns said account and has all rights connected therewith including the right to institute this action. Dated this 12th day of January, 2 Asset Acceptance Representative Subscribed and sworn to before me, a Notary Public for the State of Michigan, the 12th of January, 2010 as certified by my hand as set forth immediately below. 'Notary Public r :, alarj }:rsi;+ yfiw7it"C?n WZY ?"Orflul 7t'f' r.;: Erer V i 3. 2013 Atfing In ttte cotint-? aC-0 39678550 1059 EDWIN A ABRAHAMSEN Cardmember Agreement t. ACCEPTANCE OF THIS AGREEMENT This agreement governs your credit card account with us referenced on the card carrier containing the card for this account. Any use of your account is covered by this agreement. Please read the entire agreement and keep it for your records. The entire agreement may be in separate parts, including this document and a "Rates and Fees" table that is expressly made a part of this agreement. You authorize us to pay for and charge your account for all transactions made on your account. You promise to pay us for all transactions made on your account, as well as any fees or finance charges. If this is a joint account, each of you, together and individually, is responsible for paying all amounts owed, even if the account is used by only one of you. Please sign the back of your credit card when you receive it. You will be bound by this agreement if you or anyone authorized by you use your account for any purpose, even if you don't sign your card. Whether you use your account or not, you will be bound by this agreement unless you cancel your account within 30 days after receiving your card and you have riot used your account for any purpose. Throughout this agreement, the words "we", "us" and "our" mean Chase Manhattan Bank USA, N.A., the issuer of your credit card and account. The words "you', "your" and "yours" mean all persons responsible for complying with this agreement, including the person who applied for the account and the person to whom we address billing statements, as well as any person who agrees to be liable on the account. The word "card" means one or more cards or other access devices, such as account numbers, that we have issued to permit you to obtain credit under this agreement. 2. USING YOUR ACCOUNT Your account is a consumer account and should be used only for personal, family or household purposes. Unless we agree or it is required by law, we will not be responsible for merchandise or services purchased or leased through use of your account. You promise to use your account only for valid and lawful transactions. For example, internet gambling may be illegal in some places. It is not our responsibility to make sure that you use your account only for permissible transactions, and you will remain responsible for paying for a transaction even if it is not permissible. Types of Transactions: • Purchases: You may use your card to pay for goods or services. • Checks: We may provide you cash advance checks or balance transfer checks as a way to use your account. We also refer to them in this agreement as a check or checks. You may use a check to pay for goods or services, to transfer balances to your account, or for other uses we allow. But you may not use these checks to transfer balances to this account from other accounts with us or any of our related companies. Only the person whose name is printed on the check may sign the check. Cash advance checks may also be referred to as convenience checks. • Balance Transfers: You may transfer balances from other accounts or loans with other credit card issuers or other lenders to this account, or other balance transfers we allow. But you may not transfer balances to this account from other accounts with us or any of our related companies. If a portion of a requested balance transfer will exceed your available credit line, we may process a partial balance transfer up to your available credit line. • Cash Advances: You may use your card to get cash from automatic teller machines, or from financial institutions accepting the card; or to obtain travelers checks, foreign currency, money orders, wire transfers or similar cash-like charges; or to obtain lottery tickets, casino gaming chips, race track wagers or for similar betting transactions. You may also use a third party service to make a payment on your behalf and bill the payment to this account. 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M ir CL m ma°m7m03a" om3mo.o y. mm_c 0 c0 2DDmo 3: 0• IV C CL c?<: o Et a• m.. = ° m f°n f0 dn<u7?•Dc <?am25-i"mQ0°,7 c?NS?rmm 5 0 0, , m m co a- m 5r - 0fOm3 -Drtmm g0.cm-e7t?moDo n mma• rom m-mD ?v1?. ° CL o N ° ?m1c mym 5 c a.?i??d0m?mA O' •.=i ,° ?, •^. m j f9 d ° N• A m 'pJ N m ?• C am (Oi1 ?• _< C m d m m g.3 0 0dyDy fi?D,D.?j?L1?y?:C?.'Q3? j001 °•mm.m=.D '36. a ?n s°a Imo - 00- <Smc?ppm?o@v? mmm??303 N CD 5' m C •p g S,.?y. S'°'d m C, 7 fD 7 ,° _? S7. r m m N • m ti m OO?? O' n as = jL7.t0 n- n < 7 N m 5' m m3 m r70- oo' io;.c om.Od (D N C R C, N N C C ?' N ro m° m°w m ?' m d N N Z VI N 7' 7 w your account for others, we may report account information in your name as well as in the names of those other people. If you think we have reported inaccurate information to a credit bureau, you may write to us at the Cardmember Service address listed on your billing statement. Please include your name, address, account number, telephone number and a brief description of the problem. If available, please provide a copy of the credit bureau report in question. We will promptly investigate the matter and, if our investigation shows that you are right, we will contact each credit bureau to which we reported the information and will request they correct the report. If we disagree with you after our investigation, we will tell you in writing or by telephone. We will also notify the credit bureau that you dispute the information unless you let us know that you no longer dispute the information. 11. NOTICES/CHANGE OF PERSONAL INFORMATION We will send cards, billing statements and other notices to you at the address shown in our files. Or, if this is a joint account, we can send billing statements and notices to any joint account holder. Notice to one of you will be considered notice to all of you and all of you will remain obligated on the account. If you change your name, address, or home or business telephone number or email address (if you elect to receive billing statements or other notices on linel, you must notify us immediately in writing at the address shown on the back of your billing statement. We may, at our option, accept mailing address corrections from the United States Postal Service. 12. TELEPHONE MONITORING AND RECORDING We, and if applicable, our agents, may listen to and record your telephone calls with us. You agree that we, andd applicable, our agents, may do so, whether you or we initiate the telephone call. 13. ILLINOIS CARDNIEIWBERS: WPORMATIONSHARING Our Privacy Policy, which you have received, describes our information sharing practices and gives directions on how to opt out, or direct us to limit the sharing of personal information about you with companies or organizations outside of our family of companies. Illinois law provides that we may not share information about you with companies or other organizations outside of our family of companies unless you authorize the disclosure or unless the disclosure falls under another exception in the law (such as sharing information to process yourtansactions or in response to a subpoenal. You hereby agree that, if you choose not to exercise the opt out described in our Privacy Policy, you will be deemed to have authorized us to share personal information we have about you,(including information related to any of the products or services you may have with any of our companies( with companies or other organizations outside of our family of, companies. 14. ENFORCING THIS AGREEMENT We can delay enforcing or not enforce any of our rights under this agreement without losing our right to enforce them in the future. If any of the terms of this agreement are found to be unenforceable, all other terms will remain in full force. 15. ASSIGNMENT We may assign your account, any amounts you owe us, or any of our rights and obligations under this agreement to a third party. The person to whom we make the assignment will be entitled to any of our rights that we assign to that person. 16. GOVERNING LAW THE TERMS AND ENFORCEMENT OF THIS AGREEMENT AND YOUR ACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH FEDERAL LAW AND, TO THE EXTENT STATE LAW APPLIES, THE LAW OF DELAWARE, WITHOUT REGARD TO CONFLICT-OF-LAW PRINCIPLES. THE LAW OF DELAWARE, WHERE WE AND YOUR ACCOUNT ARE LOCATED, WILL APPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT 17. FOR INFORMATION Please call the Cardmember Service telephone number on your card or billing statement if you have any questions about your account or this agreement. 18, YOUR BILLING RIGHTS Keep This Notice For Future Use This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us In Case Of Errors Or Questions About Your Bill If you think your bill is wrong, or if you need more information about a transaction on your bill; write us on a separate sheet at the Cardmember Service address shown on your billing statement. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and account number. • The dollar amount of the suspected error. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are not sure about. If you have authorized us to pay your credit card bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us at least three business days before the automatic payment is scheduled to occur. Your Rights And Our Responsibilities After We Receive Your Written Notice We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didri t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. And, we must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is. H we don't follow these rules, we can't collect the first $50.00 of the questioned amount, even if your bill was correct. Special Rules for Credit Card Purchases If you have a problem with the quality of property or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. This right does not apply to check transactions. There are two limitations on this right: (a) You must have made the purchase in your home state or, if not within your home state, within 100 miles of your current mailing address; and (b) The purchase price must have been more than $50.00. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services. Copyright © 2004 JPMorgan Chase Et Co. All rights reserved. ADV2042 10/04 a d C N a ? N ?O O a0 X ro O Q\ wW a ? U+ 3 ro a m 3 rn CL .0 `yam U;c ? o g- ::5 No m S m 3 m 9 ? f?D Q ? ? d ? a ?• y ? N fp 8- go 8 < C Cf. N R (•(G r =. 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'Q C pm _J ?? m O O ? of O = 1•CO d ?a W t5 ?.i C ?5 Ab,Q m t$? ?' ?LS1Q ?• ?NNOS?p9 Q'y 3 .?N N '•oy_`?+ s'?= W ? ?aae• O?•rmm?Q Hat 9-s .1P. k. 5 -a w -g E. o"m o ` c a 0 g d cm ?C . m = m m 3 `s m• ri N y2R d ire $ M a? = g 3? n d-? m c e h y 1p c . 0. ? 8 N n H gE,-Qa.Q r= ?? gg a 8 a??3 T E7 d n A _ m s,I W Ae?T ? = a m (?i A gam = ° gZ a a g G _? m d _ a =md ?p^ m Pb <m ?N?d ?Z C N NHHCD O WST Ww :{p ?° d m 3 e`''a?cn'^ w3 ?? dew Z a gg'- gg }?,i Fes, a mo? ??1?°?a `$?10?•md "m?l- 3.> 3d o$$ =a?/p?•mrr?g?5r^ m n {mp_7?6• ag'-imend`?+ '_?. {d7'? •y b' p O ^ N O^N /D a (C? ? fa! a I I n pp6N R d i{ ?' m d {mom c f? c7 A ' ?'? f {N1 pH. m a 3?. ? gig d7S m ?`= d W ONI a R m 241 g a ? 000 w C C ?A1 y 10n W .T ?lp •7Z''o D Q Tt(jl?p?r ? e :. °fS '° 1 ?• c g ? ? y?y?? 3 L? 3 c> ?'' Y! c ••+ C3 i3' $ -to p o ?? 9 m I W ?? N? g? g 00 d U R n1: ? w ?' ?n' p?71 pp3q.. 0 ?t m p = _ $, n $ y(•? (yW/f ??=?771 H µ? c e yTOj `? ? :i O W 10 N ? C v lO 7 ?j 7 N m m ? b m C'1 t0 m W N d m pC..R n cN tr 7 f7 `_ y,. ,i ?p 01 f/ dd tIl 1?. Qi, 7 m 10 co Val C d A y d -0 C, p ? m r N m N „>„ N ? 3 m R O o d m S 1Y b (gyp d A 3 f=i J Ol '? N +pw N co N T2 7M ?(Cb7??c nC f 7a' ? co 3w CD 10 S pp fN y .. p Y .?. G b= Q S ry co ! N t n d W :'• ? m ?? ? 3 y m ? w p o C? V .. ? V O 8 6 mm c?o? x pl $' x ?s ti o- c I? o. n " w N ? ? ? n m Q IV a X 0 C N ID a o b W W W 3 4C' ASSET ACCEPTANCE LLC P.O. Box 2036 Warren, MI 48090 ACCOUNT NUMBER CURRENT BALANCE 5467100306044598 $6825.17 STATEMENT DATE DUE DATE JAN 12 2010 DUE VERONICA P GEKAS 202 CONODOGUINET AVE CAMP HILLYA 17011 ACCOUNT NUMBER DATE OF LAST PAYMENT 5467100306044598 02/02/07 DATE REFERENCE NO ACCOUNT INFORMATION BALANCE DUE JAN 12 2010 39678550 BALANCE DUE $6825.17 ASSET ACCEPTANCE LLC, A LIMITED LIABILITY COMPANY ORGANIZED AND EXISTING UNDER THE LAWS OF'rHE STATE OF DELAWARE, ASSIGNEE OF AALLC/CHASE 5/09 P.O. Box 2036, Warren, MI 48090 DATE OF DELINQUENCY PURCHASED ON CHARGE OFF AMOUNT* INTEREST RATE 03/19/07 06/09/09 $4851.39 18.00% SERVICE ADDRESS (IF APPLICABLE) INTERESTI' DUE AS OF JAN 12 2010 $1973.78 *For purposes of this Statement only, Charge Off Amount reflects credits for payments received by Asset, if any. ** Not previously sent to consumer. THIS COMMUNICATION IS FROM A DEBT COLLECTOR e39678550 1059 EDWIN A ABRAHAMSEN Page 2 of 3 Sep 23 2009 Stattilhent 1« accauM nwnber- 5457 IMS OW4 4598 Now Balance Payment Due Date Pad Due Amcurd Mirimum Payment CHASE O S4.861.39 10(14/07 $1.217.00 $Z373.39 Amamt Enclosed 1# - i?r Corr e-nMia'? parrot an Cl? bar?CaM 9arviw. 546710030604459800237339004851390000001 2-6 2=10)0 VERONICA P GEKAS PETER N GEKAS 202 QONODOGIA N ET AYE CAMP MILL PA 17011.4114 ir111?1r.r??l..1.r11?.r1ilrl1ll.,ril.l.?irlrrl??...1r?Jllrlrl CARDMEMKA Q9RVICE PO BOX 15153 WILMINGTON DE 19818533-5153 is 5000 i60 281: 2 7 i0 306044 5989ir pOp .I Due Dole: Dab. CHASE O ? 1 - tai I C'--PR t3EpV ICE I U S 946 1 2 0 AA4 imum puirmani Due . . - 0 0 n p%. nol 1-M- S2$7390 Eav a,s-3aoe TOD 1-No960-OM Pay by phone 1-1100.436.7968 Outs de U.S. oat oolpta MASTERCARD AOCOUNT SUMMARY Amount Nurobw-. 5ie'l 1000 e18a4 45W 1 ? ?QO Previous Balance $4,6918.118 TOW Credit Line ACCOUNT NOUMIES $3.800 PO Roe 15286 Purchases. Cash. Debits +$39.00 Avalabb C edt So FinanoeChwpes +St18.21 CashAcoosalk. VVfimbtgton, DE 1 9186 0-02918 $3.900 Now BalarrA ,851.39 AvaaabfeforCash SO PAYMENTADDRESS P.O.Box 16158 WIMngton. DE 19886.5153 VISIT US AT: www- as cortJcrad srda The oumiandinig balance on your crer3 card amount te aeheduletl 3-o be written off as 6 had debt atlortly. As a rssdl your MM bureau will be updated wilt a ntrgatlve rating Ytat oould last for up is seven YUM. ttYe Can a* hat, but you need io owl rt6 now at 1-885-792-7547 (oolloct 1-3172.594.5200). TRANSACTIONS Trans Date RsftrenceNumber kkrctxntName or TransactwnDewriplon V Amount IN Credo Debit OW13 LATE FRI 00 FINANCE CHARGES FirnelorrCharge Derr Porwk Rats Cwrow. Average Daily Due To Tronaectbn Accumulated FRUV4CE Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V 06011% 29.24% $4,517.11 S112.18 $0.00 $0.00 5112.16 Cash advances V 08011% 29.24% $242.73 $19M $0.00 $0.00 56.03 Tots Inane charges $118.21 e fwdvo Anau d Psrwnlape Role (APR): 2e.24% Please ass Infoenallon About Your Account secion fmbeknce wripufaibn melftod, grace parted: and other important information. The Correepondln8 APR Is the rate of interest you pay when you parry a balance on airy Irensactlon category The EReetlw APR represents your total hnanow charges - Irlotud rig trarroaotlon fees such as cash advanos and balance tranefer tees - expressed as a percentage. IMPORTANT NEWS Your 2007.2008 Pnvary Notification is enclosed for your record 6.1ILL113-.6L.1.rfl1.Jri8111101r1...11,1LI1,JIrrLJ This Statement is a Facsimile - Not an original X 002000t c15333W08 000 N Z is 07100110 Py. 1 of 1 05493 MAMA ?"34 2112100000310 "3401 Pa 203 Ste l for account nunl Now Balance Payment Due Data 34,061.39 10/14107 AnuM.rt Enctoaad -.---? w- 5157 1008 OKA 4598 Peat Due Amount Wnimum Payment $1,217.00 $2.373.39 Melia your cINCN WIraDN to cow" Gard 3erviae. Now aeeraw or r Prat ee beat. 546710030604459800237339004851390000001 2440 SEX I 28207 0 VERONICA P GEKAS RETFR N GEKAS 202 OONODOGUI N ET AV E CAMP HILL PA 17011-4114 1.11111.JII....r.110 0.11.1 rrl..rlln.11.111111..or1.1L.1.1 1:5000&r.02131: 2 7 i03060{.4591391P CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 198866153 opertingrctorngQele : P D - ae/zoro7C91,tvo7 CUSTOMERSERVICE ' C aynart ue ouDow; r CHASE O ll'nxrarm Payn.el Due . 29 4109 u.s. t.laoo94?zo0o 52,373.9D Espa001 1.099-4416-9908 TOD 1-500955-8060 Pay by phone I-W0-4W7P6$ Outside U.S. call 0011 pt MASTERCARD ACCOUNT SUMMARY Amount Nw- 54671003 OW 4695 1.302.694-6= Previous Balance $4,864.18 Total Credit tine 53.900 ACCOUNT MIOUatiE8 P O Bat Purchases, Cash. Debits +$39-00 Avslatlb Crest ' . DE So Mllmktgton n DE 19860.529e F manceChwgee •S118.21 Cash Aocesa Lk* , , s3,go0 NewBwance .651.39 AvadabfeforCaah SO PAYMENTADDRESS P.O. Box 15158 Wiminglon, DE 19886-5153 VIER U6 AT: www.chs_oe. comlcredficarde The eutefandlng tmlance on your credit m ai aeociu m is scheduled m be written oft as a bad debt shortly. Asa ref ll, your credit bureau will be updated with a nagathre rating that Gould last for up m Seven yearn. Wo Carl 82 help. but you need to oar us now at 1-066.792.7547 (collerti 1.=-59441200). TRANSACTIONS Trans ArnoUr11 Date Reference Number liAerchanlName or TransactionDescriplor Credit Debit OW13 LATE FEE $w 00 FINANCE GMRGES Fehwwe Charg e DWV Periodic Rate Correep. Average deity Due To Treneaobm Accumulai d FRANCE Category 31 days In cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchasers V 04011% 29.24% $4,517.11 5112.18 $0.00 $0.00 S112.18 Cash edvarroae V 08011% 29.24% $242.73 $19.013 $0.00 $000 Saw Toter trance charges $118,21 Effective Annul Pervenis" ROO(APR): 24.24% Please see Inictmalon Abaft Your Account secton for balance computation method, grace period, and other Important int0rmation. The Corresponding APR IS to rate of interest you Pay when you parry a balance an any transaction category The E111906ve APR represents your tatal Mane charges - Including transao0on fees such as cash advance and balance traneter fete - expreasad as a percentage. IMPORTANT NEWS Your 2007.25X10 Privacy Notification is enclosed for your record. CHASE O I..rllfrlt.I..1.{t.I.ill..rl?f....I1.1.lr..llr.l.l.trll..ll..l Sep 23 2009 This Statement Is a Facsimile - Not an original M 00MMr FPM n ll 0nb N 7 to 07,mlo Pp.1 of t 05898 MAMA ? 34 2621C(10001 bfld4.3i01 Q, ~' 24tQ ~~T _1 ~~ ~~ ~Z ~~~~i~~'~lW~+¢ PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FiLE~.COMPLAINT (Thfs proof of service MUST BE FILED WtTNtN TEN (i0) DAYS AFTFR filing the notice of appeal. Check applicable boxes) iMMONWEALTH OF PENNSYLVANIA iUNTY OF l ~~r~ ~' (~_~v xs, ~~ ss FFiDAVIT: l hereby swear or affirm that I served ` }~ a copy of the Notice of Appeal, Gommon Pleas No. ~ `" ~ upon the District Justice designated therein on 7t' (dais of service) f ~ ~ 1 20 ~ 0 by personal servico~ by certified) (registered} mail, sender's receipt attached hereto, and up n the appellee. (name) `~l~.Y"G"'k_~ Ca ~~ 7 ~Y~ ' on _ ~.~, 20 ~ ~ ^ by personal service ~ by (cartffied} (registered} mail, sender's receipt attached hereto. ^ and further that I served the Rule to File a Complaint accompanying the above Native of Appeal upon the apppllee(s} to whom the Rule was addressed on 20 ^ ~ by personal rvice ^ by {certified) (registered) mail, sender's receipt attached here#o. RN {,~~fRMED) AND MSU CR18ED BEFORE 1~,€ ~~ DAY OF _C~ Q-+~ , 20.~.~ of affiant before whom affrdavii was made of offfcf NOTARIAL SEAL ommi on expires ar~CC O~ I~e~~ , Notary Public SCRANTON CITY, LACKAWANNA COUNTY My Commission Expires Apr 2, 2014 .~ ~ ~ -~ ra . ~ . .. - . .. , O ri . G ~1'" p O ~' ~' ('~- 'Postage $ h- Postage $ m -*~ certired Fee O 1~ Retum Receipt Fee p (Endorsement Required) Q Restdcted Delivery Fee O (Endorsement Required) p Total Postage & Fees O ent o 4T ~ ~ 3`treel, i7pt. o.; ~ ~° or PO Box No. Certified Fee Postmark O O Retum Receipt Fee Here O (Endorsement Required) O Restricted Delivery Fee O (Endorsement Required) ~ g O Total Postage & Fees O / O ent o ~ ~ ~)~ ~. or PO Box No. ~~ ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC CIVIL ACTION Plaintiff ; vs. n ~ © ~ fi VERONICA P GEKAS NO: 10-6043 ~~ ~ ~''~ - ~ -~ _ ~ - ~ Defendant : c „~ w cx ~;> ,i ~ CERTIFICATE OF SERVICE I, Michael F. Ratchford, Esquire, hereby certify that on October 8, 2010 the below named District Justice received and signed for the certified mail containing the Plaintiff's Notice of Appeal of the District Justice Judgment. District Court 09-3-04 Honorable Thomas A. Placey District Justice 104 South Sporting Hill Rd. Mechanicsburg, PA 17050 -~ Edwin A. Abrahamsen & Associates, P.C. 1~Iichael F. Ratclhford, Esquire Attorney I.D. No.: 86285 120 N Keyser Avenue Scranton, PA 18504 (570) 558-5510 T.w.._. ~ ~ ~ ~ 9. AMio Item 41f Piw~d D~ M dMtYed. ^ Prkrt ywrr rMnw end eddy on tM rwe~Mi- we do warm the card to Y~ ' ^ this o~rd ~o ihf beck d tlw nwMpMM. or on 1M front M apraoe P 1. /vtlCN A~diaMSCf ~' 'DISTR~'I' CC?IJRT 09-3-04 '104`~S. ~P'ORTIl*TG HILL RD ~C.OrM~i>•Mwry Q Mdrtlrwf-ed~M addra~atrMgw:~7 f3.tlMa K Yom. NN1r dMwrY T:1 1VIECH~,NIC~"~~RG, PA 17050 - ~~ p p fMun p p ao.o. 4. RestrloMd s ~~~~ 7pp9 pp8~ OOf]p 379 _.139 F+6 Fcnn 1, lretntwrf- 2004 t IhMrn trw4~ ~,.. '~ p tiles IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ASSET ACCEPTANCE LLC ~; c CIVIL ACTION ,.,., `~ ~ -.~ Plaintiff : ~~ ~ ~r - ~ t~ 6 ~ ~ VS. r ~ ~ ~~ ~1 ° ' 4 •r ~ ~w, ~ 4 ~ • 9II VERONICA P GEKAS NO: 10-6043 ~ ~ t=~ ' ~"'`~ . ~ r ~v ~ ,~ Defendant CERTIFICATE OF SERVICE I, Michael F. Ratchford, Esquire, hereby certify that on October 7, 2010 the below named Defendant received and signed for the certified mail containing the Plaintiff's Notice of Appeal of the District Justice Judgment and Complaint. ~ VERONICA P GEKAS 202 CONODOGUINET AVE CAMP HILL PA 17011 Edwin A. Abrahamsen & Associates, P.C. Michael F. Ratchford, Esqui Attorney I.D. No.: 86285 120 N Keyser Avenue Scranton, PA 18504 (570) 558-5510 ~ 1. ~ ~~ Ewa ca+~i~ ioim a ~ r~rlol'id aMhNrY is dMNtl. 1 ^ Prk~t youe asp grid acklrwa em Un rw~na ao flat vMS cea eaburn tl~s aad ro yrxi. ^ Atrach thls e~rd to ~ tadC d ttw erallpMcM-, a on the boot l ~. anc+. ~w..d to: ,~. VERONICA P. GEKAS 202 CONUD ET AVE CAMP HILL 1701 l x O ApMR Q l~~i~nf~19 u tw B fig, M~ ~y ~w bNow; D Nc- ~. en,~.7yp. hCo.nM.a uwr Ct ems... w 'b A.o~.~.~.a a ~.n w.c.a~ ar w o l~,n,.a ww O aoo. a. aeealoe.o a.+iwry~ ~ ~ o rye 2' ~°~" 7DD9 DDBD ODDD 379D 14D6 fnd,a~A~rr wno PS Form 1,141a1~'OAt t~~wllo ArMrn ii~o~t ~o2~ar~~-tsao