HomeMy WebLinkAbout10-01-10d
J 1505607121
REV-1500 Ex (x-05) OFFICIAL USE ONLY
PA Department of Revenue
Bureau of Individual Taxes County Code Year File Number
Po Box 280601 INHERITANCE TAX RETURN 2 1 1 0 0 4 0 2
Harrisburg, PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
2 0 2 2 0 7 4 5 6 0 3 2 9 2 0 1 0 0 7 1 0 1 9 2 7
Decedent's Last Name Suffix Decedent's First Name MI
B O O K W A L T E R J A N E T L
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
FILL IN APPROPRIATE OVALS BELOW
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
O 1. Original Retum ~ 2. Supplemental Retum ~ 3. Remainder Retum (date of death
prior to 12-13-82)
4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Retum Required
death after 12-12-82)
6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. O)
CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
S T E P H E N L B L O O M 7 1 7 2 4 9 2 3 5 3
Frrm Name (If Applrcable)
I R W I N ~
First line of address
6 0 W E S T
Second line of address
City or Post Office
C A R L I S L E
State ZIP Code
REGISTER OF WILLS USE ONLY
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CI1~fE FILED ~.
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P A 1 7 0 1 3 _. ~'
Correspondent's e-mail address:
Under penalties of perjury, I declare that I have examined this return, including accompanying sclledules and statements, and to the best of my knowledge and belief,
it is true, correct and complete. Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge.
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ADDRESS
51 RIDGE DR VE CARLISLE PA 17015
SIGNATU ARER ER THAN REPRESENTATIVE DATE
60 WEST POMFRET STREET CARLISLE PA 17013
PLEASE USE ORIGINAL FORM ONLY
1505607121
M c K N I G H T P C
P O M F R E T S T R E E T
Side 1
1505607121
~,,~ ~
1505607221
REV-1500 EX Decedent's Social Security Number
DecedenrsName: JANET L• BOOKWALTER 2 0 2 2 0 7 4 5 6
RECAPITULATION
1
1 0 5
0
0 0.
0
0
1. ........................................
Real estate (Schedule A)
2. Stocks and Bonds (Schedule B) .................................. 2•
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3.
4. Mortgages & Notes Receivable (Schedule D) ........................ 4.
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ....... 5. 1 8 9 8 9 . 1 ?
6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ....... 6.
7. Inter-Vivos Transfers & Miscellaneous N -Probate Property
arate Billin
Re
uested
~] Se
l
G
S
h
d
7
•
g
q
.......
p
)
(
c
e
u
e .
8. Total Gross Assets (total Lines 1-7) ........................... 8. 1 2 3 9 8 9. 1 7
9. Funeral Expenses & Administrative Costs (Schedule H) ................ 9. 1 4 8 0 6 . 4 8
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............ 10. 2 9 4 . 5 9
11. Total Deductions (total Lines 9 & 10) ........................... 11. 1 5 1 0 1 • 0 7
12. Net Value of Estate (Line 8 minus Line 11) .. ................ ... .... 12. 1 0 8 8 8 8 . 1 0
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made (Schedule J) ........... ... .... 13.
14. Net Value Subject to Tax (Line 12 minus Line 13) ........... ... .... 14. 1 0 8 8 8 8 . 1 0
TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
(a)(1.2)x.o _ 0. 0 0 15. 0. 0 0
16. Amount of Line 14 taxable 1 0 8 8 8 8 1 0 4 8 9 9 9 6
at lineal rate X •045 16. .
17. Amount of Line 14 taxable
0. 0
0
17
0
0
0
at sibling rate X .12 , .
18. Amount of Line 14 taxable
0
0
0
D
0
0
at collateral rate X .15 . 1 g. .
19. Tax Due ................................................19.
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
Side 2
1505607221
4 8 9 9. 9 6
^X
1505607221
Con~nuation of REV-1504 Inheritance Tan Return Resident Decedent
JANET' L BOOKWALTER 21 10 0402
Decadence Name Pegs 7 FNa Number
,~ -
COI'f~p011t1@t1t8
Noma
S T E P H E N
Firm Name S!f Appticable~
I R W I N &
First line of addross
6 8 WE S T
Second lino of address
L B L O O M
Deydme Telephone Number
7 1 7 2 4 9 2 3 5 3
Cily or Post Otliae
CARL I S L E
Con~senorxler~'a e~rrfaN addass:
M a K N l G H T P C.
P O M F R E T S T R E E T
Sfjede ZIP Cade
P A 1 T 0 1 3
8072 MERCER DRIVE CA7LETT VA 20119
REV-15Ui1 EX Page 3
Decedent's Complete Address:
File Number
21 10 0402
DECEDENT'S NAME
JANET L. BOOKWALTER
STREET ADDRESS
806 LISBURN ROAD
CITY
CARLISLE STATE
PA ZIP
17015
Tax Payments and Credits:
~. Tax Due (Page 2 Line 19)
2. CreditslPayments
A. Spousal Poverty Credit
B. Prior Payments 5,000.00
C. Discount 245.00
Interest/Penalty if applicable
D. Interest
E. Penalty
(1) 4,899.96
Total Credits (A + B + C) (2) 5,245.00
Total Interest/Penalty (D + E )
If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2, Line 20 to request a refund.
If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
A. Enter the interest on the tax due.
(3) 0.00
(4) 345.04
(5) 0.00
(5A)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) 0.00
Make Check Payable fo: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" iN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred : ................................................................... ... ^
b. retain the right to designate who shall use the property transferred or its income; ............................
...
^
c. retain a reversionary interest; or ............................................................................................ .... ^ 0
d. receive the promise for life of either payments, benefits or care? ................................................... .... ^ X^
2. If death occurred after December 12,1982, did decedent transfer property within one year of death
without receiving adequate consideration? ................................................................................... .... ^ 0
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ..... .... ^
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? .............................................................................................. .... ^ 0
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1,1994 and before January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is three (3) percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent
[72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exemat a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased childtwenty-one years of age or younger at death to or for the use of a natural parent, an
adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in
72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under
Section 9102. as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
REV-1501 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE A
REAL ESTATE
ESTATE OF
FILE NUMBER
JANET L. BOOKWALTER 21 10 0402
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. 806 LISBURN ROAD, CARLISLE, PENNSYLVANIA 105,000.00
TOTAL (Also enter on line 1
(If more space is needed, insert additional sheets of the same size)
REV-15oa tX + (6-4iC)
SCHEDULE E
COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, & MISC.
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
JANET L. BOOKWALTER 21 10 0402
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. SOVEREIGN BANK -CHECKING ACCOUNT #1691020109 3,199.68
2. SOVEREIGN BANK -MONEY MARKET ACCOUNT #28904079273 7,996.34
3. SOVEREIGN BANK -CERTIFICATE OF DEPOSIT #2895549943 5,058.15
4. SOVEREIGN BANK -SAVINGS ACCOUNT #1694003631 - 3,107.83
ACCOUNT CLOSED 6/29/09 AND DEPOSITED INTO
MONEY MARKET ACCOUNT #28904079273
5. SOVEREIGN BANK -CERTIFICATE OF DEPOSIT #2895544423 - 9,416.24
ACCOUNT CLOSED 6/29/09 AND DEPOSITED INTO
MONEY MARKET ACCOUNT #28904079273
6. PERSONAL PROPERTY -APPRAISAL ATTACHED 2,735.00
TOTAL (Also enter on line 5, Recapitulation) ~ $ 18.989.17
(If more space is needed, insert additional sheets of the same size)
REV-15i 1 EX + (10-06)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
SCHEDULE H
FUNERAL EXPENSES ~
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
JANET L. BOOKWALTER 21 10 0402
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. HOFFMAN-ROTH FUNERAL HOME 6,583.20
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative (s)
Street Address
City State Zip
Year(s) Commission Paid:
2, Attorney Fees IRWIN & MCKNIGHT, P.C. 6,750.00
3, Family Exemption: (If decedents address is not the same as claimants, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees REGISTER OF WILLS 311.50
5 Accountants Fees
6. Tax Return Preparers Fees PATRICIA A. ROSENDALE, CPA 350.00
7. REGISTER OF.WILLS -FILING FEE 30.00
8. CUMBERLAND LAW JOURNAL -ESTATE NOTICE 75.00
9. THE SENTINEL -ESTATE NOTICE 208.78
10. ROY D. GOTTSHALL -APPRAISAL ON PERSONAL PROPERTY 65.00
11. S.W. BARRETT REAL ESTATE -APPRAISAL ON REAL ESTATE 350.00
12. SOVEREIGN BANK -DATE OF DEATH VALUATION 20.00
13. RECORDER OF DEEDS -RECORD DEED 63.00
TOTAL (Also enter on line 9, Recapitulation) 3 14.806.48
(If more space is needed, insert additional sheets of the same size)
REV-1512 EX + (12-03)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
SCHEDULE 1
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
ESTATE OF FILE NUMBER
JANET L. BOOKWALTER 21 10 0402
Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. CARDIN AND MILLER -MEDICAL 59.75
2. IMET-ED -ELECTRIC
3. ICENTRUYLINK -TELEPHONE
4. IAT&T -TELEPHONE
TOTAL (Also enter on line 10, Recapitulation) I ~
175.16
34.93
24.75
(If more saace is needed, insert additional sheets of the same size)
REV-1513 EX + {9-00)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE J
BENEFICIARIES
ESTATE OF FILE NUMBER
JANET L. BOOKWALTER ~~ ~n nano
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [inGude outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
1. RALPH P. BOOKWALTER Lineal 54,444.05
8012 MERCER DRIVE 1/2 REMAINDER
CATLETT VA 20119
2. DENNIS R. BOOKWALTER Lineal 54,444.05
51 RIDGE DRIVE 1/2 REMAINDER
CARLISLE PA 17015
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT BEING MADE
1.
1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET a
(If more space is needed, insert additional sheets of the same size)
LAST WILL AND TESTAMENT
I, JANET L. BOOKWALTER, of South Middleton Township, Cumberland County,
Pennsylvania, being of sound and disposing mind and memory, do hereby make, publish and declare
this to be my Last Will and Testament, hereby revoking any and all former Wills or Codicils by me
made.
1.
I direct that all my legally enforceable debts, funeral expenses, testamentary expenses and
all inheritance taxes (whether such taxes may be payable by my estate or by any recipient of any
property) shall be paid from my residuary estate as soon as practicable after my decease and as part
of the administration of my estate. My personal representative shall have no duty or obligation to
obtain reimbursement for any such tax so paid, even though on proceeds of insurance or other
property not passing under this Will.
2.
I give, devise and bequeath all of my estate, both real and personal property, in the following
manner:
a. Fifty (50%) percent thereof unto my son, RALPH P. BOOKWALTER, absolutely.
b. Fifty (50%} percent thereof unto my son, DENI`iIS R BOOKWALTER, absolutely.
c. In the event that either of my said sons shall predecease or fail to survive me by at
least thirty (30) days and shall be survived by issue, then I give, devise and bequeath the share of
such deceased son unto my Trustee, intrust, for the following purposes:
(1) I direct that my Trustee shall hold, invest and reinvest the same, collect the
income arising therefrom, and after paying all expenses incident to the management of the
trust, to use and apply as much of the income and principal as may be necessary in the sole
discretion of my Trustee, for the support, maintenance, well-being and education of the issue
of such deceased son, per stirpes.
(2) I direct that said beneficiaries shall have the right of withdrawal of the
Page 1 of 4 Pages ? _~j
!,~ J.L.B.
principal and any accumulated income of said trust in the following manner: One-third (1/3)
thereof as each attains the age of twenty-one (21) years and the remainder thereof as each
attains the age of twenty-five (25) years.
(3) The share or undistributed share of either of my said sons who shall
predecease or fail to survive me by at least thirty (30) days and shall not be survived by issue
shall be distributed by my Trustee to my surviving son, absolutely, with substitution of issue
under the terms of this trust.
(4) To the extent that the same is permitted by law, no beneficiary hereunder
shall have any power to dispose of or to charge by way of anticipation any interest given to
such beneficiary; and all sums payable to such beneficiary hereunder shall be free and clear
of the debts, contracts, alienations and anticipations of the beneficiary, and all liabilities for
levies and attachments and proceedings of whatsoever kind, at law or in equity.
3.
I nominate, constitute and appoint my sons, RALPH P. BOOKWALTER and DENI`TIS R.
BOOKWALTER, as Co-Executors of my estate. In the event that either shall be unable or unwilling
to serve in such capacity, then the other shall act individually in such capacity.
4.
I nominate, constitute and appoint the survivor of my said sons, RALPH P. BOOKWALTER
and DENI~TIS R. BOOKWALTER, as Trustee under the terms of this Last Will and Testament.
5.
I direct that neither my personal representatives nor my Trustee shall be required to file a
bond to secure the faithful performance of their duties in any jurisdiction.
6.
I authorize and empower my personal representatives and Trustee, in their sole and absolute
discretion, to purchase or otherwise acquire and retain any investments of which I die seized or any
real or personal property of any nature; to sell, lease, pledge, mortgage, transfer, exchange, dispose
of or grant options in regard to any or all property of any kind forming a part of my estate for such
terms and such prices as they may deem advisable; to borrow money for any purposes connected
Page 2 of 4 Pages
-,~ ~- ~..
:: 7_L.B.
with the protection and preservation of my estate; to mortgage or pledge any real or personal
property forming a part of my estate or to join in or secure the partition of same; to compromise any
claims or demands of my estate against others or of others against my estate; to make distribution
in kind and to cause any share to be composed of cash, property or undivided fractional shares in
property different in kind from any other share; to employ agents, attorneys and proxies and to
delegate to them such power as my personal representatives and Trustee consider desirable and to
pay reasonable compensation for such services as may be rendered by such agents, attorneys and
proxies; and to execute and deliver such instruments as may be necessary to carry out any of these
powers. In addition, I direct that my personal representatives shall have the power to conduct an
inventory of any safe deposit box necessary to the administration of my estate.
1N WITNESS WHEREOF I have hereunto set my hand and seal this 7~' day of May, 1999.
. „
f ,~ :~.~zt1~.~v (SEAL)
et L. Bookwalter
SIGNED, SEALED, PUBLISHED AND DECLARED by the above-named Testatrix, as and
for her Last Will and Testament, in the presence of us, who at her request, have hereunto subscribed
our names as witnesses thereto, in the presence of the said Testatrix and of each other.
~~<
t_,.__
Page 3 of 4 Pages , ~~"~
J.L.B.
COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF CUMBERLAND
I, Janet L. Bookwalter, Testatrix, whose name is signed to the attached or foregoing
instrument, having been duly qualified according to law, do hereby acknowledge that I signed and
executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and
voluntary act for the purposes therein expressed.
~ ~s~
et L. Bookwalter
Sworn or affirmed to and acknowledged before me by Janet L. Bookwalter, the Testatrix,
this 7~` dacy of May, 1999.
No ary Public
Notarial Seal
Sharon E. Bloom, Notary Public
North Middleton Twp., Cumberiand Courriy
COMMONWEALTH OF PENNSYLVANIA ) My Commission Expires Aug. 5, 2002
S S. Member, PennsyNarNa Assodatton of Notaries
COUNTY OF CUMBERLAND )
We, ~~-r-~~.~.-, L . ~i~e~n . ands:...: s ~2. ~ - ~i~.~~~-te.;-
the witnesses whose names aze signed to the attached or foregoing instrument, being duly qualified
according to law, do depose and say that we were present and saw Janet L. Bookwalter, the
Testatrix, sign and execute the instrument as her Last Will; that the Testatrix signed willingly and
that the Testatrix executed it as her free and voluntary act for the purposes therein expressed; that
each of us, in the hearing and sight of the Testatrix, signed the Will as witnesses; and that to the best
of our knowledge the Testatrix was at that tune 18 or more years of age, of sound mind and under
no constraint or undue influence.
f---~
Address '~2' it~,i;; ~~: , :; , ~;;..~> ~~~~1
{ ..ems----~ l ~L~z~Y,~~~
ddress 5 ~ ./~,~s~ G ~y~',~e
~~; ~- I ~~s Ge . P,~-- ~ ~ci3
Sworn or affirmed to and subscribed before me this 7a' day of May, 1999.
~~ ~~ ~
r o Public
Notarial Seal
Sharon E. Bloom, Notary public
Pa e 4 of 4 Pa es N0"" ""~~0" T'~'•~ c011b°"°"~ Cou+~+.v
g 8 My ConxdsNon Expires Aug. 5, 20i;`
Member, PenrlsVNania AasodaHnn b
S. W. Barrett Real Estate 8 Appraisal Services
APPRAISAL OF
LOCATED AT:
806 Lisburn Road
CaAisle, PA 17015
CLIENT:
Irwin 8 McKnight, P.C., Atty. Bloom
60 West Pomfret Street
Carlisle, PA 17013
AS OF:
March 29, 2010
BY:
Cassandra J. Crockett
PA Certified Residential Real Estate Appraiser
S. W. Barrett Real Estate 8: Appraisal Services
04!28!2010
Irwin 8< McKnight, P.C., Atty. Bloom
60 West Pomfret Street
Carlisle, PA 17013
File Number: 10-0098
Dear Attorney Bloom:
In accordance with your request, I have appraised the real property at:
806 Lisburn Road
Carlisle, PA 17015
The purpose of this appraisal is to develop an opinion of the defined value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the defined value of the property as of March 29, 2010 is:
5105,000
One Hundred Five Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, assignment conditions and appropriate certifications.
Respectfully submitted,
~~~. ~
Cassandra J. Crockett
PA Certified Residential Real Estate Appraiser
Residential Appraisal Report File No. 10-0098
The purpose of this appraisal report is ro provide the c0entwi0n a credible opinion of the defined value of the subjea property, given the intended use of the appraisal.
CtentNamellntendeduser Ilrwin & McKni h P.C. A .Bloom E-maa
cnentAddress 60 West Pomfret Street C' Carlisle Srate PA L' 17013
• Addroonal trtrended use s The intended user of this re ort is the Client No additional Intended Users are rmittt:d without the
ermission of the a raise s .
• intended use The Intended Use is to evaluate the ro that is the sub act of this a sisal to vide the Client with an
accurete and a uatel su rted o inion of value.
Pr Address 806 Lisburn Road c Carlisle srae PA L 17015
owner of Public Ret:ad BOOkwalter Janet L. Can Cumberland
L al Desai don Deed Book 199• Pa a 144
' Assessors Parcel # 40-09-0535-012 lax near 08/09 R.E. Ta>es S 1 188.00
Ne~ hborlwod Name South Middleton T Ma Reference 09-0535 Census Tract 0125.00
Pro R' ht5 raised X Fee S' M LeaselaW Otlner desCrbe
research tlb X did not reveal a rror sales or transfers of tlne su ' ro for the three r m the e#ective dak of this isal.
Prior Sale/Transler: Date 5/1 011 9 9 9 Price S7 Sources Courthouse records
Anetysis of prbr sale or uansler hisarry o1 the subject property (and comparable sales, 0 applicable) No recent recorded trensfere were found.
Offerings, options and comracts as of the effective date of Ne appraisal None known
Nalphborh00d Characteristies.. .. .:. ';' , Ona=Fln;ItNO4sinp~Tremis . ,Ona,Un(tHOUSing- ~ ,Prexntlandtlse%,;:::,..
Location Urban X Suburban Rural Pro Valdes Inaeasin X Stable Declini PRICE AGE One-Unit TO %
Buit•U Over 7595 X 25.75% Urxfer 25% Demandl5u Siw X In Balance Over Su 000 s 2.4 Una 0 %
GrovAh R d X Stable Sbw Marketin Time Under 3 mtlts X 3.6 mtlts Over 8 mtlu
~ Neighborhood Boundaries Sub act is bounded on the north b Rt641 • on the east b Shu art 90 Low New
300+ H' 100 Mu10•Ftum 0 %
commercial 0 %
• Road• on the south Rt74• and on the west b Fairview Street 200 Pred. 20 other Vacant 30 %
• Neighborhood Description Sub•ect ro is located in an ex ndin area of sin W faint/ homes and farms between Carlisle and
" Mechanirsbu . Sho n and other amenities are within a short drivin distance. Schools fain is South Middleton District
and students are bused. SMSA 42-3240.
Market conditions (mcprd'mg supporttor the above conclusions) Pro values are currer5tl stable in the sub act ro s market area. Local
multidist data indicates an avers a marketin time of 90-180 da . Lendin rates have remained favorable althou h sales
concessions are occurin more uentl .There are new homes under construction in surroundin Bevel ants as well as
resales available in the net hborhood.
Dknenslens See i al descri tion/tax ma Area 0.57 Acre M/L s Rattan ular view Resldentiat/Cou is
itic Zonin Classitcation AC Zoni De ~ don A riculture 8a Conservation residerdial and a riculturel usa
Zon' Co Gence X L Nonixnniormi frandFatltered Use No Zon' II desatbe
Is the highest and best use of Ole subjea properly as improved (or as proposed per plans and speciticetions) the present use? X Yes No It No, desaibe.
Utilities Public Other describe Public Otlrer describe Off-s(telm rovamerhs--~T a Public Private
Electric' X 150 Am water X Spreet AS halt X
Gas son sewer X None
sae Cbmments Well/SB c common for area and have no adveree affect on marketabili .There are no adverse easements
encroachments or other adverse conditions.
GENERALOESCRIPTION'. '. FOUNf)ATION ;E3(iERiOR'DESd21P.TlON ":;'irnmer~r. ':` ..INTERIOR' ma8etials,
UniLS X One orteNyACC.wa Concrete5lab Crawls ace Foundation walls BIOCWAV Fkxxs Ca thin /Avr
# of Storles 1.5 X Fut Basement Partial Basement Exterior Walle BIOCWStucco/AV Walls D II/Av
T X DeL AtL S-DeUEnd Una BasemeMArea 672 . iL Roof Surkce Shin le/AV TrinVFmish Wood/Ay
X ExLstkt Pro sari UnderCOns. Basement Finish 095 Gumers&DOVm utsAluminum/Av BalhiaoM Vin Tile/Av
Des" n S le 1.5 Sto X Ou1~deEn IExa Sum Pum WirndowT DbIHn Av BalhWainsrxd DW/Panel/Av
Year Buit 1954
Elfectiue rs 20-25 Storm Sa~tArlwlaled StomlS/AV
Saeens Yes/Av Car Stor None
X #ofCars 2
Atti c " None Heatin X FWA FIW Radiant Am enifies W s # Surface ravel
Dro Stair Smirs Other Fuel Oil Fire laces # Fence X e #ofCers
Fbor Battle Cool' Central Ab Conditioni PatiolDeck X Porch Breezevlr # of cars 2
Finished Healed Individual Otlter Pool Other X AR DeL Bua-in
A fiances Rah' ereror X Ran n Dishwasher Microwave Washer r Other deslxbe
FmLShed area above ode contains s: 5 Rooms 3 Bedrooms 1 Bflih s 1008 Feet of Gross L' ' Area Above Grade
' Additional Feaarres • F.ave store e• interior of home not recenU u ated• breezexra water conditionin da W s tams on well
water walk-u loft store a rate heatin s m for are a rear worksho area• frame store shed.
comments on the Improvements Im rovements are in avere condition with no h icai or functional loads uacies a arent
_ _ _....-.,.T~_~...._.....v,.,.v,,.,.,,.~.~.~. ~,.e,m
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Residential Appraisal Report Fik No. 10-0098
FEATURE SUBJECT COMPARABLE SALE N0.1 COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
806 Lisburn Road
Address CaH)sle 17015 216 YoHt Road
CaHisle 17013 635 North East Street
CaHisle 17013 15 North Middlesex Road
CaHisle 17013
Proldm' msu t 2.50 miles WNW 3.48 miles WNW 3.36 miles NNW
Sak: Price s N!A -<': S 103 000 E 170 000 - E 91 700
Sale PdceJGross Liv. Arm E 0.00 . iL E 60.62 , n S 90.91 , rc :: ~ s 52.70 . rt
Data sources
verification sou s
VALUE ADJUSTMENTS tins ction
Crt.Hs:Retords
DESCRIPTION Multi-list
Courthouse Records
DESCRIPTION • s Multi-list
Courthouse Records
DESCRIPTION • s Multi-list
Courthouse Records
DESCRIPTION - s
sak or Financing
Concessions N/A CIsg.Csts/Conv
DOM 73 -3,000 None, Conv
DOM 241 None, Conv
DOM 212
Date of SalelTime 11/09 B/09 5109
Lwstion .Suburban Suburban Suburban Suburban
LeasetwldlFee s' le Fee aim le Fee Slm ie Fee Sim le Fee Sim le
Site Lot/Av .5 Lot/Av .1 5 000 Lot/Av ,10 6 000 LoUAv .5 0
view ResidlC d Residential Residential Resid/Cn d
Desi n S e 1.5 Sto 1.5 Sto 1.5 Sto 2 Sto
al' otconswcdon Avere a Avere a Avere a Avere e
Acbml a 56 Yre 63 Yre 85 Yre 100 Yre+/-
condition Avere a Avere a Su Hor -10 000 Avere e
Above Grade tar egos tar girls tar ems Tar era
Room Count 5 3 1 7 3 2 -2 000 6 3 1 6 3 1.5 -1 000
doss Area15.00 1008 . ft 1 689 . iL -10 365 1 210 . tL -3 030 1 740 . n -10 880
Basement&Fmislled
~ Rooms Bebw Grade Full Bsmt/
Unfinished Full Bsmt/
Unfinished Full Bsmt/
Unfinished Full BSmU
Unfinished
Functional trot Avers a Avere a Avere a Avere e
Heatin fi OFHA/None OHW/None GFHA/CA -2 000 OFHA/None
Ener Efficient Items T ical T ical T ical T ital
e/Car on 2 Car Gare a OSP 15 000 1 Car Gara e 7 500 1 Car Gare e 7 500
PwchlPatiolDeck Breezewa Poroh/FP/Fn -1 000 Porches 1000 Scrnd.PoNBalc
Net ustment X + E 3 B35 + X - E 530 + X - E 4480
Adjusted Sale Price `Net Adj. 3.5% Net Adj. -0.5% Net Adj. -4.9%
otco rabies Gross 35.3% E 106 635 Gross 26.8% E 109 70 trot 21.2% E 87 220
s of sales kon roach All com arebl~ are similar in trtil and location to the sub act ro are verified closed
sales and are the best currettti available. Limited sales of homes in sub et:Cs value ran a have recenti occurred re uirin
an ex ended search. Su lus land was ad usted at ,30/s uare foot. Ad usted ran a of value is 87 000 to 5108 500 sa
705 000.
COST APPROACH TO VALUE
she value comments Site value from current assessment data and recent local land sales.
ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE ........................................ = E 4O 000
Source of cost dam Dweri . FL E ............ _ $
al relkl hom cost service Elkctiue date of cast dam S . FL E ............ = S
Comments on Cost roach row I area celalMtions de reciation, etc.
Cost roach from Marshall/Swift Valuation Service ca elCar n . FL s ............ = s 0
handbook and local cost anal is was considered but Toml Estimam of Cost•New ............ = E 0
deemed not credible due to the a e of the im rovements. Less P .~ Functional External
Site value from Market Data. De reciation based on a e/life De eclation = E 0
observed condition and Market Data Anal is. Estimated De reciatedCostorl rovenents ................................ = s 0
remainin Economic Life is 30-35 are. •as•is'valueofsite Im rovemenis ................................ = E
INDICATED VALUE BY COST APPROACH ...................... = S N/A
•INCOaEAPPROACHSOVALUE' ~ .. ~. ~. .>> - ,, ....; r ., ~.., ~ _:
FSlimamd Month Market RentE N!A X Gro$ Rent Mul Ikr N/A = E NIA Indkated Value Income A roach
Summary of InrAme Approach (including support for market rent and GRM) N/A
IrMicated value Salescom song 6105 000 COStA roach fdevelo s NIA InCOmeA roam IfdevN s NIA
Market Anal is consistenU su orts m o inion of market value. Cost A roach and GRM were found ins ro riste for this
anal is. Greatest wei ht is a lied to the Market Data Anal is. Su ortin file information substarttiates these estimates.
This appraisal is made X 'as is; subject W completion per pmns and specficeticns on the basis of a hypothetical Ixmdkbn that the improvements have been compkned,
^ subjeM to the lolknving repairs or alterations on the basis of a hypolheticel condition that the repairs or alterations have been compk!ted ^ subject to the following:
A sisal is for client onl nontransferable.
Based on the scope of work, assumptions, limiting conditions and appraiser's certification, my (our) opinion of the defined vah2e oFthe real property
tilat is the subject otthis report is s 105,000 as of March 28, 2010 [DOD] ,which is the effective date of tide appraisal,
----- vn0uceawnp~o raRwaeoo.zxonw•w.awmwn 7NS knn -
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(OPAR"') Genet PupKr kph I~r~at 17/2005
:. 05 OrnapB
.,..,. ~, ~. ~"~ .::.~: -. ~ ,. S.W. Barrett Real Estate Aooreisal Services
FIIeNb. ~p~D98
Scope of Work, Assumptions and Limiting Conditions
Scope of work is defined in the Unifam Standards of Professional Appreisai Practice as "the type and extentof research and analyses in an
assignment." In short, scope of work is simpy whatthe appraiser did and did not do during the couree of the assignment tt includes, but is not
limited to: the extentlowhich the properly is identified and Inspected, the type and extentof data researched, the type and extent of analyses appged
to arrive at opinions or conclusions.
The scope of this appraisal and ensuing discussion In this reportare specific to the needs of the client, other identified intended users and to the
intended use ofthe report This reportwas prepared for the sole and exckrsive rue of the clientand other identified intended users for the identified
intended use and ks use by arty other parties is prohibited. The appraiser is na responsible for unauthorized use of the report
The appraiser's certification appearing in this appraisal report is subjeMto the following conditions and tb such other specit~ conditions as are
setforth by the appraiser in the report All extraordinary assumptions and hypothetical conditlons are stated in the reportand might have affected the
assignment results.
1. The appraiser assumes no responsibtiiry ror matters of a legal nature aOecting Ne property appraised or title Nerero, nor does Oro appraiser render arty opinion as ro the title, which is
assumed ro be good and marketable. The property is appraised es Hough under responsibb ovmership.
2. Any sketch in this report may show approximate dimensions and is bcbdetl onry ro assist Ne reader in visual@bg the property. The appraiser has made no survey of the property.
3. The appraiser is not required ro give testimorry or appear in rxwrt because of having made the appraisal with reference ro the properly in questbn,unless arrangements have been
previousry made Hereto.
4. NeiOier aO, nor arty part of the content of this report, cepy or oNer media thereof (nduding cenckrsioris as ro the property value, the identity of the appreisar, lxofessional desgnations,
or the fum wkh which the appreiser is conrietted), shell be used for arty purposes by anyone but the diem amt otlter blended users as Wendfied in N'ts report, nor shall rt be conveyed by
anyone to the ptrbfc Through adverdsktg, public relations, news, sales, or other media, vdtltciit the wriben consent of the appraiser.
5. The appreiser will not disclose the ceritents of this appraisal report unless required by appgcable law or as specified in the Uniform Standards of Professkxial Appraisal PracOce.
6. Information, estimates, and opbbns furnished ro the appraiser, and iantained in Ole report, were obtained from sources considered reliable and believed ro be true and correct
However, no responsibility br accuracy of such items furnished ro the appraiser is assumed by the appraiser.
7. The appraiser assumes That there are no hidden or unapparent conditions of the property, subsoti, or sbucaires, which xoukl render h more a less valuable. The appraiser assumes
no resporTS(bifiry for such cend'Abns, or for engineerbg or rosting, whidT might be required ro discover such fadors. This appreisal is not an erivironmental assessment of Ne property and
~toub not be osnsidered as such.
6. The appraiser spedalizes in the valuarbn of real property and is not a home inspedor, betiding cenbacror, structural erigbeer, or 51mIWr expert, unless oderwise rated. The appraiser
did not conduct Uie bterT~ve type of flak! observatioris of the Idnd blended ro seek and discover property dekds. TfTe vieamig of the property and arty krrprooerrieMS is for purposes of
developing an opbbn of the defined vabe of the property, given the branded use of this e~gnment StatemeMS regarding ceiMition are lased on surface observatbns ony. The
appraiser daims no spertial experlbe regarding Issues indudbg, but not fimited ro: buiTdation settlemen4 basement moisWre problems, wood destroying (or other) bsegs, pest bfesmtion,
radon gas, lead based paint mob or emrironmental Issues. Unless otherwise ind'amted, mechanical systems were not activated or tested.
This aplxaisel report should not be used ro disclose the cenditiort of the property as B relates ro the presencelabsence of defeds. The diem is imrted and encouraged ro empby qualified
experts ro bsped and address areas of concern. O negative conditions are dttcovered, the opinion of value may be affected.
Unless otherwise noted, the appraiser assumes the components thatconstitute the subject prgterty improvement(s) are fundamertlally sound and in
working order.
Any vievdng of the properly by the appreiser was limited ro readlry observable areas. UMess otherwise rated, attics and craxrl space areas were not accessed. The appraiser dId not move
turnirore, floor covedngs or ether items that may restrict the viewing of the property.
9. Appraisals bwlvinp hypoNetical condNons related ro cempletbn of new consfrudion, repairs or akeraOon are based on the assumption that such cempleOon, alteration ar repairs will
be comperentiy performed.
10. Unless Ne intended use of Nis appraisal specificaly includes issries of property insurertce coverage, this appraisal shook! not be used fir such purposes. Reproductbn or
Replacemem cost figures used'm the cost approach are for valuation purposes ony, given the Intended use of Ore assignment The Defin~on ai Value used in N6 assignment is unlikey
to be txm~enl wiN Ne definition of Insurable Value for property insurance coverageluse.
11. The ACI General Purpose Appraisal Report(GPAR'"') is not intended for use in trensactions that require a Fannie Mae ]At)•1lFreddie Mac 70 form,
also known as the Uniform Residential Appraisal Report (UItAR).
Additional Comments Related To Scope Of Work, Assumptions and Limiting Conditions
..__._~~.____._~~.~_._...__-__...._ ..__....,,,,,,,,,_.....a,,,.,,,.,..~,,,
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File No. 10-0098
Appraiser's Certification
The appraiser(s) certifies that, tothe best of the appraiser's knowledge and belief:
1. The statements of /act cenrained in Nis report are bue and correc4
2. The reported anayses, opinons, and condusbns are limited ony by Ne reported assumptions and fimidng conditions and are the appraiser's personal, impartial, and unbiased
protesdonal anayses, opinions, and condusbns.
3. Unless otherwise stated, the appraiser has no presern or prospective interest in the property that is the subject of this report and has rro personal interestwith reed to the parties
involved.
a. The appraiser has no bias with reSped to the properly that is the subject of Nis report or to the parties involved xntlt Nis assignment.
5. The appraiser's engagertrent in this assignment was not contingent upon developing or reporting predetermined results.
6. The appraiser's compensation for completing Nis assignment is not contingent upon the devebpment or reporting of a predetermined vane ar direction In vane Nat favors the cause of
Ne client, Ne amount of the vane opinbn, Ne absgnment of a sdpulaad resuq, a the occurrence of a subsequent event daeclly related to the intealed use of Nis appraisal.
7. The appraiser's anatyses, opinons, and conclusions were devebped, end Nis report has been prepared, in ceniormily vriN Ne Uniform Sburdads of Proassbnal Appraisal Practice.
8. Unless oherwise rested, Ne appraiser hes made a personal inspectlon of the property Net is the subject of this report
9. Unless noted below, no one provided pgnificant real property appraisal assLstance to the appraiser signing Nis certification. Slgnificattt real properly appraisal asslstartce provided by:
Add'rUOnal Certifications:
DefinitionMValue: XQMarketValue ^ONerValue:
Source of0efin0on: USPAP
The most probable price in terms of money which a property should bring in a competitive and open market under all
conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not
affected by undue stimulus.
ADDRESS OF THE PROPERTY APPRAISED:
806 Lisburn Road
Carlisle, PA 17015
EFFECTIVE DATE OF THE APPRAISAL: March 29, 2010 [DOD]
APPRAISED VALUE OF THE SUBJECT PROPERTY S 105,000
APPRAISER
Signaare: /,~d~..n/~i,` ~,,( ~~
Name: Cassandra J. Crockett ~-
Stare Cenifxation # RL001348L
or license #
or Other (describe): State #:
State: PA
Egriretion Ogle of Cerofication or License: 06/30/2011
Dale of Signaare and Reporc 04/29/2010
Daleot?ropertyVfewing: March 28, 2010 [DOD1
Degree of property vievrirrg:
QX Interior and E>Qerior ^ Exterbr Onry ^ Did rest personalty view
`~~.,.
SUPERVISORY APPRAISER
Signaare: ~~~ ~ '/ '"~'~
Name: Steven W. Barnett. SRPA, SRA, ASA
State Certificetion # GA000298L
or License # R8026921A
state: PA
E~iration Date of Certification or License: 06/30/2011
Date at Spnaare: 04/29/2010
Date of Property Viewing:
Degree of property viewNg:
^ Interior and EMedor
aaoe z a z
^F~cterbrOnty XQDidnotpersonalyview
y~~gnmsnrynvpos. ap;v:,,,.avq+n~. ,.W. bsarrelS neat CSiaLe dr waarafsal services
FLOORPLAN
save storage
1a.a 1a.a
b e~~ 2nd Floor
N
o Conaele o
N Cj
roof 28.a nne
2.a
1G.a
b
n
25.a
aedroan Batl~ Semoom
a
N
Living Roan 18.a
KNdien
Sketch by Apex IV ~ndows^'
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Code AREA CALCULATIONS SUMMARY
Desedptlon Size
Totals
GLAl First: Floor 672.00
Second Floor 336.00 1009.00
P/P Breezeway 220.00
Patio 168.00 388.00
GAR Garage 552.00
Garage 296.00 846.00
TOTAL LIVABLE (rounded) 1008
LIVING AREA BREAKDOWN
Broakdown Subtotals
FireL Floor
2a.0 z 28.0 672.00
Second Floor
12.0 x 28.0 336.00
2 Areas Total (rounded) 1008
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: March 28, 2010
Appraised Value: $105,000
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
} ,~~ k- .
~~~~-
COMPARABLE SALE#1
216 York Road
Carlisle 17013
Sale Date: 11109
Sale Price: $103,000
COMPARABLE SALE #2
635 North East Street
Carlisle 17013
Sale Date: 6/09
Sale Price: $110,000
COMPARABLE SALE #3
15 N. Middlesex Road
Carlisle 17013
Sale Date: 5109
Sale Price: $ 91,700
153.40
10 153.40
151.70 255.75
,...~. ~ 0 ~ o N ~ ~
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~°,,,,... Comparable Sale 3 a
15 North Middlesex Roa :, CEi
Garhsle, PA 17013-1628 ""
4 -
(3.36 miles NNW) _ ~-F`
Com- P bye Safe 2
635 North East'~et
Carlisfe,.PA 17013-2003
(3.48 miles WNW~_
Comparable Sale 1
216 York Road
Carlisle,.PA 17013-3184
I (2.50 miles WNW~~
_- ~ i ~ ~._^~ ~ J g06 Lisburn Road
-~ ~ mil.. PA 17015-9230
41 ~~ . `~ , ~ ~'~ .~ . ~~ CarUsle,
1.6 mien
*****"*'~'* QUALIFICATIONS **'~******
The following checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property, the comparables sales, and their neighborhoods and locations. Unless othervvise
noted, the conditions that apply to the subject properly or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. The subject is located in a rural area and is less than 25°k built-up.
_2. Commercial/lndustrial uses are located within the subjects neighborhood. These uses are typical of similar
neighborhoods.
x_3. Vacant and undeveloped land uses are located within the subjects neighborhood. These uses are typical for
the area.
4. The predominant value in the neighborhood is less than that of the market value of tfie subject property. This
is due to the very wide range of value of properties in the area and superior quality of the subject properly.
,5. The subject property is located in a F.E.M.A. Identified Flood Zone. Flood insurance coverage is required and
suggested.
_6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
x_7. The subject property is serviced by private well andlor septic systems which is common for the area.
_x_8. The subject is older than five(5) years. All mechanical systems including the heating, electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
8. Repair items were noted in the comments section of the report. These comments on repair items an; for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
_10. The basement floor is a dirt floor. This condition is common and typical for the area. and does not pose a
health or safety hazard.
_71. The subject properly does corhain functional obsolescence as noted in the report. This condkion is
considered typical and common for the area and this style dwelling.
x 12. The land value exceeds 30% of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
_13. The land value exceeds 309'° of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
_14. Individual adjustments were required that exceed 75%. These adjustments were required due to lack of more
similar comparebles on that individual rating. All comparebles used are the beat available.
x 15. Total adjustmerns exceed 25%. This is due to the lack of comparable sales that were more similar in the
subjects market area. All comparables used are the best available.
_x_16. One or more comparable sales are alder than s1x(5) months. Although there are comparable properties in the
subjects area, none have sold recently; therefore, sales in excess of six(8) months have to be used, All comparebles
used are the best available.
x 17. One or more comparebles used were in excess of one (1) mile from the subject property. Although there are
comparable properties in the immediate area, none have sold recently. Therefore, it was necessary to use comparable
sales outside of the immediate area. All comparebles used are located in similar neighborhoods and within the same
marketing area. All comparebles used are the best available.
,18. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Rooflng~Plumbing_Electrical_Heating_certificaGon(s) is/are suggested.
_22. Inground swimming pool-, out buildings are included .not included according to lenders
guidelines.
_23. According to lenders guidelines a maximum of acres were considered for this valuation. Remaining
acreage was given no value.
"*"****** QUALIFICATIONS *********
,24. The subject properly is located on a private road.
„25. Wood infestation inspection is suggested.
x 26. Last recorded deed transfer: Date_5H0/1999 .Consideration: $7.00
_27, Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like
manner.
_28. Seller is paying part or all of closing costs.
x_29. Att comparable sales are verified closed sales.
x_30. There are no special conditions or other requiremetrts that would affect market value or future marketability in
the Appraisal Report
**'~*"*'~** QUALIFICATIONS ~**
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
confidentiality, integrity and security of clierds' personal information. Internal policies have been developed to protect
this confidentiality, white allowing client needs to be served.
We restrict access to personal Information to authorized individuals who need to know this information to comply with
federal standards to protect your nonpublic personal information. We do not disclose this information about you or
any former consumers or customers to anyone, except as permitted by law. The law permits us to share this
irtfornation with our affiliates. The law also permits us to share this information with companies that perform
marketing.
When we share nonpublic information referred to above, the information is made available for limited purposes and
under contrcNed circumstances. We require third parties to comply with our standards for security and confierrtiatity.
Ws do not permit use of consumer/customer information for any other purpose nor do we permit third parties to rent,
sell, trade or otherwise release or disclose information to any other party.
Education
As of the date of this report, I andlor Steven W. Barrett, SRPA, SRA, ASA have completed the requirements under the
continuing education program of the Appraisal Institute and the American Society of Appraisers.
1
-' Sn~vereig~
Court Ordered Processing \ Decedents - MA1-MB3-02-10 - P. O. Box 841005 -Boston, MA 02284
May 10, 2010
Irwin & McKnight, PC
60 West Pomfret Street
Carlisle, PA 17013-3222
RE: Estate of Janet L. Bookwalter
Date of Death: 03/18/2010
Dear Mr. Bloom:
E~'VE~
'MAY 14 201Q
IRWIN & McKNIGH~
fAIN QFFlCES
Per your request, enclosed please find the account information as of the date of death
_ for the above-named decedent. For your information, accrued interest is not included in
the date of death balance.
Please feel free to contact me if I can be of any further assistance.
Very truly yours,
d 1:~...~
Helen Alboth
Lead Specialist
617-533-1789
B
Sovereign Bank
ESTATE OF Janet L. Bookwalter
SOCIAL SECURITY #: 202-20-7456
DATE OF DEATH: March 29, 2010
Account #: 1691020109 Type: Checking Open date: 9/27/96
In the name of: Janet L Bookwalter
Date of Death Balance: $3,199.68
Int.(YTD) from 1/1/10 to 3/12/10 $0.09
Accrued interest to date of death: $O.Oi
Other Info:
Account #: 289+4079273 Type: Money Market Open dat 6/29/09 ,
In the name of: Janet L Bookwalter ~.___/
Date of Death Balance: $7,996.34
Int.(YTD) from 1/1/10 to 3/12/10
Accrued interest to date of death: $0.82
Other Info: Account closed 4/16/10 $8,047.70
Account #: 2895549943 Type:
In the name of: Janet L Bookwalter
Date of Death Balance:
Int.(YTD) from 1/1/10 to
Accrued interest to date of death: _
Other Info: Account closed 4/lb/10 $5
Account #: 1694003631 Type:
In the name of: Janet L Bookwalter
Date of Death Balance:
Other Info: Account close 6/29/09
CD Open date: 6/29/09
$5,058.1
2/ /10 $14.12
7.20
X69.2
Savings Open date; 9/10/98
$0.00
107.83
Account #: 1695540425 Type: CD Open date: 8/29/05
In the name of: Janet L Bookwalter
Date of Death Balance: $0.00
Other Info: Account closed 2/17/09 $2,056.12
$5.36
Page 1 of 2
Sovereign Bank
ESTATE OF Janet L. Bookwalter
SOCIAL SECURITY #: 202-20-7456
DATE OF DEATH: March 29, 2010
Account #: 2895544423 Type: CD Open date: 11/27/07
In the name of: Janet L Bookwalter , ~ --~,
Date of Death Balance: '
Other Info: Account clos d 6/29/09 $ ,41
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FUNERAL HOME ~ CREMATORY, INC.
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Dennis Bookwalter
51 Ridge Drive
Carlisle, PA 17015
APR 2 2 2010
219 North Hanover Street
Carlisle, Pennsylvania 17013
717.243.4511
toll free 1.866.451.4511
fax 717.243.3723
www.hoffrr~arvoth.com
Info®hoffmanroth.com
itllN & McKNIGHT ~ . April 21, 2010
pAW OFFICES
Statement of Funeral Expenses for: Janet L. Bookwalter
Date of Death: March 29, 2010 Account Id; 15910-87
PACKAGE:
Traditional Funeral Service
TRADITIONAL FUNERAL SERVICE PACKAGE $ 4,350.00
Sub Total: $ 4,350.00
MERCHANDISE:
Casket: Valencia
$ 1,990.00
Sub Total: $ 1,990.00
TOTAL FUNERAL HOME CHARGES: $ 6,340.00
CASH ADVANCES:
6 Certified Death Certificates at $6.00 each $ 36.00
Newspaper Notice -Sentinel ~ ~ $ 143.60
Flowers $ 63.60
Sub Total: $ 243.20
Total Funeral Expense: $ 6,583.20
Payments made:
Total Balance Due: ~ 6.583.20
Please return this portion with your Remittance
$ Amount Enclosed
Janet L. Bookwalter
Service ID #: 15910-87
SERVING OUR.COMMUNITY SINCE 1 9O7