HomeMy WebLinkAbout10-7380SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY LD. N0.78447
DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747
MICHAEL CLARK, ESQ., ATTORNEY LD. N0.202929
LESLIE RASE, ESQ., ATTORNEY I.D. N0.58365
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance
Mortgage Company
PLAINTIFF
VS.
Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
DEFENDANT
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO: I C~ `--13 ~~
COMPLAINT -CIVIL ACTION
MORTGAGE FORECLOSURE
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NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE
FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND
NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN
WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU
ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAYBE
ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY
OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OIyT WHERE YOU CAN
GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
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a
Cumberland County Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT YOU ARE ADVISED THAT THIS LAW
FIRM IS DEEMED TO BE A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
NOTICIA
LE HAN DEMANDADO A LISTED EN LA CORTE. SI LISTED QUIERE
DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES,
LISTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA
DEMANDA Y LA NOTIFICACION. LISTED DEBE PRESENTAR UNA APARIENCIA
ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIVAR EN LA CORTE EN FORMA
ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU
PERSONA. SEA AVISADO QUE SI LISTED NO SE DEFIENDE, LA CORTE TOMARA
MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA LISTED SIN PREVIO AVISO O
NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PEDIDO EN LA
PETICION DE DEMANDA. LISTED PUEDE PERDER DINERO O SUS PROPIEDADES O
OTROS DERECHOS IMPORTANTES PARR LISTED.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO,
VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASISTENCIA LEGAL.
Cumberland County Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY LD. NO. 78447
DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. N0.81747
MICHAEL CLARK, ESQ., ATTORNEY I.D. N0.202929
LESLIE RASE, ESQ., ATTORNEY I.D. N0.58365
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance
Mortgage Company
PLAINTIFF
VS.
Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO: '
/b-73 Yd c~
DEFENDANT
COMPLAINT IN MORTGAGE FORECLOSURE
Plaintiff, Everhome Mortgage Company fka Alliance Mortgage Company, the address of
which is, 8100 Nations Way, Jacksonville, Florida 32256, brings this action of mortgage
foreclosure upon the following cause of action:
1. (a) Parties to Mortsaae:
Mortgagee: Columbia National Incorporated
Mortea~or(s): Lisa G. Wolfe
(b) Date of Mortaa~e: February 20, 1997
(c) Place and Date of Record of Mort aae:
Recorder of Deeds
Cumberland County
Mortgage Book 1366, Page 478
Date: February 24, 1997
The Mortgage is a matter of public record and is incorporated herein as provided
by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached
hereto and marked as Exhibit "A" and incorporated herein by reference.
(d) Loan Modification:
Recorder of Deeds
Cumberland County
Recording Date: June 25, 2010
Instrument No. 201016829
The Mortgage and Loan Modification are matters of public record and are
incorporated herein as provided by Pa. R.C.P. No. 1019(g). True and correct
copies of the Mortgage and Loan Modification are attached hereto and
collectively marked as Exhibit "B" and incorporated herein by reference.
(e) Assi ents:
Assignor: Columbia National Incorporated
Assignee: EverHome Mortgage Company flca Alliance Mortgage Company
Date of Assignment: June 3, 2004
Recording Date: July 19, 2004
Book: 709
Page: 4865
2. Plaintiff is, therefore, the legal successor in interest to the original Mortgagee, and is the
present holder of the mortgage by virtue of the above-described Assignment.
3. The real property which is subject to the Mortgage is generally known as 220 N. 2na
Street, Wormleysburg, PA 17043 and is more specifically described as attached as part of
Exhibit "A".
4. The Mortgagor named in paragraph 1 executed a note as evidence of the debt secured by
the Mortgage (the "Note"). A true and correct copy of the Note is attached and marked as
Exhibit "C".
5. The name and mailing address of the Defendant is:
Lisa G. Wolfe, 220 N. 2nd Street, Wormleysburg, PA 17043
6. The interest of each individual Defendant is as Mortgagor, Real Owner, or both.
7. The Mortgage is in default because the monthly installments of principal and interest and
other charges stated below, all as authorized by the Mortgage, are due as of May 1, 2010
and have not been paid, and upon failure to make such payments when due, the whole of
the principal, together with charges specifically itemized below are immediately due and
payable.
8. The following amounts are due as of November 16, 2010:
Principal Balance Due
Interest Currently Due and Owing at 5.56%
From April 1, 2010 to November 16 2010
Late Charges
Escrow Advances
NSF Check Fee
Property Inspection
Title Search
Attorney Fees & Costs of Foreclosure
TS2TAL
$65,909.16
$2,309.20
$169.90
$504.00
$20.00
$610.00
$250.00
$3,295.46
$73,067.52
9. Interest accrues at a per diem rate of $10.04 each day after November 16, 2010, that the
debt remains unpaid, and Plaintiff may incur additional attorneys' fees, as well as other
expenses, costs and charges collectible under the Note and Mortgage.
10. The attorneys' fees set forth above are in conformity with the Mortgage documents and
Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriff s
sale. If the Mortgage is reinstated prior to the sale, reasonable attorneys' fees will be
charged based on work actually performed.
11. Notice of Intention to Foreclose pursuant to 41 P.S. § 403 and demand for payment was sent
to each individual Defendant by Certified and Regular Mail. Copies of the Notice are
attached as Exhibit "D".
12. The Mortgage is insured by the Federal Housing Administration under Title II of the
National Housing Act (12 U.S.C. § 1707-1715z-18). Accordingly, the Homeowners'
Emergency Assistance Act of 1983, 35 P.S. § 1680.402c is not applicable.
WHEREFORE, Plaintiff respectfully requests that this Court enter judgment in rem in
favor of Plaintiff and against Defendant, in the amount set forth in paragraphs 8 and 9, together
with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Note
and Mortgage and for the foreclosure and sale of the mortgaged premises.
SHAPIRO & DeNARDO, L C
Date:
BY:
Attorneys for Plaint' .f
S & D File No. 10-038780
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at Aormwa't mwtWr and aorotmmu ttttder ttdr 9ecvtlry latetutkw ad tEs !tote. for S4 yorpra, BOrtower
don tKreby aotipge, pail emd movey a tYs Iradd the totlowin4 dmaibed propgry locoed la
tloebselond County, Praerylrerdr:
BIDI 376[IBI? •1-• POR L80J1L DttBCAIp?ItBr
Borrows rekrovladgor that the rton ao raooiwd Crem laadsr andar tha note
saaarsd by thia inat:rowo! lr, is rhols, oc is part, is purchaos money of ehe
psropasty ngtrod boraby.
~wbkh tut du addtt5r of ?70 H. Ind Bt. , Naraloyr6ary irv.,,, ry,.i,
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~6 W. t?~ ffi tsarey the Ptopaey and slut tha PgMa~r 4 aeoosmberd, ecaspt Ibr eomabnroa of trmcd.
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eowmhraooq of raooN,
17119 ~8CUR11'Y $1577ttAttAffy aombtnr ud0uta tayaoaW for rrtbad We rod aetFUNlhtm mvearar
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at p4 r rootib irp Mttad of B ~ letuearea papal a M told Iq taotder b !s theretrry,
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aarttrtrto aamuot the tsq M m4u4od t6r Yottarva'a rwotr arorum uode to Rail tlaua 9mirtawt Pteaodaa
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rmatoa dos Mt 1M mniatr Iewrmos ptomluro.
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tml 6roran, obtladed ro ~ (b). ffi (q) red goy btrlaaaoe peadata IarWlmsa slut tadrr ha
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~ afllryrary' ~ ~~ aoderpatopapbe 7 sod Z duR to
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elates la leveret, ffi m a krm ~ ~ ttmew~ v<dl be held M Leodq and rhdi Ittelade Ion pryatile
1e ibe ewer trrbr. Dotreiutr tbaA pra~~ Ltolrr lamellae anus
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tar ndt tau dlraody ro Ltsdw, tweed er to 8onarer ffi to Loader JatrtY. Atl er aw pre ar tba iarrrocs
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putrLurr,
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memeldly Idr «bteaeada IaformWea «adeeoeea m tmde ter cued ee povla. tender wltb eery tnaaW
hfeemdea) m ooopratsa wb6 iha hen erWmed by the Hem, fadodbs, Der twl umUaO a, tepteetuetloae
asmeaeltq 8mrowet'e emtpwoy sf tDe property u • ptioelpel teeldotee. If thle seaulry Dartaort 4 as a
IeereheW, Wtmwerr dull comply wlt6 the ptoeideet dthe her, Utwttnraa4dea fes Iltk m W Pmpnuy, du
Inre4Nd sm ke drl. eDdl pet 6r mrid edsr laodei aster m the eeetpr S wlNde~
a. Caodeea.dea.73e ptoseede of asy ewanl err obar hraeeepe, airs ea• ooueeoeentw, h ameehs wWt
my eso0tametha «aDr roes of aoy Pmt of me peopwry, «hr ooavaYsnee V plea of mademoWsa. ati
imply ,.~.a aed .e.u ee pdd a tads m err soar .t der hdl amimt or uu (pdtOmdaw ther tera.iae uaprW
uadee Ihs Nor cad eb4 seotdry hwuoepl. l.aodet eheu ePlb' mc6 ptseede m tbreedeettea of dm Ddekedoeu
usda the Nets aad i61e Seautry Iaetemest, aer m ary ddlpgttmt eretwe YPNd h the enter provided M
pueyepb 3, e~ Ibee m pmpgrmmt of ptlsdpd. Aay eppllcedaa NNe pmorG is tDe ptbtelptl dufl wl tateaa or
patpsoe the doer dW oI t7m mootDly peyaes4, wblob en tetrnetl m ha Pe>aYMk 2, er rJ<np the emuai of eueD
paymmm. Aay eas I1Oe0sde ovc eq terOtml tegYitea m pq eit owaeadios 6debledoese trader 16s Nets and 1DIt
lrwdry lsoramem a.u De pda m dr eethy hpuy aeddea dreets,
7. CEerps b tionaenr ace pletaedeo of f.rdtt+e plslMs m Wa Ploprtty. Ommwa etuu pry dl
ssretaeeeeid «mwbfpd aherPr. tier am Impeslflod tber er ea iedttdd h peresnph 1.8otrswv duo PeY
thw a611salaw oa dens dkeraly to tDt etalty witch 4 antd t1e Peymott. If lilltta b pry uvula dventely eRea
Leadde Dpmat to tDa property. ttpm leodrre tegttad Bortewer ehdl piomplly dttalth ro t~der tcelple
evkModes 15re p0'ortnb.
U tleeeewwr Noe m mike dues peystem «tke pgrmtoer tgWrd Dy peeestep6 >, or adh m perform eqy etlw
ellbd l eada'e~ eeradoed De lhle Seaufry 6Mnterrt, «aw 4 e lep4 pmmdhs IYd atry Y
prept:ry (eet6 r t ptoeepdhs io t,eehtyr~. far madurealw «r sabres has er
rgnlWmh tha lwda auy do aoa p tv6amvt L eteoeeuey m ptelatt We wlw of the PtapaAy asa iradah
drDtr b tits ~tYr ~~S vermemt of retw, bmtd hwueer tend «kr hmu rearleard h petesrt4h 1.
AoY aperuam Ndrened Dy ftudrr etetkt thle perePteDh tdtau berme ea edditbpal debt of lertswsr eed >b
eeeutad by thk licndty rmwment. loos eeepuaer eDdl beer {elerer/ Gpr dr date of dlebeteemeet, a the Nom
pus, eed d 16e aptha of fader, eheC a hamedLsdy dtr and peble.
G) Ytm+ h w~~~ a~W IM um vbkb Du pleilyr awr tLts ssvrlh' tmtrumal m1w Omrawer.
fNY~ tASptioa eeoswd b dr Nes h e meeav esoeprthh m lender, (b)
ooetmre h Pend 6atk the !ko M. «deRade yahrt eafgtt®mt of tlr ura b, kW pteeeedlpp wDk6 Po tDe
Imld+ oPldm spasm ro pevml Ou saretu®rl or We MooC « (e? eeerw Oom !e Delaa or the 14a a
aaaemmt eeWfhaoty m Ladsr eo6otdsalas tke Nea r th4leaulq Drtevmeet, if loader aelwmhtm then eey Pm
of tM Property M ee6~t m a rim Nhh tttay ettLa prhtky curt tbb saaelry hetremeat, tsada nun' rlve
Oonoae a aeda IBedlQrlgR Ibe Ue11. Ilsttowv tbaq aMYfy Qe tJea « tales cps «taor of t1r etibee m forth
eDerw eyhte 10 dep tr[tM slvles of eodoe.
f. Free. lodeceay eoUset rere and thersw arbodrd by tba srowety.
P. Caaaae ere ~eerl.rtleer et rill.
W OdVetdl. tacit pq, etrptPt m 16aNed y rspduhae Iwea by tW seereaery, L 16e sw sf peytmm
defitder, teQetr hamediw PaP~ be IViI err et curse tamed b rW 6epwigl huYttrpet u:
W srnorvsr deeWU b AiIYP a p ie Adl aey ttralMy M9wea tergtdtad by dliis seeurhY ittgetrerat
ptor b «err M aw aem of tke taW ses4apgrrr, «
tl4 6otrwrer Odhatr Dry hulof. ~ s lm~ d ~)' defer, to {utNtm coy ot6ee ebuptlane eoeteiaed
bthM Seeedq DAWemesl.
Rt) Sde WlOeut Cltvdlt Apprerel, lender rbau, U pamlpd Dy ~urbta lm+ (Mdudial Swttan ]alto)
sr ibe Oetait. Oermdo DePodtmy lotdtWleae Aer ei 1917, 11 U.S.C. CN1J'7(af) cad wl0 IM pdsr
eppttrvd of ttm Saaaary, mleln Immadleta peytera in 1411 of dl enau eeattea Dy te4 Sadry Gatnmunt
Ile
~iMl-A iMaut
I.~~M. NW
•' lallli36fi'tdr,,: 481
(q All arp•tt of the Ihapcrty, ar. bea.adsi Larar ~ • uuet owNai tdl orpert or the P
er otertrlss lesrlhetrd (ewc lea by Qsde or dttsearl, tud ^'>K't1'. k wld
o!'+epettY ~ tat empld by te. ptase.esr ar pinta k h4 ar t.t pdaelptl talaettoe, er Ute
e~ door eo ooa41 w Pesputy bw ble w ha taadlt hu not
{01 No.N16 amts ~~y 6w tWptovd In
Trader doe sat rroald Peek Linder b npul+s itaosal•1•.p.ymoa to hU, 6w
falllyseMlsen of ~A~ P4'smu. Lmdtr rse na wtde lu deers ~Wllt agar u rtteepttettt ttrmu.
[attdet'• deLn, is w ts. a~?• rn emY gttaoefrm R~W~ y~ ~Y 6. 7.awry .rtil 14ob
p•id. Tblr tmulq 4lttllmlyd ~ notme ai b `•°0~ t~aOaleU pq"ra( I¢ roa ,m renrle. -r ow
tteelarlao m lersdseta !r sot pertNtted trj. tepiielee•
a dldWs lbrhr koonae Isdar Yr rtU4 6•oiyUp Vgme+e d the Noe +e as aewrploed
+w7. r Its ttpdre, ttt~w Lttredlr• Ksarlq tier tskels is dpn pae w ar• Areer.'letdrr
pgoeet (a letl of as sear tteau.d tu.
QmUd i Io~tem.~ k~Arm ~e otm.l.d,o,yde„d eb.poet a W dq,tyehgmf
IoHldleYlly. rfaAdtbmedlad~r6eletaertbt ad ter Nora. ehW w Ceemed mtelastw ptoor of tut8
ttasrsllsbphy .r 6ratvo, Ir tol d~nogw~ ~ ~~ ~ 1001 ~ e"eieeed by trader when the
Satel•ty dP lsadere ro11w. a teadt a ebtti.p Lwnmm pmmlum to the
10. Fsitul.t•sert. 6ottooa her a deer t. to tttlarr.d U Iatder hu te,~atrsd Immdl•t. pyreet In NII
b•caan or laetrotsa+• IYWar b pay m msotmt dp tted<r w Nttts or ttds Smtrlty ltowtt>rot. 714
°~ eler f0~0Ntle P1O~p m IeMINI<d. Ta tsetrrrs ter ~ ~1a
hmp shat •II ettestmn tto,alt•d b 6doe tbnossr'r ettarest emtrr~ry !°11110~~ Betsoo•r tesll ttssier la r
~~e. b w wt,r ahYeutsa• ar
~,Y w'Ih~ r~ f«eele.an sore d nmeoreM d aetoesp au°.aeri' fm W yjr~
ter e111tWw ter k ssanat r6sll • ~ ~r!rrrom M ~+wrf. w Seorltq row and
NotMtestr, Laude b eK eoeind a pssmk 7ldsstrtttitsat q: m rAOtar heapNste pttyts.r Iti ell.
to °~ hrerJssws Pais tdtels ha yet ~ilstet/ peo.MV ssrsssssetttral of ~nrar
tt:let.reoeattew ~ ~ as~'d' hr.d.w oa tulrrtrl emtrd• m rf. htur., or pat
I!. Nonott+s?fat P~ry•tin.tdrnaslss0~t6bsttmdtyleoteoe4
AMMtndl tl6eeerrrr y Ceder I'tN a 1-sin+ti B+rerloo or tbs Ura of pgreot or
tttodl8o.doo at ttttttterinaoo of w taint rts:ead b/ h4 lraoltr kreoera O~ ~' L.Odtr is
eretar of Bonotwr tdrll ool ttpettre b rokfto fros Urbaiy of lh• o+llisd elemr.ls or s°>' ^bP1"r l0
Itttueal. Lntdsr r5ea ttr 6r tgsltai v eosaemas prs•.rdlsp irMt ttq wo.eeor to freer sear r~ee tsiusod~
dtrsad tads 1yly Osatl~~ttl~ge~ror easrarM'ofMr. sois eorOd ey f6Y Searl4' re,bu~or 6r naeoo of my
m1'~~ ~ ~tbtes..re(veraf.rp.okel.d.,rs~ssa ~r~ ~ d1'Lmd•rln.raasWe
o! lW. ~0' eieeusrr ~ w.d lrw~ar r~k0. ~,~ ~~ gyn. m.mmy and .a..stma
Imwlebs• sf prsorglt ~ MrOr.r4 tarrarraa sse ~~ of LtttttYr W aattotrttr, ~ b the
O°'~ ~ IssrlQ~ Issetttaet eal rate ter ettrees les 1Nrn ppW ~~ ~ OOge!' ~ drrisv~a was
1~ per.~ry ~ Wtp,gsrew°"~rr4~ b ~ + ~ : w ~ ~ ~ ~b
•reer a.rmoer ttatp apse M eased tttealtJ., eal. taroemeandsae v ~~ aer L.otler and
sre+NF Iorntmsr er ter Nuts trpeoul lee Yortaoer'e aoarese. ~~ ro the emu of tlmrl
.
. ~•apa) a.wa ne.rwe
1
.w.. A.lu
eooKi366~acF 982
1J. NaUm. Any calm b Botrowa prwidrd fm b 1Nr 8eattiq hWlYmrol dull 6o Slvm by daArerlq It or
by oaHloS L by Ant class malt ccleal app0nbls Inv re`a4er tW of another roeiod. Ths oche Yteil be dlracred to
dr Prepeny Addrea. or my artier addax 8orro+ver deatSww 6y eottm u Leda. Aey astla a Leodw aIWT be
Siva by ArN deo mW a laada•r sddtw stead Itsrlo a ay eddrew tinder detl{a+ea try mtia m Horrowa.
Aay aafm provided far m thta lavdry larhwnmt rtuH b. deeesd b have bseo dues to Hotrowa ar lsnda whin
Slum w ptwlded h t61a paaireph.
31, (ieretalrq Lwl HaerchlHy, Tbb eeetniq Imavmaa shall M Saratcad by padaal law rod die kw at
Ar jattedltlba b rrhlei is 1'tapaty L located. fo tht eveol (hu any ptwlder m duce of WL Saarity Isaruramt
ar dr Noe maAlw trhh appAobis Itw, audt ooaAbt abaft oot eflael ether pravAbm sl thta SeauNy hutrmunf or
the ]fain rrbic4 wt a Stem egad wllhmt the maAktlaS provbtse. To fhb and ttw prorlrbna of fhb Sawrlry
ioaaoeteet and We Nate N drelrrad m a eavarehle.
1S. Hoeaatrar4 Wpy. Hartawar ehW b Slrm ace mafetned aspy sf tha Nae red at IWt Seardty
[wtroeemt.
16. MeeeNea 8ahetama. Hoaowtr abail dot mass a petad~ the pteamoa, use. dbpoW. rtowSe, or retew
of aey Naordoaa Saladane as or to me lkepetq. Hewower abet[ oal do, asst aAtrw esyem else b da, aqW~
a(faedaS dre Capetry thu b b rlelatlaa a<lay Lw. The paaoadbS tw emuoca rhaA as apply to
the paaeoa, +W. or aotaSe m rho Propmity at ~ gcmdtta of 1leaatdom Hu6aasoee ihrr aro SeeaaAy
neaSdcad a >d appeepdw m oortaal rerWmdd two and to ordatmam of the Ropary,
Hatsornx t6all I~~Y due (atderwrlam aodesaf eay hevealSaWa, dtim, deaad. Inrruil orothec adbo
M my Soraomtaul a rvStdetnry aSmay or pdrata peAy levotrhry the PtopatY ad my Haeedmr tubrtanee or
Bavlmammul larr of sdd~ Harev,W bra equal lmarlad{a tf Hmrowa lever, or b oatlAad try say Sovaameaul
x rsSWuoq aatltodq, t6al soy resorts] a albs naedbtlat of say llandaaa Svtataoao effagleS the Property b
oemsary, Bonawa IhaA pratnpdy take ell aeotauaY rraedlal aalam m eaoord^rs wbi 6avltmtttmW Law.
As land b dda pgepapb 16. 'Hat>4~btta Hobamt• ats daoa. anbrtaeed drtlead a loch er h.aardocr
anbrueoee by Ilarbemwd taw sad We RllotvlrltS a6eteaat+: SareYas, ~ albs Oamieabb a bado
patrolecea tMn4cae. brale peatiddea d iaAlddr, vdMHe IelvtprM, tealerleY aae4ld~ arlteetaa w feraoallehyde,
rind eadloealve errosWe, wr used b IYIa PMWib lf, •Bavko®mr! taw' tsemr fidnel lava and tnw of tbs
larirdlnloa whore the propvty b loeaaad that aelats to 1aaalth, oGty ar mvbammtel pratabos.
]iON-UMPORM COVP.IiANTB. Borrower ad taodtr l1Wer aovatrol and apes u toUorrn
1T. Aadptvad of limb. Borrows aoomdldoeally W ISat ud tworlets b laadrs ai! tlr tmu ad aeveaaea
of the Aopagy. Harrower uahodra ieader~ taodar'e ping m oo11eG tM weu aqd revmiw cord 6aehy dbeeu
ads rectal a! the Rropaq m pay h tmb m l.sader sr lmdee'e eSmu. ilarevd, pAar to tadrrY calm le
Boaroxa N Hoatarra"c imerlt of mY mrmW x apsraal k Ate ' lerbaetmt, Oettoav sbaA oollett and
reaelw ep reMe ed twmme o[ d,. Pn>pnpi ea taros for ibe Imdlt d faada.aA Horrowar. 7blr aulScaaeat of
rasa ao m ebrdale adSaaeem and m1 a wlSemeN the addttteeet aogatq mty.
U issde Hhroe aedm idbtmai m Harovrat (e) aM rrw rceelvad b Baatvwr elaA 6e trld by Bonoarsr m
warm ter hmeAt at t.mdv ody, N a applloe m We attme seined by t~ teamlty babvaWi (hl tattdw dull >a
eotgbd m a/llyd aed teegvs eA of dte eem of (bs plopelgr; and (e) seeL IoW of the Ropey shell pay aA rmu
dm ad ++Nd m ]aatbrar Lmdere eStal es tarYlr's ard((m tlsmad m the mom.
Boaasv W cal efemled a0r Nbr eedSmem attY taW and ties W ed wAl eat pafotq my eat thu wnld
f~ drM ax ba I~egaY eo~mlar qua. ohem~ehot of r ~ tba Rapaty bafow er dla SMeS calm
of Oaaci m Hamwa. Nowwreq tattda a c ~~ appohted ramlva WI' ds q a mY tlaao there b c 6atarh.
Aay eppllcadm of ante ahaH oral lass M waive aey ddab et 1.Yd11ete soy aria Tldtt ar teWdY of tmlar.'fWr
aadSammt of sate of the ft'cPwP ahaH laolw4 wbta a deM aeaKd bl' tM flamiry imwwad b paW id tiaH.
i
__- --__-- ___ ~~Itl-Mwuo~ Mara `~
' Haot1366i~E ~ ~
t8, Frrclaw~ trlilt ~ ~~~ fmatafLb frYmeal la fall uadu FenBraAi 9~ Lmder put
Ierarieee Ih4 e
lnetarad la ptuafnBlha tamadfr proafdW la t66p~j• t+ader tdtaA ba aMlHad !o eelteot tU rapeetr
and eet4 of Wb Mdraee. ~°MtiPb Itl, (ttdadlsF, iat aot BwAad m, auornaya~ ha
V Na LedtrY fatrat to Ihb gtoellY fatntaaatd Y ltWt 6~ tha daararf• and lie 9eeaahey tagaJt>,a
~ro~,yy ~t ~ RtaAtaBi !~ tlta deraVYs rvF hteehe Iba eaadadltW prate e/ ode
tri~IM Ad m ~ ("~'1 lt3 U.8.C. ml a nq,) b
yeadded fw tlrt~ a••••. tr.aiote atM to tr11 tie t+laaKbt
~ arepehbis•LtadaraaNdrlhjrtljr~l~P'+l~ rM~rtia/ daplw 1-aBred~, a/~, y Fyn
allioaiM hat,
°wt°laoaaelod e~mle~re rood ~ ~ ~ 4y 11,L Sawr(hr for4ttt~t.. tbfa Saarlry• Letralmq and Uu
iatanr vab, Mar aeei aatrttnar
Saaaiq ~vmen tMlioot r8erye m [brroarr. 9orrorar ahaA py aay tatardalm o ~~ and ark y Ala
peardloV b~lb~ia I~Ida~~ b Ur ae(mt perr(tled by ~I~a yp~ va[»a and telrw ay soot ar dafeou In
fa oy o/aeeudea, rsmu~ ' ~ ~ weir the itaWlt aloe). F+~t ar Adaus tam
~• Y10 ~+a~awt4 levy tad rk, rd haawttad oaaple~~8
31. AraMalaaaat Aaiti. Bwrorna'a tlma m rdetota hour
pdoP to tia oommwnarry olifddh8 r a aEed11'a sale arotha rbptratarb SnMtla Ir4waaua am
eaful+a due IjrPab'~ ~e Saattiq Iiulnaotua ties) !e~ b t4h ~ tpaytq~ Y lau to Bo~mwer b
b. tatetart *ata Mw Jadpwa, iattaraar ~~~ tooacr ~~~~
oa the Nam of b Aa eadoo of moA titer tba the iataarl tae MYthla tRar a jadµoaat 4 aotan~
8Ka tbrocloawa t~ hs the toe palthb from tftm b tltne under dta Naa.
wIW thla SeatrltX itNatmae~i, oarea,a4 el arm tdai tldara ue aaaNlad by 6artoaMr tad reootded m8uber
atppdma®t toe aeaaoao aed ytaettttl>n o! th4 rkv tLll be tab rod thatl ataietd rod
! L7 Caadaad+dam Alder b0jt(r!!• ~hY ~trumem r If tM ddap) rsro t pnt of thla 9eutNy
LJ Awdd Daft beveiopawu Alder 8 p~ egvW Aker C) otea [p~eclbl
retlurad pt)'atwl glda
~ttNMl wAet
ti.rra ..a..~ ~'• `
etwM1366~tc~ 484 W
BY SIONRtO HBLOW, SonoeRt eosapu sad apes to tba tesssa santaia4 to dde Secwtry 4utsutnrnt sal is
eaP t4fMa1 ssstemkd bT fbnssae[ sm4 scsosded Ns6 IG
Wltoesaees
L 4,+. .f/ . s,N.t+-Y ,.[1i2i1. - ~i~(J~ _ (Snl)
-rtwu Liaa 0. Nal[a ~0ansrn
(Sntl
.wce.... ~aene.a
' (Sall (~1
•aaso..t •aen...e
fSaaU (Scat)
~ew,awu •aan.r.r
~aoaefr •Mae~ar
CaYf[ate of Raldun
' I,nrspala Jonas , do bgrby rettlry dset t6a mieact ssddsaa of
', Ihr wdWir~aaWed isadt[b 0.0. eox 71180, Columbia, Mb 1104!-f0l0
Wlutw trey fsead dsb lflkh dey o(lebavary`/J°~=~ [ /y,1!!T .. ,~-~~T
As~a1i ^ Joaaa G~~`~.J An++a/Lwh
COi4SK01'7tiYBAi.T1! OF pSt7d8YLVANiA. G..~uyrra, Coswry os _
Oa shie, 0~0°" d.y of f a.~3r~or ..~ ~ 194'1 ,before sae. the undctyfased otSoet,
peteeaeily eppeatod Lira o. Na1G, us unmareiad pataon
ivsowa a enr (ae ssditfiwtUy ptotross) to be
puao adsar same eubtcAlad a ~6a se4hlo leaussmea ui eeisooaiad{r6 dsae
eteanad tfu eaom ~ t7seputpow haeln msYafasd.
IPI WfINSS4S WEiSRBOF, l basamao eat tsry head assd atSclat uul.
My Cammhalaa Sapless
~. ~a~.,~..IaerMlt lfaYe.
taor1366
ALL that amain tsaot oe pacaal o[ Land utlh tM^ butldinga and lmpeovrr^nts
tharaoa rrartrd, ^ituat^ In the Bern o! ttocml^y.burg, cemb^rland County,
pann^yly^nla, aroa partlrularly Doond^d and da~orl6rd as tellwa, to vita
63W70[IIIG at a peLat as thr tr^^teriy lln^ a[ Berth saaond sera^t, rhlah point
L ]OG t^^t Nerth of ehr Horeltu^atarir saran e[ aeeand aad NaL1nt ritsntat
11ne~otaNill 1-11eY~a3`9[IfCR o~aube that, lso Lart !o a point an thr 7a^trcly
lac! t0 a palOtr 37lZllt~ Ice ~ care Moctb 71 dagtaaa ]0 wlnutaa tb^t, 30
an thr Yr^lrtlY liar of aroen~d at d•9rara 70 rlnutaa iaae, 130 te^t to a p^Snc
d^qr^wa 30 atinutra Ra^c, !q t'eet alor^rald) '[Saltt7 aleaq aaaa !ouch 32
[eat to a polat, th^ plaea o[ smI1nI7Mp.
aalnq pr^mlwas known ao ao, 770 Notth 8aeond strv^t, 4otgtay^hueg, p•nna.
Exhibit A
+: ri1('atn3ylwnla
• nt ~:r+~W/land
11p-. .~.r:w.a ku Inc rseardinq of cicada
mil;(,.:,:., k,nd ~ n
~~wp ,. .
d ul
j _..
BOOR~~~IAOE 4~ Racordnr
CC.. 14. 2008 3. §5PM ~LIS fARGO
N0.28~2 ?. 2
a3ae4s~s
~tt~ NOTE ° ~~ Na.
4415253923
Ft3bt:uary 20, 1997
I~l
220 N. 2nd St.
ltorml®yaburg. PA 17x43
[~~ l
1. pAR'1~8
'Borrower" meacu t~ pesaon slgaing at the end of thin Note, and the pta~on'e succeaaora and assigns. "Lando" ttteaas
and its successors tuxi assigns.
Columbia Isatioasl Incorporated
2. BORROWat'S PR411~SE TO PAX; Ali'
~ tet~ for a la~an recdvod fmm Louder, $OA'ov-a' promises t4 ply the prhtdpel sum of Sixty Bight Thouaeand
p'xfty and ao/l00
Tktlltta (U.3. ~ 68.050.00 ), Ply k io the order of Ltatdtx. late>tbat wt71 be on anpaid prlncipai,
from the date of di+~arsettieat of ~ lom ptecbeds by Lender, rt the tame of Eight anQ One-xai >`
P~-t ( 8 . S 00 '16) pox year tmttl the !fill tlm0aat of prLacipnl has been raid.
3. PROIHL~ ~'0 PAY SEC[1RF~
Bog's ptomiae to pey is seared by a mortgage, dead of trust or sbnBu taewrity insttnmeat that is deed t1u same date
as this Note and eaLtai the fSacurlty Iason>ment." 'lbe Sequity lnsttvax,~ ptotecta the Cruder fmm losses which might tasalt if
Botxower defaalts tmda thin Note.
4. MA,IVNSR OF PAYMpT1T
tA) Time
8onvwer shall nteke n payttsaot of ptisdpa! and intacent to Leatidex oat the first dtry of each month 8 an
April 1 , 1997 • ADy pAttCipal smd $tteRgt tets~t-g as t5e Srst day of >darch 2
2x27 , will be due oQ that dace, WlliCh ie called the 'M>mrlly Afnoe." ,
(B) Place
p4Y~ aha11 be made nt D .0. Box 3050, t7oltmbia, .1~ 21045-6 050
or at aatb place as L.eoder may designate is writing
by ttodice m $ortowar.
(~ amt
~` Pry+~ of P ~ Intt~eet wllt be in the ataotaE of U.S. ; 583.25 . 'his ~~
wail be part of n ~ 1 P~'~ ~l~d ~ ~ Y tasavmoem, that shall be applkd to pnncipsl, iffiatast and
other items its the order ddaiibod is the 3egtrity Iaattumeot.
N) ANottBe to tip Na~ee toot s~jsgttm~eab
[f m a{ton6e ptovidieg for PaY~ ~,N~emte is aateented by Batma~gt togtBiter wilt thi: Note, the covta~s of
the al2ottge shall be ioooepot~d iaoo and ahsl~ amend sad t~pletneat the oovma~ of t>ue Note as if the a[tottge were a part of
Chia Note. [Gtaic tPplkmbls box]
__ ._
^Qraduated l?sytoent Alltntae 0t3rovrh>6 PquhY Atloag~e DOther [spxifY]
i. BOkltO'OV$Q'S RIG$I''PO PRBPA,Y
Borrower has the right to pqy the debt evldatroed by this Nou, in whole or in part, without l=arge or pat-alty, on the first
day of any mamt>ti. I.aada shag accept p~pytt>pg ~ other dry: provided that borrower p>~ys frbta+ctt on the atnot-ut prepaid for
the tttmaiader of the nab tq the antaot regnit+ed by I.endpr sad by r~al~oas of the Secretary, ff Hotrowet makes a
1~ preps~+ioAnt, there wBl be ao ~Sa is the due dace or of ~e amotu~ of ttia taoatbdY pfi~mettt uakss I,eadar agrees nn
writing to those ahaagas.
~m •1 R ~wa» ]C'~ Me1~le Fbud ital. Nate . te/9S
VMPMORT'fiAfii011M!-MA01621.72~1 +~~
P"y11 erx MWali; t j~1 I
l~so6a;s ~'C`"
~ ~ ~~
t, ! .t
OCT. 14.2068 3:55PM _LS FARGO
N0.2892 P. 3
6. so•s ~,~~ To rA~
GiJ >~ C7tttrBexor o.eedue Paymeq~
If I~'adac her sot received the full mtonthly payment ~',eQ by the ' t~trnmeat; ~ deemed is Para~ph
4(~9 of this Note, by the end of ealeadar days alter tome ptq-ament is dtm, Lender may oollea a tats in the atnouat
of Sour and Bo-Thousandths pear ( 4. oao 9G) of the overdue uuoonnt of each
B) IDefadt PgY•
If Aozrowea defaa2t, by faWng ~ 1?~ nt faR soy monthly pa~yroeat, than Leader
of the Secretary ie the case of ~Y. ~t stt timietd by regttlsrcio~as
alt aaxtted PaY~ v' ~~°` t~-msatt ~n fW1 of die prlggipal bataooe rerm~aiain3 dtae and
. ~ . I.eoder may choose not to eat this optics w1t,6out w~,~ its rights is dte avast o! setiy sabsegttent
fn11 to the test oil ~ lsaued by the secretary wt11 liamt I.eoder'e ridhcs to tacquire imaaediate p~y~ in
in tttlt; Noce ~ dtfaaits. This Note doe sot atthorlne won pleat not peramitted by HUD ngalationa, As used
(~ ~~YCorb a~ of Haasing and Urban Devdopmeat or his or her de~gttee.
axpemtej inrlttdi'aB t+ ~ [?aY~t in~fnU, se described above, Lender Wray r+egalrt Iiorrowet to pay costs sad
law. Sack fees and ~ shad bear interest il+om~ diabgraOmeat at t>.e store rate as the pr,>~p~~~~ted ~ ,q~p>lcable
~. w,~v>t~8
Borrower and aaY ether person auto has obli~ttoaa tinder this Note waive the r of prsxwtmaetxt a~ notice of
~ w require mlan~der i~a to other ~ w demand past o! auo~~ due. "Notice of dishonor" masse the
peasoaa that atnouav dtte have ~ bees paid.
8. Gl"SrIIYG OF Ntri'fC$S
Ualess altplip~le kw ~~ a ~ mod. ~ antis that aa~at be ~,ven to Borrowtr nodcr this Note will be gtven
by deiirtriag it or by aoadllag ~ by Brat class wait to Borrower at the property address above or at a cfiffereat address if
Borrovrex has =lose X.eadea~ a notice of Barrowtr's different sddreta.
Any notieo that tttust bo gives to Lestdx Wader th!! Note 'srlll be ~iv~ea by fMt lass mtu7 to taader at the address stated is
Paragraph 4(B) or at a difLecent addrpe if Borrower is given a notice of titer ditiE~+eftt address.
9.OBLXGAT)i0N8 OF p$g~g UND~It TffiS Nt7171:
If more t)tam one peon ~ ~ es~ 1 ~ ~, sad Ply ~~ to keep alt of the psomisw made im
~ Notc- "~~ ~ p~ ~ pay tiro tYll atnount owed.
also obtfg~ to do these ~' ~~ wbo ~ a attataa~tor, surety or eodott;er of tltis Note is
~• ~1Y peace wLo talcs ovti ttxxe oblltatiasts, ladttding the obligation of a juarsator, surety
or eadornae of this Noce, is ahto obli~ted to beep all of t5e pt~omise, made fa tbls Note. J.endar may eatdise its tijhu tuber this
Note aaaiatat eacds pesao~n hfdividually or agyunst ~ tom, A~ one ~g this Note ~D' be requi:nd to
pay all of the acaottmts owed cadet this Note.
BY SIGNS BBLpW, Bosr+oa~er accepts and agt~ecs to the temss and oaventmts contained is tblt; Nutt.
~ (~U
Lfsa [;. wolfs (Seep
•ionioaar ~+rtower
($ea1}
HoQOxer
~~
~on+ower
_ (Seal)
-8ormwer
~~)
-Horrpwer
~~) ~~~
•BO~r -sorcawir
®~-1R aso~i n~. s "e z
~ ~~a~
~y~
poi
Prawred aY. ArrprA 6rybh
- Reluro To: EvorHOme Monpepe
rrom.owrwr SoNnkm Group
B lQ0 Netfaru VJsy
Jeoksemtb, Fl 322Sa
Paroel numbers g•158t3•,~
~ (Space Above Thle Une For Reaordinp o^ul
LOAN MgDt~ICATiON AQREEMENT
{Providing for Flied Interest Ratel
This Loan Modification Agreement ("Apreement`I, made Ibis 28th dey of Jenusry, 2010,
between Uss 0. Woos, An unmarried person, {Borrows), and EvaHome Monpaga
Company (lender?. entenda and aupplemanta (1) the Mortgage/0eed of Trust or Daed to
Seauro Debt (the "Security Instrument"), dated Fabtuary 20, 1887, In the otl0lnsi loan
smount of i88,OBO,00 and IEed tar roeord on Fabrtrary 24, 1997, County of Curnberlaed,
Penneylvenia, Book 1388 Paps 478, and (2) the Nota bearing the same date aa, and
secured by, the Security tnatrument, which covers the reel and personal property
deeadbad In the Security Instrument and dsOrted thereto es the "Property", located et 220
N. 2"' St„ Wormlayaburp, Penneylvanls 17043.
aR6 1tYAIRIT "A' )!r]R LRGAI. DiSIgIPTION
Sosra+rat aclatoeledgse that the arse so reaeioad ft»m leader ceder the rota
secured by kids ifx+crwurtt !s, 1a Awls, or in part, is yurabara eoaey of the
property neared hereby.
Paroo{ number 19-1888-177
to oonaideratlon of the mu cal pramlaee and agreements oxahengod, the parties hereto
agree ea follows (notwithstending enythtng Io the contrary contelned In the Note or
Security Instnument}:
/. Aa of Muoh 1. 2010 the amount psyabla undo the Note and the Sacudty Inatrurnant
(the 'Unpaid Principal 8elenee"I Is U.S. IB§.980.67 oondatfrtg of the emount(s1
looped to the Borrower by the Lender end any IMersat capitaNzad to date.
2. The Borrower prornisea m pay the Unpaid Ptlnclpal 8alenna, plus interest, to the order
of the Lands. interoat wgi be chspad on the Unpaid Prinoipd Balance at the yaedy
rate of 8.1f80% Irom Mama T. 20T0. The 8orrowar promises to make monthly
payments of prinalpal and uttereat of U.S. 1377.12 beptmbtg on the),~aj dey of mil
~l1Q, and continuing theroa(ter on the same day of each auacaadlrtp month until
pdndpai and ktteroat ore pain In full. Non Mush 01. 0~ 40 (the "ttAeturhy Date"). the
Borrower st1N owes amounts under the Nate and the Security Instrument, as amended
by this Agreement, the Borrower w1R pay these smounta In fuk on the Maturity Data.
The Borrower wpl make such payments et 81U0 NaHorn Wev Jackeont.~Re FI '+2268
or et such oths pleas as the Lender may rattuke.
3. It ali or any pert of the Property or any Interoat M It la aokt or tranaterrod for 1! e
--- benatle3al intero6ln the Borrows[ la_acld or Itanafurod ttnd the Bnaotets (e_oot e
neturoi person) without the Lender's prior written consent, the Lender may, et its
option, requlro Immediate payment In lull of ell stone secured by this Security
Inetrumanc
if the Louder exercises thin option, the Lender shell give the Borrower notice of
acceleration. The notloe shall provide a period of oat lase then 30 days from the data
the notice is delivered ar mailed within which the Borrower must pay all same secured
by this Secudty Instrument. N the Barrows fails to pay these sums prior to the
explretton of this period, the lender may Invoke any remedies permuted by this
Seourlty Instrument without further notice or demand on the Borrower.
4. The Borrower also wlfi comply with ail other covenants, agraemants, end requirements
of the Security inatn+mant. Including without Iimuetlon, the Borrowei s covenente end
apraemante to make all payments of raise, insuronca premiums, eaeeasmente, ewrow
items, impounds, and all other payments thot the Borrower le obligated to make under
under the Noto; end
(b) aq farina and provfeiona of any adJusiabk rate rider ar other Instrument or
document that is affbred b, wholy or partlaUy itrcorporetad Info, or Is part of, the Nota or
Security kteWment and That contains any such lennc and provlslana a9 Ihose rekrred
to in (a) above.
5. Nothing in lttls Agreoment shalt 6e understood or construed to be a satisfactlorr or release In
whole at In part of the No6e std Securlly Inetrusrsnt. Except ea othenviee cpacificagy
provided in this Apreemank iha Note and Security hatrunrart w1 remain unchanged, and
the eorrawer end Lender wql be bound by, and compy with, ali of the terms and proviabns
theretsf, es amended by this Agreement.
EverHOrna FAg~aees t,tgr~nsm {ffasq
1uMu•
ey:
Vtoe Praeldant
Eric Lam ns
tai
Lla oBe
(ap~a arakiw 7fde Una fat AWcnowred~m~nbl
Slate of tr/.~ >,Y..~~~
County of fJt.a~ i1
On ~/un.,~,~ ~~Z,o~ beforama, wPw't ~ ~.•
parsoneUy appeared yJsa G, Y1roSs peraonaty kn +n to me • OR . proved bo me on
the Basle of saWfaotory evidence Io a person(s~l v~~e nsme(sj ferere subscribed to
the n inatnmrenl and acknowledged to me Ihat y y axswtid firs seine in
hi a air authorized capecity(TeaJ, end Ihet by hl Fr tr afgnature{s) on the
fns umsnt the person(a), or the engty upon beheHof which the person{s) acted, executed
the instrument.
WJTNESS my hand a officfal seal
on the ~_ day of ~, 2010
f 'L~t7~tr a~. rim
olery PubNc
DAy Commission Exphae
eoNwouww,~ arroesrrvawn
HoTTiRIAL~
1~ftEyN,pY L t1ETRrC1(. Nrlactr F46b
~rA~IlYfialiD~ 11
~ ~: ,, _
JILL that oertain tract es parewl of land xith the bni2dinga sad iaprovaennte
' thereon eraeted~ situate isl the 8oro of Stoin-laYaburg, CumbeYls»d Covntp,
Peaa9plvania, sots particularly bounded and daecribgd as lalloMa, to Nit: _
BEGINNIIQG ac a point on the Weatarly Line o! North second Street, which point
fa 100 test North o! the Northvgstarly eornez~ of Second and 8alnnt Strestsr
7'~NCE Sonth 58 degrees 30 minutes West, 150 lest to a peiat on the Basterly
lies o! gili Allays Tf161ic~ along acme North 31 drgrser 30 minutes Neat, 50
foot to a polntt TlOZHCS Dtorth S8 degrees 30 minutes East, 230 loot to a point
on the wvstwrly Line of Sweoad 5trest atozeasid~ TA$HCS along aamw South 31
degrees 3o minutas East, SO reef to a point, the plats o! BEOI7P7fIIQ(i.
B4iag premises knowq sa No. 2Y0 North 3scond stsewt, Wermlayeburq, Feaaa.
Exhibit A
. t
ROBERT P. ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
717-240-6370
L~etrument Number - Z010168Z9
Recorded On 6/2S/2010 At 10:44:06 AM
* Ioairament Type -MODIFICATION OF MORTGAGE
Involve Number - 67973 User ID - KW
* Mortgagor - WOLFE, LISA G
'~ Mortgagee - EVERHOME MORTGAGE CO
* Customer - EVERHOME
'' PEES
STATL" BRIT TA][ $0.50
RECORDINt-s FEES - $11.50
RECORDER OE DEED3
PARCEL CERTIFICATION $10.00
FEE$
COUi1T7[ ARCHIVES FEE $2.00
ROD ARCHIVES FEB $3.00
TOTAL PAID $27.00
~' Total Pages - 4
Certification Page
DO NOT DETACH
This page is now part
of this legal document.
I Certify this to be recorded
in Cumberlaad County PA
RECORDER O D S
G~~~-f a"~ F~
___
' - Iatormatton deaated by io asterisk may change duriag
the veriticatlon procas and may aot be reRedcd oo ihk~ gaga
N~IIIINIYfl
~ , ^ ^ S.
Ev~~rl--tome
MORTGAGE COMPANY
November 05, 2010
Lisa G Wolfe
220 N 2nd St
Wormleysbur PA 17043
Re: Loan No. 0000415918-A20
Property Address: 220 N 2nd St,
Dear Mortgagor:
NOTICE OF INTENTION TO FORECLOSE MOF2TGAGE
YG1IIR MORTGAGE IS iN SERIOUS DEBAIILT because you have not made payments as
required. The required monthly payment of $ 612.01 was not made by
you for the May 01, 2010 through current month's payments. The total
amount now required to cure this default, or in other words bring your
mortgage current through the date of this letter is $$ 5,059.29. This
amount includes late charges of $ 145.22 and other charges of
$ 630.00.
You may cure this default on or before December 05, 2010 by paying to us
the above total amount of $ 5,059.29, plus any additional payments and late
charges which may fall due during this period. Such payments must be made
by cash, cashier's check, certified check or money order and made payable
to "Everhome Mortgage Company and mailed or delivered as follows:
MAILED TO: P.O. Box 530579, Atlanta, GA 30353-0579
DELIVERED TO: 8100 Nations Way, Jacksonville, FL 32256
If you do not cure the default by December 05, 2010, we intend
to exercise the right to accelerate the mortgage payments.. This means that
whatever is owing on the original amount borrowed will be considered due
immediately and yoti may lose the chance to pay off the original mortgage
in monthly installments.
If full payment of the amount of default is not made by December 05, 2010,
we intend to instruct our attorneys to start a lawsuit to foreclose your
mortgaged property. If the mortgage is foreclosed, your mortgaged property
will be so'_d by the Sheriff or other similar official to pay off the
mortgage
debt. If you cure the default before we begin legal proceedings against you,
you may have to pay the reasonable attorney's fees actually incurred, up to
$50.00. However, if legal proceedings are started against you, you will
have to pay the reasonable attorney's fees even if they are over $50.00.
Any attorney's fees will be added to whatever you owe us, which may also
include reasonable costs. If you cure the default by December, 05, 2010,
you will not be required to pay attorney's fees. we may also sue you
personally for the unpaid principal balance and all other sums due under the
mortgage.
I
Ew~i--1arn~
MORTGAGE COMPANY
November 05, 2010
Loan No. 0000415918, Lisa G Wolfe
PAGE 2 of 2
If you have not cured the default by December 05, 2010 and foreclosure proceedings
begin, you still have the right to cure the default and prevent the sale. at
any time up to one hour before the Sheriff's or other similar official
foreclosure sale. You may do so by paying the total amount of the unpaid
monthly payments plus any late or other charges due, as well as the
reasonable attorney's fees and costs connected with the foreclosure sale
and perform any other requirements under the mortgage. It is estimated that
the earliest date that such a Sheriff's or other similar official's sale
could be held would be approximately seven months from today. A notice of
the date of the Sheriff's or other similar official's sale will be sent to
you before the sale. The amount needed to cure the default will increase
the longer you wait. You may obtain the total amount due by calling us at
(800) 669-7724.
You should realize that a Sheriff's or other similar official's sale will
end your ownership of the mortgaged property and your right to remain in it.
If you continue to live in the property after the Sheriff's or other similar
official s sale, a lawsuit could be started to evict you. You have the
right to assert in the foreclosure proceedings, the non-existence of a
default or any other defense that you may have to acceleration or
foreclosure.
You have additional rights to help protect your interest in the property.
YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW THE MONEY FROM ANOTHER LENDING INSTITUTION TO
PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE
PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME
THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES
AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT
THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO
DETERMINE. UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE
RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the. default, the mortgage will be restored to the same position
as if no default had occurred. However, you are not entitled to this right
to cure your default more than three times in any calendar year.
Sincerely,
Homeowner Solutions Graup
DR453
,,
Ev~~-lome
MORTGAGE COMPANY
U~i.ted States Department of Housing sad Urban Development
Serviceae~bers Civil Relief Act Notice
Legal Rights and Protections Uader the SCRA
Servicemembers on active duty or active service, or a dependent of such
a servicemember may be entitled to certain legal protections and debt relief
pursuant to the Servicemembers Civil Relief Act (50 USC App. 5D1-596)
(SCRA),
Nho flay Se Entitled to Legal Protections Under the SCRA?
Active duty members of the Arrny, Navy, Air Force, Marine Corps, Coast Guard,
and active service National Guard;
Active service members of the commissioned corps of the National Oceanic and
Atmospheric Administration;
Active service members of the commissioned corps of the Public Health
Service;
United States citizens serving with the armed forces of a nation with which
the United States is allied in the prosecution of a war or military action;
and their spouses.
Ifh~at Legal Protections Are Servicemembers Entitled To Under the SCRA?
The SCRA states that, a debt incurred by a servicemember, or servicemember
and spouse jointly, prior to entering military service shall not bear
interest at a rate above 6 percent during the period of military service.
The SCRA states that, in a legal action to enforce a debt against real
estate that is filed during, or within 90 days after the servicemember s
military service, a court may stop the proceedings for a period of time, or
adjust the debt. In addition, the sale, foreclosure, or seizure of real
estate shall not be valid if it occurs during, or within 90 days after the
servicemember s military service unless the creditor has obtained a court
order approving the sale, foreclosure, or seizure of the real estate.
The SCRA contains many other protections besides those applicable to home
loans.
HaM Doea A servicemember or Dependent Request Relief Under the SCRA?
A servicemember or dependent, or both, may request relief under the SCRA by
providing the lender a written notice with a copy of the servicemember s
military orders, EverHome Mortgage, 810D Nations Way, Jacksonville, FL
32256. Phone: 1-800-669-7724.
Hoer Doea a servicemember or Dependent Obtaia Iaformation About the SCRA?
Servicemembers and dependents with questions about the SCRA should contact
their unit s Judge Advocate, or their installation s Legal Assistance
Officer. A military legal assistance office locator for each branch of the
armed forces is available at:
http://legalassistance.law.af mil/content/locator php.
The U. S. Aepartment of Defense s information resource is Military One
Source. The toll-free telephone numbers for Military One Source are: From
the United States: 1-BDO-342-9647. From outside the United States (where
available): 1-600-342-9647. International collect: 484-530-5747.
.~
VERIFICATION
Christopher A. DeNardo hereby states that he is the Attorney for the Plaintiff in this
action, that he is authorized to make this Verification, and that the statements made in the
foregoing Complaint in Mortgage Foreclosure are true and correct to the best of his knowledge,
information and belief.
The undersigned understands that this statement herein is made subject to the penalties of
18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
SHAPIRO & DENARDO, LLC
BY:
Dated: 11 /29/2010
SHAPIRO & DeNARDO, LLC
BY: DANIELLE BOYLE-EBERSOLE, ESQUIRE
ATTORNEY I.D. NO: PA Bar # 81747
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance
Mortgage Company
PLAINTIFF
VS.
Lisa G. Wolfe
DEFENDANT
ILEA-OFFICE
OF THE PROTHONOTARY
2010 DEC -9 AM 11: 15
CUMBERLAND COUNTY
PENNSYLVANIA
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO: 10-7380
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification to the Complaint in the above-captioned civil
action.
Respectfully Submitted,
SHAPIRO & DeNARDO, LLC
BY:
Danielle Boyle-Ebersole, Esquire
Attorneys for Plaintiff
4k
VERIFICATION
The undersigned hereby states that he/she is /k
of EverHome Mortgage Company, servicing agent for Plaintiff, Everhome Mortgage
Company fka Alliance Mortgage Company, in this matter, that he/she is authorized to take
this Verification, and that the statements made in the foregoing Civil Action in Mortgage
Foreclosure are true and correct to the best of his/her knowledge, information and belief.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.
C.S. Sec. 4904 relating to unsworn falsification to authorities.
DATE: 11 I 23? 1 Q
KA tcl-JIC6? Name: E.Ni'iche4e de Craen?"
itte: Assistant Vice President
Company: EverHome Mortgage Company
S&D File #10-038780
t
SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY I.D. NO: PA Bar # 78447
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance
Mortgage Company
PLAINTIFF
VS. '
Lisa G. Wolfe
DEFENDANT
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO: 10-7380
r ?
-_
?
PRAECIPE FOR REINSTATEMENT
TO THE PROTHONOTARY:
Kindly reinstate the Complaint in the above-captioned matter.
SHAPIRO & DeNARDO, LLC
BY:
Christopher A. DeNardo, Esquire
Attorney for Plaintiff
5
35 814g4
pzr*a5395(
SHAPIRO & DeNrARDO, LLC
BY: CHRISTOPHER A. DcNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447
DANIELLE BOYLE-EBERSOLE, ESQUIRE, KITORNEY I.D. NO, 81747
MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929
LESLIE RASE, ESQ., A17ORNEY I.D. NO. 58365
3600 HORIZON DRIVE. SUITE 150
KING OF PRUSSIA. PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. I0-038780
L verhanic Mortgage Company fka Alliance COUR°l" OF COMMON PLEAS
Mortgage Company CIVIL DIVISION
PLAIN'rimI CUMBERLAND C:OI.,TNTY
vs. NO: 0
r*7
Lisa G. Wolk
221) N. 2nd Street `s
Womiley shurg, P 17043
4 -7
DEFENDANT G='
COMPLAINT - CIVIL AC"I'ION
MORTGAGE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOIt WISII "1*01)EFt:.NI) AGAINST `I'IIE CI.AIMS'SE"T FOIII*Il IN'I'I IE
FOLLOW] NGPAGES, YOU1usTTAKE.ACTION WITHI4"1`WENTY(20)DAYSAFTER'I'11)SC0311PLAINTAND
NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE. PERSONALLY OR BY ATTORNEY AND FIL14NG I.N
WRITING WITH THE COURT YOUR DEFENSES OR OEIJEC;TIONS TO THE CLAIMS SET FORCII AGAINST You. Yo
ARE WARNED THAT IF YOU FAIL TO DO SC) THE CASE MAY PROCEED WITHOU'T' YOU AND A JUDGM ENT MAY BE
ENTE ICES) AGAINST YOU BY THE COURT WITH OUT FI)RTHER N O T I C E FOR ANY MONEY C L A V V I E D IN TIIE
COMPLAINT OR FOR ANY OTHE12C1.IUM OR RELIEF REQUESTED BYTHk. PLAINTIFF. YOU MAY LOSE MOVE)
OR PROPERTY OR OTIIER RIGHTS IMPORTANT TO'YOU.
YOU SHOULD TAKE THIS PAPERTO YOUR LAWYER ATONCE. IF YOU 'DO NOT IIAVE' A LAWYER OR
CANNOT AFFORD ONE, GO 1*0 OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT VVIIERE: YOt CAN
C ETLEGAI,TIEI.P.
IF YOU CANNOT AFFORD TO FARE A LAWYER, THIS OFFICE MAY RE AISLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SC:RV ICIE,S TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FIDE.
SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY I.D. NO: PA Bar # 78447
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance
Mortgage Company
PLAINTIFF
VS.
Lisa G. Wolfe
DEFENDANT
"J r r 1
IT C
'01 11AU:3-8 A 9'_f
"'UMBER, AND C
1'E NYL!P''L .
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO:10-7380
CERTIFICATION OF NOTICE TO LIENHOLDERS
PURSUANT TO PA R.C.P 3129.2 (C) (2)
I, Meghan Williams, Legal Assistant for Shapiro & DeNardo, LLC, attorneys for the
Plaintiff, Everhome Mortgage Company fka Alliance Mortgage Company, hereby certify that
Notice of Sale was served on all persons appearing on Exhibit "A" attached hereto, by United
States mail, first class, postage prepaid, with Certificates of Mailing on August 5, 2011, the
originals of which are attached and that each of said persons appears on Plaintiffs Affidavit
pursuant to Pa. R.C.P. 3129.1.
The undersigned understands that the statements herein are subject to the penalties
provided by 18 P.S. Section 4904.
Respectfully submitted,
SHAPIRO & DeNARDO, LLC
U)K)
BY.
Meghan Williams
Legal Assistant
10-038780
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SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY I.D. NO: PA Bar # 78447
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance
Mortgage Company
PLAINTIFF
VS.
Lisa G. Wolfe
DEFENDANT
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO: 10-7380
SUGGESTION OF BANKRUPTCY
TO THE PROTHONOTARY:
r7l
.0
P",.1,
C
C-D
f„Y
l j.. _
17
'Tt
It is hereby suggested of record that Lisa G. Wolfe Defendant in the above captioned case
has filed Bankruptcy under Chapter BK 13, under Docket No. 1 -11 -BK-05627 on August 12,
2011, in the Middle District of Pennsylvania and the above captioned Action in Mortgage
Foreclosure is accordingly stayed during the pendency of the Bankruptcy.
BY: 41A;r?
Christopher A. DeNardo, Esquire
Attorney for Plaintiff
'SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny RAnderson FILED-OFFICE Sheriff OF THE PROTH0,NIOTAP
Jody S Smith
C2011 AUG 23 hief Deputy AN ?+
Richard W Stewart CUMBERLAND COUNT,,'
Solicitor PENNSYLVANIA
EverHome Mortgage Company
Case Number
vs.
Lisa G Wolfe 2010-7380
SHERIFF'S RETURN OF SERVICE
06/23/2011 03:14 PM - Deputy Ronald Hoover, being duly sworn according to law, states service was performed by
posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action,
upon the property located at 220 North 2nd Street, Wormleysburg, PA 17043, Cumberland County.
06/30/2011 06:57 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Real Estate Writ,
Notice and Description, in the above titled action, by making known its contents and at the same time
personally handing a true copy to a person representing themselves to be the Defendant, to wit: Lisa G
Wolfe at 220 North 2nd Street, Wormleysburg Borough, Wormleysburg, PA 17043, Cumberland County.
08/16/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed",
per letter of instruction from Attorney.
SHERIFF COST: $732.91 SO ANSWERS,
August 22, 2011 RON R ANDERSON, SHERIFF
6,347
o) Coim'ySulte Sheriff, Teleoso't. II.C.
CUMBERLAND LAW JOURNAL
Writ No. 2010-7380 Civil
EverHome Mortgage Company
VS.
Lisa G. Wolfe
Atty.: Christopher A. DeNardo
ALL that certain tract or parcel
of land with the buildings and im-
provements thereon erected, situate
in the Boro of Wormleysburg, Cum-
berland County, Pennsylvania, more
particuiiy bounded and described as
follows, to wit:
BEGINNING at a point on the
Westerly Line of North Second Street,
which point is 200 feet North of the
Northwesterly corner of Second and
Walnut Streets; thence South 38
degree st, 150 feet to a point on the
Easterly Line of Hill Alley; Thence
along same North 31 deer 3d min-
utes West, 50 feet to a point, Thence
North 30 minutes East, 150 feet to a
po of Westerly Line of Second Street
aforesaid; Thence along same South
31 degrees 30 minutes East, 30 feet
to a point, the place of beginning.
BEING premises known as No.
220 North Second Street, Worm-
leysburg, Penna. PARCEL No. 47-
19-1588-154.
BEING the same premises which
David E. Muihollan , a widower, by
Deed dated February 20, 24, 1997
and recorded in the Cumberland
County Recorder of Deeds Office on
February 24. 1997 in Deed Book 153
page 677, granted and conveyed unto
Lisa G. Wolfe, a single person.
72
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
July 15, July 22 and July 29, 2011
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
?,Aisa Marie Coyne Editor
SWORN TO AND SUBSCRIBED before me this
29 da of Jul 2011
Notary
NOTARIAL SEAL
DEBORAH A COLLINS
Notary Public
CARLISLE BOROUGH, CUMBERLAND COUNTY
My Commission Expires Apr 28, 2014
The Patriot-News Co.
2021) Technology Pkwy
Suite 300
Mechanicsburg, PA 17050
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE
PA 17013
i4ePatriot News
Now you know
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania. County of D13uphin} ss
Holly Blain being duly sworn according to law, deposes and says:
That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the
Township of Hampden, County of Cumberland, State of Pennsylvania, owner and oublisher of The Patriot-News and The Sunday
Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established PIlarch 4th, 1854, and September 18th, 1949,
respectively, and all have been continuously published ever since,
That the printed notice or publication which is securely attached hereto is Exactly as printed and published in their regular
daily and/or Sunday/ Community Weekly editions which appeared on the date(s) irdicated below. That neither she nor said
Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as
to the time, place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly author zed and empowered to verify this statement on
oetiali of The Patriot-News Lo. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally oy ti't'
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317.
PUBLICATION COPY
E WW- ? C1" 7bM
vrva Company,
Atly; C ? Q Won
Pher'k
"ILL With he bcein tract
or parcel o??rdo
thereon erect and improvements
Worntleysb situate in the Boro of
Pen' y lvania'Cumberland Count
articu- ?SM&d as full p It bounded and
BEGINNING ows, to wit
L. ata •
This std ran on the date(s) shown below:
07/15/11
07/22/1,
r 07/29/1
Pe ?Op ed8?... , „. ?.\ ., ?...1. ?... ... .
?U. eyed kIS? A, /
04
Unto Pie
67
Swon),, 41.iZA,te oefoF, me ?hi-s 18 day,,ofAugust, 2011 A D
f as??le ti
Point on the esterly
fth ? feetNorth of nd Street, which
the Northwesterly post is
corner
South 338 de ad µ'a?nut Streets; thence
the Easter 8 st,150 feet to a point on
along sate NLine of IM Alley Thence
minutes North West 50f31 deer 3d
30 minutes eel to a point, Thence
Westerly Line of East 150feet to a po of
Thence aloe fond Street aforesaid.
minutes Eas ?30 feet tSouth o 31 degrees 30
of beginning, a Point, the place
BEING
Second Premises know as No. 220 North
PARCEL No 47V1g Sgg urg Penna.
BEING the same re 154
E. Muihollan, a vidrnver. h.,_ David
otary Public
COMMCGNWEALIL ?1 Of: PENNSYLVANIA
rtlotarial ieai
terriE. Kisner, NOUI'y P4JNC
owe- Pax n Twp., auphtin Count%
My Carnrnisstori Explr=,?s Nov. 26, 2011
t4ent r, ?e 7 of N^tarl,<
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 10-7380 Civil
CIVIL, ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due EVERHOME MORTGAGE COMPANY FiK~'A
ALLIANCE MORTGAGE COMPANY Plaintiff (s)
From LISA G. WOLFE
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIP"PION .
12 i You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enji~ined from
paying an~~ debt to or for the account of the defendant (s) and from delivering any property of the defendant
(sl or otherwise disposing thereof;
(3) if property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than .a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount i)ue: 575,040.48 f.. L.:
Interest :1PRIL 2, 2011 TO MARCH b, 2013 TS $8,058.86
Attv`s Comm: °~& Due Prothy: $2.25
Ativ Paid: $945.41 Other Costs:
Plaintiff Paid:
J~~t~~~ 10%3I/12
David D. uell, Proth
(S€~~ I I By:
Deputy
Rl~:(1UivSTING PARTY:
Name: CHRISTOPHER A. DENARDO, ESQUIRE
Addres<:: SHAPIRO & DENARDO, LLC
3600 HORIZON DRIVE, SU[TE T50
KING OF PRUSSIA, PA 19406
Attorney I~~or: PLA[N'TTFF
7~elephone: 610-278-6800
Supreme Court IU No. 78447
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Caption:
Everhome Mortgage Company fka .Alliance
Mortgage Company
PLAINTIFF
vs.
Lisa
OConfessed Judgment
OOther
File No. ~ `2~_~
Amount Due $75,040.48
Interest April 2, 24ll to March 6, 2013 is
$8,058.86
G. 'V~'olfe -~ ~ "
Atty's Comm ~~_~_
Costs __ „•,~ ~~-,
~ m o ~ _._.
~~ ~ rrt_ ,
x x "~ -~ ~,
~_ ~ ~ i
DEFENDANT(S) ~ D~ ~, _=-~-Y
TO THE PROTHONOTARY OF THE SAID COURT: ~~ ~ ~-'E
~ ~; :~. ~.
r_~ ~;
~„c: -= _ ,
The undersigned hereby certifies that the below does not arise out of a retail insta1+~neq'bsa contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate origir~l pr-oceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs, upon
the following described property of the defendant(s)
See attached Legal Description
PRAECIPE FOR ATTACHEMENT EXECUTION
Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above,
directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
v
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
t ~,,.t . _
Date:_`_i $ ? `~ ~ ~ Signature: _ C_~~-----, ____
~~9. s6 ~~~
y~.oo c~
~3a a ~ ~, ,
~1'0~- DO '+ ,,.
/ ~ - ~ " ~~
1 y ~ ~~ ~ ,~~ ;,
a ~ ~G
~ ~
Print Name: Christopher A. DeNardo, Esquire
Address: 3600 Horizon Drive, Suir.e 150
King of Pnassia, PA 19406
Attorney for: Plaintiff
Supreme Court ID # PA Bar # ?844?
~~ Cf~ /yba28~$ ~- /~~~~7G3
~a a ~~ ~ a~lL
R a28
ALL that certain tract yr parcel of land with the buildings and improvements thereon erected,
situate in the Borough of Wormleysburg, Cumberland County, Pennsylvania, more particularly
bounded and described as follows, to wit:
BEGINNING at a point on the Westerly Line of North Second Street, which point. is 200 feet
North of the Northwesterly corner of Second and Walnut Streets; thence South 58 degrees West,
150 feet to a point on the Easterly Line of Hill Alley; Thence along same North 31 degrees 30
minutes West, SO feet to a point, Thence North 58 degrees 30 minutes East, 150 feet to a point on
the Westerly Line of Second Street aforesaid; Thence along same South 31 degrees 30 minutes
East, 30 feet to a point, the place of beginning.
BEING premises known as No. 220 Nvrth Second Street, Wormleysburg, Penna.
PARCEL No. 47-19-1588-154
BEING the same premises which David E. MulhoUan, a widower, by Deed dated 1~ebruary 20,
24, 1997 and recorded in the Cumberland County Recorder of Deeds Office on February 24,
1997 in Deed Book 153 page b77, granted and conveyed unto Lisa G. Wolfe, a single person.
VS.
Lisa G. Wolfe ~ NO: 10-7380
DEFF,NDANT
AFFIDAVIT PURSUANT TO RULE 3129.1
t;
.;~~ ~i ~i~ P~~UTE'~~d ~ ra.'~
~3i2 0CI 29 ~~ 41 ~ 03
t;U PENNS GV1~p~d A ~~Y
Everhome Mortgage Company flea Alliance COURT OF COMMON PLEAS
Mortgage Company ~ CIVIL DIVISION
PLAINTIFF ~ CUMBERLA,ND COUNT~~'
SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY LD. NO: PA Bar # 78447
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10~-038780
Everhome Mortgage Company fka Alliance Mortgage Company, Plaintiff in the above
action, sets forth, as of the date the praecipe for the writ of execution was filed, the following
information concerning the real property located at 220 N. 2nd Street, Wormleysburg, PA
17043.
Name and address of Owner(s) or Reputed Owner(s)
Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
2. Name and address of Defendant in the judgment:
Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
3. Narrte and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
Everhome Mortgage Company flea Alliance Mortgage Company
c/o Wells Fargo Bank, N.A. successor in interest to Wachovia Bank, N.A. fik/a First
union National Bank successor by merger to Corestates Bank successor by merger to
Meridian Bank
8100 Nations 'Way
Jacksonville, FL 32256
4. Narrte and address of the last recorded holder of every mortgage of record:
r
Everhome Mortgage Company fka Alliance Mortgage Company, Plaintiff
$100 Nations 'Way
Jacksonville, FL 32256
Department of Housing and Urban Development
2488 East 81st Street, Ste. 700
Tulsa, OK 74137
Department of Housing and Urban Development
Attention: Single Family Notes Branch
451 Seventh Street SW
Washington, I)C 20411
CCNB Bank NA
331 Bridge Street
New Cumberland, PA 17070
S. Name and address of every other person who has any record lien on the property:
Borough of Wormleysburg
20 Market Street
Wonnleysburg, PA 17043
PA Department of Revenue
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
h. Name and address of every other person who has any record interest in the property and
whose interest: maybe affected by the sale:
Cumberland County Domestic Relations
13 North Hanover Street
Carlisle, PA ] 7013
7. Name and address of every other person of whom the plaintiff has knowledge who has
any interest in the property which maybe affected by the sale:
TENANT OR OCCUPANT
220 N. 2nd Street
Wormleysburg, PA 17043
1 verify that the statements made in this affidavit are true and correct to the best of my
personal 'knowledge or information and belief. I understand that false statements herein are
made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
SHA~~~ eNARD(~, LLC
BY: ~ __ __ _
Christopher A. DeNardo, Esquire
10-0;8780
SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY I.D. NO: PA Bar # 78447
212 OCT 29 a~M 1 ~ ~ (~3
3600 HORIZON DRIVE, SUITE 150 CUM$ER~~NU LCU~Tv
KING OF PRUSSIA, PA 19406 PENNSYk.VANIA,
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance COURT OF COMMON PLEAS
Mortgage Company ~ CIVIL DIVISION
PLAINTIFF CUMBERLAND COUNTY
VS.
Lisa G. Wolfe ~ NC-: 10-7380
DEFENDANT
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Lisa G. Wolfe
220 N. 2nd Street
~'Vormleysburg, PA 17043
Your house (real estate) at:
220 N. 2nd Street, Wormleysburg, PA 17043
47-19-1588-154
is scheduled to be sold at Sheriffs Sale on March 6, 2013 at:
Cumberland County Sheriffs Office
1 Courthouse Square
Carlisle, PA 17013 Cumberland County Sheriffs Office
1 Courthouse Square
Carlisle, PA 17013
at t O:OOAM to enforce the court judgment of $75,040.48 obtained b}~ Everhome Mortgage
Company fka Alliance Mortgage Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay back to Everhome Mortgage Company fka Alliance
Mortgage Company the amount of the judgment: plus costs or' the back payments, late
charges, costs, and reasonable attorneys fees due. To find out how much you must pay,
you may call:(610)278-6800.
2. You maybe able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You maybe able to stop the sale through other legal proceedings.
4. You may need an attorney to assert your rights. The sooner you contact one, the more
chance you will have of stopping the sale. (See notice on page two of how to obtain an
attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE
OTHER RIGHTS EVEN IF THE SHERIFF'S SALF, DOES TAKE PLACE.
5. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder.. You
may find out the price bid by calling (610)278-6800.
6. You maybe able to petition the Court to set aside the sale if the bid price wc:rs grossly
inadequate compared to the value of your property.
7. The sale will go through only if the buyer pays the Sheriff the: full amount due in t:he sale.
To find out if this has happened you may call 717-240-6390.
8. If the amount due from the buyer is not paid to the Sheriff, you will remain. 'the owner of
the property as if the sale never happened.
9. You have a right to remain in the property until the full amount due is paid 'to the Sheriff
and the Sheriff gives a deed t:o the buyer. At that time, the buyer may bring legal
proceedings to evict you.
10. You maybe entitled to a share of the money, which was paid for your house, A schedule
of distribution of the money bid for your house will be filed by the Sheriff no later than
thirty days after the Sheriff Sale. This schedule will state who will be receiving the
money. The :money will be paid out in accordance with this schedule unless exceptions
{reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10)
days after the date of filing of said schedule.
1 L You may also have other rights and defenses or ways of getting your house back, i.f you
act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU
CAN GE'T LEGAL HELP.
Cumberland County Lawyer Referral Servnce
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
PURSUANT TO 'THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE
ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
10-038780
ALL that certain tract or parcel of land with the buildings and improvements thereon erected,
situate in the Borough of Wormleysburg, Cumberland County, Pennsylvania, more. particularly
bounded and described as follows, t:o wit:
BEGINNING at a point on the Westerly Line of North Second Street, which point is 200 feet
North of'the Northwesterly corner of Second and Walnut Streets; thence South 58 degrees West,
150 feet to a point on the Easterly Line of Hill Alley; Thence along same North 31 degrees 30
minutes West, 50 feet to a point, Thence North 58 degrees 30 minutes East, 150 feet to a point on
the Westerly Line of Second Street aforesaid; Thence along same South 31 degrees 30 minutes
East, 30 feet to a point, the place of beginning.
BEING premises known as No. 220 North Second Street, Wonnleysburg, Penna.
PARCEL No. 47-19-1588-154
BEING the same premises which David E. Mulhollan, a widower, by Deed dated ;February 20,
24, 1997 and recorded in the Cumberland County Recorder of Deeds Office on February 24,
1997 in Deed Book 153 page 677, ln-anted and conveyed unto Lisa (J. Wolfe, a single person.
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson :
Sheriff
�t�titr sit+�at�nt�r � P} t f1,
Jody S Smithy ,
Chief Deputy 4 4A 1G"JuL l f
Ate �
Richard W Stewart CUPIBERL
Solicitor OFFICE OF THE814ERIFF PE��S tip C'JU�d1 Y
L�gNIA
EverHome Mortgage Company
Case Number
vs.
Lisa G Wolfe 2010-7380
SHERIFF'S RETURN OF SERVICE
01/0412013 04:19 PM - Deputy Ryan Burgett, being duly sworn according to law, states service was performed by
posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the
above titled action, upon the property located at 220 N. 2nd Street, Wormleysburg, PA 17043,
Cumberland County.
01/18/2013 07:10 PM - Deputy Valerie Weary, being duly sworn according to law, served the requested Real Estate
Writ, Notice and Description, in the above titled action, by making known its contents and at the same
time personally handing a true copy to a person representing themselves to be the Defendant, to wit:
Lisa G Wolfe at 220 North 2nd Street, Wormleysburg Borough, Wormleysburg, PA 17043, Cumberland
County.
03/05/2013 As directed by Christopher Denardo,Attorney for the Plaintiff, Sheriffs Sale Continued to 5/1/2013
04/24/2013 As directed by Christopher Denardo,Attorney for the Plaintiff, Sheriffs Sale Continued to 7/10/2013
07/08/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed",
per letter of instruction from Attorney.
SHERIFF COST: $944.37 SO ANSWERS,
July 08, 2013 RON R ANDERSON, SHERIFF
(c)CountySuite Shenff,Teleosofl,Inc.
SHAPIRO &DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY I.D. NO: PA Bar# 78447
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S &D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance COURT OF COMMON PLEAS
Mortgage Company CIVIL DIVISION
PLAINTIFF CUMBERLAND COUNTY
VS.
Lisa G. Wolfe NO: 10-7380
DEFENDANT
AFFIDAVIT PURSUANT TO RULE 3129.1
Everhome Mortgage Company fka Alliance Mortgage Company, Plaintiff in the above
action, sets forth, as of the date the praecipe for the writ of execution was filed, the following
information concerning the real property located at 220 N. 2nd Street, Wormleysburg, PA
17043.
1. Name and address of Owner(s) or Reputed Owner(s)
Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
2. Name and address of Defendant in the judgment:
Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
3. Name and last known address of every judgment creditor whose judgment is a record lien
• on the real property to be sold:
Everhome Mortgage Company fka Alliance Mortgage Company
c/o Wells Fargo Bank,N.A. successor in interest to Wachovia Bank, N.A. f/k/a First
Union National Bank successor by merger to Corestates Bank successor by merger to
Meridian Bank
8100 Nations Way
Jacksonville, FL 32256
4. Name and address of the last recorded holder of every mortgage of record:
Everhome Mortgage Company flca Alliance Mortgage Company, Plaintiff
8100 Nations Way
Jacksonville, FL 32256
Department of Housing and Urban Development
2488 East 81st Street, Ste. 700
Tulsa, OK 74137
Department of Housing and Urban Development
Attention: Single Family Notes Branch
451 Seventh Street SW
Washington, DC 20411
CCNB Bank NA
331 Bridge Street
New Cumberland, PA 17070
5. Name and address of every other person who has any record lien on the property:
Borough of Wormleysburg
20 Market Street
Wormleysburg, PA 17043
PA Department of Revenue
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
6. Name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
Cumberland County Domestic Relations
13 North Hanover Street
Carlisle, PA 17013
7. Name and address of every other person of whom the plaintiff has knowledge who has
any interest in the property which may be affected by the sale:
TENANT OR OCCUPANT
220 N. 2nd Street
Wormleysburg, PA 17043
I verify that the statements made in this affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are
made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to
authorities.
SHA�--C�DeNARDO, LLC
BY: �-..�
Christopher A. DeNardo, Esquire
i
10-038780
i
is m
SHAPIRO &DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE
ATTORNEY I.D. NO: PA Bar#78447
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S &D FILE NO. 10-038780
Everhome Mortgage Company fka Alliance COURT OF COMMON PLEAS
Mortgage Company CIVIL DIVISION
PLAINTIFF CUMBERLAND COUNTY
VS.
Lisa G. Wolfe NO: 10-7380
DEFENDANT
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY .
TO: Lisa G. Wolfe
220 N. 2nd Street
Wormleysburg, PA 17043
Your house (real estate) at:
220 N. 2nd Street, Worndeysburg, PA 17043
47-19-1588-154
is scheduled to be sold at Sheriffs Sale on March 6, 2013 at:
Cumberland County Sheriffs Office
I Courthouse Square
Carlisle, PA 17013 Cumberland County Sheriffs Office
I Courthouse Square
Carlisle, PA 17013
at 10:OOAM to enforce the court judgment of$75,040.48 obtained by Everhome Mortgage
Company fka Alliance Mortgage Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
I The sale will be cancelled if you pay back to Everhome Mortgage Company fka Alliance
Mortgage Company the amount of the judgment plus costs or the back payments, late
charges, costs, and reasonable attorneys fees due. To find out how much you must pay,
you may call:(610)278-6800.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may be able to stop the sale through other legal proceedings.
4. You may need an attorney to assert your rights. The sooner you contact one,the more
chance you will have of stopping the sale. (See notice on page two of how to obtain an
attorney.)
iw
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE
OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
5. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You
may find out the price bid by calling(610)278-6800.
6. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
7. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale.
To find out if this has happened you may call 717-240-6390.
8. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of
the property as if the sale never happened.
9. You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal
proceedings to evict you.
10. You may be entitled to a share of the money, which was paid for your house. A schedule
of distribution of the money bid for your house will be filed by the Sheriff no later than
thirty days after the Sheriff Sale. This schedule will state who will be receiving the
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten(10)
days after the date of filing of said schedule.
11. You may also have other rights and defenses or ways of getting your house back, if you
act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
Cumberland County Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE
ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
1 0-038780
ALL that certain tract or parcel of land with the buildings and improvements thereon erected,
situate in the Borough of Wormleysburg, Cumberland County, Pennsylvania, more particularly
bounded and described as follows, to wit:
BEGINNING at a point on the Westerly Line of North Second Street, which point is 200 feet
North of the Northwesterly corner of Second and Walnut Streets; thence South 58 degrees West,
150 feet to a point on the Easterly Line of Hill Alley; Thence along same North 31 degrees 30
minutes West, 50 feet to a point, Thence North 58 degrees 30 minutes East, 150 feet to a point on
the Westerly Line of Second Street aforesaid; Thence along same South 31 degrees 30 minutes
East, 30 feet to a point, the place of beginning.
BEING premises known as No. 220 North Second Street, Wormleysburg, Penna.
PARCEL No. 47-19-1588-154
BEING the same premises which David E. Mulhollan, a widower,by Deed dated February 20,
24, 1997 and recorded in the Cumberland County Recorder of Deeds Office on February 24,
1997 in Deed Book 153 page 677, granted and conveyed unto Lisa G. Wolfe, a single person.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO. 10-7380 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION—LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due EVERHOME MORTGAGE COMPANY F/K/A
ALLIANCE MORTGAGE COMPANY Plaintiff(s)
From LISA G.WOLFE
(1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL
DESCRIPTION .
(2) You are also directed to attach the property of the defendant(s)not levied upon in the possession
of
GARNISHEE(S)as follows:
and to notify the gamishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant
(s)or otherwise disposing thereof,
(3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due: $75,040.48 L.L.:
Interest APRIL 2,2011 TO MARCH 6,2013 IS$8,058.86
Atty's Comm: % Due Prothy: $2.25
Atty Paid: $945.41 Other Costs:
Plaintiff Paid:
Date: 1 0/-'9/12 710yd TY—R)e 1
David . Buell,Pro h tary
(Seal) By:
Deputy
REQUESTING PARTY:
Name: CHRISTOPHER A.DENARDO,ESQUIRE
Address: SHAPIRO&DENARDO,LLC
3600 HORIZON DRIVE,SUITE 150
KING OF PRUSSIA,PA 19406
Attorney for: PLAINTIFF
Telephone: 610-278-6800
Supreme Court ID No. 78447
TRUE COPY(FROM RECORD
in Testimony whereof,l here unto set my hand
and the sea'bf said Cou. at C Aisle, Pa.
This 0 day of�,20 /02
Pr thonotary
On October 31, 2012 the Sheriff levied upon the
defendant's interest in the real property situated in
Wormleysburg Borough, Cumberland County, PA,
Known and numbered as, 220 N. 2nd Street,
Wormleysburg, more fully described on Exhibit
"A" filed with this writ and by this reference
incorporated herein.
Date: October 31, 2012
By:
IL
Rea Estate Coordinator
L I :Z d l - AON Z I OZ
�0 -D �`�'
CUMBERLAND LAW JOURNAL
Writ No. 2010-7380 Civil
EverHome Mortgage Company
VS.
Lisa G.Wolfe
Atty.: Christopher DeNardo
ALL that certain tract or parcel of
land with the buildings and improve-
ments thereon erected,situate in the
Borough of Wormleysburg,Cumber-
land County, Pennsylvania, more
particularly bounded and described
as follows,to wit:
BEGINNING at a point on the
Westerly Line of North Second Street,
which point is 200 feet North of the
Northwesterly comer of Second and
Walnut Streets; thence South 58
degrees West, 150 feet to a point
on the Easterly Line of Hill Alley;
Thence along same North 31 degrees
30 minutes West, 50 feet to a point,
Thence North 58 degrees 30 minutes
East, 150 feet to a point on the West-
erly Line of Second Street aforesaid;
Thence along same South 3l degrees
30 minutes East, 30 feet to a point,
the place of beginning.
BEING premises known as No.
220 North Second Street,Wormleys-
burg,Penna.
PARCEL No.47-19-1588-154.
BEING the same premises which
David E. Mulhollan, a widower, by
Deed dated February 20, 24, 1997
and recorded in the Cumberland
County Recorder of Deeds Office on
February 24, 1997 in Deed Book 153
page 677,granted and conveyed unto
Lisa G.Wolfe, a single person.
110
5f
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
. ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
January 25, February 1, and February 8, 2013
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time,place and character of publication are true.
I�isa Marie Co e, Editor
SWORN TO AND SUBSCRIBED before me this
8 da y of February, 2013
Notary
NOTARIAL SEAL
DEBORAH A COLLINS
Notary Public
CARLISLE BOROUGH,CUMBERLAND COUNTY
My Commission Expires Apr 28,2014
The Patriot-News Co.
2020.Technology Pkwy
Suite 300 the Patr1*otwXews
Mechanicsburg, PA 17050 Now you know
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE PA 17013
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin) ss
Marianne Miller, being duly sworn according to law, deposes and says:
That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania,with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the
Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday
Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949,
respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said
Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as
to the time, place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317.
PUBLICATION COPY This ad ran on the date(s)shown below:
01/22/13
2010-7380 Civil 01129113
EverHorne Mortgage C rnpany 02105113
Vs
Lisa G Woffe
MY: Christopher Denardo
. . . . . . . . . . . . . . . . . . . . . . .
ALL that certain tract or parcel of land
with the buildings and improvements
thereon erected, situate in the Borough- Sworn to and ;ubscribed before me 14 day of February, 2013 A.D.
of Wormleysburg, Cumberland County,
Pennsylvania, more particularly bounded
and described as follows,to wit: L�Ac\l �_u ;T' I &
BEGINNING at a point on the Westerly ml'a
is Line of North Second Street which point is �Not Li6lic
200 feet North of the Northwesterly comer
of Second and Walnut Streets;thence South
58 degrees West,150 feet to a point on the
Easterly We of Hill Alley,Thence along
same North 31 degrees 30 minutes West, COMMONWEA OF PENNSYLVANIA
50 feet to a point,Thence North 58 degrees Notarial Seal
30 minutes East,150 feet to a point on the Holly Lynn Warfel,Notary Public
Westerly Line of S--_md Strel aforesaid; Washington Twp.,Dauphin County
Thence along same South 31degrees 30 My Commission Expires Dec.12,2016
minutes IR .. __ MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES
SHAPIRO & DeNARDO, LLC
BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447
CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403
KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D. NO. 310530
3600 HORIZON DRIVE, SUITE 150
KING OF PRUSSIA, PA 19406
TELEPHONE: (610)278-6800
S & D FILE NO. 10-038780
Everhome Mortgage Company flea Alliance ; COURT OF COMMON PLEASE _
Mortgage Company CIVIL DIVISION M C=
PLAINTIFF CUMBERLAND COUNTY f '
T
VS. NO: 10-7380
CD
Lisa G. Wolfe :._ ,'
DEFENDANT c`rv7.
SUGGESTION OF BANKRUPTCY
TO THE PROTHONOTARY:
It is hereby suggested of record that Lisa G. Wolfe Defendant in the above captioned case
has filed Bankruptcy under Chapter BK 13,under Docket No. 13-01082 on March 4, 2013, in
the Middle District of Pennsylvania and the above captioned Action in Mortgage Foreclosure is
accordingly stayed during the pendency of the Bankruptcy.
SHAPIRO & elf'ARD.O, LLC .
Date: T-Q'�J BY:
Attorneys for Plaintiff