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HomeMy WebLinkAbout10-7134~~~,~Q'fl~~~G~ OF THE PR07NONO~ARY 1010 NpY l 2 AM {0~ 06 CU PENNSYLVANIA TY McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania 961 Weigel Drive Elmhurst, Illinois 60126 v. Patrick Aaron Taylor 1270 Newburg Road Shippenburg, Pennsylvania 17257 and Kimberly Sue Taylor 1270 Newburg Road Shippensburg,Pennsylvania 17257 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number ((~ _ -'~ ~ ?v~ CIVIL ACTION/1VIORTGAGE FORECLOSURE - ~~ U~ ~~'~q4 C~~,~~~S1p~~, ~~. a NOTICE You have been sued in court. If you wish to defend against the claims set forth in the fallowing pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or obj ections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le hen demandado a usted en la torte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dies de platy al partir de la fecha de la demanda y la notification. Hate falta asentar una compazencia escrita o en persona o con un abogado y entregaz a la cone en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la torte tomaza medidas y puede continuer la demanda en contra suya sin previo aviso o notification. Ademas, la torte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pare usted. USTED LE DEBE TOMAR ESTE PAPEL A SUABOGADOINMEDIATAMENTE. SIUSTEDNO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARR EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIES QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800)990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE - Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Patrick Aaron Taylor, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 1270 Newburg Road, Shippenburg, Pennsylvania 17257. 3. The Defendant is Kimberly Sue Taylor, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 1270 Newburg Road, Shippensburg, Pennsylvania 17257. 4. On April 24, 2007, Patrick Aaron Taylor and Kimberly Sue Taylor made, executed and delivered a mortgage upon the premises hereinafter described to Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1990, Page 854. 5. The premises subj ect to said mortgage is described in the legal description attached as Exhibit "A" and is known as 1270 Newburg Road, Shippensburg, Pennsylvania 17257. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due April 28, 2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon aze collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $ 303 909.23 Interest through November 10, 2010 $ , 10 018 32 (Plus $43.94 per diem thereafter) , . Attorney's Fee $ 1 250.00 Late Charges $ , 874 42 Corporate Advance $ . 2 973 94 Escrow Advance $ , . 5,897.59 GRAND TOTAL $ 324,923.50 Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands an in rem Judgment against the Defendants in the sum of $324,923.50, together with interest at the rate of $43.94 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY,P'.C. Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, and aze true and correct to the best ofhis/her knowledge, information and belief and further states that false statements herein aze made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY,P.C ~~~ BY: ~it~--i~~~ Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania v. Patrick Aaron Taylor and Kimberly Sue Taylor EXHIBIT A ALL THE FOLLOWING DESCRIBED REAL ESTATE, LYING AND BEING SITUTATE IN SOUTHAMPTON TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND LIMITED AS FOLLOWS: BEGINNING AT A PARKER KALON NAIL IN S.R. 0696 (NEWBURG ROAD) AT CORNER OF LANDS NOW OR FORMERLY OF MARK D. KEENER; THENCE WITH SAID LANDS OF KEENER, NORTH 72 DEGREES 25 MINUTES 26 SECONDS WEST, 424.64 FEET TO AN IRON PIN AT CORNER OF OTHER LANDS OF THE GRANTORS HEREIN; THENCE WITH SAID LANDS ON A CURVE TO THE RIGHT HAVING A RADIUS OF 350.00 FEET, A CHORD BEARING OF NORTH 04 DEGREES 29 MINUTES 58 SECONDS WEST, A CHORD LENGTH OF 462.48 FEET, AND AN ARC LENGTH OF 505.21 FEET TO AN IRON PIN IN LINE OF LANDS NOW OR FORMERLY OF KENNETH M. HALE,JR., AND JUDITH E. HALE; THENCE WITH SAID LANDS OF HALE, SOUTH 89 DEGREES 40 MINUTES 00 SECONDS EAST, 150.00 FEET TO A RAILROAD SPIKE IN S.R. 0696; THENCE IN S.R. 0696 ON CURVE TO THE LEFT HAVING A RADIUS OF 1910.08 FEET, A CHORD BEARING OF SOUTH 25 DEGREES 23 MINUTES 22 SECONDS EAST, A CHORD LENGTH OF 93.48 FEET, AND AN ARC LENGTH OF 93.49 FEET TO A PARKER KALON NAIL; THENCE CONTINUING IN S.R. 0696 THE FOLLIWNG TWO COURSES; SOUTH 26 DEGREES 52 MINUTES 16 SECONDS EAST, 330.11 FEET TO A PARKER KALON NAIL; SOUTH 25 DEGREES 55 MINUTES 11 SECONDS EAST, 232.92 FEET TO A PARKER KALON NAIL AT CORNER OF LANDS OF KEEFER, THE PLACE OF BEGINNING. TAX MAP OR PARCEL ID NO.: 39-11-6312-021 ADDRESS: 1270 NEWBURG ROAD; SHIPPENSBURG, PA 17257-8607 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ??tt Jody S Smith c -n Chief Deputy M W z-n Richard W Stewart ? Solicitor ?fF --F -,-;:RIFF o0 -<> rv c7 Dn 3 C.3--ry Beneficial Consumer Discount Company 2; of Ca?' lumber=' vs. 201b-7VA Kimberly Sue Taylor (et al.) SHERIFF'S RETURN OF SERVICE 11/17/2010 04:35 PM - Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states that on November 17, 2010 at 1635 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Patrick Aaron Taylor, by making known unto Kimberly Sue Taylor, Wife of defendant at 1270 Newburg Road, Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing to her personally the said true and correct copy of the same. a RONALD HOOVER, DEPUTY 11/17/2010 04:35 PM - Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states that on November 17, 2010 at 1635 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Kimberly Sue Taylor, by making known unto herself personally, at 1270 Newburg Road, Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing to her personally the said true and correct copy of the same. RONALD HOOVER, DEPUTY SHERIFF COST: $62.00 November 18, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF {6 CountySuite Sheriff. Teleosoft, In,