HomeMy WebLinkAbout10-6223Robert N. Polas, Jr., Esquire PA Bar # 201259 t' I P ED - Q ? F ! C E*
Carrie A. Brown, Esquire PA Bar # 94055 r L ? ?-
Portfolio Recovery Associates, LLC ` T ? ?F P O T WD N tO Try tR Y
140 Corporate Blvd.
f 3: 59
Norfolk, VA 23502 -P 28 c
TELE:1-866-428-8102 f ° '
FAX: 757-518-0860 ?- H y +' T `t?
Attorneys for Plaintiff rE7 1 q 4 SYLk.f' lA.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502 No.
Plaintiff
V.
THOMAS B MORRISON
191 S LOCUST POINT ROAD
MECHANICSBURG PA 17055
Defendant
NOTICE
16 - 6 )-.13 cs--l . I
You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take
action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally
or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose
money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
Pennsylvania Lawyer Referral Service
(800) 692-7375
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
pct NAI
d?'Vq
4 397Y
go ?-qU9 / 3
This co1TUnu1licatim is from a debt collector and is all attempt to collect a debt.
Any information obtained will be used.tbr that purpose.
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
THOMAS B MORRISON
191 S LOCUST POINT ROAD
MECHANICSBURG PA 17055
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las
siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido,
con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas
o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede
proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero
reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o
propiedad o otros derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,
VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE
CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION
ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN
HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
Pennsylvania Lawyer Referral Service
(800) 692-7375
This conununication is frorn a debt collector and is an attempt to collect a debt.
Anv inf:orrnation obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No. 2-3
THOMAS B MORRISON
191 S LOCUST POINT ROAD
MECHANICSBURG PA 17055
Defendant
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140
Corporate Blvd., Norfolk, VA 23502.
2. Defendant THOMAS B MORRISON, is an adult individual with last known address of 191 S LOCUST POINT
ROAD, MECHANICSBURG PA 17055.
3. It is averred that Defendant was indebted to General Electric Capital on with account number ************3659
(hereafter referred to as "Account"). A copy of the account history is attached here to and collectivelymarked as
Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account
pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the
Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or
for obtaining services.
This communication is froin a debt collector and is an attelltpt to collect a debt.
Any inforniati.on obtained vNill be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on
the aforementioned Account to which there was no bonafide objection by Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The
last payment made on this Account was on.
8. Plaintiff is the purchaser, assignee and/or successor in interest General Electric Capital and Plaintiff is now the
holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit
"A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result
of Defendant and/or any authorized user's use of said Account is in the sum of $1,331.43.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums
due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against
Defendant, THOMAS B MORRISON, in the amount of $1,331.43, plus costs of this action and any other relief as the
Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
09-87821
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, hereby states that
she/he is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information,
and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904, relating to unworn falsification to authorities.
Date: AUG 2 0 2010
By: -W
Yvett
e M e hen
Custodian of Records
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866428-8102
Fax: 1-757-518-0860
Statement of Account
Account: ************3659
THOMAS B MORRISON
Account Holder:
THOMAS B MORRISON
191 S LOCUST POINT ROAD
MECHANICSBURG PA 17055
Consumer Account Product Code: PVT
Issuer: General Electric Capital
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************3659
Date Account Opened: October 18, 2004
Date of Last Payment:
Date of Charge Off September 13, 2007
Balance at Purchase: $1,418.43
Purchase Date: October 31, 2008
Balance at Purchase: $1,418.43
Less Payments: $87.00
Balance Due: $1,331.43
09-87821
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Yvette M. Stephen Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose,
affirm and state as follows:
I am competent to testify to the matters contained herein
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee') which is doing
business at Riverside Commerce Center, 120 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the
statements, representations and averments herein, and do so based upon personal knowledge and a review of the business
records of the Account Assignee and those account records transferred to Account Assignee from General Electric Capital
("Account Seller'), which have become a part of and have integrated into Account Assignee's business records, in the
ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on October 31, 2008. Further a review of the records
reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all
acts necessary for the settlement, satisfactions compromise, collection or adjustment of said account, and the Account
Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from THOMAS B MORRISON
("Debtor ') to the Account Seller the sum of $1,418.43 with the respect to account number (************3659 as of
October 31, 2008 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the
5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or
setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $1,331.43 .
Portfolio Recovery Associates, LLC
By: yva,+P ;CCustodian of Records
Subs ribed and sworn to efore me on?of JW 0 - 2010
otary Publ
09-87821
Katherine Yolanda Muhammad
Commonwealth of Virginia
Notary Commission No. 272639
?`""r! My Commission Expires 09130120''
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
CJ
L?
For valve received acid in further consideration of the mWuW covenants and
conditions set forth in the Receivables Purchase Agreement (the "AgameWl. dated as
this 3 t e day of Oc kAm 2006 by and between General Elecuie Capitd Corpmdon, a
Delaware corlmadon. GE Matey Basic, a federal saviass bank, and Retailer Credit
Services Inc, a Delaware corporation (collectively "Sella") and PoMWlo Recovery
Associates, LLC (''Buyer"), Seller hereby transfers, tens, conveys. pants, said delivers to
Buyer, its mcasors and assigns, without recourse except as set forth in the Agreement,
to the extent of its ownaship, the Receivables u act forth in the Nai6cation File (a
defined in the Agreement), delivered by Seller to Buyer prior to such Purchase Date, and
as fbAher described in the Agreement.
GE Money Bank
By:
Title:
Retailer Credit Services Inc
By:
Title:
General Electric 'at
By:
Tale:
OECC- yZ
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
~$t~~titr ~f `'n~ttfir~.~~~4
~~ ~. ?'~
c~r~c~ c: -.,E 54~~~F~
~'1~.~~°~~~=lCc
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
~q ~ 0 OCT 2 i P~ ~a ~ ~
l~Q~'~"~L~~D ~~~1~~l~~`
~ ~~l~s~~_ It x.81 ~;;
f ~Si;'~,o ~f~sa :: is
Portfolio Recovery Associates, LLC Case Number
vs.
Thomas B. Morrison 2010-6223
SHERIFF'S RETURN OF SERVICE
10/18/2010 03:25 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on October 18,
2010 at 1525 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Thomas B. Morrison, by making known unto himself personally, at 191 S. Locust Point
Road, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time
handing to him personally the said true and correct copy of the same.
/ ...
DENN FRY, DE TY
SHERIFF COST: $46.00
October 19, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySuite Sheriff. Teioosoft. Inc.