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HomeMy WebLinkAbout03-0504Register of Wills of Cumberland PETITION FOR GRANT Estate of Annmarie Hi~ins also known as OF , Deceased John J. His~ins, Jr. County, Pennsylvania LETTERS No. oq, i- 05-.coq Social Security No. 209-46-2214 Petitioner(s) who is/are 18 years of age or older, apply(les)for: (COMPLETE A' or 'B' BELOW:) A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is/are the execut or the Decedent. dated / / and codicil(s) dated None named in the last Will of State relevant circumstances, e.g., renunciation, death of executor, etc. Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the documents offered for probate; was not the victim of a killing and was never adjudicated incompetent: B. Grant of Letters of Administration (c.ta.; d.b.n.c.t.a; pendente lite; durante absentia; durante minoritate) Petitioner(s) after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: Name Relationship Residence John J. Hi88ins, Jr. Ibrother 11 Hummel Avenue, Lemoyne, PA (COMPLETE IN ALL CASES:) Attach additional sheets if necessary. Decedent was domiciled at death in Cumberland County, Pennsylvania with his/her last family or principal residence at 11 Hummel Avenue, Lemo~ne Borough (list street, number, and municipality) Decedent, then 47 years of age, died 08/14/2002 at East Pennsboro Twp. , Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property (If not domiciled in PA) Personal property in Pennsylvania (If not domiciled in PA) Personal property in County Value of real estate in Pennsylvania PA (Location) 30,000.00 situated as follows: Wherefore, Petitioner(s) respectfully request(s) the probate of the last Will and Codicil(s) presented with this Petition and the grant of letters in the appropriate form to the undersk~ned: I Sicgnature_ Typedorprintednameandresidence John J. H±g§ins, Jr. ll Hummel Avenue, Lemoyne, ?A 17043 Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSysterns, Inc. Form RW- 1 (1991) Oath of Personal Representative Commonwealth of Pennsylvania County of Cumberland The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s)will well and truly administer t/~e~ If~w. Sworn to or affirmed and subscribed (. ~tJ/~.IL /~. _//~A ~ bef°re me this ~q°R~ day °f ~hn J~igg{l~s , ~Jr~' /v ..SaDe ,200.5 Estate of Annmarie His~ins Deceased Social Security No: 209-46-2214 Date of Death: 08/14/2002 AND NOW, ~. ~W~.f/g ~0 , ~;~00~ , in consideration of the Petition on the reverse side hereon, satisfactory proof having been presented before me, IT IS DECREED that Letters ~ Testamentary ~ Of .A. dministra, fion (c.t.a.; d.b.n.c.ta.; pendente lite; durante absentia; durante minoritate) are hereby granted to John J. Hi~;~;ins, Jr. in the above estate and that the instrument(s) dated / / described in the Petition be admitted to probate and filed of record as the last Will of Decedent. FEES LeEers ........... $ Sho~ Ceffificate(s) ..... $ R{~gist~ c}f Wills Renunciation ........ $ Affidavits ( ) .... $ Attorney: Michael L. Ban~s Extra Pages ( ) .... Codicil ........... JCP Fee .......... Inventory .......... Other ........... TOTAL ......... Prepared by the Pennsylvania Bar Association Address: [~, O(~ Telephone: Copyright (c) 1996 form software only CPSystems, Inc. 302 South 18th Street 80:0~ 6[ Nfl? [0. Camp Hill, PA 17011 717/730-7310 -~i~:? !~;H ,~ck Lo- ~0-- 015 Form RW-1 (1991) CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: Date of Death: Will No.: To the Register: ANN MARIE HIGGINS August 14, 2002 Admin. No: 2003-00504 I certify that notice of (beneficial interest) estate administration required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on June 23, 2003: NAME John J. Higgins, Jr. ADDRESS 11 Hummel Avenue, Camp Hill, PA, 17011 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except: none. Date: Capacity: 3~i:nit~ul t~ ' 1~ t~n~2ttt °rney - at ~TM Camp Hill, PA 17011 (717) 730-7310 Counsel for Personal Representative MBNA America P.O. Box 15137 Wilmington, DE :1.98S0-5't37 877-767-9383 REGISTER OF WILLS CUMBERLAND COUNTY COURTHOUSE 1 COURTHOUSE SQUARE, #102 CARLISLE, PA 17013 07/14/03 Re.' In the Estate of Probate Case No. Social Security No: Last known residence: Our Client: Account Number: Amount of Debt: ANNMARIE HIGGINS 212003504 209462214 11 HUMMEL AVE CAMP HILL, PA 17011 MBNA AMERICA 431302099999 ! 369 $ 502.57 Dear Sir or Madam Enclosed please find a Creditor's claim to be filed in the record with the above-reibrenced Estate. Please return a file stamped copy of the claim in the enclosed self-addressed, stamped envelope. Thank you for your assistance. If you have any questions or concerns, please call our firm toll free at 1-877-767-9383. Cordially, MBNA America Enclosures A check for $5.00 for the filing fee. cc: Attorney for Estate Personal Representative This letter is an attempt to collect a debt and any information obtained will be used for that purpose. This letter is from a debt collector. 3153 7/7t2003 966242 COMMONWEALTH OF PENNSYLVANIA NO TICE OF CLAIM COURT OF COMMON PLEAS OF CUMBERLAND COUNTY ORPHANS' COURT DIVISION In Re: The Estate of: ANNMARIE HIGGINS Deceased Court File No: 212003504 TO: THE CLERK OF THE ORPHANS' COURT DIVISION: Notice of claim by creditor, Pursuant to Section 3532(b)(2) of the Probate, Estates, and Fiduciaries Code, 2_0 PA.C.$.A. §3532_(b)(2_). 1) Claimant's name: MBNA AMERICA P.O. BOX 15137 2) Claimant's address: 3) WILMINGTON, DE 19850--5137 8777679383 Creditor listed below is the owner and holder of a claim in the amount of $ 502.57 4) The facts upon which this claim is based is an account for credit evidenced by the attached Affidavit of Account Stated. s) 6) 7) Decedent's address: 11 HUMMELAVE CAMP HILL. PA 17011 Date of Death: 08/14/02 That the claim arose prior to the death of the decedent on or about 8) That the claim is secured by. On behalf of the claimant, I do solemnly declare and affirm under the penalties of perjury that they Information and representations made herein are true and correct to the best of my knowledge, information and belief. Dated: /~' ~ ~ ''? ~,4'~'~ ~' ~./ Kyle Frenzel/Lucille Roberts/~_ sica Lerbs -/~uthodzed Representative For MBNA America Written notice of claim was given to Personal Representative and/~er-3 his/her counsel as stated below: ' "~ ' ,. ~ JOHN J HIGGINS JR Name 11 HUMMEL AVE Address CAMP HILL, PA 17011 City/State/~ip Date nobce r~ailed IN RE ESTATE OF: ANNMARIE HIGGINS AFFIDAVIT OF ACCOUNT The undersigned, being first duly sworn deposes and states the follows: Your Affiant is authorized by the Claimant as its Authorized Representative- In-Fact to make this Affidavit. Your Affiant has reviewed the account records of the Claimant with respect to the decedent. Your Affiant is familiar with these records and accounts and reviews them as a regular part of her duties. The Decedent purchased merchandise in the amount of $ 502.57 evidenced by account number 4313020999991369 The unpaid balance does not include any post-death late payment charges, accrued interest, collection costs or attorney's fees. Further your affiant sayeth not MBNA America. O]~f its Au~rized Representatives: ICyle Frenzel Lucille Roberts Jessica Lerbs / MBNA America P. O. Box 15137 Wilmington, DE 19850-5137 Subscribed and sworn before me This /'3-'- day of _...{g.x(~ , 2003. ...... _/__- M~JOHNNEo~LOP COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. REV-1162 EX(11-96) CD 003210 BANGS MICHAEL L 302 S. 18TH STREET CAMP HILL, PA 17011 ........ fold ESTATE INFORMATION: SSN: 209-46-2214 FILE NUMBER: 2103-0504 DECEDENT NAME: HIGGINS ANNMARIE DATE OF PAYMENT: 11/07/2003 POSTMARK DATE: 11/06/2003 COUNTY: CUM BERLAN D DATE OF DEATH: 08/14/2002 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 $4,684.69 REMARKS: TOTAL AMOUNT PAID: MICHAEL L BANGS ESQUIRE $4,684.69 SEAL CHECK# 98 INITIALS: AC RECEIVED BY: DONNA M. OTTO DEPUTY REGISTER OF WILLS REGISTER OF WILLS REV-I 00 E×+(6-00/ REV--1500 COMMONWEALT. OFPENNSYLVAN,A INHERITANCE TAX RETURN DEPARTMENT OF REVENUE DEPT. 280601 RESIDENT DECEDENT HARRISBURG, PA 17128-0601 D I DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) OFFICIAL USE ONLY FILE NUMBER 21-03-0504 COUNTYCODE YEAR SOCIAL SECURITY NUMBER 209-46-2214 NUMBER E Higsins Annmarie C E / DATE OF DEATH (MM-DD-YEAR) I DATE OF BIRTH (MM-DD-YEAR) D 08/14/2002 07/12/1955 E (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIODLE INITIAL) N T cAPB HpRL EpIO cRAC KoTK ES R E C A P I T U L A T I O N C O M T I O N THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER ~ 1, Original Return ~ 247! Supplemental Return 4. Limited Estate · Future Interest Compromise (date of death after 12-1Z~8Z) 6. Decedent Died Testate Decedent Maintained a Living Trust (Attach copy of Will) (Attach copy of Trust) -- R 9. LitigatJon Proceeds Received J-----] 10, Spousal PovertyCredit (date of death between 12-31-91 and 1 - 1-95) NAME Michael L. Ban~s FI R M NAM E (I f Applicable) TELEPHONE NUMBER 717/730-7310 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporation, Partnership or (3) Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (5) (Schedule E) 6. Jointly Owned Property (Schedule F) ($) [] Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) Total Gross Assets (total Lines 1-7) Funeral Expenses & Administrative Costs (Schedule H) (9) Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) Total Deductions (total Lines 9 & 10) Net Value of Estate (Line 8 minus Line 11) 9. 10. 11. 12. 13. (date of death 3. Remainder Return priorto 12-13-82) 5. Federal Estate Tax Return Required 8. Total Number of Safe Deposit Boxes 11. Election to tax under Sec. 9113(A) (Attach Sch O) 14. COMPLETE MAILING ADDRESS 302 South 18th Street Camp Hill, PA 17011 17,500.00 None None None 31,944.05 None None 10,212.47 1,106.57 Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) Net Value Subject to Tax (Line 12 minus Line 13) OFFICIAL USE ONLY (8) 49,444.05 (11) 11,319.04 (12) 38,125.01 (13) (14) 38,125.01 SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116(a)(1.2) 16. Amount of Line 14 taxable at lineal rate 17. Amount of Line 14 taxable at sibling rate 18. Amount of Line 14 taxable at collateral rate 19. Tax Due 38,125.01 X .0 0 X .0 45 X .12 X .15 (15) 0.00 (16) 0.00 (17) 4,575.00 (la) 0.00 (19) 4,575. oo Copyright (c) Z000 form software only The Lackner Group, Inc. Form REV- 1500 EX (Rev. 6-00) Decedent's Complete Address: STRI::b I ADDRESS 11 Hummel Avenue CITY Camp Hill STATE ?A Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount Total Credits ( A + B + C ) 109.69 (1) (2) ZIP 17011 4,575.00 3. Interest/Penalty if applicable D. Interest E. Penalty Total Interest/Penalty ( D + E ) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to recluest a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (SA) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ......................... ~ ~ b. retain the right to designate who shall use the property transferred or its income; ........... c. retain a reversionary interest; or .................................... d. receive the promise for life of either payments, benefits or care? ................... 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ................................ [---[ [--] 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............................................. F'--] ~] 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ................................ ~ ~ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. 0.00 109.69 0.00 4,684.69 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SI(~I~IATURE OF PERSJ;~N RESPONSIBLE FOR FILING RETURN John J Higgins, Jr DATE /~ /J ii /'~ 5169 E[ Trindle Rd.' / ! .] t k / .................... SI~T~REOFPR~A~EROTH~RMAN~T~E Michael L. Bangs BAT~ /11/I Y ~ / / ,~ 302 South 18th Street / t ~ -- ......................... 0 For dates of doath on or a~er July 1, lflfl4 and bosom ~anua~ 1, 1~$, th~ tax rat~ impos,d on tho not valuo o[ transf,rs to or for th, uso o~ tho survivin~ spous, is 3% [72 ~.S. ~115 (a) (1.1) (i)]. For dates of death on or a~r Janua~ 1. 1 $$5, th, tax rat, imposed on th~ n,t valuo of transfors to or for tho us~ of tho survivin~ spouso is 0% [72 ~.S. 01 ~8 (a) (1.1) (ii)]. Tho statute doos not ~xompt a transfor to a survivin~ spouso from tax, and tho statuto~ roquiroments for disclosure of assets and filin~ a tax return are still applicabl~ even if the survivin~ spouse is th~ only b~n~ficia~. For dat,s of d,ath on or a~or July 1~ 2000: lbo tax rato imposod on th~ not valu, of transfors from a doc,asod child twen~-ono ~ars of a~o or youn~or at doath to or for th~ us, of a natural paront, an adoptiw parent or a st~pparont ol tho child is 0% [72 ~.S. ~115 (a) (1.2)]. lh~ tax rato imposod on tho net valuo of transf,rs to or for tho uso of tho doc,dont's linoal bonoficiad,s is 4.$%, oxc~pt as notod in 72 ~.S. ~1 ltl(1.2) [72 ~.S. 01 l~(aXl)]. lb, tax rat~ imposed on th~ not valuo of transfors to or for th~ us, of tho dec~dont's siblings is 12% [72 ~.S. fl~ l~(a)(1.3)]. ~ siblin~ is d,finod, und,r Section ~102, as an individual who has at Ioast oho parent in common with tho doc,d,nt, whothor by blood or adoption. Copyd~ht (c) ~o00 form software only lhe kackn~r Grou~. Inc. Form ~- 1500 ~ (~*v. ~-00) REV- 1502 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Annmarie Higgins SS~/ 209-46-2214 SCHEDULE A REAL ESTATE 08/14/2002 FILENUMBER 21-03-0504 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION Real Estate Located at 11 Hummel Avenue, Camp Hill - See Appraisal Attached VALUE AT DATE OF DEATH 17,500.00 TOTAL (Also enter on line 1, Recapitulation) $ 17,500.00 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1502 EX (Rev. !-97) File No. 03-537 August 6, 2003 L. G. Connor Real Estate Appraisers, LTD 2159 Market Street Camp Hill, PA 17011 Mr.. Michael Bangs, Esquire 302 South 18th Street Camp Hill, PA 17011 RE: Estate of Ann Marie Higgins 11 Hummel Avenue Lower Allen Township, Cumberland County Camp Hill, PA 17011 Dear Mr. Bangs: Pursuant to your request, we have prepared a COMPLETE APPRAISAL, SUMMARY REPORT of the property mR. in the "Summary of Salient Features" which follows. The accompanying report is based on a site inspection of improvements, investigation of the subject neighborhood area of influence, and review of sales, cost, and income data for similar properties. This appraisal has been made with particular attention paid to applicable value influencing economic conditions and has been processed in accordance with nationally recognized appraisal guidelines. The opinion of retrospective value conclusion stated herein is of the date of death of Ann Marie Higgins on August 14, 2002; as stated in the body of the appraisal, and contingent upon the certification and limiting conditions attached. The purpose of this report is to determine an opinion of the retrospective market value of the subject property for estate settlement purposes. The date of inspection was on July 23, 2003. Please do not hesitate to contact me or any of my staff if we can be of additional service to you. Respectfully, Karen Darney PA State Certified General Appraiser Fom~ DCVR -- "TOTAL for Windows" ~praJsal software by a ia mode, inc, -- 1-800-ALAMODE SUMMARY OF SALIENT FEATURES Subject Address Legal Description City County State Zip Code Census Tract Map Reference 11 Hummel Avenue Deed Book 165, Page 987 Camp Hill Cumberland PA 17011 3240-0110.00 NA Sale Price Date of Sale $ NA NA Borrower / Client Lender Michael Bangs, Esquire NA Size (Square Feet) Pdce per Square Foot Location Age Condition Total Rooms Bedrooms Baths 1,268 Average 100 +/- Fair 6 1 Appraiser Date of Appraised Value Pamela M. Reitenbach, PA State Certified General Real Estate Appraiser August 14, 2002; Date of Death of Ann Marie Higgins Final Estimate of Value $ 17,500 Form SSD -- "TOTAL for Windows" appraisal software by a la mode, inc, -- 1-800-ALAMODE .,i)escription UNIFORM RESIDENTIAL APPRAISAL REPORT FileNo. 03-537 Address 11 Hummel Avenue Deed Book 165 Page 987 Assessor's Parcel No. 13-22-0536-011 Borrow'er NA Cib/Camj~ Hill _ State PA Zip Code _ County _Cumb_erland Tax Year 02-03 RE. Taxes $_~1 _56:29 S.p_eci~!_,~_s_s_m_e~js $0:00 Current Owner Hi,~ins~ Jr. John J & Ann Marie Occupant: ~ Owner Tenant Vacant Leasehold Name Lower Alien Township NA Date of Sale NA Michael Bangs, Esquire Para Reitenbach, PA Ced Gun: RE App Location Urban ~ Suburban Rural Built up Over 75% ~. 25-75% Under 25% Growth rate Rapid >'~ Stable Stow Properly values Increasing ~ Stable Declining Demand/supply Shodage ~>~ In balance Over supply Marketing time Under 3 mos. X 3-6 mos. Over 6 mos. Project Type . PUD Condominium (HUD/VA only) HOA $ NA Map Reference N__A~ ....... Census Tract 3240_-01_10:00.' Description and $ amount of loan charqes/concessions to be paid by selle~r N_A Address 302 South 18th Street, Oamp Hill, PA 17g_11 Address 2159 Market Street~ Camp Hill, PA 17011 ! Predominant [ Single family housing ' Present land use % Land use change PRICE AGE occupancy i $(000) (yrs) I One family . _92 ~ Notlikely Likely ~X~ Owner i 70 Low 15 12-4 family 2 . In process Tenant L__.3_0_q+ High _~ Multi-family 1 To X Vacant (0-5%) ~ Predomina~ Commercial 5 Vac(over5%)l 90-110 __40-_6_0- ! Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The n_eighborhood boundaries are indicated on the enc!osed neighborhood map in the addenda of this Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amendies, impl0yment stability appeal to market, etc.) recreation and houses of worship are all within a 10-20 minute commute of the sub)ect~roperty Averag~ i maintenance programs were observed. Employment stability is good due to the State Capitol in Harrisburg, the Ar~Suppty De~ot Ln New Cumberland and the Naval Supply Depot in Mechanicsburg, as well as the expanding west and east shore areas Steady_p_rice_ in~r_ea_~s~s~ and MLS statistics indicate a stable demand for the area. (See Addenda) Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time -- such as data on competitive properties for sale in the neighborhood, description af the prevalence of sales and financing concessions, otc): The search of county tax records and the MLS service show prices stable. The MLS service indicates that the typical property sells in 3-6 months. Mortgage funds are readily available from a variety of sources with conventional loans being 5.5% to 65%, 95% mo_d_gage, up to 3 ints Sellers are not required to offer sales or financing concessions, however, seller assistance is occurrinq lProject Information for PUDa (if applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA)? Yes No NA Approximate total number of units in the subject project NA Approximate total number of units for sake in the subject project Describe common elements and recreational facilities: NA Dimensions See legal descriptions within addenda of report. Topography G_er)_er_a.l.!y L_evg! Site area 3,570 square feet or 08 acre; per legal description Corner Lot Yes X No Size Ty~ca! for area Specific zoning classification and description _1-3 General Industrial Shape Rectangu!ar Zoning compliance Legal % Legal nonconforming (Grandfathered use) illegal No zoning Drainage Appears Adequ~t_e host & best use as improved ~ Present use Other use (explain) , View Average Utilities Public Other i Off-site Improvements Typ~ ........ ~'b~-'-P~i~a~'i-1 Landscaping A_vera~q~ Electricity ~ J Street Macadam ~ i Driveway Sudace Grass/Gravel Gas ~ ............ Curb/gutter Concrete ~ ' Apparent easements.S_.t_a_~d.a__r?_UtilitJL/ROw . Water X Sidewalk Concrete ~<~ FEMA Special Flood Hazard Area Yes X No Sanitary sewer ~<~ Street lights Adequate X FEMA Zone C Map Date 9-30-1977 Storm sewer X ! Alley To rear X FEMA Map N~7- 42 iO~B~ ___ Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning use, etc.): Standard easements for electric telephone, etc. There are no known or apparent adverse easements, encroachment or conditions noted. The site is of Penna and to Penna. Rt. Number 767 across the rear of the tot (See Addenda/ GENERAL DESCRIPTION :EXTERIOR DESCRIPTION FOUNDATION I BASEMENT !INSULATION No of Units One [Foundation Stone Slab NA j Area Sq. Ft 63~4 . iRoof No of Stories Two I Extedor Walls Brick/AlumNin Crawl Space NA j% Finished 0~ ...... Ceiling Type (Def./Att.) Attached jRoof Sudace Shingle Basement Partial iCeiling U~nf~nished Walls Design (Style) Alum/Alum Sump Pump NA J Walls Stone _Floor Existing/Proposed Window Type Wood D.H. Dampness See Addenda IFI°°r C_o_n_crete/Dirt !None Age (Yrs.) 100 +/- Storm/Screens Partial/Partial JSefflement Due to Age J0utside Entry Yes iUnknown ._ ~.~ 50 +/- Manufactured House No infestation See Addenda ROOMS IRm Rec. Rm [Bedroom_sj_~Baths . L_au_ndry . Qth_er Basement ~ ...... __ ...... +_ ..... j ....... ._ ........ 63~4 Level 1 1 1 Level 2 ' 3 ! 1 .... 634 J Finished area above ,qrade contains: INTERIOR Materials/Condition Floors CrptJWdNinyi/Fair Wails Plaster/Paneling/Fair Trim/Finish Wood/Fair Bath Floor Asphalt/Fair Bath Wainscot Cer. Tile/Fair Doors Wood/Fair 6 Rooms; 1 Bath(s); HEATING Type FHA Fuel Gas Condition Fair , KITCHEN EQUIP. __ Refrigerator __ Range/Oven Disposal Dishwasher Fan/Hood Microwave Washer/Dryer COOLING None Central Other Condition 3 Bedroom(s); ATflC None Stairs Drop Stair Scuttle Floor ' Heated Finished Additional features (special energy efficient items, otc.): NA Freddie Mac Form 70 6/93 1,268 Square Feet of Gross Livm~ Area AMENITIES CAR STORAGE Fireplace(s) Cf None J Patio Side ...... ~ Garage cf of cars Deck Attached JPorch Frt/Rear X Detached Fence ...... Built-In Pool .... Carport .... IBalcony ~ Driveway 1-2 Cars Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction, remodeling/additions, otc ~Se_e Add~end_aI Adverse environmental conditions (such as, but not limited to. hazardous wastes, toxic substances, otc) present in the improvements, on the site. or in the immediate vicinity of the subject property.: There are no known or apparent adverse environmental conditions that woul_d 0egativel~L~mpact o_n_ the value of the property. (See Addendum) PAGE 1 OF 2 Fannie Mae Form 1004 8/93 Form UA2 -- "TOTAL for Windows" appraisal software by a ia mode, inc. -- 1-800-ALAMODE ValuafionSection UNIFORM RESIDENTIAL APPRAISAL REPORT FileNo. 03-537 ESTIMATED SITE VALUE = $ ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS Dwelling 1=2~67_Sq Ft. @$ _ 63_4_ Sq. Ft @$ Garage/Carport ~':~ -~t~ Total Estimated Cost New = $ Less Physical Functional External 0epreciation i. =$ Depreciated Value of Improvements = $ "As-is" Value of Site Improvements =$ INDICATED VALUE BY COST APPROACH =$ ~TEM SUBJECT 11 Hummel Avenue Camp HiU, PA Prqxi _ralLy to Sg_be~t Sales Price NA Price/Gross Livin! $ / Data and/or Inspection Verification Source H. Records VX~ ~I~AD~J~U~Z~ENT~- DESCRIPTION Sales or Financing Concessions _D.a!_e_ of Sale/Time Location NA Comments on Cost Approach (such as, source of cost estimate, site value square foot calculation and for HUD. VA and FmHA the estimated remaining economic lite of the properly) The Cost A_pRr_oach gen~.[_a.!!y w!!! resuR in an excellent estimate to value if th( building_ !s new or Lm_.provem_ents reflec! the h!ghest and best use of the land However when items qf phis!ca! deterioration and obsolescence must be estimated, rn aqea of ement is involved which is er! t_o error The Cost aroach was not utilized due to th_e. age of.the subject properly, and the amount of deferred maintenance COMPARABLE NO 1 COMPARABLE NO 2 111 E Columbia Road 515 Herman Avenue E nola~PPA _ Lrmoyng.__pA 415 miles 0 45 miles Sit_e 08 Acre View ~ of Construction 1 O0 +/- Condition Fair 21.18 / ____ ~ 2715 MLS; Agent MLS; Agent Coud House Records Court House Records DESCRIPTION _~-_ ~d u~ .... DESCRIPTION t(%~ Adlusl Other Cash None/6 DOM None/10 DOM 9-11-2001 3-15-2002 F e~e. _S ~m~l~e ....... 09 Acre 06 Acre Ave_rg~g.e 100 +f- 100 +f- Above Grade Total Bdrms Total Bdrms Baths_ Total Bdrms Baths Room Count 6 3 1 6 3 1 6 3 1 5 Gross [.~mg_ALea .... _! =558 ._S.~ Ft .... :_2~300 Basement & Finished Full Partial 'Full Rooms Below Grade Unfinished Unfinished Unfinished Functiqna! UtiLity_ Heat!ng/¢_o.oling FHA - None FHA - None FHA - None , Efficient Items _G_arag~/~_ar~d .... Off Street Street On Street Porch Patio, Deck, Porches/Balcony Porch Porches _Fi_re~Dlac e (s_Letc .. _. None None None Shed Fence -1,50C +2000 COMPARABLE NO 3 226E MamStreet Mechan csburg, PA 52 mdes 22,50__0 MLS; Agent Coud House Records DESCRIPTION +1-/$ Adjust Other None/52 DOM 1-24-2002 Fge_ Sim.cie_ 08 Acre Average dAttached Average 100 +/- Total Bdrms Baths 7 4 1 i,900 ~1 F! -5,tO0 Unfinished Average FHA - None Average Off Street Porch None 500 $ 5,100 Adjusted Sales Price ~arable 17,400 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, elco): _Ad ustm__ent~s w~ere ma¢e to re.flgct sub_stantial differences between the corn the subject, The adjustments that were made reflect the typical actions of buy_ers and sellers in the mark( !p_t sizzle an~d y~__ar~built .w_e. re o_b~ained from Cumberland County Tax ' ~Drvl~A-R~,~L.~ NB'} COMPARABLE N~ 3 1~i 1~(~2-- ........... ~one NA Assessment Records See Addenda)_ ITEM SUBJECT COMPARABLE NO 1 Date, Price and Data 10-09-1997 None Source, for prior sales $1.00 NA $1 O0 Hse Records Court House Records Court House Records Court Hous_e Records Analysis of any current agreement of sale, option, or listing of subiect property and analysis of any prior sales of subject and comparables within one year of the date of appraisal orior sales of the c_o~arab__le propedies occurred more than a year~agg._ jSee Addendumt INDICATED VALUE BY SALES COMPARISON APPROACH S 17 500 INDICATED VALUE BY INCOME APPROACH (if Applicable) Estimated Market Rent $ /Mo x Gross Rent Multiplier _ = S . _N_A. This appraisal is made ~ "as is" subject to the repairs, alterations, inspections or conditions listed below subject to completion per plans & specifications Condriions of Appraisal: No warra~ of the appraised is ,cj yen or mplied. No liabdity_~s assu~m~ed for the_st~ruc_tu.r_a] or me_ch_anical e_le_men.ts_of he Final Reconciliation: Due to the lack of rental data the Income Approach was considered ina~Bropriate and not utdized Greatest weight was g~ven to the Sales Comparison Apj2r_oach as it reflects the ~_pical actions.of~b__uy_ers_a_n_d se~ller_s_.i_n_the oB_en'~marke The C0st Approach was not utilized due to the a~ and the amount of deferred ma~ntenan ** eath of Ann Mane Higg~n~ The purpose of this appraisal is to estimate the market value of the real propedy that is the subject of this report, based on the above conditions and the cedificat~on conhngent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/FNMA form 1004B (Revised June 1993 I (WE) EST MATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF AuguSt 14, 2002" "OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $/Z' ..... 17~_5~_0.. S U P E R VIS 0 R~/'A.p,I~.RAtjS E~.R (ON L ~ F. R EQ L[IR E D): / S~gna!ur¢~'2f'.- ,'-'~_~,.~. ~ ',/~_~.~.~.~'/./:',~d~/ .?: Did Did Not M Reitenbach Gert RE Appraiser Name Karen DarneLCed~__G_gn RE AD,raiser Inspect Property Gate_Be op~_SDned August 6, 2003 Date Repod~Sipned Augus 6 2003 State Certification # GA001804 State PA State Certification # GA-001260-L ~ia~'~' PA - State License # State Or State License # State Freddie Mac Form 70 6/93 PAGE 2 OF 2 Form UA2 -- "TOTAL for Windows" appraisal software by a la mode, inc. -- 1-800-ALAMODE Fannie Mae Form 1004 B-93 UNIFORM RESIDENTIAL APPRAISAL REPORT MARKET DATA ANALYSIS ..... ITE~M~ ] SUBJECT COMPARABLE NO. 4 COMPARABLE NO 5 COMPAF 11 Hummel Avenue 5 S. High Street Address Camp Hill, PA Mechanicsburg PA ~ 6.97 miles L__ NA ri~e/Gr~ss%~ $ --~ $ 36.63-/ III / ~S L]v]n~ Area ......... $ . - Da~ and/or Inspection MLS; Ext. Agent ]_.~_~&~p~.~ C H. Records_ .~oud House ~ecords ~EA~(NTS~ DESCRIPTION ___ DE~CRIPTI0~_ +(-)$ AdjusL DESCRIPTION +(-~$ A~us~ DESCRiPTiON Sa es or Rnanc~ng ~ Cash ............... Concessions None/15 DOM ]~aU o~al¢ime_ ~ 5-21-2002 ........... ~ Loc~ ...... Average Average ........ ~ Le~e~ee S~._ .F~_Si~ .... ~ee Simple ~ ~ 08 ~cr~ ....... ~2 Acre ~ ..... Ave~ Aver~ ~¢~%of Construction Average Average 0ondition _ Fair _ Superior -15,000 Above Grade Total 8drms Baths Total Bdrms Baths Total Bdrms Balhs To8 Bdrms Ba Room Count 6 3 1 6 3 ' 1 . Gross LivinB Area 1,268 Sq. Ft. 1 092 Sq. Ft. +1 400 Sq. FL o Sq Basement & Finished Full Pa~ial ~m~elow Grade Unfinished Unfinished l~onal Util~W Average Average H~hnq/Ooolinq FHA - None FHA & CA -3,000 Enemy Efficient Items Average Average Garaqe/Carpod Off Street On Street Porch, Patio, Deck, Porches/Balcony Fd Stoop Fireplace(s), etc. None None Fe~ Pp~ otc Shed '- Adjusted Sales Price of Core. able ~ $ 23 40~ ~ Oate, Price and Data 10-O9-1997 None I Source ~o¢ prior sales $1 00 NA within year of appraisal C~ Hse Records CouM House Records properties are most similar and proximate to subject and have been considered in the market analysis. The descr p on nc udes a do a adiustment, e ect ng market reaction to those items ol significant variation between the subj~c and comparab e propert es a s gniflcant item in the comparable property is superior to, or more lavorabiethan, the sub ect property aminus(- adjustment is made, thus reducing the indicated value of hesubj~c fasgnfcant tern n the comparable is inferior to, orless favorable than, he sublect properb/, a p us (+ ad ustment s made, thus increasing the ind ca ed va ue o the SUP oct. ) 6 + !,-)$ Ad}us; S $ Comments: Market Data Analysis 6-93 Form UA2.(AC) -- "TOTAL for Windows" appraisal software by a la mode, inc. -- 1-800-ALAMODE Supplemental Addendum File No. 03-537 ~ ~orrower/Client NA fPrope~ Address 11 Hummel Avenue City Camp Hill I-Lender Michael Ban~s~ Esquire County Cumberland State PA NEIGHBORHOOD COMMENTS, Cont'd: Subject is located in Lower Allen Township. This neighborhood is conveniently located just south of the Boroughs of Lemoyne and Camp Hill and northwest of the Borough of New Cumberland. Subject is located along the southern side of Hummel Avenue; which is one of this areas more heavily traveled roadways. It is anticipated that the subject's location will have a negative impact on market appeal. Uses along Hummel Avenue include residential, retail, commercial and light industrial; which are typical of the area and should have no affect on market appeal. SITE, Cont'd: The subject site is located in the I-3, Industrial zoning district. It's current use as a residence is not an allowed use within this zoning district Therefore, the subject's use is viewed as legal nonconforming use which predates current zoning. IMPROVEMENTS, Cont'd: At the time of inspection the electric to the home was turned off. According to Mr. Higgins the heating system is nonfunctional. The home has a serious water problem due to a leaking roof. The ceilings in the kitchen, rear bedroom and bath show severe signs of water damage (see subject photo's in addenda of this report). Floor in kitchen is unstable. Standing water and mold was also observed in the basement. Leaking hot water heater. The entire home is filled with garbage. And there appears to be a rodent problem The home needs a new roof. All soffit's, gutters and downspout need replaced. All exterior wood trim needs scraped and painted. Depending upon the stability of the front porch it may need replaced. Brick exterior above basement window appears to be pushing outward, should be repaired if possible. Chimney needs repointed. All garbage located in the yard should be removed. The subject property is considered to be uninhabitable. It is our opinion that the home should be completely gutted. Value is in the "shell" exterior of the home only. THIS APPRAISAL IS BASED ON THE ASSUMPTION THAT THE HOME IS STRUCTURELY SOUND. IN THE EVENT IT IS DETERMINED THAT THE HOME IS NOT STRUCTURELY SOUND WE RESERVE THE RIGHT TO REVIEW AND OR REVISE THIS REPORT AND CONCLUSION OF VALUE STATED WITHIN, ADVERSE ENVIRONMENTAL CONDITIONS, Cont'd: The property is of an age where lead based paint may be present. The market does not penalize the property, but the client should be advised of it's possible existence. It is assumed that it is not present. If the client had a concern, then a qualified expert should be contacted. The home is of an age where asbestos covered pipes may be present. This is common for older buildings and should not affect marketability, if there is asbestos, it is recommended that it be encapsulated for environmental protection. Your appraisers are not experts in this area. If the client has a concern regarding this, then a qualified expert should be contacted. SALES COMPARISON APPROACH, Cont'd Sales #1, 2 and 3 were considered to be in similar condition as the subject. Sale #4 needed cosmetic repair work and updating, however did not require major repairs. The weighted average was also considered to indicated the value of the subject. Estimated indicated value is determined by using the Gross Adjustment of sale price for each comparable (comp) as a measure of the relative quality of the comp. A lower adjustment indicates a better comp, and visa versa. The ratio of gross dollar adjustment to sale price for each of the comps is used to calculate the weight each comp should have in a weighted average calculation. As with any method, this technique is not perfect. However, it does a good job of giving more weight to the most similar comps, while at the same time minimizing values near the extremes of the indicated value range. The indicated weighted average is $22,500. The market value ranges from $17,400 to $30,700. Taking into consideration the subject's location, access and the water damage caused by the leaking roof it is our opinion that the subjects' market value would beat the lower end of the value range. Some adjustments exceeded recommended guidelines but were considered necessary to reflect an accurate value FINAL RECONCILIATION, Cont'd: The retrospective market value opinion stated herein is as of the date of death of Ann Marie Higgins on August 14, 2002; as stated within the body of the appraisal, and contingent upon the certification and limiting conditions attached. The date of inspection was July 23, 2003. The subject property is currently assessed at $84,100. Based on our research and the conclusion of value stated within this report it is our opinion that the subject property's current assessment is high. Recommend a tax appeal. SPECIAL LIMITING CONDITIONS: This appraisal is not a home inspection and your appraisers' are not acting as a home inspector's when preparing the report. The client has the right to have the home inspected by a professional home inspector. When performing the inspection of this property, your appraisers' visually observed areas that were readily accessible. The appraiser is not required to disturb or move anything that obstructs access or Form TADD -- "TOTAL for Windows" appraisal soflware by a la mode, inc. -- 1-800-ALAMODE Supplemental Addendum File No 03-537 IBorrower/Client NA Property Address 11 Hummel Avenue City Camp Hill County Cumberland State PA - Lender Michael Bancjs~ Esquire visibility. The inspection is not technically exhaustive. The inspection does not offer warranties or guarantees of any kind. No warranty of the appraisal is given or implied. No liability is assumed for the structural or mechanical elements of the property. If the property is sold, this appraisal is subject to satisfactory inspection reports including, but not limited to: wood infestation, radon, building inspections, etc. Further, your appraiser is not an environmental expert, and is not qualified to detect environmental defects in and/or on the subject property. Mold may be present in areas the appraiser can not see. Should the client have a concern regarding any of the above mentioned items it would be strongly recommended that an expert (ie: home, environmental, structural, etc. ) be contacted. SUPPLEMENTAL CERTIFICATIONS: This appraisal was prepared by Karen Damey and Pamela M. Reitenbach for the exclusive use of Michael Bangs, (client) representing the estate of Ann Marie Higgins. The purpose of this appraisal report is for estate settlement purposes. The information and opinions contained in this appraisal set forth the appraiser's best judgement in light of the information available at the time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. Ms. Darney and Ms. Reitenbach accept no responsibility for damages suffered by any third pady, as a result of reliance on or decisions made or actions taken based on this report. In our opinion the reasonable exposure time linked to the value opinion is 90 to 180 days. We further certify that, to the best of our knowledge and belief: - This appraisal is a COMPLETE APPRAISAL-SUMMARY APPRAISAL REPORT. - The statements of fact in this repod are true and correct. - The repoded analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are our personal, impartial, and unbiased professional analyses, opinions and conclusions. - We have no present or prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties involved. - We have no bias with respect to the property that is the subject of this repod or to the parties involved with this assignment - Our engagement in this assignment was not contingent upon developing or reporting predetermined results. - Our compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - Our analyses, opinions and conclusions were developed, and this report has been prepared in conformity with the Uniform Standards of Professional Practice. - No one provided significant professional assistance to the persons signing this report. - This appraisal has been made in conformity with the requirements of the Code of Professional Ethics and Standards of Professional Appraisal Practice of the Appraisal institute. - The use of this report is subject to the requirements of the Appraisal Institute relating to review by its duly authorized representatives. - Karen Darney and Pamela M. Reitenbach personally inspected the interior and exterior of the subject property. Pamela M. Reitenbach prepared this repod. Karen Darney reviewed the report and concurred with the conclusions contained in this repod. Karen Darney PA State Certified General Appraiser Pamela M. Reitenbach PA State Certified General Appraiser Form TADO -- "TOTAL for Windows" appraisal software by a la mode, inc. -- 1-800-ALAMOOE REV- 1508 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Annmar ie Hi~ins SSi/ SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY 209-46-2214 08/14/2002 FILENUMBER 21-03-0504 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH Employees Group Life Insurance 1 2 3 4 Proceeds from Federal Refund from Verizon 1993 Chevy Caprice US Office of Personnel Management (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. 31,000.00 30.05 500.00 414.00 Retirement Death Benefit TOTAL (Also enter on line 5, Recapitulation) $ 31,944.05 Form REV-1508 EX (Rev. 1-97) REV-1511 EX+(1-97) SCHEDULE H COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES & INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF Annmarie Hi~ins SS# 209-46-2214 08/14/2002 FILE NUMBER 21-03-0504 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1 Musselman Funeral Home 2 3 Vital Records - Additional Death Certificates ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) / EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: Attorney's Fees Michael L. Bangs Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant John J. His~ins, Jr. Street Address 11 Hummel Avenue City Camp Hill State PA Zip 17011 Relationship of Claimant to Decedent Brother Probate Fees Register of Wills Accountant's Fees Tax Return Preparer's Fees Other Administrative Costs Cumberland Law Journal - Legal Advertising L. G. Connor Real Estate Appraisers - Real Estate Appraisal fee The Sentinel Legal Advertising TOTAL (Also enter on line 9, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 2,385.20 22.00 3,750.00 3,500.00 85.00 75.00 300.00 95.27 10,212.47 Copyright (c) 1996 form software only CPSystems, Inc. Form REV- 1511 EX (Rev. 1-97) REV- 151Z EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Annmar ie Higgins SCHEDULEI DEBTS OF DECEDENT, MORTGAGE LIABILITIES, AND LIENS SS# 209-46-2214 08/14/2002 FILE NUMBER 21-03-0504 Include unreimbursed medical expenses. ITEM NUMBEF DESCRIPTION MBNA America - Credit Card Payment Mobile X-Ray Imaging TOTAL (Also enter on line 10, Recapitulation) (If more space is needed, insert additional sheets of the same size) AMOUNT 502.57 604.00 1,106.57 Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1512 EX (Rev. 1-97) REV-1513 EX + (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Annmarie Hi~ins SS~/ 209-46-2214 SCHEDULE J BENEFICIARIES 08/14/2002 NUMBER I. 1 II. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116(a)( 1.2)] John J. Higgins, Jr. 5169 E. Trindle Road, Lot 28 Mechanicsburg, PA 17050 RELATIONSHIP TO DECEDENT Do Not List Trustee(s) Brother FILE NUMBER 21-03-0504 AMOUNT OR SHARE OFESTATE Entire ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18, AS APPROPRIATE, ON REV 1500 COVER SHEET NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS $ 0.00 TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET (If more space is needed, insert additional sheets of the same size) Copyright (c) ZO00 form software only The Lackner Group, Inc. Form REV-1513 EX (Rev. 9-00) Register of Wills of Estate of Annmar ie also known as CUMBERLAND INVENTORY County, Pennsylvania John J. Hi8gins, Jr., His8ins No. 21-03-0504 , Deceased Date of Death 08/14/2002 Social Security No. 209- 46 - 2214 Personal Representative(s) of the above Estate, deceased, verify that the items appearing in the following Inventory include all of the personal assets wherever situate and all of the real estate in the Commonwealth of Pennsylvania of said Decedent, that the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and that Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum at the end of this Inventory. I/We verify that the statements made in this Inventory are true and correct. I/~/Ve understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Name of Attorney: Michael L. Bangs I.D. No.: 41263 Address: 302 South 18th Street Camp Hill, PA 17011 Telephone: 717/730-7310 Personal Represe/m[ative _ , ~o~n J. H~:zln~, /~r~ - /" Signature: ~/ v [/ ~ Address: 5169 E. Trindle Rd. Mechanicsbur~, PA 17055 Telephone: 717 Description (See continuation page(s) attached) (Attach additional sheets if necessary) Value Total: 49,444.05 NOTE: The Memorandum of real estate outside the Commonwealth of Pennsylvania may, at the election of the personal representative, include the value of each item, but such figures should not be extended into the total of the Inventory. Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSystems, Inc. Form #RW-7 (199Z) Estate of: Date of Death: County: Annmarie Higgins 08/14/2002 Cumberland INVENTORY CASH: Proceeds from Federal Employees Group Life Insurance Refund from Verizon US Office of Personnel Management - Retirement Death Benefit 31,000.00 30.05 414.00 PERSONAL PROPERTY: 1993 Chevy Caprice 500.00 REAL ESTATE/PA: Real Estate Located at 11 Hummel Avenue, Camp Hill See Appraisal Attached 17,500.00 TOTAL RECEIPTS OF PRINCIPAL ............... 31,444.05 500.00 17,500.00 49,444.05 -1-  U, ~ POSTR6E NOV 06, '03 I',,111,,,111,,,,,,11,,11,1,,i,i Donna M. Otto, Deputy Register o f Wills Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. CD REV-1162 EX(11-96) 003412 BANGS MICHAEL L 302 S. 18TH STREET CAMP HILL, PA 17011 fold ESTATE INFORMATION: SSN: 209-46-2214 FILE NUMBER: 2103-0504 DECEDENT NAME: HIGGINS ANNMARIE DATE OF PAYMENT: 01/06/2004 POSTMARK DATE: 01/05/2004 COUNTY: CUMBERLAND DATE OF DEATH: 08/14/2002 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $433.53 REMARKS: TOTAL AMOUNT PAID: 9433.53 SEAL CHECK//0099 INITIALS: VZ RECEIVED BY: GLENDA FARNER STRASBAUGH DEPUTY REGISTER OF WILLS REGISTER OF WILLS BANGS LAW OFFICE 302 South 18th Street Camp Hill, PA 17011 Donna M. Otto, Deputy Register of Wills Cmnberlmxd County Courthouse One Courthouse Square Carlisle, PA 17013 REGISTER OF WILLS OF CUMBERLAND COUNTY REPORT OF STATUS OF ADMINISTRATION (For Resident Decedents Dying after July 1, 1984) ESTATE NO. 21 - 03 - 0504 Name of Decedent: Social Security No.: ANNMARIE HIGGINS 209-46-2214 Date of Death: August 14, 2002 Name of Personal Representative: John J. Higgins, Jr. Capacity Executor (check one) Administrator X Administrator c.t.a. Administrator d.b.n. Is the administration of the estate complete? Yes X No If "Yes", how was the administration ended? (check one) By court accounting By account stated to parties in interest X Did the parties release the personal representative? Yes Other (explain) Total amount paid to date to creditors and for funeral and $13,741.26 administrative expenses Total value of distributions to date to beneficiaries $18,426.44 If administration is not complete, estimated value of assets $ still in administration NOTE: This status report is due no later than the due date for filing of the Pennsylvania inheritance tax return or, if no inheritance tax return is required, nine (9) months after the date of death; if the administration of the estate has not been concluded, a summary report shall be filed annually thereafter until the administration is complete. I certify under penalty of perjury that the foregoing information is correct to the best of my knowledge, information and belief. Date: c>~//~~ff )¢~A~_~ ~~ Attomey f~r Estate ~ Lt:~td BL 83:J ~. ESTATE OF ANNMARIE HIGGINS Deceased ) ) ) ) ) ) ) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-03-0504 RECEIPT AND RELEASE I, JOHN J. HIGGINS, JR., the undersigned, being a beneficiary under the Estate of Annmarie Higgins, deceased, do hereby: 1. State and acknowledge that I am an adult individual; 2. Waive the filing of an Account or Schedule of Distribution by the personal representative of the Estate; 3. Acknowledge that I have received all sums of money and property to which I am entitled as a beneficiary of the Estate ofAnnmarie Higgins; 4. To the extent of said distribution, release John J. Higgins, Jr., Administrator, of the Estate of Annmarie Higgins, and his heirs and personal representatives, from all liabilities, whether due to his negligence or otherwise, which he may have by reason of his administration of the Estate; 5. Agree to refund to the Estate and to the said John J. Higgins, Jr., Administrator, any portion of the distribution to which I am not properly entitled, and, to the extent of said distribution, to indemnify him and the Estate for claims made against him and to reimburse him and the Estate all expenses and costs incurred in connection with any such claim; and 6. Declare that this instrument shall be legally binding upon me, my personal representatives, and assigns. IN WITNESS WHEREOF, I have hereunto set my hand and seal this /~ day of lq J. HI(~NS, JR.[ COMMONWEALTH OF PENNSYLVANIA ) ( SS: COUNTY OF CUMBERLAND ~ ) . Onthis, the /~day~f~~~/1/g/ ,2004 beforem-- undersigned officer, personally appeared JOHN J. HI~GJNS, JR., knov~n to me (~; ;;~isfactorily proven) to be the person whose name is subscribed to the within instrument and acknowledged that (s)he executed same for the purposes herein contained. IN WITNESS WHEREOF_.,.L~a,~e lereunlto sel~my-h~aad angl official seal. MI (DI-IAE L L. ATTORNEY AT LAW 002 SOUTH 18TH STRI~ET GAI~P HILL, PENNSYLVANIa- 17011 IN RE: ESTATE OF ANNMARIE HIGGINS Deceased ) IN THE COURT OF COMMON PLEAS OF ) CUMBERLAND COUNTY, ) PENNSYLVANIA ) ) ORPHANS' COURT DIVISION ) ) NO. 21-03-0504 RECEIPT AND RELEASE I, JOHN J. HIGGINS, JR., the undersigned, being a beneficiary under the Estate of Annmarie Higgins, deceased, do hereby: 1. State and acknowledge that I am an adult individual; 2. Waive the filing of an Account or Schedule of Distribution by the personal representative of the Estate; 3. Acknowledge that I have received the sum of $15,000.00, as a partial distribution to which I am entitled as a beneficiary of the Estate ofAnnmarie Higgins; 4. To the extent of said distribution, release John J. Higgins, Jr., Administrator, of the Estate of Annmarie Higgins, and his heirs and personal representatives, from all liabilities, whether due to his negligence or otherwise, which he may have by reason of his administration of the Estate; 5. Agree to refund to the Estate and to the said John J. Higgins, Jr., Administrator, any portion of the distribution to which I am not properly entitled, and, to the extent of said distribution, to indemnify him and the Estate for claims made against him and to reimburse him and the Estate all expenses and costs incurred in connection with any such claim; and 6. Declare that this instrument shall be legally binding upon me, my personal representatives, and assigns. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~ fi/t9 g'. ,2003. __day of (SEAL) COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF CUMBERLAND / ~SS: On this, the /~4~ day of ,2003, before me, the undersigned officer, personally appeared JOHN J. HIGGINS, JR., known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument and acknowledged that (s)he executed same for the purposes tlerein contained. IN WITNESS WHEREOF, I have ~ereuoto s~t my hand and official seal. b ~3ary Publi~:] ,, MI(3HA~L L. BANGS ATTORNEY AT LAW ~O2 SOUTH lOTH STREET G~P HILL, P~S~V~ 17011 . · BUREAU OF INDIVIDUAL TAXES  V INHERITANCE TAX DZVTSZON DEPT. HARRISBURG, PA 17118-0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAZSEHENT, ALLO#ANCE OR DZSALLOHANCE OF DEDUCTIONS AND ASSESSHENT OF TAX REV-lee? EX AFP (01-05) HICHAEL L BANGS 302 S 18TH ST CAMP HILL CUT ALONG THIS LINE ~ PA 17011 DATE 12-29-Z003 ESTATE OF HIGGINS DATE OF DEATH 08-1q-Z!OOZ FTLE NUMBER 21 COUNTY CUMBERLAND ACH 101 I Alrlount Remitted ANNHARIE HAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 170!13 RETAIN LOWER PORTION FOR YOUR RECORDS REV-1547 EX AFP (01-03) NOTZCE OF ZNHERZTANCE TAX APPRAZSEHENT, ALL~'~ ................. DZSALLO#ANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF HIGGINS ANNMARIE FILE NO. 21 03-050~ ACN 101 DATE 12-29-2005 TAX RETURN HAS: ( ) ACCEPTED AS FILED (X) CHANGED SEE ATTACHED NOTICE RESERVATION CONCerNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) (1) 17/500. 2. Stocks and Bonds (Schedule B) (2) . O0 $. Closely Held S*ock/Partnership /nterest (Schedule C) ($) . q. Mortgages/Notes Rece/vable (Schedule D) (q) .00 5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) (5) 3119~. 05 6. Jointly Offned Property (Schedule F) (6) . Q0 7. Transfers (Schedule G) (7) 8. Total Assets (8) APPROVED DEDUCTIONS AND EXEMPTIONS: 6,712.~7 9. Funeral Expenses/Ada. Costs/HAsc. Expenses (Schedule H) (9) 10. Debts/Mortgage Liabilities/Liens (Schedule 1) (10) I a 106.57 11. Total Deductions (11) 12. Nat Value of Tax Return (12) 13. lq. NOTE: NOTE: To insure proper credit to your accoun*, subm/t the upper portion of this form w/th your tax payment. q9.,qqq. 05 7.81g,0q ql,625.01 .00 x ql,625.01 x .00 X RECEIPT NUMBER CD005210 INTEREST IS CHARGED THROUGH 0i-13-200q AT THE RATES APPLICABLE AS OUTLINED ON THE REVERSE SIDE OF THIS FORM UI$COUNT /NTEREST/PEN PAID (-) .00 AMOUNT PAZD q, 68q. 69 TOTAL TAX CREDIT ! BALANCE OF TAX DUEl INTEREST AND PEN. TOTAL DUE ZF PAID AFTER DATE INDICATED) SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. q,68q.69 310.51 125.22 ( TF TOTAL DUE TS LESS THAN $1) NO PAYMENT TS REI~UTRED. TF TOTAL DUE TS REFLECTED AS A "CREDTT" (CR)) YOU MAY BE DUE A REFUND. SEE REVERSE STDE OF THIS FORH FOR TNSTRUCT/ONS.) '~¥~ TAX CREDITS: PAYMENT DATE 11-06-2005 O0 = .00 Oq5 = .00 12 = q,995.00 15 = .00 (19): q,995.00 ASSESSMENT OF TAX: 15. Amount of Line lq at Spousal rata (15) 16. Amount of Line lfi taxable at Lineal/Class A rata (16) 17. Amount of Line lfi at Sibling rata (17) 18. Amount of Line lq taxable a~ Collateral/Class B rate (18) 19. Principal Tax Due .00 X Charitable/Governmental Bequests; Non-elected 9115 Trusts (Schedule J) (:13) . O0 Net Value of Estate Subject to Tax ('1~.) ql,625. O1 Z~ an assessmen~ ~as ~ssued previously, ZAnes 1~, 15 and/er 16, 17, 18 and re~lec~ ~gures ~ha~ Anclude ~he ~o~al of ALL returns assessed ~o da~e. RESERVATION: PURPOSE OF NOTICE: PAYNENT: REFUND (CR): OBJECTIONS: ADNZN- ISTRATIVE CORRECTIONS: DISCOUNT: PENALTY: INTEREST: Estates of decedents dying on ar before December 1Z, 1982 -- if any futura interest in the estate is transferred in possession or enjoyment to Class B (collateral) beneficiaries of tho decedent after the expiration of any estate for life or for years, the Commonwealth hereby expressly reserves the right to appraise end assess transfer Inheritance Taxes at the lawful Class D (collateral) rate on any such future interest. To fulfill the requirements of Section ZlqO of tho Inheritance and Estate Tax Act, Act Z$ of ZOO0. (72 P.S. Section 91q03. Detach the top portion of this Notice and submit with your payment to the Register of Hills printed on the reverse side. --Hake check or money order payable to: REGISTER OF NILLS, AGENT A refund of a tax credit, which ams not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-1313). Applications are available at the Office of the Register of Hills, any of the Z$ Revenue District Offices, or by calling the special gA-hour ensaerJng service for forms ordering: 1-800-362-Z050; services for taxpayers with special hearing and / or speaking needs: 1-800-~7-3020 (TT only). Any party in interest not satisfied with tho appraisement, allowance, or disallowance of deductions, or assessment of tax (including discount or interest) as shown on this Notice must object within sixty (60) days of receipt of this Notice by: --written protest to the PA Department of Revenue, Board of Appeals, Dept. ZBIOZI, Harrisburg, PA 17128-1021, --election to have the matter determined at audit of the account of the personal representative, OR --appeal to the Orphans' Court. OR 1982 1983 198~ 1985 1986 --Interest is calculated as falloas: INTEREST = BALANCE OF TAX UNPAID Factual errors discovered on this assessment should be addressed in writing to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Review Unit, Dept. Z80601, Harrisburg, PA 17128-0601 Phone (717) 787-6505. See page S of the booklet "Instructions for Inheritance Tax Return for a Resident Decedent" (REV-1501) for an explanation of administratively correctable errors. If any tax due is paid within three (3) calendar months after the decedent's death, a five percent (523 discount of the tax paid is allowed. The 1SI tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and in tho the same tiaa period as you would appeal the tax and interest that has been assessed as indicated on this notice. Interest is charged beginning aith first day of delinquency, or nine (9) months and one (1) day from the date of death, to the date of payment. Taxes which became delinquent before January 1, 198Z bear interest at the rate of six (62) percent par annum calculated at a daily rate of .00016q. All taxes ahich became delinquent on end after January 1, 1982 will bear interest at a rate which will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 198Z through ZOO3 ara: Interest Daily Interest Daily Interest Daily Year Rate Factor Year Rate Factor Year Rate Factor .0005~8 1987 92 .O00Zq7 1999 7Z .O0019Z .000~38 1988-1991 X1Z .000301 2000 82 .000219 .000301 1992 92 .0002~7 2001 92 .0002~7 .000356 1993-199q 72 .000192 2002 62 .O0016q .O00Z7q 1995-1998 92 .O00Zq7 Z003 52 .000137 X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect on interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated. REV-1470 EX (6-88)  INHERITANCE TAX EXPLANATION COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE OF CHANGES BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG~ PA 17128-0601 DECEDEN3~S NAME FILE NUMBER Higgins, Annmarie 2103-0504 REVIEWED BY AcN Daniel Heck 101 ITEM SCHEDULE NO. EXPLANATION OF CHANGES H B-3 The claim for the family exemption has been disallowed. The claiimant must be a spouse or if no spouse, a parent or child living in the same household aS the decedent as of the date of death. ROW Page 1 BUREAU OF TNDTVTDUAL TAXES INHERITANCE TAX DIVISION DEPTo Z80601 HARRISBURG, PA 171Z8-060! COMMONNEALTH OF PENNSYLVAN'rA DEPARTMENT OF REVENUE INHERITANCE TAX STATEMENT OF ACCOUNT REV-160? EX AFP C02-03) MICHAEL L BANGS 302 S 18TH ST CAMP HILL ~ ~, DATE 02-23-ZOOq ~¥'i)i. ESTATE OF HIGGINS DATE OF DEATH 08-1q-2002 F'rLE NUMBER 21 05-050q FEE 27 P1:03cOUNTY CUMBERLAND ACN 101 Co., PA Amoun~ Rmm/~ed ANNMARIE MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To /nsure proper crmdi~ ~o your account, submi~ ~hm upper pore/on of ~chis form wi~h your ~ax payment. CUT ALONG TH'rS LINE ~,~ RETA'rN LONER PORT'rON FOR YOUR RECORDS ~ REV-1607 EX AFP (01-03) ~ INHERITANCE TAX STATEMENT OF ACCOUNT ESTATE OF HIGGINS ANNMARIE FILE NO. 21 05-050q ACN 101 DATE 02-25-200q THIS STATEMENT 1S PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACM TN THE NAMED ESTATE. SHOWN BELON 1S A SUMMARY OF THE PRINCIPAL TAX DUE,, APPL]CCATZON OF ALL PAYMENTS., THE CURRENT BALANCE., AND., ZF APPLICABLE., A PROJECTED TNTEREST F'rEURE. DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT: 12-29-2005 PRINCIPAL TAX DUE: ........................................................................................................................................................................................................................... q,995.00 PAYMENTS (TAX CREDITS): PAYMENT RECEIPT DISCOUNT (+) DATE NUMBER INTEREST/PEN PAID (-) 11-06-2005 01-05-200q CD003210 CDOOSq12 .00 122.95- [F PAID AFTER THIS DATE., SEE REVERSE S/DE FOR CALCULATION OF ADDZT/ONAL INTEREST. ( ZF TOTAL DUE IS LESS THAN $1, NO PAYMENT 1S REQUIRED. IF TOTAL DUE 1S REFLECTED AS A 'CRED/T" (CR), AMOUNT PAID q,68q.69 q35.55 TOTAL TAX CREDIT ~,995.27 BALANCE OF TAX DUE .27CR INTEREST AND PEN. .00 TOTAL DUE .27CR YOU MAY BE DUE A REFUND. SEE REVERSE STDE OF TH/S FORM FOR INSTRUCTIONS. ) PAYMENT: Detach fha top portion of this Notice and submit with your payment made payable to the name and address printed on the reverse side. -- If RESIDENT DECEDENT make check or money order payabla to: REGISTER OF NZLLS, AGENT. -- If NON-RESIDENT DECEDENT make check or money order payable to: COMMONWEALTH OF PENNSYLVANIA. REFUND (CR]: A refund of a tax credit, which was not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-ISIS). Applications are available at the Office of the Register of Nills, any of the Z$ Revenue District Offices or free the Department's Z~-hour answering service for forms ordering: 1-800-562-Z050; sarvicas for taxpayers with spacial hearing and / or speaking needs: 1-BOO-qqT-50ZO (TT only). REPLY TO: Questions ragarding errors contained on this notice should be addressed to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Review Unit, Dept. 28060I, Harrisburg, PA 171ZB-OBO1, phone (717) 787-6505. DISCOUNT: If any tax due is paid within three (5) calendar months after the decadent's death, a five percent (52) discount of the tax paid is allowed. PENALTY: The 15Z tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and nat paid before January 18, 1996, the first day after the and of the tax amnasty pariod. INTEREST: Interest is charged beginning with first day of delinquency, or nine (9) months and one [1) day from the date of death, to the date of payment. Taxes which became delinquent before January l, 1982 bear interest at tha rate of six (6X) percent per annum calculated at a daily rate of .00016~. All taxes which became delinquent on and after January 1, 198Z will bear interest at a rate which will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable intarest rates for 1982 through Z005 ara: Interest Daily Interest Daily Interest Daily Year Rate Factor Year Rate Factor Year Rate Factor 1982 202 .O00SqB 1987 92 .0002q7 1999 72 .000192 1985 16Z .000~58 1988-1991 112 ,O00SO1 2000 82 .000219 198~ 112 .000501 1992 92 .0002q7 2001 92 .0002q7 1985 152 .000556 1993-199~ 72 .000192 Z002 62 .00016~ 1986 102 .00027q 1995-199& 92 .000Z~7 2005 52 .000157 --Interest is calculated as follows: INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (1S) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated.