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HomeMy WebLinkAbout10-69374 At 10 NC Piro???.?`? ?':, . ; . HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 400 Market Street Suite 600 Philadelphia, PA 19106-2513 (215) 928-1400 OUR FILE NO. 343120 -? N CZD C?p -?, MOD M C=) = cn cr . . CD Attorney for Plaintiff?° =c:) ' cin mac vm CUMBERLAND COUNTY CAPITAL ONE BANK 4851 COX ROAD GLEN ALLEN, VA 23060 Vs. LEON BAKER 2110 DOUGLAS DR CARLISLE PA 17013 COURT OF COMMON PLEAS CIVIL DIVISION TERM. No. 10 - &437 CNil-Lorm CIVIL ACTION "NOTICE "You how boon sued in cowl If ysu wlah fo dafarad ep *w a alrinr sot tbrlh in a tis/owinp popes, ysu mart isle aaYon wW* twady aMdrys slerthb ooaupbW wW notlos wo snwd, by simbab a" MMwa appooronoe pwsonmW or by sarary ad * ft in v*1 ft vft the cm4 year dsisr, m orobjadloras lot* doings sot lw a apoiast year. You fro warned that N you OM b do w #W rose mry proosod %W m* you grad s jaripnw t my be wa- twvd opobut you by vw Cmd % m m * ftaAlaer F o s s for ony mon- ey olsirnad in tlm ooanptrint or for gay oar dsim or mW rsgaaat: od by the ploUaW You nW bee mwisy or pgaoaly or oar rWft inaporisrk to ynau. W YOU CADiIi[ T AM W TO HIRE A LAWTEt,TM CIMM MAY W AN& TO "b0V= YOU WfM IN 00"TIM AHOUT AOBNCWit THAT MAY OPPFALWAL SEI1ICEN TO FLIGMS PEASONS AT A REDUCED FEE ORwo rm CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD STREET CARLISLE PA, 17013 800-990-9108 "AVISO "Lo hen dwnwidodo s uslad on a corb. Si umod qulwo dabndwso do sobs dwesra I eaapual s on las pipitass souiwala, ud" tlww vocals PM A%w do plow ar po* do Is irolao do Is donawds y to no l101, * I Hoop *ft asentar uno ooanpsaorad. wain o on pwwm o eon un elwpedo y enfspor o w owM on foams ewrft sus delis - o sus objadtMMS s In dwr, I on oonks de su pwswao. SM sarfsea1, que d uslod no so I I I , is oorto tonud nasdides y pusdo owdi near is dwa- I on r c I suyo stn psvb a k inno n POP 15 Adwaais, locoals pusde dad* s fwsr del dwawradrM y rs*Aws quo umW awrq al oon Yoder Ism pmvMmn do eda dwar I . U - ' pusde pe-.4 dinw+o o sus popisdodw u otroo dwodwe inpodwom pare usied. `LLEVE ESTA DEMANW?A UN ABOQADO IMMEDIATAMI M Si NO TiENE ASOGADO O SI NO TIENE EL DMIERO SUFICIENTE DE PAGIAR TAI. SERVICIO, VAYA EN PERSONA O LLAME FOR TELItFONO A LA OFICINA CUYA DIREACC" SE ENCUEMM EWWA ABMO PARK AVERIGUAR DONDE SE PUEDE CONSEWR ASISTENCIA LEGAL 0 s #9a.oo pow Of 1073 4 P-t oZ5055J CIVIL ACTION 1. Plaintiff CAPITAL ONE BANK is a business entity securing or collecting debts, with offices located at: 4851 COX ROAD, GLEN ALLEN, VA 23060. 2. Defendant(s) LEON BAKER is/are individual(s) residing at: 2110 DOUGLAS DR, CARLISLE, PA 17013. 3. Upon application by Defendant(s) a Credit/Revolving Charge Account was established for Defendant(s), which was assigned account number 5178052520824919. 4. Defendant(s) subsequently utilized the aforesaid account to make various purchases and/or receieve cash advances, thereby incurring payment obligations to Plaintiff and/or Plaintiff's predecessor in interest. 5. Defendant(s) defaulted by failing to adhere to repayment terms and in accordance therewith, the entire remaining balance became due and immediately payable. 6. As a consequence of the foregoing there is presently due and owing to Plaintiff by Defendant(s) the following amounts (see Exhibit "A"): Unpaid Balance: Interest: TOTAL DUE: $8,384.82 $281.98 $8,666-.--90 7. Despite repeated demand by Plaintiff, Defendant(s) has/have failed and refused to pay the aforesaid sum. WHEREFORE, Plaintiff demands that judgment Defendant(s) in favor of Plaintiff in the together with interest and costs. HAYZ By: be entered against amount of $8,666.80 Attorney for Plaintiff ?- L-.G G7 c0` `p ?vOC Y.LU• •°,a E w 0 WE -Zoz. w CS SO. g ?d c W Q Off. '?' « c E 0 ••;•• e ? ?' .? CD L, t _t h q s? c O V M ? O ? a M z ? « N ull 'Ito Lhwml { m N - 13 13 N W O? O .C V L O .? I ? A^ N 0 0 N 0 0 off O l/'1 lD ? N .r O D 0 ? ?? W ? c3 to 0-5 . ?. o blouou '91 v 4rdt o. Orgo p? A d£ 81 ltd go 0 e{ _c gal a-? $?3 d a?sa ? d s c ? L ' i -g _ im Cti v 1 n ?I C to i N N O y 0 lc? occ CL C 0 „a V O? C 0 W 'a O 0 .A-- `a aj ? Q! H ? ? L ? aO 0 EXHIBIT A LEAN C BAKER 4940 SIMPSON FERRY RD #R MECHANICSBURG PA 17050-3630 Useby2013:112006 11617 08640-01 1111161711¦ 1:0 5 100 6 7 481:86 5 2 5 208 249i91' PLATINUM MASTERCARD ACCOUNT AUG 12 - SEP 11, 2006 5178-0525-2082-4919 Page 1 of 3 Account Summary Payment,, Credits and Adjustment, Previous Balance $6,091.20 1 08 SEP PAYMENT' RECEIVED -'17-1ANKYOU Payments, Credit, and Adjustment, 5200.00 5200.00 Transactions $.00 NOTICE: Took for a new statement design for your Capital One credit card beginning nest month. Finance Charges $51.20 A summary of the key charges will be provided with your new statement. New Balance 55,942.40 Good Newc Because of your on-tune payment history, some or all of your Annual Percentage Minimum Mama Due $17&00 Rates (A.P. Rs) have been returned to your Non-Introductory Rate. Payment Due Date October 12, 2006 Total Credit line $13,800 Total Available Credit $7,857.60 Credit line for Cash 56,900 Available Credit for Cash $6,900.00 At To MU Cussoma Relation or to report a lost ar stden cud: 1-800-903-3637 Sind payment, to: Ann: ?l Rw ittanm Processing C 0. One ? P. Box 70884 Cludone, NC 28272.0884 Send inquiries to: Capes One P.O. Box 3W SLC, UT 84130-0285 Important Account Information Beginnitrg October 1st,1006, based on your account activity you maybe awased more than two late, overfimit, or returned check fees that occur during any billing period. Finance Charges Pkaeia reverends, i V-- ini6enratrrm Bdmvrrarr ,MWWA, Paiodk C-j rlwd r o APPRR CE ` 0 CAM F609 r a .02712% 9.9ft ?r E 151.20 &0 .0 5425% 19.8091 1.00 ANNUAL PERCENTAGE RATE applied this period 9,90% PLEASE RETURN PORTION BELOW WITH PAYMENT 0000000 0 5178052520824919 11 5942400200000178006 New Balance $5;942A0 Pk- frioraraifag-a- arywrmni/da>n?a brlaa rrurg bhr sr M.A irk Mrumum Amount Due $17800 stmt t e Payment Due Date October 12, 2006 ? Total errloeed $ City Sti 22P Hum. Ph-, Are," Ph- Account Number. 5178-0525-2082-4919 FinaO Addree Capital One Bank P.O. Box 70884 Illustr1111es1n11111 Charlotte, NC 28272-0884 LdrllnlmLlLnInLIIL9eLd9L96rInIInlnLdlnrll #9025504860501744# MAIL ID NUMBER LEON C BAKER 4940 SIMPSON FERRY RD # R MECHANICSBURG PA 17050-3630 ° ? IndlLrdlln99LLILtrnllnll999rlldlnnl9tllL9mtlll r EXHIBIT A Ptaare amtepw acowd number em yowc&d an money order made fnyable la Qod One Bank and-sail in the eu/oud enve*.. GROWING TRUST. WORTHY. BANKING. With one of the best savings rates among the top national banks, you can trust that your money will work for you. Visit www.capitalonedirect.com Please use Offer Code DMYYVLPDP Direct Banking *Please see reverse for important disclosures. /ONLINE OF SAVINGS ACCOUNT SOWN 01 ?on lances of 0 or more* MEMBER FDIC FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment Due late C$7,905.28 - $150.00 + $66.60 --$39.00 = $7,860.88 $145.00 Jun. 12, 2009 Apr. 18, 2009 - May. 18, 2009 Page 1 of 1 MasterCard Platinum Account 517&0a I1,20B24919 Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAI LABLE CREDIT $5,939.12 CREDIT LINE FOR CASH $6,900.00 AVAILABLE CREDIT FOR CASH $5,939.12 Finance Charges (Plmse see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $7,922.13 0.02712% 9.90% $66.60 Cash $0.D0 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE applied this period: 9.90% ® At Your Service - Go to pi In mange your scoount, ar Cat 1-000.955.7070 b repot a bet or raoen card or speak to Customer Rebliors ® pay Onllne at ww.ca Aebwoom or mat yaw payment b: Capital One Bank (USA), NA. • P.O. Box 71083 - Charbtle, NC 28272.1083 A Send Inquiries to: Capital One, P.O. Box 30185 - sal Lake City, UT 84130-0255 ® Have a question about a charge on your shtament9 Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalane.c0m7dsoutes PURSE PAY AT LEAST THIS AMOUNT Payments, Credits & Adlustments 1 14 MAY PAYMENT $150.0. Transactions 2 12 MAY PAST DUE FEE $39.00 You were assessed a past due fee because your minimum payment was not received by the due dale. To avoid this fm in the future, we recommend that you slow at least 7 business days for your minimum payment to reach Capital One. Your account is now dosed. Charges made prior to your request to dose will am post to your account, but future charges will be defined. If you have a balance, please confine to make payments unti your balance reaches $0. You account will be reported to the credit bureaus as closed. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W W W.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7860880150000145003 cawma Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Jun. 12, 2009 $7,860.88 $145.00 C? PLEASE PAY AT LEAST THIS AMOUNT #9013904860501740# LEOR C BAKER 1271 GET TYSBURG PIKE APT 214 DILLSBURG, PA 17019-921A '1.1.1., 11.1111. 1111111111111111.1.xnn"1.1.1111111,11,1. 11.111 Lend a hand. Save the land. Manage your account online today- IYs fast, easy and secure. ® Pay online anytime-no more checks, stamps or clutter. 0 Moving? Change your address online or on the back. ® Help save the planet--Go paperless. 0 sign up at www.capitalone.com. Capital One Bank (USA), X.A. P.O. Box 71063 Charlotte, NC 26272-1063 1111111'II I"11111'11'1111111..111111"11'1'111'11"11111111'll ll EXHIBIT A Annual Percentage ¦ Yield (APY) Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Why open a Direct Banking account? Because it's online, we offer higher rates than traditional branch banks do on many accounts. • Get the growth and convenience of saving money online • FDIC deposit insurance increased to $250,000 (through 12/31/09) • Convenient 2417 account access MEMBER FDIC www.capitalonedirect.com 500292 Previous Balance FINANCE Payments 3 Credits CHARGE Transactions New Balance Minimum Payment Due Date $7,860.68 - $150.00 + $63.96 + $0.00 = $7,774.84 $141.00 ) Jul. 13, 2009 May. 19, 2009 - Jun. 17, 2009 Page 1 of 1 ti MasterCard Platinum Account 0178-062'3.20Q.M/0 Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAI LABLE CREDIT $8,025.16 CREDIT LINE FOR CASH $6,900,00 AVAILABLE CREDIT FOR CASH $6,025.16 Finance Charges (Please see reverse for important information) Balance rate Periods Corresponding FINANCE applied to rate APR CHARGE Purchases $7,861.87 0.02712% 9.90% $53.96 Cash $0.00 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE applied this period: 0.00% AlPtli At Your Swvke.GobwmLoy ,Qom bmorose your oxxxnt, LO Wcur Cat 14110.9557070 to MW a brl or soon and or speak to Orsaomer Raletiorha 0 Pay Ontete at www ordie ne mm or mail tour payment b: Capital Oro Banc (USA), NA. • P.O. Bar 71083 • charlotte, NC 28272.1083 A Send Inquiries to: Capital Onr P.O. Box 30265 • SW Lapis City, UT MIX. 285 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the tack of your statement or visit www.caoitskhne.comAiispules PLEASE PAY AT LEAST THIS AMWM Payments. Credits 3 Adiustments 1 12 JUN PAYMENT $150.00- Your account is now dosed. Charges made prior to your request to dose will stilt post to your account, but future charges wit be declined. If you have a balance, please continue to make payments until your balance reaches $0. Your account will be reported to the credit bureaus as dosed. Want a smarter way to save your money? At Capital One Direct Banking, our accounts are online - so we pass the savings on to you with higher interest than traditional branch banks. And all Of our savings options are backed by the security of FDIC insurance. Learn more at capitalonedirect.oom. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W W W.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7774840150000141006 CAWMIX Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Jul. 13, 2009 $7,774.84 $141.00 ?? PLEASE PAYAT LEAST THIS AMOUNT #9016904860501747# LEON C BAKER 3273 ETTYSBURG PIKE APT 234 DILLSGBURG, PA 37014-4238 I II' 1"11'101,1.11111111"111'I11.1 Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. Pay online anytime-no more checks, stamps or clutter. l? Moving? Change your address online or on the back. ® Help save the planet--Go papedess. ® Sign up at www.capitalone.com. Capital One Bank (USA), N.A. P.O. Box 73063 Charlotte, NC 26272-1063 1111111'I11"Il111,11.1111111r.llllll"11'1'111'11 .11111111'1111 EXHIBIT A Please make checks payable to Capital One Bank (USA), NA and mail with this coupon in the enclosed envelope. scoots 091bk Need a home loan? A car loan? A savings account? A personal loan? Financing for braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of products and services and to manage your account online. aeon we MFM LENDER Capital One" does credit cards-and then some! w1mrs in yow wNNt7 FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Mlnlmum Payment Due Date $7,774.84 - C$150.00D + $63.22 + $0.00 = $7,688.06 $140.00 Aug. 11, 2009 Jun. 18, 2009 - Jul. 17, 2009 Page 1 of 1 •'i'• MaelarCard Platinum Account 517845252082.019 Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAILABLE CREDIT $6,111.94 CREDIT LINE FOR CASH $6,900.00 AVAILABLE CREDIT FOR CASH $6,111.94 PLEASE PAY AT LEAST THIS AMOUNT Payments, Credits & Adlustments 1 11JUL PAYMENT $150.00. Your account is now closed. Charges made prior to your request to dose will still post to your account, but hdure charges wil be declined. If you have a balance, plesee continue to mare payments until your balance reaches $0. Your account will be reported to the credit bureaus as closed. Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $7,770.48 0.02712% 9.90% $63.71 Cash $0.00 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE app0ed thY perbd: 9.911% ® At Your Service - Go b ypspoopitstgp or to manage your ==nI, or Cat 1-M95707D to report a bet or sbbn cad or speak I. casomer Relations ® Psy Onlara d er M811 W Payment b: CapW Oro Bank (USA), NA • P.O. Box 71093 • Llrrbtte, NC 28272.1093 Send Inquiries w: Capitol Orr P.O. Box 30295 - Sal Lake Oty UT 8, 4100285 Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caoiteowoornklopules PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPRALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7688060150000140007 cawmix Account Number. 5178-0525-2082.4919 Due Date New Balance Minimum Payment Amount Enclosed Aug. 11, 2009 $7,688.06 C$140.00 C:= PLEASE PAY AT LEAST THIS AMOUNT #9019904860501744# LEON C BAKER 1271 GETTYSBURG PIKE APT 214 DILLSBURG, PA 17019-9219 III[IIIII11.1.1.1.1,111,111•IaIIIIIIIaIIIIII..11.11111.111!1. Lend a hand. Save the land. Manage your account online today- It's fast, easy and secure. 0 Pay online anytime-no more checks, stamps or clutter. G Moving? Change your address online or on the back. ® Help save the planet--Go paperless. ® Sign up at www.capitalone.com. Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 26272-1063 it IIIII.III"11111-11'1111111.. III III"II' I-II.-I 1111111. It II EXHIBIT A Neese make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Stay on top of your account with 500312 Capital One Online Banking. Help to save trees by signing up for paperless statements-there is always up to13 months of statement history available that you can access at any time. It's easy-lust log in to your account and click the Customer Service tab. With Online Banking you can: ? Check your balance and monitor transactions online 24/7-you can even sort or group them ? Schedule a payment when it works for you-in advance or on the day it's due ? Set up customizable account alerts so you know immediately when certain transactions post and more... Enroll today at www.capitalone.com C.ApilliftiRm- Previous Balance Payments 6 Credits F CHARG INANCE E Tranewflons New Balance Minimum Payment Due Date $7,688.06 - $140.00 + $64,74 + $39.(10 = $7,651.80 $141.00 Sep. 11, 2009 JUI. 18, 2009 -Aug. 17, 2009 Page 1 of 1 •7? MasterCard Platinum Accotant 5178-0525-2e112491$ Your Acoount Informatlon TOTAL CREDIT LINE $13,800.00 TOTAL AVAILABLE CREDIT $6,148.20 CREDIT LINE FOR CASH $6,900,00 AVAILABLE CREDIT FOR CASH $6,148.20 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE !ANNUAL hases $7,701.12 0.02712% 9.90% $84.74 $0.00 0.05425% 19.80% $0.00 PERCENTAGE RATE applied this perbd: a.10% ® At Your Sere • Go wwomitabnmoom b manage your eoowni, or Cat 1800-95 7070 b report a bit Or ddan oatl or sped(b Orabmer Relations ® Pay Onlats at www.cocitabro.com or mdlyar payment b: COW One Bak (USA), N.A. • P.O. Boa 71083 • Cherblle, NC 28272.1083 A Send inguirles to: Capilal One, P.O. Box 30285 • Sd Law City UT 8, 4100285 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.moifakxte com7dispules PLEASE PAY AT LEAST THIS AMOUNT Payments, Credits 3 Adjustments 1 12AUG PAYMENT $140,M Transactions 2 11 AUG PAST DUE FEE $39.00 You were assessed a past due fee because your minimum payment was not received by the due date. To avdd this fee in the future, we recommend that you slow at least 7 business days for your minimum payment to reach Capital One. Your account is now dosed. Charges made prior to your request to dose will shl post to your account, but future charges we be declined. If you have a balance, please continue to make payments untl your balance readrea $0. Your account will be reported to the credit bureaus as dosed. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W W W.CAPRALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7651800140000141001 Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Sep. 11, 2009 $7,651.80 $141.00 == PLEASE PAY AT LEAST ?J THIS AMOUNT M9023004860501747N LEON C BAKER 1271 GETTYSBURG PIKE APT 214 DILLSBURG, PA 17019-9218 111' 1111 111111111111, 111nr Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. e Pay online anytime-no more checks, stamps or clutter. ® Moving? Change your address online or on the back. ® Help save the planet--Go paperless. ® Sign up at www.capitalone.com. Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 26272-1063 II IIIII'111"IIlll'll'1111111„IIII 11"11'1'IIl'l1-11111111'llll EXHIBIT A Please make checks payable to Capital One Bank (USA), NA and mail with this coupon in the enclosed envelope, 500008 u•Aars in year wallet? It could happen to anyone. Make sure you pay the amount LEON C BAKER due on your statement as soon as possible. Keeping your credit in good standing can WHOOPS! do a lot more than you think. GOOD CREDIT = GOOD CREDIT REFERENCES You"re behind BETTER INTEREST RATES (good credit could mean lower interest rates) b payment IMPROVED CHANCES TO GET APPROVED FOR LOANS (when you want to buy a home or new car) 87 2009 Capital One. Capital One it a f ederally mo rre4 rrrvrur mark. All rights rrsrrval FINANCE Previous Balance Pa yments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $7,651.60 - $0.00 + $64.67 + C:$39.00 :D= $7,755.47 $322.00 Oct. 12, 2009 Aug. 18, 2009 - Sep. 17, 2009 Page 1 of 1 MasterCard Platinum Account 5178-M&20024919 Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAILABLE CREDIT $6,044.53 CREDIT LINE FOR CASH $6,000.00 AVAILABLE CREDIT FOR CASH $6,044.53 PLEASE PAY AT LFAST THB AMOUNT You're behind by one payment. Remember that paying the minimum payment by the due date keeps your account current. So make sure you send in the minimum payment to keep your account anent. Payments. Credlb 3 Adlustlrtents Transactions 1 11 SEP PAST DUE FEE $39,00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $7,691.83 0.02712% 9.9096 $84.67 Cash $0.00 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE applbd thk peAod: D.DO% ® At Your Service • Go to 10BaS?bris.= to manes your eoownl, or Cat 140-955-7070 to report a bat or cldm and or speak to 0alomar Robbara ® Pay online at mmUligildm m or met your poynard b: Capital Ore Bank (USA), N.A. - P.O. Bar 71063 - Cnrode. NC 28272.1083 A Sand Ingtdrkg to: Capital Orw P.O. Box 30285 - Sat Ldu City, UT 81130-0285 ® Have n question about a charge on your statement? Please refer to the Biling Rights Summary on the back of your statement or visit www.caoitabne.comIdisades You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you slow at least 7 business days for your minimum payment to reach Capital One. Your account is now closed. Charges made prior to your request to close wM slit post to your account, but future charges will be declined. If you he" a balance, phwe continue to make payments until your balance reaches $0. Your account will be reported to the credit bureaus as dosed. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7755470140000322009 Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed COct. 12, 2009 $7,755.47 $322.00 PLEASE PAY AT LEAST --// THISAMOUNT #9026104860501742# LEON C BAKER 3271 GET TYSBURG PIKE APT 234 DILLSBURG, PA 17019-9218 I I I1111' I I I 11' I I I I I I"I' I I I I I I I I I I I I I I I I GO GREEN. SAVE GREEN! Pay online and save money on stamps, Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 26272-3083 IIIIIII-IIIr'11I11.11,1111111,.MILLI"II-I-III-II"IIIIIIII-IIII EXHIBIT A Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. Capp what's In your wallet? LET'S TALK - WE'RE HERE TO HELP. Sometimes unexpected expenses keep you from making your credit card payments. We understand. At Capital Ones we're here to help you keep your credit on track. Give us a call. Here are 3 easy ways to make a payment: • Give one of our associates a call at 1.800.955.6600. • Mail us the amount due on your statement. • If you have Internet access, you can make a payment securely online by logging on to www.capitalone.com. C 2009 Capital One. Capital One is a federa4! registered service mark. AU right; retemed. FlNANCE Previous Balance Payments R Credits CHARGE Transactions New Balance Minimum Payment Due Date $7,755.47 - $0.00 + $63.41 + $39.00 = $7,857.88 $502.00 Nov. 11, 2009 Sep. 18, 2009 - Oct. 17, 2009 Page 1 of 1 MasterCard Platinum Account S178ASP3.2087.4B1B Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAILABLE CREDIT $5,942.12 CREDIT LINE FOR CASH $6,900.00 AVAILABLE CREDIT FOR CASH $5,942.12 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $7,793.87 0.02712% 9.9D% $63.41 Cash $0.00 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE appllad this perbd: 8.80% ® At Yaw Servlce • Go Io >? lo merge year eomure, or Oat l4W455707010 report a bet or dobn card or speak b psbmer RMreOrs ® Pay On lne at mccaciWxr.oom or and your pyment to Capital Ore Bank (USA), NA - P. 0. Boa 71083 • Cherbtle, NC 28272-1083 A Send Inquiries to: Cepdai Orr P.O. Box 30285 • Sd Lake City, UT 841304285 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalone.com/dsoutes PLEASE PAY AT UWF THIS AMOUM You're behind by two payments. Let's talk. If you're having financial difficut ies and cant make your minimum payment - we want to help. Let's work together to find a sdufion. Payments, Credits & Adiustments Transactions 1 12 OCT PAST DUE FEE §39.00 You were assessed a pest due fee because your minimum payment was not received by the due dale. To avoid this fee in the future, we recommend that you alai at least 7 business days for your minimum payment to reach Capital One. Your account is now closed. Charges made prior to your request to close wit still post to your account, but future charges will be declined. If you have a balance, please continue to make payments until your balance reaches $0. Your account will be reported to the credit bureaus as closed. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W W W.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7857880140000502008 Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Nov. 11, 2009 $7,857.88 $502.00 = PLEASE PAY AT LEAST THIS AMOUNT #9029104860501749# LEON C BAKER 1271 GE TTYSBURG PIKE APT 214 DILLSBURG, PA 17019-9216 11111'111'11111111ri1'1l'1'I1'1i"1 it. 11111111.1"'1' 11. 11... BE SAFE! Your trash could be an identity thiefs . gold. Manage your account online and end the paper trail. Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 26272-1063 IIIIIIIII11"11111.11.1111111r'11111111 11' 1'III'11"IIIIIIIIIIIII EXHIBIT A Please make checks payable to Capital One Bank (USA), NA and mail with this coupon in the enclosed envelope. LEON C BAKER what's in your wallet? MAKE A PAYMENT. AND TAKE CONTROL 500010 OF YOUR CREDIT WITH CAPITAL ONE? Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our fg check by phone service or speak to an associate by calling 1.800.955.6600. ® 2009 Capital One. Capital One is a fnleraly registered sm4ce mark. A# rights remised FINANCE Previous Balance Pa nts 8 Credits yme CHARGE Transactions New Balance Minimum Payment Due Gate $7,857.88 $66.41 + $39.00 = $7,963.29 $687.00 Dec. 12, 2009 Oct. 18, 2009 - Nov. 17, 2009 Page 1 of 1 _ MasterCard Platinum Account 5178.0&28.2082.4818 Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAILABLE CREDIT $5,836.71 CREDIT LINE FOR CASH $8,900.00 AVAILABLE CREDIT FOR CASH $5,836.71 PLIME PAY AT LEAST TINS AMOUNr You're behind by three payments. But you can ding your account current by paying Me minimum payment amount on your statement. If yai re having financial difficulties and yotlre feeling overwhelmed - we want to help. Give one of our associates a all at 1.800.955.6600. You'd be surprised what we can do together to work this out. Payments, Credits & Adlustments Transactions 1 11 NOV PAST DUE FEE $39.00 Finance Charges (Please see reverse for important information) Balance rate Perio6c Corresponding FINANCE applied to rate APR CHARGE Purchases $7,898.75 0.02712% 9.9D% $66.41 Cash $0.00 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE applied Mk perbd: 9.88% AlTh At Your Service • Go b wwac 3itabnp ggrmb manage your eoownt, or Cat 1-000457070 b report a het or ebbn cad or speak to customer ReMM ® PlyGNlneatwwwctQialone,com wmail your payment b: COW One Bak (USA), NA - P.O. Box 71083 - ChaMb, NC 28272.1083 10 Send Inquiries to: Capital Orr P.O. Box 3M - Sat lake ft UT 84130.0285 ® Haw a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.cacitslone.oomldisoutes You were assessed a past due fee because your minimum payment was not received by the due date. To ovdd this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to radii Capital One. Your account is now closed. Charges made prior to your request to close wit sal post to your account, but future emerges will be declined. It you have a balance, please continue to make payments until your balance reaches $0. Your account will be reported to the crest bureaus as closed. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 7963290140000687008 Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Dec. 12, 2009 $7,963.29 $687.00 PLEASE PAY AT LEAST THIS AMOUNT (/9032204860501742# LEON C BAKER 1271 GETTYSBURG PIKE APT 214 DILLSBURG, PA 1701q-9218 IIIIIIIIIIIIIIIII"'11'11'11'111'Illlll111'IIIII'I'Illll'Illrrr GO PAPERLESS! The trees will thank you. Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 20272-10&3 IIIIIII911"VIII'II'IIIPH"IInIP'll'I'lll'II"Ilhlhl'hll EXHIBIT A Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. LEON C BAKER C what's In your wallet) TAKE CONTROL OF YOUR CAPITAL ONEO 5=11 ACCOUNT AND KEEP IT FROM BEING PERMANENTLY UNUSABLE. We're here to help. You can regain your charging privileges and bring your account back into good standing by paying the amount due on your statement. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. 0 2009 Capital One. Capital One u a federally registered service murk. AU righn reserved Previous Balance Payments ti Credits FlHARGE Transactions New Balance Minimum Payment Due Date $7,963.29 - $0.00 + $65.11 + $39.00 = $8,067.40 $871.00 Jan. 11, 2010 Nov. 18, 2009 -Dec. 17, 2009 Page 1 of 1 i = MuNrCard Platinum Account 517 8 4 525 111IN4919 Your Account Information TOTAL CREDIT LINE $13.800.00 TOTAL AVAILABLE CREDIT $5,732.00 CREDIT LINE FOR CASH $6,900.00 AVAILABLE CREDIT FOR CASH $5,732.60 Finance Charges (Please see reverse for important information) Balance rat Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $8,002.51 0.02712% 9.90% $66.11 Cash $0.00 0.05425% 19.80% $0.00 ANNUAL PERCENTAGE RATE applied this period: 9.110% J!M At Your service -Gob1 op bmoves yarn aoooA, or Cat 1AD4557070 b report a lost or abin card or speak b Onbmer Rakhas 0 Pay Onllne ate or modyarr pymwa b: C pitat One Bft (USA), NA. • P.O. Bea 71063 • Charbtb, NC 28272-1083 A Send Inquiries to: COW Ow P.O. Box 30285 • Sal Lahti oty, UT 81130-0285 Have a question about a charge on your statement? Please refer to the Biting Right Summary on the back of your statement or visit www.cacitalone,comJdscutes PLEASE PAY AT LEAST THIS AMOUNn YouYe behind by four payment. But you can stil bring your account current by paying the minimum payment amount on your statement. Need help? Give us a cal at 1.800.955.6800. We if work together to find a solution. Payments, Credits 3 Adlustments Transaclions 1 12 DEC PAST DUE FEE $39.00 You were assessed a past due fee because your minimum payment was not received by the due dale. To avoid this fee in the ful re, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. Your account is now dosed. Charges made prior to your request to dose will still post to your account, but future charges will be decined. If you have a balance, please confine to make payment until your balance reaches $0. Your account will be reported to the credit bureaus as closed. PLEASE RETURN PORTION BELOW W" PAYMENT OR LOG ON TO wW W.CAPrrALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 8067400140000871002 Account Number. 5178-0525-2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Jan. 11, 2010 C$8,067.40 $871.00 PLEASE PAY AT LEAST THIS AMOUNT #903520486050174911 LEON C BAKER 3273 GET TYSBURG PIKE APT 234 1 LLSBURG, PA 17039-9238 I'IIIIIIIIIII llllllll'1'Illlllllllllnlllr'Illlhlllh'I lllllhll ORGANIZATION " MADE EASY. Forget the filing. Manage your account online and simplify your life. Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 73083 Charlotte, NC 28272-3083 IIIIIII.IIIrrIIIII - II - IIIIIIIr.IIIIII -- II - I - IIIrIlrrl l lIIIII - II I I EXHIBIT A Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope, LEON C BAKER MAKE A PAYMENT. AND TAKE CONTROL 5=15 OF YOUR CREDIT WITH CAPITAL ONE? CA~,7ne wleat'a In your wMlet7 Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. © 2009 (;apikd One. Capita! One is a federally rtgissemi srmice mark. All righh merved. FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment Due Date $8,067.40 - $0.00 + $68.18 + $39.00 = $8,174.58 $1,059.00 Feb. 11, 2010 Dec. 18, 2009 -Jan. 17, 2010 Page 1 of 1 MasterCard Platinum Account $175-052542062.4019 Your Account Information TOTAL CREDIT LINE $13,800.00 TOTAL AVAILABLE CREDIT $5,625.42 CREDIT LINE FOR CASH $6,900.00 AVAILABLE CREDIT FOR CASH $6,625.42 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE eppled to rate APR CHARGE Purchases $8,109.12 0.02712% 9.90% $68.18 Cash $0.00 0.05425% 19.8D% $0.00 ANNUAL PERCENTAGE RATE applkd Fhb pentad: a.ao% At Your Sarvloe • Go b aGI?161acitabn4.94ma, mange your eooouM, or Cat 14004557070 to report a bar or Mobn care or speak b Orabmer Rebtioa ® Pay ONlns ate or mdyov psyment b: Capital One Bark (USA), NA. • P.O. Box 71063.Oarbde, NC 28272.1083 A Send Inquiries to: Capital Orr P.O. Boa 30285 • Sd Lake City, UT 84130-0285 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the beck of your slatement or visit www llslone.com/dscutes PLEASE PAY AT LEAST THIS AMOUNT You're behind by five payments. If you continue to miss payments your account is at risk of being charged off. Please don't let this happen. If you're feeling ouenerhelmed, call us at 1.800.955.8600. Well work with you to resolve this matter. Payments, Credits 8 Adlustments Transactions 1 11 JAN PAST DUE FEE $39.00 You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you aloe al least 7 business days for your minimum payment to reach Capital One. Your account is now dosed. Charges made prior to your request! to dose will sll post to your account, but fidure charges will be declined. If you have a balance, please continue to make payments until your balance reaches $0. Your account will be reported to the credit bureaus as dosed. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITAWNE.COM TO MAKE YOUR PAYMENT ONLINE. Account Number. 5178-0525.2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Feb. 11, 2010 $8,174.58 $1,059.00 PLEASE PAYAT LEAST THIS AMOUNT 1 5178052520824919 17 8174580140001059003 #9001704860501748# LEON C BAKER 1273 GET TYSBURG PIKE APT 214 DILLSBURG, PA 17039-921st • 1,111"111111',11.111111 111'. 11,111111"I 1,11111111116"111° I I PAPERLESS STATEMENTS Stop waking for the mailman. View up to 13 months of statements anytime-online. Sign up at www.capitalone.com Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 28272-1083 IIIIIII•II I•,IIIII,II,IIIIIIIc,IIIIII„II,I,III•II,•IIIIIIII,IIII EXHIBIT A Please make checks payable to Capital One Bank (USA), NA. and mail with this coupon in the enclosed envelope. LEON C BAKER wheirs In your wallet? MAKE A PAYMENT. AND TAKE CONTROL 600016 OF YOUR CREDIT WITH CAPITAL ONE? Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. 0 2009 Capiial One. Capikd One is a federally regiturrd rervice mark. All righu merved Page 1 of 2 14MO.255.7070 www.capitalone.com L - Jan. ls-Feb.17, 2010 31 Days in Biling Cycle MASMCARD PLATINUM )O=-)O=-)OOO(-4919 NEW BALANCE MINIMUM PAYMENT DUE DATE $8,212.66 $1,249.00 Mar 14, 2010 PLEASE PAY AT LEAST THIS AMOUNT Credit Limit: $13,800.00 Cash Credit Umit: $6,900.00 Available Credit: 55,517.34 Available Creditfor Cash: $5,517.34 LATE PAYMENT WARNING Ova do not receive your minimum payment by your due date, you may have to pay a 539.00 We fee. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 58,174.58 - $0.00 + 5108.08 + 50.00 0 $8.282 66 You're behind by sk payments. N we charge off your account due to late or missed payments, finance charges will continue to accrue. Act now to prevent this from happening. Please pay the min'anum payment amount on your statement or give us a call at 1.800.955.6600. We're here to help. Take control of your credit with Capital One. TRANSACTIONS PAYMENTS. CREDITS & ADJUSTMENTS FOR LEON C BAKER *4919 FEES 1 11 FEB PAST DUE FEE S39.00 Total Fees This Period 539.00 Total Fees This Year 578.00 INTEREST CHARGED INTEREST CHARGE:PURCHASES $69.08 Total Interest This Period $69.08 Total Interest This Year 5137.26 Transactions continue on page 2 Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) Is the annual interest rate on your account. T AnnualPercerviage YPe of Balance BaleriuSubjectto Interest C ° Rate (APR) Interest Rate Purchases 9.90% $8,216.74 $69.08 Cash 19 I $0.00 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. Account Number: 5178.0525.2082-4919 Due Date New Balance Minimum Payment Amount Enclosed Mar 14, 2010 58,282.66 51,249.00 PLEASE PAY AT LEAST THIS AMOUNT LEON C BAKER 1271 6 TTVSBURG PIKE APT 214 DILLSBURG, PA 17019-9210 1.11111'1I111,111.11.. 1.1111111 ••11111111111.111 - 111-IIII--1111,1 Take advantage. Take control. Manage your account online at www.capitalone.com • Make payments Review account information Manage your account in privacy Capital One Bank (USA), N.A. P•0• Box 71063, Charlotte, NC (1272-10133 IIIIIIILIII.-IIIIIi11.1111111..111111''11.1.111'11"IIIIIIII'1111 EXHIBIT A 1 5178052520824919 17 8282660140001249003 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. LEON C BAKER Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity • View and print copies of past statements • Pay your bill online Sign up at: www.capiUlone.com Page 2 of 2 1.800955.7070 www.capitalone.com Jan 18 • ?Fb-17,20110 31 Days in Bung Cycle MASTERCARD PLATINUM 1000(.)(Xpc.l0plx.4919 Credit limit: $13,800.00 Avaiable Credit: $5,517.34 NEW BALANCE MINIMUM PAYMENT DUE DATE Cash Credit unit: $6,900.00 $8,282.66 $1,249.00 Mar 14, 2010 Available Credit for Cash: $5,517.34 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 18,174.58 - $0.00 + 5108,08 + $0.00 a $8,282.66 TRANSACTIONS CONTINUED You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. Your account is now dosed. Charges made prior to your request to dose YAN still post to your amount, but future charges will be defined. It you have a balance, please continue to make payments until your balance reaches $0. Your amount Will be reported to the credit bureaus as dosed. EXHIBIT A SM343 Your account works differently now that you're 7 payments late. Please see the next page for important account information. Page 1 of 3 14/00.258.9319 www.capkatone.com/solutions ? Feb.18 - Mar.17, 2010 28 Gays in ei8ng Cycle IMPORTANT ACCOUNT UPDATES MASTERCARD PLATINUM 5178-0525.2082-4919 Your full balance is due. Any Payment you nuke vA reduce your balance and help pay dl NEW BALANCE PAYMENT DUE DUE DATE your deb faster. The mount you owe may differ I you ve entered into a separate payment 58,384.82 $0.00 PAST DUE agreement. Available Credit: 50.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 58,282.66 - $0.00 + 5102.16 + 50.00 = 58,38482 TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR LEON C BAKER #4919 FEES 1 15 MAR PAST DUE FEE S39.00 Total Fees This Period 539.00 Total Fees This Year $117.00 INTEREST CHARGED INTEREST CHARGE: PURCHASES $63.16 Total Interest This Period $63.16 Total Interest This Year 5200.42 You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, are recommend that you allow at least 7 business days for your minimum payment to reach Capital One. Transactions continue on page 2 Help is Available. Just pick up the phone. Call 1-800-258-9319 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases I 9.90% I $8,317.17 $63.16 Cash 19.80% I $0.00 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COMISOLUTIONS TO MAKE YOUR PAYMENT ONLINE. 1 5178052520824919 17 8384820140008384821 Ca Account Number: 5178-0525-2082-4919 Due Date New Balance Amount Enclosed Pastf 58,384.82 C= LEON C BAKER 171 GETT YS BURG PIKE APT 214 D2ILLSBURG, PA 17014-9218 "I-IIII-III III IIII'111„IIIII ,IIII II I11VI,IIII P1111IIIIII111, Manage your account online. AQ Visit www.capitalone.com/solutions to manage your account online. Have information at your fingertips 24/7 without picking up the phone. Capital One Bank (USA), N.A. P.0• Box 71083 Charlotte, NC 28272-1083 IIIIII1rIllr,Illtlrll,IIIIIIIrrllllll,rll,l,lll,ll„IIIIIIII,IIII EXHIBIT A Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 500343 Your account works differently now that you're 7 payments late. Please see the next page for important account information. Page 2 of 3 1-10625&&19 www.capitalone.com/solutions Feb. 18 - Mar, 17, 2010 78 Days in Oiling Cyde Available Credit: $0.00 MASTERCARD PLATINUM 517E-052520814919 NEW BALANCE PAYMENT DUE DUE DATE $8,384.82 $0.08 PAST DUE Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 58,282.66 - 50.00 + 5102.16 + SD 00 58,384,82 TRANSACTIONS CONTINUED Your account Is now dosed. Charges made prior to your request to dose coil still post to your amount but future charges will be defined. if you have a balance, please continue to make payments until your balance reaches $0. Your account coil be reported to the credit bureaus as dosed. EXHIBIT A En • 0 0 o O O W o • Q 9 9 p 1 j , fY' ?""? U 0 0 (? Vt o t? 0i M i M l0 co O Z CD H p f -1 F rl H 01 1 C14 \ H O W w w ' E O W ? 00 xm x D W W ' W 0 w Z U Ln o ON C ON Ln Ln N N a ° °o Ul) Ln En ° ° o 0 co A m z o a Ef) o p W a Q °o ° ° r r ' o , H W F F H O rC o AAfs+ 040 0 o ? ~ H U ... HUZF U4) q? H FC m OD F W a4 H 4. ?q pq W W w En U A AWAAAWAA ' W O cti rn rn U i U o O F A U (Y) W u o R 0 0 o W L* W W W ° W U O o O O O O o 0 0 l w W ff N \ o rl 00 %O O 0 r24 O Z 0 0 0 0 0 0 E+H H E +o FC E o C-4 C,4 r r-I O O N %D 1p O l O N 111 F Ln H \ O M m vi- r en th r-1 O r a N U] M Ul M ° O ° ° Cam rs. W o 0 00 0 0 O rln W ? Ha :9 Z rj. F • 0 E? o 0 00 00 0 0 0 0 0 w 0?0 O? H C) 0 0 o ? 14 ° N 04 U W ?4 r Rj C7 w N o O •• •• •• O (3) O M •• M •• l0 i \ ?4 z Q?I N H C; H U1 Ell -1 i W El) E-1 W a O M W L H i 0 .. 7H .. .. .. •• a 0 W OD u a G l A q W p Q Q ' . a w y o u H w ` W W a 0 0 0 0 0 ?n x W wa x ? 4 az0 i x wx u 0 cn WW 04 Z FEn w W W 1 z F: o cli 0 0 0) I"'I M W O U\ O O 01 O O O p i U o 0 0 H A O O O co O r-1 O 10 N d? A H W m O O ' Ea H O Vi- Ln Ln 1 m N w O ,,77,,..,E ri) m C) H F O C) O T,., W i W F C7 - 144 d L(1 CD N PO U E? H O O H E+ H H 0 W ?i z ? 4 H 2 H 04 V). F H a H W w w vi- w a w v a?w? w U o Fo 0 o W ov1 H E+ o z W ri7 A A U F 0 o W W W W H ? a o r /y W o N a a w H a Ha O rl) ? r4-4 ? aaH (Ti ? E-4 ?a E-AE) a E-q ) o z U) Ix 8I a ? z ro W ? -1 W a> H U a F U U ? U N 7 7+ z W F i W CND Ea H F W a H H 0 0 Q W I o N£ W z W 4 Ha a w roa u a w En u a x u a H H u' o r U H CD W N O CD O° ul U r w co O co H 0 z .. A H U H L(1 N 0 CD V? M N M 01 •• a H A N o ff M M A C) Vi- a [L' O H N a E" W w 0 0 0 F [ti w G O p q 134 A o z U U 0) H Z w H 0 z N ? 4?0 a W w ? ?[y] [? Nu r W Nw aw ' CC) 0 4 4 o Cl] .. a W w w co '? ul ? W G0 W P ' ' i 0 o U W x i U? o l N U j U ?G . U . U H U H t rW W u >+ 0) o E. q a?0 E?E3 RH H 0 0 o HW H ? O a a aH 0F°0H° E-1 wo z u W PO Q O W u FF? 1 U o GO H H n 3 W Ln ?? 0.Wi O r x H x E a o ? r- Ul rl U .. A Iry y ? U w o L ?s (s7] Z U a rn [? H t 7pWp pp x 3 w M o a A a H ?I '"{ L? L!1 f? t/? 0 £ i 7 2 z z F o o ?p p EXHiSITA CAPITAL ONE BANK (USA), N.A., Plaintiff, v. LEON BAKER Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: /© / ?3 .._/ () Kathy Moore N00000034721679 789211273 A088 HAYT, HAYT & LANDAU SHERIFF'S OFFICE OF CUMBERLAND COUNTI Ronny R Anderson r..-( ... Sheriff ??t? qt L?ttlt?T? ?f - 7"J Jody S Smith u, ; Chief Deputy Richard W Stewart Solicitor VCE OF T SERIF rv n a Capital One Bank Case Num ber vs . Leon Baker 201 0-6937 SHERIFF'S RETURN OF SERVICE 11/05/2010 05:56 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on November 5, 2010 at 1756 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Leon Baker, by making known unto himself personally, at 2110 Douglas Drive, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her personally the said true and correct copy of the same. ?-A? &??L AMANDA COBAUGH, DEP SHERIFF COST: $33.84 November 09, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF (c) Counfy5uite Shenff. Teleosoft. Inc :r W Tt' f FILED-OF ICF DCT# l' ?,,- 2910 DEC 22 p? IN THE COURT OF COMMON P OF CUI?IB'E1i,D COUNTY PENNSYLVANIA CIVP tiNSY! VA t,!1?}'" r CAPITAL ONE BANK NUMBER: 10-6937-CIVIL TERM VS. LEON BAKER PRAECIPE FOR DEFAULT JUDGMENT AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of Plaintiff and against the Defendant(s) LEON BAKER for failure to answer Plaintiff's Complaint, endorsed with twenty (20) day notice to plead, served upon Defendant(s) on NOVEMBER 05, 2010 and assess damages as follows: Unpaid Balance: Plus Interest: Additional Charges: Plus Attorney's Fees: Less Credits, if any: $8,384.82 $281.98 $.00 $.00 $440.00 TOTAL DUE: Pursuant to PaR.C.P.237.1, I hereby certify that notice to file this Praecipe was mailed to the above named Defendant(s) and the ttorney of Record (if applicable) on DECEMBER 03, 2010 and copy/co i s of the same is/are attached hereto. s Z%X%1nVX% LZW"l", L'0WVd.iw 7?f+JiLJ Attorney for the Plaintiff HAYT, HAYT & LANDAU, LLC 123 S. Broad Street Suite 1660 Philadelphia, Pennsylvania 19109-1003 (215) 928-1400 u-??? ? 0? I ,[a373 ck ?,p?L13, N COURT OF COMMON PLEAS AFFIDAVIT OF NON-MILITARY SERVICE CAPITAL ONE BANK - VS - LEON BAKER STATE OF PENNSYLVANIA SS COUNTY OF PHILADELPHIA Arthur Lashin, being duly sworn according to Law, deposes and says that he represents the Plaintiff in the above entitled case; that he is authorized to make this Affidavit on behalf of the Plaintiff; and that the above named Defendant(s) is (are) 18 + years of age; the address of Defendant(s) is 2110 DOUGLAS DR CARLISLE, PA 17013. Occupation of Defendant(s) is unknown; and the Defendant(s) is (are) not in the Military Service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and the Sailors' Civil Rel? Act of 1940 and amendments thereto. Arthur Lashin, Esquire, Attorney for Plaintiff ID 4q/q onotar Sworn to and subscribed before me this day of 20 /v A.D., My commission expires: COMMONWEAQ-1 OF PENNSYLVANIA Notarial Seal Shari Deana Outen, Notary Public City of Philadelphia, Philade:phia County My Commission Expires June 27, 2014 Member, Pennsvlvania Association of Notaries HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400 OUR FILE NO: 343120 Attorney for Plaintiff DATE: DECEMBER 03, 2010 CUMBERLAND COUNTY CAPITAL ONE BANK 4851 COX ROAD GLEN ALLEN, VA 23060 VS. LEON BAKER 2110 DOUGLAS DR CARLISLE PA 17013 COURT OF COMMON PLEAS CIVIL DIVISION TERM. No. 10-6937-CIVIL TERM NOTICE OF INTENTION TO TMM DEFAULT PURSUANT TO PA.R.C.P 237.1 You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this paper to your lawyer at once, if you do not have a lawyer, go to or telephone the office set forth below. This office can provide you with information about hiring a lawyer. If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies that may offer legal services to eligible persons at a reduced fee or no fee. CUMBERLAND COUNTY 32 S BEDFORD STREE CARLISLE PA, 17013 800-990-9108 By: BAR ASSOCIATION