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HomeMy WebLinkAbout10-6226Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC flf-D -Of F ! C E 140Corporate Blvd. Or THE PROTHONOTARY Norfolk, VA 23502 TELE: 1-866-428-8102 20110 SEA 28 pill ?: 24 FAX: 757-518-0860 rERLA D COUNTY Attorneys for Plaintiff CU Mo fIN Sd IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff NO. 16 - 6 a ?r V. DEIRDRE K HANSEN 304 OLD STONE HOUSE RD S MECHANICSBURG PA 17055 Defendant NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action wining twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 4th Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 Pennsylvania Lawyer Referral Service (800) 692-7375 I- O - TlnT C,t4 ?i 4q Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC This communication is frorn a debt collector- and is an atternpt to collect a debt. Anr° int:onnation obtained will be used for that purpose. 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff V. DEIRDRE K HANSEN 304 OLD STONE HOUSE RD S MECHANICSBURG PA 17055 Defendant No. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 4th Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 Pennsylvania Lawyer Referral Service (800) 692-7375 This conimujrication is from a debt collector and is art attempt to collect a debt. Arrv information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. 16-4?-d-6 C u I + V. DEIRDRE K HANSEN 304 OLD STONE HOUSE RD S MECHANICSBURG PA 17055 Defendant COMPLAINT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant DEIRDRE K HANSEN, is an adult individual with last known address of 304 OLD STONE HOUSE RD S, MECHANICSBURG PA 17055. 3. It is averred that Defendant was indebted to CAPITAL ONE BANK, N.A. on with account number ************6525 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectivelymarked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on January 2, 2009. 8. Plaintiff is the purchaser, assignee and/or successor in interest CAPITAL ONE BANK, N.A. and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectivelymarked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $1,478.71. I O.Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, DEIRDRE K HANSEN, in the amount of $1,478.71, plus costs of this action and any other relief as the Court deems just and reasonable. Y Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 09-88261 VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, hereby states that she/he is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: AUG 2 0 2010 By:$ Yvette A Stephen Custodian of Records EXHIBIT A PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************6525 DEIRDRE K HANSEN Account Holder: DEIRDRE K HANSEN 304 OLD STONE HOUSE RD S MECHANICSBURG PA 17055 Consumer Account Product Code: VISA Issuer: CAPITAL ONE BANK, N.A. Assignee: Portfolio Recovery Associates, LLC Account Number: ************6525 Date Account Opened: August 24, 2000 Date of Last Payment: January 2, 2009 Date of Charge Off: August 22, 2009 Balance at Purchase: $1,478.71 Purchase Date: September 9, 2009 Balance at Purchase: $1,478.71 Less Payments: $.00 Balance Due: $1,478.71 09-88261 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss. I, the undersigned, Yvette M. Stephen , Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose, affirm and state as follows: ?' y epose, I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee') which is doing business at Riverside Commerce Center, 120 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the statements, representations and averments herein, and do so based upon personal knowledge and a review of the business records of the Account Assignee and those account records transferred to Account Assignee from CAPITAL ONE BANK, N.A. ("Account Seller'), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on September 9, 2009. Further a review of the records reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from DEIRDRE K HANSEN ("Debtor ') to the Account Seller the sum of $1,478.71 with the respect to account number (************6525), as of September 9, 2009 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $1,478.71 . Portfolio Recovery Associates, LLC BY Yv .tte M-. Stg hef Custodian of Records Sub cribed and sworn to b fore me o of , 2010 Iwo 4 "WOU WEEK otary Public Kathe Muhammad 09-88261 rineYoland` Commonwaalubl CirgInia Notary No Z.?2839 Commlrelon Nirat 0913012012 MY CommlS on 1 xP This coin znunication is from a debt collector and is an attempt to collect a debt. Any infarmation obtained will be used for that purpose. tarair?' AWMA Numbw I l,wrr,wit F3 ?? m"drd Faaur?'?' ? oir "IX CWmk4 DOW Sa6aR Ok 200 Cq" 00* 91M pb*wW A i,.$"r*% is MaWasd on of a gyred adw vokabU +aimosklandow, aw nowp etwbi* o ' 1mkmdSw ad teao11 ad tdy madb l cost is 6a Ammoo in saftd .P1iR3 ,8i.M (whia6 j? Le t to Amm. U C f* wj& t lime ar am" 1° as evolmog4? Po or as dw twok wd Uk w of S& I ? PWMW ft paw" raw Rocaiaabia b As"asom dOM as a(Famr W apt awm*4 by mad bole s bW'irttie into Aim., I mom. 7% t hr Baia i* wo ftww* *d, . CAAi " SAW Aft), NAT tAL A i I" Tift 24"Hul_iNfll L it'd (r, r?t?.. t. (? ?•. ? 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Any informatio? :btained ,Hill be used for that SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff at +'~~iu,br °" ~ Jody S Smith (~~ T~tr ~;~. I ~,{~i~~~~~'- Chief Deputy ~`~ r,: Richard W Stewart ~f ~~~~ ~~ ~~ ~'`;` ~~' L ~ Solicitor °F~' '~ ~ ~~ ~~ ~ ~"~~t~~ n,r~ €t2 •~ Portfolio Recovery Associates, LLC Case Number vs. 2010-6226 Deirdre K. Hansen SHERIFF'S RETURN OF SERVICE 10/01/2010 03:22 PM -Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on October 1, 2010 at 1522 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit; Deirdre K. Hansen, by making known unto herself personally, at 304 Old Stone House Road South, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. / ..._-- DENNIS Y, DEPUTY SHERIFF COST: $37.00 October 05, 2010 SO ANSWERS, RON ~ R ANDERSON, SHERIFF cj CountySuiie She,•ifl. Teleosoft, inc. Davit fq). Buelt Prothonotary Office of the prothonotary Cum5erfand County, Pennsy[vania ORDER OF TERMINATION OF COURT CASES Kirks. Sofionage, ESQ Solicitor CIVIL TERM AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P.230.2. BY THE COURT, DAVID D. BUELL PROTHO NOTARY One Courthouse Square 0 Suite100 0 CarCzsCe, PA 0 Phone 717 240-6195 0 Fax 71 7 240-6573