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Home My WebLink About10-7419FlLED-~FFiCE CAF THE PROTN~NOTARY 20 i 0 DEC - I PM i ~ ~ ~ ~UMBEr~~.AP~D COUNTY PENNSYL4'A~?! ^~ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215 790-1010 EverHome Mortgage Company 8100 Nations Way Jacksonville, Florida 32256 v. Michael Whitcomb a/k/a Michael N. Whitcomb 32 Mayberry Lane Mechanicsburg, Pennsylvania 17055 and Susan Whitcomb a/k/a Susan M. Whitcomb 32 Mayberry Lane Mechanicsburg, Pennsylvania 17055 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number ~ U~ ~ `((~ P ~ ~ ~ I CIVII. ACTION/MORTGAGE FORECLOSURE - ~~~ ia~~~ ~c~. as,~-oD ~,1~,! ISbIYy NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice aze served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You aze warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800)990-9108 AVISO Le han demandado a usted en la come. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted time veinte (20) dias de plazo al paztir de la fecha de la demanda y la notification. Hate falta asentaz una compazencia escrita o en persona o con un abogado y entregaz a la torte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la cone tomaza medidas y puede continuer la demanda en contra suya sin previo aviso o notification. Ademas, la cone puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes paza usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800)990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE - 1. Plaintiff is EverHome Mortgage Company, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Michael Whitcomb a/k/a Michael N. Whitcomb, who is the mortgagor and real owner ofthe mortgaged property hereinafter described, and his last-known address is 32 Mayberry Lane, Mechanicsburg, Pennsylvania 17055. 3 . The Defendant is Susan Whitcomb a/k/a Susan M. Whitcomb, who is the mortgagor and real owner of the mortgaged property hereinafter described, and her last-known address is 32 Mayberry Lane, Mechanicsburg, Pennsylvania 17055. 4. On December 21, 1990, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Avstar Mortgage Corporation which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 999, Page 903. 5. The aforesaid mortgage was thereafter assigned by Avstar Mortgage Corporation to EverHome Mortgage Company, by Assignment of Mortgage, which will be duly recorded in the Office of the Recorder of Cumberland County. 6. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 32 Mayberry Lane, Mechanicsburg, Pennsylvania 17055. 7. The mortgage is in default because monthly payments of principal and interest upon said mortgage due August 1, 2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 8. The following amounts are due on the mortgage: Principal Balance $ 76,957.74 Interest through November 23, 2010 $ 2,953.38 (Plus $20.56 per diem thereafter) Attorney's Fee $ 1,300.00 Late Charges $ 195.64 Corporate Advance $ 1,931.00 Escrow Advance $ 566.24 GRAND TOTAL $ 83,904.00 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands in rem Judgment against the Defendant in the sum of $83,904.00, together with interest at the rate of $20.56 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY,P.C. ~,~:titi'~ 13Y: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIlZE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, and are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY,P.C. BY: ~ V Attorneys for laintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIlZO, ESQUIRE EverHome Mortgage Company v. Michael Whitcomb a/k/a Michael N. Whitcomb and Susan Whitcomb a/k/a Susan M. Whitcomb ~ ~ C ~ IN U NCE File No. 2010-9235 SCHEDULE A (continued) LEGAL DESCRIPTION ALL THAT CERTAIN piece or pazcel of land situate in Silver Spring Township, Cumberland County, Pennsylvania, more particulazly bounded and described as follows, to wit: BEGINNING at a point on the western right of way line of Mayberry Lane at the southeastern corner of lot 86 on the hereafter mentioned Subdivision Plan; thence along the eastern line of Lot 86, North 20 degrees 25 minutes 00 seconds West, a distance of 170.02 feet to a point at the southwestern corner of Lot 68; thence along the southern line of Lot 68, North 69 degrees 35 minutes 00 seconds East, a distance of 125.00 feet to a point on the western right of way line of Surrey Lane; thence along same, South 20 degrees 25 minutes East, 217.48 feet to a point; thence still along same by an azc, curving to the right, having a radius of 25 feet, an arc length of 32.72 feet to a point on western right of way line of Mayberry Lane; thence along same South 54 degrees 35 minutes 00 seconds West, a distance of 84.32 feet to a point; thence still along same, by an arc curving to the right, having a radius of 25.00 feet, an azc distance of 25.39 feet to a point, the place of BEGINNING. BEING Lot 67, on the Major Final Subdivision Plan of 26 lots "Stonecrest" -Section 1, recorded in Plan Book 56, Page 116, Cumberland County Recorder of Deed Office. UNDER AND SUBJECT, nevertheless, to restrictions, easements, covenants and rights of way of prior record, and covenants, restrictions and reservations recorded in Miscellaneous Book 357, Page 938, Cumberland County Recorder of Deeds Office. Being the same property acquired by Michael N. Whitcomb and Susan M. Whitcomb, by Deed recorded 12/24/1990, of record in Deed Book 34, Page 680, in the Office of the Recorder of Cumberland County, Pennsylvania. Schedule A -Page 2 of 2 File #:2010-9235 - REO America Abstract Co. ALTA Commitment (6-17-06) - TIRBOP & STG modifications (4-1-07) ~~~Yy~l tftla guaranty company SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson F"Ft E?`OPI:lCE Sheriff of Cur??e OF TN ?"K1?OTY Jody S Smith ONO Chief Deputy 20 I Q DEC 13 PM G : 11 Richard W Stewart 1W CUMBERLAND COUNTY Solicitor OFFICE OF THE SHERIrr f PEN?lSYLVAhIA EverHome Mortgage Company I vs. Michael N. Whitcomb (et al.) Case Number 2010-7419 SHERIFF'S RETURN OF SERVICE 12/06/2010 09:25 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on December 6 2010 at 2125 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Michael N. Whitcomb, by making known unto Susan M. Whitcomb, Wife of defendant at 32 Mayberry Lane, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. -Me=7??? DEN-1 FRY, DEP 12/06/2010 09:25 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on December 6 2010 at 2125 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Susan M. Whitcomb, by making known unto herself personally, at 32 Mayberry Lane, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $53.00 December 08, 2010 D E N N RY, DEPU SO ANSWERS, RON R ANDERSON, SHERIFF ICj CountySuite Sheriff, Teleosoft. Inc. LM David 1�. Buell. e Renee R Simpson Prothonotary q 1S` Deputy Prothonotary o , _ a,G� z �irkS. Sofionage, ESQ '' p 7 ry:!;<=4 Irene E. 7vtorrow Solicitor 7750 2"cr Deputy Prothonotary Office of the Prothonotary Cum6erCanc(County, cPennsyCvania /6 - VW? CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 29TH DAY OF OCTOBER, 2013,AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE—THE ABOVE ACCORDANCE WITH CASE IS HEREBY TERMINATED WITH PREJUDICE IN A C PA R.C.P.230.2. BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square • Suite 100 • Carlisle, PA 17013 • (717)240-6195 • Fa.�(717)240-6573