HomeMy WebLinkAbout10-6227Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC FILED-OFFICE
140 Corporate Blvd. OF " THE P f t O 6 _I O N O TA R'
Norfolk, VA 23502
TELE: 1-866-428-8102 LO 10 SEP 2 8 PM 4: 2 S
FAX: 757-518-0860
Attorneys for Plaintiff C U "I B F R $_ A D C Q U NI T Y
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
No.
Plaintiff
V.
CHRISTINE A HOOVER
423 BROOKVIEW CT
DEFENSE DEPOT PA 17050
Defendant
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take
action wining twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally
or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose
money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
Pennsylvania Lawyer Referral Service P1
(800) 692-7375 ?2 w P
3jY 0
Robert N. Polas, Jr., Esquire PA Bar # 201259 C
Carrie Brown, Esquire PA Bar # 94055 a-y 7 f 7
Portfolio Recovery Associates, LLC
This communication is from a debt collector and is an atte€npt to collect a debt.
An}y information obtained will be used for that purpose.
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
CHRISTINE A HOOVER
423 BROOKVIEW CT
DEFENSE DEPOT PA 17050
Defendant
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las
siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido,
con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas
o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede
proceder sin usted y un juzgamierto puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero
reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o
propiedad o otros derechos importante para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,
VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE
CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION
ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN
HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is frorn a debt collector and is art atternpt to collect a debt.
Arty inforrnat.ion obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: 757-518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
V.
Defendant
No.
COMPLAINT
1.
2.
4.
Plaintiff
CHRISTINE A HOOVER
423 BROOKVIEW CT
DEFENSE DEPOT PA 17050
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140
Corporate Blvd., Norfolk, VA 23502.
Defendant CHRISTINE A HOOVER, is an adult individual with last known address of 423 BROOKVIEW CT,
DEFENSE DEPOT PA 17050.
It is averred that Defendant was indebted to CitiFinancial,Inc. / JAY ENTERPRISES MECHANICS on with
account number **********962A (hereafter referred to as "Account"). copy of the account history is attached
here to and collectively marked as Exhibit "A."
By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account
pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the
Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or
for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on
the aforementioned Account to which there was no bonafide objection by Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The
last payment made on this Account was on December 8, 2007.
8. Plaintiff is the purchaser, assignee and/or successor in interest CitiFinancial,Inc. / JAY ENTERPRISES
MECHANICS and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached
hereto and collectivelymarked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result
of Defendant and/or any authorized user's use of said Account is in the sum of $2,876.27.
I O.Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums
due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff.
11.The amount in controversy is within the jurisdictional amount requiring compulsory arbitration
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against
Defendant, CHRISTINE A HOOVER, in the amount of $2,876.27, plus costs of this action and any other relief as the
Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
09-87424
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, hereby states that
she/he is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information,
and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904, relating to unworn falsification to authorities.
Date: AUG 2 0 2010
By: e L
Yvette M ?r[ r,l,on
Custodian of Records
EXHIBIT A
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account: **********962A
CHRISTINE A HOOVER
Account Holder:
CHRISTINE A HOOVER
423 BROOKVIEW CT
DEFENSE DEPOT PA 17050
Consumer Account Product Code: PVT
Issuer: CitiFinancial,Inc. / JAY ENTERPRISES MECHANICS
Assignee: Portfolio Recovery Associates, LLC
Account Number: **********962A
Date Account Opened: September 4, 2006
Date of Last Payment: December 8, 2007
Date of Charge Off: July 31, 2008
Balance at Purchase: $2,876.27
Purchase Date: April 29, 2009
Balance at Purchase: $2,876,27
Less Payments: $.00
Balance Due: $2,876.27
09-87424
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Yvette M. Stephen Custodian of Records, for Portfolio Recovery Associates, LLC hereby depose,
affirm and state as follows:
I am competent to testify to the matters contained hereirL
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee') which is doing
business at Riverside Commerce Center, 120 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the
statements, representations and averments herein, and do so based upon personal knowledge and a review of the business
records of the Account Assignee and those account records transferred to Account Assignee from CitiFinancial,Inc. / JAY
ENTERPRISES MECHANICS ("Account Seller'), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on April 29, 2009. Further a review of the records
reveals that the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all
acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account
Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the account records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from CHRISTINE A HOOVER
("Debtor ") to the Account Seller the sum of $2,876.27 with the respect to account number (**********962A as of
April 29, 2009 with there being no known un-credited )'
date of the sale. payments, counterclaims or offsets against the said debt as of the
5. According to the account records of said Account Assignee, after all known payments, counterclaims, and/or
setoffs occurring subsequent to the date of sale, there is currently due and owing the sum of $2,876.27.
Portfolio Recovery Associates, LLC
Uett-i -IN.
By: Yvette M. StepheQustodian of Records
Su scribed and sworn t me of , 2010
Notary Publt
09-87424
Katherine Yolanda Muhammad
Commonwealth of Virginia
Notary Public
?. Commission No, 272839
My Commission Explras 0913012012
'T'his corntnunicatiol, is from a debt collector and is an attempt to collect a debt.
AnY information obtained will be used for that purpose.
Citi financial
0
nM "UZ Olt SAt,g,? A=nC?
A
Obs Uomo? prd 29. X009 Wtwaoa NA* CW??wed at dated at of
-Sdlgn kuW at 130 Co?Bmkwwd. a A 23M M, lh? ?,
ft "kW toodrid and subjea to the W= "d of the
dood December 12. Mk between awl the Seller ? Sale Aa1°?
hereby "m* 3. "M =". l? (n d t"x the seller dose
'MOM and ?. aU of t!r sslkry d owr ad det;+"°e 0° 8"W. in sectba 1.2 of d w A and W Id b tit A...m w d mat" and to 8u)w%
ed
amom Nftft&
Apoemeot is executed dds OW of sab; Awi =d wont Um i wAetraotlee m t4 oellecwb ?a? ont or aotlert
Iac=
lkyer LL,C
Cslm.e?? ey:
mum
.., .
Tift
ww - ??•?
('??1ElZ ---J A
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson ~. >~j~ ~~ CFFj~~
Sheriff „c nt' C~'~cu-br ~'t ~' ~~ ~ ' ~) ~.j ~~ ~~'~'
~' r/
Jody S Smith
Chief Deputy
Richard W Stewart
SOiICItOr
€~'
L~fO+~~'j ~ I P~~ !~~ ~
nt~+~,~~r-~~
i; t ~ p~ ~., 5~ ~ fv LrF:.~ t ;
I i,..7 D c,., t~~'ti3iS
Portfolio Recovery Associates, LLC
vs.
Christine A. Hoover
Case Number
2010-6227
SHERIFF'S RETURN OF SERVICE
10/20/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Christine A. Hoover, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Christine
A. Hoover. Request for service at 423 Brookview Court, Mechanicsburg, PA 17050 is vacant. The
Mechanicsburg Postmaster has confirmed Christine A. Hoover has moved and left no forwarding address.
SHERIFF COST: $37.00 SO ANSWERS,
October 20, 2010 RON R ANDERSON, SHERIFF
(cj CountySuite Sheriff, i'eleosoft, Inc.
Carrie A. Brown, Esquire
FILED-OFFICE
Robert N. Polas Jr, Esquire THE PROTHONOTARY
# 94055/201259 OF
Portfolio Recovery Associates, LLC ,
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff ;?uTY
Cll??B { `' `
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 10-6227
V.
CHRISTINE A HOOVER
423 BROOKVIEW CT
DEFENSE DEPOT, PA 17050
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respect , ly Submitted,
Cd-ge- A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
Attorneys for Plaintiff
09-87424
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Attorney ID # 94055/201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 CORPORATE BLVD .
NORFOLK, VA 23502 .
Plaintiff No. 10-6227
V.
CHRISTINE A HOOVER
423 BROOKVIEW CT
DEFENSE DEPOT, PA 17050
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing
Praecipe to Dismiss upon Chrsitine A Hoover, by First Class Mail, Postage Pre-Paid, a
copy thereof on this J"_ day of January, 2010, to:
Christine A Hoover
423 Brookview Ct.
Defense Depot, PA 50 //7 Carrie. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
(T) 1-866-428-8102
(F) 757-518-0860
09-87424 Attorneys for Plaintiff
This letter is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.