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Our File No.: 283198
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
PORTFOLIO RECOVERY
ASSOCIATES, LLC
140 CORPORATE BOULEVARD
NORFOLK, VA 23502
Plaintiff,
VS.
NICOLE LYNN DURAND
6 RAILROAD AVE
CAMP HILL, PA 17011
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
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You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
34 S. BEDFORD ST.
CARLISLE PA 17013
717-249-3166
QS
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Our File No.: 283198
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
PORTFOLIO RECOVERY
ASSOCIATES, LLC
140 CORPORATE BOULEVARD
NORFOLK, VA 23502
Plaintiff,
VS.
NICOLE LYNN DURAND
6 RAILROAD AVE
CAMP HILL, PA 17011
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO..
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff is PORTFOLIO RECOVERY ASSOCIATES, LLC, 140 CORPORATE
BOULEVARD, NORFOLK, VA 23502.
2. Defendant(s) is/are NICOLE LYNN DURAND, an adult individual residing at 6 RAILROAD
AVE CAMP HILL, PA 17011.
3. Plaintiff, PORTFOLIO RECOVERY ASSOCIATES, LLC, is the Assignee and Successor in
Interest of Account # ending in 611 A; and said account was issued to Defendant(s) by CITI FINANCIAL,
INC./ASHLEY FURN HOMESTORE, the Original creditor.
4. Defendant received, accepted and used the account to its benefit.
5. This account is in default and Defendant(s) has an unpaid balance of $1,645.83. A true and correct
copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A".
6. , All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are
included in Exhibit "A":
7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as
above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$1,645.83 and requests this Court award costs to the extent permitted by applicable law.
APOTHAKER,& MSOCIATES,4?'.C.
A Law Firm En ag d in De Collection
BY:
David J. Apothaker, Esquire
Dated: 10/13/2010
Our File No.: 283198
VERIFICATION
David J. Anothaker, Esquire hereby states that I am counsel for plaintiff in this action, and that I am authorized to
take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to
the best of my knowledge, information, and belief. ThVnec ds that the statements therein are
made subject to the penalties of 18 Pa.C.S.A. 4904 relat' n to authorities.
David J. ApoAttorneyDATE: 10/13/2010
'PORTFOLIO RECOVERY ASSOCIATES, LLC
NICOLE LYNN DURAND
6 RAILROAD AVE
CAMP HILL, PA 17011
STATEMENT OF ACCOUNT
Debtor's Name: NICOLE LYNN DURAND
Account Number: ending in 611 A
Original Creditor: CITI FINANCIAL, INCJASHLEY FURN HOMESTORE
Balance Due: $1,645.83
Our File No.: 283198
EXHIBIT "A"
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor nFF:?E ',c ???"t 5 E?tFr
Portfolio Recovery Associates, LLC
VS.
Nicole Lynn Durand
Case Number
2010-6758
SHERIFF'S RETURN OF SERVICE
11/03/2010 10:40 AM - Gerald Worthington, Deputy Sheriff, who being duly swom according to law, states that on
November 3, 2010 at 1040 hours, he served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: Nicole Lynn Durand, by making known unto herself personally, at 6
Railroad Avenue, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time
handing to her personally the said true and correct copy of the same.
SHERIFF COST: $41.50
November 05, 2010
GERALD WORTHINGT , DEPUTY
SO ANSWERS,
RON R ANDERSON, SHERIFF
;Y
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(c) CounfySuite Sheriff, Ieleosoft Inc
Our file No.: 283198 - 1?
APOTHAKER & ASSOCIATES, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
Attorney ID# 307949
PORTFOLIO RECOVERY
ASSOCIATES, LLC
Plaintiff,
vs.
NICOLE LYNN DURAND
Defendant.
DEC 2 0 2010
r
FILED-OFFICE
;1E PROTHONOTARY
DEC 27 PM 2: 56
BERLAND COUNTY
ENNSYLVANIA
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.: 10-6758-CIVILTERM
Civil Action
STIPULATION IN LIEU OF JUDGMENT
}
The matters and things in controversy having been discussed by and between the
parties, and a settlement having been agreed upon:
It is on November 30, 2010, STIPULATED by and between Plaintiff,
PORTFOLIO RECOVERY ASSOCIATES, LLC, and :Defendant, NICOLE LYNN
DURAND parties as follows:
1. Defendant agrees to pay the sum of $1,779.33, which sum Plaintiff agrees
to accept in full settlement of its claim herein, inclusive of counsel fees and court costs.
2. The sum aforesaid of $1,779.33 shall be paid by the by Defendant,
NICOLF, LYNN DURAND, to the attorneys for Plaintiff in the following manner:
a. $1,000.00 to be paid on or before December 1, 2010;
b. $50.00 to be paid bi-weekly each month, beginning December 10, 2010
until paid in full.
All checks are to made payable to PORTFOLIO RECOVERY
ASSOCIATES, LLC, and sent to:
Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
Our file No.: 283198
3. In the event Defendant fails to pay in accordance with the terms set forth
in this Stipulation, then, and in that event, Plaintiff shall be entitled to obtain the entry of
Judgment against Defendant ex parte, in the sum of $1,779.33, giving Defendant credit
for any sums actually paid pursuant to the terms of this Stipulation.
4. In the event of default as aforesaid, Plaintiff shall be entitled to obtain the
entry of Judgment upon ex parte application, with supporting certification, and with
notice to Defendant only in the form of a copy of the application addressed to NICOLE
LYNN DURAND by first-class, postage prepaid.
We hereby consent to the form and entry of the within Stipulation.
APOTHAKER & ASSOCIATES, P.C.
Attorneys for A ' tiff
A Law Firm Engaged it ebt Collection
By:
, Esquire
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Our File No.: 283198 -off s
APOT AKER & ASSOCIATES, P.C.
-
BY: Be njamin J. Cavallaro, Esquire r, 0m
Attorne y I.D.# 307949
25'
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520 Fel wship Road C306 =-n
Mount L aurel, NJ 08054 ?_ ocl)
(800) 67 2-0215
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Attorney for Plaintiff ss
PORTF?LIO RECOVERY
ASSOCIATES, LLC
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
NICOLE LYNN DURAND
NO. 10-6758-CIVILTERM
Defendant
PRAECIPE TO DISMISS WITHOUT PREJUDICE
TO THE PROTHONOTARY:
dismiss this action without prejudice.
APOTHAKER & ASSOCIATES, P.C.
Attorneys for Plaintiff
A Law Firm Engaged in Debt Collection
By:
Be jamin J. avallaro, Esquire
Dated: /29/2011
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