HomeMy WebLinkAbout10-6260
Christopher E. Rice, Esquire
I.D. No. 90916
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
CF TNc PROTKO OT
2010 SFP 30 PM 2: It,
CUMBERL.Atiln CouliTY
r EJ114S YE YA. NIA
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 2010 - (0014,0 CIVIL TERM
OWOKEMI ABIDOYE and
OLAITAN ABIDOYE,
Defendants
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to do
so, the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiffs. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCE FEE OR NO FEE:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, Pennsylvania 17013
Telephone (717) 249-3166
0
49,q,00 PO A77y
& 30q 0
24 0149W
FARLES\Clients\7619 Dickinson College\Collec[ions\C=ent\369\7619C.369.com
Christopher E. Rice, Esquire
I.D. No. 90916
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 2010 - (? ?6 CIVIL TERM
OWOKEMI ABIDOYE and
OLAITAN ABIDOYE, ;
Defendants
COMPLAINT
AND NOW, comes Plaintiff Dickinson College by and through its attorneys, MARTSON
DEARDORFF WILLIAMS OTTO GILROY & FALLER, and hereby avers as follows:
1. Plaintiff Dickinson College is a Pennsylvania educational institution and nonprofit
corporation with its principal business address of Post Office Box 1773, Carlisle, Cumberland
County, Pennsylvania 17013.
2. Defendant Owokemi O. Abidoye is an adult individual with a last known address of
6004 Queens Chapel Road, Hyattsville, Maryland 20782.
3. Defendant Olaitan Abidoye is an adult individual with a last known address of 345
East 80`h Street, Apt. 33G, New York, New York 10075.
4. On or about February 4, 2000, Defendant Owokemi Abidoye entered into an
Educational Goods and Services Retail Installment Contract with Plaintiff., a copy of which is
attached hereto as Exhibit "A."
5. The Contract provided for the financing of $14,670.00 plus interest and costs by
Defendant on behalf of his son, Olaitan Abidoye.
6. The Contract grants Plaintiffreasonable attorney's fees which Plaintiffhas calculated
to be $2,000.00 as of this date.
7. Defendant Olaitan Abidoye is a co-signor and guarantor of the Contract.
8. As a co-signor and guarantor of the Contract, Olaitan Abidoye is obligated and liable
for any outstanding amount due and payable under the Contract.
COUNTI
BREACH OF CONTRACT
9. Plaintiff hereby incorporates by reference the averments contained in paragraphs 1
through 8 of this Complaint.
10
the Contract.
11
the Contract by failing to pay the amounts financed therein.
WHEREFORE, Plaintiff demands judgment against the Defendants, jointly and severally,
in the amount of $22,117.45, plus interest on the Contract as set forth therein, attorney fees in the
amount of $2,000.00, and costs accruing thereafter.
COUNT II
IN QUANTUM MERUIT
12. Plaintiff hereby incorporates by reference the averments contained in paragraphs 1
through 11 of this Complaint.
13. Defendants are liable to the Plaintiff and/or have been unjustly enriched in the
amounts as set forth in the Contract.
WHEREFORE, Plaintiff demands judgment against the Defendants, jointly and severally,
in the amount of $22,117.45 plus interest on the Contract as set forth therein, attorney fees in the
amount of $2,000.00, and costs accruing thereafter.
MARTSON LAW OFFICES
By.-(?94 '<' Ile
Christopher E. Rice, Esquire
I.D. Number 90916
Ten East High Street
Carlisle, PA 17013-3093
(717) 243-3341
Date: °1/3 Q`1U Attorneys for Plaintiff
Plaintiffhas fulfilled, performed and complied with all obligations and conditions of
Defendants breached the expressed and implied obligations, conditions and terms of
This is a debt collecting firm for Dickinson College. Any information obtained will be used
for that purpose.
EXHIBIT "A"
?X?l 6 I't k
DICKINSON COLLEGE FLEXIBLE FINANCING SYSTEM - PLAN B
EDUCATIONAL GOODS AND SERVICES RETAIL INSTALLMENT CONTRACT
February 4, 2000
I. Seller: Dickinson College, Carlisle, Pennsylvania 17013-2896
Buyer(s): Owokemi O. Abidoye
6004 Queens Chapel Road
Hyattsville, MD 20782
If there is more than one Buyer, each of you will be obligated, jointly and severally, for all sums due and for the
performance of all agreements as provided in this Educational Goods and Services Retail Installment Contract.(the
"Contract").
Under the terms of this Contract, you have agreed to pay the expenses incurred for Goods and Services (as
hereinafter defined) to be provided and rendered, as the case may be, to Olaitan Abidoye (hereinafter "Student") during
his/her enrollment at Dickinson College during the 2000 academic year, including tuition, room and board, books and
supplies as herein stated (collectively the "Goods and Services").
II. TERMS OF PAYMENT AND PAYMENT SCHEDULE
Disclosures Required by Federal Law
ANNUAL
PERCENTAGE FINANCE
CHARGE: AMOUNT
FINANCED TOTAL OF TOTAL SALE
RATE:*
Cost of credit as
Dollar amount
credit will :
Amount of credit PAYMENTS:
Amount paid by
PRICE:
Total cost of
yearly rate
cost buyer provided by
Dickinson College Buyer as total
of all schedul
d urchase on
p
e credit, including
payments down payment of
1 1 ? $ 0
8.75%
$ 48
$ A 9?(L
$
Rev 10/99
Abidoye
Buyer's payment schedule will be as follows:
Number of Payments Amount of Payments When Payments are Due
116 Monthly commencing 02/28/00 until 10/28/11
*Variable Rate: The initial ANNUAL PERCENTAGE RATE disclosed above is a variable rate and may
change(increase or decrease) from time to time. The ANNUAL PERCENTAGE RATE may
increase or decrease during the term of this transaction if the prime rate of interest announced in
the Wall Street Journal as of the close of business on June 30 of each calendar year increases or
decreases, and will be increased or decreased to the prime rate plus 1 %. The ANNUAL
PERCENTAGE RATE will not increase, or decrease, more than. once a year, and.the new
interest rate will become effective on July 1 following the increase or decrease, if any, in the
prime rate of interest. Any increase will be in the form of higher payment amounts. If your cost
of the Goods and Services sold hereunder were $19,000.00 at 8.75% per annum for 116 months
and the prime rate plus 1 % were increased to 9.75%, your regular monthly payments would
increase to $253.55. Further, the ANNUAL PERCENTAGE RATE will not increase to more
than 18% or such other rate as may be permitted under Pennsylvania law.
Late Charge: If a payment is more than 15 days late, a sum equivalent to 5% of the late payment (but no more
than $2.50 and not less than $1.00) may be charged.
Prepayment: Buyer may prepay the unpaid balance of the AMOUNT FINANCED and any FINANCE
CHARGE due through the date of early payment, in full or in art, without penalty.
SEE SECTION VI OF THE CONTRACT BELOW FOR ANY ADDITIONAL INFORMATION ABOUT NON-
PAYMENT, DEFAULT AND REQUIRED REPAYMENT BEFORE THE SCHEDULED DATE FOR
REPAYMENT OF THE AMOUNT FINANCED.
M. ITEMIZATION OF AMOUNT FINANCED
1. Cash price of Goods and Services:
2. Total down payment:
3. Unpaid balance of cash price (1 - 2):
4. Amount paid to others on Buyer's behalf.
5. Amount Financed (3 + 4):
$ 29,735.00
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IV. CREDIT INSURANCE
Credit life insurance for the term of this Contract is not required.
V. NO WARRANTIES
THERE ARE NO WARRANTIES, EITHER EXPRESSED OR IMPLIED, GIVEN BY SELLER IN OF THE GOODS AND SERVICES COVERED BY THIS CONTRACT UNLESS BUYER HAS BEEN GIVEN A SEPARATE iV S N
WARRANTY.
VI. ADDITIONAL PROVISIONS '
1. Buyer agrees to pay Seller the Total Sale Price by making the total down payment and paying Seller the Total of Pa
number and amount of monthly payments shown in the Payment Schedule. Pa yments
yments o in the
month as the first payment date. Payments must be made to EFG Technologies, Inc. at the following address the same date of each
EFG Technologies, Inc.
P.O. Box 64974
St. Paul, MN 55164
2. Buyer's legal rights include the right to pay all or pact of the amounts due on this Contract in.advance of theirdtie to obtain a
refund or credit of unearned Finance Charge whenever the amount is paid in full in advance, and (with Seller's conssentt)) to reinstate
the Contract if Buver timely cures any default.
3. Buyer shall be deemed to have committed an "Event of Default" of the Contract upon the occurrence of any of the following:
(a) failure to make any payment on or before the date it is due,
(b) failure to make a payment on any other Contract outstanding with Seller,
(c) failure to perform any other provision of the Contract
(d) providing Seller with false information or signatures,
(e) death, incompetence, or conviction of any Buyer of crime involving fraud or dishonesty,
M insolvency or bankruptcy of any Buyer.
4. Upon or after the occurrence of any Event of Default, Seller will provide Buyer with notice,. by certified mail as required by law,
addressed to Buyer's last !mown address as shown on Seller's records, advising Buyer of the default and of Buyer's right to cure the
default. The notice will provide the time, amount and performance necessary to cure the default. If Buyer does not cure the default a.
provided in the notice. Seller's rights shall -include the right to declare all sums due on the Contract to be immediately due and
payable. The Buyer agrees to pay all attorney's fees and other reasonable collection costs and charges necessary forthe collection.of
any amount not paid when due.
Waiver by Seller of any Event of Default shall not be binding upon Seller if Seller should thereafter choose to exercise that or any
other right or a similar Event of Default occurs later. All Seller's rights and remedies shall be cumulative. Seilees exercise of one or
more rights shall not cause Seller to lose any other rights.
6. This Contract is freely assignable by Seller. Buyer agrees that upon receiving notice of the assignment Buyer shall be obligated to the
Assignee of this Contract, which Assignee shall have all of Seller's right and remedies.
7. If any pan of this Contract is held to be illegal. void or unenforceable, that provision shall be deemed not to have,been a part of this
Contract. which shall otherwise remain fully effective.
3
$. LI B E LAW: This Agreement, whenever called upon to be construed, shall be '
Commonwealth of pennsylvan- except to the extent governed by the domestic internal laws of the
superseded or preempted by federal law.
9. CONSENT TO NRISDTCTiON VENUE A SERVICE: The
parties to this Agreement consent and agree that a legal
proceedings relating to the subject matter hereof shall be maintained in the Court of Common Pleas of Cumberland County,
Pennsylvania, or, if applicable, the United States District Court of the Middle District of Pennsylvania, and all parties heretp consent
and agree that jurisdiction and venue for such proceedings shall lie exclusively within said court: Service of process in any such
proceeding may be made by certified mail, return receipt requested, directed to the respective party, at the address set forth above. .
10. This Contract shall be binding upon the parties hereto, their heirs, successors, assigns and legal representatives.
11. TIME IS OF THE ESSENCE OF THIS CONTRACT.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HEREE TO OR WITH THE
E
PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCI ED AMOUNTS PAID BY THE DEBTOR
HEREUNDER.
NOTICE TO BUYER: (1) DO NOT SIGN THIS AGREEMENT BEFORE -YOU READ IT OR IF IT CONTAINS ANY BLANK SPACE,
(2) YOU ARE ENTITLED TO A COMPLETELY FILLED-IN COPY OF THIS AGREEMENT (;) UNDER THE LAW, YOU HAVE
THE RIGHT TO PAY OFF IN ADVANCE THE FULL AMOUNT DUE AND UNDER CERTAIN CONDITIONS TO OBTAIN A PARTIAL
REFUND OF THE FINANCE CHARGE. .
BUYER(S) ACKNOWLEDGE(S) RECEIVING A COMPLETED COPY OF THIS CONTRACT AND INTEND(S) TO BE
LEGALLY BOUND BY ITS TERMS.
BUYER(S): xx a^---o- zi l p' O O
I AGREE TO REPAY ALL AMOUNTS DUE ON THIS LOAN IF THE BORROWER(S)IBUYER(S) FAILS.TO DO SO IN
ACCORDANCE WITH THE TERMS OF THE NO'T'E:
STUDENT COSIGNER
TRANSCRIPT OF A STUDENT'S RECORD WILL NOT BE RELEASED IF LOAN PAYMENTS TO THE COLLEGE ARE
ARREARS OR DEFAULT.
DATE:
DICKINSON COLLEGE
BY
Q?
Plan 8 Loans
VERIFICATION
I, Sally Heckendorn, Bursar of Dickinson College, acknowledge that I have the authority to
execute this Verification on behalf of Dickinson College and certify that the foregoing Complaint
is based upon information which has been gathered by my counsel in the preparation of this lawsuit.
The language of this Complaint is that of counsel and not my own. I have read the document and
to the extent that this Complaint is based upon information which I have given to my counsel, it is
true and correct and to the best of my knowledge, information and belief. To the extent that the
content of this Complaint is that of counsel, I have relied upon counsel in making this Verification.
This statement and Verification are made subject to the penalties of 18 Pa. C.S. § 4904
relating to unsworn falsification to authorities, which provides that if I knowingly make false
averments, I may be subject to criminal penalties.
Dickinson College
Dated: q/gV//6
Notice To Plead
To: Christopher E. Rice, Esquire
Martson Deardorff Williams Otto Gilroy & Faller
10 East High Street
Carlisle, PA 17013
You are hereby notified to file a written response to
The enclosed Preliminary Objection
Under Pa.R.C.P. 1028(a)(4)
Within twenty days from service hereof or a judgment
Maybe entered against you
Olaitan Abidoye
Owokemi Abidoye
Defendants
DICKINSON COLLEGE,
Plaintiff
v.
OWOKEMI ABIDOYE and
OLAITAN ABIDOYE
Defendants
~~~.~a-aF~~c~
a~ T~~ ~ ~o~~a~aarA~:Y
2010 OCT 18 PSI 3~ 32
°~U~~R~A~~t~ GOUTY
P~l~P~SY1~VAh1A
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
No- 2010-6260
Civil Term
PRELIMINARY OBJECTIONS OF DEFENDANTS OWOKEMI ABIDOYE AND OLAITAN
ABIDOYE TO PLAINTIFF'S COMPLAINT UNDER Pa.R.C.P. 1028(a)(4)
Filed on behalf of Defendants Owokemi Abidoye and Olaitan Abidoye
In Pro Se
OLAITAN ABIDOYE
345 EAST 80TH STREET
NYC, NY 10075
OWOKEMI ABIDOYE
642 SILVERTOP ROAD
ARLINGTON, TX 76002
DICKINSON COLLEGE,
Plaintiff
v.
OWOKEMI ABIDOYE and
OLAITAN ABIDOYE
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
N0.2010-6020 CIVIL TERM
PRELIMINARY OBJECTIONS OF DEFENDANTS OWOKEMI ABIDOYE AND OLAITAN
ABIDOYE TO PLAINTIFF'S COMPLAINT UNDER Pa.RC.P. 1028(aN4)
Pursuant to Pa.RC.P.1028(a)(4), the defendants Owokemi Abidoye and Olaitan Abidoye assert Preliminary
Objections to the Complaint based on legal insufficiency. The legal insufficiency is this action was instituted
way past its statute of limitations.
1) A statute of limitations defense is properly raised at the preliminary objection stage where as an affirmative
defense it is clear from the face of the pleadings..Malia v. Monchak, 116 Pa. Commw. 484, 543 A.2d 184, 1.87
(Pa. Cmwlth. 19881.
2) Plaintiff alleges in their Complaint that Defendant Owokemi Abidoye entered into an Educational Goods
and Services Retail Installment Contract with Plaintiff "on or about February 4, 2000." Per the Complaint, no
payment has ever occurred, thus the alleged default on this contract took place in February 2000.
3) The contract. at issue here, governed under 42 Pa.C.S.A. §5525 addresses the time for bringing actions on
most contracts, and/or in the alternative the Pennsylvania Commercial Code at 13 Pa.C.S.A. §2725, governing the
time for bringing an action for breach of contract for the sale of goods. Both statutes provide afour-yeaz limitations
period.
4) The Complaint in this action was filed on September 30, 2010 more than 10 years after its inception, 10
yeazs after its alleged default and at least 6 years after the statute of limitations had made the contract unenforceable.
5) Because Plaintiff failed to bring this action within the allotted time period of 4 yeazs,'their Complaint is
legally insufficient and should be dismissed with prejudice.
Wherefore, the defendants request that this Court dismiss the Complaint in its entirety because the claims aze legally
insufficient.
V
Olaitan Abidoye
Owokemi Abidoye
Defendants
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DICKINSON COLLEGE,
Plaintiff
v.
OWOKEMI ABIDOYE and
OLAITAN ABIDOYE
Defendants
ORDER
No- 2010-6260 CIVIL TERM
AND NOW, this day of 20_, Defendants Owokemi and Olaitan Abidoye's
Preliminary Objection is sustained and Plaintiffs Complaint is dismissed by reason of legal insufficiency of a
pleading (demurrer), as the statute of limitations has run out.
Certificate of Service
1 certify that 1 am serving the foregoing PRELIMINARY OBJECTIONS OF DEFENDANTS OWOKEMI ABIDOYE AND
OLAITAN ABIDOYE TO PLAINTIFF'S COMPLAINT UNDER Pa.R.C.P. 1028(a)(4 )today, October l~, 2010 by first class
mail and. electronic mail to:
Christopher E. Rice, Esq.
Manson Law Offices
Ten East High Street
Carlisle, PA 17013
crice@martsonlaw.com
y~
Olaitan Abidoye
PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten and submitted in triplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next
Argument Court.)
CAPTION OF CASE
(entire caption must be stated in full)
Dickinson College
VS.
Owokemi Abidoye and Olaitan Abidoye
No. 2010-6260 Civil Term
1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to
complaint, etc.):
Ddend-safs Preliminary Ob' 'on and to Plaintiffs t with Prc*udm
2. Identify all counsel who will argue uses: ' "`r
(a) for plaintiffs: r nn'-
.c -or-
Christopher M. Rice ty 4
(Name and Addr)-=ta
Martson Law Offices, 10 East High Street, Carlisle, PA 17013 x*,?*t
(b) for defendants:
Olaiten Abidoye, Pro Se
(Name and Address)
345 East 80th Street, Apt. 33G, New York, NY 10075
3. 1 will nobly all parties in writing within two days that this case has been listed for
argument.
4. Argument Court Date: December 15, 2010
Signature
Olaitan O. Abidoye
Print your name
Pro Se, DEFENDANTS
:Novber;18 2014 Attorney for
Date:
INSTRUCTIONS:
1. Original and two copies of all briefs must be filed with the COURT ADMINISTRATOR
(not the Prothonotary) befo ument.
2. The moving party shall file and, their brief 12 days prior to argument.
3. The responding party shall rief 5 days prior to argument.
4. If argument is continued new must be filed with the COURT
ADMINISTRATOR (not the P onotary) after the case is rellsted.
F'\FILES\Clients\7619 Dickinson College\Collections\Current\369\7619C.369.pra FILED-OFFICE-
OF q
THE PPOT O?dO tali' `,
Christopher E. Rice, Esquire
I.D. No. 90916
2010 DEC 13 AM I I : I
R. Christopher VanLandingham, Esquire CUMBERLAND COW4 ry
I.D. No. 307424
MARTSON DEARDORFF WILLIAMS OTTO PENNSY,qANIA
GILROY & FALL
MARTSON LAW OFFICES
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE,
Plaintiff
V.
OWOKEMI ABIDOYE and
OLAITAN ABIDOYE,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 2010 - 6260
CIVIL TERM
PRAECIPE
To the Prothonotary:
Please mark the above-referenced matter discontinued without prejudice.
MARTSON LAW OFFICES
/I a-
By: y+?1 f ??--
Christopher E. Rice, Esquire
I.D. Number 90916
R. Christopher VanLandingham, Esquire
I.D. Number 307424
Ten East High Street
Carlisle, PA 17013-3093
(717) 243-3341
Attorneys for Plaintiff
Date: 1-2-11 1700
This is a debt collecting firm for Dickinson College. Any information obtained will be used
for that purpose.
CERTIFICATE OF SERVICE
I, Mary A Price, an authorized agent for Martson Deardorff Williams Otto Gilroy & Faller,
hereby certify that a copy of the foregoing Praecipe was served this date by depositing same in the
Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows:
Olaitan Abidoye
345 East 80`' Street
New York, NY 10075-0643
MARTSON LAW OFFICES
LIA
By:
M Price
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Dated: loz//,3/1D