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HomeMy WebLinkAbout10-7518,, FILED-OFFIC£ OF 7}ic PROTHONOTARY 20{O CCC -5 Pik 12~ ~9 CEJ,"9BcRLA~dO CQ!l~dTY Pyf~~dSY'LYA~'d(A ROBERT D. KODAK, ESQUIRE KODAK & IMBLUM, P.C. 407 N FRONT STREET, PO BOX 11848 HARRISBURG, PA 17108-1848 (717) 238-7159 Attorney for Plaintiff CORNERSTONE FEDERAL CREDIT ~ IN THE COURT OF COMMON PLEAS OF UNION, :CUMBERLAND COUNTY, Plaintiff :PENNSYLVANIA JOHN K. PETERS JR., Defendant(s) :CIVIL ACTION -LAW NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personalty or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION S TWO LIBERTY AVENUE CARLISLE PA 17013 717-249-3166 ~'ga ,DO~~1 t`Y~,. 1 ~ ~ 1 G`~g ~ ~ ~ .~s2a~7 AylsO LISTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mss adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demands y Aviso radicando personalmente o por medio de un abogado una comparencencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted falls de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier sums de dinero reclamada en la demands o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mss aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes pars usted. LISTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI LISTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION TWO LIBERTY AVENUE CARLISLE PA 17013 717-249-3166 CORNERSTONE FEDERAL CREDIT UNION, Plaintiff v JOHN K. PETERS JR., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Defendant(s) :CIVIL ACTION -LAW COMPLAINT The Plaintiff, CORNERSTONE FEDERAL CREDIT UNION, by its attorneys, KODAK & IMBLUM, P.C., brings this action of Assumpsit against the Defendant(s) to recover the sum of TWELVE THOUSAND THREE HUNDRED NINETY SIX DOLLARS AND SIXTY-TWO CENTS ($12,396.62), along with interest thereon at the rate of 8.5% from February 2, 2009, upon a cause of action of which the following is a statement: 1. The Plaintiff, CORNERSTONE FEDERAL CREDIT UNION, is a corporation organized and existing under the laws of the State of Pennsylvania, having its principal office and place of business at P.O. Box 1181, Carlisle, Pennsylvania 17013-1811. 2. The Defendant, JOHN K. PETERS, JR., is an adult individual residing at 300 PEACH GLENN ROAD, GARDNERS, CUMBERLAND COUNTY, PENNSYLVANIA 17324. F:\USER\TONYA\COMMON PLEAS CMPS\COMPLAINTS\CORNERSTONE.36667.wpd 2 3. On or about February 29, 2008 Defendant(s) submitted a Loanliner Application to Plaintiff, which credit was granted to Defendant(s), a true and correct copy of which is attached hereto, marked Exhibit "A" and made a part hereof. 4. On or about February 29, 2008 Defendant signed the Open-End Plan Signatures Plus with Plaintiff. A true and correct copy of which is attached hereto, marked Exhibit "B" and made a part hereof. 5. On or about March 3, 2008 Defendant(s) under his previously approved Loanliner with Plaintiff, was approved for a Auto Loan. A true and correct copy of the Open- End Disbursement Receipts Plus of which is attached hereto, collectively marked Exhibit "C" and made a part hereof. 6. Defendant(s) defaulted on his obligations underthe aforesaid LoanlinerAgreement by failing, refusing and /or neglecting to make the monthly payments to Plaintiff as required by the Loanliner Agreement. 7. The Defenant(s) vehicle was repossessed with an outstanding balance due and owing of FOURTEEN THOUSAND SIX HUNDRED EIGHTY ONE DOLLARS AND NINETY-EIGHT CENTS ($14,681.98) as shown on Plaintiff's Notice to Defendant(s) notifying Defendant(s) of the balance due and a pending sale of the vehicle, a true and correct copy of which is attached hereto, marked Exhibit "D" and made a part hereof. E:AUSER\TON1'A\CC~MMON PLEASCMPS\C~~MPLAIN"CS\COP.NF.RSTONE36667.wpd 8. Defendant(s) vehicle was sold at auction for FOUR THOUSAND TWO HUNDRED TWENTY FIVE DOLLARS AND FIFTY CENTS ($4,225.50). Said sale left a deficiency balance due and owing in the amount of TEN THOUSAND THREE HUNDRED THIRTY DOLLARSANDFIFTY-TWO CENTS ($10,330.52) as setforth on Plaintiff's Deficiency Notice to Defendant(s),a true and correct copy of which is attached hereto, marked Exhibit "E" and made a part hereof. 9. Due to the default of Defendant(s), and pursuant to the terms and conditions of the Credit Application executed by Defendant(s) attached hereto as an Exhibit, attorney's fees in the total amount of TWO THOUSAND SIXTY SIX DOLLARS AND TEN CENTS ($2,066.10) have been added to said account. 10. Plaintiff frequently demanded payment from Defendant(s) of said amount due and owing as aforesaid, but Defendant(s) refused and neglected and still refuse(s) and neglect(s) to pay said amount or any part thereof. 1 :AUSLPV'IY~Nl'A\C<~MMON PLEnS CMPS\CC7MPLA[NTS\COPNEI~STONE.3(i667.H~pd -I WHEREFORE, Plaintiff brings this suit to recover from Defendant(s) the sum of *, together with interest as set forth herein. Respectfully submitted, KODAK 8~ IMBL~JM, P.C Robert ~3. Kofiak, Esquire ID# 18041 407 N h Front Street Post Office Box #11848 Harrisburg, PA 17108-1848 (717) 238-7159 Attorney for Plaintiff F:AUSER\TONYA\COMMON PLF,AS CMPS\COMPLAINTS\CORNEP.STONE.36667.wpd C:URl~IERSTONE ~ ~~~~ u~' ~ -~ -, r - -•, Pu S.n ::nt . i Ea.t L: s Drnr • C.ar -+e. ?,. ,,,I ,a(\~ a I ~~ _. 'ha:•t 'L' '•I'i-Inl: • Toll it--: :.R•.-: In.L'en ~ F ~~ ahvnhrr ;founr,'rd---.)e: rhr L,ur,i '~,V ~'' _ Application I11 d1\•idual Credit: You must complete the :lpplicant section abt~ut yourself and the Utlrer section shout your spouse if: 1. yuu ilve in ,»- the property pledged a~ collateral is loc:tled in a community properly state (AK, A7., CA, ID, LA, NM, NV, TX, WA, Wq, your spowe will use the account, or I3. you arr relyins on your spouse's income as a basis for repayment. if you are relying on income from alimony, child support, or separate maintenance, crnnplcte the Otber section to tai extent pnssiblt: abi)ut the petso» on whose payments you are relying. Joinr Credit: Each Applicant must indi\idually complete the approp:;ate seclion below. lfCo-Linn•ower is spouse of the Applicant, mark the Co-Applicant box. .Guarantor: C'omulrte [he (1tLer section if'vcu are a euatantor on an xccount9oan. Cl:cck below to indicate tLe type of account(s) arld type of credit for xhich you are applying. Married Applicants may appl•Y for a separate account. 1.(1:~KL1Fhat:>.ccount'l..oa11: (~ Individual ^ Joint ^ CreditCardAccount• ^ Individual ^ Joint (l::cluciing.-I T.i/'L?.•bir Card . tcer.r.c ro rlu>.9ecuuur i/r11'ailublej (:S'e'e Ulsclusru•e i•rrble or Agreernenr.jor- Tenru) Amount Reyueaed ~ _ 14,_440. U_U Credit limit Re uested g I'ulposuCullateral; 1997 FORD F250 y ------------- _ If :1uth;n•ized L!ser, Name: Repayment: ~J Pa•~roll Dt:durtian ~ ('a,h_ ^ 'vlilitary Allotment--- `:--] ;t,utmm~tic Paym,~nt rw,~•tEN'r rROTrc1'ton Are you interested in ha\'ing your loan protected'? ^ Yes ^No If you ans\ver "yes", then the crEdit unio;x will disclose the cost of this voluntary payment protection to y.ou. A separate el(.ction \1~hich discloses the terms and conditions must be _ signed for protection to be effective. CANT N K PETERS JR TIER S \1:\IDEX \'a\ ,~fa!'S IJCEKSE \1~4I3ER STA ~ItIR CH UA'! I: HU\IE PHi)~.E 03/22/x989_ 7',?-486-;?54 1`R ESE\' f Ap7R FSS iSue,t - (i,y -State- 2ip1 3U0 PEACH GLENN ROAD GARDtvERS PA 17324 1'RF\'IO('S r\DDREtii t}t~,.a _ <}t) - Ala;r -lip) 6C BROAD STREET NEWViLLE PA li'2~100t1U REX)' UTHGR ''I ^ CO-APPLICANT ^ SpOUSE ^ OTHER •--• ~•. ••'-.. ,~., , :.uaiuc.rc DRIVER'S LICENSE NL'A1BER STATE AOFti OI- Uf:PE\DE~TS EMAIL ADDRESS tsitt'I tl ~ ~.:I: hIO:UI: PHONE BUSINESS PfiONEEXT. ! ~i'-RFSr?:r:\D"uR!:iStSn~eet-(dy-State-2ipl U\4'N REVr LLNGTH AT RESIDEKCL' PRli1'lUl.'tiADDRESS(S:rctit-Cin'-Sia0.•-Zip) ^ O1VN ^ RENT i LE\U rH .4i RESIDEKCE . ! (,z. r)I:, sLU,l.r u ~ r,,: Un ,)It :r r,!L' LIVE l\' r. Cu\I~ii ~;I r,- I'R,IPFR f1 ~ fATE- l._J~`I\RRIL'D ^~FP1;2~\l'FU ®l.>:AIA17R1f'U15tn_;r-D,u~*cci-\ViJr~".~ed; EAIPJ.OI'\1ENTiiN['OA'1L' - --- --- \A\IF,\VU NEIULINGER ENTERP`2i~E5 v;nRESSUF E>IPLOI'I'g CARLISLE I I:Il.li(iR~1JE - OPERATOR ) 1. ('H!i ! SI~PPORT UR SEPaR47E `,lil\TE\'.\~C'E I\ kF.\'E.ALI nlr fih f><! :V.'; ( ('li(.`Ci~:_ :O I IA\ (: I I' CJ\SIDCRFU '\9PI (;1-MC\ f 1\i i!\7E -- J~i HEF i\CU?IE 790 pel weekly S ... _~ ^ ---- 1.i 1 \i ;' GR(tj~ SC.;CRCE ~'.!~.lf ,F 115: nU',1'SL\l'Iti\ 7RAVSFI_R rXPEC~i:D UI!N.1!~G!~L'Xi 1'FAR:' T'ES tall II \ IiERE L-NDIKG SEI'ARA'l10\ DATL i ''<I:VIt)'..'S F.1iPL0}'F.R?\'.~91L:\\D ~\nDRESJ ft LAIhL:,1'L;, LPSS Tl:a~~ START;'~i; r).4 J •\\m A~u Aunkra, r,- nr.vus; REt.r rlvE \'or i.IV:IvG \rn•!i \'(a; r:MATHA PETES (71x) Z?~-?869 -- --~~ 011:, ~~ I` E\ : ---- , ~artn t:l.`, FUk )itt\; ('REni). SE('I~RED CREDIT Ok IF 1'Ol! LI\•'f_ IV A COAL4ICNI'rl' PRUI'ER1T SrAI E ^YU I:RIF.U ntiFPARAI ED ^ ll1'MARItIED (Sincle-Dicorcnl-Widoand) !•' `1 Pl.(11'~I1N-t'ltNC01t r AuDk:_: of kEVE:\LEUIF YOI: DO VO'r C'H(X)SE TO HAVF. IT CONSIDERED" • ~ .rte"'vvr ac IiMPLOI'\IC\) I\CU91I OTHER INCUME b __. Per _ ~ Per ^ \Ei' ^ Ci4OSS SOURCE -- AIIt.I'L\RYIS UG'fY Sf.41i0\' TRANSFER EXPECTED DURING NEXT 1'EAR7 YES NO 41iLiRE ENDLNG SEPARATION DATE Ft\ F :'F..4R JiEI'ERL•'IYEE I ,..., .r....,....,.. \AJ1E .iND .ADURESti OF NE.ARES"f Rl I IUSiF 1'H(t~'E ___ J ~ EXHIBIT ' CREDITOR NA11IE OTHER THAN THIS CREDIT UNION INTEREST MONTHLY OWED BY )! ri1T'YOU'OW'E (Attach add[tlanal sbeet(s) if necessary) RATE PRESENT BALANCE PAYMENT AppL[CAN OTHE RENT ^ FIRST kIORTGAGE (inct.Ta~81ns.1 LOAN-MEMBERS 1ST $ 700 S 48 X end h90RTGAGE S S Ist.4UT0 LOAN S S end AUTO LOAN S S CHILD-CARE S S CHILD SUPPORT $ S CREDIT CARD S S CREDIT CARD S $ OTHER S $ OTHER $ S LIST ANY NAMES UNDER W HIGH YOUR CREDIT REFERENCES AND CREDfr HISTORY CAN BE CHECKED: TOTALS S 700 S 48 N PLEDGED AS COLLATERAL OWNED BY ~V HAT YOU O~YN STITUTION LIST LOCATION OF PROPERTY OR FINANCIAL I MARKET VALUE FOR ANOTHER LOAN AppL[C.AN OTHEI HOME $ YES NO AUTO $ YES NO SAVINGS S YES NO CHECKING S YES NO OTHER(Describe) $ YES NO I ER 1NFORh1,4TION A$fWT Y4U ~ IF YOU ANS\\'ER "YES" TO ANY QUESTION OTHER THAN #1, EY.PLAIN ON AN ATTACHED SHEET ARE 1'OU A U.S. CITIZEN OR PERMANENT RESIDENT ALIEN'? _. DO YOU CURRENTLYHAVE ANY OUTSTANDMG JUDGMENTS OR HAVE YOU EVER FILED FOR BANKRUPTCY, HAD A DEBT ADJUSTMENT PLAN CONFIRMED UNDER CHAPTER 13, HAD PROPERTY FORECLOSED UPON OR REPOSSESSED M THE LAST 7 YEARS. OR BEEN A PARTY DJ A LAWSUIT? ?. IS POUR INCOME LIKELYTO DECLINEIN THE NEXT TWO YEARS'? ~. ARE \'OU A CO-MAKER. CO-SIGNER OR GUARANTOR ON ANY LOAN NOT LISTED ABOVE'! FOR WHOM (Name of Othea Obligated on Loan): TO WHOM (Name of Creditor): APPLICANT OTHER Yes No No No STATE LAW NOTICES ' _~ OH10 RESIDENTS ONLY: The Ohio laws against discrimination require that all creditors make credit equally available to all cteditworthy customers, and that credit t•epot•ting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Cotmnission administers compliance with this law. unless the Credit Union is famished a copy of the agreement, statement of decree, or has actual knowledge of its terms, before the credit is granted or the account is opened. (2} Please sign if you ate not applying fot• this account or loan with your spouse. The credit being applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned. ~1'1SCONSIN RESIDENTS ONLY: (1) No provision of any marital pfoperty X agreement, unilateral statement under Section 766.59, or court decree under Section 766.70 Will adversely effect the rights of the Credit Union SIGNATURE FOR WISCONSIN RESIDENTS ONLY DATE 'SIGN. 1. You promise that everything you have stated in this application is con-ect to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. !f you request, the Credit Union will tell you the name and address of any credit bureau fi~orn which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect inforration on loan applications made to federal credit unions or state chartered credit unions insured by NCUA. X (SEAL) APPLICANT'S SIGNATURE DATE UR>rS 2. if you are applying for a credit card, you understand that the use o your card will constitute acknowledgment of receipt and agreement to t11t terms of the credit card agreement and disclosures. You grant us ; security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure your credit cart account. When you are in default, you authorize us to apply the balance it these accounts to any amounts due. Shares and deposits in an Individua Retirement Account, and any other account that would lose special tal treatment under state or federal law if given as security, are not subject tt the security interest you have given in your shares and deposits. X (SEAL) OTHER SIGNATURE DATE FOR CREDiT UN10N1>US~ C)NLY DATE APPROVED SIGNATURE LINE OF CREDIT OTHER OTHER DEBT RATIO~SCORE APPROVED LIMITS: BEFORE AhTER DENIED $ $ $ $ (Adrerse Action Nolice Sent) OFFICER COMMENTS: DATE X DATE CORNERSTONE i•de .~ Cr•dlt U•le P.O. Sox 1181 • 5 Eat Car Drne • Carl'rle, PA 17613 P11olr: (71 71 2 49-1 6 61 • Tdlfiae 1-aa6.71afi796 FAX: (717) 2{9-0206 • viww.rn111vaweda.caop M~bsrJomded-Servtcs band r Addrnlrm. •Yro', and -eolrawer aulr pro iBrar veto alrro nr ern. 'Cndn uNOn', 1w', •6uf ww'w' msn the Cndi[ Udon wNoae nme aPP~ m 1M Plan arMgaro ro wrwm DN Credt UNr barira nt dies vent rr Plr. ilea 6 a muN-Wte daamNd whnh may be 14ad b NY m bonorra fn Y aLlw aaaPt talatYl0. 7. IWw71r llAR wORltd-Tltla k r epryM, muw•1nGM aedlt Pon. We anrdpre mw, from tbrr m rhea. you wR bonow uwnay (eeaNd'adwma~ velar tlr Pin Wa an ad rgYM m wIB Yaaana Y ww arlr 1N Mr W er neYa a rgaeal M'r Yore r tlwe. TM fiddwnran grater tlr dkArem typr d pert (oaaY •amaawwee~ awWaa uldw lM PYn, tlr salad Y1bnp rri for each alhaaaud alryrerY r i drN padadle the and rompaldYlP annlwl Pacrwae rW aY other dBrar. n mqr aho nave 6rBrlemB aln a adxdda for dabmlMtktp the WYrnNd amwnte. 2. CR®If LIaDT - We may, bd do not hM o4 rarWl a cradle amk on arWn su6vmume. n a peak nmlt fa rHOr a euoM6axd, you Dralar rotor arced the eahbWlad areNt rnl[ n you aXaY the aYk IbnIL you promir m mpry immedlrey the amoud whkh ataxYa rte aeos kmn. i. RBAYr9R-You pranbe m r9pery aN emoalle you owe undw the fMw1 Ww blWrl Palnrlanra an da on the rw day d dB maws lalrr we per a dllkrrr dD' w dB for d vt aMw~ce. H dB rlddeYrarl hr ro gymwlt adNd11M for s atGaoroad, Yrr PMrd wka Y pa we 1r and any ttolNlt. You Err nya we pane b Oplen-End Plan Signatures PLUS ma l'mL In nr mwNr eve Crean Union anat. - . 1. f7AM ACCHa - You w1 droal credit aawror in any manner autlwd2ed by a. n el ellaayoum uryowATM/Debk nrd m aaartlr PW1, you my be YbN rorthe 1a1a1n10Ibr1 uw of your AILt/Dabh prd. You rM not De ntlM mr uruutlrormed ur tlrt oeaus albr yp rotlly ue orator or ro wwlnp. d iM lose d1dL or~Bb unwltlar6ed ur. n Ya DeMae you ATIA/DeOM and he been loot or atden, Yromt lM Credt Ihdr1 by aabw o rrtablp a w tlr taMphoa ma116er or addrra mr appers eWwMn n the PWL n tM and k OaY m dddn urutllorrad advanw dhactly hom tlw Plae Yrr IlgyWpRnyprwR not exeedayi5a •pnp•~.,,u~htlollEdYdaum~~naewd wtherir YOU naNY YOUrATM/baba hm wwlalaaal Iralb n N adwroe babe made held your OewdlYt eubrmum. 0. IwlaMla: CIIaRBE -TM doYr errwlalt YW Pair to malt' Uormw9d k aaY a •naro ~1 aeparara WY1Ce allder PYnY To awmDUrM drrW, theinPYtlwte for each day ebroa you Iaw p4nnrd (a slop r adwnee r you haw ndyal maM a pied r muwP~Md M the apptahB dairy pedo0fe raDa. The sum d tier wnaa161 b the Ruro afar PaYmwda aY aYiR~m tlrt gwta haw been u~bhachd witl~ bWroa rah da any addMre m ih baB11a Mee bar maW. In addMon m 61Brew, w mry dprpe onlw flnlria dB1aw who n drebrd r the AdNndum. n nr bNrrt tab r a varpble Intwrt rate dB Addertlur eXPW1B how tlr wrY6N brtarrt tab wodn. {. >tHHM1rY-You Medae r aeadp~ mr the PYn d chart nd dNMNna ard, n wry, a depodB ant inarrt in aN lddand Y1dlvMUel aaouria you hive lvah a row and n the turon /anBhuad r overt afar avow rOa IOW YO LraOleuncrl- blear 6110 rrr-r LGAIR.IwBI' GRNIR Md iSOlRllr A}N#aat, tYgo yr ale M ddaYN mmpp the Atttfeltdum (• roenwnC) and Borrower ~oDr of the INER' ~ru aalaorln rata Nv% ~ gNBee ~ par aortrlla is M aaMarb duo rSecurtty Apreenleld Pi.US and VduMazy Paymald_ OrotecBorl. By signing 8gra nd Igloa#e it u In~lddwl Retlnm~t AopnR, rd a1ry rlq you spree to be hound by the taRr of the Apreemem. olloorrt IYat rwrld tar prhl tr trea6ttoel radar elala ar fidenl Iaw q pfvai w prW r a eeawigi ioearaat hI all aOrllyd aY IMB1 rirr tailor r rosy, m M mWsp m ins seeurl%h1[enet you owe phr gl your anew tt trortla yw ~ wltll r row aY ht tat MIRar tt ttawro wtrt pr aw ~ CUNA Mutual Insurance Society • Madison, WI 53701-0391 • Phone: 800/937-2644 'You' or "Your' meara the member and the joed Insured (k applkeble). that pas the'rme as tt accrues on amounts d advances which are added Credit fruronrb h rot nd ad roepllnd la on~r to ottWt yaur lac. You may Your Lon BaWtMb• select ury Iruror d your cfioia. You haw aatabBellW an open•end Loan Phn wah 00 NOT SItiN TNIS APPLIGTION IF R CONTAINS ANY tNaNK tPACEB. T the Credtt lhdon. Yaur Loan PWI may consbt or one or more Laarw. You pro ~plyirlp a~lieaNoa la wild aN rill aol q uaod fa a ewMot N all OWdt poor qvs t6 the Society for txedtt hlulrarlce. You authodze 1M tdrryr for Irruance m be q.a aoaplMY, n the msmgr qc pot gptY Bed dabd Ws Applia9on, am addY to your Loan Balance each month and underetaln that klurest wkl panic on too Applirpoa hr ant aooo rNtemd. NOTE: The insurance you're applyieg for conhfns sartaln terms and eKClusions; Refer to your certificate for coverage detail WeUREO aEA1BEN MEarEFe GATE of BM1H ACCOIINr tllaaBFJi pqE OF 1.48UE OFTHIS CERTIFa:ATE .rover uruREO MEMael .parr weuRE6s DATE of eimll OROtrP Poucr M1awER atcaNOARY eExasraARr law ao•red 037-2085-0 AIiE COVERAGE SELECTED - COSTPER 5100 31NOLE CREDR tJFE OF YOUR MONTHLY $.07 JOINT CREDR LIFE I OF WUR MONTHLY $.123 UNDE AGE 85 7 I ppWWB RA jCE 65' X wmlESS oArE IM Bab m urea err r M bos ebve) APPAltc7ewA edam ranter wnuP.l9b, w. M, r, w.9a r. am. a. ra, au arexls ar$mm TooROm: leooaeeaola rLEDGE AND BELIEF: ___ - PREMIUM iCHEWLE V SINGLE CREDR DISABILITY I SEESEPIIRATE RATE SCHEDULE Y oN THIS wTE ARE YW PHYSICALLY WORKING FOR A SALARY OR WAGES A MINIMUM OF 25 HOURS A WEIX7 ARE YDU MAXIMUM AGE UNDERAGE ~ ? FOR WSURANCE 65' s_ 050.00 (a;ec,1w11rraauxwuwTEnwrwroNi tt you pro mt.l% al...ded for more then 14 days, then the deebilnr barleflt veil tiepin with the 15th day of disability 166 e~e.~to disk w: aw.bmr.aow) DATE APPm1-07tH CREDIT UNION COPY rtEloaEaoaBtWnmw aloe EXHIBIT ~' CORNERSTONE _i 1•.1• al .~, ,.n n CU. 3m IIAI • 5 Eau C:me Driee • Carlisle, PA linen Phr nr: JlT ]-19.1411 •TDII-iree: I-AAA-?IA•f,?Af '+~: i'I?I N9.A1ntl • ssalv.cWncr5lunclru.cD011 :NrlnherjorcnOrd-Srn•ii r 6nseA Open-End Disbursement BORROWER I NAME JOHN K PETERS JR Receipt Plus LROWER INFORMATION BORROWER2NAME ACCOUNTNUMBER DATE 24179-01 03/03/200 THE ADVANCE IS SECURED BY YOUR SHARES, ALL PROPERTY SECURING OTHER PLAN ADVANCES AND LOANS RECEIVED IN THE PAST OR IN THE FUTURE, AND THE FOLLOWING PROPERTY. PROPERTI'~MODEL YEAR I.D. NUMBER FORD F250 XLT VALUE t KEY NUMBER SUP CAB 4X4 DIE 1997 1FTHX26F2VEC30185 f 7 7 ~l' ~' s s s PLEDGEOFSHARES ACCOUNT AND OR DEPOSITS S NUMBER PLEDGE OF SHARES ACCOUNT AND~OR DEPOSITS s NUMBER ^ CONSUMER'S CLAIMS AND DEFENSES NOTICE - - The following paragraph applies to tl~e Advance only if the box is checked. NOTICE: ANY HOLDEROF THIS CONSUMER CREDITCONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHIC] THE DEBTOR COULD ASSERT AGAINST THE SELLEROF GOODS OR SERVICES OBTAINED PURSUANT HERETOOI WITH THE PROCEEDS HEREOF. RECOVERYHEREUNDERBY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID B~ THE DEBTOR HEREUNDER You can now voluntarily elect to become insured with the coverages) shown below. In order for coverage to become effective you must meet all insurance eligibility requirements stated in the Credit ]nsurance Application/Schedule. NOTE The insurance you're applying for contains certain terms and exclusions; Refer to your certificate for coverage details. if you need a copy of the Insurance Certificate, dust ask. By signing below, you authorize us to add the charges f'or the insurance to your ouutanding balance each month. Coverage election applies to the entire balance on this subaccount. Insurance rates are subject to change. YOU ELECT THE FOLLOtiVING: COST PER S 100 OF YOUR MONTHLY LOAN BALANCE NO Single Credit Disability SEE SEPARATE RATE SCHEDULE NO Single Credit Life S .070 NO Joint Credit Life $ .123 DAILY PERIODIC RATE .023287 ' FPAYA ANNUAL PERCENTAGE RATE INTERESTRATE IS: 8.500 ~ fixed .gMUUNTADVANCED P.4YMENTAMOLR~T s 14,439.50 s 295.76 Loan Officer: 15 DATE DUE 03/25/2008 NAME OF [NSURED(S) Not Elected Not Elected Not Elected S ' '< OTHER FEES (Amount and Description) PAYMENT FREQUENCY LIN~ Monthly /nv l)7GC S NEW BALANCE THIS SUBACCOUN7 ~j ~.~ s 14,439.50 DIT LIMIT REMAINING LIMIT .00 s 0.00 By signing below, or by endorsing the proceeds check for the advanceGdesAcribed (above, or by having the loan proceeds deposited into dlnft account or paid to a third party, you agree: your share/share )) that the property described in the Security Offered section above ("Property") is security under the teens of the LOANLMER Credit and Security Sgr•eernent (the "Plan") for all amounts you owe under the Plan and that the property description is incorporated into and a part of the Plan; 2) that thr Property is also security for any other loans, including but not limited to, any credit card loan that you have with the credit union now or in he futurr; 3) that you will make the payments disclosed above in accordance with the teens of the Plan; and 4) that if you are now electing credit insurance, you al•e voluntarily electing the coverage checked in the Subsequent Election for• Voluntary Payment 'rotection section above. X (SEAL")' ~ X O WER I SIGNATURE - (SEAL) DATE BORROWER2SIGNATURE DATE ., _.. EQUESTED: MEMBER PAYS ~ ~ ~~~:'~ _ PREMIUM FOR: CHECK NUMBER: BRANCH NUMBER. a-.+.+1. vrru,~a I.UMMLN TS rl'\la \AI IT1~11 /:D /ll tD lnOn O, e 1 Oa nn n~ nn ,nn n, . , , .......t.. ....~~....~., r..e.a: r I In, nn r....,. EXHIBIT • C ~;~ y ©~ re~o~ss ~~, i ~~~r COR~IERSTQNE F e d e r a l Credit Union P~• Box 1181, 5 East Gate Drive, Carlisle, PA 17015 Telephone (71 ~ 249- 166 I FAX (71 ~ 249-8208 Member founded -Service based www.cornerstonefcu.coop August 11, 2008 John K. Peters, Jr. 300 Peach Glenn Road Gardners, PA 17324 RE: Loan Account No. 24179..01 1. You are hereby notified that the automobile titled to you being a 1997 Ford F250 with vehicle identification number 1FTHX26F2yEC3018S has been repossessed by ~, ~, Cornerstone Federal Credit Union of 5 Eastgate Drive, Carlisle, PA 17013 because of your default under the contract consisting of a Note in the amount of $14,439.50 dated March 3, 2008. 2. You have fifteen (15) days, down to and including August 26, 2008 in which to redeem the motor vehicle and terminate the contract by payment of the following amounts: ~, (a) Amount of unpaid principal $ 14,057.71 (b) Amount of accrued interest 218.95 (c) Repossession Costs (d) Postage 400.00 5.32 Grand Total ~~ $14,681.98 3. If you do not redeem the automobile by the date specified in paragraph 2, the automobile will be resold. 4. The automobile is now stored at: Cornerstone Federal Credit Union S Eastgate Drive Carlisle, PA 17013 S. Payments made or notice given by you aTe to be made or given to Cornerstone Federal Credit Union, 5 Eastgate Drive, P. 0. Box 1181, Carlisle, Pa 17013. Roxane L. Kain Director -Lending Services :MBER SAVINGS ACCOUNTS FEDERALLY INSURED TO $ 100,000 BY THE NATIONAL CRED EXHIBIT coR ~~` NERSTONE .~ F e d e r a I Credit Union P.O. Box 1181, 5 East Gate Drive, Carlisle, PA 17015 Telephone (717) 249- 166 I FAX (717) 249-8208 Member founded -Service based wwvv.cornerstonefcu.coop January 2, 2009 John K. Peters, Jr. 300 Peach Glenn Rd. Gardners, PA 17324 RE: Loan Account No.: 24179-01 Dear Mr. Peters: This letter is to inform you of the sale of the 1997 Ford F250 Truck which was repossessed by Cornerstone Federal Credit Union on August 7, 2008. The details of the sale are as follows: $ 4,750.00 -Sale price of auto 524.50 --Allowable repossession costs $ 4,225.50 -Net amount from the sale which was applied to the outstanding loan balance The outstanding principal loan balance remaining to be repaid to Cornerstone Federal Credit Union after the sale of the vehicle is $10,330.52. Asper the original contract you agreed to pay any unpaid balance after the sale money was applied to your loan balance. Please be advised that a suit maybe filed against you to recover the remaining deficient loan balance of $10,330.52 with the local District Magistrate. Please contact this office at once to make arrangements for immediate repayment in full of the remaining loan balance. Sincerely, Roxane L. Kain Director -Lending Svcs. IEMBER SAVINGS ACCOUNTS FEDERALLY INSURED TO $ I OO,000 BY THE NATIONAL CRE EXHIBIT eo'a ~vzos 1. v . K r C ~Q QN A t~ Fle. - _~ c~~ tm~c~ of ~rAersr~sno ~..! r,,S C.ll ,verify that, the statements made in the aforegoin 9 document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C. S. §494, relating ~to unswom falsification to authorities. Dated: ~ -23 -fir,) VFRIPI A_ TIQN CCOR~NERSTONE FEDERAL CREDIT UNION By' (.J~-~. ~ . Title: G7 ~ £ . ~ , __ ,.~_36667~24179-01 Peters 80'd 99TL 8EZ LLG '~'d WA'19WI QNV 3I1(Qpx 9b: 80 OT02-ZZ~N.lV SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor FILED-OFF IC{= €"F THE PROTHO rj 213 14 DEC 20 PM 2. 519 "l MBERL AND CQU ', PENh3YLIVAtg1,', Cornerstone Federal Credit Union vs. John K. Peters, Jr. Case Number 2010-7518 SHERIFF'S RETURN OF SERVICE 12/15/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: John K. Peters Jr., but was unable to locate him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant John K. Peters Jr. Deputies were advised John K. Peters Jr. no longer resides at 300 Peach Glenn Road, Gardners, Pennsylvania 17324. The Gardners Postmaster has confirmed, John K. Peters Jr. has moved and left no forwarding address. SHERIFF COST: $43.34 SO ANSWERS, A December 15, 2010 RONW R ANDERSON, SHERIFF Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor OFF -'F . "E ti.? r F iLEO"DEEiCE G1` THE PROTHM TRY 2011 DEC 28 PH 12= 41 CUMBERLAND COUNTY PENNSYLVANIA Cornerstone Federal Credit Union VS. John K. Peters, Jr. Case Number 2010-7518 SHERIFF'S RETURN OF SERVICE 12/20/2011 04:32 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on December 20, 2011 at 1632 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: John K. Peters, Jr., by making known unto Lisa Peters, Mother of Defendant at 24 S. Hanover Street, #3, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her personally the said true and correct copy of the same. oz? RYAN BUR , DE SHERIFF COST: $34.00 December 21, 2011 SHERIFF'S OFFICE OF CUMBERLAND COUNTY SO ANSWERS, RON R ANDERSON, SHERIFF !r) Countysuito Sneo, Teleosott, Inc.