HomeMy WebLinkAbout10-7364a~ SHE pRO7HOr~0~aR~~
ZOlO iVOV 29 AM I I ~ 00
CtlMBERL,AND COUNTY
PENNSYLVANIA
Burton Neil & Associates, P.C.
By: Trenton A. Farmer, Esquire ID. N0.209422
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
701 East 60th Street N
Sioux Falls, SD 57117
]?laintiff
v.
EDWARD P PHILLIPS
116 Shirley Lane
Boiling Springs PA 17007-9593
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
No. 1 b _ ~31~ y
Defendant :CIVIL ACTION -LAW
Complaint -Notice
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to
the claim set forth against you. You are warned that if you fail to do so, the case may proceed without
you and a judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERENCE AND INFORMATION SERVICE
Cumberland County Bar Assoc.
32 South Bedford Street
Carlisle, PA 17013
Telephone No. 717-249-3166 or 800-990-9108
C-42801 ~~ 0.
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Burton Neil & Associates, P.C.
By: Trenton A. Farmer, Esquire ID. N0.209422
1060 Andrew Drive, Suite 170
West Chester, PA 19380
(610) 696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A. IN THE COURT OF COMMON PLEAS
701 East 60th Street N
Sioux Falls, SD 57117
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
v.
EDWARD P PHILLIPS
116 Shirley Lane
Boiling Springs PA 170079593
Defendant
NO. ~ ~ , `'~ 3 ~o ~ C 1.i, 1
CIVIL ACTION -LAW
Complaint
1. Plaintiff is CITIBANK (SOUTH DAKOTA), N.A., with place of business located at
701 East 60th Street North, Sioux Falls, South Dakota.
2. Defendant is Edward P Phillips, who resides at 116 Shirley Lane, Boiling Springs,
Cumberland County, Pennsylvania.
3. Plaintiff is a national banking association, engaged in various types of banking
business including consumer lending through the issuance of credit~cards.
4. Plaintiff furnished consumer credit to the defendant by means of a(n) CITI
MASTERCARD credit card with account number ending in 4042 hereinafter referred to as the
credit card account.
5. Plaintiff kept accurate running records of all debits and credits to the account.
6. Plaintiff mailed to defendant monthly statements for the account including the billing
statement attached hereto as Exhibit A. The monthly statements accurately stated the previous
balance, the debits and credits to the account for the prior billing period.
7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on
account of the billing statement or retained the statement without payment.
8. Defendant's actions as set forth above constituted an account stated between parties
for the sum of $9,663.89 which sum reflects the Exhibit A statement balance less credits, if any,
which were applied subsequent to the date of Exhibit A.
Wherefore, plaintiff demands judgment against defendant for the sum of $9,663.89, and
the costs of this action.
Burton Neil & Associates, P.C.
By:
Trenton A. Farmer, Esquire
Attorney for Plaintiff
The law firm of Burton Neil & Associates, P.C. is a debt collector.
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New Balance:
59,663.89
Minimum Payment Due:
$1.083.66
Payment Due Date:
07/08/2010
000000 MC 20 A 0
EDWARD P PHILLIPS
116 SHIRLEY LN
BOILING SPRGS PA 17007-9593
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DstatlY MW /ellew PrymM1t iuhYetblN M nv.ra
M,r.a,.alwy,tue.:Cltl Cards
Account NtMnbar.
4042
Amount Endosed:
Prymsnt must N l.CNWE by Sapp PM
lotai thM on tM payment aus data,
CITI CARDS
P.O. BOX 182564
COLUMBUS, OH 43218-2564
EXHIBIT
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Verification
I Abbie Moday
am employed by Citicorp Credit Services, Inc. (USA)
(hereafter CCSI), a subsidiary of plaintiff, Citibank (South Dakota), N.A. CCSI is a service
provider for plaintiff in that it services credit cazd accounts owned by plaintiff. I am authorized to
make this verification on behalf of plaintiff. The statements of facts set forth in the complaint aze
true and correct upon my information and belief and are made subject to the penalties of 18 Pa.
C.S. Section 4904, relating to unsworn falsification to authorities.
d
Signature
C-42801
Edwazd P Phillips
Account number ending in 4042
1000
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson FILEp_
Sheriff N? pR0 F? TA
Jody S Smith J
Chief Deputy OEC "8 pm 3= 4
Richard W Stewart (Y?,l 8E LAMD C
Q? p
Solicitor NSYL!/
A MIA OUNT P'
Citibank (South Dakota) N.A. Case Number
vs.
Edward P. Phillips 2010-7364
SHERIFF'S RETURN OF SERVICE
12/02/2010 06:06 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on December
2, 2010 at 1806 hours, he served a true copy of the within Complaint: and Notice, upon the within named
defendant, to wit: Edward P. Phillips, by making known unto Michelle Phillips, Wife of defendant at 116
Shirley Lane, Boiling Springs, Cumberland County, Pennsylvania 17007 its contents and at the same time
handing to her personally the said true and correct copy of the same.
s
NOAH CLINE, DEPUTY
SHERIFF COST: $33.40
December 03. 2010
SO ANSWERS,
RON W R ANDERSON, SHERIFF
December 13, 2010
Burton Neil & Associates, P.C. Court of Common Pleas
1060 Andrew Drive, Suite 170 Cumberland County, Pennsylvania
West Chester, PA 19380 1 Courthouse Square
Attorney for Plaintiff: CITIBANK (SOUTH DAKOTA), N.A. Carlisle, PA 17013
Re: CITIBANK (SOUTH DAKOTA)
N.A.
,
701 East 60th Street N C c
Sioux Falls, SD 57117 rrica b ?-t
te' ?
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No. 10-7364 -- ..a r
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y?
C)
Edward P. Phillips ,
116 Shirley Lane c
Boiling Springs, PA 17007 _ .
cn
To Whom It May Concern:
This is in response to the above-referenced claim which was served upon my premises on December 2, 2010.
The aforementioned claim indicated a measure of monetary debt that I owe to the claimant which I am
currently in default on. I do not contest that the debt cited in the above-referenced claim exists and I do not contest
that I am responsible for some measure of it. However, I do contest that amount claimed therein.
Furthermore, the majority of the debt so cited was accumulated during a period of hardship for me, which
included the death of my father, the partial support of my newly-widowed mother and a temporary martial separation
which required me to assume the majority of household expenses which had hitherto be shared between myself and my
spouse, including childcare expenses.
While things have improved to the point where my widowed mother does not require my support and I have
reconciled with my spouse, a period of financial recovery is necessarily required before I can make payment on the
portion of the debt I owe. My creditor, Citibank, has not afforded me very much time in this regard, and I would like to
point out that the amount of time I have been in default is less than one (1) calendar year as of my receipt of the above-
referenced complaint, while the course of my hardships transpired over the course of two (2) to three (3) years.
While my intent is to repay the bona fide amount of the debt I owe, I have not yet gathered sufficient resources
to make such payment and request more time to allow my financial recovery to become complete. Furthermore, I do
contest the amount of debt cited in the aforementioned claim made against me. I respectfully request the patience of
both the Claimant and the Court in this matter until I have recovered sufficiently so as to make satisfactory payment on
my outstanding debt.
Sincerely, j?
v /
Edward P. Phillips