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HomeMy WebLinkAbout10-6814ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. DONNA L TYSON 41 Sarasota Circle Carlisle, Pa 17015 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Defendant(s). Attorneys for Plaintiff Our file no. 14439 CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. Ot Olt CIVIL ACTION COMPLAINT AVISO C-) c ...E Le han demandado a usted en la Corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dial de plazo al partir de Is fecha de la demands y Is notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la Corte tomara medidas y puede continuar Is demanda en contra suya sin previo aviso o notificacion. Adernas, Is Corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pare usted. ti a 0 C:) r -1 'p -i -u =r= o w 1-J LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION FIND OUT WHERE YOU CAN GET LEGAL HELP. SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 1 Q L .? Jw (717) 249-3166 (20 a 3 Ls'L 2540 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (115) "/2Sy-"/15S FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. DONNA L TYSON 41 Sarasota Circle Carlisle, Pa 17015 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Donna L Tyson, is an individual who resides at 41 Sarasota Circle Carlisle, Pa 17015. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about October 31, 2008, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $17787.09 at an annual percentage rate of 8.900%, in order to purchase a certain motor vehicle, 2008 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $369.64 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until September 16, 2009, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $8500.00, however a balance of $7373.63 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $102.48 and which will continue to accrue. 11. In addition to the foregoing, there is due from the Defendant(s), reasonable attorneys fees in the amount of $2003.50. 12. The total amount due and owing at the time of the filing of this complaint is $9479.62. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $9479.62, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. JOANN N AN, ESQUIRE Attorney f Plaintiff Date: October 22, 2010 VERIFICATION I, JOANN NEEDLEMAN, ESQUIRE verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: OL- JOANN EDLEMAN, ESQUIRE DATED: October 22, 2010 PENNSYLVANIA SINPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE Olllw/A S M/ulwlrande ComPrH - ram Irrwedls) You wsnl Credit L IM Insursllp. savor fto ODat'l- ft- OledR N/A a OISWN/A )mrxras Canp" s PmmA.n Irls.ae(s) You want cram D ommy Bu1..rwe. SUPW SOM Coaw signs OTHER OPTIONAL BNMNRANCE ==- i-&.i rb N/A t N/A N/A R/A By_ N/A E_ N/A NN N/A N/A You wr• er aptlrW Yreals I. whi h P'..kL • N YwUdw alwra. Buwr agla C-aw Do- NON4YODM7CATION DMCLWORE ? MY Crewe. b Y•• awwaq wwr b. r wrarlp ma •Iaw• •r rbr.r aw 8•rw. YOU M.YWOIIrUMM THAT YOU HAVE READ AND AGREE TO SE SCUM MY -THE ARINTMTWN PROY000N ON THE Ravmm am OF THIS CONTRACT. Th. A-uW P.rcerAt.p. HSE may be rla0 1 ' wNh the SNlar. THE S.p.r navy assign ees contract mm W rsEln an right b norw . sarUan of IN Finance Charge. NOTICE TO BUYER Do not Sign Oft Contract In Wsnk You an enfitled to an enact copy of the contract Mat you sign. Ka.p N to Pro Your Wpal rights. of- r[AFFe?"i`??dtal ?L.o.r- ? X Buy0 '.e' C Y-M) aeW.Mdpa Mat m haMn ai Mn Mls wmra Buyer (ow CC-Buyer) received and revlefwd a tru. and eomplettly le n Cepy W eh . aan mat and pil at the time Wanina this Contrast Buyer (and CaBuyer) received a true and compNMly filled in copy Is Contract tA`_A,F^DRD HMR CREDIT CDINNNY X i SDD 72i-a8 °'s1jQ .. 9MN'fordcredit.i PE sP• arr. erx NI Sul, Tlr (-?.L.? T1.6 YAUD UNTIL YOU AND SELLS SM IT AMU MEW .ww war wrwlr.a..•rrr b craw. pw.wr. Tnr Pwavn ww Yrn Nw r.wr. rbab. pkN ,-, wr rw••e1•.. M rPra ar.., ar 411•r.••yr WI•.wlartb ('AwMPr•'L Ts as..v1 arAawr rsw eves mnY.r. V ..,,>?,v?MewY? ?Np rt +r xm r r.l 9EE OTHER 910E rOn ADpTgINL WRf£NEMT9 2 omrawrc ?wsum ORIGINAL PLY I - ORIGINAL PLY 2 - BUYERS COPY PLY 3. COaUYERRiUARAHIOR COPY PLY a - SELLERS COPY P/OKTRAMBIERABLE) ?.Ylbbabdwdo woPIIwLa••d.bar1r41•ll Pmftcl(s)rrradbWow.TMPPdlr•darw-.wh Pnleucq•)bap' andnotrpWW a yo you, r da1•dwr.. 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The eewrbr ran (M'Ikrery M esaai.m. u .,, .. l . .... nary r *"0" = ArrVan Arpb.Ym Ateomaae ('AM9..1l0(FTNFT879, a wred.ap: • NOona Arrwaon Form, a 1.00)47.-2371, a rwwadTiarLC(En. t arse h • rmwte bet- M F" and ME,er vact, M rrreaat al.Y Se em. 71Ib hared n ausNCt b M Me d U.S.C. I 10 hag.) and M Federal Ruler of Erbarw. The.rmabn rdebn Pew r n rdbp rM O wtopwwp,Prxan. Wa nee r rwwd Ned M ramaYrp povielae.Ile1 ON enllmoatl.' lug' mym tear arbbaeanmlre ft, ¦ .-en -en Tweie sane rrraNearl) SEE OlIflN SIDE Fpm Ab«1bNN. AGAE.Alt B rL 1>siaYFC nasralCO '-PRN•" Ford Motor Credit Company P.O. Box 17948 GREENVILLE, SC 29606894a (877) 805-7187 POYL0000200027 DONNA L. TYSON 165 FAIRWAY DR ETTERS PA 17319 Date of Repossession 12-16-2009 Date of Notice 12-19.2009 Date of Contract 1D-31-2008 Account Number: 044459092 Buyer DONNA L. TYSON Cobu DESCRIPTION OF PROPERTY Year 2008 Make FORD Q New ? Used Vehicle Identification Number: 1 FAHP34N88W264314 Model FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above becauas you broke promises In our agreement. a i ilk 1 Mx pRNATE SALE: We Wu sell the property described ? PUBLIC SALE: We will sell the property described above at pudic above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment Date of Notice shown above unless redeemed by you date). The sale will be held as follows: prior to such sale. Date of Sale Tme of Sale Place of Sale You may attend the sale and bring bidders If you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION 1190 LANCASTER-WNREIM PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 16,731.25 Plus Costs: Repo Expenses $ 220.00 Plus Late Charges Less Finance Charge Rebate Less Insurance Premium Rebate TOTAL $ 14.78 $ 16,966.03 (Plus expenses Incurred If default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property won't be add until 15 days after the date of this notice at the EARLIEST. After that you can still get it back any time before its actually sob. If you do, we'll have no further claim on it. But the longer you wait, the more coats (including repairs) you may have to pay. If you have any questions about this, please call us. ? The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay it to the dealer/original creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with rasped to the sale of each vehicle listed above. PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. BELINDA VEGA FFWA 1198&37 Jan 02 Pns+bus editions may NOT be used. CUSTOMER/CUSTOMER FILE P,mt.d m U.S.A. .1.6-Mar-2010 11:38 AM Premier Automotive Group 6153157162 Ford Motor Credit Company P.O. Box 17948 Greenville, SC 29606 1-877-805-7187 DATE: March 16, 2010 DONNA L. TYSON 165 FAIRWAY DR ETTERS PA 17319 STATEMENT OF SALE 4/8 Account Number. 044459092 The following property has been sold. Year Make Model 2008 FORD FOCUS Gross balance owing on your contract Deduct: Finance Charge Rebate Balance owing prior to sale Deduct: gross proceeds of the safe Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: Deficiency** (1) $ 16,526.03 (3) $ 16,526.03 (5) $ 8,026.03 (9) $ 7,373.63 Surplus* (10) $ 0.00 The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency** * If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional Information call or write: Mail deficiency payment to: FORD CREDIT NATIONAL RECOVERY CENTER FORD MOTOR CREDIT COMPANY P.O. BOX 6508 P.O. BOX 55000 MESA, AZ 85216-6508 DEPT 194101 1-800-732-2264 DETROIT, M148255 1941 Vehicle Identification Number. 1 FAHP34N88W264314 (2) $ 0.00 (4) $ 8,500.00 (6) $ 480.00 (7) $ 1,132.40 (8) $ 0.00 FRW 1990 01104 Predous eMlom may NOT be used. C-) ( SHERIFF'S OFFICE OF CUMBERLAND COUNTY. rv d ` , - Ronny R Anderson n -.0 rr n Sheriff ?tax, of Cru urbrr -<A N ?C7 Jody S Smith ?a rCp 4 CD Chief Deputy Richard W Stewart Solicitor FR. F -? ::k?r y> Ford Motor Credit Company Case Number vs. 2010-6814 Donna L. Tyson SHERIFF'S RETURN OF SERVICE 11/30/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that on November 30, 2010 at 0930 hours, he was unable to serve a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Donna L. Tyson. After several attempts the Complaint and Notice has expired. SHERIFF COST: $38.80 SO ANSWERS, November 30, 2010 RON R ANDERSON, SHERIFF ;c) CounfySuite Sheriff. Teleosoft. inc. t MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (2 1J) -/2Sy /1S1 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff, CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 10-6814 V. DONNA L TYSON '? --f Defendant(s). : rn n W r- PRAECIPE TO REINSTATE TO THE PROTHONOTARY: -0 p?. Kindly reinstate the attached Complaint originally filed with the Court on October 26, 2010. MAURICE & NEEDLEMAN, P.C. Date: December 7, 2010 BY: Joann dleman, Esq Attorn for Plaintiff ,,2Q D41 ;I. Q?as?s?t? CERTIFICATE OF SERVICE I, JOANN NEEDLEMAN, ESQUIRE, do hereby certify that I have caused a true and correct copy of Plaintiff's Praecipe to Reinstate Complaint to be served by United States 1St Class mail, postage prepaid upon the following: DONNA L TYSON 41 SARASOTA CIRCLE CARLISLE, PA 17015 MAURICE & NEEDLEMAN, P.C. BY: Joann N#dlerrian, Esquire Date: December 7, 2010 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson _M Sheriff r E f E ,, -? ?'' a p j?.v? Jody S Smith Chief Deputy r_"% G` je ?. Richard W Stewart o'''3 ?aI r R,, tt t??tq?r SOIICItOr€ }? Ford Motor Credit Company vs. Case Number Donna L. Tyson 2010-6814 SHERIFF'S RETURN OF SERVICE 12/21/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Donna L. Tyson, but was unable to locate her in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Donna L. Tyson. Request for service at 41 Sarasota Circle, Carlisle, Pennsylvania 17015 the defendant was not found. Deputies were advised, Donna L. Tyson currently resides at 2405 Blanchard, Moraine, Ohio 45439. SHERIFF COST: $38.40 December 21, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF (G; CcurySUite Soenft. Telen oft I,I e ` MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Attorneys for Plaintiff CUMBERLAND COUNTY COMMON PLEAS Plaintiff V. DONNA L TYSON Defendant(s). Case No. 10-6814 PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: C S 0 ma) n-t- o r,x C-0 , ic <a Dc") C7-r DC orr -.? Cn Kindly withdraw the complaint filed in the above matter on October 26, 2010 without prejudice. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. JO41?YN NEEDLEMAN, ESQ Att rnev for Plaintiff Date: December 28, 2010 A . CERTIFICATE OF SERVICE I, Joann Needleman, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Withdraw Complaint on behalf of FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail, postage pre-paid upon: DONNA L TYSON 2405 Blanchard Dayton, Oh 45439 Respectfully Submitted, MAURIA & NEEDLEMAN, P.C. BY: J Needleman, Esquire Attorney for Plaintiff DATED: December 28, 2010