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Our File No.: 266533
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
PORTFOLIO RECOVERY
ASSOCIATES, LLC
140 CORPORATE BOULEVARD
NORFOLK, VA 23502
Plaintiff,
VS.
CYNTHIA BERKHEIMER
164 WYOMING AVE
ENOLA, PA 17025
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY'
NO.: 10 - qb q8 0,%V i 1 -004
NnTTCF
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
34 S. BEDFORD ST.
CARLISLE PA 17013
717-249-3166
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Our File No.: 266533
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
PORTFOLIO RECOVERY
ASSOCIATES, LLC
140 CORPORATE BOULEVARD
NORFOLK, VA 23502
Plaintiff,
vs.
CYNTHIA BERKHEIMER
164 WYOMING AVE
ENOLA, PA 17025
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff is PORTFOLIO RECOVERY ASSOCIATES, LLC, 140 CORPORATE
BOULEVARD, NORFOLK, VA 23502.
2. Defendant(s) is/are CYNTHIA BERKHEIMER, an adult individual residing at 164 WYOMING
AVE ENOLA, PA 17025.
3. Plaintiff, PORTFOLIO RECOVERY ASSOCIATES, LLC, is the Assignee and Successor in
Interest of Account # ending in 6495; and said account was issued to Defendant(s) by CAPITAL ONE BANK
(USA) NA, the Original creditor.
4. Defendant received, accepted and used the account to its benefit.
5. This account is in default and Defendant(s) has an unpaid balance of $1,146.40. A true and correct
copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A".
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6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are
included in Exhibit "A".
7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as
above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$1,146.40 and requests this Court award costs to the exte"ermitted by applicable law
0 1
APOTHAKE & tiSn OCIATES, P.C.
Att0 elan if
A Law Firm E a ebt Collection
BY:
David J. Apothaker, Esquire
Dated: 10/21/2010
Our File No.: 266533
F
VERIFICATION
David J. Apothaker Esquire hereby states that I am counsel for plaintiff in this action, and that I am authorized to
take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to
the best of my knowledge, information, and belief. The undersigned understands that the statements therein are
made subject to the penalties of 18 Pa.C.S.A. 4904 rel g t unworn falsification to authorities.
David J. pothaker, Esquire
Attorneyfor Plaintiff
DATE: 10/21/2010
PORTFOLIO RECOVERY ASSOCIATES, LLC
CYNTHIA BERKHEIMER
164 WYOMING AVE
ENOLA, PA 17025
STATEMENT OF ACCOUNT
Debtor's Name: CYNTHIA BERKHEIMER
Account Number: ending in 6495
Original Creditor: CAPITAL ONE BANK (USA) NA
Balance Due: $1,146.40
Our File No.: 266533
EXHIBIT "A
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
OFFICE OF' '14E SwERIFF
Solicitor
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Portfolio Recovery Associates, LLC .
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Cynthia Berkheimer
SHERIFF'S RETURN OF SERVICE
11/12/2010 06:05 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on
November 12, 2010 at 1805 hours, he served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: Cynthia Berkheimer, by making known unto herself personally, at 164
Wyoming Avenue, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time
handing to her personally the said true and correct copy of the same.
SHERIFF COST: $41.50
November 16, 2010
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TIM LA K, DEPUTY
SO ANSWERS,
RON R ANDERSON, SHERIFF
ic) CountySuite Sheriff, Teleosoft Inc
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Our file No.: 266533 e' APOTHAKER & ASSOCIATES, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
Attorney ID# 307949
PORTFOLIO RECOVERY
ASSOCIATES, LLC
VS.
Plaintiff,
CYNTHIA BERKHEIMER
Defendant.
CF THELPROTBN'04 0Mj'), N,
2010 DEC 10 AN It: 14
CUMBERLAND COU T v
. PENNSYLVANIA
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.: 10-7078-CIVILTERM
Civil Action
STIPULATION IN LIEU OF JUDGMENT
The matters and things in controversy having been discussed by and between the
parties, and a settlement having been agreed upon:
It is on November 19, 2010, STIPULATED by and between Plaintiff,
PORTFOLIO RECOVERY ASSOCIATES, LLC, and Defendant, CYNTHIA
BERKHEIMER parties as follows:
1. Defendant agrees to pay the sum of $1,338.40, which sum Plaintiff agrees
to accept in full settlement of its claim herein, inclusive of counsel fees and court costs.
2. The sum aforesaid of $1,338.40 shall be paid by the by Defendant,
CYNTHIA BERKHEIMER, to the attorneys for Plaintiff in the following manner:
a. $267.68 to be paid on or before November 19, 2010;
b. $97.33 to be paid on or before the 20th day of each month, beginning
December 20, 2010 until paid in full.
All checks are to made payable to PORTFOLIO RECOVERY
SOCIATES, LLC, and sent to:
Apothaker & Associates, P.C.
o 520 Fellowship Road C306
?v Mount Laurel, NJ 08054
Our file No.: 266533
If
3. In the event Defendant fails to pay in accordance with the terms set forth
in this Stipulation, then, and in that event, Plaintiff shall be entitled to obtain the entry of
Judgment against Defendant ex parte, in the sum of $1,338.40, giving Defendant credit
for any sums actually paid pursuant to the terms of this Stipulation.
4. In the event of default as aforesaid, Plaintiff shall be entitled to obtain the
entry of Judgment upon ex parte application, with supporting certification, and with
notice to Defendant only in the form of a copy of the application addressed to CYNTHIA
BERKHEIMER by first-class, postage prepaid.
We hereby consent to the form and entry of the within Stipulation.
APOTHAKER & ASSOCIATES, P.C.
Attorneys for Plaintiff
A Law Firm Engaged in Jebt Collection
By:
Esquire
YNTHIA ERKHErMER
IP
Our File No.: 266533
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D.# 38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorney for Plaintiff
PORTFOLIO RECOVERY
ASSOCIATES, LLC
Plaintiff,
vs.
CYNTHIA BERKHEIMER
Defendant.
CILED-OFFICE
L"T TNF PROTHONOTARY
2011 NOY -9 PM 12: 40
CUMBERLAND COUNTY
PENNSYLVANIA
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 10-7078-CIVILTERM
PRAECIPE TO DISMISS WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly dismiss this action without prejudice.
APOTHAKER &;/AS OCIATES, P.C.
Attorne}?s fo Plaintiff
A Law Firm Eng ged n Debt C lectioi
By:
David J. Apothaker, Esquire
Dated: 11/3/2011
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