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EXHIBIT "A"
David L Varner
1 o39 Grahams Wood Rd
Newville, PA 17241
State of ( Pennsylvania
FILEO'OE E1CE
OF THE PRROT?jmjIO TR 4
OF rs,
2010 DEC 28 PM 2: 0
CUMRERLAK0 UGUtq"
PENNSYLVANIA
), ( Cumberland bounty
Cause/Case No. ( 10-7451
GE Money Bank
Plaintiff,
Vs.
David L Varner
Defendant(s)
("Defendant"), hereby answers the complaint of
("Plaintiff') for it's self alone as follows and generally
denies the allegations due to the complaint based on lack of information and belief.
First Affirmative Defense
"(Agreement to Arbitrate)
The credit card agreement may state that disputes may be resolved by binding arbitration.
Defendant elects to have all disputes related toihe credit card agreement resolved by binding arbitration."
Second Affirmative Defense
"(Amount in Dispute)
The account balance claime4 by plaintiff is not accurate and the total amount that is owed, if any,
is in dispute."
Third Affirmative Defense
"(Financial Hardship)
Due to a serious financial crisis, defendant does not have sufficient funds to pay the full amount
of the undisputed debt, if any.
I'm writing this response to let you know why I've not been paying my payments. Due to my wife being
out of work for a couple months and now her new job forced her to take a big cut in wages. I was also
off work for about three months with a torn tendon in my arm. We just got too far behind and couldn't
get caught back up. In which we fell to hard times and could not make ends meet. After viewing all
options, we had to stop payments to some of my lenders. By all means I intend to pay these accounts
when possible. In February of 2010 I joined a debt relief program in order to do so. It's hard to get by
right now and I apologize for your inconvenience and my embarrassment. I really don't have anything of
my own, the house and car are both financed. Which I really need a place to live and a way to work. As
soon as there is enough money in my debt relief account I'm sure you'll. hear from them. Thank you for
your time.
WHEREFORE, Defendant requests that:
1. Plaintiff takes nothing by way of his complaint, and
2. For Defendant's costs of suit.
Dated: December 28, 2010
Signature
David L Varner
Printed Name
Defendant in Pro Per
David D. Buelx
Prothonotary
Office of the Prothonotary
Cum6erfanct County, Pennsylvania
xirkS. Sohonage, ES'Q
Solicitor
0-11/.51 CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2014, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE —THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square • Suite100 • CarCisCe, TA • (Phone 717 240-6195 • Ea.x 717 240-6573