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HomeMy WebLinkAbout12-02-10IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION = x., ~ ~ _ o fir `'."~ IN RE: MARCELLA P. SIEMON ~~ rn ~ t~: ;:. ~ , RESTATEMENT OF TRUST O.C. No. ~1- W ~SU~ ~ ~ ~-, ~~ t7 C~ -,-i ~ ~ ,-~ PETITION BY BENEFICIARY OF A TRUST FOR AN _~°.., w ` `= M ACCOUNTING OF THE TRUST UNDER THE PENNSYLVANIA UI~FORM w -~ c.~ -~-? o TRUST ACT (20 PA.C.S.A. &7780) NOW COMES Petitioner, Diane M. Burgraff, by and through her attorney, Shaun E. O'Toole, and files the following Petition by Beneficiary of a Trust for an Accounting of the Trust Under the Pennsylvania Uniform Trust Act (20 Pa.C.S.A. §7780), and states as follows: On or about January 22, 2008, Marcella P. Siemon ("Decedent") executed the Marcella P. Siemon Revocable Living Trust. 2. On or about June 25, 2008, Decedent executed the Marcella P. Siemon Restatement of Trust ("Restated Trust"), amending and restating the Marcella P. Siemon Revocable Living Trust. A copy of the Restated Trust is attached as Exhibit "A." 3. The Restated Trust provides that Decedent and her son, Edward A. Siemon, III ("Edward"), are the initial trustees of the trust and upon Decedent's death, Edward is to serve as the sole trustee of the Restated Trust. 4. Decedent passed away April 25, 2010, with her principal residence at 859 Hilltop Road, Lemoyne, Cumberland County, Pennsylvania at which time Edward because the sole Trustee of the Restated Trust. 5. Petitioner is Decedent's daughter and resides at 19 Westwind Drive, Lemoyne, Cumberland County, Pennsylvania. I~1[ARC~I,I,A P. SIEl~[®1®T I~~S~°ATE~~~TT ®~ TR~J~~ FIRST: This Amendment and Restatement of Trust refers to the revocable trust agreement executed by MARCELLA P. SIEMON as the Settlor and MARCELLA P. SIEMON and EDWARD A. SIEMON, III as Trustees, which agreement is known as the MARCELLA P. SIEMON REVOCABLE LIVING TRUST dated January 29, 2008. This trust has not been subsequently revoked or amended. SECOND: Article II of said trust agreement reserves to the Settlor the right to amend, modify, alter, revoke or terminate the trust at any time in whole or in part. THIIZD: I, MARCELLA P. SIEMON, the Settlor, hereby revoke all articles of said trust in their entirety and Amend and Restate my Trust Agreement as follows: ARTICLE FIRST GENERAL PROVISIONS A. Name of Trust. This trust shall be known as the "MARCELLA P. SIEMON LIVING TRUST" and it shall be sufficient that it be referred to as such in any deed, assignment, bequest or devise. B. Trust Estate. All assets, real or personal, as the Trustee may at any time or from time to time hold or acquire whether in the name of the trust or in the name of the Trustee, shall comprise the trust estate. All of Settlor's jointly held property, if any, transferred to this trust, and the proceeds of all such property, shall remain jointly held property, subject to the provisions of this agreement. All of the individually owned property of the Settlor transferred to the trust and the proceeds of all such property, shall remain the property of the Settlor. Settlor, or any other person with the consent of the Trustee, may add to the principal of this trust by deed or will or otherwise. All property transferred to our trust and not disclaimed by the Trustee shall be held, administered and distributed according to the terms of this agreement. aoos2i-t C. Revocable Livin Trust. This trust agreement creates a revocable living trust. D. Definitions and Interpretations. The term "child" means a natural blood descendant to the first degree of a designated person. In addition, a person who is adopted prior to attaining the age of eighteen (18) years shall be deemed to be the "child" of the adopting parent(s): a person conceived by means of in vitro fertilization or artificial insemination shall be deemed to be the "child" of my descendant who is a biological parent or whose spouse is a biological parent; and a person born out of wedlock shall be deemed to be the "child" of the natural mother and, if the natural father acknowledges paternity, of the natural father. The term "children" shall mean more than one "child". 2. The term "issue" means the lawful blood descendants of any degree of the party designated; provided that any person who is a child of a lineal descendant of the party designated and the lineal descendants of such person shall be lineal descendants of the party designated. The terms "child," "children," "issue," "descendant," and "descendants" or those terms preceded by the terms "living" or "then-living" shall include the lawful blood descendants in the first degree of the pazent designated even though such descendant is born after the death of such pazent. 3. When a distribution is to be made to the issue of a designated person "per stirpes", the property to be distributed shall be divided into as many equal shazes as there aze then-living children of such beneficiary and deceased children of such beneficiary who left then-living descendants. Each then- living child of the beneficiary shall receive one shaze and the share that is allocated to each deceased child of the beneficiary shall be divided equally among such deceased child's then-living descendants. 4. The term "education" means technical, preparatory, college, graduate and professional education while enrolled in good standing in a recognized educational institution. 5. The term "adult" means a person who has attained twenty-one (21) years of age and the term "minor" means a person who is not an adult. 6. The term "personal representative" shall mean Trustee, executor, executrix, administrator, administratrix, conservator, guardian, custodian or any other type of personal representative. 400821-1 Z 7. References to a "Code Section" mean the specified section of the Internal Revenue Code of 1986, as amended, or the corresponding provisions of any future United States internal revenue law. 8. At any particular time with respect to any trust, the phrase "trust estate" means the assets then constituting the principal, including any accumulated income, and any undistributed income. 9. The singular includes the plural and the plural includes the singular; the masculine, feminine and neuter genders shall each be deemed to include the other two. 10. The headings, titles and subtitles in this trust have been inserted solely for convenient reference and shall be ignored in its construction. 11. For all purposes under this agreement a person shall be deemed disabled, incompetent or legally incapacitated if and so long as a guardian or conservator of his or her person or estate duly appointed by a court of competent jurisdiction continues to serve, or upon certification by two licensed physicians that such person is unable properly to care for his or her person or property. ARTICLE SECOND SETTLORS' LIFETIME RIGHTS A. Right to Income and Principal. During the Settlor's lifetime, to pay to her the net income therefrom and so much of the principal as shall be requested by Settlor or as the Trustee in their discretion from time to time deem advisable for Settlor's support to maintain her in the standard of living to which Settlor was accustomed at the creation of the trust. If Settlor is, in the opinion of the Trustee, disabled by reason of age, illness or any other cause, the Trustee shall apply for the Settlor's benefit so much of the net income and principal of this trust as Trustee, may from time to time deem advisable for Settlor's support to maintain Settlor in the standard of living to which Settlor was accustomed at creation of this trust. B. Rieht To Revoke Agreement. Settlor, while legally competent, shall have the right to revoke or terminate this trust or any separate trusts created under this agreement at any time. Any revocation of this trust agreement must be delivered to the Trustee in writing. The power to revoke or terminate this trust is personal to the Settlor and may not be exercised by any other person or entity. 400821-1 3 After any revocation or termination of any trust created by this agreement the Trustee shall promptly deliver the designated trust property to the Settlor, MARCELLA P. SIEMON. The Trustee shall be entitled to retain sufficient assets to reasonably secure the payment of liabilities Trustee has lawfully incurred in administering the trust and any fees that have been earned by my Trustee until such time as those liabilities have been discharged and fees paid, unless I indemnify the Trustee against loss or expense. C. Direction of Investments. Settlor shall have the right to direct investments of trust property including the investment, retention, encumbrance, sale or disposition of trust funds in specified securities, properties or other forms of investments. D. Settlor/Trustee Bank Accounts. It is contemplated that Settlor may establish a joint bank account or accounts with the Trustee and create powers of attorney in respect thereof in other persons. Deposits from time to time made by me or other authorized persons into such accounts shall constitute transfers to the trust estate and withdrawals therefrom which may be made without the co-signature of my Trustee shall constitute withdrawals from the trust estate. However, my capacity and other authorized persons with respect to any such account shall be that of nominee of my Trustee and not co- owner. At any given time the trust estate shall include the then balance of such account. E. Right to Amend A~r'eement Settlor, while legally competent, shall have the right to amend, modify or alter this trust or any separate trusts created under this agreement at any time in whole or in part provided that the duties, powers and liabilities of the Trustee shall not be changed without the Trustee's written consent. Any amendment of this trust agreement must be delivered to the Trustee in writing. The power to amend this trust is personal to the Settlor and may not be exercised by any other person or entity. After my death, this trust or any trust created by this agreement shall be in'evocable and not subject to amendment. ARTICLE THIRD DISPOSITIVE PROVISIONS A. Division and Distribution of the Trust Estate. Upon my death, my Trustee shall hold, administer, invest, reinvest and distribute my trust estate for the benefit of my below designated beneficiaries as follows: 1. Lifetime Treatment Gifts and Loans. During my lifetime I have made numerous gifts and loans to my children. I have endeavored to be as fair as possible to each of them and have provided various gifts, loans and trips to each and or both of my children although such treatment has not always been exactly equal. I also greatly appreciate my son living with me at my home, which has provided to me companionship and permitted me to continue to live at home as opposed to relocating to a retirement aoos2i-i a community or assisted living facility. Furthermore, his assistance with my investments has grown my investment account far more than any loan/gift I may have made to him during my lifetime. Accordingly, it is my express intention that any treatment I may have given to either of my children (including but not limited to gifts, loans, trips, education, etc.) during my lifetime, shall not be considered in the distribution of my estate or in any scheme of equalization of shares. Furthermore, I specifically forgive any loans I may have made to either of my children during my lifetime, and such loans shall be not be considered in the distribution of my estate. 2. Life Estate in Real Property. I give to my son, EDWARD A. SIEMON, III, a life estate in that real property known and numbered as 540 Brentwater Road, Camp Hill, Pennsylvania, 17011, together with all policies of insurance on said real property, without liability for waste, for his life so long as he desires to use such premises as a home and pays all costs of maintenance thereof, including taxes, assessments, insurance and ordinary repairs, said property to be insured in a reasonable amount insuring the interest in the remaindennan as well as himself. Upon the death of my son, or at such prior time as he no longer uses said premises as a home for himself, I direct my Trustee to distribute said real property with the balance of my trust estate according to the provisions that follow. 3. Trust for Animal Care. It is my desire to create a trust for the care of my animals in accordance with 20 PA.C.S.A. §7738. Accordingly, I direct my Trustee to hold in separate trust for the benefit of the following animals which are living during my lifetime and which survive me; the sum of cash of $25,000 to be used for my dogs and cats, and the cash sum of $5,000 to be used for the cats kept by my daughter, Diane Burgraff and the cash sum of $5,000 for the cats kept by my son, Edward A. Siemon, III. My Trustee may expend income and principal for the health and welfare of these animals and to the extend income is not expended it shall be added to the principal of the trust. Upon the death of the last surviving animal, this trust shall terminate and I direct my Trustee to distribute the balance of the trust estate according to the provisions that follow. 4. Specific Distributions of Trust Property. My Trustee shall make the following specific distnbutions of trust property to the following designated beneficiaries as a portion of their share of my Trust Estate under paragraph A.6. of this Article as follows: a. To my son, EDWARD A. SIEMON, III, my husband's diamond ring, which is being held in safekeeping by my daughter, Diane Burgraff; and b. To my son, EDWARD A. SIEMON, III, the large flat screen television; and c. To my daughter, DIANE BURGRAFF, all of my jewelry; and d. To my daughter, DIANE BURGRAFF, the televisions in the kitchen and my bedroom together with any furniture which my daughter had given to me during my lifetime. 40082 I - t 5 In the event a beneficiary designated above fails to survive me, such beneficiary's gift under this paragraph shall lapse and shall pass with the balance of my trust estate according to the provisions that follow. 5. Distribution of Balance of Personal Pro ert My Trustee shall distribute the balance of my tangible personal property to my beneficiaries under paragraph A.6. of this Article as follows: a. All items of tangible personal property shall be inventoried and a valued at a fair market value. b. I may leave a Memorandum listing some of the items of my tangible personal property which I wish certain persons to have and request that my wishes as set forth in the Memorandum be observed by my Trustee. Any items of tangible personal property not so designated shall be divided and distributed among my beneficiaries as follows: c. Each of my beneficiaries may select one item, in rotation, in order determined by lot, until such time at which the items chosen by that beneficiary reach such beneficiary's proportionate share of the total value of the trust estate, or until such time as the beneficiary wishes to make no further selections d. Any items not selected shall be sold and the net proceeds shall pass with the balance of my trust property under paragraph A.6. of this Article. e. To the extent my beneficiaries are unable to agree, the decision as to what may constitute "one item" for purposes of this selection shall be made by my Trustee. f. Any disputes concerning this method of allocation shall be resolved by my Trustee in my Trustee's sole discretion or when more than one Trustee is acting, by a majority vote of my Trustees. 6. Distribution of Balance of Trust Estate. My Trustee shall divide all trust property not previously distributed into sepazate shares of equal market value being one share for each of my children EDWARD A. SIEMON, III and DIA~~ BURGRAFF, and shall administer, hold and distribute such shazes as follows: 7. Distribution for EDWARD A. SIEMON III. My Trustee shall distribute, free of the trust, as much of accumulated net income and principal of this trust share to my son, EDWARD A. SIEMON, III, as he may from time to time request in a writing directed to my Trustee, up to and including his entire trust shaze. In the event my son is mentally disabled or legally incompetent as defined under Article Two, my Trustee may pay to or apply for the benefit of my son, so much of the net income and principal of his trust shaze as my Trustee in its discretion deems advisable for my son's education, health, maintenance and support, considering all other sources of income and resources available to my son and known to my Trustee. Should EDWARD A. SIEMON, III die before the complete distribution of his trust share, his trust share shall terminate and my Trustee shall distribute the balance of the trust property to my daughter, DIANE BURGRAFF or in the aooa2 t - ~ event she fails to so survive then to my ultimate beneficiaries under paragraph A.9. of this Article, below. 8. Distribution for DIANE BURGR.AFF. My Trustee shall distribute, free of the trust, as much of accumulated net income and principal of this trust share to my daughter, DIANE BURGRAFF, as she may from time to time request in a writing directed to my Trustee, up to and including her entire trust share. In the event my daughter is mentally disabled or legally incompetent as defined under Article Two, my Trustee may pay to or apply for the benefit of my daughter, so much of the net income and principal of her trust share as my Trustee in its discretion deems advisable for my daughter's education, health, maintenance and support, considering all other sources of income and resources available to my daughter and known to my Trustee. Should DIANE BURGRAFF die before the complete distribution of her trust share, her trust share shall terminate and my Trustee shall distribute the balance of the trust property to my son, EDWARD A. SIEMON, III or in the event he fails to so survive then to my ultimate beneficiaries under paragraph A.9. of this Article, below. 9. Ultimate Beneficiaries. In the event neither of my children survive the complete distribution of my trust estate, I direct that upon the death of the survivor of myself, the Settlor, my son, Edward A. Siemon, III and my daughter, Diane Burgraff, this trust shall terminate and my Trustee to distribute the balance of my trust estate to those local tax qualified charities of my Trustee's choosing whose mission is to care for, support, aid and rescue pets and similar animals. ARTICLE SIXTH TRUSTEES A. I appoint myself, MARCELLA P. SIEMON, and my son, EDWA~ p. SIEMON, III as the initial Trustees on the trust creation date. B. If at any time the Settlor is serving as a co-Trustee under this agreement, each acting Trustee may make decisions and bind the trust in exercise of all powers and discretions granted to them under this agreement without the consent of any other Trustee. C. Upon the death of the Settlor, MARCELLA P. SIEMON, my son, EDWARD A. SIEMON, shall serve as Trustee. In the event my son is unable or unwilling to serve or to continue to serve as Trustee my attorney, ROBERT P. GRUBB, ESQUIRE, shall serve as Trustee. D. Unless otherwise provided for under this Article Fourth, the last named and acting named successor Trustee shall have the limited power to nominate his or her successor Trustee and in the event the named successor Trustee should cease to act as Trustee aoosz i-i ~ without having designated a successor, then a majority of the beneficiaries then-eligible to receive distributions of income or principal under this agreement or their legal representatives shall appoint a successor Trustee. If any trust existing under this agreement lacks a Trustee and no successor is appointed pursuant to this Section, the vacancy shall be filled by a court of competent jurisdiction. E. Notwithstanding Section B of this Article, if at any time there aze two or more Trustees serving under this agreement, none of whom are the Settlor, they shall act by majority vote and any exercise of a power or discretion by a majority of the Trustees shall have the same effect as an exercise by all of them. F. Notwithstanding any other provision of this agreement, any one or more of the co- Trustees serving under this agreement may from time to time delegate to another co- Trustee or co-Trustees routine acts of trust administration. G. No Trustee under this agreement shall be required to post any bond for the faithful performance of its responsibilities. H. My Trustee under this agreement shall be entitled to reasonable compensation for the performance of its functions hereunder payable without a court order. In calculating the amount of compensation customary charges for similaz services in the same geographic azea for the same time period shall be used as guidelines. Should a corporate trustee be acting, compensation shall be in accordance with its standard schedule of fees in effect from time to time during the period over which its services are performed. I. Any corporate successor to the trust business of any corporate Trustee named under this agreement or acting hereunder shall succeed to the capacity of its predecessor without reconveyance or transfer of trust property. J. Notwithstanding any language purporting to confer absolute, sole or unrestricted discretion on my Trustee, in exercising any discretionary power with respect to this trust, my Trustee shall at all times act in accordance with fiduciary principals and shall not act in bad faith or in disregard of the purposes of this trust. K. Notwithstanding any other provision in this trust agreement, no individual Trustee who is also a beneficiary hereunder shall have any right, power, duty or discretion concerning this trust if such right, power, duty or discretion conferred upon such Trustee under this trust agreement is determined to be a general power of appointment under I.R.C. Section 2041 or 2514, which would cause any assets of the Trust to be included in the estate of such Trustee-beneficiary. Any such right, power, duty or discretion with such effect shall be null and void with respect to such Trustee-beneficiary. No Trustee who is under a legal obligation to any beneficiary of this trust or other person shall under any circumstance partake in any decisions relating to any discretionary distributions of 400821-1 8 income or principal of this trust which can be used for any such legal obligation to any such beneficiary or other person. ARTICLE SEVENTH TRUSTEE POWERS My Trustee shall have the following powers in addition to those vested in it by law and by other provisions of this trust, applicable to all property, whether principal or income, exercisable without court approval, and effective until actual distribution of all property: A. To retain any or all of the assets of the trust, real or personal, including any shares of stock or other securities Settlor may own of the corporate Trustee or its successor, or of a holding company controlling Trustee or its successor, without restriction to investments authorized for Pennsylvania fiduciaries, as it deems proper, without regard to any principal of diversification of risk. My Trustee in my Trustee's sole discretion is specifically authorized to either liquidate the Hilltop Road property or may retain such property to maximize my investment in such property for the benefit of my beneficaries. B. To invest in all forms of property (including stock or other securities of Trustee or its successor, or of a holding company controlling Trustee or its successor, and common trust funds and mortgage investment funds whether maintained by the corporate Trustee or its successor or others), without restriction to investments authorized for Pennsylvania fiduciaries, as they deem proper, without regazd to any principal of diversification or risk. C. To borrow funds from any person including my Trustee, guarantee indebtedness or indemnify others in the name of the trust and to secure any such obligation by mortgage, pledge, security interest or other encumbrance and to renew, extend or modify any such obligation for a term within or extending beyond the administration of the term of the trust. No lender shall be bound to see to or be liable for the application of the proceeds of any obligation and my Trustee shall not be personally liable for any obligation. D. To sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, at such prices and upon such terms or conditions as it deems proper. E. To allocate receipts and expenses to principal or income or partly to each as Trustees from time to time think proper in their sole discretion but in no event shall the income of the marital deduction trust under Article Third be reduced by the exercise of this power. 400821-I 9 F. To lend to, or purchase from, Settlor's executor, even though any Trustee is also such executor. G. To hold property in the name of Settlor, or in its name without designation of any fiduciary capacity, or in the name of a nominee, or unregistered. H. Settlor specifically authorizes Trustee to transfer assets to itself as Trustee by exercise of any power of attorney granted by Settlor to Trustee, such assets so transferred to be held IN TRUST under the terms of this trust. I. Trustee is authorized to invest in U.S. Treasury Bonds redeemable at par in payment of Federal estate tax and Trustee is directed either to use all such bonds held by the trust at Settlor's death to pay Federal estate tax in Settlor's estate to the fullest extent possible or to deliver to the personal representative of Settlor's estate after Settlor's death all such bonds held by this trust at Settlor's death for use by the personal representative to the fullest extent possible in payment of the Federal estate tax in Settlor's estate. No reimbursement shall be due from Settlor's estate to this trust for the bonds so used or distributed and provided herein. Trustee is further authorized to borrow monies to acquire such bonds. J. To contract with and arrange for Settlor's entrance to any hospital, nursing home, health center, convalescent home, residential care facility, or similar institution, to authorize medical, therapeutical and surgical procedures for Settlor, and to pay all bills in connection therewith. K. Should the principal of any trust herein provided for be or become too small in the discretion of the Trustee so as to make establishment or continuance of the trust inadvisable, the Trustee may make immediate distribution of the then-remaining principal and any accumulated or undistributed income outright to the person or persons and in the proportions they are then entitled to income. Upon such ternunation, the rights of all persons who might otherwise have an interest as succeeding income beneficiary or in remainder shall cease. ARTICLE EIGHTH MISCELLANEOUS A. Estate Expenses. My Trustee shall have the power, but not the duty, to make such expenditures out of this trust as they, in their uncontrolled discretion, may consider desirable in order to facilitate the settlement of Settlor's estate. In exercising such power, Trustee may pay, in whole or in part, by way of example and not by way of limitation, any or all of the following items: 1) The expenses of Settlor's last illness and burial, 4UU821-1 l0 including cost of gravemarker: 2) her debts; 3) her income taxes; 4) the death taxes on any and all property included in her gross estate for tax purposes; 5) the cost of shipping and transporting tangible personal property which is distributed in-kind to any m beneficiaries; 6) the ordinary and ongoing expenses of maintaining my Hilltop Road residence for the benefit of my son until such time as the then current tenants have vacated the Brentwater Road property and he has a reasonable amount of time to clean, repair and relocate to such residence in keeping with Article Third, paragraph A.2.; and 7) all other items in connection with the settlement of his estate. Any such items may be paid directly by Trustee, or the funds for their payment may be transfer ed to Settlor's executor or administrator; and neither such executor or administrator nor any beneficiary of Settlor's estate shall be required to reimburse Trustees for any funds so paid. For the information of my Trustee and Personal Representative, Ihave made arrangements for the final disposition and internment of my bodily remains at Rolling Green Cemetery and direct my Trustee to carry out my wishes. B. Spendthrift Protection. Neither the principal not the income of any trust created or contained under this agreement shall be liable for the debts of a beneficiary nor shall the same be subject to seizure by any creditor of any beneficiary under any lien or proceeding at law or equity. Except to the extent otherwise expressly provided in this agreement, no beneficiary shall have authority or power to sell, assign, transfer, encumber or in any manner to anticipate or dispose of a beneficial interest whether income or principal. The limitations herein shall not restrict the exercise of any power of appointment or the right to disclaim by any beneficiary. C. Income and Principal Pavments. All payments of income or principal shall be made in such of the following ways as my Trustee determines appropriate: 1. To each respective beneficiary in person upon his or her personal receipt; 2. Deposited in any bank to the credit of such beneficiary in any amount carried in his or her name jointly with another or others; 3. To the parent or legal representative of the beneficiary; 4. To a Custodian under a Uniform Transfers to Minors Act selected by the Trustee for such period of time under applicable law as our Trustee determines appropriate; 5. To some near relative, friend or institution having primary responsibility for the care and custody of the beneficiary; 6. By the Trustee using such payment directly for the benefit of such beneficiary; or 7. To the Trustee of any revocable trust of which the beneficiary is the Settlor. D. Merger of Trusts. My Trustee may at any time after my death merge any separate trust held hereunder with any other separate trust held by my Trustee under Agreement with Settlor or under her Last Will, if the terms of the trusts are then substantially similar and held for the primary benefit of the same persons. 40082 l - ( ~ ~ E. No-Contest Clause. If any person or entity, other than the Settlor, or in conjunction with any other person or entity, directly or indirectly, contests in any court the validity of this trust agreement, including any amendments thereto, then the right of that person or entity to take any interest in the trust property shall cease, and that person (and his or her descendants) or entity shall be deemed to have predeceased me. F. Severability. Should any of the provisions of this agreement be for any reason declared invalid, such invalidity shall not affect any of the other provisions of this agreement and all invalid provisions shall be wholly disregarded in interpreting this agreement. G. Trust Situs and Applicable Law. The situs of this trust for administrative and accounting purposes shall be in the County of Cumberland, Commonwealth of Pennsylvania. The laws of the Commonwealth of Pennsylvania shall at all times govern the construction, validity, and effect of this Trust Agreement and the administration of the trust hereby created. H. Bindin Effect. This Trust Agreement extends to and is binding upon the personal representatives, successors and assigns of the Trustee and Settlor. I, MARCELLA P. SIEMON, the Settlor, certify that I have read the foregoing Amendment and Restatement to my revocable living trust agreement, and that it correctly states the changes I desire to make in my trust. I approve this amendment and restatement to my revocable living trust in all particulars, and request my Trustee(s) to execute it. I have executed this Amendment and Restatement of Trust on June 25, 2008. ~' - MARCELLA P. SIEMON, Settlor 400821-I l2 Acceptance by Trustee(s) The foregoing Amendment and Restatement of Trust was delivered, and is hereb accepted by the Trustee(s) on June 25, 2008. Y } 1 Q~ ` , ) MARCELLA P. SIEMON, Trustee EDWARD A M ,III, Trustee COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN ~ ss: On June 25, 2008 before me, the undersigned officer, personally appeared, MARCELLA P. SIEMON as Settlor and as Trustee and EDW whose name is subscribed to the within instrument executed theme same, S dM~a said person acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and official seal. Notary public COMMONWEALTH Gr FEtv?~iS'~`i~it~IV~A NOTARIAL SEAL CAROL A. LYTER, Notary Public City of Harrisburg, Dauphin County My Commission Expires Dec. 28, 2008 aoo82l -t l3 Law Office of SHAUN E. O'TOOLE 403 North Second Street, Suite 201 Harrisburg, Pennsylvania 17101 (717) 695-0339 Fax (717) 213-0272 seo21 @comcast.net August 12, ?010 Robert P. Grubb, Esquire Keystone Elder Law 55~ Gettysburg Pike, Suite C 100 Mechanicsburg, Pennsylvania 170» Re: Estate of Marcella P. Siemon Dear Mr. Grubb: I have been retained by Diane iV1. Burgraff to advise her regarding her interest in the estate of her mother, Mazcella P. Siemon. I have reviewed Mrs. Siemon's trust document, and the primary purposes of this letter aze two-fold: (1) Under the Pennsylvania Uniform Trust Act (20 Pa.C.S.A. 7780.3), a trustee shall promptly respond to a beneficiary's reasonable request for information related to the trust's administration. At this point, IVIs. Burgraff, a beneficiary of the trust, desires an inventory of the trust assets as of the date of iV1rs. Siemon's death. We ask that this inventory include the date of death value for all the trust's non-real estate assets. As for the debts and expenses of the trust, Ms. Burgraff requests the current pay-off figures for the four mortgages; a list of all other debts of iV1rs. Siemon; and a list of all expenses paid by the trust over the past six months. (?) Under Article Third, paragraph 8 of the trust, distribution of Ms. Burgraff s trust share is to be made to IVIs. Burgraff "as she may from time to time request in a writing directed to my Trustee." Please let this letter serve as pls. Burgraff s written notice that she desires that her entire share of the trust be distributed to her as soon as reasonably possible. his. Burgraff believes it is necessary for her to make this request as soon as possible since paragraph 8 goes on to provide that her interest in the trust lapses if she passes prior to it being distributed to her. [n addition, there are other issues of concern regarding the estate. GIs. Burgraff was led to believe that her mother had executed apour-over will which directed for distribution to the trust of any assets not held by the trust at the time of ~Irs. Siemon's passing. The last time I checked, 1~Irs. Siemon's Will had not been probated. [realize that ifall of ~[rs. Siemun's assets are held by the trust, it is possible to dispose of ~Irs. Siemon's estate without probating the Will. However, with the amount of debt owed with the four mortgages, I question the logic of not having an executor appointed. Although the trust owns the real estate that was pledged as collateral for these mortgages, the underlying debt is owed by ~Irs. Siemon and is therefore a debt of the estate and not necessarily a debt of the trust. Moreover, the trust document gives the trustee the option, but not the duty to pay ~[rs. Siemon's debts. An executor on the other hand is obligate to pay the debts of the decedent. For that reason, the Will should be probated and an executor appointed. Also, I notice that the trust provides for the distribution of personal property (jewelry and televisions, etc.) to the beneficiaries. Unless bills of sales were prepared documenting the transfer of these assets to the trust, these assets are not part of the trust estate and won't be until 1VIrs. Siemon's Will is probated. If bills of sales were not prepared and executed by iVlrs. Siemon, the Will needs to be probated in order to transfer title of the personal property to the trust. If a Will has not been probated because 1VIrs. Siemon did not have a Will, please let me know so I can advise Mrs. Siemon of her rights to petition the Register of `Vills for Letters of Administration. A final concern I have regarding the trust pertains to a few provisions in the trust which give incentive to the trustee to delay the administration of the trust instead of administering it in a reasonable manner. For example, under Article Eighth, paragraph A, the trustee is to use the trust funds to pay the ordinary and ongoing expenses of maintaining the Hilltop Road residence for ~1rs. Siemon's son Edward, who is also the trustee, while the Brentwater Road property is vacated and cleaned in preparation of Edward to move in. Since the expenses of the Hilltop Road residence are paid from the trust and the cost of maintaining the Brentwater Road residence will be Edward's responsibility once he moves in, it is little wonder that Edward remains at the Hilltop Road residence three and a half months after his mother's date of death. Also, as I alluded to earlier in this letter, Article Three, paragraph 8 provides that if IVIs. Burgraff passes away prior to the trust distributing her trust share to her, her share lapses and is distributed to the other beneficiary, her brother Edward, who again is the trustee and determines the pace at which the trust is administered. At this point, these are merely matters of concern. Hopefully these matters will be addressed and the trust administered and assets distributed by the trustee in a reasonable fashion. Although it is ~1s. Burgraff preference to give the trustee every chance to perform his fiduciary duty, she will be closely monitoring the situation. Edward has indicated to ~Irs. Burgraff that he is not certain that he, as trustee, is obligated to pay off the mort~aaes. That coupled with the provisions of the trust that allow Edward to pay for the upkeep of the Hilltop Road residence while he lives there, leads to concern that Edward intends to use the trust estate as his personal checking account. .VIs. Burgraff will not sit by passively it this is his intention. It might be to everyone's interest to work out a settlement which provides for an immediate distribution to ~(s. Burgraff, whereby she a~_rees to allow Edward to do as he wishes with the assets remaining in the trust. Please send the requested information (inventory of the assets, list of mortgage pay-offs, and list of expenses paid) to my attention. I would also like to discuss the possibility of an immediate settlement since I believe to continue under the current terms of the trust is fraught with peril. Very truly yours, ~~.~,~~_ Shaun E. O'Toole cc: Diane Burgraff Law Office of SHAUN E. O'TOOLE 202 State Street Harrisburg, Pennsylvania 17101 (717) 695-0389 Fax (717) 213-0272 seo21@comcast.net October 22, 2010 Robert P. Grubb, Esquire Keystone Elder Law »> Gettysburg Pike, Suite C 100 i~techanicsbur~, Pennsylvania 170>j Re: Estate of Marcella P. Siemon Dear LIr. Grubb: On August 12, 2010, I wTOte to you on behalf of my client, Diane iVf. Burgraff, requesting information regarding the living trust of her mother, Marcella P. Siemon. As a beneficiary of the trust, Diane is entitled to this information pursuant to the Pennsylvania Uniform Trust Act (20 Pa.C.S.A. §7780.3). Specifically, I requested not so much a full accounting, but simply an inventory of the trust assets as of the date of Mrs. Siemon's death; the pay-off figure for all mortgages, and a list of all expenses paid by the trust over the past six months. Since Diane is familiar with the two pieces of real estate, it is not necessary to provide an appraisal of the real estate. Although I believe this to be a very reasonable request, to date I have not received a response. In the August 12 letter, I also expressed my opinion that Mrs. Siemon's Will should be probated, even if almost all of her assets are held in the trust. Due to the fact that iVlrs. Siemon and not the trust is obligated for the notes secured by the four mortgages, I believe an Executor needs to be appointed to assure that the debt is properly paid. At the time I wTOte the letter I suspected that Mrs. Siemon's V~'ill designated your client, Edward Siemon, as the sole Executor of the Will. I have subsequently located a copy of the ~L"ill executed by ~Irs. Siemon on January 22, 2008, the same day she executed the trust. Under Item Second of the ~~"ill, Mrs. Siemon appointed both Edward and Diane as Executors. I assume that either you or Edward has the original Will. ~Irs. Siemon passed away six months a,u, and practically nothing has been done to properly administer he estate. Therefore, if by November t ~. 2010. your client does nut (1 > provide Diane with a copy of the requested trust information, and (2) meet Diane at the Cumberland County Register of Wills with the original W"ill and petition the Revistrr of ~4 ilh fur Letters Testamentan. [will file a petition with the Register of ~L'ills seckin~, an ~~rder that requires Edward to produce the original Will. "Che petition will tiirther rcyuest that Letters Testamentary be issued solely to Diane due to Edward's inability ur lack ufdesire to properly tend to his mother's affairs. Note that ti)r the sccund p~irt of this tiuyember I ~ deadline to he met. Letters Testamentary must be issued by the Register of Wills by November 1 ~, 2010. Edwazd's production of the original Will by this date with the promise to subsequently meet at the Register of Will to take out letters will not suffice. Anything you can do to move your client along in a more productive and efficient manner would be greatly appreciated. Very truly yours, Shaun E. O'Toole cc: Diane Burgraff Nov 15 10 05:04p Keystone Elder Lew PC 7176918070 p.2 ~ K~Y~TOl`~~: ~~i FLDER I,Ati1' P. ' G. wr.~v.keystoneeiderlaw.com 800.608.1317 Robert P. Grubb bob[7a~ceystoneelderlaw. corn November 1 ~, 2010 VIA FAX TO 717-2] 3-0272 AND FIRST CLASS MAIL Shaun E. O'Toole, Esquire 403 North Second Street Suite 201 Harrisburg, PA 17101 RE: Estste of Marcella P. Siemon Deaz Mr. O'Toole: l am in receipt of your letters dated August 12, 2010 and October 22, 2010. I will address your inquires and concerns in the order they appear in your letters, starting with the August 12 letter. First, as concerns communication, although not formal, Ed and Diane have been in frequent and almost constant communication and Ed has withheld no information from Diane. He has answered every inquiry she has made of him. The fallowing is a more formal response to your inquires as Diane's attorney. Please find attached a draft Schedule G of the PA Inheritance Tax Return which shall serve as an inventory of estateltrust assets as of the date of death. All of Mazcella's personal property was assigned to her trust by an assignment dated January 29, 2008, a copy of which is attached. I have included on Schedule G the two cazs as well, as they may be transferred without probate, even though they are technically tided in Marcella's name. The values of the real estate are based upon their respective tax assessment values, which may or may not be an accurate representation of their FMV given the current real estate market. Ed has had two different "market analyses" for the Hilltop Road property prepared by real estate professionals who suggest a listing price of 5389,000 and 5349,000, copies of which are attached. Since the Hilltop Road property is to be sold, the actual sale price will be what is finally reported on the Inheritance Tax Return. Marcella originally executed a Living Trust Agreement on January 22, 2008. A copy was provided to her daughter Diane vl. Burgraff. Solely in response to her daughter's extreme response to A4arcella's wishes as stated in the said trust agreement, this trust was never funded and was revoked. Marcella executed a ne~~~ Living Trust Agreement on January 29, 2008, which was subsequently amended and restated with a Restatement of Trust dated June 25, 2008. A copy of said Restatement was provided to Diane via mail on May 17, 2010 which I understand was has provided to you by Diane. Also on Janu 29, , ary 2010 Marcella executed a Last Will and Testament revoking all previous wills and codicils, a copy of which is attached. Because essentially all assets are titled in the trust, I have advised F.d that probating Marcella's Last Will is unnecessazy and would only serve to incur additional expense. 555 Gettysburg Pike, Suite C-100 Mechanicsburg, PA 17055 Phone: 717.697.5223 Fax: 717.691.$070 Additional t7Hioe a! Greenfield Executive Offices, Lancaster, PA • ?1'7.569.5839 Nov 15 10 05:04p Keystone Elder Law PC 7176918070 F g Shaun E. O'Toole, Esquire November l5, 2010 Page Two Concerning your comments about the mortgage liability, the discretionary language you cited in the trust document was for the purpose of permitting the Trustee and Executor to allocate payment of debts and expenses between the trust estate and the probate estate and not for avoidance of the mortgage liability. Since the trust owns the real property and the mortgages aze attached to the real property, the Tnistee does not have discretion to ignore the mortgages. I recognize your request for Diane's trust share as stated in your August 12, 2010 letter. Whether or not this in itself is sufficient to defeat Marceila's intent that her beneficiary designations should remain is control in the event assets remain in the trust at Diane's passing would be decided at the time of Diane's untimely and future death. I assume your question relates to a discussion which Ed and Diane had concerning paying off the mortgages, where Ed suggested that maintaining one or more of the mortgages may be beneficial since the interest rate is so low. I have advised Ed and continue to advise Ed that he does not have the discretion to retain or distribute trust assets instead of satisfying outstanding liabilities of the estate. Depending on the net proceeds of the Hilltop Road property, all mortgages should be satisfied at that time. My understanding is that Ed has moved out of the Hilltop Road property and is now residing in the Brentwater Road property. This would have happened in September but for Diane's insistence that he stop and unbox items. Ed subsequently had some health issues which temporarily prevented his move. At this time, it is my understanding that the only property of Ed's that remains in the Hilltop Road property is his musical equipment in the basement, which will be removed shortly. Concerning the debts and expenses of the estate, I have attached a draft Schedule I of the PA Inheritance Tax Return showing the debts of the estate. Ed has been handling the estate administration and paying debts and expenses and working to reduce/cornpromise claims against the estate. To date, Ed has not taken any fee for his services, although at the proper time he will. Your suggestion that Ed has done "practically nothing" to `'properly administer the estate" is ludicrous. He has evicted the tenants from Brentvvater, cleaned up that house and moved from Hilltop to Brent~vater. He has established the "Pet Trusts" and paid to Diane her entire "Pet Trust" shaze, he has identified the assets, secured date of death valuations, made claim for the IRA which was divided and distributed to himself and Diane, he has negotiated a reduction in the CitiBank credit cazd, secured a significant reduction in the final expense bill from Neill Funeral Home, and Nov 1b iu ub:04p Keystone Elder Law PC 7176918070 p.4 Shaun E. O'Toole, Esquire November 1 S, 2010 Page Three continues to address the ongoing expenses of the trust estate. For some reason, Diane believes she should have had her share yesterday. Until the Inheritance Tax Return has been filed -which is due oa January 2~, 2011, and we have received back the acceptance lerier from the PA Dept. of Revenue (which has recently taken over six months), and until all the liabilities have been satisfied, Ed, as Trustee, cannot make distributions to anv beneficiaries. In some estates, we can make advanced distributions ~•here u•e aze sure there are sufficient assets to satisfy all liabilities. Until the Hilltop Road property sells, it is as yet undetermined whether or not there will be sufficient assets to satisfy a]1 claims. For your information, Ed has repeatedly asked for Diane's assistance with the personal property in the house, which she has failed to provide. Diane has only complained and made things more difficult for Ed to expedite the administration of the trust estate. She has done nothing to help advance the administration. As Trustee, administration is Ed's job, however most families work together to handle the more labor intensive tasks in finalizing a parent's affairs. Now that Ed is not residing in the Hilltop Road property, perhaps Diane can provide some assistance with the remaining work to get the house to market. I assume that your sole purpose of attempting to force a probate of the Will was because you believe Diane was appointed as a co-Executrix. The enclosed Will dated January 29, 2008, revoked the prior Will and appoints Ed as the sole Executor. Therefore unless I heaz from you otherwise, I will consider your last paragraph of your October 22, 20101etter moot. I want you to understand that I will not permit your client to act as apseudo-fiduciary ariempting to exert influence over the administration of the estate when she has no authority to do so and when Marcella specifically required that she not be permitted to be a fiduciary of the trust and estate. V~ithout preparing a formal accounting, which expense I hope not to incur at this point, I will provide you with a copy of the PA Inheritance Tax Return when it is filed, which shall serve as a fair representation of the estate administration up to that point. Ed has tried to keep Diane in the loop and to address her questions and concerns and he will continue to do so. Now, the highest priorities are get the Hilltop Road property onto mazket which hopefully Ed and Diane can cooperate in accomplishing and to get the PA Inheritance Tax Return filed in a timely manner. I welcome your inquires and will provide any information I can which is not unduly burdensome. Sincerely, KEY~Tg1,~iE ELDER P. Nov 15 10 05:04p Keystone Elder Lew PC 7176918070 p.5 ~EV• t510 F.X.13tNt SCNEpYLE G COAIMOMI'JEALTM Of PENNSYLVANIA INTER-VN05 TRANSFERS & INt•IERtTANCE TAX RETURN MISC. NON-PRt~RATE PROPERTY RESDENT DECEDENT ESTATE OF FILE NUhIBER Siemon, Marcella P. This s:ht:dvle rtK st be wmplskd and Abd d the answsr b any or o~estiotts 1 through 4 on t)x reverse side or the REV•' 500 COVER SHE:T is »s. ITEM YUTA9E DESCRIPTION OF PROPERTY u~ua nE wtrtor ~ TIWirEREr; tnfra~.AtoNSwr roar~•Earywo THE DATE Ct TiANlrF1t. A7TACMACg1't:i t;E nt3o cCR .i5Al E2A~ DATE OF DEATH VALUE DF A3SET ti OF DECD'S INT`REST EXC:USION N?.U3L T4XAalE VALUE ~~ AY that real prsperty known and numbered as 859 H811op Road, Lemoyne , 421,2a3.00 100 a21,~a3.00 PA, 17043 also being known as Cumberland Co. Tax Id No.12.20-1856.016 Titled in fhe Marcella P. Siemon Living Truss by deed dtd 1/2912008. valued as per tax Ca tax assessment x C!!R or $934.320 x 1.26 =5421,243 2. A:I that real property known and numbered as 540 8rentw'ater Road, Camp 260 857 DO - DO 2~~,8:,7.00 HiN, PA 17011a1so being known as Cumberland Co. Tax Id # 09-20-1850-03t Titled in the Marcella P. Siemon Living Trust by deed dtd 1lZ912008. Valued as per tax Co. tax assessment x C!!R or $207030 x 1.26 = E260,857 3. Integrity Bank Checking Acct No. 0201040668 105,315.51 100 105,315.51 4. UBS Resource management Acct. No. PB 0396462 139,841.58 100 139,9x1.58 5. UBS IRA Acct No. VP 1176362 X0,182.64 ~ 00 20,1b2.o4 6. Citizens Bank Checking Na 620016-809-5 490.55 'l DO a~0.55 7. CBizens Bank CheGdng No. 62t546-913-: 3,698.72 1 DO ;,scg.~ 8. 1991 Lincoln P~lark VII - extremety poor condition 0,00 100 0.00 9. 202 Jagu~ X=Type Sedan -good condition • per Kepis Blue Book V l t a ua ion 6,075.00 100 t'.~,o75.1)0 10. Misc. personal property as valued by Ray Gottsha[ Audian er Li # AU356L , e c 4,614.00 100 4,61x.03 Ccpy of appraisal attached. TOTAL (A:so enter on line T Recapitule:ion) S ~ 962 418 00 (1! mote spas Is r>s•ded. trrert addraonal theels or the same size) Nov io iu ua:u4p Keystone Elder Law PC 7176918070 p.6 Assignment of Personal Property MARCELLA P. SIEMON, a single woman, does hereby transfer and assi~, without consideration and in order to change fon~rtal title only; all right, title and interest which she now has in that Persona] Property listed below, to MARCELL4 P. SIEMON and EDWARD q. SIE1~iON, III, Trustees or their successors in trust under the MARCELLA P. SIEMON LIVING TRUST dated January 29, 2008: Personal Property Assi~rted Personal Effects Furniture, Furnishings and Appliances Je~velrv Tools r Antiques This assignment was executed on Januar}~ 29, 2008. F '~I MARCELLA P. SIEMON COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS On January 29, 2008, before me, a Notary Public personally appeared Robert P. Grubb, Esquire, (PA Supreme Court ID No. 76507) )mown to me to be a member of the bar of the highest court of said commonwealth, and certiSed that he was personally present when MARCELd.A P. SIEMON, the Declazant whose name is subscribed to the within instrument, executed the same, and that said person aclmowledged that she executed the same for the purposes therein contained. In ~vimess whereof I hereunto set my hand and official seal. Notary lic COMBAONWEALTF! OF P6tvNSYLVANiA Notvfai Sed M~ M. UI!'~r, NcAsry Pudic 391790-1 MY~Car~iisson E~.p415~2010 Nov 15 10 05:OSp Keystone Elder Law PC 7176918070 p,7 A ~ O °C a C S O ~ J ~ $ N S $ O C~ ~ M 1~ O O O t t ~ ~ ~ Q ~ ~ U eh .~ c ~_ V = a ~, ~ o •- U ~ ~Q N 0 0 ~ h ~ 0 ~O~ Q O ~ ~. ,Y. N v ~- C IQ t ~ ~ .-. U ~~~ ~ ~ o o ~ O ~ ~ ~~~ N f O fV J ~ ~ v v ~ M ~ S Ny~et['''~ON CO 'R N ~ ~ ~n a a, c c ~ rn n M d ~~ ~ a~ ` ~s~ V ~ ~ ~ ~ d N `' = H~ ~0 d 3 ~- .~ C N c ~ v ~ _ a .- ~ ~ ~ °'~ ~ ~ zm. g.~ ~ W ~ ~ ~ a ~~ ~~'~ ter, ~_ ¢ L . t~ 11 LL ~ ~ ~~ ^ .. a~ d ~ m ~ ~ O Z ~ - Q .r3 ~ ~ :.. ~ ~c4 ~~ ~ m C ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ` 2C9 ~ ~ ~ ~ C ~ ~ ~ 3r m 7 .~ d ~ ~ ivov ~ .v v~.~op Keystone tlder Law PC SO: RE/MAX REALTY I0.SSOCIATES 859 HILLTOP ROAD City Lemoyne CLD:4jb/2006 MT 3 Area 6 7176918070 p.8 OL r\ ~~ ~~ 'i ~~ ,,~ 859..NILITOP.Rr I,+ _ . I ~ 0 ~. Q-a . :~~. h010 Mie~sotOMp Q200i wu~G.yipitsle Mis,lar.` Finc: Conventional SP; ;325,000 10125898 Mun Lemoyne Subdivision SUSQUEHANNA HILLS Scb pig yy~g Sho Coon Dir 11/15 N (OLD BYPASS}, R/ RIVERVIEW, RJ KIEHL, lJ HILLTOP, 1ST HOUSE ON RIGHT ~ Cumbertanc Tot Sq Ft Above 2762 Square Ft Bourne Public Records ~ Dim Square Feet Below2500 Acres 0.4500 Year BuiR +/• 1970 Design Ranch, Traditiona! Style 1 Story Coast Stitk Built Bsmt osed/Watkout, Exterior Access f Parki 2 Car Garage, Off Street Par # Br 4 # Bth: F 3 H I # FP 1 ax 4525 Year 2005-06 Possession 5~~ Level 6th: F H Condo Fee Room Lvl Dlm Room Lvl Dim Appl Wall Oven, Dishwasher, Washer, Dryer, Water SoRener, Counte LR Level L 19.9X12.7 MBR Level 1 11.6X18 Mist Rooms Laundry Room DR Level 1 12,2X14 BRl Cool Cernral Air FR Level 1 1738X15 BR2 Level 1 10.6X11.8 Heat Forced Air, Heat Pump DEN BR3 Level 1 11.6X12.8 Aux Heat IQT Level 1 21X13.8 BR4 Level 1 12.2X10.7 Wt Swr Public Sewer, Public Water OR 2 Sitting Ro Level 1 10.6X8.8 Ext Features Outside Lighting, Porch OR 2 Foyer Level 1 9.4X11 Equip Smoke Detecfiors Ga OR 3 Laundry F Level 1 8.8X7.6 ~ ~ Door Opener SPRAWLING ALL BRICK TRAD RANCH HOME ON CORNER i/2 ACRE LOT OFFERED BY ORIGINAL OWNERS, THERE MUST BE 5000 FT OF LI1lING SPACE WHEN YOU OONSIDER THE HUGE LL W/ POSSIBLE 5TH BDRM, WETeAR, WORK AREAS, GAME RM, OUTSIDE ENTRA[~lCE & WINDOWS AT EXPOSED END. 4 BORMS & 3 FULL BATHS ON MAIN LEYPL. FR HAS WOODBURNING FP & SHELVING. MASTER LG ENOUGH FOR SITT[NG/ OFFICE AREA. ALTHOUGH ORIGINAL, COUNTRY KITCHEN, OFFERS ABUNDANCE OF SPACE. Call for more information... Watt Hnatudc, ~lSSOdate grokpr 761-4800 or 6I2-S132 ~.. Information provided is deemed reliable but not guaranteed. ';~. ' < Nov 15 10 05:05p Keystone Elder Law PC 7176918070 p.g List W~.~1 ~>~d Test~rlnerat of l~A~CELLA P. S~E~®N I, ytARCELLA P. SIEMON, having my legal residence az 859 Hilltop Road, Lemoyne, Pennsylvania 17043-1203, do declare this to be my Last Will and Testament, revoking all my previous ~;-i1Ls and codicils. WIT'NESSETH: FIRST: I declare that I am widowed. I further declare that the following two (2) children are born to me; Edwazd A. Sieanon, III and Dwane Burgraffi and that all references to my children are to these. SECOND: I appoint my son, EDWARD A. SIEMON, III to be my Personal Representative(s), or iri the event he is unwilling or unable to serve, I appoint my Attorney, ROBERT P. GRUBB, ESQUIRE, to be my Personal Representatives}. r1. No bond or undertaking shat] be required of any Personal Representative nominated in my will, B. My Personal Representative(s) shall have full authority to administer my estate under the.laws of the Commonwealth of Pennsylvania relating to the powers of fiduciaries. My personal Representative shall have the power to administer' my estate under the Independent Administration of Estate Act. TPIIRD: I give all of my properly of whatever nature and kind and wherever located to my revocable living trust of which I am the Settlor ]mown as the MARCELLA P. SIE.b10N REVOCABLE LIVING TRUST dated January 29, 2008. A. If my revocable living mist is not in effect for any reason, I give all of my property to my Personal Representative under this will as Trustee who shall hold, administer and distribute my property as a testamentary trust the provisions of which are identical to those of my revocable living trust on the date of execution of my Will. FOURTH: The term "death taxes," as used in my Will, shall mean all inheritance, estate, succession and other similar taxes that are payable by any person on account of that person's interest in the estate of the decedent or by reason of the decedent's death including penalties and interest. rvov ~~ .v ~~.uop -veystone tlder Law PC 7176918070 p.10 A. Pursuant to the terms of my revocable living trust, all death taxes whether or not attributable to property inventoried in my probate estate shall be paid by the Trustee from that trust. However, if that mist does not exist at the time of my death or if the assets of that trust aze insufficient to pay the death taxes in full, I direct my Personal Representative to pay any death taxes that cannot be paid by the Trustee from the assets of my probate estate by prorating and apportioning those taxes among the beneficiaries of this Will. B. Notv-•ithstanding any other provision in my trust, all death taxes incurred by reason of assets transferred outside of my trust or pmbate estate shall be assessed against those persons receiving such property. FIFTH: If any person or entity other than me singularly or in conjunction with any other person or entity directly or indirectly contests in any court the validity of this ~'Vill including any codicils thereto, then the right of that person or entity to take any interest in my estate shall cease and that person or entity shall be deemed to have predeceased me. SIXTH: Should any of the provisions of my Will be for any reason declared invalid, such invalidity shall not affect any of the other provisions of this Will and all invalid provisions shall be wholly disregarded in interpreting this Will. SEVENTH: This Will shall be construed, regulated and governed by and in accordance with the laws of the Commonwealth of Pennsylvania. I signed this, my last Will. and Testament consisting of two {2) pages plus any witness page and Aclosowledgements, Affida~rits and Certification on January 29, 2008. MARCELLA P. SIEMON SIGNED, SEALED, PUBLISHED AND DECLARED BY MARCELLA P. SIEMON, the above named Testatrix, as and for her Last VtTill and Testament, in the presence of us, who, at her request and in her presence, and in the presence of each other, have hereunto subscribed our names as witnesses. WITNE SS Nov 15 10 05:05p Keystone Elder Lew PC 7176918070 p.11 COMMONWEALTH OF PENNSYLVANIA . SS: COUNTY OF DAUPHIN We, MARCELLA P. SIEMON, aad - eo'<<" S ~ l'"~ the Testatrix and the witnesses respectively, whose names aze signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her Last Will and Testament that she had signed willingly (or willingly directed another to sign for her), and that she executed it as her G-ee and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the Will as witness and that to the best of their lrnowledge the Testatrix was at that time eighteen years of age or older, of sound mind and under no constraints or undue influence. MARCELLA P. SIEMON Cam S ~ C~cs-~- ss WiTNESs Subscnbed, sworn to and aclaiowledged before me by'_VIARCEI,L,A P. SIEMON, the Testatrix, and the witnesses, on January 29, 2008. 3 Nov 15 1U U5:OSp Keystone Elder Law PC 7176918070 p.12 i ATTORNEY CERTIFICATION AND AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIl~T . On January', 2008, before me the undersigned officer, personally appeared Robert P. Grubb, Esquire (Pennsylvania Supreme Court ID No. 76057), known'to me or satisfactoril}~ proven to be a member of the baz of the highest court of Pennsylvania and certified that: 1 • I was personally present when the foregoing aclmowledgment and affidavit were signed by MARCELLA P. SIPHON, the Testatrix, and the witness(es); and 2. I was a witness whose name is signed to the attached or foregoing instrument, being duty qualified according to law, do depose and say that I was present and saw MARCELLA P. SIEMON, the Testatrix, sign and execute the~instrument as her fast Will and Testament dated January 29, 2008; that the Testatrix signed willingly and executed it as her free and~voluntary act for the purposes therein expressed, that each subscribing witness in the hearing and sight of the Testatrix signed the will as a witness; and that to the best of my knowledge the Testatrix was at that time 18 or more yeazs of age, of sound mind and under no constraint or undue influence. IN WITNESS I~EREOF; I hereunto set me hand and official seal. Notary Pub coMMONw~rri of PEnlrisr~vAnlw ~~~ sear Angela M. Mier, No01ry Pudic ~'0~~+9~ Dec~hin Gbunty ~' ~m'salarr Exires Oct 15, 2010 Nov 15 10 05:06p Keystone Elder Law PC 7176918070 p.13 r~v,srt ex+(mast s~N~ou~E ~ caw~alvveFA_T~l of vE-a+rntvAriu DEBTS OF DECEDENT, aalfnmwceTAxRErurly T RES MORTGAGE l1ABlLITIES 8e L1EN5 D94 DECEDB~ITT , ESTATE OF FN.E NUMBER S anon, Marcella P. RepoK debts incnned by the deccdsnt prior to death which remained unpaid ac of the date of death, inctudlnp aareimbuaed andical eipeneee. ITEM HUMBER DESCRpTgN VALUE AT DATE Or' DEATH ~• Bank of America Mortgage # 810802666 (1 st on Hilitop) 2DO.OOD.00 Z. Citi Mortgage# 0638715245.4 (1st on Brentwater) (as of 55,000.00 3. Citzens Bank LOC #600715048 121,432.04 4. Citizens Bank LOC #6007-811232 43,001.56 °. Jagua Credt Auto Loan # 40327528 4,903.97 6. CitiBark Platinum CC # 5410658426674279 58.70 7- Capital One Visa#4003-4470-1469-6241 0. DO 8. Chase Yaa # 4417-7286-9461-8941 5,864.77 9. Delta American Express #pcx-xxxx46-23003 41964 1 D. Ed Siemon - unpshed check#2178 dtd 12125/2009 2,000.00 ~ ~ . 2010 County RE Taxes 1,698.01 TOTAL (Also enter on Ilse 10, Re~pilulation) S f 434,188.69 (I. rtgre spsa ro needed, Ngert addilanal sheets of tM Same Size) VERIFICATION Subject to the penalties of 18 PaC.S.A. §4909, relating to unsworn falsification to authorities, I verify that the facts set forth in the foregoing document are true and correct to the best of my knowledge or information and belief. Dated: ~~~ ~ ~~~ ane M. Burgraff CERTIFICATE OF SERVICE The undersigned hereby certifies that on this date a true and correct copy of the foregoing Petition was served by first-class United States mail, postage prepaid, upon the following: Robert P. Grubb, Esquire Keystone Elder Law P.C. 555 Gettysburg Pike, Suite C-100 Mechanicsburg, Pennsylvania 17055, and Edward A. Siemon, III 859 Hilltop Road Lemoyne, Pennsylvania 17043. l `~ , ~ ~ Dated: 1 Z / ° ~ ~ ~ ~ haun E. O'Toole, Esquire 202 State Street Harrisburg, Pennsylvania 17101