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10-11-10
1505607121, REV-15OQ EX (06-05) OFFICIAL USE ONLY PA Department of Revenue Bureau of Individual Taxes INHERITANCE TAX RETURN County Code Year File Number PO BOX 280601 2 1 0 9 0 6 2 3 _ Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 2 0 7 2 2 0 1 0 9 0 6 1 0 2 0 0 9 1 1 0 4 1 9 3 0 Decedent's Last Name Suffix Decedent's First Name MI J O N E S D E L O R E S E (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI J O N E S W I L L I A M E Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH 'THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 0 1. Original Return ^ 2. Supplemental Return ~ 3. Remainder Return {date of death prior to 12-13-82) ® 4. Limited Estate ~ 4a. Future Interest Compromise {date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) ^X 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number M A R C U S A M c K N I G H T I I I 7 1 7 2 4 9 2 3 5 3 ;.. Firm Name (If Applicable) I R W I N ~ M c K N I G H T P C• First line of address 6 0 W E S T P O M F R E T S T R E E T Second line of address City or Post Office C A R L I S L E State P A 37~~F WILLS~BE ONLY' ;- ~y~' •;~~J C i ~ _ ~ ~ .._.. `. "' C~' s ~ w = - - ~.~ .Z'DATE FILED ~~ l --~~'1------- ZIP Code 1- 1 7 0 1 3 Correspondent's a-mail address: Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, rrect and complete. Declaration of preparer her than the personal representative is based on all information of which preparer has any knowledge. RE OF PE960N RESPON B E FOR F NG RETURN n ., DATE ADDRESS - V lv - ~ - --- ~ 31,1,0 E LE S E HARRISBURG PA 1,7109 SIGNATU P OTH REPRESENTATIVE ~.qC,~ pt qTE , j ~ ~ r (~ ri~u ADDRESS 1 60 WEST P MFRET STREET CARLISLE PA 1701B PLEASE USE ORIGINAL FORM ONLY Side 1 1505607121 1505607121, J J 1,505607221, REV-1500 EX Decedent's Social Security Number Decedent's Name: D E L O R E S E• J O N E S 2 0 7 2 2 0 1 0 9 RECAPITULATION 1 7 L 0 0 0. 0 0 1. ................................... Real estate (Schedule A) ..... 2. ............................. Stocks and Bonds (Schedule B) ..... 2~ • 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. • 4. Mortgages 8~ Notes Receivable (Schedule D) ................... ..... 4. • 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) .. ..... 5. 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested .. ..... 6. 1 6 6 8 4 4 . 4 2 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ^ Separate Billing Requested .. ..... 7. 8 0 0 7 5• 5 9 8. Total Gross Assets (total Lines 1-7) ...................... ..... 8. 3 2 1 2 2 0. 0 1 9. Funeral Expenses & Administrative Costs (Schedule H) .......... ...... 9. I, 6 4 2 4 . 5 4 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ...... ...... 10. 2 6 5 5 . 2 7 ................. 11. Total Deductions (total Lines 9 & 10) , ... ..... 11. . Ir 9 0 7 9 • 8 L 12. Net Value of Estate (Line 8 minus Line 11) ................... ...... 12. 3 0 2 1 4 0 . 2 0 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which 1 0 3 6 4 0 4 an election to tax has not been made (Schedule J) ............ ...... 13. . 14. Net Value Subject to Tax (Line 12 minus Line 13) ............ ...... 14. 2 9 L 7 7 6 . 1 6 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x .0 2 5 0 2 2 0 0 1 15. 16. Amount of Line 14 taxable at lineal rate X .0 0 0 0 16. 17. Amount of Line 14 taxable 0 0 0 at sibling rate X .12 17. 18. Amount of Line 14 taxable 4 1 5 5 6 1 5 at collateral rate X .15 . 1 g. 19. Tax Due ............ .......................... ... ..... ..19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 0. 0 0 0. 0 0 0. 0 0 6 2 3 3. 4 2 6 2 3 3. 4 2 Side 2 1505607221 1,50560722]L J REV-1500 EX Page 3 File Number Decedent's Comalete Address: 21 09 0623 DECEDENT'S NAME DELORES E. JONES ______ STREET ADDRESS 2650 SPRING ROAD ___ CITY CARLISLE STATE PA ZIP 17013 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) (1) 6,233.42 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount Total Credits (A + B + C) (2) 3. Interest/Penalty if applicable D. Interest E. Penalty Total Interest/Penalty (D + E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. 0.00 (3) 0.00 (4) 0.00 (5) 6,233.42 (5A) (56) 6,233.42 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred : ................................................................. ..... ^ X^ b. retain the right to designate who shall use the property transferred or its income; .......................... ..... ^ ^X c. retain a reversionary interest; or ........................................................................................... ..... ^ d. receive the promise for life of either payments, benefits or care? .................................................. ..... ^ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .................................................................................. ..... ^ Q 3. Did decedent own an "intrust for" or payable upon death bank account or security at his or her death? .... ..... ^ Q 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ............................................................................................. ..... 0 ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zE:ro (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)], The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER DELORES E. JONES 21 09 0623 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real roe which is 'ointl -owned with ri ht of survivorshi must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. 1536 N. 5TH STREET, HARRISBURG, PENNSYLVANIA 71,000.00 TOTAL (Also enter on line 1, Recapitulation) ~ $ 71,000.00 (If more space is needed, insert additional sheets of the same size) REV-1509 EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER DELORES E. JONES 21 09 0623 SCHEDULE F JOINTLY-OWNED PROPERTY If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. WILLIAM E. JONES 2560 SPRING ROAD CARLISLE, PA 17013 SPOUSE B c JOINTLY-OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST DATE OF DEATH VALUE OF DECEDENT'S INTEREST 1. A. M&T BANK -CHECKING ACCOUNT #49821598 16,545.03 50. 8,272.52 2. A. M&T BANK -SAVINGS ACCOUNT #15004214149666 167,430.59 50. 83,715.30 3. A. 2650 SPRING ROAD, CARLISLE, PENNSYLVANIA 149,713.20 50. 74,856.60 $118, 820.00 x 1.26 = $149, 713.20 TOTAL (Also enter on line 6, Recapitulation) I $ 166,844.42 (If more space is needed, insert additional sheets of the same size) REV-1510 EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER DELORES E. JONES 21 09 0623 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESGRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION (IF APPLICABLE) TAXABLE VALUE 1. METLIFE 83,375.59 100. 83,375.59 ANNUITY #070259778 BENEFICIARY: WILLIAM E. JONES TOTAL (Also enter on line 7 Recapitulation) I $ 83, 375.59 (If more space is needed, insert additional sheets of the same size) REV-1511 EX + (10-06) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF nFl C)R1=S F .1nNES FILE NUMBER 21 09 0623 ITEM NUMBER A. 1. B. 1 2. 3. 4. 5. 6. 7. 8. 9. 10. Debts of decedent must be reported on Schedule I. DESCRIPTION FUNERAL EXPENSES: City HARRISBURG State PA zip 17109 , ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative (s) BARBARA SPRAGLIN Street Address 3110 EARLE STREET Year(s) Commission Paid: Attorney Fees IRWIN & McKNIGHT, P.C. Family Exemption: (If decedents address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent Probate Fees REGISTER OF WILLS 407.00 Accountants Fees COHICK 300.00 Tax Return Preparers Fees PATRICIA A. ROSENDALE, CPA 350.00 REGISTER OF WILLS -FILING FEE 30.00 NOTARY FEES 75.00 CUMBERLAND LAW JOURNAL -ESTATE NOTICE 75.00 THE SENTINEL -ESTATE NOTICE 187.54 11,000.00 AMOUNT 4,000.00 TOTAL (Also enter on line 9, Recapitulation) I $ 16,424.54 (lf more space is needed, insert additional sheets of the same size) REV-1512 EX + (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER DELORES E. JONES 21 09 0623 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbur~sed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. CITY OF HARRISBURG - 2009 REAL ESTATE TAXES 1,112.66 2. CITY OF HARRISBURG - 2010 REAL ESTATE TAXES 494.66 3. NATIONWIDE INSURANCE -HOMEOWNERS INSURANCE - 2009 & 2010 740.00 4. EARTHLINK -TELEPHONE 85.07 5. PP&L -ELECTRIC 146.00 6. UGI -UTILITY 19 82 7. CITY OF HARRISBURG -UTILITY 57.06 TOTAL (Also enter on line 10, Recapitulation) I $ 2,655.27 (If more space is needed, insert additional sheets of the same size) REV-1513 EX + (g-00) SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER nFl [7RF~ F .IC~NF~ n~ nn n~n~ RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1, WILLIAM E. JONES Spousal 250,220.01 2560 SPRING ROAD REAL ESTATE, JOINT CARLISLE, PA 17013 .ACCTS & ANNUITY THERE ARE NO FUNDS TO PAY SPECIFIC BEQUESTS SINCE THE REAL ESTATE IS NOT BEING SOLD AND VERNE HERRON WILL CONTINUE TO RESIDE. TAX RATE TO BE BASED ON THE RESIDUAL Collateral 41,556.15 BENEFICIARIES LISTED ON PAGE THREE OF THE LAST WILL AND TESTAMENT. ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 T HROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: 1. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. SHILOH MISSIONARY BAPTIST CHURCH (20% REMAINDER) 10,364.04 409 WEST STREET CARLISLE, PA 17013 TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ 10,364.04 fir more space is neeaea, insert aaaiuonal sneers or the same size) ~c ~/~ll ~d c~~.tc ~~ I, DECOKES E. JONES, of North Middleton Township, Cumberland County, Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly revoking ail Wins and Codicils heretofore made by me. ONE : I direct my Co-Executors to pay all of my debts, funeral and administrative expenses as soon as may be done conveniently after my decease. Furthermore, I direct that all state, inheritance, succession and other death taxes imposed or payable by reason of my death and interest and penalties thereon with respect to all property composing of my gross estate for death tax purposes, whether or not such property passes under this will, shall be paid by the Co-Executors of my estate. TWO. My Co-Executors may, at their discretion, compromise claims, borrow money, retain property for such length of time as they may deem proper; lease and sell property for such prices, on such terms, at public or private sales, as they may deem proper;. and invest estate property and income without restriction to legal investments unless otherwise provided hereunder. I authorize and empower my Co-Executors to sell any realty and/or personalty owned by me at my death and not specifically devised or bequeathed herein, at public or private sale or sales and to give good and sufficient deeds and/or bills of sale tht~refor, in fee simple, as I could do if living. My Co-Executors are authorized and empowered to engage in any business in which I may be engaged at my death, for such period of time after my death as seems expedient to said Co-Executors. THREE : I specifically direct my Co-Executors to permit VERNE E. HERRON to reside at my real property located on North St" Street, Harrisburg, Dauphin County, Pennsylvania as long as she is able to pay the utilities, real estate taxes, and homeowner's insurance. When .~. , ~, VERVE F.. HERRON is no longer able to pay said costs, the property is to be sold and the proceeds divided by the residuary beneficiaries yam+~d in my Last will and Testam~;nt. EOU~_: At my death, I specifically hive, devise and. ;~e~ueath ~s follows: A. JOHN PAUL LE~'hIS ..................................................~~00.~00 B. MATTIE HUNTER ......................................... ............500.00 C. BARBARA J. SAVOR ..................................... .........1,000.00 D. RADIO BIBLE CLASS ................................... .........~I,000.!'JO E. VIVIAN COLEMAN ....................................... .........1,000.00 F. WORLD CHALLENGE ................................. .........$1,000.00 G. LUCY CONN ................................................... ............$500.00 H. BOWIE LIFE ASSEMBLY ............................ .........$1,000.00 L CASSANDRA LYLE ....................................... ............$SOO.t10 J. HAITI HOUSE OF HOPE .............................. .........$5,000.00 K. REV. OLIVER GALBREATH ....................... .........$1,000.610 MRS.CHARLES OLIVER GALBREATH... .........$1,000.00 L. NANCY HAMPTON ....................................... .........~5,000.0~0 M. REJOICE DUPREE ........................................ .........1,000.00 N. MARTHA J. CHEBBET ..........................................1,000.00 O. ANDREW DAMS .....................................................1,000.00 P. ARTHUR DAMS ......................................................1,000.00 Q. CURTIS SMITH .......................................................$1,000.00 R. THE NEW CHURCH OUTREACH AT LAKEVIEW .............................................. ..........5,000.00 2 FIVE: If any of my above-named individuals in Paragraph Four have predeceased me or any of the above-named organizations ce~lse~ to exist, then their share w;~ll be equally distributed to those remaining organizations or individuals named above. SIX: I give, devise and bequeath all the rose, residue and remainder of my estate of whatever nature and wherever situate to the following: A. RICHARD AND BARBARA SPRAGLIN ................................10°% B. VERNON E. HERRON ...............................................................10°~~ C. TOWANDA ACEY ......................................................................10°io D. DENISE TURNER .......................................................................10°io E. CAMERON ACEY TURNER ....................................................10°~~ F. REVEREND GALBREATH AND OLLIE GALBREATH ................................................................10°% G. FRED D. JOHNSON AND RUTH M. JOHNSON ...................20°% H. SHILOH MISSIONARY BAPTIST CHURCH ........................20°% SEVEN: If any of my above-named individuals in Paragraph Six have predeceased me or any of the above-named organizations cease to exist, then their share will. be equally distributed to those remaining organizations or individuals named above. EIGHT: I appoint RICHARD SPRAGLIN and BARBARA SPRAGLIN to serve as Co-Executors of this my Last Will and Testament. NINE: No Co-Executors acting hereunder shall be required to post. bond or enter security in this or any jurisdiction. 3 ~N WIJ'NESS WHEREOF, I have hereunto set my hand and seal this ~G, day of April 2009. a ~ , a ~ ' ~ i V D~LORES E. JONES t Signed, sealed, published and declared by DELORES E. JONES, the above named Testatrix, as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence and in the presence of each other have subscribed our names as witnesses hereto. . ; ~~~ ~~~ N _ ! ~ - ,~. r. 1. ~ ~ r - i 4 ~.CI~NOWLED(~M'~NT A~iTD AF~IDAVI7' ~VF., DECOKES E. JONES, I{AREIti' S. NOEL and S~~-IARON L,, SCI WALM, the testatrix and witnesses respectively, whose names are signed to the foregOing lnstl'Ulnent, being; first duly sworn, do hereby declare to the undersigned authority that the testatrix signed and executed the instrument as her Last Will and that she had signed willingly, and that she executed it as her free and voluntary act for the purpose herein expressed, and that each of the witnesses, in the presence and hearing of the testatrix, signed the Will as a witness and that to the best of their knowledge the testatrix was, at that time, eighteen years of age or older, of sound mind and under no constraint or undue influence. „ .- ~, %; ~ ; ~ J D LOBES E. JONES ~-_ -~.- KAREN S. NOEL ~ ~. .~.: SHARON L. SCHWALM COMMONWEALTH OF PENNSYLVANIA . SS: COUNTY OF CUMBERLAND Subscribed, sworn to and acknowledged before me by DECOKES E. JONES, the testatrix herein, and subscribed and swf~rn to before me by KAREN S. NOEL and SHARON L. SCHWALM ,witnesses, this •: ~~~' day of April 2009. -~~ ~J N;dtaldrv Pubti CC)fJIMONW~7H OF PENN: LYANIA Notaria ea Marcus A. McKnight III, Notary Public Carlisle Boro, Cumberland County My Commission Expires Oct. 10, 2009 Member, Pennsylvania Association of Notaries Mark Heckman Real Estate Appraisers 1309 Bridge Street, New Cumberland, PA 17070 File No. 1536N5th APPRAISAL OF °~~: . a'-~ Y+~. ~. Single Family Residential Appraisal LOCATED AT: 1536 N 5th Street Harrisburg, PA 1 71 02-1 609 FOR: Irwin & McKnight, P.C. 60 West Pomfret Street Harrisburg, PA 17013 BORROWER: wA AS OF: June 10, 2009 BY: Mark W. Heckman, General Appraiser GA000666L PH (717) 774-7202 FAX (717) 774-0383 EMAIL heckmanappraisers~comcast.net Mark Heckman Real Estate Appraisers Property Description UNIFORM RESIDENTIAL APPRAISAL REPORT Flle No. 1536N5th Pro Address 1536 N 5th Street c' Harrisbur state PA code 1 71 02-1 609 Le alDesa' lion Deed Book: 2598 Pa e: 332 Conn Dau hin Assessor's Parcel No. 12-017-025 Tax Year 10/11 R.E. Taxes $ 1 734.00 S ecial Assessments $ None Knwn Borrower N/A Current Owner Delores E Jones Occu ant: Owner X Tenant Vacant •• Pro ' hts a ised X Fee Sim le Leasehold Pro'ect T PUD Condominium HUDNA onl HOA$ N/A IMo. Ne' hborhood or Pro'ed Name Ci of Harrisbur Ma Reference See Asses Parcel # Census Traa 0206.00 Sale Price $ N/A Date of Sale N/A Desgi lion and $ amount of loan cha es/concessions to be id sailer N/A Lender/Client Irwin & McKni ht P.C. Address 60 West Pomfret Street Harrisbur PA 17013 iser Mark W. Heckman General A raiser Address 1309 Brid a Street New Cumb erland PA 17070 Locatron X Urban Suburban Rural Predominant Single family housing Present land use % Land use change Built up 0 Over 75% ^ 25-75% ^ Under 25% occupancy PRICE AGE s ooo One fami 76% N Not like ^ ty ^ Likety Growth rate ^ Rapid X^ Stable ^ Sbw X^ Owner > (yra> ( 46 Low New 2~ fatuity 8% X^ In process Property values Increasing X Stable ^ Declining ^ Tenant 230 H' h 100 MuttFfamiy 4% To: Residential from Demand/supply ^ Shortage X^ Inbalarx:e ^ Oversuppy X^ Vacant(t'1596) Predominant Commercial 7% vacant. Marfuatin time under 3 mos. X 3~ mos. over s mos. va~an< over 696 100-150 50+ Vacant 5% Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The subject property is located in the City Of Harrisburg. Boundaries include Maclay Street to the north• Forster Street to the south• Sus uehanna River to the west• and Seventh Street to the east. Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): This urban nei hborhood has most ublic utilities available relative) ea access to em to ment and services and is com retitive with ~• other nei hborhoods in the eneral area. Most have similar amenities. Market activi indicates avera a or better acce lance in the market lace. No unfavorable factors were observed which would adverse) affect marketabili Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/suppy, and marketing time - -such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): Market conditions in the sub'ect's nei hborhood has been favorable in recent ears due to consistent) low mort a e interes4 rates. Housin values have a reciated at a moderate rate as well. However the market in this area has slowed and residential dHrellin s are bein marketed for Ion er eriods• icall 120 da s or less. A raisers have also encountered more seller concessions/as:>istance than in recent ears. If interest rates sta at a moderate level and the local econom remains the same home rices should continue to remain stable. Project Information for PUDs (If applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA)? YES NO • Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elements and recreational facilities: Dimensions See le al descri lion. Topography Basically Level Stte area .03 Acre Comer Lot Yes X No Size Typical for area Specific zoning classification and description Residential Planned Conversion Shape Rectangular Zoning compliance X^ Legal ^ Legal nonconforming (Grandfathered use) Illegal No zoning Drainage Appears adequate H' hest 8 best use as im roved: X Present use Other use ex lain View Average Utilities Public Other Off-ske Improvements Type Public Private Landscapng Average Electricity X^ 100 AMP Street Asphalt X^ ^ Driveway Surface None Gas X^ Curb/gutter Concrete ^ ^ Apparent easements T ical utili easement Water X^ Sidewalk Concrete ^ ^ FEMA Special Flood Hazard Area Yes X No Sanitary sewer X^ Street lights Standard ^ ^ FEMA Zone C Map Date 0!5/02/1977 Storm sewer X Alle None FEMA Ma No. 420380 0002A Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning, use, etc.): Site hats average site im rovements avera a landsca in and ical maintenance. The site im rovements and services to the site are ad uate and acc table in this market. There are no a arent adverse easements encroachments or other adverse conditions on this site. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of Units 1 Foundatbn Stone Slab NO Area Sq.Ft. 696 Roof ^ No. of Stories 2.5 Exterior Walls Brick CrawiSpace NO % Finished 0% _ Ceiling ^ Type (Del./Att.) Semi-Del Roof Surface Slt Sh Rub. Basement 100% Ceiling Unfinished Walls ^ Design (Style) ROW Gutters & Dwnspts. Aluminium Sump Pump NO Walls Stone - Floor ^ Existing/Proposed Existin Window Type Dbl. Hun Dampness None noted Floor Concrete _ None ^ Age (Yrs.) 107 Storm/Saeens Yes/Yes Settlement None noted Outside Entry NO _ unlmawn _ X^ Effective A e rs. 18 Manufactured House NO Infestation None noted ROOMS Fo er Livin Dinin Kitchen Den Famil Rm. Rec. Rm. Bedrooms # Baths Laund Other Area S .Ft. Basement X 696 Level 1 1 1 1 696 • Level2 3 1 756 2 480 • Finished area above rade contains: 8 Rooms; 5 Bedroom s ; 1 Baths ; 1 932 S ware Feet of Gross Livin Area • INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: Floors HW Vin I/Averse Type HW Refrigerator ^ None X^ F~eplace(s)# ^ None X^ Walls Plaster/Averse Fuel O(I Range/Oven X^ Stairs ^ Patio ^ Garage # of cars TriMFinish WOOd/Avers a Cond'dionAv Disposal ^ Drop Stak ^ Deck ^ Attached Bath Floor Vin I/Averse COOLING Dishwasher ^ Scuttle ^ Porch X^ Detached Bath Wainscot Fiber tass/Avera a Central Y2S FanMood ^ Fbor ^ Fence ^ Built-In Doors WOOd/Avera a Other None Microwave ^ Heated ^ Pool ^ Carport CondttanAv Washer/D er Finished Drivewa Add'dional features (special energy efficient items, etc.): Remodeled kitchen and bath. Updated electric. Some hardwood flooring. Decorative fire lace in the livin room. Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction remodeling/additions, etc.: These im rovements are of avera a uali frame desi nand reflect avera a maintenance. Pro a reflects normal h sical de rE~ciation and no deficiencies are noted. No unusual functional obsolescence or external inad uacies were observed. Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the subject property: No_ adverse environmental conditions were observed in the improvements, on the site or in the immediate vicini of the subject roe Freddie Mac Form 70 693 PAGE 1 OF 2 Fannie Mae Form 1004 6.93 Ptoeuted wing ACI aaawara, e00.134.a727 www.aciweb.mm Mark Heckman Real Estate Appraisers „_,.._.,.._ ~.....~.... UNIFORM RESIDENTIAL APPRAISAL REPORT eue ~,. ,~~ar,r~tfr ESTIMATED SITE VALUE . ......... . . . . . . . . . . ....... _ $ ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS: Dweuing 1,932 Sq. Ft. @ $ _ $ 0 Bsmt. 696 Sq. Ft. @ $ = 0 Comments on Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic life of the property): In view of the age of these improvements, the Coast A roach Porch = cannot be considered an accurate indicator of value. Garage/Carport 0 Sq. Ft. @ $ = 0 - Total Estimated Cost New , , , , ,,, , , , , , , , , , _ $ 0 Less Ph sisal y I Functional I External Est. Remainin Econ. Life: 32 9 ~ Depreciation 0 =$ Depreciated Value of Improvements , • • , • , • , , , , • • • , , • , • _ $ 0 "As-is" Value of Site Improvements • , , , , , , . , , , . • , , , , .. _ $ _ INDICATED VALUE BY COST APPROACH • • • • • • • • • • • _ $ 0 ITEM SUBJECT COMPARABLE N0. 1 COMPARABLE N0.2 COMPARABLE N0.3 1536 N 5th Street Address Harrisbur 1805 Penn Street Harrisbur 416 Maclay Street Harrisbur 272 Muench Street Harrisbur Proxim' tosub'ea 0.38 miles W 0.49 miles NW _ 0.37 miles WNW Sales Price $ N/A $ 81 500 $ 84 000 $ 62 000 Price/Gross Liv. Area $ 0.00 ~ $ 48.51 fd $ 40.90 ~ $ 30.16 ~ Data and/or veriFicatan sources Inspection AssesRec&MLS Assessment Records &MLS Assessment Records &MLS Assessment Records &MLS Assessment Records &MLS Assessment Recordls &MLS Assessment Recordls &MLS VALUEAD.IUSTMENTS DESCRIPTION DESCRIPTION +t-)SA~u><merd DESCRIPTION +(-)ygrljwtment DESCRIPTION +(-)S wtmerrt Sales or Financing Concessions N/A FHA Seller Assist ~ -2 445 FHA Seller Assist ~ -2 500 Conventional ; None Known Date of SalelTime N/A 4/17/2009 ~ 11 /26/2008 ~ 8/28/2008 Location Urban Urban/Good -3 000 Urban/Avera a +3 000 Urban/BTA LeasehoblFee Fee Sim le Fee Sim le ~ Fee Sim le ~ Fee Sim le Site .03 Acre .03 Acre .03 Acre .03 Acre view Avera a Avera a Avera a Avera e ' Des' n and A al 2.5 S /Semi-Det. 2.5 S /Attached ~ +3 000 2 Sto /Semi-Det ~ 2.5 S /Semi-Det. ofCorutrtrdion Avera a Good -5 000 Avera a Avera e A e 107 Years 105 Years 100 Years 106 Years Condition Good Good ~ Ve Good ~ -5 000 _ Avera e ~ +5 000 Above Grade raai ' edrms ' cams raai ' Bdrms ' effihs ~ raai ' Bdrms ' cams ~ Taai ' Bdrms ' exns . Room Count 1 8~ 5~ 1.00 8~ 5~ 1.00' S' 3~ 2.00' -2,500 10~ 4~ 2.00' -2,500 . Gross Livin Area 1 932 .Ft. 1 680 .Ft. ~ +2 500 2 054 S .Ft. ~ -1 200 2 056 S .Ft. ~ -1 200 ~ Basement & Rnished Rooms Bebw Grade Full Basement Unfinished Full Basement Unfinished Full Basement Unfinished Full Basement Unfinished ' - Functional Utilft Avera a Avera e ~ Avera e ~ Avera e Heatin /Coolin Oil HW No CA Gas FA No CA Oil HW CA ~ -3 000 Gas FA No CA ~ E Etfident Items T ical for A e T ical for A e T ical for A e T ical for A e Gara a/Car On St. Parkin On St. Parkin ~ Off St. Parkin ~ -2 000 On St. Parkin Porch, Patio, Deck, Frre la s ,etc. Porch None Slrnllaf 1 Fire lace -2 500 Slmilar None Similar None Fence, Pool, etc. Fence Fence ~ Fence ~ No Fence ~ +1 000 Other U dated Kitchen U dated Kitchen U dated Kitchen No +5 000 Net Ad'. total + X - ' $ 7445 + X - ' $ 13 200 X + - ' $ 7 300 Adjusted Sales Price of Com arable Gross: 22.6% Net: -9.1 % $ 74 055 Gross: 22.9% Net: -15.7% $ 70 800 Gross: 23.7% Net: 11.8% $ 69 300 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): After a thorough search of all available market data the three sales used are considered to be the best indicators of value. All three sales are considered to be reliable indicators of value and are wei hted similar) in the final reconciliation. In order to find com arable sales it was necessa to use less recent sales. It is ical to see u to 6% in seller concessions. The a raiser ad'usts fora ortion of those concessions a roxjmatel 5~0%. Com arable sales used are all closed sales. ITEM SUBJECT COMPARABLE N0. 1 COMPARABLE N0.2 COMPARABLE N(). 3 Date, Price and Data None within the None within the prior year of None within the prior year of None within the prior year of source for priorsales past 3 years. above sale date. above sale date. above sale date. within ear of a isaal Coun Records Coun Records Coun Records Coun Records Analysis of any current agreement of sale, option, or listing of the subject property and anaysis of any prior sales of subject and comparables within one year of the date of appraisal: Accordin to the coun assessment records the sub~ect roe has not transferred within the ast three ears. Accordin 'to the information in the r Tonal multi le listin service the sub'ect roe has not been listed for sale within the ast three ears. INDICATED VALUE BY SALES COMPARISON APPROACH.,••,•„••,••.,....,•„••,...•.••.•..••.•.•...,.•••••$ 71000 INDICATED VALUE BY INCOME APPROACH If ble Estimated Market Rent $ N/A Mb. x Gross Rent Mu 'her N/A = $ 0 This appraisal is made X "as is" subject to the repair, akerations, insped'ans or conditions listed bebw subject to axnpletbn fans and per p spl:rc~Cations. CondkbnsofAppraisal: See Attached Addendum. Final Reconciliation: See Attached Addendum. ~ The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the oertificatan, amtingent and limiting conditions, and market value defintion that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 1004B (Revised ). I (INE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF June 10, 200'9 (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE S 71 000 APPRAIS R: i ~ Q SUPERVI IS R (O I ): Sgnature ,~~~` S' nature ~`"'^®Btd ^Did Not Na Rae att Souders, PA Cert. Resid. R.E. Appr. Name M W. Heckman. PA Cert. General R.E. Inspect Property Date Report Signed 07/27/2010 Date Report Signed 07/27/2010 State Cert~cation # RL139741 State PA State Cert~cation # GA000666L :state PA Or State License # State Or State License # State FfaOCle Mac corm 7v a-Ya NACi tL V f 1 Farmie Mae Form 1004 693 ProduuC u.Dp ACI aolMran, B00.23/.a727 wwxr.aciw.D.cam Mark Heckman Real Estate Appraisers ADDENDUM Borrower: N/A File No.: 1536N5th Property Address: 1536 N 5th Street Case No.: City: Harrisburg State: PA Zip: 17102-160!3 _ Lender. Irvvin & McKnight, P.C. Conditions of Appraisal This appraisal report has been prepared with the property in "as is" condition. The appraiser considered only those items that were permanently attached to the property as realty. Any items not so affixed, such as refrigerators, washers, dryers, above: ground swimming pools, etc., were not included in the estimate of the market value. No personal property has been included in this valuation. THE APPRAISER MAKES THE HYPOTHETICAL ASSUMPTION THAT THE CONDITION OF THE SUBJECT PROPERTY AS OF JUNE 10, 2009 WAS IN GOOD CONDITION. ACTUAL DATE FOR THE PROPERTY INSPECTION IS JULY 5, 2010. Final Reconciliation THE APPRAISER HEREBY CERTIFIES THAT THIS REPORT HAS BEEN PREPARED IN COMPLIANCE WITHIN THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE(USPAP), THAT THE APPRAISER IS A DISINTERESTED PARTY AND THAT THE VALUE STATED IN THIS REPORT IS ACCURATE TO BEST OF THE APPRAISER'S ABILITY, AND THIS VALUE HAS NOT BEEN PREDETERMINED. See attached appraiser's certification and Statement of Limiting Conditions. The appraiser considered only those items that were permanently attached to the property as realty. Any items not so affixed such as refrigerators, washers, dryers, above ground swimming pools, etc., were not included in the estimate of market value. The opinion of value stated in this appraisal is based upon market conditions present as of the effective date. This appraisal assumes a reasonable marketing period for the subject property of four months. The Sales Comparison Analysis reflects recent activity in the market place and is given the most weight. This appraisal is based on readily observable conditions and is not to be considered as a thorough home inspection to analyze or warrant the subject property and/or its mechanical systems. Addendum Page 1 of 1 File No. 1536N5th DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associates with the sale. 'Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the markets reaction to the financing or concessions based on the Appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is <jppraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unles:> specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements. at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of arty hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for ,any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that hie or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accurac~l of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory corpletion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the fender/client specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 10~04B 6-93 File No. 1536N5th APPRAISERS CERTIFICATION: The Appraiser certifies and agrees that: 1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favoralble than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which arf: subject only to the contingent and limiting conditions specified in this form. 4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicini~ly of the subject property. 5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a speafic valuation, or the need to approve a specific mortgage loan. 7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comiparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also connmented about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 1536 N 5th Street. Harrisburg, PA 17102-1609 APPRAISER: Signature: ~1~f~~ Name: Raetta Souders. PA Cert. Resid. R.E. ADDf. Date Signed: 07/27/2010 State Certification #: RL139741 or State License #: State: PA Expiration Date of Certification or License: 6/30/2011 GA000666L Freddie Mac Form 439 6-93 SUPERVISORY APPRAISER (only if required) Signature: Name: M W. Heckman. PA Cert. General R.E. Appr. Date Signed: 07/27/2010 State Certfication #: GA000666L or State License #: State: PA Expiration Date of Certification or License: 6/30/2011 XQ Did Q Did Not Inspect Property Page 2 of 2 Fannie Mae Form 101~t6 6-93 Borrower N/A File No. 1536N5th Pro Address 1536 N 5th Street C' Harrisbur Coun Dau hin state PA Zi Code 17102-1609 Lender Irwin & McKni ht P.C. APPRAISAL AND REPORT IDENTIFICATION This Appraisal Report is one of the following types: ^ Self Contained (A written report prepared under Standards Rule 2-2(a), pursuant to the Scope of Work, as disclosed elsewhere in this report.;) Summary (A written report prepared under Standards Rule 2-2(b), pursuant to the Scope of Work, as disclosed elsewhere in this report.;) ^ Restricted Use (A written report prepared under Standards Rule 2-2(c), pursuant to the Scope of Work, as disclosed elsewhere in 1:his report, restricted to the stated intended use by the specified client or intended user.) Comments on Standards Rule 2-3 I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true and correct. • The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions and conclusions. ~' • I have no (or the specified) present or prospective interest in the property that is the subject of this report, and no (or the specified) personal interest with respect to the parties involved. • I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment. • My engagement in this assignment was not contingent upon developing or reporting predetermined results. • My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event dirt;ctly related to the intended use of this appraisal. • My analyses, opinions and conclusions were developed and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. • I have (or have not) made a personal inspection of the property that is the subject of this report. • No one provided significant real property appraisal assistance to the person signing this certification. (If there are exceptions, the name of each individual providing significant real property appraisal assistance is stated elsewhere in this report.) Comments on Appraisal and Report Identification Note any USPAP related issues requiring disclosure and any State mandated requirements: Clarification of Intended Use and Intended User: The Intended User of this a raisal re rt is the Lender/Client. The Intended Use is to evaluate the roe that is the sub'ect of this a raisal for rivate use sub'ect to the stated Sco a of Work ur ose of the a raisal re ortin r uirements of this a raisal re ort form and Definition of Market Value. No additional Intended Users are identified b the a raiser. APPRAISER: Sgnature: Name: Raetta'Souders, PA Cert. Resid. R.E. Appr. Date Signed: 07/27/2010 State Certfication #: RL139741 or State License #: State: PA Expiration Date of Certification or License: 6/30/2011 Effective Date of Appraisal: June 10, 2009 SUPERVISOR PPRAISER (only if require Signature: _ Name: Maffc W. Heckman, PA Cert. General R.E. Appr. Date Signed: 07/27/2010 State Certification #: GA000666L or State License #: State: PA Expiratan Date of Certfication or License: 6/30/2011 Supervisory Appraiser inspection of Subject Property: ^ Did Not ^ Exterior-only from street X^ Interior and Exterior ProdunE wing ACI aollwxa, 800.23.8727 www.edwa0.oom USPAP08062908 FLOORPLAN Borrower: WA File No.: 1536N5th Property Address:1536 N 5th Street Case No.: City: Harrisburg State: PA _ Zip: 17102-1 Ei09 Lender: Irwin & McKni ht P.C. LwH Two Orly CwK Pardi ~2.a Two Slarin ~ 0 N o m 0 ri 0 m a 3 4.0' Tlrw Sbrias a Ovw ewment 0 Sketch by Apex IV WindowsT"' 16.0' Code AREA CALCULATIONS SUMMARY Description Size Totals GLAl First Floor 696.00 696.00 GLA2 Secoad Floor 756.00 756.00 GLA3 Third Floor 480.00 480.00 TOTAL LIVABLE (rounded) 1932 LIVING AREA BREAKDOWN Breakdown Subtotsds First Floor 12.0 x 48.0 576.00 4.0 x 30.0 120.00 Secoad Floor 12.0 x 53.0 636.00 4.0 x 30.0 120.00 Third Floor 16.0 x 30.0 480.00 5 Areas Total (rounded) 19<32 PH (717) 774-7202 FAX (717) 774-0383 EMAIL heckmanappraisers~comcast.net DIMENSION LIST ADDENDUM Borrower: N/A File No.: 1536N5th Propefif Address' 1536 N 5th Street Case No.: City' Harrisburg State: PA Zip: 17102-160! Lender: Irwin & McKni ht P.C. .~_...~.._,__...~_.~ ..W wv. ea. av~.~... ...........w ...... DIM °2002007 Area Measurements Area Type Measurements Factor Total Levell Levell Level3 Other Bsmt. Garage 48.04 x 12• x ~ = 576.00 ^X ^ ^ ^ ^ ^ _ 30.00 x 4.00 x 1.00 = 120.00 ~ ~ ~, _`,~Q.Q x 12,.QQ x 1s24 = 636.00 ^ l?~J 30.00 x 4.00 x 1.00 = 120.00 ^ ^X ^ ^ ^ ^ 30.00 x .~~ x 1.00 ~ 480.00 ^ ^ a a a ^ x x = ^ ^ ^ x x = ° ° o ° x x = ^ o ^ ^ ^ x x = ^ ^ ^ ^ ^ ^ x x = x x = ^ ^ ^ ^ ^ ^ x x = x x = ^ ^ ^ ^ ^ ^ x x = ° ° 0 x = ~ ^ ^ ^ ^ x x x = ° ° ° ° ~ x x = ^ ^ ^ ^ ^ x x = ^ ^ ^ ^ ^ ^ X X = lJ ^ LJ U lJ lJ x x = x x = ^ ^ ^ ^ ^ ^ x x = ^ ^ ^ ^ ^ ^ x x = ^ ^ ^ ^ ^ ^ x x = ^ ^ ^ ^ ^ ^ x x = ^ ^ ^ ^ ^ ^ x x = ° ° ~ ° x x = 0 ^ ^ ^ X X = ^ ^ ^ ^ ^ ^ X X = ~ O x x = O O D ^ x x = 0 0 ^ ^ O ^ X X = O O X = O O D O X x x = ^ O D ^ ^ O x x = O O O x X = O ^ ^ x x = O O X x = O D ^ ^ x x = x X = O ~ D O ^ ^ X X = O D x x = O O O O X X = ~ ( ~ l~J ^ ~ ^ ( ~ U X X = ^ ^ o ^ ^ ^ X X = ° ° ° ° X X = o o ^ o D ^ X X = ^ ^ ^ ^ ^ o X X = ^ ^ ^ ^ 0 0 X X = ° ^ ° ° ° x x = ^ o ^ ^ ^ ^ ^ X X = ^ U GROSS BUILDING AREA (GBA) 1,932 GROSS LIVING AREA (GLA) 1,932 Area(s) Area °k of GLA % of GBA Living 1,932 100.00 Levell 696 36.02 36.02 Levell 756 39.13 39.13 Level3 480 24.84 24.84 Other 0 0.00 0.00 GBA Basement ^ 0 Garage ^ 0 ci ~c iorT aQnar~RTY PHATA ADDENDUM Borrower: N/A Propert Address 1536 N 5th Street File No.: 1536N5th _ Case No.: City: Harrisburg State: PA Zip. 17102-1609 Lender: Irwin & McKni ht P.C. ~r ~~ `~ ; `~ 1,"', FRONT VIEW OF SUBJECT PROPERTY Appraised Date: June 10, 2009 Appraised Value: $ 71,000 REAR VIEW OF SUBJECT PROPERTY STREET SCENE Kitchen Living RpOm Borrower: N/A File No.: 1536N5th . Property Address 1536 N 5th Street Case No.: City Harrisburg State: PA Zip: 17102-1609 Lender: Irwin & McKni ht P.C. Bedroom Bedroom Bath ~"~% Borrower: N!A File No.: 1536N5th _ Property Address' 1536 N 5th Street Case No.: City' Harrisburg State: PA Zip: 17102-1609 'Lender: Irwin & McKni ht P.C. Bedroom Bedroom Bedroom rnuoeQecti G aRnpPRTY PHOTO ADDENDUM Borrower: N/A Property Address' 1536 N 5th Street File No.: 1536N5th C_ ase No.: City' H~rrisburg State: PA Zip: 17102-1609 ' Lender: Irwin & McKni ht P.C. COMPARABLE SALE #1 1805 Penn Street Harrisburg Sale Date: 4/17/2009 Sale Price: $ 81,500 COMPARABLE SALE #2 416 Maclay Street Harrisburg Sale Date: 11/26/2008 Sale Price: $ 84,000 :, ~. COMPARABLE SALE #3 272 Muench Street Harrisburg Sale Date: 8/28/2008 Sale Price: $ 62,000 PLAT MAP Borrower: N/A File No.: 1536N5th Property Address 1536 N 5th Street Case No.: City Harrisburg State: PA Zip: 17102-1609 PH (717) 774-7202 FAX (71 7) ii4-U3tf~ tMA~L necKmanappraisers~comcasi.nei LACATIAN M4P Borrower: N/A File No.: 1536N5th Property Address' 1536 N 5th Street Case No.: City' Harrisburg State: PA Zip: 17102-1609 Lender' Irwin & McKnight P C - a ~ ' I 4 t rt 1 `~ _~. ~ - _ -ot ~ ~'+ ~-. '~~ ~~ ~. ~'t 's ~ 1 ;; ' ~ t ~k ~~ , __ ~ , ~ ~r J ' 4 .1 , _ _~ r' ~~ ~~~~ , W ti I i ~ - ~i, 1 ti ~ u ~~ - ~, _ - _ ~ _- : ~ e ~ I ~~ ~~ ~ ~~ ~~ } ' 'd 2 - - ~` ' ~~., _ Comparable Sal ~ ~ ~',_ - 416 Maclay Street ,,. - '1~~ ' S"t y ~ ', G ~ , r ti #" ' Y` ~' ~+ Harrisburg, PA 17110-2328 ` r ~ c a_ ~ ;, ~ ' ~ . `' i ~ ~ ~ ~ ~` .~ cP` (0,49 miles NW) ` ,•~ '~, ~. ti f ~.~ ~. 1.7 ~~ 1yV ` ~. _) ' ~ - ~ ~, ~ ` t` ~ Apr It ~ ~ ~1~I ~ +~ li ~~ " ~ _ O ~ ~ `'" ~;'-;, is - ~ ti's v ,~- ~~ ~r t a ,, C i '~z , {~. a. y _ °~ Comparable Sale 3 ~;':. KarrtsbtAg ,~_ -- ~.~~ .y r 1{~ ' ~ e ~ -~Q~(-~ r r ~:~ ~, .272 Muench Street a Harrisburg, PA 17102-2232 p _ r ,. "~ 1 - ` (0,37 miles WNW) ` - q; _ ~ ~ `r ~ ~ ~ , lt h H Pehnsylvama • National Frte-' ~' amr o t~ ~~ ~ Elemeptary _.- Y, ;~ Museum School ~ y, ^ ~ , N _ 'r' Com arable Sale 1 ~' ~ti. p O~~a~. -~' Ha~ sbu g, PAe17102-2257 Y 'C ~ ~ ~" ~a~l ~, ~ c;, ~ , ~a~t~°~' ~ k ~''a ~~' ~ (0.38 miles W) -' - ~ ~;, ,.1~ ,, O~y~~ Subject ~,~Y •''' 1536 N 5th Street .J ' ~ ~ Harrisburg, PA 17102-1609 •• ` / h ~, - ~~•l J'~, Gt. . .~ ~`, . 'a' , ~` ~' Hacc at ~,x rah. \ ~'~ AAidtown ~j . ~ s~ ~ 5~ ~: t tP~ ~a ~~ I t - •~ _ - .,2 •, ~ryt p ~1 ~ ~ s I ~ ~Gm Gj~ V ~,' !S7 i J ~ ~~s ~, r^ i I I 9 + ~~ f~~ 4 7/ r ~x CJt' ~f9~ `~ 1Y O ~ ~' ~•• _ ~ I Susquehanna ~' `~; •~ Q h ~ at '~ ~ , /~ G e• E .-Cjti f ~ -~'C ~ ~Q. ~' ' '" Bien Franklin aC,ti ~~. ; ,• E~cademicPrep y'~ @~ -"~ '®School 0 ~~'. , ,(p - lpl~, - ' ~ 5i s0~ 9,,,p,K9 i - ~ '[v 0.29 mile ~~ _-~ l - ne. _ _ ®2010 MiemSOR LOry ®2005 NAVTEQ,anA/oritle Atlas, ,. _ _ _ . _ - F'hi (/l /) //4-/'LU'L rAJC (/1 /) / /4-VJtSJ CIVIAIL rICI:KIIItt11dNFJI GIIACIJ2Y l:VnrGaAl.ncl Borrower: N/A File No.: 1536N5th Property Address 1536 N 5th Street Case No.: City Harrisburg State: PA Zlp: 17102-1609 Lender: Irwin & McKni ht P.C. ~ . , X55 .~ ~ :`,''~ _ _ ~~ ~ ~ ~ ~ ~ - :~ N - S ~ .I Mi4t`) ~ `~~ G O~~aAa ~ ij, ~CannectmgE~aad _ ~ „ - ~ ~ d~ ~. ~.:~ ~' 'e .. s ; ~ ~a d3 °~ f xie ~~ ~• ~ ~ `' state Hasp ', ~` - ~ C~~~ i' ~~ k a F~ ~ $~ Y''' ~ _. ~~ ~ N ~~~'~`.~ ~~° ~; 'fib c* ~ ~~~~~ ~a ~ '~;r ~ ~ " r; e ~ _ Hillside Ullage y~~'~ ,b ~. _ 4 ~, ~ r ~ f, ,. ,fia ~' } '~ 1fy r~ ~ ~ ~ S~ ~ ~ ~ t¢ •~ ~~ '! N r 1fa u~ ~r,~ $ +~' L Subject ~ ~ ~• : Goo ~ r Ramp - ~, ~ ~ ~`~~ 51'~ ~p'~` a ply Y ~ ~ $ ~r ' ~~ ~~, Ci9 i/,.j $! R 3.. G a+ ` m~ ~4 ~ eT Sri v: ~ ~ ,y n O ,~.~: .y ~y ~.. ~ pp~~ .Oy M~5` ... C-f7 ~,y .. ~ ~~, L . 7~ 1' .'~ ~ i tF rz a`15 ~4, ,~'~; owe p ~~ ~ C1~rrs~ - ~yb~ v ' ~ x x~ 5 ~ $ n `t E~t~_ +1r~a~ N .P1~ ~N o ~ c 1?+ f ~ r ref '~ ii s,,~r ,~sL ~ , Q ~~' c ~ , rr ~,` ~ ~u 1~ x i ~ r ,`,~ ` ~ / ~ ~b E ~'o ~~~~ ~ :~~4 FJaLL~ - CI/r~11iR•y~ ~~ 3'' x ~` ~~R~ ~ St .y "1" z ~ s~ ~'~ ~ ~~ ~ ~~ S t~?i? a ~ r ~ ay ~ ~I ~ < ~ ~ ~~ ~, ~ .fie _. _ °g~ ... ;a . "°.~Y,;i~ ~P~_. _ .., FloodMap Legend Flood tf~fofmation t;orrrmunity: 420Ci80 -HARRISBURG. CITY OF F60Ad Zones Property is not in a ~.l~iA special flood ha8rd area. Areas irrvrdafed try SOb-year Aooding ~p ~^~r ~ ~ ~ ~~ ~~'g~ Farrel: 4D~2A FIPS: 42043 Areas artslrle of the 100- arw S00-year iloadplal~ts ~~: O Areas 6Mrndated py tOtLyear Aootling ~~ Areas inwwa7ed by t0ay~ar Aooding with wbeity ha2ard Ftoa0way areas HeirtlrPr Trarrsaanerica Ffood Hurd Certification {TFHC) twr ACl malty airy repnes~rtations or warranfre_s to arry party oorromrdrrg the carrterrt. accuracy or Floodway areas xifh veloedy hazard completeness of this flood report, urcludug arty vrarrarrty of ~h' or Areas Of un6olerminrrd truA pozsfDle ti00A hazards ~~ for a particular purpose: ~teitirer TFHG nor ACI rrar the seHet of this Hood report shall Crave arty to arty thud party for arty use ar misuse of Areas nop mapped on ary puhishsd FIRM this flood repott. PH (717) 774-7202 FAX (717) 774-0311;3 tMAIL neCKfYlarlapPralSerS~1COfT1CaSi.tlei Borrower: N/A File No.: 1536N5th Property Address 1536 N 5th Street Case No.: City Harrisburg State: PA Zlp: 17102-1609 Lender: Irwin & McKni ht P.C. hdmin.dee P~icel R 12-017-035 A TNT S'_T''R ATE' ~ ~~r ~. MADE THE 15th day of April in the year one thousand nine hundred ninety six {1996) BETWEEN DECOKES E. JONES, of 2650 Spring Road, Carlisle, Cumberland County, Pennsylvania 17013, and MARY E. THOMPSON, of 1536 North 5th Street, Harrisburg, Dauphin County, Pennsylvania 17102, Executors of the Estate of VERGIE MARY THOMPSON, Deceased, Grantor, Party of the First Part; tea' ~ - AND _ m -: - '' x _• - ~ ci r DECOKES E. JONES and MARY E. THOMPSON, as joint tenairCS ~1tIl~ rn the right of survivorship and not as tenahts in common, Gi~nt~es oN n`' O v Party of the Second Part; ~ ~ ~ -c ~ n rn / ~ WITNESSBTH: WHEREAS, VERGIE MARY THOMPSON, Widow, during her lifetime, became the owner of the following described property; and WHEREAS, VERGIE MARY THOMPSON died on the 4th day of November, 1985, a resident of Dauphin County, Pennsylvania; and WHEREAS, DECOKES E. JONES and MARY E. THOMPSON were appointed Executors of the VERGIE MARY THOMPSON ESTATE on November 12, 1985 as more particularly set forth in the office of the Register of Willa of Dauphin County, Pennsylvania, at Number 1065-1985. NOW THIS INDENTURE WITNESSETH, that the said DECOKES E. JONES and MARY THOMPSON, Executors as aforesaid, for and in consideration of the sum of One and no/100 ($1,00) Dollars, to them in hand paid as Executors by the said DECOKES E. JONES and MARY E. THOMPSON, beneficiaries of the VERGIE MARY THOMPSON ESTATE, at or before the sealing and delivery hereof, the receipt of which is hereby acknowledged, as granted, bargained, sold, aid aliened, enfeoffed, released and confirmed, and by these presents does hereby grant, bargain, sell, alien, enfeoff, release and confirm unto the said DECOKES E. JONES and MARY E. THOMPSON, as BI(25931 G 332 PH (717) 774-7202 FAX (717) 774-0383 EMAIL heCKmanappra~sers~comcast.net Borrower: N/A File No.: 1536N5th Property Address' 1536 N 5th Street Case No.: City' Harrisburg State: PA Zip: 17102-1609 Lender' Irwin & McKnight P.C. joint tenants with the right of survivorship and not as tenants in common, all the following described property: ALL'. THAT CERTAIN piece or parcel of land situate in the Twelfth Ward, formerly the Sixth Ward, in the City of Harrisburg, Dauphin County, Pennsylvania bounded and described as follows, to wit: BEGINNING at a point on the western line of Fifth Street, which point is thirty-four and nine-tenths (34.9) feet south of the southwest corner of Fifth and Harris Stzeets, said point being in the center of the three feet wide private alley; thence westwardly through the center of said three feet wide private alley and along the line of property now or late of Hook, seventy-eight (78) feet, more or less, to the eastern line of a four feet wide private alley; thence southwardly along the eastern line of said four feet wide private alley seventeen and nine-tenths (17.9) feet, more or less, to a point on the property now or late of Joseph Davis; thence eastwardly along the said of last mentioned property and through the center of a brick partition wall of this and adjoining house seventy-eight (78) feet, more or less, to the western line of Fifth Street; and thence northwardly along the western line of Fifth Street seventeen and nine-tenths (17.9) feet to a point in the center of said three feet wide private alley, the place of Beginning. HAVING thereon erected a three story brick dwelling house known and numbered as 1536 North Fifth Street. BEING TES SAME PREMISES which Kathryne J. Kaufhold, widow, by her deed dated and recorded Januazy i4, 1957 in Deed Book ^S", Volume 41, Page 349, transferred and conveyed unto Vergie Mary Thompson, widow, the said Vergie Mary Thompson subsequently died on November 4, 1985 and Delores E. Jones and Mary E. Thompson qualified as co-Executors of the Vergie Mary Thompson Estate on November 12, 1985. Also being Che same premises which the Tax Claim Bureau of the County of Dauphin, Pennsylvania, by its deed dated November 27, 1995 and recorded December 22, 1995 in Record Book 2535, Page 473, granted and conveyed unto James P. Roxbury. Aleo being the same premises which James P. Roxbury by his Deed dated March il, 1996 and recorded in Record Book 2583, Page 109, 2 Qh2 ~93i'G 3~3 PH (717) 774-7202 FAX (717) 774-0383 tMAtL neCKmanappraisers~comcast.net Borrower: N/A File No.: 1536N5th Property Address 1536 N 5th Street Case No.: City' Harrisburg State: PA Zip: 17102-1609 Lender: Irwin & McKni ht P.C. etr•m e^ v+ei EKOEDERS USE ONtT .... . '~~' -,'~.., yREALTY TRANSFER TAX N,,,•M, --~-~-----~ coMhtortwE~tTh of -ENNsTIVANU`STATEMENT OF.YALUE ~ ' ~ ` "' ` ' OHM1MEFt7Off1EVENUE ~egrNw•M n,teuu oP tnotvtouAE rA1Rf . ~ .. ,- . ., ... ;:...,3 ~:. _..:.: Nwttewutt°fc~rw°iituE°.ti°ota :`:,,iei RavaFSa for IFtsftrirefio'ne °iw " ~ t;,empleq eoeh eeetiw and INe ie depYMate wdh Ileeerder of peede when (1) Mr hdl aweiderotien 1s net wt Perth le tM deed, (2) when du d.pd ie ithoot eomiderarien, er by sift, M r!(o we aeaiptton b etehred. A Statrrrent el Vdw to not wgtdeed N for lraneler'Is ieheNy da.iapt kom Ioz bawd en: (1) hemNy nlriGeeella.P ~ R) PebGc wiiry aeeetaeta. tF tna.. ttpoer le a..drd, oaed- ttthtitianal rhrrlW. , ; , ,~ • • . TEVE c. NIOHOLA9, E3QIIIRE r ` . . -. r*ne~ced~~. ( 917 1236-9391 se.r Addr.rr ah -"Sta. ~ ,per 3207 North Front Street Harrisburg, PA ' 17110 • r Date el Aeaptena o1 DoWmenl D L .I~wr(rl crenw.f.n.N..GI E dOIiFS, Executrix, et.al. DEL08E$ E. JONES & NARY E. THOMPSOH StreN r. nn - 153 N. 5th Street 1536 N. 5~ Street cq stw. ltp Cad. stw. Tp cad. Harri.abttrg, PA 17102 Harriebturg, P9 17102 ••• • • Sweet Add.,r Ory, TarzeYr. Ee.aeyh 1536 N. 5th Street Harrisburg, Ceunty Sdoo Obritl Tsz or Nun6er Dauphin Harrisburg 12-017-025 . • r 1. AMet Ce,h Cenidwstion 2.Othv Grddetetion ~. Tetd Lomtdwstae $1.00 ,* _ $1.00 ~. CY.rW)' ArN•N VatW S. (:O111mfM taw ttede EeQOr 6. fo4 MOrYM Va $8700.00 x ' 1.63 = $14,181.00 • -. le~~ ie el Eeeaptke Clefewd 16. Percemeye e11M~rM Grwwy.d . ~P 10 z. th.ek Appropriate eo^ Betew Per Eaeeeptism Glotmed ' will or imabu euecwdon VFRGIE 1~9RY T$~g~r DECEASED Estate File No. -1065-1985 (Mar Desdent) (F,Ni• fil• N•rnh•,J . © Tramfsr to Induthiol OevrlopmeM Agenq. - Tronder b Agent or Show Porfy. (Ahoch copy of ogrnryhhaw porfy ognwmem). ^ Transfer beMSen princfpel and wgm-. (Atfoch mpy d otpnry/elraw tttret ograemrm}. Tox poid prior deed S ~~ . ~ _ ^ Tronrfen ro the Commonwsahh, the United Stetet, and fartrtttMntortrire by gih, dedtbtion, cottdemnmion or in liw of cend._m~ on. (Anoch roPY Of rHOtWIOe). -1i ~; :.ri S` ^ Transfer from mortgagor to o ho-der of a morlgrtge In default. Mottgoge 1004 Number , Poge Nember ~~_ ..~ C.~, :rn .~ r' ^ Cerrediw deed (Anoch eopy of the prgr deed]. .:: y,, :-~. T _. s1., ~ ° ^ Stahnory Corpora» CotueGdetien, Alerger or tHviabn. (AMoch espy of ortides). _ ~' ;~,,1' D ®other I.e.e This is a deed to reverse a~ '" p~Otn ree~fop ~ QYMd `f d11N 1hy n RY.d~) X77 r `b": :• Tax aim ~ttreau ee4 ea OVOIIIPOr z sa rea can er a ecord o , age . Under petwhter el law, l deden that 1 have nwtnirrd Ihie SldetneM, Endtding oemmpatrying htlotmatten, end b Ilte Met of my knowledge aed ttatieE, h to twe, tarred sad cewplNr. - . ua~•.Mrr. u ran,. uet. (SEE REVETtSE7 ~~1 ~ J 9 ~i I t~ v 3 (t F'N (717) 174-/"LU"L f AX (/1 /) //4-U;itS;i tMAIL fl@CKfTIdnaPPraIS6BtE1COfT1Ca5i.I1E3i Borrower: N/A File No.: 1536N5th Property Address 1536 N 5th Street Case No.: City Harrisburg State: PA Zip: 1 71 02-1 609 Lender: Irwin & McKni ht P.C. granted and conveyed unto Delores E. Jones and Mary E. Thompson, Executors of the Estate of Vergie Mary Thompson, Grantors herein. IN WITNESS WHEREOF the said Executors have hereunto set their hands and seals the day and year above written. SIGNED, SEALED AND DELIVERED IN THE PRESENCE OF -r~~ D ORES E. JONES e~~., ~ `( la_,,, , $ ~~~ ~ ~ MARY TH ~MPSON 3 ., 8KZS9~~j'l, 335 F'Fi (/1 /) //4-/'LUL f-AJC (/1 /) / /4-U3tS3 tmH~L nec;~cnianaNNiuisC~s~escviiwaai.nC~ Borrower: N/A File No.: 1536N5th Property Address 1536 N 5th Street Case No.: City Harrisburg State: PA Zip: 17102-1609 Lender: Irwin & McKni ht P.C. L STATE OF PENNSYLVANIA S9. COUNTX OF DAUPHIN On this, the i5th day of April, 1996, before me, the undersigned officer, personally appeared, DECOKES E. JONES and MARY THOMPSON, Executors of the Estate of VERGIE MARY THOMPSON, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purpose therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and official seal. NOTARIAL SEAL sre~ c. NIC-ioLns. rtmary lIV . (J"''' `- cty ut NerltMaug, L~~PMr. My CwnrtiiWw+Expkas Shpt 25,1 _._._..-__ ..._._._..`- Notary Public CERTIFICATE OF RESIDENCE I, hereby certify that the correct address and place of residence of the grantee herein as follows: 1536 North 5th Street Harrisburg, Pe~nlnsylvania 17102 C/ ' ~ ~~~ Attorney or Agent for Grantee t*+,~+,t+,,ra~*,r,rt,r,r RECORDED in the Office for Recording of Deeds, in and for the County of Dauphin in Record Book Page ~n~rNC>yCE~t~~~+~91'teal of Office, this day of rewrsc~ ;n tYte Recmr~iei~~,-an ice o pauphin County, Pennsy `~~~~FEOSOFp~~p,~~~i R/ecorder of Deede ~o~~ `;d_ ~n , =oi :z~ / ~cJ: ;rye ~y~; :: t Philiri SpaseH '~~~~i~~F~'PIS ~i~A~~~\`\`` Rce•=order of Deeds r'ty (n /) / /4-/LUL r/~ (/ I /) / /4-vJao CIVIAIL IICI:Rllldlliti./~Jl tlI5C1A4Y liVI1lGaAl.11C1 TaxDB Result Details Detailed Results fo DistrictNo r Parcel Ly- i 4-u 29 Parcel ID 29-14-0868-044. MapSuffix HouseNo 2650 Direction Street SPRING ROAD Ownerl JONES, WILLIAM E & DECOKES E C/O PropType R PropDesc LivArea 1845 CurLandVal 30000 CurImpVal 88820 CurTotVal 118820 CurPrefVal Acreage .34 C1GrnStat TaxEx 1 SaleAmt 37900 SaleMo 04 SaleDa OS SaleCe 19 SaleYr 74 DeedBkPage 00250-00345 YearBlt 1974 HF File Date 10/20/2004 HF Approval_Status A Page 1 of 1 868-044. in the 2004 Tax Assessment Database 0 ~~~ ~ ,1~~ 1-,tt.~•//taY~h ~rr~a nPt/rlPtailc aer~~id=79-14-(1RFiR-(144_Rtc'lh~elect=l 1/5/2010 /~a1 M&TBank ACCQUNT NO. ACCOUNT TYPE 15004214149666 M8T MARKET ADVANTAGE 00 0 04335M NM 017 DELORES E JONES WILLIAM E JONES 87 B ST CARLISLE PA 17013 41849 INTEREST EARNED FOR STATEMENT PERIOD 122.76 INTEREST PAID YEAR TO DATE 374.43 Af`f`AIIAIT CIIMMA~?V NORTH MIDDLETON REGxNNING" >.BALANCE <DEPOSITS 8: : OTMER ADDITIONS WIT DRANALS .8..QTHER Sl1BTRA~TIONS~ «GURRENT INTEREST Pi-~D ':ENDING :: <BALANCE N0. AMOUNT N0. AMOUNT 178,831.32 1 10,000.00 2 11,490.00 122.74 177,464.06 Af_rf111NT ~C'TTVTTY PQSTING;> -;sOATE ;'; _ TRANSi1CTZON DESCRIPTION >`„ DEPOSIT:, INTEREST: B.OTHER:~ADDZTIONS ~M~I~RAMAtS R QTHER SUBTRACTIONS DAILY BALANC:E::.. 03-28-09 BEGINNING BALANCE $178,831.32 04-28-09 INTEREST PAYMENT 47.04 178,878.36 05-11-09 CHECK NUMBER 0108 10,890.00 167,988.36 05-20-09 CUSTOMER MITHDRAMAL 600.00 167 8.36 05-28-09 INTEREST PAYMENT 42.23 167,430.59 06-24-09 DEPOSIT 10,000.00 177,430.59 06-26-09 INTEREST PAYMENT 33.47 177,464.06 ENDING BALANCE 5177,464.06 ANNUAL PERCENTAGE YIELD EARNED = 0.28 STATEMENT: PERI~fD PAGE MAR.28-JUN.26,2009 1 OF' 1 _. _ L008A (8/07) - Id51 M&TBank AC NT NO, ACCOUNT:TYPE 49821598 M8T SELECT KITH INTEREST WILLIAM E JONES OR DELORES E JONES 87 B ST CARLISLE PA 17Q13 INTEREST EARNED FOR STATEMENT PERIOD INTEREST PAID YEAR TO DATE 1.58 00 0 04344M NM 017 11756 0.56 Af'f''fl11AIT CIIMMADV STATEMENT PERIOD PAGE MAY.30-JUN.29,2009 1 OF 2 SPRING GARDEN BEGINNING: BALANCE> DEPOSITS,'8 OTHER ADDITIONS : ~ CHECKS>PAID OTHER SUBTRACTIONS CURRENT INTEREST RD ENDING BALANCE. N0. AMOUNT N0. AMOUNT N0. AMOUNT 9,879.65 11 8,233.71 12 11,415.37 2 121.91 0.57 6,576.65 errniiNT erTTVTTv POSTING: DATE : TRANSACTION DESCRIPTION AEPOSITS;INTEREST: &:O1'HER'ADDITIONS : ;CHECKS 8-OTHER : SUBTRACTIONS =DAILY BALANCE 05-30-09 BEGINNING BALANCE S9,879.65 06-01-09 US TREASURY 312 CIVIL SERV 1,591.66 06-01-09 DEPOSIT 293.34 11,764.65 06-02-09 DEPOSIT 393.34 06-02-09 CHECK NUMBER 9075 60.00 12,097.99 06-03-09 DEPOSIT 2,661.90 06-03-09 US TREASURY 303 SOC SEC 713.00 15,472.89 06-05-09 DEPOSIT 1,308.00 06-05-09 CHECK NUMBER 9076 285.41 16,495.48 06-08-09 CHECK NUMBER 9074 40.00 16,455.48 06-09-09 DEPOSIT 293.34 06-09-G9 CiiECK NUMBER 9054 100.00 06-09-09 Embarq BILL PYMT 000000000009077 90.01 06-09-09 CHECK NUMBER 9081 13.78 16,545.03 06-10-09 CHECK NUMBER 9079 57.06 06-10-09 CHECK NUMBER 9080 18.75 16,469.22 06-11-09 CHECK NUMBER 9082 300.00 16,169.22 06-12-09 WMIW*EARTHLINK.NET 800-719-4660 31.90 16,137.32 06-16-09 DEPOSIT 146.67 06-16-09 CHECK NUMBER 9111 60.00 16,223.99 06-14-09 CHECK NUMBER 9112 420.00 15,803.99 06-22-09 DEPOSIT 475.00 16,278.99 06-24-09 DEPOSIT 146.67 06-24-09 CHECK NUMBER 9083 10,000.00 06-24-09 CHECK NUMBER 9113 60.37 6,365.29 06-29-09 DEPOSIT 210.79 06-29-09 INTEREST PAYMENT 0.57 6,576.65 ENDING BALANCE S6,576.65 e Li MetLif P.O. ox 10356 Des Moines, IA 50306-0356 Telephone: 1(800) 560-5001 www.eservice.metlife.com ~ 118-1413 _ DELORES E JONES 2650 SPRING RD - CARLISLE, PA 17013-8756 ~~~~tt~i~~t~~~i~ii~t~~~~t~t~~~~~~~~~~~i~~~~tii~t~~~~~~~~~~~i~~ YOUR ACCOUNT SUMMARY INFORMATION SINCE ISSUE ACCOUNT ST~\TEMENT PREFERENCE PLUS® Account A Variable Annuity STATEMENT PERIOD 0T/U1/09 -.09/30/09 ACCOC3NT 1 A000UNT TYPE 070259778 AB ' TSA - ~~_~___ j PA.JtTICIPANT i TAX ID DELORES JONES ON FILE EMPLOYER GRflUf'_ ~ ISSUE DATE _ _ 0070850 _ . --- ' 06/11/1991 T_ ~ ADVISOR NAME 3 ,TELEPHONE FRONK KATHLEEN H 1(717) 724-9700 TOTAL TOTAL CHARGES NET TOTAL GAIN OR TOTAL CONTRIBUTIONS LOSS OR ENDING BALANCE (2) WITHDRAWALS AND FEES 09/30/09 INTEREST EARNINGS (1) EMPLOYEE CONTRIBUTIONS $ 47,495.93 $ -25,115.94 $ 0.00 $ 61,698.93 $ 84,078.92 YOUR ACCOUNT BALANCE AS tJF THIS STATEMENT PERiC~n ACCOUNT/ OPENING BALANCE 07/01/09 +CONTRIBUTIONS/ -WITHDRAWALS/ -TOTAL NET CAIN OR ENDING BALANJCE 09/30/09 ASSET DIVISION ACC. UNITS DOLLARS TRANSFERS TO TRANSFERS CHARGES LOSS OR ~ FROM AND FEES INT. EARNINGS ACC. UNITS DOLLARS ° FIXDINT N.A. ~ 83,375.59 0.00 0.00 0.00 703.33 N.A. 84,078.92 100.0 TOTAL ~ '~~ $ 83,375.59 0.00 0.00 0.00 703.33 i $ 84,078.92 YOUR CURRENT ALLOCATIONS FOR FUTURE CONTRIBUTION YOUR ASSET ALLOCATION BASED ON ACCOUf~T BALANCE 100% Fix Int Acct (Please See Asset % Above) ~ ~ ~~,~ C~ ~ ~. ~ ~~~ ~ ~ ~ ~.~ ° ~~~ ~ 100.0 /° ~,~ ~~ ~ ~ ~ , See last page for footnotes. 21373A011-118-1413 Page 1