HomeMy WebLinkAbout11-18-10i +
15056041181
REV-1500 EX (06-05) OFFICIAL USE ONLY
PA Department of Revenue Coun Code Year File Number
Bureau of Individual Taxes INHERITANCE TAX RETURN ty
PO BOX 280601 f ~~
Harrisburg, PA 17128-0601 RESIDENT DECEDENT ,~ t C' ~1 ~ ~~ C
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
186-40-2332 08202009 01241948
Decedent's Last Name Suffix Decedent's First Name MI
MORAN BARBARA A
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
1. Original Return ~ 2. Supplemental Return
0 4. Limited Estate 0 4a. Future Interest Compromise (date of
death after 12-12-82)
6. Decedent Died Testate 0 7. Decedent Maintained a Living Trust
(Attach Copy of Will) (Attach Copy of Trust)
0 9. Litigation Proceeds Received 0 10. Spousal Poverty Credit (date of death
between 12-31-91 and 1-1-95)
0 3. Remainder Return (date of death
prior to 12-13-82)
t~ 5. Federal Estate 'Tax Return Required
8. Total Number of Safe Deposit Boxes
0 7 ~ . Election to tax under Sec. 9113(A)
(Attach Sch. O)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
PATRICK F MORAN 610-436-5869
Firm Name (If Applicable)
First line of address
441 NORTH WALNUT STREET
Second line of address
City or Post Office
WEST CHESTER
State ZIP Code
REGISTER OF WILLS USE ONLY
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Correspondent s e-mail address: pf mOraril@Verl ZOri .net
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief,
it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATU OF P RSON RESPONSIBLE FOR FILING RETURN DATE
~~-~ 11/'17/2010
ADDRESS
SIGNATU OF PREPARER HER THAN REPRESENTATIVE DATE
C ~~ 11 '17/2010
ADDRESS
347 BRIDGE STREET, SUITE 300, PHOENIXVILLE, PA 19460
PLEASE USE ORIGINAL FORM ONLY
Side 1
15056041181 ],5056041],8], J
WK4P PAN12I-001 109
1,5056042],82
REV-1500 EX
Decedent's Social Security Number
Decedent's Name: BARBARA A MORAN 18 6- 4 0- 2 3 3 2
RECAPITULATION
1. Real estate (Schedule A) ............................................. 1. 12 7, 5 0 0. 0 0
2. Stocks and Bonds Schedule B 2, 0 . 0 0
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 0 . 0 0
4. Mortgages 8~ Notes Receivable (Schedule D) ............................. 4. 0 . 0 0
5. Cash, Bank Deposits 8~ Miscellaneous Personal Property (Schedule E) ........ 5. 4 , 212.0 0
6. Jointly Owned Property (Schedule F) OSeparate Billing Requested ....... 6. 0 . 0 0
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) OSeparate Billing Requested........ 7. 0 . 0 0
8. Total Gross Assets (total Lines 1-7) .................................... 8. 131 , 712.0 0
9. Funeral Expenses & Administrative Costs (Schedule H) ..................... 9. 41 , 8 01
10. Debts of Decedent, Mortgage Liabilities, 8~ Liens (Schedule I) ................ 10. 7 4 , 6 2 8 . 0 0
11. Total Deductions (total Lines 9 & 10) ................................... 11. 116 , 4 2 9 . 0 0
12. Net Value of Estate (Line 8 minus Line 11) .............................. 12. 15 , 2 8 3 . 0 0
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made (Schedule J) ........................ 13. 0 . 0 0
14. Net Value Subject to Tax (Line 12 minus Line 13) ........................ 14. 15 , 2 8 3 . 0 0
TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
(a)(1.2) X .0 15. 0 . 0 0
16. Amount of Line 14 taxable
at lineal rate X .0 4 5 15 , 2 8 3 16. 6 8 7. 7 4
17. Amount of Line 14 taxable
0 0
0
at sibling rate X .12 17. .
18. Amount of Line 14 taxable
0 0
0
at collateral rate X .15 1 g. .
19. TAX DUE ......................................................... 19. 6 8 7. 7 4
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 0
Side 2
15056042182 15056042:L82
WK4P PAN12I-002 109
REV-150CD EX Page~3
n~..~.,le.,~~~ rn.,,nloto Arlrlrpcc•
Fide Number 21- 0 9 - 0 9'~ 3
DECEDENT'S NAME
BARBARA A MORAN
STREET ADDRESS
49 DREXEL PLACE
CITY
NEW CUMBERLAND STATE PA ZIP ~ 7 0 7 0
Tax Payments and Credits:
1, Tax Due (Page 2 Line 19} (1) 6 8 7 . 7 4
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments 1, 0 0 0. 0 0
C. Discount
Total Credits (A + B + C)
(2)
1, 0 0 0 . 0 0
3. Interest/Penalty if applicable
D. Interest 3 0 . 0 0
E. Penalty
Total Interest/Penalty (D + E) (3) 3 0 . 0 0
4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2, Line 20 to request a refund. (4) 2 8 2 . 2 6
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5} 0 . 0 0
A. Enter the interest on the tax due. (5A)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58) 0 . 0 0
Make Check Payable to: REGISTER OF WILLS, AGENT
r _- --
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and; Yes
^ No
a. retain the use or income of the property transferred :.................................................................................... ......
b. retain the right to designate who shall use the property transferred or its income :..................................... ....... ^ 0
c. retain a reversionary interest; or .................................................................................................................... ...... ^
^
0
d, receive the promise for life of either payments, benefits or care? ............................................................... .......
If death occurred after December 12, 1982, did decedent transfer property within one year of death
2
.
without receiving adequate consideration? ....................................................................................................... ....... ^ 0
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ....... ....... ^
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ................................................................................................................. ....... ^
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is three (3) percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent
[72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000;
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an
adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in
72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
WK4P PAN12I-003 109
REV-1502 EX ~ (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE A
REAL ESTATE
FILE NUMBER
BARBARA A MORAN 21-09-0993
Ali real property ownea solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F.
(It more space is needed, insert additional sheets of the same size)
REV-1508 EX+ (6-98)
SCHEDULE E
CASH
BANK DEPOSITS
8t M~SC
COMMONWEALTH OF PENNSYLVANIA ,
,
i.
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
BARBARA A MORAN 21-09-0993
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 CASH ON HAND 100.00
2 STATE FARM REFUND 152.00
3 NATIONWIDE MUTUAL FIRE INSURANCE REFUND 145.00
4 MEMBERS FIRST CREDIT UNION (CHECKING) 718.00
5 MEMBERS FIRST CREDIT UNIOIN (SAVINGS) 15.00
6 NEW HORIZON CREDIT UNION (CHECKING) 57.00
7 UNCLAIMED PROPERTY (VALLEY FORGE LIFE) 225.00
8 UNCLAIMED PROPERTY (VALLEY FORGE LIFE) 150.00
9 UNCLAIMED PROPERTY (REASSURE AMERICAN LIFE INS) 90.00
10 UNCLAIMED PROPERTY (REASSURE AMERICAN LIFE INS) 225.00
11 UNCLAIMED PROPERTY (MONY) 770.00
12 COUNTY TAX REFUND - SEE HUD-1 113.00
13 ASSESSMENTS REFUND - SEE HUD-1 702.00
14 1998 OLDSMOBILE CUTLASS AUTO (ESTIMATE) 750.00
TOTAL (Also enter on line 5, Recapitulation) $ I 4 212.0 0
WK4 P PAN12I -010 109 (If more space is needed, insert additional sheets of the same size)
REV-1511 EX+x(10-06)
SCHEDULE H
COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES &
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
BARBARA A MORAN 21-09-0993
Debts of decedent must be reported on Schedule L
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
~~ LOUISE PERRELLI (REIMBURSEMENT FOR FUNERAL EXPENSES) 4,469.00
GILBERT PARTHEMORE, FUNERAL HOME, NEW CUMBERLAND, PA
B.
1
2
3
Street Address 319 3RD STREET, APT #4
City WEST FAIRVIEW State PA ZIP 1702 5
0.00
1,493.00
Relationship of Claimantto Decedent DAUGHTER 3 , 500.00
4. Probate Fees
5. Accountant's Fees 8 0 0. 0 0
6. Tax Return Preparer's Fees
~~ COMCAST 123.00
8 VERIZON 97.00
9 PPL 293.00
10 UGI 31.00
11 PA AMERICAN WATER 106.00
12 REIMBURSEMENTS TO PATRICK MORAN, EXECUTOR - SEE ATTAC 5,436.00
13 REIMBURSEMENTS TO THOMAS MORAN, BROTHER - SEE ATTACHED 12,976.00
14 SELLER ASSIST - SALE OF REAL ESTATE, SEE HUD-1 2,550.00
15 REAL ESTATE COMMISSION ON SALE - SEE HUD-1 7,875.00
TOTAL (Also enter on line 9, Recapitulation) ' $ 39, 749.00
(If more space is needed, insert additional sheets of the same size)
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s)
Street Address
City State_
Year(s) Commission Paid:
Attorney Fees
Family Exemption: (If decedent's address is not the same as claimants, attach explanation)
Claimant ERIN CHRISTINE MORAN
ZIP
WK4P PAN12I-013 109
REV-1511 EX+ (10-06)
SCHEDULE H
COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES &
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
BARBARA A MORAN 21-09-0993
Qebts of decedent must be reported on Schedu{e I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1.
B.
1
2
3
4.
5.
6.
7.
16
17
18
19
19
20
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s)
Street Address
City State Z1P
Year(s) Commission Paid:
Attnmav Faas
Family Exemption: (If decedents address is not the same as claimant's, attach explanation)
Claimant __
Street Address
City State_
Relationship of Claimant to Decedent
Probate Fees
Accountant's Fees
Tax Return Preparer's Fees
TITLE SERVICES - SEE HUD-1
DOCUMENT PREP FEE - SEE HUD-1
TRANSFER TAX ON SALE - SEE HUD-1
RE-SALE CERTIFICATION FEE - SEE HUD-1
FINAL SEWER BILL - SEE HUD-1
POSTAGE
TOTAL (Also enter on line 9, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
ZIP
35.00
125.00
1,275.00
520.00
97.00
3.00
2,052.00
WK4P PAN 12I-019 109
REV-1512 EX+ (12-03)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
ESTATE OF FILE NUMBER
BARBARA A MORAN 21-09-0993
Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. CHASE MORTGAGE - 49 DREXEL PLACE - SEE HUD-1 50,153.00
2 PNC BANK MORTGAGE, 2ND 49 DREXEL PLACE - SEE HUD-1 13,432.00
3 INTERNAL REVENUE SERVICE - 2005, 2006, 2007 TAX
BALANCE DUE. SEE IRS NOTICE 5,652.00
4 PIONEER CREDIT RECOVERY (STUDENT LOAN) 3,952.00
5 LOWER ALLEN TOWNSHIP (AMUBALANCE CALL 12/21/05) 550.00
6 LOWER ALLEN TOWHSHIP (AMUBULANCE CALL 12/28/05) 543.00
7 MOFFITT HEART & VASCULAR 346.00
TOTAL (Also enter on line 10, Recapitulation) $ I 7 4 , 6 2 8 . 0 0
""" p p'~12I -oia 1°9 (If more space is needed, insert additional sheets of the same size)
REV-1513 EX+ (9-00)
SCHEDULE
COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
FILE NUMBER
BARBARA A MORAN 21-t)9-0993
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS (include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
ERIN CHRISTINE MORAN
319 3RD STREET, APT #4
WEST FAIRVIEW, PA 17025 DAUGHTER 100%
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART fl - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET ~ $ 0 . 0 0
WK~ p p~~~~ -ois io9 (If more space is needed, insert additional sheets of the same size)
'05/27/ZO10 THU 16:20 FAX 2].52412315
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
~ ~3llREAU OF INDIVIDUAL TAXES
i v PO Box 2$aso ~
HARRISBURG, PA 17128-061
May 19, 2010
MR. PATRICK MORAN
441 N WALNUT STREET
V11EST CHESTER, PA. 19380-2455
~aoz/aoz
Telephone
{717) 787-3930
FAX (717'} 772-0412
Re: Estate of BARBARA A M+3RAlV
.File Number 2199-0993
Dear Sir or Madam:
This is in response to your request for an extension of time to file the Inheritance Tax Return for
the above estate.
in accordance with Section 2136 {d} of the Inheritance and Estate Tax Act of 1995, the time for
filing the return is extended for an additional period of six months. This extension will avoid the
imposition of a penalty for failure to make a timely return. However, it does not prevent interest from
accruing on any tax remaining unpaid after the delinquent date. ~ .
The return must be filed with the Register of Wills- on or before 11/20!2010, Because Section
2136 (d} of the 1995 Act allows for only one extra period of six (8} months, no additional extensions}
will be granted that would exceed the maximum time permitted.
V1re now offer you the option to request your extension request via a-mail. Please use the
following a-mai[ address: RA-TnheritanceTaxExt~state.pa.us. Vile are also ab[e to respond to
your extension request via a-mail. Please refer any questions to me concerning your extension.
No questions wifi be answered from this a-mail address. .
Sincerely..,,_
;~-~C~ ~r
Claudia Maffei, Supervisor
Document Processing Unit
Inheritance Tax Division
COi1diT~fONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
estate of BARBARA A MORAN
SHORT CERTIFICATE
I , GL ENDA FA RNER S TRA SBA UGH
Register for the Probate of Wi I 1 s and Granting
Letters of Administration in and for
CUMBERLAND County, do hereby certify that on
the 22nd day of October, Two Thou~~and and Nine,
Letters TESTAMENTARY
in common form were granted by the Register of
said County, on the
late o f L O WER A L L EN TC) WNSH/P
(First, Middle, Last)
in said county, deceased, to PATRICK MORAN
(First, Middle, Last)
and that same has not since been revoked .
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the
seal of said office at CARLISLE, PENNSYLVANIA, this 22nd day of October
Two Thousand and Nine.
Fi 1 e No . 2009- 00993
PA Fi 1 e No . 21- 09- 0993
Date of Death 8/20/2009
S . S . # ) 86-40-2332
1
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Register f Wi!ls
~.~.
Deputy
I
NOT VALID WITHOUT ORIGINAL SIGNATURE AND IMPRESSED SEAL
.. .
~_ _ ., ,:.... ,._ ....._. w. ..,.
_.._ ,
REGISTER O?~_ ~~/ILLS
CUIVIBERILAI`~~~ COUNTY
PENNSYLVANIA
No . 2009- 00993
CE:RTIF'ICATE OF
GRe~NT OF LETTERS
PA No . 21- 09- 0993
Estate Of : BARBARA A MORAN
/First, Middle, Last)
Late Of : LOWER ALLEN TOWNSHIP
CUMBERLAND COUNTY
Deceased
Social Security No : 186-40-2332
WHEREAS, on the 22nd day of October 2009 an instrument dated
August 30th 1996 was admitted to probate as the last will of
BARBARA A MORAN
(First, Middle, Lastl
late of LOWER ALLEN TOWNSHIP, CUMBERLAND County,
who died on the 20th day of August 2009 and,
WHEREAS, a true copy of the wi 11 as probated i s annexed hereto .
THEREFORE, I, GLENDA EARNER STRASBAUGH Register of Wi 11 s in and
for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby
certify that I have this day granted Letters TESTAMENTARY to:
PATRICK MORAN
who has duly qualified as EXECUTOR(R/X1
and has agreed to administer the estate according to Iaw, all of which
fully appears of record in my office at CUMBERLAND COUNTY t:OURT HOUSE,
CA RL lSL E, PENNS YL VA NlA .
IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal
of my office on the 22nd day of October 2009.
{l• _Register o .` n7s
i 1 r / ~~~ l j t
Deputy
* *NOTE* * ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST
-~r:~ ~. M'. ~, il~.°~-' -: r.~ ~.,., a, R!<n.; ~;@igtr`x'c ~ zy. r.,-r..., ~h.. -. Y ;,.
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WILL _ -T:_ ~--~; ; ...._, : ~r,.
OF _ --~~~ r.~ _ =~
BARBARA A. MORAN ~ Y ~ --~ - .`,~
_ . , _-, ..
I, BARBARA A. MORAN, of the Borough of New Cumberland, Cumf~erland unty,
i
Pennsylvania, dec{are this to be my last will and revoke any will previously made by me.
I .
ITEM I. {direct that all my just debts and funeral expenses, including my
I'
gravermarker and all expenses of my last illness, and any and all taxes and assessments
imppc~rl Fh~~ an ji nn~~PrnmPntal }~n~ly ~C ~ rP_.SIIIt of IY1;! clf'ath; \NhP.thPr nn Cll'l1tlP.CtV pa~S11'1(7
under this will or otherwise, shall be paid from my residuary estate as soon ashpracticable
i
after my decease as a part of the expense of the administration of my estate.
ITEM II. I give, devise, and bequeath all of my possessions and estate of every
nature and wherever situate to those of my issue, per stirpes, who survive my` death by
thirty (30} days. If l leave no issue who so survive my death by thirty (30) days, then f
i
give, devise, and bequeath all my possessions and estate of every nature and wherever
situate to KARA C. MORAN DOWNING.
ITEM III. Should any of my issue entitled to a share of my estate nat have attained
the age of thirty-five (35} years at the time for distribution to him or her, I devise and
bequeath the share of such issue to my hereinafter named trustee, IN SEPARATE TRUSTS,
to hold, manage, invest, and re-invest, the shares so received, and the accumulation of
income thereon, and to use and apply from time to time such portion of income and
grin viral thPrPnf ac r~ ji trt ictPe _hinkc prprAr fnr tha ~n~nfnrtahlca ct,nrr,~~ :rte rnaintpnanrg~
health, welfare, and education of the issue or to make payment for such purposes, without
further responsibility, directly to such issue, or directly to any person taking care of such
issue. Any principal or income not so applied shall be distributed to such issue as follows:
A. One-third of all such principal and undistributed income when he or
she attains the age of twenty-five (25) years; and
B. One-half of the then-remaining principal and undistributed income
when he or she attains the age of thirty (30} years; and
C. The balance of all such principal or undistributed income wvhen he or
she attains the age of thirty-five (35) years;
or if he or she dies prior to attaining the age of thirty-five (35) years, all of the then-
remaining principal and undistributed income to his or her personal representative.
ITEM IV. I appoint PATRICK F. MORAN, of West Chester, Pennsylvania, trustee of
the trust or trusts created by this my Iasi will. Should the said Patrick F. iVloran predecease
me or otherwise fail to qualify or cease to serve as trustee, I appoint KARA C. MORAN
DOWNING trustee of the trust or trusts created by this my last will.
fi
'`' ;, ITEM V. t appoint PATRICK F. MORAN executor of this my last will. Should the
said Patrick F. Moran predecease me or otherwise fail to qualify or cease to serve as
executor of this my last will, I appoint KARA C. MORAN DOWNING executrix of this my
last will.
ITEM VI. I appoint KARA C. MORAN DOWNING guardian of the person of my minor
children.
ITEM VII. In addition to the other powers and authorities granted to my trustee,
executor, or other personal representative by Pennsylvania Law and by the preceding
paragraphs of this my last will, 1 hereby give my personal representatives, expressly
including any trustee, the following special powers and authorities:
A. To retain any or all of the assets of my estate, real or personal
(including any stock or securities of any corporate fiduciaries}, without any
regard to any princip{e of diversification, risk, or productivity;
B. To invest and re-invest in at1 forms of property without restriction to
investments authorized for Pennsylvania Fiduciaries, as my trustee deems
proper, without regard to any principle of diversification, risk or productivity;
C. To sell at public or private sale, to exchange or to lease, for any period
of time, any real or personal property and to give options for sales, exchanges,
a
..'!p°7$~.. :nr .,.i'`.`.. ~ ,. ~jy ar, ,., .....~~ .;..~ t ~,~° /'~'tf~'T _ t .'.n -. •v-yafr^._, t. '.i ( J^'~.'-~ ! ;ro~y"°'nrw 1,
~.::+. ~ a . cae ~e# .,. - ._. w. .... ...'~1, ~'' : ~.. .,s.:7s. ;r .. ,3.";~ .,......y e~7 ., ~.t - ~ __ - ~ .... , . . i `~'.._GC~i.. ~.:1 •,~.t.:..a1 ;1;_:.~i~.'
or teases, for such prices and upon such terms or conditions as my trustee
deems proper and in the best interests of the beneficiary or beneficiaries of
said trusts;
D. To allocate receipts and expenses to principal or income or partly to
each as my trustee from time to time deems proper in its sole discretion;
E. To compromise any claim or controversy;
F. To exercise any option, right, or privilege granted in insurance policies
or in other investments;
G. My trustee may accumulate the income from this trust during the term
thereof but may, from time to time, distribute from current income or from
accumulated income or from principal such amounts as my trustee, in its sole
discretion, deems advisable for the education, welfare, and comfort of the
i
trust beneficiary.
ITEM VIII. All of the interests of the beneficiaries hereunder shall not: be subject to
anticipation or to voluntary or involuntary alienation nor shall they be subject to any i
execution or attachment.
ITEM IX. I direct that my persona{ representatives and fiduciaries shall not be
required to give bond for the faithful performance of their duties in any jurisdiction.
IN WITNESS WHEREOF, t have hereunto set my hand this ~ ~~~ day of
~! 1
__~~:~.- 19 9 6 .
G~ i
:~
i~ ~ '~ ,~
BARBARA A. MORAN
3
_ -- _ _ ...._ T._. __ _ _ ._
._.__.__
,..:
COMMONWEALTH OF PENNSYLVANIA }
( SS.:
COUNTY OF CUMBERLAND }
The undersigned, being the testatrix whose name is signed to the attached or foregoing
instrument, having been duly qualified according to law, does hereby acknowledge that f sign
executed the foregoing instrument as my fast will, that I signed it willingly; and that 1 signed i
my free and voluntary act for the purposes therein expressed.
Sworn. or affirmed to and acknowledged
befcrQ me by the testatrix named above
this ~ ~~` day of A~~yK~ ~' 1996.
BA BABA A. MORAN
ai
~- 1~ - ~
l~ N of a r , u b l i c ~.°f ~~ ~H~@~l~El~o ~~ty 1'~~il~
~ ~.asr~ ~csr®. ~u~md Caun~y
~;
COMMONWEALTH OF PENNSYLVANIA }
{ SS..
COUNTY OF CUMBERLAND
WE, SAMUEL L. ANDES and LOU ANN GRiSSINGER, the witnesses whose names are signed to
the attached or foregoing instrument, being duly qualified according to law, do depose and say that
we were present and saw the testatrix sign and execute the instrument as her last will; that she
signed it willingly and that she executed it as her free and voluntary act for the purposes therein
expressed; that each of us in the hearing and sight of the testatrix signed the will .as witnesses; and
that to the best of our knowledge, the testatrix was at that time f8 or more years of age, of sound
mind, and under no constraint or undue influence.
Sworn or affirmed to and
acknowledged before me this
,~ U~ day of R~ use 1996.
~~~
1
Sa~u f L. Andes"
~-
~,
I ~~~~
Lou Ann Grissinger ---~ `"'~
{4 `
s Nota Public ~~~.~~~~~ ~~,~ F
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Q,~~~,w~"'oFy OMB Approval No. 2502-0265
a ~`~
_~ *~a
~` ~ A. Settlement Statement (HUD-1)
G~eRN GE~E4n~
1. ~ FHA 2. Q RHS 3. QX Gonv. Unins.
4. [~ VA 5. Q Conv. Ins. 6. File Number:
20100922.PFD 7. Loan Number:
6100100412 8. Mortgage Insurance Case Number:
C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown.
Items marked °(p.o.c.)"were paid outside the closing; they are shown here for informational purposes and are not included in the totals.
D. Name and Address of Borrower:
Raymond A. Schweitrer
Pamela S. Schweitrer
137 E. 15th Street
New Cumberland, PA 17070 E. Name and Address of Seller:
Estate of Barbara A. Moran
49 Drexel Place
New Cumberland, PA 17070 F. Name and Address of Lender:
Graystone Mortgage, LLC
5115 East Trindle Road
Mechanicsburg, PA 17050
G. Property Location:
49 Drexel Place
New Cumberland, PA 17070
Cumberland County, Pennsylvania H. Settlement Agent: 20-1747090
Lakeside Abstract & Settlements, LLC
15 Triplett Court
Dillsburg, PA 17019 Ph. (717)432-9000 I. Settlement Date:
September 30, 2010
Place of Settlement:
J. Summary of Borrower's transaction K. Summary of Sellers transaction
100. Gross Amount Due from Borcower: 400. Gross Amount Due to Seller:
101. Contrail sales rice 127,500.00 401. Contrail sales rice 127,500.00
102. Personal roe 402. Personal ro e
103. Settlement Char es to Borrower Line 1400 5,162.10 403.
104. 4~•
105. 405.
Ad'ustments for items id b Seller in advance Ad'ustments for items id b Seller in advance
106. Ci !Town Taxes to 406. Ci !!"own Taxes to
107. Coun Taxes 10!01/10 to 01/01!11 113.31 407. Coun Taxes 10/01/10 to 01/01/11 113.31
108. Assessments 10/01/10 to 07/01/11 702.34 408. Assessments 10!01/10 to 07!01!11 702.34
109. Final Sewer 10/01/10 to 10/01/10 409. Final Sewer 10/01/10 to 10/01/10
110. 410.
111. 411.
112. 412.
120. Gross Amount Due from Borrower 133,477.75 420. Gross Amount Due to Seller 128,315.65
200. Amounts Paid or in Behalf of Borrower 500. Reductions in Amount Due Seller:
201. De osit or earnest move 3 000.00 501. Excess de osit see instructions
202. Princi al amount of new loans 95,625.00 502. Settlement cha es to Seller Line 1400 16,926.80
203. Existin loans taken sub'ect to 503. Existin loans taken sub'ect to
204. 504. Payoff First Mortgage to Chase 50,152.73
205. 505. Pa off Second Mort a e to PNC Bank 13,432.06
206. 506.
207. 507. De osit disb. as roceeds
208. 508.
209. 509.
Ad'ustments for items un id Seller Ad'ustments for items un id Seller
210. Ci /Town Taxes to 510. Ci !Town Taxes to
211. Coun Taxes to 511. Coun Taxes to
212. Assessments to 512. Assessments to
213. Seller Hel 2,550.00 513. Seller Hel 2,550.00
214. 514.
215. 515.
216. 516.
217. 517.
218. 518.
219. 519.
220. Total Paid /for Borrower 101,175.00 520. Total Reduction Amount Due Seller 83,061.59
300. Cash at Settlement from/to Borrower 600. Cash at settlement tolfrom Seller
301. Gross amount due from Borcower line 120 133,477.75 601. Gross amount due to Seller line 420 128,315.65
302. Less amount paid b/for Borrower (line 220) ( 101,175.00) 602. Less reductions due Seller (line 520) ( 83,061.59
303. Cash a From ~ T Borrower 32,302.75 603. Cash a To ~ From Seller 45,254.06
The undersigned hereby acknow a ip completed copy of this statement 8 any attachments ref~ed to herein
Borrower Seller ~ ' ~ ~ GtCK
ymond A. Schwei er` ~ Estate of Barbara A. Moran
~,
Pamela S. Sc eitr
The Public Reporting Burden for this collodion Of information is estlmated at 35 minutes per response for Collecting, reviewing, and reporting the tlata. This agency may not collect this inrortneuon, and you are not required to
complete this form, unless it displays a wrrently valid OMB control numuer. No confidentlality is assured; this disclosure is mandatory. Ties is designed to provide the parties to a RESPA covered transaction with infOrmatlon
during the settbment process.
Page 1 of 3 HUD-1
(20100922. pfd/20100922. PFD/38)
L. Settlement Chases
T00. Total Real Estate Broker Fees $ 7,875.00 Paid From Paid From
Division of commission (line 700) as follows: Borrowers severs
701. 4 050.00 to C-21 Piscioneri Real LLC Funds at Funds at
702. 3 825.00 to Caval Real LLC Settlement settlement
703. Commission aid at settlement 7 875.00
704.
705.
800. Items Pa able in Connection with Loan
801. Our on ination char e $ 732.95 from GFE #1
802. Your credit or charge (points) for the specific interest rate chosen $ (from GFE #2)
803. Your adjusted origination charges from GFE #A 732.95
804. A sisal fee to A sisal Lo istics from GFE #3 POC:450.00
805. Credit Re ort to First American Credco from GFE #3 17.37
806. Tax service to Graystone Mortgage, LLC (from GFE #3) 79.00
807. Flood certification to (from GFE #3)
808. (from GFE #3)
809. (from GFE #3)
810. (from GFE #3)
811. (from GFE #3)
900. Items Re uired Lender to Be Paid in Advance
901. Daily interest charges from 09/30/10 to 10/01/10 1 @ $13.100000/day (from GFE #10) 13.10
902. Mort a e insurance remium for months to from GFE #3
903. Homeowner's insurance for 1.0 ears to State Farm Insurance from GFE #11 POC:B422.00
904. from GFE #11
905. (from GFE #11)
1000. Reserves De osited with Lender
1001. Initial deposit for your escrow account (from GFE #9) 452.64
omeowne s insurance mont s per mont
1003. Mort a e insurance months $ er month $
1004. Property taxes $ 728.39
Assessments 5.000 months @ $ 78.25 per month
Coun Taxes 9.000 months $ 37.46 er month
1005. $
1006. months @ $ per month $
1007. months @ $ per month $
1008. $
1009. Aggregate Adjustment $ -381.26
1100. Title Char es
1101. Title services and lender's title insurance (from GFE #4) 1,125.78 35.00
1102. Settlement or closin fee $
1103. Owner's title insurance to First American Title Insurance Company from GFE #5 147.26
1104. Lenders title insurance to First American Title Insurance Company $ 951.28
1105. Lender's title oli limit $ 95,625.00
1106. Owners tine oli limit $ 127,500.00
1107. A ent's onion of the total title insurance remium to Lakeside Abstract 8 Settlements, LLC
1108. Underwriter's onion of the total title insurance remium to First American Title Insurance Com an $ 933.76
$ 164.78
1109. Document Prep Fee to Centruy 21 Piscioneri DEED 125.00
1110. Escrow for IRS Taxes to Lakeside Abstract 8 Settlements, LLC 6,000.00
1111. Escrow for Estate/Inheritance Taxes to Lakeside Abstract & Settlements, LLC 1,000.00
1112. Home/Wood/Radon Inspection to Home Spec Inspections POC:380.00
1113.
1200. Government Recording and Transfer Charges
1201. Government rer~rdin char es to Cumberland Coun Recorder of Deeds from GFE #7 160.00
1202. Deed $ 63.00 Mortgage $ 97.00 Releases $ Other $
1203. Transfer taxes to Cumberland County Recorder of Deeds (from GFE #8) 1,275.00
1204. City/County tax/stamps Deed $ 1,275.00 Mortgage $ 1,275.00
1205. State tax/stam s Deed $ 1,275.00 Mort a e $
1206.
1207.
1300. Additional Settlement Char es
1301. Re uired services that ou can sho for from GFE #6
1302. Re-Sale Cert Fee to Sterlin Pro a Mana ement, Inc. 520.00
1303. Initiation Fee/Oct dues to Sterlin Pro a Mana ement, Inc. 1 115.00
130x. Final Sewer rZeadin to Lower Allen Townshi 44.00 96.80
1305.
1400. Total Settlement Char es enter on lines 103, Section J and 502, Section K)_ 5,162.10 16.926.80
By signing page t of this statement, the signetanes acknow{edge receipt of a completed copy of page 2 8 3 of this three pa~e semen
Abstract & Se emen , LL ttlement Agent
Page 2 of 3 HUD-1
(20100922. pfd/20100922. PFD/39)
Comparison of Good Faith Estimate (GFE) and HUD-1 Charges Good Faith Estimate HUD-1
Char es That Cannot Increase HUD-1 Line Number
Our origination charge # 801 732.95 732.95
Your credit or charge (points) for the specific interest rate chosen # 802
Your adjusted origination charges # 803 732.95 732.95
Transfer taxes #1203 1,275.00 1,275.00
Char es That in Total Cannot Increase More than 10% Good Faith Estimate HUD-1
Government recording charges #1201 160.00 160.00
Appraisal fee # 804 450.00 450.00
Credit report # 805 17.37 17.37
Tax service # 806 79.00 79.00
Title services and lender's title insurance #1101 1,241.88 1,125.78
Owner's title insurance to First American Title Insurance Compan #1103 460.00 147.26
Total 2,408.25 1,979.41
Increase between GFE and HUD-1 Charges $ -428.84 or -17.81 °/
Charges That Can Change Good Faith Estimate HUD-1
Initial deposit for your escrow account #1001 1,487.18 452.64
Daily interest charges # 901 $ 13.100000/day 199.22 13.10
Homeowner's insurance # 903 422.04 422.00
Loan Terms
Your initial loan amount is $ 95,625.00
Your loan term is 30 years
Your initial interest rate is 5.0000
Your initial monthly amount owed for principal, interest and $ 513.34 includes
any mortgage insurance is
^X Principal
0 Interest
^ Mortgage Insurance
Can your interest rate rise? 0 No ^ Yes, it can rise to a maximum of °~. The first
change will be on and can change again every,- months after
. Every change date, your interest rate can increase or decrease
by °!o. Over the fife of the loan, your interest rate is guaranteed
to never be lower than % or higher than %.
Even if you make payments on time, can your loan balance rise? ^X No ^ Yes, it can rise to a maximum of $
Even if you make payments on time, can your monthly 0 No ^ Yes, the first increase can be on and the monthly
amount owed for principal, interest, and mortgage insurance rise? amount owed can rise to $
The maximum it can ever rise to is $
Does your loan have a prepayment penalty? ^X No ^ Yes, your maximum prepayment penalty is $
Does your loan have a balloon payment? ^X No ^ Yes, you have a balloon payment of $
due in _ years on
Total monthly amount owed including escrow account payments ^ You do not have a monthly escrow payment for items, such as property
taxes and homeowner's insurance. You must pay these items directly
yourself.
^X You have an additional monthly escrow payment of $150.88 that results
in a total initial monthly amount owed of $664.22. This includes
principal, interest, any mortgage insurance and any items checked below:
X^ Property taxes X^ Homeowner's insurance
^ Flood insurance ^
^ ^
Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender.
Page 3 of 3 HUD-1
(20100922. pfd/20100922. PFD/40)
HUD-1 Attachment
Borrower(s): Raymond A. Schweitzer and Pamela S. Seller(s): Estate of Barbara A. Moran
Schweitzer, husband and wife
137 E. 15th Street 49 Drexel Place
New Cumberland, PA 17070 New Cumberland, PA 17070
Lender: Graystone Mortgage, LLC
Settlement Agent: Lakeside Abstract & Settlements, LLC
(717)432-9000
Place of Settlement: .
Settlement Date: September 30, 2010
Property Location: 49 Drexel Place
New Cumberland, PA 17070
Cumberland County, Pennsylvania
Additional Adjustments For Items Paid By Seller In Advance (Borrower Debit)
Description Amount From/Through Prorated Amount
Final Sewer 48.40 07/01/10 through 09/30/10
Total Line 109/409
Seller Loan Payoff Details
Payoff First Mortgage to Chase
Loan Payoff 50,152.73 As of 10/04/10
Total Additional Interest -4 days @ Per Diem
Total Loan Payoff 50,152.73
Payoff Second Mortgage _ to PNC Bank
Loan Payoff 13,432.06 As of 10/04/10
Totai Additional Interest -4 days @ Per Diem
Total Loan Payoff 13,432.06
Adjusted Origination Charge Details
Origination Charge
Origination Fee 732.95
to Graystone Mortgage, LLC, ISOA ATIMA
Total $ 732.95
Origination CreditlCharge (points) for the specific interest rate chosen
Total S
Adjusted.Origination Charges $ 732.95
WARNING: It is a crime to knowingly make false statements to the United States on this or any similar form. Penalties upon conviction can
include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010.
(20100922.pfd/20100922.PFD/41)
HUD-1 Attachment - Continued
Reserves Deposited with Lender
Homeowner's Insurance 105.51
3.000 at 35.17 per month
Assessments 391.25
5.000 at 78.25 per month
County Taxes 337.14
9.000 at 37.46 per month
Aggregate Adjustment -381.26
month
Total $ 452.64
Title Services and Lender's Title Insurance Details BORROWER SELLER
Electronic Document Retrieval 25.00
to Lakeside Abstract & Settlements, LLC
Wire Fee 15.00
to Lakeside Abstract & Settlements, LLC
Overnight Delivery 14.50 29.00
to Lakeside Abstract & Settlements, LLC
Closing Protection Letter 75.00
to First American Title Insurance Company
Notary Fee 25.00 6.00
to Jeanette L. Pennington
Tax Certification Fee 10.00
to Lakeside Abstract & Settlements, LLC
Tax Certification Fee 10.00
to Bonnie K. Miller
Lender's title insurance 951.28
to First American Title Insurance Company
Total $ 1,125.78 $ 35.00
Owner's Title Insurance BORROWER SELLER
Owner's Policy Premium 147.26
to First American Title Insurance Company
Total $ 147.26 $ 0.00
Lender's Title Insurance BORROWER SELLER
'fees also shown above in Title Services and Lender's Title Insurance Details
Lender's Policy Premium 751.28
to First American Title Insurance Company
Lender's Endorsement Charges 200.00
Endorsement Endorsement Charge
ALTA Endorsement Form 5 (Planned Unit Development) 50.00
ALTA Endorsement Form 8.1 (Environmental Protection Lien) 50.00
ALTA Endorsement 100 (Restrictions No Apparent Existing 50.00
Violation)
ALTA Endorsement 300 (Mortgage Survey Exception) 50.00
Total $ 951.28 $ 0.00
WARNING: It is a crime to knowingly make false statements to the United States on this or any simi{ar form. Penalties upon conviction can
include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010.
(20100922.pfd/20100922.PFD/41)
Barbara A. Moran Estate
Expenses incurred by Patrick Susan Moran for Estate Maintenance Disposition
Costs
Totals $ 5,436.13 Reimbursed 10/06/10
Date Amount Reason Paid C hecked Reimbursed
10/08/09 $ 25.00 Register of Wills Check # 7370 ~; X 10/06/10
10/20/09 $ 185.00 Register of Wills Check # 7384 X 10/06/10
11 /15/09 $ 145.06 The Sentinel estate advertising check # 7419 X; X 10/06/10
11/15/09 $ 1.76 Stamps for letters to IRS, members 1st FCU, New Horizons CU, and The Sentinel X 10/06/10
11/17/09 $ 15.30 Return receipt IRS, members 1st FCU, & New Horizons CU, X: X 10!06/10
12/19/09 $ 0.88 Stamps for letter to IRS for 2007 & 2008 tax returns, and PA Unclaimed Property X: 10/06/10
12/31/09 $ 5.44 Return receipt and postage for Pa State unclaimed property X: 10/06/10
04/13/10 $ 0.44 Stamp for tax engagement letter for LaRosa X: 10/06/10
04/13/10 $ 40.00 PA 2008 state tax check # 7577 X. 10/06/10
04/13/10 $ 5.00 PA 2009 state tax check # 7578 X 10/06/10
04/13/10 $ 214.00 PA 2005 state tax check # 7579 X 10/06/10
04/13/10 $ 494.00 PA 2006 state tax check # 7580 X 10/06/10
04/13!10 $ 2.00 West Shore Tax 2009 check # 7581 X 10/06/10
04/13/10 $ 222.00 PA 2007 state tax check # 7582 X 10/06/10
04/14/10 $ 68.23 Postage return/receipt for tax returns local, state & Federal 2005-2009 X X 10/06/10
05/01/10 $1 ,200.00 Andrew LaRosa professional fees for tax returns, local, state and Federal 2005-2009 X X 10/06/10
05/02/10 $ 0.44 Postage for Lower Allen Twp acknowledgement of receipt of invoice X 10/06/10
05/06/10 $ 0.44 Postage to Pa Dept Revenue Estate tax extension X 10/06/10
05/06/10 $ 5.10 Certified return receipt Pa Dept Revenue Estate tax extension X 10/06/10
06/22/10 $ 460.00 Chase mortgage payment check # 7633 X 10/06/10
06/22/10 $ 221.00 PNC home equity payment check #7633 X 10/06/10
06/22/10 $ 64.24 Home Depot Smoke detectors and related materials X X 10/06/10
07/09/10 $ 40.00 Register of Wills Check # 7651 - 10 short certificates X X 10/06/10
07/09/10 $ 1.32 Stamps for short certificates X 10/06/10
07/12/10 $ 40.00 Short certificates (10) X 10/06/10
07/24/10 $ 460.00 Chase mortgage payment check # 7663 X 10/06!10
07/24/10 $ 221.00 PNC home equity payment check #7663 X 10!06/10
07/24/10 $ 100.00 Foxlea Homeowners Association check # 7663 X 10/06/10
07/29/10 $ 1.39 Postage for Piscioneri Reality X X 10/06/10
08/01/10 $ 0.44 Stamp for taxes to Greg Folk X 10/06/10
08/02/10 $ 0.88 Stamps for PA Dept of Transportation X X 10/06/10
08/03/10 $ 5.54 Stamp & certified receipt for letter to Pioneer X X 10/06/10
08/25/10 $ 221.00 PNC home equity payment check #7692 X X 10/06/10
08/27/10 $ 403.00 Foremost Insurance X X 10/06/10
08/31 /10 $ 0.44 Stamp for letter to Sallie Mae X 10/06/10
08/31/10 $ 127.76 PA American Water by credit card X 10/06/10
09/17/10 $ 317.01 UGI by credit card X 10/06/10
09/04/10 $ 1.56 Postage for safe agreement to Piscioneri X 10/06/10
09/20/10 $ 54.00 Death certificates - PA Vital Records X X 10/06/10
09/20!10 $ 15.70 Postage and overnight to Piscioneri Realty X X 10/06/10
09/20/10 $ 13.65 Postage and overnight to Piscioneri Realty X X 10/06/10
09/22/10 $ 13.65 Postage and overnight to Piscioneri Realty X X 10/06/10
09/24/10 $ 14.18 PA American Water check # 7718 X X 10/06/10
09/24/10 $ 0.44 Postage for PA American Water bill X 10/06/10
10/02/10 $ 0.44 Postage for expense reimbursement to C. Moran X 10/06/10
10/02/10 $ 4.76 Page fasteners Staples X X 10/06/10
10/03/10 $ 0.44 Postage for Comcast bill X 10/06/10
10/03/10 $ 0.44 Postage for Louise Perrelli payment X 10/06/10
10/03/10 $ 0.44 Postage for Verizon bill X 10/06/10
10/03/10 $ 0.44 Postage for PPL X 10/06/10
10/03/10 $ 0.44 Postage for Member's First Credit Union close letter X 10/06/10
10/03/10 $ 0.44 Postage for New Horizon's Credit Union close letter X 10/06/10
$ 5,436.13
le ~
Barbara A. Moran Estate
Expense Reimbursement Thomas and Cynthia Moran
Costs
Totals $12,976.05
Date Amount Reason
09/01 /09 $ 460.00 Chase Mortgage
09/01/09 $ 221.00 PNC Home Equity
09/01 /09 $ 100.00 Foxlea HOA
10/01 /09 $ 460.00 Chase Mortgage
10/01/09 $ 221.00 PNC Home Equity
10/01 /09 $ 100.00 Foxlea HOA
11 /01 /09 $ 460.00 Chase Mortgage
11 /01 /09 $ 221.00 PNC Home Equity
11 /01 /09 $ 100.00 Foxlea HOA
12/01 /09 $ 460.00 Chase Mortgage
12/01/09 $ 221.00 PNC Home Equity
12/01 /09 $ 100.00 Foxlea HOA
01 /01 /10 $ 460.00 Chase Mortgage
01/01/10 $ 221.00 PNC Home Equity
01 /01 /10 $ 100.00 Foxlea HOA
02/10/10 $ 460.00 Chase Mortgage
02/10/10 $ 221.00 PNC Home Equity
02/01 /10 $ 100.00 Foxlea HOA
03/10/10 $ 460.00 Chase Mortgage
03/10/10 $ 221.00 PNC Home Equity
03/01 /10 $ 100.00 Foxlea HOA
04/10/10 $ 460.00 Chase Mortgage
04/10/10 $ 221.00 PNC Home Equity
04/01 /10 $ 100.00 Foxlea HOA
05/01 /10 $ 460.00 Chase Mortgage
05/01/10 $ 221.00 PNC Home Equity
05/01 /10 $ 100.00 Foxlea HOA
07/12/10 $ 91.58 Home Depot expense
07/14/10 $ 15.41 Home Depot expense
07/19/10 $ 53.59 Home Depot expense
07/22/10 $ 89.33 Home Depot expense
07/23/10 $ 28.52 Home Depot expense
07/27/10 $ (78.17) Home Depot return
07/27/10 $ (26.27) Home Depot return
07/27/10 $ 4.22 Home Depot expense
07/06/10 $ 2,601.24 Home Depot expense
07/15/10 $ 121.90 Home Depot expense
07/11 /10 $ 15.82 Lowes expense
07/17/10 $ 34.29 Lowes expense
07/20/10 $ 16.39 Lowes expense
07/24/10 $ 13.30 Lowes expense
07/13/10 $ 10.17 ACE expense
07/13/10 $ 7.75 Weist Hardware expense
07/23/10 $ 1,826.56 Simply Colors expense
07/07/10 $ 81.15 Sherwin-Williams expense
07/16/10 $ 26.79 Sherwin-Williams expense
07/01 /10 $ 165.53 Stouffer Construction expense
07/13/10 $ 237.15 Kreamer Brothers Glass expense
07/14/10 $ 161.49 Blizzard's Plumbing &HVAC
08/09/10 $ 39.20 Swartz Supply expense
08/31 /10 $ 410.11 Hauenstein Property Maintenance expense
$ 12,976.05 I - ~ S ti e ,,,,, .~,,,
~. ~ ~~
BARBARA A. MORAN ESTATE
SCHEDULE H, LINE 3 SUPPLEMENT
LINE 3 -FAMILY EXEMPTION
Daughter, and sole estate beneficiary, Erin Christine Moran, lived with her mom, Barbara until she
passed away. She could not afford to stay in the home and moved before home was sold in Sept 2010.
i r
~~~ ~n ~ Department of the Tre~snry
j~ Interpol Ruvvntty 3vrvice
In reply refer to: 0142475222
Cincinnati 0H 45999 Sep. 13, 203.0 LTF; 681C i3
186-40-2332 20051c! 30 1
Input Dp; 0142475'22 0000&9&3
BDDC: SB
BARBARA A MORAN DECD
PATRICK MURAN EXEC
.~,;..,~ o ANDREW F LAROSA
"''' 347 BRIDGE ST STE 300
~'
PHOENIXVILLE PA 19460-5336
010546
Taxpayer Identification
Number: 186-40-2332
Farm(s~: 1040
Tax Period(s): Dec. 31, 2005
Dec. 31, 2007
Dear Taxpayer:
Thank you for your inquiry of Sep. O1, 20I0.
Dec. 31, 2406
We accept your offier to Ray the amount you owe by Jan. O1, 2011.
The current total, amount due is $5,&52.36, including penalty and
interest charges to that date. After that date, we will continue to
charge penalties and interest until you pay the total balance due.
'r.°Je're providing below a general explanation of the possible penalties
and/or interest included in the current balance due on your account.
If you would like a specific explanation of how the amounts were
computed on your account, please contact us at the toll-fires number
slZOwn in this letter and we will send you a detailed computation.
~`# Paying Late -- IRC Section 6651Cd) ~~
Initially, the penalty is 1/2f of the unpaid tax for each month
or part of a month the tax isn't paid.
If we issue a Notice of Intent to Levy and the balance due isn't
paid within 10 days from the date of the notice, the penalty
increases to ll a month.
The penalty can't be lttore than 25% of the tax paid late.
~~ Filing and Paying Late -- IRC Section 6651 ~~
We charge a 5% combined penalty of 4 1/2% for filing late and 1/2l
far paying late when a return is filed late and the tax is not
paid by the due date of the return. The combined penalty is 5%
of the unpaid tax for each month or part of a month the return
()1~2~r75222
dep. I3, ~O1Q LTR (i$1C i3
1Bf -40-332 200512 :5Q 1
Input 4p ; 014247522~~ UQO~16~64
BARBARA A NCIRAN DECD
RATRIC~ N~1RAN EXEC
ANDREW F LAROSA
347 BRIDGE ST ATE 300
PHOENIXVILLE PA 19460-5336
is late, but not mare than 5 months: which would total ~!~'/«
[22 il2X late fi7.in! and 2 1/~!~ late paying].
In addition to the 22 1/~~ late filing penalty fiat the first
5 months a return is late, we continue to charge the 1!2"'a
late paying penalty for each month ar part of a month fair as long
as the tax is unpaid, but not for mare than 251.
Tl~e maximum penalty we can charge is 47 1f2~ C22 lf2! late filling
plus 25% late payingl.
~~ Partnership Late Filing --- IRC Section 6698(_b) ~~
The Penalty is X85.00 for each partner, far each late mor~th
including part of a month}, far up to 1Z months (effective for
returns required to be filed after 12I20f20U7). Far returns
required try be filed after 12/31!2008, the penalty amount is
x$9.00. The Hokie Act adds X1.00 to the penalty amount for returns
with a taxable year beginning in ZO(l8.
~~ Interest -- IRG Section 6601 ~~
We charge interest when tax is not paid on time. We figure
interest from the due date of the return (regardless afi
extensior~sl to the date we receive full payment or the date
of the notice.
Please make your check ar money order payable to the United Mates
Treasury. To ensure that your payment is properly and promptly
ei-edited to your account, be sure that your name, address, social
security or employer identification number, form number, tax year,
and daytime telephone number are shown on your payment, Attach a
copy of this letter to your payment. We have enclosed an envelope
far your convenience.
We~will take further enforced collection actions if you don't pay your
bill as agreed.
The federal income tax is a "pay-as-.you-go" tax. Yau must pay the tax
as you earn income during the year. There are two ways to dog this:
--I~ITHHDLDING. If you are an employee, your employer wi3.I
withhold income tax from your pay. Tax also is withheld frarr~ other
types of incortre -- including pensions, bonuses, commissions, and
gambling winnings. In each case, the amount withheld is paid to the
Internal Revenue Service in your name.
0142475222
Sep. 13, 2010 LTR 681C i3
186-40-2332 20051:' 30 1
Input Op: 0142475'22 00006965
BARBARA A MORAN~DECD
PATRICK MORAN EXEC
1 ANDREW F LAROSA
347 BRIDGC ST STE 300
PHOENIXVILLE PA 19460-5336
If your employer is not withholding enaugh tax from your wages, you
O1D546 should file a new W-4, Employee's Withholding Allowance Certificate,
with your employer to change the amount of your withholding.
--ESTIMATED PAYMENTS. If you don't pay your tax through
withholding, or don't pay enaugh tax that way, you may have to pay
estimated tax. People who are in business for themselves generally
pay their tax this way. Estimated tax is used not only to pay income
tax, but self-employment tax as well.
If you need :Hare information about changing your withholding or making
estimated tax payments, please refer to Publication 505 which provides
more information. You may order forms or this publication kiy calling
toll free at 1-800-TAX-FORM (1-800-829--3676) or by visiting our
website at www.irs.gov.
If you prefer to make electronic payments please see the payment
options below. Fees may vary between the providers.
- Visit www.EFTPS.gov or call EFTPS Customer Service at
1-800-316-b541 (individual) or 1-800-555-4477 fbusines~s).
- Visit www.afficialpayments.com or call 1-888-UPAY--TAX or
1-888-872-9829 to make a payment. (Official Payments C;orparation)
- Visit www.payusatax.com or call 1-888-9-PAY-TAX or 88ft-972-9829
to make a payment. (RBS World Pay, Inc).
- Visit www.PAY1040.com or call 1-888-PAY-1040 or 1-888-729-1040
to make a payment. (Link2Gov Corporation)
If you have any questions, please call us toll free at 1-8010--829-8374.
If you prefer, you may write to us at the address shown at the tap
of the first page of this letter.
If you are out of the country and need assistance, please call us at
1-215-sib-2000 tnot a toll free number).
Far more information you can visit our website at www.irs.gav.
Whenever you write, please include this letter and, in the spaces
below, give us your telephone number with the hours we can reach you.
Keep a copy of this letter for your retards.
Telephone Number ( ) Hours
c~ ~~~~~~~~~
dep. 13, 24I0 QTR fF8iC 13
I,Sf-40-2332 2dd5I.2 ?iQ I
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BARBARA A MORAN DEC~i
PATRICI: MC~RAN EXEC
:a AhIDRE~# E LARC~SA
3~7 Bf~IDGE ~T sTE 3C3D
PMOEh1IXVIL~E PA 7.~4&Q-533
Tf~ank tau for Maur cr~operati~n.
Sineerel~t fours,
f
Karen hiaare, Dept. f~tgr.
Tall Free aet~t. 4, Ops. 2
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