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HomeMy WebLinkAbout10-6097Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 249996 WELLS FARGO BANK, N.A. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 Plaintiff V. STEPHEN R. ST, ONGE 630 CEDAR RIDGE LANE; MECHANICSBURG, PA 17055-4414 Defendant Jr- ?orvrl' i e " f, 1,-; k i ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. 10 - (pOQ7 0,iViITPr M CUMBERLAND COUNTY O *ga.oo PaATT"'/ ?? lDOloo41 P.; 02?l8?v3? File #: 249996 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 249996 Plaintiff is WELLS FARGO BANK, N.A. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 2. The name(s) and last known address(es) of the Defendant(s) are: STEPHEN R. STF ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. On 05/14/2009 STEPHEN R. ST ONGE made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR SUPERIOR HOME MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Instrument No. 200916788. The PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject: to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File N: 249996 6 The following amounts are due on the mortgage: Principal Balance $134,705.33 Interest $2,806.35 04/01/2010 through 08/31 /2010 (Per Diem $18.7091) Attorney's Fees $650.00 Late Charges through 08/31/2010 $154.30 Property Inspections/Property Preservations $30.00 Mortgage Insurance Premium / $120.48 Private Mortgage Insurance Costs of Suit and Title Search $550.00 Escrow Deficit $_745-57 TOTAL $139,762.03 7 8. 9. Plaintiff is nat seeking a judgment of personal liability (or an in nersonarn judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. This action does not come under Act 91 of 1983 because the mortgage is FHA-insured. File #: 249996 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $139,762.03, together with interest from 08/31/2010 at the rate of $18.7091 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #: 249996 LEGAL DESCRIPTION ALL THAT CERTAIN tract or Parcel of land and premises, situate, lying and being in the Township of Upper Allen in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at the point of intersection of the southerly right of way line of Cedar Ridge Lane, a private street, (50 feet wide) and the dividing line between Lots Nos. C-6 and F1; thence along said dividing line, South 37 degrees 23 minutes 30 seconds East, a distance of 110 feet to a point at the intersection of common open space; thence South 52 degrees 36 minutes 30 seconds West, a distance of 36.50 feet to a point at intersection of the dividing line extending between Lots Nos. F-1 and F-2; thence North 37 degrees 23 minutes 30 seconds West, along said dividing line a distance of 110 feet to a point on the southerly right of way line of Cedar Ridge Lane; thence along said right of way line, North 52 degrees 36 minutes 30 seconds East, a distance of 36.50 feet to the point and Place of Beginning. BEING Lot F-I on the Final Subdivision Plan for Cedar Ridge Townhouses prepared by John C. Brilhart, Surveying and Mapping Services, as revised on January 15, 1978, recorded in the Cumberland County Recorder of Deeds Office in Plan Book 32, Page 73. HAVING thereon erected a two-story townhouse dwelling unit known and numbered as 630 Cedar Ridge Lane, Mechanicsburg, PA TOGETHER with the appropriate right, title, and interest of, in and to the Common Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans. File #: 249996 UNDER AND SUBJECT to all agreements, conditions and restrictions of record to the covenants and restrictions as contained in the Declaration of Condominium dated April 4, 1974 recorded in Miscellaneous Book 234, Page 835, Cumberland County Recorder of Deeds Office, and to the easements, restrictions, reservations and conditions shown on the aforesaid Final Subdivision Plan and otherwise of record. RESERVING to Cedar Ridge Associates, Inc. its successors and assigns, the righ to construct, at some time in the future, with the open space shown on the Plan, when the adjoining tract to the South is developed, a street, and the right of dedicate the same to Upper Allen township or such other governmental authority as deemed appropriate by Cedar Ridge Associates, Inc., its successors and assigns. RESERVING to Cedar Ridge Associates, Inc., its successors and assigns, the right to make minor changes in the location of utilities or line of Cedar Ridge Lane on other properties as shown on the Final Subdivision Plan; provided, however, that no change with respect to any lane or easement on the property of the Grantee may be made without the Grantee's written approval. UNDER AND SUBJECT to the same conditions, exceptions, reservations, and restrictions as appear in prior deeds of record. PROPERTY ADDRESS: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055 PARCEL # 42-24-0792-035 File #: 249996 The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. tt ey for Plaintiff DATE: 112D 1O File #: 249996 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ~~~~rtn of ~tngbr~~:i~~ Jody S Smith :,; ~.~, Chief Deputy ~' '~° Richard W Stewart Solicitor ~f.:°s ~. = ~'`~ ..~~,F Wells Fargo Bank, NA Case Number vs. 2010-6097 Stephen R St Onge SHERIFF'S RETURN OF SERVICE 09/28/2010 07:55 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on September 28, 2010 at 1955 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Stephen R. St Onge, by making known unto himself personally, at 630 Cedar Ridge Lane, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the same. NOAH CLINE, DEPUTY SHERIFF COST: $37.00 September 29, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF c-a c~ ,.,,a o c.~ 'z~r ~ ~ ~ c~ .. T°r-~ -~ am' ~- ~i P"`~' ~ ~ L ) } { °~ c~ - C~ Y-" ~ .,~ (~ ~ . ~ ~ ~p ~~, ~' --i ~ C.~3 -~ :a,x (cj Co~mtySuite Sherff. Teiecsuft. In<i. F!# Cpl-~i~- ~ ICE GI" TI'~E ~`r''~~I-'C~~OT~R ~' ~~{0~4CT -4 ~~~~~ 11~ ~9 CI:•~EcR~~-~~ COU~iT`i' ~E~~1~15Y~.b'~,~~11~ Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 3oshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff vs. ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-6097 CIVILTERM STEPHEN R. ST ONGE CUMBERLAND COUNTY Defendant(s) PRAECIPE TO SUBSTITUTE VERIFICATION TO CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE TO THE PROTHONOTARY: PHS #: 249996 Kindly substitute the attached verification for the verification originally filed with the complaint in the instant matter. Phelan Hallinan & Schmieg, LLP Attorney for Pla~i~ ~ ~ By: `~ ^ Lawren elan, Es ., Id. No. 32227 ^ Franc S. allinan, E ., Id. No. 62695 ^ Daniel G. hmie sq., Id. No. 62205 ^ Michele M. ra ford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. Na. 90134 ^ hrisovalante P. Fliakos, Esq., Id. No. 94620 [Z~Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Date: 10-1-10 PHS #: 249996 VERIFICATION James E. Blue Vice President Loan Documentation hereby states that he/she is of, Wells Fargo Bank, NA successor by merger to WELLS FARGO HOME MORTGAGE, INC., servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. ~~ Name: James E. Blue DATE: 9/23/10 File #: 249996 Title: Vice President Loan Documentation Servicer: WELL5 FARGO HOME MORTGAGE, INC. Name: ST ONGE Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62245 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. Na. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff vs. STEPHEN R. ST ONGE Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-6097 CIVILTERM CUMBERLAND COUNTY CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of Plaintiffls Praecipe to attach Verification of Complaint was sent via first class mail to the following on the date listed below: PHS #: 249996 STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 Phelan HallinanSchmieg, LLP Attorney for ~1 nt ff / ~ By: ^ Lawr c :Phelan, ~ sq., Id. No. 32227 ^ Fr is . Hallinan, sq., Id. No. 62695 ^ D ~iel . Schmie ,Esq., Id. No. 62205 ^ Michele ford, Esq., Id. No: 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 8665? ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Date: 10-1-10 PH S #: 249996 F1LE-7D-01FFI CLT? r" ?3f l?"DV -5 NI nrai}4J 4`?E It ?E t. Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. VS. STEPHEN R. ST ONGE Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION No. 10-6097 CIVILTERM 09C . ? o? yD a stW• $ ?dc a 249996 PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against STEPHEN R. ST ONGE, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $139,762.03 Interest - 09/01/2010 to 11/03/2010 $1,197.38 TOTAL $140,959.41 I hereby certify that (1) the Defendant's last known address is 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414, and (2) that notice has been given in accordance with Rule 237. 1, copy attached. ? Lawrence T. P el , Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 [ZSheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: ),W PHS # 249996 PROTHONOTARY 249996 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. VS. STEPHEN R. ST ONGE Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION : No. 10-6097 CIVILTERM 249996 A- VERIFICATION OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant STEPHEN R. ST ONGE is over 18 years of age and resides at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: lk ? -),I ( 'n ? Lawrence T. Ph(2p)Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 EJ,Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff 249996 WELLS FARGO BANK, N.A. V. Plaintiff STEPHEN R. ST ONGE Defendant(s) TO: STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 DATE OF NOTICE: October 22, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-6097 CIVILTERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. PHS # 249996 IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION I Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle, PA 17013 2 LIBERTY AVENUE (717) 240-6195 CARLISLE, PA 17013 (717) 249-3166 By. ? ??l G"'l!?'Y1X? Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 249996 PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 WELLS FARGO BANK, N.A. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. STEPHEN R. ST ONGE Defendant(s) NO.: 10-6097 CIVILTERM CUMBERLAND COUNTY To the Prothonotary: Issue writ of execution in the above matter: Amount Due Interest from 11/04/2010 to Date of Sale ($23.49 per diem) TOTAL 024.60 - 37.6v - Qa I( L 012 Note: Please attach description of property. PHS # 249996 C-) c ,.,,, © O =? $140,959.41 z $2,795.31 -F- C? ? © -v ? ' ° 2 c =? c ? -- 0 $143,754.72 -5 rv z' :: &7'? , ?',- -- -? ? ? r y for Plaintiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew.L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua,I. Goldman, Esq., Id. No. 205047 00 Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 bb pal.w*i I clc x X031517 r v ? rn a w? o c? 0 d ? `O O rO d' U AZA,St--pM p r,,,- C 6- 30 MNpNO apOitiZprp? o'n o7x c? ?+ off' o Zx Z' ?Z?x?? ? No w ..., Q v? ? t7 a.'U u:. i LEGAL DESCRIPTION ALL THAT CERTAIN tract or Parcel of land and premises, situate, lying and being in the Township of Upper Allen in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at the point of intersection of the southerly right of way line of Cedar Ridge Lane, a private street, (50 feet wide) and the dividing line between Lots Nos. C-6 and F1; thence along said dividing line, South 37 degrees 23 minutes 30 seconds East, a distance of 110 feet to a point at the intersection of common open space; thence South 52 degrees 36 minutes 30 seconds West, a distance of 36.50 feet to a point at intersection of the dividing line extending between Lots Nos. F-1 and F-2; thence North 37 degrees 23 minutes 30 seconds West, along said dividing line a distance of 110 feet to a point on the southerly right of way line of Cedar Ridge Lane; thence along said right of way line, North 52 degrees 36 minutes 30 seconds East, a distance of 36.50 feet to the point and Place of Beginning. BEING Lot F-1 on the Final Subdivision Plan for Cedar Ridge Townhouses prepared by John C. Brilhart, Surveying and Mapping Services, as revised on January 15, 1978, recorded in the Cumberland County Recorder of Deeds Office in Plan Book 32, Page 73. HAVING thereon erected a two-story townhouse dwelling unit known and numbered as 630 Cedar Ridge Lane, Mechanicsburg, PA. TOGETHER with the appropriate right, title, and interest of, in and to the Common Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans. UNDER AND SUBJECT to all agreements, conditions and restrictions of record to the covenants and restrictions as contained in the Declaration of Condominium dated April 4, 1974 recorded in Miscellaneous Book 234, Page 835, Cumberland County Recorder of Deeds Office and to the easements, restrictions, reservations and conditions shown on the aforesaid Final Subdivision Plan and otherwise of record. RESRVING to Cedar Ridge Associates, Inc., its successors and assigns, the right to construct, at some time in the future with the open space shown on the Plan, when the adjoining tract to the South is developed, a street, and the right of dedicate the same to Upper Allen township or such other governmental authority as deemed appropriate by Cedar Ridge Associates, Inc., its successors and assigns. RESERVING to Cedar Ridge Associates, Inc., its successors and assigns, the right to make minor changes in the location of utilities or line of Cedar Ridge Lane on other properties as shown on the Final Subdivision Plan; provided, however, that no change with respect to any land or easement on the property of the Grantee may be made without the Grantee's written approval. UNDER AND SUBJECT to the same conditions, exceptions, reservations, and restrictions as appear in prior deeds of record. TITLE TO SAID PREMISES IS VESTED IN Stephen R. St. Onge, single individual, by Deed from Mary Louise Hanley, married individual, dated 04/18/2000, recorded 04/26/2000 in Book 219, Page 981. PREMISES BEING: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414 PARCEL NO. 42-24-0792-035 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff V. STEPHEN R. ST ONGE Defendant(s) FILED-OFFICE OF THE PROTHONOTARY Attorneys for Plaintiff 2010 NOV 24 PM 1: 24 'CUMBERLAND COUNTY PENNSYLVANIA CERTIFICATION : COURT OF COMMON PLEAS : CIVIL DIVISION : NO.: 10-6097 CIVILTERM : CUMBERLAND COUNTY The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: (X) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant ( ) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. By. /'? Attot?iey br Plaintiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 WELLS FARGO BANK, N.A. Plaintiff V. STEPHEN R. ST ONGE Defendant(s) ~COURT OF COMMON PLEAS FILED-OFFICE CIVIL DIVISION OF THE PROTHONOTARY . 2010 NOV 24 PH 1:24 : NO.: 10-6097 CIVILTERM CUMBERLAND COUNTY PENNSYLVANIA CUMBERLAND COUNTY PHS # 249996 AFFIDAVIT PURSUANT TO RULE 3129.1 WELLS FARGO BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. 1. Name and address of Owner(s) or reputed Owner(s): Name STEPHEN R. ST ONGE 2. Name and address of Defendant(s) in the judgment: Name SAME AS ABOVE Address (if address cannot be reasonably ascertained, please so indicate) 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 Address (if address cannot be reasonably ascertained, please so indicate) 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) None. 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) None. 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) Cedar Ridge Associates, Inc. 4950 Wilson Lane Mechanicsburg, PA 17055-4442 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. ?7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA 630 CEDAR RIDGE LANE MECHANICSBURG, PA 170554414 13 North Hanover Street Carlisle, PA 17013 P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. November 19, 2010 BY:e Attorney for Plaintiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ourtenay R. Dunn, Esq., Id. No. 206779 Io-t Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 WELLS FAR'GO BANK, N. ?iLE©-OFFICE O THE PROTHONOTARY : COURT OF COMMON PLEAS Plaintiff : CIVIL DIVISION 2010 NOV 24 PM 1: 24 VS. NO.: 10-6097 CIVILTERM CUMB£RLANO COUNTY STEPHEN R. ST ONGE PENNSYLVANIA Defendant(s) CUMBERLAND COUNTY NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414 is scheduled to be sold at the Sheriffs Sale on 03/02/2011 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of $140,959.41 obtained by WELLS FARGO BANK, N.A. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale w3 go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 A SHORT DESCRIPTION By virtue of a Writ of Execution NO. 10-6097 CIVILTERM WELLS FARGO BANK, N.A. VS. STEPHEN R. ST ONGE owner(s) of property situate in the TOWNSHIP OF UPPER ALLEN, Cumberland County, Pennsylvania, being (Municipality) 630 CEDAR RIDGE LANE. MECHANICSBURG, PA 17055-4414 Parcel No. 42-24-0792-035 (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING JUDGMENT AMOUNT: $140,959.41 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 215-563-7000 LEGAL DESCRIPTION ALL THAT CERTAIN tract or Parcel of land and premises, situate, lying and being in the Township of Upper Allen in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at the point of intersection of the southerly right of way line of Cedar Ridge Lane, a private street, (50 feet wide) and the dividing line between Lots Nos. C-6 and F1; thence along said dividing line, South 37 degrees 23 minutes 30 seconds East, a distance of 110 feet to a point at the intersection of common open space; thence South 52 degrees 36 minutes 30 seconds West, a distance of 36.50 feet to a point at intersection of the dividing line extending between Lots Nos. F-1 and F-2; thence North 37 degrees 23 minutes 30 seconds West, along said dividing line a distance of 110 feet to a point on the southerly right of way line of Cedar Ridge Lane; thence along said right of way line, North 52 degrees 36 minutes 30 seconds East, a distance of 36.50 feet to the point and Place of Beginning. BEING Lot F-1 on the Final Subdivision Plan for Cedar Ridge Townhouses prepared by John C. Brilhart, Surveying and Mapping Services, as revised on January 15, 1978, recorded in the Cumberland County Recorder of Deeds Office in Plan Book 32, Page 73. HAVING thereon erected a two-story townhouse dwelling unit known and numbered as 630 Cedar Ridge Lane, Mechanicsburg, PA. TOGETHER with the appropriate right, title, and interest of, in and to the Common Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration Plans. UNDER AND SUBJECT to all agreements, conditions and restrictions of record to the covenants and restrictions as contained in the Declaration of Condominium dated April 4, 1974 recorded in Miscellaneous Book 234, Page 835, Cumberland County Recorder of Deeds Office and to the easements, restrictions, reservations and conditions shown on the aforesaid Final Subdivision Plan and otherwise of record. RESRVING to Cedar Ridge Associates, Inc., its successors and assigns, the right to construct, at some time in the future with the open space shown on the Plan, when the adjoining tract to the South is developed, a street, and the right of dedicate the same to Upper Allen township or such other governmental authority as deemed appropriate by Cedar Ridge Associates, Inc., its successors and assigns. RESERVING to Cedar Ridge Associates, Inc., its successors and assigns, the right to make minor changes in the location of utilities or line of Cedar Ridge Lane on other properties as shown on the Final Subdivision Plan; provided, however, that no change with respect to any land or easement on the property of the Grantee may be made without the Grantee's written approval. UNDER AND SUBJECT to the same conditions, exceptions, reservations, and restrictions as appear in prior deeds of record. TITLE TO SAID PREMISES IS VESTED IN Stephen R. St. Onge, single individual, by Deed from Mary Louise Hanley, married individual, dated 04/18/2000, recorded 04/26/2000 in Book 219, Page 981. PREMISES BEING: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414 PARCEL NO. 42-24-0792-035 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-6097 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., Plaintiff (s) From STEPHEN R. ST. ONGE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $140,959.41 L.L. $.50 Interest FROM 11/4/2010 TO DATE OF SALE ($23.49 PER DIEM) - $2,795.31 Atty's Comm % Due Prothy $2.00 Atty Paid $169.50 Other Costs Plaintiff Paid Date: NOVEMBER 24, 2010 vid D. Buell, Prothonotary (Seal) Deputy REQUESTING PARTY: Name COURTENAY R DUNN, ESQ. Address: P.I49LAN 1 ALLINAN & SCHMIEG LLP 1617 JFK BOULEVARD, SUITE 1400 ONE PENN CENTER PLAZA PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 206779 r, r T IVI CUMBE A \ Li s Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff V. STEPHEN R. ST ONGE Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-6097 CIVILTERM PLAINTIFF'S MOTION TO REASSESS DAMAGES 249996 Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: Plaintiff commenced this foreclosure action by filing a Complaint on September 22, 2010. 2. Judgment was entered on November 5, 2010 in the amount of $140,959.41. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "A". Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. Ilowever, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on March 2, 2011. 5. Additional sums have been incurred or expended on Defendant's behalf since the Complaint was filed and Defendant has been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $134,705.33 Interest Through March 2, 2011 $6,192.73 Per Diem $18.71 Late Charges $154.30 Legal fees $1,300.00 Cost of Suit and Title $880.00 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $85.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $240.96 Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $745.57 TOTAL $144,303.89 249996 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendant. Plaintiff's foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on December 16, 2010 and requested the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant. A true and correct copy of Plaintiff's letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "B". 10. No judge has previously entered a ruling in this case. 249996 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: Z By: Phelan Hallinan & Schmieg, LLP c T. Phelan sq., Id. No. 32227 U Lawr , ? Fr is . Hallinan, sq., Id. No. 62695 ? D iel Schmi , Esq., Id. No. 62205 ? Michele adford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93 337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones. Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Court of Common Pleas Plaintiff : Civil Division V. CUMBERLAND County STEPHEN R. ST ONGE : No.: 10-6097 CIVILTERM Defendant MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 249996 I. BACKGROUND OF CASE STEPHEN R. ST ONGE executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendant defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendant credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase Home Mortgage Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The 249996 Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank, 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendant as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendant's failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagor to tender to the mortgagee monthly payments of principal and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagor is 249996 also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagor has breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown V91jW Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendant shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. 249996 V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. 249996 VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.11.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff's sale date, as their interests will be divested by the Sheriff's sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from 249996 the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. 249996 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: 17-1,1231 to By: Phelan Hallinan & Schmieg, LLP ? Lawr c T. Phelan, sq., Id. No. 32227 ? Fr is S Hallinan, sq., Id. No. 62695 ? Daniel G. chmi , Esq., Id. No. 62205 ? Michele M. radford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff 249996 Exhibit "A" 249996 i, j t ;' to , - ATTO R r I LA: C C) F. NIEY ;. PLEASE RETURN . Phelan Hallinan & Sch.mieg, -LLP° By. Lawrence T. Phelan, Esq., .Id. No: '32227. Attorney for Plaintiff Francis S. Hallinan,• Esq., Id. No. 62695 Daniel G Schmieg, Esq., Id-.No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah=Jani, Esq., Id. No. 81 Jenne R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No.. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id.-No. 86657 Peter 1 1Vluloah Es Id N : 6179 1TT011 "Y ll . y, q.; . o 1 Andrew L. Spivack,.Esq., Id. No. 84439 .: .. ii=` Ftms. 4 Jaime McGuinness; Esq., Id. No. 90134 Chrisovalante'P. Fliakos; Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id_ No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-5637000 WELLS FARGO BANK, N.A. CUMBERLAND COUNTY VS. COURT OF COMMON PLEAS STEPHEN R. ST ONGE CIVIL DIVISION No. 10-6097 CIVILTERM 249996 ..::,, •..?+..+ sru. ,..nurww«wn++.+s?,wm l! l.'? YYL?yMy4m.. PRAECIPE FOR IN REM' JUDGMENT FOR FAIL URE TO.' ANSWER AND ASSESSmxNT.O1r DAMAGES' TO THE PROTHONOTARY: Kindly enter judgment in favor of the plaintiff and against STEPHEN R. ST ONGE Defendant(s) for failure to file an Answer to Plaintiff s Complaint within 20' days from service thereof and for foreclosure and sale of the mortgaged. premises, and assess.Plaintiff's damages as . follows: As.set forth in Complaint $1.39,762.03 Interest - 09/01/2010 to 11/03!2010 $1,197.38 TOTAL $140,959.41 I hereby certify that (1) the Defendant's last known address is 636 CEDAR RIDGE LANE, MECHA.NICSBURG, PA 17055-4414, and (2) that notice has been given in accordance with Rule 237.1, copy attached. O Lawrence ..?*la! Id.'No. 32227. [].Francis S.:Hallinan Esq:, Id: No.62695 [? Datliel G': Schmieg,13sq., Id. No'* 62205 El Michele 'M. Bradford; Esq., Id. No. 69849 [] J dith T. Romano, Esq., Id. No. 58745 heetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones; Esq.; Id: No. 86657 Peter J..Muicahy, Esq., Id. No. 61791 [] Andrew LApivack, Esq.,. Id. No,' 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Q Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: PNS q 249996 PROTHONOT Y 249996 /91 Exhibit "B" 249996 0 0 o. .a V W U z a z z a W z a O .ro ro .a Tr U a? a a? 0 zoo y ?j U O c ' E E° a? y O b yj 9 G Q d ? ti U E c ? `n E ov GL g E c ?' C 1(1911 W W08 : 0 6 3000d1Z F- o c OLOZ 94030 9SZLLZb000 f F n o 9z o$ M z o t, . E W o 0 0 U 53N.09 A3N11d ANN Y d'y A ? ? y ? 0 a %ds3y . ?+ v C To y O J C P KE ?q U [? N U ? w O .D ? .C O N F 00 E c o O a° o k v" U 1 o V 'o , C Q U Q /I?. V v vup c ?q -_' UO, EA ?/ c w w FiM q O O E ? U EP? y m E r Z b o v s O x 'g > W 'C d' W v ? ? w c ? ? A o a z T3 a y ? A T w ? a r.+ a w ? O .. W z o V ? U U aO 4., z o -- a o w ? b w z; z U N w t a x a o- a? z -' U ?l N M V v ?O t-- 00 D1 O - N M F w Q? O? rn N PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey December 16, 2010 STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 RE: WELLS FARGO BANK, N.A. v. STEPHEN R. ST ONGE Premises Address: 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055 CUMBERLAND County CCP, No. 10-6097 CIVILTERM Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by December 21, 2010. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yours, F cis S. Hallinan, Esquirt D 'el G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esqui Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire 249996 Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Allison F. Wells, Esquire Enclosure 249996 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. DATE: i Z 2 v By: Phelan Hallinan & Sclmlieg, LLP H Law ne T. Phelan, q., Id. No. 32227 ? Fr cis S Hallinan, _sq., Id. No. 62695 ? D niel G. chm' Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Court of Common Pleas Plaintiff Civil Division V. CUMBERLAND County STEPHEN R. ST ONGE No.: 10-6097 CIVILTERM Defendant ; CERTIFICATION OF SERVICE 249996 I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individual on the date indicated below. STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 Phelan Hallinan & Sclunieg, LLP DATE: _ i2 23 !- By: LJ Lawr LHa elan, s ., Id. No. 32227 ? Fr is nan, sq., Id.No. 62695 D iel ie , Esq., Id. No. 62205 ? Michelford, Esq., Id. No. 69849 ? Judith 1'. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 hrisovalante P. Fliakos, Esq., Id. No. 94620 [Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 3 •,I?:? THE 2011 JAS -3 P 3 r' PENNSYLVANIA DEC 2 8 2010 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WELLS FARGO BANK, N.A. Court of Common Pleas Plaintiff Civil Division V. : CUMBERLAND County STEPHEN R. ST ONGE No.: 10-6097 CIVILTERM Defendant RULE AND NOW, this .3d day of *104p% 2014 a Rule is entered upon the Defendant to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this B J. ? sown P.. e4orls ! 249996 ies, Cop 249996 FILED-OFFICE OF THE PROTHONOTARY 2011 J.°, j F,', j i 34 TY PE'' I UI11,1% Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff V. STEPHEN R. ST ONGE Court of Common Pleas Civil Division CUMBERLAND County No.: 10-6097 CIVILTERM Defendant CERTIFICATION OF SERVICE 249996 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of January 23, 2011 was sent to the following individual on the date indicated below. STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 Phelan Hallinan & Schmieg, LLP DATE: By: __- " N1/-( L ence helan, sq., Id. No. 32227 ? F cis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff Court of Common Pleas V. STEPHEN R. ST ONGE Defendant Civil Division CUMBERLAND County No.: 10-6097 CIVILTERM MOTION TO MAKE RULE ABSOLUTE 249996 WELLS FARGO BANK, N.A., by and through its attorneys, Phelan Hallinan & Schmieg, LLP, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on December 27, 2010. 3. In accordance with Cumberland County Local Rule; 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on December 16, 2010 and requested the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant. True and correct copies of Plaintiff's letter pursuant to Local Rule 208.3(9) and certificate of mailing are attached hereto, made part hereof, and marked as Exhibit "A". 4. A Rule was issued by the Court on or about January 3, 2011 directing the Defendant to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "B". 5. The Rule to Show Cause was timely served upon all parties on January 11, 2011, in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "C". 6. Defendant failed to respond or otherwise plead by the Rule Returnable date of January 24, 2011. 249996 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Hallinan & Schmieg, LLP DATE: l o??Q ' I L Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 R drew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff Court of Common Pleas V. STEPHEN R. ST ONGE Defendant Civil Division CUMBERLAND County No.: 10-6097 CIVILTERM BRIEF IN SUPPORT OF PLAINTIFF'S MOTION TO MAKE RULE ABSOLUTE 249996 A Motion to Reassess Damages was filed with the Court on December 27, 2010. A Rule was entered by the Court on or about January 3, 2011 directing the Defendant to show cause why the Motion to Reassess Damages should not be granted. The Rule to Show Cause was timely served upon all parties on January 11, 2011 in accordance with the applicable rules of civil procedure. Defendant failed to respond or otherwise plead by the Rule Returnable date of January 24, 2011. WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Phelan Hallinan & Schmieg, LLP DATE: By: Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? drew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 Exhibit "A" 249996 ,yam . err O O a rn x? U 7 c Q ? c a ?a ,.c aa-? ao b C. y o m v c o o E o b v 7 d ? ? U ? T E ..?. 030 ,d. ?" 10 U X C V O O L ? OO C U ? ? ro A N 0 E tf' N v ,? E ? 1?1 pq O O ? C N, p Q s ? ? a.o , pppp ?qq C C o Tr V V c o ? i w O M !w -i M O p O a wl V] p ? F ? ed N j y? ? ro s o u a o 0 v F s ? w a W w a O v o a z ? c4 a R! A T U ? ice.. M W ? Z O b i r d a ?? d W a a A bw Ft W E b z" H cC .O z N v u x s a z ?? ?-" N M t1' h tp Il 00 W N C S ¦. PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan IIallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey December 16, 2010 STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 RE: WELLS FARGO BANK, N.A. v. STEPHEN R. ST ONGE Premises Address: 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055 CUMBERLAND County CCP, No. 10-6097 CIVILTERM Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by December 21, 2010. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yours, F "cis S. Hallinan, Esquir Da iel G. Schmieg, Esquir Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esqui Jenne R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Allison F. Wells, Esquire Enclosure Exhibit "B" 249996 lJEC 2 8 2010 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WELLS FARGO BANK, N.A. Court of Common Pleas Plaintiff Civil Division V. CUMBERLAND County STEPHEN R. ST ONGE No.: 10-6097 CIVILTERM Defendant RULE AND NOW, this -day of 2014 a Rule is entered upon the Defendant to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this matter. ) B X1'1=11 C V URT ._. ._.............. ?? .I: 249996 249996 Exhibit "C" 249996 FILED-OFFICE OF THE PROTHONOTAM , . ,.1 2011,E-;',? ?^i,;,?? COPY p4?? AC Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Johine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205,047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 2 , .? Allison F. Wells, Esq., Id. No. 30951 ?. ?r_ sr ri ID 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Court of Common Pleas Plaintiff Civil Division V. CUMBERLAND County STEPHEN R. ST ONGE No.: 10-6097 CIVILTERM Defendant CERTIF - x c)996 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of January 23, 2011 was sent to the following individual on the date indicated below. S'T'EPHEN R. ST ONGE , 630 CEDAR RIDGE LANE MECIIANICSBURG, PA 17055-4414 84,x- ,' ? ?Y f DATE: - 4 `rtr„y T Phelan Hallinan & Schmieg, LLP By: I1 lencence . helan, ., Id. No. 32227 F? F cis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 n Judith T. Romano, Esq., Id. No. 58745 0 Sheetal R. Shah-Jani, Esq.,, Id. No. 81760 n Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 n Vivek Srivastava, Esq., Id. No. 202331 n Jay B. Jones, Esq., Id. No. 86657 n Peter J. Mulcahy, Esq., Id. No. 61791 C] Andrew L. Spivack, Esq., Id. No. 84439 n Jaime McGuinness, Esq., Id. No. 90134 n Chrisovalante P. Fliakos, Esq., Id. No. 94620 Q Joshua I. Goldman, Esq., Id. No. 205047 n Courtenay R. Dunn, Esq., Id. No. 206779 Q Andrew C. Bramblett, Esq., Id. No. 208375 D Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Make Rule Absolute are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. Phelan Hallinan & Schmieg, LLP DATE: c?ip - It By: /Lj/ wx2 l L_J Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? drew L. Spivack, Esq., Id. No. 84439 1Z Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ., Id. No. 309519an, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff V. STEPHEN R. ST ONGE Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-6097 CIVILTERM CERTIFICATION OF SERVICE 249996 I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individual on the date indicated below. STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 Hallinan & Schmieg, LLP DATE: - .1 -C) (n - I I By: 1J Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? drew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ATTORNEY FOR PLAINTIFF 249996 W1.* a IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. Plaintiff, V. STEPHEN R. ST ONGE Defendant(s) CUMBERLAND COUNTY,. , COURT OF COMMON) EA :T CIVIL DIVISION Cl .-; . No.: 10-6097 CIVILTE: -a _? AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY ) SS: As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address, set forth on the Affidavit and as amended if applicable. A copy of the Certificate of Mailing (Form 3817) and/o ied Mail Return Receipt stamped by the U.S. Postal Service is attached heret + xhihit Date: LJ Law ec e an, Esq., I . No. 322 rands S. Halfinanan, Esq., Id. No. 626 269 ? Daniel G. Schmieg, Esq., Id. No. 6 5 ? Michele M. Bradford, Esq., lid.. .69849 ? Judith T. Romano, Esq., Id. .58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 Aadr-ew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff IMPORTA T OTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. PHS # 249996 •-'r " oJog 6 Z AON! D? a? a°v 0?5 m y ? a u ? y[ P?OU u U °y1 O ? 4 V] z'a? i 1 1 ? PHELAN HALLINAN & SCMMHG, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney for Plaintiff WELLS FARGO BANK, N.A. vs. STEPHEN ST ONGE Court of Common Pleas Civil Division Cumberland County No. 10-6097 CIVIL TERM MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Phelan Hallinan & Schmieg, LLP, moves this Honorable Court for an Order directing service of the Notice of Sale and all future pleadings upon the above-captioned Defendant, STEPHEN ST ONGE, by first class mail and certified mail to the mortgaged premises, 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414, posting of the mortgaged premises, 630 CEDAR 3 RIDGE LANE, MECHANICSBURG, PA 17055-4414, and publication pursuant to Pa. R.C.P. 430, and in support thereof avers as follows: 1. Attempts to serve Defendant, STEPHEN ST ONGE, personally with the Notice of Sale have been unsuccessful as indicated by the Affidavit of Return of Service attached hereto as Exhibit "A". The Plaintiff attempted to serve the Defendant at the mortgaged premises, 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 170554414 but there was no answer. 2. Pursuant to Pa. R.C.P. 430, Plaintiff has made a good faith effort to locate the Defendant. An Affidavit of Reasonable Investigation setting forth the specific inquiries made and the results is attached hereto as Exhibit "B". 3. In compliance with Cumberland County Local Rule 208.3(a)(2), Plaintiff avers that Judge Guido entered an order for the Reassessment of Damages dated January 3, 2011. 4. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its Proposed Motion for Special Service and Order to the Defendant on January 20, 2011 and requested Defendant's concurrence. Plaintiff did not receive any written response from the Defendant. A true and correct copy of Plaintiffs letter and postmarked certificate of mailing pursuant to Local Rule 208.3(9) attached hereto, made part hereof, and marked Exhibit "C". 5. Plaintiff has reviewed its internal records and has not been contacted by the Defendant as of January 28, 2011 to bring loan current. 6. Plaintiff submits that it has made a good faith effort to locate the Defendant, STEPHEN ST ONGE, but has been unable to do so. 4 WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the premises and by publication. Respectfully submitted, Phelan Hallinan & Schmieg. LLP ' Lawrence T. P Ertl sq., Id. No. 32227 Hallinan, Esq., Id. No. 6 95 Daniel G. Schmieg, Esq., Id. N 2205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 ,-Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff January3l, 2011 5 PLAINTIFF WELLS FARGO BANK, N.A. PHS # 249996 DEFENDANT STEPHEN R. ST ONGE SERVE STEPHEN R. ST ONGE AT: 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 AFFIDAVIT OF SERVICE CUMBERLAND COUNTY SERVICE TEAM/ kxc COURT NO.: 10-6097 CIVILTERM TYPE OF ACTION XX Notice of Sheriff's Sale SALE DATE: 03/02/2011 SERVED Served and made known to STEPHEN R. ST ONGE , Defendant on the _ day of , 20 at , o'clock _. M., at in the manner described below: - Defendant personally served. - Adult family member with whom Defendant(s) reside(s). Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. - Manager/Clerk of place of lodging in which Defendant(s) reside(s). - Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: Description: Age Height Weight Race Sex Other 1> , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day of 20_. Notary: By: Service Refused Other: S•A.WA4OF-TfAVKl#4"7b 9F-Vac4#?T. Co&-r4tT Wd3 MADE- urtTN r,1Ef6F0o#WT,S ?6rvTS Sworn to and subscribed RE 4,) EST) N& RES paN SJE Z65 a L-r 1 N 6- 1 N NOIU E before me this 2 NDday f o -LIL. By: V ?4 ? 61(A ? Notary- AT EY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. H818nan, Esq., Id. No. 62695 L Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah•Jani, Esq., Id. No. 81760 4L*r,Rr v ??, ?v L 1 1 ? jk y, Jenine P- Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 1 , . ,101 y PIJ13LIC JaVivek y B Srivastava, Esq. Id. No. 202331 Jay B. Janes, Esq., Id. No. 86657 x'1,1. 1 J? w J ??L}r Peter J. Mulcahy, Esq., Id. No. 61791 = 7 20 13 ARC Andrew G Spivack, Esq., Id. No. 84439 _ ;+iRFS NI Jaime McGuinness, Esq., Id. No. 90134 Chrisovalantc P. Fliakos, Esq., [d. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 191034814 1215) 563-7000 NOT SERVED On the 2"o day of 7 UA,9- , 201-L, at l: Od o'clock P. M., Defendant NOT FOUND because: ? Vacant Does Not Exist _ Moved _ Does Not Reside (Not Vacant) ? No Answer on 3 1 at 9' 3o AM j4-)8 ?(o at 3:00 ' 55 4*f 12 la l6& $`Ira f2 0 iz 13/10 ?+? ._. 3D EXHIBIT B AFFIDAVIT OF GOOD FAITH INVESTIGATION File Number: 249996 Attorney Firm: Phelan, Hallinan & Sclunieg, LLP Subject: Stephen R. St Onge Property Address: 630 Cedar Ridge Lane, Mechanicsburg, PA 17055 I, being duly sworn according to law, do hereby depose and state as follows, an investigation into the whereabouts of the above-noted individual(s) was conducted and the following has been discovered: 1. CREDIT INFORMATION A. SOCIAL SECURITY NUMBER Our search verified the following information to be true and correct Stephen R. St Onge - xxx-xx-0358 B. EMPLOYMENT SEARCH Stephen R. St Onge - A review of the credit reporting agencies provided no employment information. C. INQUIRY OF CREDITORS Our inquiry of creditors indicated that Stephen R. St Onge reside(s) at: 630 Cedar Ridge Lane, Mechanicsburg, PA 17055. Il. INQUIRY OF TELEPHONE COMPANY A. DIRECTORY ASSISTANCE SEARCH' Our office searched directory assistance databases, which indicated that Stephen R. St Onge reside(s) at: 630 Cedar Ridge Lane, Mechanicsburg, PA 17055. On 09-02-10 our office made a telephone call to the subject's phone number (717) 697-8309 and received the following information: disconnected. III. INQUIRY OF NEIGHBORS On 09-02-10 our office made a phone call in an attempt to contact Catherine L. Kreider (717) 697-6112, 629 Cedar Ridge Lane, Mechanicsburg, PA 17055: spoke with an unidentified male who could not confirm that the subject reside(s) at 630 Cedar Ridge Lane, Mechanicsburg, PA 17055. On 09-02-10 our office made several phone calls in an attempt to contact Micah D. Hoffman (717) 691-1926, 631 Cedar Ridge Lane, Mechanicsburg, PA 17055: no answer, On 09-02-10 our office made several phone calls in an attempt to contact Linda S. Nicholson (717) 766-5090, 632 Cedar Ridge Lane, Mechanicsburg, PA 17055: answering machine. EXHIBIT 8 IV. ADDRESS INQUIRY A. NATIONAL ADDRESS UPDATE On 09-02-10 we reviewed the National Address database and found the following information: Stephen R. St Onge - 630 Cedar Ridge Lane, Upper Allen, PA 17055. B. ADDITIONAL ACTIVE MAILING ADDRESSES Per our inquiry of creditors, the following is a possible mailing address: no addresses on file. V. OTHER INQUIRIES A. DEATH RECORDS As of 09-02-10 Vital Records and all public databases have no death record on file for Stephen R. St Onge. VI. ADDITIONAL INFORMATION OF SUBJECT A. DATE OF BIRTH Stephen R. St Onge - 08-07-1971 * Our accessible databases have been checked and cross-referenced for the above named individual(s). * Please be advised our database information indicates the subject resides at the current address. I certify that the foregoing statements made by me are true. I am aware that if any of the foregoing states made by me are willfully false, I am subject to punishment. I hereby verify that the statements made herein are true and correct to the best of my knowledge, information and belief and that this affidavit of investigation is made subject to the penalties of 1g C.S. Sec. 4904 relating to unworn falsification to authorities. AFFIANT JESSICA M. LUGO ID 0 2383078 Sworn to and subscribed befoll?- me this H I-dda?v of _?~ La- ? 1?? The above information is obtained from available public records and we are only liable for the cost of the affidavit. IND PHELAN HALLINAN & SCHMIEG, L.L.P. Suite 1400 One Penn Center Plaza at Suburban Station Philadelphia, PA 19103 215-563-7000 Main Fax: 215-563-7009 E-mail Kristin.Cooke@fedphe.com@fedphe.com Kristin M. Cooke, 1271 Service Department January 20, 2011 STEPHEN ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 EXHIBIT Representing Lenders in Pennsylvania and New Jersey RE: WELLS FARGO BANK, N.A. vs. STEPHEN ST ONGE and Premises Address: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414 Cumberland County, No. 10-6097 CIVIL TERM Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion for Special Service and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking concurrence with the requested relief that is, Special Service. Please respond to me within one week, by JANUARY27, 2011. Should you have any further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. V truly y s, y Kri tin M. e for Phelan, Hallinan & Schmieg LLP 12 EM,13,-f C I-j W .9 y o r. ?. z N Do J 01 v. ? w N r c ?o ? M co ••1 1 z ? OC17 o. _ b? ? ? Ay C7 n `'d ?d? o a yo eo zyz ro (no ams ??? R z r ya to ?o c c v, Y CZ6 ? o (9 4 ? ? H M CD C ? (JQ O nc pW N p 'co, (a/l O Cyj w N N `"7 O n p 'S7 y C C y ?• tD `G C N ? y y 1 app w G. •`3 ? ? G • n7 vi"a(? a ? H x U O 'U er p p p 'p .?•. 09 00 a 7 ? fp M n' 7 pp?7 0 d ? p ry C in. ? 00 -6 y'El nv 69 (9 V? _ p ? g? ? -,PAS PO"cw /' ' 9 •n n ?• d 0 ? ATNEV S g . ? iry? 0 042x'77 O? 2 ? . a 256 MAILED FRpMZI • PCp 6 201 i ? ? I I I DE i 9703 ? ? I I ? I o ?> 0. I I O p, ? b eQ O m 5? A °m? A ? O A N 3 h o a? h b PHELAN HALLINAN & SCMMEG. LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. VS. STEPHEN ST ONGE Attorney for Plaintiff Court of Common Pleas Civil Division Cumberland County No. 10-6097 CIVIL TERM MEMORANDUM OF LAW Pa. R.C.P. 430 specifically provides: (a) If service cannot be made under the applicable rule, the plaintiff may move the Court for a special order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant and the reasons why service cannot be made. Note: A Sheriffs return of "Not Found" or the fact that a Defendant has moved without leaving anew forwarding address is insufficient evidence of concealment. Gonzales vs. Polis 238 Pa. Super. 362, 357 A.2d 580 (1976). "Notice of intended adoption 6 mailed to last known address requires a good faith effort to discover the correct address." Adoption of Walker. 468 Pa. 165, 360 A.2d 603 (1976). An illustration of good faith effort to locate tie defendant includes (1) inquires of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registratim records, local tax records, and motor vehicle records. (b) (1) If service of process by publication has been authorized by rule of civil procedure or order of court, the publication shall be by advertising a notice of the action once in the legal publication, if any, designated by the court for the publication of legal notices and in one newspaper of general circulation within the county. The publication shall contain the caption of the action and the names of the parties, state the nature of the action and conclude with a notice. (b) (2) When service is made by publication upon the heirs and assigns of a named former owner or party in interest, the court may permit publication against the heirs or assigns generally if it is set forth in the complaint or an affidavit that they are unknown. As indicated by the attached Affidavit of Return of Service, marked hereto as Exhibit "A", the Plaintiff has been unable to serve the Notice of Sale. A good faith effort to discover the whereabouts of the Defendant has been made as evidenced by the attached Affidavit of Reasonable Investigation, marked Exhibit "B". WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the mortgaged premises and by publication pursuant to Pa. R.C.P. 430. Respectfully submitted, Phelan Hallinan & La helan, Esq., Id. No. 322KIS rancis S. Hallinan, Esq., Id. No. 62fa? Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 ?. Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff Date: Januaryll, 2011 8 VERIFICATION The undersigned hereby states that he/she is the Attorney for the Plaintiff in this action, that he/she is authorized to make this Affidavit, and that the statements made in the foregoing MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that the statements made are subject to the penalties of 18 Pa.C.S. §4904 relating to unworn falsification to authorities. Respectfully submitted, Phelan Hallinan & Schmieg, LLP Lawrence ,Esq., Id. No. 32 7 cis S. Hallinan, Esq., Id. No. 6 95 Daniel G. Schmieg, Esq., Id. No 2205 Michele M. Bradford, Esq., Id. o. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 -Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff January 3 #, 2011 9 PHELAN HALLINAN & SCHIIHEG, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Attorney for Plaintiff Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Court of Common Pleas Civil Division VS. Cumberland County No. 10-6097 CIVIL TERM STEPHEN ST ONGE CERTIFICATION OF SERVICE I hereby certify that a copy of the Motion for Service Pursuant to Special Order of Court, Memorandum of Law, proposed Order and attached exhibits have been sent to the individual as indicated below by first class mail, postage prepaid, on the date listed below. STEPHEN ST ONGE: 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 10 The undersigned understands that this statement is made subject to the penalties of 18 PA C.S. 4904 relating to un-sworn falsification to authorities. Respectfully submitted, Phelan Hallinan & Schmieg, LLP Lawre elan, Esq., Id. No. 27 Francis S. Hallinan, Esq., Id. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 c? Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff Date: Januaryg$, 2011 11 .t IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. Civil Division. VS. No. 10-6097 CIVIL TERM STEPHEN ST ONGE rn ,= - cc F Morn ;o =f,r I c:) ORDER i 4 44 this day of '2011, ups AND NOW , consideration of Plaintiff's Motion for Service Pursuant to Special Order of Court, it is? hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Notice of Sale and all future pleadings on Defendant, STEPHEN ST ONGE, by: 1. Posting of the premises: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. 2. First class mail to STEPHEN ST ONGE at the mortgaged premises located at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414; and 3. Certified mail to STEPHEN ST ONGE at the mortgaged premises located at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414; and 4. Publication in accordance with PA. R.C.P. 430. BY THE, J. 2496-KXC Allison Wells, Cc: STEPHEN ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 2 "IT- - OTC-4 P-?- rLAINIIPP WELLS F,1ARCO) 11A CITNIBERLANf) rOi'Nn, P9&VloGISLy KDT- ?V ED 11'h.L?N'K, N.A. PHS # 249996, DEFENDANT SERVICE TEAVIJ hxc STEM EN R. SI' ONG]h COURT NO.: 10-6097 CIVILTERIbt SERVE STEPHEN R. ST ONCE AT: TYPE OF ACTION 630 CEDAR RIDGE LANE `CX Notice of Sherilf°s Sale MECIIANICSBURC, PA 17055-4414 SALE DATE: 03102/2011 SERVED Served anti trade known to STEPHEN R ST ONTOF ,Defendant on the _3R_°dav of T+-67-,J" q, -7t) i (t'Sat r-,7 125, octock . M... at (32 1.6US-rLAm!% A11,LS3QA&,PA, in the manner descrilxd below: -- --1 Defendant persnnally served. rnn m -n -M Adult family member with whom Defendant( s) reside(s), -am Relationship i?; fir- N ?? -- Adult in eharge of Defendant's residence who refused to give name otrelations-hip, ? Manager,K'ierk of place of lodging in which Defendant(s) reside(s). C7 ° 'Tt Agent or per, eon in charge of Defendant's office. or usual place of business. < ? Z -?1 an officer of s id Defendant's company, C Cwt r-r ? ()titre , ?O -? DTI T- tIM 49-,AF--T) ' >j --1 G• S ' cJr 3"'' Description- Age Height Weight _ Race 141 Sex .. M Other - 1004 a competent adult, being duly sworn according to law, depose and state that I personally handed a trite and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein- a,sued in the captioned case on the date and at the address indicated above. -# C,&Nn NUSb 1 N V F-S TT(6,A-T 10 1 1D i SCL-0 S 6D Sworn to and rn McriK,d -rgy-3T Dpi-IvIb ?r RC-S 1 D i3 2, 1,O tj S-T LAY*4 t?- before me this 39A) tray D ( LL5 F3uQG t ?A of. 'P?-6-.201L Notarv? I ? (,? NOT SERVED L1n the dot 2( 20- at„ o'clock _.. M., Defendant NOT FOUND because Dries Not Exist Movek! Does Not Reside (Not VacanCi _ .'`ln Answer at fit tier\,iz,-e Refused Other- -- - -- - - Swt11IO to a)ri subscribzd KJMK' RLY CURTY _ v01At before me this dav ST f?lrl3l DC Sjr ?U 13y, MY'C0NfMSTATE Nj.y ISS1o!q t 1' ; MA RCH 7.2013 Notary- ALTO _ lrwrca? T. Phi^Iw., Issy, M. Na. a?»7 Francis S. HaMm. Fey.. Id. No. 62695 landd G SdMe6, Emi., Id. him 42383 Niichete N1. Bradford. Esq., Id, No. 6'72639 Judkh T. Roaamo, Esq. ]d. No. 58745 R. S All Jaai, FSq- MI Ma. RMAI Junine R. Davey. Esq- Id. No. 87077 Lauren R, Taims, Eai., 4d. No. 93337 Vivtk Sdvamm, trsq., and No. 2@?_a31 3ar R. Jones, Bq- M. No 84657 Petcr J. Mukahy, Esq., W. No. 61771 Andmw L Splnde Faq, R M& I14M taime WGuinness, Esq., Id. No. 90134 (iuisevaliuge P. Fkakas, Esq., Id. No. 94ti:q! . mbn L Cam, Ilcq., Id. Na 7 Courtenay 11. Dunn, Fsq., Id. No. 306779 Andrew C. Brm7btett, Esq, Id. No. 24 P6 AMm F. Wdq $oq„ I& No. 3m" Om Penn Center at sub.. an SIR", 1617 Join F. Ktsnedy md., sa to 140) 14 0 1 1p11 PA 1911X3.1318 ,21s) %3-,T8%0 Phelan Hallinan & Schmieg, LLP ,1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia PA 19103 215-563-7060 WELLS PARGO BANK, N.A. Plaintiff, V. STEPHEN ST ONGE Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-6097-CIVIL TER 1- AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE, PURSUANT TO P.R.C.P., 404(2)/403 -+ X- I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above captioned matter was sent by regular mail and certified mail, return receipt requested, to STEPHEN ST ONGE on FEBRUARY 24, 2011 in accordance with the Order of Court dated FEBRUARY 4, 2011. The property was posted on FEBRUARY 3, 2011. Publication was advertised in CUMBRLAND LAW JOURNAL on MARC11 4, 2011 & in THE SENTINEL on FEBRUARY 26, 2011. The undersigned understands that this"statement is made subject to the penalties of 18 Pa.C.S. 4904 relating to the unsworn falsification to authorities. Dated: 0A 0` k k PHELAN HA , ' & SCHMIEG, LLP By: .. - Phelan Hallinan & Schmiegg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. I lallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Es p., Id. No. 62205 Michele M. Bradlord, Esq., Id. No. 69849 Judith T. Romano, Es q., Id. No. 58745 Sheetal R. Shah-Jani, Esq. Id. No. 81760 Jenine R. Davey. 1sq., Id.O. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq. Id. No. 202331 Jay B. Jones, l ;sq., Id.1 1o. 86657 Peter J. Mulcahy. Es q,., Id. No. 61791 Andrew 1.. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalantc P. 1?'liakos, Esq Id. No. 94620 Joshua L Goldman, Esq., Id. No. 205047 Courtenayy R. Dunn, Esp., Id. No. 206779 Andrew C' Bramblett, Es , Id. No. 208375 Allison Wells. 1-sq., Id. No. 309519 Attorneys for Plaintiff M ..V4 3 1 w ?CD c7 -? ter, a IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA WELLS CARGO BANK, N.A. vs. STEPHEN ST ONGE AND NOW, this Civil Division No. 10-6097 CIVIL TERM ORDER day of , 2011, upon consideration of Plaintiffs Motion for Service Pursuant to Special Order of Court, it is hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Notice of Sale and all future pleadings on Defendant, STEPHEN ST ONGE, by: 1. Posting of the premises: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. 2. First class mail to STEPHEN ST ONGE at the mortgaged premises located at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414; and 3. Certified mail to STEPHEN ST ONGE at the mortgaged premises located at 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414; and 4. Publication in accordance with PA. R.C.P. 430. BY THE.CG J. 249996-KXC Cc: STEPHEN ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 170554414 2 0 O r? •N v 1.1 xa U y ? M ? O z a?a xU? d aab W ? a0a II 'b L ? y b ? L y Ix zQ0 £0L6L 300odIZ Oa4a b w 9 000 Cc Z L l OZ bZ 83=1 Iryl. Z 0 o9Z' vo s 53Nlld ? ? ? ? . a,. ?? Q ti g y 0 a y d Q r 0 O ? Q ?aa C? U d x A ? WUU z F M U adz N M ? V') 110 t- 00 C? I dF 9E i Al- 09 b za ao x a ° o a N a v z> to? o C wT o? ?c G N N M ? ? 'J. z y V F L3. a . t f 7178 2417 6099 0076 7687 4 / LXH RESTRICTED DELIVERY STEPHEN R. ST ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-0000 --fold here (regular) -- fold here (60) --fold here (regular) USPS - Track & Confirm Page 1 of 1 VNITEDSTATES Home I Heiu I 10POSTAL SIWVXE Sian In Track $ Confirm FA Qs Track & Confirm Search Results Label/Receipt Number: 7178 2417 6099 0076 7687 Expected Delivery Date: February 28, 2011 1 t a C k ?. Confirm Class: First-Class Mail® Enter Label/Receipt Number Service(s): Return Receipt Electronic Status: Notice Left We attempted to deliver your item at 2:03 pm on March 12, 2011 in MECHANICSBURG, PA 17055 and a notice was left. You may arrange redelivery by visiting www.usos.com/redelivery or calling 800-ASK-USPS, or may pick up the item at the Post Office indicated on the notice. If this item is unclaimed after 15 days then it will be returned to the sender. Information, if available, is updated periodically throughout the day. Please check again later. Go > Detailed Results: • Notice Left, March 12, 2011, 2:03 pm, MECHANICSBURG, PA 17055 • Forwarded, March 05, 2011, 9A9 am, DILLSBURG, PA Notice Left, February 28, 2011, 3:17 pm, DILLSBURG, PA 17019 • Acceptance, February 24, 2011, 5:10 pm, PHILADELPHIA, PA 19102 • Electronic Shipping Info Received, February 24, 2011 Notification Options Track & Confirm by email Get current event information or updates for your item sent to you or others by email. 00 Site May Customer Service Fontrs Govt services careers 1errns of Use Business Customer Gateway +4 Copyright0 2010 USPS. All Rights Reserved. No FEAR Act EE0 http://trkcnfrml.smi.usps.com/PTSInternetWeb/Interl,abel ! nq uiry.do?strOrigTrackNum=7... 3/15/2011 PLAINTIFF WELLS FARGb BANK, MA. DEFENDANT STEPHEN R. ST ONGE SERVE STEPHEN R. ST ONGE AT: 630 CEDAR RIDGE LANE AFFIDAVIT OF SERVICE CUMBERLAND COUNTY MECHANICSBURG, PA 17055-4414 "PLEASE POST PROPERTY IN ACCORDANCE WI'T'H THE COURT ORDER** PHS # 2499% SERVICE TEAM/ kxc COURT NO.: 10-6097 CIVQ.TERM TYPE OF ACTION XX Notice of SheriR's Sale SALE DATE: 05/04/2011 SERVED Served and made known to STEPHEN R. ST ONGE Defendant on the 2o'aday of M cO 20 1 at &jj_, o'clock _P. M., at 6 3 O ClF:: DAR P41> &E 1Aw E , in the manner described below: - Defendant personally served. MEGAWW aRG, PA.? _ Adult family member with whom Defendant(s) reside(s). Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). _ Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. V Other: as Ti"l:b PobAw _Tq Description: Age Height Weight Race Sex Other _ 1, VDMAtA AA &- , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this 20 day of 20l1 Notary: By: NOT SERVED On the , 20-, at o'clock _. M., Defendant NOT FOUND because: - acant _ Does Not Exist - Moved _ Does Not Reside (Not Vacant) _ No Answer on at at Service Refused Other: Sworn to and subscribed before me this day of _. By: Notary: T tEY ; e FOR PLAIN m n, Esq, Frans S. adfnw, Fsq., Id. Na62695 /Mid G. Sduoiq, Esq., ld. No. 62265 ?.?.,- Midwle M. Brsdfoed, Fkq., ld. 10.6M9 --^.-.? Jadlib T. Raasaaw. Fail, bi N& 5974S _ '?- Ib- (,.LY C'Ji1TY t 1+ MbmW IL jenine LDwe,th AR&SNwrB,l"° ? K. lAF i? , , LatumLTeba,Eaq,Id.No.93337 V I S, ? ? l', of 1%w i?•2?`°4'Y MARC" 2013 irdcSrOno ra,FAq,Id.Na, 202331 Jay & jeo i, Es %, Id. Nw 8K57 P rier J. Mosby,Feq.,Id.Na, 61791 Andrew L. Spkad4Esq, I& No. 6"39 Chrisoralate P. Feba, Egli., Id. Na 94620 Jodo s L Gabbaa, Faq, W. No. ]05267 Cwrlenay R. Dean, Faq, bL Na206779 Andmww C. BraMe[y Fsq, Id. No. MMS AM= F. Wei, Esq, Id. Na, 309519 VVWim F. Mier. Fs" )d. N& 308951 Ilse P c Stl as e"W st ?t4as Stslisa 1617 Jahn F. Restudy Blyd, SWte 1100 PbBaddpb*PA 19103-1810 (215) 563-7000 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz March 4, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. i Marie Coyne, E for SWORN TO AND SUBSCRIBED before me this 4 day of March, 2011 Notary C NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 f CUMBERLAND LAW JOURNAL NOTICE OF SHERIFF'S SALE In the Court of Common Pleas of Cumberland County, Pennsylvania NO. 10-6097 CIVIL TERM WELLS FARGO BANK, N.A VS. STEPHEN R. ST ONGE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY NOTICE TO: STEPHEN R. ST ONGE Being Premises: 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. Being in UPPER ALLEN Township, County of CUMBERLAND, Common- wealth of Pennsylvania. 42-24-0792-035. Improvements consist of residen- tial property. Sold as the property of STEPHEN R. ST ONGE. Your house (real estate) at 630 CEDAR RIDGE LANE, MECHANICS- BURG, PA 17055-4414 is scheduled to be sold at the Sheriff's Sale on MAY 4, 2011 at 10:00 A.M., at the CUMBERLAND County courthouse to enforce the Court Judgment of $140,959.41 obtained by, WELLS FARGO BANK, N.A (the mortgagee), against the above premises. PHELAN HALLINAN & SCHMIEG, LLP Attorneys for Plaintiff Mar. 4 17 +w PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland Jackie Cox, Retail Sales Manager, of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following; day(s): February 26, 2011_ COPY OF NOTICE OF PUBLICATION NOTICE OF SHERIFF'S SALE IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 10-6097 CIVIL TERM WELLS FARGO BANK, N.A VS. STEPHEN R. ST ONGE NOTICE TO: STEPHEN R. ST ONGE NOT CE OF SHERIFF'S SALE OF REAL PROPERTY" Being Premises: 630 CEDAR RIDGE LANE, MECHANIC.SBURG, PA 17055-4414 Being in UPPER ALLEN Township, County of CUMBERLAND Commonwealth of Pennsylvania 42-24-0792-035 Improvements consist of residential property. Sold as the property of STEPHEN R. ST ONGE Your house (real estate) at 630 CEDAR RIDGE LANE. MECHANICSBURG, ?A 17055.4414 is scheduled to be sold at the Sheriff's Sale on MAY 4.2011 at IMAM, at the CUMBERLAND County Courthouse to enforce the Court Judgment of $140.959.41 obtained by, WELL'S FAR GO BANK N.A. (the mortgagee), against the above premises. PHELAN HALLINAN & SCHMIEG, LLP Attorney for Plaintiff Affiant further deposes that he/she is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statement as to time, place and character of publication are true. J Sworn to and subscribed before me this J U, 6u,?- Notary Public My commission expires: NOTARIAL SEAL BAMBI ANN HECKENOORN Notary Public CARLISLE BOROUGH, CUMBERLAND CNrY My Commission Expires Jan 27, 2014 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ox? r? GF T??IELPR0TH,0Nio F? 2011 JUL -5 PM 2= 12 CUMBERLAND CUUN i y PENNSYLVANIA Wells Fargo Bank, NSA vs. Case Number . Stephen R St Onge 2010-6097 SHERIFF'S RETURN OF SERVICE 01/07/2011 10:56 A - Deputy Stephen Bender, being duly sworn according to law, states service was performed by posting true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon th property located at 630 Cedar Ridge Lane, Mechanicsburg, PA 17055, Cumberland County. 01/07/2011 06:17 P - Deputy Tim Black, being duly sworn according to law, states service was performed by posting a true c py of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 630 Cedar Ridge Lane, Mechanicsburg, PA 17055, Cumberland County. 01/12/2011 10:58 A - Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Stephen R. St. Onge, but was unable to locate the Defendant in his bailiwick. He therefore returns the within Real Estate Writ, Notice and Description, in the above titled action, as "Not Found" at 630 Cedar Ridge Lane, Mechanicsburg, PA 17055, property is vacant. 02/25/2011 As dire* by Daniel Schmieg, Attorney for the Plaintiff, Sheriffs Sale Continued to 5/4/2011 04/27/2011 As directed by Daniel Schmieg, Attorney for the Plaintiff, Sheriffs Sale Continued to 7/6/2011 07/01/2011 Ronny Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $66.06 SO ANSWERS, July 01, 2011 RON R ANDERSON, SHERIFF ?a Gz /V - ? 6 13, -3 ` WELLS FARGO BANK, N.A. COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. NO.: 10-6097 CIVILTERM STEPHEN R. ST OINGE Defendant(s) CUMBERLAND COUNTY PHS # 249996 AFFIDAVIT PURSUANT TO RULE 3129.1 WELLS FARG BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution as filed, the following information concerning the real property located at 630 CEDAR RIDGE LANE, MECHANICSBURG, P 170554414. 1. Name and Name of Owner(s) or reputed Owner(s): Address (if address cannot be reasonably ascertained, please so indicate) STEPHEN R. 2. Name and Name ONGE 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 of Defendant(s) in the judgment: Address (if address cannot be reasonably ascertained, please so indicate) SAME AS ABO? E 3. Name and last kn?)wn address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) None. 4. Name and addres? of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) None. 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) Cedar Ridge Associates, Inc. 4950 Wilson Lane Mechanicsburg, PA 17055-4442 6. Name and address l f every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. • 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANVOCCUPANT Domestic Relati ns of Cumberland County Commonwealth of Pennsylvania Department of elfare Internal Revenue Service Advisory 630 CEDAR RIDGE LANE MECHANICSBURG, PA 17055-4414 13 North Hanover Street Carlisle, PA 17013 P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 U.S. Departmen of Justice Federal Building, P.O. Box 11754 U.S. Attorney f r the Middle District of PA 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. I November 19, 2010 By: Attorney for Plaintiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ?ourtenay R. Dunn, Esq., Id. No. 206779 4 LJ Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 SHORT DESCRIPTION By virtue of a Writ of Execution NO. 10-6097 CIVILTERM WELLS FARGO BANK, N.A. VS. STEPHEN R. ST ONGE owner(s) of roperty situate in the TOWNSHIP OF UPPER ALLEN, Cumberland County, Pe sylvania, being (Municipality) 630 PA 17055-4414 (Acreage or street address) thereon: RESIDENTIAL DWELLING AMOUNT: $140,959.41 Phelan Hallina & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, P 19103 215-563-7000 LEGAL DESCRIPTION ALL THAT CERTAIN tract or Parcel of land and premises, situate, lying and being in the Township of Upper Allen the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at the point of intersection of the southerly right of way line of Cedar Ridge Lane, a private street, (50 feet wide) and the dividing line between Lots Nos. C-6 and F1; thence along said dividing line, South 37 degrees 23 minutes 30 seconds East, a distance of 110 feet to a point at the intersection of common open space; thence South 52 degrees 36 minutes 30 seconds West, a distance of 36.50 feet to a point at intersection o the dividing line extending between Lots Nos. F-1 and F-2; thence North 37 degrees 23 minutes 30 seconds West, along said dividing line a distance of 110 feet to a point on the southerly right of way line of Cedar Ridge Lane; thence along said right of way line, North 52 degrees 36 minutes 30 seconds East, a distance of 36.50 feet to the point and Place of Beginning. BEING Lot F-1 on the Final Subdivision Plan for Cedar Ridge Townhouses prepared by John C. Brilhart, Surveying and Mapping Services, as revised on January 15, 1978, recorded in the Cumberland County Recorder of Deeds Office in Plan Book 32, Page 73. HAVING ther n erected a two-story townhouse dwelling unit known and numbered as 630 Cedar Ridge Lane, Mechanicsburg, PA. TOGETHER *ith the appropriate right, title, and interest of, in and to the Common Elements as more fully set forth in the foresaid Declaration of Condominium and Declaration Plans. UNDER AND SUBJECT to all agreements, conditions and restrictions of record to the covenants and restrictions as contained in the Declaration of Condominium dated April 4, 1974 recorded in Miscellaneous Book 234, Page 835, Cumberland County Recorder of Deeds Office and to the easements, restrictions, reservations an conditions shown on the aforesaid Final Subdivision Plan and otherwise of record. RESRVING to Cedar Ridge Associates, Inc., its successors and assigns, the right to construct, at some time in the future w' the open space shown on the Plan, when the adjoining tract to the South is developed, a street, and the right of dedicate the same to Upper Allen township or such other governmental authority as deemed appropriate by Cedar Ridge Associates, Inc., its successors and assigns. RESERVING Cedar Ridge Associates, Inc., its successors and assigns, the right to make minor changes in the location of utilities or line of Cedar Ridge Lane on other properties as shown on the Final Subdivision Plan; provided, however, that no change with respect to any land or easement on the property of the Grantee may be made without the Grantee's written approval. UNDER AND UBJECT to the same conditions, exceptions, reservations, and restrictions as appear in prior deeds of record i i i LG i v 6Ai -) rxEM1SES 1S VESTED IN Stephen R. St. Onge, single individual, by Deed from Mary Louise Hanley, married individual, dated 04/18/2000, recorded 04/26/2000 in Book 219, Page 981. PREMISES B G: 630 CEDAR. RIDGE LANE, MECHANICSBURG, PA 17055-4414 PARCEL NO. 2-24-0792-035 I PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under .Act No. 587, approved May 16, 1929), P. L.1784 COMMOI WEALTH OF PENNSYLVANIA II ss. COUNTY OF CUMBERLAND. Lis Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical r the publication of all legal notices, and has, since January 2, 1952, been regularly issued wee ly in the said County, and that the printed notice or publication attached hereto is exactly the ame as was printed in the regular editions and issues of the said Cumberland Law Journal on he following dates, viz: January 28, February 4, and February 11, 2011 Affi nt further deposes that he is authorized to verify this statement by the Cumberland Law Journa , a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. i" L;ara Marie Coyne, EXor SWORN TO AND SUBSCRIBED before me this 11 da of Februar 2011 'e Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public OARL&I BOROUGH, CUMBERLAND COUNTY M QOMMIation Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL Writ No( 2010-6097 Civil Wells Fargo Bank, NA vs. Stephen R. St. Onge Atty.: Daniel Schmieg By virtue of a Writ of Execution NO. 10-609 CIVIL TERM, WELLS FARGO BANK, N.A. vs. STEPHEN R. ST. ONG , owner(s) of property situate in the TOWNSHIP OF UP- PER ALLEN, Cumberland County, Pennsylvania, being 630 CEDAR RIDGE LANE, MECHANICSBURG, PA 17055-4414. Parcel No. 42-24-0792-035. Improvements thereon: RESIDEN- TIAL DWELLING. JUDGME TAMOUNT: $140,959- .41. 55 i ie atriot-News Co. ? 2 ! ?0 'f echno ogy Pkwy Suite.300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 i4ePatriot News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 9at?1M?' ewt 71mn 1/28111 11111116111111 ftep "A vs 2/4/11 ` sup"n R a OaN I - 2/11/11 Aft. Cyst ftheivilli By virtue of a Writ of E=ution NO. 10- 6097 CMLTERM ... ?t . WELLS FARGO BANK, N.A. ' VS. STFPMR.STONGE Sworn t n subscribed before etthi2d February, 2011 A.D. owner(s) of property situate ' the TOWNSHIP OF UPPER AILEN, Cnmbetlar?d County, PennsyTtraaia, 4 (MMu?a)orror as 630 CHAR ` k=15 Notary Public Parcel No.42=24-0912-035 (Acreage of streetaften) Improvements thereon: kESIDENTIAL DWE11JM COMMONWEALTH OF PENNSYLVANIA JUDGMENT AMOUNT. $140,959.11 11? Notarial Seel I, 5herrle L K&w, Notary Public Lower Paxton Twp., Dauphin County i My Co.rnission res Nov. 2612011 MemF,er. oemsWvanla ArAodi tlon of NoWles