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HomeMy WebLinkAbout11-02-10 1,5056],03,0: REV- i 5i~t~ ~x;o~-~~ enns lvania OFFICIAL USE ONLY PA Department of Revenue P Y County Code Year Fiie Niunae~ ~Ef~nHT,~frvl 1'.f NEVEN~)E 1~ Bureau of Individual Taxes INHERITANCE TAX RETURN ~ ~ ,- PO SOX 28o6r~: ~ ~ I (~ I " ` t`~ ~ Harrisburg, PA 17128-otioi RESIDENT DECEDENT ` l~ ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYv 204-03-0024 02/03(2010 06(2511926 Decedent's Last Name Suffix Decedent's First Name Mt EBERT OLiVt ,, (If Applicable) Enter Surviving Spouse's Information Beiow Spouse's Last Name Suffix SDOUSe's First Name= r= Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS Fll_L IN APPROPRIATE OVALS BELOW ~ 1. Original Return Q 2. Supplemental Return Q 3. Remainder Return (date of dean r~rior to 12-13-8?~ Q 4. Limited Estate Q 4a. Future Interest Compromise (date of O 5. Federal Estate l~a;K Return Required death after 12-12-82" +~ 6. Decedent Died Testate © 7. Decedent Maintained a Living Trust ._ ~ 8, Total Number of Safe Deoasit Boxes (Attach Copy of Will) (Attach Copv of Trust} Q S. Litigation Proceeds Received C} 10. Spousal Poverty Gredit {date of death Q 11. Election to tax under Sec. 91131A' between 12-31-91 and 1-1-95) (Attach Sch. O CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX iNFORMAT1gN SHOULD BE DIRECTED TC: ____ _ Name Daytime Teleahone Ivurnac~: SHARON E. TAYLOR (717) 919-458~~,.~ _ -.., , 'C`-~ REGISTER OF~iq USE ONL"$I~ ~ _'~_ t ~ ~ r f ° "`- ~ '~ ~~~ / C~I ~ ~ 1 ~ ,- ~.~ ~- " ~ - ..~ First Gne of address : 't ~ ~, ~~` 1 .~ ~ I i tV ~ '~ ~~~~1 _ 30 BEARD ROAD ~ t^~.,~~~ ` ~ ,:. l ~~ 4 Second line of address f ~ ~ ~ - ~~ ~ ,w... . ' City ar Post Office State ZIP Cod: ~ DATE FILEt: C::7 MECHANICSBURG F'A 170~iG Correspondent's a-mail address: STAYLOR28~a7MSN.C04~s"= Under penalties of perjury, i declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belies;, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNAjQIF~ OF PERSON F2EIZP~IS}~LE FOj2 .TURN /l DATE= ~ ~ d.- d • Il ~ ~ . f 5v /D 2 /~a SIGNATURE ©F PREPARER OTHER THAN REPRESEN ATIVE / ,,r Dpti-('~ ADDRES' ~ .. / G , ~ ./~ / l1,~. PLEASE USE OR16 AL FORM ONI-'!' Side , ;" 1505610101 ],505610101 ~~ ~. , 1 REV-1500 EX Decedents Name: OLIVE J. EBERT 1,50561,01,05 Decedent's Social Security Number 204-03-0024 RECAPITULATION 1. Real Estate (Schedule A) .............................................. 1. 165,000.00 2. Stocks and Bonds (Schedule B) ........................................ 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages and Notes Receivable (Schedule D) ........................... 4. 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)....... 5. 12,050.43 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ....... 6. 22,859.27 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested........ 7. ' 10,142.64 8. Total Gross Assets (total Lines 1 through 7} ............................. 8. 210,052.34 9. Funeral Expenses and Administrative Costs (Schedule H) ................... 9. 17,020.80 10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) .............. 10. ', 633.43 11. Total Deductions (total Lines 9 and 10) ................................. 11. ' 17,654.23 12. Net Value of Estate (Line 8 minus Line 11) .............................. 12 192,398.11 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ........................ 13. 942,87 14. Net Value Subject to Tax (Line 12 minus Line 13) ........................ 14. 191,455.24 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 16. Amount of Line 14 taxable _ _ at lineal rate X .0 45 191,455.24 16. 8,615.49 17. Amount of Line 14 taxable at sibling rate X .12 ' 17. 18. Amount of Line 14 taxable at collateral rate X .15 1 g, 19. TAX DUE ......................................................... 19. 8,615.49 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ~ Side 2 1,50561,01,05 1,50561,01,05 REV-1500 EX,~ Page 3 Decedent's Complete Address: 8,925.00 DECEDENT'S NAME OLIVE J. EBERT STREET ADDRESS 6 HOUSTON DRIVE CITY ~ STATE MECHANICSBURG ~ PA ZIP 17050 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19} 2. Credits/Payments A. Prior Payments B. Discount 3. Interest 430.77 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. File Number (1) Total Credits (A + B) (2) (3) (4} (5) Make check payable to: REGISTER OF WILLS, AGENT. 8,615.49 9,355.77 740.28 PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :.......................................................................................... ^ x^ b. retain the right to designate who shall use the property transferred or its income : ............................................ ^ X^ c. retain a reversionary interest; or .......................................................................................................................... ^ d. receive the promise for life of either payments, benefits or care? ...................................................................... ^ Q 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .............................................................................................................. ^ 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death? .............. 0 ^ 4. Did decedent own an individual retirement account, annuity or other non-probate property, which contains a beneficiary designation? ........................................................................................................................ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or far the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)). The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements far disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a){1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent; except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 12EU-1.502 ~X~ (1.1.-(~C } `~ pennsylvania SCHEDULE A DEPARTMENT OF REVENUE REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER OLIVE J. EBERT Ali real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. If more space is needed, insert additional sheets of the same size. REV-1508 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER OLIVE J. EBERT Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. (If more space is needed, insert additional sheets of the same size} REV-15og EX+ (oi-so) ~ pennsylvania ` DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF: FILE NUMBER: OLIVE J. EBERT If an asset became jointly owned within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A• DANA DAGLE LOWE 11 WHEATLAND DR, MECHANICSBURG, PA 17050 DAUGHTER SHARON TAYLOR 30 BEARD ROAD, MECHANICSBURG, PA 17050 DAUGHTER g' DANA DAGLE LOWS ~ 11 WHEATLAND DR, MECHANICSBURG, PA 17050 ~ DAUGHTER C~ BAILEY SCOTT HERROLD 1433 WOODRUFF WAY, HARRISBURG, PA 17112 ~ GREAT GRANDCHILD JOINTLY OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME of FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET °/o OF DECEDENT'S INTEREST DATE OF DEATH VALUE OF DECEDENT'S INTEREST 1. A. 01/01/00 MERRILL LYNCH ACCOUNT - 063-500-43Y78-6 21,726.30 33 7,169.68 2. A. 11110108 WACHOVIA BANK, N.A. ACCOUNT - 247402093868991 28,989.56 33 9,662.22 3. B. 12/15/07 PNC BANK ACCOUNT - 50-7009-7314 11,033.69 50 5,516.85 4. C. 10/26!08 PNC BANK ACCOUNT - 31100235442 1,021.04 50 510.52 TOTAL (Also enter on Line 6, Recapitulation) I $ 22,859.27 If more space is needed, use additional sheets of paper of the same size. ~ pennsylvania SCHEDULE G DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER OLIVE J. EBERT This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCL'uDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO CECEDENT .4ND THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION (IF APPLICABLE) TAXABLE VALUE 1• CERTIFICATE OF DEPOSIT -CITIZENS BANK; IN TRUST FOR JULI ANN 2,028.53 100 2 028.5 HERROLD (GRANDCHILD) , 2 CERTIFICATE OF DEPOSIT -CITIZENS BANK; IN TRUST FOR JODY LEE 2,028.53 100 2 028.5; DODY (GRANDCHILD} , 3 CERTIFICATE OF DEPOSIT -CITIZENS BANK; INTRUST FOR HEATHER 2,028.53 100 2 028.5; MARIE DAGLE (GRANDCHILD) , 4 CERTIFICATE OF DEPOSIT -CITIZENS BANK; INTRUST FOR DAVID 2,028.53 100 2 x28.5; CHRISTOPHER DAGLE (GRANDCHILD) , 5 CERTIFICATE OF DEPOSIT -CITIZENS BANK; INTRUST FOR KELSEY 1,014.26 100 1 014.2E MARIE DODY (GRANDCHILD) , Ei CERTIFICATE OF DEPOSIT -CITIZENS BANK; IN TRUST FOR ADAM 1,014.26 100 1 014.2E PATRICK HERROLD (GRANDCHILD) , TOTAL (Also enter on Line 7, Recapitulation) $ ( 10,142.64 If more space is needed, use additional sheets of paper of the same size. REV-3.SI I EX+ f 1.0-03) ' ~ pennsylvania ` DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEdENT SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS ESTATE OF FIlE NUMBER OLIVE J. EBERT Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: ~' THE V.L. SEEBOLD FUNERAL HOME -FUNERAL SERVICES, CASKET, TRANSPORTATION 9,040.00 B. 1 State ZIP 2. Attorney Fees: 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.) Claimant Street Address 4. 5. 6. 7. ADMINISTRATIVE COSTS: Personal Representative Commissions: Name(s) of Personal Representatives} Street Address City -- ----- --------------------------------------- Year(s) Commission Paid: City State __ Relationship of Claimant to Decedent Probate Fees: Accountant Fees: Tax Return Preparer Fees: SEE ATTACHED SCHEDULE H-1 ZIP 1,000.00 2,500.00 300.00 4,180.80 TOTAL (Also enter on Line 4, Recapitulation)' $ 17,020.80 If more space is needed, use additional sheets of paper of the same size. ESTATE OF OLIVE J. EBERT SCHEDULE H-1 1 PENN WASTE -TRASH SERVICE 44.35 2 SEE MORE HOME INSPECTION -HOME INSPECTION 325.00 3 PP&L -UTILITIES 55.24 4 LOWE'S -FLOORING 2,280.12 5 PP&L -UTILITIES 56.66 6 THE MITIGATOR -MOLD REMOVAL 100.00 7 PENN WASTE -TRASH SERVICE 44.35 8 MARK HECKMAN -HOME APPRAISAL 350.00 9 PP&L -UTILITIES 82.00 10 MICHAEL DIXON -YARD MAINTENANCE 45.00 11 ASSOCIATED PRODUCTS -SEPTIC MAINTENANCE 515.00 12 PP&L -UTILITIES 34.65 13 MICHAEL DIXON -YARD MAINTENANCE 45.00 14 PENN WASTE -TRASH SERVICE 44.35 15 PP&L -UTILITIES 36.08 16 ESTATE PUBLICATION FEE 123.00 4,180.80 RFV-1.512 FX-~ f 1.~_~ J SCHEDULE I ~ pennsylvania DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER OLIVE J. EBERT Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. If more space is needed, insert additional sheets of the same size. REV-7.~~~ Ex~ (~~.-~.o; pennsylvania SCHEDULE J ' DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: OLIVE J. EBERT RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] 1. DANA D. LOWE -11 WHEATLAND DR, MECHANICSBURG, PA 17050 DAUGHTER 1/3 SHARE 2. SHARON TAYLOR - 30 BEARD ROAD, MECHANICSBURG, PA 17050 DAUGHTER 113 SHARE 3. DEBORAH J. HEISLER -18 DEVANT WEST, BLUFFTON, SC 29909 DAUGHTER 1I3 SHARE ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET, AS APPROPRIATE. II NON-TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. SHAMOKIN DAM METHODIST CHURCH TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. ~ $ If more space is needed, use additional sheets of paper of the same size. 942.87 942.87 ~~~~ ~,/~ l i' Y l L.+L ~~Z..! r `L t L-1,~J1'L ~~:a.! Y L V~ D~~e ,~anette ~Laas ~~ert I, Qlive Janette Haas Ebert, a resident of the State of Pennsylvania, County of Cumberland, and City of Mechanicsburg; and being of sound mind, do hereby make, publish and declare this tv be my Last Will and Testament,. thereby, revoking and maki-ng nuIl and void any and all other Last Wills and Testaments and/or Codicils to Last Wills and Testaments heretofore made by me. All references herein. to this Will shall be construed as referring to this Last Will and Testament only. FAMILY CLAUSE At the time of executing this Last Will and Testament, I am unmarried. The names of my children are listed below. If I do not leave any property to any of my children, my failure to do so is intentional. Sharon Diane Ebert Taylor Deborah Jean Ebert Heisler Dana Lee Ebert Lowe RESIDENCY CLAUS E Having in mind the possibility that I may temporarily reside outside of, or simply be absent from the State of Pennsylvania, County of Cumberland, and City of Mechanicsburg, at the time of my death, I elect and hereby declare that -this Will and each and every disposition and provision contained herein shall be construed and regulated by and in accordance with the-Taws of said State of Pennsylvania. It is my desire that this Will be probated in the State of Pennsylvania, my place of domicile, and that the principal administration of my Estate be made in said State of Pennsylvania and that none of the assets of my Estate which may be found in my place of domicile, be remitted to any other jurisdiction for administration or distribution.- Page 1 of my -Last Will and Testament ~~ ~; .- (Signature) ~Ob536 DOC 1.7EST CLAUSE I direct that the executor named pursuant to this Last WiII and Testament review (as soon after my death as pxactical} all of my just debts and obligations, including funeral expenses and the expenses incident to my last illness, excepting those Tong term debts secured by zeal or personal property which may be assumed by the Heix of such property, unless such assumption is prohibited by law or upon agreement by the Heir. The executor shall pay these just debts only after the creditor provides sufficient evidence to support their claim. 1VIy executor shall pay out of my gross Estate, as if they were my debts, and without proration or appointment, all estate and inheritance taxes; by whatever name called; (including any interest due thereon) becoming payable because of my death in respect to all property comprising my gross Estate for death tax purposes, whether or not such property passes under this Last Will and Testament. I further direct that if any Heir or Heirs named in this Last Will and Testament should be indebted to me at the time of my death, and evidence of such indebtedness is provided or made available to the Executor of my Estate, then that share of my Estate which I give, devise, and bequeath to any and each such Heir shall be reduced in value by .an amount equal to the proven indebtedness of such Heir or Heirs, unless I have specifically provided in this Last Will and Testament for the forbearance of such debt, or unless such Heir is the sole Principal Heir. C~MM4N DISASTER CLAUSE In the event any Principal Heir and ~ shall both die in, or as a result of, a common accident or disaster, or under such circumstances that the ordex of our deaths cannot be established by proof, then I direct that for purposes of this Last Will and Testament, such Principal Heir shall be deemed to have predeceased me. In the event that any Heir (other than a Principal Heir} under this my Last Will and Testament and I shall both die in or as a result of a common accident or disaster or under such circumstances that the order of our deaths cannot be established with proof, then I direct that for the purposes of this Last Will and Testament such Heir shall be deemed to have predeceased me. Page 2 of my Last Will. and Testament ~~~~-- -- :r tSiQn rel PRINCIPAL DISTRIBUTION CLAUSE I give, devise, and bequeath to the persons named below (my "Principal Heirs"}, if he or she, whichever the case may be, shall survive me, all of the residue and remainder of my gross Estate after payment of all my just debts, expenses, taxes, administration and specific bequests, if any, in the percentages set forth below. 1. Name: Sharon Diane Ebert Taylor Relation: Daughter Percentage: 331/3% 2. Name: Deborah Jean Ebert Heisler Relation: Daughter Percentage: 331 / 3 In case such Principal Heir does not survive me, I direct that the share of my Estate which would have been given to such Principal Heir shall be equally distributed to: The children of Deborah Jean Ebert Heisler. 3. Name: Dana Lee Ebert Lowe nela~oi-: Daughter Percentage: 331/3% In case such Principal Heir does not survive me, I direct that the share of my Estate which would have been given to such Principal Heir shall be equally distributed to: The children of Dana Lee Ebert Lowe. r ~ •j Page 3 of my Last Will and Testament iQnaturel EXECUTOR APPOINTMENT CLAUSE {A) I nominate, constitute and appoint my daughter, Sharon Diane Ebert Taylor, to be the Executor of my Estate. (B} If, for any reason, my first nominee Executor should fail to qualify or be unable or unwilling to acceptor to continue as the Executor of my Estate, I nominate, constitute and appoint my daughter, Dana Lee Ebert Lowe, to be the Executor of my Estate. (C} If for any reason, all of the nominees designated above in Paragraphs (A} and (B) should fail to qualify or be unable or unwilling to accept or to continue as Executor of my Estate, I nominate, constitute and appoint my daughter, Deborah Jean Ebert Heisler, to be the Executor of my Estate, EXECUTOR POWER OF APPOINTMENT CLAUSE (A}- AIl directives in this Will that use by reference the word Executor mean and include any person named herein as my Executor (or personal representative, as may be defined under state law} and any person who may be acting in either capacity, at any time. Such person shall have broad and reason able diSCretioii "ui ider u e Lilr e~.'~3.ve~ of tttl~s ll~y La-~t v ~.iu~ a1~"IG~. T e~tal"~leilt with respect to any -property, real or personal, left by or held by me, or acquired by my Executor on behalf of my Estate. (B} I wish my Executor to have broad and reasonable discretion in the administration of my Estate, to have all of the powers permitted to be exercised by an Executor under state law, and to be able to do everything he or she deems advisable for the best interest of my Estate and the Heirs thereof, all without the necessity of court approval or supervision. I direct that my Executor perform all acts, take all such proceedings, and exercise all such rights and privileges, although not specifically mentioned in this Will, with relation to any such proper-ty, as if the absolute owner thereof; and in connection therewith, to make, execute and deliver any instruments, and to enter into any covenants or agreements binding my Estate or any portion thereof. (C} No such person named .in, or appointed in connection with this Will in a fiduciary capacity shall be required to file any bond or other security far the faithful performance of his or her. duties as such fiduciary in any jurisdiction; and if, despite this directive, a bond should be required, I request that it be accepted without sureties and in a nominal amount. r ~ a Page 4 of my Last Will and Testament _ ` ~ fi -~ f Sign rel NON-LIABILITY GF FIDUCIARIES Any fiduciary, including my Executor. and any trustee, who in good faith endeavor to carry out the provisions of this Last Wi11 and Testament, shall not be liable to me, my Estate, or my heirs, for any damages or claims arising because of their actions or inactions based on this Last Will and Testament. My Estate shall indemnify and hold them harmless. SAVING CLAUSE If a court of competent jurisdiction shall at any time invalidate or find unenforceable any provision of this 'W'ill, such invalidation shall not be construed. as invalidating the whole of this Will. All of the remaining provisions -shall be undistuxbed as to their legal force and effect. If a court finds that an invalidated or unenforceable provision would become valid if it is limited, then such provision shall be deemed to be written, deemed, construed and enforced as so limited. C ,. ~~~ Page 5 of my Last ~ITill and Testament (Si~naturel xN WITNESS WHEREOF, I, the undersigned Testator, declare that I sign and execute this instrument on the date written below as my Last Will and Testament and further declare that I sign it willingly, that I execute it as my free and voluntary act for the purposes expressed in this document and that I am eighteen years of age or older, of sound mind and under no constraint or undue influence. ~~!~fi `~ {Signature of live Janette Haas bent) SSN: Date: g ~ ~o - d Page 6 of my Last Will and Testament ~ ~ : , -; ~~~ {Signature ~`~ ATTESTATIC3N CLAUSE Thus Last Mill and Testament, which has been separately signed by alive Janette Haas Ebert, the Testator, was signed, executed and declared by the above named Testator as his or her Last ~1lill and Testament in the presence of each of us. ~Ve, in the presence of the Testator and each other, under penalty of .penury, hereby subscribe our names as witnesses to the declaration and execution of the Last Will and Testament by the Testator, and we declare that, to the best of our knowledge, said Testator is eighteen years of age or older, of sound mind and under no constraint or undue influence. ignature of witness) Date: . (Print Name) {Address} {City, State, ZIP ... 2. J e~~y--~ L~_ 'mil c.~. of tress} {Print Name} Date: ~ ~ ~ ~ ~C ~,l /V<'-~d'~ ~i~c'~ i.x3 `rte .~ {Address} (City, Stafie, ZII') 3. (Signature of witness} Date: (Paint Name) {Address} (City, State, ZIl') ,: r~ ? Pa e 7 of m Last V11ill and Testament "`~-'^ ~}' r g y (Signature} %. !, STATEMENT OF IN'T'ERMENT, CREMATION and WISHES I, Olive Janette Haas Ebert, the undersigned, having previously executed a Last Will and Testament on the date hereof, hereby state that, in addition to the directives and bequests set forth in said Last WiU and Testament, it is my desire that my remains be interred in a burial plot. My further wishes and directives are as follows: Lot already purchased. Bury next to husband. ~V'estside Cemetery, Shamokin Dam, Pennsylvania. Dated: U " ~ ~- G' '~ ,, O i '~~ . S gnature of O ' e Janette Haas Ebert ACKNOWLEDGMENT OF NOTARY PUBLIC State of Pennsylvania County of Cumberland On this ~~ day of ~,(~~ (4S7` , 2D ~1 ,before me, the undersi ed Notaxv Public, personally appeared Olive Janette Haas Ebert, personally known to me (or proved to me on the basis of satisfactory evidence) to be the individual who signed the foregoing instrument and acknowledged to me that he or she executed the same in his or her authorized capacity, and that by such signature, the person executed the instrument. Witness my hand and seal. Signature of Notary Public: CO#~~#Q~#YVEALTt~ QF PE~NSI~LVAN#A ~#a~A~~~~ s~A~ ~a~ Anti C. G~r~~a~ir©, ~~tu~ ~bl~c Si#v~r S~~~ Tip., C~~tE~~#a~d Ceu~ ~y C~m~#ss#on ~cpires Gam. I3, Z00$ ,' s SELF-PROVING AFFIDAVIT State of Pennsylvania County of Cumberland I, Olive Janette Haas Ebert, the undersigned Testator, being first duly sworn, do declare to the undersigned authority that I signed and executed the attached or annexed instrument as my Last Will and Testament and that I signed it willingly, that I executed it as my free and voluntary act for the purposes expressed in that document and that at the time I signed the document I was eighteen years of age or older, of sound mind and under no constxaint or undue influence. Date: ~ ~ {~ '7 '~ ~-~ ,'~ (Signature of Oli tte F~ a e We, the undersigned witnesses, being first duly sworn, do each declare to the undersigned authority the following: (1) the Testator declared ~o each of us that the attached or annexed instrument is his or her Last Will and Testament; (2) the Testator executed the will in our presence; {3) each of us, in the presence of the Testator, signed the will as witness; and t4) to the best of our knowledge the Testator is eighteen years of age or older, of sound mind and der no consfiraint or undue influence. ~. -~ ~ ~. .,_, ~v~ (Si ature of witness) (Print Name} - ~~ `` 2. ( e of 'tress) (Pant Name} 3. (Signature of witness} (Print Name} Acknowledgement of Notar~Public: Subscribed, sworn and acknowledged to me on this ~ day of [ 20~, by Olive Janette Haas Ebert, as Testator, and __ ~~1(h~i ~ ~p~E~. :,___ L~n~~ ~L ~~ Q~ ~-- - Q t C,~. -~ ~ , as witnesses. Witness my hand and seal. Signature of Notary Public: CC~~~~}W1i~EALT~ €~F PEl~S~fE.Y~~(~1 ~aTA~~A~ SEAT. ~~ar~ A~~ C. Garbars;ta, No~~r Pu~ll~ ' #Iv~r ~~~ Ti~rp., C~mberf~r~ C~u~ ~'#Ii~i~lSStgri EX~t85 DeC. ~~, ~~ MARK HECKMAN REAL ESTATE APPRAISERS 1309 Bridge Street, New Cumberland, PA 17070 FI8 No. APPRAISAL OF Single Fam'lly Residential Dwelling LOCATED AT: 6 Houston Drive Mechanicsburg, PA 1 7050-1 61 1 FOR: Sharon TayiorMot a Lender 23 Sheil Ridge Road Hilton Head ]stand, SC 29928 BORROWER: NonelNot for a Lender AS OF: May 19, 2010 BY: Gina M. Distefano, Cert. Resid. Appraiser RL 138991 PH 717 774-7202 FAX 717774-0383 EMAtL heckmanappraisers~comcast.net Mark Heckman Real Estate Appraisers Pro a Desch lion ~ UNIFORM RESIDENTIAL APPRAISAL REPQRT ~ileNo. 6Woustan Pro erty Address 6 Houston Drive City MechaniCSbur State PA Zr Code 17050-1611 t at1a1 r~srrintinn r3e!eal Book t7029W Paae 00898 ___Couniy Cumberland ^ Assessors Parcel No. 38-15-1275-012 lax Year 09/10 R.E. Taxes S 2,106.61 Special Assessments S None Kwn 1 ~eiahbofiood or Praiect Name Sample Bridge Estates _ Map Reference 38-15-1275-012 Census Tract 0118.01 I ~ LenderlClient Sharon TaylorMot a Lender Address 23 Shell Ridge Road, Hilton Head Island, SC 29928 ~ ------~ - A raiser Gina M. Distefano Gett. Restd_ A raiser Address 7:3Uy t3na a Street stew t-%Umoe nanp NH t ruru Location Urban X Suburban Rura! Predominant Singlefamilyhausing Presentlartduse% Land use change Buih u X Over 7546 25-7595 Under 25~i6 p ^ occupancy PRICE AGE s(aoo) (r~l One farm 80% ly X Nat like ^ ly ^ Likely Slow Growth rate Rapid X Stable X Owner 102 Low New 2-A family 0% ^ In process ^ Property values Increasing X Stable Declining Tenant 450 Hi h 80+ Multi-family 0% To: Demandlsupply Shortage X Int~atar>ce O~ersuppty X Vacant{e}596} Predominant Commercial 5% Madcetin time Under 3 mos. X 3-s mos. Over ti mos. vans auor - 238 30-60 Vacant 15% Nate: Race andthe racial campasition ofthe neighborhood are notappraisai factors. Neighborhood boundaries and characteristics: The Sub~ect roe is located in Silver S rin Townshi Silver S rin Townshi is bound b e Townshi to the north• Ham den Townshi to the east• Route 641 to the south and Middlesex Townshi to the west. ' Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.}: This suburban net hborhood has most ublic utilities available relative] eas access to em to meat and services and is tom etitive " with other net hbarhoods in the eneral area. Most have s'smilar amenities. Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demandlsupply, and marketing time - -such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): Market conditions in the sub ect roe net hborhood have been favorable in recent ears due to consistent] low mart a e in#erest rates. Housin values have a reciated at a moderate rate as a result. The market now a ears to have stabilized and while housin rites on a national basis are said to be declinin the Central PA market area in eneral has not seen this a of de reciation. However the market in this area has stowed in that residential dwellin s are beta marketed for ton er eriods of time icall Tess than 180 da s. A raisers have also encountered more sellers cancessions/assistanceihan in recent ears. Prefect information for Pubs (If applicable} - - Is the developer/builder in control of the Home Otivners' Association {HOA}? YES NO Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elements and recreational facilities: Dimensions 205x110x211x113 Topography SIo ed Site area 23192 Sq.Ft. +/-, 0.53 Acre Comer Lot Yes X No Size Typical for area Specific zoning classification and description Shape Rectan ular Zoning compfiance ^X Legal ^ Legal nancontorming (Grandfathered use} Illegal No zoning Drainage A ears ode uate Fk hest & best use as im raved: X Present use Other use ex lain U12tY Avera e Utilities Public Other Off-site Improvements Type Public Private Landscaping T tea! Electricittr X^ 200 AMPS Street Asphalt ^X ^ Driveway Surface As halt Gas ^ Curh/gutter Concrete X^ ^ Apparent easements None a anent Water Well Sidewalk None ^ ^ FEMA Special Flood Hazarti Area Yes X No Sanitary sewer Se tic Street fights None ^ o FEMA Zone X t~tap Date 03/16/2009 storm sewer Alle None FEMA Map No. 42041 C0094E Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal ar legal nonconforming'zoning, use, etc.}: Private wells and s tics stems are common in this area. There are no a arena adverse easements encroachments or other adverse conditions on this site. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDA710N BASEMENT INSULATION No. of Units One Foundation Conc131ck Slab No Area Sq.Ft 1563 Roof ^ No. of Stories Qne Exterior Wails BrictWln ( CrawtSpace No ~ Finished 0 Ceiling ^ Type (Del./Att.) Detached Roof Surface Shin le Basement 100 Ceiling Unfinished wa!!s Q Design {Style] Ranch Gutters & Dwnspts. Aluminium Sump Pump None Walls COnCSIck Floor Q E~dstinglProposed ~cistin W"indowType Doubtelnsul Dampness None noted Aoor Concrete None ^ Age (Yrs.) 27 StormlScreens 'Tttermo/Yes settlement None noted outside Enay Yes ~ X^ Effective A e rs. 20 YeaC5 Manufactured House No InfestaTian None Hated ROOMS Fo r Livia Dinin Kitchen Den Famii Rm. Rec. Rm. Bedrooms # t3aths Laund Other Area S .Ft. Basement 1,563 Level] 1 1 1 2 1.5 1 t 563 • Leve~2 0 272 Fnished area above rode contains: 5 Rooms; 2 Bedroom s ; 1.5 Baths ; 1 563 S uare Feet of Gross Lavin Area INTERIOR MaterialslCondition HEATING KITCHEN EQUIP. ATT1C AMENITIES CAR STORAGE: Floors Car et/Fair Type $B Refrigerator ® None Fireplaces}# None ^ Walls D aIllFair Fuel EIeC Rangelbven X^ Stairs X Patio Garage #ofcars TrimlFinish Wood/Ave Condi6anAv Disposal o Drop Stair Deck Attached 2 Bath Floor Car et/Ave COOLING Dishwasher X^ Scuttle ^ Porch Screened X Detached Bath Wainscot Fiber lass/Ave Central None FaNHOOd o Floor ^ Fence ^ Buih-tn Doors HollowcorelAve Other None Miuowave ^ Heated ^ Pooi ^ Carport CondaionNone washerlD er Fnished Fron# orch K Drivewa 2 ~ Atld~bona! features (special energy efficient items, etc_): ~rdctric c~araye aoor opener. } Condition of the improvements, depreciation {physical, functional, and external), repairs needed, quality of construction remadelinQladditions, etc.: See Attached Addendum Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the subject property: No advt;rse environmental conditions were observed in the im rovements, on the site on in the immediate vicini of the sub~ec# ro ert . =radde tAac Form 70 6.93 PAGE 1 O F 2 Fame Maz corm 1004 693 R~~ usty AG soMcan.80D.234.B7t7 wawadxeb.aom Mark Heckman ReaE Estate Appraisers UNIFORM RESIDENTIAL APPRA{SAL REPORT FilefVo. ESTIMATED SITE VALUE.........................:. _ $ ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS: Dwelling 1,563 Sq. Ft. @ $ = S 0 Ssm#. 1563 - -- __-- Sq. Ft @ $ w 0 GaragelCarpon 506 Sq. Ft. @ $ = 0 Total Fatimatprt ('ncr NPw = $ Q Comments en Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic fife of the property): fn view of the age of these improvemen#s, the Cost -ooroach cannot be considered an accurate indicator of Less Physical Functional External Est. Remaining Econ. Life: 30 ~ Depreciation ~ I = $ 0 , ,,, , , , ,, , , _ $ 0 Depreciated Value of Improvements , , , , , , , , .. . ......... _ $ "AS-is" Value of Site Improvements . • . . . . . itVDtCATED VALUE BY COST APPROACH - - • • • • • • • • • _ $ 0 ITEM SU83ECT COMPARABLE NO. 1 COMPARABLE N0, 2 COMPARABLE N0.3 6 Houston Drive Address Mechanicsbur 25 N. Ofd Stanehouse Rd Carlisle 12 Longview Drive Mechanicsbur 70 Bali Hai Road Mechanicsbur Proximi to Sub'ect 6.12 miles SSW 3.25 miles SSE 0.44 miles SE Safes Price $ NA $ 180,500 S 177,000 $ 184,000 PricelGross Lnl. Area 3 0.00 f~ $ 108.47 ~ $ 134.09 ~ $ 99.51 W Dataandlor Verification Sources Assessment Records &MLS Assessment Retards &MLS Assessment Records &MLS Assessment Records &MLS Assessment Records &MLS Assessment Records &MLS VALUEAQILIS71v1ENTS DESCRIPTION DESCRIPTION +{.)SAotustment DESCRIPTION +{• SA utilmerq DESCRIPTION +hISAd~us~ment sales or Financing Concessions NA Conventional Clasin Cos#s -1 700 FHA Clostn Costs -4 486 FHA ; Closin Costs ~ -2 000 Date of SaleRime NA 3/15/2010 3/12/2010 ~ 6/30/2009 Location Suburb/Ave SuburblAve SuburblAve Suburb/Ave LeaseroldtFee Fee Sim le Fee Sim fe Fee Sim le ~ Fee Sim ie Site .53 Acre .44 Acre ~ .46 Acre .70 Acre view Avery a Avery a Avery e Avery e ' Desi n and A eat RanchlAve Ranch/Ave ~ Ranch/Ave ~ Ranch/Ave oft~sm,coon Avery a Avery a Avery e ~ Avery e A e 27+/- Years 40+1- Years 5i+/- Years +5 000 39+/- Years Condition Avery a Avery e ~ Avery e ~ Avery e Above Grade rod ; ear ' Bess rod ' r eaihs raw ' eotrns ' saths ~ total ; earns ' sotto ; Room Count 2 5~ 2~ 1.50 5~ 3~ 2.00' -4,000 5~ 3~ 1.00' +4,000 5~ 2~ 1.50' Grass Livin Area 1 563 S .Ft. 1 664 S .Ft ~ -2 000 1 320 S .Ft ~ -t-4,900 1 849 S .Ft. ~ -5 700 Basement&Rnished Rooms Below Grade Full Basement Unfinished FuR Basement ~ ReC Room -8 000 Full Basement ~ ReclBath ' -12 000 Full 13asemeni Rec Rm -8 000 - Functional Utili Avery a Avery e ~ Avery a Avery e Healin lCootin EIecBBlNaC/A EIecBB/iVoC/A Oi1HtWtrIC/Air -5 000 Oi1HtWtr/NoC/A ; F.ne Elfiaern Items T icaf Area/A e T ical Area/A e ' T ical Area/A e ' 7 ical Area/A e ' Gana elCa ort 2 Att Gara e 2 Att Gara e ~ 1 Car Ca ort ~ +5 000 2 Ati Gara e -Porch, Patio, Deck, Fire laces ,etc. Porch/ScmdPrch None Porch +2,000 1 F/P ~ -2 000 5unrpom ; 1 F/P -2,000 Porch 1 F/P -2 000 Fence Pool, etc. Norte None ~ U dated kitchen ~ -8,000 None Other None None ~ None None Net Ad'. total + X - ; S 15 700 + X - ; $ 12,586 + X - ; $ 17,700 Adjusted Safes Price ofCom arable Gross: 10.9% Net: -8.7% $ 164,800 Gross: 28.5% Net: -7.1% S 164414 Gross: 9.6% Net -9.6~Yo $______ 166,300 - tTEM SUBJECT COMPARABLE NO.1 COMPARABLE N0.2 COMPltiRABLE NO.3 Date, Price and Data No prior sale No prior safe Na pr+or safe No prior sale Source for priorsales other than above other than above other than above v~itftin arof raisaf €or the ast 3 rs within the ast ear. within the ast ear. within the ast ear. Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any priorsales of subject and comparables within one year of the date of appraisaC Accordin to records rovided b the coon assessment office the sub'ect roe has not transferred in the as# 3 ears. INDICATEDVALtJEBYSALESC014lPAR1SONAPPROACH :$ jgr~40a .................................................... iNDtCATEDVALUE13YfNCOMEAPPROACIi if le Estimated MarketRentS N1A 1Mo.xGrossRent 'tier NIA =$ 0 This appraisal is made X "as is' subjectto the repairs, alterations, inspections or conditions fisted bebw subject to oompietron per plans and specificaEitms. Conditions of Appraisal See Attached Addendum-_ ._ -__- Final ReconraEiation: See Attached The purpose of this appra'~sal is to estimate the market value of the o=at property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definition Ihatare stated in the atradted Freddie Mac Form 4391Fannie Mae Form 10048 (Revised ). t(1M1IE~ESTfNfATET!-IEhAAI~1CETVAt.UE,ASDEFfNED,OFTtiEREALPROPERTYTHATISTHEStJBJECTOFTHISREPORT,ASOF Mav i9, 2010 t1NI-RCHISTHEDATEOFINSPEC710NANDTHEEFFECTNEDATEOFTHtSREPORT~TOBES 185,000 APPRAISER: SUPERVISORYAPPI4Al5ER (ptUt.YfF REQUIRED): 5i nature d Signature Did ^Did Not Name Gin M. Distefano, ert. Rest . Aypraiser .___ Name Inspect Property Date Report Signed Ofi/1012010 Date Report Sipned _ _ _ _ _ _ _ State Certification fr RL138991 State PA State Certification # _- _- State Yeorse Mac Fmn ~a ssa PAGE 2 OF 2 roots Mae ram taw Asa PtadiaM,snpAa sniwora aoD234.ert7waw.ac'nvsE.a~a Mark Heckman Reaf Estate Appraisers ADDENDUM Borrower. NoneMot Lora Lender File No.: 6Houston $roperty Address• 6Houston Drive Case No. _____ City• Mechanicsbur Slats: PA Zip: 1 7050-1 61 1 Lender. Sharon TayforlNot a Lander Condition of Improvements These improvemen#s are of average quality frame design and reflec# average maintenance. The subject property should be updated with new flooring and paint to bring it up to current standards. The subject property recently had vinyE flooring installed and some painting was done. At the request of the client, the appraiser did not consider these new Items in the process of determining an estimate of market value. Appraiser dated this appraisal retroactively to two weeks prior than the work being completed. Comments on Sates Comparison. Condition adjustment to comparable number one is based on the MLS description which eta#es: " After athorough search of all available market data, the three sates used are Considered to be the best indicators of value. En order to find comparable sales it was necessary fo use less recent safes. Appropriate adjustments have been made for . all differences. Comparable safes used are all closed sales. It is noted that the gross adjustment for Comparable Safe No. 2 exceeds 25%. This adjustment is larger #han normal, but the sales chosen are considered the best available. Other comparables analyzed would have required Less desirable adjustments and were not used for that reason. 1t is noted that Comparable Sale No. 3 occurred over six months prior to the appraisal date. Comparables that sold within six months of the date of the appraisal were signi#icantty different in location, size, condition, special conditions, and/or style. In the appraiser's judgment the comparable selected is a better indicator of value than more recent sales. Conditions of Appraisal The appraiser considered only those items that were permanertly attached to the property as realty. Any items not so affixed, such as refrigerators, washers, dryers, above ground swimming pools, etc., were not included in the estimate of the market value. ~~ The subject property was vacant at the time of inspection; however, utilities were on and mechanicafs were functional. At the reques# of the client, the subject property was retroactived to two weeks prior to the date of the inspection {actual inspection date was June 2, 201 Q). The client did not. want appraiser to consider the new flooring and fresh paint which had been added recently. Final Reconciliation APPRAISER HEREBY CERTIFIES THAT THIS REPORT NAS BEEN PREPARED IN COMPLIANCE WITH THE UNIFORM STANDARDS OF PROFESSIONAL RPPRAISAL PRACTICE {USPAP), THAT THE APPRAISER IS A D1StNTERESTED PARTY AND THAT THE VALUE STATED 1N TH1S REPORT IS ACCURATE TO THE BEST OF THE APPRAISER'S A81i_ITY, AND THIS VALUE HAS NOT BEEN PREDETERMINED. This appraisal assumes a reasonable marketing period for the subject property of four months. The Income Approach is inappropriate because few single family houses are rented in #his market. In view of the age of these improvements, the Cost approach cannot be considered an accurate indicator of value. This appraisal is based on readily observable carditions and is nai to be considered as a thorough home inspection to analy2e or warrant the subject properly and/or its mechanical systems. Addendum Page i of t Fie rvo- 6Houston DEFINITION OF MARKET VALUE: The mast probable price which a property should bring in a competitive and open market under all conditions requ'ssite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars ar in terms of financial arrangements comparable thereto; and (5} the price represents the normal consideration for the property sold unaffected by special ar creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparable: must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. speciat or creative financing adjustments can be made to the comparable property by comparisons io financing terms offered by a third party institutional tender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the. market's reaction to the financing or concessions based on the Appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions abouE the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approx":mate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the praperny and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources} and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or imp}ied, -egarding this determination. 4. The appraiser wilt not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid i# they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions {such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc.) observed dur"sng the inspection of the subject property or that he or she became aware of during the normat research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions {including the presence of hazardous wastes, toxic substances, etc. }that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, est'smates, and opinions that were expressed in the appraise! report from sources that he or.she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraise( report and valuation conclusion far an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. Z0. The appraiser must provide his or her prior written consent before the lenderlclient specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federagy approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lenderlclient may distribute the property description section of the report only to data collection or reporting service{s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 10046 6-93 F1e tvo. 6Hauston APPRAISERS CERTIFICATfON: The Appraiser certifres and agrees that: 1. t have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property #or consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. I# a significant item in a comparable property is superior to , or more favorable than, the subject property, 1 have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, t have made a positive adjustment to increase the adjusted sales price of the comparable. 2. 1 have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any signifiicant information from the appraisal report and I believe, to the hest of my knowledge, that all statements and information in the appraisaE report are true and correct. 3. 1 stated in the appraisal report only my own personal, unbiased, and professional analysis. opinions, and conclusions, which are subject only to the contingent and limiting conditions specified in this farm. 4. I have no present or prospective interest in the property that is the subject to this report, and 1 have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis andlar the estimate of market value in the appraise! report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of Ehe subject property. 5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in va€ue that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. t did not base the appraisal report an a requested minimum~valuation, a specific valuation, or the need to approve a specific mortgage loan. 7. I performed this appraise! in conformity with the Uniform Standards of Professional Appraisal Practice that were adapted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in The open market is a condition in the definition of market value and the estimate t developed is consistent with the marketing time noted in the neighborhood sec#ion of this report, unless I have otherwise stated in the reconciliation section. 8. I have personalty inspected the interior and exterior areas of the subject property and the exterior of all properties lis#ed as comparabies in the appraisal report. I further certify that l have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which } am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that 1 had market evidence to support them. I have also commented about the effect of the adverse conditions an the marketability of the subject property. 9. I personally prepared a}I conclusions and opinions about the real estate that were set forth in the appraisal report. ff f relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, i have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. !have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, l wil! take no responsibility for it SUPERVISORY APPRAISER`S CERTIFtCATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full respansibiiity for the appraisal and the appraisal report ADDRESS OF PROPERTY APPRAISED: 6 Houston Drive Mecftanicsbur PA 17050-1611 APPRAISER: Signature: Name: Gina .Distefano rt. Fiesi . pgraiser Date Signed: 06/10/2010 State Certification #: RI_i38991 or State License #: State: PA Expiration Date of CertiScation or License: 6!30/2011 SUPERVISORY APPRAISER (only i# required) Signature: Name: Date Signed: State Certification #: or State License #: State: Expiration Date of Certification or License: ^ Did ^ Did Not Inspect Property RL 138891 Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 100486-93 sarrower Nar~elNot for a Lender Fiie No. 6Hou5ton pro a Address 6 Houston Drive Ci Mechanicsbur coon Cumberland state PA Zi Code 17050-161 i Lender Sharon Ta or/Not a Lender APPRAISAL AND REPORT lDENTlFlCATION This Appraise! Report is one of the following types: ^ Self Conta':ned {A written report prepared under Standards Rule 2-2(a), pursuant to the Scope of Work, as disclosed elsewhere in this report) ,XQ Sntnrnary (A written report prepared under Standards Rule 2-2(b), pursuant to the Scope of Work, as disclosed elsewhere in this report.} ^ Restricted use {A written report prepared under Standards Rule 2-2(c), pursuant to the Scope of Work, as disclosed elsewhere in this report, restricted to the stated intended use by the specified client or intended user.) Cpmments on Standards Rule 2-3 I certify that, to the best of my knowledge and belieF • The statements of fact contained 'sn this report are true and correct • The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions and conclusions. • I have no (or the speei6ed} present or prospective interest in the properly that is the subject of this report, and no (or the specified) personal interest with respect to the parties involved. • l have no bias with respect to the property that is the sub}ect of this report or the parties invohred µrith this assignment • My engagement in this assignmentwas not contingent upon developing or reporting predetermined results, • My carnpensaGon for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or fire occurrence of a subsequent event directly related to the intended use of this appraisal. • My analyses, opinions and conclusions were developed and this report has been prepared, in con#orrniry with the Uniform Standards of Professional Appraisal Practice. • I have {or have not) made a personal inspection of the property that is ttte subject of this report. • fvo one provided significant real property appraisal assistance to the person signing this certification. (If there are exceptions, the name of each individual providing significant real property appraisal assistance is stated elsewhere in this repoR.) APPRAISER: Signature: Name: Gina .Distefano, rt. Resi ppraiser Date Signed: 06110/2010 State Certification #: Rt_i38991 ar State License #. State: PA Si3PERVlSQt2Y APPRAISER (only if requtrecr): Signature; Name: Dare Signed: State Certification #: or Stare License #: State: Expiration Date of Certification ar License: 6/30/2011 Expiration Date of Gertication ar License: Supervisory Appraiser inspection of Subject Property: Effective Date of Appraisal: Mav ~ 9r 2010 ^ Did Not ^ Exterior-only from street ^ Interior and Exterior eroa,aeusn9aasomwre.eanrsasmw•w~+ee.mm IJSAAP06462906 FLOORPLAN S+orrower: None/Nat for a Lender File No.: 6Houstan Frope Address 6 Houston Dave Case No.: City' Mechanicsburg State: PA Zip. 1 7050-1 6 9 1 _ Lendef: Sharon .Ta orlNot a Lender ~~~ ~ Scrca~ad Porch N 0 ~ ss.a PowdK Kd~en Otht~g Bflth Badtoom e Yi u,xwrr one Star over Eewnanl 0 2ao• R . Gira~ b tV N 0 Uvln~ Room Bedroom O CiOVirld POrCh Y 20.0' 2.0' ~ 23.Or Ske,Gh 9y Apex iV WirtlcrvsT" Code AREA CALCtJLATiONS SUMMARY Description Size Totals GLI-1 First Floor 1563.00 1563.00 88DST Basement }.563.90 1563_00 P/P Pozch 80_00 Porch 197.00 272.00 GAR garage 506.00 506.00 70TAL LIVABLE (rounded} 1563 LlV1NG AREA SREAKdOWN Breakdown Subtotals First Floor i5.0 x b5.0 975.00 24.0 x 42.0 SB8.00 2 Areas Tots! (rounded} 1563 PH 717774-7202 FAX 717 774-0383 EMAfL heckmanappraisers@corr~cast.net DIMENSE4N LIST ADDENDUM $arrower: None/Not for a Lender File No.: 6Houston PrG a Address:6 Houston Drive Case No.: City: Mechanicsb~rp 5tate~ PA Zip: 17050-i 61 i _ GROSS BUILDING AREA (GBA) 1 563 GROSS UViNG AREA {GLA) ~1~563 Area(s) . Area % of GLA %of GBA living 1,563 100.00 Level ~ 1,563 100.00 100.00 Level 2 a o. a0 0.00 Level3 0 0.00 OAO Other 272 17.40 17.40 GBA Basement ^ 1,563 Garage ^ 506 Area Measurements. Area Type Measurements Factor Total t.eveil L.eve12 l.evel3 Other Bsmt. Garage x~ x .~ = 546.44 0 o D ^ o X &5.00 x _ 15:44 x ~Q = 975.00 ~X- 42.40 x ~ 14.00 x _ 1.00 = ~:~ ,~ iU x x - x x - ^ ^ ^ ~ ~,zQ4 x 15.0 x 1.94. = 975.00 ~ ^ ~ ^ X OO ^ 42.00 x ~ 4•~ x 1 •Q4 = 588.00 ^ x x - ^^ ^ ~ ^ - ^ ^ X X = ^ x x = 0 ~ ^ x x ^ ~ ^ ^ x x x x - - = ^ ~ ^ ^ ^ ^ x x x x = r^ ^ x x x x x x - = - 1...~ ^ ^ x x x x Y x = _ = ^ n n ^ ^ x x - x x - ° ° ° x = o o ^ ~ o D x X X = ^ o ^ o ^ ~ x x = ~ ~ x x x x = = U U ^ ^ L..J [~ ^^ ~ ~ U (-J '~ ( j X X - ^ ^ O L~ ^ x x - ^ ~ ^ ILJ; x x = ^ ^ ^ X x X x = = D ^ ^ X X = O x x x x = = ^ ^ D D ^ x x = x x = ^ X x = D x x = ~ D ^ o x x = x x x x = = Q^ ^ ^ a ^ ° x x = iJ ~ ^ x x - O ® ® O ^ D X X = x x - ^ ^ ^ x x = ^ ^ ^ o ^ ^ ^ x x = auom~m~ c~ in ticrr nr~noeoTV DI-Ir13h n fll~t=l~tTft )M 8arrower: Notle/Not for a Lender Fi(e No.: 6Houston I?ra er Address: 6 Houston give Case No.: City''Mechanicsburq State: PA Zip: 1 7050-1 61 1 Lender: Sharon Ta lar/Not a Lender FRONT VIEW 01= SUBJECT PROPERTY .c -~~-3' E -L:~ '~ 's=.: ~ ~Y ~ 4.. T+~a t ,~~. ~ ] ~ ` r 'iR~ ! ~ f - { ~ J I, : '~ .~r ~ r . r~. ate ~~k"1 'c: ..1 ~_ ~~ _ ....Y f , ~,~.,_ ~" . _ l' '~ • u+.xam~W Y' _ jF ,.. _~..rsi`cc+rla+ee'. T~X~jY ~~. 4 r1 ~ .~ ' ~}~ .. ~ ~ S C Y- .c 1. ,~ ~~GF~y_ +~i~ tF ~~ l h ~ sY~~ 4-r ; yJ -.~~ ~ 4 y ~ l~ f Y Tt ..~ V. "La / L ~ ~ J` ; ~ Fr..LF ~ .~~~ _ {{ f- Y, M ~ y'~'fit,.~ y'~ ry .L fu~''.-~r...• `.~r',i h/'j'Q~ _ 33jj l~1 +. '~ ~ 1 ~~ ~4... ! y: l~~'.aa.~.LSt~ F~-L ~_..~s~ i y_.T~~.+.~~..'S, y ~t T. ,.~ yy + '4 A: ._ L ~' ~l _ ~. ...!~.+~. ti.: Appraised Date: May Z s, 2010 Appraised Value: $165,000 REAR VIEW OE SUBJECT PROPERTY STREET SCENE Borrower: None/Not for a Lender File NO.: 6Houston Property Address 6 Houston Drive Case No.: _ City:A~techanfcsbura State: PA .Zip: 17050-1G1i Lender: Sharon Ta or/Not a Lender ~J t , d r ' ~ . .Y2~ SR! . t 3. i'-~+ r6. ' • ~~ '. J ~ i "fi y "r„r-ems r..' _s•~ - f ~ ~ ~ ~t~ e ~ Y ... ~ ~'.,-..,,",«rct,.o.. 1.a . , R ,• ,. ? ~ I^5 j[ L Kitchen. Dining Room Living Roam Borrower: N~nelNot for a Lender Fle No.: 6Houstan Property Address: s Houston Drive Case No.: City Mechanicsburg State: PA Zip: X7050-1611 gender: Sharon Ta for/Not a lender ~ ~~ : - ~ ~ ~~ ,u _I~.'y fir'"r .~'}3-:t'.~n..-: ~.:, ~• ~ ~ 1 ~j ' '1~ 4TS~r'S'~s' _ ~"f'.~ ~:7..~ ~ .yp ~ %~r v~.Ty\+::'v,' . . ~ - 4 ;~;.,,-~,~W.31?:`v :_; ';fin 4.. S,..y3: .~ilY f~.'.~ r~...r ~ ri`g`. k' • ~`:;'~;~. sµ. '..wl:+_syr-t"~~i. :. .. -~ y:' .:. i']% atY ' ~ Sx~i-.: :' ,q; 7 y~'" '. tit:: `'`~: ~ ~ - , .y~~k~~ ~~a:'.'j s' Sk'~~i' ; :. : :t;::~ :r.::: i:..: i ii r =`s. T.~v`rn ~ i :.i: h~ I G C 4 F~ ~ '_~' ~ ~F 5r .~ ~ i ':~~: _ :i.' : ~' ; :}'. ;:i.' •s' ~:y ': _ - ..5i~ , Y ~_~ ..• ~c'f~, ~. Bedroom Bathroom Bedroom COMPARABLE PROPERTY PHOTO ADDENDUM Borrower. Nine/Not for a Lender Fi!@ No.: 6Houston Property Address: 6 Houston Drive Case No.: .City: Mechanicsburg State: PA Zip: 7 7050-7 61 1 Lender; Sharon Ta for/Noi a Lender ``~ , ~. - --- u . - - r. ~~< '~~l1 ~ r "'~~ ,,,' ~ a 3 , `f a ~ ,~ ' ~Sr~~s ~~~, ~, ~. ,~. ~. ~ _ f `' .~ ~t ~ II ~ f ~~ri b ~ R ~ ,. L 7 a ± !III r ~ ~ .:~.Zl~, ~~ 4 .: . ~ ` '~ C~ ",L'. t'~ -s ~ 1. ~ .i> ~.~ (`..~~Y ~~.~ U ~`'~ ~C . `' S r ~r 2 ; ~ ~ , »> ! ^h t s, i 1 .r ~ y ~ ` ~ i' f ~ t ~ ~, t f `^,~~ ~ '..,irr~`~'.. ~- - ~. L-.~L t .l r - ::,..r `. ~`... - *- ~;_:sH~-.~z_~.~1::..~ra~"_'~~,,.~. N: ~'~Lj.,.~~++~i1 ~. i : ` ~~ _"a" i 1 _ ~ . V t+s wi~i p ~'; A . x ~~ _, 3j . ~AC ~~~~'X ~'*i '~~~..L~1~n~ F y _ '` , } 4~ _ ~ i - 7 ° 5 X ` S; ~ ! ~ ~ ~yy 3 , a.. b ~ ~k'i rz` 1, yaJX ~ L f ~ 't ;""~~..77,~,~..,,T ~e '+~+~..'.'~ .Tpi ,,~ _ i T ~ i '~y. 1. 1~ l ~i~',~ap,sei ~y <~)~...~ YL~JI$()`` ~-F Ui h :~~-~`~, Y." E '~} h~"T`~.,^'4cJ'ss..'_.!~~!~Y~~+~l ~.2Y "92 ~ ti . ~ ~ ~i 4 ~ '_ j ~:,~ ~w4 Nt;. "fit a ~~x ~-.~`~ ` ~ .~ S y M t7 ~r ~.- ~ : h Y t L ~ , Nt } eS-. U ? ~ l -i ~ ~.~ s 5• ~s+*. 4 :7+. t is1~,'~• -vim. ~.,1 -Y J ~; S~` 1. 1 L ~k'~~'y ~A'1y~ "'Y ~:.:~Y! ^~~~~".1~ ~ „'~"'S:: . att.. :'Cc~ :t. l' ~.-.1~ Y: ~' c.}y..U.°_ 1.b~~'.:: ~.....Y ~r-.Y___2'aY~, to ~^kt S.~`~~5:~~Ttut-r:~~'.:s. -"~. COMPARABLE SALE #Z 25 N. Old Stonehouse Rd Carlisle Sale Date: 3!15/2010 Sale Price: $ 780,500 COMPARABLE SALE #2 12 t_ong~iew Drive Mechanicsburg Safe Date: 3/72/2010 Sale Price: $ 177,000 COMPARABLE SALE #3 70 Bali Hai Road Mechanicsburg Sate Date: 6!30/2009 Sale Price: $ 784,000 PLAT MAP Borrower: None/Not for a Lender Ffe No.: 6Houston Property Address' 6 Houston Drive Case No.: City Mechanicsburg State: PA Zip: 17050-1611 PH 717 774-7202 [=AX 717 774-0383 EMAfL heckrnanappraisers~comcast.net LOCATION NlAP Bajrower NoneJNot for a Lender r-ue lvo.: tihoustort Property Address: 6 Houston Drive Case IVO.: Ciry~ Mechanicsburq State: PA Zip: 17050-i 611 • ~g~e gage Rd. Qonnelfytown 'a . a.. ~ ~ -~ v ~; 0 $hBHrypRtj ~ 9~ . LJiir"1~" Q 'Q a ~ ~ ~ 4 ~ ....... ~ - .~ i~ End...: : 'ca4r • .. ~ . ~ .. , . .. .. ~ ~.~nzv~ .... Q s ~ ~ Subject 6 Mauston Drive ~~~ ~ ~ Mechanicsburg, PA 17050-1.611 _ 7 9y ~~ ... r..r"' 4 ~ _.. - -- _---~-~" 'S . a .~ b Smiib S?s sx .. ~- 4'' ~~pVG Rd "'r ' ~~ fail Mai Rd ":S i ~~: ~ieot` ~' 67 Comparab#e Sale 3 ~~ 70 Ba#i Hai Road 1; ~'~ ~ .~ 'UHF ~ NtechanicsburQ, PA 17050-1903 .. ~\"•~ ~~ , ~ '.. . ~~: (0.44 miles SE) ,~~- •. aet a .. i-iustons Mill a :, tia: ~~ . `gw ~ ~ datlaY tile~v Gr. !?tch V "~ ?a~ y t~~ •: a u Qy '- <j, fib. ~' . d tT ~ t ~~ ~~~ psY+.l2rrg .. G~~`'-~~~~.:__-= ::: _ :.. ate ~~ , v ~~-_- ~ <P~'c~' ~, Comparab#e Sale 2 .~:'-: si ` ~tlyd~"" ~ ~~ xg' 12 Longview Drive " -' •' ° Mechanicsburg, pA 17050-2721 -- - - . _._ _- Hew Kingstown (3.25 miles SSE) ~ 4_ { a~ ~.. E3"' 4. ~ g ~, ~ ~~ ~ ~ . ~~0 ~~ ~ ~ ~ ~,~ s~~x ~~~ u` ~. aye 4. nra,~ory. a sprigg Q .~, cordrd tgdusiris! Park a Gr Polril ~~ 3~_ VDiiLsburg Junction ~.s~t ~ ~ g~ ~ ~'ic1~.-•- ~5 ~ itai . . aMecharricsburg A ..o, st Comparable Sa#e 1 ~` ~' ~tarria ~¢ ~ vy ~ .. ~:. •. ~~` 25 N. Old Storehouse Rd ~a - 7rindie Spriggs m cr Car#is#e, PA 17015-9773 ~~~~ ~°m . (6.12 miles 55W) aai'. p, N .~ S~ o- ~ K~~a ~ ... Roxbury ~. ,¢a r o L cost Point ¢... 0 ~' 4~b ~ off` o rr ~~ Q9' o ` ~a ~•. . ~ ~ e ~ ~ ~q~ U ~~ ~ . M lam' ~ S&bctc ar ~rshbr ~C$ ~ ~ 174: ~ $ ~a ~ '& ~ !? ~ . ~ ~ Q~ ~ o e H}gh Park~ ~ herd tov+m ~ ~ 8`i ` ~ ~ ~m b ^,Qo' ,~y ~ s a p, K • t P ~~ ~~ ~ ~~ 0. t~ • ~~~ ~ ` ~ r lZy f L 2.~ miles ®201Q hlSaosaRCotp ~l2003 MGilEQ.~nJJotRle iGlt,Ae. P~ g ~ ~ -~ PH 717 7747202 FAX 717 774-0383 EMAIL hec#cmanappraisers@comcast.net BQrrower• None/Not for a Lender File NO.: 6Houstorr Propert~r Address s Houston Drive Case No.: City Mechanicsburg State: PA Zip: 17050-1611 Lentler. Sharor: Ta lorlNot a Lender '~aowa cn ~» i<A+te+ ~ ~ glk, - -- ~' O ~ n ~ ~` ~ ' ~~ __, .. $rrt+Afle Rd - - - - --- - - ~ ~. - SEaEa Ems! d4 -- - - rr g -- ..._ - - ~ wertzvA[it. --- - - - - - c _ ~ ~~ _ __ ~ Jcnns tr S~~t~'.... .. -- _. - Rad~~ ~bRd & ~ Shaemeksr llt os~ ~ _ ~~ 6 ~'-~ „~,r, '~ '~- _ ~ j . ~ ~ ~ ~~~ ~` subject y,~,~~5~p~- 6 Hlau~tan ~ ~ Drive ~ Q Mechanicsburg, PA 17t?5D=1611 ,~ ,~ - - - ~~:~~. ~~ ~~~~ Y~ffkt ~:.~ --- ~ ~ . _ - . ~ ~ ~.~ang7a ~ . - .~ : i'~A, 5`i" _ p ~~ Idalnsnrn Dr `f_ <.. ~.w .,,.t . ~~: ~ . Ca[~rar~f ,9 ~ '~ a ~' ~: ...1 th ~~Q~ ~ •a ~ ~ .~ 's ~~. G~;Y.~ ~,SM~• '°'~ca-tGt ~)Fx~~.~ ~~'.s . ~~ ~ •9rsndl+ur ~ ~.~ ~~_ ltY ~~ . ~I~ ~ ~t4y ~.. ~''~ _ ~ ' ~p ly~it +~.',:~ Sv p CSC .• ~ 1. ,,~ '•t~i '^t ' ~1~ ~ t~ ar" . 3~y~.~ f a ~ ' C~~ IlzrQf: Er+e •~ :~ - ~~ .-0 w ~C k 4 ~~ i ,-~~, ~7 r ,tir . ~^ ~ ~ , i j ~ ~ ~~, _ ,y s~' 1[a,~ k e.T ' ~T .~ ' 'go- ,C~3C ~ • • n. n :. : r ~ _ ~'~'yL~."-•' tLe Rood iftiformaEion F~O~dl~~f7 L~~@RL~ Cc~~tmuri.y_ X303'0- SEL1lEk 5PRlhG, TO;;T;SH1P QF fitoo Zart€s ~ror,Ary is na:.r• ~ ;`Cf•.?.1 spociai flood hazara; arr~e. Areas:rrya~a:t;dt~y52~y~ears'ioatiing ~tBrtlWurr~br~r• 1rC1+11C~7;t;K1E :llagl?ite' ~7~,'i~ii~"Dn i"arat: Oi9~1~ FIF'5~ ~~04i .tlels cu;s:~e o~ Iha '11JA• anC 5Da-yea-ltoCy~f3.'ris Znrfe; 7C ~;~~~~ 7Va!dsirurda!cd ~y fRay~.at naoeEng ~:. A~aaS irra-.3xed Dy fQ0~y0,+ :laadicig rriltt ve:ctily ha;srC aa0~rty FI d~~d: ~Vaigrnf ' ~::n~i~rted::[t = tc:~ti NB:ns:, wtrifi:::afirm j 1=I•~t:.l ut:r rY~,l rr`akar ::ny.• ir,7ederAy ig+C~S 1Y:1T vclot:~v h.Ltarcl ~ rzrr~«'cfl'A:G9t?« tS •Hef~8:~f:2S :0 r1~i~j ~'BrEjt Ct:tS.'9fiL•tt~ Lfie Ct]iteQr [, ACCU!'3L~ !r; e~srp~„F~ne~a o' :b:s ':00. repay, If1 CJ:;di~:a BSiY ti~'iY: Br'rT.y ~~f m@: L.7:at1:BYiNC} ~r r~:e~S artmQU:crr!oirmd Sal pcscs~:e Rand harards 3:rt~s:'. fur .t Frrtri::r.:r:~r ~::c~ieawt•.. tit:ttiF::+ rFli~ rux 11{;t ~::~~ Il~u r.::N-rr .)I :fta 'fo3tl report shyly haae sn. IraL•Ul:y ~e a y :ire party irr ~r~}` use or ml,ua~t cf ~~'~ A atss . r; mapped ort ary gL~hed rIR?,1 lhls fl~ad reptx: PH 717774-7202 FAX 717 774-0383 EMA1L heckmanappraisersCb?comcast.net Fp~E.~~li. C~t.~~3~7' i1~:iC71~ Carlisle Pike 6280 Carlisle Pike Mechanicsburg PA 17050 Inquiries Call: 717-697-4432 Acct XX7OOQIX873 Eff: 02/08/10 Tlr: 0389 EBERT, OLIVE J Date: 02/08/10 Time: 12:19pm Withdrwl from 15 MONTH CERT 0041 Prev Hal: 10,050.43 Maturity date: 10/10/10 Interest: 18.43 Amount: 2,000.00 New Bal: 8,032.00 Seq: #245051 Share Penalty -18.43 Check Disbursed -2,000.00 SHARON D TAYl..OR OR Ref number: 00 491933 Authorized by ID Source: 'X Drv LiC _ SigCard Known ___..j Other PADL12482846 10~Year Home Equity Special Rates as low as 4.99$ APR! No Prepayment Penalties! No Points! No Closing Costs! Ask for details. OLIVE J EBERT TDAHTI A785840 TF8P3640 TDA History Transaction Inquiry BATTI075 03/09/10 14:46 Org 075 Serv: CDA Acct: 247402093868991 State: PA Bank: 24 Date: MORE; + Short Name: EBERT OLIVE J Posting Effective T/C Amount Description Date Date 11/10/08 11/10/08 NU 27,307,94 + NEW ACCT OPENING DEPOSIT CURRENT BAL: 27,307,94 11/28/08 11/30/08 CP 73.11 + CAPITALIZED INTEREST CURRENT BAL: 27,381.05 12/31/08 12/31/08 CP 11.3.72 + CAPITALIZED 1NTEREST CURRENT BAL: 27,494.77 Short Name: EBERT OLIVE J BALANCE FORWARD: 27,494.77 Posting Effective T/C Amount ._ .. _. _ Description Date Date _ 01/30/09 01/31/09 CP 114.18 + CAPITALIZED INTEREST CURRENT BAL: 27,608.95 02/27109 02/28/09 CP 103.54 + CAPITALIZED INTEREST CURRENT BAL: 27, 712..49 03/31/09 03/31/09 CP 115.09 + CAPITALIZED INTEREST CURRENT BAL: 27,827.58 Short Name: EBERT OLIVE J BALANCE FORWARD: 27,827.58 Posting Effective T/C Amount Description Date Date a4/3o/a9 04/30/09 CP 112.84 + CAPITALIZED INTEREST CURRENT BAL: 27,939.42 05/29/09 05/31/09 CP 116.03 + CAPITALIZED INTEREST CURRENT BAL: 28,055.45 06/30/09 06/30/09 CP 112.75 + CAPITALIZED INTEREST CURRENT BAL: 28,168.20 Short Name: EBERT OLIVE J Posting Effective TIC Date Date 07/31/09 07/31/09 CP BALANCE FORWARD: 28,168.20 Amount Description 116.98 + CAPITALIZED INTERE ~~~Ap ~~~ M~~ CURRENT BAL : 2 ~'^ 9 BAR ~ ~0~~ ~~~~ 08/32/09 08/31/09 CP 09/30/09 09/30/09 CP Short Name: EBERT OLIVE J Posting Effective T/C Date Date 10/30/09 10/31/09 CP 11/30/09 11/30/09 CP 12/31/09 12/31/09 CP Short Name: EBERT OLIVE J Posting Effective T/C Date Date. 01/29/10 01/31/10 CP 02/26/1.0 02/28/10 CP 1:17.46 + CAPITALIZED INTEREST CURRENT BAL: 28,402.64 114.15 + CAPITALIZED INTEREST CURRENT BAL: 28,516.79 .BALANCE FORWARD: 28,516.79 Amount Description 118.43 -~ CAPITALIZED INTEREST CURRENT BAL: 28,635.22 17.5.08 + CAPITALIZED INTEREST CURRENT BAL: 28,750.30 17.9.39 + CAPITALIZED INTEREST CURRENT BAL: 28,869.69 BALANCE FORWARD: 28,869.69 Amount Description 119.90 + CAPITALIZED INTEREST CURRENT BAL: 28,988.59 208.72 + CAPITALIZED INTEREST CURRENT BAL: 29,098.31 ..__ ~:z-sa~,.,s , ~..~.~ :;_ ....- is ~~~ !1 1 ~i!%~.~M} 1~~. ~:~wo... x,-,,.. ...,,or~se~r,4Wsy~,:, - - Far the period O'1/15/2QQ© to 02!'7/20'#© OLIVE HAAS EBERT DANA DAGLE E.C2WE 6 HOUSTON DR MECHANICSBURG PA 17050-1611 Primary account number: 50-7009-7314 Page 1 of 6 . N umber of enclosures: 0 (~ Far 2.4hour banking, and transaction or ~ interest rate information, sign onto. PNC Bank Online Banking at ~nc.corn. ~' For customer service call 4-888-PNC-BANK Monday -Friday: 7 AM - 10 PM ET Saturday & Sunday: 8 AM - 5 PM ET Para servicio en espan"oi, 4-866-HOLA-PNC lAllaviing~ Please contact us at 1-888-PNC-BANK . ®Write to Customer Service PO Box 609 . . Pittsburgh PA '!5230-9738. Visit us at pnc.com TDD terminal: 1-800-534-7648 For hearing impaired clients only ~oatai~~ts~aep ~~rerView nk Delposit Accounts ~ription Account Number Deposit Balance °rest G)secking . 5474(}~J-7`314 1. J.,572.91 ~tiBcate(s} Uf Deposit Tot:~l of 1 1,Q21.0~ - a1 Deposits 12,593.05 w is the time to contribute. to your IRA. Making the maximum iRA contribution, {up to $5,000 or $6,000 if you are age 54 Dyer},.iS. ~.~r2ut 4vay tv..aCilievc tl+e rctirei7ieitt jiGi,~ vdairt. az Sure tt:r aCt before yoU file yi,ur taxes if.you are making a -deductible contribution for 2409, Income limits a I .. Please consult our tax advisor for further information. rewarded for your e~~eiyday banking and ptucl~ases with PNC poi~its(S~t). Pay a bill osilvie, earn pou;lts. Usc you PI~C Visa Check Card, t oints. 11dd direct de osit, earn oistts. Rest art, enrollment is free. lnxoll today at nacom/ ovits ar I-S83-Pt`IC- oii~ts. you receive a Social Security ar SSI cljeck by mail? Here are three good reasons to switch to dix~ct deposit. It's Safer, mailed cheeks can be or stolen; Easier, your fluids are deposited to your PNC accalu~t electronically; raid best of all it's CoittTenier~t, your riioriey is available gout ~tnaking :~ trip t~ the bank. olli;tg is easy. Stop in at ar3y P?~iC b u:tali or call ~-s.at ; -~~~-X62-225, 7 r'4-1-I to i(t 1'A~ 1~f-r acid o r~i~1 to S Pi~•1 S::t Sri Sure Ior ~z3nztion an ho4v to er~r.~ll. pi~csents the 2Q1Q Philadelphia Intel<national Flower Sho`v, Febzttary, 28 - l~Iareli 7, at the Peivisylvaniz Converstion Curter. Tickets for Show can be urchased at select PNC l~rancl~es. For more ilzforn~ation and to locate a branch near you visit zc.cor~~tflo~versl~ow. . 01ive Haas Ebert ~rgormia~ce Che~~in~ Dana Dagle Lowe t~rest ~h~ckin~ Acc+~un~ ~~~nanar~ nrnt number: 50-7009-73'14 rdraft Protection provided #3y: Contact l~NC to estabtisilt OveEdra~t Protection ~r F'~~~ Total Backing Statement [~ For 24-hour information, sign on to PNC Bank Online Banking ~'~on~nnc.co~in. ~~ .... ._Accoint.~nu~~ber,5{)-70()9-73i~ - rasitin.uecl......... Far tlf;la period o1~~5r2o9o to nary 1~ao1o ... OL1VE HAAS EBERT .. Primary account nutnber: 50-7009-7314 Page2of6 ll~alan~®...~iemmary __ eeginriing Deposits and ~ C~scks and other Ending __..........__ ................................. balance. ..: ofher-additions... .... .. deductions........... tsatance .......................................... .. 10;g~I8.73. .............._~37oo.c0 ... ...........~.,9i6.=I2......._ _. . 11,5i2_g1.. . Average monthly Charges ........................................:........ .................... .........., .. balance .. .. ~ ... and fees...... . ... .. .. _... .... _.. .. _ .: ........ ..........10,494:71.. _ ........ :00- . ~activi~y ~efiail:.. _ _ .. ®~posilts and @a<her ~~dh#~t-ns There were 5 Deposits and Other Additions Date Amount Description totaling $3,789.190. .. ~. 0 ~/t')~~ `?16. ~~. Depos,it;_Fro~n.C:D~1 ~~0 # ~i I0023~~£~? .. Q~~(32 .........:................._....5.I..t")..~~F~ Delzc-sit..Refei-ence.Nc>. 5:?252a3~~I..... t)`?,:'".03 .............._ ........._......._...J72..U0 Deposit. ReEerence.\Io. 501 ~iJ3`? .. _. _ . 02~ f)~~.. _....._.. - ....._2.,.000.t:)t:) ..Deposit Referet~ce..Nr~ 52~? 1G569 ~.. _ .... . . p2~ _.__......... .... .... .9-I ...Interest Ra5'~i;ei~t.._..... Checks-and ~ubsti~tute ~heci(~s_ . Che.ck._. ... ....... _ _ . Date... Reference ............... Check.. Date Reference........ number Amount paid number number Amount paid number I98C 21.00 r}` l~~n.~ .~)4-:)'f1;i`~1'. . i 3J.3. ; f`)j.5O 02% O:7 tJ)ViCtait%?~; Iti~g ~ 3 io:14 01/ 1 J LU53323i37 1~}9(;i 5l7.&ci ()2'00 t~~.#122ti~i I ~}~~7. ..L, . ............1:~2.'7:i 01/`75 _~~i•G~0~t2<t _ 1997 O~.t10 . - O`~i'tZ9 i~:+3~i-(.i~~.. 1y~)t.) .... _ ............ 3O5.:~`~. ...01/25- ...a8G094s3~) .. ....1c}~d ;I .. .. 252:35 ... t)2~~ 52?.i;S2atS 1~J9.1... 7G;~8 02~J01. ..~~-t3r~5t7G. .. 1989 51. ~0.... _0~/0-.! t~~~;:,~.~t7~ 1~)~)2 _ ...... _ .?05.52 O~i'~2. ~)~G492rp~r 2t)00 5J,`?2... 0`?/05 . t)~341~914 1~~94 * T 1:52.iG ()`?/04 5~G22h396 '` Gap in check sequence "T" Teller Cashed Check There were 13 c;~erks listed totaling i $2,893.03. .. .. .. Bankin~l~heCk Calyd 1igh+~;rat;nra~s and Puirchas~es Therev-ras 1 Banking Machine Wi#hdrawa! Date Amount Description tot2llt7g $'IOO.1?o. 01/19 4.93 POD P~zrcl7ase Giant rood X12 ~'Iec.ha:ticsbur Pr\ 01l`?5 _ . __63,19__ POS Ptitrcliase ~1'al-it'Ia~-t #1$,3G 11~lecliariicsl~~ir Pf\ ...... ...... There were 4 Check Card/Bank card PIN POS OI/25 - ..17.0? _.. POS..Purrl~ase t1'a1-~'Ia~:t._Stip~r l4'Iecit~uti.csbur PA purchases totaling $183.39. 01r ntJ `? L_3K. _ P(75 PLU-chase ~h'al-it1<u~t Super RIeclruzicsbur PA 02, OI ............ 10.0.00..:\Tlq ~:~'itl:dra~~~al G~i l:6 Ga.--lisle Fk ~Ieclxaiiicsb«r Pi\..... .. .. . IDai~y., Balance Qetaif- ....., .... ......... _ __ .... . ........... _............ - Date ........................._........-- Balance ....... ..... .. Date-...._............. .... Balance...... Data .. .............. Balance ..._.... Date hn 01j.1.5 ............._._......1.C}.,d-1~. ~, ........... OI; `?.9 _ ...... ... . .. 9,3~G.9~....... 0`?/..03 1 I,0~3_.G.9 0:.~/c 01; I9... _, __ ___ , ,10,43•l.F3t, . _ . (}`?.'OI _ .._ ... _ J,G3~~.55 ........ _ _ 02[!04 .. . .. 10 5i7.?~ .. . . 02 (. . n,~~G=1..i~ c)1/`75 0~/c)~? IO,OG1.69 Q°?:`45 . . I ~),~ 12.5 . 02/ Batanre-- ~`i~`)12_~iEi. i 1.,571.~~ t........ I1,:~2.~}1 ~ot~.1 ~~~.~.~ ~-tat~~ent z~'1l~C~3A~411C e~r~ificat~es ~f ~e~p~~it Oliva Haas Ebert Bailey Scott Herroid estrrten# Description Maturity date interest Origins! or Current. nber rate . .renewal value. value 19!)235=12 60 I1~Ionth(s) Fixed Rate 1d/26/2013 3.92 % 1,179.65 1,021A4 . Total carrent value 1,U21.U4 ~~ ~'~~ Citizens Bank ~~ • One Citizens Drive Riverside RI 02J15-3000 OLIVE J EBERT I7F JUE.I ANN HERROLD 6 HOUSTON DR MECHANICSBURG PA 17050-1611 Account Number: ?UOCXXX-7077 Date of Notice: 04!04!2010 Maturity Date: 05/0712010 Certificate of Deposit Ntaturity Notice Dear Valued Customer: Your~Certificate of Deposit (CD) will mature on May 7, 20'10. If your CD is a Cali CD, please consider this your Call Notice. Your CD will automatically renew at the rate in effect on the maturity date for the renewal term speci#ied below, unless you make changes to your account during your 10 calendar day grace period following maturity. The renewal term may not be the same as your original term sa please review this information carefully.. If you wish to make changes: Visit any branch during your 10 calendar day grace period to deposit additions( funds, withdraw funds or close your CD. ~ Call us at 1_g8g_910_e100 during ;your 10 Calendar day grac4 period to ;make a;~y other changes. Please refer to the back of this notice for instructions to make changes by mail. Account Number: XXXXXX-7077 Current Balance: $2,028.53 ---____-- -----...__-.,_w~.------------------ Current fnformation ----------------------------__..___~.___.._ 7errn Maturity Date Interest Rate 91 days 05/07/2010 ~ 0.250 -------___.__.._..~..-.......------------------- Renewal Information ---------------------------__•___--------- Term Next Maturity Date Interest Rate and APY 91 days, 08106/2010 ****** *~`*'***The Interest Rate and Annual Percentage Yield (APY) have not yet been determined. They will be available on 05/07/2410. Please call 1-888-910-410Q to learn the interest rate and APY far your renewing CD. Thank you for banking with us. 'y ~itiaens8ank . ~ One Ci#izens Drive Riverside RI 02915-3000 OLIVE J EBERT ITF JODY LEE DODY 6 HOUSTON DR MECHANICSBURG PA 17050-1619 Account Number: ~C7WUCX-7085 Date of Notice: 04/04/2010 Maturity Date: 05107!2010 Certificate of Deposit Maturity Notice Dear Valued Customer: Yaur Certificate of Deposit (CD}will mature on May 7, 2090. If your CD is a Cal! CD, please consider this your Call Natice. Your CD will automatically renew at the rate in effect an the maturity date far the renewal term specified below, unless you make changes to your account during your 10 calendar day grace period following maturity. The renewal term may not be the same as your origins! term sa please review this information carefully. !f you wish to make changes: • Visit any branch during your 10 calendar day grace period to deposit additional funds, withdraw funds or close your CD. • Cali us at 9-8$$-990-4100 during your 9"u Calenuar day yr8ce period to make airy other chaE~ges. Please refer to the back of this notice for instructions to make changes by mail. Account Number: XXXXXX-7085 Current Balance: $2,028.53 ____________....__________.~_~_________~_... Current Informat'r.on -------_____~_~.______________..__________ Term Maturity Date interest Rate 91 days 0510712090 0.250 ---------------------------_~._..__--------- Renewal tnforrnation ----------------------------------__---_-_--- Term Next Maturity Date Interest Rate and APY 99 days 08/06/2010 ****** *#**~The interest Rate and Annual Percentage Yield {APY) have not yet been determined. They will be available on 0510712010. Please call 1-88$-910-4100 to (earn the interest rate and APY #ar your renewing CD. Thank you for banking with us. ~'~ C~tizen~ Bank ~-~ One Citizens Drive Riverside RI 02915-3000 OLIVE J EBERT ITF HEATHER MARIE DAGLE 6 HOUSTON DR MECHANICSBURG PA 17050-1611 Account Number: XX)UCXX-7093 Date of Notice: 0 410 412 0 1 0 Maturity Date: 051071201U Certificate ofi Deposit Maturity Notice Dear Valued Customer: Your Certificate of Deposit (CD) will mature on May 7, 2010. If your CD is a Call CD, please consider this your Cal! Notice. Your CD will automatically renew at the rate in effect on the maturity date for the renewal term specified below, unless you make changes to your account during your 10 calendar day grace period following maturity. The renewal term may not be the same as your original term so please review this information carefully. If you wish #o make changes: • Visit any branch during your 10 calendar day grace period to deposit additional funds, withdraw funds or close your CD. • Lail us at 1-888-910-4100 during your 1u calendar day grace period to make any cthsr changes. Please refer to the back of this notice for instructions to make changes by mail. Account Number; XXXXXX-7093 Current Balance: $2,028.53 ___------~_.._..__......---------------------- Current Enformation -----------------------...,..............__----------- T erm Maturity Date Interest Rate 91 days 05/0712010 0.250 _.._.,....--------------------------~._.__....._ Renewal Information ---------.._.._____-------------------------- Term Nex# Maturity Date Interest Rate and APY 91 days 08/06/2010 ****** ******The Interest Rate and Annual Percentage Yield (APY} have net yet been determined. They will ~be available.on 05/0712010. Please call 1-888-910-4100 to learn the interest rate and APY for your renewing CD. Thank you for banking with us. '~~ Citizens Bank ~~ One Citizens Drive Riverside RI 02915-3400 OLIVE J EBERT ITF KELSEY MARIE DODY 6 HOUSTON DR MECHANICSBURG PA 17050-1611 Account Number: XXK)CXX-7115 Da#e of Natice: 04104/20'10 Maturity Date: 05/07/201D Certificate of Deposit Maturity Notice Dear Valued Customer: Your Certificate of Deposit (CD) will mature on May 7, 2Q10. If your CD is a Call CD, please consider.this your Cafl Notice. Your CD will automatically renew at the rate in effect on the maturity date far the renewal term specified below, unless you make changes to your account during your 10 calendar day grace period fallowing maturity. The renewal term may not be the same as your original term sa please review this information carefully. If you wish to make changes: . • Visit any branch during your 10 calendar day grace period to deposit additional funds, withdraw funds or dose your CD. gY Yg__ P- y" a • Cali us at 1-888-y10-100 Burin our i0 calendar da~~ lace criod tU ~m~ake a~~.. tether chap~es. Please refer to the back of this notice for instructions to make changes by mail. Account Number: XXXXXX-7'115 Current Balance: $1,fl14.26 ---------~w.....-------------------------- Curren# Infiormation --_-_-----------------------------____-___-- T erm MaturityDate interest Rate 91 days 05/07/2010 0.250 ----___....._------------------------------- Renewal lnformation -----------------------------__---------- Term 91 days Next Maturity Date interest Rate and APY 08/06/2010 ****** *"****The Interest Rate andAnnual Percenfiage Yield (APY} have not yet been determined. They will be available on 05/07!2010. Please tail 1-888-910-4100 to fears the interest rate and APY for your renewing CD. Thank you for banking with us. ~~ City-zees ~an~C ~~ One Citizens Drive Riverside RI 02915-3000 OLIVE J EBERT ITF ADAM PATRICK HERROLD 6 HOUSTON OR MECHANIGSBURG PA 97050-1611 Account Number: ?UOUCXX-7123 Date of Notice: 0410412 0 1 0 Maturity Date: 05/0712010 ~er~ificate of Deposit ~a~urity Notice Dear Valued Customer: Your Certificate of Deposit (CD) will mature on May 7, 2010. If your CD is a Call CD, please consider this your Cal! Notice. Your CD wil! automatically renew at the rate in effect on the maturity date far the renewal term specified below, unless you make changes to your account during your 10 calendar day grace period following maturi#y. The renewal term may not be the same as your original term so please review this information carefully. if you wish to make changes: • Visit any branch during your 10 calendar day grace period to deposit additional funds, withdraw funds or close your CD. • Call us at 1-888-910-4104 during your 10 calendar day grace period to make any other changes. Please refer to the back of this notice for instructions to make changes by mail. Account Number: XXXXXX-7123 Current Balance: $1,014.26 -----~---------------.._._.._._.._..____..___...._-Current Information ---------------___------------________-__ Term Maturity Date interest Rate 91 days 05/0712010 0.250 ------------------------------------------ Renewalllnforma#ion --------------------------~..--____~_ . Term Next Maturity Da#e Interest Rate and APY 91 days 08!06/2010 ****** ******The Interest Rate and Annual Percentage Yield (APY have not ye# been determined. They wilt be available on 05/07/2010. Please call 1-888-910-4100 to learn the interest rate and APY for your renewing CD. Thank you for banking with us. • RECEIPT FOR PAYMENT GLENDA FARNER STRASBAUGH Receipt Date: 2/16/2010 Cumberland County - Register Of Wills Receipt Time: 13:40:18 One Courthouse Square Receipt No.: 1059999 Carlisle, PA 17613 EBERT OLIVE JANETTE Estate File No. 2010-00142 Paid By Remarks: SHARON E TAYLOR CJ ________________________ Receipt Distribution Fee/Tax Description Payment Amount Payee Name - PETITION LTRS TEST 210.00 CUMBERLAND COUNTY GENERAL FUN WILL 15.00 .CUMBERLAND COUNTY GENERAL FUN SHORT CERTIFICATE 20.00 CUMBERLAND COUNTY GENERAL FUN JCS FEE 23.50 BUREAU OF RECEIPTS & CNTR M.D AUTOMATION FEE 5.00 CUMBERLAND COUNTY GENERAL FUN Check## 2825 $273.50 Total Received......... $273.50 The V.L. Seebold Funeral Home 601 N. High Street 4 Selinsgrove, PA 17870- (570}374-4131 February 11, 2010 To the estate Of Olive J. Ebert c/o Sharon D. Taylor 30 Beard Road Mechanicsburg, PA 17050- The Funeral Service for 41ive 3eanette Ebert We sincerely appreciate the confidence. you have placed in us and will continue to assist you in every way we can. Please feel free to contact us if you have any questions in regard to this statement. THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTIVE EQUIPMENT, AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS. 1. Professional Services: Basic Services of Funeral Director & Staff $I750.00 Embalming. $595.00 Dressing l Casketing of body $55.00 2. Facilities, Equipment &~Staff; Use of Facilities & Staff for Funeral Ceremony , $245.00 3. Transportation Transfer of Remains to Funeral Home , _ $95,p0 Hearse $225.00 Flower /Lead /Clergy Caz $75.00 FUNERAL HOME SERVICE CHARGES $3070,00 SELECTED 1VIERCI~ANDISE: Casket I Saud Maple pink velvet $2895.00 Outer Container 1 Concrete Oxford T , $I 140.00 Acknowledgement Cards. $15.00 Register Book . $24.00 Memory Folders/Prayer Cards $35A0 THE COST OF OUR SERVICES, EE~UIPMENT, AND MERCHANDISE THAT YOU HAVE SELECTED $7179.00 Cash Advances Certified Copies of Death Certificate {20), , $120.00 Clergy Honorarium $100.00 Paid Newspaper Notice Daily Item, _ $1~p,00 Out of town paper. - - $150.fl0 Cemetery Opening $$50.00 Flowers. $371.00 Cut Stone $ 150.04 . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL CASH ADVANCES AND SPECIAL CHARGES . $1861.00 Total Total Cost . $904p.00 SUB-TOTAL $9040.00 INITIAL PAYMENT !DISCOUNT !CREDITS 0.0Q TOTAL AMOUNT DUE $gOgO,Op .1 '•, l~ .. - .'t ~. ~ .:. .. f. / ~-~~ /v Olive Jeanette Ebert Page 1 ti T A X I N F O R M A T I O N April 6, 2010 Cumberland County - CUMBERLAND VALLEY SCHOOL DIST - SILVER SPRING TWP, Name as it appears in Tax Duplicate: EBERT, OLIVE 6 HOUSTON DRIVE MECHANICSBURG, PA 17050 Acct# 38-15-1275.012 Location: 6 HOUSTON DRIVE Land 40,000 Improvements 115,160 Total Assessment 155,160 T A X S T A T U S Tax Taxing Year* Authority Face Amt Status Amt Paid Date Paid Amount Due r-2009-~ ---County 372.23 PAID 364.79 04/24/09 2009 Library 27.93 PAID, 27.37 04/24/09 2009 Township 160..44 PAID 157.23 04/24/09 ~~~~~~~ 2009 School 1,482.03 PAID 1,452.39 08/04/09 2 O 10 County 3'T~~~UNPAID---- -------- ~--------.____.. -. -... _ _.--- ---------- . .. --3-64 .. 2010 Library 27.93 UNPAID 27.37 2010 Township 160.44 UNPAID 157.23 ~ ~ ~ ~ ~ ~~ ~ ~~ ~ r i =~_..=s~__~; Total Due 549.39 * The School tax year is July 1 of the year shown, through June 30 of the following year. Both the Township and County use the calendar year. If prior year info is needed please contact The Cumberland County Tax Claim Bureau. ~.. I, DEBRA BASEHORE WIEST, Tax Collector for SILVER SPRING TWP. do hereby certify the above information tv be the true and correct Tam Status of the above list d property. - ~-G ~Cy (signed} TAX COLLECTOR DATE (Please return lower part with payment.} STATEMENT Fee for the above certification $10.00 Tax Certification for: $BERT, OLIVE / -Make check payable to: DEBRA BASEHORE WIEST, SILVER SPRING TWP. - 269 WOODS DRIVE - MECHANICSBURG, PA 17050 NEW QWNER- MAILING ADDRESS: ** PLEASE PAY TAX CERTIFICATION WITH A S£sPARA.TE CHECK ** 'T'HANK YOU ! i -.. ,, ~~. :ti::::; ... ~:K ::..... . Statemen# HOWARD RaY CQHEIV~ N1.D. Hours by Internal Medicine Appo-n#ment 4713 ~ Trindle Roa telephone: Mechanicsburg, pq 170 717-737-8686 50 • Olive J. Ebert 5 Hous#on Drive Mechanicsburg, pq ~ 7055 • DATE Family Member t~jG ~~~` olive BALANCE DUE ON ACCOUNT: B~NCE i~ J ,~ i r ~~~- 34.04 .: