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HomeMy WebLinkAbout10-7017F1 E -0FF1frCE 20!0 flog -4 PIS I : c, I PEW, 1A McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA 2929 Walden Avenue Depew, New York 14043 V. Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 16 -7 V L CIVIL ACTION/MORTGAGE FORECLOSURE - 5 V a*"\ CP 0005x3 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar lA demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE - 1. Plaintiff is HSBC Mortgage Corporation USA, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Natalie Minardo, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 379 Melbourne Lane, Unit 379, Mechanicsburg, Pennsylvania 17055. 3. On April 24, 2008, Natalie Minardo made, executed and delivered a mortgage upon the premises hereinafter described to Mortgage Electronic Registration Systems, Inc., as nominee for HSBC Mortgage Corporation USA which mortgage is recorded in the Office ofthe Recorder of Cumberland County in Instrument 200814285. 4. The aforesaid mortgage was thereafter assigned by Mortgage Electronic Registration Systems, Inc., as nominee for HSBC Mortgage Corporation USA to HSBC Mortgage Corporation USA, by Assignment of Mortgage, which will be duly recorded in the Office of the Recorder of Cumberland County. 5. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 379 Melbourne Lane, Unit 379, Mechanicsburg, Pennsylvania 17055. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due June 1, 2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $ 56,596.91 Interest through October 9, 2010 $ 1,552.51 (Plus $9.83 per diem thereafter) Attorney's Fee $ 1,300.00 Late Charges $ 262.97 Corporate Advance $ 219.50 Escrow Advance $ 371.17 NSF Fees $ 125.00 GRAND TOTAL $ 60,428.06 8. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands an in rem Judgment against the Defendant in the sum of $60,428.06, together with interest at the rate of $9.83 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY,P.C. BY?? Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, and are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY,P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Exh'I*bit A COMMITMENT FOR TITLE INSURANCE SCHEDULE A (continued) File No. 2010-8660 LEGAL DESCRIPTION ALL THAT CERTAIN Unit, being Unit No. 3-379 (the "Unit"), of Melbourne Place, A Townhome Condominium (the "Condominium"), located in Upper Allen Township, Cumberland County, Pennsylvania, which Unit is designated in the Declaration of Condominium of Melbourne Place, A Townhome Condominium (the "Declaration of Condominium") and Declaration Plats and Plans recorded in the Office of the Cumberland County Recorder of Deeds in Miscellaneous Book 725, Page 4313 and Right of Way Plan Book 13, Page 135 respectively, together with any and all amendments thereto. TOGETHER with the undivided percentage interest in the Common Elements appurtenant to the Unit as more particularly set forth in the aforesaid Declaration of Condominium, as last amended. TOGETHER with the right to use the Limited Common Elements applicable to the Unit being conveyed herein, pursuant to the Declaration of Condominium and Declaration Plats and Plans, as last amended. UNDER AND SUBJECT to any and all covenants, conditions, restrictions, rights-of-way, easements and agreements of record in the aforesaid Office, the aforesaid Declaration of Condominium, and matters which a physical inspection and survey of the Unit and Common Elements would disclose. Being the same property acquired by Natalie Minardo, by Deed recorded 05/01/2008, of record in Deed in Instrument No. 200814284 in the Office of the Recorder of Cumberland County, Pennsylvania. Schedule A - Page 2 of 2 File #: 2010-8660 - REO America Abstract Co. ALTA Commitment (6-17-06) - TIRBOP & STG modifications (4-1-07) Me e guaranty company y SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff G,I€u?b ?a???tr tit#? 4 Jody S Smith ,- Chief Deputy t,a 4r. .t ? _t Richard W Stewart M Solicitor . F F -? > CIF y e HSBC Mortgage Corporation (USA) " `"" `-' vs. C luniMr -_; 20V470? Natalie Minardo SHERIFF'S RETURN OF SERVICE 11/08/2010 03:59 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on November 8, 2010 at 1559 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Natalie Minardo, by making known unto herself personally, at 379 Melbourne Lane, Unit 379, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 November, 09, 2010 RYAN BURGETT, DEPUTY SO ANSWERS, RON R ANDERSON, SHERIFF (c) countySuite Sheti f. Teleosoft. Inc. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Plaintiff V. Natalie Minardo Defendant Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Number 2010-7017 ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: r rn'=? r- C-3 , _ -a n ---I rn `2 . cza M r- cr 2f r_*:) rrt C") N to Kindly enter judgment by default in favor of Plaintiff and against Defendant in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal $ 60,428.06 Interest from 10/10/10 to 12/13/10 $ 638.95 Total $ 61,067.01 TERR NCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff AND NOW, this,VAday of OC-i , 2010, Judgment is entered in favor of Plaintiff, HSBC Mortgage Corporation USA, and against Defendant, Natalie Minardo, and damages are assessed in the amount of $61,067.01, plus interest and costs. BY THE PROTHO OTA 11? '%w."n'63?_ A eiri/NSM R41- as?84? McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Plaintiff V. Natalie Minardo Defendant Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Number 2010-7017 AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SS. The undersigned, being duly sworn according to law, deposes and says that the Defendant, Natalie Minardo, is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendant, Natalie Minardo, is over eighteen (18) years of age, and reside as follows: Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 SWORN AND SUBSCRIBED BEFORE ME THIS 15`h DAY OF DF,CEMBER, 2010 /1 Y PUBLIC NQTr?/A oFPENNPycVgN Barbara j 10 L SCA L City Pniiadeipnia p - Not "A CoMMISSIoNP/RES delphia AN. TERRENCE J. MCCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff Natalie Minardo Number 2010-7017 Defendant CERTIFICATION The undersigned hereby certifies that he is the attorney for Plaintiff, being duly sworn according to law, deposes and says that he deposited in the United States Mail a letter notifying the Defendant that judgment would be entered against him/her within ten (10) days from the date of said letter in accordance with Rule 237.5 of the Pennsylvania Rules of Civil Procedure. A copy of said letter is attached hereto and marked as Exhibit "A". SWORN AND SUBSCRIBED BEFORE ME THIS 15`h DAY OF D CEMBER, 2010 NOTARY PUBLIC COMMONW LTH OF PeNNSYLYANIA LNOTARIAL SEAL J. Moyer- Notary Public iladelphia, Philadelphia county ISSION EXPIRES JAN. 12, 2014 TERREN E J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET CAIRO, ESQUIRE Attorneys for Plaintiff VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unswom falsification to authorities. TERREN E J. McCABE, ES UIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff 10 - OFFICE OF THE PROTHONOTARY ?j COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, Pennsylvania 17013 Curt Long Prothonotary December 1, 2010 To: Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 HSBC Mortgage Corporation USA Cumberland County VS. Court of Common Pleas Natalie Minardo Number 2010-7017 NOTICE, RULE 237.5 NOTICE OF PRAEC11PE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE NOTIFICACION IMPORTANTE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT AHEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHT'S. YOU SHOULD TAKETHIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LA W YE1t' GO TO OR TELEPHONE THE OFFTCFi SET-FO RTH,:: , BELOW.. THIS OFFICE CAN PROVIDE YOU'WITH INFDRMATION ABOUT. HIRING A LAWYER. IF YOU. CANNOTAFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUTAGENCIES THAT MAYOFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE, Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESE TRIBUNAL SUS DEFENSAS U OBJFCIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER LISTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SF.N7ENCIA EN SIJ CONTRA Y USTED. PODItIA pERDER BIENES U OTROS DERECHOSIMPORTANTES. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE, SI LISTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA onCINA EXPUSO'ABAJO. ESTA OFICINA I.0 PUEDE PROPORCIONAR.CON INFORMACI6N ACERCA DE EMPLEAR A UN ABOGADO. St USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOOADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AOENCLAS QUE PUEDEN OFRECER LAS SERVICIOS LEGALES A PERSONAS ELMBLES EN UN HONORARIO REDUCIDO NI NWGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 McCABE, WEISBERG, AND CONWAY, P.C. BY: Attorneys f Plaintiff TERRENC J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE mmo a - ? OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse Carlisle, Pennsylvania 17013 Prothonotary To: Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 HSBC Mortgage Corporation USA COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY V. Natalie Minardo I No. 2010-7017 Defendant NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. /S/ ? r Prothonotary X Judgment by Default -? - Money Judgment - Judgment in Replevin .- Judgment for Possession If you have any questions concerning this Judgment, please call McCabe, Weisberg and Conway P.C. at (215) 790-1010. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-7017 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due HSBC MORTGAGE CORPORATION USA Plaintiff (s) From NATALIE MINARDO (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $61,067.01 L.L.$.50 Interest FROM 12/14/10 $1,706.80 AT $10.04 PER DIEM THERAFTER Atty's Comm Atty Paid $169.50 Plaintiff Paid Date: 1/10/11 (Seal) % Due Prothy $2.00 REQUESTING, PARTY: Name: MARGARET GAIRO, ESQUIRE Address: MCCABE, WEISBERG AND CONWAY 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 34419 Other Costs i D vi . Buell, r honotary By: Deputy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FILE NO.: 2010-7017 Civil Term HSBC Mortgage Corporation USA V. AMOUNT DUE: $61,067.01 -L, ' --.; w I '1 Natalie Minardo INTEREST: from 12/14/10 3-. $1,706.80 at $10.04 per deim ther,6§Er .... ATTY'S COMM.: - COSTS: t C_ - c TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, o r account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 379 Melbourne Lane, Unit 379, Mechanicsburg,_Pennsylvania 17055 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: January 6, 2011 A J'Aj 37• do 06F &) pk'i?7 Signature: Print Name: MCCA , WEISBERG AND CONWAY Address: 123 S. Bro d Street. Suite 2080 Philadelphia, PA 19109 Attorney for: Plaintiff Telephone: (215) 790 1010 Supreme Court ID No.. a s? A pd lu 9 -sG ?y 4a. 06 ? 0A. ru# 30»? , 56 dvi It l McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS V. NO: 2010-70 17 Natalie Minardo Defendant " rte.. _ r- ."'4 AFFIDAVIT PURSUANT TO RULE 3129 = s =' ?` '? The undersigned, attorney for Plaintiff in the above action, sets forth the following informationtoncnin?:?.' the real property located at: 379 Melbourne Lane, Unit 379, Mechanicsburg, Pennsylvania 17055, as of?the ate tk Praecipe for the Writ of Execution was filed. A copy of the description of said property being attached hereto. Name and address of Owner or Reputed Owner Name Address Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 Name and address of Defendant in the judgment: Name Address Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein 4. Name and address of the last recorded holder of every mortgage of record: Name Address Mortgage Eletronic Registration P.O. Box 2026 Systems, Inc., as nominee for HSI3C Flint, Michigan 48501 Mortgage Corporation (USA) e- Name and address of every other person who has any record lien on the property: Name Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Melbourne Place, A Townhome Condominium Address Address 168 Melbourn Lane Mechanicsburg, Pennsylvania 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 Commonwealth of Pennsylvania Department of Public Well'are Bureau of Child Support Enforcement P.O. Box 2675 Harrisburg, PA 17105 ATTN: Dan Richard Commonwealth of Pennsylvania 110 North 8`h Street Inheritance Tax Office Suite 4204 Philadelphia, PA 19107 Commonwealth of Pennsylvania 6th Floor, Strawberry Square Bureau of Individual Tax Department #280601 Inheritance Tax Division Harrisburg, PA 17128 Department of Public Welfare Willow Oak Building TPL Casualty Unit Estate P.O. Box 8486 Recovery Program I larrisburg, PA 17105-8486 PA Department of Revenue Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128-1230 Commonwealth of Pennsylvania Clearance Support Department 281230 Department of Revenue Bureau of Harrisburg, PA 17128-1230 Compliance ATTN: Sheriff's Sales United States of America Internal Revenue Service Technical Support Group William Green Federal Building Room 3259 600 Arch Street Philadelphia, PA 19106 Domestic Relations P.O. Box 320 Cumberland County Carlisle, PA 17013 r United States of America United States of America c/o Atty General of the United States United States of America c/o Atty General of the United States c/o United States Attorney for the Middle District of PA William J. Nealon Federal Bldg. 235 North Washington Avenue, Ste. 311 Scranton, PA 18503 and Harrisburg Federal Building & Courthouse 228 Walnut Street., Ste. 220 Iarrisburg, PA 17108-1754 U.S. Dept of Justice, Room 5111 950 Pennsylvania Avenue NW Washington, DC 20530-0001 U.S. Dept of Justice, Room 4400 950 Pennsylvania Avenue NW Washington, DC 20530-0001 Name and address of Attorney of record: Name Address Home I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. January 6, 2011 DATE 'ITERREN J. Mc ABE, ESQUIRE MARC S. EISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 CIVIL. ACTION LAW HSBC Mortgage Corporation USA V. Natalie Minardo Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 2010-7017 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Natalie Minardo 379 Melbourne Lane, Unit 379 Mechanicsburg, Pennsylvania 17055 rrt rr) P"„a O 371. r- C f l C?? t=7, Your house (real estate) at 379 Melbourne Lane, Unit 379, Mechanicsburg, Pennsylvania 17055 is scheduled to be sold at Sheriffs Sale on June 1, 2011 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment of $61,067.01 obtained by HSBC Mortgage Corporation USA against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT TIIIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: The sale will be canceled if you pay to HSBC Mortgage Corporation USA the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL. BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 4. II'the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the schedule of distribution. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUTHIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE'I'O PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 LEGAL DESCRIPTION ALL THAT CERTAIN Unit, being Unit No. 3-379 (the "Unit'), of Melbourne Place, A Townhome Condominium (the "Condominium"), located in Upper Allen Township, Cumberland County, Pennsylvania, which Unit is designated in the Declaration of Condominium of Melbourne Place, A Townhome Condominium (the "Declaration of Condominium") and Declaration Plats and Plans recorded in the Office of the Cumberland County Recorder of Deeds in Miscellaneous Book 725, Page 4313 and Right of Way Plan Book 13, Page: 135 respectively, together with any and all amendments thereto. TOGETHER with the undivided percentage interest in the Common Elements appurtenant to the Unit as more particularly set forth in the aforesaid Declaration of Condominium, as last amended. TOGETHER with the right to use the Limited Common Elements applicable to the Unit being conveyed herein, pursuant to the Declaration of Condominium and Declaration Plats and Plans, as last amended. UNDER AND SUBJECT to any and all covenants, conditions, restrictions, rights-of-way, easements and agreements of record in the aforesaid Office, the aforesaid Declaration of Condominium, and matters which a physical inspection and survey of the Unit and Common Elements would disclose 379 Melbourne Lane, Unit 379, Mechanicsburg, Pennsylvania 17055. BEING the same premises which KESSINGTON ARMS ASSOCIATES, A PENNSYLVANIA LIMITED PARTNERSHIP by deed dated April 15, 2008 and recorded May 1, 2008 in the office of the Recorder in and for Cumberland County in Deed Instrument# 200814284, granted and conveyed to Natalie Minardo in fee. TAX MAP PARCEL NUMBER: 42-24-0791-160A-U379 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson L _0 I. lG? Sheriff T - 077 ii[. t E, t ? Jody S Smith ?a,• Chief Deputy 2-11 FEB 15 PI! 2: 0/0 Richard W Stewart li41 Nil " , E4ns1L,;t:1I<. Solicitor HSBC Mortgage Corporation (USA) Case Number vs. Natalie Minardo 2010-7017 SHERIFF'S RETURN OF SERVICE 02/15/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $1,407.44 SO ANSWERS, yam-- ?'??i"'?------- February 15, 2011 RON R ANDERSON, SHERIFF once 02/14/2011 18:05 FAX 215 790 5990 MWC Z002 TERRENCE J. McCABE -•• MARC S. WEISBERG •- EDWARD D. CONWAY MARGARET CAIRO LISA L. WALLACE •t DEBORAH K. CURRAN=• LAURA H.G. O'SULLIVAN 1, GAYI, C. SPIVAX= ANDREW L. MARKOWITZ- HETDT R. SPIVAK SCOTT T. TAGCART MARISA J. COMEN - JASON BROOKSt ERIN M. BRADY .- KCVIN T. McQ11AIL ALEXANDRA T. GARCIA COkM DEMENT ^^ ABBY IC MOYNIHAN -• CATHERINE WELKER ' •' ANTOINlr 76 N MOORE -- CHRISTINE GRAHAM ME-LI'SSA A, SPOSATO HEATHER WEJNER'r • sec ?vww.mnvlaw.ean ibrli=roing t r. R. Thomas Kline 1 Courthouse Square Third Floor Carlisle, Pennsylvania 17013 LAW OFFICES MICA 139, W EISBERG & CONWAY. P.C- SUITE 2080 1:',3 SOUTH BROAD STREET ITMADEL.PHIA, PA 19109 (215) 790-1010 rAX (215) 790-1274 February 14, 2011 Re: HSBC Mortgage Corporation USA VS. Natalie Minardo Cumberland County, Court of Common Pleas, No. 2010-7017 Premises: 379 Melbourne Lane, Unit :!79, Mechanicsburg, Pennsylvania 17055 Dear Sheriff: SUITE 303 216 H ADDON AVENUE WIiS'I'MON'r, N) OBI08 (856)S58-70Ro FAX (856) 859-7020 SUITE 499 145 HUGUENOT STREET NEW ROCARLIX, NY 10801 (') 14}636-8900 GENERAL FAX (914) 636-8901 MEDIATION ONLY FAX (914)1419.5505 Also s,avicing Connecticut SUITE 100 Slim SANAYSPRTNGROAD LAt1REL, MCI 20707 (301) 490-3361 FAX (3n 1) 490-1568 Also servicing the District of Columbia SUITE. 201 4021 UNIVERSITY DRIVE FAI IZFAX, VA 22030 (866) 656-0379 As you know, the above-captioned maeter is currently scheduled for the June 1, 2011 Sheriffs Sale. I am requesting at this time that you stay this sale. The account was paid in full; $65,474.92 received. In addition, please return the Writ to tl-1e Prothonotary and forward any refund due to my client. As acknowledgment of this Stay, I Would appreciate your signing or time-stamping a copy of this letter and faxing the same to my attention. Thank you for your cooperation. Very truly yours, e_gvt4L Katelan Steele Legal Assistant /ks SENT VIA FACSIMILE TRANSMITTAL-NUMBER 717-240-6397 SHERIFF'S OFFICE-RECEIVED BY: SIGNATURE DATE This is a communication froth a debt collector, This letter may be an attempt to collect a debt and any ulformarion obtained will be used for that purpose, McCABE, WEISBERG AND CONWAY, P.C. BY: HEIDI R. SPIVAK, ESQUIRE - ID #74770 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Plaintiff Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS V. Natalie Minardo Defendant No. 2010-7017 PRAECIPE TO VACATE JUDGMENT TO THE PROTHONOTARY: Kindly vacate, upon payment of your costs only, the default judgment entered in the above-captioned matter against defendant(s) NATALIE MINARDO on December 29, 2010. This praecipe to vacate is filed without prejudice to plaintiffs rights in this matter and is without prejudice to plaintiffs right of recovery against defendant(s) on the underlying obligation. DATE: / 131 :7= . Try P ?7 rA? Heidi R. vak, Esquire Attorney or Plaintiff - - tv ??'?'75 McCABE, WEISBERG AND CONWAY, P.C. BY: HEIDI R. SPIVAK, ESQUIRE - ID #74770 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Plaintiff V. Natalie Minardo Defendant Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS No. 2010-7017 CERTIFICATE OF SERVICE I, Heidi R. Spivak, Esquire, Attorney for Plaintiff, hereby certifies that a true and correct copy of the within Praecipe to Discontinue and End, as well as Praecipe to Vacate Judgment, was served on the below person(s) by regular first class mail, postage prepaid, on 14th day of March, 2011. Natalie Minardo l0A Richland Lane, Apt. # 102, Camp Hill, Pennsylvania 17011 DATE: 4 / -I Heidi R. Pivak, Esquire Attornev for Plaintiff - -t7 - . N McCABE, WEISBERG AND CONWAY, P.C. BY: HEIDI R. SPIVAK, ESQUIRE - ID #74770 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 HSBC Mortgage Corporation USA Plaintiff V. Natalie Minardo Defendant Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS No. 2010-7017 PRAECIPE TO SATISFY AND DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter as Satisfied, Discontinued and Ended, without prejudice, upon payment of your costs only. ,a Heidi R. Spin{ k, Esquire ATTORNE FOR PLAINTIFF D_. -1 C fU f\3 ?a - g, t rA -: