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10-6207
Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 251006 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION 2001 LEADENHALL RD. MOUNT LAUREL, NJ 08054 Plaintiff v. ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 Defendants - 7 ICE C L I 1 HONOTARY CUM-D`RLAND COUNTY PE-- a iid `I'`LVA IA ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. 10 - 106107 a-,,, i l Terre CUMBERLAND COUNTY CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE 0 4gA.oC> PO ATry ?-It 1008to.3? ?-? ay888a File #: 251006 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 251006 1. Plaintiff is PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION 2001 LEADENHALL RD. MOUNT LAUREL, NJ 08054 2. The name(s) and last known address(es) of the Defendant(s) are: ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 04/07/1999 ROBERT W. SMITH, III and SEMOY T. SMITH made, executed and delivered a mortgage upon the premises hereinafter described to MEMBERS 1 ST FEDERAL CREDIT UNION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1533, Page 661. By Assignment of Mortgage recorded 04/12/1999 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 609, Page 627. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. File #: 251006 6 The mortgage is in default because monthly payments of principal and interest upon said mortgage due 06/01/2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. The following amounts are due on the mortgage: Principal Balance $29,221.12 Interest $634.06 05/01/2010 through 09/10/2010 (Per Diem $4.80) Attorney's Fees $650.00 Late Charges through 09/10/2010 $149.32 Costs of Suit and Title Search $550.00 Escrow Deficit 263.59 TOTAL $31,468.09 7. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File #: 251006 18. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $31,468.09, together with interest from 09/10/2010 at the rate of $4.80 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP r-- By: f 4 P / - a ` ence . Phelan, sq., Id. No. 32227 ? ancis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #: 251006 LEGAL DESCRIPTION ALL THAT CERTAIN tract of land, known as Lot No. 26, Plan of Kolb Country Estates, located in Monroe Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with the survey of Douglas S. Brehm, R. S., dated January 23, 1985, as follows: BEGINNING at the point in the northern dedicated right-of-way of Alma Lane, at the corner of Lot No. 25, Kolb Country Estates; thence along the eastern line of said Lot, North 3 degrees 15 minutes 5 seconds east 210.29 feet to a point; thence by property now or formerly of Paul Simmons South 86 degrees 19 minutes 33 seconds east 175.00 feet to a point at the northwest corner of Lot No. 27 on the aforementioned Plan; thence along the western line of said Lot South 30 degrees 13 minutes 34 seconds west 212.56 feet to a point in the cul-de-sac of said Alma Lane; thence by a curve to the right having a radius of 50 feet, an arc distance of 65.59 feet to a point; thence by a curve to the left having a radius of 25 feet, an arc distance of 21.03 feet to a point, the place of BEGINNING. CONTAINING 0.559 acres and being all of Lot No. 26 on the Plan of Lots known as Kolb Country Estates, which Plan is recorded in the Office of the Recorder of Deeds of Cumberland County in Plan Book 47, Page 154. HAVING THEREON erected a dwelling. UNDER AND SUBJECT, NEVERTHELESS, to restrictions as recorded in Misc. Book 297, page 962 and subject to rights-of way and easements of record and as set forth on the aforementioned Plan of Lots. PROPERTY ADDRESS: 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710 PARCEL # 22-28-2403-035 File #: 251006 VERIFICATION The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. DATE: q 16110 0 Att rney for Plaintiff File #: 251006 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ' ©,~~Y,~ ".;,, :. . Jody S Smith "`~ Chief Deputy _ t ~.~a ,< ._ Richard W Stewart ~ ~ _. Solicitor _ _ _ .:. - - - PHH Mortgage Corporation vs. Robert W Smith (et al.) Case Number 2010-6207 SHERIFF'S RETURN OF SERVICE 10/01/2010 03:30 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on October 1, 2010 at 1530 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Robert W. Smith, by making known unto Semoy T. Smith, Wife of defendant at 1256 Alma Lane, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. ~' ~~~-- DENNIS RY, DEP. Y 10/01!2010 03:30 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on October 1, 2010 at 1530 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Semoy T. Smith, by making known unto herself personally, at 1256 Alma Lane, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $53.00 October 05, 2010 -~ /~ ~ /i~ DENNI FRY, DE,P TY~ SO ANSWERS, RON R ANDERSON, SHERIFF ~~~:~o-o~~~c~ `CP THE Pft~~~?~~~OT~~PY 2D1Q OCT t 5 ~~ 11 ~ 32 ~~Uh46E~~A~~~ CC3t~T~, PEN~?SY~~~l~~~1 Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis. S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff vs. ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-6207-CIVIL TERM CUMBERLAND COUNTY PRAECIPE TO SUBSTITUTE VERIFICATION TO CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE TO THE PROTHONOTARY: PHS #: 251006 Kindly substitute the attached verification for the verification originally filed with the complaint in the instant matter. Phelan Hallinan & Schmieg, LLP Attorney for Plainti By: ~/ ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 [Andrew C. Bramblett, Esq., Id. No. 208375 Date: 10-13-10 PHS #: 251006 VERIFICATION Doc ~ M~ c~ • S ,hereby states that he/she is a~ ~~~trn~t ~sr~~aru of, PHH MORTGAGE CORPORATION, servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: ~~ S cv N e: ~c S /`~lu t c ~S Title: ~SS1S-fO.r~{~ S2GC`~tQrv~ Servicer: PHH MORTGAGE CORPORATION File #: 251006 Name: SMITH i Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff vs. COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-6207-CIVIL TERM CUMBERLAND COUNTY ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of Plaintiff's Praecipe to attach Verification of Complaint was sent via first class mail to the following on the date listed below: ROBERT W. SMITH, III 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 PHS #: 251006 • ~ , SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff By: ~~-s<-~,~ ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ C rtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Date: 10-13-10 PHS #: 251006 r A , ?y f ? r r n r'r `,`,' ? I t ? :I ? Rf..rre HE .s 15 Ott . Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney for Plaintiff PHH MORTGAGE CORPORATION CUMBERLAND COUNTY F/K/A PHH MORTGAGE SERVICES CORPORATION COURT OF COMMON PLEAS VS. CIVIL DIVISION ROBERT W. SMITH, III No. 10-6207-CIVIL TERM '01 SEMOY T. SMITH A? 0 Q a1 y3 % 251006 „ ; `ea ?A PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against ROBERT W. SMITH, III, and SEMOY T. SMITH, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $31,468.09 Interest - 09/11/2010 to 11/10/2010 $292.80 TOTAL $31,760.89 I hereby certify that (1) the Defendant's last known address is 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710, and (2) that notice has been given in accordance with Rule 237. 1, copy attached. Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. £2695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? ?Adrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: -1,tO • PHS # 251006 P OTHONOTARY 251006 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 Attorney for Plaintiff One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION VS. : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION : No. 10-6207-CIVIL TERM ROBERT W. SMITH, III SEMOY T. SMITH 251006 VERIFICATION OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant ROBERT W. SMITH, III is over 18 years of age and resides at 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710. (c) that defendant SEMOY T. SMITH is over 18 years of age and resides at 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: ? \01\ 0 - ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 EkICTI-ison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff 251006 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff V. ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) TO: ROBERT W. SMITH, III 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 DATE OF NOTICE: October 29, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-6207-CIVIL TERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. EMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 251006 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 PHS # 251006 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 ce'T. Phelan, Esq, Id No. 32227 F is S. Hallinan, Esq., Id No. 62695 Din-11 G. Schmieg, Esq., Id. No. 62205 c le M. Bradford, Esq., Id. No. 69849 Ju I' . Romano, Esq., Id. No. 58745 Sh R. Shah-Jani, Esq,, Id. No. 81 0 Jenine R. Davey, Esq., Id. No. 8707 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff v. ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) TO: SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 DATE OF NOTICE: October .29, 2010 COURT OF.COMMON PLEAS CIVIL DIVISON NO. 10-6207-CIVIL TERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. EWPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE. OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 251006 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 By: CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 La In T. Phelan,"Esq.,.Id. 14o. 32227 Fran is . Hallinan,.Esq., Id. To. 62695 Dani 1 Schmieg, Esq., Id. o. 62205 Mich M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 817 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 251006 PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES COURT OF COMMON PLEAS CORPORATION Plaintiff CIVIL DIVISION V. NO.: 10-6207-CIVIL TERM ROBERT W. SMITH, III SEMOY T. SMITH CUMBERLAND COUNTY Defendant(s) C C) To the Prothonotary: -0:: a -q = - rn m = r-3 n Issue writ of execution in the above matter: -<> ca C:) Amount Due y CD $31,760.82 - C--) C) c-s Interest from 11/11/2010 to Date of Sale $1,073.87 z' sv D ($5.29 per diem) -i -C TOTAL $32,834.76 A amtiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? t rew C. Bramblett, Esq., Id. No. 208375 son F. Wells, Esq., Id. No. 309519 Note: Please attach description of property. PHS # 251006 w? Oy Ow O? O? Uw ?1 U z 0 O w U a C7 d C7 H a 0 a W G4 O W F ?a a ? H H A w0 O f?+ a O o 0 W O W °D U 0 0 a a¢ . 4gr H ,? pwq?cU ??oU 0 N ? r MNN??MN N Oa az O Oz 0z p?p?NND O pb O oz0 ab-d-d ZZ000Zb Wbb~z o~ G+ W 4?7 V?j W ? W b_ v^ ,..^ z 'd N ? ° ? y W b_ yG ?W 00"W?ww yb NWW;?wW ?w o W?w? 5r H? t -6 S 4) 50, ° 45 a????DDDD??D???D?? ? J M v LEGAL DESCRIPTION ALL THAT CERTAIN tract of land, known as Lot No. 26, Plan of Kolb Country Estates, located in Monroe Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with the survey of Douglas S. Brehm, R. S., dated January 23, 1985, as follows: BEGINNING at the point in the northern dedicated right-of-way of Alma Lane, at the corner of Lot No. 25, Kolb Country Estates; thence along the eastern line of said Lot, North 3 degrees 15 minutes 5 seconds east 210.29 feet to a point; thence by property now or formerly of Paul Simmons South 86 degrees 19 minutes 33 seconds east 175.00 feet to a point at the northwest corner of Lot No. 27 on the aforementioned Plan; thence along the western line of said Lot South 30 degrees 13 minutes 34 seconds west 212.56 feet to a point in the cul-de-sac of said Alma Lane; thence by a curve to the right having a radius of 50 feet, an arc distance of 65.59 feet to a point; thence by a curve to the left having a radius of 25 feet, an arc distance of 21.03 feet to a point, the place of BEGINNING. CONTAINING 0.559 acres and being all of Lot No. 26 on the Plan of Lots known as Kolb Country Estates, which Plan is recorded in the Office of the Recorder of Deeds of Cumberland County in Plan Book 47, Page 154. HAVING THEREON erected a dwelling. UNDER AND SUBJECT, NEVERTHELESS, to restrictions as recorded in Misc. Book 297, page 962 and subject to rights-of way and easements of record and as set forth on the aforementioned Plan of Lots. TITLE TO SAID PREMISES IS VESTED IN Robert W. Smith, III and Semoy T. Smith, his wife, by Deed from William H. Goodling and Jody L. Goodling, his wife, dated 09/29/1986, recorded 10/08/1986 in Book 32-17, Page 713. PREMISES BEING: 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710 PARCEL NO. 22-28-2403-035 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff V. ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) CERTIFICATION Attorneys for Plaintiff : COURT OF COMMON PLEAS : CIVIL DIVISION NO.: 10-6207-CIVIL TERM : CUMBERLAND COUNTY The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: ( ) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Q C_J © tai d U- y C-) < o C:4- C? C? - . _J cc ?cn rn E) N By: 4f_ ` Attorne m 1 Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante; P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? drew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 PITH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff V. ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION NO.: 10-6207-CIVIL TERM CUMBERLAND COUNTY PHS # 251006 AFFIDAVIT PURSUANT TO RULE 3129.1 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION, Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710. Name and address of Owner(s) or reputed Owner(s): Name Address (if address cannot be reasonably ascertained, please so indicate) ROBERT W. SMITH, III 1256 ALMA LANE C= 0 -?t MECHANICSBURG, PA 17055-9710 SEMOY T. SMITH 1256 ALMA LANE . -I > rri r-? M C Q MECHANICSBURG, PA 17055-9710 . r-- ;m w Name and address of Defendant(s) in the judgment: CD x ? Name Address (if address cannot be reasonably p rv m ascertained, please so indicate) D SAME AS ABOVE Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) Discover Bank 6500 New Albany Road New Albany, OH 43054 Discover Bank 436 Seventh Avenue; Suite 1400 C/o: James C. Warmbrodt, Esquire Pittsburgh, PA 15219 American Express Centurion Bank 200 Vesey Street New York, NY 10285 American Express Centurion Bank P.O. Box 294 C/o: Philip C. Warholic, Esquire Enola, PA 17025 American Express Centurion Bank 204 St. Charles Way; Unit E 177 C/o: Amy F. Doyle, Esquire York, PA 17402 American Express Centurion Bank 130-B Gettysburg Pike C/o: David R. Galloway, Esquire Mechanicsburg, PA 17055 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) None . 5i Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Relations of Cumberland County 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. December 41 2010 Att mtiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq.., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 Z ? A ew C. Bramblett, Esq., Id. No. 208375 1lison F. Wells, Esq., Id. No. 309519 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE : COURT OF COMMON PLEAS fiRVICES CORPORATION VS. Plaintiff : CIVIL DIVISION NO.: 10-6207-CIVIL TERM ROBERT W. SMITH, III CUMBERLAND COUNTY SEMOY T. SMITH Defendant(s) . NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ROBERT W. SMITH, III 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710 is scheduled to be sold at the Sheriffs Sale on 06/01/2011 at 10:00 AM in the Cumberland County Courthouse South Hanover , Street, Carlisle, PA 17013 to enforce the court judgment of $31,760.89 obtained by PHH MORTGAgE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION (the mortgageSt-i sty In the event the sale is continued, an announcement will be made at said sale in com liance witZgR RP R p . . 3129.3. _,; ? C-) r O V rn c? NOTICE OF OWNER'S RIGHTS CD ° =-n >C--) - ?o YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE C )-q -°im Cry To prevent this Sheriff's Sale, you must take immediate action: ;;a -< 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-5634000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 11 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 SHORT DESCRIPTION By virtue of a Writ of Execution NO. 10-6207-CIVIL TERM PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION VS. ROBERT W. SMITH, III SEMOY T. SMITH owner(s) of property situate in Monroe Township, Cumberland County, Pennsylvania, being (Municipality) 1256 ALMA LANE. MECHANICSBURG, PA 17055-9710 Parcel No. 22-28-2403-035 (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING JUDGMENT AMOUNT: $31,760.89 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 215-563-7000 LEGAL DESCRIPTION ALL THAT CERTAIN tract of land, known as Lot No. 26, Plan of Kolb Country Estates, located in Monroe Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with the survey of Douglas S. Brehm, R. S., dated January 23, 1985, as follows: BEGINNING at the point in the northern dedicated right-of-way of Alma Lane, at the corner of Lot No. 25, Kolb Country Estates; thence along the eastern line of said Lot, North 3 degrees 15 minutes 5 seconds east 210.29 feet to a point; thence by property now or formerly of Paul Simmons South 86 degrees 19 minutes 33 seconds east 175.00 feet to a point at the northwest corner of Lot No. 27 on the aforementioned Plan; thence along the western line of said Lot South 30 degrees 13 minutes 34 seconds west 212.56 feet to a point in the cul-de-sac of said Alma Lane; thence by a curve to the right having a radius of 50 feet, an arc distance of 65.59 feet to a point; thence by a curve to the left having a radius of 25 feet, an arc distance of 21.03 feet to a point, the place of BEGINNING. CONTAINING 0.559 acres and being all of Lot No. 26 on the Plan of Lots known as Kolb Country Estates, which Plan is recorded in the Office of the Recorder of Deeds of Cumberland County in Plan Book 47, Page 154. HAVING THEREON erected a dwelling. UNDER AND SUBJECT, NEVERTHELESS, to restrictions as recorded in Misc. Book 297, page 962 and subject to rights-of way and easements of record and as set forth on the aforementioned Plan of Lots. TITLE TO SAID PREMISES IS VESTED IN Robert W. Smith, III and Semoy T. Smith, his wife, by Deed from William H. Goodling and Jody L. Goodling, his wife, dated 09/29/1986, recorded 10/08/1986 in Book 32-F, Page 713. PREMISES BEING: 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710 PARCEL NO. 22-28-2403-035 SHORT DESCRIPTION By virtue of a Writ of Execution NO. 10-6207-CIVIL TERM PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION vs. ROBERT W. SMITH, III SEMOY T. SMITH owner(s) of property situate in Monroe Township, Cumberland County, Pennsylvania, being (Municipality) 1256 ALMA LANE, MECHANICSBURG, PA 17055-9710 Parcel No. 22-28-2403-035 (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING JUDGMENT AMOUNT: $31,760.89 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 215-563-7000 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-6207 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff (s) From ROBERT W. SMITH, III SEMOY T. SMITH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $31,760.89 L.L.$.50 Interest FROM 11/11/2010 TO DATE OF SALE ($5.29 PER DIEM) -- $1,073.87 Atty's Comm % Atty Paid $185.50 Plaintiff Paid Date: 12/13/10 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs &r u David Buell, Proth o By Deputy Name: ALLISON F. WELLS, ESQUIRE Address: PHELAN HALLINAN AND SCHMIEG 1617 HK BLVD., SUITE 1400 PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 309519 AFFIDAVIT OF SERVICE (FNMA) PLAINTIFF CUMBERLAND COUNTY PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION PHS # 251006 DEFENDANT ROBERT W. SMITH, III SEMOY T. SMITH SERVICE TEAM/ kxc COURT NO.: 10-6207-CIVIL TERM SERV E SEMOY T. SMITH AT: TYPE OF ACTION -* 1256 A LMA LANE XX Notice of Sheriffs Sale ) e C a MEC HANICSBURG, PA 17055-9710 SALE DATE: 06/01/2011 -0? -- -? =-11 W C r. rr'F ERVED S 2N? , 20 Served and made known to SEMOY T. SMITH , Defendant on the _ day of ?J4R-1 r 1 ? N3 I CD 11 3s'' , o'clock P. M., at Ili( LM Lana 6 in the manner described below: r 5 Ic :) =..,,n Defendant personally served. Merto"Ics OV",PA, / y.n = = Adult family member with whom Defendant(s) reside(s). V ? a Relationship is IuSdn?D ;?"? Adult in charge of Defendant's residence who refused to give name or relationship. -i -? > _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). - Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. Other: Description: Age -jFb s Height (0 6 ` Weight 170 Race "'? Sex /_ Other I, ?J kl Ale LL, a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed befo a mee??thiis?? 2ND day a?-7 ti of M 201 Kn . , 1: '` 4`' .tu:r>,RCH' Zn Not By' - NOTSER D ) SI V tr M On the d 20_, at _ o'clock _. M., Defendant NOT FO cal _ Does Not Exist - Moved - Does Not Reside (Not Vacant) T No AnsweWn at Service Refused Other: Sworn to and subscribed befo e me this day of 7G_ By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. HaBinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jan-, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivak, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovaiante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 19103-1814 (215) 56--7000 J ? AFFIDAVIT OF SERVI CE (FNMA) PLAINTIFF CUMBERLAND COUNTY PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION PHS # 251006 DEFENDANT ROBERT W. SMITH, III SERVICE TEAM/ kxc COURT NO.: 10-6207-CIVIL TERM SEMOY T. SMITH ' a SERVE ROBERT W. SMITH, III AT: TYPE OF ACTION XX Notice of Sheriffs Sale rncu r-- 1256 ALMA LANE PA 17055-9710 MECHANICSBURG SALE DATE: 06/01/2011 = ?-, , CF) r r-j C SERVED G -? ?? ?, Serv d and made known to ROBERT W. SMITH III , Defendant on the 2N4day of rN , ate z £, ?X-r? ( - o'clock-P. M., at 1136 Lfia l a?NE in the manner described below: G k.0 served. tilECwIC411146,A4, fendantpersonally S{,t Y c _ Adult family member with whom Defendant(s) reside(s). ? Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. 4anager/Clerk of place of lodging in which Defendant(s) reside(s). _ Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. .N _ 6ther: Desoription: Age ?0 S Height 6 t0 Weight 17 0 Race W Sex 4 Other 1, Z (? , a competent adult, being duly sworn according to law, depose and state that I personally han d a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case ion the date and at the address indicated above. Sworn to and subscribed before me this 2nd day UVIKERLY CUM of ?46, 20L. 1 NOIA4Y Pt1 'SC STA 1 i ()f RSEY Notary: y: '.'AY Cot4V' ON 1- ? hvIARCH 7, 2013 NOT SERVED On e 20_, at _ o'clock _. M., Defendant NOT FOUND because: e n Does Not Exist _ Moved _ Does Not Reside (Not Vacant) _ No Answer on at Service Refused Other: Sworn to and subscribed before me this day of 2 By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. HalBnan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheeal R. shah-Jany Esq., Id. No. 81760 Jenhre R. Davey, Esq., Id. No. 87077 Launm R. Tabs,% Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mukshy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. N. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goli Esq, Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq, Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd, Suite 1400 Philadelphia, PA 19103.1814 (215) 563-7000 2011 HAR 25 AM I0: 0 r3 CUMBERLAND COUNTY PENNSYLVANIA Phelan Hallinan & Schmieg, LL By: Lawrence T. Phelan, Esq., I d. No. 32227 Francis S. Hallinan, Esq., Id. No 62695 Daniel G. Schmieg, Esq., Id. No 62205 Michele M. Bradford, Esq., Id. o. 69849 Judith T. Romano, Esq., Id. No. 8745 Sheetal R. Shah-Jani, Esq., Id. N o. 81760 Jenine R. Davey, Esq., Id. No. 8 077 Lauren R. Tabas, Esq., Id. No. 9 337 Vivek Srivastava, Esq., Id. No. 02331 Jay B. Jones, Esq., Id. No. 8665 Peter J. Mulcahy, Esq., Id. No. 6 791 Andrew L. Spivack, Esq., Id. No 84439 Chrisovalante P. Fliakos, Esq., Id . No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No 206779 Andrew C. Bramblett, Esq., Id. o. 208375 Allison F. Wells, Esq., Id. No. 3( 9519 William E. Miller, Esq., Id. No. 08951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORA MORTGAGE SERVICES CORI Plaintiff ION F/K/A PHH ORATION V. ROBERT W. SMITH, III SEMOY T. SMITH N ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-6207-CIVIL TERM 251006 Plaintiff, by its Atto Prothonotary to amend the j 1. Plaintiff corr 2010. 'helan Hallinan & Schmieg, LLP, moves the Court to direct the it in this matter, and in support thereof avers the following: d this foreclosure action by filing a Complaint on September 28, 2. Judgment was en ered on November 15, 2010 in the amount of $31,760.89. A true and correct copy of the prae ipe for judgment is attached hereto, made part hereof, and marked as Exhibit "A". 3. Pursuant to Penns lvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must e entered for the amount claimed in the complaint and any item which can be calculated from the omplaint, i.e. bringing the interest current. However, new items cannot be added at the time of ent of the judgment. 4. The Property is lis ed for Sheriffs Sale on June 1, 2011. 5. Additional sums h ve been incurred or expended on Defendants' behalf since the Complaint was filed and Defend is have been given credit for any payments that have been made since the judgment. The amount f damages should now read as follows: Principal Balance $29,221.12 Interest Through June 1, 2011 $1,899.43 Per Diem $4.80 Late Charges $149.32 Legal fees $1,300.00 Cost of Suit and Title $735.00 Sheriffs Sale Costs $0.00 Property Inspections/ Pr perty Preservation $68.75 Appraisal/Brokers Price pinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insur ce Non Sufficient Funds Ch ge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit , , 251006 TOTAL 6 Mortgage. 7. The judgment $34,491.89 ly entered is insufficient to satisfy the amounts due on the Under the terms the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiffs foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiffs attached brief. 9. In accordance with C berland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Dar. ages and Order to the Defendant on March 16, 2011 and requested the Defendants' Concu A true and correct copy of Plainti made part hereof, and marked as 10. No judge has previous ;nce. Plaintiff did not receive any response from the Defendants. s letter pursuant to Local Rule 208.3(9) is attached hereto, xhibit "B". y entered a ruling in this case. 251006 WHEREFORE, Plaintiff i judgment as requested. DATE: requests that this Honorable Court amend the Phelan Hallinan & U Lawrence T. Phelan, Id. No. 32227 Zman, Esq., Id. 695 ? Daniel G. Schmieg, Esq., Id. No. 6 05 ? Michele M. Bradford, Esq., Id. No 9849 ? Judith T. Romano, Esq., Id. No. 745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 P>All'iks?onF. . Bramblett, Esq., Id. No. 208375 Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 ATTORNEY FOR PLAINTIFF 251006 Phelan Hallinan & Schmieg, LL By: Lawrence T. Phelan, Esq., Id . No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No 62695 Daniel G. Schmieg, Esq., Id. No 62205 Michele M. Bradford, Esq., Id. o. 69849 Judith T. Romano, Esq., Id. No. 8745 Sheetal R. Shah-Jani, Esq., Id. N o. 81760 Jenine R. Davey, Esq., Id. No. 8 077 Lauren R. Tabas, Esq., Id. No. 9 337 Vivek Srivastava, Esq., Id. No. 2 02331 Jay B. Jones, Esq., Id. No. 8665 Peter J. Mulcahy, Esq., Id. No. 6 791 Andrew L. Spivack, Esq., Id. No 84439 Chrisovalante P. Fliakos, Esq., Id . No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No 206779 Andrew C. Bramblett, Esq., Id. o. 208375 Allison F. Wells, Esq., Id. No. 3 9519 William E. Miller, Esq., Id. No. 08951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORA ION F/K/A PHH Court of Common Pleas MORTGAGE SERVICES CO ORATION Plaintiff Civil Division V. CUMBERLAND County ROBERT W. SMITH, III No.: 10-6207-CIVIL TERM SEMOY T. SMITH T? - r- F LAW IN SUPPORT OF 251006 I. BACKGRO ROBERT W. SMITH, III and SEMOY T. SMITH executed a Promissory Note agreeing to pay principal, interest, late insurance premiums as these the Property located at 1256 Mortgage indicates that in the necessary sums, including taxes, Mortgage. In the instant case, promised monthly mortgage cured, Plaintiff commenced the entered by the Court, and the Because of the excessive action, the entry of judgment real estate taxes, hazard insurance premiums, and mortgage became due. Plaintiffs Note was secured by a Mortgage on LANE, MECHANICSBURG, PA 17055-9710. The of a default in the mortgage, Plaintiff may advance any insurance, and other items, in order to protect the security of the defaulted under the Mortgage by failing to tender numerous, Accordingly, after it was clear that the default would not be mortgage foreclosure action. Judgment was subsequently is currently scheduled for Sheriffs Sale. of time between the initiation of the mortgage foreclosure the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted ? o include current interest, real estate taxes, insurance premiums, costs of collection, and other expelses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankrgptcy, if any. II. IN It is settled law in Pennsyl ania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Blutts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase 251006 537 A.2d 22, 24 (Pa-Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriff s sa . Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan GuaraQity Trust Co. of N.Y. v Mowl, 705 A.2d 923 (Pa. Super. 1998). Bank of Pittsburgh v. Cion oli, 407 Pa. Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank 445 Pa. 117, 282 A.2d 335 (1971), th4t the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from dlay to day because the bank must advance sums in order to protect its collateral. Because a Mortgag? lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the #te of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment ?n mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495,200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended ju gment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, mending the in rem judgment will not be detrimental to Defendants as it imputes no perso?al liability. In B.C.Y. v. Bukovich, thq Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to ?orrect a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional s4ms due on the Mortgage due to Defendants' failure to tender payments during the foreclosure p oceeding and the advances made by the mortgage company. The Mortgage plainly requires the mo gagors to tender to the mortgagee monthly payments of principal 251006 and interest until the Promissory are also required to remit to the premiums, fire insurance premi mortgagor s have breached the to significant unjust financial losses III. The within case is a mortgaged property to Sheriffs foreclosure is strictly in rem and Partnership v. Kimmel, 424 Pa. S Discount Company v. Babuscio, Rule of Civil Procedure 1141(a). accompanying the Mortgage is paid in full. The mortgagors igee sufficient sums to pay monthly mortgage insurance taxes and other assessments relating to the Property. The of the Mortgage, and Plaintiff has been forced to incur this loan. IS Y foreclosure action, the sole purpose of which is to take the Pennsylvania law makes clear that an action in mortgage not include any personal liability. Newtown Village r 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania However, Pennsylvania I# requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). ?he purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriff Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requ res that the Defendants shall promptly pay when due the principal and interest due on the o tstanding debt. In addition, the Note specifies the rate of interest 251006 to be charged until the debt is prior to the date of default V. TAXES AND If Plaintiff had not proceeding, Plaintiff would have I in full or otherwise satisfied. Specifically, interest from 30 days the date of the impending Sheriff's sale has been requested. CE monies for taxes and insurance throughout the foreclosure loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may l e divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loo. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds ? o restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance 4 charge these payments against the escrow account. Plaintiff is simply seeking to have the Court Vl. ATTORNEY'S FEES The amount of attorney's with the loan documents and concluded that a request of five enforceable as an attorney's fee. the terns of the Mortgage. requested in the Motion to Reassess Damages is in accordance vania law. Pennsylvania Courts have long and repeatedly nt of the outstanding principal balance is reasonable and v. Loomis, 51 Pa. 78 (1865); First Federal Savings an d 68 D&C 2d 751, 755 (1974). In of v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original 1979). Recently, the Superior included in the judgment in amount is not unconscionable. 410 A.2d 344 (Pa. Super. rt cited Fetner in confirming that an attorney's fee of ten percent ge foreclosure action was reasonable. Citicorp v. Morrisville 251006 Hampton Realty, 662 A.2d 1120 [Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set ?ttorney's fees and costs as it deems reasonable VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amo it claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mo aae default. The title report is necess+y to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners tp be named as Defendants in the foreclosure action. It is also necessary to determine whether here are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to tl?e property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other 1 gal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholde s, owners, and interested persons of the Sheriff's sale date, as their interests will be divested by he Sheriff's sale. Accordingly, the modest suns Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylv11w law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvanipermit Plaintiff to recover these sums through its 251006 foreclosure action. As the the sale of the property, not out suit and title in their entirety, VIII. CONCLUSION Therefore, Plaintiff legal proceedings, and such the Mortgage, then the expenses included in the judgment. Plaintiff respectfully action is in rem only, Plaintiff recovers its judgment from the Defendant's pockets. Plaintiff should recover the costs of ich will not cause harm to the Defendants. submits that if the enforcement of its rights is delayed by require the mortgagee to expend additional sums provided for by become part of the mortgagee's lien and should be that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that ii has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended its collateral. 251006 WHEREFORE, Plaintiff judgment as requested. DATE: y requests that this Honorable Court amend the Phelan Hallinan & ence . sq., 2227 ? Francis S. Hallinan, Esq., Id. No. 62 5 ? Daniel G. Schmieg, Esq., Id. No. 62105 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 William E. Miller, Esq., Id. No. 308951 Attorney for Plaintiff 251006 xhibit "A" 251006 Phelan Hallinan & Schmieg, LL By: Lawrence T. Phelan, Esq., I I. No. 32227 Francis S. Hallinan, Esq., Id No. 62695 Daniel G. Schmieg, Esq., Id No. 62205 Michele M. Bradford, Esq., d. No. 69849 Judith T. Romano, Esq., Id. o. 58745 Sheetal R. Shah-Jani, Esq., . No. 81760 Jenine R. Davey, Esq., Id. . 87077 Lauren R. Tabas, Esq., Id. . 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq.,. Id. No. 8 657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Es q., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., . No. 208375 Allison F. Wells, Esq., Id. No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney for Plaintiff PHH MORTGAGE CORPORATION CUMBERLAND COUNTY F/K/A PHH MORTGAGE SERVICES CORPORATION COURT OF COMMON PLEAS VS. CIVIL DIVISION ROBERT W. SMITH, III : No. 10-6207-CIVIL TERM SEMOY T. SMITH 251006 PRAECIPE FO> , IN REM JUDGMENT FOR FAILURE TO TO THE PROTHONOTARY: . Kindly enter judgment in avor of the Plaintiff and against ROBERT W. SMITH. III, and SEMOY T. SMITH, Defendant(s) for failure to file an Answer to Plaintiff s Complaint within 20 days from service there f and for foreclosure and sale of the mortgaged premises, and assess Plaintiff s damages as foll ws: As set forth in Complaint Interest - 09/11/2010 to 1 10 $31,468.09 $292.80 TOTAL I hereby certify that (1) MECHANICSBURG, PA 1705 Rule 237.1, copy attached. $31,760.89 Defendant's last known address is 1256 ALMA LANE, )710, and (2) that notice has been given in accordance with Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jerune R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 6.1791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ?? Courtenay R. Dunn, Esq., Id. No. 206779 rew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 Attorney for Plaintiff DAMAGES ARE HEREBY DATE: PHS # 251006 USED AS INDICATED. PROTHONOTARY 251006 xhibit "B" 251006 P Phelan Hallinan & Schmieg, March 16, 2011 ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 1705` RE: PHH MORTGAGE COI CORPORATION v. RO. Premises Address: 1256 CUMBERLAND Count, Dear Defendants, HALLINAN & SCHMIEG, LLP 1 617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Representing Lenders in Pennsylvania and New Jersey -9710 PORATION F/K/A PHH MORTGAGE SERVICES 4ERT W. SMITH, III and SEMOY T. SMITH ALMA LANE MECHANICSBURG, PA 17055 CCP, No. 10-6207-CIVIL TERM Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by arch 22, 2011. Should you have further Otherwise, please be guided acc( 2y t y yo --? Lawrence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenne R. Davey, Esquire Lauren R. Tabas, Esquire or concerns, please do not hesitate to contact me. Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Chrisovalante P. Fliakos, Esqu Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Allison F. Wells, Esquire William E. Miller, Esquire Enclosure VERIFICATION I hereby state that I am make this verification, and that Damages are true and correct to undersigned understands that Pa.C.S. §4904 relating to the attorney for Plaintiff in this action, that I am authorized to statements made in the foregoing Motion to Reassess best of my knowledge, information and belief. The statement herein is made subject to the sworn penalties of 18 falsification of authorities. Phelan Hallinan & DATE: Lawrence T. P o. 32227 ? Francis S. linan, Esq., Id. No. 95 El Daniel G. Schmieg, Esq., Id. No. 205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Audmw C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 ATTORNEY FOR PLAINTIFF 251006 Phelan Hallinan & Schmieg, LL By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. o. 69849 Judith T. Romano, Esq., Id. No. 8745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 8 077 Lauren R. Tabas, Esq., Id. No. 9'337 Vivek Srivastava, Esq., Id. No. 2)2331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 6 791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 05047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. . 208375 Allison F. Wells, Esq., Id. No. 30 519 William E. Miller, Esq., Id. No. 308951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORA' MORTGAGE SERVICES COR Plaintiff V. ROBERT W. SMITH, III SEMOY T. SMITH Defendants ION F/K/A PHH ORATION ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-6207-CIVIL TERM F 251006 I hereby certify that true and Brief in Support thereof, ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE correct copies of Plaintiffs Motion to Reassess Damages, sent to the following individuals on the date indicated below. MECHANICSBURG, PA 1705-9710 DATE: Phelan Hallinan & Schmieiz. LLP By: ence a an, Esq., Id. No. 227 ? Francis S. Hallinan, Esq., Id. No. 6 95 ? Daniel G. Schmieg, Esq., Id. No 205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courte y R. Dunn, Esq., Id. No. 206779 rew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 ATTORNEY FOR PLAINTIFF 251006 ;'ROIHOW TAR 2011 APR -6 AN 10: GQ CUMBERLAND COUNTY PENNSYLVANIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 William E. Miller, Esq., Id. No. 308951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH Court of Common Pleas MORTGAGE SERVICES CORPORATION : Plaintiff Civil Division V. CUMBERLAND County ROBERT W. SMITH, III No.: 10-6207-CIVIL TERM SEMOY T. SMITH Defendants CERTIFICATION OF SERVICE 251006 I hereby certify that a true and correct copy the Court's Rule dated March 28, 2011, was sent to the following individuals on the date indicated below. ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 DATE: A C111 Byi Phelan Hallinan & SchmieR, LLP -a?enc6__T`helf, Esq., Id. No. 227 ? Francis S. Hallman, Esq., Id. No. 6 95 ? Daniel G. Schmieg, Esq., Id. No. 205 ? Michele M. Bradford, Esq., Id.' o. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? An w C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 ATTORNEY FOR PLAINTIFF 251006 `F P1 ? fi Y??JOTA c0JI l APR 20 AM 11: 44 CUMBERLAND COUNTY PENNSYLVANIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 William E. Miller, Esq., Id. No. 308951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH Court of Common Pleas MORTGAGE SERVICES CORPORATION Plaintiff Civil Division vs. CUMBERL?kND County ROBERT W. SMITH, III No.: 10-620-CIVIL TERM SEMOY T. SMITH Defendants MOTION TO MAKE RULE ABSOLUTE 251006 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION, by and through its attorney, Phelan Hallinan & Schmieg, LLP, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: 1. A Motion to Reassess Damages was filed with the Court on March 25, 2011. 2. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendants on March 16, 2011 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiffs letter pursuant to Local Rtile 208.3(9) is attached hereto, made part hereof, and marked as Exhibit A. A Rule was issued by the Honorable J. Wesley Oler, Jr. on or about March 28, 2011 directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit B. 4. The Rule to Show Cause was timely served upon all parties on April 5, 2011 in accordance with the applicable rules of civil procedure. A true and correct dopy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit C. 5. Defendants failed to respond or otherwise plead by the Rule Returnable date of April 18, 2011. 251006 WHEREFORE, Plaintiff requests that this Honorable Court make thIe Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. q Phelan 'nan S eg, L LLP DATE: LAt By: ? Lawrence T. Phel jd. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esc'., Id. No. 69849 ?,jxfdith T. Romano, Esq., Id. No. 58745 [Z'Sheetal R. Shah-Jani, Esq.;, Id. No. 81760 ? Jenine R. Davey, Esq., Id. o. 87077 ? Lauren R. Tabas, Esq., Id.'No. 93337 ? Vivek Srivastava, Esq., Id No. 202331 ? Jay B. Jones, Esq., Id. No.'; 86657 ? Peter J. Mulcahy, Esq., Id No. 61791 ? Andrew L. Spivack, Esq., Zd. No. 84439 ? Chrisovalante P. Fliakos, tsq., Id. No. 94620 ? Joshua I. Goldman, Esq., M. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 ATTORNEY FOR PLAINTIFF 251006 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 William E. Miller, Esq., Id. No. 308951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff vs. ROBERT W. SMITH, III SEMOY T. SMITH Defendants BRIEF IN SUPPORT OF MOTI ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Divisi6n CUMBERLykND County No.: 10-620-CIVIL TERM R 251006 A Motion to Reassess Damages was filed with the Court on March 25, 2011. A Rule was entered by the Court on or about March 28, 2011 directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. The Rule to Show Case was timely served upon all parties on April 5, 2011 in accordance with the applicable rules of Evil procedure. Defendants failed to respond or otherwise plead by the Rule Returnable date of April 18, 2011. WHEREFORE, Plaintiff requests that this Honorable Court make th(. Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. DATE: ` BY: Phelan LJ Lawrence T. Ph larjtsq. ? Francis S. Hallinan, Esq., ? Daniel G. Schmieg, Esq., ? Michele M. Bradford, Esc ? udith T. Romano, Esq., I [!Sheetal R. Shah-Jani, Esq ? Jenine R. Davey, Esq., Id. ? Lauren R. Tabas, Esq., Id, ? Vivek Srivastava, Esq., Id ? Jay B. Jones, Esq., Id. No ? Peter J. Mulcahy, Esq., Id ? Andrew L. Spivack, Esq., ? Chrisovalante P. Fliakos, ? Joshua I. Goldman, Esq., ? Courtenay R. Dunn, Esq., ? Andrew C. Bramblett, Esc ? Allison F. Wells, Esq., Id. ? William E. Miller, Esq., lc ATTORNEY FOR PLAINTI LLP Id. No. 32227 d. No. 62695 d. No. 62205 Id. No. 69849 No. 58745 Id. No. 81760 No. 87077 No. 93337 No. 202331 86657 No. 61791 d. No. 84439 ;sq., Id. No. 94620 1. No. 205047 d. No. 206779 , Id. No. 208375 vo. 309519 . No. 308951 251006 Exhibit "A" 251006 PHELAN HALLINAN & SCHMIEG, LIP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsyly is and New Jersey March 16, 2011 ROBERTW. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-971.0 RE: PHH MORTGAGE CORPORATION F/K/A PIIH MORTGAGE SIRVICES CORPORATION v. ROBERT W. SMITH, III and SEMOY T. SMI H Premises Address: 1256 ALMA LANE MECHANICSBURG, PA 11055 CUMBERLAND County CCP, No. 10-6207-CIVIL TERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion o Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I ar -t seeking your concurrence with the requested relief that is, increasing the amount of the ju gment. Please respond to me within 5 days, by March 22, 2011. Should you have further questions or concerns, please do not hesitatel to contact me. Otherwise, please be guided accordingly. Veryaly ya f Lawrence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Allison F. Wells, Esquire / William E. Miller, Esquirel Enclosure Exhibit "B" 251006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA PHH MORTGAGE CORPORATION F/KJA PHH Court of C?mmon Pleas MORTGAGE SERVICES CORPORATION Plaintiff Civil Divis?on V. ROBERT W. SMITH, III SEMOY T. SMITH Defendants CUMBE4AND County No.: 10-62@7-CIVIL TERM RULE AND NOW, this.- day of MaWh 2011, a Rule is entered upon the Defendants to show cause wh an Order should not be entered y granting Plaintiff ? Motion to Reassess Damages. Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this m?itter. BY THE COURT J. a5 100 co Exhibit "C" 251006 TMi, r r1 [ L ) (' h QI i APB? -? Iii 10. 0o "IMBERLAND COUNT a"ENNSYLVANIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 William E. Miller, Esq., Id. No. 308951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff V, ROBERT W. SMITH, III SEMOY T. SMITH Defendants AOCCiOy i-? ?0(?Y Peaseir I' ATTORNEY ?OR PLAINTIFF Court of COmon Pleas Civil Divi?ion CUMBER#,AND County No.: 10-6207-CIVIL TERM CERTIFICATION OF SERVICE 251006 I hereby certify that a true and correct copy the Court's Rule dated! March 28, 2011, was sent to the following individuals on the date indicated below. ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 DATE: q1 ?.,l w fr At W'ney File Please Rei Phelan Hallinan & U Francis S. flallisan, Es? Daniel G. Schmieg, Es ? Michele M. Bradford, I Judith T. Romano, Esq Sheetal R. Shah-Jani, E ? Jenine R. Davey, Esq., Lauren R. Tabas, Esq., ? Vivek Srivastava, Esq., []` Jay B. Jones, Esq., Id. I F] Peter J. Mulcahy, Esq., Andrew L. Spivack, Es Chrisovalante P. Fliakc Joshua I. Goldman, Esc Courtenay R. Dunn, Es R.'Bramblett, ? ?. I Allison IC- Esq., William E. Miller, Esq. ATTORNEY FOR PLAIN LLP q:, Id. o.7 ?., Id. No. 6 95 Id. No. 205 ,sq., Id. No. 69849 , Id. No. 58745 ;q., Id. No. 81760 d. No. 87077 :d. No. 93337 Id. No. 202331 fo. 86657 [d. No. 61791 I., Id. No. 84439 Esq., Id. No. 94620 Id. No. 205047 I., Id. No. 206779 ;sq., Id. No. 208375 d. No. 309519 Id. No. 308951 251006 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I make this verification, and that the statements made in the foregoing Absolute are true and correct to the best of my knowledge, information and undersigned understands that this statement herein is made subject to the Pa.C.S. §4904 relating to the unsworn falsification of authorities. DATE: `1 6 By: Phelan Hallinan & Sieg, in authorized to to Make Rule elief. The im penalties of 18 U Lawrence T..PhLaa?Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., d. No. 62695 ? Daniel G. Schmieg, Esq., d. No. 62205 ? Michele M. Bradford, Esq, Id. No. 69849 ? Judith T. Romano, Esq., I . No. 58745 2Sheetal R. Shah-Jani, Esq. Id. No. 81760 ? Jenine R. Davey, Esq., Id.. o. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, 'sq., Id. No. 94620 ? Joshua I. Goldman, Esq., 11. No. 205047 ? Courtenay R. Dunn, Esq., d. No. 206779 ? Andrew C. Bramblett, Es q., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 ATTORNEY FOR PLAINTI 'F 251006 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 William E. Miller, Esq., Id. No. 308951 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION F/K/A PHH MORTGAGE SERVICES CORPORATION Plaintiff vs. ROBERT W. SMITH, III SEMOY T. SMITH Defendants ATTORNEY F6R PLAINTIFF Court of Cc Civil Divisi CUMBERI Pleas County No.: 10 CERTIFICATION OF SERVICE 7-CIVIL TERM 251006 I hereby certify that true and correct copies of Plaintiffs Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individuals on below. ROBERT W. SMITH, III SEMOY T. SMITH 1256 ALMA LANE MECHANICSBURG, PA 17055-9710 DATE: 1 n?((' By: Phelan Hallinan & S U Lawrence T. Phelan, s . K No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Es q., Id. No. 69849 ? Judith T. Romano, Esq., I . No. 58745 ?Sheetal R. Shah-Jani, Esq, Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id No. 202331 ? Jay B. Jones, Esq., Id. No 86657 ? Peter J. Mulcahy, Esq., Id No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, :sq., Id. No. 94620 ? Joshua I. Goldman, Esq., d. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Es(., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., 1(. No. 308951 ATTORNEY FOR PLAINTI, F date indicated LLP 251006 ?16 11G114i6iq j o/ #'o IN THE COURT OF COMMON PLEAS etA 1 l l b OF CUMBERLAND COUNTY, PENNSYLVANIA tp! PHH MORTGAGE CORPORATION F/K/A PHH CUMBERLAND COUNTY MORTGAGE SERVICES CORPORATION Plaintiff, COURT OF COMMON PLEAS v ROBERT W. SMITH, III SEMOY T. SMITH Defendant(s) CIVIL DIVISION . No.: 10-6207-CIVIL TERM AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY 1 SS: 1h/ ,-U,i / -/` A, ?L As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address, set forth on the Affidavit and as amended if applicable. A copy of the Certificate of Mailing (Form 3817) and/or Certified-Mail Return Receipt stamped by the U.S. Postal Service is attached hereto fAhigi't"A" . LJ Lawrence T. P , Es ., Id. No. 32227 ? Francis rZ7an: E ., Id. No. 62695 ? Daniel 3 egsq., Id. No. 62205 ? Michel a rd, Esq., Id. No. 69849 ? Judith [F. Ro no, Esq., Id. No. 58745 ? Sheet hah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? idrewTuSpivack, B. J s, Esq., Id. No. 86657 ? lcahy, Esq., Id. No. 61791 Esq., Id. No. 84439 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? Allison F. Wells, Esq., Id. No. 309519 ? William E. Miller, Esq., Id. No. 308951 Attorney for Plaintiff Date: IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. PHS 4 251006 1 £ 0 l6 L 3000 cHZ YUOaa Q31IWW w 0loz b1030 99zLLtb00o OZ91t o $ r VIL z o .. Soo aW C 1 Q .d . O e a, a. R o 'r d a a Q a C ? h '? J2 Vi ? w R-_? R h R V d' E a, •v ? o o? o .? W g ?' .? M ad. „, d °? =ate 'w Q y CL? A, p? C a V M b, Y i? pN p «?a`wn "'+vM a ?Nv oo U w U a, U O•- ?tJ a c a'PC U ?yU as °.g ?wr ? a vdad. d.aO at?dd ? L>''3 0 A'. ° ?O O -1 ? Lq U - W a d as W a `O ? « w R C4 M z ?+ U of ? w ? yr ' di ?cd? R yN ?'a st pqa epq ?? WI1 W ya.,WLzi R" W x c ,? of d °o o.o--a. R pq5 ` 3? L ?? °'?'y a rd a >%. a .. ? te., ?^+ d >r -• R' ssgg ?a??gvd vR m96 gUd Rt7 '?C?d'L'a C azeZ e?'?? d3>"'Cp+t? •?? u Bz U 8 8z 08 E ? .ago. 8 w F. ?.. W M.w o °iC '.3?.vSv3'g°e? C g ` g°u.68° ?G ° 8w e? L ?' oa a-- aZ C??«.yUC a:d3?..aDDwNp?A'o.zc4 Qizde°rzdC?a:wdU a.. T ppN ? ? z .Q a~ N M v w ?o 00 a\ ze R, j f. n4. v os, u? I e le 0 a o ? Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 Attorney For Plaintiff One Penn Center Plaza c ° Philadelphia, PA 19103 -zaW cr. s-n M - 215-563-7000 = -O r c PHH MORTGAGE CORPORATION F/K/A PHH Court of Common Mew'> Ch MORTGAGE SERVICES CORPORATION <? o-n Plaintiff Civil Division a C) °m. vs CUMBERLAND County c.n ROBERT W. SMITH, III No. 10-6207-CIVIL TERM SEMOY T. SMITH Defendant TO THE PROTHONOTARY: Please mark the judgment(s) satisfied and the action settled discontinued and ended Date: Z PHELAN H INAN CHMIEG, LLP By: Law ,Esq., Id. No. 32227 Francis S. Halli , Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 PHS# 251006 Attorneys for Plaintiff